KR20180006338A - Method and system for managing payment and document computing using identifiable tags and artificial intelligence - Google Patents

Abstract

The present invention relates to a method and a system for computationally managing payment settlement means using identifiable tags and artificial intelligence. More specifically, the present invention performs biometric authentication via a POS in on-off line payment of a card, biometric payment, NFC payment (wearable payment), beacon payment, IoT payment, mobile payment, electronic/virtual money payment, etc. in order to read and identify a purchaser, a seller, an affiliated store business operator and an unaffiliated business operator when payment is performed with a credit card and a cash card, and prints information, including an identified barcode number, an RFID tag, a QR code and a PIN on the credit card and sales statements or stores the information on a magnetic stripe, a magnetic field and an electronic circuit to search for and read out income of a suspicious personal business operator or a corporate business operator and to track a history, thereby recognizing an owner-operator (hereinafter high-income earner), a corporate or a personal business operator positioned in highest tax rate ranges not preregistered at related public offices, as unregistered operators to prevent illegal sale of goods or services; preventing illegal behaviors of omitting report on sales according to payment of taxation target persons by tracking the identifiable tags previously given to payment statements like bills, contracts and authentic documents through technologies like IoT, M2M, NFC, RFID, various sensors, fin-tech and beacons; and preventing payment approval in the case of performing payment by using a tag printing terminal of a bogus store without using a tag printing terminal of a corresponding normal affiliated store for the purpose of illegally omitting report on sales of the affiliated store to prevent illegal cash-back using a card, sale report omission and tax report omission.

Description

[0001] METHOD AND SYSTEM FOR MANAGEMENT OF PAYMENT METHOD USING IDENTIFIABLE TAG AND ARTIFICIAL INTELLIGENCE AND METHOD AND SYSTEM FOR MANAGING DOCUMENT COMPUTING [0002]

The present invention relates to a computerized method and system for electronic commerce in payment payment means using an identifiable tag and artificial intelligence. More specifically, when making a payment using various credit cards, check cards, app cards, various payment cards, PIN cards, web cards, and cash cards, the purchaser and seller, the merchant carrier and the unregistered carrier, It is intended to read and identify electronic forms and documents, including invoices, contracts, and documents.

The merchant applies to the license, and the operator / income earner applies the bar code, unique identification number or QR code to the IC chip, USIM or RFID chip on the carrier card. (I) payment of an IC card, (ii) identification barcode payment, (iii) payment of unique identification number, (iv) settlement of payment, In the process of QR code settlement, LoRa, IC chip settlement, NFC short-range Wi-Fi settlement, watch wearable settlement, USIM settlement, Opening of OS with digital payment, smartphone payment, USB interlocking payment (chatbot or robot payment; voice recognition, face recognition, command recognition, motion recognition, vein recognition, fingerprint recognition) Data basis, P2P payment by linking block chain and bit coin), payment and agency via PC, tablet, Internet, and EMV security token-based and FIDO authentication.

Print the identification bar code unique number, RFID tag, QR code, or PIN on the sales slip of the payment instrument or credit card, print it with a magnetic field, electronic circuit, magnetic stripe, or identify it on the back of a resident registration card, passport or driver's license You can print or print your unique bar code number or QR code to enable app payment and credit card roles.

That is, the present invention provides a payment method using an identifiable tag and artificial intelligence to prevent unauthorized sales, tax evasion, and concealment by detecting the income of a suspicious individual business operator, a franchise business operator, And to a computerized management method and system.

Also, the present invention relates to an RFID tag, a barcode, or an identification tag including a magnetic field and a magnetic stripe covering an electronic circuit, to a merchant business entity, a corporation, a worker, an income earner, To the lessee. In particular, RFID tags, identification bar codes, magnetic strips, magnetic fields, and electronic tags can be issued for each individual licensed vendor, rather than a large vendor integrated into a single site.

Identification tags can be used for a variety of documents and cards, including: For example, card documents and cash receipt slips, contracts, invoices, statements, bills, and integrated real estate electronic documents contracts, insurance, shopping, services, loans, bonds, receivables, bids, defaults, department stores, , Integrated subway, duty free shop fee or rent, property tax, gift tax, sales inheritance tax, subscription account management fee, contract, receipt or related documents. In addition, it is also possible to use a gift certificate, a passport, a resident registration card, an integrated transportation card, an air ticket, a passport, a parking lot, a subway, a bus, a traffic card, a high pass, a car tax, a delinquent bill, Can be used on cards. In addition, identification tags can be used for ticketing, admission tickets, ballot papers, election papers, electronic cards, magnetic cards, and in particular integrated payment cards with a RFID TAG, bar code, Hereinafter referred to as "MAN"), but also an identification tag can be used for the identification credit card, the prepaid card, the deferred card, the check card and the like.

The present invention seeks to identify unregistered business entities and unidentified documents, receipts, card slips and cash receipt slips. In other words, the income of a suspected corporation, a fictitious merchant, or an individual business operator is illegally omissed through reading, identifying, and performing payment, agency, and document management of technical computer management, accounting management, tax management and fee management , Omission of profit, omission of income, tax evasion, fouling, concealment, departure, illegal cardcock, or to search for a pants business.

For this purpose, it is possible to analyze the electronic settlement with big data of DBMS, and to interoperate API and OS of ERP and CRM cell of electronic documents with respect to the users of slip goods, suppliers, sellers, and administrators. In addition to AI CPU (central processing unit), GPU graphics processing unit, and quantum cryptography communication, Aerohive positioning, AP, LBS platform or mobile APP can be interworked with ATM, POS, kiosk and payment gate.

Communication technologies can use Wi-Fi signals, Bluetooth signals, LoRa signals, and beacon / wiccan signals. By integrating RF, CCTV, and USB in the terminal location, it is possible to pay for touch-screen payment, Android or iOS based short-range wireless communication settlement, NFC settlement and IC chip payment. In the 5th industrial revolution era, IoT payment is also possible.

EAST-West traffic is analyzed through mirroring and filtering of multiple load balancing and service analysis such as magnetic stripe, RFID tag with magnetic circuit and magnetic field, identification label layer and frequency, and it is possible to manage redundant traffic among internal users. have. In addition, traffic can be created as a virtual machine (VM) at the terminal of the PG (PG) to create a virtual environment.

Payment or card types include biometrics and biometrics such as fingerprinting, various app payment, and simple payment, as well as fingerprint recognition, voice recognition, face recognition, touch recognition, iris and vein recognition, and wearable watch UISM sensor settlement And various settlements such as wearable payment.

It can include functions such as distribution, bookkeeping, data trekking, deployment upgrades, initials, cache distribution, refolding, and backing up documents containing TAGs of document carriers. You can also use public clouds, hybrid clouds, and multi-clouds.

That is, the present invention relates to a system and method for collecting, storing, processing, analyzing, commanding, developing, and processing data on a company's income details, sales slips, card slips and cash receipt slips, documents, contracts, bills, invoices, payment slips, Artificial intelligence that combines identification function with billing function that can process computation, document processing and accounting by using identification function such as command, code, code, memory, access, embedded mobile, AI chatbot, It is a system using intelligence.

As electronic payment infrastructure has been expanded, credit payment, application payment, web service, and PIN techpay payment based on credit card, check card, and debit card (hereinafter "credit card") card settlement became common. The credit payment service is a method in which a user purchases goods or services from a merchant through credit card payment and then pays the use fee of the goods or services to a credit card company on the settlement day and the merchant pays the sales price of the goods or services from a credit card company or the like The payment method using the electronic payment infrastructure to receive.

The conventional payment method using a credit card is as follows. First, the purchaser purchases the product from the seller offline, and presents the credit card issued by the credit card company to the seller for payment of the purchase price. The seller who has entered into a contract with the credit card company makes a transaction approval request to the credit card company through the value-added communication network (VAN) by means of the credit card code identification payment terminal installed at the seller's business store.

At this time, the credit card code settlement terminal installed in the merchant's business store transmits the unique terminal number allocated from the van server together with the credit card information and payment information of the buyer. The VAN server can recognize the seller and the user who supply the goods and the goods using the unique terminal number to be transmitted.

The van server receives a transaction approval response to the credit card of the purchaser from the credit card company and transmits the transaction approval response to the payment card terminal of the seller requesting transaction approval. Identification of code Upon receipt of the transaction approval response, the payment terminal stores the merchant name, merchant bar code (identification number or real name authenticated identification) of the merchant in the merchant name field along with the terminal number, payment receipt number, membership number, card type, payment receipt buyer, A sales person or a user of a sales or service or seller income earner) an identification number, a representative name, an identification unique bar code number or a QR code, a credit card sales slip printed with a business registration number and address and a receipt. The sales slip of the credit card or the payment function card is outputted as one set of three cards for card use, merchant use, and membership.

In payment of the credit card company, the app card, and various payouts, the seller pays the merchandise amount indicated in the credit card sales app payment slip and the payout slip to the seller, and the merchandise amount is recovered from the purchaser who used the merchandise. This completes the entire process for the payment of a commodity using a credit card between a buyer, a seller, a credit card company and an application-driven service provider.

However, in order to illegally omit the sales of merchandise and business places among the goods / service and payment functions and the business that sells to date, instead of using the code identification payment terminal of the merchant, for example, The payment is performed by using the terminal, so that there are frequent cases of omission of sales, tax evasion, and the like. Moreover, even if high-income self-employed people, corporations, or individuals or service providers are flawed in the Republic of Korea, even if tax investigations are conducted against them in their own countries, there has been a limit to reducing tax evasion.

In addition, the current electronic payment infrastructure has expanded and new technologies have been developed in many countries and overseas, resulting in various payment, application payment, PIN tech settlement, bio / biometric settlement, beacon and wearable settlement, O2O settlement, virtual Payment of money (bit coin, block chain) payment, p2p rental financial payment, electronic wallet payment, face and non payment of credit card, check card, debit card, NFC, IC chip settlement, sensor radar frequency settlement, Payment services based on electronic coupon payment, integrated transportation payment, integrated passport, etc. are becoming common.

As the various payment and commission fees of the product have spread to the Poe War, it is becoming more and more common for businesses to use various apps (real estate app, direct app, delivery app, order app, parking app, Auction house, real estate practitioner, suspicious corporation out of service business, corporate bond, single stage, as well as underwriters who are not registered in the underground economy besides the business, the appraisal, the appraisal, the hospital app, the hotel and the motel app etc. Workers, academies, drunks, courier, transportation companies, military companies, taxpayers. Suspicious gas. It is a high-income earner who has a high income earner such as suspicious liquor, fishery industry, fruit and vegetable company, cruise, apartment management, office building, office building, , The cancellation of the sales and profits of the canon banknote, the canon phone, the bill, the current payer, etc. by illegal methods such as making fake false tax bills, receipts, bosses, and. There was a problem that it was easy to break tax and omission.

