KR20220145669A - Digital money managing method and system based on value exchange algorithm - Google Patents

Abstract

The present invention relates to a method for operating digital currency based on a value exchange algorithm, which comprises the steps of: storing, by a server, payment information when a company pays an operating company for work with legal tender; receiving and storing, by the server, work performance information from a terminal of a worker when a finished work is input in a terminal of a worker, and converting the same into work value currency in accordance with an approval process; distributing and identically recording, by the server, work value currency information related to the converted work value currency by a blockchain-based technology; and providing a user interface through the terminal of the worker to enable to the worker to perform a transaction including money exchange of the work value currency to the legal tender. Therefore, a financial model capable of increasing the value of currency can be realized.

Description

Digital currency operation method and operating system based on value exchange algorithm

The present invention relates to a value exchange algorithm-based digital currency operating method and operating system.

The gold standard system sets 'gold' as a standard for the exchange of currency values, and guarantees the value of money by storing gold of the same value as the currency in circulation in the central bank.

As an example of the gold standard system, the 'Bretton Woods Agreement', in which 44 countries participated in implementing the gold standard system in which the dollar was set as the reserve currency, and fixed at $35 per ounce of gold, is famous. However, this agreement was unilaterally canceled by the United States in 1971, and since then, the dollar has become a representative 'debt currency' that generates national debt as it is issued. There is also a research report that the issuing country of the dollar issued the dollar as they wanted, which became the starting point of many contradictions in the current financial market.

On the other hand, cryptocurrency created using encryption technology in a distributed environment based on blockchain is a kind of electronic money and was originally created to solve the problem of debt money. However, cryptocurrency does not realize the function of value exchange among the two important functions of money, 1) exchange of value and 2) storage of value, and concentrates only on the function of value storage, so it is a ‘economic only cryptocurrency that is separated from the real economy. world' created a contradiction.

Among the two representative objects that create production value (total added value of society counted in GDP), 1) 'commodities' and 2) 'work (human labor)', for commodities, the 'price' based on the relationship between supply and demand measures the value objectively. (the invisible hand works).

In contrast, 'work' lacks objective standards, and in particular, it is difficult to evaluate daily labor and part-time jobs based on standards and records. This is maximized in the 'intermittent short-term part-time job' expressed in the GIG economy (village delivery, surrogate driving, quick service, care, village cleaning, etc.), and the GIG economy is growing rapidly. There is also a report that predicts that 18.5% of all U.S. workers will participate in GIG labor by 2025.

It is an object of the present invention to set the standard for value exchange as work instead of gold, and record and store the exact 'work information' performed by each individual in the server in an unchangeable state, thereby changing the value To present a method and system for operating a digital currency based on a value exchange algorithm that can guarantee the production method of

The present invention and the value exchange algorithm-based digital currency operation method includes the steps of: when a company pays an operator for work in fiat currency, the server stores payment information; When the work done by the worker is inputted into the worker's terminal, the server receives and stores the work performance information from the worker's terminal and converts it into a value currency according to an approval process; Distributing, by the server, the one-value currency information related to the converted one-value currency by a block-chain-based technology and recording the same; and providing a user interface through the worker's terminal so that the worker can perform a transaction including converting the one-value currency into legal currency.

As an example related to the present invention, when the company pays the operating company for work in fiat currency, in the step of storing payment information in the server, the payment information includes a payment time, and the server starts from the payment time The delay time until the worker converts to fiat currency may be configured to be trackable.

As an example related to the present invention, when the company pays the operating company for work in legal currency, in the step of storing the payment information in the server, the payment information includes a payment time, and the server uses the one-value currency It can be configured to present the pre-stored benefit points that can be compared with the payment by the fiat currency at the place where the use of is affiliated.

As an example related to the present invention, the benefit point may include at least one of a price discount of an affiliated shopping mall, an interest discount of a bank, and a fee discount of a securities company.

