CN110322339A - Virtual resource management method, device, computer system and readable storage medium storing program for executing - Google Patents
Virtual resource management method, device, computer system and readable storage medium storing program for executing Download PDFInfo
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Abstract
The invention discloses virtual resource management method, device, computer system and readable storage medium storing program for executing, are based on cloud field, comprising: receive the resource transfers data exported by resource balance system, and obtain overdue account according to resource transfers data；Overdue account and overdue transfer amount are added in monitoring account statements；It receives and data is possessed by the resource that resource flows into system output, and possess data according to resource and monitor account statements setting and execute account；Overdue transfer amount and resource ownership are obtained according to account is executed；Triggering transfer amount is obtained according to overdue transfer amount and resource ownership, resource transfers are carried out according to triggering transfer amount and execution account, and obtain to shift and successfully instruct；Monitoring account statements are updated according to successfully instruction is shifted.The present invention realizes monitors the resource account of overdue non-transferring resource automatically, greatly reduces the investment of human resources, improves the operational efficiency of bank, ensure that the timeliness of debt-credit resource reclaim.
Description
Technical field
The present invention relates to field of communication technology more particularly to a kind of virtual resource management method, device, computer system and
Readable storage medium storing program for executing.
Background technique
The triggering resource transfers work of current bank is usually in monthly fixed dates, using between morning batches of button or night batch button two
Kind mode carries out resource transfers to the loan transaction of resource account；However, during the development of bank loan business, always
The case where overdue non-transferring resource can be encountered；
In general, bank can be monitored the resource account of overdue non-transferring resource by the way of manually monitoring, once
It was found that the resource account has fund to squeeze into, generally can the overdue regular resource not also owed of the limited repayment resource account turn
Shifting amount；
It is not only time-consuming by the way of manually monitoring but also to consume however, client is numerous since banking is huge
A large amount of manpower, and inefficiency, error rate is high, therefore is unfavorable for the normal development and progress of banking.
Summary of the invention
The object of the present invention is to provide virtual resource management method, device, computer system and readable storage medium storing program for executing, are used for
It solves the problems, such as of the existing technology.
To achieve the above object, the present invention provides a kind of virtual resource management method, comprising:
The corresponding resource transfers of virtual resource account exported by resource balance system are received by database fastening means
Data, and be based on risk evaluation model according to the resource transfers data and judge whether the virtual resource account is overdue account
Number；
If so, the overdue account is associated with overdue transfer amount, and it is added in monitoring account statements；
It receives and data is possessed by the resource corresponding with the virtual resource account that resource flows into system output, and according to institute
It states resource and possesses data and monitoring account statements setting execution account；
Overdue transfer amount and resource ownership are obtained according to the execution account；
The triggering transfer amount that the virtual resource account is obtained according to the overdue transfer amount and resource ownership, according to institute
It states triggering transfer amount and executes account and carry out resource transfers, and obtain to shift and successfully instruct；
Successfully instruction update monitoring account statements are shifted according to described.
It is described to receive the resource transfers data exported by resource balance system and according to the resource transfers in above scheme
Data obtain overdue account, comprising the following steps:
S101: it receives resource that is produced when carrying out resource transfers to resource account by resource balance system and exporting and turns
Data are moved, there is resource account, estimated resource transfers amount and real resource transfer amount in the resource transfers data；
S102: estimated resource transfers amount and the real resource transfer amount in the resource transfers data are compared；
If the real resource transfer amount is consistent with the estimated resource transfers amount, determine to generate the resource transfers number
According to resource account be normal account；
If the real resource transfer amount is less than the estimated resource transfers amount, determine to generate the resource transfers data
Resource account be overdue account, and by the overdue account and overdue transfer amount be added to monitoring account statements in.
In above scheme, the overdue account and overdue transfer amount are added in monitoring account statements, including following step
It is rapid:
S201: the estimated resource transfers amount and real resource extracted in the resource transfers data with overdue account turn
Shifting amount；
S202: the difference for calculating the estimated resource transfers amount and real resource transfer amount obtains overdue transfer amount；
S203: it after the overdue account is associated with the overdue transfer amount, is added in the monitoring account statements.
In above scheme, described receive possesses data by the resource that resource flows into system output, and is protected according to the resource
There are data and monitoring account statements setting to execute account, comprising the following steps:
S301: reception is generated from resource inflow system when being stored in fund to resource account and the resource exported possesses number
According to the resource possesses the account number of the resource account in data with the deposit fund；
S302: the resource is possessed into the account number in data and is successively compared with the overdue account in monitoring account statements
It is right；
If not having the consistent overdue account of account number for possessing data with the resource in the monitoring account statements,
Generate normal signal；
If there is the consistent overdue account of account number for possessing data with the resource in the monitoring account statements, give birth to
At resource transfers signal；
S303: determine that the resource possesses resource account corresponding to the account number of data and is positive according to the normal signal
Normal account；Or
The account number that the overdue account and the resource possess data is set respectively according to the resource transfers signal
To execute account, and overdue transfer amount and resource ownership are obtained according to the execution account.