SUMMARY OF THE INVENTION Accordingly, the present invention has been made to solve the above-mentioned problems occurring in the prior art, and it is an object of the present invention to provide a RFID tag, a QR code, and an RFID tag for each high- Bar code number, biometrics, human biology, fingerprint, face, etc.), then approve and reject contracts, documents, and invoices including sales slips through identifiable tags that are given only when the authentication is completed, And to provide a computerized management method, an arithmetic function, and an interaction system of a payment means using an identifiable tag and an artificial intelligence to prevent omission, tax escape, concealment, and the like.

In addition, the present invention can be applied to a financial institution in which, when a sales slip, a billing function slip, and an app payment function are presented to a financial institution, a printed mark or magnetic strip, a magnetic field and an electronic circuit If the available tag is read and matches the stored sales information (if the source has been confirmed), payment-based means shall be paid only to the tax authorities and the relevant tax offices and tax accountants, There are other purposes to provide a method and system for managing day-to-day tax computation of a day-to-day payment instrument using tags and artificial intelligence.

In addition, according to the present invention, the location where the tag printing terminal is located is the installation request address, and the location where the learning function of the AI is mounted is confirmed by the beacon position receiver. If the position is changed, illegal movement permission And to provide a computerized management method and system of payment payment means using an identifiable tag and an artificial intelligence to make an illegal mobile terminal refuse payment approval.

In addition, the present invention can be applied to various types of credit cards, such as corporations, merchant carriers, and individual businesses using various credit cards, such as documents, contracts, bills, bills, receipts and various card slips and cash receipt slips, (S), income, fees, or fees, when using RFID tags, identification bar codes, or QR codes, including magnetic strips, magnetic fields and electronic circuits, Another purpose is to provide a system that finds out distribution, distribution, concealment, foul play, concealment, illegal omission, and tax evasion, and calculates the accurate tax amount.

In addition, the present invention can be applied to a billing function and a document function in a mobile phone having a billing function for each electronic code, POS, ATM, kiosk, PC, , Facial authentication, and fingerprint authentication, manages an article, a product, a document, a document, and the like using an authentication number and a barcode credit authentication card identified by the TAG identification bar code provider by ERP, CRM, By using open API, OS based UI, UX, web-based HTML5, etc. for each server in the user network network by barcode, it is possible to classify the ledgers per block and to manage the commission, profit and profit of each income earner or seller, Utilizing AI's chatbot, deep learning and artificial intelligence foundation and computation functions, hundreds of thousands of data are interactively managed and combined with Wicon-based sensors for real-time operational status. Can, provide traffic haryeoneunde engine functionality, navigation, reading capability, systems management and search features work only has another purpose.

In addition, the present invention uses RFID tags, identification bar code numbers, or QR codes as magnetic fields, magnetic strips, and electronic tags to prevent distribution, classification, It is also possible to use not only billing slips, tickets, bills, lease contracts, management fees, labor contracts, and commission slips, income slips, goods and logistics slips of corporation operators, franchisees, Transportation cards, duty-free shops, transportation cards, merchant cards, corporate cards, passports, resident registration cards, driver's licenses, automobiles, motorcycles, pensions, retirement grants, giro, tobacco, vouchers, Auction, inheritance tax, high income tax, work tax, and plastic surgeon, hospital, clinic, mi, and so on. Tagging etc. bills imposed rooms, accountants, lawyers, attorney, judicial scrivener, licensed tax accountant, etc. nightlife pub worker, used cars and, to ferret out illegal large earner and non-registrants and provides a system for controlling haryeoneunde have another purpose.

 In addition, the present invention may be applied to a company such as a VAN company, a PG company, or a PINTech bank when providing or presenting an application, such as an application payment function, a document function, etc., And provides a system for storing, indexing, and managing a MAN card, a MAN card slip, a MAN bill, a giro, a bill, and a contract with magnetic strips, magnetic fields and electronic circuits.

Further, the present invention relates to a DBMS that acts as a VAN company acting as a business director for the Internal Revenue Service, acting as a proxy for a user's income, a printed notation in a bill of a slip and a business operator, or a DBMS that reads and stores a tag containing magnetic fields, magnetic strips, / There is another purpose of providing a system to perform surrogate payment or collection by database, per user.

In addition, the present invention is characterized in that a distribution ledger, a virtual account, and a virtual currency exchange are established in a block chain for classifying a ledger, and a virtual money exchange is established for a non-registrant, a non-traded merchant, a fake certificate, a fake document, There is another purpose of providing computerized management method, system and operating system that can detect illegal, provide intermediary exchange, exchanges and tax agency on the same day

In addition, the present invention can be applied to an RFID tag, an identification bar code, or a QR code printed or stored in a terminal, a tag printing function, or the like when a payment is made by a tag printing terminal, an ATM, a POS, a kiosk, ATMs, kiosks, and payment gate terminals, including built-in or installed sensor module-type scans or 3D scans or virtual scans, or embedded USB, at the address, merchant, or business address of the requesting service provider. GPRS, Networks, Wireless LAN AP, RF, CCTV, Black Box, Layer, Wi-Fi 5.0 Location, Wi-Fi 5.0 Location, It is equipped with a position receiver, a low power mode receiver supporting IOT, ICT and NFC, installed AI in the address, AI, AR, VR, MR, GPS, After, TAG It is intended to provide a system for refusing payment by identifying it as an unregistered illegal income earner or an illegal unregistered seller when used at a location and address that is outside the business operator, TAG income earner, TAG seller, TAG journalist, TAG contractor, or TAG fee holder, .

The present invention also relates to an RFID tag, an identification bar code, or an identification tag company distributed and segmented by using a QR code function and an artificial intelligence AI based on a magnetic field, a magnetic stripe, and an electronic circuit, Another objective is to provide integrated computerized management, computerized search, search engine and system of identified documents, documents, bills, fees, invoices, sales, income and databases of payment means.

According to an embodiment of the present invention, there is provided a computerized management method of an identification tag and an artificial intelligence payment payment means in an integrated management server, Identification tags for terminals, card and cash identification (ID) for terminals based on RoboAdvisor-based (advanced algorithms and big data) through AI (Artificial Intelligence) for each self-employed (high earners) Assigning a possible tag; Storing the identifiable tag for the terminal assigned by the integrated management server in the tag printing terminal and printing the identifiable tag information for the card on the surface of the credit card; Generating billing request information by scanning the card identifiable tag information of the credit card if the credit card is blotted or touched to the tag printing terminal; And when the payment request information is received from the tag printing terminal in the integrated management server, the credit card included in the payment request information and the identifiable tag of the tag printing terminal are read and matched with the sales information, Or a cloud); And printing and outputting an identifiable tag on the sales slip when receiving payment approval from the integrated management server at the representative business entity terminal; And extracting sales history information for each of the high-income earners, corporations, and individual businesses in the database (or a cloud) at predetermined intervals in the integrated management server, and transmitting the sales history information to the designated IRS server.

In addition, the computerized management system of the identifiable tag and the payment payment means using artificial intelligence according to an embodiment of the present invention stores the assigned identifiable tag, and when the credit card is attached or touched, A tag printing terminal that scans the identifiable tag information to generate and transmit the payment request information and prints and outputs the identifiable tag given on the sales slip when receiving the payment approval in response to the payment request; The tag printing terminal reads the identifiable tag on the voucher printed on the voucher printing terminal and transmits the recognized identifiable tag information for identifying the authenticated voucher, ; (Hereinafter referred to as " high-income earners "), which are located in a plurality of highest tax rate sections contracted in advance to share the tag printing terminal as a representative business terminal, ), A discriminable tag for a terminal and an identifiable tag for a card are provided on the basis of a robot advisor (advanced algorithm and big data) through artificial intelligence (AI) for each corporation or individual business operator, and payment request information If it is received, the credit card included in the payment request information and the identifiable tag of the tag printing terminal are read and matched with the sales information to store the sales history information in a database (or a cloud) print certified high income earner and corporate or personal or service business of the unique identification tag stored in a cloud (AI) / deeply-learned learning data based on the sales history information of each sales person, and transmits a determination result of the presence / absence of a proper sales document matched with the received identifiable tag information to the tag recognition terminal .

In addition, the present invention teaches RFID tag and identification function barcode and QR code on the basis of a tagged tag function including a magnetic field, a magnetic stripe, and an electronic circuit (including chattbot, robot and artificial intelligence) Distribute, decentralize and distribute documents and electronic or paper to users, users, traders' payment means and income, sellers, illegal users, registrants, illegal merchants, self-employed and corporations with high income earners and employees FIDO real name authentication and identification tag authentication By implementing ERP and EMV authentication and standard in multiple sections common to POS, ATM, payment kiosk, PC, pavilion, and smart phone terminal by identification, Identifiable TAGs and cards for terminals from RoboAdvisor-based (sophisticated algorithms and non-data and cloud), documents and documents, contracts, ticketing, admission Paper documents, electronic documents, card slips and cash receipt slips, invoices, to endow the cash receipts, identifying operators; The identification tag for the terminal assigned by the integrated management server is stored in the tag printing terminal and the identification bar code and the magnetic strip of RFID TAG and QR code, the electronic circuit and the magnetic field are put on the surface of the real name payment card Printing tag information and real name information authenticated by API, OS, UI, UX, Web HTML5 by embossing a USB for a small chip set with a unique number of a real name electronic card, a magnetic card, or a bar code blinded to a smart phone; When the USB terminal is used for payment of goods value or commodity value to the printing terminal or when it is approved for the POS terminal, mobile phone, or tablet, it can be used as a type or touch for a 3D scanner, or for identification authentication card, The intelligent AI, the chatbot, and the robot to generate information on the payment and usage information of the user and the user; When the integrated management server terminal receives payment and billing issuance information from the tag and the printed terminal of the real name, an identification function of the payment card containing the payment request or the issuance request information and the tag recognition printing terminal of the payment agency Real name function Function to read billing function Publish sales information, income calculation, document information and document information by matching sales information, unregistered and illegal sales deviation, transaction history, inquiry history, duplicate history, search history, And storing the block, the block chain, and the bit coin as a user's block end and a real name authentication end

