KR20200110189A - Virtual bankbook-based bankbook history management system and method - Google Patents

Abstract

According to one embodiment of the present invention, a virtual bankbook-based bankbook history management system comprises: a virtual bankbook opening unit which opens a virtual bankbook; a payment history generation unit for automatically generating payment details for the corresponding billing item in the virtual bankbook when acting as a tax payment agent; and a brief code insertion unit which generates a code value capable of identifying a company and a billed value, and inserts the generated code value into a brief item of the payment details to proceed the payment. According to an embodiment of the present invention, it is possible to conveniently and accurately execute assisted tax payment by providing details related to the brief item using a brief code value based on a virtual bankbook.

Description

Virtual bankbook-based bankbook history management system and method {VIRTUAL BANKBOOK-BASED BANKBOOK HISTORY MANAGEMENT SYSTEM AND METHOD}

Embodiments of the present invention relate to a virtual passbook-based passbook history management system and method.

Unlike individuals, which mainly consist of transfers, financial transactions of companies are mainly transactions that require other payments in billing.

Transactions in the form of payments such as tax invoices and national taxes are made through a corporate bank account.

For example, payment forms such as paying and transferring the amount by reporting a tax invoice issued to the relevant company, or confirming the national tax notified to the relevant company and transferring the amount are mainly used.

However, for internal corporate accounting management and tax reporting, details of the billing information are required when withdrawing a bank account, but it is difficult to provide a sufficient context due to the limitations of the current bank's system.

In addition, with regard to the summary items of the payment details, depending on the bank, there is a limitation that the details of the claim cannot be written in detail (approximately 8 to 12 characters, depending on the bank).

In addition, there is a problem in that it is difficult to write the tax claim in the summary item because there are many cases where a lump sum remittance is made when the customer is the same for various claims.

Moreover, when the business partners are different, it is difficult to know what kind of request is made when making payment due to limitations such as text restrictions in the brief items.

As related prior art, there is Republic of Korea Patent Publication No. 10-2015-0131908 (name of invention: smart phone deposit and withdrawal details management method, publication date: 2015.11.25.).

An embodiment of the present invention provides a virtual passbook-based passbook details management system and method that enables a simple and accurate tax payment agency by providing detailed details related to a brief item using a brief code value based on a virtual passbook. .

The problem to be solved by the present invention is not limited to the problem(s) mentioned above, and another problem(s) not mentioned will be clearly understood by those skilled in the art from the following description.

A virtual passbook-based passbook details management system according to an embodiment of the present invention includes: a virtual passbook opening unit for opening a virtual passbook; A payment history generator for automatically generating payment details for the corresponding billing item in the virtual passbook when acting as a tax payment agent; And a brief code insertion unit that generates a code value that can identify a corresponding company and a billed value, and inserts the generated code value into a brief item of the payment details to proceed with payment.

The brief code inserting unit may match the generated code value with evidence of the payment details and record it in the virtual passbook.

In the case of a transaction in which the summary is not entered in the deposit and withdrawal details of the actual bankbook, the summary code insertion unit generates the code value by combining transaction information (including at least one of the transaction date, transaction amount, and summary), and related evidence And it is possible to perform an exception processing matching and storing the transaction information.

The brief code insertion unit may generate the code value in consideration of at least one of a transaction order of a day, a relationship between a precedent and a time series in order to prevent occurrence of the number of transactions having the same transaction information in advance.

The brief code insertion unit may generate the code value by further combining passbook information (including account owner and account number) with the combination of the transaction information.

The virtual passbook-based passbook history management system according to an embodiment of the present invention creates a classification item and a billing amount item for the corresponding billing item in the payment history, and automatically or manually in the newly established classification item and billing amount item. It may further include a detailed information entry unit for entering the detailed information input as.

The virtual passbook-based passbook history management system according to an embodiment of the present invention uses a camera to recognize a code value written in an actual passbook, and uses the recognized code value to obtain detailed information from the details in the virtual passbook. It may further include an augmented reality linking unit that is extracted and displayed.

A virtual passbook-based passbook details management method according to an embodiment of the present invention includes: opening a virtual passbook by a virtual passbook opening unit of the passbook details management system; Automatically generating payment details for a corresponding billing item in the virtual bankbook when a payment details generation unit of the bankbook details management system is a tax payment agent; Generating a code value capable of identifying a corresponding company and a billed value by a brief code insertion unit of the passbook history management system; And performing payment by inserting the generated code value into the summary item of the payment details by the summary code insertion unit.

The method for managing passbook details based on a virtual passbook according to an embodiment of the present invention may further include the step of matching the generated code value with the proof data on the payment details, and recording the generated code value in the virtual passbook. have.

