KR102529156B1 - System for relaying financial transaction with multiple safety function and method for processing thereof - Google Patents

Abstract

The present invention is a processing method of a financial transaction relay system comprising the step of relaying a financial transaction, wherein the step of processing the fingerprint authentication involves the customer terminal transmitting personal information as a DTMF signal to the called party's side exchange of the personal financial relay transaction server. making a call; returning a predetermined authentication number from the called party's side exchange of the personal financial relay transaction server; converting the fingerprint information (finger vein, iris information, face information) according to a conversion logic based on a predetermined authentication number, and transmitting the converted DTMF signal array to a receiving device; restoring the converted DTMF signals into an array of DTMF signals sent by a user according to a conversion logic based on an authentication number used for the conversion of the converted DTMF signals; do

Description

Processing method of anti-hacking financial transaction relay system equipped with multiple safety lock functions using biometric information

The present invention relates to a method for processing an anti-hacking financial transaction relay system having multiple safety lock functions using biometric information, and more specifically, to a method for processing a multi safety lock function using fingerprint recognition, phone number authentication, and account password authentication. It relates to a processing method of an online financial transaction relay system for preventing hacking.

In addition, in the present invention, when a fingerprint is contacted after passing a step of returning a predetermined authentication number from the exchanger of the called party of the personal financial relay transaction server, the ridge and groove of the fingerprint are separated and the fingerprint is output as a digital electrical signal by binary data. use the information

In addition, the present invention divides the capillary image of the finger acquired through the pre-processing unit after the step of returning a predetermined authentication number from the called party's side exchange of the personal financial relay transaction server into matrix blocks to obtain the divided capillary image The finger vein information by binary data output as a digital electrical signal for each block according to presence or absence is used.

In addition, the present invention goes through the step of returning a predetermined authentication number from the called party's exchange of the personal financial relay transaction server, divides one iris image into each pixel, and each pixel has two digital electrical signals output according to the presence or absence of an iris pattern. The iris information by true data is used.

In addition, the present invention goes through the step of returning a predetermined authentication number from the called party's exchange of the personal financial relay transaction server, and divides one face image into pixels according to the normalization of the face image according to the eye position and feature points of the surrounding details. Thus, the face information by binary data output as a digital electrical signal is used.

The present inventor has filed a patent application for 'Input/Output Integration Module that Links Finger Vein Pattern Input and Fingerprint Information Simultaneously' according to Korean Patent Application No. 10-2017-0139196.

Based on this, the present inventor newly invented a method for processing an anti-hacking financial transaction relay system having a multi-safety lock function using biometric information, and filed the present application claiming domestic priority.

In addition, the present inventor has already registered a patent for a financial payment processing system of Korean Patent Registration No. 10-1543222 (Title: Financial transaction relay system having multiple safety locking functions and its processing method).

That is, the prior invention 1 relates to a processing method of a financial transaction relay system, comprising: accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; Obtaining fingerprint information through the fingerprint reader of the customer terminal, transmitting the fingerprint information to the personal financial transaction relay server through the communication network, and registering the fingerprint information in the database in response to the customer terminal in the personal financial transaction relay server step; processing, by the personal financial transaction relay server, receiving only fingerprint information from the customer terminal and processing fingerprint authentication, when the customer terminal processes an authentication procedure to perform one of an online bank transaction and an e-commerce transaction; If the transmitted fingerprint information matches the fingerprint information registered in the personal financial transaction relay server, accessing the online banking system or the e-commerce system without authentication through the personal financial transaction relay server and relaying the financial transaction. It is related to the processing method of the transaction relay system, and has been developed.

BACKGROUND OF THE INVENTION [0002] With the rapid spread of wireless Internet and the use of mobile phones and smart phones, the proportion of banking and e-commerce transactions using mobile devices is increasing.

However, even if the present inventor's biometric authentication security measure is applied, it may be the best measure in terms of security, but the problem of hacking of airwaves in wireless communication still remains.

Fortunately, in order to solve the above problems, it was found that a hacking prevention means for the signal generated when the key of the number attached to the phone was pressed when using a touch-tone phone during remittance was developed, and grafted it to a biometric authentication means knew it would be

That is, the prior invention 2 relates to secure transmission of a DTMF signal that converts a DTMF signal transmitted from a phone into an unknown number array by a third party, which is disclosed in Korean Registered Patent No. 10-0856648, which is It relates to a method and system for preventing hacking of a phone banking service using a DTMF converter that enables safe transactions when using the phone banking service.

Here, the DTMF (Dual Tone Multi Frequency) signal is a signal generated when a key of a number attached to the phone is pressed when using a touch-tone phone, and is commonly used based on technical standards promised worldwide. The keypad for entering numbers in the phone has 16 digits. There are 0 ~ 9, *, #, A, B, C, and D, and 12 digits excluding A, B, C, and D, which are not used in general phones, are mainly used. Each of the digits has a unique frequency component, but is not a single frequency signal but a composite frequency signal composed of two frequency signals. It is generated by combining the low frequencies of 697, 770, 852, and 941 hertz (Hz) and the high frequencies of 1209, 1336, 1447, and 1633 hertz (Hz). For example, when the '1' key is pressed, signals of 697Hz for low frequency and 1209Hz for high frequency are synthesized and transmitted. .

However, there are cases where a third party eavesdrops on the number of DTMF signals sent by a customer between the originating phone and the telephone exchange, causing loss to the customer.

Hacking using this DTMF signal is a method of detecting the frequency signal of the dial pad key tone generated from the combination of high frequency and low frequency generated from the dial tone of the phone. It is a method of hacking by digitally decoding all dialed numbers.

In order to prevent this, there has been an invention to solve this problem by using a conversion device and a receiving device.

That is, the prior art 2 will be described through FIGS. 1 to 3.

1A to 1B are embodiments for explaining the authentication logic of the converter and the receiver according to the conventional invention 2.

The authentication number can be fixed to the receiving device 150 and used or generated irregularly.

In the case of an authentication number fixed to the receiving device 150, the receiving device 150 retrieves and uses it from the DB based on the customer's calling number.

In the case of an authentication number that is irregularly generated and used by the receiving device 150, the receiving device 150 randomly generates and uses the authentication number in the authentication number generation/storage unit 317.

Referring to FIG. 3A , the number conversion unit 217 has a converter 401 that combines the original number pressed by the customer and the authentication number input to the conversion device 110 to create a converted number. The authentication number is received from the receiving device 150 during operation and is stored and used internally, and the converter 401 converts the number into a combination of the input original number and the authentication number.

3B is a diagram showing the function of the restorer 403 of the number restorer 315, which converts the converted number into the original number using a predetermined authentication number such as the converter 401.

The receiving device 150 may transmit an authentication number whenever inputting a DTMF signal is required, or may transmit the authentication number for the first time and then use the authentication number until the call is terminated.

The conversion device 110 converts using only the most recently received authentication number from the reception device 150.

The authentication number first converts the original number into a completely different number. If the original number is transmitted without conversion, the same number in the same position is always detected by comparison through a large amount of eavesdropping, so that the input arrangement of the DTMF signal input by the user can be inferred. The entered number is converted into a completely different number using the authentication number.

Second, specify an array of converted numbers. That is, the arrangement order of the numbers is specified by the combination of the input original number, the original number added for security, and the authentication number.

Third, it produces a number that is added for conversion.

A conversion device and a receiving device for a predetermined authentication number as described above will be described.

Figure 2 is a block diagram for explaining a converter according to the prior art 2.

The conversion device 110 includes a DTMF detection unit 211, a destination phone number storage unit 213, a number detection unit 215, a number conversion unit 217, a DTMF conversion unit 219, a DTMF transmission unit 221 and authentication A number detection/storage unit 223 is included.

The DTMF detection unit 211 detects the DTMF signal input by the user through the calling terminal 100 as a DTMF signal requiring conversion and a DTMF signal not requiring conversion.

The DTMF detector 211 transmits the DTMF signal to the number detector 215 when the DTMF signal input by the user through the calling terminal 100 according to the voice guidance of the phone banking server 160 is a DTMF signal that needs to be converted. If the DTMF signal does not require conversion, it is bypassed to the originating side exchange 120.

The destination phone number storage unit 213 stores the phone number of the phone banking server 160 in order to detect a DTMF signal that needs to be converted and a DTMF signal that does not need to be converted from the DTMF signal sent from the DTMF detector 211.

The number detector 215 performs a function of converting the DTMF signal received from the DTMF detector 211 into a number. The converted number is transmitted to the number conversion unit 217.

The number conversion unit 217 converts the number received from the number detection unit 213 into another number according to a predetermined authentication logic based on a predetermined authentication number. The converted number is transmitted to the DTMF conversion unit 219.

The DTMF conversion unit 219 converts the converted number transmitted by the number conversion unit 217 into a DTMF signal different from the DTMF signal detected through the DTMF detection unit 211. The converted DTMF signal is transmitted to the DTMF transmitter 221.

The converted DTMF signal transmitted to the DTMF transmitter 221 is converted differently from the number pressed by the user and transmitted from the calling exchange 120 to the called exchange 140 through the telephone network 130.

The authentication number detection/storage unit 223 detects and stores a predetermined authentication number received from the receiving device 150 . Using the authentication number, the number conversion unit 217 converts the number received from the number detection unit 215 into another number according to a predetermined authentication logic.

Figure 3 is a block diagram for explaining the receiving device according to the prior invention 2, DTMF detection unit 311, number detection unit 313, number restoration unit 315, authentication number generation / storage unit 317, DTMF restoration unit 319 and a DTMF transmission unit 321.

The DTMF detection unit 311 bypasses the DTMF signal that does not require conversion to the phone banking server 160.

The DTMF detection unit 311 transmits the DTMF signal converted by the DTMF transmission unit 219 from the called exchange 140 to the number detection unit 313.

The number detector 313 performs a function of converting the DTMF signal received from the DTMF detector 311 into a number.

The number detection unit 313 transmits the converted number to the number restoration unit 315.

The DTMF detection unit 311 and the number detection unit 313 may be configured as one device.

The number restoration unit 315 restores the number received from the number detection unit 313 to the same number detected by the number detection unit 215 of the conversion device 110 based on a predetermined authentication number.

The number restoration unit 315 transmits the restored number to the DTMF restoration unit 319.

The authentication number generation/storage unit 317 generates an authentication number for maintaining synchronization between the conversion device 110 and the reception device 150.

The authentication number generation/storage unit 317 generates an authentication number for number conversion in the number conversion unit 217 in the conversion device 110, and uses the authentication number to restore the number in the receiver 150. ) to restore the converted number.

The DTMF restoration unit 319 restores the restored number transmitted by the number restoration unit 315 into a DTMF signal. The restored DTMF signal is the same DTMF signal as the DTMF signal that needs conversion detected by the DTMF detection unit 211 of the conversion device 110.

The DTMF restoration unit 319 transmits the restored DTMF signal to the DTMF transmission unit 321.

The DTMF transmission unit 321 transmits the DTMF signal transmitted from the DTMF recovery unit 319 to the phone banking server 160. The DTMF signal received from the DTMF recovery unit 319 is the same as the DTMF signal received by the calling terminal 100 from the user.

The following is an example of converting an original number into another number in the number conversion unit 217 using a predetermined authentication number.

Assume that the input digit is '3456' and the authentication number is '11'.

The converted number '4' is created by adding '3', the first digit of the input digit, and '1', the first digit of the authentication number.

To make a number added for conversion, the number '6' is created by adding the '1' in the tens digit and '1' in the ones digit of the authentication number to the converted number '4'.

After making it by the conversion device according to the above logic and transmitting it, the receiving device restores it to its original state and transmits the authentication signal to the phone banking server.

Currently, personal financial transactions are protected with public certificates and passwords to prevent personal damage that may occur due to leakage and theft of personal information or passwords in electronic financial transactions with banks. Because of their reliance on technology alone, banks are unable to prevent or protect against personal damage caused by personal mistakes.

Therefore, a portable computer or personal computer can be a relay server that can be a target of hacking, and the bank's security technology is not the only problem. The integration of technology has become imperative.

So, the present inventor has made the same invention as 3 in FIG. 1, and applies the basic concept of the converter and the receiver to prevent hacking thereof.

Domestic Patent Publication No. 10-2014-0124035 (published on August 11, 2014) Korean Patent Publication No. 10-0856648 (published on September 19, 2007) Domestic Patent Publication No. 10-2011-0114282 (published on October 19, 2011) Domestic Patent Publication No. 10-2006-0087486 (published on August 02, 2006)

Therefore, an object of the present invention is to recognize that it should be a personal device capable of avoiding hacking, and for the convenience and safety of customers, the biometric authentication means is equipped with a multiple safety lock function that prevents the signal transmitted by the conversion device from always being the same. It is to provide a financial transaction system and its processing method.

Another object of the present invention is to provide a financial transaction system and its processing method having multiple safety lock functions using fingerprint recognition, phone number authentication and account number authentication.

In addition, when a fingerprint or/and finger vein is authenticated during e-commerce or financial payment using a mobile or mouse, the fingerprint or/and finger vein can be authenticated with a time lag, thereby solving the weakness of financial security due to biometric authentication. But it has a purpose.

