PL2893501T3 - Wirtualna karta przedpłacona i sposób jej tworzenia i używania - Google Patents

Wirtualna karta przedpłacona i sposób jej tworzenia i używania

Info

Publication number
PL2893501T3
PL2893501T3 PL13785596T PL13785596T PL2893501T3 PL 2893501 T3 PL2893501 T3 PL 2893501T3 PL 13785596 T PL13785596 T PL 13785596T PL 13785596 T PL13785596 T PL 13785596T PL 2893501 T3 PL2893501 T3 PL 2893501T3
Authority
PL
Poland
Prior art keywords
creation
utilization
virtual card
paid virtual
paid
Prior art date
Application number
PL13785596T
Other languages
English (en)
Inventor
Diego Occari
Daniele Bernardi
Original Assignee
2 Pay S P A
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 2 Pay S P A filed Critical 2 Pay S P A
Publication of PL2893501T3 publication Critical patent/PL2893501T3/pl

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3267—In-app payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351—Virtual cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Packages (AREA)
  • Bag Frames (AREA)
  • Telephonic Communication Services (AREA)
PL13785596T 2012-09-06 2013-09-04 Wirtualna karta przedpłacona i sposób jej tworzenia i używania PL2893501T3 (pl)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
IT000257A ITPD20120257A1 (it) 2012-09-06 2012-09-06 Sistema di borsellino elettronico per smartphone
EP13785596.1A EP2893501B1 (en) 2012-09-06 2013-09-04 Pre-paid virtual card and method for its creation and its utilization
PCT/IB2013/001903 WO2014037783A1 (en) 2012-09-06 2013-09-04 Pre-paid virtual card and method for its creation and its utilization

Publications (1)

Publication Number Publication Date
PL2893501T3 true PL2893501T3 (pl) 2018-01-31

Family

ID=47633258

Family Applications (1)

Application Number Title Priority Date Filing Date
PL13785596T PL2893501T3 (pl) 2012-09-06 2013-09-04 Wirtualna karta przedpłacona i sposób jej tworzenia i używania

Country Status (8)

Country Link
US (1) US20150213440A1 (pl)
EP (2) EP3226190B1 (pl)
CN (2) CN104871190A (pl)
ES (2) ES3024107T3 (pl)
IT (1) ITPD20120257A1 (pl)
PL (1) PL2893501T3 (pl)
RU (1) RU2643648C2 (pl)
WO (1) WO2014037783A1 (pl)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA3204698A1 (en) 2012-03-19 2013-09-26 Fidelity Information Services, Llc Systems and methods for real-time account access
US10535064B2 (en) 2012-03-19 2020-01-14 Paynet Payments Network, Llc Systems and methods for real-time account access
US20150262291A1 (en) * 2014-03-17 2015-09-17 Comenity Llc Apply and buy with a co-branded virtual card
MX2017003673A (es) * 2017-03-21 2017-10-06 CORREA VILLEGAS Rosendo Sistema de pago y cobranza de un bien o servicio usando un saldo previamente abonado.
RU2696953C1 (ru) * 2018-01-23 2019-08-07 Публичное Акционерное Общество "Мегафон" Способ использования уникального номера абонента мобильного телефона для расчетов с использованием платежных систем
CN110414974B (zh) * 2019-08-02 2023-09-01 广州羊城通有限公司 一种虚拟支付卡的生成控制方法及后台服务平台
CN111553682B (zh) * 2020-05-06 2023-09-22 深圳市爱满庭科技有限公司 一种服务卡在线购买和消费抵扣系统

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6227447B1 (en) * 1999-05-10 2001-05-08 First Usa Bank, Na Cardless payment system
AU4350699A (en) * 1999-08-11 2001-02-15 Khai Hee Kwan Method, apparatus and program to make payment in any currencies through a communication network system
RU24300U1 (ru) * 2002-03-05 2002-07-27 Икрамов Рустам Аманджонович Система управления для осуществления электронных платежей "виртуальная кредитная карта (вкк)"
US7072455B2 (en) * 2002-09-06 2006-07-04 Idt Corporation Online method and apparatus for the interactive creation of custom prepaid virtual calling cards
KR100404872B1 (ko) * 2002-09-28 2003-11-07 주식회사 엠키 가상카드 서비스 시스템 및 방법
US20130085938A1 (en) * 2011-10-04 2013-04-04 Keith J. Stone Method and system for account holders to make, track and control virtual credit card numbers using an electronic device
CN1667632A (zh) * 2005-05-08 2005-09-14 郑茵 一种基于支付确认码的移动支付方法
DE102007048976A1 (de) * 2007-06-29 2009-01-02 Voice.Trust Ag Virtuelle Prepaid- oder Kreditkarte und Verfahren und System zur Bereitstellung einer solchen und zum elektronischen Zahlungsverkehr
US8301500B2 (en) 2008-04-02 2012-10-30 Global 1 Enterprises Ghosting payment account data in a mobile telephone payment transaction system
US9324066B2 (en) * 2009-12-21 2016-04-26 Verizon Patent And Licensing Inc. Method and system for providing virtual credit card services
US20110270668A1 (en) * 2010-04-28 2011-11-03 Christopher Fagan Methods and systems for effective processing of coupons or loyalty cards using a mobile device

Also Published As

Publication number Publication date
EP3226190B1 (en) 2025-01-29
EP3226190A1 (en) 2017-10-04
CN111582860A (zh) 2020-08-25
EP2893501B1 (en) 2017-05-24
ES2637426T3 (es) 2017-10-13
US20150213440A1 (en) 2015-07-30
CN104871190A (zh) 2015-08-26
ES3024107T3 (en) 2025-06-03
RU2015112294A (ru) 2016-10-27
EP2893501A1 (en) 2015-07-15
WO2014037783A1 (en) 2014-03-13
EP3226190C0 (en) 2025-01-29
RU2643648C2 (ru) 2018-02-02
ITPD20120257A1 (it) 2014-03-07

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