SE1750327A1 - Point of sale system and method for contactless payment - Google Patents

Point of sale system and method for contactless payment

Info

Publication number
SE1750327A1
SE1750327A1 SE1750327A SE1750327A SE1750327A1 SE 1750327 A1 SE1750327 A1 SE 1750327A1 SE 1750327 A SE1750327 A SE 1750327A SE 1750327 A SE1750327 A SE 1750327A SE 1750327 A1 SE1750327 A1 SE 1750327A1
Authority
SE
Sweden
Prior art keywords
payment
facilitating information
facilitating
antennas
processing unit
Prior art date
Application number
SE1750327A
Other languages
English (en)
Other versions
SE540771C2 (sv
Inventor
Bernholc Daniel
Original Assignee
Izettle Merchant Services Ab
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Izettle Merchant Services Ab filed Critical Izettle Merchant Services Ab
Priority to SE1750327A priority Critical patent/SE540771C2/sv
Priority to EP18771015.7A priority patent/EP3602449A4/en
Priority to US16/308,944 priority patent/US10853793B2/en
Priority to AU2018239835A priority patent/AU2018239835B2/en
Priority to CN201880002394.0A priority patent/CN109313758A/zh
Priority to MX2018014749A priority patent/MX2018014749A/es
Priority to BR112018075458-7A priority patent/BR112018075458A2/pt
Priority to PCT/SE2018/050163 priority patent/WO2018174773A1/en
Publication of SE1750327A1 publication Critical patent/SE1750327A1/sv
Publication of SE540771C2 publication Critical patent/SE540771C2/sv
Priority to US17/107,599 priority patent/US11763290B2/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/206—Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/208—Input by product or record sensing, e.g. weighing or scanner processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0036—Checkout procedures
    • G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
    • G07G1/0081—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader the reader being a portable scanner or data reader
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0036—Checkout procedures
    • G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
    • G07G1/009—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader the reader being an RFID reader
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0813—Specific details related to card security
    • G07F7/082—Features insuring the integrity of the data on or in the card

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Marketing (AREA)
  • Cash Registers Or Receiving Machines (AREA)
SE1750327A 2017-03-20 2017-03-20 Point of sale system and method for contactless payment SE540771C2 (sv)

Priority Applications (9)

Application Number Priority Date Filing Date Title
SE1750327A SE540771C2 (sv) 2017-03-20 2017-03-20 Point of sale system and method for contactless payment
EP18771015.7A EP3602449A4 (en) 2017-03-20 2018-02-20 POS SYSTEM AND PROCEDURE FOR CONTACTLESS PAYMENT
US16/308,944 US10853793B2 (en) 2017-03-20 2018-02-20 Point of sale system and method for contactless payment
AU2018239835A AU2018239835B2 (en) 2017-03-20 2018-02-20 Point of sale system and method for contactless payment
CN201880002394.0A CN109313758A (zh) 2017-03-20 2018-02-20 用于非接触式支付的销售点系统和方法
MX2018014749A MX2018014749A (es) 2017-03-20 2018-02-20 Sistema de punto de venta y metodo de pago sin contacto.
BR112018075458-7A BR112018075458A2 (pt) 2017-03-20 2018-02-20 sistema de ponto de venda e método para pagamento sem contato
PCT/SE2018/050163 WO2018174773A1 (en) 2017-03-20 2018-02-20 Point of sale system and method for contactless payment
US17/107,599 US11763290B2 (en) 2017-03-20 2020-11-30 Point of sale system and method for contactless payment

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SE1750327A SE540771C2 (sv) 2017-03-20 2017-03-20 Point of sale system and method for contactless payment

Publications (2)

Publication Number Publication Date
SE1750327A1 true SE1750327A1 (sv) 2018-09-21
SE540771C2 SE540771C2 (sv) 2018-11-06

Family

ID=63586526

Family Applications (1)

Application Number Title Priority Date Filing Date
SE1750327A SE540771C2 (sv) 2017-03-20 2017-03-20 Point of sale system and method for contactless payment

Country Status (8)

