KR20120088643A - The Method taking up an insurance policy using an electronic coupon or an mobile electronic coupon - Google Patents
The Method taking up an insurance policy using an electronic coupon or an mobile electronic coupon Download PDFInfo
- Publication number
- KR20120088643A KR20120088643A KR1020120079188A KR20120079188A KR20120088643A KR 20120088643 A KR20120088643 A KR 20120088643A KR 1020120079188 A KR1020120079188 A KR 1020120079188A KR 20120079188 A KR20120079188 A KR 20120079188A KR 20120088643 A KR20120088643 A KR 20120088643A
- Authority
- KR
- South Korea
- Prior art keywords
- insurance
- coupon
- electronic coupon
- mobile
- short
- Prior art date
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
Abstract
The present invention is a new method that allows the use of an electronic coupon or a mobile electronic coupon, such as short-term travel insurance, mountaineering insurance, golf insurance, fishing insurance, short-term injury insurance, such as a short-term and low-cost insurance products.
The present invention transmits an electronic coupon or a mobile electronic coupon that can be subscribed to a specific insurance product to an e-mail or a mobile phone of a specific customer, the coupon holder can access the Internet through a PC or a mobile terminal to register the coupon or use the coupon It is about how you can sign up for a particular insurance product.
Description
The present invention provides a coupon that enables easy subscription through a mobile terminal such as a PC and a smart phone, which is a short-term insurance and low-cost insurance products in the short-term travel insurance, mountaineering insurance, golf insurance and various insurance-related promotions. Or it relates to a mobile electronic coupon, and a new insurance system that makes it easy to purchase insurance using the coupon and mobile electronic coupon.
Insurance is a system that compensates for damages by providing a certain amount of money to those who have been accused in advance, in preparation for economic damage in the event of a disaster or various accidents. Says.
Insurance can be divided into public insurance and insurance managed by an individual or juridical person, depending on the management of the insurance business. Private insurance can be classified into private insurance. Person's insurance, which is divided into non-life insurance. In addition, insurance that does not belong to either of them, such as accident insurance, illness insurance and illness insurance, is classified as third insurance.
According to the insurance period, the insurance is generally classified as one-year insurance as general insurance, and the insurance with one year or more is classified as long-term insurance. Among general insurance products, short-term insurance is called short-term insurance. Travel insurance is such a short-term insurance.
In general, the insurance business is prescribed by the Insurance Business Act, which can be obtained through recruitment through insurance company employees, insurance agents, insurance agents, and brokers.
In addition, there are methods for recruiting insurance through face-to-face sales and direct communication with customers such as telephone, mail, and computer communication.
However, short-term insurance products with an insurance period of less than one year and low premiums are limited in this sales structure. There is a need for a new system for selling these low-cost, short-term insurance products.
The present invention activates the sale of short-term insurance products with short-term insurance periods and low premiums, issuing coupons or mobile electronic coupons to purchase short-term insurance through the Internet and mobile terminals, and purchasing or receiving gifts. Its purpose is to provide a system where customers who own a company can easily purchase insurance by accessing a web server through a PC or a mobile terminal.
The present invention is to provide a coupon or mobile electronic coupon for insurance to simplify the insurance process, send a coupon or mobile electronic coupon in the form of e-mail or SMS of a mobile phone terminal of a specific person or a representative of a specific organization and have a coupon Is related to a system for insurance through a PC or mobile terminal.
The present invention requires the customer's subscription, such as travel insurance, mountaineering insurance, fishing insurance, golf insurance, but the insurance period is guaranteed only for a certain period of time, so that the short-term insurance products with low premiums through coupons or mobile electronic coupons, PC or mobile terminal It is effective to activate the development of low-cost insurance products and to increase the customer's access to insurance products, thereby providing an opportunity to purchase insurance.
In addition, it is possible to limit the insurance products and insurance contract related subjects that can be subscribed through the coupon at the time of providing the coupon can significantly shorten the insurance subscription process.
