KR102353281B1 - System and method for providing payment service in offline using code - Google Patents

Abstract

The present invention relates to an offline payment service system and method using a code, and more particularly, when a store, a discount means, and a payment method are selected from pre-stored complex payment information, the selected store, the discount method, and the payment method generate A terminal device that displays a payment screen displaying a code, a store device that recognizes the code displayed on the terminal device, and transmits a payment request signal including the recognized code number and payment information to a service device, to the payment request signal Analyze the included code number to identify user information, store information, discount method information, and payment method information, authenticate the identified user information and store information, and make payment based on the identified discount method information and payment method information It includes a service device that performs

Description

Offline payment service system and method using code {SYSTEM AND METHOD FOR PROVIDING PAYMENT SERVICE IN OFFLINE USING CODE}

The present invention relates to a system and method for an offline payment service using a code, and more particularly, a terminal device generates a code capable of performing a complex payment using user information, store information, discount means, and payment method information, and performs offline payment. It relates to an offline payment service system and method using a code that enables a simple complex payment at an offline store by using a code generated by a terminal device when making a payment according to product purchase.

In recent years, mobile communication terminals such as cell phones have become a necessity of modern people, and in addition to their intrinsic functions of voice calls, various portable digital devices (eg, cameras, MP3s, memo functions, etc.) It is widely distributed in the form of including the functions of the additional functions.

As one of the additional functions described above, a payment function using a mobile communication terminal was developed based on the characteristic that a mobile communication terminal such as a wallet is a device that is always carried by the user. That is, when payment is made according to the purchase of goods, smart card-based contact or contactless credit payment and payment using a mobile communication terminal having credit card information are widely used.

On the other hand, when a user makes a payment offline, in order to make a payment together with a discount method, the discount card barcode and coupon barcode registered in the discount plastic card, coupon, credit card, or smartphone wallet app the user has All credit cards were presented to proceed with the payment discount and payment.

This procedure caused the inconvenience of users having to have a plastic card and coupon to receive a discount in order to receive a discount. There was a disadvantage in that it takes time as well as procedural inconvenience of having to present the barcode to the POS (Point Of Sales) of the store.

In addition, in the case of mileage, it is inconvenient to have to decide at the time of payment whether to accumulate or discount the amount of mileage owned by the person and to what extent the discount amount is used.

Prior art 1: Korea Patent No. 0-0728394: Payment service method using barcode and device therefor

The present invention has been devised to solve the above problems, and it is an object of the present invention to provide a simple complex payment service that can process payment methods such as credit cards together with discount means at once when paying offline.

Another object of the present invention is an offline payment service system using a code in which a terminal device can generate a code (eg, a barcode) capable of performing a complex payment using user information, store information, discount means information, and payment means information. and to provide a method.

Another object of the present invention is to provide an offline payment service system and method using a code that enables simple complex payment (discount means, payment means) to be made in an offline store using the code generated by the terminal device.

According to one aspect of the present invention for solving the above problems, when discount means and payment method information for each store is input, a unique code is generated based on the input discount means and payment method information, and the discount means for each store and A complex payment information registration processing unit that stores and requests registration of complex payment information including payment method information and a unique code to a service device When selected, there is provided a terminal device including a complex payment request processing unit that displays a payment screen on which a code generated by the selected store, discount means, and payment means is displayed.

The complex payment information registration processing unit performs user authentication using the authentication information input by the user, and an authentication module that displays a screen on which a discount means registration menu and a payment means registration menu are displayed; a store through the discount means registration menu; Discount means registration module to receive discount method information to be used in the store, payment method registration module to receive payment method information to be used in the selected store through the payment method registration menu, discount method information to be used in the selected store, payment method information , a code number generation module that generates a unique code number by using user information, the store, the discount method information to be used in the store, payment method information, and a complex payment requesting registration of complex payment information including a code number to the service device It may include an information registration module.

According to another aspect of the present invention, when a payment request signal including a code number and payment information is received, an analysis unit for analyzing the code number to identify user information, store information, discount means information, and payment means information, the There is provided a service device including an authentication unit for authenticating the identified user information, store information, and a payment processing unit for performing payment based on the identified discount means information and payment means information.

