KR20190047570A - System for relaying financial transaction with multiple safety function and method for processing thereof - Google Patents

Abstract

The present invention relates to a method for processing a hacking-preventing financial transaction relay system having a multiple safety locking function using biometric information. More specifically, the present invention relates to the method for processing a financial transaction relay system including a step of relaying a financial transaction. A step of processing fingerprint authentication includes: a step in which a client terminal transmits personal information to an exchanger at a receiver side of a personal financial replay transaction server via DTMF signals; a step in which the exchanger at a receiver side of a personal financial replay transaction server returns a predetermined authentication number; a step in which a converting device converts the fingerprint information (finger vein, iris information, face information) into an array of the DTMF signals according to a conversion logic based on the returned predetermined authentication number and transmits the DTMF signals to a receiving device; and a step in which the receiving device restores the converted DTMF signals into an array of DTMF signals that a user transmits according to the conversion logic based on the authentication number used in the DTMF signal conversion.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a system and method for processing a financial transaction relay system for preventing hacking,

The present invention relates to a processing method of a financial transaction relay system for preventing hacking having multiple security lock functions using biometric information, and more particularly, And to a processing method of an online financial transaction relay system for preventing hacking.

Further, according to the present invention, after the step of returning a predetermined authentication number from the receiver-side exchange server of the personal finance relaying transaction server, if the fingerprint is touched, the fingerprint ridge and the fingerprint are separated, Information.

Further, the present invention is a method for transmitting a capillary blood vessel image obtained by a preprocessing unit through a step of returning a predetermined authentication number from a receiver-side exchange server of a personal finance relay transaction server to a matrix block, And the finger vein information by binary data output as a digital electric signal on a block-by-block basis.

According to another aspect of the present invention, there is provided a personal financial intermediary transaction server, comprising: a recipient-side exchange server for receiving an authentication signal; The iris information based on the original data is used.

In addition, the present invention is characterized in that after the step of returning a predetermined authentication number from the receiver side exchange server of the personal finance relaying transaction server, the face image is divided into pixels according to the facial image normalization by the minutiae of the eye position and the neighboring detail information And uses the face information based on binary data output as a digital electric signal.

According to Korean Patent Application No. 10-2017-0139196, the inventor of the present invention has applied for a patent on the 'input / output integration module for simultaneously linking finger pattern input and fingerprint information'.

Accordingly, the inventor of the present invention has developed a processing method of a financial transaction relay system for preventing hacking, which has multiple safety lock functions using biometric information, and has come to the application filed as a domestic priority claim.

In addition, the inventor has already patented the financial settlement processing system of domestic patent registration No. 10-1543222 (name: financial transaction relay system having multiple safety lock functions and its processing method).

That is, in the above-described first invention 1, a method of processing a financial transaction relay system comprises the steps of: accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; Acquiring fingerprint information through the fingerprint reader of the customer terminal, transmitting the fingerprint information to the personal finance transaction relay server through the communication network, and registering the fingerprint information in the database in response to the customer terminal in the personal finance transaction relay server ; When the customer terminal processes an authentication procedure to perform any one of online banking transactions and electronic commerce transactions, the personal financial transaction relay server processes fingerprint authentication by receiving only fingerprint information from the customer terminal; And if the transmitted fingerprint information matches the fingerprint information registered in the personal finance transaction relay server, accessing the online bank system or the electronic commerce system through the personal finance transaction relay server without authentication and relaying the financial transaction The present invention relates to a processing method of a transaction relay system, and has developed the method.

Recently, with the use of mobile phones, smart phones, and the rapid spread of wireless Internet, the proportion of banking and e-commerce processing using mobile devices is increasing.

However, although security measures by biometrics authentication of the present inventor are applied, it may be the best measure for security, but there is still a problem of hacking to airwaves in wireless communication.

Fortunately, in order to solve the above-mentioned problems, it has been found that when a telephone of a touch tone type is used at the time of transfer, an anti-hacking means for a signal generated when a key of a number attached to the telephone is pressed has been developed. I knew it was going to happen.

That is, in the conventional Invention 2, it is disclosed in Korean Patent No. 10-0856648 concerning security transmission of a DTMF signal for converting a DTMF signal transmitted from a telephone set into a numerical array in which a third party can not know, The present invention relates to a method and system for preventing a hacking of a phone banking service using a DTMF conversion device that allows a user to make transactions with ease while using a phone banking service.

Here, a dual tone multi-frequency (DTMF) signal is generated when a key of a number attached to the telephone is pressed when using a touch-tone telephone, and is based on a world-wide technical standard. The keypad for entering numbers on the phone has 16 digits. There are 12 digits excluding A, B, C, and D which are not used in the general telephone. There are 0 ~ 9, *, #, A, B, C and D. Each of the digits has a natural frequency component and is a composite frequency signal in which two frequency signals are synthesized rather than a single frequency signal. The frequency of the low frequency of 697, 770, 852 and 941 hertz (Hz) and the frequency of the reference frequency of 1209, 1336, 1447 and 1633 hertz are combined. For example, when the '1' key is pressed, signals of a low frequency of 697 Hz and a high frequency of 1209 Hz are synthesized and transmitted, and the exchange extracts signals of 697 Hz and 1209 Hz from the received signal to recognize a signal of '1' .

However, there is a case where a third party intercepts the number of DTMF signals transmitted by the customer between the calling party telephone and the telephone exchange, thereby causing a loss to the customer.

The hacking using the DTMF signal detects the frequency signal of the dial pad key tone generated from the combination of the high frequency and the low frequency in the telephone dial tone. The hacker installs a bug on the telephone line, It is a way to digitally decrypt all the numbers you press and hack them.

In order to prevent this, there has been an invention to solve this problem by using a conversion device and a receiving device.

That is, the prior art 2 will be described with reference to Figs.

Figs. 1A and 1B are diagrams for explaining authentication logic of a conversion apparatus and a receiving apparatus according to a conventional invention 2. Fig.

The authentication number may be fixedly used in the receiving apparatus 150 and used irregularly.

In the case of the authentication number fixed to the receiving apparatus 150, the receiving apparatus 150 searches the DB based on the calling number of the customer and uses the same.

In the case of an authentication number irregularly generated and used by the receiving apparatus 150, the receiving apparatus 150 randomly generates and uses an authentication number in the authentication number generating / storing unit 317. [

Referring to FIG. 3A, the number converter 217 includes a converter 401 that generates a converted number by combining a circle number originally pressed by a customer and an authentication number input to the conversion apparatus 110. The authentication number is received from the receiving apparatus 150 during operation and stored therein, and the converter 401 converts the number using a combination of the inputted number and the authentication number.

3B is a diagram illustrating a function of the restoration unit 403 of the number restoring unit 315. The number restoring unit 315 converts a number converted by using a predetermined authentication number such as the converter 401 into an original number.

The receiving apparatus 150 can transmit the authentication number every time the DTMF signal is required, or can be used as the authentication number until the call is terminated after the first transmission.

The conversion apparatus 110 converts the received authentication number using only the most recently received authentication number from the receiving apparatus 150

The authentication number first converts the original number to a completely different number. When the original number is transmitted without conversion, the same number of the same position is always detected by comparison with a large amount of eavesdropping, and the input arrangement of the DTMF signal input by the user can be inferred. The input number is converted to a completely different number using the authentication number.

Second, you specify an array of converted numbers. In other words, it specifies the sequence of numbers by combining the original number entered and the original number and the authentication number added for security.

Third, it creates a number to be added for conversion.

A conversion device and a reception device for the above-mentioned predetermined authentication number will be described.

2 is a block diagram for explaining a conversion device according to a conventional Invention 2;

The conversion apparatus 110 includes a DTMF detection unit 211, a destination telephone number storage unit 213, a numeral detection unit 215, a numeric conversion unit 217, a DTMF conversion unit 219, a DTMF transmission unit 221, And a number detection / storage unit 223.

The DTMF detecting unit 211 detects the DTMF signal input by the user through the calling terminal 100 as a DTMF signal requiring conversion and a DTMF signal not requiring conversion.

The DTMF detecting unit 211 transmits the DTMF signal to the number detecting unit 215 if the DTMF signal input by the user through the calling terminal 100 according to the voice guidance of the phone banking server 160 is a DTMF signal that needs to be converted. If the DTMF signal does not require conversion, it bypasses to the originating switchboard 120.

The destination telephone number storage unit 213 stores the telephone number of the phone banking server 160 to detect a DTMF signal that is required to be converted and a DTMF signal that is not required to be converted, from the DTMF signal transmitted from the DTMF detection unit 211.

The number detecting unit 215 performs a function of converting a DTMF signal received from the DTMF detecting unit 211 into a number. The converted number is transmitted to the number converter 217.

The number converting unit 217 converts the number received by the number detecting unit 213 into another number according to a predetermined authentication logic based on a predetermined authentication number. The converted number is transmitted to the DTMF conversion unit 219.

The DTMF conversion unit 219 converts the converted number transmitted from the number conversion unit 217 into a DTMF signal different from the DTMF signal detected through the DTMF detection unit 211. [ The converted DTMF signal is transmitted to the DTMF transmitter 221.

The converted DTMF signal transmitted to the DTMF transmission unit 221 is converted into a different number than the number pressed by the user and is transmitted from the originating exchange 120 to the destination exchange 140 via the telephone network 130.

The authentication number detection / storage unit 223 detects and stores a predetermined authentication number received from the reception device 150. [ Using the authentication number, the number converter 217 converts the number received by the number detector 215 into another number according to a predetermined authentication logic.

3 is a block diagram for explaining a receiving apparatus according to the related art 2 and includes a DTMF detecting unit 311, a numeral detecting unit 313, a digit restoring unit 315, an authentication number generating / storing unit 317, (319) and a DTMF transmitter (321).

The DTMF detection unit 311 bypasses the DTMF signal that does not require conversion to the phone banking server 160.

The DTMF detecting unit 311 transmits the DTMF signal converted by the DTMF transmitting unit 219 to the number detecting unit 313 from the receiving side switching center 140. [

The number detecting unit 313 performs a function of converting a DTMF signal received by the DTMF detecting unit 311 into a number.

The number detecting unit 313 sends the converted number to the number restoring unit 315.

The DTMF detecting unit 311 and the number detecting unit 313 may be constituted by one device.

The number restoring unit 315 restores the number received from the number detecting unit 313 to the same number detected by the number detecting unit 215 of the converting apparatus 110 based on a predetermined authentication number.

The number restoring unit 315 sends the restored digits to the DTMF restoring unit 319.

The authentication number generation / storage unit 317 generates an authentication number for maintaining synchronization between the conversion apparatus 110 and the reception apparatus 150. [

The authentication number generation / storage unit 317 generates an authentication number for numeric conversion in the numeric conversion unit 217 in the conversion device 110 and transmits the authentication number to the digit restoring unit 315 ) To recover the converted number.

The DTMF restoring unit 319 restores the restored number transmitted by the number restoring unit 315 into a DTMF signal. The restored DTMF signal is the same DTMF signal as the DTMF signal required for conversion detected by the DTMF detection unit 211 of the conversion apparatus 110. [

The DTMF restoring unit 319 transmits the restored DTMF signal to the DTMF transmitting unit 321.

The DTMF transmission unit 321 transmits the DTMF signal transmitted from the DTMF restoring unit 319 to the phone banking server 160. The DTMF signal transmitted from the DTMF restoring unit 319 is the same as the DTMF signal received from the calling terminal 100 by the user.

The following is an example in which the original number is converted into another number by the numeric conversion unit 217 using a predetermined authentication number.

Assume that the input digit is '3456' and the authentication number is '11'.

The converted digit '4' is added by adding the first digit '3' of the input digit and the first digit of the authentication number '1'.

To create a number to be added for conversion, the decimal place '1' and the place of day '1' of the authentication number are added to the converted number '4' to make a number '6'.

After making the data by the conversion device using the logic, the data is transmitted by the receiving device, and the authentication signal is transmitted to the phone banking server.

At present, an individual protects personal financial transactions with an authorized certificate and a password in order to prevent personal injury which may occur due to leakage and the theft of personal information or password in an electronic financial transaction with a bank, Due to the reliance on technology, banks are unable to prevent or protect the personal injury caused by personal mistakes.

Therefore, it can be a relay server which can be a target of hacking in a portable computer or a personal computer, and not only the security technology of the bank is a problem, but also a system for preventing online hacking Technology has become a necessity.

Thus, the present inventor has made the same invention as in FIG. 1 to 3, and applies the basic concepts of the conversion device and the reception device to prevent the hacking.

Korean Patent Publication No. 10-2014-0124035 (published on Aug. 11, 2014) Korean Patent Publication No. 10-0856648 (published September 19, 2007) Korean Patent Laid-Open No. 10-2011-0114282 (published on October 19, 2011) Korean Patent Publication No. 10-2006-0087486 (published on August 02, 2006)

Accordingly, it is an object of the present invention to provide a biometric authentication device that has multiple security lock functions for preventing the signals transmitted by the conversion device from being always the same for the convenience and stability of the customer, recognizing that it is a personal device that can avoid hacking A financial transaction system and a processing method thereof.

It is still another object of the present invention to provide a financial transaction system and a processing method thereof having multiple security lock functions using fingerprint identification, telephone number authentication, and account number authentication.

