RU124288U1 - BANK STATION WITH STOPPING TRANSPORT (OPTIONS) - Google Patents

Abstract

1. A bank kiosk combined with a public transport stop, characterized in that it includes a front and rear parts, side walls and a roof forming a service area, which is located under a roof common with the waiting area for public transport, while the service area is designed as a closed the volume of the module designed to accommodate banking self-service devices, the front panels of which are led out through openings, while the front part is made of a centrally located surface, from Side surfaces directed at an angle to the central surface are directed to the side walls to form open client areas, in which openings are made for the front panels of the bank self-service devices to be exposed to the outside, the roof is rectangular in plan and has an elongated frieze above open client areas, the door to enter the service area is located on the rear, and the public transport waiting area is made in the form of a module, open from the front of the facade, and represents an open area, glazed along the back and along one side wall and made with at least one bench located along the back glazed wall. 2. A bank kiosk combined with a public transport stop, characterized in that it contains a front and rear parts, side walls and a roof forming a service area, which is located under a roof common with the waiting area for public transport, while the service area is designed as a module closed in volume designed for

Description

The utility model relates to the field of banking equipment, in particular, relates to the construction of a bank kiosk with banking equipment, which is an indoor structure such as a banking mini-office, which serves to provide banking services through ATMs and information payment terminals and is intended for use as a modular type of room located on the street freely installed on the supporting surface with the possibility of multiple relocation.

The development of the banking retail market and the growing demand of the population for banking services creates the need for a ramified banking infrastructure. The application of the traditional approach in the development of the regional banking network, based on the opening of branches and branches, does not always pay off. This is due, first of all, to the unprofitability of branches opened in small settlements. As a result, for a significant part of the population living in rural areas, small cities and towns, financial services and products remain unavailable. In turn, in cities with the development of banking services related to servicing credit cards and the possibility of withdrawing money using such a card or making payments via remote access via an ATM, it is not always convenient for the holder to visit a bank or its bank branch due to the fact that the place placing a bank or its bank branch is inconvenient for the user or takes time. The location of ATMs in crowded places or in places where people are served, for example, in shopping, shopping, entertainment and entertainment centers, makes it convenient to conduct banking operations in remote access mode.

For example, a bank kiosk is known, combined with a public transport stop, comprising a front and rear parts, side walls and a roof, which form at least two service zones and public transport waiting areas that are interfaced to each other and separated by a common side partition, while the service zone made in the form of a module closed in volume and designed to accommodate banking equipment and internal engineering systems, while the front part of the banking equipment with which you interact the client is located on the outside of the front part and the side wall of the service area with removal to the waiting area for public transport, and the internal engineering system contains at least a fire and security alarm system, climate control system and power supply system, while the public waiting area Transport is also made in the form of a module, open from the front of the front part, equipped with at least one bench and is designed to find passengers waiting for public transport (RU No. 72003, 23 -05, Е04Н 1/12, publ. 03/27/2008). This decision is made as a prototype.

The known solution is a parallelepiped-shaped room, next to which there is a platform with a bench for waiting for transport. The combination of the intended use premises with a public transport stop under a common roof is a modern technical solution that allows users to use this time to make targeted purchases or other actions while waiting for public transport, for which otherwise they would have to go to another place. But due to their design and other features, they do not allow the use of public transport stops to create banking self-service points within walking distance, since they do not have an isolated zone for the user of banking equipment and create comfortable and safe conditions for the client when he conducts banking operations.

The famous kiosk has a number of operational indications that adversely affect the possibility of long-term reliable operation. Thus, the lack of protective equipment for the front panel from the effects of the external environment (snow, rain, dirt, etc.) leads to the fact that the exact mechanisms of the ATM in its control system are under direct unprotected exposure to atmospheric phenomena. This can adversely affect the operation of precise mechanisms. In addition, the kiosk is not protected from sunlight, that in the presence of a glazed screen (monitor) in the ATM on the glass surface there are glare, reflections that make it difficult to use a button or touch panel and do not allow to read information from the screen correctly. In the well-known design of a bank kiosk, the introduction of such protective equipment cannot be linked to the layout of the room without a substantial alteration of the latter.

In addition, making payments or working with ATMs or a terminal must be accompanied by conditions that ensure for the user the confidentiality of the actions taken from unauthorized or nearby people. It is clear that to create such conditions in full is difficult for an openly standing bank kiosk, but some similarity of these conditions should still be present in the form of design features of the bank kiosk.

The technical result achieved by the utility model is to increase the operational reliability of battery life and ease of use around the clock at any time of the year.