Further, the present invention applies and uses an artificial intelligence base including an identification function TAG and a magnetic field and a magnetic stripe of an RFID, a USIM, an identification bar code, a QR code, and an electronic circuit to use a payment means and an old practice in a corporation, It is classified as an identification business that distributes, divides, or splits income to individual business operators. It also classifies the administration as a technology that does not fit in a vicious cycle and social structure that raises income or high- AI, Chambot, Robot, and Deep Learning. Transmit the recipients and recipients to TAG certification. Combine paper and electronics of advisor and FIDO to implement computerized management. The system includes the TAG computational type of the server that generates, stores, approves, and rejects the identified function and the real name TAG operator, employee, Card slip and cash receipt slip operator, various administrative slip, payment slip, transaction slip, account or virtual account, passbook or cannon passbook, gift voucher, racing bicycle ticket or admission ticket, management fee, contract fee, sales ticket, lottery ticket or receipt, (Real estate, public auction, auction, down contract, rent, management fee, motel, hotel, sale, real estate commission, real estate comprehensive certificate) (Used cars, used cars, taxis, transportation cars), massage, sauna, beauty salon, hospital, orthopedic surgery, dentistry, oriental medicine Used, used or traded in the United States, the United States, the United States, the United States, the United States, the United States, the United States, The TAG must print the RFID TAG, QR code, identification bar code, magnetic field and magnetic stripe, electronic circuitry, or the identification tag attached to the document on the slip, And output and distribute and search for each user's block TAG Printed documents and receipts, slips and carriers, employees terminal and app driving terminal; The document receipt slip printed on the TAG printing terminal, the card slip, the cash receipt slip, or the real name authentication function tag is read and authenticated. DBMS to prevent misappropriation, illegitimate authorization, illegal card, and illegal card cancellation by DB, approval card and legitimate journal identifier by terminal; (VAN) and Electronic Payment Agent (PG). It manages the receipt and supply slip and manages the vouchers and prepaid cards. It also acts as an agent of FinTech Bank and the National Tax Service. Provide OS and API in conjunction with ESB, EAI, and integrate SI system to manage illegality, illegal hijacking, tax evasion, malfeasance, illegal cardcock, camouflage transaction, camouflage business owner, camouflage merchant, camouflage high income earner , Dealing with false claims and false tax, and managing service, goods management, fine management, tax management, accounting or accounting management, TAG operator management, TAG document management, TAG document management, portal payment management, Analysis, TAG history information, computer management and agency management and search management is based on artificial intelligence based algorithm of learning database and combine learning and chatbot robot, The TAG is not based on people's stick only to the individual product attaches itself to a guy with an integrated management server to ferret out a clear revenue and income

As described above, according to the method and system for managing the payment of payment using the identifiable tag of the present invention and the artificial intelligence, a self-employed person (hereinafter referred to as a high income earner), a corporation, If the authentication ID tag is not registered, it is recognized as a non-registrant, so that an article or service can not be illegally sold, and an identification tag provided in advance in various payment receipts such as receipts, contracts and notarized documents, It is tracked through technology such as Internet of Things (IOT), Machine to Machine (M2M), Near Field Communication (NFC), RFID, various sensors, Fintech and beacon. It is possible to prevent illegal acts that are omitted.

In addition, in order to illegally omit sales of an affiliate shop, when payment is performed using a tag print terminal of a ghost shop without using the tag print terminal of the affiliate shop, payment approval is not made, It is possible to prevent the occurrence of tax evasion and the like in advance.

In addition, according to the present invention, a unique identification tag (RFID tag, QR code, barcode number, biometrics, human biology, fingerprint) is generated for each high-income earner, corporation, individual or service provider using a card, a payment function of cash, Face, etc.), and after the sales are generated, the sales slip is approved through the identifiable tag that is given only when the authentication is completed, thereby preventing illegal sales omission, tax evasion, and concealment.

In addition, when a sales slip, a billing function slip, and an app payment function are presented to a financial institution, a printed tag, a magnetic strip, a magnetic field, and an identifiable tag (including an electronic circuit) The payment function is approved only when the payment information is matched with the sales information that is stored and stored (if the source is confirmed), so that the IRS and the relevant tax office and tax accountant can also prevent the omission of sales and tax evasion.

In addition, it is determined whether the place where the tag printing terminal is located is the installation request address, the location where the learning function of the artificial intelligence is mounted by the beacon position receiver is checked, and if the position is changed, The illegal mobile terminal can refuse the payment approval.

In addition, according to the present invention, a corporation, a franchise store, and an individual business operator using various credit cards can collect various documents such as documents, contracts, bills, bills, receipts, and various card slips and cash receipt slips, When using an account, gift certificate, ticketing, admission ticket, rent, etc., RFID TAG, identification bar code, or QR code may use paper or electronic forms containing magnetic strips, magnetic fields and electronic circuits, Or to divide, distribute, conceal, foul, hide, illegally omit, and tax evasion of sales, and calculate accurate tax amount.

In addition, it is possible to perform authentication of any one of biometrics authentication, biometrics authentication, face authentication, and fingerprint authentication by a non-face or real name authentication in a payment function and a document function in a mobile phone, a POS, an ATM, a kiosk, Merchandise, documents, documents, etc. by ERP, CRM, etc. using the authentication number and the bar code credit card identified by the TAG identification bar code provider, Using the OS, UI, UX, and web-based HTML5, you can classify the ledgers per block and manage the fees, profits, and profits of each income earner or sales person, but utilize AI chatbots, deep learning and artificial intelligence It can interact with hundreds of thousands of data by using the calculation function and can combine with Wicon based sensor to check the real time operation status. , Navigation, it is possible to manage and perform the read function, the search function.

In addition, it is also possible to collect not only commission slips, income slips, goods, and logistics slips of credit card slips, cash receipts, bills, bills, giro, lease contracts, management fees, labor contracts, and corporate businesses, (Including high-income commissions for other underground economy), insurance, pension, retirement allowance, giro, tobacco, vouchers, money exchange, ticket, ticket, insurance (including compulsory execution fee, debt bond fee, customs import right and duty free shop fee, , Lottery ticket, transfer ticket, road traffic ticket, passport, department store card, transportation card, duty free shop card, traffic card, merchant card, corporate card, passport, resident registration card, driver's license, automobile tax, gas station, sports, court, Auction, inheritance tax, high income tax, working tax, and plastic surgeon, hospital, clinic, beauty salon, accountant, lawyer, patent attorney, lawyer , RFID tag, identification bar code number, or QR code is attached to a tag attached with a magnetic field, a magnetic stripe, or an electronic circuit to a bill registered in a tax accountant, a worker in a nightclub, a used car, It is possible to prevent diversification, classification, and accounting of business operators.

 In addition, when providing or presenting an issuance or presentation by a financial institution, a credit card company, or an administrative agency, it functions as an own VAN company, a PG company, or a pin tech bank, You can store, index, and manage the MAN card, the MAN card slip, the MAN slip, the Giro, the invoice, and the contract with the electronic circuit and the magnetic field.

In addition, as a VAN company acting as a business director for the Internal Revenue Service, VAN acts as a user's income. DBMS / database that reads and stores tags printed on slip and business invoices or magnetic tags, magnetic strips, and electronic circuits , A system for performing surrogate payment or collection agency for each user can be provided.

In addition, by creating a distributed ledger, a virtual account, and a virtual currency exchange on a block chain to classify the ledger, a non-registrant, a non-registered merchant, a counterfeit certificate, a counterfeit document, and a false counterfeit certificate are searched for , Brokerage exchanges, and exchange exchanges, as well as computer administration methods and systems and operating systems that provide payment on the same day to the IRS.

When a payment is made by a tag printing terminal, an ATM, a POS, a kiosk, a payment gate, or an applicant's own real name authentication application, an RFID tag, an identification bar code or a QR code is printed or stored. Sensor module type scan, built-in USB, etc. When installing the device at the address, merchant, or business address of the requesting service provider, the beacon positioning, LBSAP positioning, Bluetooth 5.0 positioning, Wi-Fi 5.0 positioning, combining LTE 5.0 sensor and wikon, Laura positioning, GP, Networks, WLAN AP, RF, CCTV, black box, layer, frequency, sensor module, AI, AR, VR, MR , GPS, GIS, etc., installed in the address area and learn the AI function by learning the position receiver, low power mode receiver supporting IOT, ICT, NFC and IC chip, TAG earner, TAG every Now, TAG-party documents, contractors TAG, TAG, or if the fee for use in self out of position and address, and identification as unregistered illegal income, illegal, unregistered sales may decline the payment.

The present invention also relates to an RFID tag, an identification bar code, or an identification tag company distributed and segmented by using a QR code function and an artificial intelligence AI based on a magnetic field, a magnetic stripe, and an electronic circuit, Can provide integrated computerized management, computerized search, search engine and system of identified documents, documents, bills, fees, invoices, sales, income and databases of payment means.

FIG. 1 is a diagram showing a computerized management system of an identifiable tag and a payment payment means using artificial intelligence according to an embodiment of the present invention.
2A, 2B and 2C are views showing sales vouchers on which an identifiable tag according to an embodiment of the present invention is printed.
FIG. 3 is a flowchart showing processes of a public institution, a financial institution, a settlement-related department and an invoice, an entrance fee, a giro, a slip, a receipt, and the like in the computerized management of an identifiable tag and an artificial intelligence according to an embodiment of the present invention. to be.
4 is a flowchart specifically illustrating approval of a sales slip and a location of a terminal of an identification unique tag provider and an app provider according to an embodiment of the present invention.
5 is a flowchart illustrating an authentication protocol between general communication equipments.
FIG. 6 is a flowchart illustrating a process of transferring information between the tag printing terminal, the integrated management server, the credit card company server, and the real name authentication terminal in the computerized management of the identifiable tag and the payment payment means using artificial intelligence according to another embodiment of the present invention .

Specific structural and functional descriptions of the embodiments of the present invention disclosed herein are for illustrative purposes only and are not to be construed as limitations of the scope of the present invention. And should not be construed as limited to the embodiments set forth herein or in the application.

The embodiments according to the present invention are susceptible to various changes and may take various forms, so that specific embodiments are illustrated in the drawings and described in detail in this specification or application. It is to be understood, however, that it is not intended to limit the embodiments according to the concepts of the present invention to the particular forms of disclosure, but includes all modifications, equivalents, and alternatives falling within the spirit and scope of the invention.

The terms first and / or second, etc. may be used to describe various components, but the components are not to be limited by the terms. The terms are intended to distinguish one element from another, for example, without departing from the scope of the invention in accordance with the concepts of the present invention, the first element may be termed the second element, The second component may also be referred to as a first component.

It is to be understood that when an element is referred to as being "connected" or "connected" to another element, it may be directly connected or connected to the other element, . On the other hand, when an element is referred to as being "directly connected" or "directly connected" to another element, it should be understood that there are no other elements in between. Other expressions that describe the relationship between components, such as "between" and "between" or "neighboring to" and "directly adjacent to" should be interpreted as well.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. The singular expressions include plural expressions unless the context clearly dictates otherwise. In this specification, the terms "comprises ", or" having ", or the like, specify that there is a stated feature, number, step, operation, , Steps, operations, components, parts, or combinations thereof, as a matter of principle.

Unless defined otherwise, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. Terms such as those defined in commonly used dictionaries are to be interpreted as having a meaning consistent with the contextual meaning of the related art and are to be interpreted as ideal or overly formal in the sense of the art unless explicitly defined herein Do not.

