CN115713330A - Multi-payment item splitting payment method, system, equipment and storage medium - Google Patents
Multi-payment item splitting payment method, system, equipment and storage medium Download PDFInfo
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- CN115713330A CN115713330A CN202211510179.6A CN202211510179A CN115713330A CN 115713330 A CN115713330 A CN 115713330A CN 202211510179 A CN202211510179 A CN 202211510179A CN 115713330 A CN115713330 A CN 115713330A
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- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
- Y02P—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN THE PRODUCTION OR PROCESSING OF GOODS
- Y02P90/00—Enabling technologies with a potential contribution to greenhouse gas [GHG] emissions mitigation
- Y02P90/30—Computing systems specially adapted for manufacturing
Abstract
The invention relates to the technical field of computer payment, in particular to a multi-payment item splitting payment method, a system, equipment and a storage medium, comprising the following steps: acquiring at least one payment item in the payment service, and generating an initial payment item set bit code according to a preset payment item bit code rule; analyzing the target order, acquiring payment item splitting payment information, and acquiring a target payment item set bit code according to the payment item splitting payment information and the initial payment item set bit code; serial payment is carried out by utilizing the bit codes of the target payment item set, and the target payment items which are successfully paid are classified into the bit code attribute set; and when the target payment item with payment failure is detected to exist, all the target payment items in the position code attribute set are corrected. The invention completes the split payment of the payment item and the abnormal payment correction processing through the payment item set bit code, realizes the safe and quick split payment of a plurality of payment items and ensures the consistency of transaction states.
Description
Technical Field
The invention relates to the technical field of computer payment, in particular to a multi-payment item splitting payment method, a system, equipment and a storage medium.
Background
Electronic payment means that a secure electronic means is used among consumers, merchants and financial institutions to transmit payment information to banks or corresponding processing institutions through a network securely for realizing currency payment or fund flow behavior, and with the development of electronic payment, a single payment item scene of initial pure cash payment is expanded to a mixed payment scene of cash, points, coupons, marketing activities and the like, and the complexity is higher, so that a solution for splitting payment of multiple payment items and ensuring consistency of transaction states is urgently needed.
However, the traditional split payment method usually adopts micro-service design, and when abnormal conditions occur, such as: database exceptions, service exception interrupts, etc., and to ensure consistency of transaction states, corresponding compensation mechanisms are required to handle, which increases program complexity.
Disclosure of Invention
The invention aims to provide a multi-payment splitting payment method, a multi-payment splitting payment system, multi-payment splitting payment equipment and a storage medium, which can safely and quickly realize multi-payment splitting payment and ensure the consistency of transaction states.
In order to solve the technical problems, the invention provides a multi-payment item splitting payment method, a system, equipment and a storage medium.
In a first aspect, the present invention provides a multi-payment split payment method, comprising the steps of:
acquiring at least one payment item in the payment service, and generating an initial payment item set bit code according to a preset payment item bit code rule;
analyzing the target order, acquiring payment item splitting payment information, and acquiring a target payment item set bit code according to the payment item splitting payment information and the initial payment item set bit code;
serial payment is carried out by utilizing the bit code of the target payment item set, and the target payment item which is successfully paid is classified into the bit code attribute set;
and when the target payment item with payment failure is detected to exist, all the target payment items in the position code attribute set are corrected.
In further embodiments, the method further comprises: and carrying out bit operation on the bit codes of the target payment item set and the bit codes corresponding to any payment item to determine the target payment item for target order payment.
In a further embodiment, the preset payment term bit code rule includes encoding all payment terms ordered in a preset priority in binary form.
In a further embodiment, the step of splitting the payment information and the initial payment item set bit code according to the payment item to obtain the target payment item set bit code includes:
splitting payment information according to the payment items to determine target payment items required by the target order;
and updating the initial payment item set bit code according to the target payment item to obtain a target payment item set bit code.
In further embodiments, the payment terms include a credit card payment term, a debit card payment term, an He card payment term, a product payment term, a single coupon payment term, at least two coupon payment terms, a merchant installment term, an event name deduction payment term, a postal installment term, a cash register full deduction payment term, and a cash register random deduction payment term.
