KR20110051743A - Method and apparatus for managing membership information - Google Patents

Method and apparatus for managing membership information Download PDF

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Publication number
KR20110051743A
KR20110051743A KR1020090108480A KR20090108480A KR20110051743A KR 20110051743 A KR20110051743 A KR 20110051743A KR 1020090108480 A KR1020090108480 A KR 1020090108480A KR 20090108480 A KR20090108480 A KR 20090108480A KR 20110051743 A KR20110051743 A KR 20110051743A
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South Korea
Prior art keywords
information
payment
membership
membership information
terminal
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KR1020090108480A
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Korean (ko)
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이종수
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에스케이 텔레콤주식회사
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Priority to KR1020090108480A priority Critical patent/KR20110051743A/en
Publication of KR20110051743A publication Critical patent/KR20110051743A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/0723—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10237—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves the reader and the record carrier being capable of selectively switching between reader and record carrier appearance, e.g. in near field communication [NFC] devices where the NFC device may function as an RFID reader or as an RFID tag
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates

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  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
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  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
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  • General Health & Medical Sciences (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Electromagnetism (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • Microelectronics & Electronic Packaging (AREA)
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Abstract

One embodiment of the present invention relates to a method and apparatus for managing membership information.

One embodiment of the present invention, the membership information issuing unit for transmitting the membership information to the terminal; A payment information receiver configured to receive at least one or more information of a payment request signal and an approval request signal for membership information from the terminal in a non-contact manner; A membership approval unit which checks whether the membership information is approved according to the approval request signal and notifies a confirmation result; A payment processing unit for generating payment completion information for performing payment processing by reflecting the membership information in the payment request signal when the membership information is approved; And a payment completion information transmission unit which transmits the payment completion information to the terminal in a non-contact manner.

According to an embodiment of the present invention, in the case of a merchant, it is effective to reduce coupon issuance and membership card issuance and management costs, and can be used as a sales promotion means for securing customers through systematic management of membership information. It works.

Membership, Management, Points, Coupons, Payment

Description

Method and Apparatus for Managing Membership Information {Method And Apparatus for Managing Membership Information}

One embodiment of the present invention relates to a method and apparatus for managing membership information. More specifically, when performing a payment using a subscriber identification device having a memory or a calculation module, etc., the customer additional points by reflecting the coupons held by the customer or earning points for the amount to be paid. The present invention relates to a method and apparatus for managing membership information, which enables a user to receive a substantial discount without having a card or coupon.

In general, points or mileage is a means of sales promotion to attract more customers.The point or mileage is accumulated in correspondence with a predetermined amount of payment in the payment process for a specific product or service, and the accumulated point exceeds the predetermined amount. As the electronic payment using the MS (Magnetic Stripe) card and IC card has become commonplace, the customer has the right to use a service and purchase a product. It has evolved to electronically accumulate storage media on the network.

On the other hand, online and offline stores issue various coupons to increase customer sentiment and improve customer retention. Users can receive coupons issued online and offline to receive discounts, additional service benefits, etc. when purchasing products. However, the user has to output and possess a coupon in order to use the coupon issued online, and there is inconvenience in use because the printed form coupon issued offline must also be carried at all times. In addition, the current coupon is consumed immediately upon receiving the benefits presented in the coupon, there is a lot of inadequate in generating additional revenue of the coupon issuer or related companies.

That is, the conventional point and coupon has a lot of trouble in that the user has to use a separate point card or have to maintain and manage printed matter (or electronic coupon screen) on which the coupon is output.

One object of the present invention to solve the above-mentioned problems, the main object is to provide a membership information management method and apparatus that allows customers to receive a substantial discount without having a separate point card or coupon. .

One embodiment of the present invention to achieve the above object, a membership information issuing unit for transmitting the membership information to the terminal; A payment information receiver configured to receive at least one or more information of a payment request signal and an approval request signal for membership information from the terminal in a non-contact manner; A membership approval unit which checks whether the membership information is approved according to the approval request signal and notifies a confirmation result; A payment processing unit for generating payment completion information for performing payment processing by reflecting the membership information in the payment request signal when the membership information is approved; And a payment completion information transmission unit which transmits the payment completion information to the terminal in a non-contact manner.

