KR20170047701A - FinTech payment apparatus of the vending machine and control method - Google Patents

FinTech payment apparatus of the vending machine and control method Download PDF

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Publication number
KR20170047701A
KR20170047701A KR1020150148105A KR20150148105A KR20170047701A KR 20170047701 A KR20170047701 A KR 20170047701A KR 1020150148105 A KR1020150148105 A KR 1020150148105A KR 20150148105 A KR20150148105 A KR 20150148105A KR 20170047701 A KR20170047701 A KR 20170047701A
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South Korea
Prior art keywords
payment
settlement
information
customer
pin
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KR1020150148105A
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Korean (ko)
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조성철
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롯데알미늄 주식회사
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Priority to KR1020150148105A priority Critical patent/KR20170047701A/en
Publication of KR20170047701A publication Critical patent/KR20170047701A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The present invention relates to a pin-tec payment apparatus and a control method for a vending machine in which a customer purchasing a product can securely and conveniently make a payment using a pin-tec settlement method using a customer terminal carried by the customer, A communication module for receiving payment information transmitted from a customer terminal through communication; A control unit for controlling settlement based on the settlement information received through the communication module; And transmitting the payment information of the customer to a remote electronic financial transaction system in cooperation with the control unit to request authentication and settlement and to perform payment processing based on the authentication and payment approval result information transmitted from the electronic financial transaction system By implementing the pin-tec payment device of the vending machine including the pin-tec settlement section, the customer makes settlement by pin-tec settlement method through the communication with the multi-vending machine safely and conveniently by using the customer terminal.

Description

TECHNICAL FIELD [0001] The present invention relates to a vending machine and a control method thereof,

The present invention relates to a payment method of a vending machine. More particularly, the present invention relates to a payment method of a vending machine that allows a customer who purchases a product to safely and conveniently make payment using a pin- And a control method thereof.

In general, a vending machine is an unmanned sales system in which a variety of commodities such as coffee, tobacco, confectionery, and books are stored therein, a user inputs a commodity corresponding to the commodity to be purchased, and then selects a desired commodity And the vending machine from which the selected product is discharged to the outlet.

A typical vending machine is divided into a vending machine which sells only a small number of goods (for example, coffee) and a multi-vending machine which sells a plurality of goods from one vending machine to an unattended sales method.

These general vending machines and multi-vending machines will pay for the sales amount of merchandise by using cash, such as coins or banknotes, or an optional prepaid / debit card.

The prior art for a vending machine is disclosed in the following Patent Documents 1 to 3.

The prior art disclosed in Patent Document 1 can prevent the shelf from being brought into the display space of the article by detecting the protrusion of the shelf so that the basket and the shelf collide with each other to prevent a failure, It is possible to prevent the article from falling off the shelf and to easily perform the basket without raising and lowering the height of the basket.

The conventional art disclosed in Patent Document 2 includes a shelf recognition unit for recognizing whether a shelf is mounted; A column detector for detecting the presence or absence of a column mounted on the shelf; A column type detection unit for detecting the type of the column; And a control unit for generating product control information based on the shelf, column and column type information detected through the shelf recognition unit, the column detection unit and the column type detection unit, and storing the product control information in a memory.

With this configuration, when the power is turned on, the kind of the shelf, the product column, and the product column can be automatically recognized, thereby facilitating the recognition of the product information.

The prior art disclosed in Patent Document 3 includes a pricing unit for inputting a pricing function and selecting a column to set a price and inputting pricing information of a selected column; A controller for controlling the price display of the column when the column selection and the price information are inputted by the price setting unit; And a price indicator for displaying a price of the sales product displayed on the column in accordance with the price display control of the controller.

With this configuration, the prices of the sales items of the respective columns of the multi-vending machine can be conveniently set and varied.

Korean Patent Laid-Open No. 10-2010-0087846 (published on Aug. 6, 2010) (title of invention: multi-vending machine) Korean Patent Laid-Open Publication No. 10-2014-0071633 (titled as "Shelf Control Information Management Device of Multi-Vending Machine") Korean Patent Laid-Open Publication No. 10-2014-0071635 (published on June 12, 2014) (Title of the invention: Multi-vending machine pricing apparatus and method thereof)

However, as is well known, the above-described related arts are capable of paying for goods purchased by customers using only cash, a prepaid card or a debit card such as a coin or banknote, There is a drawback that payment is impossible.