In case of fingerprint authentication and / or fingerprint authentication at the time of electronic commerce or financial settlement using a mobile or a mouse, fingerprints and / or fingerprints can be authenticated at a time difference, thereby eliminating weaknesses in financial security by biometric authentication It has its purpose.

In addition, by setting a time lag in the authentication of the fingerprint and the fingerprint, the computer input data is prevented from being hacked by a computer which can safely protect it from the outside without separately encrypting the data.

A method of processing a financial transaction relay system, comprising the steps of: accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; Acquiring fingerprint information through the fingerprint reader of the customer terminal, transmitting the fingerprint information to the personal finance transaction relay server through the communication network, and registering the fingerprint information in the database in response to the customer terminal in the personal finance transaction relay server ; When the customer terminal processes an authentication procedure to perform any one of online banking transactions and electronic commerce transactions, the personal financial transaction relay server processes fingerprint authentication by receiving only fingerprint information from the customer terminal; And if the transmitted fingerprint information matches the fingerprint information registered in the personal finance transaction relay server, accessing the online bank system or the electronic commerce system through the personal finance transaction relay server without authentication and relaying the financial transaction The processing method of a transaction relay system according to claim 1, wherein the step of processing the fingerprint authentication comprises: transmitting, by a customer terminal, personal information to a receiver side exchange of a personal finance relay transaction server using a DTMF signal; Returning a predetermined authentication number from the receiver side exchange of the personal finance relay transaction server; When the fingerprint is touched, the ridge of the fingerprint is separated from the fingerprints, and the fingerprint information by the binary data output as the digital electric signal is converted, and the conversion device converts the arrangement of the DTMF signals according to the conversion logic based on the predetermined authentication number To a receiving device; Reconstructing the converted DTMF signal into an array of DTMF signals originated by a user according to conversion logic based on an authentication number used for DTMF signal conversion; If the transmitted fingerprint information coincides with the fingerprint information registered in the personal finance transaction relay server, accessing the online bank system or the electronic commerce system through the personal finance transaction relay server without authentication and relaying the financial transaction And an anti-hacking financial transaction relay system having multiple security lock functions.

The present invention also provides a processing method of a financial transaction relay system, comprising the steps of: accessing a personal financial transaction relay server of a financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; Acquiring finger vein information through the finger vein reader of the customer terminal and transmitting the finger vein information to the personal finance transaction relay server through the communication network to transmit the finger vein information to the personal finance transaction relay server in response to the customer terminal Registering in a database; When the customer terminal processes the authentication procedure to perform any one of online bank transaction and electronic commerce, the personal financial transaction relay server processes finger vein authentication by receiving only finger vein information from the customer terminal; If the transmitted fingerprint information coincides with the fingerprint information registered in the personal finance transaction relay server, accessing the online bank system or the electronic commerce system through the personal finance transaction relay server without authentication and relaying the financial transaction Wherein the step of processing the finger vein authentication comprises: transmitting, by a user terminal, personal information to a receiver-side exchange of a personal finance relay transaction server using a DTMF signal; Returning a predetermined authentication number from the receiver side exchange of the personal finance relay transaction server; A capillary blood vessel image of a finger obtained through a preprocessing unit for visualizing an image of a capillary blood vessel is divided into a matrix block to divide an image screen and divided into two groups according to presence or absence of divided capillary blood vessels, Converting an arrangement of the DTMF signals and sending the conversion information to a receiving device in accordance with conversion logic based on a predetermined authentication number for which MAC information is returned; Reconstructing the converted DTMF signal into an array of DTMF signals originated by a user according to conversion logic based on an authentication number used for DTMF signal conversion; If the transmitted fingerprint information coincides with the fingerprint information registered in the personal finance transaction relay server, the personal finance transaction relay server accesses the online banking system or the electronic commerce system without authentication, The method comprising the steps of: (a) providing a plurality of security-lock functions;

The present invention also provides a processing method of a financial transaction relay system, comprising the steps of: accessing a personal financial transaction relay server of a financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; Acquiring iris information information through the iris information recognizer of the customer terminal and transmitting iris information information to the personal financial transaction relay server through the communication network to transmit iris information information corresponding to the customer terminal to the personal finance transaction relay server Registering in a database; The personal transaction transaction relay server receiving only iris information from the customer terminal and processing the iris information authentication when the customer terminal processes the authentication procedure to perform any one of online bank transaction and electronic commerce transaction; If the transmitted iris information matches the iris information registered in the personal financial transaction relay server, relaying the financial transaction by accessing the online bank system or the electronic commerce system with the unauthorized person through the personal financial transaction relay server Wherein the step of processing the iris information authentication comprises: a step in which the customer terminal transmits the personal information as a DTMF signal to a receiver side exchange of a personal finance relay transaction server; Returning a predetermined authentication number from the receiver side exchange of the personal finance relay transaction server; An iris image is divided into individual pixels, and each pixel is subjected to conversion processing based on conversion logic based on a predetermined authentication number returned from the iris information by binary data output as a digital electric signal in accordance with presence or absence of an iris pattern, Converting an array of DTMF signals and transmitting the DTMF signals to a receiving device; Reconstructing the converted DTMF signal into an array of DTMF signals originated by a user according to conversion logic based on an authentication number used for DTMF signal conversion; If the transmitted iris information matches the iris information registered in the personal financial transaction relay server, the user accesses the online bank system or the electronic commerce system through the personal financial transaction relay server without authentication, The method comprising the steps of: (a) providing a plurality of security-lock functions;

The present invention also provides a processing method of a financial transaction relay system, comprising the steps of: accessing a personal financial transaction relay server of a financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; Acquiring face information information through the face information recognizer of the customer terminal and transmitting face information information to the personal financial transaction relay server through the communication network to transmit face information information corresponding to the customer terminal to the personal finance transaction relay server Registering in a database; When the customer terminal processes the authentication procedure to perform any one of online bank transaction and electronic commerce, the personal financial transaction relay server processes face information authentication by receiving only face information from the customer terminal; If the transmitted facial information information matches the facial information registered in the personal financial transaction relay server, relaying the financial transaction by accessing the online banking system or the electronic commerce system through the personal financial transaction relay server without authentication Wherein the step of processing the face information authentication comprises: a step in which the customer terminal transmits personal information as a DTMF signal to a receiver side exchange of a personal finance relay transaction server; Returning a predetermined authentication number from the receiver side exchange of the personal finance relay transaction server; The face information is divided into pixels according to the normalization of the face image by the minutiae of the eye position and the neighboring detail information with respect to one face image, and the face information by the binary data outputted as the digital electric signal is converted Converting the arrangement of the DTMF signals to a receiving device according to logic; Reconstructing the converted DTMF signal into an array of DTMF signals originated by a user according to conversion logic based on an authentication number used for DTMF signal conversion; If the transmitted face information information matches the face information information registered in the personal finance transaction relay server, access to the online bank system or the electronic commerce system is performed through the personal financial transaction relay server without authentication and the financial transaction is relayed The method comprising the steps of: (a) providing a plurality of security-lock functions;

In the present invention, the personal finance transaction relay server may authenticate the telephone number of the customer terminal stored in the database, or register the password for the account account number of the customer terminal in the database to the personal finance transaction relay server And registering the fingerprint information of the customer terminal as a member of the personal finance transaction relay server by matching any one of a telephone number and an account password to the fingerprint information of the customer terminal. It is a method of processing the system.

In the present invention, the user terminal is a smartphone and an integrated terminal, and a fingerprint and / or fingerprint authentication processing unit is formed on one side of the smartphone or the integrated terminal, and the fingerprint and / The contact type fingerprint scanning module 2310 and the optical finger vein authentication device units 2100 and 4100 may be respectively formed to authenticate the fingerprint or finger vein information and selectively authenticate the user by using a time difference. And a plurality of security lock functions for preventing the hacking.

In the present invention, the fingerprint recognizer 1000 and the fingerprint and / or finger vein authentication processor 2000, which perform the fingerprint information and the fingerprint information, include an integration module U1, a fingerprint module U2, (U3) and a conversion module (U4). The fingerprint module (U2) scans the fingerprint image with the image sensor and compares the fingerprint image with a previously stored image. If there is a person with the same fingerprint image, the fingerprint module And the finger vein module U3 transmits a finger through the infrared light LED to scan the finger vein from the camera image sensor and compares it with a pre-stored finger vein image. If there is a person having the same image, And outputs the authentication code to the 485 serial communication. The conversion module U4 receives the 485 serial communication output from the finger vein module and performs the same 232 serial communication as the fingerprint module U2 And receives the fingerprint authentication code output from the fingerprint module U2 and the fingerprint authentication code output from the fingerprint module U3 from the integration module U1 to generate a fingerprint and a fingerprint authentication code And the fingerprint authentication code output from the fingerprint module U2 and the fingerprint authentication code output from the fingerprint module U3 are received from the integration module U1 And when the fingerprint and the fingerprint authentication code coincide with each other, the authentication code can be output to the USB device.

In the present invention, the GND line 1 of the fingerprint module U2 is a (-) voltage circuit, the line RX2 is a serial data reception port, the line TX3 is a serial data transmission port, Line is a (+) voltage reference of the power supply circuit. When the fingerprint image is scanned by the image sensor and compared with a previously stored image, if the person of the same fingerprint image exists, the registered authentication code of the person is output by 232 communication And a plurality of security lock functions for preventing a hacking.

In the present invention, the GND line 1 of the finger vein module U3 is a (-) voltage reference, the A 2 line is a serial communication standard RS485 communication A port, the B 3 line is a serial communication standard RS485 communication B port, VCC line 4 is the (+) voltage reference of the power supply circuit, GND line 1 on the left side of the conversion module U4 is the reference of the negative voltage, A 2 line is the serial communication standard The line B 3 is a serial communication standard RS485 communication port B and the line VCC 4 is a (+) voltage reference and the DI on the right side of the conversion module U 4 linked to the finger vein module U 3 is RS 485 communication A port, Line 7 is a serial 232 communication reception port, RE 6 line is a 485 communication control port, DE 7 line is a 485 communication control port, and RO 8 line is a serial 232 communication transmission port. And a locking function of the financial transaction relay system for preventing hacking.

In the present invention, the D1 / TX1 line of the integration module U1 is a serial 232 communication transmission port, the D0 / RX2 line is a serial 232 communication reception port, and the GND line 4 is a (-) line. D2 is the serial 232 communication transmission line, D3 is the fingerprint module (U2) serial 232 communication reception line, and D8 11 is the communication module of the 485-232 communication conversion module D9 12 is a 485 communication control port of the 485-232 communication conversion module U4, and D10 13 is a serial 232 communication transmission port of the U4 communication module U4. 485 communication control port of 485-232 communication conversion module (U4), D11 line 14 is the serial 232 communication receiving port of 485-232 communication conversion module (U4), 5V line 27 is the (+) voltage 5V output pin , The GND line 29 is based on the (-) voltage and the VIN line 30 is based on the (+) voltage. These configurations are based on the fingerprint authentication And the finger vein authentication code output from the finger vein module U3 is converted into 232 communication from the conversion module U4 and received by the integration module U1. When the fingerprint and the finger vein authentication code coincide with each other, And outputting an authentication code to the financial transaction relay system for preventing hacking.

In the present invention, when both the argument values are valid and the fingerprintscode and fingerveincode, which are the arguments of the function name getfingerauthorization of the algorithm for the fingerprint authentication code and the fingerprint authentication code, are input respectively, and the unique numbers of the two registered customers are matched And the integrated module for authenticating the fingerprint and the fingerprint at the same time, the code of the corresponding person is output.

The user terminal of the present invention is a mouse M and the fingerprint reader 1000 may be formed at the lower left of the mouse M so that the mouse M can take a fingerprint or a finger vein, The fingerprint or finger vein information is authenticated by the fingerprint authentication unit 2000 or the fingerprint authentication unit 2000a on the upper side of the mouse M and the fingerprint or fingerprint information is selectively And a security lock function for preventing a hacking.

The integrated module U1 for simultaneously authenticating the fingerprint and the finger vein is composed of a fingerprint module U2, a finger vein module U3 and a conversion module U4. The fingerprint module U2, The finger module is scanned by the image sensor and compared with a previously stored image to output a registered authentication code of a person in the same fingerprint image to the 232 serial communication. After the transmission, the camera image sensor scans the finger vein and compares it with a pre-stored finger image to output the registered authentication code of the person in the same image to the 485 serial communication. In the conversion module U4, And outputs the converted 485 serial communication to the 232 serial communication as the fingerprint module U2 and outputs the converted serial serial communication to the fingerprint module U2, And a fingerprint authentication code output from the fingerprint module (U3) is received by the integration module (U1), and when the fingerprint and the fingerprint authentication code coincide with each other, a corresponding authentication code is output through the USB, A fingerprint ridge and a fingerprint are separated from each other and output as a digital electric signal when the fingerprint is in contact with the fingerprint. to be.

The integrated module U1 for simultaneously authenticating the fingerprint and the finger vein is composed of a fingerprint module U2, a finger vein module U3 and a conversion module U4. The fingerprint module U2, The finger module is scanned by the image sensor and compared with a previously stored image to output a registered authentication code of a person in the same fingerprint image to the 232 serial communication. After the transmission, the camera image sensor scans the finger vein and compares it with a pre-stored finger image to output the registered authentication code of the person in the same image to the 485 serial communication. In the conversion module U4, And outputs the converted 485 serial communication to the 232 serial communication as the fingerprint module U2 and outputs the converted serial serial communication to the fingerprint module U2, Code and a fingerprint authentication code output from the fingerprint module (U3) are received by the integration module (U1), and when the fingerprint and the fingerprint authentication code match each other, a corresponding authentication code is output via USB. A capillary blood vessel image of a finger obtained through a preprocessing unit for visualizing an image of a capillary blood vessel is divided into a matrix block and a binary image data which is output as a digital electric signal on a block- And a plurality of safety lock functions using biometric information.

