KR20170140021A - Terminal for Payment and Driving Method Thereof, Terminal for Management and Driving Method Thereof, and Computer Readable Recording Medium - Google Patents

Abstract

The present invention relates to a payment terminal and the driving method of the payment terminal, a management terminal and the driving method of the management terminal, and a computer readable recording medium. The payment terminal according to an embodiment of the present disclosure includes a communication interface part for receiving payment information from a nearby management terminal or transmitting the payment information to a management terminal; a display part for displaying the received or transmitted payment information on a screen; and a control part for controlling the communication interface part to transmit payment history information paid by at least one of the plurality of payment means to the management terminal based on the displayed payment information. The malfunction of the display part can be prevented.

Description

TECHNICAL FIELD The present invention relates to a payment terminal and a payment terminal, a driving method of the management terminal and a management terminal, and a computer readable recording medium having a terminal for payment and driving method,

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a settlement terminal and a settlement terminal, a method of driving a management terminal and a management terminal, and a computer readable recording medium. More particularly, A method of driving a payment terminal, a method of driving a management terminal and a management terminal, and a computer readable recording medium.

In recent years, interest in easy payment has been growing as the industry of Fin-Tech or Tech-pin has been activated. These simple payments are emerging together with the introduction of mobile devices such as smart phones. In addition, the simple settlement also benefits from the disarming of the legal regulations that enable the micropayment with no signature. This type of payment method is intended to provide convenience to a single user.

However, this recent simple payment method, on the other hand, increases the fatigue of settlement to the merchants such as operating a restaurant by combining with the Dutch pay culture that oneself has calculated.

In other words, in recent years, there is an inconvenience that a manager or owner must stand in front of a counter to help each individual to pay for each payment, and there is a need for a long line for customers to pay.

In addition, in the case of a terminal placed at the checkout counter, since there is an interface such as an administrator having to continuously press a button for partial payment of the users, the fatigue of the administrator may increase and deterioration or malfunction of the display portion may occur due to frequent touches .

SUMMARY OF THE INVENTION It is an object of the present invention to provide a payment terminal and a payment terminal which facilitate partial settlement by various types of payment means, a method of driving a management terminal and a management terminal, and a computer readable recording medium.

A method of operating a payment terminal according to an embodiment of the present disclosure includes the steps of receiving payment information from a surrounding management terminal or transmitting the payment information to the management terminal, displaying the received payment information or the received payment information on a screen, And transmitting payment history information paid by at least one of the plurality of payment means to the management terminal based on the displayed payment information.

The payment information may include at least one of the total amount information to be paid by the user and the amount information per order item linked to the total amount information.

The step of displaying on the screen may include displaying the total amount information on the screen and displaying the amount information by item when the total amount information is selected.

The payment terminal may perform short-range wireless communication with the management terminal.

The step of transmitting to the peripheral terminal may transmit completion information indicating that payment has been normally performed as the payment history information.

The payment history information may further include identification (ID) information for the payment means and item-specific amount information associated with each identification information.

The step of transmitting to the peripheral terminal may transmit the payment history information settled by the plurality of payment means when the payment terminal requests partial payment.

Wherein the at least one payment means includes at least one of a recognition unit capable of biometric recognition, a cash settlement unit capable of cash input and change return, and a card settlement unit, wherein the card settlement unit is capable of recognizing an application card built in the mobile device .

The driving method may further include a step of notifying the user of the unauthorized person when the payment settlement based on the payment information is unapproved, and requesting the reconnection.

The driving method may further include displaying an advertisement on the screen.

The method of driving a management terminal according to an embodiment of the present disclosure includes the steps of transmitting settlement information to a plurality of settlement terminals in the vicinity or receiving settlement information from each of the plurality of settlement terminals, Displaying payment information on the screen; and receiving, from the payment terminal, payment history information paid by at least one of the plurality of payment means based on the displayed payment information.

The step of receiving from the payment terminal may include the payment history information when the settlement based on the payment information is normally completed at the payment terminal, and the payment history information may include completion information indicating normal processing.

The payment history information may further include identification (ID) information for the payment means and item-specific amount information associated with each identification information.

The driving method may further include transmitting the payment history information to a server operating in at least one of a bank, a payment agency, and a tax-related institution.

A payment terminal according to an embodiment of the present disclosure includes a communication interface unit for receiving payment information from a surrounding management terminal or transmitting the payment information to the management terminal, a display unit for displaying the received or transmitted payment information on a screen, And a control unit for controlling the communication interface unit to transmit the payment history information paid by at least one of the plurality of payment means to the management terminal based on the displayed payment information.

The payment information may include at least one of the total amount information to be paid by the user and the amount information per order item linked to the total amount information.

The display unit may display the amount information by item when the total amount information and the total amount information are selected on the screen.

The payment terminal may perform short-range wireless communication with the management terminal.

The communication interface unit may transmit completion information indicating that the settlement has been normally processed as the settlement history information.

The payment history information may further include identification (ID) information for the payment means and item-specific amount information associated with each identification information.

The communication interface unit may transmit the payment history information settled by the plurality of payment units when the payment settlement is requested at the payment terminal.

Wherein the at least one payment means includes at least one of a recognition unit capable of biometric recognition, a cash settlement unit capable of cash input and change return, and a card settlement unit, wherein the card settlement unit is capable of recognizing an application card built in the mobile device .

If the payment settlement based on the settlement information is not approved, the control unit may notify the unauthorized person to request the settlement.

The display unit may further display an advertisement on the screen.

Furthermore, the management terminal according to the embodiment of the present disclosure includes a communication interface unit for transmitting settlement information to a plurality of settlement terminals in the vicinity or for receiving settlement information from each of the plurality of settlement terminals, A control unit for controlling the communication interface unit to receive payment history information paid by at least one of the plurality of payment means based on the displayed payment information on the screen, .

The communication interface unit may receive the payment history information when payment based on the payment information is normally completed at the payment terminal, and may include completion information indicating that the payment history information is normal.

The payment history information may further include identification (ID) information for the payment means and item-specific amount information associated with each identification information.

The communication interface unit may transmit the payment history information to a server operating at least one of a bank, a payment agency, and a tax-related institution under the control of the controller.

According to another aspect of the present invention, there is provided a computer-readable recording medium including a program for executing a method of operating a payment terminal, the method comprising the steps of: Receiving payment information or transmitting the payment information to the management terminal; displaying the received or transmitted payment information on a screen; and displaying, on the screen, payment of at least one of a plurality of payment means And transmitting payment history information paid by the means to the management terminal.

The computer readable recording medium is a computer readable recording medium including a program for executing a method of driving a management terminal, wherein the method of driving the management terminal is a method of transferring payment information to a plurality of settlement terminals in the vicinity The method comprising the steps of: receiving payment information from each of the plurality of payment terminals; displaying the payment information of each of the transferred or received payment items on a screen; and paying at least one of a plurality of payment means And receiving payment history information paid by the payment terminal from the payment terminal.