SUMMARY OF THE INVENTION Accordingly, the present invention has been made to solve the above-mentioned problems occurring in the prior art, and it is an object of the present invention to provide a method and system for providing a safe and convenient payment using a pin- The present invention provides a pin-tec settlement apparatus for a vending machine and a control method thereof.

In order to accomplish the above object, the present invention provides a pin-tec payment apparatus for a vending machine, comprising: a communication module for receiving payment information transmitted from a customer terminal through communication with a customer terminal during settlement; A control unit for controlling settlement based on the settlement information received through the communication module; And transmits the payment information of the customer to the remote electronic financial transaction system in cooperation with the control unit to request authentication and settlement and to perform the pin tec settlement based on the authentication and payment approval result information transmitted from the electronic financial transaction system And a pin tec payment unit.

In the above, the pin-tic settlement unit may include a payment information receiving module for receiving the payment information transmitted from the customer terminal through the communication module; A payment information transmission module for transmitting the payment information received by the payment information receiving module to the electronic financial transaction system; An approval result confirmation module for confirming approval result information transmitted from the electronic financial transaction system; And an approval result output module for outputting the approval result information transmitted from the approval result confirmation module to the display unit.

The payment information includes the customer authentication information and the card information.

In the above, the PINTECH settlement unit makes a settlement using at least one payment method of Samsung Pay, Apple Pay, Kakao Pay, Google Pay, and Android Pay.

The communication module transmits and receives data to and from the customer terminal through a short distance communication method.

The control unit confirms a payment approval result from the electronic financial transaction system and transmits payment approval result information to the customer terminal.

In order to achieve the above object, the present invention provides a method for payment of a vending machine of a vending machine, comprising the steps of: (a) switching to a merchandise sales standby state when power is turned on; (b) receiving the payment information transmitted from the customer terminal when the payment method is requested from the customer terminal after the payment request; (c) transmitting the received payment information to the electronic financial transaction system and requesting approval of the payment information using the pin-tec settlement method; (d) performing settlement if the approval result information transmitted from the electronic financial transaction system is normal approval, and transmitting the settlement result information to the customer terminal; (e) selling the product by projecting the product selected by the customer.

The payment information includes the customer authentication information and the card information.

In the above, a payment method of at least one of Samsung Pay, Apple Pay, Kakao Pay, Google Pay, and Android Pay is used.

According to the present invention, there is an advantage that a customer who purchases a product from a vending machine can securely and conveniently perform settlement using a pin-tec settlement method using a customer terminal carried by the customer.

1 is a perspective view of a multi-vending machine to which the present invention is applied,
FIG. 2 is a block diagram of a pin-tec payment apparatus of a vending machine according to the present invention;
FIG. 3 is a block diagram of an embodiment of the pin-tic settlement unit of FIG. 2,
4 is a flowchart illustrating a method for controlling payment of a vending machine according to an embodiment of the present invention.

BEST MODE FOR CARRYING OUT THE INVENTION Hereinafter, a pin-tic payment apparatus and a control method thereof according to a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 is a perspective view of a multi-vending machine 100 to which a pin-tec payment apparatus and a payment method according to a preferred embodiment of the present invention are applied.

The multi-function automatic vending machine 100 according to the present invention includes a main body 101 and a main body 101. The multi-function vending machine 100 includes a main body 101 and a product display unit 102 are provided.

An input unit 104 for selecting a product to be purchased by the user is installed at a predetermined position of the main body 101. The input unit 104 may be implemented as a keypad or a touch panel. A display unit 105 for displaying price information or other information of the purchased product is also provided at a predetermined position of the main body 101. [

FIG. 2 is a block diagram of a PIN-TEK settlement apparatus of a vending machine according to the present invention. The communication module 110, the money mechanism 130, the control unit 140, the PIN-TEK settlement unit 150, ).

In FIG. 2, reference numeral 200 denotes a customer terminal used by a customer to purchase a product from the multi-vending machine 100 and make settlement in a pin-tec system. Reference numeral 300 denotes a customer who is authorized The electronic financial transaction system 300 accepts the electronic financial transaction system 300. [

The communication module 110 receives the payment information transmitted from the customer terminal 200 through communication. It is preferable that the communication module 110 performs communication with a customer terminal by a local communication method (Bluetooth, Wi-Fi, NFC communication, etc.).