Country Link
US (2) US10853793B2 (sv)
EP (1) EP3602449A4 (sv)
CN (1) CN109313758A (sv)
AU (1) AU2018239835B2 (sv)
BR (1) BR112018075458A2 (sv)
MX (1) MX2018014749A (sv)
SE (1) SE540771C2 (sv)
WO (1) WO2018174773A1 (sv)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP7199897B2 (ja) * 2018-10-01 2023-01-06 東芝テック株式会社 決済装置及び販売処理装置
US11416844B1 (en) * 2019-08-28 2022-08-16 United Services Automobile Association (Usaa) RFID-enabled payment authentication

Family Cites Families (24)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996008794A1 (en) 1994-09-12 1996-03-21 Westinghouse Electric Corporation Security code identification circuit
US20020183882A1 (en) 2000-10-20 2002-12-05 Michael Dearing RF point of sale and delivery method and system using communication with remote computer and having features to read a large number of RF tags
US9224142B2 (en) 2002-02-05 2015-12-29 Square, Inc. Card reader with power efficient architecture that includes a power supply and a wake up circuit
WO2004006165A1 (en) 2002-07-09 2004-01-15 Bnc Ip Switzerland Gmbh System and method for providing secure identification solutions
WO2004111918A1 (en) 2003-06-09 2004-12-23 Brush Industries, Inc. Card reader/writer devices and methods
US7128274B2 (en) 2005-03-24 2006-10-31 International Business Machines Corporation Secure credit card with near field communications
US7703676B2 (en) 2006-12-04 2010-04-27 Magtek, Inc. Encrypting the output of a card reader in a card authentication system
CN101394194B (zh) * 2007-09-18 2012-10-24 纬创资通股份有限公司 具有识别外接天线功能的电子装置及应用外接式天线模块
US20100026498A1 (en) 2008-07-29 2010-02-04 David Bellows Method and System for Adapting a Mobile Computing Device with an RFID Antenna
US8494908B2 (en) * 2008-12-18 2013-07-23 Ncr Corporation Retail checkout system and method
US9402278B2 (en) * 2010-11-26 2016-07-26 Wireless Dynamics, Inc. Multi-mode communication system for a mobile phone
US8701992B2 (en) 2010-12-29 2014-04-22 Mastercard International Incorporated Two-part reader for contactless cards
AU2012257312A1 (en) * 2011-05-17 2014-01-16 Ping Identity Corporation System and method for performing a secure transaction
US8630908B2 (en) 2011-11-02 2014-01-14 Avery Dennison Corporation Distributed point of sale, electronic article surveillance, and product information system, apparatus and method
CN104040564B (zh) * 2011-12-21 2021-02-09 英特尔公司 近场耦合装置的轻击区
US20140046855A1 (en) * 2012-08-07 2014-02-13 SnowShoeFood, LLC Data communication system using proximity authentication
WO2014036248A1 (en) 2012-09-01 2014-03-06 Mophie, Inc. Wireless communication accessory for a mobile device
US20160379205A1 (en) 2013-03-15 2016-12-29 Apple Inc. Facilitating transactions with a user account using a wireless device
US10268762B1 (en) * 2013-07-19 2019-04-23 Open Invention Network Llc Color based search application interface and corresponding query control functions
US20150172426A1 (en) 2013-12-16 2015-06-18 Motorola Mobility Llc Antenna tuning correction for multiple rear housing materials
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Also Published As

Publication number Publication date
EP3602449A4 (en) 2021-01-20
EP3602449A1 (en) 2020-02-05
US20200210991A1 (en) 2020-07-02
CN109313758A (zh) 2019-02-05
BR112018075458A2 (pt) 2019-03-19
AU2018239835B2 (en) 2023-06-15
AU2018239835A1 (en) 2018-12-20
WO2018174773A1 (en) 2018-09-27
SE540771C2 (sv) 2018-11-06
US10853793B2 (en) 2020-12-01
US20210103916A1 (en) 2021-04-08
MX2018014749A (es) 2019-04-25
US11763290B2 (en) 2023-09-19

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