In above scheme, overdue transfer amount and resource ownership are obtained according to the execution account, comprising the following steps:
S401: it is obtained in the monitoring account statements and the overdue transfer amount for executing account relating；
S402: the execution account is exported to the resource and flows into system；
S403: the resource for receiving the deposit for flowing into system output by the resource resource account for executing account is possessed
Amount.
In above scheme, triggering transfer amount is obtained according to the overdue transfer amount and resource ownership, according to the triggering
Transfer amount and execution account carry out resource transfers, and obtain to shift and successfully instruct, comprising the following steps:
S501: the execution account is exported to resource balance system, extracts the resource balance system with described
Execute the resource account of account；
S502: reception is successfully instructed by the extraction that the resource balance system exports；
S503: according to it is described extract successfully to instruct the overdue transfer amount and the resource ownership are compared；
If the overdue transfer amount is greater than the resource ownership, the resource ownership is set as triggering transfer
Amount；
If the overdue transfer amount is less than the resource ownership, the overdue transfer amount is set as triggering transfer
Amount；
S504: the triggering transfer amount is exported to resource balance system, makes the resource balance system according to the touching
It sends out transfer amount and resource transfers is carried out to the resource account；
S505: reception is successfully instructed by the transfer that the resource balance system exports.
In above scheme, successfully instruction update monitoring account statements are shifted according to described, comprising the following steps:
S601: if by the resource ownership be set as trigger transfer amount, according to it is described shift successfully instruction will described in
Overdue transfer amount and resource ownership subtract each other the remaining overdue transfer amount of acquisition and generate change signal；
If the overdue transfer amount is set as to trigger transfer amount, successfully instruction generation elimination letter is shifted according to described
Number；
S602: it according to the change signal, deletes in the monitoring account statements and executes the overdue of account relating with described
Transfer amount；Be loaded into the overdue transfer amount of residue as newest overdue transfer amount in the monitoring account statements, and with institute
Execution account relating is stated, updates the monitoring account statements to realize；Or
According to the elimination signal, delete in the monitoring account statements with the consistent overdue account of the execution account and
Overdue transfer amount updates the monitoring account statements to realize.
To achieve the above object, the present invention also provides a kind of virtual resource managing devices, comprising:
Resource transfers data reception module, for receiving the void exported by resource balance system by database fastening means
The quasi- corresponding resource transfers data of resource account, and be based on risk evaluation model according to the resource transfers data and judge the void
Whether quasi- resource account is overdue account；
Account adding module for the overdue account to be associated with overdue transfer amount, and is added to monitoring account statements
In；
Account setting module is executed, the corresponding with the virtual resource account of system output is flowed by resource for receiving
Resource possesses data, and possesses data and monitoring account statements setting execution account according to the resource；
Resource confirmation module, for obtaining overdue transfer amount and resource ownership according to the execution account；
Execution module, for obtaining the triggering of the virtual resource account according to the overdue transfer amount and resource ownership
Transfer amount according to the triggering transfer amount and executes account progress resource transfers, and obtains to shift and successfully instruct；
Update module, for shifting successfully instruction update monitoring account statements according to described.
To achieve the above object, the present invention also provides a kind of computer systems comprising multiple computer equipments, it is each to calculate
Machine equipment includes memory processor and stores the computer program that can be run on a memory and on a processor, described
The step of processor of multiple computer equipments realizes above-mentioned virtual resource management method when executing the computer program jointly.
To achieve the above object, the present invention also provides a kind of computer readable storage mediums comprising multiple storage mediums,
Computer program is stored on each storage medium, the computer program of the multiple storage medium storage is executed by processor
Shi Gongtong realizes the step of above-mentioned virtual resource management method.
A kind of virtual resource management method, device, computer system and readable storage medium storing program for executing provided by the invention, pass through benefit
Resource transfers data are received with resource transfers data reception module and obtain overdue account, are exceeded using account adding module by described
Phase account and overdue transfer amount are added in monitoring account statements；It realizes and the resource account of overdue non-transferring resource is supervised automatically
Control, greatly reduces the investment of human resources, improves the operational efficiency of bank；Meanwhile it is real-time using monitoring account statements
All resource accounts are determined in the fund of deposit, realize comprehensive covering to delinquent account；
Possess data by execution account setting module reception resource and set execution account, confirms mould finally by resource
Root tuber obtains overdue transfer amount and resource ownership according to the execution account；Triggering transfer amount is obtained using execution module and is carried out
Resource transfers；So that the resource account of overdue non-transferring resource once has fund entrance, the technical program will be in time to the resource
Resource ownership in account is deducted, and to repay the regular resource transfers amount that the resource account is owed in time, ensure that
The timeliness for borrowing or lending money resource reclaim, not only ensure that the equity of creditor, also improves user experience, be conducive to push away on a large scale
Extensively；
Monitoring account statements are updated by update module, judge the money to deduct situation according to the fund of resource account in real time
Whether source account is still delinquent account, and updates monitoring account statements according to the judgment result, to guarantee monitoring account statements
Validity.
