KR102399219B1 - Virtual bankbook-based bankbook history management system - Google Patents

Abstract

In the virtual passbook-based passbook history management system according to an embodiment of the present invention, due to the limitation on the description of the brief items in the actual passbook, the tax accountant in charge of the company's tax return only contains the content of the brief items in the actual passbook. It is a virtual passbook-based passbook history management system to solve the problem that it is difficult to understand the intent of the billing item paid in the passbook. When paying for an item from the actual passbook, a payment history generating unit that creates payment details for the billing item in the virtual passbook, and the tax accountant can inquire the payment details for the billing item in the virtual passbook , a brief code insertion unit for generating a code value for identifying the claim item, and inserting the generated code value into the summary item of the payment history of the virtual passbook and the summary item of the actual passbook for the corresponding claim item, respectively include

Description

Virtual bankbook-based bankbook history management system {VIRTUAL BANKBOOK-BASED BANKBOOK HISTORY MANAGEMENT SYSTEM}

Embodiments of the present invention relate to a system and method for managing passbook details based on a virtual passbook.

Unlike individuals, which are mainly carried out by transfer, the main transaction for financial transactions of companies is payment other than claims.

Transactions in the form of payment through a company's bank account for claims such as tax invoices and national taxes occur.

For example, payment and transfer of the amount based on the tax invoice issued to the relevant company or payment and transfer of the amount after checking the national tax notified to the relevant company are mainly used.

However, for internal corporate accounting management and tax reporting, details of the corresponding claim information are required when withdrawing from a bank account, but it is difficult to provide sufficient context due to the limitations of the current bank summary system.

In addition, with respect to the summary items of the payment details, there is a restriction that the details of the claim cannot be written in detail depending on the bank (the number of characters is limited to about 8 to 12 characters, depending on the bank).

In addition, there is a problem in that it is difficult to write tax claims in the summary items because there are many cases where a lump sum remittance is made when the customer is the same for various claims.

Moreover, if the customer is different, there is a problem in that it is difficult to know what kind of claim is made at the time of payment due to limitations such as the character limit of brief items.

As a related prior art, there is Republic of Korea Patent Publication No. 10-2015-0131908 (Title of the invention: smart phone deposit/withdrawal history management method, publication date: 2015.11.25.).

An embodiment of the present invention provides a virtual passbook-based passbook history management system and method that enables simple and accurate tax payment by providing detailed information related to brief items using a virtual passbook-based brief code value. .

The problem to be solved by the present invention is not limited to the problem(s) mentioned above, and another problem(s) not mentioned will be clearly understood by those skilled in the art from the following description.

A virtual passbook-based passbook history management system according to an embodiment of the present invention includes: a virtual passbook opening unit for opening a virtual passbook; a payment history generating unit that automatically generates payment details for the corresponding billing item in the virtual passbook when tax payment is made by proxy; and a brief code insertion unit for generating a code value for identifying a corresponding company and a billing value, and inserting the generated code value into a brief item of the payment details to proceed with payment.

The brief code inserting unit may record the generated code value in the virtual passbook by matching the generated code value with the evidence related to the payment details.

The brief code insertion unit generates the code value by combining transaction information (including at least one of the transaction date and time, transaction amount, and summary) in the case of a transaction in which the brief is not entered in the deposit and withdrawal details of the actual passbook, and uses this as proof and exception processing for matching and storing the transaction information.

The brief code insertion unit may generate the code value in consideration of at least one of a transaction order of the day, a precedence relationship, and a time series in order to prevent in advance the occurrence of the number of transactions having the same transaction information.

The brief code insertion unit may generate the code value by further combining passbook information (including account owner and account number) with the combination of the transaction information.

In the virtual passbook-based passbook history management system according to an embodiment of the present invention, a category item and a billing amount item for the corresponding claim item are newly added to the payment history, and automatically or manually in the newly created category item and billing amount item It may further include a detailed description writing unit for writing the detailed information input as .

A virtual passbook-based passbook history management system according to an embodiment of the present invention recognizes a code value written in an actual passbook using a camera, and uses the recognized code value to provide a detailed summary from the details in the virtual passbook It may further include an augmented reality linkage that is extracted and displayed.

A method for managing passbook details based on a virtual passbook according to an embodiment of the present invention includes the steps of: opening a virtual passbook by a virtual passbook opening unit of the passbook detail management system; automatically generating, by the payment history generating unit of the passbook history management system, payment details for the corresponding billing item in the virtual passbook when tax payment is made by proxy; generating a code value by which a brief code insertion unit of the passbook details management system can identify a corresponding company and a billing value; and inserting, by the brief code insertion unit, the generated code value into a summary item of the payment details, and proceeding with payment.

