KR20220129441A - 애플리케이션과 연동된 실물카드의 일회성 결제전용번호 생성을 통한 결제 방법 및 시스템 - Google Patents
애플리케이션과 연동된 실물카드의 일회성 결제전용번호 생성을 통한 결제 방법 및 시스템 Download PDFInfo
- Publication number
- KR20220129441A KR20220129441A KR1020210106716A KR20210106716A KR20220129441A KR 20220129441 A KR20220129441 A KR 20220129441A KR 1020210106716 A KR1020210106716 A KR 1020210106716A KR 20210106716 A KR20210106716 A KR 20210106716A KR 20220129441 A KR20220129441 A KR 20220129441A
- Authority
- KR
- South Korea
- Prior art keywords
- payment
- application
- card
- user
- company server
- Prior art date
Links
- 238000000034 method Methods 0.000 title claims abstract description 111
- 238000012790 confirmation Methods 0.000 claims description 16
- 238000012011 method of payment Methods 0.000 claims 2
- 230000005540 biological transmission Effects 0.000 claims 1
- 230000008569 process Effects 0.000 description 9
- 230000000694 effects Effects 0.000 description 4
- 230000008901 benefit Effects 0.000 description 3
- 230000003213 activating effect Effects 0.000 description 2
- 238000012905 input function Methods 0.000 description 2
- 230000009471 action Effects 0.000 description 1
- 230000004913 activation Effects 0.000 description 1
- 230000000903 blocking effect Effects 0.000 description 1
- 230000009849 deactivation Effects 0.000 description 1
- 230000003111 delayed effect Effects 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000005728 strengthening Methods 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/353—Payments by cards read by M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/348—Single-use cards, i.e. without possibility of recharging
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0241—Advertisements
- G06Q30/0251—Targeted advertisements
- G06Q30/0253—During e-commerce, i.e. online transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Marketing (AREA)
- Signal Processing (AREA)
- Technology Law (AREA)
- Entrepreneurship & Innovation (AREA)
- Game Theory and Decision Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Priority Applications (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP21953526.7A EP4386646A1 (en) | 2021-03-16 | 2021-08-13 | Method and system for payment through generation of disposable dedicated payment number for real card linked with application |
PCT/KR2021/010796 WO2023017879A1 (ko) | 2021-03-16 | 2021-08-13 | 애플리케이션과 연동된 실물카드의 일회성 결제전용번호 생성을 통한 결제 방법 및 시스템 |
CN202180101620.2A CN118202373A (zh) | 2021-03-16 | 2021-08-13 | 通过生成与应用联动的实体卡一次性支付专用号码的支付方法以及系统 |
US17/500,642 US11468429B1 (en) | 2021-03-16 | 2021-10-13 | Payment method and system through generation of one-time payment-only number of real card linked with application |
US17/500,635 US11620648B2 (en) | 2021-03-16 | 2021-10-13 | Payment method and system through generation of one-time payment-only number of real card linked with application |
JP2021178481A JP7189304B1 (ja) | 2021-03-16 | 2021-11-01 | アプリケーションと連動した実物カードのワンタイム決済専用番号の生成による決済方法及びシステム |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR1020210033913 | 2021-03-16 | ||
KR20210033913 | 2021-03-16 |
Publications (1)
Publication Number | Publication Date |
---|---|
KR20220129441A true KR20220129441A (ko) | 2022-09-23 |
Family
ID=83445879
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
KR1020210106716A KR20220129441A (ko) | 2021-03-16 | 2021-08-12 | 애플리케이션과 연동된 실물카드의 일회성 결제전용번호 생성을 통한 결제 방법 및 시스템 |
Country Status (6)
Country | Link |
---|---|
US (2) | US11620648B2 (ja) |
