RU2017117583A - Системы и способы настройки операции на компьютерной системе, соединенной со множеством компьютерных систем через компьютерную сеть, с использованием двусторонней связи идентификатора операции - Google Patents

Системы и способы настройки операции на компьютерной системе, соединенной со множеством компьютерных систем через компьютерную сеть, с использованием двусторонней связи идентификатора операции Download PDF

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RU2017117583A
RU2017117583A RU2017117583A RU2017117583A RU2017117583A RU 2017117583 A RU2017117583 A RU 2017117583A RU 2017117583 A RU2017117583 A RU 2017117583A RU 2017117583 A RU2017117583 A RU 2017117583A RU 2017117583 A RU2017117583 A RU 2017117583A
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Илкер ДЖЕЛЫКЙИЛМАЗ
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Виза Интернэшнл Сервис Ассосиэйшн
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    • GPHYSICS
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    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q20/38Payment protocols; Details thereof
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    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90Details of database functions independent of the retrieved data types
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    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
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    • H04ELECTRIC COMMUNICATION TECHNIQUE
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    • H04L67/56Provisioning of proxy services
    • H04L67/563Data redirection of data network streams
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    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates

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Claims (59)

1. Способ, включающий:
предоставление вычислительного аппарата, содержащего:
систему обработки, выполненную с возможностью обработки предопределенного типа операций;
портал связи, выполненный с возможностью осуществления связи с веб-сайтами с использованием каналов связи независимо от сообщений систем обработки для предопределенного типа операций; и
хранилище данных;
осуществление связи посредством портала связи с первым веб-сайтом для выделения ресурса во время сеанса посещения первого веб-сайта веб-браузером;
сохранение в хранилище данных ресурса, связанного с идентификатором ресурса;
передачу посредством портала связи идентификатора ресурса на первый веб-сайт для предписания первому веб-сайту перенаправить веб-браузер на второй веб-сайт, при этом второй веб-сайт принимает идентификатор ресурса от первого веб-сайта через веб-браузер во время перенаправления;
прием в системе обработки первого сообщения от второго веб-сайта для первой операции предопределенного типа, при этом первое сообщение включает идентификатор ресурса;
извлечение системой обработки идентификатора ресурса из первого сообщения; и
в ответ на извлечение идентификатора ресурса из первого сообщения активацию вычислительным аппаратом ресурса, сохраненного в хранилище данных, для обработки во время приема второго сообщения от первого веб-сайта для второй операции предопределенного типа.
2. Способ по п. 1, отличающийся тем, что дополнительно включает:
прием порталом второго сообщения от первого веб-сайта;
определение в момент приема второго сообщения, что ресурс был активирован; и
осуществление связи посредством портала с первым веб-сайтом с применением ресурса при запросе второй операции предопределенного типа.
3. Способ по п. 1, отличающийся тем, что дополнительно включает:
в ответ на активацию ресурса настройку системы обработки на обнаружение вторых сообщений для второй операции из сообщений, принимаемых системой обработки для операций предопределенного типа.
4. Способ по п. 1, отличающийся тем, что дополнительно включает:
встраивание идентификатора ресурса в унифицированный указатель ресурса, используемый для перенаправления веб-браузера с первого веб-сайта на второй веб-сайт.
5. Способ по п. 1, отличающийся тем, что система обработки содержит обработчик транзакций, выполненный в сети обработки электронных платежей, в которой обработчик транзакций взаимосоединяет процессоры эмитента, управляющие первыми счетами, с которых совершают платежи, и процессоры эквайера, управляющие вторыми счетами, на которые совершают платежи.
6. Способ по п. 5, отличающийся тем, что ресурс включает бонус от предложения, применяемый к первой платежной транзакции в отношении первого веб-сайта после второй платежной транзакции в отношении второго веб-сайта.
. Способ по п. 6, отличающийся тем, что первое сообщение представляет собой сообщение с запросом авторизации, передаваемое в сети обработки электронных платежей, для второй платежной транзакции в отношении второго веб-сайта.
8. Способ по п. 7, отличающийся тем, что вторую платежную транзакцию осуществляют с использованием идентификатора счета; и активация включает сохранение идентификатора счета вместе с ресурсом.
9. Способ по п. 7, отличающийся тем, что активация дополнительно включает:
сохранение записи о срабатывании в хранилище данных, при этом запись о срабатывании идентифицирует поднабор условий для получения бонуса в первых платежных транзакциях; и
отслеживание обработчиком транзакций сообщений с запросом авторизации, передаваемых в сети обработки электронных платежей, для идентификации первой платежной транзакции с использованием записи о срабатывании.
10. Невременный компьютерный запоминающий носитель, хранящий команды, предписывающие вычислительному аппарату осуществлять способ, при этом способ включает:
предоставление вычислительного аппарата, содержащего:
систему обработки, выполненную с возможностью обработки предопределенного типа операций;
портал связи, выполненный с возможностью осуществления связи с веб-сайтами с использованием каналов связи независимо от сообщений систем обработки для предопределенного типа операций; и
хранилище данных;
осуществление связи посредством портала связи с первым веб-сайтом для выделения ресурса во время сеанса посещения первого веб-сайта веб-браузером;
сохранение в хранилище данных ресурса, связанного с идентификатором ресурса;
