KR20170047909A - Service server and user device for providing retirement pension service - Google Patents

Service server and user device for providing retirement pension service Download PDF

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Publication number
KR20170047909A
KR20170047909A KR1020150148584A KR20150148584A KR20170047909A KR 20170047909 A KR20170047909 A KR 20170047909A KR 1020150148584 A KR1020150148584 A KR 1020150148584A KR 20150148584 A KR20150148584 A KR 20150148584A KR 20170047909 A KR20170047909 A KR 20170047909A
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KR
South Korea
Prior art keywords
retirement
retirement pension
pension
service
server
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Application number
KR1020150148584A
Other languages
Korean (ko)
Inventor
김영학
Original Assignee
백두아이티 주식회사
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Priority to KR1020150148584A priority Critical patent/KR20170047909A/en
Publication of KR20170047909A publication Critical patent/KR20170047909A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/08—Auctions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials

Abstract

A service server and a user terminal for providing a retirement annuity service are provided. The service server providing the retirement pension service according to an embodiment of the present invention generates an electronic document corresponding to the request for the retirement pension service received from the user terminal and transmits the generated electronic document to the server of the retirement pension handling institution, An electronic data interchange (EDI) relay unit for receiving the processing result of the transmitted electronic document from the server, and an electronic data interchange (EDI) relay unit for, when the retirement pension business request is related to the transfer or payment of the retirement pension, And a common support unit for providing an integrated user interface for processing the financial intermediation unit and the retirement pension service for requesting the transfer or payment of the retirement pension, In the case of the plurality of retirement pension subscribers, It characterized in that it provides to integrate the retirement pension information handling agency of gold.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001] The present invention relates to a service server and a user terminal for providing a retirement annuity service,

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a technology for providing various services by integrating retirement pension information.

The retirement annuity is handled by financial institutions, but the proportion of office work that should be handled at the workplace is very high, as in the case of the four insurance policies.

The introduction of a new retirement pension system and contracts are handled by the retirement pension department of the financial institution. However, tasks such as subscriber management, payment of funds, management instructions, and retirement treatment should be handled directly by the business or subscribers It is the work of nature.

Currently, 16.3% of all workplaces are participating in retirement pension plans, and 51.6% of all regular workers are enrolled. It is expected that the number of employees and the number of employees will increase dramatically as the number of mandatory enrollment increases.

On the other hand, retirement pension companies have established and provided a web service system so that business sites and subscribers can directly handle the work.

This web service system provides functions to manage the subscriber management, reserve status, operation instructions, etc. of the retirement pension system in the workplace and the subscribers. However, there is no system for providing information by integrating the retirement pension system In addition, it is inconvenient to use compared with bank internet banking system and it is not easy to use because it is difficult to use and maintenance is not done continuously.

Due to these various reasons, most of the retirement pension system is handled by the financial officer, and it is difficult to expect that complaints and overburden burden of the person in charge of the retirement pension system, subscribers and financial institutions will be solved in the future.

Disclosure of Invention Technical Problem [8] Accordingly, the present invention has been made in view of the above problems, and it is an object of the present invention to provide a method of constructing a user-oriented retirement pension service system for integrated retirement pension information and convenient retirement pension asset management.

In order to achieve the above object, a service server providing a retirement annuity service according to an embodiment of the present invention generates an electronic document corresponding to a request for a retirement annuity service received from a user terminal, And an electronic data interchange (EDI) relay unit for receiving the processing result of the transmitted electronic document from the server of the retirement pension handling institution, And a common support unit for providing an integrated user interface for processing a fund transferring unit and a retirement annuity service for requesting transfer or payment of the retirement pension to a server of the retirement pension handling organization, When there are a plurality of the pension fund handling institutions associated with the subscriber, And provides information on the retirement pension subscription information of each retirement pension handling organization to the retirement pension subscriber.

According to another aspect of the present invention, there is provided a user terminal for providing a retirement pension service according to an embodiment of the present invention includes a plurality of retirement pension entities associated with a retirement pension subscriber, An integrated user interface (UI) display unit for displaying the information on subscription information of the pension system of the handling agency, a securities business user interface for displaying a securities business user interface for ordering of at least one of stocks and bonds using a retirement pension And a security service process requesting unit for transmitting at least one of the stocks and bonds requested through the user interface of the security service to the server of the retirement pension handling institution.

