RS49949B - Sistem finansijskih transakcija i postupak za obezbeđivanje finansijskih transakcija - Google Patents

Sistem finansijskih transakcija i postupak za obezbeđivanje finansijskih transakcija

Info

Publication number
RS49949B
RS49949B YUP-173/03A YUP17303A RS49949B RS 49949 B RS49949 B RS 49949B YU P17303 A YUP17303 A YU P17303A RS 49949 B RS49949 B RS 49949B
Authority
RS
Serbia
Prior art keywords
financial
requests
data
data network
financial data
Prior art date
Application number
YUP-173/03A
Other languages
English (en)
Inventor
Jeffrey S. Clary
John Chamberlin
Kevin G. Liles
Original Assignee
Euronet Worldwide Inc.,
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Euronet Worldwide Inc., filed Critical Euronet Worldwide Inc.,
Publication of YU17303A publication Critical patent/YU17303A/sh
Publication of RS49949B publication Critical patent/RS49949B/sr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Sistem finansijskih transakcija za obezbeđivanje bankarskih i finansijskih servisa koji čini (a) mreža finansijskih podataka koja koristi predefinisani sigurnosni protokol za primanje i slanje korisničkih finansijskih podataka; (b) sistem upravljanja transakcijama (130, 120) u komunikaciji sa mrežom finansijskih podataka za izvršavanje bezbednih transakcija finansijskih servisa preko pomenute mreže finansijskih podataka u skladu sa predefinisanim sigurnosnim protokolom kao odgovor na zahteve korisnika servisa; i (c) komunikacionog uređaja (110, 710) za slanje i prijem zahteva korisnika servisa, gde se korisnički servisni zahtevi obrađuju od strane pomenutog sistema upravljanja (120, 130) koji koristi finansijske podatke dobijene od strane pomenute mreže finansijskih podataka, gde pomenuti sistem za transakcije prima zahteve korisnika servisa u prvom enkripcijskom standardu i predaje barem deo podataka iz korisničkog zahteva pomenutoj mreži finansijskih podataka u drugom enkripcijskom standardu; i gde sigurnosni protokol podataka pomenute mreže finansijskih pdataka sadrži validacione podatke uključene u korisnikovu sigumosnu šifru; naznačen time, što pomenuti sistem uključuje izvor podataka pomenutih validacionih podataka povezanih sa bar jednom korisnikovom identifikacijom, gde pomenuti transakcioni sistem može predati validacione podatke pomenutoj finansijskoj mreži podataka kao odgovor na zahteve korisnika servisa koji ne sadrže validacione podatke. Prijava ima 2nezavisna zahteva i 17 zavisnih zahteva.
YUP-173/03A 2000-09-07 2001-03-05 Sistem finansijskih transakcija i postupak za obezbeđivanje finansijskih transakcija RS49949B (sr)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US65747800A 2000-09-07 2000-09-07

Publications (2)

Publication Number Publication Date
YU17303A YU17303A (sh) 2004-09-03
RS49949B true RS49949B (sr) 2008-09-29

Family

ID=24637336

Family Applications (1)

Application Number Title Priority Date Filing Date
YUP-173/03A RS49949B (sr) 2000-09-07 2001-03-05 Sistem finansijskih transakcija i postupak za obezbeđivanje finansijskih transakcija

Country Status (18)

Country Link
EP (1) EP1323085B1 (sr)
CN (1) CN1473305A (sr)
AT (1) ATE437419T1 (sr)
AU (2) AU4543001A (sr)
CA (1) CA2421308C (sr)
CY (1) CY1109516T1 (sr)
CZ (1) CZ301330B6 (sr)
DE (1) DE60139328D1 (sr)
DK (1) DK1323085T3 (sr)
ES (1) ES2330409T3 (sr)
HK (1) HK1057120A1 (sr)
HR (1) HRP20030254B1 (sr)
HU (1) HU227464B1 (sr)
NZ (1) NZ524435A (sr)
PL (1) PL365173A1 (sr)
PT (1) PT1323085E (sr)
RS (1) RS49949B (sr)
WO (1) WO2002021416A1 (sr)

