RU46896U1 - DEVICE OF ELECTRONIC PAYMENT SYSTEM (OPTIONS) - Google Patents

Abstract

The device comprises at least one server of the broadcasting station, the server of the first intermediary, user terminals, a network. The payment system server of the second intermediary is introduced. The server of the first intermediary is made providing registration and storage of the first regulation on the right to use the user’s product and the second regulation on the right to broadcast the user’s product to the broadcast station. The broadcast station server is configured to process the first and second regulations in conjunction with the user product. The server of the payment system of the second intermediary is made providing storage of separate electronic settlement accounts of the broadcasting station, the first intermediary and the user, as well as providing processing of electronic data on the value of the total payments for using the user’s product in accordance with the first and second regulations. The server of the payment system is configured to transmit via the network data on the amount of user remuneration, on the amount of the commission deduction to the server of the first intermediary and the user terminal. In the device according to the first embodiment, the server of the broadcasting station initially transmits data on the use of the product to the server of the second intermediary, and in the device according to the second embodiment, the server of the first intermediary.

Description

The utility model relates to electronic systems for the transmission and processing of information and can be used to protect the copyright of users of this system in broadcasting, television broadcasting, the distribution of various types of information, advertising, text and visual messages using the Internet. As a network for applying the system, a mobile telephone network, an automatic digital telephone network, or the Internet can be used.

Various electronic payment systems are known comprising at least one server of a broadcasting station, user terminals, a network configured to transmit data from user terminals (Japanese Application No. 2002335514, H 04 N 7/173, publ. 11/22/2002) , (Japanese Application No. 5049027, H 04 N 7/10, publ. 02/26/1993), (Japanese Application No. 6113232, N 04 N 5/60, publ. 04/22/1994), (US Application No. 2004249726 , H 04 N 7/16, publ. September 12, 2004), (US Application No. 2004117841726, H 04 N 5/445, publ. 12.09.2004).

All these systems solve the problem of copyright protection by broadcasting stations - broadcasting, television, etc. As user terminals, they use user radios, televisions, etc. The subscriber can receive an informational message: program, radio broadcast, music program, film, etc., if he is registered as a user directly at the broadcasting station, has paid the bill for the provision of these information services, and his terminal is equipped with the corresponding personal identification code.

The disadvantage of these systems is the inability to protect copyrights (completely different works) directly by the creators of the copyright product: producers, directors, composers, poets, songwriters, actors, etc., since there is no information on the duration and amount of use of their works by broadcast stations, which would be processed by any electronic payment system.

The closest is an electronic payment system device containing at least one server of the broadcast station, the server of the first

an intermediary executed with a database of user product use agreements, user terminals, a network configured to transmit data (Japanese Application No. 2001346189, H 04 N 7/173, publ. 12/14/2001).

In this technical solution, the server of the first intermediary is part of the equipment of the company to which the copyright for the use of the product is transferred. The company transmits registered programs to the broadcasting station, which already presents these programs to listeners and viewers via radio waves. The broadcast station equipment includes a device - a broadcast station server, which records the program using an encryption key. The server of the broadcast station through the network (modem connection) transmits the corresponding encryption key of a particular program to the viewer or listener of the program. The viewer or listener of the program he chooses, through a modem, pays for the program through the network using its encryption key, and after payment can view-listen to the program or record it on a DVD disc.

The limitation of this technical solution, as well as the previous ones, is not to use the feedback between the equipment of the broadcasting station and the equipment of the company protecting the copyright for calculating the amount of royalties, this known system is intended only to identify the subscriber and transfer programs to him, depending on the encryption key of a particular programs. Payments to the copyright company are made by the broadcast station only on the basis of the database for payment of specific programs by subscribers.

The problem solved by the utility model is the expansion of the system’s functionality and geographical coverage, and the provision of appropriate electronic payments.

The technical result that can be achieved by implementing the utility model is to increase the processing speed and expand the volume of information data, ensure electronic payments for both the copyright company and the authors of the product, enable the device to operate with various types of networks through a mobile operator either through an Internet provider or through a digital telephone exchange (PBX).

An additional technical result that can be achieved by performing a utility model is an increase in the speed of transmission and processing of an author's product for broadcasting and payments.