According to an embodiment of the present invention, a method for managing bankbook details based on a virtual bankbook includes the steps of: creating, by a detailed description entry unit of the bankbook details management system, a classification item and a charge amount item for the corresponding billing item in the payment details; And entering, by the detailed description entry unit, detailed details automatically or manually inputted in the newly established category item and charge amount item.

Details of other embodiments are included in the detailed description and accompanying drawings.

According to an embodiment of the present invention, it is possible to conveniently and accurately perform the tax payment agency by providing detailed details related to the summary item using the summary code value based on a virtual passbook.

1 is a block diagram illustrating a virtual passbook-based passbook history management system according to an embodiment of the present invention.
2 is a diagram illustrating a flow of cash settlement for tax filing (before improvement).
3 is a diagram illustrating a cash settlement work flow (after improvement) for tax filing.
4 is an exemplary diagram showing payment details of each of the actual and virtual bankbooks.
5 is a diagram illustrating a virtual passbook replacement technique using AR (augmented reality).
6 is a flowchart illustrating a method of managing a virtual passbook-based passbook history according to an embodiment of the present invention.

Advantages and/or features of the present invention, and a method of achieving them will become apparent with reference to the embodiments described below in detail together with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but will be implemented in a variety of different forms, only these embodiments make the disclosure of the present invention complete, and common knowledge in the technical field to which the present invention pertains. It is provided to completely inform the scope of the invention to those who have, and the invention is only defined by the scope of the claims. The same reference numerals refer to the same elements throughout the specification.

In addition, a preferred embodiment of the present invention to be implemented below is already provided in each system functional configuration in order to efficiently describe the technical components constituting the present invention, or system functions commonly provided in the technical field to which the present invention belongs. The configuration will be omitted as much as possible, and a functional configuration that should be additionally provided for the present invention will be mainly described. If a person of ordinary skill in the art to which the present invention belongs will be able to easily understand the functions of components previously used among functional configurations that are not shown below and are omitted, the configuration omitted as described above. The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, in the following description, "transmission", "communication", "transmission", "receive" of a signal or information, and other terms with similar meanings refer to direct transmission of signals or information from one component to another. Not only that, but it includes things that are passed through other components. In particular, "transmitting" or "transmitting" a signal or information to a component indicates the final destination of the signal or information and does not imply a direct destination. The same is true for "reception" of signals or information.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram illustrating a virtual passbook-based passbook history management system according to an embodiment of the present invention.

As shown in Fig. 1, the virtual passbook-based passbook history management system 100 according to an embodiment of the present invention includes a virtual passbook opening unit 110, a payment history generation unit 120, and a detailed description entry unit 130 , A brief code insertion unit 140, and may be configured to include a control unit 150.

The virtual passbook opening unit 110 functions to open a virtual passbook, and this is to manage the details of the passbook during tax payment agency.

The payment details generation unit 120 may automatically generate payment details for a corresponding billing item in the virtual passbook when acting as a tax payment agent.

The detailed description entry unit 130 creates a classification item and a charge amount item for the corresponding charge item in the payment details, and writes the detailed details automatically or manually entered in the newly established classification item and charge amount item. I can.

The brief code insertion unit 140 generates a code value (relevant code value) that can identify the company and the billed value, and inserts the generated brief code value into the brief item of the payment details to proceed with payment. have.

In this case, the brief code inserting unit 140 may match the generated brief code value with evidence of a corresponding payment history and record it in the virtual passbook.

On the other hand, there are cases in which it is difficult to use an identifiable brief code value. For example, in the case of FBS withdrawal, Firm Banking, etc., the brief code value that can be identified is used because the brief is not entered in the deposit and withdrawal details of the actual bankbook, but is only stamped with'FBS withdrawal' or'Firm banking'. It can be difficult.

In exceptional circumstances in preparation for such a case, the following method can be applied. That is, the brief code insertion unit 140 generates a key value corresponding to the brief code value by combining transaction information such as the transaction date and time, the transaction amount, and the brief, and stores the key value by matching the relevant evidence and the transaction information. You can handle exceptions with

Here, the summary code value may be generated in consideration of the order of transactions on the day or the relationship after and after the transaction, time series, etc. in order to solve the problem that the number of transactions having the same transaction information occurs. For example, if the transaction date and amount of transaction A and transaction B are the same, the brief code insertion unit 140 adds a key value that allows identification of a future relationship to each transaction A and B Can generate brief code values.

In addition, as another embodiment of the present invention, the brief code insertion unit 140 may generate the brief code value by further combining passbook information such as account owner and account number in addition to the combination of the transaction information (transaction Information + passbook information).

The control unit 150 is a virtual passbook-based passbook history management system 100 according to an embodiment of the present invention, that is, the virtual passbook opening unit 110, the payment history generation unit 120, and the detailed description writing unit (130), it is possible to control the overall operation of the brief code insertion unit 140.

2 is a diagram illustrating a flow of cash settlement for tax filing (before improvement).