The method for managing passbook details based on a virtual passbook according to an embodiment of the present invention may further include the step of matching, by the brief code insertion unit, the generated code value with the proof data regarding the payment details, to record in the virtual passbook. there is.

A method for managing passbook details based on a virtual passbook according to an embodiment of the present invention includes the steps of: a detailed record entry unit of the passbook record management system, newly establishing a category item for the corresponding claim item and a billing amount item in the payment history; and writing, by the detailed description entry unit, detailed details automatically or manually input to the newly created category item and billing amount item.

The details of other embodiments are included in the detailed description and accompanying drawings.

According to an embodiment of the present invention, by providing detailed information related to a brief item using a brief code value based on a virtual passbook, it is possible to perform tax payment simply and accurately.

1 is a block diagram illustrating a virtual passbook-based passbook history management system according to an embodiment of the present invention.
2 is a diagram illustrating a cash settlement workflow (before improvement) for tax return.
3 is a diagram illustrating a cash settlement workflow (after improvement) for tax filing.
4 is an exemplary diagram illustrating payment details of each of a real passbook and a virtual passbook.
5 is a diagram illustrating a virtual passbook replacement technology using AR (augmented reality).
6 is a flowchart illustrating a method for managing passbook details based on a virtual passbook according to an embodiment of the present invention.

Advantages and/or features of the present invention, and methods for achieving them, will become apparent with reference to the embodiments described below in detail in conjunction with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but will be embodied in various different forms, and only these embodiments allow the disclosure of the present invention to be complete, and common knowledge in the art to which the present invention pertains It is provided to fully inform those who have the scope of the invention, and the present invention is only defined by the scope of the claims. Like reference numerals refer to like elements throughout.

In addition, preferred embodiments of the present invention implemented below are already provided in each system function configuration in order to efficiently describe the technical components constituting the present invention, or system functions normally provided in the technical field to which the present invention belongs The configuration is omitted as much as possible, and the functional configuration to be additionally provided for the present invention will be mainly described. If a person of ordinary skill in the art to which the present invention pertains, it will be possible to easily understand the functions of conventionally used components among the functions omitted not shown below, and also the components omitted as described above. Relationships between elements and components added for purposes of the present invention will also be clearly understood.

In addition, in the following description, the term "transmission", "communication", "transmission", "reception" and other similar meanings of signals or information means that signals or information are directly transmitted from one component to another. as well as passing through other components. In particular, to “transmit” or “transmit” a signal or information to a component indicates the final destination of the signal or information and does not imply a direct destination. The same is true for "reception" of signals or information.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram illustrating a virtual passbook-based passbook history management system according to an embodiment of the present invention.

As shown in FIG. 1 , the virtual passbook-based passbook history management system 100 according to an embodiment of the present invention includes a virtual passbook opening unit 110 , a payment history generating unit 120 , and a detailed record writing unit 130 . , a brief code insertion unit 140 , and a control unit 150 may be included.

The virtual passbook opening unit 110 functions to open a virtual passbook, which is to manage passbook details during tax payment proxy.

The payment history generating unit 120 may automatically generate payment details for a corresponding claim item in the virtual passbook when tax payment is made by proxy.

The detailed information entry unit 130 creates a new category item and a billing amount item for the corresponding claim item in the payment history, and writes the details automatically or manually entered in the newly created category item and billing amount item. can

The brief code insertion unit 140 generates a code value (summary code value) that can identify the corresponding company and the billing value, and inserts the generated brief code value into the summary item of the payment history to proceed with payment. there is.

In this case, the brief code inserting unit 140 may match the generated brief code value with the evidence related to the corresponding payment details and record it in the virtual passbook.

On the other hand, it is sometimes difficult to use an identifiable brief code value. For example, in the case of FBS withdrawal and firm banking, the brief is not recorded in the actual bankbook deposit and withdrawal details, but only 'FBS withdrawal', 'firm banking', etc., so the use of an identifiable brief code value It can be difficult.

In exceptional circumstances for such cases, the following methods can be applied. That is, the brief code insertion unit 140 generates a key value corresponding to the brief code value by combining transaction information such as the transaction date and time, transaction amount, and brief, and stores it by matching it with the related evidence and the transaction information. can handle exceptions.

Here, the brief code value may be generated in consideration of the transaction order of the day, the precedence relationship, the time series, etc. in order to solve the problem that the number of transactions with the same transaction information occurs. For example, if the transaction date, amount, etc. of transaction A and transaction B are the same, the brief code insertion unit 140 adds a key value capable of identifying a precedence relationship to each transaction A and B, and Brief code values can be generated.