Therefore, the present invention recognizes that the personal device can avoid hacking, so that the signals transmitted by the conversion device are not always the same for the convenience and stability of the customer, so that even if the authentication signals of hackers are hacked in the middle The effect of preventing hacking is remarkable because it becomes a state in which it can not be used.

In addition, the present invention has multiple security lock functions using fingerprint identification, telephone number authentication, and account number authentication, and thus has no effect on security in any way.

In addition, the authentication method with the two-step time lag is provided for biometric authentication in the case of working on a document on a computer, The present invention provides a computer hacking device capable of protecting a computer from hacking, which can safely protect the computer input data without separately encrypting the input data.

1 (a) and 1 (b) are drawings provided in the description of the authentication number of the conversion apparatus and the reception apparatus according to the first invention 1,
2 is a block diagram of a conversion apparatus according to an embodiment of the conventional Invention 1;
3 is a block diagram of a receiving apparatus according to an embodiment of the conventional Invention 1;
FIG. 4 is a block diagram illustrating a network configuration of a financial transaction relay system according to a second embodiment of the present invention; FIG.
5 is a block diagram showing the configuration of the personal financial transaction relay server shown in FIG. 4 of the conventional invention 2 applied to the present invention
FIG. 6 is a flowchart illustrating a procedure for relaying an unauthorized financial transaction using the multiple security lock function of the financial transaction relay system according to the conventional invention 2 applied to the present invention.
Fig. 7 is a schematic block diagram of a conversion apparatus and a reception apparatus applied to the present invention
8 and 9 are diagrams showing a configuration example of a fingerprint and / or vein imaging authentication device according to an embodiment applied to a smartphone of the present invention
10 is a diagram illustrating an example of an internal electronic configuration of fingerprint and / or finger vein authentication device 1200 according to a preferred embodiment of the present invention
11 is a flowchart showing a case where the fingerprint 1 and the finger vein 1 of the present invention are simultaneously recognized
12 is a diagram showing an input / output integration module for linking algorithms of fingerprints and fingerprints
13 is a flow chart for requesting registration of a fingerprint and a fingerprint
14 is a flowchart for requesting authentication of a fingerprint and a fingerprint
15 is a flowchart for requesting deletion of a fingerprint and a fingerprint
16 is a schematic perspective view of a fingerprint 1, a fingerprint 2 and a mouse authenticated with a finger vein applied to the present invention
17 is a perspective view schematically showing the configuration of an embodiment of an integrated payment apparatus using the biometric authentication integrated terminal of the present invention
18 is a schematic perspective view of a smartphone authenticated with fingerprint 1, fingerprint 2 and finger vein applied to the present invention
FIG. 19 is a block diagram showing the configuration of a fingerprint recognition apparatus to which the analog processing circuit and the digital processing circuit of the first fingerprint invention of the present invention are applied.
20 is a block diagram showing a configuration of a single-chip fingerprint recognition device according to the second fingerprint invention of the related art applied to the present invention.
FIG. 21 is a block diagram showing a single chip embodiment of the fingerprint recognition device according to the second fingerprint invention of the present invention.
22 is an exemplary diagram for comparing fingerprint recognition using a specific point of a fingerprint according to the conventional third fingerprint invention applied to the present invention
FIG. 23 is a flowchart illustrating an operation of a conventional biometric identification security device according to an embodiment of the present invention; FIG.
FIG. 24 is a view for explaining the setting of a reference point of an effective part during capillary photographing of a conventional finger vein invention applied to the present invention,
FIG. 25 is a view for explaining the image segmentation and binarization process of the preprocessing unit of the conventional prior art Mac applied to the present invention.
FIG. 26 is a block diagram showing an iris recognition apparatus using a near-IR lens camera according to an embodiment of the present invention.
FIG. 27 is a flowchart for explaining an iris recognition method using a near-IR iris camera according to an embodiment of the present invention.
FIG. 28 is a diagram for explaining a method of normalizing binary data in the iris recognition method using a camera for short-range iris photography according to an embodiment of the present invention.
FIG. 29 is an explanatory view of a muscle structure of the eye of the conventional face invention applied to the present invention. FIG.
FIG. 30 is a simplified block diagram of a face image of a conventional facial invention applied to the present invention.
31 is an external view of a finger vein pattern input device which is an embodiment of the conventional invention applied to the present invention.
32 is a sectional view of FIG. 31 applied to the present invention;

The embodiments of the present invention can be modified into various forms and the scope of the present invention should not be interpreted as being limited by the embodiments described below. The present embodiments are provided to enable those skilled in the art to more fully understand the present invention. Therefore, the shapes and the like of the components in the drawings are exaggerated in order to emphasize a clearer explanation.

Hereinafter, the present invention will be described as essential components of the present invention since it is based on the prior art.

Referring to FIGS. 4 to 6, the financial transaction relay system 2 of the present invention relays bank transactions and electronic commerce transactions using an unauthorized access method using multiple security lock functions including fingerprint recognition.

To this end, the financial transaction relay system 2 of the present invention is registered as a member through the fingerprint recognition, the account password authentication and the telephone number authentication to the personal financial transaction relay server 100, and the customer terminal 200 and the online bank system 300 ) And the electronic commerce system 400, a fingerprint authentication process is performed so that an unauthenticated connection is established.

The financial transaction relay system 2 of the present invention includes the communication networks 4 and 6, the customer terminal 200, the online bank system 300, the electronic commerce system 400 and the personal finance transaction relay server 100 .

The communication networks 4 and 6 are provided in a wired / wireless communication network and a mobile communication network and are connected to the customer terminal 200, the online banking system 300, the personal finance transaction relay server 100, the customer terminal 200, System 400 and the personal financial transaction relay server 100 are connected to each other so that data communication is performed.

The customer terminal 200 is provided, for example, in a portable computer such as a smart phone, a tablet computer, a notebook computer, or a personal computer, and accesses the personal financial transaction relay server 100 through the communication network 4. The customer terminal 200 accesses the personal financial transaction relay server 100 using a web browser or a mobile application and accesses the online bank system 300 and the electronic commerce system 400 through the personal financial transaction relay server 100 Of financial transactions.

The customer terminal 200 includes a fingerprint recognizer 210 for obtaining fingerprint information. The customer terminal 200 provides the fingerprint information acquired from the fingerprint recognizer 210 to the personal financial transaction relay server 100 via the communication network 4. [ The customer terminal 200 accesses the personal financial transaction relay server 100 through the communication network 4 and registers the member as a member. At this time, the customer terminal 200 registers the fingerprint information and the telephone number in the personal financial transaction relay server 100, and registers the account password registered in the online bank system 300 in the personal financial transaction relay server 100 .

When registering the member, the customer terminal 200 is authenticated in multiple using the fingerprint information, the telephone number, and the account password to the personal financial transaction relay server 100. The customer terminal 200 provides the fingerprint information to the personal banking transaction relay server 100 for financial transaction with the online banking system 300 and the electronic commerce system 400.

The online banking system 300 is provided in the affiliated bank and processes financial transactions such as banking transactions, for example, deposit and withdrawal, transfer, etc., processed online. The online banking system 300 is connected to the customer terminal 200 through the personal financial transaction relay server 100 without a certificate at the time of financial transaction.

The e-commerce system 400 may include, for example, an online shopping mall system such as a department store or a discount store, a passenger transportation reservation system for aviation or railroad, a lodging reservation system for a condo or a hotel, A leisure reservation system, and the like, and the customer terminal 200 is connected without authentication when using electronic commerce through the personal financial transaction relay server 100. [

When the customer terminal 200 joins the member, the personal financial transaction relay server 100 registers the member as a member through the multiple safety lock module 110 and transmits the financial transaction with the online bank system 300 and the electronic commerce system 400 The fingerprint information is received from the customer terminal 200 to perform the authentication processing and the financial transaction is performed in the online banking system 300 and the electronic commerce system 400 in the case of financial transactions and electronic commerce transactions do. The personal financial transaction relay server 100 establishes a personal portal site for personal financial transactions.

5, the personal financial transaction relay server 100 includes a control unit 102, a communication unit 104, a multiple safety lock module 110, and a database 120. [ Although not shown in the figure, the personal finance transaction relay server 100 includes components of a typical computer system, for example, a central processing unit, a memory unit, an input / output unit, and a storage unit.

The control unit 102 controls and processes all operations of the personal financial transaction relay server 100. The control unit 102 may include, for example, hardware such as a central processing unit, a memory or a web server, as well as software such as an operating system program, a control program, and the like. The control unit 102 receives the fingerprint information from the customer terminal 200 when the customer terminal 200 performs financial transactions and electronic commerce with the online banking system 300 and the electronic commerce system 400, And multiple security lock module 110 so that an unauthenticated connection is made to the electronic commerce system 400.

The communication unit 104 connects the customer terminal 200 to the online banking system 300 and the electronic commerce system 400 through the communication networks 4 and 6 and transmits the electronic transaction information to the customer terminal 200 200) and the personal financial transaction relay server (100).

The multiple safety lock module 110 is provided as middleware, for example, and has a personal authentication function of the customer terminal 200 and a firewall function for blocking the hacking. In this embodiment, the multiple safety lock module 110 includes a fingerprint recognition processor 112 that receives fingerprint information from the customer terminal 200 and compares the fingerprint information with previously registered fingerprint information in the database 120, An account password processing unit 114 for registering the account password of the customer terminal 200 registered in the customer terminal 200 and a telephone number authentication processing unit 116 for authenticating using the telephone number of the customer terminal 200. [

The database 120 stores various information according to the process of the multiple safety lock module 110 under the control of the control unit 102. In this embodiment, the database 120 is provided inside the personal financial transaction relay server 100, but may be provided as a separate database server.

Specifically, the database 120 stores member information 122, fingerprint information 124, and financial information 126. The member information 122 is information for inputting the user information of the customer terminals 200, for example, a name, an ID, an ID, and the like when the customer terminals 200 are registered as members of the personal financial transaction relay server 100 ID), a password, a telephone number, an e-mail address, and the like. The member information 122 is matched with the fingerprint information 124 and the financial information 126.

The fingerprint information 124 receives and stores the fingerprint information acquired from the fingerprint recognizer 210 of the customer terminal 200 when the user of the customer terminal 200 registers as a member of the personal financial transaction relay server 100. The financial information 126 stores the password of the bank account registered in the online banking system 300 of the customer terminal 200.

The following describes a technique of combining a device and an anti-hacking device developed by the inventor who can simultaneously recognize a fingerprint, a fingerprint and / or a finger vein.

7 is a block diagram of an authentication logic description of the conversion apparatus and the receiving apparatus according to the present invention.

Side switching center 3200 and a reception apparatus 3210 and a phone banking server 3300 are connected to the receiver side in a systematic manner by forming a customer terminal 3100, a conversion apparatus 3110 and a caller- Is formed.

The calling terminal 3100 is used, for example, by a user to call the phone banking server 160 and input personal information such as a user's account number, password, and resident registration number as a DTMF signal.

In order to prevent the input DTMF signal of the personal information input by the user through the calling terminal 100 from the risk of hacking, the conversion device 3110 converts the input DTMF signal into conversion logic based on a predetermined authentication number provided from the reception device 3210 And converts the inputted DTMF signal.

The source-side switching center 3120 transmits the converted DTMF signal input from the conversion apparatus 3110 to the destination switching center 3200 via the communication network.

The called party switching center 3200 receives information transmitted from the calling party switching center 3120 via the communication network. It is formed in the personal finance transaction relay server.

The receiving device 3210 restores the converted DTMF signal received from the destination switching center 3200 into the DTMF signal of the original personal information.

The phone banking server 3300 finally receives the DTMF signal restored from the reception device 3210 and performs a phone banking service of the user.

The authentication number may be fixedly used in the receiving apparatus 3210 and used irregularly.

In the case of the authentication number fixed to the receiving device 3210, the receiving device 3210 searches the database based on the calling number of the customer and uses the same.

In the case of the authentication number generated irregularly by the receiving device 3210, the receiving device 3210 randomly generates and uses the authentication number in the authentication number generating / storing unit.

Referring to FIG. 1A, the number converter 217 includes a converter 401 that generates a converted number by combining a circle number originally pressed by a customer and an authentication number input to the conversion apparatus 110. The authentication number is received from the receiving apparatus 150 during operation and stored therein, and the converter 401 converts the number using a combination of the inputted number and the authentication number.

FIG. 1B is a diagram illustrating a function of the restoration unit 403 of the number restoring unit 315. The number restoring unit 315 converts a number converted by using a predetermined authentication number such as the converter 401 into an original number.

The receiving apparatus 3210 may transmit the authentication number every time the DTMF signal is required, or may be used as the authentication number until the call is terminated after the first transmission.

The conversion apparatus 3100 converts the received authentication information from the receiving apparatus 3210 using only the most recently received authentication number

The fingerprint and finger vein authentication processing unit 1180 that can be commonly applied to the smartphone and the mouse or the integrated terminal according to the first embodiment of the sending apparatus will be described in detail below.

