SE536589C2 - Säkert tvåparts jämförelsetransaktionssystem - Google Patents

Säkert tvåparts jämförelsetransaktionssystem Download PDF

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Publication number
SE536589C2
SE536589C2 SE1300499A SE1300499A SE536589C2 SE 536589 C2 SE536589 C2 SE 536589C2 SE 1300499 A SE1300499 A SE 1300499A SE 1300499 A SE1300499 A SE 1300499A SE 536589 C2 SE536589 C2 SE 536589C2
Authority
SE
Sweden
Prior art keywords
payment terminal
buyer
transaction system
mobile device
payment
Prior art date
Application number
SE1300499A
Other languages
English (en)
Swedish (sv)
Other versions
SE1300499A1 (sv
Inventor
Peter Fredell
Mikael Signarsson
Bogdan Sauciu
Johan Kyllerman
Original Assignee
Seamless Payments Ab
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from EP11182892A external-priority patent/EP2575096A1/en
Priority claimed from SE1200074A external-priority patent/SE536112C2/sv
Priority claimed from SE1200088A external-priority patent/SE1200088A1/sv
Priority claimed from SE1200097A external-priority patent/SE1200097A1/sv
Application filed by Seamless Payments Ab filed Critical Seamless Payments Ab
Priority to SE1300499A priority Critical patent/SE536589C2/sv
Publication of SE1300499A1 publication Critical patent/SE1300499A1/sv
Publication of SE536589C2 publication Critical patent/SE536589C2/sv

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
SE1300499A 2011-09-27 2012-09-27 Säkert tvåparts jämförelsetransaktionssystem SE536589C2 (sv)

Priority Applications (1)

Application Number Priority Date Filing Date Title
SE1300499A SE536589C2 (sv) 2011-09-27 2012-09-27 Säkert tvåparts jämförelsetransaktionssystem

Applications Claiming Priority (7)

Application Number Priority Date Filing Date Title
US201161539645P 2011-09-27 2011-09-27
EP11182892A EP2575096A1 (en) 2011-09-27 2011-09-27 Transaction
SE1200074A SE536112C2 (sv) 2012-02-03 2012-02-03 Mobilt betalningsförfarande och ett system för detsamma
SE1200088A SE1200088A1 (sv) 2012-02-10 2012-02-10 Förfarande och system
SE1200097A SE1200097A1 (sv) 2012-02-16 2012-02-16 Förfarande och system
SE1300499A SE536589C2 (sv) 2011-09-27 2012-09-27 Säkert tvåparts jämförelsetransaktionssystem
PCT/SE2012/051027 WO2013048322A1 (en) 2011-09-27 2012-09-27 A secure two party matching transaction system

Publications (2)

Publication Number Publication Date
SE1300499A1 SE1300499A1 (sv) 2013-07-23
SE536589C2 true SE536589C2 (sv) 2014-03-11

Family

ID=47996089

Family Applications (1)

Application Number Title Priority Date Filing Date
SE1300499A SE536589C2 (sv) 2011-09-27 2012-09-27 Säkert tvåparts jämförelsetransaktionssystem

Country Status (6)

Country Link
US (1) US9519900B2 (enExample)
EP (1) EP2684169A4 (enExample)
JP (1) JP2014513825A (enExample)
GB (1) GB2500350A (enExample)
SE (1) SE536589C2 (enExample)
WO (1) WO2013048322A1 (enExample)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20210357883A1 (en) * 2018-10-22 2021-11-18 Jerry Hans Urban PETTERSSON Payment method capable of automatically recognizing payment amount

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CA2918399C (en) 2013-07-29 2020-03-10 Exxonmobil Research And Engineering Company System and method to purchase and dispense fuel and other products using a mobile device with improved user experience
EP2905735A1 (en) 2014-02-11 2015-08-12 Peter Gautschi Secure transaction processing in a communication system
CN111695892B (zh) 2014-06-26 2023-12-29 帕罗西亚科技股份有限公司 用于实现付款的方法和系统
WO2015196236A1 (en) * 2014-06-26 2015-12-30 Parousia Investments Pty Ltd A method and system for enabling a payment
EP3009973A1 (en) * 2014-10-13 2016-04-20 Comviva Technologies Limited Method and devices for mobile wallet multi-factor authentication
FR3028079B1 (fr) * 2014-11-04 2016-11-11 Worldline Transaction simplifiee a l'aide d'un dispositif de paiement et d'un terminal de communication
US10581985B2 (en) 2016-10-03 2020-03-03 J2B2, Llc Systems and methods for providing coordinating identifiers over a network
US10477345B2 (en) 2016-10-03 2019-11-12 J2B2, Llc Systems and methods for identifying parties based on coordinating identifiers
US10601931B2 (en) 2016-10-03 2020-03-24 J2B2, Llc Systems and methods for delivering information and using coordinating identifiers
US10951591B1 (en) * 2016-12-20 2021-03-16 Wells Fargo Bank, N.A. SSL encryption with reduced bandwidth
CN108596581B (zh) * 2017-12-04 2020-08-18 阿里巴巴集团控股有限公司 资源转移的验证方法、装置和电子支付验证方法、装置
KR102207929B1 (ko) * 2018-05-04 2021-01-25 이청종 공급자와 판매자간 전자 상거래 중계 시스템
GB2579341A (en) * 2018-11-01 2020-06-24 Gelliner Ltd Systems and methods for communicating transaction information between electronic devices

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WO2001009806A1 (en) * 1999-08-02 2001-02-08 E-Mark Systems Inc. Electronic settlement system, settlement device, and terminal
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JP2005135093A (ja) * 2003-10-29 2005-05-26 Fujitsu Ltd 電子決済支援システムおよび電子決済支援装置
US20050102233A1 (en) 2003-11-06 2005-05-12 Sharp Laboratories Of America, Inc. Associating mobile phone to vending machine via bar-code encoded data, CCD camera and internet connection
US20060018450A1 (en) * 2004-07-26 2006-01-26 Erik Sandberg-Diment Mobile telephone transaction system employing electronic account card
JP2007034980A (ja) 2005-07-29 2007-02-08 Ntt Docomo Kyushu Inc 通信端末、決済サーバ、決済システム、及び情報処理装置
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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20210357883A1 (en) * 2018-10-22 2021-11-18 Jerry Hans Urban PETTERSSON Payment method capable of automatically recognizing payment amount

Also Published As

Publication number Publication date
US9519900B2 (en) 2016-12-13
JP2014513825A (ja) 2014-06-05
EP2684169A4 (en) 2014-08-27
SE1300499A1 (sv) 2013-07-23
WO2013048322A1 (en) 2013-04-04
EP2684169A1 (en) 2014-01-15
US20140297440A1 (en) 2014-10-02
GB2500350A (en) 2013-09-18
GB201311873D0 (en) 2013-08-14

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