KR20110104173A - Method and system of providing information about utilization of credit card linked with subway gate passage information - Google Patents

Abstract

The present invention can reflect the situation of the card user and the requirements of the card user, and can immediately provide the card utilization information for the user entering the set area, the card user has a high probability of acceptance It is to provide a method and system that can provide information.
According to an aspect of the present invention, there is provided a method of providing card utilization information linked to passage of a subway gate, the first step of registering a card ID of a payment card that can be paid for at least a mobile phone number of a service subscriber and a subway fare and storing it in a database. ; A second step of receiving, from the subway payment system as the service subscriber passes the subway gate, at least the card ID of the payment card for which the subway fee is paid, and the getting off station identification information; A third step of querying the database of the mobile phone number of a service subscriber corresponding to the card ID received in the second step; And a fourth step of transmitting the card utilization information extracted based on at least the getting-off station identification information and the card ID to a mobile phone of the mobile phone number inquired in the third step as a destination.

Description

METHOD AND SYSTEM OF PROVIDING INFORMATION ABOUT UTILIZATION OF CREDIT CARD LINKED WITH SUBWAY GATE PASSAGE INFORMATION}

The present invention relates to a method and system for providing location-based information for providing card utilization information based on a current location of a user. More specifically, when a user pays with a credit card while getting off a subway or train, the user can send useful information such as discount information, event information, mileage information, etc. to the user's mobile phone, based on the location of the user's station. It relates to a method of providing card utilization information.

Recently, with the spread of mobile phones, various services have appeared. For example, important meeting information or event guide texts are sent through mobile phone text messages (SMS, MMS), and various advertisements or information are also transmitted.

However, the advertisement or information transmitted through the conventional mobile phone is broadcast unilaterally regardless of the user's intention of receiving the user, the user's current location, the user's current situation, or the type of the required information, and most of the advertisements are simply spam. to be.

On the other hand, there is a technique for providing appropriate information to the user based on the user's location information by using the GPS satellite signal reception function or the base station location information. However, in order to use the GPS satellite signal reception function, the mobile phone must be equipped with a function capable of receiving a GPS satellite signal, and there is a problem in that the reception is not possible in a subway, an underground space, a building, and the like. In addition, a technology for roughly identifying the current location of a user by using location information of a base station currently in communication service has been commercialized. However, in this case, a lot of errors are shown in the location information of the user according to the propagation environment of the downtown area, and the coverage of the base station is often not consistent with the user's conception area. Two regions that the user considers to be completely separate may be within the same base station coverage. For example, two areas of a river or a railroad contact each other belong to the same base station coverage, but are often separate areas due to the user's range of activities.

In addition, since the user may pass through a certain area while riding in a car, a filtering time of at least a predetermined time is required to distinguish whether or not the user passes through the corresponding area with respect to the location information using the GPS satellite and the service base station. Considering the case where the user is used in a traffic congestion area, this filtering time can be significantly increased, and it is difficult to immediately provide location-based information to the user entering the area.

On the other hand, the credit card company using the DM for the customer of the credit card, and provides card utilization information, such as merchant information located near the user's address. However, such card utilization information does not take into account the situation of the card user, which changes from time to time, and utilizes only the degree of address information. Therefore, the probability of receiving such card utilization information is very low.

In addition, in general, card users often have a feeling of rejection with respect to card utilization information, and thus are easily recognized as spam.

The present invention has been proposed to solve the above problems of the prior art.

An object of the present invention is to provide a method and system for providing card utilization information of a payment card held by reflecting the situation of the card user and the requirements of the card user.

An object of the present invention is to provide a method and system for providing card utilization information of a payment card held even for a user having a mobile phone not equipped with a GPS reception function.

An object of the present invention is to provide a method and system for providing card utilization information of a payment card obtained by obtaining location information corresponding to an idealized region set by a user.

An object of the present invention is to provide a method and system for providing card utilization information of a payment card held based on location information to a user who has entered a set region immediately.

It is an object of the present invention to provide a method and system for providing card utilization information that has a high probability of accepting for a user of a payment card.