As an example related to the present invention, when the work done by the worker is input to the worker's terminal, the step of receiving and storing the work performance information from the worker's terminal by the server and converting it into a value currency according to an approval process comprises: The server stores the work performance information as pre-approval information, and transmits it to the worker's terminal for sharing.

As an example related to the present invention, when the work done by the worker is input to the worker's terminal, the step of receiving and storing the work performance information from the worker's terminal by the server and converting it into a value currency according to an approval process comprises: The server may include a process of converting the prior approval information into the same work approval information as the work value currency as the server approves and inputs the pre-approval information by the manager who manages the work performance information.

As an example related to the present invention, when the work done by the worker is input to the worker's terminal, the server receives and stores the work performance information from the worker's terminal and converts it into a value currency according to an approval process, It may include the process of transmitting the same one-value currency as the work approval information to the terminal of the worker.

As an example related to the present invention, in the step of providing a user interface through the worker's terminal so that the worker can make a transaction including converting the one-value currency into legal currency, the user interface includes a selectable purpose of use, It may include at least one of a selectable currency and a selectable use area.

As an example related to the present invention, in the step of providing a user interface through the worker's terminal so that the worker can make a transaction including converting the one-value currency into legal currency, the type of currency in the area selected among the areas of use In the event that the purpose selected among the purposes of use cannot be achieved by using the currency selected among the above, whether or not the selected currency can be exchanged for another currency capable of achieving the selected purpose in the selected area instead of the selected currency and an exchange rate may be provided can be

As an example related to the present invention, in the step of providing a user interface through the worker's terminal so that the worker can make a transaction including converting the one-value currency into legal currency, the type of currency in the area selected among the areas of use It may be possible to achieve the purpose selected among the purposes of use by using the currency selected from among the above, but if it is necessary to convert the currency held, it may be formed to provide an exchangeable currency and an exchange rate used in the selected area.

As an example related to the present invention, the purpose of use may include at least one of purchase, group purchase, and donation.

As an example related to the present invention, the type of currency may include at least one of legal currency, local currency, and single value currency held by the user.

As an example related to the present invention, the use area may include at least one of the whole country, an autonomous district, and a village.

The value exchange algorithm-based digital currency operating system related to the present invention is such that, when work is input to the worker's terminal, the server receives and stores work performance information from the worker's terminal and converts it into value currency according to the approval process. , operator and worker interconnected mono-value currency conversion network; a blockchain network in which the server and the terminal are interconnected so that the server distributes and records the converted one-value currency information related to the one-value currency in the same manner by a block-chain-based technology; And if the company pays the operator for work in legal currency, the payment information is stored on the server, and through the worker's terminal so that the worker can make a transaction including exchanging the single value currency into legal currency To provide a user interface, it may include a financial network in which money is used, the operator and the worker are interconnected.

According to the value exchange algorithm-based digital currency operating system and operating method related to the present invention, the work done by the worker is equalized and converted into one value currency, and this is recorded by the block chain so that transactions including conversion into legal currency are possible. Unlike the existing cryptocurrency, which has no limits of fluctuations, can no longer be mined when the specified capacity is exhausted, has almost no exchange value, and is only focused on investment or storage value, it can be connected to the real economy and can be produced indefinitely, and it can be used for future investment as well. Rather, it is possible to implement a financial model that can increase the value of money by strengthening the exchange function.

In the 'work'-oriented digital currency operating system related to the present invention, if the actions and procedures are irreversibly stored and the block chain technology, which is extremely difficult to change, is directly applied to the acts and procedures of 'work' rather than cryptocurrency, By objectively measuring, storing, and comparing the value of 'work', 'work' can become a 'value standard' (such as gold in the gold standard) that can be directly exchanged for money, which is itself a means of value exchange.

