KR20210075463A - Method for providing integrated payment service suing a plurality of mobile coupons - Google Patents

Abstract

A method for providing integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention is a method in which a processor of a user terminal uses the mobile coupons provided from a plurality of mobile coupon issuing servers through a coupon payment relay server based on a mobile order service application. The method including the steps of: executing the mobile order application that provides an online ordering and payment functions for offline stores; generating order information by performing a product order process of ordering products from the offline store based on a mobile order interface in the mobile order application; providing a mobile payment window for performing a payment process for the order; generating coupon usage information by determining a plurality of mobile coupons for paying the order through the mobile payment window; obtaining coupon inquiry information by performing a validation process for the plurality of mobile coupons based on the coupon usage information; and completing the payment process based on the coupon inquiry information.

Description

Method of providing integrated payment service using multiple mobile coupons {METHOD FOR PROVIDING INTEGRATED PAYMENT SERVICE SUING A PLURALITY OF MOBILE COUPONS}

The present invention relates to a method of providing an integrated payment service using a plurality of mobile coupons. More specifically, it relates to a method of providing an integrated payment service for processing mobile coupons provided from a plurality of mobile coupon issuers in one process.

With the development of information and communication technology (ICT), high-speed Internet has been widely distributed, and various types of e-commerce platforms for performing transactions based on the Internet are being commercialized.

In particular, recently, in order to induce purchase promotion and sales promotion on both sides of the consumer and supplier on the above e-commerce platform, a promotion for inducing purchase intention by sending a discount coupon to the consumer is being actively performed.

In detail, brand companies that provide discount coupons sell coupons related to their brand products to consumers in partnership with a number of mobile coupon issuers.

Here, the mobile coupon issuer is a company that specializes in handling mobile coupons, and brand companies that have difficulty in establishing their own mobile coupon issuance/use system sell their mobile coupons through partnership with the mobile coupon issuer.

However, as brand companies have recently launched a 'mobile order service' in which orders are placed online in offline stores, the following problems have occurred.

First, when a consumer uses a mobile order service and there is a mobile coupon he owns, it is requested to use the mobile coupon on the mobile order service. However, in order to fulfill this request, the mobile order service and a number of mobile coupons are required. There is a difficulty in that the issuer must cooperate with each other.

If the mobile order service and the specific mobile coupon issuer are not linked, there is a problem in that the consumer cannot use the mobile coupon issued by the specific mobile coupon issuer on the mobile order service.

However, on the mobile order service side, there is a burden such as a considerable cost is consumed to form an alliance with all of the multiple mobile coupon issuers.

In addition, due to the above difficulties, the mobile order service blocks payment based on coupons issued by a specific mobile coupon issuer or allows only specific coupons provided by some mobile coupon issuers to be used.

Second, even if the coupon is confirmed as a coupon provided by the mobile coupon issuer linked to the mobile order service and the coupon is usable, since the mobile coupon has a structure of one use approval number per sheet, multiple There is a problem in that it is difficult to use mobile coupons.

In order to facilitate the use of a plurality of mobile coupons, there is a case in which an order and payment using a mobile coupon are placed and processed independently, but in this case, there is a problem in that a complex payment using other payment methods is impossible.

JP 2005-092398 A

The present invention has been devised to solve the above-described problems, and is intended to implement an integrated payment service providing method for processing mobile coupons provided from various mobile coupon issuers in one process.

In detail, an object of the present invention is to provide an integrated payment service that enables payment using the coupon even for a mobile coupon issued by a mobile coupon issuer that is not affiliated with a platform that intends to use the mobile coupon.

In addition, an object of the present invention is to provide an integrated payment service in which a plurality of mobile coupons can be easily and collectively used in one payment process.

However, the technical problems to be achieved by the present invention and embodiments of the present invention are not limited to the technical problems as described above, and other technical problems may exist.

The method for providing integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention includes, in a processor of a user terminal, a coupon payment relay server using mobile coupons provided from a plurality of mobile coupon issuing servers based on a mobile order service application. A method of providing an integrated payment service using a plurality of mobile coupons used through a mobile phone service, the method comprising: executing a mobile order application that provides an online order and payment function for an offline store; generating order information by performing a product order process of ordering products from the offline store based on a mobile order interface in the mobile order application; providing a mobile payment window for performing a payment process for the order; generating coupon usage information by determining a plurality of mobile coupons for paying the order through the mobile payment window; obtaining coupon inquiry information by performing a validation process for the plurality of mobile coupons based on the coupon usage information; and completing the payment process based on the coupon inquiry information.

At this time, upon completion of payment for the order, generating payment information for the payment, and transmitting the generated payment information to a store order terminal to obtain and display feedback information for the payment, further comprising the steps of: The information is information including the order information, payment coupon information, payment method information, payment amount information, payment location information, and payment time information.

In addition, upon completion of payment for the order, the method further comprises providing a membership accumulation process, wherein the membership accumulation process is based on an integrated identification code in which the identification codes of the plurality of mobile coupons are integrated. It is a process of using a mobile coupon provided from an issuing server based on an application provided from a mobile order service providing server to pay a predetermined benefit to a brand or store member who has completed the payment.

In addition, the step of providing the membership accumulation process includes performing the membership accumulation process based on valid coupon accumulation information, wherein the valid coupon accumulation information is a PIN number for the mobile coupon used for the payment. Information, issuer information, coupon discount status, usage amount information, and PIN product type information are included.

In addition, after the payment for the order is completed, the method further comprises providing a payment cancellation process based on one integrated identification code matched with the identification codes of the plurality of mobile coupons, wherein the payment cancellation process is performed in the payment. It provides a process for performing full payment cancellation for the at least one or more mobile coupons used, or a process for performing partial payment cancellation for at least a portion of the at least one or more mobile coupons used for the payment.

In addition, the providing of the mobile order interface includes determining the offline store based on the mobile order interface, and the determining of the offline store includes a user's manual input based on the mobile order interface. and determining the offline store based on at least one of the step of determining the offline store and automatically determining the offline store based on the location of the user terminal.

In addition, the providing of the mobile payment window includes providing a coupon use interface for applying the mobile coupon to the payment process, wherein the coupon use interface is an interface for manually inputting an identification code of the mobile coupon and at least one or more of an interface that detects and selects at least one or more of the mobile coupons usable in the offline store stored in the memory.

In addition, the step of obtaining coupon inquiry information by performing a validation process for the mobile coupon includes determining the validity of the mobile coupon itself and the matching validity between the mobile coupon and the order information.

