KR20110127912A - Mobile gift card providing method by linked mobile gift certificates - Google Patents

Mobile gift card providing method by linked mobile gift certificates Download PDF

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Publication number
KR20110127912A
KR20110127912A KR1020100047424A KR20100047424A KR20110127912A KR 20110127912 A KR20110127912 A KR 20110127912A KR 1020100047424 A KR1020100047424 A KR 1020100047424A KR 20100047424 A KR20100047424 A KR 20100047424A KR 20110127912 A KR20110127912 A KR 20110127912A
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card
mobile
gift
gift certificate
mobile gift
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KR1020100047424A
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Korean (ko)
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김성한
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(주)맥스카드시스템즈
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Priority to KR1020100047424A priority Critical patent/KR20110127912A/en
Publication of KR20110127912A publication Critical patent/KR20110127912A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0239—Online discounts or incentives
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/70—Services for machine-to-machine communication [M2M] or machine type communication [MTC]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
    • H04W88/02—Terminal devices

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Game Theory and Decision Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to a mobile gift card affiliate type mobile gift card providing method and system thereof. Mobile gift card affiliate type mobile gift card providing method of the present invention comprises the step of registering in the card-gift certificate matching DB by matching the gift certificate unique number of the mobile gift certificate to the card unique number of the mobile gift card issued according to the purchase request; And transmitting at least one of gift card information including a card unique number of the issued mobile gift card and gift certificate information including a gift certificate unique number of the mobile gift certificate to a mobile terminal of a receiver indicated in the purchase request. Characterized in that. According to the mobile gift card affiliate type mobile gift card providing method and system of the present invention, a mobile gift certificate affiliate store that does not support mobile gift card payment can be used to purchase a product using a mobile gift certificate affiliate mobile gift card.

Description

Mobile gift card affiliate type mobile gift card provision method and system {MOBILE GIFT CARD PROVIDING METHOD BY LINKED MOBILE GIFT CERTIFICATES}

The present invention relates to a mobile gift voucher affiliate type mobile gift card providing method and system, and more specifically, a mobile gift voucher merchant that does not support mobile gift card payment, the mobile gift voucher affiliate type mobile gift card can purchase a product using a mobile gift card The present invention relates to a gift certificate affiliated mobile gift card providing method and system.

In addition to cash or credit cards, a variety of alternative payment methods such as mobile gift certificates, gift cards, coupons and membership cards are emerging today. Among these, mobile gift cards, which are mainly used by various carriers such as department stores, online shopping malls, restaurants, gas stations and various event venues, and mobile gift cards issued by card companies, are converged with the development of mobile communication technology and financial institutions. It is rapidly being activated.

Mobile vouchers are used to connect to wired / wireless internet, purchase items through credit card payment, etc., perform simple authentication procedures at merchants, etc., and then convert them into real vouchers. You can also send the message to the other party's mobile phone. For example, when a customer who receives a gift certificate for a 100,000 won department store mobile voucher requests a gift voucher to be replaced with a physical voucher, the employee first requests the authentication number from the mobile operator, the gift voucher provider, through an online authentication interface. Then, the mobile operator sends the authentication number to the customer's mobile phone from the mobile voucher system, the department store staff checks the authentication number received by the customer and pays the 100,000 won physical gift certificate to the customer.

The mobile gift card is a bearer prepaid card that can be downloaded and used by accessing the Internet such as the homepage of the card company using a mobile phone. The difference between the mobile prepaid card (hereinafter referred to as mobile gift card) and the existing prepaid card is that it must be purchased with a designated place of use. Existing prepaid cards can be used at various merchants, but mobile gift cards are designated by purchasing merchants such as cards for Starbucks and Lotte Cinema. You can use it more than once within the limit at the designated store. Like mobile vouchers, mobile gift cards can be easily presented by entering someone else's mobile number.

However, although the mobile voucher and the mobile gift card described above have many similarities, the payment system is different from each other, which is inconvenient for the user. In other words, even if a mobile gift voucher is not equipped with a mobile gift card payment system, it is not possible to purchase a product with a mobile gift card. Due to the lack of payment infrastructure, even if a user receives a mobile gift card, there is an inconvenience in that it is restricted. In addition, the mobile gift card provider can take a lot of money to build a payment infrastructure, there is a problem that it is difficult to expand to the mobile gift certificate market different payment methods.

Therefore, the present invention is to solve the above-mentioned problems, the purpose of the mobile gift certificate affiliate mobile gift card that can purchase a product using a mobile gift certificate affiliate mobile gift card even in a mobile gift certificate merchant that does not support mobile gift card payment To provide a method and a system thereof.

