SG10201800546XA - Electronic transaction data processing systems and methods - Google Patents

Electronic transaction data processing systems and methods

Info

Publication number
SG10201800546XA
SG10201800546XA SG10201800546XA SG10201800546XA SG10201800546XA SG 10201800546X A SG10201800546X A SG 10201800546XA SG 10201800546X A SG10201800546X A SG 10201800546XA SG 10201800546X A SG10201800546X A SG 10201800546XA SG 10201800546X A SG10201800546X A SG 10201800546XA
Authority
SG
Singapore
Prior art keywords
transaction data
transaction
data
refund
data processing
Prior art date
Application number
SG10201800546XA
Inventor
Kumar Agarwalla Sachin
Gupta Shweta
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201800546XA priority Critical patent/SG10201800546XA/en
Priority to US16/251,787 priority patent/US11687943B2/en
Publication of SG10201800546XA publication Critical patent/SG10201800546XA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407—Cancellation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/23—Updating
    • G06F16/2379—Updates performed during online database operations; commit processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24—Querying
    • G06F16/245—Query processing
    • G06F16/2455—Query execution
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0633—Lists, e.g. purchase orders, compilation or processing

Abstract

ELECTRONIC TRANSACTION DATA PROCESSING SYSTEMS AND METHODS A data processing system for reconciling electronic transaction data is disclosed. The data processing system comprises: a computer processor and a data storage device, the data storage device storing instructions operative by the processor to: receive refund transaction data indicating a refund transaction, the refund transaction data comprising an indication of an original transaction and an indication of a refund amount; look up original transaction data for the original transaction in a payment transaction database; generate reconciled transaction data from the refund transaction data and the original transaction data; and provide the reconciled transaction data to a user device. [Figure to print with the abstract: Fig. ] 22
SG10201800546XA 2018-01-22 2018-01-22 Electronic transaction data processing systems and methods SG10201800546XA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201800546XA SG10201800546XA (en) 2018-01-22 2018-01-22 Electronic transaction data processing systems and methods
US16/251,787 US11687943B2 (en) 2018-01-22 2019-01-18 Electronic transaction data processing systems and methods

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201800546XA SG10201800546XA (en) 2018-01-22 2018-01-22 Electronic transaction data processing systems and methods

Publications (1)

Publication Number Publication Date
SG10201800546XA true SG10201800546XA (en) 2019-08-27

Family

ID=67299483

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201800546XA SG10201800546XA (en) 2018-01-22 2018-01-22 Electronic transaction data processing systems and methods

Country Status (2)

Country Link
US (1) US11687943B2 (en)
SG (1) SG10201800546XA (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11049112B2 (en) * 2018-05-24 2021-06-29 Paypal, Inc. Systems and methods facilitating chargebacks in electronic transactions
CN112632059B (en) * 2019-10-09 2023-08-15 浙江大搜车软件技术有限公司 Data checking method, device, electronic equipment and machine-readable storage medium
US11216821B1 (en) * 2021-01-14 2022-01-04 Coupang Corp. Systems and methods for breaking up select requests to streamline processes and improve scalability
US20230169475A1 (en) * 2021-12-01 2023-06-01 Chargezoom, Inc. System and method for omnidirectional syncing of payment data

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2423113A1 (en) * 2000-08-25 2002-02-28 American Express Travel Related Services Company, Inc. System and method for account reconciliation
US7269737B2 (en) * 2001-09-21 2007-09-11 Pay By Touch Checking Resources, Inc. System and method for biometric authorization for financial transactions
US9691055B2 (en) 2010-12-17 2017-06-27 Google Inc. Digital wallet
US8378490B2 (en) 2011-03-15 2013-02-19 Taiwan Semiconductor Manufacturing Company, Ltd. Semiconductor apparatus including a metal alloy between a first contact and a second contact
US9092773B2 (en) 2012-06-30 2015-07-28 At&T Intellectual Property I, L.P. Generating and categorizing transaction records
US9245261B2 (en) 2013-05-07 2016-01-26 Ramalingam Krishnamurthi Anand Automatic receipt logging and notifications for transactions
US20160321661A1 (en) * 2015-04-29 2016-11-03 The Retail Equation, Inc. Systems and methods for organizing, visualizing and processing consumer transactions data

Also Published As

Publication number Publication date
US20190228412A1 (en) 2019-07-25
US11687943B2 (en) 2023-06-27

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