MX2011010134A - Aparatos, metodos y sistemas para transferencia de fondos de cuenta de prepago. - Google Patents

Aparatos, metodos y sistemas para transferencia de fondos de cuenta de prepago.

Info

Publication number
MX2011010134A
MX2011010134A MX2011010134A MX2011010134A MX2011010134A MX 2011010134 A MX2011010134 A MX 2011010134A MX 2011010134 A MX2011010134 A MX 2011010134A MX 2011010134 A MX2011010134 A MX 2011010134A MX 2011010134 A MX2011010134 A MX 2011010134A
Authority
MX
Mexico
Prior art keywords
prepaid account
transferee
invitation
prepaid
paft
Prior art date
Application number
MX2011010134A
Other languages
English (en)
Inventor
Brett Vasten
Virgil Mathias
Original Assignee
Visa Usa Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Usa Inc filed Critical Visa Usa Inc
Publication of MX2011010134A publication Critical patent/MX2011010134A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Los aparatos, métodos y sistemas para transferencia de fondos de cuenta de prepago ("PAFT" = Prepaid Account Funds Transfer Apparatuses, Methods and System) transforman solicitudes de invitación de cuenta de prepago a través de componentes PAFT, en transacciones de cuenta de prepago programadas. En una modalidad, los PAFT obtienen, a partir de un usuario que transfiere o transferente que tiene una cuenta de prepago de transferente, una solicitud de invitación de cuenta de prepago, especificando un usuario adquiriente o receptor y una cantidad de fondos de prepago. Los PAFT generan una invitación personalizada de cuenta de prepago para el usuario receptor basado en la solicitud de invitación de cuenta de prepago, y proporciona la invitación personalizada de cuenta de prepago para el usuario receptor. Al obtener una aceptación de invitación del usuario cesionario o receptor en respuesta a la invitación personalizada de cuenta de prepago, los PAFT crean una cuenta de prepago de cesionario para el usuario cesionario o receptor, y transfieren, al crear la cuenta de prepago de cesionario, la cantidad de transferencia de fondos prepagada de fondos especificados en la solicitud de invitación de la cuenta de prepago del cedente o transferente a la cuenta de prepago del cesionario creada.
MX2011010134A 2010-02-15 2011-02-15 Aparatos, metodos y sistemas para transferencia de fondos de cuenta de prepago. MX2011010134A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US30459410P 2010-02-15 2010-02-15
PCT/US2011/024941 WO2011100764A1 (en) 2010-02-15 2011-02-15 Prepaid account funds transfer apparatuses, methods and systems

Publications (1)

Publication Number Publication Date
MX2011010134A true MX2011010134A (es) 2011-11-18

Family

ID=44368206

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2011010134A MX2011010134A (es) 2010-02-15 2011-02-15 Aparatos, metodos y sistemas para transferencia de fondos de cuenta de prepago.

Country Status (7)

Country Link
US (1) US9355390B2 (es)
CN (1) CN102428487A (es)
AU (1) AU2011216221B2 (es)
BR (1) BRPI1106076A2 (es)
CA (1) CA2757644A1 (es)
MX (1) MX2011010134A (es)
WO (1) WO2011100764A1 (es)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20120130731A1 (en) * 2010-06-27 2012-05-24 Matt Steven Canetto Scheduled funds transfer platform apparatuses, methods and systems
US9971998B2 (en) * 2011-02-25 2018-05-15 Paypal, Inc. Location-based automatic payment system
US8832210B2 (en) * 2011-08-30 2014-09-09 Oracle International Corporation Online monitoring for customer service
US9230285B2 (en) * 2011-12-01 2016-01-05 At&T Intellectual Property I, L.P. Method and apparatus for providing a social event opportunity notification
SG10201802384QA (en) 2013-09-23 2018-05-30 Chevron Japan Ltd A Fuel Economy Engine Oil Composition
US20150095231A1 (en) * 2013-09-27 2015-04-02 Insperity Services, L.P. Method, apparatus and system for automatically triggering a transaction
US10504074B2 (en) * 2013-10-10 2019-12-10 The Western Union Company Systems and methods for transferring funds to a pre-paid account
US20180039969A1 (en) * 2015-02-09 2018-02-08 Koninklijke Philips N.V. Reusable payment devices for pay-as-you-go products
CN108305169B (zh) * 2018-02-28 2022-05-20 易百信息技术（上海）股份有限公司 预付卡交易数据保存方法及装置

Family Cites Families (21)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5949044A (en) * 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
US6021397A (en) * 1997-12-02 2000-02-01 Financial Engines, Inc. Financial advisory system
WO2001095266A2 (en) * 2000-06-06 2001-12-13 March Albert D System and method for transferring funds
US6934528B2 (en) 2000-12-20 2005-08-23 American Management Systems, Inc. Method for creating self-built customer hierarchies
US20030080185A1 (en) * 2001-10-26 2003-05-01 Werther Ellen R. Money transfer method and system
US20030126015A1 (en) * 2001-11-19 2003-07-03 Jenny Chan System and Method for Cardmember Acquisition
US7110980B2 (en) 2002-06-21 2006-09-19 American Express Bank Ltd. System and method for facilitating electronic transfer of funds
US7571140B2 (en) * 2002-12-16 2009-08-04 First Data Corporation Payment management
US7066383B2 (en) * 2004-04-20 2006-06-27 Utix Group, Incorporated System for marketing leisure activity services through prepaid tickets
US8345931B2 (en) 2006-02-10 2013-01-01 The Western Union Company Biometric based authorization systems for electronic fund transfers
US7873573B2 (en) * 2006-03-30 2011-01-18 Obopay, Inc. Virtual pooled account for mobile banking
US20080040261A1 (en) 2006-04-24 2008-02-14 Robert Nix Systems and methods for implementing financial transactions
US20110137791A1 (en) * 2008-06-30 2011-06-09 Redknee Inc System, method and apparatus for providing a universal financial transaction gateway for computing devices
US8762275B2 (en) * 2009-04-15 2014-06-24 First Data Corporation Systems and methods providing multiple account holder functionality
US20110055083A1 (en) * 2009-08-31 2011-03-03 Grinhute Mordechai S System and method of funds transfer using a secure financial account
US8510188B2 (en) * 2010-07-28 2013-08-13 The Western Union Company Receiver driven money transfer alert system
US8660923B2 (en) * 2010-08-02 2014-02-25 The Western Union Company Recurring money transfer
US8706633B2 (en) * 2010-11-05 2014-04-22 Mastercard International Incorporated Remittance system with improved service for unbanked individuals
WO2012097310A1 (en) * 2011-01-14 2012-07-19 Visa International Service Association Healthcare prepaid payment platform apparatuses, methods and systems
US20130054468A1 (en) * 2011-08-25 2013-02-28 Platamovil International BV System and method for conducting financial transactions
US20140156512A1 (en) * 2012-12-04 2014-06-05 Pangea Universal Holdings, Inc. Providing money transfer using a money transfer platform

Also Published As

Publication number Publication date
CN102428487A (zh) 2012-04-25
US20110202455A1 (en) 2011-08-18
WO2011100764A1 (en) 2011-08-18
US9355390B2 (en) 2016-05-31
BRPI1106076A2 (pt) 2016-05-03
AU2011216221B2 (en) 2013-10-24
CA2757644A1 (en) 2011-08-18
AU2011216221A1 (en) 2011-10-06

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Legal Events

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FA Abandonment or withdrawal