KR20080002731A - System for providing instant coupons - Google Patents

Abstract

A system for providing an instant coupon is provided to enable a client to purchase a commodity or use a service at a discounted price via a coupon processed in association with information on a card when the client repurchases the commodity or reuses the service. A system for providing an instant coupon comprises a server(100) and a storage medium. The server(100) checks information on a payment tool of a customer and information on a purchased commodity or a used service provided by a payment terminal(135) and generates or extracts a coupon matched with the purchased commodity or the used service. The storage medium associates the information on the coupon, extracted or generated by the server(100), with the information on the payment tool and stores the associated information. The server checks the coupon matched with the commodity or the service prestored at the storage medium and provides the checked coupon for the customer when the customer repurchases the commodity or reuses the service.

Description

Instant Coupons System {System for Providing Instant Coupons}

Figure 1 is a simplified block diagram of a preferred embodiment in which the present invention is implemented.

2 is a view of the client's purchase information and the card (or credit card) information provided to the coupon server, extracts (or generates) the appropriate coupon to be associated with the card (or credit card) information and stored in the database Here is a simple flow chart of the process.

3 is a simple conceptual diagram of a case where a relay server is located between the payment terminal of a product or service providing store and a coupon server for implementation of the present invention.

4 is a simple data model for an association processing database stored in association with a client's card (or credit card) information in a coupon server.

5 is provided with a list of coupons that a payment terminal can provide to a client. When a purchase event of the client occurs, the payment terminal checks the coupon that can be provided according to the corresponding purchase product, and the card (or credit card) information of the client. And it is a simple configuration diagram for a preferred embodiment of the present invention for providing the offer coupon information to the coupon server.

6 is a simple flowchart of a process of implementing the present invention according to FIG.

7 is a simplified block diagram of a preferred embodiment of the present invention when the present invention is implemented in an online store for providing goods or services.

<Description of main parts of drawing>

100: coupon server 105: information acquisition module

110: linked processing module 115: purchase information database

120: coupon database 125: linkage processing database

130: purchase propensity database 135: payment terminal

140: client

The present invention checks the payment customer payment means information provided by the payment terminal and the information on the purchase product (or service) of the payment customer, and extracts (or generates) a coupon for the purchase product (or service use) An instant coupon providing system comprising a server and a storage medium for storing and managing coupon information extracted (or generated) by the server and the payment customer payment means information.

In general, a coupon is a right to provide discounts on one or more designated items (or services, etc.), and is widely used as a means of discounting a part of a price by presenting the coupon when a user actually purchases the coupon. have.

In addition, with the development of the Internet, many websites online began to offer coupons online as part of their promotion and customer attraction, but the coupons provided on-line did not have a difference from the coupons provided on the offline system, A user prints through an output means such as a printer, and then uses the same to visit and use the offline affiliated store.

In addition, recently, with the development of mobile communication technology, the widespread use of wireless terminals and the utilization of coupons have led to the use of wirelessly received and stored wirelessly through owned wireless terminals without a separate print.

In addition, there is always a problem of storage of coupons printed and provided on paper offline until use, and coupons mounted on other wireless terminals are used separately from payment, so users pay at the same time as the coupon is presented. There is an inconvenience of having to have means (cash, credit card, etc.).

However, the most important problem of current coupons is that they do not properly play an active and basic role in the continuous use of the product or service through promotion and attracting customers through the coupons. There was a drawback to being a role.

An object of the present invention to solve the above problems is to check the payment customer payment means information provided by the payment terminal and the information on the purchase product (or use service) of the payment customer, the purchase product (or service use) The present invention provides an instant coupon providing system including a server for extracting (or generating) coupons for a storage medium and storing and managing coupon information extracted (or generated) from the server in connection with the payment customer payment means information. .

The instant coupon providing system according to the present invention checks the payment customer payment means information provided by the payment terminal and the information on the purchase product (or use service) of the payment customer, and the coupon for the purchase product (or service use) It characterized in that it comprises a server for extracting (or generating) and a storage medium for storing and managing the coupon information extracted (or generated) by the server in connection with the payment customer payment means information.

According to the present invention, the server, when reusing the product (or service use) using the payment customer payment means, after confirming the coupon for the product (or service use) previously stored in the storage medium, the confirmed It is characterized by providing or applying a coupon to the payment customer.