передачу посредством портала связи идентификатора ресурса на первый веб-сайт для предписания первому веб-сайту перенаправить веб-браузер на второй веб-сайт, при этом второй веб-сайт принимает идентификатор ресурса от первого веб-сайта через веб-браузер во время перенаправления;
прием в системе обработки первого сообщения от второго веб-сайта для первой операции предопределенного типа, при этом первое сообщение включает идентификатор ресурса;
извлечение системой обработки идентификатора ресурса из первого сообщения; и
в ответ на извлечение идентификатора ресурса из первого сообщения активацию вычислительным аппаратом ресурса, сохраненного в хранилище данных, для обработки во время приема второго сообщения от первого веб-сайта для второй операции предопределенного типа.
11. Носитель по п. 10, отличающийся тем, что способ дополнительно включает:
прием порталом второго сообщения от первого веб-сайта;
определение в момент приема второго сообщения, что ресурс был активирован; и
осуществление связи посредством портала с первым веб-сайтом с применением ресурса при запросе второй операции предопределенного типа.
12. Носитель по п. 10, отличающийся тем, что способ дополнительно включает:
в ответ на активацию ресурса настройку системы обработки на обнаружение вторых сообщений для второй операции из сообщений, принимаемых системой обработки для операций предопределенного типа.
13. Носитель по п. 10, отличающийся тем, что способ дополнительно включает:
встраивание идентификатора ресурса в унифицированный указатель ресурса, используемый для перенаправления веб-браузера с первого веб-сайта на второй веб-сайт.
14. Вычислительный аппарат, имеющий по меньшей мере один микропроцессор и память, хранящую команды, предписывающие осуществлять способ по меньшей мере одному микропроцессору, при этом вычислительный аппарат содержит:
систему обработки, выполненную с возможностью обработки предопределенного типа операций;
портал связи, выполненный с возможностью осуществления связи с веб-сайтами с использованием каналов связи независимо от сообщений систем обработки для предопределенного типа операций; и
хранилище данных;
при этом портал связи выполнен с возможностью осуществления связи с первым веб-сайтом для выделения ресурса во время сеанса посещения первого веб-сайта через веб-браузер;
при этом хранилище данных выполнено с возможностью сохранения ресурса, связанного с идентификатором ресурса;
при этом портал связи дополнительно выполнен с возможностью передачи идентификатора ресурса на первый веб-сайт для перенаправления первым веб-сайтом веб-браузера на второй веб-сайт, при этом второй веб-сайт принимает идентификатор ресурса от первого веб-сайта через веб-браузер во время перенаправления;
при этом после приема системой обработки от второго веб-сайта для первой операции предопределенного типа первого сообщения, имеющего идентификатор ресурса, вычислительный аппарат настроен на извлечение идентификатора ресурса из первого сообщения и в ответ активацию ресурса, сохраненного в хранилище данных, для обработки во время приема второго сообщения от первого веб-сайта для второй операции предопределенного типа.
15. Вычислительный аппарат по п. 14, отличающийся тем, что в ответ на активацию ресурса система обработки начинает обнаружение вторых сообщений для второй операции из сообщений, принимаемых системой обработки для операций предопределенного типа.
16. Вычислительный аппарат по п. 15, отличающийся тем, что система обработки содержит обработчик транзакций, выполненный в сети обработки электронных платежей, причем обработчик транзакций взаимосоединяет процессоры эмитента, управляющие первыми счетами, с которых совершают платежи, и процессоры эквайера, управляющие вторыми счетами, на которые совершают платежи.
17. Вычислительный аппарат по п. 16, отличающийся тем, что ресурс включает бонус от предложения, применяемый к первой платежной транзакции в отношении первого веб-сайта после второй платежной транзакции в отношении второго веб-сайте.
18. Вычислительный аппарат по п. 17, отличающийся тем, что первое сообщение представляет собой сообщение с запросом авторизации, передаваемое в сети обработки электронных платежей, для второй платежной транзакции в отношении второго веб-сайта.
19. Вычислительный аппарат по п. 18, отличающийся тем, что вторая платежная транзакция является осуществляемой с использованием идентификатора счета; и во время активации ресурса хранилище данных сохраняет идентификатор счета вместе с ресурсом.
20. Вычислительный аппарат по п. 18, отличающийся тем, что во время активации ресурса хранилище данных сохраняет запись о срабатывании в хранилище данных, при этом запись о срабатывании идентифицирует поднабор условий для получения бонуса в первых платежных транзакциях; и обработчик транзакций отслеживает сообщения с запросом авторизации, передаваемые в сети обработки электронных платежей, для идентификации, с использованием запроса о срабатывании, первой платежной транзакции.
RU2017117583A 2014-10-24 2015-10-08 Системы и способы настройки операции на компьютерной системе, соединенной со множеством компьютерных систем через компьютерную сеть, с использованием двусторонней связи идентификатора операции RU2674324C2 (ru)

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US14/877,126 US11210669B2 (en) 2014-10-24 2015-10-07 Systems and methods to set up an operation at a computer system connected with a plurality of computer systems via a computer network using a round trip communication of an identifier of the operation
US14/877,126 2015-10-07
PCT/US2015/054748 WO2016064591A1 (en) 2014-10-24 2015-10-08 Systems and methods to set up an operation at a computer system connected with a plurality of computer systems via a computer network using a round trip communication of an identifier of the operation

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US11210669B2 (en) 2021-12-28
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AU2018260806A1 (en) 2018-11-22
US20160117675A1 (en) 2016-04-28
US11995656B2 (en) 2024-05-28
EP3210135B1 (en) 2020-06-24
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US20220076257A1 (en) 2022-03-10
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