Moreover, by setting a time difference in fingerprint and finger vein authentication, computer hacking that can be safely protected from the outside without separate encryption of computer input data is blocked, and that purpose is there.

The present invention provides a processing method of a financial transaction relay system, comprising: accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; Obtaining fingerprint information through the fingerprint reader of the customer terminal, transmitting the fingerprint information to the personal financial transaction relay server through the communication network, and registering the fingerprint information in the database in response to the customer terminal in the personal financial transaction relay server step; processing, by the personal financial transaction relay server, receiving only fingerprint information from the customer terminal and processing fingerprint authentication, when the customer terminal processes an authentication procedure to perform one of an online bank transaction and an e-commerce transaction; If the transmitted fingerprint information matches the fingerprint information registered in the personal financial transaction relay server, accessing the online banking system or the e-commerce system without authentication through the personal financial transaction relay server and relaying the financial transaction. A processing method of a transaction relay system, wherein the processing of the fingerprint authentication comprises: transmitting, by a customer terminal, personal information as a DTMF signal to a called party's exchange of a personal financial relay transaction server; returning a predetermined authentication number from the called party's side exchange of the personal financial relay transaction server; When the fingerprint is touched, the ridges and grooves of the fingerprint are separated, and the conversion device converts the array of the DTMF signals according to a conversion logic based on a predetermined authentication number that returns the fingerprint information based on binary data output as a digital electrical signal. and transmitting to the receiving device; restoring the converted DTMF signals into an array of DTMF signals sent by a user according to a conversion logic based on an authentication number used for the conversion of the converted DTMF signals; Performing, but if the transmitted fingerprint information matches the fingerprint information registered in the personal financial transaction relay server, accessing the online banking system or the e-commerce system without authentication through the personal financial transaction relay server and relaying the financial transaction It is a processing method of an anti-hacking financial transaction relay system having a multi-safety lock function including.

Further, the present invention provides a processing method of a financial transaction relay system, comprising: accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; Finger vein information is obtained through the finger vein recognizer of the customer terminal, and the finger vein information is transmitted to the personal financial transaction relay server through the communication network, so that the personal financial transaction relay server receives the finger vein information corresponding to the customer terminal. registering in a database; when the customer terminal processes an authentication procedure in order to perform one of an online bank transaction and an e-commerce transaction, the personal financial transaction relay server receiving only finger vein information from the customer terminal and processing finger vein authentication; If the transmitted finger vein information matches the finger vein information registered in the personal financial transaction relay server, accessing the online banking system or the e-commerce system without authentication through the personal financial transaction relay server and relaying the financial transaction. In a processing method of a financial transaction relay system, the step of processing the finger vein authentication comprises: transmitting, by a customer terminal, personal information as a DTMF signal to a called party's side exchange of a personal financial relay transaction server; returning a predetermined authentication number from the called party's side exchange of the personal financial relay transaction server; The image screen of the finger capillaries obtained through the pre-processing unit that visualizes the capillary images is divided into matrix blocks, and the designation by binary data that is output as a digital electrical signal for each block according to the presence or absence of the divided capillary images. converting the array of the DTMF signals by a conversion device according to a conversion logic based on a predetermined authentication number returned with Mac information and transmitting the converted sequence to a receiving device; restoring the converted DTMF signals into an array of DTMF signals sent by a user according to a conversion logic based on an authentication number used for the conversion of the converted DTMF signals; However, if the transmitted finger vein information matches the finger vein information registered in the personal financial transaction relay server, connect to the online banking system or e-commerce system without authentication through the personal financial transaction relay server to relay the financial transaction It is a processing method of an anti-hacking financial transaction relay system having a multi-safety lock function comprising the steps of:

Further, the present invention provides a processing method of a financial transaction relay system, comprising: accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; The iris information information is obtained through the iris information recognizer of the customer terminal, and the iris information information is transmitted to the personal financial transaction relay server through the communication network, so that the personal financial transaction relay server receives iris information information corresponding to the customer terminal. registering in a database; when the customer terminal processes an authentication procedure to perform one of an online bank transaction and an e-commerce transaction, the personal financial transaction relay server receives only iris information information from the customer terminal and processes iris information authentication; If the transmitted iris information information matches the iris information information registered in the personal financial transaction relay server, accessing the online banking system or the e-commerce system without authentication through the personal financial transaction relay server and relaying the financial transaction. A processing method of a financial transaction relay system, wherein the processing of the iris information authentication comprises: transmitting, by a customer terminal, personal information as a DTMF signal to a called party's side exchange of a personal financial relay transaction server; returning a predetermined authentication number from the called party's side exchange of the personal financial relay transaction server; One iris image is divided into each pixel, and each pixel converts the iris information based on binary data output as a digital electrical signal according to the presence or absence of an iris pattern according to a conversion logic based on a predetermined authentication number returned. Transmitting the array of DTMF signals to a receiving device; restoring the converted DTMF signals into an array of DTMF signals sent by a user according to a conversion logic based on an authentication number used for the conversion of the converted DTMF signals; However, if the transmitted iris information information matches the iris information information registered in the personal financial transaction relay server, connect to the online banking system or e-commerce system without authentication through the personal financial transaction relay server to relay the financial transaction It is a processing method of an anti-hacking financial transaction relay system having a multi-safety lock function comprising the steps of:

Further, the present invention provides a processing method of a financial transaction relay system, comprising: accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; Acquire face information information through the face information recognizer of the customer terminal, transmit the face information information to the personal financial transaction relay server through the communication network, and send the face information information to the personal financial transaction relay server in correspondence with the customer terminal. registering in a database; when the customer terminal processes an authentication procedure in order to perform one of an online bank transaction and an e-commerce transaction, the personal financial transaction relay server receives only face information information from the customer terminal and processes face information authentication; If the transmitted face information information matches the face information information registered in the personal financial transaction relay server, accessing the online banking system or the e-commerce system without authentication through the personal financial transaction relay server and relaying the financial transaction. In a processing method of a financial transaction relay system, wherein the processing of face information authentication comprises: transmitting, by a customer terminal, personal information as a DTMF signal to a called party's side exchange of a personal financial relay transaction server; returning a predetermined authentication number from the called party's side exchange of the personal financial relay transaction server; For one face image, it is divided into each pixel according to the face image normalization according to the eye position and feature points of the surrounding details, and the face information by binary data output as a digital electrical signal is converted based on the predetermined authentication number returned. converting the array of the DTMF signals by a conversion device according to logic and transmitting the same to a receiving device; restoring the converted DTMF signals into an array of DTMF signals sent by a user according to a conversion logic based on an authentication number used for the conversion of the converted DTMF signals; However, if the transmitted face information information matches the face information information registered in the personal financial transaction relay server, connect to the online banking system or e-commerce system without authentication through the personal financial transaction relay server to relay the financial transaction It is a processing method of an anti-hacking financial transaction relay system having a multi-safety lock function comprising the steps of:

In the present invention, the personal financial transaction relay server authenticates using the phone number of the customer terminal stored in the database, or the personal financial transaction relay server registers the password for the bank account number of the customer terminal in the database. and registering as a member of the personal financial transaction relay server by matching either a phone number or an account password with the fingerprint information of the customer terminal. Financial transaction relay for preventing hacking having a multiple safety lock function It is the system's processing method.

Further, in the present invention, the customer terminal is a smart phone and an integrated terminal, and a fingerprint or/and finger vein authentication processing unit is formed on one side of the smart phone or integrated terminal, and the fingerprint or/and finger vein authentication processing unit has Characterized in that a contact fingerprint scan module 2310 (4310) and an optical finger vein authentication device unit 2100 (4100) are formed, respectively, to selectively authenticate the fingerprint or finger vein information with a time difference after authentication. It is a processing method of an anti-hacking financial transaction relay system having multiple safety lock functions.

Further, in the present invention, the fingerprint recognizer 1000 that performs the fingerprint information and finger vein information and the fingerprint or/and finger vein authentication processing unit 2000 include an integrated module U1, a fingerprint module U2, and a finger vein module. (U3) and a conversion module (U4), and the fingerprint module (U2) scans the fingerprint from the image sensor and compares it with a pre-stored image, and if there is a person with the same fingerprint image, the registered authentication code of the person Output through serial communication, and the finger vein module (U3) transmits the finger through the infrared LED, scans the finger vein with the camera image sensor, and compares it with a pre-stored finger vein image. If there is a person with the same image, the person's registered The authentication code is output as 485 serial communication, and the conversion module (U4) receives the 485 serial communication output from the finger vein module, converts it into 232 serial communication like the fingerprint module (U2), and outputs the same, and the fingerprint module The integrated module (U1) receives the fingerprint authentication code output from U2 and the finger vein authentication code output from the finger vein module (U3), and transmits one of the fingerprint and finger vein authentication code through USB. or by receiving the fingerprint authentication code output from the fingerprint module (U2) and the finger vein authentication code output from the finger vein module (U3) in the integrated module (U1), the fingerprint and the finger vein authentication code are It is a processing method of an anti-hacking financial transaction relay system having a multi-safety lock function, characterized in that when they match each other, the corresponding authentication code can be output through USB.

And, in the present invention, GND line 1 of the fingerprint module (U2) is a (-) voltage circuit, RX line 2 is a serial data receiving port, TX line 3 is a serial data transmission port, and VCC 4 The burn line is the (+) voltage standard of the power circuit, and they scan the fingerprint from the image sensor and compare it with a pre-stored image, and if there is a person with the same fingerprint image, the person's registered authentication code is output through 232 communication. It is a processing method of an anti-hacking financial transaction relay system having a multiple safety lock function.

And, in the present invention, GND line 1 of the finger vein module (U3) is a reference for (-) voltage, line A 2 is a serial communication standard RS485 communication port A, and line B 3 is a serial communication standard RS485 communication B port, VCC line 4 is the (+) voltage standard of the power supply circuit, GND line 1 on the left side of the conversion module (U4) is the (-) voltage standard, and line A 2 is the serial communication standard RS485 communication port A, line B 3 is the serial communication standard RS485 communication port B, VCC line 4 is based on (+) voltage, DI on the right side of the conversion module (U4) interlocked with the finger vein module (U3) Line 5 is a serial 232 communication receive port, line 6 of RE is a 485 communication control port, line 7 of DE is a 485 communication control port, and line 8 of RO is a serial 232 communication transmit port. A processing method of an anti-hacking financial transaction relay system having a locking function.

And, in the present invention, D1/TX line 1 of the integrated module (U1) is a serial 232 communication transmission port, D0/RX line 2 is a serial 232 communication receiving port, and GND line 4 is (-) D2 line 5 is the fingerprint module (U2) serial 232 communication transmission line, D3 line 6 is the fingerprint module (U2) serial 232 communication reception line, and D8 line 11 is the 485-232 communication conversion module As the serial 232 communication transmission port of (U4), it functions to control the vein module (U3), D9 line 12 is the 485 communication control port of the 485-232 communication conversion module (U4), and D10 line 13 is 485 communication control port of 485-232 communication conversion module (U4), D11 No. 14 line is serial 232 communication receiving port of 485-232 communication conversion module (U4), 5V No. 27 line is (+) voltage 5V output PIN , GND line 29 is based on (-) voltage, and VIN line 30 is based on (+) voltage. The output finger vein authentication code is converted into 232 communication in the conversion module (U4) and received by the integration module (U1), and when the fingerprint and the finger vein authentication code match each other, the corresponding authentication code is output through USB. A processing method of an anti-hacking financial transaction relay system having a safety lock function.

And, in the present invention, the function name of the algorithm for the fingerprint authentication code and the finger vein authentication code is received as fingerprintcode and fingerveincode, which are arguments of getfingerauthorization, respectively, so that both argument values are valid and the two registered customer's unique numbers match. It is a processing method of an anti-hacking financial transaction relay system having a multi-safety lock function, characterized in that the code of the person is output from the integrated module that simultaneously authenticates the fingerprint and the finger vein.

In addition, the customer terminal of the present invention is a mouse (M), and the mouse (M) has a fingerprint recognizer (1000) formed at the lower left corner of the mouse (M) to capture a fingerprint or/and a finger vein. After authenticating the fingerprint or finger vein information by the fingerprint or/and the finger vein authentication processing unit 2000 formed by the fingerprint recognizer 1001a and the finger vein authentication device unit 2000a on the top of the mouse M, selectively with a time difference It is a processing method of an anti-hacking financial transaction relay system having a multi-safety lock function, characterized in that it can be authenticated.

In addition, in the present invention, the integrated module (U1) for simultaneously authenticating a fingerprint and a finger vein is composed of a fingerprint module (U2), a finger vein module (U3), and a conversion module (U4), and the fingerprint module (U2) The image sensor scans the fingerprint and compares it with a pre-stored image. If there is a person with the same fingerprint image, it outputs the person's registered authentication code through 232 serial communication. After penetration, the camera image sensor scans the vein and compares it with the previously stored vein image. If there is a person with the same image, the person's registered authentication code is output through 485 serial communication, and the conversion module (U4) outputs the finger vein. The 485 serial communication output from the module is received, converted into 232 serial communication same as the fingerprint module (U2) and outputted, and the fingerprint authentication code output from the fingerprint module (U2) and the finger vein module (U3) are output. When the fingerprint and the finger vein authentication code are received by the integration module (U1), the corresponding authentication code is output via USB. It is a processing method of an anti-hacking financial transaction relay system having a multiple safety lock function using biometric information, characterized in that it is binary data output as a digital electrical signal.

