KR20150142913A - System and method for providing payment service in offline using code - Google Patents

Abstract

The present invention relates to an offline payment system and an offline payment method using code and, more specifically, comprises: a terminal device for displaying a payment frame, if a store, a discount method, and a payment method are selected, including a code created by the store, the discount method, and the payment method; a store device for reading the code displayed on the terminal and transmitting a payment request signal, to a service device, including the code number and payment information; and the service device for identifying user information, store information, discount method information, and payment information by analyzing the code number included in the payment request signal, authenticating the user information and the store information, and performing payment based on the discount method information and the payment method information.

Description

Technical Field [0001] The present invention relates to an offline payment service system using a code,

The present invention relates to an offline payment service system and method using a code. More specifically, the terminal device generates a code capable of complex payment using user information, store information, discount means, and payment means information, The present invention relates to an offline payment service system and a method using a code that can easily perform a complex payment in an offline store using a code generated by a terminal device when a payment is made according to a purchase of a product.

2. Description of the Related Art In recent years, mobile communication terminals such as mobile phones have become a necessity of modern people. In addition to the function of voice communication, various portable digital devices (e.g., camera, MP3, As a function of an additional function.

As one of the above-mentioned additional functions, a payment function using a mobile communication terminal has been developed based on the characteristic that a mobile communication terminal is always carried by a user such as a wallet. That is, a payment using a mobile communication terminal having a smart card-based contactless or non-contact type credit payment and credit card information is widely used at the time of purchasing goods.

On the other hand, when a user makes an offline payment, a discount card, a coupon barcode, a discount card registered in a discount plastic card, a coupon, a credit card, or a smartphone wallet app owned by the user All of the credit cards were presented, and payment discounts and settlements were made.

This procedure inconveniences the user to have a plastic card and a coupon to receive a discount in order to receive a discount. In order to present the barcode of the discount card registered in the smartphone wallet app, touch the discount card one by one There is a disadvantage in that a time inconvenience occurs due to a procedural inconvenience in which a bar code is presented at a point of sale (POS) of a store.

In addition, there was an inconvenience in determining whether to earn or discount the mileage amount owned by the user himself or to determine the discount amount at the time of settlement.

Prior Art 1: Korea Patent No. 0-0728394: Method of payment service using barcode and apparatus therefor

It is an object of the present invention to provide a simple and complex payment service capable of processing a payment means such as a credit card at a time together with a discount means when paying off-line.

Another object of the present invention is to provide an offline payment service system using a code capable of generating a code (for example, a bar code) capable of making a complex payment using user information, store information, discount means information, And a method.

It is still another object of the present invention to provide a system and method for offline payment service using a code that enables simple complex payment (discount means, payment means) in an offline store using a code generated by a terminal device.

According to one aspect of the present invention, when the discount means and the payment means information for each store are input, a unique code based on the input discount means and payment means information is generated, A complex payment information registration processing unit for storing the complex payment information including the payment means information and the unique code and requesting the service device to register the payment information; And a complex payment request processor for displaying a payment screen on which the code generated by the selected store, the discount means, and the payment means is displayed.

Wherein the compound payment information registration processing unit includes an authentication module for performing user authentication using the authentication information input by the user and displaying a screen displaying a discount means registration menu and a payment means registration menu, A discount means registration module for receiving discount means information to be used in the store, a payment means registration module for receiving payment means information to be used in the selected store through the payment means registration menu, discount means information to be used in the selected store, , A code number generation module for generating a unique code number using user information, a complex payment for requesting the service device to register the complex payment information including the store, the discount means information to be used in the store, the payment means information, And an information registration module.

According to another aspect of the present invention, there is provided an information processing apparatus including an analyzing unit for analyzing the code number and identifying user information, store information, discount means information, and payment means information when a payment request signal including a code number and payment information is received; An authentication unit for authenticating the identified user information and the store information, and a payment processing unit for performing settlement based on the identified discount means information and the payment means information.

The service apparatus may further include a registration unit for registering the complex payment information when the registration of the complex payment information including the discount means information, the payment means information, and the code number to be used in the store is requested.