According to an aspect of the present invention, there is provided a method of providing card utilization information linked to passage of a subway gate, the first step of registering a card ID of a payment card that can be paid for at least a mobile phone number of a service subscriber and a subway fare and storing it in a database. ; A second step of receiving, from the subway payment system as the service subscriber passes the subway gate, at least the card ID of the payment card for which the subway fee is paid, and the getting off station identification information; A third step of querying the database of the mobile phone number of a service subscriber corresponding to the card ID received in the second step; And a fourth step of transmitting the card utilization information extracted based on at least the getting-off station identification information and the card ID to a mobile phone of the mobile phone number inquired in the third step as a destination.

According to an aspect of the present invention, there is provided a method of providing card utilization information linked to passage of a subway gate, at least registering a mobile phone number of a service subscriber, a card ID of a payment card that can be paid for a subway use fee, and a receiving option of card utilization information. A first step of receiving and storing in a database; A second step of receiving, from the subway payment system as the service subscriber passes the subway gate, at least the card ID of the payment card for which the subway fee is paid, and the getting off station identification information; A third step of inquiring, in the database, a reception option of a mobile phone number and card utilization information of a service subscriber corresponding to the card ID received in the second step; Transmitting card utilization information extracted based on at least the receiving option of the card utilization information inquired in the third step and the getting off station identification information to the mobile phone of the mobile phone number inquired in the third step as a destination; Step 4; characterized by including.

According to an aspect of the present invention, a method of providing card utilization information linked to passage of a subway gate registers at least a mobile phone number of a service subscriber, a card ID of a payment card that can be paid for a subway use fee, and a receiving option of card utilization information. A first step of receiving and storing in a database; A second step of receiving, from the subway payment system as the service subscriber passes the subway gate, at least the card ID of the payment card for which the subway fee is paid, and the getting off station identification information; A third step of inquiring, in the database, a reception option of a mobile phone number and card utilization information of a service subscriber corresponding to the card ID received in the second step; A step 4-1 of requesting card utilization information by transmitting at least the receiving option of the card utilization information queried in the third step and the getting off station identification information to a card company server; And step 4-2 of transmitting the card utilization information received as a result of the request of step 4-1 to the destination of the mobile phone of the mobile phone number inquired in the third step.

The card utilization information providing system linked to the passage of the subway gate according to an aspect of the present invention is a card utilization information providing system for providing card utilization information in connection with a subway payment system that performs payment for subway usage fee, A database in which a card ID of a payment card payable for a mobile number and a subway fare for each subscriber is stored, and card utilization information available for a service subscriber is stored; Receive at least the card ID and the getting off station identification information of the payment card for which the subway fee has been paid from the subway payment system, and query the mobile phone number of the service subscriber corresponding to the received card ID in the database, at least the getting off And a relay server extracting card utilization information based on station identification information and the card ID, and transmitting the extracted card utilization information to a mobile phone of the inquiring mobile number as a destination.

The card utilization information providing system linked to the passage of the subway gate according to an aspect of the present invention is a card utilization information providing system for providing card utilization information in connection with a subway payment system that performs payment for subway usage fee, A database storing card utilization information available to a subscriber and storing at least a mobile phone number, a card ID of a payment card that can be paid for subway use, and a receiving option of card utilization information for each service subscriber; Receiving the card ID and the getting off station identification information of the payment card which paid the subway fee at least from the subway payment system, and inquiring the mobile phone number and the receiving option of the service subscriber corresponding to the received card ID in the database; A relay server extracting card utilization information based on at least the getting-off station identification information and the inquired receiving option, and transmitting the extracted card utilization information to a mobile phone of the inquired mobile phone number as a destination; It features.

In accordance with an aspect of the present invention, a card utilization information providing system interlocked with passing through a subway gate includes: a subway payment system that performs payment for a subway fee; And a card utilization information providing system interoperating with a card company server for storing card utilization information, the card utilization information providing system comprising: a database in which a card ID of a payment card payable for at least a mobile phone number and a subway use fee is stored for each service subscriber; Receive at least the card ID and the getting off station identification information of the payment card for which the subway fee has been paid from the subway payment system, and query the mobile phone number of the service subscriber corresponding to the received card ID in the database, at least the getting off A relay server which receives card utilization information extracted based on station identification information and the received card ID from the card company server, and transmits the received card utilization information to a mobile phone of the inquired mobile number as a destination; Characterized in that it comprises a.

According to the present invention, it is possible to appropriately reflect the situation of the user of the card user and the requirements of the card user, thereby providing the card utilization information of the held payment card.

