KR20240045867A - System and method for follow-up service after death for heirs - Google Patents

Abstract

The present invention relates to a death report follow-up service system and method for heirs. The death report follow-up service system for heirs provides a user interface for heir follow-up, and provides a death certificate, reporter ID, and scraped family relationship certificate. A follow-up service server that receives submitted documents including and transmits them to the relevant government office's linked system server to report the death of the deceased and provides a death report follow-up service based on the customer's service request; And when a death report follow-up service command is received from the follow-up service server, it includes a scraping server that connects to the death report linkage system server, scrapes the information necessary for death report follow-up actions, and transmits it to the follow-up service server, and the follow-up service The action service server receives a service request from the customer terminal and requests the scraping server to scrape the documents required for the service, receives the scraped submission documents from the scraping server, collects and processes the received inquiry target information, and sends them to the customer terminal. Provides integrated information on deaths related to follow-up.

Description

Death report follow-up service system and method for heirs {System and method for follow-up service after death for heirs}

The present invention relates to an inheritance service. In particular, after reporting the death of a deceased person, when the heir needs to take various follow-up measures such as inheritance, a death report follow-up service system and method for the heir that provides a follow-up service for the heir. It's about.

Once a death report is made for the deceased, there are various follow-up measures that the heirs must take to obtain and process the necessary/required documents related to the deceased, and the procedures are not simple. For example, after reporting the death, it is necessary to inquire about the deceased's assets, inherit property, transfer vehicles, and pay taxes, as well as claim deposits, claim insurance, succeed to the national pension and the legal status of the deceased, and enter into contracts to which the deceased is a party. There are many things the heir must do, such as canceling the contract. Figure 1a shows what needs to be done after reporting a death. When following up after reporting a death, necessary documents must be issued and approximately 19 follow-up tasks must be performed. Figure 1b shows a list of follow-up measures after reporting a death, and in order to proceed with follow-up processing after reporting a death, administrative processing by at least 10 reception processing agencies is required. Referring to Figures 1A and 1B, in order to inquire about the assets of the deceased, application must be made to the Financial Supervisory Service, and in order to inquire about land ownership of the deceased, application must be made to the National Geographic Information Institute. In addition, in order to inherit the property of the deceased, registration of ownership transfer due to inheritance, registration of transfer of ownership due to inheritance by division by agreement, registration of correction of ownership by inheritance by division by agreement, and registration of transfer of ownership due to bequest must be submitted to the local court registry office. and have to deal with it. In addition, limited approval and renunciation of property inheritance must be filed and processed at the family court with jurisdiction over the last address of the deceased within three months from the date of learning of the start of inheritance, and registration of car ownership transfer must be submitted and processed at the automobile registration office within three months from the date of commencement of inheritance. do.

In order to pay taxes due to inheritance, acquisition tax and registration tax reports must be received and processed at the city, county, or district having jurisdiction over the property within six months from the inheritance start date, and inheritance tax returns must be filed and processed at the tax office with jurisdiction over the deceased's address within six months from the inheritance start date. To claim the national pension, claim the national pension (survivor's pension, lump-sum refund, lump-sum death payment), which must be submitted and processed by the National Pension Service within 5 years from the date of occurrence of the reason for payment, and for post office deposits and insurance claims, inheritance deposits must be paid. Claims, inheritance deposit succession reports (within three months from the inheritance start date), and personal insurance payment claims must be submitted to the post office for processing.

In addition, in order to succeed to the business operator status, the public health business business operator status succession report and the food business business operator status succession report must be submitted to the licensing office and processed within 1 month from the date of death. Major status succession reports must be submitted within 15 days to 6 months from the date of death. It must be submitted to and processed by the licensing office. Other business registration corrections must be submitted to the tax office, and credit card and mobile phone cancellations must be submitted to the relevant company.

Figure 2 shows an outline of the follow-up measures of the heir after a conventional death report. Conventionally, when a death occurs, a hospital issues a death certificate in writing, and submits the death certificate in person to the district office/dong office, attaching the death certificate, the reporter's identification card, and family relationship certificate. Change the name of the telecommunications company by visiting the branch and submitting the same documents as the death report. In order to apply for follow-up measures for the deceased to the Financial Services Commission and Government 24, you must submit the deceased's death certificate, deceased's family relationship certificate, and applicant (heir's) ID card in person or in person. Determine the inquiry targets such as finance, property, deposits, and insurance, request information from the processing agency for each inquiry target, and search the results for each processing agency. It takes approximately 2 to 3 weeks. After going through this process, the follow-up action is completed by receiving guidance on the administrative procedures required for follow-up action and then preparing and submitting documents to proceed with the administrative procedure.

In other words, when a death occurs, the heir obtains related documents such as a family relationship certificate, death certificate, and heir ID card for follow-up processing and submits them to the Financial Services Commission and Government 24 for information inquiry. To report the death, to the district office or village office. Submit the same documents, check the information with the telecommunication company, and submit the same documents for name change. In other words, you must visit multiple reception centers in person and submit the same documents.