In addition, in the present invention, the integrated module (U1) for simultaneously authenticating a fingerprint and a finger vein is composed of a fingerprint module (U2), a finger vein module (U3), and a conversion module (U4), and the fingerprint module (U2) The image sensor scans the fingerprint and compares it with a pre-stored image. If there is a person with the same fingerprint image, it outputs the person's registered authentication code through 232 serial communication. After penetration, the camera image sensor scans the vein and compares it with the previously stored vein image. If there is a person with the same image, the person's registered authentication code is output through 485 serial communication, and the conversion module (U4) outputs the finger vein. The 485 serial communication output from the module is received, converted into 232 serial communication same as the fingerprint module (U2) and outputted, and the fingerprint authentication code output from the fingerprint module (U2) and the finger vein module (U3) are output. The integration module (U1) receives the finger vein authentication code, and when the fingerprint and the finger vein authentication code match each other, the corresponding authentication code is output via USB. Multiple safety locking function using biometric information, characterized in that the obtained capillary image of the finger is divided into binary data that is output as a digital electrical signal for each block according to the presence or absence of the divided capillary image by dividing the image screen into matrix blocks It is a processing method of an anti-hacking financial transaction relay system having a.

Therefore, the present invention recognizes that it should be a personal device that can avoid hacking, and for the convenience and stability of customers, since the signals transmitted by the conversion device for biometric authentication means are not always the same, even if hackers hack the authentication signal in the middle By making it unusable, the effect of preventing hacking is remarkable.

In addition, the present invention has an effect that cannot be matched by any method in terms of security by providing multiple safe locking functions using fingerprint recognition, phone number authentication, and account number authentication.

Moreover, this two-step staggered authentication method makes biometric authentication a condition for data input even when working with documents on a computer, but provides a different biometric means for the authentication method with a staggered authentication method, so that it can be safely protected from the outside. It provides a computer hacking blocking device capable of preventing computer hacking, and furthermore, it has the effect of blocking computer hacking that can safely protect computer input data from the outside without being separately encrypted.

Figure 1 (a) (b) is a diagram provided for explanation of the authentication number of the converter and the receiver according to the prior invention 1,
2 is a block diagram of a converter according to an embodiment of the prior art 1;
3 is a block diagram of a receiving device according to an embodiment of the prior art invention 1;
4 is a block diagram showing the network configuration of a financial transaction relay system according to the conventional invention 2 applied to the present invention;
5 is a block diagram showing the configuration of the personal financial transaction relay server shown in FIG. 4 of the conventional invention 2 applied to the present invention.
6 is a flowchart illustrating a procedure for relaying an uncertified financial transaction using a multi-safety locking function of a financial transaction relay system according to the conventional invention 2 applied to the present invention.
7 is a schematic block diagram of a converter and a receiver applied to the present invention.
8 and 9 are configuration examples of a fingerprint or/and finger vein imaging authentication device according to an embodiment applied to a smart phone of the present invention.
10 is an example of an internal electronic configuration of a fingerprint or/and finger vein imaging authentication device 1200 according to a preferred embodiment of the present invention.
11 is a flowchart of the case where fingerprint 1 and finger vein 1 are recognized at the same time according to the present invention.
12 is a diagram showing an input/output integration module linking a fingerprint with a finger vein algorithm.
13 is a flowchart for requesting registration of fingerprints and finger veins
14 is a flow chart for requesting fingerprint and finger vein authentication
15 is a flowchart for requesting deletion of fingerprints and finger veins
16 is a schematic perspective view of a mouse authenticated by fingerprint 1 and fingerprint 2 and finger veins applied to the present invention.
17 is a perspective view schematically showing the configuration of an embodiment of an integrated payment device using the integrated biometric authentication terminal of the present invention.
18 is a schematic perspective view of a smartphone that is authenticated by fingerprint 1 and fingerprint 2 and finger veins applied to the present invention.
19 is a block diagram showing the configuration of a fingerprint recognition device to which the analog processing circuit and the digital processing circuit of the first fingerprint invention applied to the present invention are applied.
20 is a block showing the configuration of a single chip fingerprint recognition device according to the second fingerprint invention applied to the present invention.
21 is a block diagram showing a single chip implementation of a fingerprint recognition device according to the second fingerprint invention applied to the present invention.
22 is an exemplary diagram for comparing fingerprint recognition using a specific point of a fingerprint according to a conventional third fingerprint invention applied to the present invention.
23 is a flowchart illustrating the operation process of a biometric security device according to an embodiment of the conventional finger vein invention applied to the present invention;
24 is a diagram for explaining the reference point setting of the effective part during capillary imaging of the conventional finger vein invention applied to the present invention;
25 is a diagram for explaining an image segmentation and binarization process of a pre-processing unit in a conventional finger vein invention applied to the present invention.
26 is a block diagram showing an iris recognition device using a camera for capturing an iris at a short distance according to an embodiment of a conventional iris invention applied to the present invention.
27 is a flowchart for explaining an iris recognition method using a camera for capturing an iris at a short distance according to an embodiment of a conventional iris invention applied to the present invention.
28 is a diagram for explaining a method of normalizing to binary data in an iris recognition method using a camera for taking a short-range iris according to an embodiment of a conventional iris invention applied to the present invention.
29 is an explanatory diagram of the muscle structure of the eye of the conventional face invention applied to the present invention.
30 is a simplified configuration diagram of a face image of a conventional face invention applied to the present invention.
31 is an external view of a finger vein pattern input device according to an embodiment of the prior art applied to the present invention.
Fig. 32 is a cross-sectional view of Fig. 31 applied to the present invention;

Embodiments of the present invention may be modified in various forms, and the scope of the present invention should not be construed as being limited due to the examples described below. This embodiment is provided to more completely explain the present invention to those skilled in the art. Therefore, the shapes of components in the drawings are exaggerated to emphasize a clearer explanation.

Next, since the above invention is made based on the prior art, it will be described as an essential component of the present invention.

Referring to FIGS. 4 to 6 , the financial transaction relay system 2 of the present invention relays bank transactions and e-commerce transactions in an authentication-less access method using a multi-safety lock function including fingerprint recognition.

To this end, the financial transaction relay system 2 of the present invention registers as a member in the personal financial transaction relay server 100 through fingerprint recognition, account password authentication, and phone number authentication, and the customer terminal 200 and the online bank system 300 ) and the e-commerce system 400, in the case of financial transactions, fingerprint authentication is performed so that unauthorized access is made.

The financial transaction relay system 2 of the present invention includes communication networks 4 and 6, a customer terminal 200, an online bank system 300, an e-commerce system 400, and a personal financial transaction relay server 100. include

The communication networks 4 and 6 are equipped with, for example, a wired/wireless communication network, a mobile communication network, etc., and enable the customer terminal 200, the online bank system 300, the personal financial transaction relay server 100, and the customer terminal 200 to conduct e-commerce. The system 400 and the personal financial transaction relay server 100 are provided with a single or complex communication network connected so that data communication is made.

The customer terminal 200 is provided as, for example, a portable computer or personal computer such as a smart phone, tablet computer, laptop, etc., and accesses the personal financial transaction relay server 100 through the communication network 4. The customer terminal 200 accesses the personal financial transaction relay server 100 using a web browser or mobile application, and through the personal financial transaction relay server 100, the online banking system 300 and the e-commerce system 400 and of financial transactions.

The customer terminal 200 includes a fingerprint recognizer 210 that acquires fingerprint information. The customer terminal 200 provides the fingerprint information obtained from the fingerprint reader 210 to the personal financial transaction relay server 100 through the communication network 4 . The customer terminal 200 accesses the personal financial transaction relay server 100 through the communication network 4 and registers as a member. At this time, the customer terminal 200 registers fingerprint information and phone number with the personal financial transaction relay server 100, and registers the account password registered in the online banking system 300 with the personal financial transaction relay server 100. .

When registering as a member, the customer terminal 200 is multi-certified by the personal financial transaction relay server 100 using fingerprint information, phone number, and account password. In addition, the customer terminal 200 provides fingerprint information to the personal financial transaction relay server 100 for financial transactions with the online banking system 300 and the electronic commerce system 400 .

The online banking system 300 is provided in affiliated banks and processes online banking operations, for example, financial transactions such as deposits and withdrawals and transfers. In the online banking system 300, the customer terminal 200 is accessed without authentication through the personal financial transaction relay server 100 during financial transactions.

The e-commerce system 400 includes, for example, online shopping mall systems such as department stores and discount stores, passenger transport reservation systems such as airlines and railways, accommodation reservation systems such as condominiums and hotels, and cultural performance reservation systems such as movies, plays, and concerts. , leisure reservation system, etc., through the personal financial transaction relay server 100, when using e-commerce, the customer terminal 200 is connected without authentication.

In addition, the personal financial transaction relay server 100 registers as a member through the multi-safety lock module 110 when the customer terminal 200 registers as a member, and provides financial services with the online banking system 300 and the e-commerce system 400. When making a transaction, fingerprint information is received from the customer terminal 200, authentication is processed, and during financial transactions and e-commerce transactions with the online banking system 300 and the e-commerce system 400, fingerprint authentication is used to process financial transactions through unauthorized access do. The personal financial transaction relay server 100 builds a personal portal site for personal financial transactions.

Specifically, the personal financial transaction relay server 100 includes a control unit 102, a communication unit 104, a multi-safe lock module 110, and a database 120, as shown in FIG. Although not shown in the drawing, the personal financial transaction relay server 100 includes components of a typical computer system, such as a central processing unit, a memory device, an input/output device, and a storage device.

The controller 102 controls and processes general operations of the personal financial transaction relay server 100 . The control unit 102 may include software such as an operating system program and a control program as well as hardware such as a central processing unit, a memory, or a web server. The control unit 102 receives fingerprint information from the customer terminal 200 when the customer terminal 200 conducts financial transactions and e-commerce transactions with the online banking system 300 and the e-commerce system 400, and operates the online banking system 300. And multi-safety locking module 110 is processed so that unauthorized access to the electronic commerce system 400 is made.

The communication unit 104 connects the customer terminal 200, the online bank system 300, and the e-commerce system 400 through the communication networks 4 and 6, so that financial transactions and e-commerce transactions are performed through unauthorized access to the customer terminal ( 200) and the personal financial transaction relay server 100 are connected.

The multi-safety locking module 110 is provided, for example, as middleware, and has a personal authentication function of the customer terminal 200 and a firewall function for blocking hacking. In this embodiment, the multi-safe lock module 110 includes a fingerprint recognition processing unit 112 that receives fingerprint information from the customer terminal 200 and compares whether or not it matches fingerprint information previously registered in the database 120, and an online banking system 300. ) and an account password processing unit 114 for registering the account password of the registered customer terminal 200 and a phone number authentication processing unit 116 for authentication using the phone number of the customer terminal 200.

In addition, the database 120 stores various information according to the processing of the multi-safety locking module 110 under the control of the control unit 102 . In this embodiment, the database 120 is provided inside the personal financial transaction relay server 100, but may be provided as a separate database server.

Specifically, the database 120 stores member information 122 , fingerprint information 124 , and financial information 126 . The member information 122 is input information when each of the customer terminals 200 registers as a member of the personal financial transaction relay server 100, that is, user information of the customer terminals 200, for example, name, ID ( ID), password, phone number, e-mail address, etc. Member information 122 is mutually matched with fingerprint information 124 and financial information 126 .

The fingerprint information 124 receives and stores fingerprint information acquired from the fingerprint recognizer 210 of the customer terminal 200 when the user of the customer terminal 200 registers as a member of the personal financial transaction relay server 100 . In addition, the financial information 126 stores the password of the bank account registered in the online banking system 300 of the customer terminal 200 .

Next, a technique for combining a device capable of simultaneously recognizing a fingerprint, fingerprint or/and finger vein developed by the present inventor and an anti-hacking device will be described.

Figure 7 is a block diagram for explaining the authentication logic of the converter and the receiver according to the present invention.

Systematically, a customer terminal 3100, a conversion device 3110, and a calling exchange 3120 are formed on the calling side for wireless communication, and on the receiving side, the called side exchange 3200, the receiving device 3210, and a phone banking server 3300 ) is formed.

The calling terminal 3100 is used, for example, when a user makes a phone call to the phone banking server 160 and inputs personal information such as account number, password, and resident registration number as a DTMF signal.

The conversion device 3110 is a conversion logic based on a predetermined authentication number provided from the reception device 3210 in order to prevent the input DTMF signal of personal information input by the user through the originating terminal 100 from the risk of hacking. Converts the input DTMF signal according to

The originating exchange 3120 transmits the converted DTMF signal input from the converter 3110 to the terminating exchange 3200 through a communication network.

The terminating exchange 3200 receives information transmitted by the calling exchange 3120 through a communication network. This is formed in the personal financial transaction relay server.