According to the present invention, there is an effect of providing the card utilization information of the payment card held even for the user having a mobile phone not equipped with a GPS reception function.

According to the present invention, there is an effect of providing the card utilization information of the payment card held by acquiring the location information corresponding to the ideological area set by the user.

According to the present invention, it is possible to provide card utilization information of a payment card held based on location information to a user who has entered a set area immediately.

According to the present invention, there is an effect that it is possible to provide the card utilization information having a high probability of accepting the user of the payment card.

According to the present invention, the user can also be provided with card utilization information regarding payment cards other than the payment card for which the subway fee is paid.

According to the present invention, the user has a high probability of being provided with the desired card utilization information.

1 is an overall block diagram related to a card utilization information providing system linked to the passage through a subway gate according to an embodiment of the present invention.
2 is a flowchart illustrating a method of providing card utilization information according to an embodiment of the present invention.
3 is a flowchart illustrating a process of confirming whether a card utilization information is received by a user or selecting and transmitting a list of card utilization information.
FIG. 4 is a diagram illustrating a list of card utilization information displayed on a mobile phone of a service subscriber in order to select a desired one from a list of card utilization information.
FIG. 5 is a diagram illustrating that another card company's name is input to a user's mobile phone in order to request card utilization information of another card company.
6 illustrates that a confirmation request message for confirming reception of card utilization information is displayed on a mobile phone.

The objects and effects of the present invention will become more apparent by the preferred embodiments of the present invention described below. The following examples are merely illustrated to illustrate the present invention and are not intended to limit the technical scope of the present invention.

According to an embodiment of the present invention, it is to be noted that the service subscriber provides card utilization information in connection with affiliated stores near the subway station, and the card utilization information is useful information in the use of a 'specific range' payment card. do. The contents of the card utilization information may be different for each card company, for each kind of payment card, or for specific conditions. For example, even if the card company is the same, they may be different for each card type, and even if the card company and the card type are the same, they may be further added with specific conditions. For example, a condition may be added that it will be the subscriber's birthday. The specific range may be variously determined by card company, card type, subscriber, or a combination thereof. Therefore, when the payment card is specified by the card ID of the payment card or the like, card utilization information that may be provided to the payment card may be specified.

The card utilization information is information for guiding the use of the payment card held by the payment card user.

The card utilization information includes merchant information that provides a discount to a specific range of payment cards. Such information may be provided separately for each category. For example, movie theater information may be given to give a discount on a specific range of payment cards among various movie theaters near the subway station.

The card utilization information includes information on affiliated stores that are currently performing an event for a specific range of payment cards. For example, information about a home appliance store that is currently performing interest-free installment payments for a certain range of payment cards around Yongsan Station.

The card utilization information includes merchant information that can use the mileage accumulated in a specific range of payment cards.

On the other hand, the card utilization information, it should be noted that the information related to the payment card that the service subscriber first paid the subway fare. Such a payment card has the function of a transportation card at the same time. In an embodiment of the present invention, the function of a traffic card for paying a subway fare and a function of a credit card or a check card that can be paid at an affiliated store are effectively linked more effectively.

In addition, according to an embodiment of the present invention, there is a feature in providing the card utilization information according to the reception option (hereinafter, also referred to as the "reception option") previously set by the service subscriber.

Receive options include drop off options. Only when getting off at a specific subway station, the card usage information is set to be transmitted.

Receive options include category options. For example, the category options may be divided into a cinema, a restaurant, a bookstore, a fashion mall, and a coffee shop.

Receive options include day of week options and time options, which may be combined. For example, you can set Monday, Tuesday, Wednesday, Thursday, and Friday between 18:00 and 24:00 and Saturday and Sunday 24 hours.

And these receiving options can be combined in plurality. For example, if you get off at Myeong-dong or Gangnam station between Mon, Tue, Wed, Thu, and Friday 18: 00 ~ 24: 00, and Saturday and Sunday, you can set the receiving option to provide movie information.

1 is an overall block diagram related to a card utilization information providing system linked to the passage through a subway gate according to an embodiment of the present invention.

In order to provide information on the card utilization information, the overall structure, the relay system 130, subway payment system 120, the user unit 110, card company server (140-1, 140-2, 140-3), network 102 ), The gateway 150, and the like.