Referring to FIG. 2, in step 1, when payment is made, the accountant inquires the billing item and manually pays the amount.

Next, in step 2, when requested by the tax office, a copy of the bankbook is delivered.

Next, in Step 3, the billing details are inferred through the corresponding passbook details.

As such, in the past, the brief items of payment details were limited depending on the bank, and for this reason, it was not possible to write the details of the request (8 to 12 characters).

In addition, it was difficult to write a tax claim in the summary section because there are many cases of batch remittances when the customer is the same.

In addition, if the business partners are different, there is a problem that it is difficult to know the intention with the contents described in the applicable items due to the limit of the number of letters in the summary.

In order to solve such an existing problem, in an embodiment of the present invention, as shown in FIG. 2, a code (relevant code) value that can identify a corresponding company and a billing value may be inserted in the summary item.

3 is a diagram illustrating a cash settlement work flow (after improvement) for tax filing.

Referring to FIG. 3, in step 1, payment (transfer) is proceeded by automatically generating payment details for the corresponding claim upon payment. Then, insert a code value that can determine the company and the billed value in the brief.

Next, in Step 2, the tax accountant looks up the virtual account, not the actual account.

Meanwhile, a classification item and a charge amount item for the corresponding billing item may be newly established in the payment details of the virtual passbook, and detailed details automatically or manually inputted in the newly established classification item and charge amount item may be entered.

Here, the detailed details may be automatically or manually input by the accounting staff.

4 is an exemplary diagram showing payment details of each of the actual and virtual bankbooks.

Referring to FIG. 4, in the actual passbook (left drawing), a standard key value that can guarantee uniqueness when depositing and withdrawing a claim may be entered in the summary item of the payment history, and the required item has uniqueness and To guarantee reliability, blockchain-based ledger technology can be used.

On the other hand, in the virtual passbook (the right drawing), items such as standard keys written in the summary items of the actual passbook, that is, details corresponding to the summary code values, such as classification, key value, and withdrawal (billing) amount, can be provided. have.

5 is a diagram illustrating a virtual passbook replacement technique using AR (augmented reality).

Referring to FIG. 5, a corresponding brief code value written in an actual passbook may be recognized using a camera. In this case, detailed contents corresponding to the recognized brief code value may be extracted from the virtual passbook using augmented reality.

That is, a detailed brief (detailed description corresponding to the brief code value) is extracted using the detailed information in the virtual passbook, and the extracted detailed brief is displayed to the user. Such a function may be executed by an augmented reality linking unit (not shown), which is one of the components of the virtual passbook-based passbook history management system according to an embodiment of the present invention.

The apparatus described above may be implemented as a hardware component, a software component, and/or a combination of a hardware component and a software component. For example, the devices and components described in the embodiments include, for example, a processor, a controller, an arithmetic logic unit (ALU), a digital signal processor, a microcomputer, a field programmable array (FPA), It can be implemented using one or more general purpose computers or special purpose computers, such as a programmable logic unit (PLU), a microprocessor, or any other device capable of executing and responding to instructions. The processing device may execute an operating system (OS) and one or more software applications executed on the operating system. In addition, the processing device may access, store, manipulate, process, and generate data in response to the execution of software. For the convenience of understanding, although it is sometimes described that one processing device is used, one of ordinary skill in the art, the processing device is a plurality of processing elements and/or a plurality of types of processing elements. It can be seen that it may include. For example, the processing device may include a plurality of processors or one processor and one controller. In addition, other processing configurations are possible, such as a parallel processor.

The software may include a computer program, code, instructions, or a combination of one or more of these, configuring the processing unit to behave as desired or processed independently or collectively. You can command the device. Software and/or data may be interpreted by a processing device or to provide instructions or data to a processing device, of any type of machine, component, physical device, virtual equipment, computer storage medium or device. , Or may be permanently or temporarily embodyed in a transmitted signal wave. The software may be distributed over networked computer systems and stored or executed in a distributed manner. Software and data may be stored on one or more computer-readable recording media.

Hereinafter, a method for managing passbook details based on a virtual passbook according to an embodiment of the present invention will be described.

6 is a flowchart illustrating a method of managing a virtual passbook-based passbook history according to an embodiment of the present invention.

The virtual passbook-based passbook history management method described herein is only one embodiment of the present invention, and various steps may be added as needed, and the following steps may also be implemented by changing the order, The present invention is not limited to each step and its sequence described below.

1 and 6, in step 610, the virtual passbook opening unit 110 of the passbook history management system 100 may open a virtual passbook.

Next, in step 620, the payment details generation unit 120 of the bankbook details management system 100 may automatically generate payment details for the corresponding billed items in the virtual bankbook when performing tax payment.

