KR20230039349A - 100% payback system - Google Patents

Abstract

According to one embodiment of the present invention, provided is an app used in a payback system using a QR code. As a result, users can accumulate 100% payback on payment amount using the QR code, and the accumulated payback can be used as cash at a predetermined rate over time. The payback system includes: a wireless terminal provided with a program executed to perform a service; a salesperson terminal used by an employee selling a product or service to make a payment; and a service server for providing a service according to the present invention in conjunction with the app installed and executed in the wireless terminal.

Description

100 percent payback system {100% payback system}

It is about the payback system, and it is a payback system that allows you to get back the full amount of the purchase.

In the current payback system, payback is made for a certain amount of the purchase amount, but since the payback amount is not large, the effect as a means of attracting purchase due to the payback itself is not great.

Promote demand for goods and services through the payback system by enabling more paybacks

It allows business members to buy and sell products within the payback system, but the price for the products sold can only be used within the system, and instead of making 100% payback for the purchased amount, it is better to payback at once. Instead, payback is made for the total amount little by little over a certain period for each item, but it is paid with points that can be used in the system, and payback is made again for a certain period of time for the amount purchased with points, so that consumption continues in the system to be done.

The payback system is used as a means of attracting purchases to stimulate consumers' desire to purchase.

1 is a diagram for explaining a payback system using a receipt according to an embodiment of the present invention.
2 is a diagram for explaining points used in a payback system using a receipt according to an embodiment of the present invention.