The user unit 110 includes a payment card 114, a mobile phone 112, and a user PC 116 possessed by the user. The user has received and holds a payment card 114 having a payment function for the subway fare, and possesses a mobile phone 112 capable of text messaging or wireless Internet, and the user PC 116 or the mobile phone ( After connecting to the relay server 132 using 112, it subscribes to the service according to the embodiment of the present invention.

The subway payment system 120 performs payment for the subway fee. The subway payment system 120 is installed in each subway (or train) station and communicates with a payment card in a close communication manner to read the card ID of the payment card and display the payment history, and the subway gate ( And a subway payment server 124 for storing and managing payment details of the subway fare, use section information (departure station, getting off station) and the like for each card ID.

In particular, the subway payment system 120, the card ID and the getting off station identification information (which may be included until the time of getting off) of the payment card for which the user paid the subway fee as the user passed the subway gate 122 of the getting off station. This information is transmitted in real time to the relay server 132 via the network 102.

 The relay system 130 registers at least a mobile phone number, a card ID of a payment card that can be paid for the subway fee, and a receiving option of the card utilization information to a service subscriber who wants to receive the card utilization information. ).

In addition, the relay system 130, as the service subscriber passes through the subway gate 122, from the subway payment system 120, the card ID and the getting off station identification information (get off time of the payment card for which the subway fee was paid) And a receiving option of the service subscriber's mobile phone number and card utilization information corresponding to the received card ID in the database 134.

In addition, the relay system 130 requests the card utilization information by transmitting the received card ID, receiving option of the inquired card utilization information, and getting off station identification information to the card company servers 140-1 to 140-3, The card utilization information received as a result of the request is transmitted to the mobile phone 112 of the inquired mobile phone number as a destination.

Card company servers (140-1 ~ 140-3) receives the card ID, receiving options and carding station identification information from the relay system 130, generates card utilization information and transmits it to the relay system 130 do. The card utilization information may be generated based on information including card ID, getting off station identification information, receiving option, and the like.

Each card company server (140-1 ~ 140-3) has the card issuer's payment card issuing information, the mileage information of the issued card, card merchant information, card utilization information and the like.

The gateway 150 relays the message from the relay system 130 to the mobile phone 112 through the mobile communication network, or relays the message from the mobile phone 112 to the relay system 130 through the network 102. Can transmit For example, when the relay server 132 transmits the content in a text message manner, the gateway 150 serves as an SMS gateway, and when the relay server 132 transmits the content in the MMS manner, the gateway 150 serves as an MMS gateway and receives a MO message from the mobile phone 112. When received, it serves as an SMS gateway for MO (Mobile Originated) and transmits the received message to the relay server 132. Since the operation of the gateway 150 and the message services of the mobile communication network 104 are well known, further description thereof will be omitted.

According to one embodiment of the present invention as described above, a procedure for providing a service using a card utilization information providing system interlocked with passing through a subway gate is as follows.

2 is a flowchart illustrating a method of providing card utilization information according to an embodiment of the present invention.

The user first accesses the relay server 132 through the user's PC 116 or the mobile phone 112, and provides a mobile phone number, a card ID of a payment card that can be paid for the subway fee, and an option of receiving card utilization information. By subscribing (S101), the relay server 132 of the relay system 130 stores it in the database 134 (S102).

If the user contacts the payment card 114 at the exit gate after using the subway, the payment for the subway fee is processed and the card ID of the payment card, the station identification information, the transit time, etc., the subway payment server 124 In addition to being stored in the real-time transmission to the relay server 132 (S103, S104).

When the card ID of the payment card, the getting off station identification information, and the getting off time are received by the relay server 132, the relay server 132 searches the database 134 as the card ID of the payment card to search for the mobile phone number of the service subscriber and The receiving option of the card utilization information is inquired (S105). At this time, the mobile phone number of the service subscriber and the receiving option of the card utilization information are inquired at the same time. However, it is not necessary to look at the same time at the same time. You can also look up the mobile number.

 In addition, the relay server 132 transmits the card ID of the payment card, the station identification information, the reception option, and the like to the corresponding card company server (for the A card; 140-1) of the payment card for which the subway fee is paid (S106). .

