RU99627U1 - EXCHANGE SOFTWARE AND HARDWARE COMPLEX - Google Patents

Abstract

 1. The exchange software and hardware complex, which includes a monitor for displaying bets made with an input device such as a touch keyboard or a touch monitor with a keyboard displayed on the monitor screen, with the help of which clients carry out transactions, cash and coin acceptors and / or cards a reader for introducing funds for transactions, a server computer, from (from) which instrument quotes are sent to client terminals, by an integrated network interface (adapter, modem), through which communication of the source-supplier of tool quotes with the server (institutions, organizations, companies), which transmit (output) tool quotes to a monitor, a computing device for making and calculating transactions, with a printer and dispenser - devices for withdrawing funds from a client’s account, which differs that is additionally equipped with (contains) panel-s (module-s) eyeBoard, eyeTouch, eyeControl - an interactive dialogue system (modules) using EaglesArt technologies, the interface of which contains windows, icons (symbols) and keyboard buttons There are options for selecting transaction parameters, buttons for executing a transaction scenario, as well as a window for displaying and managing selected parameters, with an additional function for displaying selected parameters on monitors and panels (modules) of the complex. ! 2. The exchange software and hardware complex according to claim 1, characterized in that it further comprises video, webcams for control and security. ! 3. The exchange software and hardware complex according to claim 1, characterized in that it further comprises audio systems (sound) for signaling market events and a script made

Description

1. The technical field

This utility model relates to data processing systems, which in essence are a new form (method) of financial transactions and represents the idea of combining in one solution a “virtual depository”, slot machine, modules such as eyeBoard, eyeTouch, eyeStep-interactive dialogue system (modules ) using EaglesArt technology, and a remote terminal for transactions (transactions) on the international currency market, exchanges, auctions, on the one hand, and a new form (format) of bank-client financial relations, on the other hand us.

The essence of this new form of relationship is the provision (presentation) by a bank (organization, institution, fund) of services for the placement of personal and other funds (assets-funds of customers) on the accounts of a bank (organization, ..) in any equivalent, i.e.

the client deposits (launches, transfers, replenishes) funds in national currency in cash, by transfer, bank cards, through wallets and Internet money, WM systems and similar ones, by credit and prepaid cards, etc., as an option, through the terminal of the exchange hardware and software complex to the "virtual depository" account (the account on which the client holds funds in certain assets: gold, currency, raw materials, stocks, futures contracts, various art objects, etc., the price of which changes with a certain dynamics) in the form of a certain amount (in the appropriate unit of change) of the instrument (position, index, currency, stock, raw materials, material, etc.) at the price at the time of position selection (opening an order, opening a purchase and sale transaction of a tool defined by the client (position , stocks, currencies, ..).

This solution allows you to provide a wide range of customers with a simple and convenient way to save their funds (assets), as well as the opportunity to earn (own, run your own business) by making transactions using exchange (trading, etc.) instruments (raw materials, goods, shares) , indices, etc.) and their quotes, significantly simplifying the scheme of "entry" into the market (opening a position) and "exit" from the market (closing a position).

2. Prior art

2. 1 A stock exchange machine is known, comprising at least one client terminal connected to a server computer connected to the Internet via a network interface, a cash dispenser and a dispenser, the client terminal comprising a monitor, a computer, and a broadcast screen quotes and a control button in the form of a special keyboard or touch keyboard to control a trading instrument, and the buttons are functionally designed to open-close, hold transactions, manage trading the tool and the issuance of money and are highlighted in the case of a positive balance of the player.

(G07F 17/34 (2007.10.01)

G06F 17/00 (2007.10.01) 2006117346/22 patent No. 70025 published 01/10/2008).

This technical solution is taken as a prototype device (PAK-hardware-software complex).

Thus, the well-known device allows you to really participate in this operation subject to a preliminary replenished account, but it does not make it possible to make a real trading operation, and it also does not provide (does not make it possible) to limit the loss and fix the profit on transactions. Also, this decision (the Exchange) does not provide for the establishment (replenishment) of the account with credit and receivable (debit) cards from the relevant customer bank accounts, does not provide for the establishment (replenishment) of the client’s funds with payment cards, prepaid cards and the use of cards and wallets of payment systems, like Web-money.

3. Disclosure of a utility model.

During the global economic crisis, when the trust of clients (investors) in the institutions that have been established for more than a year and the forms they have formed is undermined, it is necessary to create and generate interaction schemes that meet the new requirements of the market and its organization.

The present invention (this utility model) is an implementation (idea) of defining a "virtual depository" as a new form (new way) of the relationship between a bank (institution, organization, company, exchange) and a client.

Today (at present), in the modern understanding of the depository, it does not imply the accrual of dividends from funds (values) in the depository.

Here we introduce the concept of "associated contribution", i.e. deposit, storage, exchange (purchase and sale), preservation of funds) of the client's assets (funds) in any bank (institution, etc.) in the form of a (virtual) position (currency, raw materials, material) selected (purchased) by the client , stocks, etc.) i.e. the client buys and sells currency, material, raw materials, stocks, etc. conditionally (without making real purchases and sales of shares, raw materials, currencies., and the profit from each successful transaction is unconditional.

Trading (trading with each other) clients with a bank (institution, company, fund, exchange), using -to calculate profit and loss on instrument quotes, receiving income in case of a successful transaction ( guessing the trend) profit-income in national currency by reselling its assets (assets, or part of assets) of the client of the virtual depository, located in something (-virtual shares, virtual currency, virtual raw materials, etc.) to the bank, institution, company by value (rate) of the quotation of the instrument at the time of pr жи)) for the transaction, operating (following) calculating its profit-loss by the values of the quotes of the instruments at the beginning (opening) and end (closing) of the transaction-ok (orders, sessions, operations) for the selected instruments - Yam positions (currency, etc.)