In order to achieve the above technical problem, the mobile voucher affiliate type mobile gift card providing method of the present invention matches the gift card unique number of the mobile gift card with the card unique number of the mobile gift card issued according to the purchase request to the card-gift certificate matching DB. Registering; And transmitting at least one of gift card information including a card unique number of the issued mobile gift card and gift certificate information including a gift certificate unique number of the mobile gift certificate to a mobile terminal of a receiver indicated in the purchase request. do.

In one embodiment, receiving an authentication request for any one of the gift card information and the gift certificate information from a POS system provided in a mobile gift card or a mobile gift certificate merchant; And evicting the card unique number included in the authentication request gift card information or the gift certificate unique number included in the gift certificate information, and confirming whether or not the transaction is approved and transmitting the processing result.

In one embodiment, the step of confirming whether or not the transaction approval is possible to transmit the processing result, the card unique number included in the authentication request gift card information or the gift certificate unique number included in the gift certificate information is the card- After checking whether it is registered in the gift certificate matching DB, the processing result may be transmitted.

In an embodiment, the method may include updating the card-gift certificate matching DB according to the processing result.

In an embodiment, the method may include transmitting the issued information about the mobile voucher to a mobile voucher DB provided in a voucher payment system.

In one embodiment, the gift certificate unique number of the mobile gift certificate may be prepared in advance received from a gift certificate provider.

In an embodiment, the registering of the card-gift certificate matching DB may include generating a card unique number of the mobile gift card requested for purchase.

In one embodiment, the card unique number may include a card number of the mobile gift card, the gift certificate unique number may include a gift certificate number of the mobile gift certificate.

In one embodiment, the mobile gift card or mobile gift certificate merchant may include an online shopping mall.

In one embodiment, the mobile terminal may be provided with an application program to use at least one of the mobile gift card and the mobile gift certificate.

In one embodiment, the value value of the mobile gift card and the value of the mobile gift certificate registered in the card-gift certificate matching DB may be the same.

In an embodiment, the method may further include a payment processing of the mobile gift card by at least one of a wire transfer, a credit card, a mobile phone payment, and a cyber money according to the purchase request.

In addition, the mobile gift voucher affiliate type mobile gift card providing system of the present invention matches the card voucher unique number of the mobile gift voucher with the card unique number of the mobile gift card issued in accordance with the purchase request card-gift voucher matching unit to register in the card-gift voucher matching DB ; And at least one of gift card information including a card unique number of the issued mobile gift card and gift certificate information including a gift certificate unique number of the matched mobile gift certificate to a mobile terminal of a receiver indicated in the purchase request. It may include a gift card service unit.

In one embodiment, the authentication request for any one of the gift card information and the gift certificate information from a POS system provided in a mobile gift card or a mobile gift certificate merchant, and the unique card included in the authentication request gift card information It may further include a mobile gift certificate service unit for transmitting the processing result by checking whether the transaction approval is possible by extracting the number or the unique gift certificate number included in the gift certificate information.

In one embodiment, the mobile voucher service unit, after confirming whether the card unique number included in the authentication request gift card information or the gift certificate unique number included in the gift certificate information is registered in the card-gift certificate matching DB The processing result can be transmitted.

In one embodiment, the gift certificate unique number of the mobile gift certificate can be prepared in advance received from a gift certificate provider.

In one embodiment, the card unique number may include a card number of the mobile gift card, the gift certificate unique number may include a gift certificate number of the mobile gift certificate.

In one embodiment, the mobile terminal may be provided with an application program to use the mobile gift certificate or the mobile gift card.

According to the mobile gift card affiliate type mobile gift card providing method and system of the present invention, a mobile gift certificate affiliate store that does not support mobile gift card payment can be used to purchase a product using a mobile gift certificate affiliate mobile gift card.

In addition, the mobile gift card provider can use the existing mobile gift voucher payment system built in merchants as it can reduce the cost of developing a new system and it is easy to expand into the mobile gift voucher market.

In addition, since there is no need to use real-time payment when purchasing a product, it is possible to reduce the fee cost required to use the VAN network.

In addition, by using a card company payment system, gift card affiliate type mobile gift card buyers have an effect of lowering the risk of interruption of gift card payments, which may occur due to management problems such as closing of small and medium sized mobile gift card operators.