First, the contact type fingerprint and finger vein authentication device will be described.

FIG. 8 is a perspective view schematically showing the contact type fingerprint and finger vein authentication device of the integrated payment device using the biometric authentication integrated terminal of the present invention, FIG. 9 is a schematic view illustrating the optical fingerprint and the fingerprint of the integrated payment device using the biometric authentication integrated terminal of the present invention. Fig. 2 is a perspective view schematically showing a finger vein authentication device. Fig.

8, the fingerprint and finger vein authentication processing unit 1180 formed in the biometric authentication integrated terminal 1000 is provided with a contact type fingerprint scanning module 2310 on the upper side and a finger photographing groove 2410 on the lower side The finger vein authentication device unit 2100 is formed, and fingerprint authentication and finger vein authentication are performed here.

The fingerprint scanning module 2310 uses a contact type recognition module, and on the back of the fingerprint scanning module 2310, a recognition circuit front part 2320 is formed.

The authentication device unit 2100 for acquiring the finger vein information is configured to authenticate the finger vein at the bottom edge of the main body side of the terminal. The inside of the terminal is connected to the contact fingerprint scanning module 2310, A fingerprint scanning module 2310 is formed on the upper side of the authentication device subspace 2500. The fingerprint scanning module 2310 is formed on the upper side of the authentication device subspace 2500, And a finger photographing groove 2410 is formed on the lower side to place the finger f in a non-contact manner, so that the finger f can be recognized simultaneously.

A very thin finger-holding glass plate may be formed in the finger photographing groove 2410 so as to prevent the entry of foreign dirt or the like.

In this case, the image sensor can be operated by attaching an infrared ray filtering film for blocking the visible ray using the finger support glass plate.

In addition, the finger-holding glass sheet may be formed so as to be formed at the front portion of the image sensor 2510a and the infrared ray transmitting portion 2520a in close proximity to the infrared ray filtering film.

Then, a blank finger photographing groove 2410 is formed on the lower side thereof to form the finger f easily.

The image sensor 2510a and the infrared ray transmitter 2520a are formed in parallel in the back authentication device subspace 2500 of the empty finger photographing groove 2410 and a recognition circuit 2530 for controlling the image sensor 2510a and the infrared ray transmitter 2520a is formed When recognizing finger vein patterns, they are activated to transmit various control signals.

When the image sensor 2510a and the infrared ray transmitter 2520a are designed so as not to be damaged, the empty finger photographing groove 2410 is designed to communicate with the authentication device space 2500 in a non- .

Further, in the case of the image sensor 2510a, the range for recognizing the finger veins is different according to the size thereof. Therefore, when the finger f and the distance Ha are extended, When the distance is short, only a narrow range of finger vein pattern is recognized. Therefore, it should be designed and designed considering the relation with the size of the electric field inside the terminal.

Accordingly, the inventor of the present invention has made an idea that the design of the terminal itself can be freely designed by shortening the depth of the finger f and the distance Ha, in addition to the above embodiment.

Reference numeral 1105 denotes a support plate of the fingerprint and finger vein authentication processing unit.

The following is another embodiment of the fingerprint authentication processing unit in the fingerprint and finger vein authentication processing unit.

As shown in FIG. 9, the fingerprint scanning module 2310 uses a contact type recognition module as a fingerprint authentication processing unit in the above-described embodiments, and a recognition circuit module The fingerprint scanning module 2310b uses an optical recognition module. The fingerprint scanning module 2310b is formed of an image sensor 2310a and an infrared ray emitting portion 2320a, The infrared ray is irradiated in the direction of the image, and an image of the image is photographed. On the rear surface thereof, a recognition circuit front portion 2320 is formed.

Fig. 10 shows an example of an internal electronic configuration of a fingerprint and / or finger vein authentication device according to a preferred embodiment of the present invention.

The integrated imaging authentication apparatus of the present invention includes an infrared light source unit 1240, a finger vein image sensor 1230, a fingerprint image sensor 1220, a digital conversion unit 1290, a decryption algorithm unit 1260, a biometric information data storage 1270 And a display unit 1280.

Although not shown in the drawings, the power supply unit, the communication unit, and various I / O devices may be included.

The infrared light source unit 1240 irradiates infrared light toward the object accommodating unit. Preferably one or more LEDs emitting infrared light having a wavelength of 630 to 1,000 nm suitable for imaging the finger vein image. In addition, preferably, an optical filter is provided to remove the light noise.

In a preferred embodiment of the present invention, the finger vein image sensor 1220 (1230) acquires a finger vein image for one finger object on the bottom and sides.

In another preferred embodiment of the present invention, finger vein image sensor 1230 obtains a finger vein surface and a side vein image for one finger object.

When the side image is photographed according to the number of the finger image sensors 1220 and 1230, the fingers are rotated 90 degrees to the side as they are, So that it touches the scan panel. The order of photographing of the fingerprint face and the side face of the finger of the finger may be reversed.

Digital converter 1290 receives both the fingerprint image and / or the finger vein image and the finger fingerprint image to extract finger vein and finger fingerprint image. Digital converter 1290, the present invention obtains a finger vein fingerprint image and a fingerprint image file.

The control unit 1210 causes the digital conversion unit 1290 to transfer the converted image files to the matching algorithm unit 1260.

The biometric information data store 1270 stores biometric information of a user stored in advance. In some embodiments of the present invention, the biometric information data store 1270 can be built in the authentication device 1200 internal memory.

The biometric information data store 1270 can use a crypto-processor that can be protected from external hardware, software attack or theft.

The matching algorithm unit 1260 acquires the user data stored in the biometric information data storage 1270 and determines whether the user biometric information value acquired by the digital conversion unit 1290 matches the user biometric information value. If they match, the display unit 1280 can output a success message. If the decryption is unsuccessful, the authentication failure message may be output to the display unit 1280.

The control unit 1210 controls operations and functions of the authentication device 1200.

In particular fingerprint and / or finger vein image acquisition, processing, authentication operations and authentication results. Various software may be used in connection with the processing and calculation of the acquired fingerprint and / or finger vein image.

For example, a Canny edge detector algorithm can be used. By applying a Gaussian filter, the noise of the original image can be removed as a whole. Edge the image through the Image Gradient. That is, a sketch line of the image is extracted. Apply non-maximum suppression to thin edges (sketch lines), apply double thresholds to classify dark edges as solid edges, and faint edges as noise and classify them as weak edges . Finally, the weak edges are deleted, only the definite edges are left, and finally the coronal images of the veins are output.

The authentication device of the present invention greatly reduces the false recognition rate by, for example, authenticating the fingerprint image of the finger and the fingerprint data at the same time.

In the present invention, a method of authenticating using one finger is described, but the same mechanism can be applied to fingerprint and / or fingerprint of three fingers for stability of images and the like.

Therefore, in the case of authenticating a fingerprint and / or a fingerprint at the time of e-commerce or financial settlement, a mouse is normally held in a state in which a mouse is normally used, the fingerprint of the thumb is recognized in the first fingerprint recognizer, The fingerprint of each fingerprint and / or the fingerprint is authenticated by raising the finger of the finger such as the finger or the finger.

By doing so, fingerprints and / or fingerprints can be authenticated at a time of electronic commerce or financial settlement on-line, so that weakness of financial security by biometric authentication can be solved.

In addition, the authentication method with the two-step time lag is provided for biometric authentication in the case of working on a document on a computer, And a computer hacking device capable of safely protecting the computer input data from outside without separately encrypting the input data.

11 is a flowchart illustrating a processing procedure of a financial transaction relay system having multiple security lock functions using fingerprint 1 authentication according to an embodiment of the present invention.

11, the financial transaction relay system 2 of the present invention accesses the financial transaction relay server 100 through the communication network 4 in step S150 and subscribes to the member in step S152 . At this time, the customer terminal 200 inputs customer's personal information such as a name, an ID, a password, a telephone number, and an e-mail address.

In step S154, the customer terminal 200 acquires finger vein 1 information and fingerprint 1 information through the finger vein 1 recognizer 210 and the fingerprint 1 recognizer 220, and transmits finger vein 1 information and fingerprint 1 through the communication network 4 The financial transaction relay server 100 registers the fingerprint 1 information and the fingerprint 1 information in response to the customer terminal 200. At this time, the financial transaction relay server 100 stores the fingerprint 1 information and the fingerprint 1 information in the database.

In step S156, the financial transaction relay server 100 firstly recognizes the fingerprint 1 in order to perform the electronic financial transaction and the electronic commerce, and discriminates whether the fingerprint 1 information matches the fingerprint 1 information stored in the database in step S158, Authenticate the user.

As a result of the determination, if the two pieces of information match, the finger vein 1 is recognized in step S164, and it is determined in step S166 whether the finger vein 1 information stored in the database matches.

As a result of the determination, if the two finger vein 1 information matches, the procedure proceeds to step S168 where the multiple safety lock module 110 firstly opens the database of the financial transaction relay server 100 through the middleware approval processing unit 120 In step S170, the financial transaction relay server 100 accesses the electronic financial transaction system 300 or the electronic commerce system 400 without authentication and processes the transaction so as to relay the financial transaction.

However, if the financial transaction relay server 100 does not match any of the fingerprint 1 information and the fingerprint 1 information from the customer terminal 200 in steps S158 and S166, the flow advances to step S172 to perform electronic financial transactions and electronic commerce Thereby blocking the connection of the financial transaction relay server 100 from being processed.

Since fingerprint 1 recognition is possible only in the living state, it is possible only by the user himself, and the security effect does not change even if the process of the additional password is omitted.

The integrated module for linking fingerprint and fingerprint algorithm to implement this can be described as follows.

12 is a diagram showing an input / output integration module for linking fingerprint and fingerprint algorithm, FIG. 13 is a flowchart for requesting registration of a fingerprint and a fingerprint, FIG. 14 is a flowchart for requesting authentication of fingerprint and fingerprint , Fig. 15 is a flowchart for requesting deletion of the fingerprint and the finger vein.

As shown in FIG. 12, the input / output integration module U1 for simultaneously linking fingerprint and fingerprint algorithm comprises a fingerprint module U2, a fingerprint module U3, and a conversion module U4.

First, the fingerprint module U2 will be described.

The GND line 1 of the fingerprint module U2 functions as a 0V grounding function as a reference of the negative voltage circuit and the line RX 2 serves as a serial data receiving port to control the fingerprint module. Line is a serial data transmission port that reads the status of the fingerprint module and line 4 of VCC functions as a + 5V voltage input function based on the (+) voltage of the power supply circuit. When a fingerprint is scanned and compared with a previously stored image, if there is a person of the same fingerprint image, the registered authentication code of the person is output to the serial communication (here, 232 communication is applied as an embodiment).

Here, 232 communication is a serial communication standard.

Next, the finger vein module U3 will be described.

The GND line 1 of the finger vein module U3 has a 0V grounding function as a reference of a negative voltage and the A 2 line is a serial communication standard RS485 communication A port for data reception and transmission functions, Line 3 is a serial communication standard RS485 communication B port for receiving and transmitting data. VCC line 4 is a + (positive) voltage reference of the power supply circuit and functions as a + 5V voltage input. After transmitting a finger through an infrared LED, a vein is scanned by a camera image sensor and compared with a vein image stored in advance. When there is a person with the same image, the registered authentication code of the person is used for serial communication (herein, 485 communication is applied as an embodiment) .

In the second embodiment of the present invention, the integrated image sensing apparatus 200a includes two image sensors 230 and 231 therein. The finger vein image sensors 230 and 231 are installed in the object accommodating unit 201,

Here, 485 communication is a serial communication standard.

The following describes the conversion module U4 of the 485-232 communication.

The GND line 1 on the left side of the conversion module U4 has a 0V grounding function as a reference of the negative voltage and the A 2 line is a serial communication standard RS485 communication A port for data reception and transmission functions, The line 3 is a serial communication standard RS485 communication B port, and functions as a data receiving and transmitting function. The line VCC 4 is a (+) voltage reference and functions as a voltage input of + 5V. And converts the received 485 communication into 232 communication.

The line DI5 on the right side of the conversion module U4 is a serial 232 communication reception port and receives data. RE6 line is a 485 communication control port, and controls the transmission / reception state of the 485 communication module The DE 7 line is a 485 communication control port and controls the transmission / reception state of the 485 communication module. The RO 8 line is a serial 232 communication transmission port, and functions to transmit a command. It is linked with the integration module U1.

Next, the fingerprint and fingerprint input and USB output integration module U1 will be described.

The D1 / TX1 line of the integration module U1 is a serial 232 communication transmission port and functions as a data transmission function to a computer. The D0 / RX2 line is a serial 232 communication reception port. , GND line 4 is the ground of 0V as a voltage reference and D2 line 5 is the serial 232 communication transmission line of the fingerprint module (U2). It sends the command to the fingerprint module and D3 Line is a fingerprint module (U2) serial 232 communication reception line, and receives the status value of the fingerprint module. D8 line 11 is a serial 232 communication transmission port of the 485-232 communication conversion module (U4) D9 line 12 is a 485 communication control port of the 485-232 communication conversion module U4 and functions to control the sending and receiving states of the 485 communication module and D10 13 line Is a 485 communication control port of the 485-232 communication conversion module U4, D11 Line 14 is the serial 232 communication receiving port of 485-232 communication conversion module (U4), and it reads the status of the finger vein module (U3) Line is a (+) voltage 5V output pin that supplies the 5V voltage of fingerprint module (U2), finger module (U3), 485 communication conversion module (U4) The VIN line 30 has a + 5V voltage input function as a voltage reference, and the VIN line 30 has a + 5V voltage input function. In the above configuration, the fingerprint authentication code output from the fingerprint module U2 And the finger vein authentication code (the unique number of the customer registered with the low vein) output from the finger vein module U3 is converted into 232 communication from the conversion module U4 and the integrated module U1 ), And when the fingerprint and the fingerprint authentication code coincide with each other, the corresponding authentication code is output through USB.