It should be noted that in addition to attracting customers (their funds) to banks (institutions, organizations, companies, exchanges) operating the system (Exchange PAK-Exchange software and hardware complex) banks (institutions, organizations, companies, exchanges) receive commissions (profit, revenue) from (from) each transaction (transaction, contract, order) of the client (not counting the possible losses of customers) i.e. banks (institutions, etc.), in contrast to term deposits of customers, receive dividends (income, commissions) when the client of the virtual depository of the Exchange PAK-a is active, as an option - a bank in the markets.

In addition, in the modern understanding of the depository, it does not imply the accrual of dividends from funds (values) in the depository.

The technical implementation of the claimed (present) invention (utility model) is a solution to the technical problem of combining elements of a computerized system, interactive dialogue systems eyeBoard, eyeTouch, eyeControl, eyeStep and a terminal to provide remote access (Internet, network, adapter) for using the nodes of the exchange (game) complex as similar nodes of the remote access system (sites, clients) equipped with an additional function faithful application).

The technical result achieved in this case is to reduce the time spent on financial transactions and simplify transactions (transactions) regardless of the venue.

The Exchange hardware-software complex employs (modules) EaglesArt technologies of Hi Tech EaglesArt Company http://www.eaglesart.ru/, which allows significantly reducing costs and simplifying the algorithm of transactions.

EyeBoard is an interactive desktop system that turns a regular desk into stunning self-activating devices. Each EyeBoard device is tailored to meet the needs of any client: enhancing retail sales space, organizing a unique advertising campaign, promoting sales or presenting data in a completely new way. Activated by means of motion detection, each flat surface can be turned into an innovative information system, an intuitive guide to sales, advertising, for interactive games, gambling or a training platform. And most importantly - there is no limit regarding the content, design and scope. You name goals, EyeBoard can do it.

Squatting has never been so funny.

Designed with a clear vision of consumer protection and point-of-sale dynamics, EyeBoard offers unrivaled versatility and ingenuity with every touch. By reporting a purchase decision, offering an enhanced viewing experience or serving as the active surface of a table for any purpose, from disc jockeys to mud racing, EyeBoard is guaranteed to make people jump up from their seats ... and then return again to see even more.

Advantages of the system:

- Unrivaled flexibility in content, applications and effects

- Support for various multimedia formats

- A completely transparent ROI that allows you to process messages in real mode and extract valuable commercial information from them (EyeControl option)

- Broad network control through geographical areas, which will allow for remote planning, projector control, receive detailed activity messages, take pictures in real time and create recovery mechanisms (EyeControl option)

- Simple, quick installation in virtually any location

- Support for high-resolution audio and video, to increase the perception of reality and emotions

- Optimized motion detection allows you to make a subconscious impression on the user.

- A wide range of existing applications that you can use ready-made.

- Modification "on the fly"

Technical description

EyeBoard is an interactive desktop system designed to detect users touching the display, as well as objects placed on the table, such as mugs, plates, or hands. EyeBoard is a ready-to-build application that can be integrated into an existing or new structure, easily adapts to any design.

On this platform, you can manage all applications, from simple web pages to custom-built 3D applications. EyeBoard supports multi-touch definitions, providing a unique and innovative user experience. The system also supports all EyeStep applications.

Here it should be noted the need for a bank, organization, company to create a site, or bookmarks on an existing site, for example: www. [Name bank] / virtual depository, ru, .com, etc., containing buttons and windows, bookmarks necessary for the implementation of the scenario of input-output of client’s funds (remote access (remote connection) node from (k) databases, with an additional function of withdrawing, debiting, crediting, replenishing (transferring) funds from external (non-systemic) client accounts and wallets and effecting (management) of the scenario, I deal, according to the selected parameters. Yes This (optional) web solution will help attract new customers.