In addition, according to another object of the present invention, the membership information issuing step of transmitting the membership information to the terminal; A payment information receiving step of receiving at least one or more information of a payment request signal and an approval request signal for membership information from the terminal in a non-contact manner; A membership approval step of confirming whether the membership information is approved according to the approval request signal; A payment processing step of generating payment completion information on which payment processing is performed by reflecting the membership information in the payment request signal when the membership information is approved as a result of the confirmation of the membership approval step; And a payment completion information step of transmitting the payment completion information to the terminal in a non-contact manner.

As described above, according to one embodiment of the present invention, there is an effect that the customer can receive a substantially discount without having a separate point card or coupon.

In addition, according to an embodiment of the present invention, the merchant has the effect of reducing the coupon issuance and membership card issuance and management costs, and can be used as a sales promotion means for securing the customer through the systematic management of membership information It can be effective.

Hereinafter, some embodiments of the present invention will be described in detail through exemplary drawings. In adding reference numerals to the components of each drawing, it should be noted that the same reference numerals are assigned to the same components as much as possible even though they are shown in different drawings. In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear.

In addition, in describing the component of this invention, terms, such as 1st, 2nd, A, B, (a), (b), can be used. These terms are only for distinguishing the components from other components, and the nature, order or order of the components are not limited by the terms. If a component is described as being "connected", "coupled" or "connected" to another component, that component may be directly connected to or connected to that other component, but there may be another configuration between each component. It is to be understood that the elements may be "connected", "coupled" or "connected".

Subscriber identification device 112 according to an embodiment of the present invention is preferably a SIM or USIM having a memory or a calculation module and stores subscriber identification information, but is not necessarily limited thereto. That is, the subscriber identification device 112 includes an RF tag including at least one or more of unique ID information and subscriber identification information for identifying the RF tag and a memory or a calculation module capable of electronic payment, and the mobile communication terminal. Any smart card that can be mounted on 110 is possible. Here, the RF tag may be one of a Radio Frequency Intergrated Circuit (RFIC) and a Monolithic Microwave Integrated Circuit (MMIC) including unique ID information for identifying the RF tag, and the prepaid payment cost information charged in the memory may be set in advance. At least one or more of postpaid payment cost information and subscriber identification information may be stored.

In addition, the affiliated store terminal 120 according to an embodiment of the present invention is a terminal having an RF reader capable of recognizing an RF tag, but preferably a point of sales (POS) terminal, but is not necessarily limited thereto. Here, the POS terminal is a terminal that manages the products to be sold in real time, and connects the cash register of the merchant store and the computer of the affiliate store headquarters, and the data is immediately inputted upon sale so that the sales management, inventory management and product management can be performed. Say On the other hand, the membership information management device 200 according to an embodiment of the present invention means one device including the affiliated store terminal 120, membership server and payment server 140.

1 is a block diagram schematically illustrating a membership information management system according to an embodiment of the present invention.

The membership information management system according to an embodiment of the present invention includes a mobile communication terminal 110, a subscriber identification device 112, a merchant terminal 120, a membership server 130, and a payment server 140.

The mobile communication terminal 110 refers to a terminal capable of receiving various web page data via a wired / wireless communication network according to a user's key operation, and includes a personal computer (PC), a notebook computer, and a personal digital assistant (PDA). Personal Digital Assistant) and a mobile communication terminal, and the like, a web browser for accessing the membership server 130 via a wired or wireless communication network, a memory for storing a program, and a program for executing a calculation And it means a terminal having a microprocessor for controlling. Meanwhile, the mobile communication terminal 110 refers to a terminal equipped with the subscriber identification device 112, and performs electronic payment and RF communication with the membership information management device 200 through tagging by the mounted subscriber identification device 112. Can be done. That is, the mobile communication terminal 110 may be any terminal as long as the electronic payment and RF communication with the membership information management device 200 is possible through the mounted subscriber identification device 112, and may be a laptop computer, a mobile communication terminal, a PDA. Etc. is a broad concept that encompasses all communication computing devices.