In addition, as another embodiment of the present invention, the brief code insertion unit 140 may generate the brief code value by further combining passbook information such as an account owner and account number with the combination of the transaction information (transactions). information + bankbook information).

The control unit 150 includes a virtual passbook-based passbook history management system 100 according to an embodiment of the present invention, that is, the virtual passbook opening unit 110 , the payment history generating unit 120 , and the detailed record writing unit (130), the operation of the summary code insertion unit 140, etc. can be controlled in general.

2 is a diagram illustrating a cash settlement workflow (before improvement) for tax filing.

Referring to FIG. 2 , in STEP 1, an accountant inquires a corresponding claim item and manually pays the corresponding amount during payment.

Next, in Step 2, a copy of the passbook is delivered when requested by the tax office.

Next, in step 3, the billing details are inferred through the corresponding passbook details.

As such, in the past, there were restrictions on the brief items of payment details depending on the bank, and for this reason, it was not possible to write the details of the claim (8 to 12 characters).

In addition, it was difficult to write tax claims in the brief because there are many cases where remittances are carried out in bulk when the customer is the same.

In addition, there was a problem in that it was difficult to know the intention with the contents of the brief due to the limit of the number of characters in the brief when the customer was different.

In order to solve this existing problem, in one embodiment of the present invention, as shown in FIG. 3 , a code (summary code) value that can identify the corresponding company and the claim value may be inserted into the summary item.

3 is a diagram illustrating a cash settlement workflow (after improvement) for tax filing.

Referring to FIG. 3 , in step 1, payment (transfer) is performed by automatically generating payment details for the corresponding claim. And insert a code value that can identify the company and billing value in the brief.

Next, in step 2, the tax accountant inquires a virtual passbook rather than an actual passbook.

Meanwhile, a category item and a charge amount item for the corresponding billing item may be newly created in the payment history of the virtual passbook, and detailed details automatically or manually entered in the newly created category item and bill amount item may be entered.

Here, the details may be entered automatically or manually by an accountant.

4 is an exemplary diagram illustrating payment details of each of a real passbook and a virtual passbook.

Referring to FIG. 4 , in the actual passbook (the left drawing), a standard key value that can ensure uniqueness when depositing and withdrawing a claim may be written in the brief item of the payment history, and in the brief item, the uniqueness and Blockchain-based ledger technology can be utilized to ensure reliability.

On the other hand, the virtual passbook (right drawing) may include items such as the standard key written in the brief item of the actual passbook, that is, detailed information corresponding to the brief code value, for example, classification, key value, withdrawal (billing) amount, etc. there is.

5 is a diagram illustrating a virtual passbook replacement technology using AR (augmented reality).

Referring to FIG. 5 , it is possible to recognize the corresponding brief code value written in the actual passbook by using the camera. In this case, details corresponding to the recognized brief code value may be extracted from the virtual passbook by utilizing augmented reality.

That is, a detailed brief (details corresponding to the brief code value) is extracted using the detailed contents in the virtual passbook, and the extracted detailed summary is displayed to the user. Such a function may be executed by the augmented reality link unit (not shown), which is one of the components of the virtual passbook-based passbook history management system according to an embodiment of the present invention.

The device described above may be implemented as a hardware component, a software component, and/or a combination of the hardware component and the software component. For example, devices and components described in the embodiments may include, for example, a processor, a controller, an arithmetic logic unit (ALU), a digital signal processor, a microcomputer, a field programmable array (FPA), It may be implemented using one or more general purpose or special purpose computers, such as a programmable logic unit (PLU), microprocessor, or any other device capable of executing and responding to instructions. The processing device may execute an operating system (OS) and one or more software applications running on the operating system. A processing device may also access, store, manipulate, process, and generate data in response to execution of the software. For convenience of understanding, although one processing device is sometimes described as being used, one of ordinary skill in the art will recognize that the processing device includes a plurality of processing elements and/or a plurality of types of processing elements. It can be seen that can include For example, the processing device may include a plurality of processors or one processor and one controller. Other processing configurations are also possible, such as parallel processors.

Software may comprise a computer program, code, instructions, or a combination of one or more thereof, which configures a processing device to operate as desired or is independently or collectively processed You can command the device. The software and/or data may be any kind of machine, component, physical device, virtual equipment, computer storage medium or apparatus, to be interpreted by or to provide instructions or data to the processing device. , or may be permanently or temporarily embody in a transmitted signal wave. The software may be distributed over networked computer systems and stored or executed in a distributed manner. Software and data may be stored in one or more computer-readable recording media.

Hereinafter, a method for managing passbook details based on a virtual passbook according to an embodiment of the present invention will be described.