In a second aspect, the present invention provides a multi-payment split payment system, the system comprising:
the initial bit code generating module is used for acquiring at least one payment item in the payment service and generating an initial payment item set bit code according to a preset payment item bit code rule;
the target position code determining module is used for analyzing the target order, acquiring payment item splitting payment information, and obtaining a target payment item set position code according to the payment item splitting payment information and the initial payment item set position code;
the payment item splitting and paying module is used for carrying out serial payment by utilizing the bit code of the target payment item set and classifying the target payment item which is successfully paid into the bit code attribute set;
and the payment item correcting module is used for correcting all target payment items in the bit code attribute set when detecting that the target payment items with payment failure exist.
In a third aspect, the present invention further provides a computer device, including a processor and a memory, where the processor is connected to the memory, the memory is used for storing a computer program, and the processor is used for executing the computer program stored in the memory, so that the computer device executes the steps for implementing the method.
In a fourth aspect, the present invention also provides a computer-readable storage medium having stored thereon a computer program which, when executed by a processor, performs the steps of the above method.
The invention provides a multi-payment item splitting payment method, a system, equipment and a storage medium, wherein the method utilizes a preset payment item bit code rule to generate an initial payment item set bit code, simultaneously analyzes a target order, acquires payment item splitting payment information, and obtains a target payment item set bit code according to the payment item splitting payment information and the initial payment item set bit code; serial payment is carried out by utilizing the bit codes of the target payment item set, and the target payment items which are successfully paid are classified into the bit code attribute set; when the target payment item with payment failure is detected, all the target payment items in the bit code attribute set are corrected, so that the split payment of the multiple payment items is safely and quickly realized, and the consistency of the transaction state is ensured. Compared with the prior art, the multi-payment splitting method provided by the method utilizes the binary payment item bit code set, reduces the complexity of hybrid payment, and improves the convenience and the working efficiency during order payment.
Drawings
Fig. 1 is a flow chart of a multi-payment item splitting payment method provided by an embodiment of the invention;
FIG. 2 is a bit code diagram of an initial pay item bit code set according to an embodiment of the present invention;
FIG. 3 is a schematic diagram of a bit operation according to an embodiment of the present invention;
FIG. 4 is a block diagram of a multi-payment split payment system provided by an embodiment of the present invention;
fig. 5 is a schematic structural diagram of a computer device according to an embodiment of the present invention.
Detailed Description
The embodiments of the present invention will be described in detail below with reference to the accompanying drawings, which are given solely for the purpose of illustration and are not to be construed as limitations of the invention, including the drawings which are incorporated herein by reference and for illustration only and are not to be construed as limitations of the invention, since many variations thereof are possible without departing from the spirit and scope of the invention.
Referring to fig. 1, an embodiment of the present invention provides a multi-payment split payment method, as shown in fig. 1, including the following steps:
s1, obtaining at least one payment item in the payment service, and generating an initial payment item set bit code according to a preset payment item bit code rule.
In this embodiment, the preset payment item bit code rule includes encoding all payment items sorted by a preset priority in a binary form.
As shown in fig. 2, the payment items include, but are not limited to, credit card payment items, debit card payment items, he bank card payment items, loyalty payment items, single coupon payment items, at least two coupon payment items, merchant installment items, campaign name deduction payment items, postal payment items, cash register full debit payment items, and cash register random debit payment items.
S2, analyzing the target order, obtaining payment item splitting payment information, and obtaining a target payment item set bit code according to the payment item splitting payment information and the initial payment item set bit code.
In one embodiment, the step of splitting the payment information and the initial payment item set bit code according to the payment item to obtain the target payment item set bit code includes:
splitting payment information according to the payment items to determine target payment items required by the target order;
and updating the initial payment item set bit code according to the target payment item to obtain a target payment item set bit code and a target payment item bit code.
And S3, performing serial payment by using the bit code of the target payment item set, and classifying the target payment item which is successfully paid into the bit code attribute set.
And S4, when the target payment item with payment failure is detected to exist, correcting all the target payment items in the position code attribute set.
In the embodiment, the bit codes of the target payment item set are stored in the database in a decimal format, so that the program can use and record in the database, and when serial payment of the payment items is adopted, the bit code attribute set is set, such as: if each payment item is paid successfully, the target payment item bit code corresponding to the target payment item is registered in the bit code attribute set, if a certain payment item fails to pay, the transaction payment result is failure, an asynchronous correction message (containing information such as a transaction serial number, a payment successful payment item bit code and the like) is sent, and when a correction message consumer service receives the message, the previous payment successful payment item is corrected according to the bit code attribute set.
In one embodiment, the method further comprises: and carrying out bit operation on the bit codes of the target payment item set and the bit codes corresponding to any payment item to determine the target payment item for target order payment.