In addition, the government's 24 Safe Inheritance Service, which allows you to check information on follow-up processing items for death reports, informs you that application results can be viewed by processing agency. For example, financial information is through the Financial Supervisory Service website or text, automobile information is through information at the reception desk, land and local tax is through text, mail, or visit, national tax is through the National Tax Service's website or text, and national pension is through National Pension Service. You can check the application results for civil servants, private schools, and military pensions through the website or text message. In other words, a service that allows users to easily and conveniently view inquiry information in one place is needed.

In addition, the method of administrative processing is not easy when it comes to providing guidance on administrative procedures for follow-up processing. There is the inconvenience of having to submit the same documents for each processing agency, even though it only provides guidance. In other words, administrative procedures are different for each processing agency, and the documents submitted by each processing agency are also duplicated.

Figure 3a shows the limitations of the existing follow-up service after reporting death, and as shown in Figure 3a, the current follow-up action guidance service for death report only provides information guidance (information inquiry and procedure guidance) to users. This shows inconvenience in using the service and a low utilization rate. Figure 3b shows an example of the inconvenience of this existing service. The same documents must be submitted in person at multiple locations, inquiry information cannot be viewed easily and conveniently in one place, and administrative processing methods are difficult, but they only provide guidance. There is the inconvenience of having to submit the same documents for each processing agency.

As mentioned above, these procedures require a face-to-face application through a visit to use the service, and it takes a long time, up to 20 days, to retrieve information after application. There is no integrated information service, and results can be viewed by institution. , only a simple information service is available, making it difficult for users to actually take follow-up action. Therefore, the service utilization rate is not high.

Public Patent Publication No. 10-2016-0001104, 2016.01.06)

The problem that the present invention aims to solve is to solve the above-described conventional inconveniences and provide the necessity and convenience of heirs. Through scraping and open API, the same documents required for follow-up processing do not have to be visited and submitted in person at multiple locations. Inquiry information can be viewed easily and conveniently in one place, and integrated results for inquiry targets such as finance, property, deposit insurance, etc. can be viewed in a shorter time than before, as well as different administrative processing for each processing agency rather than simple guidance. and provide a death report follow-up service system and method for heirs that can provide a one-stop service for submitting documents online.

The death report follow-up service system for heirs according to the present invention to achieve the above technical task provides a user interface for heir follow-up measures, receives submitted documents including a death certificate, reporter ID card, and scraped family relationship certificate, and provides the corresponding A follow-up service server that reports the death of the deceased by transmitting it to the government office's linked system server and provides a death report follow-up service based on the customer's service request; And when a death report follow-up service command is received from the follow-up service server, a scraping server connects to the death report linkage system server, scrapes the information necessary for death report follow-up actions, and transmits it to the follow-up service server, The follow-up service server receives a service request from the customer terminal and requests the scraping server to scrape the documents required for the service, receives the scraped submitted documents from the scraping server, collects and processes the received inquiry target information, and sends it to the customer. The terminal provides integrated information on deaths related to follow-up measures.

When a death occurs, the follow-up service server can report the death by submitting the death certificate, reporter's ID card, and scraped family relationship certificate to the linkage system server located at the district office or village office through the network. In addition, the follow-up service server can submit the death certificate, reporter's ID card, and scraped family relationship certificate to the linkage system server through the network to at least inquire about the deceased's finances and real estate for follow-up measures. In addition, the follow-up service server can request information by submitting the necessary documents online to each processing agency corresponding to the inquiry results, receive the requested information from the processing agency, and provide it to the user (customer) through a user interface.

The linkage system server is connected to the scraping server and the follow-up service server through a network, and when the scraping server connects and requests information necessary for follow-up actions on death reports, it provides the information necessary for follow-up actions on death reports, a query target information DB including at least one of a financial data DB, a card data DB, a real estate data DB, a public data DB, and a communication data DB; And it may include at least one of a submission document DB including at least one of a family relationship certificate DB, a transfer registration application DB, a seal certificate DB, a car registration DB, and a death certificate DB.

The scraping server receives a service command from the follow-up service server, connects to the linked system server, and scrapes at least one of the deceased's financial data, card data, real estate data, public data, and communication data from the query target information DB. It can be forwarded to the follow-up service server. In addition, the scraping server receives submission documents and service commands from the follow-up service server, connects to the linked system server, and scrapes at least one of a family relationship certificate, transfer registration application, seal certificate, and death certificate from the submission document DB. It can be transmitted to the follow-up service server.