The service device may further include a registration unit for registering the complex payment information when registration of the complex payment information including discount method information, payment method information, and code number to be used in a store is requested.

According to another aspect of the present invention, when a store, a discount means, and a payment method are selected from pre-stored complex payment information, a terminal device for displaying a payment screen displaying codes generated by the selected store, discount means, and payment means; A store device that recognizes a code displayed on the terminal device and transmits a payment request signal including the recognized code number and payment information to a service device, and analyzes the code number included in the payment request signal to obtain user information, store Using a code including a service device for identifying information, discount means information, payment means information, authenticating the identified user information and store information, and performing payment based on the identified discount means information and payment means information An offline payment service system is provided.

When the discount means and payment means information for each store is input, the terminal device generates a unique code based on the input discount means and payment means information, and a complex payment including the discount means and payment means information for each store, and a unique code The information may be requested to be registered in the service device, and the service device may register the complex payment information.

According to another aspect of the present invention, in a method for a terminal device to provide an offline payment service using a code, the steps of receiving discount means and payment means information for each store, the input discount means and payment method information for each store, Offline using a code, comprising the steps of generating a unique code number using user information, storing complex payment information including discount means and payment method information for each store, and a code number, and requesting registration to a service device A payment service method is provided.

The offline payment service method using the code of the terminal device is generated by the selected store, discount means and payment means when a store, a discount means and a payment method are selected from the pre-stored complex payment information when making a payment according to a product purchase offline The method may further include displaying a payment screen on which the code is displayed.

According to another aspect of the present invention, when executed by a terminal device, a step of receiving discount means and payment means information for each store, a unique code number using the input discount means and payment means information for each store, and user information A program for executing an offline payment service method using a code comprising the steps of: generating, storing complex payment information including discount means and payment method information for each store, and a code number, and requesting registration to a service device; A computer-readable recording medium recorded therein is provided.

According to another aspect of the present invention, in a method for a service device to provide an offline payment service using a code, when a payment request signal including a code number and payment information is received, the code number is analyzed to provide user information , store information, discount means information, identifying payment means information, authenticating the identified user information and store information, when the authentication is completed, payment based on the identified discount means information and payment means information An offline payment service method using a code comprising the step of performing is provided.

According to another aspect of the present invention, when executed by the service device, when a payment request signal including a code number and payment information is received, the code number is analyzed to provide user information, store information, discount means information, and payment means Offline using a code comprising the steps of identifying information, authenticating the identified user information and store information, and when the authentication is completed, performing a payment based on the identified discount means information and payment means information A computer-readable recording medium containing a program for executing a payment service method is provided.

According to the present invention, since the payment is processed using the discount means and the payment means registered by the user in the service device, when making a payment according to the purchase of a product in an offline store, only presenting the code generated in the terminal device and the registered discount means Payment can be easily made by the payment method.

In addition, the terminal device may generate a code for performing a complex payment by using user information, store information, discount means information, and payment method information, and by using the code, it is possible to conveniently make a complex payment in an offline store.

1 is a view showing an offline payment service system using a code according to an embodiment of the present invention.
2 is a block diagram schematically showing the configuration of a terminal device according to an embodiment of the present invention.
3 is a view showing in detail the configuration of the complex payment information registration processing unit shown in FIG.
4 is a block diagram schematically showing the configuration of a service apparatus according to an embodiment of the present invention.
5 is a diagram illustrating an offline payment service method using a code according to an embodiment of the present invention.
6 is a diagram illustrating a method for registering complex payment information according to an embodiment of the present invention.
7 is an exemplary view of a payment screen according to an embodiment of the present invention.

The above-described object and technical configuration of the present invention, and details regarding the operational effects thereof will be more clearly understood by the following detailed description based on the accompanying drawings in the specification of the present invention.

Hereinafter, an 'offline payment service system and method using a code' according to the present invention will be described in detail with reference to the accompanying drawings. The described embodiments are provided so that those skilled in the art can easily understand the technical spirit of the present invention, and the present invention is not limited thereto. In addition, matters expressed in the accompanying drawings may be different from the forms actually implemented in the drawings schematically for easy explanation of the embodiments of the present invention.