Specifically, as shown in fig. 3, in the present embodiment, assuming that the payment item splitting payment information in the target order includes three payment items, namely, credit card cash, credit and coupon, according to the initial payment item set bit code, the binary target payment item set bit code obtained is: 11001, corresponding decimal 25; and carrying out parallel operation on the target payment item set bit code 11001 and the bit code corresponding to the integral payment item, if the bit operation result is greater than 0, indicating that the target payment item set bit code comprises an integral branch payment item, and carrying out operation demonstration in a decimal lower position: 25 and 8>0; similarly, the manner of determining the payment items of the credit card, cash and coupon is the same as the manner of determining the credit payment items, and is not described herein again.
It should be noted that, in this embodiment, payment items included in a payment order are registered by using a payment item set bit code, which is convenient for the registration of payment items in a multi-payment item combination payment scenario, in a certain order transaction, if there are multiple payment items, some payment items may succeed, and some payment items fail, and once a failed payment item is detected, all payment successful payment items in the order transaction are corrected.
The embodiment provides a multi-payment item splitting payment method, which comprises the steps of generating an initial payment item set bit code according to a preset payment item bit code rule, splitting payment information and the initial payment item set bit code according to a payment item of a target order, and obtaining a target payment item set bit code; and performing serial payment by using the bit code of the target payment item set, classifying the target payment items which are successfully paid into the bit code attribute set, and correcting all the target payment items in the bit code attribute set when detecting that the target payment items which are failed to be paid exist. Compared with the prior art, the method and the device have the advantages that through the payment item bit code rule, a simple identification method is provided for subsequent split payment of multiple payment items, and the payment item split payment and exception correction processing scheme is matched, so that the consistency of transaction states is guaranteed.
It should be noted that, the sequence numbers of the above-mentioned processes do not mean the execution sequence, and the execution sequence of each process should be determined by the function and the inherent logic of the process, and should not constitute any limitation to the implementation process of the embodiment of the present application.
In one embodiment, as shown in fig. 4, an embodiment of the present invention provides a multi-payment split payment system, including:
an initial bit code generating module 101, configured to obtain at least one payment item in the payment service, and generate an initial payment item set bit code according to a preset payment item bit code rule;
the target position code determining module 102 is configured to parse the target order, obtain payment item splitting payment information, and obtain a target payment item set position code according to the payment item splitting payment information and the initial payment item set position code;
a payment item splitting and paying module 103, configured to perform serial payment by using the bit code of the target payment item set, and classify the target payment item that is successfully paid into the bit code attribute set;
a payment term correction module 104 for correcting all target payment terms in the set of bitcode attributes upon detecting the presence of a target payment term for which payment failed.
For the specific limitation of the multi-payment splitting payment system, reference may be made to the above-mentioned limitation on the multi-payment splitting payment method, which is not described herein again. Those of ordinary skill in the art will appreciate that the various modules and steps described in connection with the embodiments disclosed herein may be implemented as hardware, software, or combinations of both. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present application.
The embodiment of the invention provides a multi-payment splitting payment system, wherein an initial bit code generation module provides a simple identification method for a multi-payment combination payment scene through a payment bit code rule, and reduces the complexity of multi-payment splitting payment; the target bit code determining module divides payment information through payment items to obtain a target payment item set bit code; the payment item splitting and paying module and the payment item correcting module realize the splitting and paying and abnormal correcting of multiple payment items, ensure the consistency of transaction states and improve the payment safety.
FIG. 5 is a computer device including a memory, a processor, and a transceiver connected via a bus according to an embodiment of the present invention; the memory is used to store a set of computer program instructions and data and may transmit the stored data to the processor, which may execute the program instructions stored by the memory to perform the steps of the above-described method.
Wherein the memory may comprise volatile memory or nonvolatile memory, or may comprise both volatile and nonvolatile memory; the processor may be a central processing unit, a microprocessor, an application specific integrated circuit, a programmable logic device, or a combination thereof. By way of example, and not limitation, the programmable logic device described above may be a complex programmable logic device, a field programmable gate array, general array logic, or any combination thereof.
In addition, the memory may be a physically separate unit or may be integrated with the processor.
It will be appreciated by those of ordinary skill in the art that the architecture shown in fig. 5 is a block diagram of only a portion of the architecture associated with the present solution and is not intended to limit the computing devices to which the present solution may be applied, and that a particular computing device may include more or less components than those shown, or may combine certain components, or have the same arrangement of components.