Detailed description of the invention
Fig. 1 is the flow chart of virtual resource management method embodiment one of the present invention；
Fig. 2 be virtual resource management method embodiment one of the present invention between virtual resource managing device and service system
Work flow diagram；
Fig. 3 is the program module schematic diagram of virtual resource managing device embodiment two of the present invention；
Fig. 4 is the hardware structural diagram of computer equipment in computer system embodiment three of the present invention.
Appended drawing reference:
1, virtual resource managing device 2, resource balance system 3, resource flow into system 4, computer equipment
11, resource transfers data reception module 12, account adding module 13, execution account setting module
14, resource confirmation module 15, execution module 16, update module
17, module 41, memory 42, processor are founded
Specific embodiment
In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawings and embodiments, right
The present invention is further elaborated.It should be appreciated that described herein, specific examples are only used to explain the present invention, not
For limiting the present invention.Based on the embodiments of the present invention, those of ordinary skill in the art are not before making creative work
Every other embodiment obtained is put, shall fall within the protection scope of the present invention.
A kind of virtual resource management method, device, computer system and readable storage medium storing program for executing provided by the invention, are suitable for
Field of communication technology, it is a kind of based on resource transfers data reception module, account adding module, execution account setting mould to provide
Block, resource confirmation module, execution module, update module and the virtual resource management method for founding module.By being turned using resource
Move data reception module and receive resource transfers data and simultaneously obtain overdue account, using account adding module will the overdue account with
Overdue transfer amount is added in monitoring account statements；It realizes and the resource account of overdue non-transferring resource is monitored automatically, greatly
The investment for reducing human resources, improve the operational efficiency of bank；Meanwhile using monitoring account statements in real time to all moneys
Source account is determined in the fund of deposit, realizes comprehensive covering to delinquent account；
Possess data by execution account setting module reception resource and set execution account, confirms mould finally by resource
Root tuber obtains overdue transfer amount and resource ownership according to the execution account；Triggering transfer amount is obtained using execution module and is carried out
Resource transfers；So that the resource account of overdue non-transferring resource once has fund entrance, the technical program will be in time to the resource
Resource ownership in account is deducted, and to repay the regular resource transfers amount that the resource account is owed in time, ensure that
The timeliness for borrowing or lending money resource reclaim, not only ensure that the equity of creditor, also improves user experience, be conducive to push away on a large scale
Extensively；
Monitoring account statements are updated by update module, judge the money to deduct situation according to the fund of resource account in real time
Whether source account is still delinquent account, and updates monitoring account statements according to the judgment result, to guarantee monitoring account statements
Validity.
Embodiment one
Please refer to Fig. 1 and Fig. 2, a kind of virtual resource management method of the present embodiment, using virtual resource managing device 1,
Include:
The corresponding resource transfers of virtual resource account exported by resource balance system 2 are received by database fastening means
Data, and be based on risk evaluation model according to the resource transfers data and judge whether the virtual resource account is overdue account
Number；
If so, the overdue account is associated with overdue transfer amount, and it is added in monitoring account statements；
It receives and the resource corresponding with the virtual resource account that exports of system 3 is flowed by resource possesses data, and according to
The resource possesses data and monitoring account statements setting executes account；
Overdue transfer amount and resource ownership are obtained according to the execution account；
The triggering transfer amount that the virtual resource account is obtained according to the overdue transfer amount and resource ownership, according to institute
It states triggering transfer amount and executes account and carry out resource transfers, and obtain to shift and successfully instruct；
Successfully instruction update monitoring account statements are shifted according to described.
Preferably, it is borrowed using JDBC (connection of Java Data Base Connectivity java database) connection resource
Loan system 2, to obtain the resource transfers data and overdue account that are exported by resource balance system 2；Since JDBC is by java language
Speech writes completion, therefore has good cross-platform characteristic, and the database application write using JDBC can be at any
It holds and is run on the platform of java, without writing different application programs on different platforms.
Preferably, when reception flows into the resource that system 3 exports by resource and possesses data, most by MQ message queue technology
The reduction of limits and resource flow into interdepending between system 3, improve system availability and scalability, simultaneously also
It ensure that resource possesses the reliable transmission of data.
Preferably, before the resource transfers data for receiving and being exported by resource balance system 2 further include: found monitoring
Account statements, the monitoring account statements include overdue account and overdue transfer amount.