1 shows a billing system according to an embodiment of the present disclosure;
FIG. 2 is a block diagram illustrating a detailed structure of the management terminal shown in FIG. 1,
FIG. 3 is a diagram illustrating the structure of the settlement processing unit of FIG. 2,
4 is a block diagram illustrating another detailed structure of the management terminal shown in FIG. 1,
FIG. 5 is a block diagram showing the detailed structure of the payment terminal of FIG. 1,
FIG. 6 is a block diagram showing another detailed structure of the payment terminal of FIG. 1;
7 is a flowchart illustrating a payment process according to the first embodiment of the present disclosure;
8 is a flowchart illustrating a payment process according to a second embodiment of the present disclosure;
FIG. 9 is a flowchart illustrating a driving process of the management terminal of FIG. 1;
FIG. 10 is a flowchart showing a driving procedure of the payment terminal of FIG. 1;
11 is a view for explaining a settlement process performed by the settlement terminal of FIG. 1 as an example, and FIG.
12 is a diagram illustrating a payment system according to another embodiment of the present disclosure;

Hereinafter, embodiments of the present disclosure will be described in detail with reference to the drawings.

BRIEF DESCRIPTION OF THE DRAWINGS Figure 1 is a diagram of a payment system according to an embodiment of the present disclosure;

1, a billing system 90 according to an embodiment of the present disclosure includes a management terminal 100 and at least one billing terminal 100. As shown in FIG.

Here, the management terminal 100 may correspond to a main payment terminal managed by a manager or a manager in a designated space of a restaurant such as a restaurant or a coffee shop. Herein, the term " main payment "is a name in that the payment is managed and the settlement of payment terminals 110 of all the restaurants is managed. The management terminal 100 can manage payment terminals 110 that can be installed for each specific table (or place) of a restaurant, for example, according to the embodiment of the present disclosure. For example, when a customer places an order, the management terminal 100 inputs information about the order in a touch screen manner on the display unit of the management terminal 100, and when the input is completed, 110). At this time, the information on the order can be the total amount information and the details of the ordered items matching the corresponding information. For example, information such as Kimchi stew 5,000 won and miso stew 5,000 won may be transmitted and total amount information of 10,000 won combined. Of course, the total and total amount information for each item amount can be generated in the settlement terminal 110.

On the contrary, when an order is received from the payment terminal 110, the management terminal 100 stores the details of the item and displays at least one of the number and the alias of the corresponding table on the screen. Here, the alias may include a name that the administrator separately inputs. There may be a variety of ways that the management terminal 100 manages the order details of the customer on the screen, so the above description is not particularly limited. For example, only the icon corresponding to the number of the table can be displayed on the screen, and when the icon is selected, the item-specific amount can be displayed in a list form.

In addition, when the payment is normally completed, the management terminal 100 receives the settlement information about the settlement made at the settlement terminal 110, and receives the completion information (or approval information) from the settlement terminal 110 can do. The manner in which the management terminal 100 receives information from the payment terminal 110 also varies. For example, payment history information can be received together with completion information only when payment is normally completed. For example, if a customer A makes a payment with a credit card, and a customer B makes a payment with an NFC method, the credit card information or payment information according to the NFC method are transmitted together. If the customer C requests to pay cash for some remaining amount, the manager managing the management terminal 100 may receive cash from the C customer for the remaining amount. In this case, the payment terminal 110 can be used for payment when the meal is completed. In this case, if the lump sum payment or the partial payment can be selected, The payment status of the terminal 110 can be known. The above payment method will not be impossible by confirming that the customer of a specific table goes out to the corresponding space through monitoring by CCTV or the like.

Management for settlement is performed by any protocol (or standard) between the management terminal 100 and the settlement terminal 110, and may vary greatly depending on whether the system designer design (or designate an administrator). As a protocol for communication between the two terminals, a standard such as a conventional WiFi or Bluetooth can be used. However, it is possible to use a program developed by a developer, . Furthermore, these programs may be made on an OEM basis. In other words, the system administrator can set the desired program.

In addition, the management terminal 100 can additionally perform various functions. For example, if you have a partnership with a card company, a payment agency, or a bank, you can send the details of the transaction to the company's server, except for details such as cash settlement. This will help you to calculate your payment commission. In addition, tax-related companies and organizations such as the National Tax Service, tax offices, and accounting offices may be able to send historical information including details such as cash settlement. This process can be transmitted at the request of an administrator, but if the administrator wants to store the data in a separate storage medium such as USB, the data can be output to the storage medium.

When the management terminal 100 and the payment terminals 110 are installed, the management terminal 100 can perform an operation of recognizing (or searching) the payment terminals 110 within a specific range. Then, identification information (e.g., device ID) is registered. For example, when the identification information for a plurality of payment terminals 110 is searched, the administrator may select only the payment terminals 110 corresponding to his / her space and register the payment terminal 110. In this regard, Bluetooth can be more suitable than Wi-Fi with a large communication radius.

The settlement terminal 110 may be installed in a specific space, such as a restaurant, in a specific table unit. Of course, the settlement terminal 110 may be installed only in one specific space as an auxiliary settlement terminal of the main settlement terminal, so that the settlement terminal 110 can be directly settled by the customers, but it is preferable that the settlement terminal 110 is installed for each space where the meal is performed . According to the embodiment of the present disclosure, the settlement terminal 110 may be installed in a stand form on the table, but it may be installed in a buried form so that only the display screen is exposed on the table.

Since the payment terminal 110 preferably includes a display unit, various conditions of the customer can be reflected. For example, when an employee of a restaurant receives an order, the order details are made in the management terminal 100, and the total amount information and the item details information of the order details are transmitted to the payment terminal 110 after the input of the order details . Then, the settlement terminal 110 may display the total amount information on the screen. Of course, if a food menu is added, the added item and amount information may be transmitted to the payment terminal 110 and added to the previously transmitted information.

Suppose that a customer places an order through the settlement terminal 110. In this case, the customer can check the food menu displayed on the screen of the payment terminal 110, select a desired food, and then select the completion. Then, the order details of the corresponding table are transmitted to the management terminal 100. After the transmission, the settlement terminal 110 may display the amount information of each item and the total amount information of the sum on the screen. If a menu is added, the management terminal 100 is notified of the addition of the menu, and the information about the added menu can be added to the menu.

In addition, payment terminal 110 may have a variety of payment methods. For example, suppose a payment terminal handles total amount information only. If the customer selects the icon corresponding to the total amount information, the user can ask whether the payment is a one-time payment or a partial payment. At this time, if the user selects a lump sum and performs card settlement through the card settlement unit, related information may be transmitted to the management terminal 100 without a signature in the case of a secret name. If a signature is required, the relevant information will be transmitted to the management terminal 100 after the signature. Based on this point, the payment terminal 110 may further include a signature section. The signature may be fingerprinted. After inputting the amount, the fingerprint recognition becomes the payment means, but the fingerprint recognition becomes the signature after the card payment. The settlement terminal 110 can determine this operation. Of course, this process can be performed by comparing the information stored in the internal memory with the information inputted.

If the customer selects the partial payment, the settlement terminal 110 may display the amount information on the screen in a manner of subtracting the total amount, and may store the related details and transmit the amount information to the management terminal 100. For example, when the customer A inputs 5,000 won (on the menu window) (or selects the item) at a total amount of 10,000 won, the amount information of 5,000 won, which is the remaining amount, is displayed on the screen, When the payment is made after inputting 5,000 won, the amount after the deduction is 0, so that the settlement terminal 110 determines that settlement is completed. Then, the payment history information is transmitted to the management terminal. Then, the manager of the management terminal 100 confirms that the settlement of the table is completed. If it is out of sight, the manager of the management terminal 100 monitors the customer by the CCTV, .

