KR910009098B1 - Banknote processing system - Google Patents

Abstract

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Description

Currency processing system

1 is an external view showing a currency processing system according to the present invention.

2 is a diagram showing a counting apparatus used in the money processing system of the present invention.

3 is a block diagram showing a control circuit of the counting device shown in FIG.

4 is a cross-sectional view showing a cash storage cassette used in the monetary processing system of the present invention.

5 is a block diagram showing an electric circuit installed in the cash storing cassette shown in FIG.

6 is a block diagram showing a cash dispensing unit, a control circuit and a monitor panel of an automatic teller machine used in the currency processing system of the present invention.

7 is a flowchart for explaining the operation of the currency processing system according to the present invention.

* Explanation of symbols for main parts of the drawings

10: counting device 12: cash storage cassette

14: keyboard 16: display panel

18: Cash dispenser 20: Main computational unit

22: conveying path 24, 32, 36, 40, 44, 47: detector

26,30: Identifier 28: Temporary storage

34,42: Storage 38,46: Safe

48: I / O controller 50,100: memory

52: display control unit 54: loading / recovery unit

56: loading / recovery unit control unit 58: transmission control unit

60: body 70: discharge roller

72: inlet roller 70a: friction part

74: outlet 76: inlet

86,88: locking member 98: operation unit

102: connection 104: battery

106: cash payment unit 118: payment port

120: cash payment unit control unit 122: main control unit

124: card / slip control unit 126: card reader

128: slip printer 130: customer response unit control unit

132: customer response unit 134: monitor panel

136: monitor control unit 138: display unit

140: keyboard

[Application Field]

The present invention relates, for example, to a currency handling system used in commercial banks.

[Prior art]

Cash storage cassettes, which are used to manage cash stored in cash dispensers or automatic teller machines, have already been disclosed as Japanese Patent Laid-Open No. 61-229181.

That is, the cash storage cassette has a box-shaped housing, a cover installed on the upper side of the housing and capable of opening and closing, a transfer roller installed in the housing for transferring bills from the outside of the housing to the inside, and in the housing. A keyboard that allows the user to input the number of bills loaded in the cash storage cassette, a display panel for displaying the keyed value through the keyboard, a memory and a control unit connected to the keyboard substantially. And a display panel provided in the housing.

When a bank clerk loads bills into the cash storage cassette and manipulates the keyboard to key in the number of bills loaded into the cash storage cassette, the amount of the loaded bank notes is displayed on the display panel and the control panel It will be stored in memory.

Thereafter, the cash storing cassette loaded with the bills by the above process is mounted on the cash dispenser of the automatic teller machine or the automatic teller machine, and from this time, the automatic teller machine or the automatic teller machine equipped with the cash accepting cassette is dealt with the customer. It becomes the operating state for.

On the other hand, when the transaction with the customer is finished, the banker calculates the amount of the bill remaining in the cash storage cassette, the amount of the banknotes paid through the transaction with the customer, and the amount of the bill initially loaded in the cash storage cassette. . In other words, according to the above method, the bill is managed by the cash storage cassette.

However, in the above-mentioned conventional cash storage cassette, a series of operations such as loading of bills, key input of the amount of bills loaded in the cash storage cassette, and the collection of the bills left in the cash storage cassette executed after the transaction is completed are performed. Since it was supposed to be made entirely by manual operation of the banker, the banker was burdened with a lot of work and there was a fear that an input error would be caused.

[Purpose of invention]

Accordingly, the present invention has been invented in view of the above-described circumstances, and the money to recover the money in the cash storing cassette to the safe and the money to be processed so that the money loading to load the money in the safe into the cash storing cassette can be made at high speed and accurate The purpose is to provide a treatment system.

[Configuration of Invention]

A currency processing system according to the present invention for realizing the above object comprises a cassette means for storing money, a loading means for loading a quantity of money specified in the cassette means, and a memory means for storing the amount of money loaded in the cassette means. A transaction means for paying money from the cassette means, a recovery means for recovering money remaining in the cassette means after the payment of money by the transaction means is completed, and counting the amount of money recovered by the recovery means; It consists of water collecting means.