According to an example related to the present invention, the operator can obtain financial profits during the delay time until the company pays the operator for work in fiat currency and the worker converts it into fiat currency, and as another example, When the value currency is not converted into legal currency and the status of the currency is maintained, the worker is presented with pre-stored benefit points that can be compared with the payment in fiat currency at the point of use where the use of the single value currency is affiliated, thereby increasing financial revenue and increasing the worker's financial income. It is possible to obtain a profit structure that can also benefit others.

According to an example related to the present invention, when the worker's work details are transmitted to the server, the work details may be provided to the company or the government or local government that performs the work. In this case, the government or local government provides job support according to the verification of the work details An objective basis for payment, etc. can be established. Also, from the donor's point of view, a healthy donation culture can be created by donating one value currency and receiving work details.

The single value currency related to the present invention can be directly applied to the real economy using salary, donation, saving, remittance, or use of cash or points, and effective government policy or banking policy through the conversion and use of work history and single value currency can contribute to the construction of

The value exchange algorithm-based digital currency operating system related to the present invention is not limited to users in villages or regions, but can also expand the scope of use by enabling the general public to receive the value currency produced by work. There are also advantages.

In addition, according to an example related to the present invention, by providing a user interface by classifying conditions such as selectable purpose of use, selectable currency, and selectable usage area into a plurality of categories, direct payment of money for a desired purpose in a desired area Use or exchange use may be enabled three-dimensionally.

1 is a flowchart for explaining a digital currency operation method based on a value exchange algorithm related to the present invention.
2 is a conceptual diagram illustrating a digital currency operating system based on a value exchange algorithm related to the present invention.
FIG. 3 is a diagram comparing the value exchange algorithm-based digital currency operating system related to the present invention, WOMO, with the existing cryptocurrency, in terms of value production and conversion method.
4 is a diagram for explaining the concept of value exchange of WOMO related to the present invention.
5 is a diagram illustrating an example of a user interface that is provided through a worker's terminal in relation to the present invention.
6 is a diagram for explaining the concept of expanding users of the digital currency operating system based on the value exchange algorithm related to the present invention.
7 is a diagram for explaining an example of a method of using one value currency (WOMO) related to the present invention.

The meanings of some of the terms used in this description are preferentially understood as defined below. A 'worker' is a person who performs work received from a company to be described later and receives a payment for it, and conducts transactions such as shopping and currency exchange using single value currency. A 'company' is a company that makes workers work and pays for their work. 'Operator' is a company in charge of the operation of one-value currency related to the present invention, and approves the generation of one-value currency from work performance information according to the value exchange algorithm, and provides management and services for the use of one-value currency. generate revenue through 'Fiat currency' or 'legal currency' is a currency whose value is guaranteed by the state by law. 'Payment information' is information related to the date, amount, etc., paid by the company to the operator for work. The 'server' receives, records, and transmits information according to the value exchange algorithm between each network and in relation to terminals such as workers and companies, which will be described later. 'Work performance information' is information about the work content, time, etc., performed by the worker. 'Pre-approval information' is a record of the work prior to receiving approval. 'Work approval information' is a record of work approved by the manager who manages work in the state of pre-approval information. 'One value currency' is a digital currency that is value-converted centered on work, which will be described in detail later. 'One-value currency information' is information related to the creation and approval of one-value currency. 'Transaction' refers to actions such as remittance, exchange, donation, or purchase of goods using one-value currency. A 'user interface' is a touch screen or input/output system that visually or aurally provides input or function menus related to the display or use of work done through the terminal application of workers, companies, or the general public. 'Delay time' refers to the time from when a company pays the operator for work in legal currency to converting the work value money paid to workers into legal currency.

Unlike the 'price', which is the result of converting values centered on things, and 'bitcoin (registered trademark)', which produces value through mining, the currency presented in the present invention is based on work. In terms of conversion, it can be seen that it is the work standard and is close to 'family'. As such money, this embodiment discloses a digital currency called 'WOMO'. The standard for value exchange in WOMO is 'work', and the exact 'work information' performed by each individual (WOMO Worker) on the computer server (in the WOMO system, this is called 'Work Standard Data') It guarantees the value of WOMO by recording and keeping it in an impossible state.