According to another aspect of the present invention, there is provided a terminal device for displaying a payment screen on which a code generated by the selected store, a discounting means, and a payment means is displayed when a store, a discounting means and a payment means are selected from previously stored complex payment information, A burial device for recognizing a code displayed on the terminal device and transmitting a settlement request signal including the recognized code number and settlement information to a service device, analyzing a code number included in the settlement request signal, And a service device for identifying the information, discount means information and payment means information, authenticating the identified user information and store information, and performing settlement based on the identified discount means information and payment means information An offline payment service system is provided.

Wherein the terminal device generates a unique code based on the input discount means and payment means information when the discount means and the payment means information are input for each store, Information to the service device, and the service device can register the complex payment information.

According to another aspect of the present invention, there is provided a method of providing an offline payment service using a code, the method comprising the steps of: receiving discount means for each store and payment means information; A step of generating a unique code number by using the user information, a step of storing complex payment information including the discount means for each store, the payment means information and a code number, and requesting registration to the service device, A payment service method is provided.

The off-line settlement service method using the code of the terminal device is characterized in that, when a store, a discounting means and a payment means are selected from pre-stored complex payment information at the time of settlement for goods purchase offline, And displaying a billing screen in which the code is displayed.

According to another aspect of the present invention, there is provided a method for providing a discount service, comprising the steps of: receiving a discount means and payment means information for each store when executed by a terminal device; And storing the complex payment information including the discount means, the payment means information, and the code number, and requesting registration to the service device, the program for executing the offline payment service method using the code, A computer-readable recording medium is provided.

According to another aspect of the present invention, there is provided a method for providing an offline payment service using a code in a service device, the method comprising: analyzing the code number to receive user information A step of identifying the store information, the discount means information, the payment means information, the step of authenticating the identified user information, the store information, the payment information, the discount means information, and the payment means information, The method comprising the steps of:

According to another aspect of the present invention, there is provided a billing method for a billing apparatus, comprising: analyzing a code number when a payment request signal including a code number and payment information is received, Identifying the information, identifying the user information, authenticating the store information, and, when the authentication is completed, performing settlement based on the identified discount means information and payment means information. There is provided a computer-readable recording medium containing a program for executing a payment service method.

According to the present invention, since the user processes the settlement using the discount means and the settlement means registered in the service apparatus, when the settlement for purchasing the goods in the offline store, only the discounted means Payment can be easily made by the payment means.

Further, the terminal device can generate a code capable of making a complex payment using user information, store information, discount means information, and payment means information, and can easily perform complex payment in an offline store using the code.

1 illustrates an offline payment service system using a code according to an embodiment of the present invention.
2 is a block diagram schematically showing a configuration of a terminal device according to an embodiment of the present invention.
3 is a detailed view showing the configuration of the compound payment information registration processing unit shown in FIG. 2;
4 is a block diagram schematically showing a configuration of a service apparatus according to an embodiment of the present invention;
5 is a diagram illustrating an offline payment service method using a code according to an embodiment of the present invention.
FIG. 6 illustrates a composite payment information registration method according to an embodiment of the present invention. FIG.
7 is an illustration of an example of a payment screen according to an embodiment of the present invention;

The foregoing and other objects, features, and advantages of the present invention will become more apparent from the following detailed description taken in conjunction with the accompanying drawings, in which: FIG.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, a system and method for an offline payment service using a code according to the present invention will be described in detail with reference to the accompanying drawings. The embodiments are provided so that those skilled in the art can easily understand the technical spirit of the present invention, and thus the present invention is not limited thereto. In addition, the matters described in the attached drawings may be different from those actually implemented by the schematic drawings to easily describe the embodiments of the present invention.

In the meantime, each constituent unit described below is only an example for implementing the present invention. Thus, in other implementations of the present invention, other components may be used without departing from the spirit and scope of the present invention. In addition, each component may be implemented solely by hardware or software configuration, but may be implemented by a combination of various hardware and software configurations performing the same function. Also, two or more components may be implemented together by one hardware or software.

Also, the expression " comprising " is intended to merely denote that such elements are present as an expression of " open ", and should not be understood to exclude additional elements.

1 is a diagram illustrating an offline payment service system using a code according to an embodiment of the present invention.

1, an offline payment service system using a code includes a terminal device 100, a store device 200, and a service device 300.