The above objects, other objects, features and advantages of the present invention will be easily understood through the following preferred embodiments in conjunction with the accompanying drawings. However, the present invention is not limited to the embodiments described herein and may be embodied in other forms. Rather, the embodiments introduced herein are provided so that the disclosed content will be thorough and complete and the spirit of the present invention will be sufficiently conveyed to those skilled in the art. Terms used in this specification are for describing the embodiments. It is not intended to limit the present invention. In this specification, singular forms also include plural forms unless specifically stated otherwise in a phrase. The terms 'comprises' and/or 'comprising' used in the specification do not exclude the presence or addition of one or more other elements. This is a diagram for explaining a payback system using a QR code according to. Referring to FIG. 1, the payback system using the QR code includes an identification code scanner capable of scanning an identification code printed on a receipt and an identification code scanner according to the present invention. A wireless terminal equipped with a program (hereinafter referred to as 'Baro app') executed to perform services, a salesperson terminal used by an employee selling products or services for payment, and an app installed and executed on the wireless terminal A server (hereinafter referred to as 'service server' or 'baro server') for providing services according to the invention is included. Here, the server includes hardware, software, and a computer processor. The software includes a program, and the software may perform a given operation on the hardware under the control of a computer processor. Here, the identification code printed on the receipt may be, for example, a QR code or a barcode. Here, the wireless terminal and a salesperson terminal are devices having hardware and software resources capable of wired or wireless communication and hardware and software resources in which an application program can be installed and executed, such as a smartphone or PDA. , When the salesperson's terminal receives input from the salesperson, the salesperson terminal transmits an approval request to the service server. Here, the approval request may include a payment amount, terminal identification information (identification information of the salesperson terminal - phone number, and/or salesperson ID), and an app ID installed in the salesperson terminal. Here, the App ID is a program installed in the salesperson's terminal, and performs operations according to the present invention (for example, inputting the payment amount, sending an approval request to the service server, receiving approval information from the service server, and converting it to an identification code). operation of displaying or printing a receipt with an identification code). For descriptive purposes, to differentiate from apps installed on wireless terminals described later, the apps installed on salesperson terminals will be referred to as 'sales business apps' and those installed on wireless terminals will be referred to as 'customer apps'. Service When there is an approval request from the salesperson's terminal, the server performs an operation of confirming the salesperson and an operation of checking whether the payment amount can be approved. Here, the operation of confirming the salesperson identifies the terminal included in the approval request. It may be an operation to check whether the user is a pre-registered salesperson using the information. The operation of checking whether the payment amount can be approved may be an operation of checking whether the salesperson has properly paid the deposit to be paid in advance or whether the information usage fee has been transferred. When the service server determines that the payment is possible, The approval information is transmitted to the salesperson terminal. The approval information may include a transaction number, a transaction date, and an amount. Here, the amount may be a payment amount or a accumulated amount. The approval information may additionally include the accumulation rate. When receiving approval information from the service server that approves payment, the salesperson terminal generates and displays an identification code including at least a part of the approval information or displays such identification code on a receipt. The identification code is printed and outputted. The wireless terminal can obtain approval information by scanning the receipt including the identification code or by scanning the identification code displayed on the salesperson terminal. Acquiring approval information through the identification code One wireless terminal transmits a point accumulation request to the service server. When the service server receives the point accumulation request, it may perform operations for accumulation. The accumulation request may include approval information. Operations for accumulation performed by the service server include, for example, the following operations. , Operation of confirming a user (an operation of confirming a number assigned to a wireless terminal - for example, a phone number - or an owner of the wireless terminal, or an application ID installed on the wireless terminal), confirming an affiliate operation, and/or an operation of accumulating points in the corresponding account (predetermined account). Here, the operation of checking the validity and duplication of the identification code is to scan the identification code printed on the receipt several times to accumulate points in duplicate. action to prevent For example, the service server recognizes and accumulates one approval information as one case. To this end, when points are accumulated in correspondence with one case of approval information, which approval information the points came from is recorded in a storage device. Here, the storage device may be a storage device installed in the service server or separately prepared and managed (save, delete, add, and change). It is an action to do For example, if the accumulation period is set as 1 month, the service server determines whether the date of receiving the approval information from the wireless terminal has passed 1 month from the payment date, and accumulates points only if 1 month has not passed. . The operation of checking the validity period is an OPTIONAL operation, and the implementer of the present invention implements the service server to perform or not to perform the operation of checking the validity period (ie, when the accumulation period is unlimited). This is possible. The operation of confirming the wireless terminal is for confirming with whom points are to be accumulated, and is an operation of confirming the subject for which points are to be accumulated. Specifically, information capable of confirming a subject to accumulate points may be used during a point accumulation request. For example, the service server can identify a subject to accumulate points by using a phone number, an app ID, and a user ID assigned to a wireless terminal. is an operation to accumulate The service server may store points for each user in a storage device provided in the service server or a storage device connected to the service server and managed (stored, created, modified, deleted). The service server accumulates 100% of the payment amount as points. Here, 100% is an exemplary value as a point conversion rate. The service server also allows accumulated points to be used like cash. According to this embodiment, the accumulated points are converted into payback cash by 1/2000 of the accumulated points based on the reference date (eg, accumulated day). Here, 1/2000 is an exemplary numerical value as 'cashback conversion rate'. Payback cash can be used at stores (online or offline stores) where Payback cash can be used. For example, if the payment amount is 20 million won, the service server converts and manages the payment amount to Paybackcash by the cashback conversion rate every day from the next day. To this end, the service server can manage (store, create, modify, delete) Payback cash accounts for each user in a storage device. In this case, 20 million won * 1/2000 every day, that is, 10,000 won is converted into Payback Cash every day, and 20 million won is converted into Payback Cash when 2000 days pass from the base date. The service server, for example, preferably The payback cash conversion operation may be performed every day. The service server may also support conversion into cash if the payback cash is equal to or higher than the cash conversion standard. That is, the user can transfer or use it like cash through account transfer or card. For example, if the cash conversion standard is 20500, if the payback cash accumulated to the user is 20500 or more, the user transfers 20500 to his or her account, or if there is a payment card linked to the payback cash account, cash through the card If the payback cash is equal to or higher than the shopping mall usage standard, the service server may support use in the shopping mall. Here, the shopping mall is a store where products or services can be purchased using payback cash in connection with the Baro app. The service server can also process the payment amount instead of a card company or a bank company. That is, the service server may receive approval information from the card company server or the Vensa server and transmit the payment amount to the affiliated store. Then, the payment amount is received from the card company later. As described above, the present invention is not limited to the described embodiments, and various modifications and variations can be made without departing from the spirit and scope of the present invention, which is common in the field of this technology. It is self-evident to those who have knowledge. Therefore, such modifications or variations should fall within the scope of the claims of the present invention.

1: system

Claims (1)

In a payback system using a QR code, an identification code scanner capable of scanning an identification code printed on a receipt and a wireless terminal equipped with a program to perform a service according to the present invention; An employee selling a product or service Salesperson terminal used for payment; and a service server for providing a service according to the present invention in conjunction with an app installed and executed in the wireless terminal. Including, When the salesperson terminal receives an input of the amount to be paid from the salesperson, transmits an approval request to the service server, wherein the service server checks the salesperson when there is an approval request from the salesperson terminal. And, a payback system using a QR code, characterized in that performing an operation to check whether the payment amount can be approved

Images