The card company server 140-1 authenticates the user as the card ID of the received payment card (S107), and extracts the card utilization information based on the received card ID, getting off station identification information, and a receiving option (S108). ). Since the card utilization information is related to a payment card for which a subway fare is paid, for example, the card utilization information may vary according to the type of payment card. The extracted card utilization information is transmitted to the relay server 132 (S109).

The relay server 132 requests the gateway 150 to transmit a message including the received card utilization information to the mobile phone number. Accordingly, the gateway 150 sends the card to the mobile phone 112 through the mobile communication network 104. A message including the utilization information is sent (S110, S111). In this case, the message sent may further include a calling party number and a message KEY as well as card utilization information. The calling party number is a telephone number for identifying the relay system 130 in the mobile communication network 104. For example, the calling party number may be a special number such as # 2000. The message KEY is identification information identifying the sent message, and can later be identified that the mobile phone 112 receiving the message is related to the specific message that was sent in the past when the message 112 containing the message KEY is sent.

After receiving the card utilization information, the service subscriber may not only request more detailed information with respect to the received card utilization information (not shown), but may also request information about other payment cards held (S112).

FIG. 5 is a diagram illustrating that another card company's name is input to a user's mobile phone in order to request card utilization information of another card company.

As shown in FIG. 5, the service subscriber may directly input a name of the card company, a name of the card company, and a card type name, and then transmit a MO (Mobile Originated) message to the relay server 132. Alternatively, the service subscriber may register all the cards he / she holds at the time of service subscription, send the list to the service subscriber, and then select from the list.

When the relay server 132 receives a request for card utilization information from another card company through the gateway 150, the relay server 132 requests the card utilization information to the corresponding card company server (eg, 140-2 in the case of a B card company). Accordingly, the card company server 140-2 extracts the card utilization information based on the station identification information, the reception option, and then transmits the extracted card utilization information to the relay server 132 (S113, S115, and S116). .

The relay server 132 requests the gateway 150 to transmit a message including the received card utilization information to the corresponding mobile phone number. Accordingly, the gateway 150 utilizes the card to the mobile phone through the mobile communication network 104. The message including the information is transmitted (S117).

3 is a flowchart illustrating a process of confirming whether a card utilization information is received by a user or selecting and transmitting a list of card utilization information.

When the card ID of the payment card, the getting off station identification information, and the getting off time are received from the subway payment server 124, first, the user is checked whether the card utilization information is received, or the list of card utilization information is transmitted to be selected by the user. In the future, the card utilization information is provided.

The user first accesses the relay server 132 through the user PC 116 or the mobile phone 112 and registers. At this time, the card ID, the mobile number, and the reception option of the payment card that can be paid for the subway fee are set, which are stored in the database 134 of the relay system (S201, S202).

When the service subscriber contacts the payment card 114 at the subway gate 122 of the exit after using the subway, the payment is processed and the card ID and the getting off station identification information of the payment card are registered in the database of the subway payment server 124. The information is transmitted to the relay server 132 in real time (S203 and S204).

When the card ID of the payment card and the station identification information (which may further include the time of disembarkation) are transmitted to the relay server 132, the relay server 132 searches the database by the card ID of the payment card and displays the mobile phone number and the number. The receiving option is inquired (S205). In addition, the relay server 132 transmits a confirmation request message or a selection request message to the mobile phone 112 through the gateway 150 in order to confirm whether the card utilization information is received or to select the card utilization information to be provided (S206). . At this time, the message transmitted may further include a caller's telephone number message KEY.

The calling party number is a telephone number for identifying the relay system 130 in the mobile communication network 104. For example, the calling party number may be a special number such as # 2000. The message KEY is identification information identifying the sent message, and can later be identified that the mobile phone 112 receiving the message is related to the specific message that was sent in the past when the message 112 containing the message KEY is sent.

6 illustrates that a confirmation request message for confirming reception of card utilization information is displayed on a mobile phone.

The service subscriber is getting off at Gangnam subway station, and in order to guide neighboring merchants who can use the mileage of the payment card possessed by the subscriber, they are inquiring whether to receive card utilization information.

FIG. 4 is a diagram illustrating a list of card utilization information displayed on a mobile phone of a service subscriber in order to select a desired one from a list of card utilization information.

It displays a list to receive information about merchants that can use the mileage of payment cards held by service subscribers near Gangnam Station.