According to the embodiment of the present invention, since the business or the subscriber can directly process the retirement pension business processing without depending on the financial institution, it is freed from time and space constraints.

In addition, it is possible to provide various high-quality services to individual mailboxes and retirement pension subscribers.

In addition, it can reduce the burden of establishing and maintaining the service system of the retirement pension subscriber in financial institutions.

In addition, due to the sharing of retirement pension business affairs, it is possible to reduce the work burden of the person in charge of financial affairs management.

In addition, retirement pension information-related services can contribute to improving public awareness of the retirement pension system.

It should be understood that the effects of the present invention are not limited to the above effects and include all effects that can be deduced from the detailed description of the present invention or the configuration of the invention described in the claims.

1 is a diagram illustrating a system for providing a retirement pension service according to an embodiment of the present invention.
2 is a block diagram illustrating a configuration of a user terminal according to an embodiment of the present invention.
3 is a block diagram illustrating a configuration of a retirement annuity service server according to an embodiment of the present invention.
4 is a diagram illustrating a service for supporting a retirement pension business according to an embodiment of the present invention.
5 is a view illustrating an integrated view screen according to an embodiment of the present invention.
FIG. 6 is a diagram illustrating a retirement annuity electronic mailbox management service according to an embodiment of the present invention.
7 is a diagram illustrating a retirement pension fund management service according to an embodiment of the present invention.
8 is a diagram illustrating a pension direct order service according to an embodiment of the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the present invention will be described with reference to the accompanying drawings. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein.

In order to clearly illustrate the present invention, parts not related to the description are omitted, and similar parts are denoted by like reference characters throughout the specification.

Throughout the specification, when a part is referred to as being "connected" to another part, it includes not only "directly connected" but also "indirectly connected" .

Also, when an element is referred to as "comprising ", it means that it can include other elements, not excluding other elements unless specifically stated otherwise.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram illustrating a system for providing a retirement pension service according to an embodiment of the present invention.

A retirement annuity service providing system 100 according to an embodiment of the present invention includes a user terminal 110, a retirement annuity service server 120 and a retirement pension handling agency server 130, . ≪ / RTI >

For reference, the user terminal 110 includes a processor and a memory coupled to the processor, and the memory may store program instructions for causing the processor to perform operations of the user terminal 110 as described below.

The service server 120 also includes one or more hardware processors and non-transitory computer storage media that encode instructions and may perform the operations described below when the instructions are executed by one or more processors.

The user terminal 110 may access the retirement pension service server 120 and receive information related to the retirement annuity portal service such as the retirement pension system, the workout pension product, and the retirement pension asset allocation .

In addition, the user terminal 110 accesses the retirement pension service server 120 and manages retirement pension subscriber management DB / DC / corporate IRP, DB / DC / corporate IRP, operation ratio management DB, (DB), retirement acceptance (DB / DC / corporate IRP), and operation status inquiry (DB).

That is, the clerk of the retirement pension affiliate can access the retirement pension service server 120 through the user terminal 110 and can quickly and easily process the retirement pension business.

Also, the user terminal 110 may access the retirement pension service server 120 and receive extended services such as subscriber management (new / retirement) and contribution calculation through interlocking with the personnel / salary system of the retirement pension affiliate have.

In addition, the user terminal 110 may be provided with a retirement annuity service server 120 and may be provided with an electronic document storage and retrieval service related to a retirement annuity such as a document received, a sent document, a favorite document, and a recent document.

The user terminal 110 may access the retirement pension handling institution server 130 through the retirement pension service server 120 and may use various services provided by the retirement pension handling institution server 130.

In one embodiment, when the retirement pension handling institution server 130 is a server of a bank or an insurance company, the user terminal 110 deposits the contribution in real time or periodically in connection with the bank or the insurance company, You can use instant transfer or CMS direct debit service.

In another embodiment, when the retirement pension handling institution server 130 is a server of a securities company, the user terminal 110 may transmit orders of stocks, bonds, and the like in connection with the securities company and inquire results. Of course, order cancellation, order history, price can also be inquired.