In addition, the validity of the coupon itself is information that determines whether the mobile coupon exists or not, whether the validity period is satisfied, and whether the mobile coupon is valid according to the remaining available amount when the mobile coupon is a monetary amount based on the identification code of the mobile coupon, The matching validity is information that determines whether the characteristic information of the mobile coupon and the order characteristic information based on the order information of the coupon use information match, and the coupon inquiry information is information generated as a result of the validation process, Information including the validity of the coupon itself and the validity of the matching.

In addition, the coupon inquiry information further includes integrated identification code information, and the integrated identification code information is an identification code that integrates identification codes matched to a plurality of the mobile coupons into one identification code, the integrated identification code Based on the information, it is possible to collectively perform use processing for a plurality of the mobile coupons.

In addition, the integrated payment service providing method using a plurality of mobile coupons according to an embodiment of the present invention, the control unit of the coupon payment relay server, in conjunction with a plurality of mobile coupon issuance server and mobile order service providing server in the user terminal in a plurality of A method of providing an integrated payment service using a plurality of mobile coupons for enabling the use of mobile coupons, the method comprising: obtaining order information for an offline store from the user terminal; obtaining coupon usage information for the plurality of mobile coupons to be used for payment for order information of the offline store from the user terminal; verifying the validity of the plurality of mobile coupons by performing a validation process for the plurality of mobile coupons based on the coupon usage information in conjunction with each mobile coupon issuing server matched to the plurality of mobile coupons; performing a payment process for order information of the offline store by applying or not applying the mobile coupons according to the validity of the plurality of mobile coupons; and when the payment process is completed, completing the use of the applied mobile coupon.

In this case, the step of checking the validity of the mobile coupon includes generating coupon self-efficacy, matching validity, and integrated identification code information for at least one or more of the mobile coupons, wherein the integrated identification code information includes a plurality of the As an identification code in which identification codes matched with mobile coupons are integrated into one identification code, it is information that enables the use of a plurality of mobile coupons based on the integrated identification code to be performed collectively.

The integrated payment service providing method using a plurality of mobile coupons according to an embodiment of the present invention provides an integrated payment service that processes mobile coupons provided from various mobile coupon issuers in one process, thereby improving the usability of mobile coupons. It has the effect of increasing consumer satisfaction and reducing the burden on companies distributing mobile coupons.

In detail, in the method of providing an integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention, even for a mobile coupon of a mobile coupon issuer that is not affiliated with a platform that intends to use the mobile coupon, payment using the coupon is possible It is possible to minimize the cost of the mobile coupon provider by providing an integrated payment service that allows consumers to use any mobile coupons they own on the mobile order service regardless of whether they are affiliated with the mobile coupon issuer. there is an effect

In addition, the method of providing an integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention provides an integrated payment service that allows a plurality of mobile coupons to be easily and collectively used in a single payment process, It is possible to facilitate the use, and there is an effect of conveniently performing a complex payment that is mixed with other payment methods.

However, the effects obtainable in the present invention are not limited to the above-mentioned effects, and other effects not mentioned can be clearly understood from the description below.

1 is a conceptual diagram of an integrated payment system using a plurality of mobile coupons according to an embodiment of the present invention.
2 is an internal block diagram of a user terminal according to an embodiment of the present invention.
3 is an internal block diagram of a coupon payment relay server according to an embodiment of the present invention.
4 is a conceptual diagram illustrating a method for providing an integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention.
5 is a flowchart illustrating a method of providing an integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention.
6 is an example of providing a mobile order service interface according to an embodiment of the present invention.
7 is an example of a state of providing a mobile payment window in a user terminal according to an embodiment of the present invention.
8 is an example of a state in which a payment process is provided in a user terminal according to an embodiment of the present invention.

Since the present invention can apply various transformations and can have various embodiments, specific embodiments are illustrated in the drawings and described in detail in the detailed description. Effects and features of the present invention, and a method of achieving them, will become apparent with reference to the embodiments described below in detail in conjunction with the drawings. However, the present invention is not limited to the embodiments disclosed below and may be implemented in various forms. In the following embodiments, terms such as first, second, etc. are used for the purpose of distinguishing one component from another, not in a limiting sense. Also, the singular expression includes the plural expression unless the context clearly dictates otherwise. In addition, terms such as include or have means that the features or components described in the specification are present, and do not preclude the possibility that one or more other features or components will be added. In addition, in the drawings, the size of the components may be exaggerated or reduced for convenience of description. For example, since the size and thickness of each component shown in the drawings are arbitrarily indicated for convenience of description, the present invention is not necessarily limited to the illustrated bar.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings, and when described with reference to the drawings, the same or corresponding components are given the same reference numerals, and the overlapping description thereof will be omitted. .

1 is a conceptual diagram of an integrated payment system using a plurality of mobile coupons according to an embodiment of the present invention.

Referring to FIG. 1 , the integrated payment system using a plurality of mobile coupons according to an embodiment of the present invention includes a user terminal 100 , a coupon payment relay server 200 , a mobile order service providing server 300 , and a store order terminal. 350 and a plurality of mobile coupon issuing servers 400 may be included.

In an embodiment of the present invention, the user terminal 100, the coupon payment relay server 200, the mobile order service providing server 300, the store order terminal 350, and the plurality of mobile coupon issuance servers 400 are interworking with each other It is possible to provide a mobile order application, and to implement an integrated payment service capable of processing mobile coupons supplied from various mobile coupon issuers in one process based on the provided application.

In addition, each component of FIG. 1 may be connected through a network. The network exchanges information between each node, such as the user terminal 100, the coupon payment relay server 200, the mobile order service providing server 300, the store order terminal 350, and a plurality of mobile coupon issuing servers 400, etc. This means a possible connection structure, and examples of such networks include a 3rd Generation Partnership Project (3GPP) network, a Long Term Evolution (LTE) network, a World Interoperability for Microwave Access (WIMAX) network, the Internet, and a Local Area Network (LAN) network. Area Network), Wireless LAN (Wireless Local Area Network), WAN (Wide Area Network), PAN (Personal Area Network), Bluetooth network, satellite broadcasting network, analog broadcasting network, DMB (Digital Multimedia Broadcasting) network, etc. included, but not limited to.

- User terminal

First, in an embodiment of the present invention, the user terminal 100 includes a smart phone, a digital broadcasting terminal, a mobile phone, a personal digital assistant (PDA), a portable terminal in which a program for performing an integrated payment service using a plurality of mobile coupons is installed; It may include a portable multimedia player (PMP), navigation, a tablet PC, a wearable device, a smart glass, and the like.