The present invention drives various application modules such as an operating system module, an open os module, a cpu module, an o2o module, a usb module, a qr module, a tag module, an API module, and a camera module Which is collected by driving an application.

Artificial intelligence (AI) in the present invention is a method in which a device performs a c-plan action such as deep running, CHATBOT, Watson, etc., reads information, calculates a sensed information, Intelligent secretary is installed in PC, POS, ATM, mobile messenger app, etc., and executes voice recognition, command recognition, and behavioral drive as a central processing unit and runs it with a sophisticated algorithm of machine learning.

The present invention mounts artificial intelligence on an operating system such as a wearable, a watch, or a beacon, and recognizes various invoices, slips, admission fees, bills, contracts, receipts, and document copies of a business operator and a licensor.

The present invention relates to a method and apparatus for tag identification, a unique identification number, a QR code, an NFC code, an IC chip code and core, RFID chip and code, a non-face and face code and API, Smartwatch card, digital card, sensor, chip and app are linked to S / W or H / W of human recognition app.

The present invention is a system for converting an unregistered operator into an operator having a unique identification tag number and TAG attached thereto and a QR code printed on a letterpress by printing an income business entity, a corporation business entity, an individual business entity, a group business entity, Artificial intelligence (AI) is a technology that a secretary searches and searches.

The artificial intelligence (AI) applied to the present invention learns a lot of data by supercomputing and IOT-based objects by using parallel information, visual information, PIN code symbols and nodes, coins, cores, servers, links and sensors, And can use Deep Leaming technology using the document server link module.

The artificial intelligence (AI) applied to the present invention can monitor real-time view, authentication inquiry, user management inquiry, and the like in real time, utilize the movement path for each user's network, search the operation server of the central processing artificial intelligence, CPU digital evidence tracking can leverage LBS / RTLS, GIS and Google satellite.

The management field of artificial intelligence (AI) applied to the present invention can be classified into real-time accounting, transaction book, tax office, tax accountant, tax record management, financial statement distribution book, central book, national fraud subsidy, In addition, it is possible to manage the documents of inheritance tax, document management of gift tax, various electronic bill and bidding details, corporation tax, management fee, housing bond, admission ticket, ticket, ballot, securitization asset, Income accounting, sales accounting, ghost real estate documents, allowance and fee management, recreational business income management, annual salary accounting, fee accounting, unfaithful accounting of the university, illegal tax accounting of the legislator, new information, notarization, payment, various dues, Dental Clinic, Dental Association, Logistics Management, Overseas, Domestic Customs and Consumption Tax Management, Document Management, Tag Management (Bag, clock, shoes, clothes, automobile, glasses, household appliances, golf, etc.), management of the management fee, establishment tax, settlement history management, computer history management, , Home chicken instrument, shopping, luxury high school, luxury goods management, sale motel, officetel, hotel, etc.), logistics management including dominance for domestic international (EMS), and big data operation management.

The artificial intelligence (AI) applied to the present invention can be used to connect the Big Data and the DBMS Crowd ERP and CRM to the SAP and the IRS at the time of Cloud Industries 4.0 5.0, and to use the API and OS to cope with hacking and hacker avoiding patterns HTML5 web-based and app-based UI / UX.

Currently, the infrastructure of electronic payments is expanding and new technologies are being developed in many countries, both overseas and in Korea. The present invention can be applied to various payment systems such as various payment systems, app payment systems, pin tech payment systems, bio-biometric authentication systems, beacon and wearable payment systems, O2O settlement systems, virtual currency (bit coin and block chain) settlement systems, p2p rental financial settlement systems, Various wearable cards such as credit cards, check cards, debit cards, prepaid cards, debit cards, integrated transportation cards, bio cards, biometric cards, fingerprint cards, vein cards, iris cards, face recognition cards, IC card payment, beacon payment, LoRa payment, Bluetooth payment, Wi-Fi payment, corporate card, telecommunication tarot card, graphics card, point card, cash card, non-face-to- Smart cards, pokemon cards, transfer cards, casino cards, racing cards, lottery cards, game cards, bicycle cards, admission cards Card payment such as ticketing card, corporation card, simple PIN card, public card, pension card, military credit card, gas station card, transportation card, department store card, duty free shop card, TAG identification barcode card, income sales card, insurance card can do. In addition, the inventor creates an integrated card with RFID TAG linked to one-stop mobile, magnetic strip of bar code, magnetic field and electronic circuit (eg MAN) card, and card card. The card cash receipt is managed by the VAN PG company using a barcode search engine and managed by electronic documents.

Currently, various payment and payouts are spreading to the simple payment and non-face payment markets, such as the Pee War and the app war, and various products and apps are getting better and better. The present invention includes a fifth-generation industrial revolution object communication system for collecting and storing large amounts of data, V2X communication of intelligent IOT wireless communication, object recognition, cognitive technology, smart sensor, 3D scanner, 3D print, token module, WAVE communication POS, ATM, kiosk, gates, gateways, etc. of objects, people, computers, POS, ATM, kiosks, gateways, and other objects of interoperability, OneM2M, M2M, IOT, ICT, AI calculation, RFID / usn, GPS, GIS, Wi- Communication module, communication speed, communication conversion EDR (Enhanced Data Rate) in Bluetooth 5.0, AP, internal wireless network, external network, communication network, laser wireless Wi_Fi wireless LAN, Add option and NFC beacon positioning, communicate with the nearby communication of GPS internal installation, recognize various electronic settlement, wearable watch settlement, traffic card use, voice recognition, command recognition, tag recognition, QR code recognition sentences, input the embedded data , The code device is recognized Intelligent IOT autonomous decision-making system that automatically detects and responds to tens of thousands of words and tens of thousands of billions of billions of database D / Bs, without having to send massive amounts of data to the cloud, Connection and synchronization Self-learning of intelligence to associate object patterns and self-sensing with big data and cloud intelligence Cognitive control of payments Connect with lightweight COAP protocol pseudo-devices

A variety of apps to support (e.g., real estate apps, management apps, billing apps, bankbook apps, payment card apps, phone touch payment apps, parking apps, traffic card apps, travel apps, aviation apps, alba apps, lottery apps, Manage, run, track normal or abnormal locations with a search engine, search for tax evasion and illegal, etc.). , And supervise and supervise

BEST MODE FOR CARRYING OUT THE INVENTION Hereinafter, the present invention will be described in detail with reference to the preferred embodiments of the present invention with reference to the accompanying drawings. Like reference symbols in the drawings denote like elements.

FIG. 1 is a diagram showing a computerized management system of a payment settlement means using an identifiable tag and artificial intelligence according to an embodiment of the present invention. FIGS. 2A, 2B, And a printed sales slip.

 1, a computerized management system of an identification tag and an artificial intelligence payment payment means according to an embodiment of the present invention includes a tag printing terminal 100, an integrated management server 200, a credit card company server 300 ), A financial company server 400, an IRS server 500, and a mobile terminal 600.

The tag printing terminal 100 stores the identifiable tag for the terminal given from the integrated management server 200 and scans the identifiable tag information for the card of the credit card when the credit card is attached or touched and generates the payment request information To the integrated management server (200).

When the tag printing terminal 100 receives a payment approval from the integrated management server 200, the tag printing terminal 100 transmits the payment approval to the terminal 100, which is given from the integrated management server 200, And an identification tag for the card. 2A, 2B and 2C are views showing sales vouchers on which an identifiable tag according to an embodiment of the present invention is printed.

The tag printing terminal 100 may include a wired and wireless POS terminal, a PC terminal, an ATM smart terminal including a USIM, a barcode reader, a beacon module, an RFID reader, a sensor signal receiving module, an IoT (internet of things) module, Module, an NFC (Near Field Communication) IC card module, a traffic card module, and a management fee card module. In other words, it has extensibility to use appropriate modules among various modules depending on the surrounding technology environment.

For example, when the surrounding technology environment is based on IoT, which is the object Internet, the tag printing terminal 100 can use an IoT module, a node, a core, or a code driven by an app provider among various modules. The tag printing terminal 100 using such an IoT module may include a barcode, an RFID tag, a QR code, or a bar code as shown in FIGS. 2A, 2B, and 2C in a slip such as a sales slip, a receipt, a bill, a contract, a bill, It performs the function of printing the identifiable tag with the magnetic stripe, the magnetic field and the electronic circuit, or wrapping it with the magnetic stripe.

(Such as electricity, water, gas, and telecommunication charges), Internet transactions, lenders, real estate (for example, rental businesses, etc.) of tag printing terminals 100 that can be printed. Contractors, lawyers, attorneys, patent attorneys, accountants, tax accountants, academies, beauty salons, roads (such as highways and roads), taxis, bills, beauty salons, (Such as casino, horse racing, bicycle race, sports tote, on-line book, lottery ticket, etc.), funeral association, ceremony portal association, gift certificate, shopping mall, overseas direct agency agency, research expenses, insurance, A variety of domestic, foreign, domestic, foreign, domestic, foreign, domestic, foreign, domestic, foreign currency, Card, overseas credit card, check card, point card, ATM, POS, OTP card, NFC card, IC USIM card, PC, token, beacon, watch, wearable, visa card, Amex express card, , Virtual currency cards, virtual account cards, various pay cards, various app cards and currency, captures and forensics mobile apps in dollars, yen, foreign currencies (USD), Japanese yen (JPY) Face, iridescent, fingerprint recognition, non-face-to-face card, real name confirmation bank, gas station, shopping payment, drone settlement, cross payment, aviation, housing There are slips related to pensions, navigation settlement, aviation settlement, various utilities, remittance and currency exchange bills, invoices, bidding, service fees, korean customs, housing corporation, asset management company, central government local tax, golf receipt.

When transmitting the payment request information to the integrated management server 200, the tag printing terminal 100 authenticates the corresponding business entity through the authentication unit 120, and transmits the payment request information only when the authentication is completed send. At this time, at least one of biometric authentication (fingerprint, iris, voice, face, retina, blood vessel, palm, etc.) or biometric authentication can be used.

The tag printing terminal 100 periodically checks whether the current location is a terminal installation request address through the location tracking unit 130 and transmits the updated location information to the integrated management server 200 when the location of the tag printing terminal 100 is changed A location movement message can be transmitted.

At this time, the location tracking unit 130 can confirm the location through at least one of the sensor, the beacon, the Internet (IoT), and the location-based service (LBS). Also, the location tracking unit 130 may be configured to detect the position of the mobile terminal 100 using at least one of wearable technology, Bluetooth, Zig-Bee, Bluetooth, beacon, wikon, Wi-Fi, Z-Wave, weightless, IEEE802.15.4g / And can be implemented using a single technology.

The integrated management server 200 integrates functions of the VAN company server and the PG company server. The integrated management server 200 is provided for each of the self-employed (hereinafter referred to as the "high-income earner"), the corporation or the individual business operator and the service provider, which are contracted in advance to share the tag printing terminal 100 as the representative business terminal, And assigns the identifiable tag for the terminal and the identifiable tag for the card.

