SG11201911981PA - Digital wallet application for mobile payment - Google Patents

Digital wallet application for mobile payment

Info

Publication number
SG11201911981PA
SG11201911981PA SG11201911981PA SG11201911981PA SG11201911981PA SG 11201911981P A SG11201911981P A SG 11201911981PA SG 11201911981P A SG11201911981P A SG 11201911981PA SG 11201911981P A SG11201911981P A SG 11201911981PA SG 11201911981P A SG11201911981P A SG 11201911981PA
Authority
SG
Singapore
Prior art keywords
mobile payment
digital wallet
wallet application
digital
application
Prior art date
Application number
SG11201911981PA
Inventor
M Oleg Makhotin
M Mehdi Elhaoussine
Original Assignee
Idemia France
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Idemia France filed Critical Idemia France
Publication of SG11201911981PA publication Critical patent/SG11201911981PA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60Context-dependent security
    • H04W12/63Location-dependent; Proximity-dependent
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02Services making use of location information
    • H04W4/029Location-based management or tracking services
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/20Services signaling; Auxiliary data signalling, i.e. transmitting data via a non-traffic channel
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/50Service provisioning or reconfiguring
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/25Integrating or interfacing systems involving database management systems
    • G06F16/252Integrating or interfacing systems involving database management systems between a Database Management System and a front-end application
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00Business processing using cryptography
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W84/00Network topologies
    • H04W84/02Hierarchically pre-organised networks, e.g. paging networks, cellular networks, WLAN [Wireless Local Area Network] or WLL [Wireless Local Loop]
    • H04W84/04Large scale networks; Deep hierarchical networks
    • H04W84/042Public Land Mobile systems, e.g. cellular systems
SG11201911981PA 2017-06-15 2018-05-24 Digital wallet application for mobile payment SG11201911981PA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP17305733.2A EP3416121B1 (en) 2017-06-15 2017-06-15 Digital wallet application for mobile payment
PCT/EP2018/063693 WO2018228794A1 (en) 2017-06-15 2018-05-24 Digital wallet application for mobile payment

Publications (1)

Publication Number Publication Date
SG11201911981PA true SG11201911981PA (en) 2020-01-30

Family

ID=59215678

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201911981PA SG11201911981PA (en) 2017-06-15 2018-05-24 Digital wallet application for mobile payment

Country Status (15)

Country Link
US (1) US20200167760A1 (en)
EP (2) EP3416121B1 (en)
JP (1) JP7265490B2 (en)
KR (1) KR102548694B1 (en)
CN (1) CN110998632B (en)
AU (1) AU2018283196A1 (en)
BR (1) BR112019026608A2 (en)
CA (1) CA3066609A1 (en)
DK (1) DK3416121T3 (en)
ES (1) ES2830431T3 (en)
MX (1) MX2019015197A (en)
PT (1) PT3416121T (en)
RU (1) RU2756989C2 (en)
SG (1) SG11201911981PA (en)
WO (1) WO2018228794A1 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20190362339A1 (en) * 2018-05-25 2019-11-28 Mastercard International Incorporated Methods and systems for facilitating payment transaction using a preferred digital wallet application
KR102536948B1 (en) * 2018-10-29 2023-05-25 삼성전자주식회사 Method and apparatus for managing bundles of smart secure platform
CN111510862B (en) * 2020-04-24 2021-09-21 支付宝(杭州)信息技术有限公司 Terminal area positioning method and device and electronic equipment

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6901429B2 (en) * 2000-10-27 2005-05-31 Eric Morgan Dowling Negotiated wireless peripheral security systems
CN101646153A (en) * 2009-09-03 2010-02-10 中兴通讯股份有限公司 Payment system, method and related device of mobile telephone supporting roaming user
US9691055B2 (en) * 2010-12-17 2017-06-27 Google Inc. Digital wallet
US8848660B2 (en) * 2011-03-22 2014-09-30 Amazon Technologies, Inc. Preferred PLMN list for faster service acquisition
RU2602394C2 (en) * 2011-06-07 2016-11-20 Виза Интернешнл Сервис Ассосиэйшн Payment privacy tokenisation apparatus, methods and systems
CN103686652A (en) 2012-08-31 2014-03-26 阿尔卡特朗讯 Independent roaming charging method and equipment for roaming user equipment in VPLMN (Visited Public Land Mobile Network)
CN104376459A (en) * 2013-08-12 2015-02-25 黄金富知识产权咨询(深圳)有限公司 Dual-card dual-standby wireless POS machine and corresponding payment system
US10366386B2 (en) * 2013-09-12 2019-07-30 Paypal, Inc. Electronic wallet fund transfer system
US10515358B2 (en) * 2013-10-18 2019-12-24 Visa International Service Association Contextual transaction token methods and systems
RU2013151507A (en) * 2013-11-19 2015-05-27 Александр Константинович Кириков ONLINE WALLET
CN105830107A (en) * 2013-12-19 2016-08-03 维萨国际服务协会 Cloud-based transactions methods and systems
US10390199B2 (en) 2014-02-10 2019-08-20 Google Llc Mobile devices, methods, and computer program products for prioritizing data sets
US9600844B2 (en) * 2014-03-04 2017-03-21 Bank Of America Corporation Foreign cross-issued token
US10002352B2 (en) * 2014-03-04 2018-06-19 Bank Of America Corporation Digital wallet exposure reduction
KR20160112133A (en) * 2015-03-18 2016-09-28 (주)이삭랜드코리아 Simple payment method and system based on mobile app foreign tourist
KR101695699B1 (en) * 2015-08-13 2017-01-23 엘지전자 주식회사 Mobile terminal and method for controlling the same
CN106485486A (en) * 2015-08-28 2017-03-08 三星电子株式会社 The method for processing payment information of electronic equipment and device

Also Published As

Publication number Publication date
RU2020100915A3 (en) 2021-07-15
KR20200019707A (en) 2020-02-24
JP7265490B2 (en) 2023-04-26
EP3416121B1 (en) 2020-08-19
BR112019026608A2 (en) 2020-07-28
AU2018283196A1 (en) 2020-01-02
MX2019015197A (en) 2020-08-13
CN110998632B (en) 2024-01-23
EP3416121A1 (en) 2018-12-19
CA3066609A1 (en) 2018-12-20
PT3416121T (en) 2020-10-30
EP3639230A1 (en) 2020-04-22
RU2756989C2 (en) 2021-10-08
WO2018228794A1 (en) 2018-12-20
ES2830431T3 (en) 2021-06-03
RU2020100915A (en) 2021-07-15
DK3416121T3 (en) 2020-11-09
KR102548694B1 (en) 2023-06-28
US20200167760A1 (en) 2020-05-28
CN110998632A (en) 2020-04-10
JP2020523704A (en) 2020-08-06

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