On the other hand, each component expressed below is only an example for implementing the present invention. Accordingly, in other implementations of the present invention, other components may be used without departing from the spirit and scope of the present invention. In addition, each component may be implemented purely by a configuration of hardware or software, or may be implemented by a combination of various hardware and software components that perform the same function. In addition, two or more components may be implemented together by one piece of hardware or software.

In addition, the expression 'including' certain elements merely refers to the existence of the elements as an expression of 'open type', and should not be construed as excluding additional elements.

1 is a diagram illustrating an offline payment service system using a code according to an embodiment of the present invention.

Referring to FIG. 1 , the offline payment service system using a code includes a terminal device 100 , a store device 200 , and a service device 300 .

The terminal device 100 generates a code number when the discount means and payment method information for each store are input by executing the complex payment app, and stores the complex payment information including the discount means and payment method information for each store, and the code number. At the same time, a registration request is made to the service device 300 . Here, the complex payment app is an application that generates a unique code number when a discount means and a payment method for each store are registered, and generates and displays a code when paying offline, so that payment is made by the registered discount means and payment method can be The code may be in various forms, such as a barcode, a QR code, or a two-dimensional code. Composite payment means making a payment using a pre-registered discount method and payment method.

When a store, a discount means, and a payment method are selected from the complex payment information registered in the complex payment app, the terminal device 100 displays a payment screen in which a code composed of user authentication information, store information, and complex payment information is displayed.

A complex payment app is installed in the terminal device 100 . The complex payment app is executed by the user, and when the user requests payment by mobile phone, a payment screen in which a code (eg, a barcode) is displayed is displayed on the screen of the user terminal device. The user presents the code image displayed on the screen to the cashier of the store, and the cashier tags the code to proceed with the payment process.

The terminal device 100 is a terminal provided by a consumer who purchases a product in a store, and any terminal is possible as long as the service device 300 and the server-client communication are possible, a smart phone, a notepad, a laptop (laptop) is a broad concept including all communication computing devices such as a computer and a tablet computer, and does not need to be limited to a specific terminal if communication through a communication network is possible.

For a detailed description of the terminal device 100, reference will be made to FIG. 2 .

The store device 200 recognizes a code displayed on the terminal device 100 when paying for a product purchase offline, and transmits a payment request signal including the recognized code number and payment information to the service device. Here, the payment information may include a product name, a payment amount, and the like.

The store device 200 scans the code displayed on the terminal device 100 and reads it as a code string. Then, the store device 200 generates a packet of payment request information by adding affiliate store information, product information, payment amount, etc. to the code string, and then transmits it to the service device 300 to request payment. Thereafter, when the store device 200 receives a message of successful payment completion from the service device 300 , a receipt is issued to the user. Here, the store device 200 may scan the code image from the terminal device 100 in an infrared method, a tagging method, or a Bluetooth method. The store device 200 is provided with a separate receiving device (eg, a barcode scanner, a bar coder) for recognizing a code from the screen of the terminal device in order to scan the code image.

The store device 200 may be a POS, an RF-ID reader, or a terminal (computer, mobile phone, smart phone, etc.) installed in an affiliated store.

When the registration of the complex payment information is requested from the terminal device 100 , the service device 300 maps and registers the complex payment information with the corresponding user identification information.

When the service device 300 receives a payment request signal including a code number and payment information from the store device 200 , the service device 300 analyzes the code number included in the payment request signal to provide user information, store information, discount means information, and payment means. Identifies information, authenticates the identified user information and store information, and performs payment based on the identified discount means information and payment means information.

When the service device 300 receives payment request information from the store device 200 , the service device 300 interprets a code string included in the received payment request information and performs payment.

When payment is completed, the service device 300 generates and transmits an electronic receipt to the terminal device 100 and simultaneously transmits payment completion information to the store device 200 .

The service device 300 may communicate with other electronic devices through various communication standards and may be implemented through an electronic device capable of performing various data processing operations. For example, the service device 300 may be implemented in the form of a server device, and may be implemented in the form of various electronic devices in addition to the form of the server device. In addition, the service device 300 may be implemented in the form of a single electronic device or two or more electronic devices combined.

A detailed description of the service device 300 will be referred to with reference to FIG. 4 .