The fingerprint and fingerprint algorithm of this case invention can be expressed as follows.

int getfingerauthorization (int fingerprintcode, int fingerveincode)

{

    if (fingerprintcode> 0 && fingerveincode> 0 && fingerprintcode == fingerveincode))

    {

return fingerprintcode;

    }

    return 0;

}

The algorithm is an algorithm that accepts a fingerprint authentication code and a fingerprint authentication code from the integration module U1 and allows an authentication code only when the fingerprint and the low vein are the same person.

The following is a more detailed description.

The fingerprint module U2 retrieves a fingerprint and outputs the code number of the corresponding person when there is a person matching the fingerprint.

The finger vein module U3 searches for a finger vein and outputs the corresponding person's code number if there is a person matching the finger vein.

The fingerprint code of the fingerprint module U2 and the fingerprint code of the fingerprint module U3 are inputted into fingerprintcode and fingerveincode which are the arguments of the function name getfingerauthorization of the above algorithm so that both argument values are valid and also two registration The fingerprint and the finger vein integration module output the person's code only when the unique number of the customer is matched.

If other fingerprint code and fingerprint code are invalid or do not match, an error code of 0 is output.

The following describes the procedures for registering, authenticating and deleting fingerprints and fingerprints from the self-archiving recognizer or bank.

First, as shown in FIGS. 13 to 15, registration of the fingerprint and the fingerprint is performed by the fingerprint and fingerprint recognizer (S311).

When there is a registration request in the fingerprint and fingerprint recognizer, the fingerprint and finger vein are scanned first by the finger of the person to be registered (S312).

Next, the fingerprint and the finger vein are scanned to the recognizer by the finger of the person who wants to register the fingerprint and the fingerprint of the person who intends to register after the first registration in the recognizer of the finger vein (S313).

Next, the fingerprint and finger vein are scanned by the finger of the person who intends to register the fingerprint and finger vein to the recognizer after the first registration in the fingerprint and fingerprint recognizer (S314).

In order to measure the accuracy of the registration of the fingerprint and finger vein in the recognizer, it is determined whether all three scanned images match (S315).

If the three fingerprints and the fingerprint registered in the recognizer do not coincide with each other and the three scanned images do not coincide with each other, the process is resumed. If all the scanned images match, the registration is completed (S316).

This process is performed three times to register the image of the correct fingerprint and finger vein.

Next, authentication of the fingerprint and the fingerprint is performed, and the fingerprint and fingerprint recognizer make an authentication request (S321).

The fingerprint of the fingerprint and the image of the finger vein are scanned in the fingerprint and fingerprint recognizer (S322).

In step S323, the image of the fingerprint and the finger vein scanned by the finger of the registered person is compared with the image of the fingerprint and finger vein.

In step S324, it is determined whether or not the scanned image matches the fingerprint and the fingerprint recognizer.

If all of the scanned images in the fingerprint and finger vein recognizer do not coincide with each other as described above, they are restarted. If all the scanned images match, the authentication is completed (S325).

The following is a step of deleting the registration of the fingerprint and the fingerprint, and the deletion request is made from the fingerprint and the fingerprint recognizer (S331).

The code of the party to be deleted is input to the fingerprint and fingerprint recognizer (S332).

It is determined whether the image of the code to be registered is deleted from the recognizer of the fingerprint and the finger vein (S333).

If the scanned image is not deleted from the recognizer of the fingerprint and the finger vein, the authentication is restarted. If the scanned image is deleted, the authentication is completed (S334).

As described above, when the fingerprint and the fingerprint are managed by a method of registering, authenticating and deleting the fingerprint and the fingerprint of the fingerprint and the fingerprint of the fingerprint and the fingerprint, the recognition degree of the fingerprint and fingerprint is further increased and the operation is simplified.

The following relates to a mouse as an embodiment of the present invention.

FIG. 16 is a schematic perspective view of a mouse authenticated with a fingerprint 1, a fingerprint 2 and a finger applied to the present invention. The fingerprint and finger vein of the mouse M according to the embodiment of the present invention and the fingerprint image acquisition mechanism Fig.

As shown in the figure, a scroll C, a right click C1 and a left click C2 are formed on a normal mouse M, and a fingerprint recognizer 1000 is formed on the lower left of the mouse M Fingerprints and / or a finger vein authentication processing unit 2000 are formed between the upper part of the scroll C on the mouse M and the right click C1 and the left click C2.

The fingerprint reader 1000 on the lower left side of the mouse M has a quadrangular contact fingerprint authentication module device unit 1000a formed in the fingerprint recognition seating frame 1000b and a fingerprint on the upper side of the mouse M and / The finger vein authentication processing unit 2000 includes a fingerprint recognizer 1001a and a finger vein authentication device 2000a in a mouse. A camera 2000b and a plurality of infrared light sources 2000c are formed to photograph the fingers of the fingers raised above the finger vein authentication device unit 2000a and authenticate them.

In addition, an infrared light source 2000d for emitting infrared rays to the finger is formed on the side of the ring-shaped finger recognition seating frame 2000e formed at the center, and a fingertip support 2000f for placing a finger tip is formed at the front end of the center .

Circuits relating to authentication modules of the fingerprint and finger vein applied thereto will be described later.

Therefore, in the case of authenticating a fingerprint and / or a fingerprint at the time of e-commerce or financial settlement, a mouse is normally held in a state in which a mouse is normally used, the fingerprint of the thumb is recognized in the first fingerprint recognizer, The fingerprint of each fingerprint and / or the fingerprint is authenticated by raising the finger of the finger such as the finger or the finger.

By doing so, fingerprints and / or fingerprints can be authenticated at the time of online electronic commerce or financial settlement, so that the weakness of financial security by biometric authentication can be solved by combining two fingerprints and one fingerprint It will be possible.

In addition, the authentication method with the two-step time lag is provided for biometric authentication in the case of working on a document on a computer, And a computer hacking device capable of safely protecting the computer input data from outside without separately encrypting the input data.

That is, the customer terminal is a mouse M, and the fingerprint reader 1000 is formed on the lower left of the mouse M so that the mouse M can take a fingerprint and / or a finger vein, Fingerprint authentication processing unit 2000 authenticates the fingerprint or finger vein information formed by the fingerprint recognizer 1001a and the finger vein authentication device unit 2000a at the top of the fingerprint authentication device 2000a, It can be authenticated.

The fingerprint and finger vein authentication processing unit 1180, the iris information authentication processing unit 1194 and the face information authentication processing unit 1196 in the integrated terminal according to the first embodiment of the transmitting apparatus will be described in detail.

17 is a perspective view schematically showing a configuration of an embodiment of an integrated payment apparatus using the biometric authentication integrated terminal of the present invention.

As shown in FIG. 17, in the terminal of the present invention, a magnetic card check unit 1102 is formed on one side of the integrated biometric authentication terminal 1000 used therein, and an IC card check unit 1101 is provided on the lower side And the power supply unit 1110 is turned on and the data input unit 1120 displays the settlement amount on the LCD display unit 1130 for the clerk and presses the final settlement button.

An electronic component cover 1150 is formed as a payment system on the front surface of the biometric authentication integrated terminal 1000. A fingerprint and finger vein authentication processing unit 1180 is formed on one side of the electronic component authentication processing unit 1180, The card information authentication processing unit 1190 is formed with an authentication card tag unit 1191 and a smartphone tag unit 1192. The functions of the authentication card tag unit 1191 and the smartphone tag unit 1192 can be the same or integrated , It is designed for the purpose of conveying the meaning that an independent card can be used with two guide displays and the purpose of transmitting meaning that a card registered in a smart phone can be used.

An LCD display part 1199a for a customer is formed by a hinge (not shown) so that an angle can be adjusted according to a customer's position, and the LCD display part 1199a for a customer The payment amount of the customer and the indication of the audit are displayed, and the advertisement function is added to the operation.

An iris information authentication processing unit 1194 is formed at an upper end of the customer LCD display unit 1199a and is designed together with the iris information authentication processing unit 1194 to form a face information authentication processing unit 1196. [

Reference numeral 1181 denotes a fingerprint authentication processing unit capable of using a thumb or the like, and 1182 is an infrared ray generating unit additionally transmitted to the fingerprint and finger vein authentication processing unit 1180.

When the LCD display unit 1130 is not used normally or the settlement can be made only by the LCD display unit 1130 for a clerk, the customer LCD display unit 1199a is folded and used by using a hinge. In order to repair the internal computer equipment The electrical component cover 1150 can be opened around the hinge 1151.

The following describes an embodiment of a technique in which the present invention is applied to a smartphone.

18 is a schematic perspective view of a smart phone authenticated with a fingerprint and finger vein applied to the present invention.

18, the smartphone is generally divided into a main body upper part 4001 and a lower main body part 4002 in the smartphone main body 4000. The present invention is characterized in that a fingerprint and / An authentication device unit for acquiring finger vein information is formed and subjected to fingerprint and finger vein authentication.

The authentication device for obtaining the fingerprint and finger vein information includes a space for authenticating fingerprints and finger veins in front of the lower front edge of the right front side of the body side part 4400 of the smartphone, A substantial authentication device subspace 4500 into which the fingerprint and finger vein authentication device can enter from the corner to the front is formed in the form of a staggered light and a side groove frame 4200 is formed on the outer surface of the front side, And a finger vein authentication unit 4100 formed with a finger photographing groove 4410 so as to optically capture a finger vein can be formed on the lower side of the module 4310 so that the finger is placed in a non-contact manner, .

In the finger photographing groove 4410, which is an empty space, a very thin finger-supporting glass plate may be formed to prevent the entry of foreign dirt or the like, or the surface may be covered by using the front glass of the conventional smart phone.

In this case, the image sensor can be operated by attaching an infrared ray filtering film for blocking the visible ray using the finger support glass plate.

In addition, the finger-holding glass sheet may be formed so as to be formed at the front portion of the image sensor 4510a and the infrared ray transmitting portion 4520a in close proximity to the infrared ray filtering film.

The fingerprint scanning module 4310 uses a contact type recognition module, and on the back of the fingerprint scanning module 4310, a recognition circuit full length portion 4320 is formed.

Then, a blank finger photographing groove 4410 is formed on the lower side thereof so that the finger is easily put on the finger.

An image sensor 4510a and an infrared ray transmitting portion 4520a are formed in parallel in the back authentication device subspace 4500 of the empty finger photographing groove 4410 and a recognition circuit front portion 4530 for controlling the image sensor 4510a and the infrared ray transmitting portion 4520a is formed When recognizing finger vein patterns, they are activated to transmit various control signals.

When the image sensor 4510a and the infrared ray emitting portion 4520a are designed to be free from damage, the empty finger photographing groove 4410 is formed to communicate with the authentication device space 4500 in a non-contact manner according to the surrounding conditions. .

A fingerprint and / or finger vein authentication processing unit is formed on one side of the smartphone or the integrated terminal, and the fingerprint and / or finger vein authentication processing unit is provided with a contact fingerprint scanning module 2310 (4310) (2100) and (4100) are formed respectively and can be selectively (i.e.

It is also possible for those skilled in the art to structure the structure on the top or bottom edge of the smartphone to authenticate side-by-side.

Next, a fingerprint recognition algorithm applied to the conversion apparatus of the present invention will be described.

FIG. 19 is a block diagram showing the configuration of a conventional fingerprint recognition device to which the analog processing circuit and the digital processing circuit of the first invention are applied, FIG. 20 is a block diagram showing the configuration of a single chip fingerprint recognition device according to the second invention FIG. 21 is a block diagram showing a single chip embodiment of the fingerprint recognition device according to the second invention, and FIG. 22 is an example of comparing fingerprint recognition using specific points of the fingerprint.

Generally, the fingerprint recognition sensor may be an input image device for acquiring fingerprint image (or image information of a fingerprint) of a finger indicating a characteristic difference inherent to each user. The sensing data for the fingerprint image may be obtained by optical, semiconductor, ultrasonic or non-contact methods.

The optical fingerprint recognition sensor may include, for example, a prism, a light source, a lens, or a charge-coupled device (CCD). In an optical sensor, when a fingerprint is in contact with a prism, a light source irradiates the prism, a lens collects light reflected through the prism, and a CCD can acquire the collected light as a fingerprint image.

As the semiconductor type fingerprint recognition sensor, there may be a hot sensation sensor, a capacitive sensor or an electric decorative sensor. Semiconductor fingerprint sensors can be miniaturized and can be used in personal applications.

The thermal sensor may be a fingerprint sensor in which the temperature distribution is obtained as a fingerprint image due to the temperature difference between the contact area of the fingerprint and the non-contact area.