To solve the problem with achieving the specified technical result in the first embodiment of the claimed technical solution in the known device of the electronic payment system containing at least one server of the broadcasting station, the server of the first intermediary, made with a database of user product use agreements, user terminals, a network configured to transmit data, according to the claimed utility model, a payment system server of a second intermediary is introduced, while the user terminal The company is connected to the server of the first intermediary and / or to the server of the payment system of the second intermediary via a network, the server of the first intermediary registering and storing the first regulation on the right to use the user’s product - the amount of remuneration to the user, the amount of commission payments from the broadcasting station to the intermediaries, the second regulation on the right to broadcast a product of a user by a broadcast station - the amount of total payments for the use of a user product, and also made possible After transmitting through the network the data on the first and second regulations to the broadcast station server and the second intermediary server, the broadcast station server is configured to process the first and second regulations together with the user product, with the possibility of registering the use of the user product, as well as determining the amount of total payments for use product of the user, the server of the broadcasting station is configured to transmit via a network of electronic data on the value of total payments for use using the user's product to the server of the payment system of the second intermediary, the server of the payment system of the second intermediary is made providing storage of separate electronic settlement accounts of the broadcasting station, the first intermediary and the user, as well as providing processing of electronic data on the value of the total payments for the use of the user product in accordance with the first and second regulations calculating the amount of remuneration to the user, the size of commission payments to the first and second intermediaries, and Nen to transmit through a network of data on the amount of the user fee, the amount of fees paid to the first server mediator and the user terminal.

To solve the problem with achieving the specified technical result in the second embodiment of the claimed technical solution in a known electronic payment system device containing at least one server of a broadcasting station, a server of the first intermediary, made with a database of user product use agreements, user terminals, a network configured to transmit data, according to the claimed utility model, a payment system server of a second intermediary is introduced, at least , one user terminal is connected to the server of the first intermediary and / or to the server of the payment system of the second intermediary via a network, the server of the first intermediary is configured to register and store the first regulation on the right to use the user’s product - the amount of remuneration to the user, the amount of commission payments from the broadcasting station to intermediaries, the second regulation on the right to broadcast a user’s product by the broadcast station — the amount of the total payments for the use of the user’s product, as well as configured to transmit via the network data about the first and second regulations to the broadcast station server and the second intermediary server, the broadcast station server is configured to information process the first and second regulations together with the user product, with the possibility of registering the use of the user product, as well as determining the amount of total payments for using the user’s product, the broadcast station server is configured to transmit electronic data on the value of mmar payments for the use of the user product to the server of the first intermediary, the server of the first intermediary is configured to store electronic data on the value of the total payments for the use of the user product and is configured to transmit the above electronic data to the payment system server of the second intermediary, the payment system server of the second intermediary is configured to store separate electronic settlement accounts of the broadcasting station, the first intermediary and the user, as well as providing processing of electronic data on the amount of total payments for using the user’s product in accordance with the first and second regulations, calculating the amount of remuneration to the user, the amount of commission deductions to the first and second intermediaries, and is configured to transmit data on the amount of remuneration through the network

the user, the amount of the commission deduction to the server of the first intermediary and the user terminal.

When implementing the first and second main embodiments of the utility model, it is advisable for the user terminal to be configured to transmit the user’s product via the network to the server of the first intermediary for the conclusion of the first regulation, as well as to transmit the user’s product via the network to the broadcast station server to use the product.

Figure 1 depicts a functional diagram for a first embodiment of the claimed device with a schematic demonstration of intranet communication between functional blocks;

Figure 2 is the same as figure 1, for the second variant of the claimed device;

Figure 3 is a flowchart of the operating algorithms for the server of the first intermediary, where Figure 3a is the algorithm of the server 2 of the first intermediary, Figure 3b is the design algorithm of the first regulation (type 1), Figure 3c is the design algorithm of the second regulation ( 2nd type);

FIG. 4 is the same as FIG. 3 for a broadcast station server;

Figure 5 is the same as figure 3, for the server of the payment system of the second intermediary.