When the retirement pension portal service is provided as described above, the user terminal 110 provides an integrated view when the retirement pension of the retirement pension subscriber is associated with a plurality of retirement pension handling institutions such as a bank, an insurance company, and a securities company .

The user terminal 110 may include a mobile communication terminal including a smart phone, a mobile phone, a PDA (Personal Digital Assistant), a PMP (Portable Multimedia Player) and a tablet computer, a TV connected to a notebook computer, a desktop computer, And all terminals capable of being connected to the retirement pension service server 120 via the network.

The retirement annuity service server 120 may be configured to allow the retirement annuity person in charge of the retirement annuity group (hereinafter, referred to as a 'retirement annuity person in charge') and the retirement annuity subscriber to use the above-described retirement annuity service according to the embodiment of the present invention Retirement Pension Portal (Web and Mobile) services can be provided.

Here, the retirement pension portal service can provide a consolidated view as a single management agency even when the retirement pension of the retirement pension subscriber is associated with a plurality of retirement pension handling institutions such as banks, insurance companies, and securities companies.

Therefore, the retirement pension business of the entire retirement pension institution can be processed as one screen, improving accessibility, usability, reliability and security.

To this end, the retirement pension service server 120 may provide an EDI client application to the user terminal 110.

In addition, the retirement pension service server 120 can provide content management functions in various formats for efficiently managing the retirement pension document. The retirement pension service server 120 classifies retirement pension documents by function or document to promptly search for and distribute retirement pension documents Function can be provided.

In addition, the retirement pension service server 120 may provide various types of security for each function, document, user, or group in order to establish a security system of the retirement pension document.

Also, the retirement pension service server 120 may be connected to the retirement pension handling institution server 130, and may include a periodic report of the retirement pension handling institution belonging to the retirement pension handling institution server 130, 130 to the user terminal 110, it is possible to save the document storage space, increase the storage period, increase the recyclability of the document, and reduce the document creation and shipping costs.

Also, the retirement pension service server 120 may be connected to the retirement pension handling institution server 130 to perform electronic data interchange (EDI) relay and fund transfer.

Specifically, the retirement annuity service server 120 may be linked to a bank server belonging to the retirement pension handling institution server 130 for instant deposit / withdrawal service, and may be linked to a server of the KFTC for automatic transfer of CMS. For this, the retirement pension service server 120 may be subscribed to the CMS public network.

As an example of this, when an immediate withdrawal request for a retirement annuity is received from the user terminal 110, the retirement annuity service server 120 may request a bank server associated with the retirement annuity to be paid to the user.

In addition, when the CMS withdrawal related to the retirement annuity occurs at the bank, the retirement annuity service server 120 may receive the result of the corresponding CMS withdrawal from the financial settlement server.

In addition, when a request for remittance of the retirement annuity is received from the user terminal 110, the retirement pension service server 120 may request the server of the bank to which the retirement annuity is transferred to the specific user.

Also, the retirement pension service server 120 may be connected to the server of the securities company among the retirement pension handling institution server 130. [

When a stock order using the retirement annuity is received from the user terminal 110, the retirement annuity service server 120 requests an order from a server of the concerned securities company, receives information about a price or a contract from the securities company server, (110).

At this time, the retirement pension service server 120 can separately manage the information such as the operation instruction, the operation result, and the remittance instruction of the user.

That is, the retirement pension service server 120 can act as a relay to perform real-time stocks, bond transaction orders, transmission and settlement using the retirement pension through contracted securities companies.

On the other hand, the retirement pension institution server 130 can operate and manage the retirement pension as a server of the retirement pension company, and includes an agent for data mapping and special transmission with the retirement pension service server 120 .

The retirement pension handling institution server 130 can provide retirement pension specialization relay, EDI relay, fund transfer relay, direct order relay (securities company), deposit / withdrawal, order / contract (securities company) business through the agent.

The retirement pension handling institution server 130 may include a bank server, an insurance company server, a securities company server, and the like.

2 is a block diagram illustrating a configuration of a user terminal according to an embodiment of the present invention.

The user terminal 110 according to an exemplary embodiment of the present invention may include an integrated UI display unit 111, a security service UI display unit 112, and a security service process request unit 113.