Suppose, for example, that a cash settlement is made during the process. If the cash settlement unit 110 is provided with the settlement terminal 110, the billing terminal 110 judges the bill with a recognition unit such as a scanner when the billing amount is input and then the billing terminal 110 inputs the billing amount, Can be returned through the discharge port. However, if such a cash settlement unit is not provided, the remaining 5,000 won is reported to the management terminal 100 through the settlement terminal 110, I can pay cash. The management terminal 100 confirms the payment information received from the settlement terminal 110 and displays that there is an outstanding amount of money (on the icon of the screen) so that the customer When you leave this restaurant, you will be able to check and settle it. If it is determined that the outstanding amount is too small or the payment balance is not included in the food menu item, the payment terminal 110 (or in cooperation with the management terminal 100) determines that the payment is in error and can request the payment to the customer again . Simply put a message on the screen asking for reconciliation. This corresponds to a payment unauthorized operation of the settlement terminal 110. [

Further, even if the payment terminal 110 does not input the payment amount (as described above) through the menu window, the settlement terminal 110 can perform payment by selecting a specific item from the itemized details information. Therefore, the settlement can be performed by each payment means. Therefore, in the embodiment of the present disclosure, there is no particular limitation on how to perform the partial settlement in any form.

FIG. 2 is a block diagram illustrating a detailed structure of the management terminal shown in FIG. 1, and FIG. 3 is a diagram illustrating the structure of the payment processing unit of FIG.

2, the management terminal 100 according to the first embodiment of the present disclosure includes some or all of the interface unit 200 and the payment processing unit 210. [

Here, the inclusion of "part or all" means that some elements may be omitted to constitute a terminal or some elements may be integrated with other elements, and the like. In order to facilitate a sufficient understanding of the invention, .

The interface unit 200 includes a connector for connection with a wired or wireless communication interface unit, a credit card (including magnetic, IC chip, etc.), an NFC payment unit, a display unit, a biometric authentication unit, a jack type), a touch screen type display unit for interfacing with a user, a button unit such as an input button, and the like. The communication interface unit can transmit and receive various information mentioned above. Of course, in the case of some customers, the management terminal 100 may perform settlement. In this regard, the interface unit 200 of the management terminal 100 also needs to include various payment means. In the case of the cash settlement department, it may be optional. If there is government regulation in order to prevent tax evasion, it will be necessary. In addition, the interface unit 200 may be configured such that the receipt output unit is integrated, so that the structure of the interface unit 200 is not limited to any one structure. The display unit may include a display panel such as an LED or an LCD panel, and may further include a touch panel integrated with or coupled to the display panel. A touch screen type touch can be made through the touch panel. The display unit may display a graphic image (e.g., icon) for identifying each of the payment terminals 110 on the screen. Then, when the graphic image is selected, detailed information such as amount information by item can be displayed.

The payment processing unit 210 may perform various operations according to the embodiment of the present disclosure. In other words, it is possible to perform various operations for performing the payment function described above including the control function of the interface unit 200. [ For example, when the inputting of the customer's order contents is completed, the interface unit 200 stores the related order detail information therein or transmits the order detail information to each of the payment terminals 110 of FIG. 1, The communication interface unit can be controlled. As the information processing has been described in detail before, further explanation will be omitted.

In addition, since various operations performed by the management terminal 100 of FIG. 1 are performed by the payment processing unit 210, the above-described contents are supposed.

However, in the case of the settlement processor 210, both the control operation and the settlement operation may be performed by a single program. However, the processor 300 and the memory 310 may be classified as shown in FIG. Here, the processor 300 includes a control circuit, an operation unit, and the like, and the memory 310 may be free to write and delete a payment program in the form of an EEPROM. The processor 300 may execute the associated program stored in the memory 310 to process the payment information.

4 is a block diagram illustrating another detailed structure of the management terminal shown in FIG.

4, the management terminal 100 'according to the second embodiment of the present disclosure includes an interface unit 400, a control unit 410, a payment execution unit 420 and a part of the storage unit 430, Includes all.

Here, "including some or all of" means that some components such as the storage unit 430 are omitted, or components such as the payment execution unit 420 are integrated into components such as the control unit 410 And the like, and the description will be made in order to facilitate a sufficient understanding of the present invention.

The management terminal 100 'of FIG. 4 is not significantly different from the management terminal 100 of FIG. 3. In this case, the control unit 410, that is, the processor 300 of FIG. 3, may be configured to execute a payment execution unit 420 to increase the data processing speed, The program stored in the memory 310 may be loaded into the memory 310 of FIG. 3 during the initial operation of the management terminal 100 ', and then the program may be executed for payment processing.

In addition, the storage unit 430 may store various information processed by the management terminal 100 '. For example, various payment history information made up of a plurality of payment terminals 110 may be stored. The stored information may be output to an interface unit, for example, a display unit, under the control of the control unit 410. For example, an administrator may be able to confirm monthly or annual sales figures.

In addition, since the management terminal 100 'of FIG. 4 is not so different from the management terminal 100 of FIG. 1, the contents of the management terminal 100' will be described in detail.

5 is a block diagram illustrating a detailed structure of the payment terminal of FIG.

5, the payment terminal 110 according to the first embodiment of the present disclosure includes some or all of the interface unit 500, the payment processing unit 510 and the display unit 520, Includes some or all of "is the same as the preceding meaning.

The interface unit 500 communicates with the management terminal 100 and performs various operations in the process. For example, at the beginning of the system configuration, a synchronization operation such as recognizing device IDs between two devices can be performed.

In addition, the interface unit 500 may process various order detail information, payment history information, and the like, which are performed between the interface unit 500 and the management terminal 100. In other words, when the order detail information is received from the management terminal 100, the received information can be transmitted to the payment processing unit 510 so that the received information is displayed on the display unit 520. If an order has been made on the display unit 520, the information can be transmitted to the management terminal 100 under the control of the payment processing unit 510.

In addition, since the interface unit 500 can process various information, the contents of the payment terminal 110 of FIG. 1 will be described in detail.

Furthermore, the interface unit 500 may include various payment means (or devices) for performing payment for the total payment amount displayed on the display unit 520. [ The payment means may include a cash settlement unit, a credit card settlement unit, a biometric settlement unit, an app card settlement unit, an NFC settlement unit, etc., as will be described later in more detail. Here, the app card payment is a method of storing an app-type card in a mobile device such as a smart phone, and then performing payment through a procedure such as log-in and identity verification. NFC settlement includes methods such as * flat, phrase, and so on.

The interface unit 500 may include a cash recognition unit such as a scanner for recognizing a banknote right when the cash settlement unit is included. The interface unit 500 compares the banknote right information stored in the memory with the singularity of the banknote It may be possible to judge whether the counterfeit bill is a counterfeit bill or not. And informing the management terminal 100 of the counterfeit banknote if it is determined that the counterfeit banknote is a counterfeit banknote. For example, automatic notification may be made to the management authority through the management terminal 100. [ This process is strictly determined by the design of the program, so there is no particular limitation as to how it is done.