1 is a flowchart of a method for providing a mobile gift certificate affiliate type mobile gift card according to an exemplary embodiment of the present invention.
Figure 2 is a block diagram showing the configuration of a mobile gift certificate affiliate type mobile gift card providing system according to a preferred embodiment of the present invention.
3 is a flowchart illustrating a method for providing a mobile gift certificate affiliate type mobile gift card according to a first embodiment of the present invention.
4 is a flowchart illustrating a method for providing a mobile gift certificate affiliate type mobile gift card according to a second embodiment of the present invention.
5 and 6 is a configuration diagram illustrating a schematic configuration of a mobile gift certificate affiliate type mobile gift card providing system according to a modification of the present invention.

In order to fully understand the present invention, preferred embodiments of the present invention will be described with reference to the accompanying drawings. Embodiment of the present invention may be modified in various forms, the scope of the invention should not be construed as limited to the embodiments described in detail below. This embodiment is provided to more completely explain the present invention to those skilled in the art. Therefore, the shape of the elements in the drawings and the like may be exaggerated to emphasize a more clear description. It should be noted that the same members in each drawing are sometimes shown with the same reference numerals. Detailed descriptions of well-known functions and configurations that are determined to unnecessarily obscure the subject matter of the present invention are omitted.

1 is a flowchart of a method for providing a mobile gift certificate affiliate type mobile gift card according to an exemplary embodiment of the present invention.

Referring to Figure 1, the mobile gift voucher affiliate type mobile gift card providing method is to register the card-gift voucher matching DB (Database) by matching the gift voucher unique number of the mobile voucher to the card unique number of the mobile gift card issued according to the purchase request Transmitting at least one of the gift card information including the card unique number of the issued mobile gift card and the gift certificate information including the gift certificate unique number of the mobile voucher to the mobile terminal of the receiver indicated in the purchase request (S20); (S30).

More specifically, the mobile gift card affiliate type mobile gift card providing method, first, a purchase request for a mobile gift card is received from a mobile terminal of a buyer (S10). Here, the purchase request may include a mobile gift card gift request to present to others. Next, matching the gift certificate unique number of the mobile gift certificate to the card unique number of the mobile gift card issued according to the purchase request is registered in the card-gift certificate matching DB (S20). Here, the card unique number includes a card number of a mobile gift card, a gift certificate unique number includes a gift certificate number of the mobile gift certificate, and a gift certificate unique number of a mobile gift certificate may be prepared in advance by being provided from a gift certificate provider. And the value value of the mobile gift card registered in the card-gift certificate matching DB and the value value of the mobile gift certificate are the same. That is, when a purchaser purchases a 100,000 won mobile gift card, the 100,000 won mobile gift certificate is matched and registered in the card-gift certificate matching DB.

Next, at least one of gift card information including a card unique number of the issued mobile gift card and gift certificate information including a gift certificate unique number of the mobile gift certificate is transmitted to the mobile terminal of the receiver indicated in the purchase request (S30). Here, the gift card information and gift certificate information may include buyer information, recipient information, usable amount information, merchant information, expiration date information, etc. together with the issued card number and gift certificate number, and include text, picture, sound, barcode, etc. It can be transmitted to the mobile terminal of the receiver in the form of. When the buyer presents the mobile gift card to another person, the buyer and the receiver may be different from each other and may be transmitted to a plurality of receivers' mobile terminals. Mobile Gift Card With one purchase request, the recipient receives two matching mobile gift cards and mobile vouchers, but can use either of them, and the mobile gift cards and mobile vouchers are immediately disabled.

Next, an authentication request for any one of gift card information and gift certificate information is received from a point of sales (POS) system provided in a mobile gift card or a mobile gift card affiliate store. In addition, the card identification number included in the requested gift card information or the gift certificate unique number included in the gift certificate information is evicted to check whether the transaction is possible. The verification is completed by sending the result of processing the authentication request of the gift card or gift certificate. A detailed description of the authentication request and the transaction approval processing in the merchant will be described with reference to FIGS. 3 and 4 to be described later.

In the present invention, mobile gift cards and mobile vouchers can be viewed, purchased, registered, and used at merchants through mobile terminals connected to the wired / wireless internet, as well as related programs mounted and capable of generating, storing and processing information. Each of these processes can also be accomplished through other computer devices.

The present invention exemplifies a method and system for providing a mobile gift certificate affiliated mobile gift card that matches a mobile gift certificate when purchasing a mobile gift card. However, the idea of the present invention is realized as a system in which a mobile gift card is matched when a mobile gift card is purchased. Can be.

Figure 2 is a block diagram showing the configuration of a mobile gift certificate affiliate type mobile gift card providing system according to a preferred embodiment of the present invention.