The specified technical result for the device is achieved by the fact that the Exchange PAK (automatic machine), which has a monitor for displaying bets made with an input device such as a touch keyboard, or a touch monitor with a keyboard displayed on the monitor screen, with which customers make bets, bill - and coin acceptors and a card reader for setting up funds for betting, with an integrated network interface (adapter, modem) through which communication is made (remote access to the source-set Instructions quotes - database) between the server (institution, organization, company) and the supplier of quotes ok, which translate (output) to a monitor, a computing device for making and calculating transactions and a dispenser (devices) for withdrawing funds from a client’s account , characterized in that it is additionally equipped with (contains) panels and (modules) eyeBoard, eyeTouch, eyeControl, - an interactive dialogue system (modules) using EaglesArt technologies, which turns tables, display cases and racks into stunning self-activating devices, eyeCont rol-, eyeTouch is an innovative media platform that converts any glass display case into a creative form of expression, eyeStep - creates a complete interaction of human movements with the image displayed on the floor and on the wall, which are also used for input using the interface windows (client, user) ) and keyboard buttons, office workers (executing a transaction scenario), display and management of selected parameters, buttons and windows of the interface for managing a script for withdrawing funds (c) from a client’s trading account, buttons for selecting the amount Evoda, and buttons and windows for selecting the amount of the transaction (contract), when withdrawing client funds from the trading account in the system, buttons, bookmarks and windows for selecting transfer values (transfer, transaction) as well as managing the scenario of the transaction itself according to the selected parameters: "replenishment" ("transfer", "crediting", "transfer") client’s funds, "purchase" - "sale", "instrument selection" (here we mean the icons entered in the interface that indicate the symbol and name of the instrument), buttons (scale) for selecting the contract amount (transactions), the button "hold transaction" (for the selected position, in case of sufficient balance of funds on the client’s account), buttons and windows for entering values of the interval (time) period (life) of the transaction, buttons and windows for entering transaction parameters, in particular, restrictions (numerical expression) of client losses — values (transaction parameters, by upon reaching which the transaction, as directed by the client, is closed) and buttons and windows of the transaction parameters, in particular - to enter profit-taking values, upon reaching which the transaction, as directed by the client, is closed), buttons and windows for managing charting instruments, buttons and displaying fiscal information (on transactions) on the interface (monitor), or through a printer (printing a check for all client transactions on open and closed transactions), buttons and windows for entering transaction parameters, in particular, entering client (user) values coefficient (x-fold profit-loss on customer’s transactions, in cases of insignificant amounts of contracts and insignificant changes (activity) of certain instruments), buttons (scale) and windows for entering transaction parameters, in particular - restrictions on the number of points ( pips) quotes - of the instruments participating (appointed, selected by the client) in the transaction (for) calculating the client’s profit-loss, buttons and windows for opening and closing orders (transactions), buttons and windows for transferring and crediting (transfer) funds from credit and debit accounts (cards) and wallets of the Internet system, keyboard buttons for depositing funds into a client account using payment cards (prepaid cards) and entering client identification data, buttons and windows, bookmarks for switching to language interfaces of other languages (countries), buttons and Ons of the window for switching to (for) broadcasting one or several instruments on the surface, monitors, creeping lines (in the case of a multi-position, multi-contact platform for client access to modules), as indicated above, the client (user) interface contains buttons, bookmarks and windows for transferring (transferring) (earned) funds of customers to their Internet (web-) wallets accounts, payment systems of funds (income, profit) won (earned) by the client, as well as buttons and windows for withdrawing earned funds through devices A output means (dispenser).

The specified technical result for the device is achieved by the fact that the exchange software and hardware complex, which includes a monitor for displaying bets made with an input device such as a touch keyboard, or a touch monitor with a keyboard displayed on the monitor screen with which customers make bets, bill - and coin acceptors and a card reader for setting up funds for betting, with an integrated network interface (adapter, modem) through which communication is made (remote access to the source-supplier of tool quotes - databases) between the server (institution, company organization) and the supplier of quotes-ok, which transmit (output) to a monitor, a computing device for making and calculating transactions and a dispenser (devices) for withdrawing funds from customer accounts, characterized in that the money is deposited using a reader, or cash, coin and coin accepting mechanisms (devices), or transferred (opened to, replenish trading accounts via (web) web applications and, and whether the website of the bank, institutions (organizations, companies) that are opened (which are opened) by the projection panel modules (wind-table) eyeBoard, eyeTouch, eyeControl in the following ways: WebMoney (WMR, WMZ, WME, WMU, WMB), E-Gold , by wire transfer, through betting points (PPPs), various money transfer systems (Western Union, PrivatMoney, Unistream (Uniastrum Bank), ALLURE (ROSBANK), Anelik, Contact, Migom, Fast Mail (Impexbank), CyberMoney (Russian Post) ), as well as through the Eleksnet terminals, also using the WebMoney payment system, using the “Top up account” keyboard buttons, select e. "Top-up via WebMoney", enter the ID in the appropriate fields, windows and the amount of the transfer (transfer), then transfer using the "Send invoice" button.) your funds from the Internet (Yandex money, etc., payment systems (after registering (-Registered and become a client in a virtual depository on the website of a bank, institution, company), or transferred from bank accounts, or made using payment kiosks (payement kiosks), or replenished at the cashier's office, or using the keyboard, in case of using a loan new, debit cards, payment cards, prepaid cards, then get displayed on the monitor, or on the projection panel (wind-table) eyeBoard, eyeTouch, eyeControl transaction parameters: the amount of funds entered along with the flow of quotes for the selected instrument, broadcast on panel, or surface, or monitor using the network interface and EaglesArt technology eyeBoard, eyeTouch, eyeControl select the contract amount and, as an option, select the value of the client (user ratio (x-fold of the transaction amount)) transaction, using the keyboard, after which initiate the purchase and sale of a contract (something-stock, currency, raw materials, etc.) for a certain amount of a certain instrument, by changing the value of each new quotation of which and using the PAK-computing device, profit-loss on the transaction and cash balance are calculated funds on the accounts of clients of the virtual depository, and display them on the monitor, or on any accessible surfaces, or on the projection panel (wind-table) eyeBoard, eyeTouch, eyeControl after the transaction, and when the balance of funds on the client’s account is zero end the session, or continue, or choose a time interval (the period of an open position-order), or the number of days the client holds the position-order-s, or leave the position (transaction) open (open) and leave their funds, or part of the funds in the virtual depositories, in the form of the selected purchased-sold position (currency, raw materials, stocks, material, etc.), or complete the trading cycle (session, order, transaction) at the direction of the client and then withdraw funds from client accounts through a dispenser (withdrawal device funds), and whether they transfer (start, deposit) funds at the direction of the client to the wallets (accounts, cards) available to the means of the PAK system (the Exchange software and hardware complex).