The receiver 3210 restores the converted DTMF signal received from the destination exchange 3200 to the original DTMF signal of personal information.

The phone banking server 3300 finally receives the restored DTMF signal from the receiver 3210 and serves to perform the user's phone banking business.

In addition, the authentication number is fixed to the receiving device 3210 and used, and there is a method of randomly generating and using the authentication number.

In the case of the authentication number fixed to the receiving device 3210, the receiving device 3210 retrieves from the DB based on the customer's calling number and uses it.

In the case of an authentication number irregularly generated and used by the receiving device 3210, the receiving device 3210 randomly generates and uses an authentication number in the authentication number generation/storage unit.

Referring to FIG. 1A, the number conversion unit 217 has a converter 401 that combines the original number pressed by the customer and the authentication number input to the conversion device 110 to create a converted number. The authentication number is received from the receiving device 150 during operation and is stored and used internally, and the converter 401 converts the number into a combination of the input original number and the authentication number.

Figure 1b is a diagram showing the function of the restorer 403 of the number restorer 315, converts the converted number into the original number using a predetermined authentication number such as the converter 401.

The receiving device 3210 may transmit an authentication number whenever a DTMF signal needs to be input, or may be used as an authentication number until the call is terminated after transmitting only the first time.

The conversion device 3100 converts using only the authentication number most recently received from the reception device 3210.

Next, a fingerprint and finger vein authentication processing unit 1180 that can be commonly applied to smart phones, mice, or integrated terminals, which are the first embodiment of the sending device, will be described in detail.

First, a contact fingerprint and finger vein authentication device will be described.

8 is a perspective view schematically showing a contact fingerprint and finger vein authentication device of an integrated payment device using the integrated biometric authentication terminal of the present invention, and FIG. 9 is an optical fingerprint and It is a perspective view schematically showing the finger vein authentication device.

As shown in FIG. 8, in the fingerprint and finger vein authentication processing unit 1180 formed in the integrated biometric authentication terminal 1000, a contact fingerprint scanning module 2310 is formed toward the top and a finger capture groove 2410 is formed at the bottom. The formed finger vein authentication device unit 2100 is formed, and fingerprint and finger vein authentication is performed here.

The fingerprint scanning module 2310 uses a contact recognition module, and a recognition circuitry unit 2320 for controlling it is formed on the rear surface of the fingerprint scanning module 2310 .

The authentication device unit 2100 for obtaining the finger vein information is formed to authenticate the finger vein at the lower edge of the side of the main body of the terminal, and the inside of the terminal includes the contact fingerprint scan module 2310 and the finger vein authentication device. A significant authentication device space 2500 into which the unit 2100 can enter is formed in an upper and lower light shape, and a side groove border 2200 is formed on the outside, and a contact fingerprint scan module 2310 is formed on the upper side within it. , Finger recording groove 2410 is formed on the lower side to place the finger (f) in a non-contact manner, and it is formed so that it can be recognized at the same time.

A very thin finger support glass plate may be formed in the finger capture groove 2410 to prevent the inflow of dirt or the like from the outside.

In this case, the image sensor can be operated by attaching an infrared filtering film that blocks visible light to the finger rest glass plate.

In addition, the finger rest glass plate may be manufactured to be formed at the front part adjacent to the image sensor 2510a and the infrared transmitter 2520a together with the infrared filtering film.

Then, an empty finger recording groove 2410 is formed on the lower side to comfortably place the finger f.

In addition, an image sensor 2510a and an infrared ray transmitter 2520a are formed side by side in the back authentication device space 2500 of the empty finger photographing groove 2410, and a recognition circuit electronic unit 2530 controlling them is formed. When the finger vein pattern is recognized, they are operated and various control signals are transmitted.

When the empty finger recording groove 2410 is designed so that there is no risk of damage to the image sensor 2510a and the infrared transmitter 2520a, it communicates with the authentication device subspace 2500 in a non-contact manner depending on the surrounding conditions. may be formed.

In addition, in the case of the image sensor 2510a, the range for recognizing finger veins is different depending on the size thereof, so in the case of wide recognition coser, if the distance Ha between the finger f and the finger is long, a wide range of finger veins can be recognized. When the distance is short, only a narrow range of finger vein patterns are recognized. In view of this, it is necessary to devise and design in consideration of the relationship with the size of the internal electric part of the terminal.

Accordingly, the present inventor came up with an invention that can freely design the terminal itself by shortening the depth of the tooth, that is, the distance Ha from the finger f, in addition to the above embodiments.

Reference numeral 1105 denotes a support plate for a fingerprint and finger vein authentication processing unit.

The following is another embodiment of the fingerprint authentication processing unit in the fingerprint and finger vein authentication processing unit.

As shown in FIG. 9, the general structure is mostly the same, and in the above-described embodiment, the fingerprint scanning module 2310 uses a contact recognition module as a fingerprint authentication processing unit, and the recognition circuitry that controls it is located on the back side. While 2320 is formed, as another embodiment, the fingerprint scan module 2310b uses an optical recognition module, and their configuration is formed of an image sensor 2310a and an infrared ray transmitter 2320a, so that the fingerprint As infrared rays are irradiated in the direction, an image is taken, and a recognition circuit electronic unit 2320 for controlling this is formed on the rear surface.

10 shows an example of an internal electronic configuration of a fingerprint or/and finger vein imaging authentication device according to a preferred embodiment of the present invention.

The integrated photographic authentication device of the present invention includes an infrared light source unit 1240, a finger vein image sensor 1230, a fingerprint image sensor 1220, a digital conversion unit 1290, a decoding algorithm unit 1260, and a biometric information data storage unit 1270. ) and a display unit 1280.

Also, although not shown in the drawings, it may include a power supply unit, a communication unit, and various I/O devices.

The infrared light source unit 1240 radiates infrared light toward the object accommodating unit. Preferably, it may be composed of one or more LEDs as emitting infrared light of a wavelength of 630 to 1,000 nm suitable for imaging a finger vein image. Also preferably, an optical filter may be installed to remove optical noise.

In a preferred embodiment of the present invention, the finger vein image sensors 1220 and 1230 acquire a finger vein image for one finger object at the lower and side portions.

In another preferred embodiment of the present invention, the finger vein image sensor 1230 acquires a finger vein image of a fingerprint face and side of one finger object.

When taking a frontal image of a finger object, the finger print surface of the finger is placed on the scan panel and taken, and according to the number of finger vein image sensors 1220 and 1230, when taking a side image, the finger is rolled 90 degrees to the side as it is. Make sure to touch this scan panel. The photographing order of the fingerprint surface and the side surface of the finger may be interchanged.

The digital conversion unit 1290 accepts both the fingerprint or/and finger vein image and the finger print image and extracts the finger vein and finger print image. Through the digital conversion unit 1290, the present invention obtains a finger vein and a fingerprint image file for a finger.

The control unit 1210 transfers the image files converted by the digital conversion unit 1290 to the matching algorithm unit 1260.

The biometric information data storage 1270 stores biometric information of a user stored in advance. In an embodiment of the present invention, the biometric information data storage 1270 may be built in the internal memory of the authentication device 1200.

The biometric data storage 1270 may use a crypto-processor that can be protected from external hardware or software attacks or theft.

The matching algorithm unit 1260 acquires the user's data stored in the biometric information data storage 1270, and then determines whether or not it matches the user's biometric information value acquired by the digital conversion unit 1290. If they match, a success message may be output through the display unit 1280. If decoding fails, an authentication failure message may be displayed on the display unit 1280 .

The controller 1210 controls operations and functions of the authentication device 1200 .

In particular, fingerprint or/and finger vein image acquisition, processing, authentication calculation, and authentication result are judged. Various software may be used for processing and calculating the obtained fingerprint or/and finger vein image.

For example, a Canny edge detector algorithm may be used. Noise in the original image can be removed as a whole by applying a Gaussian filter. Corner the image through Image Gradient. That is, the sketch lines of the image are extracted. Non-maximum suppression is applied to thin the edges (sketch lines), and a double threshold is applied to classify dark edges as strong edges, and light edges as noise and classify them as weak edges. . Finally, the weak edges are deleted, only the clear edges are left, and finally the edged image of the finger vein is output.

The authentication device of the present invention dramatically reduces the false recognition rate by simultaneously utilizing, for example, a fingerprint image of a finger and finger vein data for authentication.

Although the authentication method using one finger has been described in the present invention, the same mechanism can be applied to fingerprints or/and finger veins of three fingers for image stability.

Therefore, when authenticating fingerprints or/and finger veins during e-commerce or financial payment, hold the mouse as it is normally used, recognize the fingerprint of the thumb on the primary fingerprint reader, and recognize it on the secondary finger vein recognizer. Each fingerprint or/and finger vein is authenticated by raising a finger, such as a finger or a middle finger.

In this way, fingerprints and/or finger veins can be authenticated with a time difference during online e-commerce or financial payment, so that the vulnerability of financial security due to biometric authentication can be eliminated.

Moreover, this two-step staggered authentication method makes biometric authentication a condition for data input even when working with documents on a computer, but provides a different biometric means for the authentication method with a staggered authentication method, so that it can be safely protected from the outside. It is to provide a computer hacking blocking device that can safely protect computer input data from the outside without separately encrypting it.

11 is a flowchart illustrating a processing sequence of a financial transaction relay system having a multiple safety lock function using fingerprint 1 authentication according to an embodiment of the present invention.

Referring to FIG. 11, in the financial transaction relay system 2 of the present invention, the customer terminal 200 accesses the financial transaction relay server 100 through the communication network 4 in step S150, and joins as a member in step S152. . At this time, the customer terminal 200 inputs customer's personal information such as name, ID, password, phone number, and e-mail address.

In step S154, the customer terminal 200 obtains the finger vein 1 information and the fingerprint 1 information through the finger vein 1 recognizer 210 and the fingerprint 1 recognizer 220, and the finger vein 1 information and the fingerprint 1 through the communication network 4. When the information is transmitted to the financial transaction relay server 100, the financial transaction relay server 100 registers finger vein 1 information and fingerprint 1 information in correspondence with the customer terminal 200. At this time, the financial transaction relay server 100 stores finger vein 1 information and fingerprint 1 information in the database.

In step S156, the financial transaction relay server 100 primarily recognizes fingerprint 1 and determines whether it matches fingerprint 1 information stored in the database in step S158 to perform electronic financial transactions and e-commerce transactions. authenticate the user

As a result of the determination, if the two pieces of information match, the finger vein 1 is secondarily recognized in step S164, and whether the finger vein 1 information stored in the database is matched is determined in step S166.

As a result of the determination, if the two finger vein 1 information matches, this procedure proceeds to step S168, and thirdly, the database of the financial transaction relay server 100 can be opened in the multi-safe lock module 110 through the middleware approval processing unit 120. Then, in step S170, the financial transaction relay server 100 connects to the electronic financial transaction system 300 or the electronic commerce system 400 without authentication and processes the financial transaction to be relayed.

However, in each of steps S158 and step S166, if any of the finger vein 1 information and the fingerprint 1 information from the customer terminal 200 does not match, the financial transaction relay server 100 proceeds to step S172 to conduct electronic financial transactions and e-commerce transactions. Access to the financial transaction relay server 100 is blocked to prevent processing.

In the case of fingerprint 1 recognition, since it is possible only in a living state, only the user can do this, and the effect of security remains unchanged even if the process of other additional passwords is omitted.

The integrated module that links the fingerprint and finger vein algorithms to implement this can be described as follows.

12 is a diagram showing an input/output integration module that interlocks fingerprint and finger vein algorithms, FIG. 13 is a flow chart for requesting fingerprint and finger vein registration, and FIG. 14 is a flowchart for requesting fingerprint and finger vein authentication. 15 is a flow chart for requesting deletion of fingerprints and finger veins.

As shown in FIG. 12, the input/output integration module U1 that simultaneously interlocks the fingerprint and finger vein algorithms is composed of a fingerprint module U2, a finger vein module U3, and a conversion module U4.

First, the fingerprint module U2 will be described.

GND No. 1 line of the fingerprint module (U2) serves as a reference for (-) voltage circuit and functions as 0V ground, RX No. 2 line serves as a serial data receiving port and functions to control the fingerprint module, and TX No. 3 Line is a serial data transmission port and functions to read the fingerprint module status. The fingerprint is scanned and compared with a pre-stored image, and if there is a person with the same fingerprint image, the person's registered authentication code is output through serial communication (232 communication is applied here as an example).

Here, 232 communication refers to the serial communication standard.

Next, the finger vein module U3 will be described.

GND No. 1 line of the finger vein module (U3) serves as a (-) voltage reference and functions as 0V ground, A No. 2 line is serial communication standard RS485 communication port A, and functions as data reception and transmission, B Line 3 is the serial communication standard RS485 communication port B, and functions to receive and transmit data. After penetrating the finger with an infrared LED, the camera image sensor scans the vein and compares it with the pre-stored vein image. If there is a person with the same image, the person's registered authentication code is serially communicated (485 communication is applied here as an example) output as

In the second embodiment of the present invention, two image sensors 230 and 231 are embedded in the integrated photographic authentication device 200a. The finger vein image sensors 230 and 231 are built into and installed in the object accommodating unit 201,

Here, 485 communication refers to the serial communication standard.