EP (1) | EP4386646A1 (ja) |
JP (1) | JP7189304B1 (ja) |
KR (1) | KR20220129441A (ja) |
CN (1) | CN118202373A (ja) |
WO (1) | WO2023017879A1 (ja) |
Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR101330943B1 (ko) | 2012-12-10 | 2013-11-26 | 신한카드 주식회사 | 일회성 카드정보를 이용한 결제 방법 |
Family Cites Families (54)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP1077436A3 (en) * | 1999-08-19 | 2005-06-22 | Citicorp Development Center, Inc. | System and method for performing an on-line transaction using a single-use payment instrument |
JP2001344545A (ja) | 2000-03-29 | 2001-12-14 | Ibm Japan Ltd | 処理システム、サーバ、処理端末、通信端末、処理方法、データ管理方法、処理実行方法、プログラム |
US6931382B2 (en) * | 2001-01-24 | 2005-08-16 | Cdck Corporation | Payment instrument authorization technique |
KR100572504B1 (ko) * | 2003-10-17 | 2006-04-19 | 케이비 테크놀러지 (주) | 사전서명을 이용한 신용결제방법 및 그 신용카드 |
JP2006113816A (ja) * | 2004-10-14 | 2006-04-27 | Nec Fielding Ltd | 貯金口座自動引落システム |
EP2097864A4 (en) * | 2006-10-24 | 2011-10-05 | Mastercard International Inc | METHOD AND APPARATUS FOR AWARDS TRANSFER, DISCOUNT AND INTERSECTION AT THE INTERACTION PLACE |
US20090037326A1 (en) * | 2007-07-30 | 2009-02-05 | Sriram Chitti | Virtual Card Selector for a Portable Electronic Device |
US9646450B2 (en) * | 2008-03-08 | 2017-05-09 | Stefan Melik-Aslanian | Emergency fund and replacement of credit/debit cards—lost, stolen, defective or fraudulently used |
US8380177B2 (en) * | 2010-04-09 | 2013-02-19 | Paydiant, Inc. | Mobile phone payment processing methods and systems |
US20120254041A1 (en) * | 2011-03-31 | 2012-10-04 | Infosys Technologies Ltd. | One-time credit card numbers |
US20120296726A1 (en) * | 2011-05-17 | 2012-11-22 | Firethorn Mobile, Inc. | System and Method For Managing Transactions With A Portable Computing Device |
US20130204793A1 (en) * | 2011-05-17 | 2013-08-08 | Kevin S. Kerridge | Smart communication device secured electronic payment system |
US11049110B2 (en) * | 2011-06-17 | 2021-06-29 | Zelis Payments, Llc | Healthcare transaction facilitation platform apparatuses, methods and systems |
US9275387B1 (en) * | 2011-08-16 | 2016-03-01 | Jpmogan Chase Bank, N.A. | Systems and methods for processing transactions using a wallet |
US20130060686A1 (en) * | 2011-09-02 | 2013-03-07 | Randy Mersky | Virtual debit card |
WO2013086487A1 (en) * | 2011-12-09 | 2013-06-13 | Merchantwarehouse.Com, Llc | Payment processing and customer engagement platform methods, apparatuses and media |
US9898728B2 (en) * | 2011-12-19 | 2018-02-20 | Gfa Worldwide, Inc. | System and method for one-time payment authorization in a portable communication device |
US20140040139A1 (en) * | 2011-12-19 | 2014-02-06 | Sequent Software, Inc. | System and method for dynamic temporary payment authorization in a portable communication device |
CA2909081C (en) * | 2012-04-16 | 2022-05-10 | Salt Technology Inc. | Systems and methods for facilitating a transaction using a virtual card on a mobile device |
KR101309749B1 (ko) * | 2012-05-11 | 2013-09-23 | 와이엠디(주) | 결제 중개 시스템 및 방법 |
US8805725B2 (en) * | 2012-06-18 | 2014-08-12 | Bank Of America Corporation | Payment vehicle recommendations based on payment rules |
US9779396B2 (en) * | 2012-08-14 | 2017-10-03 | Chijioke Chukwuemeka UZO | Method of making mobile payments to a recipient lacking a wireless or contactless terminal |
JP2015527675A (ja) | 2012-08-21 | 2015-09-17 | コリア クレデック ライフ カンパニー リミテッド | スマートフォンを活用してクレジットカード売上伝票を使用しないクレジットカード取引方法 |