The technical result is also achieved through the use of eyeBoard, eyeTouch modules, eyeStep-interactive dialogue system (modules) using EaglesArt technologies, which allows you to display pages of Internet applications and sites on various panels containing buttons and windows, which allows customers to use their fingers (like a mouse pointer) in managing a personal computer) manage the scenario of opening an account (registration in the system) in a virtual depository, transferring (replenishing) funds from somewhere: from the Internet (Yandex money, etc., payment systems E, prepaid cards), in cash, transfer to another account, etc. a certain part, or all funds, to a “gaming” (trading) client account in a virtual depository, opening and closing an order (transaction), by buying and selling a specific contract, instrument (position, currency, raw materials, stocks, material, goods, etc.) e.), for a certain amount of funds (assets) at a specific time specified by the client) at the price of the instrument at the time of purchase and sale of the instrument.

Fingerprint control and authentication systems, such as biometrics, can be used as additional equipment for depositing the amount into the client's (trading) account of clients in the system (lending to regular customers), as well as for easier access to the client terminal of the Exchange software and hardware complex of regular customers BioLink Technologies systems. Which includes: the BioLink OBE Module fingerprint module, consisting of the BioLink11 optical sensor and control board 12, which are optionally displayed on the front panel of the client terminal (Exchange software and hardware complex), i.e. integrated hardware and software.

BioLink OBE Module DDK allows you to perform the following operations: fingerprint scanning, fingerprint conversion, a special mathematical model, storing the model in the module’s internal memory, transferring the model to the external environment via the RS-232/485 interface and searching for the model of the scanned fingerprint. The database of fingerprint models in the internal memory of the module with its basic configuration is designed to store information about 21 registered users. It is possible to increase its volume to 1 thousand users.

The module, which can be used both autonomously and in a network version, using controllers from other manufacturers, supports a one-to-many identification mode, in which access is provided upon presentation of one single identifier - the fingerprint of the user (institution’s client). To support the multi-factor user identification mode, the module can be integrated with other physical access control systems based, for example, on the use of smart cards.

As additional equipment for identification and management systems of the Exchange software and hardware complex (scenario of transactions on the client terminal) - (Exchange PAC-a), voice control systems, such as Ectaco systems, which are based on speaker-independent technologies, can be used speech recognition already implemented in the multilingual voice phrasebook UT-103.

Also, the systems under the control of the Dragon Dictate software module can be included in the basis of voice control of the Exchange software and hardware complex (script).

At the same time, voice control systems using Windows tools can be applied, as well as peripheral equipment such as “Gorynych PROF 3.0.” As additional equipment, module 13 for automatic microphone tuning, a voice recognition sensor 14, and a microphone 15 are used here.

The client, approaching the client terminal of the Exchange hardware and software complex, will be able to issue commands according to the value of the selected position, contract amount, value of the client coefficient ((x-fold of the winning-losing sum (transaction)), the choice of a trading instrument and the direction of the transaction (purchase and sale) , as well as the withdrawal of funds in case of a win.

As additional equipment for managing the Exchange's hardware and software complex, laser systems can be used, which include: sensors, radiation generators 16 and a conversion module17, integrated hardware and software, through which the client can control the projection of the stream (quotes, data) , information), using the traditional keyboard, optionally and control the direction of the transaction (purchase and sale) for the selected instrument (currency pair, stock, raw materials, indes), as well as the withdrawal of funds the client's trading account.

Also, as an additional equipment of the Exchange software and hardware complex, laser-projection systems can be included, which make it possible to broadcast market events to any accessible surface, and consisting of a radiation generator 16, converting module 17, projector 18, integrated hardware and software, through which (s) there is a projection of graphic (graphs of tools) and text information (optionally running line of LED electromechanical information board) on any vobodnye surface.

As an additional equipment of the Exchange software and hardware complex, in terms of entering information about the parameters of the transaction, as well as managing the transaction, hardware and software accelerometers (motion sensors 19) can be integrated (incorporating as well as a geroscope for determining location in space) , and electronic systems for positioning objects in space, with which you can determine not only the direction, but also the speed of movement and hand gestures, and their location. This navigation sensor 19 is designed for remote recognition of the trajectory of the hands of customers in choosing the amount of contracts (transactions), as well as the direction of the transaction (purchase and sale) in three-dimensional space, as well as the implementation of other necessary functions for the implementation of the transaction scenario assigned by the client, or the administration . The use of such additional equipment will help to attract visually impaired and visually impaired customers.

This utility model is industrially applicable, as it can be implemented using technologies used to create electronic-mechanical gaming machines and means of computerized remote access systems.

These features are significant and are interconnected with the formation of a stable set of essential features sufficient to obtain the desired technical result.

The best options for implementing the utility model.

The exchange software and hardware complex operates in real time within the trading session. The beginning of the session is the institution of a client in the Exchange PAK (to the account of a virtual depository of a bank, organization, management, company) of funds to ensure trading operations (transactions). The end of the session is the receipt by the client of funds from his trading account in the virtual depository of the bank (institution, organization, etc.) using the Exchange PAK - terminal, bank machine) at the location of the complex, either to the client's account in the system or to the cards , wallets, accounts, at the client’s choice and defined by the system’s capabilities (Exchange PAC), in the amount corresponding to transactions or transactions completed by it.

During the trading session, the client selects the parameters of the transaction: instrument, position (for example, a currency pair) and the cost (price, amount) of one contract (the amount of client’s funds allocated for the transaction) for this trading instrument. Further, in accordance with his expectations and the current flow of quotes, the client opens, closes, holds the position (order, transaction) by making a purchase and sale transaction of an instrument (for example, currency) and, if there are not enough funds (assets) on the client’s trading account, transfers (deposits, replenishes) its funds from (from its) accounts outside the system, or deposits funds through cash in cash, or through cash, coin, tokens in cash, or pre-populated with payment cards, or by transfer.