In addition, the user terminal 100 is a fixed terminal, such as a desktop PC, a laptop computer (laptop computer), an integrated payment service using a plurality of mobile coupons based on wired / wireless communication, such as a personal computer such as an ultrabook (ultrabook) It may further include a device installed with a program for executing the.

In an embodiment, the user terminal 100 may provide a mobile order application (hereinafter, an application) that provides a mobile order service.

Here, the mobile order service may be a service that provides a platform for ordering a menu for an offline store and performing payment through an on-line in an off-line store. have.

In detail, the user terminal 100 may provide an interface for performing an online order for an offline store based on the provided application, and may provide a mobile payment window for performing an online payment process for the order.

In this case, the user terminal 100 may provide a coupon use interface capable of applying the mobile coupon held to the payment based on the mobile payment window.

In addition, the user terminal 100 may check the validity of the mobile coupon to be used obtained based on the coupon use interface, and if it is determined that the mobile coupon is valid, provide a payment process based on the mobile coupon. can

In addition, the user terminal 100 may obtain and provide feedback information that displays payment-related information (payment completion information and/or coupon use processing related information, etc.) upon payment completion, and the brand ( brand) and/or store-specific membership earning process.

In addition, in an embodiment, the user terminal 100 may further provide a payment cancellation process capable of performing full or partial cancellation processing for the completed payment.

Hereinafter, each component constituting the user terminal 100 will be described in detail with reference to the accompanying drawings.

2 is an internal block diagram of the user terminal 100 according to an embodiment of the present invention.

In detail, referring to FIG. 2 , in the embodiment of the present invention, the user terminal 100 includes an input unit 110 , a display unit 120 , a camera 130 , a communication unit 140 , a memory 150 , and a processor 160 . ) may be included.

First, the input unit 110 may detect a user's input related to the integrated payment service using a plurality of mobile coupons.

In an embodiment, the input unit 110 may include a user's input for performing an online order for an offline store based on a mobile order service interface, a user's input for selecting a mobile coupon to be used based on a coupon use interface, and/or An input of a user performing payment for an order, etc. may be detected.

Next, the display unit 120 may output a graphic image of various information related to the integrated payment service using a plurality of mobile coupons.

In an embodiment, the display unit 120 may output a mobile order service interface, a mobile payment window, a list of available coupons, and/or feedback information on payment, and the like.

The display unit 120 includes a liquid crystal display (LCD), a thin film transistor-liquid crystal display (TFT LCD), an organic light-emitting diode (OLED), and a flexible display. (a flexible display), a three-dimensional display (3D display), and may include at least one of an e-ink display (e-ink display).

In addition, the input unit 110 and the display unit 120 may be combined to be implemented as a touch screen 125 .

Next, the camera 130 may assist in acquiring information matching the identification code by photographing the identification code (eg, PIN number, barcode and/or QR code, etc.).

In an embodiment, the camera 130 may sense a predetermined identification code disposed in an offline store, and the user terminal 100 acquiring an image through the camera 130 may perform a corresponding image based on the acquired image. A mobile order service interface may be provided by automatically executing an application using predetermined information (eg, application information, etc.) matched with the identification code of the .

Also, the camera 130 may include an image sensor and an image processing module.

In detail, the camera 130 may process a still image or a moving image obtained by an image sensor (eg, CMOS or CCD).

In addition, the camera 130 may process a still image or a moving image obtained through an image sensor using an image processing module to extract necessary information, and transmit the extracted information to the processor 160 .

Next, the communication unit 140 may transmit/receive various data and/or information for providing an integrated payment service using a plurality of mobile coupons.

In an embodiment, the communication unit 140 communicates with the coupon payment relay server 200 , the mobile order service providing server 300 , the mobile coupon issuance server 400 and/or an external terminal, and the like, using a plurality of mobile coupons. Various data related to the integrated payment service may be transmitted and received.

This communication unit 140, the technical standards or communication methods for mobile communication (eg, GSM (Global System for Mobile communication), CDMA (Code Division Multi Access), HSDPA (High Speed Downlink Packet Access), HSUPA ( High Speed Uplink Packet Access), LTE (Long Term Evolution), LTE-A (Long Term Evolution-Advanced), etc.) can do.

Next, the memory 150 may store any one or more of various application programs, data, and commands that provide an integrated payment service using a plurality of mobile coupons.

In an embodiment, the memory 150 may store and manage an application that provides an integrated payment service using a plurality of mobile coupons and/or mobile coupon information possessed.

The memory 150 may be various storage devices such as ROM, RAM, EPROM, flash drive, hard drive, etc., and may be a web storage that performs a storage function of the memory 150 on the Internet. may be

Finally, the processor 160 may perform a series of data processing by controlling the above-described elements in order to perform an integrated payment service using a plurality of mobile coupons.

These processors 160, ASICs (application specific integrated circuits), DSPs (digital signal processors), DSPDs (digital signal processing devices), PLDs (programmable logic devices), FPGAs (field programmable gate arrays), controllers (controllers), It may be implemented using at least one of micro-controllers, microprocessors, and other electrical units for performing functions.

In addition, the user terminal 100 according to an embodiment of the present invention may perform some or all of the operations performed by the coupon payment relay server 200 to be described below, and various embodiments are possible.

- Coupon payment relay server

In an embodiment of the present invention, the coupon payment relay server 200 may perform a series of processes for providing an integrated payment service using a plurality of mobile coupons.

In detail, the coupon payment relay server 200 interworks with the user terminal 100, the mobile order service providing server 300 and/or the plurality of mobile coupon issuance servers 400, and provides an integrated payment service using a plurality of mobile coupons. can provide

In more detail, in the embodiment, the coupon payment relay server 200 may acquire coupon usage information from the user terminal 100 and detect a mobile coupon issuer matching the coupon based on the obtained coupon usage information. can

In addition, the coupon payment relay server 200 may check the validity of the corresponding coupon by interworking with the mobile coupon issuing server 400 of the detected mobile coupon issuer.

Here, the coupon usage information includes coupon identification code information (PIN number, barcode and/or QR code, etc.) for at least one mobile coupon selected to be used for payment for an order and order information related to the use of the mobile coupon. can

In addition, when the coupon payment relay server 200 includes at least two or more coupon identification codes including a plurality of mobile coupons, the obtained coupon use information may generate an integrated identification code integrating a plurality of coupon identification codes. have.