The death report follow-up service method for heirs according to the present invention to achieve the above technical problem includes the steps of issuing a death certificate in writing and electronic file upon application when a death occurs; Scraping documents that can be scraped among the death certificate, reporter's ID card, and family relationship certificate, creating image files for documents that cannot be scraped, and transmitting the documents required for service application online to the linkage system server of the district office/village office; When a death is reported online through the linkage system server of the district office/dong office, the step of accessing the linkage system server of the Financial Services Commission and Government 24 online to scrape, collect, and query information on follow-up measures for the death report; When the inquiry results are confirmed online, the administrative procedures for follow-up measures for death reporting, such as inquiry of the deceased's financial transactions, application for car ownership transfer registration, national pension claim, and change of telecommunication company name, are provided; And upon receiving a follow-up application by the customer (user), it includes providing administrative processing services for follow-up matters.

The step of guiding administrative procedures for the death report follow-up measures includes: the scraping server scraping follow-up information through a linkage system server such as the Financial Services Commission and Government 24 and transmitting it to the follow-up service server; And it may include a step where the follow-up service server collects the scraped information and guides administrative procedures for follow-up actions.

According to the death report follow-up service system and method for the heir according to the present invention, the heir can provide a thorough service for follow-up after death without being embarrassed by the death of the deceased. It provides information on the deceased's assets/liabilities, insurance, cards, automobiles, communications, etc. for follow-up actions on death reports at a glance, and provides guidance on the necessary documents and processes for each follow-up action item.

According to the present invention, through scraping and open API, there is no need to visit and submit the same documents required for follow-up processing in person, the inquiry information can be viewed easily and conveniently in one place, and different administrative procedures for each processing agency are provided, rather than simple guidance. One-stop service for processing and submitting documents can be provided online, and integrated results for inquiries such as finance, property, and deposit insurance can be searched in a shorter time than before.

In addition, according to the present invention, by adding a personal banking app service, it can be linked to financial services such as a home transaction collection service, and can be linked to an inheritance tax payment service by suggesting inheritance tax calculation and tax saving measures, transfer of car title and real estate title, etc. Services can be expanded.

In addition, marketing can be done in partnership or connection with mutual aid companies, such as setting an optional price in the mutual aid insurance premium calculation amount, and can also provide its own app service to service customers.

In addition, senior members can be secured by designating a representative in advance when signing up for service membership and suggesting tax-saving measures through simulation when using the service. You can secure data through the My Data service and expand the profit model through linkage with payment platforms.

In addition, it is possible to collaborate with mutual aid companies (OpenAPI) by sharing customer costs through mutual aid services with mutual aid companies and enhancing differentiated services by providing options when paying mutual aid insurance.

Figure 1a shows what to do after reporting a death.
Figure 1b shows a list of follow-up measures after reporting death.
Figure 2 shows an outline of the follow-up measures of the heir after a conventional death report.
Figure 3a shows the limitations of existing follow-up services after reporting a death.
Figure 3b shows an example of the inconvenience of the existing follow-up service after reporting a death.
Figure 4 shows the technical concept and background of the death report follow-up service for heirs according to the present invention.
Figure 5 shows a comparison of the death report follow-up service for heirs according to the present invention with the existing death report follow-up service.
Figure 6 is a block diagram showing the configuration of a death report follow-up service system for heirs according to the present invention.
Figure 7 shows an overview of the death report follow-up service for heirs according to the present invention.
Figure 8 shows the procedure of the death report follow-up service for the heir according to the present invention.
Figure 9 shows the flow of the death report follow-up service method for heirs according to the present invention.
Figure 10 is a flowchart showing a death report follow-up service method for heirs according to the present invention.
Figure 11 shows the process flow when an heir performs a death report follow-up service in the death report follow-up service according to the present invention.
Figure 12 shows the flow of simulation service when an agent applies for simulation service.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the attached drawings. The embodiments described in this specification and the configurations shown in the drawings are only preferred embodiments of the present invention and do not represent the entire technical idea of the present invention, so various equivalents can be substituted for them at the time of filing the present application. It should be understood that there may be variations.

Figure 4 shows the technical concept and background of the death report follow-up service for heirs according to the present invention. Referring to Figure 4, the present invention provides one stop service. Through scraping and open API, My Data, including financial information, card information, real estate, public information, and communication information, is collected and a list of follow-up measures after death can be viewed. In other words, it allows inheritance tax calculation and tax payment to be made through the receiving institution, and the transfer/registration transfer and results can be checked through the application documents. In addition, non-face-to-face work can be expanded through improvements in financial innovation service regulations, and it can be expanded into a service platform according to financial innovation service regulation relaxation/improvement.

Figure 5 shows a comparison of the death report follow-up service for heirs according to the present invention with the existing death report follow-up service. Referring to Figure 5, when a death occurs (510), conventionally, a death certificate is issued by a hospital, etc., and the death certificate, reporter's identification card, and family relationship certificate are submitted face-to-face to the district office or village office to report the death. On the other hand, in the present invention, a death certificate is issued in writing and as a PDF file, and the death report is submitted non-face-to-face through the network. In other words, the follow-up service server according to the present invention submits the death certificate, reporter's ID card, and scraped family relationship certificate online to the connection system server of the district office or village office through the network. Conventionally, changing the name of a telecommunication company involves visiting a branch and submitting the same documents (death certificate, reporter's ID card, family relationship certificate) as for reporting death, but in the present invention, the follow-up service server according to the present invention can submit it non-face-to-face through the network. there is.