The following describes the conversion module (U4) of 485-232 communication.

GND No. 1 line on the left side of the conversion module (U4) serves as a reference for (-) voltage and functions as 0V ground, A No. 2 line is a serial communication standard RS485 communication port A, and functions as data reception and transmission, B Line 3 is a serial communication standard RS485 communication B port, which functions to receive and transmit data, and line 4 of VCC functions as a +5V voltage input based on (+) voltage. It receives 485 communication output from and converts it to 232 communication and outputs it.

Also, DI line 5 on the right side of the conversion module (U4) is a serial 232 communication receiving port, which functions to receive data, and RE line 6 is a 485 communication control port, which controls the transmission/reception status of the 485 communication module. DE line 7 is a 485 communication control port, which functions to control the transmission/reception status of the 485 communication module, and RO line 8 is a serial 232 communication transmission port, which functions to transmit commands. It is linked with the integration module (U1).

Next, the fingerprint and finger vein input and USB output integration module (U1) will be described.

D1/TX line 1 of the integrated module (U1) is a serial 232 communication transmission port and functions to transmit data to a computer, and D0/RX line No. 2 is a serial 232 communication reception port and functions to receive data from a computer. , GND line 4 serves as a (-) voltage reference and functions as 0V ground, D2 line 5 serves as a serial 232 communication transmission line for the fingerprint module (U2) and functions to transmit commands to the fingerprint module, and D3 6 Line No. 1 is the serial 232 communication receiving line of the fingerprint module (U2), and serves to receive the status value of the fingerprint module. Functions to control the MAC module (U3), D9 line 12 is the 485 communication control port of the 485-232 communication conversion module (U4), functions to control the transmission/reception status of the 485 communication module, and D10 line 13 is the 485 communication control port of the 485-232 communication conversion module (U4), and functions to control the transmission/reception status of the 485 communication module, and D11 line 14 is the serial 232 communication receiving port of the 485-232 communication conversion module (U4). As, it functions to read the state of the finger vein module (U3), and 5V line 27 is a (+) voltage 5V output PIN, fingerprint module (U2), finger vein module (U3), 485 communication conversion module (U4) ) function to supply 5V voltage, GND line 29 serves as a (-) voltage standard and functions as 0V ground, and VIN line 30 serves as a (+) voltage standard and +5V voltage input function. , The configuration as described above is the fingerprint authentication code output from the fingerprint module U2 (the unique number of the customer whose fingerprint is registered) and the finger vein authentication code output from the finger vein module U3 (the customer's registered low vein number). unique number) is converted into 232 communication in the conversion module (U4), received in the integration module (U1), and when the fingerprint and finger vein authentication code match each other, the corresponding authentication code is output through USB.

The fingerprint and finger vein algorithm of this case invention can be displayed as follows.

int getfingerauthorization(int fingerprintcode,int fingerveincode)

{

if( fingerprintcode>0 && fingerveincode>0 && fingerprintcode==fingerveincode) )

{

return fingerprintcode;

}

return 0;

}

The above algorithm is an algorithm that receives a fingerprint authentication code and a finger vein authentication code from the integrated module U1 and accepts the authentication code only when the fingerprint and the small vein belong to the same person.

Looking at the details, it is as follows.

The fingerprint module U2 searches for a fingerprint, and if there is a person matching the corresponding fingerprint, the code number of the corresponding person is output.

The finger vein module U3 searches for a finger vein, and if there is a person matching the finger vein, the code number of the person is output.

The fingerprint code of the fingerprint module U2 and the finger vein code of the finger vein module U3 are received as fingerprintcode and fingerveincode, which are arguments of the function name getfingerauthorization of the above algorithm, respectively, so that both argument values are valid and two registrations are made. Only when the unique number of the registered customer matches, the fingerprint and finger vein integration module outputs the corresponding person's code.

In addition, when the fingerprint code and the finger vein code are invalid or do not match, an error code of 0 is output.

The following describes the procedures for registering, authenticating, and deleting fingerprints and finger veins in a self-stored recognizer or bank.

First, as shown in FIGS. 13 to 15, as a step of registering a fingerprint and a finger vein, a fingerprint and finger vein recognizer requests registration (S311).

When there is a registration request from the fingerprint and vein recognizer, the fingerprint and vein are first scanned with the finger of the person to be registered (S312).

Next, after primary registration in the fingerprint and vein recognizer, a second scan is performed on the fingerprint and vein with the finger of the person to be registered (S313).

Next, after the first registration in the fingerprint and vein recognizer, a third scan is performed on the fingerprint and vein with the finger of the person to be registered (S314).

In order to measure the accuracy of these registrations in the fingerprint and finger vein recognizer three times, it is determined whether all three scanned images match (S315).

As described above, registration in the three times of fingerprint and finger vein recognizers starts again if all three scanned images do not match, and if all match, registration is completed (S316).

By carrying out this process three times, accurate fingerprint and finger vein images are registered.

Next, as a step of authenticating the registration of the fingerprint and finger vein, an authentication request is made from the fingerprint and finger vein recognizer (S321).

The fingerprint and vein recognition device scans the subject's fingerprint and vein image (S322).

In the fingerprint and vein recognizer, images obtained by scanning the fingerprint and finger vein with the registered person's finger are compared (S323).

It is determined whether the images scanned by the fingerprint and finger vein recognizers match (S324).

As described above, if the scanned images of the fingerprint and finger vein recognizer do not all match, the operation starts again, and if all match, the authentication is completed (S325).

Next, as a step of deleting registration of fingerprints and finger veins, a deletion request is made from the fingerprint and finger vein recognizer (S331).

Enter the code of the person to be deleted into the fingerprint and finger vein recognizer (S332).

It is determined whether to delete the image of the code to be registered in the fingerprint and finger vein recognizer (S333).

If the image scanned by the fingerprint and finger vein recognizer is not deleted, it is restarted, and if it is deleted, authentication is completed (S334).

As described above, when the fingerprint and vein recognition device or bank registers, authenticates, and deletes the fingerprint and finger vein recognition, the fingerprint and finger vein recognition degree is further increased, and the operation thereof is simplified.

The following is an example of the present invention, which relates to a mouse.

16 is a schematic perspective view of a mouse authenticated by fingerprint 1, fingerprint 2, and finger veins applied to the present invention, showing a fingerprint and finger veins of a mouse M according to an embodiment of the present invention, and a fingerprint image acquisition mechanism. It is a conceptual drawing.

As shown in the figure, a scroll C, a right click C1, and a left click C2 are formed in a normal mouse M, and a fingerprint reader 1000 is formed at the lower left corner of the mouse M. A fingerprint, fingerprint or/and finger vein authentication processing unit 2000 is formed between the top of the scroll C on the mouse M and between the right click C1 and left click C2.

In the fingerprint recognizer 1000 at the lower left of the mouse M, the rectangular contact fingerprint authentication module device 1000a is formed within the fingerprint recognition seating edge 1000b, and the fingerprint or/and In the finger vein authentication processing unit 2000, a fingerprint recognizer 1001a and a finger vein authentication device unit 2000a are formed inside the mouse, and a camera 2000b and a plurality of infrared light sources ( 2000c) is formed to photograph the finger veins raised on the finger vein authentication device unit 2000a and authenticate them.

In addition, an infrared light source 2000d for radiating infrared rays to the finger is formed on the side of the round finger vein recognition seating edge 2000e, and a fingertip rest 2000f on which the fingertip can be placed is formed at the front end of the central portion. has been

A circuit related to the fingerprint and finger vein authentication module applied here will be described later.

Therefore, when authenticating fingerprints or/and finger veins during e-commerce or financial payment, hold the mouse as it is normally used, recognize the fingerprint of the thumb on the primary fingerprint reader, and recognize it on the secondary finger vein recognizer. Each fingerprint or/and finger vein is authenticated by raising a finger, such as a finger or a middle finger.

In this way, since fingerprints or/and finger veins can be authenticated with a time difference during online e-commerce or financial payment, the fusion of two fingerprints and one finger vein can solve the weakness of financial security by biometric authentication. will be able to

Moreover, this two-step staggered authentication method makes biometric authentication a condition for data input even when working with documents on a computer, but provides a different biometric means for the authentication method with a staggered authentication method, so that it can be safely protected from the outside. It is to provide a computer hacking blocking device that can safely protect computer input data from the outside without separately encrypting it.

That is, the customer terminal is a mouse (M), and the fingerprint reader 1000 is formed at the lower left of the mouse (M) so that the mouse (M) can capture a fingerprint or/and a finger vein, or the mouse (M) ) After authenticating the fingerprint or finger vein information by the fingerprint formed by the fingerprint recognizer 1001a and the finger vein authentication device unit 2000a at the top or/and the finger vein authentication processing unit 2000, selectively with a time difference by the program that can be authenticated.

Next, the fingerprint and finger vein authentication processing unit 1180, the iris information authentication processing unit 1194, and the face information authentication processing unit 1196 in the integrated terminal as the first embodiment of the sending device will be described in detail.

17 is a perspective view schematically showing the configuration of an embodiment of an integrated payment device using the integrated biometric authentication terminal of the present invention.

As shown in FIG. 17, the terminal as an embodiment of the present invention, the biometric authentication integrated terminal 1000 used here has a magnetic card check unit 1102 formed on one side and an IC card check unit 1101 on the bottom. It is formed, and starting with the on of the power supply unit 1110, the payment amount is displayed on the LCD display unit 1130 for the clerk by the data input unit 1120, and the final payment button is pressed.

In addition, an electronic product cover 1150 as a payment system is formed on the front of the biometric authentication integrated terminal 1000, and a fingerprint and finger vein authentication processing unit 1180 of one finger is formed on one side, and the other side A card information authentication processing unit 1190 is formed, and the card information authentication processing unit 1190 includes an authentication card tag unit 1191 and a smartphone tag unit 1192, and their functions may be the same or integrated. If there is, one guide display unit can be created, but now it is designed for the purpose of conveying the meaning that an independent card can be used with two guide displays and the purpose of conveying the meaning that a card registered in a smartphone can be used.

In addition, the customer LCD display 1199a is formed by a hinge (not shown) so that the angle can be adjusted according to the position of the customer on the upper part of the electric appliance cover 1150, and the customer LCD display 1199a is The customer's payment amount and expression of appreciation are displayed, and an advertisement function is added to operate it.

In addition, an iris information authentication processing unit 1194 is formed at the upper end of the customer LCD display unit 1199a, and a face information authentication processing unit 1196 is formed together with its device.

Reference numeral 1181 denotes a fingerprint authentication processing unit that can use a thumb or the like, and 1182 denotes an infrared ray transmitting unit additionally transmitted to the fingerprint and finger vein authentication processing unit 1180 .

Mechanically, when it is not normally used or when payment can be made only with the LCD display unit 1130 for the clerk as in the prior art, the customer LCD display unit 1199a is folded and used using a hinge, and in the case of repairing the internal computer equipment The electrical component cover 1150 can be opened with the hinge 1151 as the center.

Next, an embodiment of a technology to which the present invention is applied to a smartphone will be described.

18 is a schematic perspective view of a smart phone that is authenticated with a fingerprint and a finger vein applied to the present invention.

As shown in FIG. 18, a normal smartphone is divided into an upper body portion 4001 and a lower body portion 4002 in the smartphone body 4000, and the present invention provides a fingerprint and An authentication device unit for obtaining finger vein information is formed to perform fingerprint and finger vein authentication.

The authentication device for acquiring the fingerprint and finger vein information forms a space for authenticating fingerprints and finger veins from the lower right front corner of the main body side part 4400 of the smartphone to the front, and the lower part of the main body side part 4400 From the corner to the front, a significant authentication device space 4500 into which the fingerprint and finger vein authentication device can enter is formed in an upper and lower light shape, and a side groove edge 4200 is formed on the outer edge of the front, so that the fingerprint scan is located on the upper side. A module 4310 is formed, and a finger vein authentication device 4100 formed of a finger capture groove 4410 is formed on the lower side so that the finger vein can be photographed optically, so that a finger is placed in a non-contact manner and recognized at the same time. form

A very thin finger support glass plate may be formed in the empty space, ie, the finger capture groove 4410, to prevent the inflow of dirt or the like, or the front glass of a conventional smartphone may be used to cover the surface.

In this case, the image sensor can be operated by attaching an infrared filtering film that blocks visible light to the finger rest glass plate.

In addition, the finger rest glass plate may be manufactured to be formed in a front part close to the image sensor 4510a and the infrared transmitter 4520a together with the infrared filtering film.

The fingerprint scan module 4310 uses a contact recognition module, and a recognition circuitry unit 4320 for controlling it is formed on the rear surface of the fingerprint scan module 4310 .

Then, an empty finger capture groove 4410 is formed on the lower side so that the finger can be placed comfortably.

In addition, an image sensor 4510a and an infrared ray transmitter 4520a are formed side by side in the back authentication device space 4500 of the empty finger photographing groove 4410, and a recognition circuit electronic unit 4530 controlling them is formed. When the finger vein pattern is recognized, they are operated and various control signals are transmitted.