EXAMPLE

Hereinafter, embodiments of the present invention will be described in detail with reference to FIGS. 1 to 7.

1 is a perspective view showing the appearance of a money processing system according to the present invention, the counting device 10 for processing a large number of bills is a cash storage cassette 12 and the bill to be loaded in the cash storage cassette 12 And a display panel 16 for displaying a value input through the keyboard 14.

Then, the cash storing cassette 12 that stores a large amount of bills is mounted so as to be separable in the counting device 10, and when a large amount of bills are loaded in the counting device 10, the cash dispenser is thereafter. By being mounted on the cash machine 18, the cash dispenser 18 is in a state in which it is possible to withdraw a bill from the cash storage cassette 12 and pay it to a customer at the time of a transaction. When the transaction is completed, the cash storage cassette 12 is mounted on the counter 10 again. Such an operation may be manually performed or automatically performed by a transportation device (not shown).

2 is a view showing the structure of the counting device 10, a cash storage cassette 12 is installed in the central portion of the front side so that the discharge roller 70 and the draw roller 72 is rotated, In the upper part of the cash storing cassette 12, a keyboard 14 for designating the number of sheets of bills P to be loaded into the cash storing cassette 12 and a display panel 16 for displaying the designated number of sheets are provided. In the lower part of the front face of the counter 10, various operations, for example, the receipt of the bill P into the cash storing cassette 12 and the withdrawal of the bill P from the cash storing cassette 12 and the storing in the cash storing cassette 12 are made. The main control part 20 is provided for controlling the operation of displaying the number of bills P to be displayed on the display panel 16.

The banknote P withdrawn from the cash storing cassette 12 is conveyed by the conveying path 22 which circulates through the whole counting apparatus 10, and this conveying path 22 starts from the cash storing cassette 12. The first detector 24, the first identifier 26, the temporary storage 28, the second identifier 30, the second detector 32, the damaged 1,000 yen roll 34, the third detector 36 , Through the 1,000 yen safe (38), the fourth detector 40, the damaged 10,000 yen ticket storage 42, the fifth detector 44, the 10,000 yen safe deposit box 46, and the sixth detector 47 again. It is continuously disposed to return to the cash storage cassette 12.

When the banknote P is withdrawn from the cash storage cassette 12, the banknote P is first detected by the first detector 24, wherein the main control unit 20 is separated from the first detector 24. The number of bills P withdrawn from the cash storage cassette 12 is counted in accordance with the detection signal, and the count value is stored in the memory 50 to be described later. At this time, the count value is also stored in the memory 100 (described later) provided in the cash storage cassette 12. Then, the bill P stored in the damaged 1,000 yen roll 34 is detected by the second detector 32. At this time, the main control unit 20 according to the detection signal from the second detector 32. The number of the bills P stored in the damaged 1,000 yen roll 34 is counted, and the count value is stored in the memory 50. In addition, the bill P contained in the 1,000 yen safe 38 is detected by the third detector 36. At this time, the main control part 20 is 1,000 yen in accordance with the detection signal from the third detector 36. The number of sheets of bills P housed in the roll safe 38 is counted. The bill P stored in the damaged 10,000 yen roll is detected by the fourth detector 40. At this time, the main control unit 20 uses the damaged 10,000 yen roll according to the detection signal from the fourth detector 40. The number of bills stored in the storage 42 is counted and the count value is stored in the memory 50. In addition, the bill P contained in the 10,000 yen safe 46 is detected by the fifth detector 44. At this time, the main control unit 20 receives 10,000 yen according to the detection signal from the fifth detector 44. The number of bills P stored in the roll safe is counted and the value is stored in the memory 50. And the bill P contained in the cash storing cassette 12 is detected by the sixth detector 47, wherein the main control unit 20 according to the detection signal from the sixth detector 47, the cash storing cassette. The number of sheets of bills P housed in 12 is counted and stored in the memory 50. At this time, the count value of the bill P contained in the cash storing cassette 12 is also stored in the memory 100 provided in the cash storing cassette 12.