Here, the detailed integrated identification code is an identification code that integrates identification codes matched with a plurality of mobile coupons into one identification code, and based on the generated one integrated identification code, performs the use processing for a plurality of coupons in a batch. can do.

In addition, in the embodiment, the coupon payment relay server 200 may generate and provide a coupon use approval number indicating that the mobile coupon applied to the payment is normally used and processed when payment is approved by the user terminal 100 .

In addition, the coupon payment relay server 200 may perform a membership accumulation process according to the use of the mobile coupon used for the payment when the payment is approved by the user terminal 100 .

In detail, the coupon payment relay server 200 may receive payment information for an order from the user terminal 100 , and may generate and provide valid coupon accumulation information based on the received payment information. A detailed description thereof will be provided later.

In addition, in the embodiment, the coupon payment relay server 200 obtains payment cancellation information and payment information matching the payment cancellation information from the user terminal 100 when a cancellation request for payment to which the mobile coupon is applied is detected. and may generate and provide payment cancellation approval information based on this. A detailed description will be given below.

On the other hand, in the embodiment of the present invention, this coupon payment relay server 200 is an integrated payment service using a plurality of mobile coupons in conjunction with the mobile order service providing server 300 and/or a plurality of mobile coupon issuing servers 400 . A series of processes for

In detail, here, the mobile order service providing server 300 may provide a mobile order application providing a mobile order service.

In an embodiment, the mobile order service providing server 300 may provide an application to the user terminal 100 , and through this, it is possible to implement a service for ordering and paying for a menu for an offline store through online.

For example, the mobile order service providing server 300 may provide, to the user terminal 100, an application that can order and pay for products or services sold in the first brand store online in the first brand offline store. have.

In this case, the mobile order service providing server 300 may provide a mobile order service in conjunction with the store order terminal 350 .

Here, the store order terminal 350 may be a device that is installed in an offline store that sells a product and performs payment for the product.

For example, the store order terminal 350 may correspond to a point of sale (POS) terminal disposed in an offline store or a personal computer in which a payment program is installed.

In an embodiment, the store order terminal 350 may obtain the user's payment information by interworking with the mobile order service providing server 300 and/or the user terminal 100, and based on the obtained payment information, the corresponding It is possible to obtain and provide feedback information on payment.

Here, the payment information is information related to payment for an order, and in an embodiment, order information, payment coupon information, payment method (other payment methods other than coupon) information, payment amount information, payment location information and/or payment time information, etc. may include.

In addition, the feedback information may be information including mobile coupon use processing-related information applied to payment, payment completion information, and the like. A detailed description thereof will be provided later.

On the other hand, a plurality of mobile coupon issuance servers 400 that are interlocked with the coupon payment relay server 200 generate and provide usable mobile coupons based on a predetermined identification code (PIN number, barcode and/or QR code, etc.) can do.

In detail, the mobile coupon issuance server 400 may be a server of a mobile coupon issuer that generates and provides mobile coupons usable in a corresponding brand and/or store in cooperation with a brand and/or store.

3 is an internal block diagram of the coupon payment relay server 200 according to an embodiment of the present invention.

Referring back to FIG. 3 , the coupon payment relay server 200 may include a data receiving unit 210 , a data transmitting unit 220 , a database 230 and a control unit 240 as components.

Here, the data receiving unit 210 and the data transmitting unit 220, the user terminal 100, the mobile order service providing server 300, the store order terminal 350 and / or a plurality of mobile coupon issuance server 400, etc. Various data for performing an integrated payment service using mobile coupons can be received through the network.

In an embodiment, the data receiving unit 210 may receive coupon usage information and/or payment information from the user terminal 100 . In addition, the data transmitter 220 may transmit coupon inquiry information, valid coupon accumulation information, and/or payment cancellation approval information.

Next, the database 230 may store and manage various data related to the integrated payment service using a plurality of mobile coupons.

In an embodiment, the database 230 includes mobile order service provider information (eg, provider name, provider location, provider's mobile order service providing server 300 IP, information related to the order service provided, etc.) and mobile coupon issuer. Information (name of the issuer, the location of the issuer, the IP of the mobile coupon issuing server 400 of the issuer, information related to the provided mobile coupon issuance service, etc.) may be stored and managed.

The database 230 may be various storage devices such as ROM, RAM, EPROM, flash drive, hard drive, etc., and may be a web storage that performs a storage function of the database 230 on the Internet. may be

Finally, the controller 240 may control the overall operation of each component described above in order to implement an integrated payment service using a plurality of mobile coupons.

The control unit 240 is, ASICs (application specific integrated circuits), DSPs (digital signal processors), DSPDs (digital signal processing devices), PLDs (programmable logic devices), FPGAs (field programmable gate arrays), controllers (controllers), It may be implemented using at least one of micro-controllers, microprocessors, and other electrical units for performing functions.

In an embodiment of the present invention, the coupon payment relay server 200 performs a validity check on the mobile coupon to be used based on the coupon usage information, and generates and provides an integrated identification code when using a plurality of mobile coupons, , it has been explained that when payment is approved for a mobile coupon, a coupon use approval number is generated and provided, a membership accumulation process according to the use of the mobile coupon can be performed, and a payment cancellation process can be performed when a payment cancellation request is requested. Various embodiments may be possible, such as the terminal 100 may perform some or all of the functions of the coupon payment relay server 200 described above.

- Method of providing integrated payment service using multiple mobile coupons

Hereinafter, a method of providing an integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

4 is a conceptual diagram for explaining a method of providing an integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention, and FIG. 5 is a method of providing an integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention. This is a flow chart to explain.

4 and 5 , in the method for providing an integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention, a plurality of mobile coupons provided by a predetermined brand through a predetermined mobile coupon issuer are provided. Based on this, we intend to provide an integrated payment service when using the mobile order service in offline stores, which are affiliated stores of the brand.

Here, the brand may be a company that sells its own products online or has offline sales outlets. Such a brand may be registered in the mobile order service providing server 300 and may be a management unit of the mobile coupon service policy.

In addition, the issuer may be a company authorized to issue mobile coupons of the corresponding brand through partnership with the brand. In some embodiments, the brand itself may be the issuer.

In detail, in an embodiment of the present invention, the user terminal 100 may execute a mobile order application that provides a mobile order service. (S101)

In this case, the mobile order service may be a service that provides a platform for ordering and payment for menus for the offline store through on-line in an offline store. have.

Also, the user terminal 100 may provide an interface for performing an online order for an offline store. (S103)

In detail, the user terminal 100 may provide a mobile order service interface capable of performing an online order for an offline store based on an application.