Subscriber identification device 112 is preferably a SIM or USIM having a memory or a calculation module and stores subscriber identification information, but is not necessarily limited thereto. That is, the subscriber identification device 112 includes an RF tag including at least one or more of unique ID information and subscriber identification information for identifying the RF tag and a memory or a calculation module capable of electronic payment. Any smart card that can be mounted on 110 is possible. Here, the RF tag may be any one of RFIC and MMIC including unique ID information for identifying the RF tag, and the memory may include at least one of prepaid payment cost information, preset postpaid payment cost information, and subscriber identification information. Information can be stored.

The affiliated store terminal 120 is a terminal having an RF reader capable of recognizing an RF tag, preferably a force terminal, but is not necessarily limited thereto. Here, the POS terminal is a terminal that manages the products to be sold in real time, and connects the cash register of the merchant store and the computer of the affiliate store headquarters, and the data is immediately inputted upon sale so that the sales management, inventory management and product management can be performed. Say Here, the RF reader recognizes an RF tag existing in a radio frequency recognition region by using a wireless communication technology, converts a signal received from the RF tag into a digital signal, and recognizes identification information of the RF tag included in the digital signal. Perform the function of processing.

The affiliated store terminal 120 performs a function of receiving at least one or more information of a payment request signal and an approval request signal for membership information from the mobile communication terminal 110 in a non-contact manner. Here, the non-contact method is a method of wirelessly transmitting data without using an electrical contact (wired) when transmitting and receiving data between the subscriber identification device 112 and the RF reader of the merchant terminal 120. Depending on the distance between the subscriber identification device 112, there may be a close contact within 2 mm, a reflection of 1 to 20 cm, about 1 m and about a few meters. Here, the non-contact method uses electromagnetic induction or microwave when transmitting data, and the proximity type is standardized to ISO 1443. On the other hand, the non-contact type does not cause contact failure because it does not use a contact point, and the internal circuit is less likely to be destroyed by static electricity, and is used in the replacement of commuter passes, tickets and highway passes, and electronic money cards.

That is, the affiliated store terminal 120 recognizes the RF tag of the subscriber identification device 112 mounted on the mobile communication terminal 110 through the provided RF reader, and requests payment from the subscriber identification device 112 using the RF reader. Receive at least one or more information of the signal and the authorization request signal in a non-contact manner. In addition, the affiliated store terminal 120 performs a function of transmitting the payment completion information received from the payment server 140 to the mobile communication terminal (110). In addition, when the affiliated store terminal 120 recognizes an RF tag of the subscriber identification device 112 mounted on the mobile communication terminal 110 through an RF reader, the merchant terminal 120 transmits payment completion information to the mobile communication terminal 110 in a non-contact manner. Perform the function.

The membership server 130 is a conceptual device that includes a point server and a coupon server. Here, the point server stores a point corresponding to the amount paid by the user to the user's identification information, or performs a function of subtracting the accumulated point from the amount to be settled, and the coupon server discounts a specific merchant or a specific product. Performs a function of providing or storing a coupon representing. That is, the membership server 130 may be implemented as a server having a concept of integrating a point server and a coupon server, but is not necessarily limited thereto, and may be implemented as a point server or a coupon server, respectively.

The membership server 130 transmits membership information to the mobile communication terminal 110. That is, the membership server 130 may interwork with the mobile communication terminal 110 using a wired or wireless communication network, and issue membership information to the mobile communication terminal via the wired or wireless communication network. The membership server 130 checks whether the membership information is approved according to the approval request signal for the membership information received from the mobile terminal 110 through the affiliated terminal 120, and notifies the payment server 140 of the confirmation result. It performs the function. In addition, the membership server 130 receives payment completion information from the payment server 140, and performs the function of transmitting coupon information related to the payment completion information to the mobile communication terminal (110). The membership server 130 performs a function of reflecting payment completion information received from the payment server 140 in the previously stored membership information. Here, the membership information includes at least one or more information of the point information and coupon information for the subscriber.