Also, in the inquiry service 520 for follow-up of the deceased, conventionally, in order to inquire about the financial transactions of the deceased, the same documents as those submitted when reporting the death to the Financial Supervisory Service are submitted offline (offline) and an inquiry request is made. Then, apply for inquiry using the safe inheritance service provided by Government 24. In this case, the inquiry request is made by submitting the same documents as those submitted when reporting the death. On the other hand, in the present invention, the follow-up service server according to the present invention submits the death certificate, reporter ID card, and scraped family relationship certificate to the Financial Supervisory Service linkage system server and Resident 24 linkage system server online through the network to request an inquiry. can do. In addition, the deceased's land ownership inquiry, automobile inquiry, etc. can also be inquired by the follow-up service server according to the present invention through the above-described procedure.

In addition, when checking the subject of inquiry and follow-up actions (530), conventionally, when inquiries are made about finance, real estate, insurance, etc. and information is requested for each processing agency according to the results of the inquiry, the processing agency searches and notifies the results. This usually takes 2 to 3 weeks. On the other hand, in the present invention, the follow-up service server according to the present invention requests information by submitting the necessary documents online to each processing agency corresponding to the inquiry result, and receives the requested information from the processing agency, which takes less than one week, saving time. It is possible to drastically shorten the process and check follow-up measures after reporting a death conveniently online rather than submitting documents one by one in person.

In addition, when proceeding with follow-up action (540), if you are informed of the administrative procedures for follow-up action from the processing agency, prepare the documents necessary for the administrative procedures required for follow-up action and go to the relevant administrative agency or processing agency face-to-face (offline). Submit. On the other hand, in the present invention, when administrative procedures for follow-up actions are notified from the processing agency, the follow-up service server according to the present invention scrapes and secures the documents required for the administrative procedures required for follow-up actions and sends the documents required for the necessary administrative procedures to the network. Submit online non-face-to-face and check the results of administrative processing.

In this way, in the past, the follow-up service after reporting death according to the present invention was inquired or received the results by submitting the necessary documents one by one to the administrative agency or processing agency in person, but in the present invention, the follow-up service according to the present invention is provided. Among the documents that require a server, documents that can be scraped are scraped, and documents that cannot be scraped are received as files. Information can be received through the linked system server and inquiry or processing results can be provided to the heirs.

Figure 6 is a block diagram showing the configuration of a death report follow-up service system for heirs according to the present invention. Referring to Figure 3, the service system according to the present invention may include a follow-up service server 610 and a scraping server 620. It may further include a linked system server 640, inquiry information DB 642, and submission document DB 644.

The follow-up service server 610 provides a user interface for heir follow-up, receives submitted documents including a death certificate, reporter ID, and family relationship certificate, and provides a follow-up service for the deceased. The follow-up service server 610 receives a service request from the customer terminal 630, requests the scraping server 620 to scrape the documents required for the service, receives the scraped submitted documents from the scraping server 620, and Information subject to inquiry is collected and processed to provide integrated information on the deceased related to follow-up measures to the heir terminal 330, and provide follow-up services.

More specifically, as described with reference to FIG. 5, when a death occurs (510), the follow-up service server 610 connects the linkage system server 640, for example, the Financial Supervisory Service linkage system server 640 and resident 24. You can request an inquiry by submitting the death certificate, reporter's ID card, and family relationship certificate scraped by the scraping server (620) online to the linkage system server (640) of . In addition, the deceased's land ownership inquiry, automobile inquiry, etc. can also be inquired by the follow-up service server 610 according to the present invention through the above-described procedure.

Also, in the inquiry service 520 for follow-up of a deceased person, the follow-up service server 610 provides a death certificate and reporter's ID card to the linkage system server 640, for example, the Financial Supervisory Service linkage system server and the linkage system server of Resident 24. , and you can apply for inquiry by submitting the family relationship certificate scraped by the scraping server 620 online through the network. In addition, the follow-up service server 610 can also query the deceased's land ownership, car, etc. through the above-described procedures.

In addition, when checking the inquiry target and follow-up actions (530), the follow-up service server 610 requests information by submitting the necessary documents online to each processing agency corresponding to the inquiry results, and provides the requested information from the processing agency. It takes less than a week to receive, which greatly shortens the time and allows you to conveniently check follow-up measures after reporting a death online without having to submit documents one by one in person.