As shown in FIG. 2, the mobile gift certificate affiliate type mobile gift card providing system includes a card-gift certificate matching unit 130 and a mobile gift card service unit 120, and further includes a mobile gift certificate service unit 150. Can be configured.

The mobile terminal 110 includes a smartphone and a personal digital assistant (PDA), a handheld PC, a WEB PAD, and the like. In the present invention will be described with a smartphone for convenience of description. The mobile terminal 110 may be provided with an application program to use at least one of the mobile gift card and the mobile gift certificate.

The mobile gift card service unit 120 may include an affiliated store system, an authentication server, a management server, a relay server, an internet server, a database, and a communication network for servicing a mobile gift card. The mobile gift card service unit 120 may include at least one of gift card information including a card unique number of the issued mobile gift card and gift certificate information including a gift certificate unique number of a matched mobile gift certificate of the recipient indicated in the purchase request. Transmit to mobile terminal 110. In addition, the purchase request from the mobile terminal 110 may be received and transmitted to the card-gift certificate matching unit 130 and generate a card unique number of the mobile gift card in response to the purchase request. Here, the gift card information and gift certificate information may include buyer information, recipient information, usable amount information, merchant information, expiration date information, etc. together with the issued card number and gift certificate number, and include text, picture, sound, barcode, etc. It may be transmitted to the mobile terminal 110 of the receiver in the form of. When the purchaser presents a mobile gift card to another person, the purchaser and the receiver may be different from each other and may be transmitted to the mobile terminal 110 of the plurality of recipients. The mobile gift card service unit 120 outputs gift card information and gift certificate information including a barcode image, a number of times of use, and transaction confirmation information according to the number of times of use on the screen of the mobile terminal 110 of the receiver.

The card-gift certificate matching unit 130 matches the gift certificate unique number of the mobile gift certificate with the card unique number of the mobile gift card according to the purchase request transmitted through the mobile gift card service unit 120, and the card-gift certificate matching DB 140. Register at Here, the card unique number includes the card number of the mobile gift card, and the gift certificate unique number includes the gift certificate number of the mobile gift certificate. The card unique number of the mobile gift card may be generated and received by the mobile gift card service unit 120 or may be generated and used by the card-gift certificate matching unit 130. The gift certificate unique number of the mobile gift certificate is preferably prepared in advance by receiving from the gift certificate provider. And the value value of the mobile gift card registered in the card-gift certificate matching DB and the value value of the mobile gift certificate are the same.

The card-gift certificate matching DB 140 stores the card unique number and the gift certificate unique number pair data generated by the card-gift certificate matching unit 130. In addition, as described above, the card-gift certificate matching unit 130 may be constructed as a separate database server, and the mobile gift certificate service unit 150 may be built and operated with a gift certificate approval database therein. It may be.

The mobile gift certificate service unit 150 may include an affiliated store system, an authentication server, a management server, a relay server, an internet server, a database, and a communication network for serving a mobile gift certificate. The mobile gift certificate service unit 150 receives an authentication request for any one of gift card information and gift certificate information from a point of sales (POS) system provided in a mobile gift card or a mobile gift certificate affiliate. The identification number of the card included in the requested gift card information or the gift certificate unique number included in the gift certificate information is extracted to check whether the transaction is possible, and the processing result is transmitted to the gift certificate buyer, the gift certificate receiver, and the gift certificate merchant. In one embodiment, the mobile gift certificate service unit 150 checks whether the card unique number included in the gift card information requested authentication or the gift certificate unique number included in the gift certificate information is registered in the card-gift certificate matching DB 140. The post processing result can be transmitted.

Regarding the mobile gift certificate service, the mobile gift certificate service provider provides 'mobile gift certificate' as an additional service of the mobile phone call service provider through a prior contract with the mobile phone service provider, and the mobile subscriber can use the mobile gift certificate at the time of subscription or after subscription. You can apply for services. When applying for a mobile voucher service, the mobile subscriber must select a password to use the mobile voucher and register it with the mobile phone service provider. The registered password is used for mobile phone voucher identity verification.

3 is a flowchart illustrating a method for providing a mobile gift certificate affiliate type mobile gift card according to a first embodiment of the present invention.