For example, the user terminal 100 may provide a mobile order service interface based on a user's input to the application, and as shown in FIG. 6 , by sensing a predetermined identification code disposed in an offline store with a camera, sensing A web browser application or a mobile order service interface based on the application may be provided based on the identified identification code.

In this case, the user terminal 100 may determine an offline store to place an order based on the provided mobile order service interface.

In an embodiment, the user terminal 100 may determine an offline store based on a user's manual selection input for offline store selection, or may automatically determine an offline store based on the location of the corresponding user terminal 100 . .

Here, when the application is a platform application capable of mobile ordering for a plurality of brands, the user terminal 100 may determine a brand first and determine one of the plurality of offline stores of the determined brand as an offline store.

Also, the user terminal 100 may execute a product ordering process for ordering at least one product for the determined offline store.

That is, the user terminal 100 may provide a product ordering process capable of performing an online order for an offline store based on an application, and may generate order information based on the provided product ordering process.

Here, the order information may be information including information such as a brand name, a store name, a store location, an ordered product, and/or an order price for an offline store in which an order is being placed.

And the user terminal 100 may proceed with a payment process based on the generated order information.

7 is an example of a state of providing a mobile payment window in the user terminal 100 according to an embodiment of the present invention.

In detail, referring to FIG. 7 , the user terminal 100 may provide a mobile payment window, and based on the provided mobile payment window, may generate coupon usage information for a mobile coupon (hereinafter, coupon) to be used for payment. . (S105)

Here, the mobile payment window may be an online payment interface that enables a payment process for an order to be performed online. In this case, the mobile payment window may include a coupon use interface that can apply the mobile coupon stored and held in the memory 150 of the user terminal 100 to payment.

In addition, the coupon use information according to the embodiment includes coupon identification code information (PIN number, barcode and/or QR code, etc.) for at least one mobile coupon selected to be used for payment and order information related to the use of the mobile coupon can do.

In more detail, the user terminal 100 may obtain an identification code for at least one usable mobile coupon based on the coupon use interface of the mobile payment window.

In an embodiment, the user terminal 100 may be obtained by manually inputting the identification code of the mobile coupon to be used 1) based on the coupon use interface.

For example, the user terminal 100 may be obtained by receiving the PIN number of the mobile coupon through the coupon use interface.

In addition, the user terminal 100, 2) through the application, among at least one or more mobile coupons stored and held in the memory 150, detect at least one or more mobile coupons usable in the determined offline store to obtain an identification code. can

In detail, the user terminal 100 interlocks with at least one mobile coupon issuance server 400 based on the application, and when the mobile coupon supplied from the interworking mobile coupon issuance server 400 exists in the memory 150 . , it is possible to detect the corresponding mobile coupon.

In this case, the application of the user terminal 100 may retrieve from the memory 150 only mobile coupons supplied from a specific mobile issuing server capable of interworking with the corresponding application and extract it.

That is, the user terminal 100 detects from the memory 150 only the mobile coupons of the affiliated mobile coupon issuers registered in the mobile order service providing server 300 that provides the corresponding application and provides them through the corresponding application, and the user's selection You can automatically enter the identification code of the mobile coupon you want to use through input.

As such, when there is a mobile coupon that cannot be automatically detected from the memory 150 through the application, the user terminal 100 obtains the identification code of the mobile coupon manually based on the coupon use interface. can do.

In addition, the user terminal 100 may display at least one mobile coupon detected from the user's manual input or the memory 150 through the coupon use interface of the application.

In addition, the user terminal 100 that has obtained at least one or more usable mobile coupons and identification codes, among the obtained at least one or more mobile coupons, identification codes for preliminary mobile coupons, which are mobile coupons selected for use in the ongoing payment process can be obtained.

In detail, the user terminal 100 is a preliminary mobile selected based on a user's input, etc. to be used in an ongoing payment processor among at least one or more available mobile coupons provided through the coupon use interface by manual input or automatic detection method. You can obtain an identification code for the coupon.

According to an embodiment of the present invention, the user terminal 100 may provide both a manual input or an automatic detection method based on the coupon use interface, or may provide a coupon use interface specialized in any one method.

Then, the user terminal 100, based on the obtained preliminary mobile coupon identification code, coupon identification code information (PIN number, barcode and / or QR code, etc.) for at least one or more mobile coupons selected to be used for payment and the corresponding Coupon usage information including order information related to mobile coupon usage may be generated.

In addition, the user terminal 100 may check the validity of the corresponding mobile coupon based on the generated coupon usage information, and may obtain coupon inquiry information based on this. (S107)

Here, the validation of the mobile coupon may be a process of determining whether the mobile coupon is in a usable state.

That is, the user terminal 100 may determine, based on the coupon usage information, the validity of the identification code of the mobile coupon to be used, that is, whether the corresponding coupon is usable.

In addition, the coupon inquiry information is information generated as a result of checking the validity of the mobile coupon, and may include the validity of the coupon itself, the validity of matching between the coupon and order information, and/or integrated identification code information.

In detail, the user terminal 100 is, First, coupon usage information including identification codes and order information for at least one or more mobile coupons may be transmitted to the coupon payment relay server 200 .

At this time, the coupon payment relay server 200 that receives the coupon use information from the user terminal 100 may be in a state linked with the mobile order service providing server 300 and the plurality of mobile coupon issuing servers 400 .

Subsequently, the coupon payment relay server 200 receiving the coupon usage information from the user terminal 100 may detect the first mobile issuer matching the coupon identification code of the received coupon usage information. That is, the coupon payment relay server 200 may detect the mobile coupon issuer that issued the mobile coupon based on the identification code of the mobile coupon. In detail, the coupon payment relay server 200 stores the number of codes, code patterns, etc. for each mobile coupon issuer as a coat characteristic for each issuer in the database 230, and the number of codes or / and codes of the identification code of the received mobile coupon By comparing the pattern and the like with code features stored in the database 230, the issuer of the corresponding mobile coupon can be identified by itself.

And the coupon payment relay server 200 interworks with the detected first mobile coupon issuance server 400, which is the server of the detected first mobile issuer, and performs a validation process based on the received identification code of the corresponding mobile coupon. have.

In more detail, the coupon payment relay server 200 may check 1) the validity of the coupon itself and 2) the matching validity between the coupon and the order information by performing a validation process.

Here, the coupon itself validity refers to the existence of the mobile coupon based on the identification code of the mobile coupon, whether the validity period is satisfied, and/or the remaining available amount when the mobile coupon is of a monetary value type (eg, a 5000 won coupon) It may be information on which validity or the like is determined.