On the other hand, the banknote P withdrawn from the cash storing cassette 12 passes through the first identifier 26 identifying the front and back sides of each banknote, and the front and back sides are identified, and then temporarily placed on the top surface of the temporary storage 28. Will be saved. In addition, the second identifier 30 is disposed on both sides of the conveying path 22 adjacent to the main controller 20, and the second identifier 30 is provided with damage to the banknotes conveyed from the temporary storage 28. As the identification, the banknote P examined by the second identifier 30 is damaged according to the identification result of the second identifier 30, and the 1,000 yen ticket storage 34 and the 1,000 yen ticket safe 38 are identified. The damaged 10,000 yen ticket storage 42 and the 10,000 yen ticket safe 46 are stored. That is, when it is determined that the banknote P is 1,000 yen ticket damaged by the second identifier 30, the banknote P is stored in the damaged 1,000 yen ticket storage 34, and is damaged by the second identifier 30. The normal 1,000 yen ticket determined as the unchanged 1,000 yen ticket is stored in the 1,000 yen safe deposit box 38, and the banknote P determined as the 10,000 yen ticket damaged by the second identifier 30 is the damaged 10,000 yen ticket (P). ) Is stored in a damaged 10,000 yen ticket storage 42, and a normal 10,000 yen ticket determined to be 10,000 yen ticket intact by the second identifier 30 is stored in a 10,000 yen ticket safe 46.

3 is a block diagram showing the control circuit of the counter 10 shown in FIG. 2. When the cash storage cassette 12 is settled in the counter 10, the main control unit 20 stores this cash. The number of sheets of bills P loaded in the cassette 12 is received through the input / output control unit 48 and stored in the memory 50. If the bank clerk operates the keyboard 14, the cash storage cassette 12 When the number of the bills P to be loaded is keyed in, the main control unit 20 displays the number of bills P on the display panel 16 through the display control unit 52, and then loads them. Control the loading / recovery unit 54 through the collection / recovery unit control unit 56 to store the number of bills P specified by the banker from the 1,000 yen safe 38 or the 10,000 yen safe 46 Loaded with (12). Next, the cash-receiving cassette 12 is mounted on the cash dispenser 18 is in a state capable of trading.

On the other hand, when the transaction by the cash dispenser 18 is terminated, the cash storage cassette 12 is separated from the cash dispenser 18 to be mounted on the counter 10 again, wherein the main control unit 20 is loaded Control the loading / recovery unit 54 through the collection / recovery unit control unit 56 to store the banknote P remaining in the cash storage cassette 12 for the 1,000 yen safe (38) or the 10,000 yen safe (46). To recover. After the bill is collected, the main control unit 20 receives the number of bills P recovered from the cash storing cassette 12 and the rejected bills in the refuse bank box 116 (described later) installed in the cash dispenser 18. After the number of sheets of money is added, the banker first reads the number of bills loaded in the cash storing cassette 12 by the keyboard 14 operation from the memory 50 to execute the calculation. The result of the calculation is then transmitted to the host computer (not shown) through the transmission control unit 58.

By such means as described above, the loading and retrieval of the bill into the cash storage cassette 12 is performed without manual operation of the bank clerk, thereby preventing processing errors that may be caused during the loading and retrieval of the bill P. FIG.

4 is a view showing the structure of the cash storage cassette 12, the cash storage cassette 12 is provided with a body 60 having a space for accommodating bills therein, the body of the body 60 The upper part 62 is provided in the upper part, and the banknote P is accommodated through this inlet 62. As shown in FIG. And the upper part of the body 60, the cover 64 is installed to open and close the inlet 62, the outer surface of the front portion (73a) of the body 60 and the upper surface of the cover 64, the handle ( 66 and 68 are respectively provided.

In addition, inside the rear of the body 60, the discharge roller 70 having a friction portion 70a is installed to rotate, the discharge roller 70 is installed in the counter 10 or the cash dispenser 18. It is driven or rotated by a drive (not shown). And a portion corresponding to the discharge roller 70 of the rear portion (73b) of the body 60 is provided with a discharge port 74, the banknote (P) loaded inside the body 60 when the discharge roller 70 is rotated B is discharged through the discharge port 74 by the frictional force of the friction portion 70a of the discharge roller 70.