The electronic payment system device according to the first main embodiment (Fig. 1) contains at least one server 1 of the broadcast station, server 2 of the first intermediary, made with a database of user product use agreements. The device of this system also has user terminals 3 and a network 4 configured to transmit data. As terminals of 3 users, the terminals of the authors of the product or the terminals authorized by them of legal or natural persons are used.

The server 5 of the payment system of the second intermediary is introduced into the device. The user terminal 3 is connected via network 4 to server 2 and / or to server 5. Server 2 of the first intermediary is configured to register and store the first regulation on the right to use the user's product - the amount of remuneration to the user, the amount of commission payments from the broadcast station to the first and second intermediaries. Server 2 is also configured to register and store the second regulation on the right to broadcast a user’s product by the broadcast station — the total payments for using the user’s product. Server 2 of the first intermediary is configured to transmit data about the first and second regulations to server 1 via network 4 (FIG. 1 - communication A)

broadcast stations and server 5 of the second intermediary. The server 1 of the broadcast station is capable of information processing of the first and second regulations in conjunction with the user product, with the possibility of registering the use of the user product, as well as determining the amount of total payments for the use of the user product. The server 1 of the broadcasting station is configured to transmit via network 4 (FIG. 1, communication B) electronic data on the amount of total payments for using the user product to the server 5 of the payment system of the second intermediary. Server 5 is made providing storage of separate electronic settlement accounts of the broadcasting station, the first intermediary and the user. Server 5 is designed to process electronic data on the amount of total payments for using the user’s product in accordance with the first and second regulations, calculating the amount of remuneration to the user, the amount of commission payments to the first and second intermediaries. Server 5 is configured to transmit via network 4 (FIG. 1 — B connection) data on the amount of user remuneration, on the amount of the commission charge to server 2 of the first intermediary and terminal 3 of the user.

The user terminal 3 can be configured to transmit the user product to the server 2 of the first intermediary through the network 4 (Fig. 1 - communication G) for concluding the first regulation, as well as to transmit the user product to the server via the network 4 (Fig. 1 - communication D) 1 broadcast station to use the product.

The electronic payment system device according to the first main embodiment (FIG. 2) comprises at least one server 1 of the broadcast station, server 2 of the first intermediary, configured with a database of user product use agreements, user terminals 3, network 4 configured to data transmission. The server 5 of the payment system of the second intermediary is also introduced into the device. At least one user terminal 3 is connected to the server 2 of the first intermediary and / or to the server 5 of the payment system of the second intermediary through the network 4.

The device according to the first embodiment differs from the device according to the second embodiment only by changing and introducing one intranet connection. Server 2 of the first intermediary is also made providing registration and storage of the first regulation on the right to use a user’s product - the amount of remuneration to the user, the amount of commission payments by the broadcasting station

intermediaries, the second regulation on the right to broadcast a user’s product by the broadcast station - the amount of total payments for using the user’s product. Server 2 is configured to transmit data on the first and second regulations to server 1 and server 5 through network 4 (FIG. 2 — communication A). Server 1 is configured to process information of the first and second regulations together with a user product, with the possibility of registering the use of the product the user, as well as determining the amount of total payments for the use of the user's product. Server 1 is configured to transmit via network 4 (FIG. 2 — B connection) electronic data on the amount of total payments for using the user's product to server 2. Server 2 is configured to store electronic data on the value of total payments for using the user's product and is configured to transmit by network 4 (FIG. 2 - communication B) of said electronic data to the server 5 of the payment system of the second intermediary. Server 5 is made providing storage of separate electronic settlement accounts of the broadcasting station, the first intermediary and the user, as well as providing processing of electronic data on the amount of total payments for using the user’s product in accordance with the first and second regulations, calculating the amount of remuneration to the user, the size of commission payments to the first and second intermediaries. The server 5 is configured to transmit via the network (FIG. 2 - communication G) data on the amount of user remuneration, on the amount of the commission deduction to the server of the first intermediary and the user terminal.

In the second embodiment, the user terminal 3 can be configured to transmit via the network 4 (FIG. 2, communication D) the user product to the server 2 of the first intermediary for concluding the first regulation, as well as to transmit via the network 4 (FIG. 2, communication D) user product server 1 broadcast station to use the product.

The device operates (figure 1) as follows.