Specifically, described receive the resource transfers data exported by resource balance system 2 and according to the resource transfers number
According to the overdue account of acquisition, comprising the following steps:
S101: resource that is produced when carrying out resource transfers to resource account by resource balance system 2 and exporting is received
Data are shifted, there is resource account, estimated resource transfers amount and real resource transfer amount in the resource transfers data；
Wherein, the resource account is the account number of resource account；It is expected that resource transfers amount is that the resource account is providing
The amount of money of reimbursement credit is needed in period, the amount of money of actual discharge when real resource transfer amount is the resource account reimbursement credit；
Resource balance system 2 combs the resource account being stored in resource balance system, root within the fixed cycle
According to receipt corresponding to the resource account, obtain ought transferring resource day by day resource account；Money ought be shifted day by day by described
Receipt corresponding to the resource account in source obtains the estimated transfer amount of the resource account；Resource balance system 2 to it is described ought be day by day
The account of transferring resource carries out resource transfers, and obtains the actual transfer amount of the resource account；
Specifically, extracting resource account from resource transfers data using account number regular expression in the step S101
Number；
Estimated transfer amount is extracted from resource transfers data using estimated resource transfers regular expression；
Actual transfer amount is extracted from resource transfers data using real resource transfer regular expression；
S102: estimated resource transfers amount and the real resource transfer amount in the resource transfers data are compared；
If the real resource transfer amount is consistent with the estimated resource transfers amount, determine to generate the resource transfers number
According to resource account be normal account；
If the real resource transfer amount is less than the estimated resource transfers amount, determine to generate the resource transfers data
Resource account be overdue account, and by the overdue account and overdue transfer amount be added to monitoring account statements in.
Further, in the step S102, if the real resource transfer amount is less than the estimated resource transfers amount,
Determine that the resource account for generating the resource transfers data is that overdue account is further comprising the steps of:
S102-1: overdue threshold value is set；
S102-2: if the real resource transfer amount is less than the estimated resource transfers amount, the estimated resource is calculated
The difference of transfer amount and real resource transfer amount obtains resource transfers amount to be turned；
S102-3: the resource transfers amount to be turned is compared with overdue threshold value；
If the resource transfers amount to be turned is less than overdue threshold value, the resource account for generating the resource transfers data is determined
For normal account；
If the resource transfers amount to be turned is greater than overdue threshold value, the resource account for generating the resource transfers data is determined
For overdue account.
Because of situations such as resource account the owner during transferring resource it is possible that fault or forget transferring resource,
Therefore, by this method, its resource account is caused directly to be determined because making mistakes or forgetting transferring resource to avoid the owner
Occur for the case where delinquent account, and then improves user experience.
Optionally, the step S102 may also include, if the actual transfer amount is less than the estimated transfer amount, from money
Obtain resource account corresponding to the resource account in source balance system 2, and according to vector rule by the resource account
Personal information and Financial Information switch to financial vector, recycle using whether mature risk evaluation model judges the resource account
For malice resource account；If so, determining that the resource account for generating the resource transfers data is overdue account；If it is not, then sentencing
The resource account of the raw resource transfers data of fixed output quota is normal account.
Specifically, the maturation risk evaluation model is obtained by following steps training:
S102-11: overdue resource account is extracted from the overdue database of history；
S102-12: the personal information of the resource account and Financial Information are switched to by financial vector by vector rule；
Further, vector rule be used for by resource account personal information and Financial Information switch to element value, make to provide
The personal information and Financial Information of source account switch to the financial vector of N-dimensional；
Such as: the personal information includes: gender, native place, age；It so, can be corresponding by gender male in vector rule
Numerical value 1, gender female correspond to numerical value 0；Each city in the whole nation is numbered, if Beijing corresponds to numerical value 1, Shanghai corresponds to numerical value 2 etc.；By year
Age section is numbered, such as 18-22 years old corresponding numerical value 1,23-26 years old corresponding numerical value 2,27-30 years old corresponding numerical value 3 etc.；
Therefore, if personal information is male, native place Shanghai, at the age 25, corresponding vector is { 1,2,2 }；
The Financial Information includes: overdue transfer amount, term of loan, debt-credit stock number, overdue number；So, in vector
, can be by overdue transfer amount in 1000 yuan of corresponding numerical value 1 below in rule, overdue transfer amount is less than 2000 yuan and is higher than 1000 yuan
Correspondence numerical value 2 etc.；Corresponding numerical value 1,2 years or less term of loan 1 year or less and it is greater than 1 year or more corresponding numerical value 2 etc.；It will debt-credit
50,000 yuan of stock number or less corresponding 1,50000 yuan of numerical value or more and less than 100,000 yuan corresponding 2,100000 yuan of numerical value or more and less than 150,000
Corresponding numerical value 3 of member etc.；By the corresponding numerical value 0 of overdue number 0, overdue number 1 time corresponding numerical value 1, overdue number 2 times corresponding numerical value 2
Deng；
If therefore Financial Information is 500 yuan of overdue transfer amount, the term of loan 2 years, 80,000 yuan of stock number are borrowed or lent money, overdue number 2
Secondary corresponding vector is { 1,2,2,2 }
Finally, by vector corresponding to vector sum Financial Information corresponding to above-mentioned personal information merge, obtain finance to
It measures { 1,2,2,1,2,2,2 }；
S102-13: preparing risk evaluation model, and the financial vector is built into the input layer of risk evaluation model；In advance