Explaining each component, the integrated UI display unit 111 can display a combined view combining subscription information and operation status information individually provided by each retirement pension handling institution into one.

In the past, when a retirement pension subscriber joins a plurality of products of a retirement pension company, the user has to access a server of each retirement pension company by using the user terminal 110 and inquire (view) subscription information and operation status information .

However, in one embodiment of the present invention, the consolidated UI provided by the integrated UI display unit 111 can inquire retirement pension products of each retirement pension business entity and subscribe to each retirement pension business entity as well as inquire about the operation status.

For reference, the integrated UI display unit 111 may include a money processing interface for transferring and transferring a retirement pension.

On the other hand, the security service UI display unit 112 can display on the screen a security service user interface through which a retirement pension subscriber can directly buy or sell stocks or bonds using his / her retirement pension.

For this purpose, the securities business user interface can display a list of brokers linked to the retirement pension service server 120, and the retirement pension subscribers can directly purchase or sell stocks or bonds by selecting a brokerage company .

Meanwhile, the security service processing requesting unit 113 may transmit an order request including information on the purchase of stocks or bonds entered through the security service user interface to the retirement pension service server 120.

Thereafter, the result of the order request received from the retirement pension service server 120 may be displayed on the securities business user interface provided by the securities business UI display unit 112. [

3 is a block diagram illustrating a configuration of a retirement annuity service server according to an embodiment of the present invention.

The retirement annuity service server 120 according to an embodiment of the present invention includes a retirement annuity portal providing unit 121, a retirement annuity service support unit 122, an EDI relay unit 123, an electronic mailbox support unit 124, 125, a security processing unit 126, a money relay unit 127, an order support unit 128, and a common support unit 129.

The components of the retirement annuity portal 121 include a retirement annuity guide, a retirement annuity product guide, announcements of a retirement annuity agency according to an embodiment of the present invention, information on EDI usage, retirement annuity data And provides a retirement annuity portal to the user terminal 110, which provides a retirement annuity portal for downloading a retirement annuity.

In response to a request from the user terminal 110, the retirement annuity business support unit 122 manages retirement annuities related to retirement annuities, such as contract processing, subscriber information management, contribution processing, reserve processing, payment processing, Processing can be performed.

For reference, the retirement pension service shown on the screen of the user terminal 110 is provided as an integrated view when the retirement pension of the retirement pension subscriber is associated with a plurality of retirement pension handling institutions such as a bank, an insurance company, and a securities company .

Meanwhile, the EDI relaying unit 123 can perform communication control, professional management, mapping management, and monitoring with the retirement pension handling institution server 130.

On the other hand, the electronic mailbox support unit 124 can provide a function of storing and browsing electronic documents related to retirement pensions such as received documents, sent documents, favorites, and document security.

Meanwhile, the external support unit 125 can provide billing management and integrated messaging services.

Here, the unified messaging may include one or more of E-mail, SMS, MMS, and LMS.

Meanwhile, the security processing unit 126 may provide a public authentication, encryption, and forgery prevention function when processing a business related to a retirement pension.

Meanwhile, the fund transferring unit 127 may provide a relay function with the retirement pension handling institution server 130 so that the immediate transfer of the retirement pension, the CMS transfer, the settlement of funds, the date management, and the like are performed. Control and professional management functions can be performed.

On the other hand, the order support unit 128 provides a function of allowing the retirement pension subscriber such as order management, settlement management, and city management to access a server of a securities company belonging to the retirement pension handling institution server 130, .

At this time, the order support unit 128 can set a limit for the stock management to a specific ratio (for example, 70%) of the total retirement pension assets of the retirement pension subscriber.

On the other hand, the common support unit 129 is common to the code management (generation, modification and deletion of codes) related to the retirement annuity, the rights management related to screen information management, user management, retirement pension business processing, Support services can be provided.

Herein, the 'screen information management' is a function that displays the integrated view (view) when the retirement pension of the retirement pension subscriber among the retirement pension related tasks displayed on the screen of the user terminal 110 is associated with a plurality of retirement pension handling institutions such as banks, insurance companies, ) May be configured to provide screen information.

4 is a diagram illustrating a service for supporting a retirement pension business according to an embodiment of the present invention.