This WOMO has the following characteristics. First, 'work' is the standard of value, and 'work' is stored as 'work standard data (WSD)' in the ledger of the block chain. On the basis of WSD, work is exchanged for WOMO. Based on WSD, WOMO can be exchanged for fiat currency. Based on the WSD, the relationship of financial transactions (or support) with external organizations such as donation, loan, and investment to WOMO workers is numerically implemented (e.g., loan interest is calculated based on WSD holding information and maintenance information) do).

Hereinafter, a value exchange algorithm-based digital currency operating method and operating system related to the present invention will be described in detail with reference to the accompanying drawings.

1 is a flowchart showing a digital currency operation method based on a value exchange algorithm related to the present invention, and may include a pre-step (S10), an approval step (S20), a recording step (S30), and a transaction step (S40). Each of these steps will be described in connection with the value exchange algorithm-based digital currency operating system 100 of FIG. 2 .

In the pre-step (S10), when the company pays the operator for work in fiat currency, the accounting management server 112 stores payment information. A company (eg, a courier company) pays legal currency (eg, Korean won) in return for the work required by the worker according to the labor contract.

In the approval step (S20), when the work done by the worker is input to the worker's terminal 120, the work operation server 111 receives and stores work performance information from the worker's terminal 120, and according to the approval process, the work value currency ( WOMO). To explain this in more detail, when work is recorded on the worker's terminal (smartphone, tablet, PC, etc.; 120), WSD_0 (Work Standard Data Zero: work record before approval) prior to approval information is transmitted to the terminal 120 and It is shared and recorded on the working server 111 . Next, when the manager 131 managing work approves WSD_0, WSD_0 is converted into WSD_A (WSD that Approved). WSD_A is the same as WOMO, and the approved WOMO is transmitted to the worker's terminal 120 .

In the recording step (S30), the one-value money information related to the converted one-value currency (WOMO) is equally recorded by the operation server 111 distributed by the block chain-based technology. In other words, since mono-value currency information is linked to all workers in the form of a distributed ledger of the blockchain, the value of single-value currency information cannot be arbitrarily changed and thus the value of WOMO is guaranteed.

In the transaction step (S40), a user interface is provided through the worker's terminal 120 so that the worker can make a transaction including converting WOMO into legal currency. At this time, the worker can exchange WOMO into legal currency (legal currency), and the operator pays the worker by changing the legal currency received from the company and kept in won in the preliminary step (S10).

In order to construct the digital currency operating system 100 based on such a value exchange algorithm, a one-value currency conversion network 101 , a block chain network 102 , and a financial network 103 may be included.

One-value currency conversion network 101, for the operation of the approval step (S20), when the work done by the worker is input to the worker's terminal 120, the work operation server 111 from the worker's terminal 120 work performance information It is a network in which the operator and the worker are interconnected to receive and convert into value currency according to the above approval process.

The block chain network 102 stores the one-value money information related to the converted one-value currency (WOMO) so that the one-time server 111 distributes and stores the same by the block chain-based technology, the one-run server 111 and the terminal 120 is an interconnected network.

Then, the financial network 103, for the operation corresponding to the pre-step (S10) and the transaction step (S40), when the company pays the operating company for work in fiat currency, payment information is provided to the accounting management server 112 It is a network in which the place of use of money, the operator and the worker are interconnected so that the user interface is stored through the worker's terminal 120 so that the worker can make a transaction including the exchange of one-value currency into legal currency.

Such a system constitutes a WOMO ecosystem in which work and WOMO are implemented and exchanged through the approval step (S20) and the recording step (S30), while being connected to the general financial network 103 circulated in legal currency.

Through this, the operator can obtain the following revenue model.

