KR20180077617A - Vending machine equipped with fintech payment function and control method thereof - Google Patents

Abstract

The present invention relates to a vending machine with a fintech payment function and a control method thereof, which allow a fintech payment to be made in a vending machine, thereby increasing payment convenience for a user. The vending machine with a fintech payment function comprises: a payment means selection unit for selecting a payment means; a fintech payment unit for performing a fintech payment in cooperation with a user terminal; a control unit for controlling a progress of the fintech payment in cooperation with a remote financial server if the payment means selected by the payment means selection unit is a fintech payment mode and controlling sales of a product when a payment has been normally performed; and a communication unit for transceiving fintech payment information through communication with the financial server according to the control of the control unit.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001] The present invention relates to a vending machine equipped with a pin-

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a vending machine having a fintech settlement function and a control method thereof. More particularly, the present invention relates to a vending machine having a fintech settlement function and, more particularly, The present invention relates to a vending machine equipped with a pin-tec settlement function and a control method thereof.

In general, a vending machine is an unmanned sales system in which a variety of commodities such as coffee, tobacco, confectionery, and books are stored therein, a user inputs a commodity corresponding to the commodity to be purchased, and then selects a desired commodity And the vending machine from which the selected product is discharged to the outlet.

These typical vending machines use a cash payment method, a prepaid card, a credit card on-site payment, and the like.

The prior art for a vending machine is disclosed in the following Patent Documents 1 to 4.

The prior art disclosed in Patent Document 1 adds a data communication function to a vending machine installed at regular intervals on the roadside so as to purchase an automatic sales product through payment of an electronic money and to perform online shopping in real time.

Also, according to the conventional art disclosed in Patent Document 2, it is possible to prevent the shelf from being pulled into the showcase and to prevent the basket from colliding with the shelf in advance by detecting the protrusion of the shelf, This makes it easier for the display unit to stand up from the shelf and to facilitate the elevation of the basket. As the basket is lifted and lowered, the viewer can feel the fun and create an additional revenue source.

The prior art disclosed in Patent Document 3 includes a shelf recognition unit for recognizing whether a shelf is mounted; A column detector for detecting the presence or absence of a column mounted on the shelf; A column type detection unit for detecting the type of the column; And a control unit for generating product control information based on the shelf, column and column type information detected through the shelf recognition unit, the column detection unit and the column type detection unit, and storing the product control information in a memory.

With this configuration, when the power is turned on, the kind of the shelf, the product column, and the product column can be automatically recognized, thereby facilitating the recognition of the product information.

The prior art disclosed in Patent Document 4 includes a price setting unit for inputting a price setting function and for selecting a column to set a price and inputting price information of a selected column; A controller for controlling the price display of the column when the column selection and the price information are inputted by the price setting unit; And a price indicator for displaying a price of the sales product displayed on the column in accordance with the price display control of the controller.

With this configuration, the prices of the sales items of the respective columns of the multi-vending machine can be conveniently set and varied.

Korean Unexamined Patent Application Publication No. 2001-0000933 (published on January 21, 2001) (title of the invention: automatic sales system with built-in data communication function and automatic sales method thereof) Korean Patent Laid-Open No. 10-2010-0087846 (published on Aug. 6, 2010) (title of invention: multi-vending machine) Korean Patent Laid-Open Publication No. 10-2014-0071633 (titled as "Shelf Control Information Management Device of Multi-Vending Machine") Korean Patent Laid-Open Publication No. 10-2014-0071635 (published on June 12, 2014) (Title of the invention: Multi-vending machine pricing apparatus and method thereof)

However, although the above-mentioned conventional techniques have an advantage in that a merchandise can be conveniently sold using a vending machine, it is impossible to use a fintech settlement which is mainly used as a payment in a vending machine, It is not possible to provide it.

SUMMARY OF THE INVENTION Accordingly, the present invention has been made to solve the above-mentioned problems occurring in the prior art, and it is an object of the present invention to provide a pintech settlement function for allowing a user to make settlement convenience by allowing a vintech settlement to be made in a vending machine And a control method thereof.