If risk factor, the risk factor is configured to output vector, and the risk assessment mould is obtained according to the output vector
The output layer of type；
Wherein, the risk evaluation model in this step can be for be in the nature sorting algorithm for SVM model, principle be logical
It crosses searching classification plane input data is classified；
Further, the overdue resource account includes during transferring resource it is possible that making mistakes or forgetting to shift
The non-malicious resource account of resource, and malice are in arrears with transferring resource or not the malice resource account of transferring resource；
Therefore, risk factor can be quantified in this step, for example, non-malicious resource account is set as 0, malice resource account
Family is set as 1；
S102-14: according to the input layer and output layer of the risk evaluation model, obtain the input vector and export to
Mapping parameters between amount, and middle layer is obtained according to the mapping parameters；
Wherein, in machine learning model, middle layer is hidden layer, is reflected between input vector and output vector wherein hiding
Penetrate relationship, such as mapping parameters.Wherein mapping parameters can be weight proportion or functional expression etc., and specific mapping parameters can basis
The structure of risk evaluation model is configured.In framework risk evaluation model, it can be set initialization mapping parameters, and according to
Initialization mapping parameters obtain middle layer.In specific application, risk evaluation model is SVM model, the wherein mapping of interbed
Parameter can be RBF ((Radial Basis Function, radial basis function) kernel function, linear kernel function, polynomial kernel letter
Number, Sigmoid kernel function etc..When using RBF kernel function, by adjusting penalty factor in RBF kernel function and nuclear parameter γ,
Adjustable middle layer finally obtains suitable risk evaluation model.
S102-15: primary risk evaluation model is obtained according to the input layer, middle layer and output layer building；Again from
Multiple overdue resource accounts are extracted in the overdue database of history, the resource account has personal information and Financial Information；According to
It is secondary that the multiple overdue resource account is obtained into financial vector by vector rule, and successively by the financial vector typing institute
Primary risk evaluation model is stated to be trained, it is final to obtain mature risk evaluation model；
In this step, after obtaining primary income air control model, it is trained, has made primary risk evaluation model study
The various data known, by constantly adjusting income middle layer, finding out income input layer and taking in corresponding relationship between output layer,
Required mature risk evaluation model is obtained after the completion of final training.When being trained to primary income air control model, Ke Yiwei
Supervised learning and unsupervised learning can use supervised learning, for SVM model to improve model training efficiency.
Specifically, the overdue account and overdue transfer amount are added in monitoring account statements, comprising the following steps:
S201: the estimated transfer amount and actual transfer amount in the resource transfers data with overdue account are extracted；
This step includes founding message center, and monitoring account statements are founded in the message center；It extracts to have and exceed
Estimated transfer amount and actual transfer amount in the resource transfers data of phase account；
S202: the difference for calculating the estimated transfer amount and actual transfer amount obtains overdue transfer amount；
S203: it after the overdue account is associated with the overdue transfer amount, is added in the monitoring account statements；
This step includes, after the overdue account is associated with the overdue transfer amount, Xiang Suoshu message center output text
Part completes signal, and the message center completes signal according to the file and the overdue account and overdue transfer amount are added to institute
It states in monitoring account statements；
The overdue account and overdue transfer amount are packed into overdue information, realize the overdue account and overdue transfer
The association of amount；The monitoring account statements have account and transfer amount project, property frame and transfer amount under account
Property frame under project corresponds；
By property frame of the overdue account addition in the overdue information in the monitoring account statements under account project
It is interior, the overdue transfer amount addition in the overdue information is shifted into the property frame of quantifier now in the monitoring account statements
It is interior, and make to add the overdue account under the account project in property frame and add under the transfer amount project in property frame
Overdue transfer amount correspond to each other.
Specifically, described receive possesses data by the resource that resource inflow system 3 exports, and number is possessed according to the resource
Account is executed according to monitoring account statements setting, comprising the following steps:
S301: reception is generated from resource inflow system 3 when being stored in fund to resource account and the resource exported is possessed
Data, the resource possess the account number of the resource account in data with the deposit fund；
In this step, resource flows into system 3 and is carrying out the transaction that keeps accounts, such as: when deposit, guarantee fund are thawed, provided generating
Data are possessed in source, and the resource is possessed data and is exported to virtual resource managing device；The message of virtual resource managing device 1
Center, which is received, possesses data by the resource that resource inflow system 3 exports；
S302: the resource is possessed into the account number in data and is successively compared with the overdue account in monitoring account statements
It is right；
If not having the consistent overdue account of account number for possessing data with the resource in the monitoring account statements,
Generate normal signal；
If there is the consistent overdue account of account number for possessing data with the resource in the monitoring account statements, give birth to
At resource transfers signal；
In this step, message center by resource possess the account number in data successively with monitoring account statements in overdue account
It number is compared；
S303: determine that the resource possesses resource account corresponding to the account number of data and is positive according to the normal signal
Normal account；Or
The account number that the overdue account and the resource possess data is set respectively according to the resource transfers signal
To execute account, and overdue transfer amount and resource ownership are obtained according to the execution account.