As shown in FIG. 4, the retirement pension service server 120 may be connected to the plurality of retirement pension handling institution servers 130 and the user terminal 110.

Here, the plurality of retirement pension handling institution servers 130 may include servers of A, B bank, C life insurance company, and D securities company, and the user terminal 110 may be a terminal of a person in charge of retirement pension business have.

The retirement annuity service server 120 can provide accessibility, usability, reliability, and security so that the retirement annuity person in charge can directly handle all the business related to the retirement annuity. In addition, The subscription information can be provided as one integrated view.

In addition, the retirement pension service server 120 may be interworked with personnel and salary management systems of a retirement pension subscription company (group).

For reference, an EDI client application may be installed in the user terminal 110 of the pension worker in order to perform the functions described above.

5 is a view illustrating an integrated view screen according to an embodiment of the present invention.

As shown in FIG. 5, a list of the plurality of retirement pension handling institutions to which the retirement pension subscribers subscribe and the subscription contents can be displayed.

That is, a contract with a plurality of retirement pension institutions can provide a unified view as one management agency, and all tasks related to the retirement pension can be processed through the integrated view.

6 is a diagram illustrating a retirement annuity electronic mailbox management service according to an embodiment of the present invention.

When the retirement annuity service server 120 receives a retirement annuity service request from the subscriber or the user terminal 110 of the subscriber, the retirement annuity service server 120 sends a request for retirement annuity service processing to the server 130 of the retirement annuity handling agency according to the received request Lt; / RTI >

In this process, the retirement pension service server 120 can store and manage contents of various formats such as emails and electronic documents transmitted and received as electronic mailboxes, and can store and manage periodic reports and various invitations from retirement pension institutions .

The retirement pension service server 120 can manage the electronic mailboxes by setting security in various manners by function, document, user, or group. When the inquiry about the electronic mailbox is received from the user terminal 110, The contents of the electronic mail box can be provided to the user terminal 110 according to the conditions (function, document, user, group, etc.) of the electronic mail box.

7 is a diagram illustrating a retirement pension fund management service according to an embodiment of the present invention.

7 (a) shows a process of instantly transferring a transfer from a designated bank account of a retirement pension subscriber in order to receive a retirement pension.

When the user terminal 110 requests the retirement pension service server 120 to designate a specific bank and store the retirement pension, the retirement pension service server 120 associates with the corresponding bank, and the account of the retirement pension subscriber corresponds to the retirement pension Of the amount of money to be transferred immediately.

7 (b) shows a CMS transfer withdrawal related to retirement pension receipt. The retirement pension service server 120 requests a CMS transfer withdrawal from a specific bank account of a retirement pension subscriber as a financial settlement server, The KT server may send the CMS transfer withdrawal request message to the corresponding bank server.

Through this process, CMS transfer can be performed to the bank at a specific date requested by the retirement pension subscriber, and the bank server can transfer the result to the KFTC when the CMS transfer is withdrawn.

7 (c) shows remittance. When the user terminal 110 requests the retirement pension service server 120 to pay the retirement pension to a specific bank, the retirement pension service server 120 receives the retirement pension You can transfer the amount requested by your pension entitlement from your bank account to a specific account.

8 is a diagram illustrating a pension direct order service according to an embodiment of the present invention.

When a stock or bond purchase order request is received from the user terminal 110 of the pension worker in charge of the pension business, the retirement pension service server 120 receives the stock or bond purchase order from the server of the specific securities company in the retirement pension handling agency 130 And may receive the result of the stock or bond purchase order request from the broker's server and provide it to the user terminal 110. [

At this time, the retirement pension service server 120 stores and manages the remittance processing and the retirement pension operating result processed according to the retirement annuity operation instruction and the operation instruction received from the user terminal 110, And provide such records.

It will be understood by those skilled in the art that the foregoing description of the present invention is for illustrative purposes only and that those of ordinary skill in the art can readily understand that various changes and modifications may be made without departing from the spirit or essential characteristics of the present invention. will be.

It is therefore to be understood that the above-described embodiments are illustrative in all aspects and not restrictive.

For example, each component described as a single entity may be distributed and implemented, and components described as being distributed may also be implemented in a combined form.