In one embodiment, the present invention provides a computer readable storage medium, on which a computer program is stored, which when executed by a processor implements the steps of the above-described method.
According to the multi-payment item splitting payment method, the system, the equipment and the storage medium, the payment item bit code rule is set for the multi-payment item splitting payment method, a simple identification mode is provided for subsequent multi-payment item splitting payment, and the convenience of electronic payment is greatly improved and the flexibility of payment operation is improved through a payment item splitting payment and abnormal correction processing mode. Compared with the prior art, the method provided by the embodiment of the invention has the advantages of safety, convenience and the like.
In the above embodiments, the implementation may be wholly or partially realized by software, hardware, firmware, or any combination thereof. When implemented in software, may be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. When loaded and executed on a computer, cause the processes or functions described in accordance with the embodiments of the invention to occur, in whole or in part. The computer may be a general purpose computer, a special purpose computer, a network of computers, or other programmable device. The computer instructions may be stored in or transmitted from a computer-readable storage medium to another computer-readable storage medium, e.g., from one website, computer, server, or data center to another website, computer, server, or data center via a wired (e.g., coaxial cable, fiber optic, digital subscriber line, or wireless (e.g., infrared, wireless, microwave, etc.) connection.
Those skilled in the art will appreciate that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program, which can be stored in a computer-readable storage medium, and the computer program can include the processes of the embodiments of the methods described above when executed.
The above-mentioned embodiments only express some preferred embodiments of the present application, and the description thereof is more specific and detailed, but not construed as limiting the scope of the invention. It should be noted that, for those skilled in the art, various modifications and substitutions can be made without departing from the technical principle of the present invention, and these should be construed as the protection scope of the present application. Therefore, the protection scope of the present patent shall be subject to the protection scope of the claims.
Claims (8)
1. A multi-payment item split payment method is characterized by comprising the following steps:
acquiring at least one payment item in the payment service, and generating an initial payment item set bit code according to a preset payment item bit code rule;
analyzing the target order, acquiring payment item splitting payment information, and acquiring a target payment item set bit code according to the payment item splitting payment information and the initial payment item set bit code;
serial payment is carried out by utilizing the bit codes of the target payment item set, and the target payment items which are successfully paid are classified into the bit code attribute set;
and when the target payment item with payment failure is detected to exist, all the target payment items in the position code attribute set are corrected.
2. The multi-payment item split payment method of claim 1, further comprising: and carrying out bit operation on the bit codes of the target payment item set and the bit codes corresponding to any payment item to determine the target payment item for target order payment.
3. The multi-payment split payment method of claim 1, wherein: the preset payment item bit code rule comprises that all payment items which are ordered according to preset priority are coded in a binary form.
4. The multi-payment item splitting payment method of claim 1, wherein the step of obtaining the target payment item set bit code according to the payment item splitting payment information and the initial payment item set bit code comprises:
splitting payment information according to the payment items to determine target payment items required by the target order;
and updating the initial payment item set bit code according to the target payment item to obtain the target payment item set bit code.
5. The multi-payment split payment method of claim 1, wherein: the payment items include a credit card payment item, a debit card payment item, an his bank card payment item, a credit branch payment item, a single coupon payment item, at least two coupon payment items, a merchant installment item, an activity name deduction payment item, a postal installment payment item, a cash register full deduction payment item, and a cash register random deduction payment item.
6. A multiple payment item split payment system, the system comprising:
the initial bit code generating module is used for acquiring at least one payment item in the payment service and generating an initial payment item set bit code according to a preset payment item bit code rule;
the target position code determining module is used for analyzing the target order, acquiring payment item splitting payment information, and obtaining a target payment item set position code according to the payment item splitting payment information and the initial payment item set position code;
the payment item splitting and paying module is used for carrying out serial payment by utilizing the bit code of the target payment item set and classifying the target payment item which is successfully paid into the bit code attribute set;
and the payment item correcting module is used for correcting all target payment items in the bit code attribute set when detecting that the target payment items with payment failure exist.
7. A computer device, characterized by: comprising a processor and a memory, the processor being connected to the memory, the memory being adapted to store a computer program, the processor being adapted to execute the computer program stored in the memory to cause the computer device to perform the method of any of claims 1 to 5.
8. A computer-readable storage medium characterized by: the computer-readable storage medium has stored thereon a computer program which, when executed, implements the method of any of claims 1 to 5.
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