MX2015014587A - Método y sistema para activar credenciales. - Google Patents

Método y sistema para activar credenciales.

Info

Publication number
MX2015014587A
MX2015014587A MX2015014587A MX2015014587A MX2015014587A MX 2015014587 A MX2015014587 A MX 2015014587A MX 2015014587 A MX2015014587 A MX 2015014587A MX 2015014587 A MX2015014587 A MX 2015014587A MX 2015014587 A MX2015014587 A MX 2015014587A
Authority
MX
Mexico
Prior art keywords
user
credentials
options
activated
sets
Prior art date
Application number
MX2015014587A
Other languages
English (en)
Inventor
Paul Michael Carpenter
Jonathan Paul Sumpster
Andrew Paul Thompson
Christopher Ian Abrathat
Johathan Rusca
Jean-Christophe Gilbert Lacour
Michael Ronald Philpotts
Original Assignee
Visa Europe Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Europe Ltd filed Critical Visa Europe Ltd
Publication of MX2015014587A publication Critical patent/MX2015014587A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/306—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using TV related infrastructures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La presente invención se refiere a un método y aparato para activar credenciales para la transmisión a un sistema de procesamiento de transacciones a través de una red de comunicaciones de datos, las credenciales se arreglan en conjuntos y un conjunto incluye un identificador único y elementos de datos de verificación. Las credenciales se activan y, después de la activación, están disponibles para uso en al menos una transacción subsecuente. En la transacción, en respuesta a la recepción de la autorización de un usuario, el identificador único y elementos de datos de verificación de un conjunto se transmiten al sistema de procesamiento de transacciones a nombre del usuario. Los conjuntos de credenciales se activan en dependencia de la autentificación exitosa del usuario durante un proceso de autenticación que incluye la identificación y verificación del usuario. En respuesta a la autenticación exitosa del usuario, una pluralidad de opciones se transmite al usuario. Esta pluralidad de opciones corresponde a un diferente conjunto de credenciales derivado al menos en parte de los datos recibidos a través de las comunicaciones de datos de uno o más sistemas de procesamiento de datos de confianza remotos del usuario. El usuario selecciona una o más de las opciones y en respuesta a la selección del usuario de una o más de la pluralidad de opciones, se activan uno o más conjuntos de credenciales.
MX2015014587A 2013-04-15 2014-04-15 Método y sistema para activar credenciales. MX2015014587A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB1306836.6A GB2513127A (en) 2013-04-15 2013-04-15 Method and System for Activating Credentials
PCT/GB2014/051186 WO2014170669A1 (en) 2013-04-15 2014-04-15 Method and system for activating credentials

Publications (1)

Publication Number Publication Date
MX2015014587A true MX2015014587A (es) 2016-03-03

Family

ID=48537283

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2015014587A MX2015014587A (es) 2013-04-15 2014-04-15 Método y sistema para activar credenciales.

Country Status (9)

Country Link
US (1) US20160034891A1 (es)
EP (1) EP2987122A1 (es)
KR (1) KR20150140839A (es)
CN (1) CN105283890A (es)
AU (1) AU2014255446A1 (es)
CA (1) CA2909428A1 (es)
GB (1) GB2513127A (es)
MX (1) MX2015014587A (es)
WO (1) WO2014170669A1 (es)

Families Citing this family (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2513125A (en) 2013-04-15 2014-10-22 Visa Europe Ltd Method and system for transmitting credentials
US10380584B2 (en) * 2015-10-27 2019-08-13 Jpmorgan Chase Bank, N.A. Processing transactions using convertible optimized attribute packages
US10366389B2 (en) * 2016-07-28 2019-07-30 Visa International Service Association Connected device transaction code system
US11232433B1 (en) 2016-08-23 2022-01-25 Wells Fargo Bank, N.A. Mobile wallet registration via on-line banking
US11494771B2 (en) * 2017-07-24 2022-11-08 Visa International Service Association System, method, and computer program product for authenticating a transaction
CA3017883A1 (en) * 2017-09-19 2019-03-19 The Toronto-Dominion Bank System and method for integrated application and provisioning
CA3017913A1 (en) * 2017-09-19 2019-03-19 The Toronto Dominion Bank System and method for integrated application and provisioning
US11449872B2 (en) * 2018-11-21 2022-09-20 Synchrony Bank Single entry combined functionality
US11037136B2 (en) * 2019-01-24 2021-06-15 Capital One Services, Llc Tap to autofill card data
US11200545B2 (en) * 2019-05-10 2021-12-14 Mastercard International Incorporated Mediator website for authenticating payment entities and supporting dynamic interface objects for payments
US11227354B2 (en) 2019-05-20 2022-01-18 The Toronto-Dominion Bank Integration of workflow with digital ID
US11367059B2 (en) 2019-10-31 2022-06-21 The Toronto-Dominion Bank Integrated credit application and merchant transaction including concurrent visualization of transaction details
CN111325532B (zh) * 2020-02-18 2024-05-03 腾讯科技（深圳）有限公司 数据处理方法、装置、电子设备及存储介质

Family Cites Families (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2001241477A1 (en) * 2000-02-10 2001-08-20 Fernando Munoz Transportation system for on-line transactions
US7896237B2 (en) * 2005-08-23 2011-03-01 Compucredit Intellectual Property Holdings Corp. Ii Credit card offer and activation system and method
WO2008123762A1 (en) * 2007-04-10 2008-10-16 Epetrol Holding Sdn. Bhd. Method and apparatus for performing a transaction
US8615467B2 (en) * 2007-11-07 2013-12-24 International Business Machines Corporation Electronic system for selecting the best card from a collection of consumer credit, debit, and discount cards
UA101077C2 (ru) * 2008-11-26 2013-02-25 Смарт Хуб Птэ. Лтд. Система (варианты) и способ (варианты) предоставления кредита
GB2466810A (en) * 2009-01-08 2010-07-14 Visa Europe Ltd Processing payment authorisation requests
US20100241571A1 (en) * 2009-03-20 2010-09-23 Mcdonald Greg System and method for cardless secure on-line credit card/debit card purchasing
CA2658661A1 (en) * 2009-03-20 2010-09-20 Ssk Virtualimage Corporation System and method for cardless secure on-line credit card/debit card purchasing
US20110197267A1 (en) * 2010-02-05 2011-08-11 Vivianne Gravel Secure authentication system and method
CN102208120A (zh) * 2010-03-31 2011-10-05 黄金富 Rf-sim卡手机虚拟银行卡双路认证支付系统和方法
US20120123868A1 (en) * 2010-11-17 2012-05-17 David Brudnicki System and Method for Physical-World Based Dynamic Contactless Data Emulation in a Portable Communication Device
US9141945B2 (en) * 2010-12-02 2015-09-22 Appmobi Iplc, Inc. Secure distributed single action payment system
US20130073460A1 (en) * 2011-09-15 2013-03-21 Microsoft Corporation Enabling paid-for exchange of identity attributes with minimal disclosure credentials

Also Published As

Publication number Publication date
GB201306836D0 (en) 2013-05-29
CA2909428A1 (en) 2014-10-23
CN105283890A (zh) 2016-01-27
GB2513127A (en) 2014-10-22
US20160034891A1 (en) 2016-02-04
EP2987122A1 (en) 2016-02-24
KR20150140839A (ko) 2015-12-16
WO2014170669A1 (en) 2014-10-23
AU2014255446A1 (en) 2015-11-12

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