The terminal device 100 , the store device 200 , and the service device 300 are interlocked through a communication network, and such a communication network uses various wired and wireless communication technologies such as the Internet network, an intranet network, a mobile communication network, and a satellite communication network using Internet protocol It is a network that can transmit and receive data. In addition, the communication network is combined with the service device 300 to store computing resources such as hardware and software.

2 is a block diagram schematically showing the configuration of a terminal device according to an embodiment of the present invention, and FIG. 3 is a diagram showing the configuration of the complex payment information registration processing unit shown in FIG. 2 in detail.

Referring to FIG. 2 , the terminal device 100 includes a communication unit 110 , an input unit 120 , a display unit 130 , a storage unit 140 , a complex payment information registration processing unit 150 , and a complex payment request processing unit 160 . , and a control unit 170 .

The communication unit 110 is a communication means for interconnecting the terminal device 100 and the service device through a communication network, for example, a wireless communication module such as mobile communication and satellite communication, a wired communication module such as the Internet, and short-range wireless such as Wi-Fi. It may include a communication module and the like.

The input unit 120 is a means for receiving a user request for operation control of the terminal device 100 , and converts the user's request into an electrical signal according to the user's manipulation. The input unit 120 is an input means for receiving characters, numbers, text, voice, movement, tactile sense, and time from a user. For example, the input means is a keyboard, keypad, touch screen, visual sensing unit, tactile sensing unit, motion sensing unit. , may be implemented in various forms, such as a voice input means. Also, the input unit 120 may be implemented in the form of a touch screen integral with the display unit 130 . The input unit 120 may be used to receive discount means and payment means for each store.

The display unit 130 displays various information related to the operation of the terminal device 100 . The display unit 130 may be in the form of a display that can be visually confirmed.

The storage unit 140 stores a program necessary for controlling the operation of the terminal device 100 and data generated during the execution of the program. The storage unit 140 may be implemented in a form including various types of memory devices. In particular, the storage unit 140 stores a complex payment app that generates a unique code number when a discount means and a payment method for each store are registered, and generates and displays a barcode when paying offline.

When the discount means and payment method information for each store are input by executing the complex payment app stored in the storage unit 140, the complex payment information registration processing unit 150 uses the input discount method and payment method information for each store to a unique code A number is generated, and complex payment information including discount means and payment method information for each store, and a code number is stored, and registration is requested from the service device.

Referring to FIG. 3 for the compound payment information registration processing unit 150, the compound payment information registration processing unit 150 includes an authentication module 151, a discount means registration module 152, a payment method registration module 153, and a code number. It includes a generation module 154 and a complex payment information registration module 155 .

The authentication module 151 performs user authentication using the authentication information input when the complex payment app is executed, and displays a screen on which a discount means registration menu and a payment means registration menu are displayed.

That is, when the complex payment app stored in the storage unit 140 is executed, the authentication module 151 displays a password input window. When the user inputs the password registered when the complex payment app is first executed in the password input window, the authentication module 151 compares the input password with a pre-stored password to perform user authentication. When user authentication is completed, the authentication module 151 displays an initial screen on which a discount means registration menu and a payment means registration menu are displayed. When a password is set, the authentication module 151 compares the input password with a pre-stored password and determines that authentication is successful if they match.

The discount means registration module 152 receives information about a store and a discount means to be used in the store through the discount means registration menu. That is, when the user selects the discount means registration menu on the initial screen, the discount means registration module 152 displays the discount means type selection screen in which the discount means types such as mileage and coupons are displayed. When the user selects mileage on the discount means type selection screen, the discount means registration module 152 displays a store selection screen to use the mileage, and the user selects a store to use the mileage. The discount means registration module 152 displays a mileage list provided by the selected store, and when the user selects a specific mileage from the mileage list, the mileage basic information input screen is displayed. When the user inputs basic information such as the mileage card number and password possessed by the user on the mileage basic information input screen, the discount means registration module 152 requests authentication of the mileage information, and when authentication is completed, the available mileage is received Display. Then, the user inputs the mileage usage conditions. Here, the conditions for using mileage may include accrual of mileage, use of all mileage, partial use of mileage, non-use of mileage, and the like. For partial use of mileage, enter the exact limit amount or enter it as a percentage of the payment amount. In this case, multiple mileage means are registered according to the partnership relationship per store, and priority is selected for each mileage so that, when duplicate mileage cannot be used, mileage with a higher priority is preferentially processed. For example, store A uses all 'A' mileage, and store B uses only a part of 'A' mileage. 'A' mileage can be registered as not being used.