Meanwhile, the service subscriber may transmit an acceptance message for accepting the transmission of the card utilization information through the MO message, or select a specific card utilization information from the list of the received card utilization information and then transmit a selection response message including the selection information. (S207). At this time, the received message KEY may be included in the MO message and transmitted.

The relay server 132 analyzes the contents of the MO message received through the gateway 150 (S208). If the received message is the acceptance message, the card ID, the loading station identification information, and the receiving option are transmitted to the corresponding card company server 140-1. If the selection message, the card ID, the loading station identification information, the receiving option, and the selection information described above. It transmits to the card company server 140-1. The card company server 140-1 extracts the card utilization information based on the received card ID, the station identification information, the reception option, and the selection information, and then transmits the extracted card utilization information to the relay server 132 (S210). ~ S213).

If necessary, the relay server 132 may reassemble the card utilization information received from the card company server 140 and transmit the card utilization information to the mobile phone number of the service subscriber.

In the above-described embodiments, the relay server 132 has described the form in which the card company server 140 requests and receives the card utilization information. However, the relay server 132 receives all necessary card utilization information from the card company server 140 in advance and receives the database 134. After storing the information, the card utilization information may be extracted according to the payment card, the reception option, and the station identification information of the service subscriber.

In the above embodiments, the relay system 130 including the relay server 132 is provided separately from the card company server 140, but the database provided in the card company server 140 and the card company serves as the relay system 130. You may perform simultaneously. At this time, the card company server 140 has a system capable of transmitting and receiving data and messages with the subway payment server 120 and the gateway 150.

The present invention has been described above with reference to one embodiment shown in the drawings, but those skilled in the art will understand that various modifications and equivalent other embodiments are possible therefrom.

102: network 104: mobile communication network
110: user unit 112: mobile phone
114: payment card 116: PC
120: subway payment system 122: subway gate
124: subway payment server 130: relay system
132: relay server 134: database
140-1 to 140-3: Card company server 150: Gateway

Claims (14)