In addition, the matching validity between the coupon and the order information is determined whether the characteristic information of the coupon (eg, available product types, etc.) and the order characteristic information (eg, order product, etc.) based on the order information of the coupon use information match. may be information.

For example, the coupon payment relay server 200 may determine that the coupon is matched correctly if the characteristic information of the coupon is 'Ice Americano' and the order characteristic information is 'Ice Americano'. can be included to create matching validity.

As another example, the coupon payment relay server 200 may determine that the coupon characteristic information is 'ice americano' and the order characteristic information does not match each other when the order characteristic information is 'ice cafe latte' and does not match each other, and mismatch notification information Matching validity can be created including (possible to include order characteristic information that can be matched to the mobile coupon).

In this case, the coupon payment relay server 200 may generate an integrated identification code that integrates a plurality of coupon identification codes when the received coupon usage information includes identification codes for a plurality of mobile coupons.

Here, the integrated identification code refers to a combination of identification codes matched to a plurality of mobile coupons into one identification code, and may enable processing for use of a plurality of mobile coupons based on one identification code.

In addition, the integrated identification code may mean a single payment approval code for managing the payment when the coupon payment relay server 200 performs a payment including the mobile order service providing server 300 and the mobile coupon. .

That is, in the embodiment of the present invention, the coupon payment relay server 200 matches and provides a plurality of mobile coupons to one integrated identification code, so that several coupons can be used and processed even with a single payment, It is possible to enable efficient complex payment. In addition, the coupon payment relay server 200 efficiently through the integrated identification code when processing cash receipts for a plurality of mobile coupons or partial/full cancellation and refund processing through an integrated identification code, which is a single payment approval code. can be processed

And the coupon payment relay server 200 may generate coupon inquiry information including the coupon itself validity, the matching validity between the coupon and order information, and/or the integrated identification code information, and transmit it to the user terminal 100 and the like.

At this time, the user terminal 100 receiving the coupon inquiry information from the coupon payment relay server 200 may provide a payment process based on the received coupon inquiry information. (S109)

8 is an example of a state of providing a payment process in the user terminal 100 according to an embodiment of the present invention.

In detail, referring to FIG. 8 , the user terminal 100 may determine whether to apply a coupon based on first received coupon inquiry information.

In an embodiment, the user terminal 100 may approve the application of the corresponding mobile coupon when it is determined that the corresponding at least one mobile coupon is valid based on the coupon inquiry information.

Upon approval of application of the mobile coupon, the user terminal 100 may perform a payment process for applying the corresponding mobile coupon.

At this time, in the embodiment of the present invention, the user terminal 100, in the case of payment using a plurality of mobile coupons, obtains an integrated identification code that integrates the plurality of mobile coupons from the coupon payment relay server 200, and obtains Since a payment process for applying a coupon can be performed based on the integrated identification code, a plurality of mobile coupons can be conveniently applied collectively in one payment process.

In addition, the user terminal 100 may provide an additional payment process if necessary.

In detail, the user terminal 100 may proceed with an additional payment process when additional payment is required for reasons such as remaining amount required for payment even after applying the coupon.

In an embodiment, the user terminal 100 may allow an additional payment based on other payment methods (eg, cash, card and/or points, etc.) other than the mobile coupon to proceed based on the additional payment process.

Also, the user terminal 100 may generate payment information for the corresponding order based on the payment process.

Here, the payment information is information related to payment for an order, and in an embodiment, order information, payment coupon information, payment method (other payment methods other than coupon) information, payment amount information, payment location information and/or payment time information, etc. may include.

On the other hand, if the user terminal 100 determines that at least one or more mobile coupons corresponding to the coupon inquiry information are invalid, the application of the corresponding mobile coupons may be disapproved.

When application of the mobile coupon is not approved, the user terminal 100 may generate and provide non-approved cause information indicating information on the cause of the non-approved mobile coupon based on the received coupon inquiry information.

For example, the user terminal 100 may include information such as insufficient validity of the coupon itself and/or lack of matching validity between the coupon and order information in the non-approval cause information.

That is, the user terminal 100, when the use of the mobile coupon is not approved, by providing information on the cause thereof, it is possible to effectively perform appropriate measures according to the cause of the non-approval.

In addition, when the user terminal 100 executes the additional payment process, payment approval information according to the additional payment process may also be managed as one payment approval code through the integrated identification code.

In addition, in an embodiment of the present invention, the user terminal 100 may transmit the generated payment information to the store order terminal 350 when payment for an order is completed, and obtain and display feedback information for payment have. (S111)

In detail, the user terminal 100 may transmit the generated payment information to the store order terminal 350 of the offline store that operates in conjunction with the mobile order service providing server 300 .

In this case, the store order terminal 350 receiving the payment information from the user terminal 100 may obtain and provide the received payment information and feedback information based on the corresponding payment information.

In detail, in the embodiment, the store order terminal 350 may transmit the received payment information to the mobile order service providing server 300 and/or the coupon payment relay server 200 .

In addition, the store order terminal 350 may obtain a coupon use approval number indicating that the coupon use has been normally processed from the mobile order service providing server 300 and/or the coupon payment relay server 200 .

When the coupon use approval number is obtained, the store order terminal 350 may generate feedback information including mobile coupon use processing-related information applied to payment, payment completion information, and the like, and display it through a display.

Also, the store order terminal 350 may transmit the generated feedback information to the user terminal 100 . In addition, the user terminal 100 that has received the feedback information from the store order terminal 350 may output and display the received feedback information through the display unit 120 .

Meanwhile, in an embodiment of the present invention, the user terminal 100 may provide a membership earning process for each brand and/or store when payment for an order is completed.

Here, the membership accumulation may be a process of paying a predetermined benefit (eg, earning points, etc.) to the members of each brand and/or store who have completed payment.

In detail, the user terminal 100 may transmit the first generated payment information to the coupon payment relay server 200 .

At this time, the coupon payment relay server 200 that has received the payment information from the user terminal 100 may generate valid coupon accumulation information based on the received payment information.

Here, the effective coupon accumulation information is the basic information required for brand and/or store-specific membership accumulation according to payment using mobile coupons. In an embodiment, PIN number information for mobile coupons used for payment, issuer information, coupon discount Whether or not, usage amount information, and/or PIN product type information may be included.

