MX2019015197A - Aplicacion de cartera digital para pago movil. - Google Patents

Aplicacion de cartera digital para pago movil.

Info

Publication number
MX2019015197A
MX2019015197A MX2019015197A MX2019015197A MX2019015197A MX 2019015197 A MX2019015197 A MX 2019015197A MX 2019015197 A MX2019015197 A MX 2019015197A MX 2019015197 A MX2019015197 A MX 2019015197A MX 2019015197 A MX2019015197 A MX 2019015197A
Authority
MX
Mexico
Prior art keywords
digital wallet
wallet application
roaming
mobile payment
payment
Prior art date
Application number
MX2019015197A
Other languages
English (en)
Spanish (es)
Inventor
M Oleg Makhotin
M Mehdi El-Haoussine
Original Assignee
Idemia France
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Idemia France filed Critical Idemia France
Publication of MX2019015197A publication Critical patent/MX2019015197A/es

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60Context-dependent security
    • H04W12/63Location-dependent; Proximity-dependent
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02Services making use of location information
    • H04W4/029Location-based management or tracking services
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/20Services signaling; Auxiliary data signalling, i.e. transmitting data via a non-traffic channel
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/50Service provisioning or reconfiguring
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/25Integrating or interfacing systems involving database management systems
    • G06F16/252Integrating or interfacing systems involving database management systems between a Database Management System and a front-end application
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00Business processing using cryptography
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W84/00Network topologies
    • H04W84/02Hierarchically pre-organised networks, e.g. paging networks, cellular networks, WLAN [Wireless Local Area Network] or WLL [Wireless Local Loop]
    • H04W84/04Large scale networks; Deep hierarchical networks
    • H04W84/042Public Land Mobile systems, e.g. cellular systems

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Telephonic Communication Services (AREA)
MX2019015197A 2017-06-15 2018-05-24 Aplicacion de cartera digital para pago movil. MX2019015197A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP17305733.2A EP3416121B1 (en) 2017-06-15 2017-06-15 Digital wallet application for mobile payment
PCT/EP2018/063693 WO2018228794A1 (en) 2017-06-15 2018-05-24 Digital wallet application for mobile payment

Publications (1)

Publication Number Publication Date
MX2019015197A true MX2019015197A (es) 2020-08-13

Family

ID=59215678

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2019015197A MX2019015197A (es) 2017-06-15 2018-05-24 Aplicacion de cartera digital para pago movil.

Country Status (14)

Country Link
US (1) US12314928B2 (https=)
EP (2) EP3416121B1 (https=)
JP (1) JP7265490B2 (https=)
KR (1) KR102548694B1 (https=)
CN (1) CN110998632B (https=)
AU (1) AU2018283196B2 (https=)
DK (1) DK3416121T3 (https=)
ES (2) ES2830431T3 (https=)
MX (1) MX2019015197A (https=)
PL (1) PL3639230T3 (https=)
PT (1) PT3416121T (https=)
RU (1) RU2756989C2 (https=)
SG (1) SG11201911981PA (https=)
WO (1) WO2018228794A1 (https=)

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* Cited by examiner, † Cited by third party
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US11989774B1 (en) 2017-11-20 2024-05-21 Wells Fargo Bank, N.A. Systems and methods for providing digital trusted data
US20190362339A1 (en) * 2018-05-25 2019-11-28 Mastercard International Incorporated Methods and systems for facilitating payment transaction using a preferred digital wallet application
KR102536948B1 (ko) * 2018-10-29 2023-05-25 삼성전자주식회사 Ssp의 번들을 관리하는 방법 및 장치
US10438437B1 (en) * 2019-03-20 2019-10-08 Capital One Services, Llc Tap to copy data to clipboard via NFC
CN111510862B (zh) * 2020-04-24 2021-09-21 支付宝(杭州)信息技术有限公司 一种终端区域定位方法、装置及电子设备
US12211033B1 (en) 2021-02-23 2025-01-28 Wells Fargo Bank, N.A. Dynamic account status indicator via server-to-device secure data exchange
US12452640B2 (en) 2022-12-01 2025-10-21 T-Mobile Usa, Inc. Automated audits relating to network configuration updates in response to roaming partner updates
WO2025080261A1 (en) * 2023-10-09 2025-04-17 Visa International Service Association Payments with automated merchant detection

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US6901429B2 (en) * 2000-10-27 2005-05-31 Eric Morgan Dowling Negotiated wireless peripheral security systems
CN101646153A (zh) * 2009-09-03 2010-02-10 中兴通讯股份有限公司 支持漫游用户的移动电话支付系统、方法及相关装置
US9691055B2 (en) * 2010-12-17 2017-06-27 Google Inc. Digital wallet
US8848660B2 (en) 2011-03-22 2014-09-30 Amazon Technologies, Inc. Preferred PLMN list for faster service acquisition
CN103765454B (zh) * 2011-06-07 2018-02-27 维萨国际服务协会 支付隐私令牌化装置、方法和系统
CN103686652A (zh) 2012-08-31 2014-03-26 阿尔卡特朗讯 在vplmn中为漫游用户设备进行独立漫游计费的方法与设备
CN104376459A (zh) * 2013-08-12 2015-02-25 黄金富知识产权咨询(深圳)有限公司 一种双卡双待无线pos机和相应支付系统
US10366386B2 (en) * 2013-09-12 2019-07-30 Paypal, Inc. Electronic wallet fund transfer system
US10515358B2 (en) * 2013-10-18 2019-12-24 Visa International Service Association Contextual transaction token methods and systems
RU2013151507A (ru) * 2013-11-19 2015-05-27 Александр Константинович Кириков Электронный кошелек
CA2931093A1 (en) * 2013-12-19 2015-06-25 Visa International Service Association Cloud-based transactions methods and systems
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US9600844B2 (en) * 2014-03-04 2017-03-21 Bank Of America Corporation Foreign cross-issued token
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Also Published As

Publication number Publication date
EP3639230B1 (en) 2025-12-03
ES2830431T3 (es) 2021-06-03
EP3416121A1 (en) 2018-12-19
ES3061238T3 (en) 2026-03-31
SG11201911981PA (en) 2020-01-30
PT3416121T (pt) 2020-10-30
WO2018228794A1 (en) 2018-12-20
US20200167760A1 (en) 2020-05-28
DK3416121T3 (da) 2020-11-09
EP3639230A1 (en) 2020-04-22
RU2020100915A3 (https=) 2021-07-15
KR20200019707A (ko) 2020-02-24
JP7265490B2 (ja) 2023-04-26
KR102548694B1 (ko) 2023-06-28
JP2020523704A (ja) 2020-08-06
CA3066609A1 (en) 2018-12-20
PL3639230T3 (pl) 2026-04-20
RU2020100915A (ru) 2021-07-15
CN110998632A (zh) 2020-04-10
EP3639230C0 (en) 2025-12-03
RU2756989C2 (ru) 2021-10-08
AU2018283196A1 (en) 2020-01-02
AU2018283196B2 (en) 2024-05-02
BR112019026608A2 (pt) 2020-07-28
CN110998632B (zh) 2024-01-23
US12314928B2 (en) 2025-05-27
EP3416121B1 (en) 2020-08-19

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