At this time, the identifiable tag can be given based on RoboAdvisor, an online asset management service that performs portfolio management through advanced algorithms such as deep learning using AI and Big Data.

In addition, the integrated management server 200 can assign a unique serial number according to the type of settlement slip so as to distinguish general sales, incentive bonuses, and commissions, and identify the type of sales of the settlement slip by this number.

When payment request information is received from the tag printing terminal 100, the integrated management server 200 reads the credit card included in the payment request information and the identifiable tag of the tag printing terminal 100, , Database or cloud as sales history information.

The integrated management server 200 can acquire the identifiable tag information received from the tag recognition terminal 410 of the financial company server 400 based on the sales history information of high-income earners, corporations, or individual businesses stored in a database or a cloud, And can transmit the result to the tag recognition terminal 410 of the financial company server 400. The tag recognition terminal 410 of the financial company server 400 determines whether there is a valid sales slip matched.

Then, the integrated management server 200 extracts sales history information to be withdrawn every day from the ATM device authenticated by the high-income earner, the corporation or the individual business operator stored in the database or the cloud every predetermined period, Lt; / RTI >

On the other hand, as a method of providing the card-use discriminating tag to the credit card in the integrated management server 200, there is a method of covering the magnetic band, the magnetic field and the electronic circuit on the metal surface of the nanoflastic credit card thinner than the metal tag credit card Can be used. It is also possible to use a method of forming a bar code and a QR code on a metal surface with an identifiable tag. A method of mounting an RFID electronic tag having an integrated antenna in a PET resin having a thickness of 3 to 4.5 mm and a size of 0.55 mm inside a metal surface may also be used.

Then, the integrated management server 200 may include a function of giving an SD vendor an identifiable tag for a business card.

In addition, the integrated management server 200 can also function as an electronic payment agent (PG) company even during payment or transaction through the portable terminal 600. [ That is, the portable terminal 600 may further include a function of providing the portable terminal 600 with the identifiable tag so that the portable terminal can be included in the payment information.

Here, the settlement or transaction through the portable terminal 600 can be used for O2O settlement, simple payment (for example, delivery application, real estate application, parking application, alba application, etc.) Billing), P2P settlement, FinTech, B2C, and B2B transactions from overseas and domestic markets.

At this time, in the central processing unit (CPU) of the portable terminal 600, the terminal of the portable terminal 600, through the OS and the API, · It can process at the link end.

At the time of the payment application or PINTech transaction, the integrated management server 200 transmits various cards and cash settlement flow data, sales data, business entity data, journal data, and the Tax Agency data to the artificial intelligence such as machine learning algorithm, machine learning, It can be processed by intelligent learning.

Here, the portable terminal 600 may correspond to a smart phone, but may include not only personal computers, IPTV but also portable communication devices such as a PDA, a notebook, and a handheld PC.

In other words, the portable terminal 600 can be provided with various functions such as a credit card (including an EMV card), a virtual money (for example, a bit coin), a digital money, a P2P money, Devices that can be used. In addition, the portable terminal 600 includes devices that can be used for simple payment of overseas and domestic apps, settlement using a virtual card number, foreign exchange (FX) transactions, foreign and domestic pin-tec transactions, and Internet bank transactions can do.

At the time of payment using the portable terminal 600, a terminal (payment assistance terminal) having a function of scanning or blinking or scratching a credit card can be attached to the portable terminal 600. At this time, the payment assistant terminal allows software such as USB, sensor, chip, CPU, OS, and API to interoperate with each other so that settlement can proceed. In some cases, the payment assistant terminal can be connected via the Bluetooth function without being attached to the portable terminal.

The financial company server 400 includes a tag recognition terminal 410 capable of recognizing the identifiable tag printed on the sales slip. That is, when the business entity submits the sales slip, the financial company server 400 reads the identifiable tag printed on the sales slip by the tag printing terminal 100 through the tag recognition terminal 410.

The tag recognition terminal 410 can recognize, not only the sales slip on which the identifiable tag information is printed, but also the bill containing the identifiable tag information, the bill, and the like.

The financial company server 400 transmits the identifiable tag information recognized by the tag recognition terminal 410 to the integrated management server 200 in order to ascertain whether or not it is a valid sales slip.

When the integrated management server 200 determines that it is a valid sales slip and notifies the financial company server 400, the financial company server 400 approves the payment for the sales slip submitted by the business operator and pays the payment. If the integrated management server 200 is notified that it is not a valid sales slip, the financial company server 400 may refuse to pay the sales slip submitted by the business operator.

In addition, when the bank slip server 400 receives the payment slip that has already been authenticated and the payment processing has been completed, the financial transaction server 400 rejects the payment approval request. Even if a billing slip with a plurality of identical identifiable tags is received, the payment approval request is rejected immediately.

The integrated management server 200 applies online standard FSA (e-FDS) and physical copy protection (PUF, VIAPUF) authentication standards and applies identification (ID) and biometric authentication (FIDO authentication standard) To prevent hacking and theft.

When the tag recognition terminal 410 of the financial company server 400 does not have a barcode, an RFID tag, a QR code or a magnetic strip, or a magnetic tag and an identifiable tag indicated by an electronic circuit when checking the sales slip presented by the business, (400) rejects withdrawals or deposits from the sales computer system or ATM.

The integrated management server (200) manages artificial intelligence (AI) machine learning, smart machine operation, and deep learning in detection of fraudulent financial transactions. Microsoft's artificial intelligence data algorithm with high-performance computer principle and system technology, training monitoring tracking system, real-time monitoring, time and attendance management system, voice phishing management, real-time management of load advisor Portfolio Learning Data, Information Encoding, Tag Encoding A / S and Image Processing VMS / VA Integration Search Engine, Device Network Network Connection and Data Processing and Payment Calculation Method, NTS Computerization Engine and FDS (Froude Detection) You can use the illicit transaction detection system and the IRS tax evasion.

The fields that can be implemented as the computerized management system of the payment method using the identifiable tag and the artificial intelligence according to the present invention are as follows: app, web pin tech url electronic form smart ticket, OS support (iOS, ANdroid, API.UX / UI.DB) Management, electronic tag, electronic RFID and electronic QR code, electronic asset management with electronic identification number printed on magnetic stripe, magnetic field and electronic circuit, electronic computer management, electronic settlement and electronic payment, (Such as office buildings, apartments, shopping malls, hotels, housing sales, etc.), and the like, as well as the management fee, electronic document, electronic document, electronic record management, electronic sales management, electronic slip management, ), Electronic Tag Agreement, Electronic Tag Real Estate Consolidation Agreement (registration, contract, fee, auction, auction, auction contract, lease contract, etc.), receipt slip, registration certificate, , Rent, lease, lease, sale, exchange, land, hotel, motel, shop, property management, trust management, corporation management, accounting management, anti-falsification prevention management, electronic duty free shop, shopping store bill, electronic insurance or insurance slip , E-money accounting document management, electronic penalty documents, e-delinquency and fines, rebates and fees, various apps (such as ethnicity in delivery, alba app), multi-level and brokers, unregistered accounts, suspicious accounts, rental fees, gambling tickets, (Such as transportation, logistics, delivery, storage, air), self-employed persons, income earners, corporations, pension management inheritance tax and gift tax management, integrated parking management, stock futures transactions, highway delinquencies, Service Statement Local tax, account (remittance, withdrawal, point, store, transfer, interest, refund account) It is related to electronic passbook and electronic sign.

Meanwhile, the integrated management server 200 can be used as an IOT-based sensor and module, an electronic tag beacon, a wearable pin tach, a simple settlement face recognition, a face and a non-face biometric authentication, .

The integrated management server 200 captures receipts and various credit card sales slips and combines an interface for printing analog information in a digital manner. In conjunction with CC authentication and CI-RTLS based short-range wireless communication, We apply code system middleware system and tag in Internet (IOT) and RFID / USN app (APP) HTML5 (web based) M2M.S / WH / W.

The integrated management server 200 registers the operator, the merchant, and the seller in the tag printing terminal 100, and performs the processes of use management, sales management, authentication management, terminal registration, security and module change, Monitor real-time traffic, view traffic, and keep track of payments and sales based on intelligent ICT.

In addition, the integrated management server 200 links the object and the communication based on the IOT of the industry 4.0 (or 5.0), interlocks the touch digital process and the server which convert from analog to digital, and connects the NRW standard, the ERP system, Motion and control are supported.

The integrated management server 200 includes a CMC data standard, a step-by-step algorithm suitable for an authentication system module, a CAD, a ballroom, a virtual simulation standard ENR, an electronic document SAP, an authorized electronic document, an electronic document management by the National Tax Service, Deep learning and artificial intelligence (AI) algorithms are embedded in ERPs with identification tags and QR codes at business addresses, and parallel computation is performed.

The central processing unit (CPU) of the integrated management server 200 identifies the business entity with the identification barcode of the high-income earner through sequential calculation and parallel calculation.

The integrated management server 200 identifies various kinds of settlement, deposits, withdrawals, withdrawals, taxes, and the like of passbooks and mobile accounts with a computed algorithm, records the transactions, and automatically collects them as an integrated system.

Various kinds of settlement which are identified by the integrated management server 200 include various card settlement such as credit card and cash card, simple settlement, various pay settlement, pin tech settlement, POS settlement, ATM settlement, mobile settlement, And may include an imaginary settlement.

The integrated management server 200 automatically searches the computer records in the node, sensor, module, cloud, and open-source big data and separates them into QR codes. Manage and implement slips with deep running.

The operation according to the embodiment of the present invention will now be described in detail with reference to the accompanying drawings.

3 is a flowchart illustrating a computerized process of an identifiable tag and a payment settlement unit using artificial intelligence according to an exemplary embodiment of the present invention.

Referring to FIG. 3, the integrated management server 200 first determines whether the tag printing terminal 100 is a self-employed person (hereinafter referred to as a high-income earner), a corporation, or a corporation The identification tag for the terminal and the identification tag for the card are assigned to individual business operators (S200).

At this time, the identifiable tag can be given based on RoboAdvisor, an online asset management service that performs portfolio management through advanced algorithms such as deep learning using AI and Big Data.

In addition, the integrated management server 200 can assign a unique serial number according to the type of settlement slip so as to distinguish general sales, incentive bonuses, and commissions, and identify the type of sales of the settlement slip by this number.

Then, the integrated management server 200 stores the identifiable tag for the terminal in the tag printing terminal 100, and prints and issues the identifiable tag information for the card on the surface of the credit card (S210).

Thereafter, when a credit card is attached or touched to the tag printing terminal 100, the tag printing terminal 100 scans the identifiable tag information for the card of the credit card, And transmits the generated request information to the integrated management server 200 (S220).