In accordance with the current flow of quotes, the computing device of the exchange software and hardware complex calculates the amount of the client’s profit-loss for the transaction and displays the formed cash balance to the client. The client can close his position at any time. Thus, one trading (game cycle) ends. The number of trading (game) cycles within one session is limited only by the cash balance. A trading cycle can be completed forcibly if price changes for a selected trading instrument result in a cash balance becoming zero.

A review of existing gaming, exchange machines and remote client terminals of dealing centers shows that the similarity of the utility model of “Exchange software and hardware complex” with gaming, exchange machines is only in hardware implementation - namely, a complex of hardware to ensure the functioning of PAC-a - bill acceptors, monitors, control buttons, computer complex, and with dealing centers in the use of quotes from news agencies.

All operations and settlements with the client are carried out directly through the on-site Exchange PAC dispenser, or at the cash desk of the institution, or through the remote access node to the client’s accounts and wallets, equipped with an additional function of replenishment-withdrawal (transfer-transfer-a of client’s funds).

Exchange PAK is a fundamentally new financial instrument for trading (playing) on the exchange / markets and will help attract new customers. From the point of view of customers, the exchange software and hardware complex is attractive because it operates on the basis of world quotes of trading instruments. These quotes can be easily checked through alternative sources of information (such as television channels and Internet publications), which makes it impossible to juggle quotes in favor of the institution (where the Exchange PAC is installed) and significantly reduces the likelihood of fraud.

In general, the Exchange hardware-software complex is a hardware-software complex (PAC), which incorporates eyeBoard, eyeTouch, eyeControl, eyeStep panels for entering, managing and displaying selected parameters and the direction of the transaction, with projection and script control transactions and deposit / withdrawal of funds from the client’s account, management of instrument schedules (as an option), bill acceptors and coin acceptors, as well as readers, for example, magnetic for institution of funds, for the execution of the transaction-approx. The exchange PAK is equipped with an integrated network interface (adapter, modem), through which instrument quotes (remote access) are received on the server computer of the bank (institution, company, organization), as an option from information and trading platforms and agencies, and from it (server computer) displayed on an interactive panel (wind-table) eyeBoard, or a monitor, or on client terminals, a computing device (computer) for making and calculating transactions and a dispenser for withdrawing funds from a client’s account. As devices for depositing funds into a client’s account, a card reader, bill acceptor, coin or coin acceptors, readers, as well as a remote access node with the function of using payment systems and client accounts in other financial institutions via (via the Internet) were used. The realized stream of quotes, in the form of charts and a running line, can additionally be broadcast on large remote LCD screens. Buttons for managing a script for input-output of client funds, a script for opening and closing transactions can be displayed on the front panel of the keyboard. As a dispenser, funds can be withdrawn from a client’s account using cash, coin and coin-return mechanisms, or the cashier’s office using magnetic, flash, smart, or deposit cards of this institution (club cards), as well as a remote access node to customer accounts in other financial institutions (organizations, companies), with the additional function of replenishment, transfer (transfer) of earned (won) funds from the client's account in the virtual depository of the bank (institution, organization, company).

It should be noted here that, provided that it is integrated into processing systems through an emitting bank, either the bank itself integrates the PAK (Exchange software and hardware complex) with its (with its data exchange protocols) processing system (MasterCard, VisaCard, etc.), in this in case of transfer (replenishment, debiting) of client funds from an account in Mastercard VisaCard systems to (from) the trading account of a virtual depository will be charged (% for debiting funds at the beginning and% for institutions (crediting, replenishment) of funds in client accounts in processing systems ugih bank, or the bank.

Also, in all versions of the complex, a keyboard, or a keyboard for a touchmonitor, or keyboards for the eyeBoard, eyeTouch, eyeControl panels can be used to deposit funds into a client’s account using payment cards (prepaid cards), as well as entering client identification data during registration, subsequent authorization (authentication, verification) for access and account management (client, trading) in the virtual depository system of the bank (institution, organization, company).

The first example of execution.

The PAK-a (Exchange hardware-software complex) client terminal assembly consists of an eyeBoard panel, eyeTouch, eyeControl, a card reader for input, tools (keyboard and window buttons) for managing a transaction script and displaying selected parameters, tool chart management tools, with a keyboard ( special). Each interactive dialogue panel (eyeBoard module) of the client terminal is connected to the central server computer of the bank (institution, company), as an option installed at the institution and receiving quotes from sources such as Reuters using the integrated network interface (adapter, modem) from the Internet "," Tenfore "," Bloomberg ". Through network, wireless communication of the elements of the working network (network) - the network environment, using the network interface (adapter, modem), quotes are also sent to the eyeBoard client panels (tables, sails, boards, panels) using a computer (computing device) the PAC client terminal and the client’s profit-loss calculation algorithm for each transaction, each open and closed transaction carried out by the client is recorded and processed. The client in the institution acquires a bank card (institution) of a certain face value. Client cards can be made both on paper and on a plastic basis and can be made at the establishment by means of an encoder and printer of magnetic cards such as Eltron (P310, P420, P520). The customer’s unique identification code and deposit amount are entered on the card.