The capacitive sensor may be a fingerprint sensor that acquires the difference in the amount of charge or capacitance between the ridges of the touched fingerprints in a fingerprint image.

The electric sensor may be a fingerprint sensor that is adapted to acquire fingerprint image information from a fingerprint or an electric field formed around the fingerprint.

Meanwhile, the fingerprint recognition sensor may be configured to include at least a part of the processor. For example, the fingerprint recognition sensor may include an operation of acquiring a fingerprint image, an operation of correcting the fingerprint image, a feature of the fingerprint image, and the like. In this case, the fingerprint recognition sensor may be a functional module having a hardware module and a software module.

The fingerprint has a normal region made up of ridges of precise orientation and a number of other feature regions. An ending point is a point where a ridge is broken in the characteristic region and a point where a ridge is broken is called a bifurcation. The minutiae of the fingerprint are collectively referred to as a bifurcation. Generally, one finger has about 100 to 150 feature points, and each person has different types, positions, and directions. Therefore, the position and direction of the minutiae can be used as means for discriminating each fingerprint.

FIG. 19 shows a conventional fingerprint recognition device that performs the above-described functions. As shown in FIG. 19, the conventional fingerprint recognition device includes a fingerprint ridge and a fingerprint an analog processing circuit 210 for detecting a fingerprint image by converting the difference in capacitance according to a height difference between the fingerprint image and the valley into a voltage and outputting the detected fingerprint image as an electric signal; And a digital processing circuit 220 for extracting the feature, comparing the extracted feature with previously stored fingerprint data, and discriminating or recognizing the user of the detected fingerprint.

In the above, the analog processing circuit 210 includes a sensor plate for converting the difference in capacitance according to the difference between ridges and valleys of the fingerprint into a voltage, and a parasitic capacitance generated in the sensor plate A parasitic capacitance elimination circuit for outputting only the sensing voltage and a comparator for comparing the sensing voltage input through the parasitic capacitance elimination circuit with a reference voltage Vref and outputting the sensed voltage as a binary signal of '0' or '1'.

The digital processing circuit 220 includes a digital input unit receiving the output signal of the analog processing circuit 210, a memory unit storing a plurality of fingerprint images and a fingerprint recognition algorithm, And a microprocessor (MCU) that performs the authentication of the detected person or the determination process.

However, since the analog processing circuit 210 and the digital processing circuit 222 are implemented on different chips, the size of the device is increased, the price is high, and the above-described large In order to solve the problem that it is difficult to utilize in various fields due to its volume and high price, as a second invention, by implementing the sensor side for sensing the fingerprint and the digital processing circuit for recognizing the fingerprint on a single chip, the volume and cost of the product are reduced, In addition, we have developed a fingerprint recognition device that is implemented as a single chip that can be applied in various fields.

FIG. 20 is a block diagram of a fingerprint recognition device according to the second embodiment of the present invention. In the fingerprint recognition device 300 of the present invention implemented as a single chip, a capacitance difference between a fingerprint ridge and a fingerprint And an algorithm stored in the flash memory 340 to receive and process an electrical signal output from the sensor 310 to extract a feature of the fingerprint image, A cache memory 330 directly connected to the microprocessor 320 and storing frequently used commands, and a controller 330. The microprocessor 320 determines whether the fingerprint image matches the reference fingerprint image registered in the memory 340, A flash memory 340 in which a program, a fingerprint recognition algorithm and fingerprint data are stored, a sensor 340, a microprocessor 320 and a flash memory 340, And a bus interface 360 for controlling the exchange of data between the sensor 310, the microprocessor 320, and the flash memory 340 via the bus 350. [ ).

The above described components, sensors 310, microprocessor 320, cache memory 330, flash memory 340, bus 350 and bus interface 360 are directly integrated on a single chip.

As shown in FIG. 21, the single-chip fingerprint recognition apparatus includes a sensor array 410, an MCU 420, a cache memory 430, a flash memory 430, And a first chip 400 in which a bus interface 440 and a bus interface 450 are integrated.

The flash memory 440 is an on-chip flash memory implemented on a semiconductor chip. The flash memory 440 stores a program for implementing the fingerprint recognition algorithm performed by the MCU 420, And stores the sensed fingerprint image. The cache memory 430 is a memory having a smaller capacity and a faster access speed than the flash memory 440 and is implemented on the same chip as the MCU 420, that is, on the first chip 400, It stores high commands and data, and improves the processing speed in the MCU 420.

The sensor array 410 is formed by arranging sensor plates for outputting digital electro-static signals generated in contact with the skin, that is, between the skin of the contacted fingers, in an m × n matrix. And is bus-connected to other circuits, that is, the MCU 420 or the flash memory 440.

The sensor array 410, the MCU 420, the cache memory 430, the flash memory 440, and the bus interface 450 may be formed in multiple layers instead of being formed on the same plane. That is, the sensor plate of the sensor array 410 is implemented on the surface of the chip, and the remaining MCU 420, the cache memory 430, the flash memory 440 and the bus interface 450, As shown in FIG.

FIG. 22 discloses a technique for comparing and judging the feature points of the fingerprint by using the feature points of the fingerprint in Japanese Patent Laid-Open No. 10-2015-0034832.

That is, referring to the drawing, the fingerprint image mapping unit can obtain the feature information 812, 822, 832, 842 of the fingerprint image corresponding to the areas 811, 821, 831, 841 for each of the areas 811, The fingerprint image mapping unit 260 can map the feature information of the fingerprint image acquired with respect to a part 855 of the user's finger.

For example, the feature information 812 of the fingerprint image 813 corresponding to one area 811 of the fingerprint image 810 of FIG. 22 corresponds to the feature of the fingerprint image 850 corresponding to the first area 851 in FIG. 22 Can be mapped as information.

The feature information 822 of the fingerprint image 823 corresponding to one area 821 of the fingerprint image of 810 in Fig. 22 is the feature information of the fingerprint image corresponding to the second area 852 in 850 of Fig. 5 Lt; / RTI >

In addition, the feature information 832 of the fingerprint image 833 corresponding to one area 831 of the fingerprint image of 810 in FIG. 22 is the feature information of the fingerprint image corresponding to the third area 853 in 850 of FIG. 5 Lt; / RTI >

The feature information 842 of the fingerprint image 843 corresponding to one area 841 of the fingerprint image of 810 in Fig. 22 is the feature information of the fingerprint image corresponding to the fourth area 854 in 850 of Fig. 5 Lt; / RTI > In this case, if there is an overlapping area between the first area 851 and the fourth area 854, the feature information of the fingerprint image corresponding to the overlapping area is the feature of the first area 851 to the fourth area 854 The quality of the information may be better, more information may be included, or recently acquired feature information may be mapped first.

The fingerprint image mapping unit maps feature information of each region of the fingerprint image and adjusts the overlapping region to acquire feature information of the fingerprint image with respect to a portion 855 of the finger.

Therefore, according to the present invention, after a predetermined authentication number is returned from the receiver-side exchange server of the personal finance relay transaction server, when the fingerprint is touched, the ridge and the trough of the fingerprint are separated and output as binary digital data Converting the fingerprint information into an arrangement of the DTMF signals and transmitting the DTMF signals to the reception device in accordance with a conversion logic based on the authentication number returned from the fingerprint information; In the order of performing the step of restoring the converted DTMF signal to the arrangement of the DTMF signal transmitted by the user in the order of performing the conversion logic based on the conversion logic.

Next, the algorithm of the finger vein applied to the conversion apparatus of the present invention will be described.

FIG. 23 is a flowchart illustrating an operation of the biometric security apparatus according to an embodiment of the present invention. FIG. 24 is a view for explaining setting of a reference point of a valid region during capillary photographing, 25 is a diagram illustrating a process of image segmentation and binarization by the preprocessing unit.

When the finger is inserted, the light generating means 15 of the image acquiring means 10 emits an infrared ray, a laser or a halogen light ray with fingers, and the solid-state image pickup device 11 emits the light An image between the last node and the nail boundary point is continuously photographed a plurality of times (S10). Various methods can be applied by recognizing whether or not a finger is inserted. In this case, an optical sensor using light emitting and light receiving diodes may be used, or a finger switch 9 may be constituted by a limit switch, or a manual switch It is easy to know whether the finger is inserted or not.

In order to normalize the image of the finger photographed by photographing the specific region of the finger as described above, the reference point must be set in the preprocessing unit 20. Since the image of the photographed finger contains an unnecessary portion considerably, This unnecessary image is removed.

That is, as shown in Fig. 24, the center of the fingernail is taken as the central point, a straight line is drawn down while maintaining the same angle and spacing as the two fingers at the central point, and the horizontal line is drawn so as to be perpendicular to the fingernail boundary, The boundary line becomes the reference point (A, B) of the normalization. Accordingly, a rectangular portion formed between the reference point and the node of the finger becomes the effective region of the normalization, and the image of the valid region is rotated and enlarged to normalize (S11).

The preprocessing unit 20 obtains an effective capillary blood vessel image through a smoothing process to remove noise corresponding to the epidermis image or the scattered light in the effective region, binarizes the capillary blood vessel image into digital data, (S12 to S14).

The thinned capillary blood vessel image data is output to the feature extraction unit 30. The feature extraction unit 30 receives the data and performs image processing S15 and S16 using pattern matching of blood vessels, And the image processing steps (S17 and S18) using the minutiae points are separately performed.

As shown in FIG. 8, the capillary blood vessel image of a finger obtained through the preprocessing unit 20 is divided into a plurality of matrix blocks (S15), and a divided capillary blood vessel image And outputs it to the recognition control unit 40 (S16).

Meanwhile, the image processing process using the feature points is performed by analyzing the binarized and thinned capillary blood images through the preprocessing unit to extract characteristic points such as the branch points, the branch points, the branch points, the transformation points, the convex and concave points of blood vessels (S17) And the feature values of the position coordinates, the thickness, the brightness, and the pulse wave information about the adjacent blood vessels of the feature points are measured and output to the recognition control unit 40 (S18). When the brightness of the blood vessel is measured, the blood flow flowing through the blood vessel is constantly changed over time. Therefore, a plurality of consecutive blood vessel images are analyzed to obtain an average brightness value, and the change in brightness is based on pulsation, Can be easily deduced.

Then, the recognition control unit 40 directly matches the capillary blood vessel pattern data stored in the database 50 using the blood vessel pattern-related binary data acquired through the feature extraction unit 30, (Step S19). Then, the feature points and the feature values of the feature points and the plurality of comparison data, which are primarily detected with the feature values, are compared with each other to discriminate whether or not they are the same (step S20 , S21).

The blood vessel pattern information formed by the binary data determined by the presence or absence of the blood vessel image pattern of each pixel and the conversion device are fused to generate a new signal.

Accordingly, in the present invention, the recipient-side exchange of the personal finance relay transaction server returns a predetermined authentication number, and the capillary blood vessel image of the finger obtained through the preprocessing unit is divided into a matrix block, The conversion device converts the arrangement of the DTMF signals according to the conversion logic based on the predetermined authentication number returned from the fingerprint information by the binary data outputted as the digital electric signal on a block-by-block basis in accordance with the presence or absence of the blood vessel image, ; And a step of restoring the converted DTMF signal into an array of DTMF signals transmitted by the user according to the conversion logic based on the authentication number used for the DTMF signal conversion , Redundant description of the technology is omitted.

The fingerprint and / or finger vein authentication processing unit includes a fingerprint and / or fingerprint authentication processing unit, and the contact fingerprint scanning unit When fingerprint or fingerprint information is authenticated and then the fingerprint or fingerprint information is selectively authenticated with a time difference, that is, fingerprint information and fingerprint information are stored in the fingerprint or fingerprint information storage unit 4100, In the case of fusion, the signal is transmitted by the fused authentication code.

Even when applied to a mouse, a signal is also transmitted by the fused authentication code.

Next, the algorithm of the iris applied to the conversion apparatus of the present invention will be described.

FIG. 26 is a block diagram illustrating an iris recognition apparatus using a camera for a short distance iris according to an embodiment of the present invention. FIG. 27 is a block diagram of a conventional iris recognition system according to an embodiment of the present invention. FIG. 28 is a flowchart for explaining an iris recognition method using a camera for a short distance iris photograph, FIG. 28 is a flowchart for explaining an iris recognition method using a camera for near iris photography according to an embodiment of the present invention, Fig.

As shown in FIG. 26, the iris recognition device using the camera for short range iris photography of a smartphone according to an embodiment of the present invention includes an iris photographing camera 1, a key input unit 2, a storage unit 4, a control unit 3 An output unit 5 and a display lamp 300. [

This is a diagram for explaining a method of normalizing binary data in an iris recognition method using a camera for short-distance iris photography.

As shown in Korean Patent Laid-Open Publication No. 10-214-0133762, the iris camera 1 has a prism 200 having an inclined surface on an upper portion of a guide of the illumination IR LED 20, Thereby improving the iris recognition and preventing the static electricity from being transmitted to the internal device through the illumination IR LED 20, so that it can be formed small.

The key input unit 2 selects whether to register the iris or recognize the iris through the iris recognition apparatus. The storage unit 4 stores a program for registration and recognition of the iris and iris data for the recognized iris image at the time of registration.