First, the delay time until the legal currency deposited by the operator in the pre-step (S10) is converted back into legal currency and paid to the worker during the exchange process (this can be separately named 'one-to-one delay') is financial income. The server 110 is configured to be able to track the delay time from the time the company paid to the operator until the worker converts it into legal currency.

The second revenue model is to offer more favorable conditions (this can be called the 'WOMO Value up Program') when workers do not convert WOMO into legal form and maintain WOMO status. For example, in a shopping mall affiliated with WOMO, you can give more points if you use it in WOMO status, and you can set it to give more profit if you invest and save at a securities company or bank directly connected to the WOMO ecosystem. For the implementation of the second revenue model, the server 110 may be configured to present pre-stored benefit points that can be contrasted with payment by legal tender at a place where the use of one value currency (WOMO) is affiliated. In this case, the pre-stored benefit points may be at least one of a price discount of an affiliated shopping mall, an interest discount of a bank, and a fee discount of a brokerage company.

Figure 3 is a comparison of the value exchange algorithm-based digital currency operating system related to the present invention (WOMO) in terms of value production and conversion method with the existing cryptocurrency. That is, in the case of the existing cryptocurrency (a), since the finite method of mining is used in the production of value, it cannot but end when the specified capacity is produced, and is used only for the purpose of future investment without limits of fluctuations and exchange value. It has the disadvantage of being cut off from the real economy as there are few On the other hand, in the case of WOMO related to the present invention, for example, WOMO is created through 'village work' that can be continued indefinitely, and exchange functions (remittance, savings, donation, purchase, etc.) and future By giving all the functions of investment, the value of WOMO can be maximized, and it is directly connected to the real economy.

This will be explained through the concept of value exchange of WOMO as shown in FIG. 4 .

The work performance information done by the worker is transmitted to the server 110 and again to the company that makes the work. This job performance information is transmitted to the government or local governments to help them receive the appropriate job subsidy.

In addition, the server 110 may present the work performance information received from the worker to the donor (a company or the general public), and receive the donation from the donor in WOMO.

The server 110 pays work value money (WOMO) to the workers according to the job performance information and the job support from the government or local government, and also delivers the WOMO donation delivered from the donor to the workers as it is.

The worker may convert the salary paid through the application program installed in his/her terminal 120 into cash, receive a donation, use it in the form of points or cash, save money, or transfer money to another account.

Such operation details of WOMO can be empirical data for government policy, and can induce more efficient support policies or projects. In addition, since it can be an objective evaluation data of the creditworthiness of workers, it is possible to implement banking policies that are appropriate for workers in terms of interest rates and creditworthiness.

5 is a diagram illustrating an example of a user interface that is provided through a worker's terminal in relation to the present invention. For example, let's say worker A spends 2 hours painting a wall. As shown in FIG. 5 , on the application execution screen of the terminal 120 , there is a work execution content 121 , and 'paint the wall' is written through input. In the work time 122 field, the time actually performed by the worker (2 hours) is input, and through the approval step S20 of the server 110, 20,000 WOMO can be confirmed in the unit value currency 123 field. In addition, the work performance details are delivered to the donor and a certain amount of money is paid in WOMO, or in the case of a student, a certain amount of scholarship can be paid in WOMO from the donor.

The use of one value currency (WOMO) can achieve a desired purpose through the use of WOMO menu 124, currency exchange menu 125, remittance menu 126, and the like. For example, it may be connected to a dedicated shopping mall (eg, village joint purchase) through the use as WOMO menu 124 . If you input (touch) the money exchange menu 125, you can deposit money into your account, immediately save (present favorable conditions), or convert it into local currency (eg, O O Pay) and use it at local merchants.