In addition, the inlet roller 72 is rotatably installed above the discharge roller 70, and the inlet roller 72 is also driven and rotated by a driving device installed in the counter 10. And the inlet port 76 is provided in the portion corresponding to the inlet roller 72 of the rear portion (73b) of the body 60, when the inlet roller 72 is rotated, 1,000 yen ticket safe 38 or 10,000 yen ticket The banknote P conveyed from the safe 46 is accommodated through the inlet 76.

In addition, a support plate 78 is installed inside the body 60 to slide along the inner plate 82 by a pair of rollers 80, and the support plate 78 is provided with a tension force by the spring 84. As a result, the banknote loaded on the inner plate 82 between the support plate 78 and the discharge roller 70 is pressed. Therefore, the lower end of the banknote P closest to the discharge roller 70 is brought into contact with the discharge roller 70 by this pressing.

On the other hand, the front portion of the body 60 is provided with a locking member 86 in the shape of a hook (86a) of one end to lock the cover 64, the locking member 86 is to act as a rotating shaft The other end of the locking member 86 is rotated about the pin 86b, and the front end of the body 60 is provided by a spring 92 provided between it and the front portion 73a. It will be pulled toward 73a. One side of the locking member 86 is in contact with a solenoid 90 which rotates the locking member 86, and the front side of the cover 64 corresponding to the locking member 86 is locked. A locking member 88 is provided to engage with the hook 86a of the member 86.

5 is a block diagram showing an electric circuit installed in the cash storage cassette 12, in which the control unit 94 includes an input / output control unit 96, an operation unit 98 connected to the input / output control unit 96, and It consists of the memory 100, but this control part 94 is an integrated circuit. In addition, the input / output control unit 96 is connected to a connection portion 102 provided on the outer surface of the side wall of the cash storage cassette 12 (not shown), and the battery 104 is connected to the input / output control unit 96 and the calculation unit ( 98) and the memory 100 to supply power.

In addition, the battery 104 and the control unit 94 is installed in the body 60 of the cash storage cassette 12, as shown in Figure 4, the cash storage cassette 12 is mounted to the counter 10 Is electrically connected to a control circuit (shown in FIG. 3) provided in the counter 10, and the control circuit provided in the cash dispenser 18 when the banknote storing cassette 12 is mounted on the cash dispenser 18. Electrical connection to (shown in FIG. 6).

6 is a block diagram showing the control circuit of the cash dispenser 18 to which the pair of bill storing cassettes 12a and 12b is mounted. The cash dispensing unit 106 includes a cash storing cassette 12a and 12b. The cash storage cassettes 12a and 12b are loaded with 1,000 yen bills and 10,000 yen bills, respectively. In addition, the bill P withdrawn from the cash storing cassettes 12a and 12b is conveyed through the conveying path 108, and when the bill P passes through the identifier 110, damage to the bill P is passed. The identification process of whether or not, the thickness of the banknote, the size of the banknote and the magnetic pattern is performed, and the normal / abnormal decision is made according to these identification results. The abnormality here means that the bill P is a counterfeit right, overlapped, or damaged. And the normal bill (P) is temporarily stored in the temporary storage 112 and the abnormal bill is sent to the metal box 116 by the selection gate 114, the bill (P) temporarily stored in the temporary storage 112 When the number of sheets reaches the designated value, the banknote P is discharged to the payment port 118.

On the other hand, the cash payment unit control unit 120 for controlling the above-described operation is connected to the main control unit 122, the main control unit 122 is to control the entire cash dispenser 18. In addition, the card reader 126 and the slip printer 128 are connected to the main controller 122 through the card / slip control unit 124, and the customer response unit 132 is connected to the customer response unit control unit ( 130 is connected to the main control unit 122, and the monitor panel 134 is connected to the main control unit 122 through the monitor control unit 136.