The author of the product - works applies to the company involved in copyright protection, for example, to the copyright protection agency, which concludes an agreement with him on the right to use the user’s product, which stipulates the first regulation - the amount of remuneration to the user, the amount of commission payments by the broadcasting station to intermediaries - copyright protection company and the organization serving the service 5 of the payment system. Data

of the first regulation in the form of an electronic file are entered into the server 2 of the first intermediary, which provides for the registration and storage of the first regulation. The copyright protection company draws up a second agreement on the right to broadcast a product of a user to a broadcast station, i.e. The second regulation is the value of the total payments by the broadcasting station for the use of the user’s product. The data of the second regulation in the form of an electronic file are entered into the server 2 of the first intermediary. Server 2 is configured to transmit, via network 4 (communication A), data on the first and second regulations to the broadcast station server 1 and the second intermediary server 5. Specialists understand that, depending on the used transceiver equipment of servers 1, 2, 5 and the type of network 4, the number of inputs / outputs of these servers in figure 1 is shown completely conditionally, for example, when using modem devices, the blocks of the functional diagram can contain one input / output (see Fig. 1 double arrow at one of the servers 1 or double arrow at one of the user terminals 3). The dashed lines within the network 4 only show the necessary structural connections between the servers 1,2,5 and the terminal 3. The user product may already be available at the broadcast station or it may also be sent via server 2 to server 1 in electronic form.

The broadcasting station, in accordance with the established procedure, creates a playlist in which the broadcasting grid is scheduled, for example, for a week and which may contain the product specified in the first regulation.

The server 1 of the broadcast station provides information processing of the first and second regulations in conjunction with the user product with the possibility of registering the use of the user product. When registering the use of a user's product, depending on the conditions of the second regulation, the number of times the product is used per week, the duration of sounding or viewing, etc., are taken into account, as a result of which, in accordance with the playlist server 1, the total payments for using the user’s product according to the second regulation. In the form of an electronic file, the data on the value of the total payments for the use of the user’s product, server 1 of the broadcast station through network 4 (connection B) is transmitted to server 5 of the payment system of the second intermediary. Server 5, in accordance with the first and second regulations previously transferred to it, creates “electronic wallets” and provides storage of separate electronic settlement accounts of the broadcasting station, the first intermediary and the user in these “electronic wallets”.

Server 5 provides the processing of electronic data on the amount of total payments for the use of a user’s product in accordance with the first and second regulations. Server 5 calculates the amount of remuneration to the user, the size of commission payments to the first intermediary and himself. Server 5 in accordance with the first regulation transmits through the network 4 (connection B) data on the amount of user remuneration to the user terminal 3 and sends a message to server 2 about the amount of the fee for the copyright protection company indicating the contract numbers (encoded regulation numbers).

As network 4 in the claimed device can be used completely different networks, mainly mobile networks, digital telephone exchanges, the Internet. Accordingly, mobile phones can be used as mobile communication terminals in the mode of sending SMS or MMS messages, personal computers, various digital devices for transmitting messages through a network of digital telephone exchanges.

The second variant of the operation of the claimed device (Fig. 2) differs from the first only in that the broadcasting server 1 first transmits via the network 4 (connection B) electronic data on the value of the total payments for using the user product to the server 2 of the first intermediary indicating the contract numbers (encoded numbers of regulations). The server 2 of the first intermediary provides storage of electronic data on the amount of total payments for the use of the user’s product and transmits these electronic data to the server 5 of the payment system via network 4 (communication B). Then, the server 5 of the payment system calculates the amount of royalties and the size of the commission and the transfer (communication G) of data on the amount of the user's remuneration, the amount of the commission deduction to server 2 of the first intermediary and terminal 3 of the user.

To increase the speed of transmission and processing of the author’s product for broadcasting and payments, the user terminal 3 is configured to transmit the user’s product through the network 4 to the server 2 of the first intermediary for the conclusion of the first regulation, and also to transmit the user product through the network 4 to server 1 of the broadcast station for use of this product (FIG. 1 is shown as a bond D, and FIG. 2 is shown as a bond D). In this case, as a user terminal 3, a personal computer with appropriate known devices and software can be used to generate an “electronic signature”

to conclude the first regulation. When forming the second regulation, “electronic signature” may not be required, because such an agreement may be concluded only once with the corresponding broadcasting station.

