SG10201805340TA - Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer - Google Patents

Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer

Info

Publication number
SG10201805340TA
SG10201805340TA SG10201805340TA SG10201805340TA SG10201805340TA SG 10201805340T A SG10201805340T A SG 10201805340TA SG 10201805340T A SG10201805340T A SG 10201805340TA SG 10201805340T A SG10201805340T A SG 10201805340TA SG 10201805340T A SG10201805340T A SG 10201805340TA
Authority
SG
Singapore
Prior art keywords
fingerprint
customer
payment
transaction methods
systems enabling
Prior art date
Application number
SG10201805340TA
Inventor
Agrawal Rahul
Gupta Sudhir
Piparsaniya Harsh
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201805340TA priority Critical patent/SG10201805340TA/en
Priority to US16/437,301 priority patent/US11455634B2/en
Publication of SG10201805340TA publication Critical patent/SG10201805340TA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
SG10201805340TA 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer SG10201805340TA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201805340TA SG10201805340TA (en) 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer
US16/437,301 US11455634B2 (en) 2018-06-21 2019-06-11 Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201805340TA SG10201805340TA (en) 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer

Publications (1)

Publication Number Publication Date
SG10201805340TA true SG10201805340TA (en) 2020-01-30

Family

ID=68980634

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201805340TA SG10201805340TA (en) 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer

Country Status (2)

Country Link
US (1) US11455634B2 (en)
SG (1) SG10201805340TA (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
SG10201805343VA (en) 2018-06-21 2020-01-30 Mastercard International Inc Payment transaction methods and systems enabling verification of payment amount by payment card
US11068893B2 (en) * 2018-07-20 2021-07-20 Ford Global Technologies, Llc Decentralized cloud-based authentication for vehicles and associated transactions
US11335209B2 (en) * 2019-10-24 2022-05-17 Mastercard International Incorporated System and methods for performing a visually-impaired transaction
US11055683B1 (en) * 2020-04-02 2021-07-06 Capital One Services, Llc Computer-based systems involving fingerprint or biometrically-activated transaction cards and methods of use thereof
KR102499625B1 (en) * 2020-09-10 2023-02-14 코나아이 (주) Multi card including fingerprint input unit and payment method using the same

Family Cites Families (24)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6058288A (en) 1995-08-07 2000-05-02 Sextant In-Flight Systems, Llc Passenger service and entertainment system
US6131811A (en) * 1998-05-29 2000-10-17 E-Micro Corporation Wallet consolidator
AU782832C (en) * 2000-01-05 2006-04-27 Electronic Finger Print Technologies Limited Method and apparatus for authenticating financial transactions
US7044394B2 (en) 2003-12-17 2006-05-16 Kerry Dennis Brown Programmable magnetic data storage card
US8548927B2 (en) 2001-07-10 2013-10-01 Xatra Fund Mx, Llc Biometric registration for facilitating an RF transaction
US7992007B2 (en) 2002-02-05 2011-08-02 Cardinalcommerce Corporation Dynamic pin pad for credit/debit/ other electronic transactions
US9646300B1 (en) 2002-10-01 2017-05-09 World Award Academy, World Award Foundation, Amobilepay, Inc. Systems and methods for mobile application, wearable application, transactional messaging, calling, digital multimedia capture, payment transactions, and one touch service
US20050131834A1 (en) 2003-12-11 2005-06-16 International Business Machines Corporation E-commerce by check
AU2006294466B2 (en) 2005-09-28 2011-08-18 Visa International Service Association Device, system and method for reducing an interaction time for a contactless transaction
JP2007286697A (en) 2006-04-12 2007-11-01 Mastercard Internatl Japan Inc Payment processing support device and payment processing support method
US7604166B2 (en) * 2006-06-12 2009-10-20 Rania Abouyounes Method and system for flexible purchases using only fingerprints at the time and location of purchase
EP2626805B1 (en) * 2008-12-01 2017-10-25 BlackBerry Limited Simplified biometric character sequence entry
US20140095387A1 (en) * 2012-10-01 2014-04-03 Nxp B.V. Validating a transaction with a secure input and a non-secure output
US20140359757A1 (en) * 2013-06-03 2014-12-04 Qualcomm Incorporated User authentication biometrics in mobile devices
GB2522929A (en) 2014-02-11 2015-08-12 Mastercard International Inc Transaction authorisation method and system
US20150363762A1 (en) 2014-06-14 2015-12-17 Mastercard International Incorporated Apparatus, method, and computer program product for mobile open payment network
US9646307B2 (en) * 2014-09-23 2017-05-09 Sony Corporation Receiving fingerprints through touch screen of CE device
US9519901B1 (en) * 2015-09-16 2016-12-13 Square, Inc. Biometric payment technology
CN109313756B (en) 2016-06-15 2023-03-10 万事达卡国际公司 Transaction flow and transaction processing for bridged payment systems
KR102608994B1 (en) 2016-07-28 2023-12-06 삼성전자주식회사 Method and electronic device for payment using biometric authentication
US10521793B2 (en) 2017-01-12 2019-12-31 BBPOS Limited System and method to protect privacy of personal-identification-number entry on consumer mobile device and computing apparatus
US10719597B2 (en) 2017-04-04 2020-07-21 Visa International Service Association Authorization of virtual reality interactions using controlled randomization
SG10201805343VA (en) 2018-06-21 2020-01-30 Mastercard International Inc Payment transaction methods and systems enabling verification of payment amount by payment card
US11277747B2 (en) 2019-04-03 2022-03-15 Google Llc Base station location authentication

Also Published As

Publication number Publication date
US20190392453A1 (en) 2019-12-26
US11455634B2 (en) 2022-09-27

Similar Documents

Publication Publication Date Title
SG10201805340TA (en) Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer
IL289298A (en) Distributed transaction propagation and verification system
SG11202000783UA (en) Methods and devices for validating transaction in blockchain system
SG11202112019PA (en) Verification of data fields of blockchain transactions
SG10201805343VA (en) Payment transaction methods and systems enabling verification of payment amount by payment card
IL261222A (en) System and method of digitizing physical currency of a cash transaction between a merchant and a customer
EP3750086A4 (en) Transaction and identity verification system and method
EP3528221A4 (en) Ic card-based transaction processing and credit payment authorization method, device and system
SG10201806192PA (en) Methods and systems for facilitating payment transactions at point of sale terminals
SG11201708791QA (en) System and methods for enhanced approval of a payment transaction
EP4004777A4 (en) Methods and systems for enrollment and use of biometric payment card
SG11202100901WA (en) Blockchain smart contract-based signature verification methods and systems
EP3528192A4 (en) Transaction method, payment device, verification device and server
SG10201809003SA (en) Interchange fee processing methods and systems for card based payment transactions
MX2017015821A (en) Systems and methods for extending credit to small/medium-sized enterprises.
SG11202103512UA (en) Tokenized contactless transaction enabled by cloud biometric identification and authentication
GB202103396D0 (en) Systems and methods for distributed identity verification during a transaction
EP3631729A4 (en) System and method for customer initiated payment transaction
GB202018306D0 (en) Transaction verification
SG10201807095XA (en) Method and system for facilitating recurring customer payments to merchants
SG10201908025RA (en) Methods and systems for enhancing online payment transaction experience
IL270874A (en) Dynamic verification method and system for card transactions
SG10201502192YA (en) Method and system for facilitating payment of credit card bills
SG10201805333SA (en) Methods and systems for facilitating an online payment transaction
SG10201805337YA (en) Computer system and computer-implemented method for secure payment transaction