Specifically, obtaining overdue transfer amount and resource ownership according to the execution account, comprising the following steps:
S401: it is obtained in the monitoring account statements and the overdue transfer amount for executing account relating；
S402: the execution account is exported to the resource and flows into system 3；
S403: it receives and is protected by the resource that the resource flows into the deposit resource account for executing account that system 3 exports
The amount of having；
Wherein, message center will obtain and the overdue transfer for executing account relating in the monitoring account statements
Amount, and the execution account is exported to the resource and flows into system 3.
Specifically, obtaining triggering transfer amount according to the overdue transfer amount and resource ownership, shifted according to the triggering
Amount and execution account carry out resource transfers, and obtain to shift and successfully instruct, comprising the following steps:
S501: the execution account is exported to resource balance system 2, and extracting the resource balance system 2 has institute
State the resource account for executing account；
S502: reception is successfully instructed by the extraction that the resource balance system 2 exports；
S503: according to it is described extract successfully to instruct the overdue transfer amount and the resource ownership are compared；
If the overdue transfer amount is greater than the resource ownership, the resource ownership is set as triggering transfer
Amount；
If the overdue transfer amount is less than the resource ownership, the overdue transfer amount is set as triggering transfer
Amount；
S504: the triggering transfer amount is exported to resource balance system 2, and controls 2 basis of resource balance system
The triggering transfer amount carries out resource transfers to the resource account；
S505: reception is successfully instructed by the transfer that the resource balance system 2 exports.
Specifically, shifting successfully instruction update monitoring account statements according to described, comprising the following steps:
S601: if by the resource ownership be set as trigger transfer amount, according to it is described shift successfully instruction will described in
Overdue transfer amount and resource ownership subtract each other the remaining overdue transfer amount of acquisition and generate change signal；
If the overdue transfer amount is set as to trigger transfer amount, successfully instruction generation elimination letter is shifted according to described
Number；
S602: it according to the change signal, deletes in the monitoring account statements and executes the overdue of account relating with described
Transfer amount；Be loaded into the overdue transfer amount of residue as newest overdue transfer amount in the monitoring account statements, and with institute
Execution account relating is stated, updates the monitoring account statements to realize；Or
According to the elimination signal, delete in the monitoring account statements with the consistent overdue account of the execution account and
Overdue transfer amount updates the monitoring account statements to realize.
Embodiment two
Referring to Fig. 3, a kind of virtual resource managing device 1 of the present embodiment, comprising:
Resource transfers data reception module 11 is exported for being received by database fastening means by resource balance system 2
The corresponding resource transfers data of virtual resource account, and according to the resource transfers data be based on risk evaluation model judge institute
State whether virtual resource account is overdue account；
Account adding module 12, for the overdue account to be associated with overdue transfer amount, and it is clear to be added to monitoring account
Dan Zhong；
Account setting module 13 is executed, it is exporting with the virtual resource account pair by resource inflow system 3 for receiving
The resource answered possesses data, and possesses data and monitoring account statements setting execution account according to the resource；
Resource confirmation module 14, for obtaining overdue transfer amount and resource ownership according to the execution account；
Execution module 15, for obtaining the touching of the virtual resource account according to the overdue transfer amount and resource ownership
Transfer amount is sent out, according to the triggering transfer amount and executes account progress resource transfers, and obtain to shift and successfully instruct；
Update module 16, for shifting successfully instruction update monitoring account statements according to described.
It preferably, further include founding module 17, the module 17 of founding is for founding monitoring account statements, the monitoring account
Family inventory includes overdue account and overdue transfer amount.
The technical program is received based on the cloud monitoring technology in cloud field using resource transfers data reception module 11
The resource transfers data exported by resource balance system 2, and overdue account is obtained according to the resource transfers data；And it utilizes
The overdue account and overdue transfer amount are added in monitoring account statements by account adding module 12；It realizes to borrow or lend money resource and is
The server monitoring of system 2；
It recycles to execute account setting module 13 and receive and the resource that exports of system 3 is flowed by resource possesses data, and according to
The resource possesses data and monitoring account statements setting executes account；And using resource confirmation module 14 according to the execution
Account obtains overdue transfer amount and resource ownership；Realize the server monitoring that system 3 is flowed into resource；
Finally, triggering transfer amount is obtained according to the overdue transfer amount and resource ownership by execution module 15, according to
The triggering transfer amount and execution account carry out resource transfers, and obtain to shift and successfully instruct；And update module 16, it is used for root
Successfully instruction update monitoring account statements are shifted according to described；Realize that flowing into system 3 to resource balance system 2 and resource carries out system
Monitoring resource, and to the technical effect that the system resource is handled.