When the empty finger recording groove 4410 is designed so that there is no risk of damage to the image sensor 4510a and the infrared ray transmitter 4520a, it communicates with the authentication device space 4500 in a non-contact manner depending on the surrounding conditions. may be formed.

A fingerprint or/and finger vein authentication processing unit is formed on one side of the smart phone or integrated terminal, and a contact fingerprint scanning module 2310, 4310 and an optical finger vein authentication device are formed in the fingerprint or/and finger vein authentication processing unit. The units 2100 and 4100 are formed respectively, and selectively, that is, each can be authenticated with a time difference by a program, and can be authenticated in combination.

In addition, it is possible by those skilled in the art to form this structure on the edge of the top or bottom of the smart phone to authenticate from the side.

Next, an algorithm for recognizing a fingerprint applied to the conversion device of the present invention will be described.

19 is a block diagram showing the configuration of a fingerprint recognition device to which the analog processing circuit and the digital processing circuit of the first invention are applied, and FIG. 20 is a block diagram showing the configuration of a single-chip fingerprint recognition device according to the second invention. 21 is a block diagram showing a conventional single-chip implementation of a fingerprint recognition device according to the second invention, and FIG. 22 is an exemplary diagram for comparing fingerprint recognition using a specific point of a fingerprint.

In general, a fingerprint recognition sensor may be an input imaging device that acquires a fingerprint image (or image information of a fingerprint) of a finger indicating a unique characteristic difference for each user. Sensing data for a fingerprint image may be acquired using an optical method, a semiconductor method, an ultrasonic method, or a non-contact method.

The optical fingerprint recognition sensor may include, for example, a prism, a light source, a lens, or a charge-coupled device (CCD). In the optical sensor, when a fingerprint contacts the prism, a light source illuminates the prism, the lens collects light reflected through the prism, and the CCD acquires the collected light as a fingerprint image.

The semiconductor type fingerprint recognition sensor may include a thermal sensor, a capacitive sensor, or an electrical decoration sensor. Semiconductor-type fingerprint recognition sensors can be miniaturized and used in applications used by individuals.

The thermal sensor may be a fingerprint recognition sensor that acquires a temperature distribution as a fingerprint image by a temperature difference between a contact area and a non-contact area of the fingerprint.

A capacitive sensor may be a fingerprint recognition sensor that acquires a difference in the amount of charge or capacitance charged between ridges of a contacted fingerprint as a fingerprint image.

The electric sensor may be a fingerprint recognition sensor that acquires fingerprint image information from a fingerprint contacting the sensor or an electric field formed around the fingerprint.

Meanwhile, the fingerprint recognition sensor may include at least a part of the processor. For example, the fingerprint recognition sensor may include an operation of correcting a fingerprint image or calculating characteristics of a fingerprint image in addition to an operation of obtaining a fingerprint image. In this case, the fingerprint recognition sensor may be a functional module having a hardware module and a software module.

In a fingerprint, a normal region composed of ridges with a precise direction and a number of other feature regions exist. The point at which the ridge is cut while progressing in the feature region is referred to as an ending point, and the point at which the ridge is split is referred to as a bifurcation. Generally, about 100 to 150 feature points are distributed on one finger, and the type, location, and direction of each feature are different for each person. Therefore, the location and direction of these feature points can be used as a discriminating means for each fingerprint.

As can be seen in Korean Registered Patent No. 10-0603975, FIG. 19 shows a conventional fingerprint recognition device that performs the above-described function. As shown, the conventional fingerprint recognition device has ridges and grooves ( An analog processing circuit 210 that detects a fingerprint image by converting a difference in capacitance according to a difference in height between valleys into a voltage and outputs the fingerprint image as an electrical signal, and a fingerprint image from a signal output from the analog processing circuit 210 After extracting the feature, it is composed of a digital processing circuit 220 that determines or recognizes the user of the detected fingerprint by comparing the extracted feature with pre-stored fingerprint data.

In the above, the analog processing circuit 210 is a sensor plate that converts a difference in capacitance according to a difference in distance between a ridge and a valley of a fingerprint into a voltage, and removes parasitic capacitance generated in the sensor plate, It may include a parasitic capacitance elimination circuit that outputs only a sensed voltage, and a comparator that compares the sensed voltage input through the parasitic capacitance elimination circuit with a reference voltage Vref and outputs a binary signal of '0' or '1'.

In addition, the digital processing circuit 220 includes a digital input unit receiving the output signal of the analog processing circuit 210, a memory unit storing a plurality of fingerprint images and a fingerprint recognition algorithm, and performing the algorithm stored in the memory unit. It may consist of a microprocessor (MCU) that performs the detected identity authentication or identification process.

However, in the conventional fingerprint recognition device of the first invention, since the analog processing circuit 210 and the digital processing circuit 222 are implemented on different chips, the size of the device is large, the price is high, and the above-mentioned large In order to solve the problem that it is difficult to use in various fields due to bulkiness and high price, the conventional second invention implements a sensor side for detecting fingerprints and a digital processing circuit for recognizing fingerprints on a single chip, thereby reducing the volume and unit cost of the product and making it portable. In addition, a fingerprint recognition device implemented as a single chip that can be applied in various fields was developed.

20 is a block diagram of a conventional fingerprint recognition device according to the second invention. In the fingerprint recognition device 300 of the present invention implemented as a single chip, a capacitance difference between a ridge and a groove of a fingerprint is measured by contacting the bottom surface of a user's finger. The algorithms stored in the sensors 310 and the flash memory 340 are performed, and the electrical signals output from the sensors 310 are received and image processed to extract features of the fingerprint image and flash the extracted features. A microprocessor 320 that compares a reference fingerprint image registered in the memory 340 to determine whether it matches, a cache memory 330 that is directly connected to the microprocessor 320 and stores frequently used commands, and an operating A bus 350 interconnecting the flash memory 340 in which programs, fingerprint recognition algorithms, and fingerprint data are stored, the sensor 310, the microprocessor 320, and the flash memory 340 and providing a data path between each means. ) and a bus interface 360 that controls data exchange between the sensor 310, the microprocessor 320, and the flash memory 340 through the bus 350.

The above-described components, sensors 310, microprocessor 320, cache memory 330, flash memory 340, bus 350, and bus interface 360 are integrated on a single chip.

21 shows an implementation example of the conventional fingerprint recognition device of the second invention. As shown, the single-chip fingerprint recognition device includes a sensor array 410, an MCU 420, a cache memory 430, and a flash memory. 440 and the bus interface 450 are implemented as an integrated first chip 400 .

In the above, the flash memory 440 is an on-chip flash memory implemented on a semiconductor chip, and stores a program that implements a fingerprint recognition algorithm performed by the MCU 420, and also stores fingerprint images or fingerprints registered in advance. The detected fingerprint image is stored. In addition, the cache memory 430 is a memory having a smaller capacity and faster access speed than the flash memory 440, and is implemented on the same chip as the MCU 420, that is, the first chip 400. By storing high commands or data, processing speed in the MCU 420 is improved.

In addition, the sensor array 410 is formed by arranging sensor plates in an m×n matrix to output capacitance generated between the contacted skin, that is, the skin of the contacted finger, as a digital electrical signal, and the first chip. It is integrated on the 400 and is connected to other circuits, that is, the MCU 420 or the flash memory 440 by a bus.

The above-described sensor array 410, MCU 420, cache memory 430, flash memory 440, and bus interface 450 may not be formed on the same plane but may be implemented in multiple layers. That is, the sensor plate of the sensor array 410 is implemented on the surface of the chip, and the rest of the MCU 420, the cache memory 430, the flash memory 440, and the bus interface 450 are the lower layer of the sensor array 410. can be layered on.

In FIG. 22 , a technology for comparing and judging fingerprints using feature points is disclosed in Patent Publication No. 10-2015-0034832.

That is, referring to the drawing, the fingerprint image mapping unit may obtain characteristic information 812, 822, 832, and 842 of a fingerprint image corresponding to each of the regions 811, 821, 831, and 841 of the user's finger. Also, the fingerprint image mapping unit 260 may map feature information of the obtained fingerprint image to a part 855 of the user's finger.

For example, the characteristic information 812 of the fingerprint image 813 corresponding to one area 811 of the fingerprint image 810 of FIG. 22 is the characteristic of the fingerprint image corresponding to the first area 851 of 850 of FIG. 22 . It can be mapped as information.

In addition, the characteristic information 822 of the fingerprint image 823 corresponding to one area 821 of the fingerprint image 810 of FIG. 22 is characteristic information of the fingerprint image corresponding to the second area 852 of 850 of FIG. can be mapped.

In addition, the characteristic information 832 of the fingerprint image 833 corresponding to one area 831 of the fingerprint image 810 of FIG. 22 is characteristic information of the fingerprint image corresponding to the third area 853 of 850 of FIG. can be mapped.

In addition, feature information 842 of the fingerprint image 843 corresponding to one region 841 of the fingerprint image 810 of FIG. 22 is characteristic information of the fingerprint image corresponding to the fourth region 854 of 850 of FIG. can be mapped. In this case, when there is an overlapping area between the first area 851 and the fourth area 854, the characteristic information of the fingerprint image corresponding to the overlapping area is the characteristics of the first area 851 to the fourth area 854. Among the pieces of information, feature information of higher quality, more information, or recently acquired feature information may be mapped first.

The fingerprint image mapping unit maps feature information for each region of the fingerprint image, respectively, and adjusts overlapping regions to obtain feature information of the fingerprint image for a part 855 of the finger.

Therefore, the present invention goes through the step of returning a predetermined authentication number from the exchanger of the called party of the personal financial relay transaction server, and when the fingerprint is contacted, the ridge and groove of the fingerprint are separated and binary data output as a digital electrical signal According to the conversion logic based on the predetermined authentication number returned from the fingerprint information, the converting device converts the array of DTMF signals and transmits the converted DTMF signal to a receiving device, and the converted DTMF signal is used for converting the DTMF signal. According to the conversion logic based on, the receiving device is linked in the order of performing the steps of restoring the converted DTMF signal to the array of DTMF signals sent by the user, and overlapping technical descriptions are omitted.

Next, the finger vein algorithm applied to the converter of the present invention will be described.

23 is a flow chart for explaining the operation process of the biometric security device according to an embodiment of the present invention, and FIG. 24 is a diagram for explaining reference point setting of an effective part when capturing capillaries. 25 is a diagram for explaining the image segmentation and binarization process of the pre-processing unit.

In Korean Patent Publication No. 2003-0010977, when a finger is inserted, the light generating means 15 of the image acquisition means 10 emits infrared rays, lasers, or halogen rays to the finger, and the solid-state imaging device 11 roughly approximates the size of the finger. An image between the last node and the nail boundary point is continuously photographed multiple times (S10). Various methods can be applied by recognizing whether or not a finger is inserted in the above, using an optical sensor using light emitting and receiving diodes, configuring the finger fixture 9 as a limit switch, or installing a manual switch that the user directly presses. This makes it easy to know whether a finger is inserted or not.

In order to normalize the image of the photographed finger as the specific part of the finger is photographed as described above, a reference point must be set in the pre-processing unit 20. These unnecessary images are removed.

That is, as shown in FIG. 24, take the center of the nail as the center point, draw a straight line downward while maintaining the same angle and distance as both border lines at the center point, and draw a horizontal line perpendicular to the border line on both sides at the border of the nail. The area of the boundary becomes the reference point (A, B) for normalization. Therefore, the rectangular portion formed between the reference point and the knuckle of the finger becomes an effective normalization area, and normalization is performed by rotating and enlarging the image of the effective area (S11).

Subsequently, in the pre-processing unit 20, an effective capillary image is acquired through a smoothing process that removes noise corresponding to the epidermal image or scattered light in the effective area, and after binarizing the capillary image into digital data, the capillary image is obtained. The lines are thinned (S12 to S14).

The thinned capillary image data as described above is output to the feature extraction unit 30, and the feature extraction unit 30 receives the data and performs image processing using blood vessel pattern matching (S15, S16), The image processing processes (S17 and S18) using feature points are separately performed.

In the image processing process using the pattern matching, as shown in FIG. 8, first, the capillary image of the finger acquired through the pre-processing unit 20 is divided into a plurality of matrix blocks (S15), and the divided capillary image Binarization is performed for each block and output to the recognition control unit 40 (S16).

On the other hand, the image processing process using feature points analyzes the image of the capillaries that have been binarized and thinned through the preprocessing unit to extract feature points such as bifurcation points, cut points, branches, conversion points, convex folds and concave folds of the blood vessels (S17), and The positional coordinates of the blood vessel adjacent to the feature point and feature values for the thickness, brightness, and pulsation information are measured and output to the recognition control unit 40 (S18). When measuring the brightness of the blood vessel, since the blood flow through the blood vessel constantly changes over time, a plurality of consecutive blood vessel images are analyzed to obtain an average brightness value, and since the change in brightness is based on pulsation, the pulsation occurs according to the change in brightness. can be easily inferred.