Referring to FIG. 3, in the method of providing a mobile gift certificate affiliate type mobile gift card according to the first embodiment, a purchase request for a mobile gift card is first received from a user's mobile terminal 110 (S10). For example, an application of the mobile terminal 100 provides a purchase list to a user, supports the gift of a mobile gift card purchased through the application to another user, and is applied by the mobile gift card service unit 120. It includes a program management function that checks and downloads a program when it is updated. And when the user presents a mobile gift card through the application of the mobile terminal 100, the mobile gift card by the mobile gift card service unit 120 to the counterpart mobile terminal 100 SMS, MMS callback (Call) Back) It is provided as a service method. At this time, when the user presents the mobile gift card, the user inputs the recipient name and the recipient mobile terminal number.

Next, according to the purchase request, the mobile gift card is settled by at least one of bank transfer, credit card, mobile phone payment and cyber money (S13). The payment processing of a mobile gift card may be a transfer operation between a user and a bank account or an electronic money account, and may be as much as the price of the purchase amount in the amount of the user's reserve for service points operated internally in the mobile gift card providing system. It could be a deduction or a payment using a credit card or phone bill. Gift card affiliate type mobile gift card buyers by using the card company payment system, there is an effect that the risk of interruption of gift voucher payments that can occur due to management problems, such as the closing of small and medium sized mobile gift card operators.

Cyber money includes all forms of electronic money that are distributed online, such as card points and cash back. To this end, the presence of user information associated with a user in the affiliated shopping mall may be examined. If there is user information, the point information for paying the purchase price of the product is examined in the shopping mall where the user information is located. The point information surveyed in this way may be displayed in a price comparison for a product requested by the user, thereby allowing the user to know the amount to be substantially paid in purchasing the product. That is, when the purchase price of the mobile gift card is less than or equal to the cyber money balance, the cyber money can be exchanged for cash, and when the purchase price is greater than the cyber money balance, the remaining money can be settled by subtracting the balance. .

Next, to generate a card unique number of the mobile gift card requested to purchase (S15). Here, the card unique number includes the card number of the mobile gift card, may be generated and received by the mobile gift card service unit 120, or may be generated and used by the card-gift certificate matching unit 130.

Next, matching the gift certificate unique number of the mobile gift certificate to the card unique number of the mobile gift card issued according to the purchase request is registered in the card-gift certificate matching DB (S20). The gift certificate unique number of the mobile gift certificate may be prepared in advance by being provided from the gift certificate provider. And the value value of the mobile gift card registered in the card-gift certificate matching DB and the value value of the mobile gift certificate are the same. That is, when a purchaser purchases a 100,000 won mobile gift card, the 100,000 won mobile gift certificate is matched and registered in the card-gift certificate matching DB.

Next, at least one of gift card information including a card unique number of the issued mobile gift card and gift certificate information including a gift certificate unique number of the mobile gift certificate is transmitted to the mobile terminal 110 of the receiver indicated in the purchase request ( S30). Mobile gift card service unit 120 preferably transmits the card number, gift certificate number, gift certificate barcode to the mobile terminal 110 of the recipient indicated in the purchase request.

Regarding the mobile gift card issuing method, a user first makes an online connection to each voucher sales site using his mobile terminal 100, inputs mobile gift card purchase request information, and the mobile gift card service unit 120 The mobile gift card information purchased by the user may be transmitted. Alternatively, the mobile gift card may be purchased through the Internet. In this case, the mobile gift card service unit 120 may transmit the mobile gift card to the mobile terminal 100 through the payment process by purchasing and executing an application on the web. You can also specify the recipients or send them individually.

Next, the mobile gift certificate service unit 150 receives an authentication request for any one of gift card information and gift certificate information from a point of sales (POS) system provided in a mobile gift card or a mobile gift certificate affiliate (S40). The mobile gift card or mobile gift voucher may include an online shopping mall. The POS system is a system that allows you to manage sales and inventory in real time when items are sold.What exactly is your current median sales, how much are your credit cards and cash sales before opening and closing stores? It is a system that efficiently manages sales such as how much cash is normally required for money transfer, how much inventory is currently left according to the quantity of products sold, and how much money is paid to each customer.

Next, it is checked whether the card unique number included in the requested gift card information or the gift certificate unique number included in the gift certificate information is registered in the card-gift certificate matching DB 140 (S51). For example, the gift card server 120 extracts the gift certificate information included in the transaction history information and determines whether it is a gift certificate that can be registered and traded in the card-gift certificate matching DB 140 through the card-gift certificate matching unit 130, and judges it. The result is transmitted to the gift card server 120.