According to the present invention, a payment means that a client provides when purchasing a product or using a service in a product or service providing store includes card (or credit card) information, and includes a card (or credit card), a wireless (mobile) terminal, a smart device. It includes all cards (or IC cards). In addition, when the card or credit card is an IC chip or a memory area mounted in a wireless (portable) terminal including credit card information, the wireless (portable) terminal may be a personal communication system (PCS) or a global system for GSM (GSM). Mobile communications (PDC), Personal Digital Cellular (PDC), Personal Handyphone System (PHS), Personal Digital Assistant (PDA), Smart Phone, International Mobile Telecommunication-2000 (IMT-2000) and the like.

According to the present invention, the extracting (or generating) the coupon (or coupon information) further includes a coupon information encryption step of encrypting and generating the coupon when generating the coupon in the coupon server.

In addition, according to the present invention, a payment terminal located in a store providing goods or services has an interface suitable for various payment means of the client. For example, if the payment means of the client is an MS type of card, the MS reader is provided, and in the case of a smart card (or IC card), the smart card (or IC card) reader is provided.

In addition, when the payment means of the client is a wireless terminal including card (or credit card) information, it includes various interfaces for wireless data communication between the wireless terminal and the payment terminal, the interface is RF (Radio Frequency) ), Infrared, Bluetooth, and the like.

In addition, the card (or credit card) information described in the present invention includes a variety of information, such as a user code, including the card number, according to the present invention, extracted (or generated) with reference to the purchase information of the client And is stored in association with the coupon, so that when the client subsequently repurchases the purchased product or the like with a payment means including the card (or credit card) information, the client is associated with the card (or credit card) information. The coupon can be extracted from the database and provided.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. First, in adding reference numerals to the elements of each drawing, it should be noted that the same elements are denoted by the same reference numerals as much as possible even if they are shown in different drawings. In addition, in the following description, in order to explain the embodiments of the present invention, specific details such as specific elements are shown, which are provided to help a more general understanding of the present invention, and the present invention may be made without these specific details. It will be apparent to those skilled in the art that the present invention may be practiced.

In describing the present invention, when it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted.

In addition, in order to be more faithful to the present invention, it is noted that changes or modifications can be made by those skilled in the art without departing from the spirit of the present invention.

Figure 1 is a simplified block diagram of a preferred embodiment in which the present invention is implemented.

In this figure, the coupon server 100, the payment terminal 135, the client 140, etc. are connected and configured through a network, and their functions and roles are as follows.

The coupon server 100 is connected to a payment terminal 135 of a product or service providing store through a network. In some cases, the coupon server 100 includes a value added network (VAN) provider in a process of connecting to the payment terminal 135. The VAN operator and the like are included in the general payment process, and thus are not shown in the drawing.

In addition, the coupon server 100 obtains the purchase information and card (or credit card) information of the client 140 from the payment terminal 135, issues a coupon according to the purchase information, and the It is associated with card (or credit card) information and stores it in the database. In addition, the coupon server, it is specified that the VAN (Value Added Network) operator server, financial institution (including card company) server or telecommunications carrier server can be located.

In addition, the coupon server 100 is the information acquisition module 105, the cooperative processing module 110, and the purchase information database 115, the coupon database 120, the cooperative processing database 125 according to the detailed function for the process ), The purchase propensity database 130, and the respective roles are as follows.

The information acquisition module 105 receives the information on the goods or services used by the client 140 and the card (or credit card) information provided by the client 140, and stores the purchase information in a purchase information database. It serves to store at 115.

The linkage processing module 110 in the coupon server 100 checks the purchase information of the client 140 recorded in the purchase information database 115 and displays coupons for or related to a purchased product or a service. Extracts (or generates) and stores the extracted coupon in association with the card (or credit card) information of the client 140 in the association processing database (125).

In addition, the purchase propensity database 130 in the coupon server 100 checks the coupon information related to the purchase information or the purchase information of the client 140 to the client 140 frequently purchases the product or the frequently used service This is a database that checks the purchase tendency of the client 140 and includes information on it.

The purchase information database 115 stores the purchase information provided by the coupon server 100 provided with information on a product or a service used by the client 140 through a payment terminal 135 of a product or service providing store. Database to store.

Coupon database 120 is a database that stores the coupon information about the goods or services provided by the related product or service store, and confirms the purchase information of the client 140, when the purchase product or use service is confirmed, the coupon database Through 120, the related coupon is extracted.

The linkage processing database 125 is a database in which a coupon corresponding to a purchased product or a use service of the client 140 is extracted and processed in association with card (or credit card) information of the client 140 and stored.

The payment terminal 135 basically has a payment processing function, and according to the present invention, acquires information on the goods or services used and the card (or credit card) information from the product purchase or service use client 140. To serve as the coupon server (100).