US10235672B2 (en) * | 2012-09-12 | 2019-03-19 | Zukunftware, Llc | Securely receiving from a remote user sensitive information and authorization to perform a transaction using the sensitive information |
US9852409B2 (en) * | 2013-03-11 | 2017-12-26 | Groupon, Inc. | Consumer device based point-of-sale |
US20140379584A1 (en) * | 2013-06-25 | 2014-12-25 | FraudFree Finance, LLC | Anti-fraud financial transaction method |
GB2520484A (en) * | 2013-11-15 | 2015-05-27 | Mastercard International Inc | System and method for Authorising access to facilities |
KR20150063237A (ko) * | 2013-11-29 | 2015-06-09 | 비씨카드(주) | 전자 상거래 서브몰 리스크 관리 방법 및 서버 |
US20150161597A1 (en) * | 2013-12-09 | 2015-06-11 | Kaushik Subramanian | Transactions using temporary credential data |
US20150186872A1 (en) * | 2014-01-01 | 2015-07-02 | Bank Of America Corporation | Temporary virtual card |
US10657531B1 (en) * | 2014-01-24 | 2020-05-19 | Jpmorgan Chase Bank, N.A. | Systems and methods for streamlined checkout |
GB2524262A (en) * | 2014-03-18 | 2015-09-23 | Mastercard International Inc | Method and system for facilitating payments on a payment card network |
US10497037B2 (en) * | 2014-03-31 | 2019-12-03 | Monticello Enterprises LLC | System and method for managing cryptocurrency payments via the payment request API |
GB2524968A (en) * | 2014-04-07 | 2015-10-14 | Mastercard International Inc | Method and system for facilitating a transaction |
US20160027000A1 (en) * | 2014-07-23 | 2016-01-28 | Bank Of America Corporation | Mobile one-time bank card number generator for digital wallet |
US9292849B2 (en) * | 2014-07-23 | 2016-03-22 | Bank Of America Corporation | Mobile one-time card number generator for ATM usage |
JP6408293B2 (ja) | 2014-08-11 | 2018-10-17 | 株式会社日立システムズ | 決済情報処理装置、決済方法、プログラム、および決済システム |
KR20160109837A (ko) * | 2015-03-13 | 2016-09-21 | 신한카드 주식회사 | 원클릭 결제 처리 장치 및 방법 |
WO2016200786A1 (en) * | 2015-06-07 | 2016-12-15 | Apple Inc. | Provisioning multiple secure credentials on an electronic device |
WO2017029739A1 (ja) | 2015-08-19 | 2017-02-23 | 株式会社 東京メカトロニクス | 携帯端末を利用したクレジット決済システムおよび方法 |
KR101625916B1 (ko) * | 2015-09-23 | 2016-06-13 | 디에이치이노시스 주식회사 | 전자영수증 발급 방법 및 장치 |
KR20170093032A (ko) * | 2016-02-04 | 2017-08-14 | 삼성전자주식회사 | 사용자단말기, 서버 및 그들의 제어방법 |
US20170249667A1 (en) * | 2016-02-25 | 2017-08-31 | Cayan Llc | Use of item level transactional details in payment processing and customer engagement platforms |
KR102008206B1 (ko) * | 2016-07-20 | 2019-08-07 | 코나아이 (주) | 카드 거래 서비스를 관리하는 서버, 방법 및 시스템 |
US20180218363A1 (en) * | 2017-02-01 | 2018-08-02 | Microsoft Technology Licensing, Llc | Payment instrument management with key tokenization |
JP6347471B1 (ja) * | 2017-06-12 | 2018-06-27 | 株式会社エポスカード | クレジットカード利用額管理システム |
SG10201706070TA (en) * | 2017-07-25 | 2019-02-27 | Mastercard International Inc | Offline Payment Using Virtual Card Account Number |
WO2019031644A1 (ko) * | 2017-08-09 | 2019-02-14 | 주식회사 센스톤 | 가상카드번호 기반의 금융거래제공시스템, 가상카드번호생성장치, 가상카드번호검증장치, 가상카드번호 기반의 금융거래제공방법 및 가상카드번호 기반의 금융거래제공프로그램 |
US10963871B2 (en) * | 2017-11-22 | 2021-03-30 | Mastercard International Incorporated | Bin-conserving tokenization techniques generating tokens in reverse order and employing common device pan with differing pan sequence number values across token instances |
US10891618B2 (en) * | 2017-11-29 | 2021-01-12 | Fair Isaac Corporation | Protecting online payments through one-time payment cards |