Next, the mobile gift certificate service unit 150 completes the authentication by transmitting the processing result for the authentication request of the gift card or the gift certificate to the buyer, the gift certificate recipient and the gift certificate merchant (S60). Then, if the merchant side payment server receives information confirming that it is a tradable gift certificate from the gift voucher server, the payment server recognizes that the payment is possible, and sends the payment normal approval permission information to the corresponding merchant terminal.

Next, the card-gift certificate matching DB 140 is updated according to the processing result in step S60 (S71). The card-gift certificate matching unit 130 or the gift card server 120 may delete the gift card-gift certificate information registered in the card-gift certificate matching DB 140 with respect to the authenticated mobile gift certificate.

4 is a flowchart illustrating a method for providing a mobile gift certificate affiliate type mobile gift card according to a second embodiment of the present invention.

Referring to FIG. 4, a method of providing a mobile gift certificate affiliated mobile gift card according to a second embodiment will be described. However, portions overlapping with the above-described first embodiment are omitted. First, the user receives a purchase request for a mobile gift card from the mobile terminal 110 (S10). Next, according to the purchase request, the mobile gift card is settled by at least one of bank transfer, credit card, mobile phone payment and cyber money (S13). And the card unique number of the mobile gift card requested to purchase is generated (S15). Next, matching the gift certificate unique number of the mobile gift certificate to the card unique number of the mobile gift card issued according to the purchase request is registered in the card-gift certificate matching DB (S20).

Next, at least one of gift card information including a card unique number of the issued mobile gift card and gift certificate information including a gift certificate unique number of the mobile gift certificate is transmitted to the mobile terminal 110 of the receiver indicated in the purchase request ( S30). Mobile gift card service unit 120 preferably transmits the card number, gift certificate number, gift certificate barcode to the mobile terminal 110 of the recipient indicated in the purchase request.

The information on the mobile voucher issued in step S30 is transmitted to the mobile voucher DB provided in the gift voucher payment system and registered (S35). That is, the gift certificate information issued by the mobile gift card service unit 120 is also registered in the mobile gift certificate service unit 150. In addition, the mobile gift certificate service unit 150 receives an authentication request for any one of gift card information and gift certificate information from a point of sales (POS) system provided in a mobile gift card or a mobile gift certificate affiliate (S40).

Next, it is checked whether the card unique number included in the requested gift card information or the gift certificate unique number included in the gift certificate information is registered in the gift certificate DB 140 registered in step S35 (S52). For example, the gift card server 120 transmits the transaction history information to the gift certificate server 150, the gift certificate server 150 extracts the gift certificate information included in the transaction history information to be traded through the gift certificate DB (160) It determines whether it is, and transmits the determination result to the gift card server 120.

Next, the mobile gift certificate service unit 150 completes the authentication by transmitting the processing result for the authentication request of the gift card or the gift certificate to the buyer, the gift certificate recipient and the gift certificate merchant (S60). Then, if the merchant side payment server receives information confirming that it is a tradable gift certificate from the gift voucher server, the payment server recognizes that the payment is possible and sends the payment normal approval permission information to the corresponding merchant terminal.

Next, the card-gift certificate matching DB 140 and the gift certificate DB 160 are updated according to the processing result in step S60 (S72). The card-gift voucher matching unit 130 or the gift card server 120 deletes the gift card-gift certificate information registered in the card-gift voucher matching DB 140 with respect to the authenticated mobile voucher, and the mobile voucher service unit 150 It is preferable to delete the gift certificate information registered in the gift certificate DB 160 for the mobile certificate voucher is completed.

5 and 6 is a configuration diagram illustrating a schematic configuration of a mobile gift certificate affiliate type mobile gift card providing system according to a modification of the present invention.

5 and 6, the mobile gift certificate cooperation type mobile gift card providing system according to the present invention is a mobile terminal 110, mobile gift card server 120, card-gift certificate matching module 130, card-gift certificate matching It may include a DB 140, a mobile gift certificate server 150, a gift certificate authentication module 155, a gift certificate DB 160, the merchant POS system 170.

In the present invention, the mobile terminal 110 is a PDA (Personal Digital Assistant), PCS (Personal Communication Service) phone, Hand-held PC (Global System for Mobile) GSM, W-CDMA (Wideband CDMA) phone , CDMA-2000 phone, MBS (Mobile Broadband System) phone is used in a broad sense.