The terminal device 100 generates a code number and stores complex payment information including the discount means and the payment means information and the code number when the discount means and the payment means information for each store are inputted by executing the complex payment application And requests registration to the service apparatus 300 at the same time. Herein, the complex payment application generates an unique code number when the discount means and the payment means for each store are registered, and generates and displays a code at the time of off-line settlement so that the payment is made by the registered discount means and the payment means Lt; / RTI > The code can be in various forms such as a bar code, a QR code, a two-dimensional code, and the like. The complex payment means payment using the previously registered discount means and payment means.

When the store, the discounting means, and the payment means are selected from the compound payment information registered in the compound payment application, the terminal device 100 displays a payment screen displaying a code composed of user authentication information, store information, and compound payment information.

The terminal device 100 is provided with a complex payment application. The complex payment application is executed by the user, and when the user requests the mobile phone settlement, a payment screen in which a code (for example, a bar code) is displayed on the user terminal screen is displayed. The user presents the code image displayed on the screen to the cashier of the store, and the cashier tags the code and proceeds the payment process.

The terminal device 100 is a terminal provided by a consumer who purchases a product at a store and can be any terminal as long as it is capable of server-client communication with the service device 300. The terminal device 100 may be a smart phone, a laptop computer, a tablet computer, and the like, and need not be limited to any particular terminal as long as communication over a communication network is possible.

The terminal device 100 will be described in detail with reference to FIG.

The store device 200 recognizes the code displayed on the terminal device 100 at the time of payment in accordance with the purchase of the goods off-line, and transmits the settlement request signal including the recognized code number and payment information to the service device. Here, the payment information may include a product name, a payment amount, and the like.

The buried device 200 scans the code displayed on the terminal device 100 and reads it as a code string. Then, the store device 200 adds the merchant information, the merchandise information, the payment amount, and the like to the code string to generate a packet of payment request information, and transmits the packet to the service device 300 to request payment. Thereafter, when the store device 200 receives a message of successful settlement from the service device 300, the store device 200 issues a receipt to the user. Here, the buried device 200 can scan a code image from the terminal device 100 by an infrared method, a tagging method, or a Bluetooth method. The burial device 200 is provided with a separate receiving device (e.g., a bar code scanner, a bar code reader) for recognizing a code from a screen of the terminal device in order to scan a code image.

Such a burial device 200 may be a POS, an RF-ID reader, a terminal (computer, mobile phone, smart phone, etc.) installed at an affiliate shop.

When the registration of the compound payment information is requested from the terminal device 100, the service device 300 registers the compound payment information by mapping the compound payment information with the corresponding user identification information.

The service device 300 analyzes the code number included in the settlement request signal and stores the user information, the store information, the discount means information, the payment means, Identifies the information, authenticates the identified user information and store information, and performs settlement based on the identified discount means information and payment means information.

Upon receipt of the payment request information from the store device 200, the service device 300 interprets the code string included in the received payment request information and performs settlement.

Upon completion of the payment, the service device 300 generates an electronic receipt and transmits the electronic receipt to the terminal device 100, and at the same time, transmits the payment completion information to the store device 200.

The service device 300 may be implemented through an electronic device capable of communicating with other electronic devices through various communication standards and performing various data processing operations. For example, the service device 300 may be implemented in the form of a server device, and may be implemented in various electronic devices in addition to the form of the server device. Also, the service device 300 may be implemented in the form of a single electronic device, or in a form in which two or more electronic devices are combined.

The service device 300 will be described in detail with reference to FIG.

The terminal device 100, the buried device 200 and the service device 300 are linked through a communication network. The communication network is connected to the internet protocol (Internet protocol) using various wired / wireless communication technologies such as an Internet network, an intranet network, Which can send and receive data. Also, the communication network is coupled with the service device 300 to store computing resources such as hardware, software, and the like.

FIG. 2 is a block diagram schematically showing a configuration of a terminal device according to an embodiment of the present invention, and FIG. 3 is a detailed view of the configuration of the complex payment information registration processing unit shown in FIG.

2, the terminal device 100 includes a communication unit 110, an input unit 120, a display unit 130, a storage unit 140, a complex payment information registration processing unit 150, a complex payment request processing unit 160, And a control unit 170. [

The communication unit 110 is a communication unit that interconnects the terminal device 100 and the service device through a communication network. The communication unit 110 may be a wireless communication module such as mobile communication or satellite communication, a wired communication module such as the Internet, A communication module, and the like.