In addition, when carrying out follow-up action (540), the follow-up service server 610 can guide the heir or user (customer) about the follow-up procedure, and the scraping server 620 can provide documents necessary for administrative procedures according to the follow-up action. You can scrape and submit documents required for administrative procedures online via the network, and check the results of administrative processing.

In addition, the follow-up service server 610 may provide a simulation service for follow-up actions assuming the death of the deceased before the death of the deceased, which will be described later.

The scraping server 620 receives a service command from the follow-up service server 610, connects to the linked system server, and collects the deceased's financial data, card data, real estate data, public data, and communication from the query target information DB 642. At least one of the data is scraped and delivered to the follow-up service server 610. In addition, the scraping server 620 receives submission documents and service commands from the follow-up service server 610, connects to the linked system server, and collects family relationship certificate, transfer registration application, seal certificate, etc. from the submission document DB 644. and at least one of the death certificates is scraped and delivered to the follow-up service server 610. Scraping is a technology that extracts the data necessary to provide information from dispersed data and provides it to users. For example, information scattered in various places such as financial companies, public institutions, and government websites is integrated and searched using the customer's authentication information. and manage it.

The scraping server 620 includes a scraping engine that processes script commands and a scraping script module that contains access information to the target site. Additionally, the scraping server 620 may operate using a protocol method or a browser method. The protocol method scrapes transmitted and received data directly through the HTTP communication module on the communication protocol, and can perform scraping of data transmitted and received over HTTP communication without starting a browser. The browser method starts a browser to transmit/receive data on the communication protocol and then scrapes the data displayed by the browser.

The scraping server 620 provides a scraping service for the user to scrape information from the linked system server 340 from the user's PC or mobile terminal. Data can be transmitted and received between the follow-up service server 310 and the scraping server 320, and between the linkage system server 340 and the scraping server 320 in a RESTful manner. RESTFUL refers to a system that follows the principles of REST. REST (Representational State Transfer) refers to exchanging the status of a resource by classifying it by name. It specifies the resource through an HTTP URI (Uniform Resource Identifier) and uses the HTTP Method (POST, GET, PUT, DELETE). , PATCH, etc.) means applying a CRUD operation to the resource (URI). Here, CRUD Operation (RUD) refers to the basic data processing functions of most computer software: Create, Read, Update, and Delete.

And when the follow-up service server 310 transmits a data scraping command to the script module of the scraping server 320 to collect data to be scraped, the scraping script calls a script containing scraping commands and transmits it to the scraping engine, The scraping engine analyzes and executes the script. By executing the script, the scraping engine connects to the linked system server, scrapes the desired data, and receives the data in JSON format in a RESTful manner. The scraping server 320 can process data in JSON format and provide it to customers (users) through a user interface.

The linkage system server 640 is connected to the scraping server 620 and the follow-up service server 610 through a network, and is a server that stores and manages data required for the death report follow-up service system for heirs according to the present invention, When the scraping server 620 connects and requests information necessary for follow-up actions on death reports, it provides the information necessary for follow-up actions on death reports. The linkage system server 640 may be a server of the Government 24, the Financial Supervisory Service, a bank, a community center, or a telecommunication company, and may be equipped with a query target information DB 642 and/or a submission document DB 644. The linkage system server 640 provides data required by the follow-up service server based on the scraping command received from the scraping server 320, and may provide the data, files, etc. to the scraping server 320.

The deceased's financial data, card data, real estate data, public data, and communication data are scraped from the inquiry target information DB (642) by the scraping server (620) connected to the linkage system server (640), and the scraped data is subject to follow-up measures. It is delivered to the service server 610.

The query target information DB 642 may include at least one of a financial data DB, card data DB, real estate data DB, public data DB, and communication data DB, and the submission document DB 335 may include a family relationship certificate DB and transfer registration. You can have at least one of the application form DB, seal certificate DB, car registration DB, and death certificate DB.

Figure 7 shows an overview of the death report follow-up service for heirs according to the present invention. In the present invention, when a death certificate is issued in writing and as a PDF file at a hospital, the death report follow-up service server of the death report follow-up service system receives the death certificate and reporter ID image file or inputs it through the user interface (UI), When the scraping server 620 scrapes the family relationship certificate and delivers it to the follow-up service server 610, the follow-up service server 610 submits a death report to the district office/dong office non-face-to-face, and changes or terminates the telecommunication company name. Documents for this purpose can also be submitted non-face-to-face. In addition, when a customer (user) inquires about the deceased's finances, property, deposits, insurance, etc. through the user interface provided by the death report follow-up service system according to the present invention, the scraping server 620 checks the deceased's finances, property, and deposits. , insurance, etc., the information stored in the relevant business processing agency is scraped and delivered to the follow-up service server 610. For example, financial information can be scraped from the Financial Supervisory Service, national tax information can be scraped from the National Tax Service, and national pension information can be scraped from the National Pension Service.