In addition, the monitor panel 134 is composed of a display unit 138 and a keyboard 140, such as a liquid crystal display, and has a function of starting and closing the banknotes of the cash dispenser 18 in accordance with the operation of the calculator. In addition, the display unit 138 provided in the monitor panel 134 will notify a bank clerk when an error occurs in the cash dispenser 18 or when the cash dispenser 18 is empty. Then, the main controller 122 is connected to the main computer (not shown) as a deposit ledger through the transmission control unit 142 and the transmission line 144.

The operation of the cash processing system according to the present embodiment will now be described with reference to the flowchart shown in FIG.

At the start of the transaction, the banker supplies power to the counter 10 and the cash dispenser 18, and then attaches the cash storage cassette 12a to the counter 10, and the keyboard of the counter 10 (the counter). 14) to operate the bill type (1,000 yen bill) and the number of bills (P) to be loaded into the cash storage cassette (12a) to enter the bar, accordingly the main controller 20 to purchase the number of bills (P) input by the banker On the basis of the control of the loading / recovery unit 54 through the loading / recovery unit control unit 56, and the number of bills P entered by the bank clerk on the keyboard 14 from the 1,000-yen safe vault 38 It is loaded with the storage cassette 12a. At this time, the actual value of the banknote loaded in the cash storing cassette 12a is counted by the detection of the sixth detector 47, and the memory 50 and 100 installed in the counting device 10 and the cash storing cassette 12a. Will be remembered. In addition, the operation of loading the 10,000 yen ticket into the cash storage cassette 12b is also performed by the same method as in the above steps (step 150 to step 170).

Next, the bank clerk attaches the cash storage cassettes 12a and 12b from the counter 10 to the cash payment unit 106 of the cash dispenser 18 (step 180), and then starts a transaction for the customer (step 180). Step 190).

On the other hand, when the customer pays a predetermined number of bills in response to the operation of the key board (not shown) of the cash dispenser 18, the main control unit 122 is a cash payment unit through the cash payment unit control unit 120 By controlling the 106, the amount of the bill desired by the customer is withdrawn from the cash storing cassettes 12a and 12b and paid to the payment port 118 through the conveyance path 108. Then, the main control unit 122 stores the amount of bills received from the payment port 118 through the connection unit 102 and the input / output control unit 96 and the number of bills stored in the rejection box 116 for each cash storage cassette ( The memory 100 of 12a) 12b is stored.

That is, the above-described operation is performed at the time of the transaction, and when the transaction with the customer is finished, the banker removes the cash storage cassettes 12a and 12b from the cash payment unit 106 of the cash dispenser 18 and counts the device 10. (Step 200 to step 210).

When the cash storing cassettes 12a and 12b are mounted on the counter 10 again, the main control unit 20 of the counter 10 receives the bills stored in the box 116 for the rejected banknote of the ATM. The amount and the amount of bills paid at the time of the transaction stored in the memory 100 of each cash storage cassette 12a, 12b are added, and then the banknotes left in the cash storage cassette 12a, 12b are loaded / collected. The waste is collected at 54 and is collected at the 1,000-yen safe vault 38 and the damaged 1,000-yen bank 42 through the transport path 22. The amount of banknote P recovered by the loading / recovery unit 54 is stored in the memory 50 of the counter 10.

On the other hand, when the bill collection is completed, the main control unit 20 is the amount of the bill (P) traded stored in the memory 100, the amount of the bill (P) stored in the refuse box 116, and the cash storage cassette ( After adding the value stored in the memory 50, which is the amount of the bill P recovered from 12a) 12b, the added value and the value of the bill loaded in the cash storing cassettes 12a, 12b before the transaction starts. Check the amount by checking the amount. Then, the main control unit 20 displays the added value and the result of the check on the abnormality through the display control unit 52 (step 220 to step 270).

Accordingly, the collection and loading of the banknotes to the banknote storing cassette 12 made by the bank clerk is simplified as compared with the conventional method, so that the accuracy of the operation for loading and collecting the banknotes can be improved.