The client real-time transfers funds to the client terminal of the Exchange PAK through a magnetic chip reader such as Chipher (1023-1,2,3), integrated in hardware (as shown in the example http://www.kiosks.ru/prod.asp ? id = 1021) and gets the opportunity to conclude transactions on the selected instrument within the framework of funds on its balance sheet.

In the event of a successful transaction (win), the client will be able to receive the money earned at the bank's cash desk (branch, institution), which, as an option, will have a server computer on the monitor of which there will be all information about the client's balance. The cashier will be able to give out the money earned by the client (trader) by reading the balance sheet of the client through a card reader on the card presented by the client.

The second example of execution.

The Exchange PAC Client's terminal assembly consists of a touch monitor and a special keyboard (if used). Each client terminal is connected to a central server computer installed in a branch, institution of a bank (institution, or company), receiving quotes from sources such as "Reuters", "Tenfore", "from the Internet via an integrated network (adapter, modem) interface" Bloomberg. " Using the network interface (Network), quotes are sent to the client terminals of the Exchange PAC, and using the client terminal's computer and the transaction calculation algorithm, accounting and processing of each open and closed transaction carried out by the client. The client in the institution acquires a client card of a certain face value. Client cards can be made both on paper and on a plastic basis and can be made at the institution by means of an encoder and printer of magnetic cards such as Eltron (P310, P420, P520). The unique identification number (code) of the client (trader) and the amount of the entered (transferred funds) are entered on the card. The client real-time transfers funds to the client terminal of the exchange PAK through a magnetic chip reader such as Chipher (1023-1,2,3), integrated in hardware (as shown in the example http://www.kiosks.ru/prod.asp ? id = 1021) and gets the opportunity to conclude transactions on the selected instrument within the framework of funds on its balance sheet.

In case of a win, the client will be able to receive the money earned at the box office of the institution where the server computer will be located, on the monitor of which there will be all information about the players' balance. The cashier will be able to give out the money earned by the player, having read the balance, through a card reader on the card presented by the player.

The third example of execution.

The Exchange PAC client terminal assembly consists of a touch monitor connected to the institution’s server computer, but having, unlike the second option, a credit card reader in its configuration (see example http://www.leasinginfo.ru/cataloq/item/ 1648.html). The client of the institution (branch-virtual depository) of the bank itself will be able to choose the deposit amount using a specialized user (client) interface (buttons and windows for managing the scenario for replenishing the trading account of the virtual depository), but no more than the amount determined by the institution’s policy. In this case, a unique number is assigned to the client, for example, corresponding to a credit card number (as one of the options). As in the second version, the cashier reads the card number presented by the card reader and compares it with the client’s balance displayed on the monitor of the server computer of the institution (bank, organization, company) located at the institution’s cash desk and gives the client the earned funds, or using the keyboard buttons, it transfers (transfers) to the client account (outside the system), or the client transfers the earned (won) funds, in this case the corresponding buttons will be entered into the client (user) interface and on the transition of the output script funds from the trading account of the client. As one of the elements of a player’s identification, a check issued by a printer integrated in hardware can be used, so is a card reader (reader) of credit cards integrated in hardware and software. The cashier, in this case, compares the unique check or card number, or the one-time (guest) assigned to the system, or the permanent (system, authorized, club) unique identification number with the player’s balance and gives out the money earned.

As one of the equipment options, a dispenser (banknote dispenser such as ND 500G, ND 500H http://www.ict-russia.ru/page7.html) can be used here, integrated hardware and software. In case of winning, the client of the bank’s department (institution) will be able to immediately receive the earned funds by initiating the withdrawal of money by the button of the client (user) interface provided in the program.

The fourth example of execution.

The Exchange PAC Client's terminal assembly consists of a monitor and a computer complex (computer) connected to a bill acceptor (type ICT B70UF-P6 http://www.style-avs.ru/catalog/7/), with which you can start facilities. In case of earning (successful transaction) - winning, receive the funds won through a dispenser (banknote dispenser ND 500G, ND 5001-1 http://www.ict-russia.ru/page7.html). In this configuration, the front panel will display buttons in the form of a touch keyboard that will functionally open, close and hold a transaction, as well as buttons for issuing money, which (as one of the options) will be highlighted in case of a positive player balance. In this option, as in the two previous ones, an Internet channel will be needed through which quotes for each of the terminals. This configuration option does not imply the presence of LCD screens for broadcasting quotes. In turn, software charts written in the user (client) interface are provided here, for example, currency pairs and their symbols (icons), which can be controlled using the touch keyboard buttons.

In the second and third configuration options, it is planned to use large LCD screens to display quotes of instruments, such as currency pairs. Feeding quotes on LCD screens occurs through a network interface from a server computer.

In entertainment establishments, non-gaming profile, quotes can be transmitted through smaller monitors, which can be located in the zone of good visibility of customers.

The fifth example of the execution of the complex.

The Exchange PAC client terminal assembled consists of a monitor, a computer complex (computer) integrated in hardware and software with a coin acceptor of the ACCUSORTER type http://www.kcom.ru/item/10.html with which the client makes funds for trading ( game account) of a virtual depository, a touch keyboard with which the client manages the client (user) interface, an integrated network interface (adapter, modem) to receive data from the network from information and trading platforms, or information generations, and then submitting quotes to the monitor screen of the client terminal of the Exchange PAK and a coin-return mechanism like Azkoyen hopper U8 Large (http://www.style-avs.ru/catalog/8/) with which the client will be able to withdraw funds from his trading account, in case of earning (winning).

As one of the options for implementing this equipment configuration, a metal case can be used that combines all the parts and components of the Exchange PAK equipment.