The settlement processing unit 510 can perform overall control operations of the interface unit 500 and the display unit 520 and can perform various operations for settlement. For example, the payment processing unit 510 may display the order detail information transmitted from the interface unit 500 on the display unit 520. At this time, the order details for each item may be stored in the memory, and the display 520 may display only the total amount information in the form of an icon. For example, if there is a request for partial payment from the customer, the payment processing unit 510 may display item-specific information on the screen of the display unit 520. [ In addition, the contents of the settlement terminal 110 of FIG.

The display unit 520 may display various information on the screen under the control of the payment processing unit 510. [ The display unit 520 may be configured as a (O) LED panel or an LCD panel and a touch panel coupled thereto. Accordingly, various information displayed on the screen may be processed by a touch screen method. Of course, the touch screen method is described by way of example, and therefore, the method is not particularly limited.

6 is a block diagram showing another detailed structure of the payment terminal of FIG.

6, the payment terminal 110 'according to the second embodiment of the present disclosure includes a communication interface unit 600, a payment processing unit 610, a cash payment unit 620, a credit card payment unit 630 , The NFC payment unit 640, the biometric payment unit 650, the app card payment unit 660, and the display unit 670, and the term "including some or all of" It is the same as the meaning.

Here, the cash settlement unit 620 may include a cash input slot, a scanner, a cash return slot, a cash storage unit, and the like, since these configurations are well known to those skilled in the art. However, in the present disclosure, it is possible to use such a cash settlement means as a means for the sake of convenience of a customer in a partial settlement (mode) operation. In addition, it is possible to easily perform settlement by cash in a sitting position, and to receive settlement money through the settlement terminal 110, for example.

In addition, the biometric authentication unit 650 may use a fingerprint or the like for payment, and the outlier information of the fingerprint is compared with the fingerprint information previously registered in the bank or the payment agency, Lt; / RTI >

In addition, detailed contents related to the settlement terminal 110 'of FIG. 6 are not so different from those of the settlement terminal 110 of FIGS.

7 is a diagram illustrating a settlement process according to the first embodiment of the present disclosure.

7, when there is an order from a customer at a restaurant, the management terminal 100 receives the order details by the manager, and then transmits the inputted order details or total amount information to the payment terminal 110 (S700).

Then, the settlement terminal 110 displays the settlement information on the screen (S710). For example, in the received payment information, only the total payment amount information may be displayed on the screen, or the amount information for each item may be displayed in the form of a list. When the icon indicating the total payment amount is selected, And can display information in a variety of ways designed by system designers.

Then, the settlement terminal 110 can perform settlement through an interface with the customer (S720). In this process, the customer can select a lump sum or installment payment, and if the installment payment is selected, the settlement information can be processed in various forms as described above. This is especially true for cash settlement, for example.

When the settlement is completed, the settlement terminal 110 transmits the settlement history information to the management terminal 100 (S730). When the settlement terminal 110 is able to process the cash, the management terminal 100 can be informed that the settlement has been completed. If the customer tells them to pay cash at the counter, they may pay cash to the manager when they leave the restaurant. As such, cash settlement can be made in various ways.

When the payment history information is transmitted, the management terminal 100 can automatically output the receipt based on the details and store the received information (S750). Here, the receipt output will be an option because there are many customers who do not want receipts.

On the other hand, if the payment terminal 110 determines that there is no input by the user's touch within a specified time period when an order or settlement is not made, the payment terminal 110 may display various advertisements on the screen. For example, it may display information related to the ordered information, or display various information such as totally unrelated travel information or general product advertisement.

8 is a flowchart illustrating a settlement process according to a second embodiment of the present disclosure.

Comparing FIG. 8 with FIG. 7, the second embodiment of the present disclosure is different in that the management terminal 100 receives the order information from the settlement terminal 110 to perform the operation (S800). Of course, they could be crossing each other. In other words, the additional order may be made in the management terminal 100 by the manager.

The payment terminal 110 may transmit the order information to the management terminal 100 and display the related information on the screen to help the customer settle the payment (S810, S820).

With the exception of this point, the process of FIG. 8 is not so different from the process of FIG.

FIG. 9 is a flowchart illustrating a driving procedure of the management terminal of FIG. 1;

For convenience of explanation, FIG. 9 is referred to together with FIG. 1, and the management terminal 100 of FIG. 1 transmits the settlement information to the surrounding settlement terminal 110 (S900). Alternatively, payment information or order information can be received from the payment terminal 110.

Subsequently, the management terminal 100 receives the payment history information for payment made at the payment terminal 110 (S910). Such information may be a normally completed settlement and may be an incomplete settlement by cash or the like. Here, the term "incomplete settlement" means a case where the manager of the management terminal 100 can notify or notify the cash settlement. In other words, there is no notice and there is an outstanding amount remaining. In this case, the manager will of course know that the balance will be paid in cash. Of course, such a balance would have to be within the calculable range at the restaurant. If there is an incomplete settlement, the management terminal 100 may make a separate notation for the order information or the settlement information of the corresponding table. For example, change the color or shape of the icon.

Then, the received payment history information may be processed by the management terminal 100 in various manners (S920). For example, stored in memory or transmitted to a payment agent, etc.

10 is a flowchart illustrating a driving procedure of the payment terminal of FIG.

Referring to FIG. 10 together with FIG. 1 for convenience of explanation, the payment terminal 110 according to the embodiment of the present disclosure can receive payment information from the management terminal 100 (S1000). Or the order information or payment information input by the user to the management terminal 100.

If the user requests settlement, the user can selectively perform the lump sum payment and the installment payment (S1010). Here, "optional" means that the user operates the lump-sum payment mode when a lump-sum payment is requested, and operates in the split payment mode when the user makes a payment request. Here, "mode" is a method in which a certain series of operations are set to be performed sequentially. For example, in the split payment mode, the screen can be automatically switched from the icon indicating the total amount of money information to the screen showing the details of each item. In the lump sum payment mode, the user can automatically switch to a screen for selecting the type of payment means.

When the settlement is completed, the settlement terminal 110 can transmit the payment history information to the management terminal 100 (S1020).

FIG. 11 is a diagram for explaining a settlement process performed by the settlement terminal of FIG. 1 as an example.

Referring to FIG. 11 together with FIG. 1, the payment terminal 110 of FIG. 1 may display a screen as shown in FIG. 11, for example. Of course, it is possible to display them in various forms, so that it is not particularly limited.

For example, the user selects a partial payment button on the screen of FIG. 11 (S1100).

Then, he or she selects an item to be paid (S1110).

Then, cash is selected as a payment means (S1120), and cash can be put into the cash settlement unit to return the change.

Of course, if you choose a card, you can complete the payment by paying with a credit card (eg magnetic or IC chip).

If the payment completion button is selected or there is no item to be settled, the payment terminal 110 may determine the situation and send the payment history information to the management terminal 100.

Meanwhile, although not shown in the drawings, payment terminals 110 and 110 'according to the embodiment of the present disclosure may be installed in a space designated in various forms.