For example, the PIN number information of the valid coupon accumulation information is a PIN number (eg, 123456******) obtained by masking the rest of the PIN number except for the first 6 digits of the PIN number assigned to the mobile coupon. ) can be obtained in the form of

In addition, the issuer information of the valid coupon accumulation information may be obtained based on the issuer code for the PIN number of the used mobile coupon.

In addition, the coupon discount of the valid coupon accumulation information may be information for determining whether the corresponding mobile coupon is a discount-selling mobile coupon. For example, the coupon discount may be used in a brand and/or a store where a policy in which accumulation of discounted mobile coupons is impossible is performed.

In addition, the usage amount information of the valid coupon accumulation information may be obtained based on the usage amount based on the PIN number of the used mobile coupon.

In addition, the PIN product type information of the valid coupon accumulation information may be obtained based on the product type (eg, product type or amount type, etc.) for the PIN number of the used mobile coupon. For example, the PIN product type information may be used in a brand and/or a store whose accumulation rate is differently processed according to a product type to which a mobile coupon is applied, such as a product type or a price type.

Coming back, the coupon payment relay server 200 that has generated the above valid coupon accumulation information may transmit the generated valid coupon accumulation information to the mobile order service providing server 300 and/or the user terminal 100 .

And the mobile order service providing server 300 and/or the user terminal 100 that received the valid coupon accumulation information from the coupon payment relay server 200, based on the received valid coupon accumulation information, membership by brand and/or store The point earning process can be performed.

As such, in the embodiment of the present invention, the user terminal 100 cooperates with the coupon payment relay server 200 to provide a brand and/or store-specific membership accumulation process for mobile coupons used for payment, thereby providing a mobile order Regardless of whether the service providing server 300 and the plurality of mobile coupon issuing servers 400 are interlocked or not, mapversity accumulation can be performed for coupons issued from all mobile issuers.

In addition, in an embodiment of the present invention, the user terminal 100 may provide a payment cancellation process for a completed payment. (S113)

In detail, the user terminal 100 may provide a payment cancellation interface capable of performing a payment cancellation process based on an application.

In addition, the user terminal 100, the full/partial payment cancellation information for requesting payment cancellation for all or part through the provided payment cancellation interface (eg, cancellation request information for the entire payment to which the mobile coupon is applied or the mobile coupon is applied Cancellation request information for part of payment) can be obtained.

In addition, the user terminal 100 may transmit the obtained payment cancellation information and payment information matching the payment cancellation information to the coupon payment relay server 200 .

For example, when the user terminal 100 obtains the first payment cancellation information for the first payment, the obtained first payment cancellation information and the first payment information for the first payment are transferred to the coupon payment relay server ( 200) can be sent.

At this time, the coupon payment relay server 200 that has received payment cancellation information and matching payment information from the user terminal 100 first detects the received payment information through an integrated identification code, and from the detected payment information, the corresponding payment It is possible to detect the identification code for at least one or more mobile coupons used in the.

For example, the coupon payment relay server 200 detects one integrated identification code matched with the payment requesting partial/full cancellation, and the identification code of at least one mobile coupon matched to the detected integrated identification code or / and obtain additional payment information.

In addition, when canceling the mobile coupon, the coupon payment relay server 200 may determine a mobile coupon to be used for cancellation processing from among the detected at least one or more mobile coupons, based on the received payment cancellation information.

In addition, the coupon payment relay server 200 may detect the issuer of the mobile coupon based on the identification code of the mobile coupon determined to perform the use cancellation process.

And the coupon payment relay server 200 may obtain payment cancellation approval information according to the payment cancellation information by interworking with the mobile coupon issuing server 400 of the detected mobile coupon issuer.

Here, the payment cancellation approval information may be information generated when payment cancellation for all or part of the corresponding payment is permitted according to the payment cancellation information. For example, the payment cancellation approval information may include matching payment cancellation information, payment information, and/or payment cancellation approval notification information.

At this time, when the coupon payment relay server 200 performs payment cancellation for a plurality of mobile coupons, when a plurality of corresponding mobile coupons are issued from a plurality of mobile coupon issuers, the integrated identification code and lower matching By using the identification codes of each mobile coupon, it is possible to interwork with the mobile coupon issuance servers 400 of the plurality of mobile coupon issuers.

In addition, the coupon payment relay server 200 may obtain payment cancellation approval information from a plurality of interlocked mobile coupon issuance servers 400, respectively, and combine the obtained payment cancellation approval information into one integrated payment cancellation approval information can create

The coupon payment relay server 200 that has obtained the payment cancellation approval information as described above may transmit the obtained payment cancellation approval information to the user terminal 100 .

And the user terminal 100 that has received the payment cancellation approval information from the coupon payment relay server 200 may display the received payment cancellation approval information through the display unit 120, through which the payment cancellation process is normally completed can indicate that

As such, in an embodiment of the present invention, the user terminal 100 provides a process for canceling a payment in whole or in part, so that even when a plurality of coupons are used, cancellation processing for all or part of the coupon can be easily performed.

As described above, the method of providing an integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention provides an integrated payment service that processes mobile coupons provided from various mobile coupon issuers in one process, thereby improving the usability of mobile coupons. This can increase consumer satisfaction and reduce the burden on companies distributing mobile coupons.

In detail, in the method of providing an integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention, even for a mobile coupon of a mobile coupon issuer that is not affiliated with a platform that intends to use the mobile coupon, payment using the coupon is possible It is possible to minimize the cost of the mobile coupon provider by providing an integrated payment service that allows consumers to use any mobile coupons they own on the mobile order service regardless of whether they are affiliated with the mobile coupon issuer. there is an effect

In addition, the method of providing an integrated payment service using a plurality of mobile coupons according to an embodiment of the present invention provides an integrated payment service that allows a plurality of mobile coupons to be easily and collectively used in a single payment process, It is possible to facilitate the use, and there is an effect of conveniently performing a complex payment that is mixed with other payment methods.

In addition, the embodiments according to the present invention described above may be implemented in the form of program instructions that can be executed through various computer components and recorded in a computer-readable recording medium. The computer-readable recording medium may include program instructions, data files, data structures, etc. alone or in combination. The program instructions recorded on the computer-readable recording medium may be specially designed and configured for the present invention, or may be known and used by those skilled in the computer software field. Examples of computer-readable recording media include hard disks, magnetic media such as floppy disks and magnetic tapes, optical recording media such as CD-ROMs and DVDs, and magneto-optical media such as floppy disks. medium), and hardware devices specially configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine language codes such as those generated by a compiler, but also high-level language codes that can be executed by a computer using an interpreter or the like. A hardware device may be converted into one or more software modules to perform processing in accordance with the present invention, and vice versa.