The mobile gift card server 120 stores / manages various mobile gift card information and mobile gift card information for each mobile shopping service member, and receives a mobile gift card service request from the mobile terminal 110 through the wireless communication network 200. Is a combination of software and information processing devices that process services. Storing various mobile gift card information in the mobile gift card server 120 may be stored by an administrator by an input means such as a keyboard, but for example, a mobile gift from a server installed in the issuer 121 of the mobile gift card. It is also possible to receive and store information on the card. That is, the mobile gift card server 120 may receive the information of the mobile gift card to be issued through the network from the issuer 121 of the mobile gift card and store it in its own database (not shown), and also the gift card. You can also notify the publisher's server of your purchase status and usage status over the network.

The card-gift certificate matching module 130 matches the gift certificate unique number of the mobile gift certificate to the card unique number of the mobile gift card according to the purchase request transmitted through the mobile gift card server 120, and matches the matching data 141 to the card-. Register in the gift certificate matching DB (140). The card-gift certificate matching module 130 may be provided in the mobile gift card server 120 or may be provided in another server. Here, the card unique number includes the card number of the mobile gift card, and the gift certificate unique number includes the gift certificate number of the mobile gift certificate. The card unique number of the mobile gift card may be generated and received by the mobile gift card server 120 or may be generated and used by the card-gift certificate matching module 130. The gift certificate unique number of the mobile gift certificate is preferably prepared in advance by receiving from the gift certificate provider. And the value value of the mobile gift card registered in the card-gift certificate matching DB and the value value of the mobile gift certificate are the same.

The mobile gift certificate server 150 stores / manages various mobile gift certificate information and mobile gift certificate information for each mobile shopping service member, and receives a mobile gift certificate service request from the mobile terminal 110 through a merchant POS system 170 to provide a corresponding service. It is a combination of software for processing and an information processing device. The various types of mobile gift certificate information may be stored in the mobile gift certificate server 150 by an administrator by an input means such as a keyboard. However, for example, the mobile gift certificate information may be stored by the server installed in the issuer 175 of the mobile gift certificate. It is also possible to receive and store. That is, the mobile gift certificate server 150 may receive the information of the mobile gift certificate to be issued through the network from the issuer 175 of the mobile gift card and store it in its own database 160, and purchase and use of the gift certificate. The status can also be notified via the network to the issuer's server.

In addition, the mobile gift certificate server 150 withdraws the gift certificate information corresponding to the mobile gift certificate unique information included in the gift certificate information providing request from the merchant POS system 170 from the gift certificate DB 160 through the gift certificate authentication module 155 Transfer to system 170. The gift certificate authentication module 155 checks whether the card unique number included in the requested gift card information or the gift certificate unique number included in the gift certificate information is registered in the gift certificate DB 160. The mobile gift card server 120 and the mobile gift certificate server 150 may communicate information with each other through the VAN network 300 or the Internet network 400.

Merchant POS system 170 may include a merchant headquarters server 175, receives the gift certificate information 111 of the bar code from the mobile terminal 110 to the mobile voucher server 150 through the merchant headquarters server 175. Request voucher information. In addition, the merchant POS system 170 receives the voucher information from the mobile voucher server 150 that has received the voucher information of the user from the mobile voucher server 150 and performs payment processing. The scope of the present invention is not limited by the specific hardware configuration of the merchant POS system 170.

Embodiments of the mobile gift certificate affiliated mobile gift card providing method and system thereof described above are merely exemplary, and those skilled in the art to which the present invention pertains have various modifications and equivalents therefrom. It will be appreciated that other embodiments are possible. Therefore, it will be understood that the present invention is not limited only to the form mentioned in the above detailed description. Therefore, the true technical protection scope of the present invention will be defined by the technical spirit of the appended claims. It is also to be understood that the invention includes all modifications, equivalents, and alternatives falling within the spirit and scope of the invention as defined by the appended claims.

100: Mobile gift card affiliate type mobile gift card providing system
110: mobile terminal 120: mobile gift card server
130: card-gift certificate matching module 140: card-gift certificate matching DB
150: mobile gift voucher server 160: gift voucher DB

Claims (18)