When the payment request information is received from the tag printing terminal 100, the integrated management server 200 reads the information of the card-use and terminal-identifiable tags included in the payment request information, matches the information with the sales information, The sales history information is stored in a database or a cloud (S230). In some cases, the sales history information may be stored in the form of big data.

At this time, the information of the identifiable tag for the card may include the serial number of the card, the card type, the name of the holder, the holder's resident number, the address of the holder, the payment date,

The information of the identifiable tag for the terminal may include information such as a business name, a business registration number, a business address, a payment date, a payment location, a publication location,

Here, the tag printing terminal 100 performs authentication of the corresponding provider when the payment request information is transmitted to the integrated management server 200, and transmits the payment request information only when the authentication is completed. This is to prevent illegal activities that would prevent sales of third parties from being settled. At this time, at least one of biometric (human body) authentication (fingerprint, iris, voice, face, retina, blood vessel, palm, etc.) or biometric authentication may be applied.

Then, the integrated management server 200 delivers the settlement request received from the tag printing terminal 100 to the credit card company server 300 (S240).

Then, the integrated management server 200 receives information on approval or disapproval from the credit card company server 300 (S250). Then, the integrated management server 200 transmits information on approval or disapproval to the tag printing terminal 100 (S260).

The integrated management server 200 stores the details of approval and rejection of the credit card company server 300 for the payment request received from the tag printing terminal 100 in the database.

When the tag printing terminal 100 receives the payment approval from the integrated management server 200 in step S260 in step S250, the tag printing terminal 100 transmits the QR code, bar code, RFID Tag or at least one of a personal identification number (PIN) and a magnetic stripe on a sales slip and outputs the printed slip (S270).

On the other hand, the integrated management server 200 extracts the sales history information for each high-income earner, corporation, or individual business operator in the database or cloud every predetermined period, and transmits the extracted sales history information to the designated IRS or the public office server 500 S280). Of course, the integrated management server 200 can transmit the sales history information to the IRS server 500 in real time, rather than at regular intervals.

At this time, the integrated management server 200 utilizes a fraudulent transaction detection system (FDS), applies a trustee user environment (Trusted UI), applies ARS, SMS, OTP, IC, NFC biometrics authentication and biometric authentication, You can use UNIX, LINUX, UTM, IDS, IPS, FIDO, OS, PKI, SDK, DB, UI, API, iOS, TKI, HSM, Java and Android.

In addition, the integrated management server 200 can perform card authentication, CVC hacking replication, time tracking at the time of document outflow or export, secure DRM. It can be used for DRM network replacement in server management, self-certified ARS, SMS, phone 2 phone billing, P2P billing, B2B billing, B2C billing, O2O payment, ATM payment, TAG and unique identification number, QR code Print management in the order of print, document management Billing management, use management, bank window management, block chain or simple application payment, , Virtual payment, and currency billing.

In addition, the integrated management server 200 associates the consignment and trust flows of the users with the IRS, associates with the bank, calculates the flow of the application, and applies the illegal money laundering to the window where the present invention is applied at the bank window.

(2) CTR (currency) (3) STR (suspicious), money laundering terrorism funding prevention regulation (1) FATF (Financial) (2) FATCA (Foreign) (3) FTA (Frce) (4) Interact with IBS server by artificial intelligence according to IBRD (International).

The integrated management server 200 reports the OS payment transfer, remittance, payment, transfer system, asset management, and trade settlement to each corresponding tax office by artificial intelligence.

The integrated management server 200 manages the receipt management, the data management, the document management, the contract management, the record management, the sales management, the tax management, the business management, the accounting management, the corporation management, Management, and computer management with tags, unique identification numbers, and printable QR codes, selecting regions, cities, provinces, and provinces as resident registration sites, managing locations with identifiers, This is solved by the search processing.

The integrated management server 200 is equipped with a robot that performs learning and monitoring of deep learning of artificial intelligence to perform various functions such as bank account management, sales management, ATM settlement, POS settlement, PC settlement, OTP SMS, URL, SNS, AR4S, IOS10, OSX, Web, UTML5, WAS, TTY Logging Can be used for FCPA and DOJ chasing maintenance commands, Deferred Prosecution Agreement (DPA), and Non-Prosecution Agreement (NPA).

In addition, the integrated management server 200 performs management output learning and calculation through the artificial intelligent operation record, thereby obtaining rebates such as national tax, import fees, royalties, fees, R & D research expenses, fraudulent fees, false contracts, And the illegal payment, and prevent corruption can act as a watchdog.

Meanwhile, FIG. 4 is a flowchart specifically illustrating approval of a sales slip and a location of a terminal of a business entity or an app provider according to an embodiment of the present invention.

When the tag printing terminal 100 prints and outputs the identifiable tag on the sales slip in step S270 of FIG. 3, the business operator presents the sales slip of the card slip in the sales slip to the financial company.

Referring to FIG. 4, the financial company server 400 reads the identifiable tag printed on the sales slip presented by the vendor through the tag recognition terminal 410 (S300). At this time, the tag recognition terminal 410 may read not only the sales slip but also the identifiable tag printed on the payment slip such as a bill.

Then, the financial company server 400 transmits the identifiable tag information read from the tag recognition terminal 410 to the integrated management server 200 (S310).

The integrated management server 200 determines whether there is sales information matching the identifiable tag information transmitted from the financial company server 400 based on sales history information of high-income earners, corporations, or individual businesses stored in the database (S320).

If there is sales information in the database, the integrated management server 200 transmits a message to the financial company server 400 indicating that the sales information exists. If there is no sales information in the database, the integrated management server 200 transmits a message indicating that sales information is absent to the financial company server 4000 (S330).

When receiving a message from the integrated management server 200 indicating that the sales information is present, the financial company server 400 judges that the sales slip or the payment slip presented by the provider is a legitimate sales slip or a payment slip, And payment is made. However, when receiving a message from the integrated management server 200 indicating that there is no corresponding sales information, the financial company server 400 determines that the sales slip or the payment slip presented by the business is not a valid sales slip or a payment slip, Refuse to pay.

Of course, the financial company server 400 rejects the payment approval request when the payment slip that has already been authenticated and the payment processing is completed again. Even if a billing slip with a plurality of identical identifiable tags is received, the payment approval request is rejected immediately.

On the other hand, the tag printing terminal 100 frequently checks whether the place where the tag printing terminal 100 is located is an installation request address (S350). At this time, at least one of a sensor, a beacon, an Internet (IoT), and a location-based service (LBS) is used to confirm the position of the tag printing terminal 100. In some cases, wearable technology, Bluetooth, Zig-Bee, Wi-Fi, Z-Wave, Weightless, and IEEE802.15.4g / k can be used.

5 is a flowchart illustrating an authentication protocol between general communication equipments. Referring to FIG. 5, the terminal 530 sends a connection request signal to the server 510 (531). Thereafter, the server 510 transmits a connection response for authentication to the terminal 530 (541). As a result, authentication is not possible, but connection is possible. Thereafter, the security code for authentication is checked (Step 551). When the authentication process is completed, the connection is made to the normal connection 570. Of course, if authentication fails, the connection can be disconnected again.

Therefore, even if the authentication password is unknown, the device ID, the MAC address, or the IP address and the like can be exchanged with the devices connectable to the periphery, and can be stored in the tag printing terminal. When the tag printing terminal 100 using the authentication protocol is installed, not only the authentication data of the provider but also the data of the surrounding wireless communication environment can be stored in the internal storage space.

An example of using a WiFi for identifying the position of the tag printing terminal 100 is as follows.

The names of the respective Wi-Fi devices installed in the vicinity of the tag printing terminal can be known even if the Wi-Fi connection is not performed. Among these Wi-Fi devices, the number of fixed Wi-Fi devices is gradually increasing. If the IDs of the Bluetooth, beacon, wiccan, and WiFi devices fixed on the building at the time of installation are recorded, the WiFi device that can be detected by the tag printing terminal 100 is changed when the device is moved. can confirm.

The tag printing terminal 100 searches for an ID or an IP address of a connectable device in the vicinity, and if the nearby fixed device changes, or when the devices that can be connected to the nearby device frequently change, the tag printing terminal 100 determines that its position is changed can do.

When the tag printing terminal 100 has changed its location, the tag printing terminal 100 transmits a location movement message to the integrated management server 200 (S360).

When the integrated management server 200 receives the location movement message, it determines whether the movement is illegal or not permitted to move (S370), and transmits the determination result to the tag printing terminal 100 (S380).

When the tag printing terminal 100 receives the illegal movement result from the integrated management server 200, the tag printing terminal 100 outputs a message rejecting the payment approval request at the illegal moving location to the screen (S390). This is to prevent the illegal act of omitting the sales in the third place, such as refusing the payment approval request in accordance with the result of the authentication of the provider of the provider.

When the tag printing terminal 100 stores information on a nearby wireless communication device capable of sensing a wireless signal, the terminal itself may also output a message rejecting the payment approval on the screen.

However, if an abnormality occurs in the peripheral wireless communication equipment, it is burdensome to the normal business operator. Therefore, in addition to the authentication of the business owner, additional personal information of the consumer may be additionally demanded so that the normal business operator can settle the payment. You can do it.

In step S200 of assigning the identifiable tag, the mobile payment through the portable terminal 600, O2O payment, payment of an app (an app such as a delivery app, a real estate app, a parking app, It can also be applied to settlement, virtual currency (bit coin, etc.) settlement, P2P settlement, FinTech, B2C, B2B transactions in Korea and overseas.

Also in this case, the integrated management server 200 functions as an electronic settlement agency (PG) company, and assigns the ID tag for the terminal to the tag printing terminal 100 of the payment server so that the ID tag can be included in the payment information So that settlement history can be tracked, thereby preventing tax evasion by omission of sales.

At this time, the mobile payment may include a payment function of the biometric authentication (FIDO) card and a payment function of the biometric authentication card, and may further include NFC, beacon payment, and location settlement by mobile payment other than the card. Card authorization, card information, and token information are generated and stored in the payment repository at the coin code block end link stage sensor used in the payment means.

On the other hand, in the present invention, the card user or the person making the payment may be the card owner himself or another.

For the card writer, the seller, and the business, the integrated management server 200 is composed of a payment secretary, a history secretary, a tax secretary, an electronic document secretary, and a recording management fee using artificial intelligence (AI) , Voice deviation management, transaction collection management, foreign departure management, delinquent management, state subsidy deviation management, and payment congestion.

The artificial intelligence of the integrated management server 200 becomes the secretary for the card payment, the app settlement, and the machine learning of the industry 4.0 and 5.0 in the face-to-face and the non-face settlement.