Embodiment three:
To achieve the above object, the present invention also provides a kind of computer system, which includes multiple computers
The component part of equipment 4, the virtual resource managing device 1 of embodiment two is dispersed in different computer equipments, computer
Equipment can be smart phone, tablet computer, laptop, desktop computer, rack-mount server, the blade for executing program
Formula server, (including the service composed by independent server or multiple servers of tower server or Cabinet-type server
Device cluster) etc..The computer equipment of the present embodiment includes, but is not limited to: that depositing for connection can be in communication with each other by system bus
Reservoir 41, processor 42, as shown in Figure 4.It should be pointed out that Fig. 4 illustrates only the computer equipment with component-, still
It should be understood that, it is not required that implement all components shown, the implementation that can be substituted is more or less component.
In the present embodiment, memory 41 (i.e. readable storage medium storing program for executing) includes flash memory, hard disk, multimedia card, card-type memory
(for example, SD or DX memory etc.), random access storage device (RAM), static random-access memory (SRAM), read-only memory
(ROM), electrically erasable programmable read-only memory (EEPROM), programmable read only memory (PROM), magnetic storage, magnetic
Disk, CD etc..In some embodiments, memory 41 can be the internal storage unit of computer equipment, such as the computer
The hard disk or memory of equipment.In further embodiments, memory 41 is also possible to the External memory equipment of computer equipment, example
The plug-in type hard disk being equipped in such as computer equipment, intelligent memory card (Smart Media Card, SMC), secure digital
(Secure Digital, SD) card, flash card (Flash Card) etc..Certainly, memory 41 can also both be set including computer
Standby internal storage unit also includes its External memory equipment.In the present embodiment, memory 41 is installed on meter commonly used in storage
Calculate machine equipment operating system and types of applications software, such as embodiment one virtual resource managing device program code etc..
In addition, memory 41 can be also used for temporarily storing the Various types of data that has exported or will export.
Processor 42 can be in some embodiments central processing unit (Central Processing Unit, CPU),
Controller, microcontroller, microprocessor or other data processing chips.The processor 42 is commonly used in control computer equipment
Overall operation.In the present embodiment, program code or processing data of the processor 42 for being stored in run memory 41, example
Virtual resource managing device is run, such as to realize the virtual resource management method of embodiment one.
Example IV:
To achieve the above object, the present invention also provides a kind of computer-readable storage systems comprising multiple storage mediums,
Such as flash memory, hard disk, multimedia card, card-type memory (for example, SD or DX memory), random access storage device (RAM), static state
Random access storage device (SRAM), electrically erasable programmable read-only memory (EEPROM), may be programmed read-only memory (ROM)
Read-only memory (PROM), magnetic storage, disk, CD, server, App are stored thereon with computer using store etc.
Program, program realize corresponding function when being executed by processor 42.The computer readable storage medium of the present embodiment is for storing void
Quasi- resource management apparatus, realizes the virtual resource management method of embodiment one when being executed by processor 42.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of virtual resource management method characterized by comprising
The corresponding resource transfers data of virtual resource account exported by resource balance system are received by database fastening means,
And risk evaluation model is based on according to the resource transfers data and judges whether the virtual resource account is overdue account；
If so, the overdue account is associated with overdue transfer amount, and it is added in monitoring account statements；
It receives and data is possessed by the resource corresponding with the virtual resource account that resource flows into system output, and according to the money
Data are possessed in source and monitoring account statements setting executes account；
Overdue transfer amount and resource ownership are obtained according to the execution account；
The triggering transfer amount that the virtual resource account is obtained according to the overdue transfer amount and resource ownership, according to the touching
It sends out transfer amount and executes account and carry out resource transfers, and obtain to shift and successfully instruct；
Successfully instruction update monitoring account statements are shifted according to described.
2. virtual resource management method according to claim 1, which is characterized in that reception was exported by resource balance system
Resource transfers data simultaneously obtain overdue account according to the resource transfers data, comprising the following steps:
S101: resource transfers number that is produced when carrying out resource transfers to resource account by resource balance system and exporting is received
According to resource account, estimated resource transfers amount and real resource transfer amount in the resource transfers data；
S102: estimated resource transfers amount and the real resource transfer amount in the resource transfers data are compared；
If the real resource transfer amount is consistent with the estimated resource transfers amount, determine to generate the resource transfers data
Resource account is normal account；
If the real resource transfer amount is less than the estimated resource transfers amount, the money for generating the resource transfers data is determined
Source account is overdue account, and the overdue account and overdue transfer amount are added in monitoring account statements.