Subsequently, the recognition control unit 40 directly matches and compares various capillary pattern data recorded in the database 50 using the binarization data related to the blood vessel pattern obtained through the feature extraction unit 30, and compares a plurality of data corresponding to the allowable error range. The comparison data is firstly detected (S19), and then the feature points and their feature values extracted above are compared with each other to determine whether they are the same or not (S20). , S21).

A new signal is generated by fusing blood vessel pattern information formed by binary data determined according to the presence or absence of a blood vessel image pattern in each pixel and a conversion device.

Therefore, in the present invention, through the step of returning a predetermined authentication number from the called party's exchange of the personal financial relay transaction server, the image of the capillaries of the finger obtained through the pre-processing unit is divided into matrix blocks to divide the image screen into divided capillaries. The conversion device converts the array of the DTMF signals according to the conversion logic based on the predetermined authentication number returned to the finger vein information by binary data output as a digital electrical signal for each block according to the presence or absence of a blood vessel image, and the receiving device Sending to; According to the conversion logic based on the authentication number used for the DTMF signal conversion of the converted DTMF signal, the receiving device performs the step of restoring the converted DTMF signal to the array of DTMF signals sent by the user. , overlapping technical descriptions are omitted.

Further, the customer terminal is a smart phone and an integrated terminal, and a fingerprint or/and finger vein authentication processing unit is formed on one side of the smart phone or the integrated terminal, and the fingerprint or/and finger vein authentication processing unit has a contact fingerprint scanning module. When the (2310) (4310) and the optical finger vein authentication unit (2100) (4100) are formed respectively to authenticate the fingerprint or finger vein information and then selectively authenticate with a time difference, that is, the fingerprint and finger vein information In the case of convergence, a signal is transmitted by the converged authentication code.

Similarly, when applied to a mouse, a signal is transmitted by the fused authentication code.

Next, the iris algorithm applied to the converter of the present invention will be described.

26 is a block diagram showing an iris recognition device using a camera for capturing a short-range iris according to an embodiment of a conventional iris invention applied to the present invention, and FIG. 27 is a block diagram showing an iris recognition device according to an embodiment of a conventional iris invention applied to the present invention. 28 is a flowchart for explaining an iris recognition method using a camera for taking a short-range iris, and FIG. 28 is a method of normalizing to binary data in an iris recognition method using a camera for taking a short-range iris according to an embodiment of the conventional iris invention applied to the present invention. It is a drawing for explaining.

As shown in FIG. 26 , the iris recognition device using a camera for capturing an iris of a smartphone according to an embodiment of the present invention includes a camera for capturing an iris (1), a key input unit (2), a storage unit (4), and a control unit (3). ), an output unit 5 and a display lamp 300.

This is a diagram for explaining a method of normalizing to binary data in an iris recognition method using a camera for capturing an iris at a short distance.

As shown in Korean Patent Laid-Open Publication No. 10-214-0133762, the camera 1 for capturing the iris measures the uniformity of brightness around the iris by installing the prism 200 having an inclined surface and having a concave-convex portion on the top of the guide of the illumination IR LED 20. It improves iris recognition and can block static electricity from being transferred to the internal device through the illumination IR LED 20, so it can be formed in a small size.

The key input unit 2 selects whether to register an iris or to recognize an iris through an iris recognition device. The storage unit 4 stores a program for registering and recognizing an iris and iris data for an iris image recognized during registration.

The output unit 5 outputs the result of iris recognition by the control unit 3 so that peripheral devices (not shown) can provide various services according to the result of iris recognition. The control unit 3 operates the iris photographing camera 1 according to the selection of the key input unit 2, photographs the iris according to the brightness of the lighting, determines whether it is the iris of a living person through a change in pupil size, and then records the iris image. Iris data is generated by normalizing with binary data for iris data, and iris data for an iris image is stored and registered, or iris data for an iris image stored in the storage unit 4 and iris recognition are performed.

The iris information is fused with other signals to be used as a means to prevent hacking.

Then, the display lamp 300 is turned on so that the user can recognize that the iris is being recognized by operating the iris imaging camera 1 in the control unit 3 . At this time, the display lamp 300 may subdivide and display the progress status through various colors.

As shown in FIG. 27 , in the iris recognition method using a short-range iris capture camera of a smartphone according to an embodiment of the present invention, when the controller 3 selects iris recognition in the key input unit 2 (S10), the iris capture camera (1) is operated to photograph the iris according to the brightness of the lighting (S22).

At this time, the operating state of the camera 1 for capturing the iris is displayed through the display lamp 300 so that the user recognizes that it is operating. Even if the iris of a person is the same person, as shown in the drawing, the size of the pupil changes according to the brightness of the lighting, and the iris pattern also changes.

In the prior art, by photographing the iris while varying the brightness of lighting, an iris image is obtained while maintaining characteristics that change according to individual characteristics. In this way, after the iris is photographed according to the brightness of the lighting, it is determined whether there is a change in the size of the pupil (S24).

At this time, if there is no change in the size of the pupil, it cannot be judged as a living person, and the subsequent process is omitted and terminated. When a living person's eye is photographed, as there is a change in the size of the pupil, one iris image is acquired for iris recognition among the iris images that change in this way (S26).

As shown in FIG. 12 for one acquired iris image, iris data is generated by normalizing each pixel of the captured iris image into binary data (S28).

That is, the amount of iris data can be reduced by normalizing the iris data into binary data indicating presence or absence of a pattern regardless of the intensity of the iris pattern. Therefore, the recognition speed can be improved by improving the processing speed, and it can be processed through a system with low specifications, so that miniaturization and portability can be increased, and the effect of day and night and lighting can be minimized.

The iris data generated in this way is compared with the iris data of a plurality of iris images obtained by photographing the iris according to the brightness of the lighting stored in the storage unit 4 to determine whether they match (S30). Then, the comparison result is output through the output unit 5 so that peripheral devices (not shown) can provide various services through the iris recognition result (S32).

On the other hand, when the controller 3 selects iris registration in the key input unit 2 (S10), the iris photographing camera 1 is operated to photograph the iris according to the brightness of lighting (S12). At this time, the operating state of the camera 1 for capturing the iris is displayed through the display lamp 300 so that the user recognizes that it is operating.

Even if the iris of a person is the same, the size of the pupil changes according to the brightness of the lighting, and the iris pattern also changes. In the prior art, by photographing the iris while varying the brightness of lighting, an iris image is obtained while maintaining characteristics that change according to individual characteristics.

In this way, after the iris is photographed according to the brightness of the lighting, it is determined whether there is a change in the size of the pupil (S14). At this time, if there is no change in the size of the pupil, it cannot be judged as a living person, and the subsequent process is omitted and terminated.

When a living person's eye is photographed, as there is a change in pupil size, a plurality of iris images are acquired for iris registration among these changing iris images (S16). As shown in FIG. 12, iris data for a plurality of acquired iris images is generated by normalizing with binary data for each pixel of the acquired iris images (S18). That is, the amount of iris data can be reduced by normalizing the iris data into binary data indicating presence or absence of a pattern regardless of the intensity of the iris pattern.

Therefore, it is composed of binary data that is determined by dividing each pixel, and these data and the conversion device are fused to generate a new signal.

Registration is performed by storing the iris data for the plurality of iris images generated in this way in the storage unit 4 (S20). As described above, according to the iris recognition method using the short-range iris photographing camera of the smartphone according to the present invention, the iris image captured through the short-range iris photographing camera of the smartphone is processed into binary data according to the iris pattern of each pixel, thereby increasing the amount of data. Not only can the recognition speed be improved by reducing the , but also the false recognition rate can be reduced through the change of the pattern and path of the iris, and it can be processed through a system with low specifications, so miniaturization and portability can be increased. Regardless of the thickness of the pattern, the recognition rate can be increased.

Therefore, in the present invention, the step of returning a predetermined authentication number from the called party's side exchange of the personal financial relay transaction server; One iris image is divided into each pixel, and each pixel converts the iris information based on binary data output as a digital electrical signal according to the presence or absence of an iris pattern according to a conversion logic based on a predetermined authentication number returned. Transmitting the array of DTMF signals to a receiving device; According to the conversion logic based on the authentication number used for the DTMF signal conversion of the converted DTMF signal, the receiving device performs the step of restoring the converted DTMF signal to the array of DTMF signals sent by the user. , overlapping technical descriptions are omitted.

Next, the application of the binary method to the face image that can be determined by the face information applied to the conversion device will be described.

29 is an explanatory diagram of the muscle structure of the eye of the prior art applied to the present invention, and FIG. 30 is a simplified configuration diagram of a face image of the prior art applied to the present invention, showing each position and distance measurement method. It is also

Even in such face recognition, as shown in Korean Patent Publication No. 10-1174103, it is a simplified configuration diagram of an input face image according to an embodiment of the prior art, and each location and distance measurement are key.

The eye and peripheral muscle information detection step applied to the prior invention identifies the positions of the frontalis muscle, corrugator muscle, upper eyelid muscle, circumferential muscle, and lower eyebrow muscle, which are the muscle structures of the eye, A pre-processing method to detect the distance between the nose, the distance between the eyes and the mouth, and create the angle between the nose and the mouth centering on the eyes) and generate it as basic information to be used as registration or comparison data, and to preserve detailed features in the face image will implement

After that, the conventional invention goes through a preprocessing and feature extraction step of normalizing the face image according to the eye position and surrounding details, removing and statistically correcting external illuminance components from the normalized face image, and extracting features from the preprocessed face image.

At this time, the preprocessing and feature extraction step applied to the present invention is to compensate for changes in external conditions such as luminous intensity, posture, and facial expression, and luminous intensity correction uses local distribution normalization and local histogram smoothing.

In addition, it is composed of binary data determined by dividing each pixel according to the face image normalization according to the feature points of the eye position and surrounding details, and these data and the conversion device are fused to generate a new signal.

The face recognition method of mathematical pattern analysis based on the upper musculoskeletal structure includes a face image input step in which an image is input by a camera (USB includes CCD) or a video file or image file image is input, and whether or not a face is present in the input image A face detection step of detecting a face from a detected object (object), discriminating a basic outline, and automatically finding the position of a face; and automatically finding the position of eyes in the detected face area. The step of detecting the eye and the muscle information around the eye to detect the detailed information around the eyes, the normalization of the face image based on the eye position and the surrounding details, the removal of external illuminance components from the normalized face image, statistical correction, and the preprocessed face image It consists of preprocessing and feature extraction steps to extract features.

Here, the face information is composed of binary data determined according to face image normalization based on eye position and peripheral detail information, and can be used in the conversion device.

Therefore, in the present invention, through the step of returning a predetermined authentication number from the called party's side exchange of the personal financial relay transaction server, each face image is normalized according to the eye position and feature points of surrounding details for one face image. converting, by a conversion device, the array of DTMF signals according to conversion logic based on a predetermined authentication number returned from the face information based on binary data that is divided into pixels and output as a digital electrical signal, and transmitting the same to a receiving device; According to the conversion logic based on the authentication number used for the DTMF signal conversion of the converted DTMF signal, the receiving device performs the step of restoring the converted DTMF signal to the array of DTMF signals sent by the user. , overlapping technical descriptions are omitted.

Next, a finger vein pattern input device, which is an embodiment of the prior art applied to the present invention, will be described.

31 is an external view of a finger vein pattern input device according to an embodiment of the conventional invention applied to the present invention, and FIG. 32 is a cross-sectional view of FIG. 31 applied to the present invention.

With respect to the technology shown in Korean Patent Publication No. 10-2008-0022202, the configuration of the finger vein pattern input device 100 will be described using FIGS. 31 and 32.

The main body 10 is integrated with a support stand 11 built in. In addition, inside the main body 10, a control module unit (control module means) 1 mounted on a camera board 9 and having a CPU for performing image processing and an imaging unit (imaging means) 2 are provided. . As is well known, the control module unit 1 compares the finger vein pattern extracting means for extracting a finger vein pattern from the image acquired by the image capturing unit 2, and the extracted finger vein pattern with a previously registered finger vein pattern; That is, it has image calculation means for collating.

The imaging unit 2 includes a near-infrared light emitting LED 13 (13A, 13B) as an irradiation unit disposed in a space 12 formed on the upper part of the main body 10 (the left side in the vertical direction in the drawing) and a finger detection unit (not shown).

In the supporting table 11, irradiation windows 16 (16A, 16B) are installed in a form facing the near-infrared light emitting LEDs 13 of the ceiling parts 15 (15A, 15B) installed on the supporting table 11. . The near-infrared light emitting LED 13 is arranged in the space portion 12, and light does not leak outside of the irradiation window 16. An optical axis refracting part 5 composed of a camera module 4 including a camera lens 3 and a CCD and a mirror is provided at the central portion of the inside of the main body 10 . In this optical axis refracting section 5, the mirror is inclined, and the overall thickness of the device is reduced to widen the optical path length for imaging and reduce image distortion. An imaging opening 6 is formed largely in the central portion of the support base 11, and an imaging window 7 is provided in the imaging opening 6. For the imaging window 7, a smoke-like material in which the central part is not visible is used. This material transmits infrared radiation. The imaging opening 6 has a shape with a depth formed by rounding R toward the outside, so that a finger does not touch the imaging window 7 during imaging. By performing such a round R, it is possible to prevent the vein from being compressed and crushed, and it is possible to improve the reflection of the vein located around the imaging aperture. The imaging window 7 is installed vertically in the groove 8 as shown in the drawing provided in the imaging opening 6.