6 is a flowchart illustrating a method for managing passbook details based on a virtual passbook according to an embodiment of the present invention.

The virtual passbook-based passbook history management method described here is only one embodiment of the present invention, and various steps may be added as needed. The present invention is not limited to each step described below and the order thereof.

1 and 6 , in step 610 , the virtual passbook opening unit 110 of the passbook history management system 100 may open a virtual passbook.

Next, in step 620 , the payment history generating unit 120 of the passbook history management system 100 may automatically generate payment details for the corresponding billing item in the virtual passbook during tax payment proxy.

Next, in step 630 , the detailed record entry unit 130 of the passbook history management system 100 may add a category item for the corresponding claim item and a charge amount item to the payment history.

Next, in step 640 , the detailed information entry unit 130 of the passbook history management system 100 may write the details automatically or manually input in the newly created category item and billing amount item.

Next, in step 650, the brief code insertion unit 140 of the passbook history management system 100 may generate a code value that can identify the corresponding company and the billing value.

Next, in step 660 , the brief code inserting unit 140 of the passbook history management system 100 inserts the generated code value into a summary item of the payment history to proceed with payment.

The method according to the embodiment may be implemented in the form of program instructions that can be executed through various computer means and recorded in a computer-readable medium. The computer-readable medium may include program instructions, data files, data structures, etc. alone or in combination. The program instructions recorded on the medium may be specially designed and configured for the embodiment, or may be known and available to those skilled in the art of computer software. Examples of the computer-readable recording medium include magnetic media such as hard disks, floppy disks and magnetic tapes, optical media such as CDROMs and DVDs, and magneto-optical disks such as floppy disks. hardware devices specially configured to store and execute program instructions, such as magneto-optical media, and ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine language codes such as those generated by a compiler, but also high-level language codes that can be executed by a computer using an interpreter or the like. The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the embodiments, and vice versa.

As described above, although the embodiments have been described with reference to the limited embodiments and drawings, various modifications and variations are possible from the above description by those skilled in the art. For example, the described techniques are performed in an order different from the described method, and/or the described components of the system, structure, apparatus, circuit, etc. are combined or combined in a different form than the described method, or other components Or substituted or substituted by equivalents may achieve an appropriate result.

Therefore, other implementations, other embodiments, and equivalents to the claims are also within the scope of the following claims.

110: virtual account opening unit
120: payment history generation unit
130: details entry book
140: brief code insertion part
150: control unit

Claims (10)

Resolves a problem in that it is difficult for the tax accountant in charge of the company's tax return to understand the intent of the claim item paid in the actual passbook due to the restriction on the description of the brief items in the actual passbook A virtual passbook-based passbook history management system for
a virtual passbook opening unit for opening a virtual passbook;
a payment history generating unit for generating payment details for the billing item in the virtual passbook when the accountant or accountant of the company pays the billing item from the real passbook; and
The tax accountant generates a code value for identifying the claim item so that the tax accountant can inquire the payment details for the claim item in the virtual passbook, and pays the generated code value to the virtual passbook for the claim item a brief code insertion unit for inserting each of the summary items of the details and the brief items of the actual passbook;
including,
The brief code insertion part
In the case of a Firm Banking transaction in which 'FBS withdrawal' or 'firm banking' is automatically entered in the brief item of the actual passbook, and the code value cannot be entered in the brief item of the actual passbook, transaction information (transaction date and time) , transaction amount, and summary) to generate the code value and match the code value with related evidence and the transaction information to perform exception processing to store it. .
According to claim 1,
The brief code insertion part
The virtual passbook-based passbook history management system, characterized in that the generated code value is matched with the proof data regarding the payment details and recorded in the virtual passbook.
delete According to claim 1,
The brief code insertion part
A virtual passbook-based passbook history management system, characterized in that the code value is generated in consideration of at least one of a transaction order, precedence relation, and time series of the day in order to prevent the occurrence of the number of transactions having the same transaction information in advance.
According to claim 1,
The brief code insertion part
A virtual passbook-based passbook history management system, characterized in that the code value is generated by further combining passbook information (including account owner and account number) with the combination of the transaction information.
According to claim 1,
A detailed record entry unit for newly establishing a category item and a billing amount item for the corresponding claim item in the payment history, and entering the details automatically or manually entered in the newly created category item and billing amount item
Virtual passbook-based passbook history management system, characterized in that it further comprises.
According to claim 1,
Augmented reality link unit that recognizes the code value written in the real passbook using the camera, and extracts and shows the detailed summary from the details in the virtual passbook using the recognized code value
Virtual passbook-based passbook history management system, characterized in that it further comprises.
delete delete delete

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