The money mechanism 130 serves to discriminate the inputted banknote or coin and to return the balance remaining after the sale amount is settled.

The control unit 140 controls payment based on the payment information received through the communication module 110. The control unit 140 may be implemented as a control unit such as a central processing unit, a microcomputer, a microprocessor, and a controller.

The display unit 105 displays the settlement information, displays the selected commodity price, and the product dispatcher 160 plays the role of delivering the commodity after the settlement of the commodity is completed.

The PIN tic settlement unit 150 transmits the payment information of the customer to the remote electronic transaction system 300 in cooperation with the control unit 140 to request the customer authentication and payment, And performs payment processing on the basis of the authentication and settlement approval result information transmitted from the terminal.

As shown in FIG. 3, the PIN-TEK settlement unit 150 includes a payment information receiving module 151 for receiving payment information transmitted from the customer terminal 200 through the communication module 110; A payment information transmission module 152 for transmitting the payment information received by the payment information reception module 151 to the electronic financial transaction system 300; An approval result confirmation module 153 for confirming approval result information transmitted from the electronic financial transaction system 300; And an approval result output module 154 for outputting approval result information transmitted from the approval result confirmation module 153 to the display unit 105. [

Preferably, the payment information includes the customer authentication information and the card information. The payment processing unit 150 uses at least one payment method of Samsung Pay, Apple Pay, Kakao Pay, Google Pay, and Android Pay It is preferable to make payment.

The operation of the pin-tec settlement apparatus of the automatic vending machine according to the present invention will be described in detail as follows.

First, a customer who wants to purchase a product from the multi-vending machine 100 selects a product to be purchased through the input unit 104, similar to a normal product purchase method. When a purchase request for product sale occurs, the control unit 140 displays the sale price of the purchased product through the display unit 105.

Then, the control unit 140 waits for the payment means of the goods requested for sale. The payment means is roughly divided into a cash settlement method in which ordinary banknotes or coins are inputted and paid, a card settlement method in which a prepaid card or a deferred card is used, and a pintech settlement method in which a pin tech is used. A cash settlement method using a banknote or a coin, and a card settlement method using a prepaid card or deferred card are performed in the same manner as in the prior art, so a detailed description thereof will be omitted.

When the customer wishes to make payment using the pin-tec settlement method, the customer transmits the payment information to the multi-vending machine 100 using the customer terminal (e.g., smartphone) 200 owned by the customer. The payment information includes authentication information for authenticating a customer and card information for payment. Here, the customer terminal 200 accesses the communication module 110 by using the short-range wireless communication (Wi-Fi, Bluetooth, NFC, etc.) Then, when the multi-vending machine 100 is normally connected, the payment information stored in the internal payment means is fetched and transmitted to the multi-vending machine 100.

Here, "fintech" refers to a service that combines "finance" and "technology" as the name implies, or a company that conducts such services. The technology mentioned here is information technology (IT). Two different fields are intertwined and two different views emerge. It is the first interpretation that IT is helping finance business centered on finance. The existing banking system mainly looks at the PinTech craze from this point of view. The financial industry adopts the new IT-side technology to achieve micro-innovation. Originally, the financial industry was the IT industry, followed by IT technology. Internet banking and mobile banking have been used before the name PinTech. The bank processes most of the transactions electronically. Transferring money to a cash transit vehicle is only a fraction of the total money the bank handles.

The communication module 110 of the multi-vending machine 100 transmits the payment information received via the short distance communication with the customer terminal 200 to the control unit 140 and the control unit 140 transmits the payment information to the pin- . The pin-tic settlement unit 150 pays a sales amount using any one of payment methods such as a pay-tec settlement method, such as casual pay, cacao pay, Google pay, apple pay, and Android Pay.

For example, the payment information receiving module 151 of the pin tech settlement unit 150 receives the payment information transmitted from the customer terminal 200 through the control unit 140, and the payment information transmission module 152 transmits the payment information And transmits the information to the electronic financial transaction system 300 through the communication module 110. The electronic financial transaction system 300 searches the authentication information among the received payment information, performs the customer authentication, and performs the card authentication in connection with the card company based on the card information. Then, the authentication result information is transmitted to the multi-vending machine 10). Here, it is assumed that the multi-vending machine 100 and the electronic financial distance system 300 are communicatively connected through a network (for example, the Internet).