The output unit 5 outputs the result of iris recognition by the control unit 3, and provides various services according to the iris recognition result in a peripheral device (not shown). The control unit 3 operates the iris photography camera 1 according to the selection of the key input unit 2, photographs the iris according to the brightness of illumination, determines whether the iris is a living person's iris through a change in pupil size, The iris data for the iris image is stored and registered or the iris data and the iris recognition for the iris image stored in the storage unit 4 are performed.

The iris information fuses with other signals and is utilized as an anti-hacking means.

The display lamp 300 is turned on so that the user can recognize that the iris image is being recognized by operating the iris photographing camera 1 in the control unit 3. [ At this time, the display lamp 300 may display the progress of the display through various colors.

27, in the iris recognition method using a camera for a short distance iris photographing of a smartphone according to an embodiment of the present invention, when the controller 3 selects the iris recognition in the key input unit 2 (S10) The iris 1 is operated to photograph the iris according to the brightness of the illumination (S22).

At this time, the operation state of the camera 1 for iris photography is displayed through the display lamp 300 to recognize that the user is operating. Even if the human iris is the same person, the size of the pupil changes according to the brightness of illumination as shown in the figure, and the iris pattern also changes.

In the prior art, the iris image is acquired while the iris is photographed while varying the brightness of the illumination while maintaining the characteristic that changes according to the individual characteristics. After the iris is imaged according to the brightness of the illumination, it is determined whether there is a change in the pupil size (S24).

At this time, if there is no change in pupil size, it can not be judged to be a living person. When an eye of a living person is photographed, as the size of the pupil changes, one iris image is acquired for iris recognition among the iris images thus changed (S26).

As shown in FIG. 12, the obtained iris image is normalized into binary data for each pixel of the imaged iris image to generate iris data (S28).

That is, the iris data can be reduced in the amount of data by normalizing it with binary data indicating that there is no pattern irrespective of the increase of the iris pattern. Therefore, the processing speed can be improved and the recognition speed can be improved. Also, the processing speed can be improved through the low-specification system, and the miniaturization and portability can be increased, and the influence of night and day and illumination can be minimized.

The generated iris data is compared with iris data for a plurality of iris images photographed in accordance with the brightness of illumination stored in the storage unit 4 (S30). Then, the comparison result is outputted through the output unit 5 so that various services can be provided through a peripheral device (not shown) through the iris recognition result (S32).

On the other hand, when the iris registration is selected in the key input unit 2 (S10), the control unit 3 operates the iris photography camera 1 to photograph the iris according to the brightness of the illumination (S12). At this time, the operation state of the camera 1 for iris photography is displayed through the display lamp 300 to recognize that the user is operating.

Even if the human iris is the same person, the size of the pupil changes according to the brightness of the illumination, and the iris pattern also changes. In the prior art, the iris image is acquired while the iris is photographed while varying the brightness of the illumination while maintaining the characteristic that changes according to the individual characteristics.

After the iris is imaged according to the brightness of the illumination, it is determined whether the size of the pupil is changed (S14). At this time, if there is no change in pupil size, it can not be judged to be a living person.

When the eye of a living person is photographed, as the size of the pupil changes, a plurality of iris images are acquired for iris registration in the thus changing iris image (S16). As shown in FIG. 12, iris data for a plurality of acquired iris images are normalized with binary data for each pixel of the imaged iris image to generate iris data for a plurality of iris images (S18). That is, the iris data can be reduced in the amount of data by normalizing it with binary data indicating that there is no pattern irrespective of the increase of the iris pattern.

Therefore, it is made up of binary data that is determined by dividing each pixel, and these data and the conversion device are fused to generate a new signal.

Registration is performed by storing the iris data for the plurality of iris images thus generated in the storage unit 4 (S20). As described above, according to the iris recognition method using the camera for the near iris photography of the smartphone according to the present invention, the iris image taken through the camera for the near iris photography of the smart phone is processed into the binary data according to the iris pattern of each pixel, It is possible to reduce the recognition rate through the change of iris pattern and path, and it can be processed through the system of low specification, so that miniaturization and portability can be increased, The recognition rate can be increased irrespective of whether the pattern is intact or not.

Accordingly, in the present invention, a step of returning a predetermined authentication number from the receiver-side exchange of the personal finance relay transaction server; An iris image is divided into individual pixels, and each pixel is subjected to conversion processing based on conversion logic based on a predetermined authentication number returned from the iris information by binary data output as a digital electric signal in accordance with presence or absence of an iris pattern, Converting an array of DTMF signals and transmitting the DTMF signals to a receiving device; And a step of restoring the converted DTMF signal into an array of DTMF signals transmitted by the user according to the conversion logic based on the authentication number used for the DTMF signal conversion , Redundant description of the technology is omitted.

The following describes the application of the binary method to the face image which can be judged by the face information applied to the conversion apparatus.

FIG. 29 is an explanatory view of a muscle structure of the eye according to the present invention applied to the present invention, FIG. 30 is a schematic configuration diagram of a face image of the conventional invention applied to the present invention, .

In such face recognition, as shown in Korean Patent Publication No. 10-1174103, a simplified configuration of the input face image of the conventional invention according to the embodiment of the present invention is the key to each position and distance measurement.

The detection of the eye and surrounding muscle information applied to the conventional invention can be performed by grasping the position of the frontal muscle, the upper limb muscle, the eye circumference muscle, and the eyebrow lowering muscle, which are muscle structures of the eye, The distance between the eyes and the mouth, the angle between the eyes and the nose, and the angle between the mouth and the nose) are detected, and the generated information is used as registration information or control data, and a preprocessing method .

Then, the conventional method includes a facial image normalization, a removal and statistical correction of the external illuminance component in the normalized facial image, and a preprocessing and feature extraction step of extracting features from the preprocessed facial image according to the eye position and the surrounding detail information.

At this time, the pre-processing and feature extraction steps applied to the present invention are used to compensate for changes in luminous intensity, posture, and external conditions of facial expression, and the luminance correction uses local variance normalization and local histogram smoothing.

In addition, the image data is composed of binary data that is divided into pixels according to the facial image normalization by the minutiae of the eye position and the neighboring detail information, and the data and the conversion device are fused to generate a new signal.

The face recognition method of mathematical pattern analysis based on the upper musculoskeletal structure includes a face image input step of inputting an image input by a camera (USB includes CCD) or a video file or an image file image, A face detection step of detecting a position of the face, detecting a position of the face, detecting a face from the detected object (object) to determine a basic outline, and automatically detecting the position of the face; A step of detecting muscle information around the eyes and eyes detecting the details around the eyes, a step of normalizing the face image by the eye position and the surrounding details, a removal and statistical correction of the external illumination components in the normalized face image, A feature extraction step and a feature extraction step.

Here, the face information is composed of binary data determined according to the face image normalization according to the eye position and the surrounding detail information, and can be used in the conversion apparatus.

Accordingly, in the present invention, the recipient-side exchange of the personal finance relay transaction server returns a predetermined authentication number, and the facial image is subjected to facial image normalization based on the minutiae of the eye position and the neighboring detail information, Converting the arrangement of the DTMF signals and transmitting the converted DTMF signals to a receiving device according to a conversion logic based on a predetermined authentication number returned from the face information by the binary data output by the digital electric signal divided into pixels; And a step of restoring the converted DTMF signal into an array of DTMF signals transmitted by the user according to the conversion logic based on the authentication number used for the DTMF signal conversion , Redundant description of the technology is omitted.

Next, a finger pattern input device which is an embodiment of the conventional invention applied to the present invention will be described.

FIG. 31 is an external view of a finger pattern input device, which is an embodiment of the conventional invention applied to the present invention, and FIG. 32 is a sectional view of FIG. 31 applied to the present invention.

The configuration of the finger vein pattern input device 100 will be described with reference to Figs. 31 and 32 of the technique disclosed in Japanese Patent Laid-Open No. 10-2008-0022202.

The body 10 has a built-in tear band 11 to be integrated therewith. A control module unit (control module unit) 1 and an image pickup unit (image pickup unit) 2, which are mounted on the camera substrate 9 and incorporate a CPU for image processing, are provided in the main body 10 . As will be known, the control module unit 1 includes finger vein pattern extracting means for extracting a finger vein pattern from an image acquired by the imaging unit 2, comparing the extracted vein pattern with a pre-registered finger vein pattern, That is, an image calculation means for collating.

The imaging unit 2 includes near infrared LEDs 13 (13A, 13B) and 13 (B) as irradiation means disposed in a space 12 formed in an upper portion of the main body 10 (Not shown).

In the tear band 11, irradiation windows 16 (16A and 16B) are provided in the form of opposed to the near infrared LED 13 near the celestial portion 15 (15A, 15B) provided on the tear band 11 . The near infrared LED 13 is disposed in the space portion 12 and light is not leaked except for the irradiation window 16. [ A camera module 4 having a camera lens 3, a CCD, and an optical axis refracting section 5 composed of a mirror are provided at the center of the inside of the main body 10. In the optical axis refracting section 5, the mirror is inclined, and the thickness of the entire apparatus is made small, thereby increasing the optical path length of the imaging and reducing image distortion. An imaging opening 6 is formed in the center of the tear band 11 and an imaging window 7 is provided in the imaging opening 6. The imaging window 7 is made of a smoke-like material whose central part is not visible. This material transmits infrared rays. The imaging opening 6 has a depth that is rounded R toward the outside so that the finger does not come into contact with the imaging window 7 at the time of imaging. By performing the round R as described above, it is possible to prevent the vein from being pushed and crushed, and it is also possible to make the vein located in the vicinity of the imaging opening part better visible. The imaging window 7 is provided perpendicularly to the groove 8 as shown in the figure provided in the imaging opening 6.

The light projected through the camera lens 3 is bent by the mirror of the optical axis refracting section 5 and is irradiated outward through the imaging window 7 and the opening 6 as indicated by the arrow.

The near-infrared light emitting LED 13 and the status display LED 17 are disposed in the space portion 12. [

In addition, biometric information is superior in all respects such as internal structure, false acceptance rate, false reject rate, failure to enroll rate, authentication time, Mac authentication technology is known.

The present invention may be applied to the execution system of the present invention using the above-described conventional techniques.

Although the present invention has been described in connection with the preferred embodiments thereof with reference to the accompanying drawings, it is to be understood that the invention is not limited to the disclosed embodiments, Various changes and modifications can be made without departing from the scope of the present invention.

2: Electronic payment system
10: Network
100: fingerprint and / or fingerprint payment service server
110: fingerprint and / or fingerprinting app
200: Customer Client
210: fingerprint and / or fingerprint recognizer
300: Credit card company server
400: Merchant client
410: fingerprint and / or fingerprint recognizer
1000: Fingerprint reader
1200: Integrated shot authentication device
1201:
1201a: scan panel upper case
1201b: scan panel lower case
1220, 1230, 1231: image sensor
1240, 1241: Infrared light source part
1242; Visible light source
1250: scan panel
1250a: fingerprint fingerprint
1250b: finger vein non-contact part
1260a: Infrared side transmitter
1260: Infrared side transmitter case
2000: fingerprint recognizer

Claims (14)