According to another aspect of the present invention, there is provided a vending machine provided with a pintech payment function, comprising: a payment means selection unit for selecting a payment means; A pintech settlement unit for performing a pintech settlement in cooperation with a user terminal; If the settlement means by the settlement means selection means is a pin tec settlement method, controlling the progress of the pin tec settlement in cooperation with the remote financial server and controlling the sale of the commodity when settlement is normally performed; And a communication unit for transmitting and receiving PIN tech settlement information through communication with the financial server under the control of the control unit.

The payment means may include a prepaid card, a credit card, and a payment card.

In this case, the PINTECH settlement unit performs PINTech settlement through short-range communication with the user terminal.

According to another aspect of the present invention, there is provided a method for controlling a vending machine provided with a pintech payment function, including the steps of: (a) (b) when the amount of money is inputted after the step (a), executing sales of the commodity and settlement of the amount based on the settlement amount; (c) acquiring PIN tech settlement information through communication with the user terminal when the PIN tech settlement is selected as the settlement means after the step (a); (d) transmitting the obtained pin-tec settlement information to a remote financial server to request payment approval, and executing a selling operation of the selected commodity when payment approval is made.

In the above, the pin-tec settlement is characterized by using at least one of Samsung Pay, Kakao Pay, Apple Pay, Line Pay, Ali Pay, and Kee Pay.

According to the present invention, since a vending machine can be settled in a pin tec, there is an advantage that a variety of settlement and ease of payment can be provided to a user.

Brief Description of the Drawings Fig. 1 is a diagram showing a connection structure between a vending machine having a pintech settlement function and a peripheral system for settlement according to a preferred embodiment of the present invention;
Fig. 2 is a block diagram of an embodiment of the vending machine of Fig. 1,
3 is a flowchart illustrating a method of controlling a vending machine provided with a pin-tec payment function according to a preferred embodiment of the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS A vending machine and a control method thereof according to a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 1 is a diagram showing a connection structure between a vending machine having a pin-tec settlement function and a peripheral system for settlement according to a preferred embodiment of the present invention. The vending machine 100, the user terminal 200, and the financial server 300 ).

The financial server 300 refers to a server of an existing financial institution for finntech settlement. The user terminal 200 includes payment information for payment of PINTECH, and is a mobile device carried by a user, The present invention will be described by way of example but not limited to a smart phone.

As shown in FIG. 2, the vending machine 100 equipped with the pin-tec settlement function according to the present invention includes a display unit 101 for displaying an input amount, a payment amount, or other information, , A money mechanism 104 for processing an input amount, a control program for merchandise sales, and a storage device 107 having a control program for paying a pin tech settlement.

In addition, the vending machine 100 provided with the pintech payment function according to the present invention includes a payment means selection unit 106 for selecting a payment means, a pintech settlement unit (103). If the settlement means by the settlement means selection unit (106) is a pin-tec settlement type, control of the progress of the pin-tec settlement is interlocked with the remote financial server (300) And a communication unit 108 for transmitting and receiving PIN tech settlement information through communication with the financial server 300 under the control of the control unit 105. [

The payment unit 103 includes a prepaid card, a credit card, and a PIN tech payment unit 103. The PIN tech payment unit 103 transmits a short distance communication (for example, NFC communication, Wi-Fi and Bluetooth) to the user terminal 200 It is preferable to perform pin-tec settlement through the network.

The operation of the vending machine provided with the pin-tec settlement function according to the present invention will be described in detail as follows.

First, when a user inserts an amount into an amount input port to purchase a product using the automatic vending machine 100, the money mechanism 104 recognizes the amount of the deposit and transmits the recognized amount to the control unit 105.

The control unit 105 displays a message indicating that the product can be selected for all the goods corresponding to the deposit amount (the product selection button is lit using the light emitting diode), and when the user selects a specific product, the control unit 105 operates the product selling unit The product is sold by selling raw materials or goods.

Then, the control unit 105 checks the remaining amount of the specific commodity when it is completed, and lights up the commodity selection button corresponding to the amount of money when the remaining amount is equal to or more than the amount that the remaining commodity can be purchased. If the remaining amount is insufficient, It does.

When the merchandise is selected, the sales amount of the selected merchandise is displayed. When the money is then inputted, the money mechanism 104 recognizes the deposit amount and transmits the recognized amount to the control unit 105.

The control unit 105 operates the merchandise sales unit to sell the merchandise corresponding to the merchandise if the deposit amount is equal to or greater than the sales amount of the selected merchandise.

