SG10201510737QA - A Method For Authorizing A Transaction Request For A Payment Card - Google Patents

A Method For Authorizing A Transaction Request For A Payment Card

Info

Publication number
SG10201510737QA
SG10201510737QA SG10201510737QA SG10201510737QA SG10201510737QA SG 10201510737Q A SG10201510737Q A SG 10201510737QA SG 10201510737Q A SG10201510737Q A SG 10201510737QA SG 10201510737Q A SG10201510737Q A SG 10201510737QA SG 10201510737Q A SG10201510737Q A SG 10201510737QA
Authority
SG
Singapore
Prior art keywords
authorizing
transaction request
payment card
payment
transaction
Prior art date
Application number
SG10201510737QA
Inventor
Subrat Das
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201510737QA priority Critical patent/SG10201510737QA/en
Priority to CN201680073104.2A priority patent/CN108369706A/en
Priority to PCT/US2016/065056 priority patent/WO2017116621A1/en
Priority to US15/377,479 priority patent/US10621588B2/en
Publication of SG10201510737QA publication Critical patent/SG10201510737QA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G06Q20/2295—Parent-child type, e.g. where parent has control on child rights
SG10201510737QA 2015-12-29 2015-12-29 A Method For Authorizing A Transaction Request For A Payment Card SG10201510737QA (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
SG10201510737QA SG10201510737QA (en) 2015-12-29 2015-12-29 A Method For Authorizing A Transaction Request For A Payment Card
CN201680073104.2A CN108369706A (en) 2015-12-29 2016-12-06 Authorize the method to the transaction request of Payment Card
PCT/US2016/065056 WO2017116621A1 (en) 2015-12-29 2016-12-06 A method for authorizing a transaction request for a payment card
US15/377,479 US10621588B2 (en) 2015-12-29 2016-12-13 Method for authorizing a transaction request for a payment card

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201510737QA SG10201510737QA (en) 2015-12-29 2015-12-29 A Method For Authorizing A Transaction Request For A Payment Card

Publications (1)

Publication Number Publication Date
SG10201510737QA true SG10201510737QA (en) 2017-07-28

Family

ID=59086666

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201510737QA SG10201510737QA (en) 2015-12-29 2015-12-29 A Method For Authorizing A Transaction Request For A Payment Card

Country Status (4)

Country Link
US (1) US10621588B2 (en)
CN (1) CN108369706A (en)
SG (1) SG10201510737QA (en)
WO (1) WO2017116621A1 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
SG10201705321SA (en) * 2017-06-28 2019-01-30 Mastercard International Inc Method and system for facilitating payment card based financial transactions
US11250407B2 (en) * 2018-08-31 2022-02-15 Visa International Service Association Method, system, and computer program product for providing installment payment options for a payment transaction
US10440015B1 (en) 2019-01-10 2019-10-08 Capital One Services, Llc Techniques for peer entity account management
CN113711257A (en) * 2019-06-26 2021-11-26 维萨国际服务协会 Methods, systems, and computer program products for processing payment transactions via an agent guarantor
US11556904B2 (en) 2020-01-29 2023-01-17 Visa International Service Association Method, system, and computer program product for processing a payment transaction via a proxy guarantor

Family Cites Families (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1582439A (en) * 2001-10-17 2005-02-16 精粹·Com公司 Digital interactive network appliance and system
JP2004110352A (en) * 2002-09-18 2004-04-08 Hitachi Software Eng Co Ltd Credit card settlement service system
JP2004164446A (en) * 2002-11-15 2004-06-10 Oki Electric Ind Co Ltd Financial service system, card issuing device and card transaction device
JP3665326B2 (en) * 2003-09-01 2005-06-29 株式会社ジェーシービー Credit ID lending system and method
US8239323B2 (en) * 2003-09-23 2012-08-07 Jpmorgan Chase Bank, N.A. Method and system for distribution of unactivated bank account cards
JP2005208874A (en) * 2004-01-22 2005-08-04 Dainippon Printing Co Ltd Store price adjustment method using child card
JP2006313440A (en) * 2005-05-09 2006-11-16 Ufj Nicos Co Ltd Terminal equipment for settlement of credit card, settlement system and settlement method
US9367834B2 (en) * 2010-01-22 2016-06-14 Iii Holdings 1, Llc Systems, methods, and computer products for processing payments using a proxy card
US20110302084A1 (en) * 2010-06-02 2011-12-08 Stefan Melik-Aslanian System and method for immediate replacement of lost or stolen credit cards/debit cards
CN103093343B (en) * 2011-10-31 2016-09-07 中国移动通信集团公司 A kind of off line payment card account fund mandate consuming method and terminal
CN103093340B (en) * 2011-11-07 2015-10-28 深圳一卡通新技术有限公司 Based on dynamic payment system and the method for asynchronous communication technology
AU2012344724A1 (en) * 2011-11-30 2014-07-24 Spectrum Message Services Pty Ltd A system, payment agent and computer readable storage medium for facilitating contactless mobile payment transactions
US10043181B2 (en) * 2013-01-15 2018-08-07 Mastercard International Incorporated Systems and methods for processing off-network transaction messages
WO2014172321A1 (en) * 2013-04-15 2014-10-23 Flextronics Ap, Llc Access and portability of user profiles stored as templates
EP3053116A4 (en) * 2013-10-02 2017-05-17 Mastercard International, Inc. Enabling synchronization between disparate payment account systems
US20150142657A1 (en) * 2013-11-21 2015-05-21 Mastercard International Incorporated Linking physical card to virtual card account method and apparatus
US10115107B2 (en) * 2013-12-23 2018-10-30 International Business Machines Corporation Payment card fraud protection
CN110543945B (en) * 2013-12-30 2023-05-23 华为技术有限公司 Method for processing information by intelligent agent and intelligent agent
CN104036392B (en) * 2014-06-25 2019-03-26 Tcl集团股份有限公司 A kind of method of network payment and device
CN104050565B (en) * 2014-06-30 2018-06-22 深圳市可秉资产管理合伙企业（有限合伙） Intelligent payment system and its mobile terminal based on PBOC payment networks
JP6355505B2 (en) * 2014-09-30 2018-07-11 Kddi株式会社 Settlement management device and settlement management method
JP6321564B2 (en) * 2015-02-10 2018-05-09 三井住友カード株式会社 Settlement system, settlement method and program
US20170004500A1 (en) * 2015-06-30 2017-01-05 comGateway (S) Pte Ltd Payment Transaction Processing Devices and Computer Implemented Payment Transaction Management Methods

Also Published As

Publication number Publication date
WO2017116621A1 (en) 2017-07-06
US10621588B2 (en) 2020-04-14
US20170186006A1 (en) 2017-06-29
CN108369706A (en) 2018-08-03

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