SG10201805343VA - Payment transaction methods and systems enabling verification of payment amount by payment card - Google Patents

Payment transaction methods and systems enabling verification of payment amount by payment card

Info

Publication number
SG10201805343VA
SG10201805343VA SG10201805343VA SG10201805343VA SG10201805343VA SG 10201805343V A SG10201805343V A SG 10201805343VA SG 10201805343V A SG10201805343V A SG 10201805343VA SG 10201805343V A SG10201805343V A SG 10201805343VA SG 10201805343V A SG10201805343V A SG 10201805343VA
Authority
SG
Singapore
Prior art keywords
payment
transaction methods
systems enabling
enabling verification
card
Prior art date
Application number
SG10201805343VA
Inventor
Agrawal Rahul
Gupta Sudhir
Piparsaniya Harsh
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201805343VA priority Critical patent/SG10201805343VA/en
Priority to US16/437,321 priority patent/US11568194B2/en
Publication of SG10201805343VA publication Critical patent/SG10201805343VA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07701—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising an interface suitable for human interaction
    • G06K19/07709—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising an interface suitable for human interaction the interface being a keyboard
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00—Business processing using cryptography

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Hardware Design (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)
SG10201805343VA 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by payment card SG10201805343VA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201805343VA SG10201805343VA (en) 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by payment card
US16/437,321 US11568194B2 (en) 2018-06-21 2019-06-11 Payment transaction methods and systems enabling verification of payment amount by payment card

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201805343VA SG10201805343VA (en) 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by payment card

Publications (1)

Publication Number Publication Date
SG10201805343VA true SG10201805343VA (en) 2020-01-30

Family

ID=68980711

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201805343VA SG10201805343VA (en) 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by payment card

Country Status (2)

Country Link
US (1) US11568194B2 (en)
SG (1) SG10201805343VA (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
SG10201805340TA (en) 2018-06-21 2020-01-30 Mastercard International Inc Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer
US20210264409A1 (en) * 2020-02-26 2021-08-26 Mastercard International Incorporated Methods and systems for payment transaction at merchant device from customer wallet
EP4123543A1 (en) * 2021-07-22 2023-01-25 Deutsche Telekom AG Method and system for operating a mobile point-of-sales application

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US6058288A (en) * 1995-08-07 2000-05-02 Sextant In-Flight Systems, Llc Passenger service and entertainment system
US6131811A (en) 1998-05-29 2000-10-17 E-Micro Corporation Wallet consolidator
WO2001050428A1 (en) 2000-01-05 2001-07-12 Colin Mitchell Method and apparatus for authenticating financial transactions
US7044394B2 (en) * 2003-12-17 2006-05-16 Kerry Dennis Brown Programmable magnetic data storage card
US8548927B2 (en) * 2001-07-10 2013-10-01 Xatra Fund Mx, Llc Biometric registration for facilitating an RF transaction
JP2003150828A (en) * 2001-11-19 2003-05-23 Nec Toppan Circuit Solutions Inc Custom product order reception support system
US7992007B2 (en) * 2002-02-05 2011-08-02 Cardinalcommerce Corporation Dynamic pin pad for credit/debit/ other electronic transactions
US9646300B1 (en) * 2002-10-01 2017-05-09 World Award Academy, World Award Foundation, Amobilepay, Inc. Systems and methods for mobile application, wearable application, transactional messaging, calling, digital multimedia capture, payment transactions, and one touch service
US20050131834A1 (en) * 2003-12-11 2005-06-16 International Business Machines Corporation E-commerce by check
EP2711889A3 (en) * 2005-09-28 2014-04-30 Visa International Service Association Device, system and method for reducing an interaction time for a contactless transaction
JP2007286697A (en) * 2006-04-12 2007-11-01 Mastercard Internatl Japan Inc Payment processing support device and payment processing support method
US7604166B2 (en) 2006-06-12 2009-10-20 Rania Abouyounes Method and system for flexible purchases using only fingerprints at the time and location of purchase
EP2626805B1 (en) 2008-12-01 2017-10-25 BlackBerry Limited Simplified biometric character sequence entry
US20140095387A1 (en) * 2012-10-01 2014-04-03 Nxp B.V. Validating a transaction with a secure input and a non-secure output
US20140359757A1 (en) 2013-06-03 2014-12-04 Qualcomm Incorporated User authentication biometrics in mobile devices
GB2522929A (en) 2014-02-11 2015-08-12 Mastercard International Inc Transaction authorisation method and system
US20150363762A1 (en) * 2014-06-14 2015-12-17 Mastercard International Incorporated Apparatus, method, and computer program product for mobile open payment network
US9646307B2 (en) 2014-09-23 2017-05-09 Sony Corporation Receiving fingerprints through touch screen of CE device
US9519901B1 (en) 2015-09-16 2016-12-13 Square, Inc. Biometric payment technology
US20170364879A1 (en) * 2016-06-15 2017-12-21 Mastercard International Incorporated Transaction flows and transaction processing for bridged payment systems
US20180005203A1 (en) * 2016-06-30 2018-01-04 Square, Inc. Display notification of information upon payment authorization
KR102608994B1 (en) 2016-07-28 2023-12-06 삼성전자주식회사 Method and electronic device for payment using biometric authentication
US10521793B2 (en) * 2017-01-12 2019-12-31 BBPOS Limited System and method to protect privacy of personal-identification-number entry on consumer mobile device and computing apparatus
US10719597B2 (en) * 2017-04-04 2020-07-21 Visa International Service Association Authorization of virtual reality interactions using controlled randomization
SG10201805340TA (en) 2018-06-21 2020-01-30 Mastercard International Inc Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer
US11277747B2 (en) * 2019-04-03 2022-03-15 Google Llc Base station location authentication

Also Published As

Publication number Publication date
US20190392277A1 (en) 2019-12-26
US11568194B2 (en) 2023-01-31

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