MX358919B - Metodos y sistemas para mitigar perdidas por fraude durante una transaccion de tarjeta de pago. - Google Patents
Metodos y sistemas para mitigar perdidas por fraude durante una transaccion de tarjeta de pago.Info
- Publication number
- MX358919B MX358919B MX2015008668A MX2015008668A MX358919B MX 358919 B MX358919 B MX 358919B MX 2015008668 A MX2015008668 A MX 2015008668A MX 2015008668 A MX2015008668 A MX 2015008668A MX 358919 B MX358919 B MX 358919B
- Authority
- MX
- Mexico
- Prior art keywords
- payment card
- transaction
- geographic region
- initiated
- predefined geographic
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Computer Security & Cryptography (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Se proporcionan sistemas y métodos informáticos para identificar una transacción con tarjeta de pago potencialmente fraudulenta en progreso, y mitigar las pérdidas que surgen a partir de la conclusión de una transacción con tarjeta de pago fraudulenta. El sistema informático se programa para recibir un mensaje de solicitud de autorización para autorización de una transacción iniciada con tarjeta de pago, cunado la transacción se inicia utilizando una tarjeta de pago que incluye un primer dispositivo de seguridad que puede operar para transacciones iniciadas dentro de una región geográfica predefinida y un segundo dispositivo de seguridad que puede operar para tanto transacciones iniciadas dentro de la región geográfica predefinida como fuerza de la región geográfica predefinida. Cuando la transacción se inicia fuera de la región geográfica predefinida, el sistema informático compara los datos de la tarjeta de pago con los datos almacenados que corresponden una pluralidad de tarjetas de pago previamente aprobadas para transacciones fuera de la aprobación de región geográfica predefinida, y aplica uno o más conjuntos de reglas a la transacción según corresponda.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/732,977 US9858571B2 (en) | 2013-01-02 | 2013-01-02 | Methods and systems for mitigating fraud losses during a payment card transaction |
PCT/US2013/076924 WO2014107336A1 (en) | 2013-01-02 | 2013-12-20 | Methods and systems for mitigating fraud losses during a payment card transaction |
Publications (2)
Publication Number | Publication Date |
---|---|
MX2015008668A MX2015008668A (es) | 2016-04-25 |
MX358919B true MX358919B (es) | 2018-09-07 |
Family
ID=51018319
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2015008668A MX358919B (es) | 2013-01-02 | 2013-12-20 | Metodos y sistemas para mitigar perdidas por fraude durante una transaccion de tarjeta de pago. |
Country Status (8)
Country | Link |
---|---|
US (1) | US9858571B2 (es) |
EP (1) | EP2941745A4 (es) |
JP (1) | JP6297592B2 (es) |
BR (1) | BR112015016028A2 (es) |
HK (1) | HK1218797A1 (es) |
MX (1) | MX358919B (es) |
PH (1) | PH12015501714A1 (es) |
WO (1) | WO2014107336A1 (es) |
Families Citing this family (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US11367073B2 (en) * | 2013-07-03 | 2022-06-21 | Capital One Services, Llc | System and method for fraud control |
GB2529378A (en) * | 2014-06-05 | 2016-02-24 | Mastercard International Inc | Method and system for providing a payment card |
US11625699B1 (en) * | 2016-12-27 | 2023-04-11 | Wells Fargo Bank, N.A. | Adaptive daily withdrawal limits for smart chip ATM transactions |
US20190188685A1 (en) * | 2017-12-19 | 2019-06-20 | Mastercard International Incorporated | Centralized transaction limit management in payment account system |
US11490453B2 (en) * | 2019-05-16 | 2022-11-01 | Apple Inc. | Self-organizing device |
US11295310B2 (en) | 2020-02-04 | 2022-04-05 | Visa International Service Association | Method, system, and computer program product for fraud detection |
CN112150160B (zh) * | 2020-09-30 | 2023-08-08 | 重庆市科学技术研究院 | 一种电子票券交易建议生成方法及系统 |
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US9418381B2 (en) * | 2000-04-14 | 2016-08-16 | Citigroup Credit Services, Inc. (USA) | Method and system for notifying customers of transaction opportunities |
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US20050137982A1 (en) * | 2003-12-23 | 2005-06-23 | Leslie Michelassi | Systems and methods for determining a reconcilement result |
US20050149440A1 (en) * | 2003-12-23 | 2005-07-07 | Leslie Michelassi | Systems and methods for routing requests for reconcilement information |
US7100820B2 (en) * | 2003-12-23 | 2006-09-05 | First Data Corporation | Systems and methods for prioritizing reconcilement information searches |
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-
2013
- 2013-01-02 US US13/732,977 patent/US9858571B2/en active Active
- 2013-12-20 BR BR112015016028A patent/BR112015016028A2/pt not_active Application Discontinuation
- 2013-12-20 MX MX2015008668A patent/MX358919B/es active IP Right Grant
- 2013-12-20 JP JP2015551701A patent/JP6297592B2/ja active Active
- 2013-12-20 EP EP13870247.7A patent/EP2941745A4/en not_active Ceased
- 2013-12-20 WO PCT/US2013/076924 patent/WO2014107336A1/en active Application Filing
-
2015
- 2015-08-03 PH PH12015501714A patent/PH12015501714A1/en unknown
-
2016
- 2016-05-10 HK HK16105290.8A patent/HK1218797A1/zh unknown
Also Published As
Publication number | Publication date |
---|---|
JP6297592B2 (ja) | 2018-03-20 |
US9858571B2 (en) | 2018-01-02 |
HK1218797A1 (zh) | 2017-03-10 |
EP2941745A1 (en) | 2015-11-11 |
PH12015501714A1 (en) | 2015-11-09 |
MX2015008668A (es) | 2016-04-25 |
US20140188723A1 (en) | 2014-07-03 |
EP2941745A4 (en) | 2016-07-06 |
JP2016503929A (ja) | 2016-02-08 |
WO2014107336A1 (en) | 2014-07-10 |
BR112015016028A2 (pt) | 2017-07-11 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
FG | Grant or registration |