The secretary of the AI of the integrated management server 200 manages the digital document, the paper document, the tag document, the electronic document, the digital document, the electronic document, the electronic document, and the electronic passbook documented by the high income earner, the document server of the corporation, Card data document, payment data document, various contract tag document, tag and QR code company document, resident registration tag document, driver's license tag document, passport tag document, certificate tag document, correction document, warranty card, gift certificate, , Terms of Use Documents, RFID, USIM Documents App Documents, Bills Documents, Fines, Giro. It manages documents such as illegal passbook, name trust, name account, name stock, name carrier, entrance fee, seal certificate, real estate contract document, administrative expenses document, fixed date document, real estate comprehensive document, fee, profit, incentive and so on.

The electronic payment assistant electronic program of the AI of the integrated management server 200 acts as a secretary for managing the electronic payer and the user's electronic document management and history and can calculate the settlement and sales and interwork with the National Tax Service .

At this time, the integrated management server 200 carries out artificial intelligence (AI) and sequentially performs parallel computation, and the central processing unit (CPU) performs processing such as coding, core, source, sensor, module, node, coin, link, cloud ERP And secretary managers who automatically collect APIs and operating systems from DBs, ATMs, POSs, PCs, mobile phones, and smartphones.

The AI of the integrated management server 200 can be used for various purposes such as mobile, POS, ATM, app and simple payment, mobile carrier app, merchant application, business owner, You can study tax by deep running, deep mind, and arithmetic recording.

The artificial intelligence (AI) of the integrated management server 200 can perform beacon position learning at the settlement position, the address learning, and the transaction position. The artificial intelligence (AI) of the integrated management server 200 includes the position navigation of the Bluetooth, the GPS satellite radio communication position, the unique SD card of the integration server, the type identification number printed on the identification bar code, the QR code number, Can be learned.

The artificial intelligence (AI) of the integrated management server 200 can be selected from among USIM, USB operating system card recognition, speech recognition, fingerprint recognition, face recognition, biometrics recognition, biometrics recognition, Next-generation security, standards can be set up with GSI, UTDLab and SSL, decryption and URL filtering, and a CMOS sensor as a security server system for machine learning secretaries and managers.

The artificial intelligence (AI) of the integrated management server 200 is an artificial intelligence (AI) and deep learning, and can be used for machine learning algorithms and training, overseas financial and payment cards, domestic financial settlement cards, Payment can be applied to seller's forecasting and machine learning of upgrading and load advisor of the heat analysis and natural language analysis.

The artificial intelligence (AI) of the integrated management server 200 is used to calculate the tax calculation, billing calculation, sales calculation, and usage calculation for the billing big data using a search engine for the collection engine of billing big data, In the card industry paperless TF computer system by VAN, by QR code, by unique identification barcode number, by electronic identification and electronic bank account, by electronic identification card, electronic ATM electronic computer, Data is transferred from the supercomputer and the cloud to the network, and the transaction contents (transfer, deposit, and money transfer) are pushed into the block chain block, and the block block is transferred centrally to the transaction block, chain, such as TAG and QR code, unique identification number tag label, and RFID to Distilled Ledger Technology (DLT), which can be rolled up like a tower or stacked up like a staircase.

The artificial intelligence (AI) of the integrated management server (200) is divided into a plurality of APIs for each OS by API in the central code, and the DB is computed by applying machine learning to the management system to prevent hacking and security. Without a center or store (no store), a bank can also separate banknotes from counterfeit money.

The artificial intelligence (AI) of the integrated management server 200 is applied as a learning algorithm at the block level, and supercomputers and ATMs connect task force (TF) automation devices, TAG and QR code VAN company networks to the 24- Image processing, image processing, signal processing, customer management with VR / AR, sales management, departure management, automatic coding in machine learning, automatic transmission of credit card network, payment card network and sales slip network Machine learning to prevent code, tax evasion, illegal, omissions, and concealment can learn data.

The AI of the integrated management server 200 is a function of learning the card authentication of the command recognition FCI-DSS to the owner separation network on the network, object recognition, security token (HSM), IC authentication, Or electronic passbooks and paper slips and electronic cigarettes and electronic sales slips to VAN's SDTAG card as one card AI's data is configured as a CPU and numerous servers are coded and coded with sensors and sensing UI / UX.HTML5 Web payments, app billing can be managed by the digitized explorer method and learning algorithm, accounting system, billing slip and tax flow of users, accounting flow, account flow records.

The artificial intelligence (AI) of the integrated management server 200 can be used for payment of face value, credit card, check card, point card, commerce platform, O2O settlement, P2P settlement, SNS, , Platform payment, cacao, witchet, line, block chain payment, bit coin payment, biometric card payment (fingerprint, iris, vein, palm, blood vessel etc.) payment, biometric authentication card payment, NFC local wireless communication card, face authentication, human authentication card, e-commerce, credit card network and payment card network.

In addition, the artificial intelligence (AI) of the integrated management server 200 can perform automatic coding processing, image processing, signal processing image processing, and load processing by electronic processing.

FIG. 6 is a flowchart illustrating a process of transferring information between the tag printing terminal, the integrated management server, the credit card company server, and the real name authentication terminal in the computerized management of the identifiable tag and the payment payment means using artificial intelligence according to another embodiment of the present invention .

6, an embodiment of a computerized management method of payment payment means will be described.

First, in the integrated management server, an identification tag for a terminal including an RFID tag, a bar code of identification function, a QR code, a magnetic field, a magnetic stripe, and an electronic circuit is provided to the tag printing terminal at step S200.

At this time, the integrated management server can give identification tags of the identification companies to cards, slips, documents, contracts, ticketing, admission tickets, paper slips, electronic slips, card slips and cash receipt slips, bills, cash receipts.

Next, an identification tag for the terminal assigned by the integrated management server is printed or stored in the tag printing terminal, and an RFID tag, a QR code (hereinafter referred to as " RFID tag ") is printed on the surface of the real name electronic card, , An identification bar code, a magnetic stripe, an electronic circuit, or a magnetic field, or an RFID for a small chipset by a unique number of a bar code blinded to a smart phone or an application, , OS, UI, UX, and Web HTML5 (S213).

Then, the tag printing terminal generates information of the user or the user by using the identification tag or payment tag, payment information, or usage information when the tag printing terminal makes payment for the article value or the commodity value or receives the approval (S215 ).

The tag printing terminal sends the tag approval information, the real name information, and the user or user information together with the payment information to the integrated management server (S220).

When the settlement request or the billing issuance request information is received from the terminal in which the tag of the real name is printed on the integrated management server, the identification information of the payment card containing the settlement request or the billing issuance request information and the identification The billing function, the billing function, and the issuing function are read and the billing data generated by matching the sales information, the income calculation, the billing information, and the document-specific information is stored as the real name authentication end (S233).

The step after the payment approval request (S240) from the integrated management server to the credit card company server can be performed in the same manner as described above.

The tag printing terminal can use any one of FIDO real name authentication, identification tag authentication, ERP authentication, EMV authentication, standardized POS, ATM, payment kiosk, PC, pavilion and smart phone terminal.

When assigning the identifiable tag for the terminal, the tagged tag function is learned, read, or computed based on a chatbot, a robot, or an artificial intelligence to classify, distribute and distribute the integrated provider and the document (electronic or paper) Distribute or divide the payment means or income of a user, a user or a trader, a seller, an illegal user, a non-registrant, an illegal merchant, a self-employed person, a corporation's high income earner or a worker, A plurality of segments shared by the terminals can be implemented to assign tags to be able to be analyzed from identification advisors, needs, and documents on a robo adviser basis (advanced algorithms, non-data and cloud).

At the time of payment or approval, a USB type card can be flown, touched, or paid for using a 3D scanner in a POS terminal or a mobile phone.

The payment information or usage information may be payment information or usage information created by an AI AI, a chatbot, or a robot.

The settlement data may be at least one of sales, unregistered, illegal sales deviation, transaction details, inquiry details, duplicate details, search details, supply and demand, and refund.

The real name authentication end may be any one or more of a cloud of big data, or a block end of a user in a block chain and a bit coin.

According to another embodiment of the present invention, the computerized management system of the payment and settlement means includes a RFID tag, a QR code, an identification bar code, a magnetic field and a magnetic stripe, an electronic circuit on the document or document of the settlement document, A tag printing terminal or an application driving terminal capable of printing or outputting an identification tag; A tag recognition terminal for reading a sales slip printed on the tag printing terminal, a card slip and a cash receipt slip or a real name authentication function tag; And DBMS to identify authenticated document sales, real name authentication, real name tag of authenticated tag authenticators, suppliers, and recipients in order to identify transparent sales and income, And an integrated management server for judging whether the illegitimate transaction, illegitimate card, illegal card or illegal card cancellation is performed, judging whether or not the real name prepaid card and the journal are legitimate, and instructing the tag recognition terminal to approve or reject the tag.

The computerized management system of such a payment means can be used as an old practice for payment payment means applying and using RFID, USIM, identification bar code, QR code, magnetic field or magnetic tape, In order to prevent distributing, dividing and splitting income of corporations, franchisees, and individual businesses, it is necessary to classify them as discriminatory companies and to raise income, or to prevent the vicious cycle and the social structure of high- It is a technique to correct administration.

In addition, the computerized management system of such a payment means is capable of solving the problems of receipt, bill, banner, and business license including paper slip and electronic slip, and transparency of settlement, by artificial intelligence AI, chatbot, robot and deep running, The TAG of the server that generates / stores / approves or rejects the identification function and the real name TAG business operator / employee by combining the load advisor and the Joey of the FIDO with the electronic one. ; ≪ / RTI >

In addition, the settlement document may include at least one of a card slip and a cash receipt slip operator, various administrative slip, payment slip, transaction slip, account or virtual account, bankbook or cannon banknote, gift voucher, (Real estate; auction, auction, down-contract, rent, management fee, motel, hotel, hotel, ticket, etc.), lottery ticket or receipt, casino ticket or ticket, (Car, used car, taxi, taxi, transportation car), massage, sauna, salon, beauty salon, Any of the following: hospital, orthopedic, dental, oriental medicine, lawyer, attorney, lawyer, accountant, tax accountant, department store, duty free shop, ballot paper, pension, medical insurance, tobacco, Or a card receipt slip, or a payment card, which is obligatory in the case of using, using, or trading a credit card.

In addition, the integrated management server manages vans (VANs) and electronic payment agencies (PGs), manages receipts and supply slips, acts as an intermediary between the FinTech Bank of the financial company and the National Tax Service It provides the operating system, EMV authentication, ERP, CMS management and interworking at the relay server, ES / EAI, OS and API, and integrates the SI system to manage illegal, illegal, It manages card cricket, camouflage transaction, camouflage business owner, camouflage merchant shop, camouflage high income earner, camouflage sales person, false work tax, service management, article management, fines management, tax management, accounting or tangible accounting management, TAG business management, , TAG document management, and portal billing management. The provision and analysis of such management can be stored as TAG history information, and the computer management, agent management, or search management can be performed by using artificial intelligence based algorithms and learning, chatbots, Combination of , It is implemented in accordance with the foundation of the 5th industrial revolution in which all data communication is connected with sensors and data, and TAG is given not only to individual products but also to individual persons, distributedly stored or retrieved per user block, Receipts and slips can be managed by the operator and workers.