The purchase information of the client 140 provided by the payment terminal 135 to the coupon server 100 is directly connected to the coupon server 100 so that the payment terminal 135 can transmit a batch in real time or periodically. Do. In addition, by placing a separate relay server between the payment terminal 135 and the coupon server 100, it is possible to transmit the purchase information of the client 140.

In addition, the payment terminal 135 may obtain card (or credit card) information of the client 140 in various forms from the client 140, as described above, various data communication such as RF, infrared, Bluetooth, etc. Means;

The client 140 requests a payment for a product or a service used in a product or service providing store, and provides a card (or credit card) information to a payment terminal 135, and the payment terminal ( The card (or credit card) information of the client 140 provided to the 135 is transmitted to the coupon server 100 along with the purchase information, and extracted (or generated) with reference to the purchase information of the client 140. ) Is stored in association with the coupon.

Accordingly, when the client 140 receives the purchased product or the used service again using the card (or credit card), the client 140 may use the stored coupon in association with the card (or credit card). do.

Figure 2 is a reference to the purchase information and card (or credit card) information of the client 140 provided to the coupon server 100, extracts (or generates) the appropriate coupon and the card (or credit card) information This is a simple flow chart of the process of linkage processing and storage in the database.

The figure shows a case where the payment terminal 135 is configured through a direct connection with the coupon server 100. When the client 140 purchases a product or uses a service in a product or service providing store (200) ), The payment terminal 135 in the product or service providing store performs a payment for the purchase of a product or the use of a service by the client 140.

According to the present invention, the payment terminal 135 confirms card (or credit card) information to be processed in connection with a purchase product, etc., according to the present invention, if the card (or credit card) information to the client 140. If it is possible to obtain (205), the card (or credit card) information of the client 140 is obtained (210). However, if it is impossible to obtain (215), a coupon can not be provided message is provided (220).

The acquired card (or credit card) information of the client 140 is provided to the coupon server 100 together with the purchase information of the client 140, the information acquisition module 105 in the coupon server 100 Obtain the purchase information and card (or credit card) information of the client 140 (225).

The cooperative processing module 110 in the coupon server 100 refers to the purchase information of the client 140, and extracts a coupon related to a product or a service used by the client 140 from the coupon database 120. In operation 230, the extracted coupon is cooperatively processed with card (or credit card) information of the client 140 and stored in the cooperative process database 125 (235).

The coupon server 100 transmits the coupon information stored in connection with the card (or credit card) information of the client 140 to the payment terminal 135 (240), the payment terminal 135 and the client 140. Let's check.

In addition, although not shown in the drawing, the coupon information stored in association with the card (or credit card) information of the client 140 provided to the payment terminal 135 is transmitted to the client 140 in various forms. For example, it may be displayed on the payment terminal 135 and presented to the client 140, and the details may be included in the purchase history or output separately or provided to the client 140.

Subsequently, when an event such as repurchase of the purchased goods or the service is generated using the card (or credit card) information from the client 140 (245), the payment terminal 135 or the client 140 In response to the request, the coupon server 100 applies the stored coupon in association with the card (or credit card) information of the client 140 and applies it (250).

In addition, according to the present invention, the repurchase event of the client 140 may occur in both online and offline stores using the card (or credit card) information. Accordingly, the client 140 may purchase and provide offline coupons, which may be used in connection with the card (or credit card) information stored on the card and use the stored coupon online.

3 is a simple conceptual diagram of a case where the relay server 300 is located between the payment terminal 135 and the coupon server 100 of a store for providing a product or service to implement the present invention.

In FIG. 2, the client 140 extracts (or generates) an appropriate coupon with reference to the payment terminal 135 and the purchase information in which the purchase information and card (or credit card) information of the client 140 are acquired. While the coupon server 100 is directly connected to the card (or credit card) of the information processing process, the embodiment of the figure is placed between the payment terminal 135 and the coupon server 100 relay server In order to implement the present invention more clearly.

According to the present invention, when the client 140 selects a desired product or service in a product or service providing store and performs a payment, the client 140 pays card (or credit card) information included in the payment means of the client 140. Provided to the terminal 135 (1).

Card (or credit card) information of the client 140 may be provided separately from the payment means of the client 140. For example, the client 140 may settle payment in cash and provide card (or credit card) information to the payment terminal 135 through a separate card. However, in the present invention, in order to make the client 140 more convenient and useful, the card (or credit card) of the client 140 is connected to a payment means for which the client 140 pays for the purchase or use of a product. It would be desirable to include information.

