SG11202007277VA - Credit card payment processing method and apparatus - Google Patents

Credit card payment processing method and apparatus

Info

Publication number
SG11202007277VA
SG11202007277VA SG11202007277VA SG11202007277VA SG11202007277VA SG 11202007277V A SG11202007277V A SG 11202007277VA SG 11202007277V A SG11202007277V A SG 11202007277VA SG 11202007277V A SG11202007277V A SG 11202007277VA SG 11202007277V A SG11202007277V A SG 11202007277VA
Authority
SG
Singapore
Prior art keywords
processing method
credit card
payment processing
card payment
credit
Prior art date
Application number
SG11202007277VA
Inventor
Guangda He
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11202007277VA publication Critical patent/SG11202007277VA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G06Q20/3415—Cards acting autonomously as pay-media
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00—Arrangements for program control, e.g. control units
    • G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/46—Multiprogramming arrangements
    • G06F9/54—Interprogram communication
    • G06F9/547—Remote procedure calls [RPC]; Web services
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Software Systems (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11202007277VA 2018-04-04 2019-04-02 Credit card payment processing method and apparatus SG11202007277VA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201810299377.XA CN108764896B (en) 2018-04-04 2018-04-04 Credit card payment processing method and device
PCT/US2019/025413 WO2019195308A1 (en) 2018-04-04 2019-04-02 Credit card payment processing method and apparatus

Publications (1)

Publication Number Publication Date
SG11202007277VA true SG11202007277VA (en) 2020-08-28

Family

ID=63981360

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202007277VA SG11202007277VA (en) 2018-04-04 2019-04-02 Credit card payment processing method and apparatus

Country Status (6)

Country Link
US (1) US20190311347A1 (en)
EP (1) EP3732642A1 (en)
CN (1) CN108764896B (en)
SG (1) SG11202007277VA (en)
TW (1) TW201942822A (en)
WO (1) WO2019195308A1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109993524A (en) * 2019-03-29 2019-07-09 深圳前海微众银行股份有限公司 Card certificate management method, device, equipment and computer readable storage medium
SG10202000208RA (en) * 2020-01-09 2020-03-30 Alipay Labs Singapore Pte Ltd Methods and devices for managing standby letter of credit
US20220029808A1 (en) * 2020-07-26 2022-01-27 Akeyless Secuirity LTD. System, Product and Method for Providing Secured Access to Data
CN115034888A (en) * 2022-06-16 2022-09-09 支付宝(杭州)信息技术有限公司 Credit service providing method and device

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7225156B2 (en) * 2001-07-11 2007-05-29 Fisher Douglas C Persistent dynamic payment service
US10255591B2 (en) * 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
WO2012027385A1 (en) * 2010-08-23 2012-03-01 Princeton Payment Solutions Tokenized payment processing schemes
CN102903189A (en) * 2011-07-25 2013-01-30 上海昂贝电子科技有限公司 Terminal transaction method and device
JP2016509295A (en) * 2013-01-08 2016-03-24 サーク・コーポレーション A method for performing secure payment transactions and protecting cardholder data in a mobile device that allows the mobile device to function as a secure payment terminal
US10878411B2 (en) * 2015-05-13 2020-12-29 Sony Corporation Method and apparatus for issued token management
CN113947396A (en) * 2015-12-30 2022-01-18 创新先进技术有限公司 Credit card payment request processing method and device
US20180174138A1 (en) * 2016-12-21 2018-06-21 Facebook, Inc. Processing payment transactions with dynamic payment token generation and exchange
CN106779695A (en) * 2017-01-18 2017-05-31 世纪禾光科技发展（北京）有限公司 For the method for payment and equipment of e-commerce platform
US10430769B2 (en) * 2017-05-05 2019-10-01 Bank Of America Corporation System for atypical third party channel utilization for resource distribution completion

Also Published As

Publication number Publication date
EP3732642A1 (en) 2020-11-04
US20190311347A1 (en) 2019-10-10
CN108764896B (en) 2020-10-30
TW201942822A (en) 2019-11-01
WO2019195308A1 (en) 2019-10-10
CN108764896A (en) 2018-11-06

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