The follow-up service server 610 receives and integrates the corresponding information scraped by the scraping server 620 from the relevant business processing agency, such as financial transaction information, property details, telecommunication company subscription information, and vehicle ownership information, and provides the integrated result. is provided to the customer (user), and the customer (user) can view the integrated results.

Through this process, the customer (user) is informed of the follow-up administrative procedures and applies for administrative processing for follow-up actions on the death report, and the scraping server 620 scrapes the administrative procedure submission documents and delivers them to the follow-up service server 610. Then, the follow-up service server 610 submits the scraped administrative documents non-face-to-face and processes follow-up actions. Customers (users) can check the results of administrative processing for follow-up measures after death.

This shows the procedure for the death report follow-up service for the heir according to the present invention. With reference to Figure 8, the death report follow-up service procedure according to the present invention will be described in more detail.

The procedure for the death report follow-up service for heirs according to the present invention includes the step of applying/receiving information inquiry online (S810), the step of searching integrated information for each follow-up action item (S820), and administrative procedures for follow-up actions. It may consist of a step of providing guidance (S830) and a step of providing administrative processing services for follow-up actions (S840).

Specifically, at the information inquiry online application/reception stage, the follow-up service server 610 submits a death certificate (pdf file) and a copy of ID card to the district office/dong office non-face-to-face, and the scraping server 620 submits a family relationship certificate. By scraping and delivering it to the follow-up service server 610, the follow-up service server 610 reports the death to the district office/village office by applying non-face-to-face with the deceased's family relationship certificate, applicant (heir) identification card, and death certificate as documents for submitting an online application. Do.

And in the integrated information inquiry stage for each follow-up action item, the follow-up service server 610 uses the online application submission documents such as the deceased's family relationship certificate, applicant (heir) ID card, and death certificate that were used when reporting the death to provide financial services. Check integrated information for each follow-up item from the committee, government 24, and telecommunication companies. That is, financial transaction inquiries, property inquiries such as automobiles and real estate, tax inquiries such as acquisition tax and registration tax, pension subscription inquiries, post office deposit/insurance inquiries, and other inquiries such as card and telecommunication companies.

Then, in the follow-up action administrative procedure guidance stage, the follow-up service server 610 can guide administrative procedures for follow-up action matters such as inquiry of the deceased's financial transactions, application for car ownership transfer registration, national pension claim, and change of telecommunication company name. there is.

For example, regarding the information on the financial transaction inquiry of the deceased, it may be provided that the financial transactions of the deceased can be searched in more detail using the family relationship certificate, death report, and applicant (heir) identification card. Regarding information on applying for car ownership transfer registration, you can inform that you can apply for car ownership transfer registration using a family relationship certificate, transfer registration application form, and car registration certificate.

For information on claiming the national pension, you may be informed that the national pension can be claimed using a family relationship certificate, applicant's ID card, death certificate, death certificate, and the beneficiary's deposit account. For information on changing the name of a telecommunications company, you may be informed that the national pension can be claimed using a certificate of family relationship, applicant's identification card, death certificate, certificate of death, and the beneficiary's deposit account. , You can inform the applicant (name changer) that the name of the telecommunication company can be changed using the ID card.

And in the follow-up action matters administrative processing service stage, the death report follow-up service system provides administrative processing services for corresponding follow-up action matters through the above-mentioned guidance. For example, for car ownership transfer registration, the scraping server 620 scrapes the submitted documents and delivers them to the follow-up service server 610, and the follow-up service server 610 transmits the transfer registration application to the server of the competent government office. Submit and send the vehicle registration certificate to the government 24 server. In order to claim the national pension, the follow-up service server 610 transmits the deposit account to the server of the relevant financial institution and submits it. To change the name of the telecommunication company, the follow-up service server 610 submits the family relationship certificate to the electronic family relationship registration system. Register in In addition, the death report follow-up service system according to the present invention can also provide a home transaction collection service and a follow-up service for giving up inheritance after calculating inheritance tax.

Figure 9 shows the flow of the death report follow-up service method for heirs according to the present invention. Referring to Figure 9, in the service use flow according to the present invention, when a death occurs (step S910), a death certificate is issued in writing and as an electronic file. Regarding the death certificate, reporter's ID card, and family relationship certificate, the scraping server 620 scrapes documents that can be scraped, creates image files for documents that cannot be scraped, and the follow-up service server 610 scrapes the scraped documents and the family relationship certificate. The image file is transmitted and submitted to the relevant institution's server as a service application document (step S620).

When a service application is made online by the follow-up service server 610 (step S930), a death report is made to the district office/dong office (step S950). Additionally, the follow-up service server 610 reports to the Financial Services Commission and the Government 24. Follow-up information can be searched (step S940). In other words, when the scraping server 620 scrapes follow-up information through a linkage system server such as the Financial Services Commission or the Government 24 and transmits it to the follow-up service server 610, the follow-up service server 610 collects the scraped information. This can guide administrative procedures for follow-up actions.