The approval result confirmation module 153 of the pin tech settlement unit 150 analyzes the approval result information transmitted from the electronic financial transaction system 300 and confirms whether or not the normal approval approval is impossible. And transmits the confirmation result information to the approval result output module 154. The approval result output module 154 displays the approval result information transmitted from the approval result confirmation module 153 on the display unit 105. [ If the approval result information is unapproachable information, it is preferable to display the unapproachable information on the display unit 105. [ As a result, the customer can easily confirm the disapproval content with the display unit 105. Otherwise, if the approval information is normal, the approval result output module 154 displays a message of approval completion through the display unit 105. At this time, under the control of the control unit 140, approval completion information indicating that the approval is normally completed is transmitted to the customer terminal 200 through the communication module 110. [ Accordingly, the customer can confirm the normal approval result using the customer terminal 200.

When the settlement information is normally approved as described above, the product dispatcher 160 releases the product selected by the customer under the control of the controller 140 and ends the product sale.

As described above, according to the present invention, goods settlement is performed in a multi-vending machine using a pin-tec settlement method that is certified with safety and convenience, thereby providing convenience and safety to customers.

FIG. 4 is a flowchart illustrating a payment method of a vending machine of a vending machine according to the present invention, wherein S represents a step.

The method for payment of a vending machine of a vending machine according to the present invention comprises the steps of: (a) switching to a merchandise sales standby state when power is turned on and requesting settlement when a purchase request for goods is made (S101 to S105); (b) receiving payment information transmitted from the customer terminal when the payment method is requested from the customer terminal after the payment request (S107); (c) transmitting the received payment information to the electronic financial transaction system and requesting approval of the payment information using the pin-tec settlement method (S 108 to S 110); (d) if the approval result information transmitted from the electronic financial transaction system is normal approval, performing the settlement and transmitting the settlement result information to the customer terminal (S111); (e) a step S112 of selling a product by projecting the selected product by the customer.

Preferably, the payment information includes customer authentication information and card information, and the payment method of at least one of Samsung Pay, Apple Pay, Kakao Pay, Google Pay, and Android Pay is used.

A method of controlling a pin-tec payment apparatus of a vending machine according to the present invention having the above-described structure will now be described.

First, in steps S101 to S103, a customer who wishes to purchase a product from the multi-vending machine 100 selects a product to be purchased through the input unit 104, similar to a normal product purchase method. When a purchase request for product sale occurs, the control unit 140 displays the sale price of the purchased product through the display unit 105.

Then, the control unit 140 waits for the payment means of the goods requested for sale. The payment means is roughly divided into a cash settlement method in which ordinary banknotes or coins are inputted and paid, a card settlement method in which a prepaid card or a deferred card is used, and a pintech settlement method in which a pin tech is used. A cash settlement method using banknotes or coins, and a card settlement method using a prepaid card or deferred card are performed in the same manner as the conventional method (S106), and a detailed description thereof will be omitted.

In step S104, the customer transmits settlement information to the multi-vending machine 100 using the customer terminal (e.g., smartphone) 200 owned by the customer in step S104. The payment information includes authentication information for authenticating a customer and card information for payment. Here, the customer terminal 200 accesses the communication module 110 by using the short-range wireless communication (Wi-Fi, Bluetooth, NFC, etc.) Then, when the multi-vending machine 100 is normally connected, the payment information stored in the internal payment means is fetched and transmitted to the multi-vending machine 100.

In step S107, the communication module 110 of the multi-vending machine 100 transmits the payment information received via the short distance communication with the customer terminal 200 to the control unit 140, and the control unit 140 transmits the payment information to the pin- 150). The pin-tic settlement unit 150 pays a sales amount using any one of payment methods such as a pay-tec settlement method, such as casual pay, cacao pay, Google pay, apple pay, and Android Pay.

For example, in step S108, the payment information receiving module 151 of the pin tech settlement unit 150 receives the payment information transmitted from the customer terminal 200 through the control unit 140, and the payment information transmission module 152 And transmits the received payment information to the electronic financial transaction system 300 through the communication module 110. [ The electronic financial transaction system 300 searches the authentication information among the received payment information, performs the customer authentication, and performs the card authentication in connection with the card company based on the card information. Then, the authentication result information is transmitted to the multi-vending machine 10). Here, it is assumed that the multi-vending machine 100 and the electronic financial distance system 300 are communicatively connected through a network (for example, the Internet).