First, depending on the fixed form, it can be classified as fixed type or mobile type. In the case of the fixed type, the payment terminals 110 and 110 'may be raised and lowered through a connection line connected to the ceiling and a form that can be fixed or embedded in a specific place such as a dining table of a restaurant or the like. Here, the rise and fall can be divided into a passive type (in which the customer pulls it up and down manually) and an automatic control by a remote control device such as a remote control. In the case of the mobile type, the customer puts them in the form of a stand on the table where they are seated. The billing terminals 110 and 110 'in the stand form may be classified into a folder type (e.g., notebook type) or a flat type (e.g., tablet PC type).

As described above, the arrangement of the settlement terminals 110 and 110 'according to the embodiment of the present disclosure may be various, but it is clear that customers should be able to make settlement without moving their positions. Of course, the settlement according to the embodiment of the present disclosure, that is, the settlement using the settlement terminal 110 or 110 'is not limited to the partial payment, but it should be more useful in this case.

12 is a diagram illustrating a payment system according to another embodiment of the present disclosure;

12, a billing system 1190 according to another embodiment of the present disclosure includes user terminals 1200-1 and 1200-2, a management terminal 1210, a communication network 1220, and a service providing device 1230 ). ≪ / RTI >

Here, "including some or all of" means that some components such as the communication network 1220 and / or the service providing device 1230 are omitted, and the system 1190 can be configured, As well as to provide a thorough understanding of the process. For example, the management terminal 1210 can communicate with peripheral user terminals 1200-1 and 1200-2 in an independent form to advance orders or settlements in a specific space.

The user terminal 1 (1200-1) and the user terminal 2 (1200-2) include various devices capable of being moved by users. For example, in accordance with the embodiment of the present disclosure, it is possible to select a menu (ex. Food menu, etc.) on the screen (and possibly voice) Any device such as MP3 is irrelevant.

Taking the situation of the restaurant as an example for convenience of explanation, the user terminal 1200-1 and the user terminal 2 1200-2 may operate in various situations according to the embodiment of the present disclosure. For example, the first situation is that the management terminal 1210 stores an application (hereinafter referred to as an application) (or program) related to its restaurant menu, and the user terminals 1200-1 and 1200-2 store the application (Or when) the user is searching for a restaurant that has previously used the restaurant. Of course, the management terminal 1201 can acquire the user information of the user terminals 1200-1 and 1200-2 through the short-range wireless communication at the time of entry, and can search for the use of the user information based on the acquired user information. The user information may be various information such as device information of the terminal.

As a result of the search, if it is determined that the user has not visited the management terminal 1210, the management terminal 1210 can transmit the application to the user terminal 1200-1 and the user terminal 2 1200-2. Of course, in this process, the management terminal 1210 may request the user terminal 1200-1 or 1200-2 to confirm that the application has been deleted even if the user has used the terminal, You might be able to send the application. Although all of these processes can be performed with the approval of the user, even if there is no approval, the process may be performed in the form of a push message, so that the embodiment of the present disclosure is not limited to any one method.

If the user has previously used the restaurant, the terminal of the corresponding user may be storing the application. In this case, the user terminals 1200-1 and 1200-2 (the AP of the entering restaurant or the management terminal 12010) The information will be obtained and based on this, the application will be automatically activated and displayed on the screen. Of course, it is possible for the user to activate the application by touching it.

On the other hand, if the management terminal 1210 does not manage such an application as a second situation, the user terminals 1200-1 and 1200-2 provide related applications from the service providing apparatus 1230 via the communication network 1220 You can get it. The service providing device 1230 may store and manage the applications for all restaurants scattered around. Accordingly, the user terminals 1200-1 and 1200-2 can provide identification information of the restaurant, for example, the device information of the management terminal 1210, to the service providing device 1230 to receive related applications. Of course, in the case where an AP capable of short-range communication is used in the restaurant, it is also possible to transmit the device information and the like of the AP to the AP so that it is possible to receive the application. Therefore, the present embodiment is not limited to any one method.

Under these various circumstances, the user terminals 1200-1 and 1200-2 provided with the application can execute the application and order a menu of the space in which the user is currently located, for example, a restaurant, have. This payment can be made at the time of ordering the menu, but it can be done at any time after the meal. In other words, when ordering a menu, the order details may remain in the My Page item of the application, so that it can be inquired and selected again to proceed with the settlement. Therefore, it will not be a big problem whether payment is made in advance or after payment. However, such order or payment information may be transferred to the management terminal 1210 and managed. For example, the user can input the number (or a mark for identifying his / her own place) specified in the table of the restaurant through the application, thereby allowing the management terminal 1210 to place an order at any place So that you can check if you are here. Then, the management terminal 1210 classifies (or manages) the order details based on the corresponding number, and records or displays the classified information in one of the items (ex. Icons) displayed on the screen of the management terminal 1210.

The management terminal 1210 manages all orders and payment information within a specific space, as described fully above. Of course, this may be the information provided via the application of user terminals 1200-1 and 1200-2 in accordance with embodiments of the present disclosure. Accordingly, in order to efficiently manage the management terminal 1201, the management terminal 1201 displays identification information (e.g., a number or a name) of a place (e.g., a table) where the terminal is located on the screen in the form of a button or an icon, You will be able to manage the ordering and payment situation at each location.

As described above, in the case of operating in a stand-alone mode, the management terminal 1210 stores an application individually prepared for each restaurant, and stores the stored application in the user terminals 1200-1 and 1200 -2). Since this has been described in detail above, further explanation is omitted. In addition, when the management terminal 1210 provides the application to the user terminals 1200-1 and 1200-2 in cooperation with the service providing apparatus 1230, the management terminal 1210 can participate in the application. Here, "involved" means that the management terminal 1210 acquires user information (e.g., device ID, etc.) of the user terminals 1200-1 and 1200-2 and transmits the user information to the service providing apparatus 1230 And provides the application based on the transmitted user information. That is, as a relay device.

However, the management terminal 1210 may transmit the user information of the user terminals 1200-1 and 1200-2 together with its own information, but the application may be connected to other repeaters in the communication network 1220, If the AP is not used, it can be provided through a base station or a NodeB of a communication company. Therefore, the embodiment of the present disclosure is not limited to any one method.

The communication network 1220 includes both wired and wireless communication networks. Here, the wired network includes an Internet network such as a cable network or a public switched telephone network (PSTN), and the wireless communication network includes means such as CDMA, WCDMA, GSM, Evolved Packet Core (EPC), Long Term Evolution (LTE) to be. Of course, the communication network 120 according to the embodiment of the present disclosure is not limited to this, and can be used as an access network of a next generation mobile communication system to be implemented in future, for example, in a cloud computing network under a cloud computing environment. For example, when the communication network 1220 is a wired communication network, the access point in the communication network 1220 can access the exchange of a telephone office or the like, but in the case of a wireless communication network, the access point connects to the SGSN or GGSN (Gateway GPRS Support Node) Or may be connected to various repeaters such as Base Station Transmission (BTS), NodeB, and e-NodeB to process data.