The light projected through the camera lens 3 is refracted by the mirror of the optical axis refracting unit 5, and is radiated outward through the imaging window 7 and the opening 6 as indicated by arrows.

A near-infrared light emitting LED 13 and a status display LED 17 are disposed within the space portion 12 .

Moreover, it is designated as biometric information that is superior to the above biometric technology in all aspects such as counterfeit resistance, false acceptance rate, false reject rate, failure to enroll rate, and authentication time. MAC authentication technology is known.

Using the prior art as described above, it may be applied to the execution system of the present invention.

In the above, the configuration and operation of the electronic payment system using fingerprint or / and finger vein recognition according to the present invention has been shown in accordance with the detailed description and drawings, but this is only described by way of example, and does not deviate from the technical spirit of the present invention. Various changes and changes are possible within the scope not specified.

2: Electronic payment system
10: communication network
100: Fingerprint or / and finger vein payment service server
110: fingerprint or / and finger vein payment app
200: customer client
210: fingerprint or / and finger vein recognizer
300: Credit card company server
400: merchant client
410: fingerprint or / and finger vein recognizer
1000: fingerprint reader
1200: integrated shooting authentication device
1201: object accommodating unit
1201a: Scan panel upper case
1201b: Scan panel lower case
1220, 1230, 1231: image sensor
1240, 1241: infrared light source
1242; visible light source
1250: scan panel
1250a: fingerprint finger contact
1250b: finger vein finger non-contact part
1260a: Infrared side transmitter
1260: Infrared side transmitter case
2000 : Finger vein recognition device

Claims (14)

In the processing method of the financial transaction relay system:
accessing a personal financial transaction relay server of the financial transaction relay system through a communication network from a customer terminal of the financial transaction relay system;
Obtaining fingerprint information through the fingerprint reader of the customer terminal, transmitting the fingerprint information to the personal financial transaction relay server through the communication network, and registering the fingerprint information in the database in response to the customer terminal in the personal financial transaction relay server step;
processing, by the personal financial transaction relay server, receiving only fingerprint information from the customer terminal and processing fingerprint authentication, when the customer terminal processes an authentication procedure to perform one of an online bank transaction and an e-commerce transaction;
If the transmitted fingerprint information matches the fingerprint information registered in the personal financial transaction relay server, accessing the online banking system or the e-commerce system without authentication through the personal financial transaction relay server and relaying the financial transaction. In the processing method of the transaction relay system,
The customer terminal is a smart phone and an integrated terminal, and a fingerprint or/and finger vein authentication processing unit is formed on one side of the smart phone or the integrated terminal, and the fingerprint or/and finger vein authentication processing unit has a contact fingerprint scanning module (2310 ) 4310 and the optical finger vein authentication device units 2100 and 4100 are respectively formed to authenticate the fingerprint or finger vein information and then selectively authenticate with a time difference. The fingerprint or/and finger vein authentication processing unit consists of an integrated module (U1), a fingerprint module (U2), a finger vein module (U3) and a conversion module (U4), and the fingerprint module (U2) scans a fingerprint from an image sensor and compares it with a pre-stored image. If there is a person with the same fingerprint image, the registered authentication code of that person is output through 232 serial communication. Compared with the Mac image, if there is a person with the same image, the registered authentication code of the person is output through 485 serial communication, and the conversion module (U4) receives the 485 serial communication output from the finger vein module, and the fingerprint module 232 serial communication as in (U2) is converted and output, and the integrated module (U1) receives the fingerprint authentication code output from the fingerprint module (U2) and the finger vein authentication code output from the finger vein module (U3). Either the fingerprint or the finger vein authentication code can be output via USB, or the fingerprint authentication code output from the fingerprint module (U2) and the finger vein authentication code output from the finger vein module (U3). is received from the integrated module (U1) and when the fingerprint and finger vein authentication code match each other, the corresponding authentication code can be output through USB. Transaction relay system processing method
delete delete delete The method of claim 1, wherein the personal financial transaction relay server authenticates using the phone number of the customer terminal stored in the database, or the personal financial transaction relay server stores the password for the bank account number of the customer terminal in the database. Registering and registering as a member of the personal financial transaction relay server by matching either a phone number or an account password with the fingerprint information of the customer terminal Having a multiple safety lock function using biometric information Processing method of financial transaction relay system for anti-hacking
According to claim 1,
The step of processing the fingerprint authentication may include: transmitting, by the customer terminal, personal information as a DTMF signal to the called party's side exchange of the personal financial relay transaction server; returning a predetermined authentication number from the called party's side exchange of the personal financial relay transaction server; When the fingerprint is touched, the ridges and grooves of the fingerprint are separated, and the conversion device converts the array of the DTMF signals according to a conversion logic based on a predetermined authentication number that returns the fingerprint information based on binary data output as a digital electrical signal. and transmitting to the receiving device; restoring the converted DTMF signals into an array of DTMF signals sent by a user according to a conversion logic based on an authentication number used for the conversion of the converted DTMF signals; Performing, but if the transmitted fingerprint information matches the fingerprint information registered in the personal financial transaction relay server, accessing the online banking system or the e-commerce system without authentication through the personal financial transaction relay server and relaying the financial transaction Processing method of anti-hacking financial transaction relay system having multiple safety lock functions using biometric information including
delete The method of claim 1, wherein the GND line 1 of the fingerprint module (U2) is a (-) voltage circuit, the RX line 2 is a serial data receiving port, the TX line 3 is a serial data transmission port, and the VCC line 4 The line is the (+) voltage reference of the power supply circuit, and they scan the fingerprint from the image sensor and compare it with a pre-stored image. If there is a person with the same fingerprint image, the person's registered authentication code is output through 232 communication. Processing method of anti-hacking financial transaction relay system having multiple safety lock functions using biometric information
According to claim 1, GND line 1 of the finger vein module (U3) is a (-) voltage standard, line A 2 is a serial communication standard RS485 communication port A, and line B 3 is a serial communication standard RS485 Communication B port, VCC line 4 is the (+) voltage standard of the power supply circuit, GND line 1 on the left side of the conversion module (U4) is the (-) voltage standard, and line A 2 is the serial communication standard RS485 Communication port A, line B 3 is serial communication standard RS485 communication port B, VCC line 4 is based on (+) voltage, DI 5 on the right side of the conversion module (U4) linked with the finger vein module (U3) Line 1 is a serial 232 communication receiving port, line 6 of RE is a 485 communication control port, line 7 of DE is a 485 communication control port, and line 8 of RO is a serial 232 communication transmission port. Processing method of anti-hacking financial transaction relay system equipped with multiple safety lock functions using
The method of claim 1, wherein D1/TX line 1 of the integrated module (U1) is a serial 232 communication transmit port, D0/RX line 2 is a serial 232 communication receive port, and GND line 4 is a (-) voltage , D2 No. 5 line is the fingerprint module (U2) serial 232 communication transmission line, D3 No. 6 line is the fingerprint module (U2) serial 232 communication reception line, and D8 No. 11 line is the 485-232 communication conversion module ( As a serial 232 communication transmission port of U4), it functions to control the vein module (U3), D9 line 12 is the 485 communication control port of the 485-232 communication conversion module (U4), and D10 line 13 is 485 485 communication control port of -232 communication conversion module (U4), D11 No. 14 line is the serial 232 communication receiving port of 485-232 communication conversion module (U4), 5V No. 27 line is (+) voltage 5V output PIN , GND line 29 is based on (-) voltage, and VIN line 30 is based on (+) voltage. Biometric information characterized in that the conversion module (U4) converts the finger vein authentication code into 232 communication, receives it in the integration module (U1), and outputs the corresponding authentication code through USB when the fingerprint and the finger vein authentication code match each other. Processing method of anti-hacking financial transaction relay system equipped with multiple safety lock functions using
The method of claim 1, wherein the function name of the algorithm for the fingerprint authentication code and the finger vein authentication code is received as fingerprintcode and fingerveincode, which are arguments of getfingerauthorization, respectively, so that both argument values are valid and the two registered customer identification numbers match. Processing method of an anti-hacking financial transaction relay system having multiple safety lock functions using biometric information, characterized in that the code of the person is output from the integrated module that authenticates the fingerprint and finger vein at the same time
The method of claim 1, wherein the fingerprint or/and finger vein authentication processing unit is installed in the mouse (M), and a fingerprint recognizer (1000) is formed at a lower left corner of the mouse (M) to capture a fingerprint or/and finger vein. Alternatively, a method of processing an anti-hacking financial transaction relay system having a multiple safety lock function using biometric information, characterized in that it is formed of a fingerprint recognizer (1001a) and a finger vein authentication device (2000a) on top of the mouse (M).
In the processing method of the financial transaction relay system:
accessing a personal financial transaction relay server of the financial transaction relay system through a communication network from a customer terminal of the financial transaction relay system;
Fingerprint or/and finger vein information is acquired through the fingerprint or/and finger vein recognizer of the customer terminal, and the fingerprint or/and finger vein information is transmitted to the personal financial transaction relay server through the communication network to relay the personal financial transaction. registering fingerprints and/or finger vein information in a database corresponding to the customer terminal in a server;
When the customer terminal processes an authentication procedure to perform any one of an online bank transaction and an e-commerce transaction, the personal financial transaction relay server receives only the fingerprint or/and finger vein information from the customer terminal and obtains the fingerprint or/and designated information. processing Mac authentication;
If the transmitted fingerprint or / and finger vein information matches the fingerprint or / and finger vein information registered in the personal financial transaction relay server, access to the online banking system or e-commerce system without authentication through the personal financial transaction relay server In the processing method of a financial transaction relay system comprising the step of relaying a financial transaction,
The integrated module (U1) for simultaneously authenticating a fingerprint and a finger vein is composed of a fingerprint module (U2), a finger vein module (U3), and a conversion module (U4). The fingerprint module (U2) is a fingerprint in an image sensor. is scanned and compared with a pre-stored image, and if there is a person with the same fingerprint image, the registered authentication code of the person is output through 232 serial communication. , scans a finger vein and compares it with a pre-stored finger vein image, and if there is a person with the same image, outputs the person's registered authentication code through 485 serial communication. 485 serial communication is received, converted into 232 serial communication like the fingerprint module (U2) and outputted, and the fingerprint authentication code output from the fingerprint module (U2) and the finger vein authentication code output from the finger vein module (U3) are output. is received by the integration module (U1) and either a fingerprint or a finger vein authentication code can be output through USB, or the fingerprint authentication code output from the fingerprint module (U2) and the finger vein module ( The integration module (U1) receives the finger vein authentication code output from U3) and outputs the corresponding authentication code via USB when the fingerprint and the finger vein authentication code match each other. Method of processing an anti-hacking financial transaction relay system having a multi-safety lock function using biometric information, characterized in that the furrow is divided into binary data output as a digital electrical signal
In the processing method of the financial transaction relay system:
accessing a personal financial transaction relay server of the financial transaction relay system through a communication network from a customer terminal of the financial transaction relay system;
Fingerprint or/and finger vein information is acquired through the fingerprint or/and finger vein recognizer of the customer terminal, and the fingerprint or/and finger vein information is transmitted to the personal financial transaction relay server through the communication network to relay the personal financial transaction. registering fingerprints and/or finger vein information in a database corresponding to the customer terminal in a server;
When the customer terminal processes an authentication procedure to perform any one of an online bank transaction and an e-commerce transaction, the personal financial transaction relay server receives only the fingerprint or/and finger vein information from the customer terminal and obtains the fingerprint or/and designated information. processing Mac authentication;
If the transmitted fingerprint or / and finger vein information matches the fingerprint or / and finger vein information registered in the personal financial transaction relay server, access to the online banking system or e-commerce system without authentication through the personal financial transaction relay server In the processing method of a financial transaction relay system comprising the step of relaying a financial transaction,
The integrated module (U1) for simultaneously authenticating a fingerprint and a finger vein is composed of a fingerprint module (U2), a finger vein module (U3), and a conversion module (U4). The fingerprint module (U2) is a fingerprint in an image sensor. is scanned and compared with a pre-stored image, and if there is a person with the same fingerprint image, the registered authentication code of the person is output through 232 serial communication. , scans a finger vein and compares it with a pre-stored finger vein image, and if there is a person with the same image, outputs the person's registered authentication code through 485 serial communication. 485 serial communication is received, converted into 232 serial communication like the fingerprint module (U2) and outputted, and the fingerprint authentication code output from the fingerprint module (U2) and the finger vein authentication code output from the finger vein module (U3) are output. is received by the integration module (U1), and when the fingerprint and the finger vein authentication code match each other, the corresponding authentication code is output via USB, and the finger vein information is obtained through a pre-processing unit that visualizes a capillary image. For preventing hacking with multiple safety lock functions using biometric information, characterized in that the image screen is divided into matrix blocks of the blood vessel image, and binary data output as digital electrical signals for each block according to the presence or absence of the divided capillary image Processing method of financial transaction relay system

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