The payment server 140 is a concept of a device including at least one server of a card company server, a financial institution server, a transportation institution server, and a mobile payment server that performs electronic payment. Of course, the payment server 140 may be implemented as any one of the card company server, financial institution server, transportation institution server and mobile payment server. The payment server 140 receives a payment request signal from the affiliated store terminal 120 and receives a result of confirming whether the membership information is approved from the membership server 130. The payment server 140 performs payment processing by reflecting membership information in the payment request signal when the membership information is approved through the membership server 130. The payment server 140 performs a function of subtracting the cost corresponding to the payment request signal from the prepaid payment cost charged in the terminal or the preset postpaid payment cost. The payment server 140 processes a payment corresponding to a cost corresponding to at least one or more information among a coupon discount rate, a deduction point, and point accumulation corresponding to the membership information to a cost corresponding to a payment request signal.

2 is a block diagram schematically illustrating an apparatus for managing membership information according to an embodiment of the present invention.

The membership information management apparatus 200 according to an embodiment of the present invention refers to one device including the affiliated store terminal 120, the membership server 130, and the payment server 140. That is, the affiliated store terminal 120 of FIG. 1 may be implemented corresponding to the payment information receiving unit 220 and the payment completion information transmitting unit 250, and the membership server 130 of FIG. 1 is a membership information issuing unit 210. The membership approval unit 230, the coupon issuing unit 260, and the membership information updating unit 270 may be implemented. The payment server 140 of FIG. 1 may be implemented corresponding to the payment processing unit 240. have.

Membership information management device 200 according to an embodiment of the present invention is a membership information issuing unit 210, payment information receiving unit 220, membership approval unit 230, payment processing unit 240, payment completion information transmission unit ( 250, a coupon issuer 260, and a membership information updater 270. In one embodiment of the present invention, the membership information management device 200 is a membership information issuing unit 210, payment information receiving unit 220, membership approval unit 230, payment processing unit 240, payment completion information transmission unit 250 ), But is described as including only the coupon issuing unit 260 and the membership information update unit 270, which is merely illustrative of the technical idea of an embodiment of the present invention, an embodiment of the present invention Those skilled in the art may apply various modifications and variations to the components included in the membership information management apparatus 200 without departing from the essential characteristics of the exemplary embodiments of the present invention.

The membership information issuing unit 210 performs a function of transmitting the membership information including at least one or more information among the point information and the coupon information for the subscriber to the mobile communication terminal 110. Here, when there is a request for issuance of membership information from the mobile communication terminal 110, the membership information issuing unit 210 may transmit membership information to the mobile communication terminal 110 using a wired or wireless communication network. 110 may store the received membership information in the mounted subscriber identification device 112. When the payment information receiver 220 is recognized through an RF reader equipped with an RF tag of the subscriber identification device 112 mounted on the mobile communication terminal 110, the payment information receiving unit 220 may be contacted from the mobile communication terminal 110 using the RF reader. It performs a function of receiving at least one or more information of the payment request signal and the approval request signal.

The membership approval unit 230 checks whether the membership information is approved according to the approval request signal received from the payment information receiver 220, and notifies the payment processing unit 240 of the confirmation result. The payment processing unit 240 performs payment processing by reflecting the membership information in the payment request signal when the membership information is approved as a result of the confirmation received from the membership approval unit 230. In addition, the payment processing unit 240 performs a function of subtracting the cost corresponding to the payment request signal from the prepaid payment cost or the preset postpaid payment cost charged in the subscriber identification device 112 of the mobile communication terminal. In addition, the payment processing unit performs a function of processing a payment corresponding to a cost corresponding to at least one or more information of a coupon discount rate, a deduction point and a point accumulation corresponding to the membership information to the cost corresponding to the payment request signal.

The payment completion information transmitting unit 250 performs a function of transmitting the payment completion information from the payment processing unit 240 to the mobile communication terminal 110. That is, when the payment completion information transmitting unit 250 is recognized through the RF reader equipped with the RF tag of the subscriber identification device 112 mounted on the mobile communication terminal 110, the payment completion information transmitting unit 250 uses the RF reader as the mobile communication terminal 110. To transmit payment completion information in a non-contact manner. The coupon issuing unit 260 performs a function of issuing coupon information related to payment completion information to the mobile communication terminal 110 through the payment processing unit 240. That is, the coupon issuing unit 260 may transmit coupon information related to payment completion information to the mobile communication terminal 110 via a wired or wireless communication network. The membership information updating unit 270 performs a function of updating the payment completion information to the membership information through the payment processing unit 240.