1 is a customer purchases an electronic coupon or a mobile coupon that can be purchased for a particular insurance by accessing a web server through a PC or a mobile terminal, the web server generates the coupon to e-mail or SMS to the customer's PC or mobile terminal Structure of sending electronic coupon or mobile electronic coupon by e-mail
2 is a structural diagram showing the process of a customer having a mobile electronic coupon accessing a web server through a PC or a mobile terminal to register or register a coupon and purchase insurance
3 is a structural diagram showing a process in which a corporation or an organization purchases a group coupon from a web server, uses a purchased group coupon, and subscribes to insurance
Insurance products that can be insured using a mobile electronic coupon need a simple product with insurance contents and premiums. It is difficult to apply insurance products such as automobile insurance or long-term insurance, which are complicated insurance coverage, different insurance premiums, or long insurance coverage. It is convenient to apply to insurance products that have a short insurance period and fixed premiums such as travel insurance, mountaineering insurance, golf insurance and fishing insurance.
-Type of Insurance: Pure Guaranteed Mountaineering Insurance
-Insurance period: 1 day
-Premium: 1,800 won
-Who should join: 20 years old? 80 years old
-Warranty
1 is a process in which a customer who wants to subscribe to such an insurance product purchases an electronic coupon and a mobile electronic coupon by accessing a web server through a PC or a mobile terminal. At this time, the web server designates an insurance product that can be registered with the corresponding coupon, stores the coupon number, expiration date, the buyer's name and the mobile phone number, and sends an electronic coupon to the mobile phone number of the corresponding buyer.
-Coupon Price: 1,800 won
-Coupon Number: 12P072000045623 [Validity: 1 year]
『Climbing insurance coupon [coupon number 12P072000045623 (valid: 1 year)] has arrived. You can join the mountain climbing insurance by visiting the site. 』
2 is a diagram illustrating a procedure for subscribing to insurance using an electronic coupon or a mobile electronic coupon capable of subscribing to a specific insurance product. First, an electronic coupon or mobile electronic coupon that can be insured can be obtained from the event's host or organization by purchasing, receiving a gift from another person, or participating in an event or promotion. In order to subscribe to the relevant insurance product, access the website through a PC or mobile terminal, register or register a coupon, confirm that you are the holder of the coupon, apply for insurance by specifying the period you wish to purchase insurance, and pay the coupon or use the coupon. You will be covered by insurance.
If you sign up for the insurance through coupon payment or coupon use, the insurance registration process is completed by notifying the customer of the insurance coverage by e-mail or SMS.
3 is a corporation or group, if the insured is a corporation or group to access the web server to buy a group coupon, the corporation or group to designate the period of insurance and to join the group insurance through the payment of group coupons and e-mail insurance certificate Alternatively, it is a drawing that the insurance insurance process is completed by receiving an SMS.
Claims (2)
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020120079188A KR20120088643A (en) | 2012-07-20 | 2012-07-20 | The Method taking up an insurance policy using an electronic coupon or an mobile electronic coupon |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020120079188A KR20120088643A (en) | 2012-07-20 | 2012-07-20 | The Method taking up an insurance policy using an electronic coupon or an mobile electronic coupon |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| KR20120088643A true KR20120088643A (en) | 2012-08-08 |
Family
ID=46873881
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| KR1020120079188A KR20120088643A (en) | 2012-07-20 | 2012-07-20 | The Method taking up an insurance policy using an electronic coupon or an mobile electronic coupon |
Country Status (1)
| Country | Link |
|---|---|
| KR (1) | KR20120088643A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20160076892A (en) | 2014-12-23 | 2016-07-01 | 주식회사 옴니씨앤에스 | Mobile system and method to purchase insurance by using electronic coupon |
-
2012
- 2012-07-20 KR KR1020120079188A patent/KR20120088643A/en not_active Application Discontinuation
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20160076892A (en) | 2014-12-23 | 2016-07-01 | 주식회사 옴니씨앤에스 | Mobile system and method to purchase insurance by using electronic coupon |
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| Date | Code | Title | Description |
|---|---|---|---|
| A201 | Request for examination | ||
| E902 | Notification of reason for refusal | ||
| E601 | Decision to refuse application |