When the user selects a coupon on the discount means type selection screen, the discount means registration module 152 displays a store selection screen to use the coupon, and the user selects a store to use the coupon. Then, if the user has a coupon that can be used at the selected store, he enters the coupon number. Then, the discount means registration module 152 selects and stores the input coupon number and whether to use the coupon issued to the user. At this time, the user inputs coupon usage conditions such as all use or no use.

The payment method registration module 153 receives payment method information to be used in the selected store through the payment method registration menu. That is, when the user selects a payment method registration menu on the initial screen, the payment method registration module 153 displays a payment method type selection screen in which payment method types such as credit card, mobile phone payment, and account transfer are displayed. The user selects a desired payment method type on the payment method type selection screen, and inputs basic information about the selected payment method. Then, the payment method registration module 153 authenticates the input payment method information. For example, when the user selects a credit card as a payment method, the user inputs a credit card number, expiration date, password, etc. as basic information, and the payment method registration module 152 authenticates the input credit card information. . In addition, the user selects a mobile phone payment, enters a mobile phone number as basic information, and performs SMS authentication. In addition, bank transfer is selected as a payment method, and the bank name, account number, account password, and account transfer password are registered to authenticate the transfer.

Information on these discount methods and payment methods can be selectively presented according to the situation by registering multiple items per store.

The code number generation module 154 generates a unique code number based on the discount means information and payment means information to be used in the store registered in the discount means registration module 152 or the payment means registration module 153 . That is, the code number generation module 154 generates a code number composed of a series of character strings for user information, store information, discount means information, payment means information, and the like. Here, the character string is a series of information composed of numbers, letters, or a mixture of numbers and letters. The algorithm for generating the code number by the code number generation module 154 may use a conventional technique.

The complex payment information registration module 155 requests the service device to register complex payment information including a store, discount method information to be used in the store, payment method information, and a code number.

Referring back to FIG. 2 , the complex payment request processing unit 160 displays a code composed of user information, store information, complex payment information, and the like, when a store, a discount method, and a payment method are selected from the pre-registered complex payment information. is displayed. Preferred examples of the code displayed on the payment screen include a one-dimensional barcode displayed by binarizing thick and thin lines, a two-dimensional barcode that is highly coded with two-dimensional symbols in a small square, or a three-dimensional three-dimensional barcode. have.

On the payment screen, as shown in FIG. 7 , a barcode composed of user information, store information, and discount means registration information, and information on discount means and payment means are summarized below the barcode and displayed to the user.

The control unit 170 controls the overall functions of the terminal device 100 by executing the driving program stored in the storage unit 140 according to the instruction of the terminal device user input through the input unit 120 .

The control unit 170 controls the operation of each unit, such as the communication unit 110 , the input unit 120 , the display unit 130 , the storage unit 140 , the complex payment information registration processing unit 150 , and the complex payment request processing unit 160 . .

The control unit 170 may include at least one arithmetic unit. In this case, the arithmetic unit includes a general-purpose central processing unit (CPU), a programmable device device (CPLD, FPGA) implemented appropriately for a specific purpose, and an application-specific semiconductor arithmetic unit. (ASIC) or microcontroller chip.

4 is a block diagram schematically showing the configuration of a service apparatus according to an embodiment of the present invention.

Referring to FIG. 4 , the service device 300 includes a store information database 310 , a user information database 320 , a communication unit 330 , a registration unit 340 , an analysis unit 350 , an authentication unit 360 , and a payment processing unit. 370 , and a control unit 380 .

The store information database 310 stores store identification information, discount means information available in the store, and the like. That is, the store information database 310 stores store identification information, information about mileage usable in each store, coupons, and the like.

The user information database 320 stores user identification information, complex payment information registered by each user, and the like.

When registration of the complex payment information including the store, the discount method information to be used in the store, the payment method information, and the code number through the communication unit 340 is requested, the registration unit 340 transmits the complex payment information to the user information database 320 . Register.