The input unit 120 is a means for receiving a user request for controlling the operation of the terminal device 100, and converts the request of the user into an electric signal according to a user's operation. The input unit 120 may be a keyboard, a keypad, a touch screen, a visual sensing unit, a tactile sensing unit, a motion sensing unit, , Voice input means, and the like. The input unit 120 may be implemented as a touch screen integrated with the display unit 130. The input unit 120 can be used to input discount means and payment means for each store.

The display unit 130 displays various information related to the operation of the terminal device 100. The display unit 130 may be a form of a display that can be visually confirmed.

The storage unit 140 stores a program necessary for controlling the operation of the terminal device 100 and data generated during the execution of the program. The storage unit 140 may be implemented to include various types of memory devices. In particular, when the discount means and the payment means are registered in the storage unit 140, a complex payment application for generating a unique code number and generating and displaying a bar code upon offline payment is stored.

The complex payment information registration processing unit 150 receives the discount means and the payment means information for each store by executing the complex payment application stored in the storage unit 140, And stores the complex payment information including the discount means for each store, the payment means information, and the code number, and simultaneously requests registration to the service apparatus.

3, the compound payment information registration processing unit 150 includes an authentication module 151, a discount means registration module 152, a payment means registration module 153, a code number Generation module 154, and a complex payment information registration module 155. [

The authentication module 151 performs user authentication using the authentication information inputted when executing the complex payment application, and displays a screen displaying the discount means registration menu and the payment means registration menu.

That is, when the complex payment application stored in the storage unit 140 is executed, the authentication module 151 displays a password input window. When the user enters the password registered when the compound payment application is first executed in the password input window, the authentication module 151 performs the user authentication by comparing the input password with the pre-stored password. When the user authentication is completed, the authentication module 151 displays an initial screen displaying a discount means registration menu and a payment means registration menu. If the password is set, the authentication module 151 compares the inputted password with the pre-stored password, and judges that the authentication is successful if they match.

The discount means registration module 152 receives the discount means information to be used in the store and the store through the discount means registration menu. That is, when the user selects the discount means registration menu on the initial screen, the discount means registration module 152 displays a discount means type selection screen displaying the discount means types such as mileage, coupons and the like. When the user selects mileage on the discount means type selection screen, the discount means registration module 152 displays a store selection screen for using the mileage, and the user selects a store to use the mileage. The discount means registration module 152 displays the mileage list provided in the selected store, and when the user selects a specific mileage from the mileage list, the mileage basic information input screen is displayed. When the user inputs basic information such as a mileage card number and a password possessed by the user on the mileage basic information input screen, the discount means registration module 152 requests authentication of the mileage information, receives the available mileage upon completion of the authentication Display. The user enters mileage usage conditions. The mileage usage conditions may include mileage accumulation, use of all miles, use of a portion of the mileage, and disuse of the mileage. Some use of miles may be entered as an exact limit or as a percentage of the payment amount. At this time, a plurality of mileage means is registered according to the affiliation relationship per one store, and a priority order for each mileage is selected so that priority mileage is preferentially handled when duplicate mileage is not available. For example, you can use all 'A' mileage at A store and 'A' mileage at B store, so use 'A' at a store or 'A' store for special occasions. The 'a' mileage can be registered as disabled.

When the user selects a coupon from the discount means type selection screen, the discount means registration module 152 displays a shop selection screen for using the coupon, and the user selects a store to use the coupon. Then enter the coupon number if you have a coupon available at the selected store. Then, the discount means registration module 152 selects and stores the entered coupon number and whether to use the coupon issued to the user. At this time, the user inputs a coupon use condition such as use or nonuse.

The payment means registration module 153 receives the payment means information to be used in the selected store through the payment means registration menu. That is, when the user selects the payment method registration menu on the initial screen, the payment method registration module 153 displays a payment method type selection screen showing the type of payment means such as credit card, mobile phone payment, account transfer, and the like. The user selects a desired payment means type on the payment means type selection screen and inputs basic information about the selected payment means. Then, the payment means registration module 153 authenticates the input payment means information. For example, if the user selects a credit card as the payment means, the user inputs the credit card number, expiration date, password, etc. as basic information, and the payment means registration module 152 authenticates the inputted credit card information . Further, the user selects mobile phone payment, inputs the mobile phone number as basic information, and performs SMS authentication. In addition, the user selects the account transfer as the payment means, registers the bank name, the account number, the account password, and the account transfer password to conduct the transfer authentication.