A first step of registering a card ID of a payment card payable for at least a mobile phone number of the service subscriber and a subway fare, and storing it in a database;
A second step of receiving, from the subway payment system as the service subscriber passes the subway gate, at least the card ID of the payment card for which the subway fee is paid, and the getting off station identification information;
A third step of querying the database of the mobile phone number of a service subscriber corresponding to the card ID received in the second step;
A fourth step of transmitting card utilization information extracted based on at least the getting off station identification information and the card ID to a mobile phone of the mobile phone number inquired in the third step as a destination;
Providing a card utilization information linked to the subway gate passing, comprising a.
A first step of registering at least a mobile phone number of a service subscriber, a card ID of a payment card that can be paid for a subway usage fee, and a receiving option of card utilization information and storing in a database;
A second step of receiving, from the subway payment system as the service subscriber passes the subway gate, at least the card ID of the payment card for which the subway fee is paid, and the getting off station identification information;
A third step of inquiring, in the database, a reception option of a mobile phone number and card utilization information of a service subscriber corresponding to the card ID received in the second step;
Transmitting card utilization information extracted based on at least the receiving option of the card utilization information inquired in the third step and the getting off station identification information to the mobile phone of the mobile phone number inquired in the third step as a destination; 4 steps;
Providing a card utilization information linked to the subway gate passing, comprising a.
A first step of registering at least a mobile phone number of a service subscriber, a card ID of a payment card that can be paid for a subway usage fee, and a receiving option of card utilization information and storing in a database;
A second step of receiving, from the subway payment system as the service subscriber passes the subway gate, at least the card ID of the payment card for which the subway fee is paid, and the getting off station identification information;
A third step of inquiring, in the database, a reception option of a mobile phone number and card utilization information of a service subscriber corresponding to the card ID received in the second step;
A step 4-1 of requesting card utilization information by transmitting at least the receiving option of the card utilization information queried in the third step and the getting off station identification information to a card company server;
A step 4-2 of transmitting the card utilization information received as a result of the request of step 4-1 to the destination of the mobile phone number of the mobile phone number inquired in the third step;
Providing a card utilization information linked to the subway gate passing, comprising a. The method according to any one of claims 1 to 3,
When the card utilization information is transmitted to the mobile phone of the mobile phone number inquired in the third step as a destination, a message KEY is further transmitted;
A fifth step of receiving a request for providing card utilization information regarding a payment card other than a payment card for which the subway fee is paid, from the mobile phone of the mobile number, receiving and using the transmitted message KEY;
The method of providing card utilization information linked to the subway gate passing, further comprising a.
The method according to any one of claims 1 to 3,
After the third step,
Sends a message including a list of card utilization information to a mobile phone of the mobile number as a destination, and receives a message containing selection information for selecting specific card utilization information from the list of card utilization information from the mobile phone of the mobile number. A sixth step;
The method of providing card utilization information linked to the subway gate passing, further comprising a.
The method according to any one of claims 1 to 3,
The card utilization information,
For the payment card of the card ID, the merchant use information linked to the passage through the subway gate, characterized in that it comprises merchant information for giving a discount, merchant information in progress of the event, or merchants that can use the accumulated mileage. How to Provide.
The method according to any one of claims 1 to 3,
Receiving option of the card utilization information,
Method of providing the card utilization information linked to the subway gate passing, characterized in that it comprises a stop station option, category option, reception day option or reception time option.
A card utilization information providing system that provides card utilization information in connection with a subway payment system that performs payment for subway usage fees,
A database in which a card ID of a payment card payable for a mobile phone number and a subway fare is stored for each service subscriber, and card usage information available for a service subscriber is stored;
Receive at least the card ID and the getting off station identification information of the payment card for which the subway fee has been paid from the subway payment system, and query the mobile phone number of the service subscriber corresponding to the received card ID in the database, at least the getting off A relay server extracting card utilization information based on station identification information and the card ID, and transmitting the extracted card utilization information to a mobile phone of the inquiring mobile number as a destination;
Card utilization information providing system linked to the subway gate passing, comprising a.
A card utilization information providing system that provides card utilization information in connection with a subway payment system that performs payment for subway usage fees,
A database storing card utilization information available to service subscribers and storing at least a mobile phone number, a card ID of a payment card payable for subway usage rates, and a receiving option of card utilization information for each service subscriber;
Receiving the card ID and the getting off station identification information of the payment card which paid the subway fee at least from the subway payment system, and inquiring the mobile phone number and the receiving option of the service subscriber corresponding to the received card ID in the database; A relay server extracting card utilization information based on at least the getting off station identification information and the inquired receiving option, and transmitting the extracted card utilization information to a mobile phone of the inquired mobile phone number as a destination;
Card utilization information providing system linked to the subway gate passing, comprising a.
A subway payment system that performs payment for subway fare; And a card utilization information providing system that provides card utilization information in association with a card company server that stores card utilization information.
A database storing card IDs of payment cards payable for at least a mobile phone number and a subway fare for each service subscriber;
Receive at least the card ID and the getting off station identification information of the payment card for which the subway fee has been paid from the subway payment system, and query the mobile phone number of the service subscriber corresponding to the received card ID in the database, at least the getting off A relay server which receives card utilization information extracted based on station identification information and the received card ID from the card company server, and transmits the received card utilization information to a mobile phone of the inquired mobile number as a destination;
Card utilization information providing system linked to the subway gate passing, comprising a.
The method according to any one of claims 8 to 10,
The relay server,
After transmitting the received card utilization information to the mobile phone of the inquiry mobile phone number as a destination,
The card utilization information providing system linked to the passage through the subway gate, characterized in that the request for the provision of the card utilization information regarding the payment card other than the payment card for which the subway fee was paid from the mobile phone of the mobile number.
The method according to any one of claims 8 to 10,
The relay server,
Sends a message including a list of card utilization information to a mobile phone of the mobile number as a destination, and receives a message containing selection information for selecting specific card utilization information from the list of card utilization information from the mobile phone of the mobile number. Card utilization information providing system linked to the passage through the subway gate, characterized in that it further comprises a function to.
The method according to any one of claims 8 to 10,
The card utilization information,
The subway, comprising: merchant information giving a discount, merchant information in progress, or merchant information that can use the accumulated mileage, for the payment card of the same type as the payment card for which the subway fee is paid. Card utilization information providing system linked with gate passing. The method according to claim 10,
Receiving option of the card utilization information,
A card utilization information providing system linked to the subway gate passing, characterized in that it includes a stop station option, category option, reception day option or reception time option.

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