A method of processing a financial transaction relay system comprising:
Accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network;
Acquiring fingerprint information through the fingerprint reader of the customer terminal, transmitting the fingerprint information to the personal finance transaction relay server through the communication network, and registering the fingerprint information in the database in response to the customer terminal in the personal finance transaction relay server ;
When the customer terminal processes an authentication procedure to perform any one of online banking transactions and electronic commerce transactions, the personal financial transaction relay server processes fingerprint authentication by receiving only fingerprint information from the customer terminal;
And if the transmitted fingerprint information matches the fingerprint information registered in the personal finance transaction relay server, accessing the online bank system or the electronic commerce system through the personal finance transaction relay server without authentication and relaying the financial transaction A transaction processing method of a transaction relay system,
The step of processing the fingerprint authentication includes: transmitting, by the customer terminal, the personal information to the recipient-side exchange of the personal finance relay transaction server using the DTMF signal; Returning a predetermined authentication number from the receiver side exchange of the personal finance relay transaction server; When the fingerprint is touched, the ridge of the fingerprint is separated from the fingerprints, and the fingerprint information by the binary data output as the digital electric signal is converted, and the conversion device converts the arrangement of the DTMF signals according to the conversion logic based on the predetermined authentication number To a receiving device; Reconstructing the converted DTMF signal into an array of DTMF signals originated by a user according to conversion logic based on an authentication number used for DTMF signal conversion; If the transmitted fingerprint information coincides with the fingerprint information registered in the personal finance transaction relay server, accessing the online bank system or the electronic commerce system through the personal finance transaction relay server without authentication and relaying the financial transaction A processing method of a hacking prevention financial transaction relay system having multiple security locking functions using biometric information
A method of processing a financial transaction relay system comprising:
Accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network;
Acquiring finger vein information through the finger vein reader of the customer terminal and transmitting the finger vein information to the personal finance transaction relay server through the communication network to transmit the finger vein information to the personal finance transaction relay server in response to the customer terminal Registering in a database;
When the customer terminal processes the authentication procedure to perform any one of online bank transaction and electronic commerce, the personal financial transaction relay server processes finger vein authentication by receiving only finger vein information from the customer terminal;
If the transmitted fingerprint information coincides with the fingerprint information registered in the personal finance transaction relay server, accessing the online bank system or the electronic commerce system through the personal finance transaction relay server without authentication and relaying the financial transaction A method of processing a financial transaction relay system,
Wherein the step of processing the finger vein authentication comprises the steps of: transmitting, by the customer terminal, the personal information as a DTMF signal to the receiver side exchange of the personal finance relay transaction server; Returning a predetermined authentication number from the receiver side exchange of the personal finance relay transaction server; A capillary blood vessel image of a finger obtained through a preprocessing unit for visualizing an image of a capillary blood vessel is divided into a matrix block to divide an image screen and divided into two groups according to presence or absence of divided capillary blood vessels, Converting an arrangement of the DTMF signals and sending the conversion information to a receiving device in accordance with conversion logic based on a predetermined authentication number for which MAC information is returned; Reconstructing the converted DTMF signal into an array of DTMF signals originated by a user according to conversion logic based on an authentication number used for DTMF signal conversion; If the transmitted fingerprint information coincides with the fingerprint information registered in the personal finance transaction relay server, the personal finance transaction relay server accesses the online banking system or the electronic commerce system without authentication, A method for processing an anti-hacking financial transaction relay system having multiple safety lock functions using biometric information
A method of processing a financial transaction relay system comprising:
Accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network;
Acquiring iris information information through the iris information recognizer of the customer terminal and transmitting iris information information to the personal financial transaction relay server through the communication network to transmit iris information information corresponding to the customer terminal to the personal finance transaction relay server Registering in a database;
The personal transaction transaction relay server receiving only iris information from the customer terminal and processing the iris information authentication when the customer terminal processes the authentication procedure to perform any one of online bank transaction and electronic commerce transaction;
If the transmitted iris information matches the iris information registered in the personal financial transaction relay server, relaying the financial transaction by accessing the online bank system or the electronic commerce system with the unauthorized person through the personal financial transaction relay server A method of processing a financial transaction relay system,
Wherein the step of processing the iris information authentication comprises: transmitting, by the customer terminal, the personal information to the receiver side exchange of the personal finance relaying transaction server as a DTMF signal; Returning a predetermined authentication number from the receiver side exchange of the personal finance relay transaction server; An iris image is divided into individual pixels, and each pixel is subjected to conversion processing based on conversion logic based on a predetermined authentication number returned from the iris information by binary data output as a digital electric signal in accordance with presence or absence of an iris pattern, Converting an array of DTMF signals and transmitting the DTMF signals to a receiving device; Reconstructing the converted DTMF signal into an array of DTMF signals originated by a user according to conversion logic based on an authentication number used for DTMF signal conversion; If the transmitted iris information matches the iris information registered in the personal financial transaction relay server, the user accesses the online bank system or the electronic commerce system through the personal financial transaction relay server without authentication, A method for processing an anti-hacking financial transaction relay system having multiple safety lock functions using biometric information
A method of processing a financial transaction relay system comprising:
Accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network;
Acquiring face information information through the face information recognizer of the customer terminal and transmitting face information information to the personal financial transaction relay server through the communication network to transmit face information information corresponding to the customer terminal to the personal finance transaction relay server Registering in a database;
When the customer terminal processes the authentication procedure to perform any one of online bank transaction and electronic commerce, the personal financial transaction relay server processes face information authentication by receiving only face information from the customer terminal;
If the transmitted facial information information matches the facial information registered in the personal financial transaction relay server, relaying the financial transaction by accessing the online banking system or the electronic commerce system through the personal financial transaction relay server without authentication A method of processing a financial transaction relay system,
The step of processing the face information authentication may include the steps of the customer terminal sending personal information as a DTMF signal to the receiver side exchange of the personal finance relay transaction server; Returning a predetermined authentication number from the receiver side exchange of the personal finance relay transaction server; The face information is divided into pixels according to the normalization of the face image by the minutiae of the eye position and the neighboring detail information with respect to one face image, and the face information by the binary data outputted as the digital electric signal is converted Converting the arrangement of the DTMF signals to a receiving device according to logic; Reconstructing the converted DTMF signal into an array of DTMF signals originated by a user according to conversion logic based on an authentication number used for DTMF signal conversion; If the transmitted face information information matches the face information information registered in the personal finance transaction relay server, access to the online bank system or the electronic commerce system is performed through the personal financial transaction relay server without authentication and the financial transaction is relayed A method for processing an anti-hacking financial transaction relay system having multiple safety lock functions using biometric information
The personal financial transaction relay server according to any one of claims 1 to 4, wherein the personal financial transaction relay server authenticates the personal financial transaction relay server using the telephone number of the customer terminal stored in the database, Registering the password for the personal transaction transaction server in the database and registering the fingerprint information of the customer terminal as a member of the personal finance transaction relay server by matching either the telephone number or the account password. A method of processing an anti-hacking financial transaction relay system using multiple security lock functions
3. The system according to claim 1 or 2, wherein the customer terminal is a smartphone and an integrated terminal, and a fingerprint and / or fingerprint authentication processing unit is formed on one side of the smartphone or the integrated terminal, The authentication processing unit may include a contact type fingerprint scanning module 2310 4310 and an optical finger vein authentication device unit 2100 4100 to authenticate the fingerprint or fingerprint information, A method for processing an anti-hacking financial transaction relay system having multiple safety lock functions using biometric information
The fingerprint authentication system according to claim 6, wherein the fingerprint and / or finger vein authentication processing unit comprises an integration module (U1), a fingerprint module (U2), a fingerprint module (U3) and a conversion module (U4) ), The fingerprint is scanned by the image sensor and compared with a previously stored image. When there is a person with the same fingerprint image, the fingerprint module outputs the registered authentication code of the person by 232 serial communication. The finger vein module (U3) And transmits the registered authentication code of the corresponding person to the 485 serial communication when there is a person of the same image. The conversion module U4 designates The 485 serial communication output from the MAC module is converted into a 232 serial communication such as the fingerprint module U2 and outputted. The fingerprint authentication code output from the fingerprint module U2 The integration module U1 receives the finger vein authentication code output from the finger vein module U3 so as to output a corresponding authentication code to the fingerprint and the finger vein authentication code via USB, U2) and the finger vein authentication code output from the finger vein module (U3) are received from the integration module (U1), and when the fingerprint and the finger vein authentication code coincide with each other, the corresponding authentication code The method for processing a financial transaction relay system for preventing hacking with multiple security lock functions using biometric information
The fingerprint module according to claim 7, wherein the GND line 1 of the fingerprint module U2 is a (-) voltage circuit, the line RX2 is a serial data reception port, the line TX3 is a serial data transmission port, The line is a (+) voltage reference of the power supply circuit. The image sensor scans a fingerprint and compares the fingerprint image with a previously stored image to output a registered authentication code of the person using the 232 communication when there is a person with the same fingerprint image Processing method for a hacking prevention financial transaction relay system having multiple safety lock functions using biometric information
The method according to claim 7, wherein the GND line 1 of the finger vein module U3 is a (-) voltage reference, the A 2 line is a serial communication standard RS485 communication A port, the B 3 line is a serial communication standard RS485 The communication line B is the communication port B, the line VCC 4 is the (+) voltage reference of the power supply circuit, the line GND 1 on the left side of the conversion module U4 is the reference of the negative voltage, the line A 2 is the serial communication standard RS485 The line B 3 is a serial communication standard RS485 communication port B and the line VCC 4 is a (+) voltage reference, and the DI 5 on the right side of the conversion module U 4 linked with the finger vein module U 3 The line RE is a serial 232 communication receiving port, the line RE 6 is a 485 communication control port, the line DE 7 is a 485 communication control port, and the line RO 8 is a serial 232 communication transmitting port. A method of processing an anti-hacking financial transaction relay system using multiple security lock functions
The integrated module (U1) according to claim 7, wherein the D1 / TX1 line of the integration module (U1) is a serial 232 communication transmission port, the D0 / RX2 line is a serial 232 communication reception port, D2 line 5 is a serial 232 communication transmission line of fingerprint module (U2), D3 line 6 is a fingerprint module (U2) serial 232 communication reception line and D8 line 11 is a 485-232 communication conversion module U4 is a serial 232 communication transmission port for controlling the finger vein module U3 and D9 12 is a 485 communication control port of the 485-232 communication conversion module U4 and D10 13 is 485 -232 Communication control module (U4) 485 communication control port D11 Line 14 is serial 232 communication receiving port of 485-232 communication conversion module (U4), 5V line 27 is (+) voltage 5V output PIN , The GND line 29 is based on the negative voltage, and the VIN line 30 is based on the positive voltage. These configurations are based on the fingerprint authentication code output from the fingerprint module U2, The finger vein authentication code output from the vein module (U3) is converted into 232 communication from the conversion module (U4) and received by the integration module (U1). When the fingerprint and the fingerprint authentication code coincide with each other, A method for processing an anti-hacking financial transaction relay system having multiple safety lock functions using biometric information
8. The method according to claim 7, wherein the fingerprint code and the fingerprint code are input as the arguments of the function name getfingerauthorization of the fingerprint authentication code and the fingerprint authentication code, respectively, so that the two argument values are valid, And an integrated module for authenticating the fingerprint and the fingerprint at the same time, the code of the person is outputted from the integration module. The processing method of the anti-hacking financial transaction relay system having the multiple safety lock function using the biometric information
The fingerprint reader (1000) according to claim 1 or 2, wherein the customer terminal is a mouse (M) and the mouse (M) has a fingerprint reader (1000) Or the fingerprint or finger vein information is authenticated by the fingerprint authentication processing unit 2000 formed by the fingerprint recognizer 1001a and the finger vein authentication device unit 2000a on the upper side of the mouse M A method for processing an anti-hacking financial transaction relay system having multiple safety lock functions using biometric information, characterized in that it can selectively authenticate with a time lag
A method of processing a financial transaction relay system comprising:
Accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network;
Acquiring fingerprint and / or finger vein information through the fingerprint and / or finger vein reader of the customer terminal and transmitting the fingerprint and / or finger vein information to the personal finance transaction relay server through the communication network, Registering fingerprint and / or fingerprint information in the database in correspondence with the customer terminal in the server;
When the customer terminal processes the authentication procedure to perform either the online banking transaction or the electronic commerce transaction, the personal finance transaction relay server receives only the fingerprint and / or fingerprint information from the customer terminal, Processing the MAC authentication;
If the transmitted fingerprint and / or fingerprint information coincides with the fingerprint and / or fingerprint information registered in the personal finance transaction relay server, the personal banking transaction server accesses the online banking system or the electronic commerce system without authentication through the personal finance transaction relay server A method of processing a financial transaction relay system including relaying a financial transaction,
A fingerprint module U2 for authenticating fingerprint and finger vein at the same time comprises a fingerprint module U2, a finger vein module U3 and a conversion module U4, And outputs the registered authentication code of the corresponding person to the 232 serial communication when there is a person of the same fingerprint image. The finger vein module U3 transmits the authentication code to the camera image sensor And outputs the registered authentication code of the person to the 485 serial communication. In the conversion module U4, the control module U4 outputs the registered authentication code to the control module U4, 485 serial communication, converts the serial communication into 232 serial communication such as the fingerprint module U2, and outputs the converted fingerprint authentication code, The integration module U1 receives the finger vein authentication code output from the module U3 to enable the fingerprint and the finger vein authentication code to output the corresponding authentication code via USB, The integrated module (U1) receives the output fingerprint authentication code and the fingerprint authentication code output from the fingerprint module (U3), and when the fingerprint and the fingerprint authentication code coincide with each other, Wherein the fingerprint information is binary data that is divided into a ridge and a ridge of the fingerprint when the fingerprint is contacted and is output as a digital electric signal. How the system works
A method of processing a financial transaction relay system comprising:
Accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network;
Acquiring fingerprint and / or finger vein information through the fingerprint and / or finger vein reader of the customer terminal and transmitting the fingerprint and / or finger vein information to the personal finance transaction relay server through the communication network, Registering fingerprint and / or fingerprint information in the database in correspondence with the customer terminal in the server;
When the customer terminal processes the authentication procedure to perform either the online banking transaction or the electronic commerce transaction, the personal finance transaction relay server receives only the fingerprint and / or fingerprint information from the customer terminal, Processing the MAC authentication;
If the transmitted fingerprint and / or fingerprint information coincides with the fingerprint and / or fingerprint information registered in the personal finance transaction relay server, the personal banking transaction server accesses the online banking system or the electronic commerce system without authentication through the personal finance transaction relay server A method of processing a financial transaction relay system including relaying a financial transaction,
A fingerprint module U2 for authenticating fingerprint and finger vein at the same time comprises a fingerprint module U2, a finger vein module U3 and a conversion module U4, And outputs the registered authentication code of the corresponding person to the 232 serial communication when there is a person of the same fingerprint image. The finger vein module U3 transmits the authentication code to the camera image sensor And outputs the registered authentication code of the person to the 485 serial communication. In the conversion module U4, the control module U4 outputs the registered authentication code to the control module U4, 485 serial communication, converts the serial communication into 232 serial communication such as the fingerprint module U2, and outputs the converted fingerprint authentication code, The integration module (U1) receives the finger vein authentication code output from the module (U3), and outputs the authentication code to the USB when the fingerprint and the finger vein authentication code coincide with each other, wherein the finger vein information Wherein a capillary blood vessel image of a finger obtained through a preprocessing unit for visualizing the blood vessel image is divided into a matrix block, and the biometric data is output as a digital electric signal on a block-by-block basis according to the presence or absence of the divided capillary blood vessel image. Of a financial transaction relay system for preventing hacking with multiple security lock functions

Images