Information on these discounting methods and payment methods can be registered for each store, so that they can be selectively presented to the situation.

The code number generation module 154 generates a unique code number based on the discount means information and the payment means information to be used in the store registered in the discount means registration module 152 or the payment means registration module 153. [ That is, the code number generation module 154 generates a code number composed of a series of strings of user information, store information, discount means information, payment means information, and the like. Here, a string is a series of information composed of a combination of numbers, letters, or numbers and letters. The algorithm in which the code number generation module 154 generates the code number can use conventional techniques.

The complex payment information registration module 155 requests the service device to register the complex payment information including the discount means information to be used at the store, the payment means information, and the code number.

Referring again to FIG. 2, when the store, the discount means, and the payment means are selected from the previously registered complex payment information, the complex payment request processing unit 160 displays a settlement screen including a code consisting of user information, store information, . Preferred examples of the codes displayed on the settlement screen include a one-dimensional barcode displayed by bolding with a bold line and a thin line, a two-dimensional barcode obtained by coding a high-density code with a two-dimensional symbol in a small square, or a three- have.

As shown in FIG. 7, the billing screen displays a summary of the information on the barcode consisting of user information, store information, discount means registration information, discount means and payment means under the barcode to the user.

The control unit 170 controls the overall function of the terminal device 100 by executing a driving program stored in the storage unit 140 according to an instruction of the terminal device user input through the input unit 120. [

The control unit 170 controls operations of the respective units such as the communication unit 110, the input unit 120, the display unit 130, the storage unit 140, the complex payment information registration processing unit 150, and the complex payment request processing unit 160 .

The control unit 170 may include at least one computing unit, which may be a general central processing unit (CPU), programmable device elements (CPLDs, FPGAs) suitably implemented for a specific purpose, (ASIC) or a microcontroller chip.

4 is a block diagram schematically showing a configuration of a service apparatus according to an embodiment of the present invention.

4, the service apparatus 300 includes a store information database 310, a user information database 320, a communication unit 330, a registration unit 340, an analysis unit 350, an authentication unit 360, (370), and a control unit (380).

The store information database 310 stores store identification information, information on discount means available in stores, and the like. That is, the store information database 310 stores store identification information, mileage available at each store, coupons, and the like.

The user information database 320 stores user identification information, complex payment information registered by each user, and the like.

When registration of the complex payment information including the discount means information, the payment means information and the code number to be used in the store, the store, and the code number is requested through the communication unit 330, the registration unit 340 registers the complex payment information in the user information database 320 Register.

The analysis unit 350 analyzes the code number and identifies user information, store information, discount means information, and payment means information when a payment request signal including a code number and payment information is received.

The authentication unit 360 authenticates the user information and the store information identified by the analysis unit 350. That is, the authentication unit 360 authenticates the user by using whether the user information identified in the analysis unit 350 is registered in the user information database 320 or not. Also, the authentication unit 360 confirms whether the identified store information is a store registered in the store information database 310, confirms whether or not the stored store information matches the store information included in the payment information, and authenticates the store.

Upon completion of the authentication of the authentication unit, the payment processing unit 370 performs settlement based on the identified discount means information and payment means information. For example, when the mileage information is registered as the discounting means, the payment processing unit 370 performs a discount according to the mileage usage method selected by the user. At this time, the payment processing unit 370 loads the registered discount means information from the user information database 320 based on the discount means information of the code, and makes a mileage discount request. When the coupon information is registered as the discount means, the payment processing unit 370 performs the coupon discount using the registered coupon information, and performs settlement processing according to the finally registered payment means. At this time, the payment processing unit 370 loads the coupon information registered in the user information database 320 based on the discount means information of the code, and performs coupon use processing. Then, the payment processing unit 370 makes a payment request for the discounted amount of the settlement request amount based on the discount means information of the code.

The control unit 380 includes a store information database 310, a user information database 320, a communication unit 330, a registration unit 340, an analysis unit 350, an authentication unit 360, a payment processing unit 370, .

These components, which the service device 300 may include, may be implemented by hardware, software, or a combination thereof, and two or more components may be implemented simultaneously by one hardware or software.