Families Citing this family (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8977559B2 (en) 2000-04-07 2015-03-10 Zyzeba Holding Limited Interactive marketing system
US6377793B1 (en) 2000-12-06 2002-04-23 Xybernaut Corporation System and method of accessing and recording messages at coordinate way points
US6681107B2 (en) * 2000-12-06 2004-01-20 Xybernaut Corporation System and method of accessing and recording messages at coordinate way points
AU2002356470A1 (en) * 2001-11-29 2003-06-10 Mobile Commerce Limited Credit card payment by mobile phone
US7865432B2 (en) * 2002-02-15 2011-01-04 Coinstar, Inc. Methods and systems for exchanging and/or transferring various forms of value
WO2004114696A1 (en) * 2003-06-24 2004-12-29 Lg Telecom, Ltd. System for providing banking services by use of mobile communication system
EP1708473B1 (en) * 2004-01-20 2015-05-13 Kamfu Wong A-computer accounting system with a lock using in a bank and the corresponding method used for secure payment by phone
US8308058B2 (en) 2008-07-31 2012-11-13 Sybase, Inc. Mobile banking architecture
EP2636015A4 (en) 2010-11-01 2016-05-11 Outerwall Inc GIFT CARD EXCHANGE KIOSKS AND METHODS OF USE THEREOF
CN102571475B (zh) * 2010-12-27 2016-03-09 中国银联股份有限公司 基于数据分析的安全性信息交互监测系统及方法
CN102222280B (zh) * 2011-06-16 2014-05-14 中国联合网络通信集团有限公司 信息交互处理系统和方法
WO2013046062A1 (en) * 2011-09-30 2013-04-04 Turkcell Teknoloji Arastirma Ve Gelistirme Anonim Sirketi A mobile financial transaction system and method
US8874467B2 (en) 2011-11-23 2014-10-28 Outerwall Inc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US9129294B2 (en) 2012-02-06 2015-09-08 Outerwall Inc. Coin counting machines having coupon capabilities, loyalty program capabilities, advertising capabilities, and the like
US10346819B2 (en) 2015-11-19 2019-07-09 Coinstar Asset Holdings, Llc Mobile device applications, other applications and associated kiosk-based systems and methods for facilitating coin saving
US11250432B2 (en) * 2016-04-13 2022-02-15 America Express Travel Related Services Company, Inc. Systems and methods for reducing fraud risk for a primary transaction account

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5719918A (en) * 1995-07-06 1998-02-17 Newnet, Inc. Short message transaction handling system
US5812671A (en) * 1996-07-17 1998-09-22 Xante Corporation Cryptographic communication system
EP0912954B8 (en) * 1996-07-22 2006-06-14 Cyva Research Corporation Personal information security and exchange tool
US5991749A (en) * 1996-09-11 1999-11-23 Morrill, Jr.; Paul H. Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities
US6041314A (en) * 1997-12-22 2000-03-21 Davis; Walter Lee Multiple account portable wireless financial messaging unit
FI980427A (fi) * 1998-02-25 1999-08-26 Ericsson Telefon Ab L M Menetelmä, järjestely ja laite todentamiseen
AU1069400A (en) * 1998-11-22 2000-06-13 Easy Charge Cellular (Pty) Limited Method of, and apparatus for, conducting electronic transactions
DE19905054A1 (de) * 1999-02-08 2000-08-17 Siemens Ag Verfahren und Anordnung zur Administration eines Zahlungsvorgangs über ein Telekommunikationsnetz

Also Published As

Publication number Publication date
CA2421308C (en) 2013-12-31
CA2421308A1 (en) 2002-03-14
DK1323085T3 (da) 2009-11-23
CY1109516T1 (el) 2014-08-13
CZ20031131A3 (cs) 2004-01-14
HU227464B1 (en) 2011-06-28
HK1057120A1 (en) 2004-03-12
HRP20030254B1 (en) 2009-12-31
AU2001245430B2 (en) 2007-05-24
EP1323085A4 (en) 2006-01-18
CZ301330B6 (cs) 2010-01-20
EP1323085B1 (en) 2009-07-22
EP1323085A1 (en) 2003-07-02
DE60139328D1 (de) 2009-09-03
YU17303A (sh) 2004-09-03
HUP0302122A2 (hu) 2003-09-29
PL365173A1 (en) 2004-12-27
HUP0302122A3 (en) 2004-10-28
HRP20030254A2 (en) 2005-06-30
AU4543001A (en) 2002-03-22
PT1323085E (pt) 2009-10-28
NZ524435A (en) 2005-12-23
CN1473305A (zh) 2004-02-04
ES2330409T3 (es) 2009-12-10
ATE437419T1 (de) 2009-08-15
WO2002021416A1 (en) 2002-03-14

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