The scope of the present invention is defined by the appended claims, and all changes or modifications derived from the meaning and scope of the claims and their equivalents should be construed as being included within the scope of the present invention.

100: Retirement Pension Service System
110: User terminal
111: Integrated UI display unit
112: Stock service UI display
113: Securities business processing request section
120: Retirement Pension Service Server
121: Retirement Pension Portal Offering
122: Retirement Pension Business Support Department
123: EDI relay section
124: Electronic Mailbox Support
125: Foreign support department
126:
127:
128: Direct order support
129: Common Support Department
130: Retirement Pension Agency Server

Claims (11)

A service server for providing a retirement annuity service,
An electronic document corresponding to the request for retirement annuity service received from the user terminal is generated and transmitted to the server of the retirement pension handling institution, and an electronic document exchange for receiving the processing result of the transmitted electronic document from the server of the retirement pension handling institution An electronic data interchange (EDI) relay unit;
A fund transferring unit for requesting transfer or payment of the retirement annuity to a server of the retirement annuity handling institution when the request for the retirement annuity is related to the transfer or payment of the retirement pension; And
A common support department that provides an integrated user interface for dealing with retirement pension business
, ≪ / RTI &
Wherein the integrated user interface collectively provides retirement pension subscription information of each retirement pension handling organization for the retirement pension subscribers when the plurality of retirement pension handling organizations associated with the retirement pension subscribers are plural.
The method of claim 1, further comprising:
Providing a user interface for a securities business for ordering at least one of stocks and bonds using a retirement pension and transmitting at least one of the stocks and bonds requested through the securities business user interface to a server of the pension handling agency Order support
The service server further comprising:
3. The method of claim 2,
The order support unit
And requests the order within a range not exceeding a predetermined ratio of the retirement pension held by the retirement pension subscriber.
The method according to claim 1,
The money-
Wherein the service server operates in conjunction with a server of the VAN when the transfer or payment of the retirement pension is made.
The method according to claim 1,
An electronic mail box support unit for storing an electronic document transmitted and received in connection with the processing of the retirement annuity service,
The service server further comprising:
6. The method of claim 5,
The electronic mailbox support unit
Wherein the service server classifies the electronic document by users and groups that process the retirement pension service for each of the retirement pension services, and sets security for each of the classes.
The method according to claim 1,
Providing a unified messaging service that includes at least one of an e-mail, a short message service (SMS), a multi-message service (MMS), and a long message service (LMS)
The service server further comprising:
The method according to claim 1,
A security processing unit for providing at least one of authentication, encryption, and forgery-and-fake prevention functions for transmitting and receiving an electronic document related to the server of the user terminal and the retirement pension handling service and the server
The service server further comprising:
A user terminal for providing a retirement annuity service,
An integrated user interface (UI) display unit for collectively displaying retirement pension subscription information of each retirement pension handling organization for the retirement pension subscribers when there are a plurality of retirement pension handling organizations associated with the retirement pension subscribers;
A securities business user interface (UI) display unit for displaying a securities business user interface for ordering at least one of stocks and bonds using a retirement pension; And
A securities transaction processing requesting unit for transferring at least one of the stocks and bonds requested through the securities business user interface to a server of the retirement pension handling institution;
And a user terminal.
10. The method of claim 9,
Wherein the purchase order requests the order within a range not exceeding a predetermined ratio of the retirement pension held by the retirement pension subscriber.
10. The method of claim 9,
The integrated user interface display unit
And a funds processing interface for allowing the retirement pension subscriber to perform transfer or payment using the retirement pension.
KR1020150148584A 2015-10-26 2015-10-26 Service server and user device for providing retirement pension service KR20170047909A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111859041A (en) * 2020-07-24 2020-10-30 中国工商银行股份有限公司 Data transmission method and device
WO2022124461A1 (en) * 2020-12-10 2022-06-16 서순만 Stock-based pension management system and method

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111859041A (en) * 2020-07-24 2020-10-30 中国工商银行股份有限公司 Data transmission method and device
CN111859041B (en) * 2020-07-24 2023-07-18 中国工商银行股份有限公司 Data reporting method and device
WO2022124461A1 (en) * 2020-12-10 2022-06-16 서순만 Stock-based pension management system and method

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