When a payment request signal including a code number and payment information is received, the analysis unit 350 analyzes the code number to identify user information, store information, discount method information, and payment method information.

The authentication unit 360 authenticates the user information and the store information identified by the analysis unit 350 . That is, the authentication unit 360 authenticates the user by using whether the user information identified by the analysis unit 350 is registered in the user information database 320 . In addition, the authentication unit 360 verifies whether the identified store information is a store registered in the store information database 310 and verifies whether it matches the store information included in the payment information to authenticate the store.

When the authentication of the authentication unit is completed, the payment processing unit 370 performs payment based on the identified discount method information and payment method information. For example, when mileage information is registered as a discount means, the payment processing unit 370 applies a discount according to the mileage usage method selected by the user among the payment amounts. In this case, the payment processing unit 370 loads the registered discount means information based on the discount means information of the code from the user information database 320 to request a mileage discount. In addition, when coupon information is registered as a discount method, the payment processing unit 370 performs a coupon discount using the registered coupon information and finally performs payment processing according to the registered payment method. At this time, the payment processing unit 370 loads the coupon information registered based on the discount means information of the code from the user information database 320 to process the coupon use. Then, the payment processing unit 370 makes a payment request for the amount discounted by the discount means among the payment request amounts based on the discount means information of the code.

The control unit 380 operates the store information database 310 , the user information database 320 , the communication unit 330 , the registration unit 340 , the analysis unit 350 , the authentication unit 360 , the payment processing unit 370 , etc. to control

These components that the service device 300 may include may be implemented by hardware, software, or a combination thereof, and two or more components may be simultaneously implemented by one piece of hardware or software.

5 is a diagram illustrating an offline payment service method using a code according to an embodiment of the present invention.

Referring to FIG. 5 , when the user executes the complex payment app (S502), selects the complex payment information registration menu and inputs store-specific discount means and payment method information (S504), the terminal device includes user information, store information, A code number including discount means and payment means information is generated (S506).

Then, the terminal device transmits a complex payment information registration request signal including the generated code number, user information, discount means information, payment means information, and the like to the service device (S508).

The service device registers the complex payment information transmitted from the terminal device in the user information database (S510), and transmits a registration completion signal to the terminal device (S512).

Later, when a user who purchases a product in an offline store executes a complex payment app to make a payment (S514) and selects a discount method and a payment method to be used in the store (S516), the terminal device displays a payment screen displaying a code do (S518). In this case, the displayed code is a code generated by a discount means or payment means selected by the user, and may be in various forms such as a barcode, a two-dimensional code, a three-dimensional code, and the like.

The store employee recognizes the code displayed on the payment screen of the terminal device using the store device (S520), and transmits a payment request signal including the recognized code number and payment information to the service device (S522).

The service device analyzes the code number to identify user information, store information, discount means information, and payment means information, and authenticates the identified user information and store information (S524).

Then, when the authentication is completed, the service device performs payment based on the identified discount means information and payment means information (S526), and transmits a payment completion signal to the store device (S528).

6 is a diagram illustrating a method for registering complex payment information according to an embodiment of the present invention.

Referring to FIG. 6 , the terminal device executes the complex payment app by the user (S602), and performs user authentication using the authentication information input by the user (S604).

When user authentication is completed, the terminal device displays an initial screen on which a discount means registration menu and a payment means registration menu are displayed (S606).

When the user selects the discount means registration menu on the initial screen (S608), the terminal device displays the discount means type selection screen in which the discount means types such as mileage and coupons are displayed. When the user selects mileage on the discount means type selection screen (S610), the terminal device displays a store selection screen to use the mileage, and the user selects a store to use the mileage (S612).

Then, the terminal device displays the mileage list provided by the selected store (S614), the user selects a specific mileage from the mileage list, and inputs basic information about the specific mileage (S616).

The terminal device authenticates the basic mileage information to display the available mileage (S618), and the user inputs the mileage usage conditions at the selected store (S620).

Then, the terminal device stores mileage information including basic mileage information and mileage usage conditions (S622).

