MXPA05010853A - Tarjeta de conveniencia para transferencia de dinero, sistemas y metodos. - Google Patents

Tarjeta de conveniencia para transferencia de dinero, sistemas y metodos.

Info

Publication number
MXPA05010853A
MXPA05010853A MXPA05010853A MXPA05010853A MXPA05010853A MX PA05010853 A MXPA05010853 A MX PA05010853A MX PA05010853 A MXPA05010853 A MX PA05010853A MX PA05010853 A MXPA05010853 A MX PA05010853A MX PA05010853 A MXPA05010853 A MX PA05010853A
Authority
MX
Mexico
Prior art keywords
customer
provider
service provider
money transfer
transaction
Prior art date
Application number
MXPA05010853A
Other languages
English (en)
Inventor
Michael J Michelsen
Original Assignee
First Data Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by First Data Corp filed Critical First Data Corp
Publication of MXPA05010853A publication Critical patent/MXPA05010853A/es

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Meter Arrangements (AREA)

Abstract

Modalidades de la invencion proporcionan tarjetas de conveniencia de transferencia de dinero y metodos y sistemas para utilizarlas. Tales modalidades pueden utilizarse en una relacion entre un cliente, y proveedor de la transaccion y un proveedor del servicio. El proveedor de la transaccion puede proporcionar servicios de transferencia de dinero para el cliente, y el cliente puede tener una cuenta asociada con una tarjeta de conveniencia. Las modalidades de la invencion pueden utilizarse con una variedad de proveedores del servicio. Meramente a manera de ejemplo, de acuerdo con algunas modalidades, el proveedor del servicio puede ser un comerciante o el producto puede ser una mercancia tangible. De acuerdo con otras modalidades, el proveedor del servicio puede ser una pluralidad de proveedores del servicio, cada uno proporcionado servicios similares y/o diferentes. De acuerdo con otras modalidades, el proveedor del servicio puede ser un proveedor del servicio de telecomunicaciones y/o el producto puede ser un servicio de telecomunicaciones. De esta manera, en algunos casos, la adjudicacion cargada a la cuenta del cliente por el control del proveedor de la transaccion puede comprender suficiente credito para permitir que el cliente haga una llamada telefonica de un cierta duracion de la ubicacion de origen de la transaccion a su ubicacion de destino.
MXPA05010853A 2003-04-08 2004-03-29 Tarjeta de conveniencia para transferencia de dinero, sistemas y metodos. MXPA05010853A (es)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US46186903P 2003-04-08 2003-04-08
US10/687,575 US20040205023A1 (en) 2003-04-08 2003-10-15 Money transfer convenience card, systems and methods
PCT/US2004/009691 WO2004092923A2 (en) 2003-04-08 2004-03-29 Money transfer convenience card, systems and methods

Publications (1)

Publication Number Publication Date
MXPA05010853A true MXPA05010853A (es) 2005-12-14

Family

ID=33135218

Family Applications (1)

Application Number Title Priority Date Filing Date
MXPA05010853A MXPA05010853A (es) 2003-04-08 2004-03-29 Tarjeta de conveniencia para transferencia de dinero, sistemas y metodos.

Country Status (6)

Country Link
US (1) US20040205023A1 (es)
EP (1) EP1618530A4 (es)
AU (1) AU2004229968B2 (es)
CA (1) CA2520690A1 (es)
MX (1) MXPA05010853A (es)
WO (1) WO2004092923A2 (es)

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Also Published As

Publication number Publication date
EP1618530A4 (en) 2008-09-03
WO2004092923A3 (en) 2005-01-27
EP1618530A2 (en) 2006-01-25
CA2520690A1 (en) 2004-10-28
US20040205023A1 (en) 2004-10-14
AU2004229968B2 (en) 2008-07-03
AU2004229968A1 (en) 2004-10-28
WO2004092923A2 (en) 2004-10-28

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