The customer (user) checks the search results through the online integrated inquiry service provided by the death report follow-up service system (step S960), and the follow-up service server 610 searches the deceased's financial transactions, applies for car ownership transfer registration, and We can provide guidance on administrative procedures for follow-up matters such as pension claims and changes in telecommunication company names.

When a customer (user) applies for follow-up through the online service for filing documents provided by the death report follow-up service system (step S970), the death report follow-up service system provides administrative services for the corresponding follow-up actions through the above-mentioned guidance. Provide processing services. For example, for car ownership transfer registration, the scraping server 620 scrapes the submitted documents and delivers them to the follow-up service server 610, and the follow-up service server 610 sends the transfer registration application to the linkage system server of the competent government office. Submit by sending, and submit by sending the vehicle registration certificate to the government 24 linkage system server. To claim the national pension, the follow-up service server 610 transmits and submits the deposit account to the server of the relevant financial institution, and to change the name of the telecommunication company, the follow-up service server 610 submits the family relationship certificate to the electronic family relationship registration system. Register in

When the follow-up service server 610 and scraping server 620 perform administrative processing on follow-up matters, the customer (user) can check the application results through the death report follow-up service system (step S980)

Figure 10 is a flowchart showing a death report follow-up service method for heirs according to the present invention. 6 to 10, a death report follow-up service method for an heir according to the present invention will be described.

When a death occurs, a death certificate is issued in writing and electronically upon request. (Step S1010) Documents that can be scraped among the death certificate, reporter's ID, and family relationship certificate are scraped through the scraper server (620), and documents that cannot be scraped are created as image files and the documents required for service application are sent online to the district office/dong office. It is transmitted to the linked system server (step S1020).

When a death is reported online through the district office/dong office's linkage system server, the linkage system server (640) of the Financial Services Commission and Government 24 is accessed online to scrape, collect, and query information on follow-up measures for the death report (step S1030).

Once the results of the inquiry are confirmed online, administrative procedures for follow-up measures for reporting the death, such as inquiry into the deceased's financial transactions, application for car ownership transfer registration, national pension claim, and change of telecommunication company name, are provided. In more detail, the scraping server 620 scrapes follow-up information through the linkage system server 640 of the Financial Services Commission, Government 24, etc. and transmits it to the follow-up service server 610 (step S1040).

The follow-up service server 610 collects the scraped information received from the scraping server 620 and guides administrative procedures for follow-up actions (step S1050).

When the follow-up service server 610 receives a follow-up application by a customer (user), it provides an administrative processing service for follow-up matters (step S1060). More specifically, the death report follow-up service system according to the present invention. can provide administrative processing services for corresponding follow-up actions through the above-mentioned guidance. For example, for car ownership transfer registration, the scraping server 620 scrapes the submitted documents and delivers them to the follow-up service server 610, and the follow-up service server 610 sends the transfer registration application to the linked system server of the competent government office ( 640), and the vehicle registration certificate can be submitted by sending it to the government 24 linkage system server. In addition, in order to claim the national pension, the follow-up service server 610 transmits and submits the deposit account to the linked system server 640 of the relevant financial institution, and in order to change the name of the telecommunication company, the follow-up service server 610 submits the family relationship certificate. You can register in the electronic family relationship registration system.

Figure 11 shows a process flow that can be implemented when an heir performs a death report follow-up service in the death report follow-up service according to the present invention.

When the heir registers as a member, registers in the service application form, and registers for the follow-up service, the follow-up service server performs the follow-up service, receives the death report of the deceased, and informs the heir of the results. And when the follow-up service server requests follow-up items in bulk, it receives the follow-up item search results and collects the follow-up item search results, so that the heir can check the follow-up item call results and use the online submission service for administrative documents. If you apply, the follow-up service server provides online services using scraping and API, and informs you of the results of online submission of administrative documents and administrative processing. The follow-up service server generates the follow-up administrative procedure status and provides it to the heir. The heir can apply for additional services, and the follow-up service server can provide additional services. Here, additional services may include inheritance tax calculation and tax-saving measures, home transaction collection service, and car title transfer.

Meanwhile, the death report follow-up service according to the present invention can provide a simulation service for follow-up actions assuming the death of the deceased before the death of the deceased. The simulation service selects simulation items, obtains authentication, and then proceeds with the simulation. For example, gifted property information, pension/insurance supply and demand information, inheritance tax calculation information, etc. can be provided as simulation results. Figure 12 shows the flow of simulation service when an agent applies for simulation service. The agent applies for the death report follow-up service, fills in additional simulation information, selects simulation items, and applies for simulation certification. If a simulation request is made, the follow-up service server provides simulation authentication information via SMS, etc. When the deceased authenticates with a financial/joint certificate, etc. for simulation authentication, the follow-up service server simulates the death report follow-up service through the follow-up simulation department and collects gift property information, pension/insurance supply information, and inheritance tax calculation information. etc. can be provided. The follow-up simulation unit provides information on the current status of financial assets (deposits, insurance, pensions, etc.), real estate assets, automobiles, communication devices, etc., assuming death, and simulates follow-up actions such as inheritance and pensions for the deceased. It also has the effect of allowing you to know in advance various situations that may arise so that you can prepare for what is needed.