If the user selects a coupon on the discount means type selection screen (S624), the terminal device displays a store selection screen to use the coupon, and the user selects a store to use the coupon (S626).

Then, when the user inputs a coupon number and coupon usage conditions that can be used in the selected store (S628), the terminal device stores coupon information including the coupon number and coupon usage conditions (S630).

Then, the terminal device inquires whether there is a discount means to be added at the selected store (S632).

If there is no discount method to be added, the user selects a payment method registration menu (S634), and receives payment method information to be used in the selected store (S636).

Then, the terminal device authenticates the payment means information (S638), and generates a code number including user information, store information, discount means information, payment means information, and the like (S638).

Then, the terminal device requests to register the complex payment information including the store, discount method information to be used in the store, payment method information, and a unique code number to the service device (S640).

Meanwhile, according to another aspect of the present invention, when executed by a terminal device, the step of receiving discount means and payment method information for each store, a unique code using the input discount means and payment method information for each store, and user information A program for executing an offline payment service method using a code, comprising the steps of generating a number, storing complex payment information including discount means and payment method information for each store, and a code number, and requesting registration to a service device A computer-readable recording medium in which this is recorded is provided.

In addition, according to another aspect of the present invention, when a payment request signal including a code number and payment information is received when executed by the service device, the code number is analyzed to provide user information, store information, discount means information, and payment Using a code comprising the steps of identifying means information, authenticating the identified user information and store information, and when the authentication is completed, performing a payment based on the identified discount means information and payment means information A computer-readable recording medium containing a program for executing an offline payment service method is provided.

The offline payment service method using such a code can be written as a program, and codes and code segments constituting the program can be easily inferred by a programmer in the art. In addition, the program related to the offline payment service method using the code may be stored in an electronic device readable information storage medium (Readable Media), read and executed by the electronic device.

As such, those skilled in the art to which the present invention pertains will understand that the present invention may be embodied in other specific forms without changing the technical spirit or essential characteristics thereof. Therefore, it should be understood that the embodiments described above are illustrative in all respects and not restrictive. The scope of the present invention is indicated by the following claims rather than the above detailed description, and all changes or modifications derived from the meaning and scope of the claims and their equivalent concepts should be interpreted as being included in the scope of the present invention. do.

The present invention provides a system and method for an offline payment service using a code, so that a terminal device can generate a code for performing a complex payment using user information, store information, discount means information, and payment means information, and offline stores In the case of payment according to the purchase of a product, it is possible to make a complex payment using a pre-registered discount method and a payment method using the code generated by the terminal device.

100: terminal device 110, 330: communication unit
120: input unit 130: display unit
140: storage unit 150: complex payment information registration processing unit
160: complex payment request processing unit 170, 380: control unit
200: store device 300: service device
310: store information database 320: user information database
340: register 350: analysis unit
360: authentication unit 370: payment processing unit

Claims (11)