Communication network 1220 may include an access point. The access point includes a small base station such as a femto or pico base station, which is installed in a large number of buildings. Here, the femto or pico base station is classified according to the maximum number of the user terminals 1200-1 and 1200-2 and / or the management terminal 1210 on the classification of the small base stations. Of course, the access point may include a short-range communication module for performing short-range communication such as ZigBee and Wi-Fi with the user terminals 1200-1 and 1200-2 and / or the management terminal 1210. [ The access point may use TCP / IP or RTSP (Real-Time Streaming Protocol) for wireless communication. In this case, the short-range communication is performed by various standards such as RF (Radio Frequency) and UWB (Ultra Wide Band) communication such as Bluetooth, Zigbee, IrDA, UHF and VHF . Accordingly, the access point extracts the location of the data packet, specifies the best communication path to the extracted location, and routes the data packet along the designated communication path to the next device, e.g., user terminal 1200-1, 1200-2 and / Or to the management terminal 1210. The access point may share a plurality of lines in a general network environment, and may include, for example, a router, a repeater, and a repeater.

The service providing device 1230 may be a computer operated by a manager of a restaurant or other type of business, but includes a server operating in a separate service company managing applications related to restaurants. Of course, the service providing device 1230 may be a device that is separately managed by a communication company or the like. Or a server operated by a vendor (VAN), a PG company, a credit card company or the like related to settlement.

The service providing device 1230 can manage an application related to a menu of a restaurant in the whole country (or the entire world), for example. For example, it is possible to manage an application in units of individual restaurants and send it down to the user terminals 1200-1 and 1200-2, but it is also possible to manage applications by region and download applications in a local area, You can drop it. Of course, this can be thought of as dropping the application made by such unit, but it is not limited to this. In other words, the service providing apparatus 1230 may divide and transmit a large country-level application.

For example, if the user is located in Gangnam-gu, Seoul, the service providing device 1230 provides only applications of restaurants related to Gangnam-gu. Alternatively, you may have access to all areas if you need an app for all of the local restaurants. If the application is such a large unit, it is preferable to search the restaurant name in the search window and check the address of the restaurant, etc. so that the menu of the restaurant can be easily selected. Of course, it is possible to find the restaurant in the list of local items. However, considering the convenience of the users, the way of using the query may be more useful. Therefore, the embodiment of the present disclosure is not particularly limited to any one embodiment.

In addition, the user terminals 1200-1 and 1200-2 may proceed with payment using the credit card information stored in the terminal, or may make a payment using a mobile phone (e.g., a telephone number) And further, payment in points can be carried out at any time, so that the embodiment of the present disclosure is not particularly limited as to how to proceed the settlement by any means. This is because a variety of new payment methods such as pay-per-view, Na *** payout, car ** pay-out, etc., which have recently emerged, are performed through the user terminals 1200-1 and 1200-2. Thus, in any of the embodiments of the present disclosure, it is possible in any case to be able to proceed with settlement of an order through the application. For example, it may be possible to go to the application only for orders, and to settle the payment offline by cash.

In another embodiment of the present disclosure, the detailed structures of the user terminals 1200-1 and 1200-2, the management terminal 1210, and / or the service providing apparatus 1230 are not shown in separate drawings. In another embodiment of the present disclosure, the type of application stored in the user terminals 1200-1 and 1200-2, the type provided by the management terminal 1210, the type in which the service providing apparatus 1230 is provided, This is possible.

Therefore, in consideration of this point, the user terminals 1200-1 and 1200-2 include a storage unit, a communication interface unit, a controller (e.g., processor, memory, etc.), and further include a display unit desirable. Here, the display unit may be a combination of a touch panel and a liquid crystal (or LED) panel. Of course, the user terminals 1200-1 and 1200-2 may include various components applied to a general cellular phone. 1, 5, and 6 in connection with the user terminals 1200-1 and 1200-2.

Also, the management terminal 1210 may not be significantly different from the user terminals 1200-1 and 1200-2. In this regard, the description has been described in sufficient detail so that further explanation is omitted.

Further, in the case of the service providing apparatus 1230, the communication interface unit and the control unit may be included. Also, the service providing apparatus 1230 may interwork with the DB through the communication interface unit. It may also include a proxy to reduce data throughput internally. In other words, since the proxy is a kind of relay device that relays data between the communication network 1220 and the service providing device 1230, the proxy may be a reverse proxy located immediately before the service providing device 1230. If the service providing apparatus 1230 is a computer (ex. Desktop), it may further include a display unit. In addition, the service providing apparatus 1230 may operate as a cloud server, and thus may include various components and resources.

According to another embodiment of the present disclosure, since a plurality of users can individually proceed to settlement of their selected menu (ex. A food menu), users who are familiar with Dutch culture will feel convenient to use a restaurant or the like, It may also be beneficial for the managers of the restaurant to struggle with culture.

Referring to FIG. 12, an application (or an app) is processed in some form, and the order information and payment information using the application are processed in what form.

In summary, if the user terminals 1200-1 and 1200-2 and the management terminal 1210 operate in stand-alone or independent form, the application, order information, and payment information can be processed by direct communication. For example, when the user terminals 1200-1 and 1200-2 receive the application from the management terminal 1210 and proceed to order and settlement through the application and transmit the related information to the management terminal 1210, (1210) manages the status of users based on the received information.

On the other hand, both the user terminals 1200-1 and 1200-2 and the management terminal 1210 are operated based on the service providing apparatus 1230. [ In this case, the user terminals 1200-1 and 1200-2 provide their own information (eg, device ID) together with the information of the management terminal 1210 to the service providing apparatus 1230 via the communication network 1220 The management terminal 1210 can download the application in the registered area and / or restaurant. Then, the user terminals 1200-1 and 1200-2 execute the application and proceed to order and settlement, and provide the information to the service providing apparatus 1230 again, and the service providing apparatus 1230 again transmits the information (1210). Information may be synchronized between the management terminal 1210 and the service providing apparatus 1230. If the service providing apparatus 1230 is a server of a credit card company or the like, it may be more useful. This is because you can easily check the sales of restaurants without hassle.

In some cases, the user terminals 1200-1 and 1200-2 download the application from the service providing device 1230, but directly transmit the payment information and order information to the management terminal 1210. [ In this case, the management terminal 1210 may provide the information to the service providing device 1230 in accordance with the intention of the system designer to maintain synchronization, but this process may be omitted if unnecessary.

Considering the above situations, the application, order and payment information can be processed in various ways, but the end station will be the management terminal 1210. That is, since the order and settlement information can be easily managed by the management terminal 12010, the manager of the management terminal 1210 can conveniently confirm the order and payment status in a certain space through the screen.

With continuing reference to FIG. 12, the system 1190 according to another embodiment of the present disclosure may be used in any of a variety of other forms.

For example, in what case, as mentioned above, in what case, the application is provided to the user terminals 1200-1 and 1200-2. (Signal) intensity for a predetermined period of time (or a designated time) from the user terminals 1200-1 and 1200-2 while sitting on the table, although the case of entering the corresponding space, The management terminal 1210 provides the application to the user terminals 1200-1 and 1200-2 or the user terminals 1200-1 and 1200-2 activate the corresponding application if the application is stored It will be possible. The same can be applied to the case of the service providing apparatus 1230 as well. In other words, the user terminals 1200-1 and 1200-2 may request the application to the service providing apparatus 1230 according to the communication state with the NodeB in the communication network 1220 shown in FIG.