The approval result confirmation module 153 of the pin tech settlement unit 150 analyzes the approval result information transmitted from the electronic financial transaction system 300 in step S109 and confirms whether the approval or disapproval of the normal approval is possible. And transmits the confirmation result information to the approval result output module 154. The approval result output module 154 displays the approval result information transmitted from the approval result confirmation module 153 on the display unit 105. [ If the approval result information is unapproachable information, it is preferable to display the unapproachable information on the display unit 105 as in step S110. As a result, the customer can easily confirm the disapproval content with the display unit 105.

Otherwise, if the approval information is normal, the approval result output module 154 displays a message of approval completion through the display unit 105 in step S111. At this time, under the control of the control unit 140, approval completion information indicating that the approval is normally completed is transmitted to the customer terminal 200 through the communication module 110. [ Accordingly, the customer can confirm the normal approval result using the customer terminal 200.

If the settlement information is normally approved as described above, the product dispatcher 160 exits the product selected by the customer under the control of the controller 140 in step S112, and ends the product sale.

As described above, according to the present invention, goods settlement is performed in a multi-vending machine using a pin-tec settlement method that is certified with safety and convenience, thereby providing convenience and safety to customers.

Although the present invention has been described in detail with reference to the above embodiments, it is needless to say that the present invention is not limited to the above-described embodiments, and various modifications may be made without departing from the spirit of the present invention.

INDUSTRIAL APPLICABILITY The present invention is effectively applied to a technique for paying a sales amount of merchandise in a multi-vendor by a customer terminal and a pin-tec settlement method.

100: Multi vending machine
101: Body
102: Commodity display section
105:
110: communication module
130: Money Mechanism
140:
150: Pin Tech Payment Department
160:
200: Customer terminal
300: Electronic financial transaction system

Claims (9)

An apparatus for paying a merchandise sales amount in a vending machine in a pin tec settlement system,
A communication module for receiving payment information transmitted from a customer terminal through communication with the customer terminal upon payment;
A control unit for controlling settlement based on the settlement information received through the communication module; And
And transmits the payment information of the customer to the remote electronic financial transaction system in cooperation with the control unit to request authentication and settlement, and performs pin tec settlement based on the authentication and payment approval result information transmitted from the electronic financial transaction system And a pin tec payment unit.
[Claim 4] The system of claim 1, wherein the payment processing unit comprises: a payment information receiving module for receiving payment information transmitted from the customer terminal through the communication module; A payment information transmission module for transmitting the payment information received by the payment information receiving module to the electronic financial transaction system; An approval result confirmation module for confirming approval result information transmitted from the electronic financial transaction system; And an approval result output module for outputting the approval result information transmitted from the approval result confirmation module to the display unit.
The payment device according to claim 1 or 2, wherein the payment information includes customer authentication information and card information.
[Claim 6] The payment system of claim 1, wherein the payment processor uses at least one payment method of Samsung Pay, Apple Pay, Kakao Pay, Google Pay, and Android Pay.
The apparatus as claimed in claim 1, wherein the communication module transmits and receives data to and from the customer terminal through a local communication method.
The apparatus of claim 1, wherein the control unit confirms a payment approval result from the electronic financial transaction system and transmits payment approval result information to the customer terminal.
A method of paying a sale item using a pin-tec settlement method in a vending machine,
(a) switching to a merchandise sales standby state when power is turned on, and requesting settlement when a merchandise purchase request is generated;
(b) receiving the payment information transmitted from the customer terminal when the payment method is requested from the customer terminal after the payment request;
(c) transmitting the received payment information to the electronic financial transaction system and requesting approval of the payment information using the pin-tec settlement method;
(d) performing settlement if the approval result information transmitted from the electronic financial transaction system is normal approval, and transmitting the settlement result information to the customer terminal; And
(e) a step of delivering a product selected by the customer and selling the product.
The method according to claim 7, wherein the payment information includes customer authentication information and card information.
[7] The method of claim 7, wherein the payment method of at least one of Samsung Pay, Apple Pay, Kakao Pay, Google Pay, and Android Pay is used.
KR1020150148105A 2015-10-23 2015-10-23 FinTech payment apparatus of the vending machine and control method KR20170047701A (en)

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