[effect]

As described above, according to the present invention, the amount of bills loaded is calculated while the designated money amount such as bills is loaded from the safe into the cash storage cassette before the transaction, and after the transaction is completed, the bills remaining in the cash storage cassette are collected into the safe. Since the amount of the collected paper money is calculated, the bill retrieval operation from the cash storage cassette to the safe and the reloading operation from the safe to the cash storage cassette are performed at high speed.

In addition, the present invention is not limited to the cash dispenser 18, but may be applied to other automatic transaction apparatuses, such as bill deposit / withdrawal apparatus, which are called automatic deposit machines.

Furthermore, in the above embodiment, only the case of loading a bill into a cash storing cassette has been described, but the present invention can be applied to the case of loading coins into a cash storing cassette, and the safe and the cash dispenser may be combined in one device. .

In addition, this invention is not limited to the said Example, It can variously deform and implement within the range which does not deviate from the summary of this invention.

Claims (13)

From the cassette means 12 into which the money is to be loaded, from the money loading means 20, 54, 56 and the cassette means 12 which automatically load the amount of money specified in the cassette means 12; The trading means 18, which are able to automatically control the payment of money, and all the money left in the cassette means 12 after the payment of the money by the trading means 18 is automatically from the cassette means 12. And a counting means (20) for automatically counting the money recovered by the recovering means (20, 54, 56). 2. A currency processing system according to claim 1, characterized in that the cassette means (12) comprises a body (60) having a space dedicated to the money market therein. The money processing system according to claim 2, wherein a memory means (100) is provided in the body (60) of the cassette means (12). The cassette means (12) according to claim 2, wherein the cassette means (12) automatically discharges money to the outside of the cassette means (12), and the draw-in that automatically stores money into the cassette means (12). Currency processing system characterized in that it comprises a means (72). 5. The money processing system according to claim 4, wherein the discharge means (70) and the retracting means (72) are made of a rotatable roller. The cassette means 12 for loading money, the cassette means 12 are mounted so as to be detachable, the safe means 38 for storing money therein, and the cassette means (from the safe 38). A counting device (10) having loading means (20, 54, 56) for loading the amount of money designated by 12), and a first memory for storing initial data corresponding to the amount of money loaded in the cassette means (12); The means 50 or 100, the cassette means 12 is mounted so as to be detachable, the trading device for paying money from the cassette means 12 loaded with money by the loading means (20, 54, 56) (18), second memory means (100) for storing transaction data corresponding to the amount of money paid from the cassette means (12), and installed in the counter device (10), and in the transaction device (18). The banknotes remaining in the cassette means 12 after the transaction is completed. Recovery means (20, 54, 56) for returning from the means (12) to the safe (38), and storing the matching data corresponding to the amount of money recovered from the cassette means (12) and returned to the safe (38). And a memory means (50), and an inspection means (20) for automatically checking the transaction data, the start data, and the contrast data of the money. 7. The method according to claim 6, wherein the cassette means (12) automatically discharges money to the outside of the cassette means (12) and the retraction means for automatically storing money into the cassette means (12). A money processing system, comprising: 72. 7. The loading means (20, 54, 56) according to claim 6, wherein the loading means (20, 54, 56), when the cassette means (12) is mounted to the counting device (10), draws in means (72) and safe (38) of the cassette means (12). A currency processing system, characterized in that it is provided with a first conveyance path (22) to be connected. 7. The collecting means (20), (54), (56) connect the discharge means (70) of the cassette means (12) and the safe (38) when the cassette means (12) is mounted to the counting device (10). Currency processing system, characterized in that it is provided with a second conveying path (22). 7. A currency processing system according to claim 6, wherein said first memory means (50) is provided in a counting device (10). 7. The currency processing system according to claim 6, wherein said second memory means (100) is provided in a cassette means (12). The method of claim 11, wherein the cassette means 12 is electrically connected to the counting device 10 and the means 102 for supplying the transaction data stored in the second memory 100 to the inspection means (20) Currency processing system characterized in that provided. 7. A currency processing system according to claim 6, wherein said third memory means (50) is provided in a counter device (10).

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