It may also be possible to determine whether the user terminals 1200-1 and 1200-2 are within the communication radius with the management terminal 1210 and perform the above operation. For example, since the communication radius of the Bluetooth signal is smaller than that of Wi-Fi, it may be possible to use this type of signal. Other than that, various signals such as infrared rays may be used for the above operation.

Further, if there is a repeater or an antenna capable of recognizing the user terminals 1200-1 and 1200-2 or an antenna capable of NFC at or near the table, the operation of bringing the user terminals 1200-1 and 1200-2 close to each other The application may be provided from the management terminal 1210 or the service providing device 1230 or may be activated. Since the application may be provided or activated in various forms as described above, the embodiment of the present disclosure is not limited to any one method.

On the other hand, there are various ways of ordering and payment using the application. 13 to 17 are views for explaining various payment methods according to the embodiment of the present disclosure.

For example, one of a plurality of users runs an application and then tries all orders. Of course, it can be useful if you pay all the costs, but it can be as much as possible in the situation of partial payment. In the embodiment of the present disclosure, the user selects the partial payment or advances the partial settlement in such a manner that the mobile phone number or the card number of the user who performs settlement of the menu on the item displayed on the order menu screen is written (See Figs. 13 to 17). For example, if the mobile phone is available for payment, the mobile phone number will be provided so that the payment company or the card company will know the payment status (see FIG. 17). In addition, it is possible to provide the management terminal 1210 with the payment completion. The order state and the settlement state can be provided to the management terminal 1210 through various paths, and thus the description thereof will be omitted.

Alternatively, as shown in FIG. 16, if the orderer inputs a mobile phone number to a specific menu item, a payment request for proceeding to settlement of a specific menu item to the mobile phone number may be provided. Therefore, you can accept the payment request and proceed with payment by various payment methods. Here, accepting can be understood as pressing OK on the UI screen, but accepting payment itself is acceptable. Therefore, it will not be specifically limited how it is done. At this time, the payment request may be provided through the management terminal 1210. However, since only the request information is provided and the user terminals 1200-1 and 1200-2 can execute the application and proceed the payment, And is not particularly limited to one.

In this way, if the purchaser can proceed to all settlements in the same manner as in Fig. 17 with his / her mobile phone, and further security for settlement is required, the authentication number is additionally input in the case of the mobile phone number as shown in Figs. 13 to 15 In the case of a card number, it is also possible to further input the front or back two digits of the password, which can also be done on the customer's mobile phone or on the mobile phone of the user who ordered the menu. This will depend on the intention of the designer, so it is not limited to any one method.

In the embodiment of the present disclosure, it may be desirable to have the mobile phone number or the card number be settled simply as shown in FIG. Convenience. In addition, as shown in FIG. 17, when all the mobile phone numbers are inputted and the partial payment is clicked, a payment request for the menu ordered by the user is made to each user terminal for the check item, As shown in FIG. In addition, the information as shown in FIG. 17 may be transmitted to a PG company or a credit card company for payment. Since it can be variously implemented in connection with settlement as described above, it is not particularly limited to any one method.

In addition to the above, the description of the process of prepayment or postpayment together with identification information (ex. A table number, etc.) of the space in which the user is presently located through the application displayed on his or her own portable terminal has been described in detail before, do.

13 to FIG. 15, a single purchaser requests partial payment for an order menu item of another user, and a two-digit password for the user's card related to the menu item And that the user himself or herself enters the authentication number transmitted to the mobile phone of the user to proceed with the settlement. Here, the purchaser corresponds to the person who made the order through his / her mobile phone.

Fig. 16 shows a case where the orderer hands over the settlement to each user's mobile phone corresponding to a specific menu item. It is possible to transfer the payment proceeding to the user who requested to perform the partial payment by marking the selection item. As a result, PG will be able to provide a payment window based on the phone number.

In the case of FIG. 17, the orderer himself / herself performs all settlement processing, but information is transmitted to the company PG immediately according to whether the selection item is selected and payment information for each user, The terminal 1210 can confirm it. Of course, the payment information may be directly provided to the management terminal 1210 from the PG company or card company.

Further, the user terminals 1200-1 and 1200-2 according to the embodiment of the present disclosure may automatically classify and store the application used by the user, for example, the restaurant application. For example, let's assume that the company of a particular user is Gangnam. If the user uses approximately 15 restaurants in the nearby restaurants and provides the respective applications in the restaurant, the user terminals 1200-1 and 1200-2 of the user acquire the restaurant address through the corresponding application or the like, It is possible to acquire the information that the location of the user is Gangnam and classify and store the applications based on the address.

Such classified applications may be linked and sorted by icons displayed on the main screen of the user terminals 1200-1 and 1200-2. Accordingly, when the user selects the corresponding icon, the applications will be listed and displayed on the screen. Then, the user can execute the application of the restaurant and proceed to order and settlement. Although these classified applications are preferably stored in the user terminals 1200-1 and 1200-2, they may be stored in the service providing apparatus 1230 in Fig. 12 as much as possible. For example, the service providing device 1230 can manage applications for each user, and can update the corresponding application information whenever there is a change. For example, a menu change is a good example. In addition, when the user selects an icon of a service provided by the corresponding service providing device 1230, the updated application information is transmitted.

As described so far, the user terminals 1200-1 and 1200-2, the management terminal 1210, and the service providing apparatus 1230 in Fig. 12 according to the embodiment of the present disclosure can operate in various situations, But the embodiment of the disclosure is not particularly limited to any one situation.

Regarding such application storage and management, the user terminals 1200-1 and 1200-2 may use and discard the application one-time. Accordingly, the service providing apparatus 1230 according to the embodiment of the present disclosure may transmit the updated application to the user terminals 1200-1 and 1200-2 only when necessary. Alternatively, even if a large number of restaurant applications are stored in the user terminals 1200-1 and 1200-2, it is also possible to automatically delete applications that have not been used for a certain period of time, for example, one year. For example, the processor of the user terminals 1200-1 and 1200-2 may check the last date the application was used on a daily, weekly, 10-day, or monthly basis, .

In addition, the time zones may be specified for the applications processed by the user terminals 1200-1 and 1200-2, the management terminal 1210, and the service providing apparatus 1230. [ For example, in the case of a restaurant, a user may designate a specific time zone such as 8:00 am to 10:00 am, 11 to 14:00 pm, and 5 to 7:00 pm, Such as being activated or displayed on the screen of the terminal 1200-1 or 1200-2 or transmitted from the management terminal 1210 or the service providing apparatus 1230 to the user terminals 1200-1 and 1200-2.

In addition, since users are usually eating in a group, if the age information can be obtained from a specific user among a plurality of users, for example, user information, or if there is a frequent use of the restaurant, (For example, 1 person, 3 people, etc.) based on various information such as the information of the person who is the subject of the present invention. All of these depend on how the system designer or the application maker designs the program, and therefore, any one of the embodiments of the present disclosure is not particularly limited.