The simulation results may be provided to the deceased. The agent checks the simulation results to check gift property information, pension/insurance supply and demand information, and inheritance tax calculation information. If the agent applies for additional services if necessary, the follow-up service server provides personalized tax saving plans, personal asset management services, and residential transaction collection services. When the agent and the deceased inquire about the results of the additional services, the results can be notified. . Here, additional services may include inheritance tax calculation and tax-saving measures, home transaction collection service, and car title transfer.

The present invention has been described with reference to the embodiments shown in the drawings, but these are merely illustrative, and those skilled in the art will understand that various modifications and other equivalent embodiments are possible therefrom. Therefore, the true scope of technical protection of the present invention should be determined by the technical spirit of the attached registration claims.

610: Follow-up service server
620: Scraping server
630: Customer (user) terminal
640: Linkage system server
642: Search target information DB
644: Submission documents DB

Claims (8)

Provides a user interface for heir follow-up, receives submission documents including death certificate, reporter ID, and scraped family relationship certificate, and sends the received death certificate, reporter ID, and scraped family relationship certificate to the relevant government office's linked system server. A follow-up service server that reports the death of the deceased and provides a death report follow-up service based on the customer's service request; and
When receiving a death report follow-up service command from the follow-up service server, it connects to the death report linkage system server, scrapes the information necessary for death report follow-up actions, and includes a scraping server that transmits it to the follow-up service server,
The follow-up service server receives a service request from the customer terminal and requests the scraping server to scrape the data required for the service. Upon receiving the scraped inquiry target information from the scraping server, it collects and processes the received inquiry target information. A death report follow-up service system for heirs, characterized in that it provides integrated information of the deceased related to follow-up through the customer terminal. The method of claim 1, wherein the follow-up service server
A death report follow-up service for heirs, characterized by submitting the death certificate, reporter's ID, and scraped family relationship certificate to the linkage system server through the network to at least check the deceased's finances and real estate for follow-up of the deceased. system. The method of claim 2, wherein the follow-up service server
Follow-up death report for heirs, characterized by requesting information by submitting the necessary documents online to each processing agency corresponding to the above inquiry results, receiving the requested information from the processing agency, and providing it to the user (customer) through a user interface. Action service system. The method of claim 1, wherein the linked system server is
It is connected to the scraping server and the follow-up service server through a network, and when the scraping server connects and requests information necessary for follow-up actions on death reports, it provides the information necessary for follow-up actions on death reports,
a query target information DB including at least one of a financial data DB, a card data DB, a real estate data DB, a public data DB, and a communication data DB; and
A death report follow-up service system for heirs that includes at least one of the following: a family relationship certificate DB, a transfer registration application DB, a seal certificate DB, a car registration DB, and a death certificate DB. The method of claim 4, wherein the scraping server
Receives a service command from the follow-up service server, connects to the linked system server, and scrapes at least one of the deceased's financial data, card data, real estate data, public data, and communication data from the inquiry target information DB to follow-up service server. A death report follow-up service system for heirs, characterized in that it is delivered to. The method of claim 4, wherein the scraping server
The follow-up service server receives submitted documents and service orders from the follow-up service server, connects to the linked system server, and scrapes at least one of the family relationship certificate, transfer registration application, seal certificate, and death certificate from the submitted document DB. A death report follow-up service system for heirs, characterized in that it is delivered to. When a death occurs, a death certificate is issued in writing and electronically upon request;
Scraping documents that can be scraped among the death certificate, reporter's ID card, and family relationship certificate, creating image files for documents that cannot be scraped, and transmitting the documents required for service application online to the linkage system server of the district office/village office;
When a death is reported online through the linkage system server of the district office/dong office, the step of accessing the linkage system server of the Financial Services Commission and Government 24 online to scrape, collect, and query information on follow-up measures for the death report;
When the inquiry results are confirmed online, the administrative procedures for follow-up measures for death reporting, such as inquiry of the deceased's financial transactions, application for car ownership transfer registration, national pension claim, and change of telecommunication company name, are provided; and
A death report follow-up service method for heirs that includes the step of providing administrative processing services for follow-up matters upon receiving a follow-up application by a customer (user). In clause 7, the step of guiding administrative procedures for follow-up measures on death reports is
A step where the scraping server scrapes follow-up information through a link system server such as the Financial Services Commission or the Government 24 and transmits it to the follow-up service server; and
A death report follow-up service method for heirs, characterized in that the follow-up service server collects scraped information and guides administrative procedures for follow-up matters.