The specific implementations described in the present invention are only examples, and do not limit the scope of the present invention in any way. For brevity of the specification, descriptions of conventional electronic components, control systems, software, and other functional aspects of the systems may be omitted. In addition, the connections or connecting members of the lines between the components shown in the drawings illustratively represent functional connections and/or physical or circuit connections, and in an actual device, various functional connections, physical connections that are replaceable or additional may be referred to as connections, or circuit connections. In addition, unless there is a specific reference such as “essential” or “important”, it may not be a necessary component for the application of the present invention.

In addition, although the detailed description of the present invention has been described with reference to a preferred embodiment of the present invention, those skilled in the art or those having ordinary knowledge in the art will appreciate the spirit of the present invention described in the claims to be described later. And it will be understood that various modifications and variations of the present invention can be made without departing from the technical scope. Accordingly, the technical scope of the present invention should not be limited to the contents described in the detailed description of the specification, but should be defined by the claims.

Claims (12)

A method of providing an integrated payment service using a plurality of mobile coupons in a processor of a user terminal, using a mobile coupon provided from a plurality of mobile coupon issuing servers through a coupon payment relay server based on a mobile order service application,
executing a mobile order application that provides online ordering and payment functions for offline stores;
generating order information by performing a product order process of ordering products of the offline store based on a mobile order interface in the mobile order application;
providing a mobile payment window for performing a payment process for the order;
generating coupon usage information by determining a plurality of mobile coupons for paying the order through the mobile payment window;
obtaining coupon inquiry information by performing a validation process for the plurality of mobile coupons based on the coupon usage information; and
Completing the payment process based on the coupon inquiry information
A method of providing an integrated payment service using a plurality of mobile coupons. The method of claim 1,
When payment for the order is completed, generating payment information for the payment, and transmitting the generated payment information to a store order terminal to obtain and display feedback information for the payment,
The payment information is information including the order information, payment coupon information, payment method information, payment amount information, payment location information, and payment time information.
A method of providing an integrated payment service using a plurality of mobile coupons. The method of claim 1,
Further comprising the step of providing a membership accumulation process when payment for the order is completed,
The membership accumulation process is
A brand that has completed the payment by using the mobile coupons provided from the plurality of mobile coupon issuance servers based on the application provided from the mobile order service providing server based on the integrated identification code that integrates the identification codes of the plurality of mobile coupons Or, a process that pays certain benefits to members for each store.
A method of providing an integrated payment service using a plurality of mobile coupons. 4. The method of claim 3,
The step of providing the membership accumulation process includes:
Comprising the step of performing the membership accumulation process based on the valid coupon accumulation information,
The valid coupon accumulation information is,
including PIN number information, issuer information, coupon discount status, usage amount information, and PIN product type information for the mobile coupon used for the payment
A method of providing an integrated payment service using a plurality of mobile coupons. The method of claim 1,
After completion of payment for the order, further comprising the step of providing a payment cancellation process based on one integrated identification code matched with the identification code of the plurality of mobile coupons,
The payment cancellation process is
Providing a process for performing a full payment cancellation for the at least one or more mobile coupons used for the payment or a process for performing a partial payment cancellation for at least a portion of the at least one or more mobile coupons used for the payment
A method of providing an integrated payment service using a plurality of mobile coupons. The method of claim 1,
Providing the mobile order interface comprises:
determining the offline store based on the mobile order interface,
The step of determining the offline store,
Comprising at least one step of determining the offline store based on a user's manual input based on the mobile order interface and automatically determining the offline store based on the location of the user terminal
A method of providing an integrated payment service using a plurality of mobile coupons. The method of claim 1,
The step of providing the mobile payment window,
Comprising the step of providing a coupon use interface for applying the mobile coupon to the payment process,
The coupon use interface is,
At least one of an interface for manually inputting the identification code of the mobile coupon and an interface for detecting and selecting at least one or more mobile coupons usable in the offline store stored in a memory
A method of providing an integrated payment service using a plurality of mobile coupons. The method of claim 1,
The step of obtaining coupon inquiry information by performing a validation process for the mobile coupon includes determining the validity of the mobile coupon itself and the matching validity between the mobile coupon and the order information
A method of providing an integrated payment service using a plurality of mobile coupons. 9. The method of claim 8,
The coupon itself validity is information determined based on the identification code of the mobile coupon whether the mobile coupon exists or not, whether the validity period is satisfied, and whether the mobile coupon is valid according to the remaining available amount when the mobile coupon is a monetary amount,
The matching validity is information for determining whether the characteristic information of the mobile coupon and the order characteristic information based on the order information of the coupon use information match,
Coupon inquiry information, as information generated as a result of the validation process, is information including the validity of the coupon itself and the matching validity.
A method of providing an integrated payment service using a plurality of mobile coupons. 10. The method of claim 9,
The coupon inquiry information further includes integrated identification code information,
The integrated identification code information is an identification code in which identification codes matched with a plurality of the mobile coupons are integrated into one identification code, and the use processing for the plurality of mobile coupons is collectively performed based on the integrated identification code. information that makes it possible
A method of providing an integrated payment service using a plurality of mobile coupons. A method of providing an integrated payment service using a plurality of mobile coupons, in which the control unit of the coupon payment relay server interworks with a plurality of mobile coupon issuance servers and mobile order service providing servers to use a plurality of mobile coupons in a user terminal,
obtaining order information for an offline store from the user terminal;
obtaining coupon usage information for the plurality of mobile coupons to be used for payment for order information of the offline store from the user terminal;
verifying the validity of the plurality of mobile coupons by performing a validation process for the plurality of mobile coupons based on the coupon usage information in conjunction with each mobile coupon issuing server matched to the plurality of mobile coupons;
performing a payment process for order information of the offline store by applying or not applying the mobile coupons according to the validity of the plurality of mobile coupons; and
When the payment process is completed, comprising the step of completing the use of the applied mobile coupon
A method of providing an integrated payment service using a plurality of mobile coupons. 12. The method of claim 11,
The step of verifying the validity of the mobile coupon,
Comprising the step of generating coupon itself validity, matching validity, and integrated identification code information for at least one or more of the mobile coupons,
The integrated identification code information,
It is an identification code that integrates identification codes matched to a plurality of mobile coupons into one identification code, which is information that enables collectively performing usage processing for a plurality of the mobile coupons based on the integrated identification code.
A method of providing an integrated payment service using a plurality of mobile coupons.

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