Matching the gift certificate unique number of the mobile gift certificate to the card unique number of the mobile gift card issued according to the purchase request and registering the card-gift certificate matching DB (Database); And
And transmitting at least one of gift card information including a card unique number of the issued mobile gift card and gift certificate information including a gift certificate unique number of the mobile gift certificate to a mobile terminal of a receiver indicated in the purchase request. Mobile gift voucher affiliate type mobile gift card providing method.
The method of claim 1,
Receiving an authentication request for any one of the gift card information and the gift certificate information from a point of sales (POS) system provided at a mobile gift card or a mobile gift certificate affiliate store; And
The mobile gift certificate further comprises the step of transmitting the processing result by checking whether the transaction approval is possible by extracting the card unique number included in the authentication request gift card information or the gift certificate unique number included in the gift certificate information. How to provide affiliate mobile gift card.
The method of claim 2,
Checking whether the transaction approval is possible and transmitting the processing result,
Mobile gift voucher partnership characterized in that the card identification number included in the gift card information requested authentication or gift voucher number included in the gift certificate information is registered in the card-gift voucher matching DB and transmits the processing result Type mobile gift card providing method.
The method of claim 2,
And updating the card-gift certificate matching DB according to the processing result.
The method of claim 1,
The mobile gift certificate associated mobile gift card providing method further comprises the step of transmitting the information on the issued mobile gift certificate to a mobile gift certificate DB provided in a gift certificate payment system.
The method of claim 1,
Gift voucher unique number of the mobile voucher is provided in advance by receiving a gift voucher provider mobile gift voucher affiliate type mobile gift card providing method.
The method of claim 1,
Registering in the card-gift certificate matching DB,
Mobile gift voucher affiliate type mobile gift card providing method comprising the step of generating a unique number of the mobile gift card of the purchase request.
The method of claim 1,
The card unique number includes a card number of the mobile gift card, and the gift certificate unique number comprises a mobile gift certificate associated mobile gift card, characterized in that it comprises a gift certificate number of the mobile gift certificate.
The method of claim 2,
The mobile gift card or mobile gift card affiliate store is a mobile gift card affiliate type mobile gift card providing method comprising an online shopping mall.
The method of claim 1,
The mobile terminal is a mobile gift card associated mobile gift card providing method, characterized in that the application is provided to use at least one of the mobile gift card and the mobile gift certificate.
The method of claim 1,
The mobile gift card affiliate type mobile gift card providing method, characterized in that the value value of the mobile gift card and the value of the mobile gift card registered in the card-gift certificate matching DB.
The method of claim 1,
The mobile gift card affiliate type mobile gift card providing method further comprising the step of processing the payment of the mobile gift card with at least one of the account transfer, credit card, mobile phone payment and cyber money according to the purchase request.
A card-gift certificate matching unit for matching a gift certificate unique number of a mobile gift certificate with a card unique number of a mobile gift card issued according to a purchase request and registering it in a card-gift certificate matching DB (Database); And
A mobile gift for transmitting at least one of gift card information including a card unique number of the issued mobile gift card and gift certificate information including a gift certificate unique number of the matched mobile gift certificate to a mobile terminal of a receiver indicated in the purchase request. Mobile gift certificate associated mobile gift card providing system comprising a card service unit.
The method of claim 11,
Receiving an authentication request for any one of the gift card information and the gift certificate information from a point of sales (POS) system provided in a mobile gift card or mobile gift certificate merchant,
The mobile gift certificate service unit further comprises a mobile gift certificate service unit which transmits the processing result by checking whether the transaction approval is possible by extracting the card unique number included in the authentication request gift card information or the gift certificate unique number included in the gift certificate information. Mobile gift card affiliate type mobile gift card providing system.
The method of claim 12,
The mobile gift certificate service unit,
Mobile gift voucher partnership characterized in that the card identification number included in the gift card information requested authentication or gift voucher number included in the gift certificate information is registered in the card-gift voucher matching DB and transmits the processing result Type mobile gift card providing system.
The method of claim 11,
The gift certificate unique number of the mobile gift certificate is a mobile gift certificate associated type mobile gift card providing system, characterized in that it is prepared in advance received from a gift certificate provider.
The method of claim 11,
The card unique number includes a card number of the mobile gift card, and the gift certificate unique number includes a mobile gift certificate associated mobile gift card providing system, characterized in that it comprises a gift certificate number of the mobile gift certificate.
The method of claim 11,
The mobile terminal is a mobile gift voucher affiliate type mobile gift card providing system, characterized in that the application is provided to use the mobile gift certificate or the mobile gift card.



KR1020100047424A 2010-05-20 2010-05-20 Mobile gift card providing method by linked mobile gift certificates KR20110127912A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101278120B1 (en) * 2012-04-04 2013-06-24 주식회사 토리콘 Mobile coupon conversion method and system
KR20220071376A (en) 2020-11-24 2022-05-31 주식회사 로열박스 Coupon issuance system that allows users to selectively issue coupons

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101278120B1 (en) * 2012-04-04 2013-06-24 주식회사 토리콘 Mobile coupon conversion method and system
KR20220071376A (en) 2020-11-24 2022-05-31 주식회사 로열박스 Coupon issuance system that allows users to selectively issue coupons

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