Up to now, a menu has been ordered using an application, a payment for the ordered menu has been performed, and a description has been given of what is possible up to a partial payment. The application is an application. In other words, it is a kind of program. In a broad sense, it refers to all software running in the operating system (OS). In a narrow sense, it also means software that is directly used by the user on the OS. Therefore, although the application has been described in the narrow sense in the embodiments of the present disclosure, it can be widely used in a broad sense, and accordingly, appropriate hardware components (e.g., a control unit and a payment execution unit) can be constructed. For example, the payment execution unit may be configured in the form of an EEPROM even if it is not an application, and may store the program for the above operation and execute it under the control of the control unit. Thus, in the embodiments of the present disclosure, the application will not necessarily be so limited as to use only the narrow sense.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. In addition, although all of the components may be implemented as one independent hardware, some or all of the components may be selectively combined to provide a program module that performs some or all of the functions combined in one or a plurality of hardware As shown in FIG. The codes and code segments constituting the computer program may be easily deduced by those skilled in the art. Such a computer program may be stored in a non-transitory computer readable medium readable by a computer, readable and executed by a computer, thereby implementing an embodiment of the present invention.

Here, the non-transitory readable recording medium is not a medium for storing data for a short time such as a register, a cache, a memory, etc., but means a medium that semi-permanently stores data and can be read by a device. Specifically, the above-described programs can be stored in non-volatile readable recording media such as CD, DVD, hard disk, Blu-ray disk, USB, memory card, ROM, and the like.

While the invention has been described in connection with what is presently considered to be practical exemplary embodiments, it is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, It will be understood by those skilled in the art that various changes in form and details may be made therein without departing from the spirit and scope of the present invention.

100: management terminal 110: payment terminal
200, 300, 500, an interface unit 210, 510:
310: Control section 320:
330: storage unit 400: processor
410: memory 600: communication interface unit
620: Cash settlement unit 630: Credit card settlement unit
640: NFC settlement unit 650: biometric settlement unit
660: App card payment unit 670: Display unit

Claims (30)

Receiving payment information from a nearby management terminal or transmitting the payment information to the management terminal;
Displaying the received or transmitted payment information on a screen; And
Transmitting payment history information paid by at least one of the plurality of payment means to the management terminal based on the displayed payment information;
The method comprising: The method according to claim 1,
Wherein the payment information includes at least one of information on a total amount of money to be paid by a user and amount information on an order item linked to the total amount information. 3. The method of claim 2,
The step of displaying on the screen may include:
Displaying the total amount information on the screen; And
Displaying the item-specific amount information when the total amount information is selected;
The method comprising: The method according to claim 1,
Wherein the payment terminal performs short-range wireless communication with the management terminal. The method according to claim 1,
The method of claim 1,
And transmits completion information indicating that payment has been normally performed as the payment history information. 6. The method of claim 5,
Wherein the payment history information further includes identification (ID) information for the payment means and amount-of-item information associated with each identification information. The method according to claim 1,
The method of claim 1,
And transmits settlement history information settled by a plurality of payment means when the settlement terminal requests divisional settlement. The method according to claim 1,
Wherein the at least one payment means includes at least one of a recognition unit capable of biometrics, a cash settlement unit capable of cash input and change return, and a card settlement unit,
Wherein the card settlement unit is capable of recognizing an application card embedded in the mobile device. The method according to claim 1,
And notifying the user of the unauthorized person when the payment settlement based on the settlement information is unapproved, and requesting reconciliation. The method according to claim 1,
And displaying the advertisement on the screen. Transmitting settlement information to a plurality of settlement terminals in the vicinity or receiving settlement information from each of the plurality of settlement terminals;
Displaying the payment information on the screen; And
Receiving payment history information paid by at least one of the plurality of payment means from the payment terminal based on the displayed payment information;
The method comprising: 12. The method of claim 11,
Wherein the step of receiving, from the payment terminal,
Wherein the payment terminal receives the payment history information when payment based on the payment information is normally completed,
And the payment history information includes completion information indicating normal processing. 13. The method of claim 12,
Wherein the payment history information further includes identification (ID) information for the payment means and amount-of-item information associated with each identification information. 12. The method of claim 11,
And transmitting the payment history information to a server operating in at least one of a bank, a payment agency, and a tax-related institution. A communication interface unit for receiving payment information from a nearby management terminal or transmitting the payment information to the management terminal;
A display unit for displaying the received or transmitted payment information on a screen; And
And a control unit for controlling the communication interface unit to transmit the payment history information paid by at least one of the plurality of payment means to the management terminal based on the displayed payment information
Include payment terminal. 16. The method of claim 15,
Wherein the payment information includes at least one of information on a total amount of money to be paid by a user and amount information on an order item linked to the total amount information. 17. The method of claim 16,
Wherein the display unit displays amount information for each item when the total amount information and the total amount information are selected on the screen. 16. The method of claim 15,
Wherein the payment terminal performs short-range wireless communication with the management terminal. 16. The method of claim 15,
The communication interface unit transmits settlement information indicating that the settlement has been normally processed as the settlement detail information. 20. The method of claim 19,
Wherein the settlement history information further includes identification (ID) information for the payment means and item-specific amount information associated with each identification information. 16. The method of claim 15,
Wherein the communication interface unit transmits the payment history information settled by the plurality of payment means when the payment terminal requests divisional payment. 16. The method of claim 15,
Wherein the at least one payment means includes at least one of a recognition unit capable of biometrics, a cash settlement unit capable of cash input and change return, and a card settlement unit,
Wherein the card settlement unit is capable of recognizing an application card built in the mobile device. 16. The method of claim 15,
Wherein the control unit notifies the unauthorized person to the user when the payment settlement based on the payment information is unapproved, and requests the reconfirmation. 16. The method of claim 15,
Wherein the display unit further displays an advertisement on the screen. A communication interface for transmitting settlement information to a plurality of settlement terminals in the vicinity or for receiving settlement information from each of the plurality of settlement terminals;
A display unit for displaying the payment information of the transfer or the received payment on a screen; And
And a control unit for controlling the communication interface unit to receive, from the payment terminal, payment history information paid by at least one of the plurality of payment means based on the displayed payment information
Included management terminal. 26. The method of claim 25,
Wherein the communication interface unit receives the payment history information when payment based on the payment information is normally completed at the payment terminal, and includes completion information indicating that the payment history information is normally processed. 27. The method of claim 26,
Wherein the payment history information further includes identification (ID) information for the payment means and item-specific amount information associated with each identification information. 26. The method of claim 25,
Wherein the communication interface unit transmits the payment history information to a server operating in at least one of a bank, a payment agency, and a tax-related institution under the control of the controller. A computer-readable recording medium containing a program for executing a method of operating a payment terminal,
A method of driving a payment terminal,
Receiving payment information from a nearby management terminal or transmitting the payment information to the management terminal;
Displaying the received or transmitted payment information on a screen; And
Transmitting payment history information paid by at least one of the plurality of payment means to the management terminal based on the displayed payment information;
A computer readable medium having computer readable program code embodied thereon. A computer-readable recording medium containing a program for executing a method of driving a management terminal,
The method of driving the management terminal,
Transmitting settlement information to a plurality of settlement terminals in the vicinity or receiving settlement information from each of the plurality of settlement terminals;
Displaying the payment information on the screen; And
Receiving payment history information paid by at least one of the plurality of payment means from the payment terminal based on the displayed payment information;
A computer readable medium having computer readable program code embodied thereon.

Images