The specified technical result for the first option is achieved by the fact that the bank kiosk, combined with a public transport stop, contains a front and rear parts, side walls and a roof forming a service area, which is located under the roof common with the public transport waiting area, while the service area is made in the form of a volume-locked module designed to accommodate banking self-service devices, the front panels of which are brought out through openings, while the front part is made and a centrally located surface, from which side surfaces directed at an angle to the central surface are directed to the side walls to form open client areas, in which openings are made for the front panels of the bank self-service devices to be exposed to the outside, the roof is rectangular in plan and has an elongated frieze part above open client areas, the door to enter the service area is located on the rear, and the public transport waiting area is designed as a module open with on the side of the front part and is an open area, fenced along the back and along one side wall with glazing and made with one or two benches located along the back of the glazed wall.

The specified technical result for the second option is achieved by the fact that the bank kiosk, combined with a public transport stop, contains a front and rear parts, side walls and a roof forming a service area, which is located under the roof common with the public transport waiting area, while the service area is made in the form of a volume-locked module designed to accommodate banking self-service devices, the front panels of which are led out through openings to open client areas, while the front part is made flat, the side wall on the side of the public transport waiting area is made of two parts, one of which is located at a right angle in the rear, and the second at an angle to the first and is made with an opening to accommodate the front panel of one banking self-service device, the other the side wall is made of two parts, one of which is located at a right angle in the front part and is made with an opening for placing the front panel of the bank self-service device outward, and the second At an angle to the first one, it is made with an opening for placing the front panel of the third banking self-service device outward, the roof is rectangular in plan and has an elongated frieze above the open client areas, the door to enter the service area is located on the rear, and the public transport waiting area It is also made in the form of a module open from the front of the front and is an open area, glazed along the rear and along one side walls and made with one or two ska by myami located along the back glazed wall.

These features are significant and are interconnected with the formation of a stable set of essential features sufficient to obtain the desired technical result.

This useful model is illustrated by specific examples of execution, which, however, are not the only possible ones, but clearly demonstrate the possibility of achieving the desired technical result.

Figure 1 shows a General view of a kiosk for banking operations in remote access mode, combined with a stop of public transport, the first embodiment;

figure 2 - layout of the kiosk of figure 1 in plan;

figure 3 shows a General view of a kiosk for banking operations in remote access mode, combined with a stop of public transport, the second embodiment;

figure 4 - layout of the pavilion of figure 3 in plan;

figure 5 is the same as in figure 3, a view from the other side;

6 shows a General view of a kiosk for banking operations in remote access mode, combined with a stop of public transport, the third embodiment.

According to this utility model, the design of a bank kiosk combined with a public transport stop is considered. This solution is based on the use of a traditional parallelepiped-shaped structure with a facade 1 and rear 2 parts and with side walls 3. The structure is covered by a rectangular roof 4 in plan. The roof is voluminous in the form of a nearly rectangular shape at the base of a highly flattened parallelepiped with the formation of end flat or rounded or concave surfaces that can be considered as friezes, including hanging ones. End surfaces can be used as fields for applying information, placing signs, names, symbolic signs, etc., that is, attributes that provide information to users about the purpose of the structure and its functions.

The construction is installed on a flat platform with / or without foundation and can be disassembled into a bank kiosk module and a stop module and transferred or transported to another place using well-known material handling vehicles.

For all variants of execution, a bank kiosk is made using modern materials and includes a frame made of welded or otherwise bonded profile elements. The front and back parts and side walls enclosing the internal volume of the kiosk are made using modern materials fixed to the frame, and from the outside these surfaces can additionally be protected by facing panels. The kiosk is equipped with a set of internal engineering support systems, including heating, ventilation and air conditioning systems for regulating the temperature inside the building, an electric power supply system and an electronic security system with fire and burglar alarms, access control and video control. The kiosk provides the ability to work banking self-service devices in any climatic conditions. The complex of engineering systems integrated into the kiosk and interacting with each other allows for fully autonomous operation of the kiosk.

The walls of the structure are planar. The front and back parts and side walls are interconnected at right and indirect angles and form corner bevels, covered with a roof from above, which allows you to organize a client zone 6 in front of the self-service device 5, visually decorated with a corner bevel and a right angle of the roof hanging over the client zone.

Self-service devices are understood as ATMs and information and payment terminals. The information and payment terminal provides the client with a number of services related to the reception and transfer of cash, as well as a number of information services, both with the use of a bank card and without it. And an ATM is a self-service device that provides the client with the opportunity to receive services by credit card, work with cash (issuance, deposit), and also performs a number of additional functions (receiving payments, transfers, etc.).