The payment terminal 135 receives card (or credit card) information from the client 140 and provides the card (or credit card) information to the relay server 300 together with the purchase information of the client 140. (2).

The relay server 300 obtains purchase information and card (or credit card) information of the client 140 from the payment terminal 135 and transmits the information to the coupon server 100 (3). Coupon server 100 obtains purchase information and card (or credit card) information from the relay server 300, and checks the purchase information of the client 140 to extract the associated coupon from the coupon database 120 (or Generate and store information in the database 125 in association with card (or credit card) information of the client 140 (4).

In addition, the coupon details extracted (or generated) and associated with the card (or credit card) information of the client 140 are notified to the payment terminal 135, so that the payment terminal 135 and the client 140 are recognized. (5).

When the client 140 uses the card (or credit card) to repurchase (reuse) the product or service (6), the payment terminal 135 receives the card (or the card) from the client 140. By acquiring credit card) information and interworking with the relay server 300 and the coupon server 100, by confirming and applying a coupon processed in association with the card (or credit card) information, the client 140 previously Purchased goods and the like will be provided at a discounted price to which the coupon is applied.

4 is a simple data model of the association processing database 125 stored in association with the card (or credit card) information of the client 140 in the coupon server 100.

This figure is a simple model of the association processing database stored in the coupon server 100, the association processing database 125 obtains the purchase information of the client 140, and refers to the purchase information of the client 140, An appropriate coupon is extracted (or generated) and the coupon is stored in association with the card (or credit card) information of the client 140.

The card (or credit card) information may be various information including a credit card number, and the client 140 may later include the card (or credit card) information through the associated and stored database 125. When a product is purchased or a service is used through a payment method, the client 140 checks the coupon associated with the card (or credit card) information and provides the coupon. You will be offered a coupon (or a coupon associated with a previously purchased product) for the product you have purchased.

FIG. 5 shows a coupon list 500 that the payment terminal 135 can provide to the client 140. When a purchase event of the client 140 occurs, the coupon can be provided according to the corresponding purchased product. And, it is a simple configuration of a preferred embodiment of the present invention for providing the card (or credit card) information of the client 140 and the offer coupon information to the coupon server (100).

In FIG. 1, the payment terminal 135 provides purchase information (information on a purchased product or a used service, etc.) of the client 140 to the coupon server 100 so that the coupon server 100 of the client 140 may be used. After confirming the purchase information, an appropriate coupon is extracted (or generated) and stored in association with the card (or credit card) information of the client 140. According to this figure, the payment terminal 135 stores the client 140 And a list of coupons 500 that can be appropriately provided for the purchased product or the service used, and when an event occurs regarding the purchase of the product or the use of the service by the client 140, an appropriate coupon related to the event is presented. By notifying the client 140 of the appropriate coupon that can be provided, the coupon server 100 and the appropriate coupon and the client 14 0) to provide card (or credit card) information.

In addition, the process implemented in the present invention according to the present invention comprises the steps of recognizing the card (or credit card) information included in the payment means provided by the client 140 to purchase goods or use the service in the goods or service providing store and Checking the information on the purchased product (or using service) of the client 140 and extracting an appropriate coupon by comparing with the coupon information (list) provided in the payment terminal 135; and the card (or Providing credit card information and coupon information on a purchase product (or service) of the client 140 to the coupon server 100, and a coupon server provided with the card (or credit card) information and coupon information (100) cooperatively processing the coupon information with card (or credit card) information of the client 140 and storing the information in a database; and Notifying the payment details of the phone to the payment terminal 135, and the client 140 is going to make a purchase for the purchased goods, etc. by using a payment means including the card (or credit card) information on and offline And providing a coupon for the purchased product that is associated with the card (or credit card) information.

The coupon (or coupon information) may include a credit card number system.

6 is a simple flowchart of a process of implementing the present invention according to FIG.

In this figure, the payment terminal 135 has a list of coupons that can be provided for the purchase goods or the use service of the client 140, and the payment terminal 135 extracts the appropriate coupon for the purchase goods of the client 140, etc. 5 is a simple flowchart of FIG. 5 for providing the coupon server 100 together with the card (or credit card) information of the client 140 to provide the coupon server 100 in association with the coupon server 100.

When the client 140 purchases a product or uses a service in a product or service providing store, the payment terminal 135 in the product or service providing store performs a payment for a product purchase or service use of the client 140. In operation 600, it is determined whether card (or credit card) information can be obtained from the client 140. If it is possible to obtain card (or credit card) information from the client 140 (605), the payment terminal 135 obtains card (or credit card) information of the client 140 (610). . However, if the card (or credit card) information of the client 140 cannot be obtained (615), a message for not providing a coupon is transmitted (620).