5 is a diagram illustrating an offline payment service method using a code according to an embodiment of the present invention.

5, a user executes a complex payment application (S502), selects a complex payment information registration menu, inputs discount information for each store and payment means information (S504), and the terminal device displays user information, store information, Discount means, payment means information, and the like (S506).

Then, the terminal device transmits a complex payment information registration request signal including the generated code number, user information, discount means information, payment means information, etc. to the service device (S508).

The service device registers the complex payment information transmitted from the terminal device in the user information database (S510), and transmits a registration completion signal to the terminal device (S512).

When a user who has purchased a product in an offline store executes a complex payment application to make a payment (S514), and selects a discount means and a payment means to use in the store (S516), the terminal displays a billing screen (S518). The displayed code may be various codes such as a barcode, a two-dimensional code, a three-dimensional code, or the like, generated by a discount means, a payment means, and the like selected by the user.

The store employee recognizes the code displayed on the payment screen of the terminal device using the store device (S520), and transmits a payment request signal including the recognized code number and payment information to the service device (S522).

The service device analyzes the code number to identify user information, store information, discount means information, payment means information, and authenticates the identified user information and store information (S524).

Then, when the authentication is completed, the service device performs settlement based on the identified discount means information and the settlement means information (S526), and transmits the settlement completion signal to the store device (S528).

FIG. 6 is a view illustrating a composite payment information registration method according to an embodiment of the present invention.

Referring to FIG. 6, the terminal device executes a complex payment application by the user (S602), and performs user authentication using the authentication information input by the user (S604).

When the user authentication is completed, the terminal device displays an initial screen displaying the discount means registration menu and the payment means registration menu (S606).

When the user selects the discount means registration menu on the initial screen (S608), the terminal displays a discount means type selection screen displaying the discount means types such as mileage, coupons and the like. When the user selects mileage on the discount means type selection screen (S610), the terminal displays the store selection screen for using the mileage, and the user selects a store to use the mileage (S612).

Then, the terminal displays the mileage list provided in the selected store (S614), and the user selects a specific mileage from the mileage list and inputs basic information about the specific mileage (S616).

The terminal device displays the available mileage by authenticating the mileage basic information (S618), and the user inputs the mileage usage condition in the selected store (S620).

Then, the terminal device stores mileage information including mileage basic information, mileage use conditions, and the like (S622).

If the user selects a coupon on the discount means type selection screen (S624), the terminal displays a store selection screen for using the coupon, and the user selects a store to use the coupon (S626).

Then, the coupon number and the coupon use condition that can be used in the store selected by the user are inputted (S628), and the terminal device stores the coupon information including the coupon number and coupon use condition (S630).

Then, the terminal device inquires whether there is a discount means to be added in the selected store (S632).

If there is no discount means to be added, the user selects the payment method registration menu (S634), and receives the payment means information to be used in the selected store (S636).

Then, the terminal device authenticates the payment means information (S638), and generates a code number including user information, store information, discount means information, payment means information, and the like (S638).

Then, the terminal device requests the service device to register the complex payment information including the discount means information, the payment means information, and the unique code number to be used in the store, the store (S640).

According to another aspect of the present invention, there is provided a computer-readable storage medium storing a program for causing a computer to execute the steps of: receiving a discount means and payment means information for each store when executed by a terminal device; A program for executing an offline payment service method using a code, the program comprising the steps of: generating a number, a discount number, and a payment number; There is provided a computer-readable recording medium having recorded thereon.

According to another aspect of the present invention, there is provided a billing method for billing a billing request signal, which is executed by a service device, when the billing request signal including the code number and the billing information is received, Identifying the means information, authenticating the identified user information, the store information, performing the settlement based on the identified discount means information, and the payment means information when the authentication is completed There is provided a computer-readable recording medium containing a program for executing an offline payment service method.

The offline payment service method using such a code can be written as a program, and the codes and code segments constituting the program can be easily deduced by the programmers in the field. Also, a program related to an offline payment service method using a code can be stored in an information storage medium (Readable Media) that can be read by the electronic apparatus, and can be read and executed by the electronic apparatus.