Next, in step 630, the detailed description entry unit 130 of the passbook history management system 100 may newly establish a classification item and a charge amount item for the corresponding billing item in the payment history.

Next, in step 640, the detailed description entry unit 130 of the passbook history management system 100 may automatically or manually input detailed details in the newly established category item and charge amount item.

Next, in step 650, the brief code insertion unit 140 of the bankbook history management system 100 may generate a code value that can identify the company and the billing value.

Next, in step 660, the brief code insertion unit 140 of the passbook record management system 100 may insert the generated code value into the brief item of the payment record to proceed with payment.

The method according to the embodiment may be implemented in the form of program instructions that can be executed through various computer means and recorded in a computer-readable medium. The computer-readable medium may include program instructions, data files, data structures, and the like alone or in combination. The program instructions recorded on the medium may be specially designed and configured for the embodiment, or may be known and usable to those skilled in computer software. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks and magnetic tapes, optical media such as CDROMs and DVDs, and magnetic-optical media such as floptical disks. A hardware device specially configured to store and execute program instructions such as magneto-optical media, and ROM, RAM, flash memory, and the like. Examples of the program instructions include not only machine language codes such as those produced by a compiler, but also high-level language codes that can be executed by a computer using an interpreter or the like. The hardware device described above may be configured to operate as one or more software modules to perform the operation of the embodiment, and vice versa.

As described above, although the embodiments have been described by the limited embodiments and drawings, various modifications and variations are possible from the above description by those of ordinary skill in the art. For example, the described techniques are performed in a different order from the described method, and/or components such as a system, structure, device, circuit, etc. described are combined or combined in a form different from the described method, or other components Alternatively, even if substituted or substituted by an equivalent, an appropriate result can be achieved.

Therefore, other implementations, other embodiments, and equivalents to the claims fall within the scope of the following claims.

110: Virtual passbook opening
120: payment history generation unit
130: detail entry section
140: brief code insert
150: control unit

Claims (10)

A virtual passbook opening unit that opens a virtual passbook;
A payment history generator for automatically generating payment details for the corresponding billing item in the virtual passbook when acting as a tax payment agent; And
A brief code insertion unit that generates a code value that can identify the company and the billed value, and inserts the generated code value into the brief item of the payment details to proceed with payment
Virtual passbook-based passbook history management system comprising a.
The method of claim 1,
The brief code insertion section
A passbook history management system based on a virtual passbook, characterized in that the generated code value is matched with evidence of the payment details and recorded in the virtual passbook.
The method of claim 1,
The brief code insertion section
In the case of a transaction in which no summary is entered in the deposit and withdrawal details of the actual passbook, the code value is created by combining transaction information (including at least one of the transaction date, transaction amount, and summary), and it is associated with the relevant evidence and the transaction information. A passbook history management system based on a virtual passbook, characterized in that performing exception processing for matching and storing.
The method of claim 3,
The brief code insertion section
A virtual passbook-based passbook details management system, characterized in that the code value is generated in consideration of at least one of a transaction order of a day, a relationship between a precedent and a time series in order to prevent occurrence of the number of transactions having the same transaction information in advance.
The method of claim 3,
The brief code insertion section
A passbook history management system based on a virtual passbook, characterized in that the combination of the transaction information and the passbook information (including the account owner and account number) are further combined to generate the code value.
The method of claim 1,
A detailed description entry unit that creates a classification item and a charge amount item for the relevant billing item in the payment details, and fills in details automatically or manually entered in the newly established classification item and charge amount item
Virtual passbook-based passbook history management system, characterized in that it further comprises.
The method of claim 1,
An augmented reality linking unit that recognizes the code value written in the real passbook using a camera, and extracts and displays detailed briefs from the details in the virtual passbook using the recognized code value
Virtual passbook-based passbook history management system, characterized in that it further comprises.
In the passbook details management method using a virtual passbook-based passbook details management system,
Opening a virtual passbook by a virtual passbook opening unit of the passbook history management system;
Automatically generating payment details for a corresponding billing item in the virtual bankbook when a payment details generation unit of the bankbook details management system is a tax payment agent;
Generating a code value capable of identifying a corresponding company and a billing value by a brief code insertion unit of the passbook history management system; And
Step of inserting the generated code value into the summary item of the payment details by the summary code insertion unit to proceed with payment
Virtual passbook-based passbook history management method comprising a.
The method of claim 8,
The step of matching the generated code value with the proof data on the payment details by the brief code insertion unit and recording it in the virtual passbook
Virtual passbook-based passbook history management method, characterized in that it further comprises.
The method of claim 8,
Establishing, by a detailed description entry unit of the bankbook details management system, a classification item and a charge amount item for the corresponding charge item in the payment details; And
The detailed description entry unit entering detailed details automatically or manually entered in the newly established category item and charge amount item
Virtual passbook-based passbook history management method, characterized in that it further comprises.

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