Then, the control unit 105 checks the balance when the sale of the specific commodity is completed, and lights the commodity selection button corresponding to the amount when the remaining amount is equal to or more than the amount that the remaining commodity can be purchased, and returns the balance when the balance is insufficient .

This method of selling goods is the same as the method of selling goods in a general vending machine.

In the meantime, the present invention provides a pin-tec settlement function in a vending machine having the above-described functions so that a pin-tec settlement can be made.

For example, a user who wishes to settle a PINTECH selects a product through the merchandise selection unit 102 and selects a payment means through the payment means selection unit 106. [ Here, the payment means selection unit 106 may be a button for selecting the payment means. Payment methods include prepaid cards, credit cards, and pin tec settlements. If a prepaid card or a credit card is selected as the payment means, it is the same as the existing payment method, so a detailed description thereof will be omitted.

On the other hand, if the user selects the payment method of payment, the payment processing section 103 proceeds with the payment processing in cooperation with the user terminal.

Here, fintech refers to a service that combines finance and technology, or a company that conducts such services.

As a method of settlement of PINTECH, it is possible to use Samsung Phay, Kakao Pay, Apple Pay, Line Pay, Ali Pay, KeePay, and the like.

In order to settle the PINTECH, the PINTECH settlement unit 103 connects with the user terminal 200 through short-distance wireless communication, and the user performs a PINTECH settlement application through the user terminal 200, . If the payment type is Samsung Pay, click the Samsung Pay icon to perform the user authentication process for security. Here, the user authentication process can use various authentication methods such as fingerprint recognition, pupil recognition, and password recognition. Then, when the user authentication is normally performed, the user terminal 103 transmits the payment information to the pin tec payment unit 103.

The PIN tic settlement unit 103 transmits the pin tec settlement information to the control unit 105 and the control unit 105 connects with the financial server 300 in connection with the communication unit 108 to perform user authentication and settlement do. Here, the PINTECH settlement method is performed through the same procedure as a general PINTEK settlement method, so a detailed description thereof will be omitted.

If the settlement of PINTECH is normally performed, the control unit 105 transmits data indicating that settlement has been normally performed to the user terminal 200 through the PINTEK settlement unit 103, operates the commodity sales unit, and discharges the commodity selected by the user .

Through this process, the vending machine will sell the product through payment of pin tec.

FIG. 3 is a flowchart illustrating a method of controlling an automatic vending machine provided with a pin-tec settlement function according to the present invention, in which (a) a step S11 to S13 of guiding an amount of a commodity when a commodity is selected in a commodity- (b) a step S14 to S16 of performing merchandise sales and amount settlement based on the settlement amount when the amount is inputted after the step (a); (c) if the pintech settlement is selected as the settlement means after the step (a) (S17 to S20) of acquiring PIN tech settlement information through communication with the user terminal 200, (d) transmitting the acquired PIN tech settlement information to a remote financial server 300 to request payment approval, (S21 to S22, S15) of executing a sales operation of the selected product when the payment approval is made; (e) if payment approval is not made after the payment approval request is made, notifying of payment cancellation and ending the sale of goods (S23).

A method of controlling a vending machine provided with a pintech payment function according to the present invention will be described in detail as follows.

First, when the user selects a product for purchasing the product using the automatic vending machine 100 in step S12, as shown in step S11, the amount of money corresponding to the product selected in step S13 is displayed on the display unit 101 .

Then, in step S14, when the user inserts the money into the money input port, the money mechanism 104 recognizes the money deposited and transfers the money to the control unit 105. [

If the deposit amount becomes equal to or greater than the amount of the merchandise item in step S15, the control unit 105 moves to step S15 and operates the merchandise seller unit to sell the merchandise. Then, if there is a balance in step S16, the amount settlement operation is performed.

Here, the commodity sales operation is performed by first inputting the amount, indicating that the commodity can be selected for all the commodities corresponding to the input amount (lighting the commodity selection button using the light emitting diode), and then, when the user selects a specific commodity, It is also possible to operate the product to sell the appropriate product.

This is a problem that depends on how the vending machine processes are set for each vending machine company, so that even if the order is changed, the sales of the products are the same.