Also, due to the similarity of the client’s transaction scenario in this configuration (execution) option of the Exchange PAK, instead of coin-receiving and coin-returning mechanisms (devices), tokens and tokens-return mechanisms can be used.

The sixth embodiment of the complex.

The technical result is also achieved through the use of eyeBoard, eyeTouch modules, eyeStep-interactive dialogue system (modules) using EaglesArt technologies, which allows you to display pages of Internet applications and sites on various surfaces and panels, as well as manage Internet applications and sites containing buttons and windows, which allows customers to use their fingers (as a mouse pointer in managing a personal computer) to manage the script for opening an account (registration in the system) in a virtual depository, transferring (replenishing) funds from anywhere: from the internet (YandexMoney etc., payment systems, prepaid cards), in cash, by transfer from another account, etc. a certain part, or all funds, to a “gaming” (trading) client account in a virtual depository,

opening and closing an order (transaction), by buying and selling a certain contract, instrument (position, currency, raw materials, stocks, material, goods, etc.), for a certain amount of funds (assets) at a specific time specified by the client) at the price of the instrument at the time of purchase and sale of the instrument.

During the first visit to (exchange club- branch of a bank, institution, company), the client has the opportunity to deposit his funds under a cash transaction, or by transferring from payment cards, or credit, debit cards, or from online payment systems while remaining in the status of guest (incognito) t .e. without authorizing in the system and then, as an option, the client will not be able to withdraw his earned assets (funds) before authorization (authentication) in the system, or, as an option, he will execute the transaction scenario in demo mode.

By logging in to the system (virtual depository), the client gains access to all services of the system by confirming his registration by clicking (response) to the registration confirmation link in the system of the bank’s virtual depository (institution, ..) located in the letter sent by the system to the address indicated by the client at registration in the system (virtual depository), through the Exchange PAK or via the Internet on the bank’s website (institution, organization, company), as an option, by clicking (response) to the registration confirmation link in the system at the same time At the same time (at the same time) signs agree) with the terms of service in the system (virtual depository) of the bank (company establishment).

When registering in the system (opening a personal, personal, client, user, virtual account) in the system (virtual depository), the client receives (as an option, after authorization, verification, authentication) a personal domain mailbox (as a banking option) and (or, or ) unique identification number or surname, name, login @ [name bank] / virtual depository.com, .net, .ru, etc. (virtual depository translated into English), as an option corresponding to the account number, where it will be sent to be duplicated (all information on transactions completed or made by the client and the balance on the client’s account).

Large LCD screens can optionally be used for broadcasting quotes in large shopping centers and exchange-oriented establishments, large bank branches.

Also, in all configuration options of Exchange PAKs, audio systems (sound cards, speakers) are provided for signaling events of a transaction scenario and events of markets, exchanges.

Also, in all configuration options of Exchange PAKs, video and web systems for monitoring customer behavior and data system security are provided.

Also, in all configuration options of Exchange PAKs, an optional matrix printer is provided for printing fiscal information on customer transactions and information on the status (balance of funds) of the trading account of clients of the bank's virtual depository (institution, organization, company).

Also, in all versions of the complex (Exchange PAK-a), a keyboard, or a touch-screen keyboard keyboard, or eyeBoard, eyeTouch, eyeControl keyboards can be used to deposit funds to a client account with payment cards (prepaid cards), and also contains buttons and windows for entering customer credentials.

Scheme of the Exchange hardware and software complex.

The exchange hardware and software complex includes: a card reader, or flash card 1 (bill acceptor, coin or coin acceptor) through which funds are deposited to the client’s account, or remote access node 20 to the client’s external (non-systemic) accounts and wallets for input-output of funds, computing complex 2, through which the implementation, calculation and storage of information on customer transactions, the interactive dialogue panel eyeBoard 3, the implemented stream of quotes that come from the integrated network interface (adapter, modem) 4, as they change, the client performs an operation (purchase and sale of an instrument (for example, a currency pair) using the keyboard 10, which contains buttons for managing a script for input-output of client’s funds, managing parameters and a transaction script ( opening-closing, direction of the transaction-purchase-sale of the instrument, optionally deduction) of the transaction, as well as a button for withdrawing funds through dispenser 5, with the output of information on customer transactions through printer 7, in the case when operations lead to positive balance in the customer account. The realized stream of quotes in the form of graphs and a running line can additionally be broadcast on large LCD screens 6, cameras (video, web) 8, sound system (audio system, sound card, speakers) 9. Also, the Exchange PAK additionally contains a fingerprint system, consisting of an optical sensor (fingerprint module BioLink OBE Module), consisting of an optical sensor BioLink11 and control board 12, which are optionally displayed on the front panel of the client terminal (Exchange Wizard).

As additional equipment, voice-activated transaction scenario management systems are used here, consisting of a microphone 13 automatic tuning module, a voice recognition sensor 14, and a microphone 15 itself.

Laser-projection systems, which make it possible to broadcast market events on any accessible surface, and consisting of a radiation generator 16, a conversion module 17, a projector 18. Free motion detection accelerometer systems can serve as additional equipment to help attract customers with limited health ( motion sensor 19.

Industrial applicability

The present invention is industrially applicable, as it can be implemented using technologies used to create electronic-mechanical gaming machines and computerized remote access systems.