The number of various broadcasting stations (i.e., their servers 1) and user terminals 3 processed by the claimed device is practically unlimited, because if necessary, it is possible to increase the memory capacity of servers 1, 2 and 5.

In accordance with the above description of the operation of the electronic payment system device (Fig. 1), the first intermediary server 2 operates as follows (Fig. 3).

The input block “terminal 3 user parameters” requests the username and password of the system user. Further, these data go to the comparison unit "User Identification", where the username and password are checked for compliance with the users in the database (DB). In case of an incorrect login-password pair, the user of terminal 3 is invited to register in the system and receive the correct login-password. If the login-password pair is correct, the data is sent to the next comparison unit, where the user is checked for the validity of the first regulation. In the absence of thereof, the user is invited to draw up the first regulation. When compiling the first regulation (fig.3b) using the input unit, a list of recipients of royalties and the distribution of equity between them is determined. Next, the registration of recipients of royalties in the electronic payment system of the server 5 of the second intermediary is performed, the corresponding number of electronic wallets is created, as a result of which each recipient is assigned an electronic account in the specified payment system. Finally, when drafting the first regulation (the first type), the amount of commission deductions for the first intermediary is indicated. Data on the first regulation drawn up with the help of network 4 is sent to server 5. If the user has a valid first regulation, the data goes to the next comparison block, where it is determined that the user has the second regulation (second type). If it is absent, the user is invited to draw up a regulation of the second type (Fig.3c), in which the broadcast station is indicated in the corresponding input blocks (the broadcast station must have an electronic account in the payment system of server 5 of the second intermediary) and the size of the royalty is determined. Data on the drawn up regulations of the second type using network 4 are sent to servers 1 and 5.

After checking the availability of regulations of the first and second type, the user data is transferred to the product loading unit on the server 2 of the first intermediary, where he can download products to the server 2, which will be transmitted to the broadcast station server 1 through the network 4. Also, the user can view the statistics of the use of the product and the size of the fees paid (in the second main use case of the utility model).

The server 1 of the broadcast station operates as follows (figure 4).

Server 1 in the repetition unit processes playlist information. The playlist contains a list of records on the use of products for a certain period and includes for each record:

- product information;

- information about the author of the product;

- information on the frequency of use for the specified period.

The data in the playlist is generated in the appropriate format. As a result of processing, for each record, the author of the product is determined, after which the data on the author of the product is sent to the comparison unit, which checks the existence of the current second regulation for this author. If there is such a regulation, these records, such as: author, product, and the number of facts of using the product, go to the file of facts of using the products. Then the next playlist entry is processed. Thus, all the playlist entries of the broadcast station are processed. Next, the file of facts of the use of products generated from the playlist via the network 4 is sent to the server 5 of the payment system for payment of royalties, where it is processed accordingly (figure 5). After executing the payment algorithm, server 5 returns a result file to server 1 of the broadcast station. This information, containing data on successful payments of royalties, is stored in the database of the server 1 of the broadcast station.

The server 5 of the payment system of the second intermediary operates as follows (figure 5).

Server 5 receives a product usage fact file from server 1. The file enters the repetition block, in which each file record is processed. The record contains the following information:

- product code;

- author code;

- code of the second regulation (second type);

- number of use.

In addition, the file contains information about the broadcasting station, as well as information about the time period. For each file record, the above information is determined, and the code of the first regulation (the first type) is determined by the code of the author of the product. In the next comparison unit for recording, the fact of making a payment is checked based on the existing database of successful payments Data 1 and recording information. If for this product code, this code of server 1 of the broadcasting station, this time period, successful payments of royalties were not made, then the data is sent to the next block of payments, where according to the first and second regulations (of the first and second type) and the number of use of the product is determined the size of the commission payment to the first intermediary and the size of the payment to the recipients of royalties in the proportional proportion that is described in the regulation of the first type of product author. Next, payments are made in the electronic payment system. After that, the data of the payment execution result is transferred to the comparison block, where, in case of successful payment, the information is entered in the Data 1 database of successful payments, and a file is generated for the server 1 of the broadcasting station about successful payments. In this way, each record of the product usage fact file is processed. At the end of the processing, server 1 sends a file of payments made on the facts of the use of the products.