3. virtual resource management method according to claim 1, which is characterized in that described by the overdue account and overdue
Transfer amount is added in monitoring account statements, comprising the following steps:
S201: the estimated resource transfers amount and real resource transfer in the resource transfers data with overdue account are extracted
Amount；
S202: the difference for calculating the estimated resource transfers amount and real resource transfer amount obtains overdue transfer amount；
S203: it after the overdue account is associated with the overdue transfer amount, is added in the monitoring account statements.
4. virtual resource management method according to claim 1, which is characterized in that the reception is defeated by resource inflow system
Resource out possesses data, and possesses data and monitoring account statements setting execution account, including following step according to the resource
It is rapid:
S301: reception is generated from resource inflow system when being stored in fund to resource account and the resource exported possesses data,
The resource possesses the account number of the resource account in data with the deposit fund；
S302: the resource is possessed into the account number in data and is successively compared with the overdue account in monitoring account statements；
If not having the consistent overdue account of account number for possessing data with the resource in the monitoring account statements, generate
Normal signal；
If there is the consistent overdue account of account number for possessing data with the resource in the monitoring account statements, money is generated
Source transfer signal；
S303: determining that the resource possesses resource account corresponding to the account number of data according to the normal signal is normal account
Family；Or
Respectively the account number that the overdue account and the resource possess data is set as holding according to the resource transfers signal
Row account, and overdue transfer amount and resource ownership are obtained according to the execution account.
5. virtual resource management method according to claim 1, which is characterized in that obtained according to the execution account overdue
Transfer amount and resource ownership, comprising the following steps:
S401: it is obtained in the monitoring account statements and the overdue transfer amount for executing account relating；
S402: the execution account is exported to the resource and flows into system；
S403: the resource ownership for the deposit resource account for executing account that system output is flowed by the resource is received.
6. virtual resource management method according to claim 1, which is characterized in that according to the overdue transfer amount and resource
Ownership obtains triggering transfer amount, according to the triggering transfer amount and executes account progress resource transfers, and obtain and shift successfully
Instruction, comprising the following steps:
S501: the execution account is exported to resource balance system, and extracting the resource balance system has the execution
The resource account of account；
S502: reception is successfully instructed by the extraction that the resource balance system exports；
S503: according to it is described extract successfully to instruct the overdue transfer amount and the resource ownership are compared；
If the overdue transfer amount is greater than the resource ownership, the resource ownership is set as to trigger transfer amount；
If the overdue transfer amount is less than the resource ownership, the overdue transfer amount is set as to trigger transfer amount；
S504: the triggering transfer amount is exported to resource balance system, turns the resource balance system according to the triggering
Shifting amount carries out resource transfers to the resource account；
S505: reception is successfully instructed by the transfer that the resource balance system exports.
7. virtual resource management method according to claim 1, which is characterized in that shift successfully instruction update according to described
Monitor account statements, comprising the following steps:
S601: if by the resource ownership be set as trigger transfer amount, according to it is described shift successfully instruct will be described overdue
Transfer amount and resource ownership subtract each other the remaining overdue transfer amount of acquisition and generate change signal；
If the overdue transfer amount is set as to trigger transfer amount, successfully instruction generation elimination signal is shifted according to described；
S602: according to the change signal, the overdue transfer in the monitoring account statements with the execution account relating is deleted
Amount；It is loaded into the overdue transfer amount of residue as newest overdue transfer amount in the monitoring account statements, and is held with described
Row account relating updates the monitoring account statements to realize；Or
According to the elimination signal, delete in the monitoring account statements with the consistent overdue account of the execution account and overdue
Transfer amount updates the monitoring account statements to realize.
8. a kind of virtual resource managing device characterized by comprising
Resource transfers data reception module, for receiving the virtual money exported by resource balance system by database fastening means
The corresponding resource transfers data of source account, and be based on risk evaluation model according to the resource transfers data and judge the virtual money
Whether source account is overdue account；
Account adding module for the overdue account to be associated with overdue transfer amount, and is added in monitoring account statements；
Account setting module is executed, for receiving the resource corresponding with the virtual resource account for flowing into system output by resource
Possess data, and data and monitoring account statements setting execution account are possessed according to the resource；
Resource confirmation module, for obtaining overdue transfer amount and resource ownership according to the execution account；
Execution module, the triggering for obtaining the virtual resource account according to the overdue transfer amount and resource ownership are shifted
Amount according to the triggering transfer amount and executes account progress resource transfers, and obtains to shift and successfully instruct；
Update module, for shifting successfully instruction update monitoring account statements according to described.
9. a kind of computer system comprising multiple computer equipments, each computer equipment include memory processor and deposit
Store up the computer program that can be run on a memory and on a processor, which is characterized in that the place of the multiple computer equipment
Reason device realizes the step of any one of claim 1 to 7 virtual resource management method jointly when executing the computer program.
10. a kind of computer readable storage medium comprising multiple storage mediums are stored with computer journey on each storage medium
Sequence, which is characterized in that the computer program of the multiple storage medium storage realizes right when being executed by processor jointly
It is required that the step of any one of 1 to 7 virtual resource management method.
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