The method and system for operating a digital currency based on a value exchange algorithm related to the present invention can be expanded in terms of the subject of application or the user. Referring to FIG. 6 , a worker active in the core circle 141 using WOMO may be a village delivery driver or a delivery driver. These will become a system that can be used not only for the designated delivery service, but also for pick-up or delivery of mobile phones who wish to donate, and those who are expected to donate mobile phones. In addition, regionally within the village expansion circle 142, village workers or all people who wish to work part-time or daily work participate and perform various village services through a terminal and an application program having a user interface presented in the present disclosure, and It can be configured to enable creation and use of currency of value (WOMO).

WOMO is remitted from the users of the core circle 141 or the village expansion circle 142 to the general public (the public) of the general expansion circle 143. have. They can first download and install the digital currency operation application program based on the value exchange algorithm related to the present invention in the terminal, and have them go through the registration and authentication procedures.

7 is a diagram for explaining an example of a method of using one value currency (WOMO) related to the present invention. In order to implement the transaction step (S40) described above, a cubic condition matrix 150 may be utilized for the user interface. There can be several types of factors constituting the matrix, and in this example, they are classified according to the selectable purpose of use, the selectable currency, and the selectable area of use. The purpose of use may include purchase, group purchase, and donation, the type of currency may be legal currency, local currency, and single value currency held by the user, and the area of use may be the whole country, autonomous region, and village.

If the purpose selected among the purpose of use cannot be achieved by using the currency selected from among the types of currency in the region selected among the region of use, whether it can be exchanged for another currency that can achieve the purpose selected in the region instead of the selected currency, and the exchange rate is formed to provide For example, in case A, the purpose of use is 'donation', the type of currency is 'WOMO', and the area of use is 'village'. In other words, a user with WOMO makes a donation in the village. At this time, the cubic solution of WOMO related to the present invention supports a user interface to donate by exchanging WOMO to local currency if the village wants to donate to WOMO, but the WOMO donor is not in the village.

In the selected area among the areas of use, the purpose of use can be achieved by using the currency selected from among the types of currency, but if the currency in possession is required to be converted, the exchangeable currency used in the selected area and the exchange rate can be provided. can be For example, in situation B, the purpose of use is 'purchase', the type of currency is 'WOMO', and the area of use is 'village'. In other words, it is a situation in which a user with WOMO purchases goods in a village. At this time, the cubic solution of WOMO supports the user interface so that if the person who received WOMO wants to make a purchase in the village of residence, he/she exchanges WOMO into local currency or KRW and then purchases it in the village. If, as in situation C, the purpose of use is 'donation', the type of currency is 'local currency', and the area of use is 'Gangbuk-gu' (a situation in which users with local currency donate in Gangbuk-gu), WOMO's cubic The solution supports the user interface to donate to WOMO affiliated organizations in Gangbuk-gu by changing the local currency to WOMO when donating in Gangbuk-gu with local currency.

In the value exchange algorithm-based digital currency operating method and operating system described above, the configuration and method of the described embodiments are not limitedly applied. The above embodiments may be configured by selectively combining all or part of each of the embodiments so that various modifications can be made.

100: Value exchange algorithm-based digital currency operating system
101: One-value currency conversion network 102: Blockchain network
103: financial network 110: server
111: day operation server 112: accounting management server
120: terminal 121: work performance details
122: work time 123: daily value currency
124: Using WOMO menu 125: Currency exchange menu
126: send money menu 131: manager
141: core circle 142: village expansion circle
143: general expansion circle 150: cubic condition matrix

Claims (14)