Thus, those skilled in the art will appreciate that the present invention may be embodied in other specific forms without departing from the spirit or essential characteristics thereof. It is therefore to be understood that the embodiments described above are to be considered in all respects only as illustrative and not restrictive. The scope of the present invention is defined by the appended claims rather than the detailed description and all changes or modifications derived from the meaning and scope of the claims and their equivalents are to be construed as being included within the scope of the present invention do.

The present invention provides a system and method for off-line payment service using a code, so that a terminal device can generate a code capable of complex payment using user information, store information, discount means information and payment means information, It is possible to perform a complex payment using a pre-registered discount means and a payment means using a code generated in the terminal device.

100: terminal device 110, 330:
120: input unit 130: display unit
140: storage unit 150: complex payment information registration processing unit
160: complex payment request processing unit 170, 380:
200: store device 300: service device
310: store information database 320: user information database
340: registration unit 350: analysis unit
360: Authentication unit 370: Payment processing unit

Claims (11)

And stores the composite payment information including the discount means and the payment means information, the unique code, and the payment information, A complex payment information registration processing unit for requesting registration to a service device; And
When a store, a discount means, and a payment means are selected from pre-stored complex payment information at the time of payment according to purchase of goods in offline, a complex payment request for displaying a payment screen displayed with the codes generated by the selected store, A processor;
. The method according to claim 1,
The complex payment information registration processing unit,
An authentication module that performs user authentication using the authentication information input by the user, and displays a screen displaying a discount means registration menu and a payment means registration menu;
A discount means registration module that receives store information through the discount means registration menu and receives discount means information to be used in the store;
A payment means registration module for receiving payment means information to be used in the selected store through the payment means registration menu;
A code number generation module for generating a unique code number using discount means information, payment means information, and user information to be used in the selected store; And
And a complex payment information registration module for requesting the service device to register the complex payment information including discount means information, payment means information, and code number to be used in the store, store, and the like. An analyzer for analyzing the code number to identify user information, store information, discount means information, and payment means information when a payment request signal including a code number and payment information is received;
An authentication unit for authenticating the identified user information and store information; And
A settlement processing unit for performing settlement based on the identified discount means information and payment means information;
. The method of claim 3,
Further comprising a registration unit for registering the complex payment information when the registration of the complex payment information including the discount means information, the payment means information, and the code number to be used in the store is requested. A terminal device for displaying a settlement screen displaying codes generated by the selected store, discount means and payment means when the store, the discount means and the payment means are selected from the previously stored complex payment information;
A burden device for recognizing a code displayed on the terminal device and transmitting a settlement request signal including the recognized code number and settlement information to a service device; And
And stores the user identification information, the discount information, and the payment means information, identifies the identified user information and the store information, analyzes the code number included in the payment request signal, A service apparatus that performs settlement based on information;
The system comprising: 6. The method of claim 5,
Wherein the terminal device generates a unique code based on the input discount means and payment means information when the discount means and the payment means information are input for each store, Requesting registration of the information to the service device,
And the service device registers the complex payment information. A method for providing an offline payment service using a code in a terminal device,
Receiving discount information for each store and payment means information;
Generating a unique code number using the input discount means, the payment means information, and the user information; And
Storing the complex payment information including the discount means for each store, the payment means information and the code number, and requesting registration to the service device;
The method comprising the steps of: 8. The method of claim 7,
When the store, the discounting means and the payment means are selected from the pre-stored complex payment information at the time of payment according to the purchase of the goods in offline, the step of displaying the payment screen displaying the code generated by the selected store, the discount means and the payment means An offline payment service method using the included code. When executed by a terminal device,
Receiving discount information for each store and payment means information;
Generating a unique code number using the input discount means, the payment means information, and the user information; And
And storing the complex payment information including the discount means, the payment means information, and the code number, and requesting the service device to register the payment information, the computer program comprising: Recording medium. A method for providing an offline payment service using a code by a service device,
Analyzing the code number to identify user information, store information, discount means information, and payment means information when a payment request signal including a code number and payment information is received;
Authenticating the identified user information and store information;
Performing settlement based on the identified discount means information and payment means information when the authentication is completed;
The method comprising the steps of: When executed by a service device,
Analyzing the code number to identify user information, store information, discount means information, and payment means information when a payment request signal including a code number and payment information is received;
Authenticating the identified user information and store information;
And performing settlement on the basis of the identified discount means information and payment means information when the authentication is completed. ≪ RTI ID = 0.0 > [0002] < / RTI >

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