The public transport waiting stop is an open area with a bench 7 or two benches, this area with a bench is under a common roof 4 for a waiting area and a bank kiosk. The waiting area is fenced on the back and side walls with 8 glazing, and on the other side wall with a bank kiosk. At the same time, one or a row of two benches in the waiting area are located along the rear glazed wall. In the glazing for the platform for waiting, glass is installed in the frames.

The bank kiosk is made on the basis of a rectangular parallelepiped oriented horizontally in the direction of the stop to wait for transport and is characterized by the presence of the front and rear parts and side walls that form an enclosed space in the volume.

These features described are common to all versions.

According to the first embodiment (Figs. 1 and 2) in the bank kiosk, the front part 1 of the bank kiosk is made of three surfaces, one of which 9 is centrally located, and the other two 10 and 11 adjoin the first one from its two sides and are located under it angle with the formation of beveled corners under a common roof from the side of the waiting area and from the other side wall. In each of these surfaces, forming a beveled corner, openings are made for the front parts of self-service devices 5.

The roof above the client area forms a visor 6. Client area 6 is made conventionally designated. Placing openings in the walls forming an oblique angle allows you to build client areas in isolation relative to each other, since self-service devices are located in lateral walls located at an angle to each other, which drastically reduces the ability for one user to see what another user is doing at another ATM or terminal .

According to the second embodiment (Figs. 3, 4 and 5) in the bank kiosk, the side wall 3 from the side of the waiting area consists of two parts 12 and 13, one of which 12 is located at right angles to the back part 2 of the bank kiosk located in the plane the back wall of the waiting area, and the other 13 is inclined at an angle to the first and front part 1 and forms a beveled angle under the roof 4. In this part 13 of the wall, forming a beveled angle from the side of the waiting area, an opening is made for the front of one device self catering 5. And the other side wall 3 of the bank kiosk also consists of two parts 14 and 15, one of which 14 is located at right angles to the back part 2 of the bank kiosk, and the other 15 is inclined at an angle to the first and to the front part 1 and forms a beveled corner under the roof. In the wall forming a chamfered corner from the other side wall of the bank kiosk, an opening is made for the front of another self-service device.

According to the third embodiment (Fig. 6), in terms of executing a bank kiosk that repeats the first example, two benches are located in the waiting area along the rear glazed wall of the stop module. In this embodiment, all the glazing for the waiting area is made by dividing the vertical jumper into zones in front of each bench, while the width of this jumper is made greater than the thickness of the vertical jumpers of the individual sections. This wide jumper passes between the benches.

In all versions, the door 16 for access to the inside of the service area is located on the rear part 2 of the bank kiosk.

In all cases, due to the façade or side walls being made of two walls located at an angle to each other, it became possible to compactly place banking devices inside the kiosk, filling the service area as much as possible while providing access to it through the door in the side wall.

The claimed utility model can be easily produced in an industrial environment and has practical social significance in terms of supporting and developing the financial infrastructure of a company.

Claims (2)

1. A bank kiosk combined with a public transport stop, characterized in that it includes a front and rear parts, side walls and a roof forming a service area, which is located under a roof common with the waiting area for public transport, while the service area is designed as a closed the volume of the module designed to accommodate banking self-service devices, the front panels of which are led out through openings, while the front part is made of a centrally located surface, from Side surfaces directed at an angle to the central surface are directed to the side walls to form open client areas, in which openings are made for the front panels of the bank self-service devices to be exposed to the outside, the roof is rectangular in plan and has an elongated frieze above open client areas, the door to enter the service area is located on the rear, and the public transport waiting area is made in the form of a module, open from the front of the facade, and represents an open area, glazed along the back and along one side wall and made with at least one bench located along the back of the glazed wall. 2. A bank kiosk combined with a public transport stop, characterized in that it includes a front and rear parts, side walls and a roof forming a service area, which is located under a roof common with the waiting area for public transport, while the service area is designed as a closed the volume of the module intended for placement of banking self-service devices, the front panels of which are led out through openings to the open client areas, while the front part is made flat, the side wall On the side of the waiting area of public transport, it is made of two parts, one of which is located at a right angle in the rear, and the second is at an angle to the first and is made with an opening to accommodate the front panel of one banking self-service device, the other side wall is made of two parts, one of which is located at a right angle in the front part and is made with an opening for placing the front panel of the bank self-service device outward, and the second is at an angle to the first and is made with an opening for outside the front panel of the third banking self-service device, the roof is rectangular in plan and with an elongated frieze above the open client areas, the door to enter the service area is located on the rear, and the public transport waiting area is also made in the form of a module open from the side of the front part, and it is an open area, glazed along the back and along one side wall and made with at least one bench located along the back of glass wall.

Images