When discount means and payment method information for each store are input, a unique code is generated based on the input discount method and payment method information, and complex payment information including the discount method and payment method information for each store, and a unique code is stored and Complex payment information registration processing unit requesting registration to the service device; and
When a store, a discount method, and a payment method are selected from the pre-stored complex payment information when making a payment according to a product purchase offline, a complex payment request displaying a payment screen displaying a code generated by the selected store, discount method, and payment method processing unit;
includes,
The complex payment information registration processing unit,
an authentication module for performing user authentication using authentication information input by the user, and displaying a screen on which a discount means registration menu and a payment means registration menu are displayed;
a discount means registration module that receives information about a store and a discount means to be used in the store through the discount means registration menu;
a payment method registration module for receiving payment method information to be used in the selected store through the payment method registration menu;
a code number generation module for generating a unique code number using discount means information, payment method information, and user information to be used in the selected store; and
Comprising a complex payment information registration module for requesting registration of the complex payment information including the store, discount method information to be used in the store, payment method information, and a code number to the service device,
The discount means information includes a usage condition including at least one of whether the discount means to be used in the store is used, the amount used, the usage ratio, and whether or not to accumulate, so that the payment is processed in the service device according to the usage conditions,
The discount means registration module provides a discount means type selection screen for selecting a type of discount means to be used in a store selected through the discount means registration menu, and each corresponding to one or more types of discount means selected on the discount means type selection screen receiving the discount means information for each one or more discount means,
The discount means includes mileage and coupons,
The complex payment information registration module requests the service device to register the complex payment information including the discount means information for each of the one or more discount means to be used in the store,
The complex payment request processing unit displays the code so that it can be recognized by the store device of the selected store, and based on the code number in the service device that has received the code number and payment information from the store device that has recognized the code to identify discount means information and payment means information included in the complex payment information registered in advance in correspondence with the selected store, and then perform payment based on the identified discount means information and payment means information terminal device. delete ◈Claim 3 was abandoned when paying the registration fee.◈ a registration unit for registering the complex payment information when a request is made for registration of the complex payment information including discount method information, payment method information, and code number to be used in each store from the terminal device;
When a payment request signal including a code number and payment information corresponding to the code is received from the store device recognizing the code displayed on the terminal device, the code number is analyzed to provide user information, store information, discount means information, and payment an analysis unit for identifying means information;
an authentication unit for authenticating the identified user information and store information; and
a payment processing unit for performing a payment based on the identified discount means information and payment means information;
includes,
The discount means information includes usage conditions including at least one of whether to use the discount means to be used in the store, the amount used, the usage rate, and whether or not to accumulate,
The payment processing unit processes the discount according to the conditions of use of the discount means information,
The complex payment information includes the discount means information for each one or more discount means,
The discount means includes mileage and coupons. delete delete delete delete delete ◈Claim 9 was abandoned at the time of payment of the registration fee.◈ When executed by a terminal device,
receiving discount method and payment method information for each store;
generating a unique code number using the input discount means and payment means information for each store, and user information; and
Storing complex payment information including discount means and payment method information for each store, and a code number, and requesting registration to a service device,
The step of receiving the discount means and payment means information,
performing user authentication using the authentication information input by the user, and displaying a screen on which a discount means registration menu and a payment means registration menu are displayed;
receiving a specific store or discount means to be used at the specific store through the discount means registration menu;
receiving payment method information to be used in the specific store through the payment method registration menu;
further comprising,
The discount means information includes a usage condition including at least one of whether the discount means to be used in the specific store is used, the amount used, the usage rate, and whether or not the payment is processed in the service device according to the usage conditions,
The receiving of the discount means to be used at the specific store includes providing a discount means type selection screen for selecting the type of discount means to be used at the specific store through the discount means registration menu, and selecting the discount means selected on the discount means type selection screen. The method further comprising the step of receiving the discount means information for each one or more discount means corresponding to one or more kinds of discount means,
The discount means includes mileage and coupons,
The step of requesting registration to the service device further includes the step of requesting registration of the complex payment information including the discount means information for each of the one or more discount means to be used in the specific store to the service device,
After the step of requesting registration to the service device,
When a store, a discount method, and a payment method are selected from the pre-stored complex payment information when paying for product purchase offline, a code generated by the selected store, discount method, and payment method is recognized by the store device of the selected store Discount included in the complex payment information registered in advance corresponding to the selected store based on the code number in the service device receiving the code number and payment information from the store device that has recognized the code The program for executing the offline payment service method using a code, characterized in that it further comprises the step of identifying the means information and the payment means information and then performing the payment based on the identified discount means information and the payment means information A computer-readable recording medium recorded therein. delete ◈Claim 11 was abandoned when paying the registration fee.◈ When executed by the service device,
registering the complex payment information when the terminal device requests registration of the complex payment information including the discount method information to be used in each store, the payment method information, and the code number;
When a payment request signal including a code number and payment information corresponding to the code is received from the store device recognizing the code displayed on the terminal device, the code number is analyzed to provide user information, store information, discount means information, and payment identifying means information;
authenticating the identified user information and store information;
When the authentication is completed, performing a payment based on the identified discount means information and payment means information;
The discount means information includes usage conditions including at least one of whether to use the discount means to be used in the store, the amount used, the usage rate, and whether or not to accumulate,
The step of performing the payment further includes processing a discount according to the conditions of use of the discount means information,
The complex payment information includes the discount means information for each one or more discount means,
The discount means includes a mileage and coupon, a computer-readable recording medium containing a program for executing the offline payment service method using a code, characterized in that.

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