US20190385160A1 (en) * | 2018-06-19 | 2019-12-19 | Mastercard International Incorporated | System and process for on-the-fly cardholder verification method selection |
KR102040100B1 (ko) * | 2019-03-14 | 2019-11-05 | 강민 | 일회용 패스워드(One Time Password; OTP) 기반 모바일 자동 결제방법 및 이를 이용한 시스템 |
US11113685B2 (en) * | 2019-12-23 | 2021-09-07 | Capital One Services, Llc | Card issuing with restricted virtual numbers |
US20210398091A1 (en) * | 2020-06-22 | 2021-12-23 | TraDove, Inc. | Systems and methods for streamlining credit and/or debit card transactions utilizing blockchain supported credit tokens and/or debit tokens |
-
2021
- 2021-08-12 KR KR1020210106716A patent/KR20220129441A/ko not_active Application Discontinuation
- 2021-08-13 EP EP21953526.7A patent/EP4386646A1/en active Pending
- 2021-08-13 CN CN202180101620.2A patent/CN118202373A/zh active Pending
- 2021-08-13 WO PCT/KR2021/010796 patent/WO2023017879A1/ko unknown
- 2021-10-13 US US17/500,635 patent/US11620648B2/en active Active
- 2021-10-13 US US17/500,642 patent/US11468429B1/en active Active
- 2021-11-01 JP JP2021178481A patent/JP7189304B1/ja active Active
Patent Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR101330943B1 (ko) | 2012-12-10 | 2013-11-26 | 신한카드 주식회사 | 일회성 카드정보를 이용한 결제 방법 |
Also Published As
Publication number | Publication date |
---|---|
US11620648B2 (en) | 2023-04-04 |
JP7189304B1 (ja) | 2022-12-13 |
US20230053310A1 (en) | 2023-02-16 |
WO2023017879A1 (ko) | 2023-02-16 |
JP2023026277A (ja) | 2023-02-24 |
US11468429B1 (en) | 2022-10-11 |
CN118202373A (zh) | 2024-06-14 |
EP4386646A1 (en) | 2024-06-19 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
US11127009B2 (en) | Methods and systems for using a mobile device to effect a secure electronic transaction | |
US20190066089A1 (en) | Secure transactions using digital barcodes | |
KR101517515B1 (ko) | Qr 코드를 이용한 즉시 결제 시스템 및 방법 | |
US20130262309A1 (en) | Method and System for Secure Mobile Payment | |
US20150058145A1 (en) | Universal check-out system for Mobile Payment Applications/Platforms | |
US20130138525A1 (en) | System for Mobile Electronic Commerce | |
US11017370B2 (en) | Multi-point authentication for payment transactions | |
CN105593883A (zh) | 验证交易的方法 | |
WO2020022001A1 (ja) | 決済システム | |
KR101820651B1 (ko) | 일회용 qr코드를 이용한 간편 결제 시스템 및 방법 | |
KR20140099814A (ko) | Qr 코드를 이용한 즉시 결제 시스템 및 방법 | |
CN110766397B (zh) | 基于数据识别模型的近场支付方法 | |
US20160342998A1 (en) | Secure transaction processing in a communication system | |
US20160275511A1 (en) | Multi-point authentication for payment transactions | |
KR101725214B1 (ko) | 결제 서비스 제공 시스템 및 방법 | |
KR102044397B1 (ko) | Qr코드를 이용한 모바일 결제와 세금환급 시스템 및 그 방법 | |
WO2015195217A1 (en) | Universal check-out system for mobile payment applications/platforms | |
KR20220079805A (ko) | 사용자 단말기의 컬러픽셀코드 기반의 일회성 결제보안코드를 이용한 결제 방법 | |
KR20220129441A (ko) | 애플리케이션과 연동된 실물카드의 일회성 결제전용번호 생성을 통한 결제 방법 및 시스템 | |
US20130290178A1 (en) | System and method for effecting payment to a beneficiary including a real-time authorization of the payment | |
TW201324399A (zh) | 線上交易支付系統及支付流程 | |
US20150286996A1 (en) | Method and apparatus for carrying out an electronic transaction | |
RU2642360C1 (ru) | Способ инициализации банковских транзакций без использования pos-терминалов и система для его реализации | |
KR20090091051A (ko) | 핸드폰 인증을 이용한 온라인 신용카드 결제 장치 및 그 방법 | |
KR20190140698A (ko) | Qr코드를 이용한 모바일 결제와 세금환급 시스템 및 그 방법 |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
E902 | Notification of reason for refusal |