As described above, the present invention has been described with reference to the embodiment shown in the drawings. However, the present invention is merely an example, and it is possible to prevent duplicate contracts by assigning an identifiable tag to a contract similar to a sales slip It will be understood by those skilled in the art that various changes and modifications may be made without departing from the scope of the present invention. Accordingly, the true scope of the present invention should be determined by the technical idea of the appended claims.

100: Tag printing terminal 110: Tag printing section
120: authentication unit 130:
200: Integrated management server 300: Credit card company server
400: financial company server 410: tag recognition terminal
500: IRS server 600: mobile terminal
700: Real name authentication unit

Claims (10)

(A) providing a tag printing terminal with an identifiable tag for a terminal including an RFID tag, a bar code of identification function, a QR code, a magnetic field, or a magnetic stripe or an electronic circuit;
The RFID tag, the QR code, and the identification barcode are printed on the surface of the real name electronic card, the magnetic card, or the real name payment card (e.g., MAN integrated card) , A magnetic stripe, an electronic circuit, or a magnetic field, or by printing a USB for a small chipset with a unique number of a bar code blinded to a smart phone or by installing an application, Printing or storing the tag information and the blind name information authenticated by any one of UI, UX, and Web HTML5;
Generating information of a user or a user by using the identification tag or payment tag, payment information, or usage information when the tag printing terminal makes payment for an article value or a commodity value or receives approval;
When the settlement request or the billing issuance request information is received from the terminal in which the tag of the real name is printed on the integrated management server, the identification information of the payment card containing the settlement request or the billing issuance request information and the identification And storing the payment data, which is generated by matching the sales information, the income calculation, the slip information, and the document-specific information, as the real name authentication unit, by reading the function, the real name function, the payment function, Way. The method according to claim 1,
The tag printing terminal is any one of FIDO real name authentication, identification tag authentication, ERP authentication, EMV authentication, POS, ATM, payment kiosk, PC,
The step of assigning the identifiable tag for the terminal may include classifying, distributing, and transmitting the tagged function to the integrated provider and the document (electronic or paper) by learning, reading, or calculating the tagged function on the basis of a chatbot, a robot, Distribution, or decentralization, so that the user, the user, or the trader can search, distribute or split the settlement means or income, seller, illegal user, no registrant, illegal merchant, self-employed person, corporation's high income earner or employee, A plurality of sections shared by the printing terminal are implemented so as to be tagged so as to be able to be analyzed from the rover adviser basis (advanced algorithm, non-data and cloud) for each identification company, How to manage. The method according to claim 1,
When the payment or the approval is received, the USB type card can be received by the POS terminal, the mobile phone, or the like by using the 3D scanner,
The payment information or usage information is payment information or usage information created by the AI AI, the chatbot, or the robot,
The settlement data may be at least one of sales, unregistered, illegal sales deviation, transaction details, inquiry details, duplicate details, search details,
Wherein the real name authentication end is at least one of a cloud of big data or a block end of a user in a block chain and a bit coin. (Hereinafter referred to as a "high-income earner"), a corporation, or an individual business operator who is located in a plurality of highest tax rate sections contracted in advance to share the tag printing terminal as a representative business terminal, ;
Storing the identifiable tag for the terminal assigned by the integrated management server in the tag printing terminal and printing the identifiable tag information for the card on the surface of the credit card;
When the integrated management server receives the payment request information from the tag printing terminal, the credit card included in the payment request information is read and the identifiable tag of the tag printing terminal is read and matched with the sales information, Storing in a cloud;
Transmitting, by the integrated management server, approval of payment to the tag printing terminal; And
Extracting sales history information for each of the high-income earners, corporations, or individual businesses in the database (or cloud) at predetermined intervals by the integrated management server, and transmitting the sales history information to a designated NTS service server Computerized management method. 5. The method of claim 4,
The integrated management server receiving a location movement message from the tag printing terminal; And
If the integrated management server receives the location movement message, determining whether the movement is illegal or not allowed to move, and notifying the tag printing terminal if the movement is illegal. Method of computer management of Sudan. A tag printing terminal or an application driving terminal capable of printing an RFID tag, a QR code, an identifying bar code, a magnetic field and a magnetic stripe, an electronic circuit, or printing or outputting an assigned identification tag on the document or document of the settlement document;
A tag recognition terminal for reading a sales slip printed on the tag printing terminal, a card slip and a cash receipt slip or a real name authentication function tag; And
In order to identify transparent sales and income, it is necessary to use authenticated document sales, real name authentication, real tag of authenticated tags, certifier, supplier, And an integrated management server for judging whether or not the real name prepaid card and the slip are legitimate and instructing the tag recognition terminal to approve or reject the transaction by determining whether the transaction is authorized, illegal, illegal or illegal, Computerized management system. The method according to claim 6,
In the payment method of applying and using RFID, USIM, identification barcode, QR code, magnetic field or magnetic strip, identifiable TAG based on electronic circuit, and artificial intelligence base, the old practice is to distribute income distribution of corporation, In order to prevent division, splitting, to classify as discriminatory and increase income, or as a technique to correct the administration that does not fit the vicious cycle and social structure which sees the high income earners of large enterprises as the corporation processing,
The problem of receipt, bill, giro, permission of business owner and payment transparency including paper slip and electronic slip, artificial intelligence AI, chatbot, robot and deep running, settlement recipient and recipient as TAG certification, load advisor and FIDO Wherein the computerized management system further comprises a TAG computation type of a server for generating, storing, and approving or rejecting a given identification function, a real name TAG business operator, and a worker, Of computerized management system. The method according to claim 6,
The settlement document may include at least one of a card slip, a cash receipt slip operator, various administrative slip, payment slip, transaction slip, account or virtual account, bankbook or cannon banknote, gift voucher, racing bicycle ticket or admission ticket, management fee, (Real estate; auction, auction, contract, rent, management fee, motel, hotel, sale, ticket, (Used car, sprinter, cannon, taxi, transportation car), massage, sauna, hairdresser, hospital, doctor's office, You can apply to any one of orthopedics, dentistry, oriental medicine, lawyer, patent attorney, lawyer, accountant, tax accountant, department store, duty free shop, ballot paper, pension, medical insurance, tobacco, Or use or trade document or card slips and cash receipts slip or payment paid computerized management system of payment means, characterized in that one of the mandates of the card, if applicable. The method according to claim 6,
The integrated management server manages a VAN company and an electronic settlement agency (PG), manages receipts and supply slips, acts as an intermediary between the FinTech bank of a financial company providing a real name prepaid card and the National Tax Service, The relay server unit manages the operating system with EMV authentication, ERP, CMS, and provides OS and API in conjunction with ESB and EAI, and integrates SI system to manage illegal, illegal hijacking, tax evasion, Management of goods, management of fines, management of taxes, accounting or accounting, management of TAG business, management of TAG document, management of TAG document, TAG Document management, and portal billing management. The provision and analysis of such management can be stored as TAG history information, and the computer management, agent management, or search management can be performed by using artificial intelligence based algorithms and learning, chatbots, robots, to, It is implemented in accordance with the foundation of the 5th industrial revolution in which the sensor and data are connected to each other. In addition, the TAG is distributed to individual persons as well as products, distributed or retrieved per user block, TAG printed documents, receipts, Wherein the bill is managed by a business operator and a worker. Payment tags, search engine management, computerized management, document management, etc. RFID tags, bar codes or identification tags including magnetic strips, magnetic fields and electronic circuits are issued to the merchant business owners, corporations, workers, earners, Issuing an identification tag including RFID TAG, identification bar code, magnetic stripe, magnetic field and electronic circuit for each individual licensed business entity, not a large business entity integrated into one business place;
Identification tags can be used for various documents and cards such as card documents and cash receipt slips, contracts, invoices, statements, bills, and integrated real estate electronic document contracts, real estate fees or rents, property taxes, gift taxes, It is used for subscription account management fees, contracts, receipts or related documents, and is used for gift certificates, passports, resident registration cards, and integrated transportation cards, tickets, passports, parking lots, subways, buses, road traffic cards, highpasses, , RFID tags, bar codes, or magnetic fields. The identification tags are used for ticket issuance, tickets, ballot papers, election paper, electronic cards, magnetic cards, Card (hereinafter referred to as " MAN "), as well as associated identification credit cards, prepaid cards, deferred payment cards, Steps to use him;
Identify unidentified unregistered entrepreneurs, identify unidentified documents, receipts, card slips and cash receipt slips, ie, technical computing management, accounting management, tax management, fee management, identification, settlement, search agency , Document management, etc., it is possible to illegally deduct the income of a suspected corporation, a fictitious merchant, or an individual business operator from profit, omission of profit, omission of income, tax evasion, defeat, concealment, Comprising:
The retrieving step may analyze the electronic settlement with the big data of the DBMS for the customer, the supplier, the seller, and the administrator of the slip goods, interoperate API and OS of the ERP and CRM cell of the electronic document, In addition to CPU (central processing unit), GPU graphics processing unit and quantum cryptography communication, Aerohive positioning, AP, LBS platform or mobile APP can be linked to ATM, POS, kiosk and payment gate,
In the using step, a Wi-Fi signal, a Bluetooth signal, a LoRa signal, and a beacon / wiccone signal can be used as a communication technology, and RF, CCTV, Or iOS based short-range wireless communication settlement, NFC settlement, and IC chip settlement. In the fifth industrial revolution era, IoT settlement is possible because all objects are connected by Internet (IoT)
The step of detecting includes analyzing EAST-West traffic through a number of load balancing and balancing of service analysis such as magnetic stripe, RFID tag with magnetic circuit, electromagnetic label layer, frequency and so on, It is possible to manage redundant traffic and to create a virtual environment by using traffic as a virtual machine (VM) at the peer (PG)
The types of the payment or card include not only pin-tec settlement, various app payment, and simple payment but also biometric / bio payment such as fingerprint recognition, voice recognition, face recognition, touch recognition, iris / vein recognition, And may include various payment such as wearable payment,
When applied to the above steps, a document including a TAG of a document provider may include a function of distributing, bookmarking, data trekking, distribution upgrade, initialization, cache distribution, refolding, , Hybrid cloud, and multi-cloud,
According to the above steps, collecting, storing, processing, analyzing, commanding, developing, processing data on income details, sales slips, card slips and cash receipt slips, documents, contracts, bills, invoices, payment slips, ticketing, Artificial intelligence that combines identification function with billing function that can process computation, document processing and accounting by using identification function such as command, code, code, memory, access, embedded mobile, AI chatbot, A computerized management method of payment means using intelligence.

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