Claims (24)

1. The exchange software and hardware complex, which includes a monitor for displaying bets made with an input device such as a touch keyboard or a touch monitor with a keyboard displayed on the monitor screen, with the help of which clients carry out transactions, cash and coin acceptors and / or cards a reader for introducing funds for transactions, a server computer, from (from) which instrument quotes are sent to client terminals, by an integrated network interface (adapter, modem), through which communication of the source-supplier of tool quotes with the server (institutions, organizations, companies), which transmit (output) tool quotes to a monitor, a computing device for making and calculating transactions, with a printer and dispenser - devices for withdrawing funds from a client’s account, which differs that is additionally equipped with (contains) panel-s (module-s) eyeBoard, eyeTouch, eyeControl - an interactive dialogue system (modules) using EaglesArt technologies, the interface of which contains windows, icons (symbols) and keyboard buttons There are options for selecting transaction parameters, buttons for executing a transaction scenario, as well as a window for displaying and managing selected parameters, with an additional function for displaying selected parameters on monitors and panels (modules) of the complex. 2. The exchange software and hardware complex according to claim 1, characterized in that it further comprises video, webcams for control and security. 3. The exchange software and hardware complex according to claim 1, characterized in that it further comprises audio systems (sound) for signaling market events and a transaction scenario. 4. The exchange software and hardware complex according to claim 1, characterized in that the interface and keyboard of the complex further comprises windows and buttons for entering identification data and codes of payment cards, prepaid cards. 5. The exchange software and hardware complex according to claim 1, characterized in that the interface and keyboard of the complex additionally contains windows and buttons for selecting values of the transaction time interval (validity period). 6. The exchange software and hardware complex according to claim 1, characterized in that the client terminal further comprises keyboard buttons and windows for limiting losses and capturing client profits for the transaction. 7. The exchange software and hardware complex according to claim 1, characterized in that it further comprises fingerprint control systems and client authentication. 8. The exchange software and hardware complex according to claim 1, characterized in that it further comprises voice control systems for the transaction scenario. 9. The exchange software and hardware complex according to claim 1, characterized in that it further comprises laser-projection systems. 10. The exchange software and hardware complex according to claim 1, characterized in that it further comprises a system for recognizing movement and controlling elements of a transaction scenario. 11. The exchange software and hardware complex according to claim 1, characterized in that the client terminal further comprises keyboard buttons and an interface window for selecting values of the client (user) coefficient (x-fold) of the transaction. 12. The exchange software and hardware complex according to claim 1, characterized in that the buttons and windows (scale) of restricting the number of items of quotes of instruments adopted for calculating the client’s profit-loss on the transaction are added to the keyboard and interface of the panels and monitors of the client terminal of the complex. 13. The exchange software and hardware complex, which includes a monitor for displaying bets made with an input device such as a touch keyboard or a touch monitor with a keyboard displayed on the monitor screen, with the help of which clients carry out transactions, cash and coin acceptors and / or cards a reader for introducing funds for transactions, a server computer, from (from) which instrument quotes are sent to client terminals, by an integrated network interface (adapter, modem), through which communication of the source-supplier of tool quotes with the server (institutions, organizations, companies), which transmit (output) tool quotes to a monitor, a computing device for making and calculating transactions, with a printer and dispenser - devices for withdrawing funds from a client’s account, which differs that is additionally equipped with (contains) panel-s (module-s) eyeBoard, eyeTouch, eyeControl - an interactive dialogue system (modules) using EaglesArt technologies, a remote communication node with access to external (non-system) functions to the client’s e-wallet and wallet to deposit / withdraw (replenish-withdraw) funds from (to) the trading account of the virtual depository of the exchange software and hardware complex, keyboard buttons that implement the institution-withdrawal (replenishment-withdrawal) scenario of funds from (to) the trading (client) account of the Exchange PAC virtual depository’s client to (c) external (off-system) client’s accounts and wallets, buttons for the keyboard to select transaction parameters, buttons for executing a transaction scenario, as well as windows and buttons for displaying and managing selected pairs meters with an additional function of displaying selected parameters on monitors and panels (modules) of the complex. 14. The exchange software and hardware complex according to claim 13, characterized in that it further comprises video, webcams for control and security. 15. The exchange software and hardware complex according to claim 13, characterized in that it further comprises audio systems (sound) for signaling market events and a transaction scenario. 16. The exchange software and hardware complex according to claim 13, characterized in that the interface and keyboard of the complex further comprises windows and buttons for entering identification data and codes of payment cards, prepaid cards. 17. The exchange software and hardware complex according to claim 13, characterized in that the interface and keyboard of the complex further comprises windows and buttons for selecting values of the transaction time interval (validity period). 18. The exchange software and hardware complex according to claim 13, characterized in that the client terminal further comprises keyboard buttons and windows for limiting losses and capturing client profits for the transaction. 19. The exchange software and hardware complex according to claim 13, characterized in that it further comprises fingerprint control systems and client authentication. 20. The exchange software and hardware complex according to claim 13, characterized in that it further comprises voice control systems for the transaction scenario. 21. The exchange software and hardware complex according to claim 13, characterized in that it further comprises laser projection systems. 22. The exchange software and hardware complex according to claim 13, characterized in that it further comprises systems for recognizing movement and controlling elements of a transaction scenario. 23. The exchange software and hardware complex according to claim 13, characterized in that the client terminal further comprises keyboard buttons and an interface window for selecting values of the client (user) coefficient (x-fold) of the transaction. 24. The exchange software and hardware complex according to claim 13, characterized in that the keyboard and interface of the panels and monitors of the client terminal of the complex include buttons and windows (scale) for limiting the number of items of quotes for instruments accepted for calculating the client’s profit-loss on the transaction.