Storing payment information by the server when the company pays the operating company in legal currency for work;
When the work done by the worker is inputted into the worker's terminal, the server receives and stores the work performance information from the worker's terminal and converts it into a value currency according to an approval process;
Distributing, by the server, the one-value currency information related to the converted one-value currency by a block-chain-based technology and recording the same; and
A method of operating digital currency based on a value exchange algorithm, comprising the step of providing a user interface through the worker's terminal so that the worker can perform a transaction including converting the one-value currency into legal currency.
According to claim 1,
In the step of storing payment information by the server when the company pays the operating company for work in legal currency,
The payment information includes a payment time, and the server is configured to track a delay time from the payment time until the worker converts to fiat currency, a value exchange algorithm-based digital currency operating method.
According to claim 1,
In the step of storing payment information by the server when the company pays the operating company for work in legal currency,
The payment information includes a payment time, and the server is configured to present pre-stored benefit points that can be contrasted with the payment by the fiat currency at a place where the use of the one-value currency is affiliated, based on a value exchange algorithm How to operate digital currency.
4. The method of claim 3,
The benefit points are:
A method of operating a digital currency based on a value exchange algorithm, including at least one of a price discount of an affiliated shopping mall, an interest discount of a bank, and a fee discount of a securities company.
According to claim 1,
When the work done by the worker is input to the worker's terminal, the server receives and stores the work performance information from the worker's terminal and converts it into value currency according to the approval process,
A value exchange algorithm-based digital currency operating method comprising the step of storing the work performance information as pre-approval information by the server and transmitting it to the worker's terminal for sharing.
6. The method of claim 5,
When the work done by the worker is input to the worker's terminal, the server receives and stores the work performance information from the worker's terminal and converts it into value currency according to the approval process,
and converting, in the server, the work approval information identical to that of the work value currency as the approval input of the pre-approval information by the manager managing the work performance information.
7. The method of claim 6,
When the work done by the worker is input to the worker's terminal, the server receives and stores the work performance information from the worker's terminal and converts it into value currency according to the approval process,
A digital currency operating method based on a value exchange algorithm, comprising the step of transmitting the same one-value currency as the converted work approval information to the terminal of the worker.
According to claim 1,
In the step of providing a user interface through the worker's terminal so that the worker can make a transaction including the exchange of the one-value currency into legal currency,
The user interface includes at least one of a selectable purpose of use, a selectable currency, and a selectable use area, a value exchange algorithm-based digital currency operating method.
9. The method of claim 8,
In the step of providing a user interface through the worker's terminal so that the worker can make a transaction including the exchange of the single value currency into legal currency,
If the purpose selected among the purposes of use cannot be achieved by using the currency selected from among the types of currency in the area selected among the areas of use, can it be exchanged for another currency that can achieve the purpose selected in the selected area instead of the selected currency? A method of operating digital currency based on a value exchange algorithm, which is formed to provide availability and exchange rate.
9. The method of claim 8,
In the step of providing a user interface through the worker's terminal so that the worker can make a transaction including the exchange of the one-value currency into legal currency,
In the selected area of the area of use, the selected item of use can be achieved by using the currency selected from among the above currency types, but when the currency in possession is required to be converted, the exchangeable currency and exchange rate used in the selected area are provided. A method of operating digital currency based on a value exchange algorithm.
9. The method of claim 8,
The purpose of use is a value exchange algorithm-based digital currency operating method, including at least one of purchase, group purchase, and donation.
9. The method of claim 8,
The type of currency includes at least one of legal currency, local currency, and single value currency held by the user, a value exchange algorithm-based digital currency operating method.
9. The method of claim 8,
The use area includes at least one of the whole country, autonomous districts and villages, a value exchange algorithm-based digital currency operation method.
When the work done by the worker is inputted into the worker's terminal, the server receives and stores the work performance information from the worker's terminal and converts it into one value currency according to the approval process, an operator and the worker are interconnected one-value currency conversion network;
a blockchain network in which the server and the terminal are interconnected so that the server distributes and records the converted one-value currency information related to the one-value currency in the same manner by a block-chain-based technology; and
When the company pays the operator for work in legal currency, the payment information is stored on the server, and the worker through the worker's terminal allows the worker to perform a transaction including converting the single value currency into legal currency. A digital currency operating system based on a value exchange algorithm, comprising a financial network interconnected by a place of use of money, the operator and the worker to provide an interface.

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