The payment terminal 135 checks the purchase product (or use service) of the client 140 and extracts an appropriate coupon for the purchase product (or use service) by referring to the provided offer list 500. (625).

When the payment terminal 135 extracts a coupon that can be provided to the client 140, the payment terminal 135 provides the coupon information and the card (or credit card) information of the client 140 to the coupon server 100. To be provided as (630).

The information acquisition module in the coupon server 100 obtains coupon information that can be provided to the client 140 and card (or credit card) information of the client 140 (635), and links in the coupon server 100. The processing module 110 performs cooperative processing on the coupon information and card (or credit card) information of the client 140 and stores the cooperative information in the cooperative process database 125 (640).

When the storage is completed, when the coupon server 100 notifies the payment terminal 135 that the coupon and the card (or credit card) information is stored in association, the payment terminal 135 in various forms the client ( In operation 645, the coupon is informed that the coupon is provided.

Subsequently, when an event such as a repurchase occurs for the purchased goods or the service using the card (or credit card) information from the client 140 (650), the payment terminal 135 or the client 140 In response to the request, the coupon server 100 applies the stored coupon in association with the card (or credit card) information of the client 140 and applies the stored coupon (655).

In addition, according to the present invention, the repurchase event of the client 140 may occur in both online and offline stores using the card (or credit card) information. Accordingly, the client 140 may purchase and provide offline coupons, which may be used in connection with the card (or credit card) information stored on the card and use the stored coupon online.

7 is a simplified block diagram of a preferred embodiment of the present invention when the present invention is implemented in an online store for providing goods or services.

According to the present invention, according to the present invention, in the coupon is stored (provided) in association with the card (or credit card) information of the client 140 according to the purchase of goods or use of the service, the above-described offline A simple illustration of an embodiment implemented on-line rather than online.

In this figure, when the client 140 attempts to purchase a product through an internet shopping mall or the like, by selecting a credit card payment as an internet purchase payment method and inputting credit card number information of the client 140, an Internet payment agency By confirming the credit card number information delivered to (PG; Payment Gateway), it is a simple example of the implementation of the present invention.

Recognizing card (or credit card) information included in a payment method provided by a client 140 who wants to purchase a product or use a service at a store that provides goods or services online (including a website such as a shopping mall); Confirming the card (or credit card) information and information on the purchased product (or service) of the client 140 and providing the coupon server 100 to the coupon server 100, the card (or credit card) information and the client ( 140, the coupon server 100 provided with the purchase product information confirms the purchase product information, and extracts (or generates) a coupon for the purchased product, and the coupon for the extracted purchased product to the client ( And processing the card (or credit card) information in association with 140 to store in the database, and the extracted (or generated) coupon details to the client 140 terminal. The card (or credit card) when the client 140 attempts to purchase the purchased goods or the like by using a payment means including the card (or credit card) information on / offline. Providing a coupon for the purchased item that is associated with the information.

According to the present invention, with respect to a product or a service used by a client, an appropriate coupon is extracted (or generated) with reference to related purchase information, and stored in association with the card (or credit card) information of the client, Immediately provide a coupon associated with the card (or credit card) information when the client later purchases or uses the purchased product or use service again through a payment means including the card (or credit card) information. By doing so, firstly, the client may receive a coupon related to the purchase of a product or the use of a service at the same time, in connection with his or her card (or credit card) information.

Secondly, the client may receive a discount when receiving a coupon associated with the card (or credit card) information when repurchasing the product (or reusing the used service).

Third, the client does not need to have a coupon, it is an advantage that can be provided with a coupon using your card (or credit card) information more easily.

Fourthly, by providing a coupon for a product purchased or a service used by a client, the operator can secure a continuous customer for the product or service beyond the one-time limitation of the existing coupon. In addition, the card can be activated.

Claims (2)

A server that checks the payment customer payment means information provided by the payment terminal and the information on the purchase product (or service) of the payment customer, and extracts (or generates) a coupon for the purchase product (or service use); And And a storage medium that stores and manages coupon information extracted (or generated) by the server in connection with the payment customer payment means information. The method of claim 1, wherein the server, When reusing the product (or service use) using the payment customer payment means, after confirming the coupon for the product (or service use) previously stored in the storage medium, providing or applying the confirmed coupon to the payment customer Instant coupon providing system, characterized in that.

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