On the other hand, if the user does not input the amount within a predetermined time after selecting the commodity, the flow goes to step S17 to confirm whether the user selects the settlement means. Here, the user can perform settlement by various preset payment methods other than cash settlement. If payment is to be made by a method other than cash settlement, a desired payment means is selected by operating a button for selecting a payment means. Various preset payment methods include a prepaid card, a credit card, a PINTECH payment, and the like.

For example, a user who wishes to settle a PINTECH selects a product through the merchandise selection unit 102 and selects a payment means through the payment means selection unit 106. [ If a prepaid card or a credit card is selected as the payment means, it is the same as the existing payment method, so a detailed description thereof will be omitted.

On the other hand, in step S18, if the user selects PinTech settlement as the settlement means, the process goes to step S19 and the PinTech settlement unit 103 proceeds with the PINTech settlement in cooperation with the user terminal.

Here, fintech refers to a service that combines finance and technology, or a company that conducts such services.

As a method of settlement of PINTECH, it is possible to use Samsung Phay, Kakao Pay, Apple Pay, Line Pay, Ali Pay, KeePay, and the like.

In order to settle the PINTECH, the PINTECH settlement unit 103 connects with the user terminal 200 via short-range wireless communication in step S19, and the user performs the PINTECH settlement application through the user terminal 200, Choose the type of payment. If the payment type is Samsung Pay, click the Samsung Pay icon to perform the user authentication process for security. Here, the user authentication process can use various authentication methods such as fingerprint recognition, pupil recognition, and password recognition. Then, when the user authentication is normally performed, the user terminal 103 transmits the payment information to the pin tec payment unit 103.

The PIN tic settlement unit 103 transfers the pin tec settlement information acquired in step S20 to the control unit 105 and the control unit 105 controls the connection with the financial server 300 in connection with the communication unit 108 in step S21 And proceeds with user authentication and settlement. Here, the PINTECH settlement method is performed through the same procedure as a general PINTEK settlement method, so a detailed description thereof will be omitted.

In step S22, if the settlement of PINTECH is normally performed, the control unit 105 transmits data indicating that settlement has been normally made to the user terminal 200 through the PINTEK settlement unit 103, operates the merchandise sales unit, Respectively.

On the other hand, if it is determined in step S22 that the settlement of payment is not made, the process proceeds to step S23 to notify the settlement impossible information and ends the merchandise sale.

Through this process, the vending machine sells the goods through the payment of the pin tec, thereby providing various payment methods to the user, thereby enhancing the settlement convenience of the user.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, It is obvious to those who have.

The present invention is effectively applied to a technique for facilitating the use of a vending machine by postpaying a vending machine.

100: Vending machine
101:
102:
103: Pin Tech Payment Division
104: Money Mechanism
105:
106:
107: Storage device
108:
200: User terminal
300: financial server

Claims (6)

A vending machine equipped with a pin-tec settlement function,
A payment means selection unit for selecting a payment means;
A pintech settlement unit for performing a pintech settlement in cooperation with a user terminal;
If the settlement means by the settlement means selection means is a pin tec settlement method, controlling the progress of the pin tec settlement in cooperation with the remote financial server and controlling the sale of the commodity when settlement is normally performed; And
And a communication unit for transmitting and receiving pin tech payment information through communication with the financial server under the control of the control unit.
The vending machine according to claim 1, wherein the payment means includes a prepaid card, a credit card, and a payment card payment method.
The vending machine according to claim 1, wherein the pintech settlement unit performs pintech settlement through short-range communication with the user terminal.
The vending machine according to claim 1, wherein at least one of Samsung Pay, Kakao Pay, Apple Pay, Line Pay, Ali Pay, and K Pay is used as the payment method.
A method for controlling a vending machine equipped with a pin-tec settlement function,
(a) guiding an amount of a commodity when a commodity is selected in a commodity sales waiting state;
(b) when the amount of money is input after the step (a), executing sales of the commodity and settlement of the amount based on the settlement amount;
(c) acquiring PIN tech settlement information through communication with the user terminal when the PIN tech settlement is selected as the settlement means after the step (a); And
(d) transmitting the obtained pin-tec settlement information to a remote financial server to request payment approval, and if the payment approval is made, executing a selling operation of the selected product. A method of controlling a vending machine provided with the method.
[7] The method of claim 5, wherein the payment method uses at least one of Samsung Pay, Kakao Pay, Apple Pay, Line Pay, Ali Pay, and Kee Pay.

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