The claimed device of the electronic payment system passed preliminary tests when realizing the relationship between the radio station "Russian Radio" and RAO for making copyright payments, which showed high reliability of the device and the possibility of making payments for completely different conditions (for example, various in terms of royalties) when concluding contracts.

The most successfully claimed utility model is industrially applicable for copyright protection and automatic determination of the size of royalties in broadcasting, television broadcasting, the distribution of various types of information, advertising, text and visual messages via the Internet.

Claims (4)

1. An electronic payment system device comprising at least one server of a broadcasting station, a first intermediary server configured with a database of user product use agreements, user terminals, a network configured to transmit data, characterized in that a payment server is introduced system of the second intermediary, wherein the user terminal is connected to the server of the first intermediary and / or to the server of the payment system of the second intermediary via the network, the server of the first intermediary is made about providing registration and storage of the first regulation on the right to use a user’s product - the amount of remuneration to the user, the amount of commission deductions from the broadcasting station to intermediaries, the second regulation on the right to broadcast the user’s product of the broadcasting station - the total payments for the use of the user’s product, and is also configured to be transmitted via the network data on the first and second regulations to the broadcast station server and the payment system server of the second intermediary, the broadcast station server made with the possibility of information processing of the first and second regulations in conjunction with the user product, with the possibility of registering the use of the user product, as well as determining the amount of total payments for the use of the user product, the broadcast station server is configured to transmit via the electronic data network the value of the total payments for the use of the user product the server of the payment system of the second intermediary, the server of the payment system of the second intermediary is provided storing separate electronic settlement accounts of the broadcasting station, the first intermediary and the user, as well as providing processing of electronic data on the amount of total payments for using the user’s product in accordance with the first and second regulations, calculating the amount of remuneration to the user, the amount of commission payments to the first and second intermediaries, and made with the possibility of transmitting via the network data on the amount of user remuneration, on the size of the commission deduction to the server first nth intermediary and user terminal. 2. The device according to claim 1, characterized in that the user terminal is configured to transmit the user’s product via the network to the server of the first intermediary to conclude the first regulation, as well as to transmit the user’s product via the network to the broadcast station server for using the product. 3. An electronic payment system device comprising at least one server of a broadcasting station, a first intermediary server configured with a database of user product use agreements, user terminals, a network configured to transmit data, characterized in that a payment server is introduced the second intermediary system, wherein at least one user terminal is connected to the server of the first intermediary and / or to the server of the payment system of the second intermediary via a network, the server of the first the agent was registered and stored the first regulation on the right to use the user’s product - the amount of remuneration to the user, the amount of commission deductions from the broadcasting station to intermediaries, the second regulation on the right to broadcast the user’s product on the broadcasting station - the total payments for the use of the user’s product, and also made it possible to transfer through a network of data on the first and second regulations, the broadcast station server and the payment system server of the second intermediary, with The broadcast station server is capable of information processing of the first and second regulations in conjunction with the user product, with the possibility of registering the use of the user product, as well as determining the amount of total payments for the use of the user product, the broadcast station server is configured to transmit via the network electronic data on the amount of total payments for using the user product to the server of the first broker, the server of the first broker is made providing storage e electronic data on the amount of total payments for the use of the user’s product and is configured to transmit the above-mentioned electronic data to the payment system server of the second intermediary, the payment system server of the second intermediary is configured to store separate electronic settlement accounts of the broadcasting station, the first intermediary and the user, as well as providing processing of electronic data on the amount of total payments for the use of a user's product in accordance with the first and second In accordance with the regulations, the calculation of the amount of remuneration to the user, the size of commission payments to the first and second intermediaries, and is made with the possibility of transmitting via the network data on the amount of remuneration of the user, the amount of commission payments to the server of the first intermediary and the user terminal. 4. The device according to claim 3, characterized in that the user terminal is configured to transmit the user’s product via the network to the server of the first intermediary to conclude the first regulation, as well as to transmit the user’s product via the network to the broadcast station server for using the product.