3 is a flowchart illustrating a method of managing membership information according to an embodiment of the present invention.

When there is a request for issuance of membership information from the mobile communication terminal 110, the membership server 130 transmits the membership information to the mobile communication terminal 110 via a wired / wireless communication network (S310). The mobile communication terminal 110 receives the membership information from the membership server 130 via the wired or wireless communication network, and stores the membership information in the mounted subscriber identification device 112 (S320). When a user of the mobile communication terminal 110 visits a store and wants to pay for a specific product with a mobile card or uses a mobile card as a means of transportation, the mobile communication terminal 110 uses the mounted subscriber identification device 112. The payment request signal and membership information is transmitted to the affiliated store terminal 120 (S330).

When the affiliated store terminal 120 recognizes an RF tag of the subscriber identification device 112 mounted on the mobile communication terminal 110 through the provided RF reader, the payment request signal and membership information from the subscriber identification device 112 in a non-contact manner. Receives, and the membership server 130 transmits a request for approval of membership information on the payment request signal (S332). That is, when the subscriber identification device 112 mounted on the mobile communication terminal 110 is tagged with the RF reader of the affiliated store terminal 120, and the RF reader recognizes the RF tag of the subscriber identification device 112, the affiliated store terminal ( 120 receives payment request signals and membership information from the subscriber identification device 112 in a contactless manner.

The membership server 130 checks whether the membership information is approved according to the approval request signal received from the affiliated store terminal 120, and notifies the affiliated store terminal 120 of the confirmation result (S340). The affiliated store terminal 120 transmits the approval information of the membership information to the payment server 140 when the membership information is approved, as a result of the confirmation received from the membership server 130 (S342). When the payment server 140 receives the approval information of the membership information from the affiliated store terminal 120, the payment server 140 reflects the membership information in the payment request signal received from the affiliated store terminal 120 and performs the payment process, and the settlement completion information is received from the affiliated store terminal. Transmit to 120 (S350). For example, when the membership information is a coupon discount rate of 10%, the payment server 140 applies a discount rate of 10% to the cost corresponding to the payment request signal, and when the membership information is 100 points of deduction points, it corresponds to the payment request signal. The cost is deducted as much as 100 points, and if the membership information is point accumulation, points are accumulated at a predetermined percentage according to the cost corresponding to the payment request signal.

The affiliated store terminal 120 receives payment completion information from the payment server 140 and transmits it to the mobile communication terminal 110 (S352). At this time, when the affiliated store terminal 120 is recognized through the RF reader equipped with the RF tag of the subscriber identification device 112 mounted on the mobile communication terminal 110, the mobile terminal in a non-contact manner for payment completion information using the RF reader. It may be transmitted to the terminal 110. The payment server 140 transmits payment completion information to the membership server 130 (S360), and the membership server 130 issues coupon information related to payment completion information to the mobile communication terminal 110 (S362). The mobile communication terminal 110 may download the coupon issued from the payment server 140 via the wired / wireless communication network and store it in the mounted subscriber identification device 112. In addition, the membership server 130 updates previously stored membership information to reflect the reflection of the membership information according to the payment completion information (S370).

In FIG. 3, the mobile communication terminal 110, the affiliated store terminal 120, the membership server 130, and the payment server 140 sequentially execute steps S310 to S370, but this is in accordance with an embodiment of the present invention. As merely illustrative of the technical idea, one of ordinary skill in the art to which an embodiment of the present invention belongs should not be departed from the essential characteristics of the mobile communication terminal 110 and the merchant terminal. 120, the membership server 130 and the payment server 140 may be applied in various modifications and variations by changing the order described in FIG. 3 or executing one or more steps of steps S310 to S370 in parallel. 3 is not limited to the time series order.

As described above, the method for managing membership information according to an embodiment of the present invention described in FIG. 3 may be implemented in a program and recorded in a computer-readable recording medium. A computer-readable recording medium having recorded thereon a program for implementing a method for managing membership information according to an embodiment of the present invention includes all kinds of recording devices storing data that can be read by a computer system. Examples of such computer-readable recording media include ROM, RAM, CD-ROM, magnetic tape, floppy disk, optical data storage, etc., and also implemented in the form of a carrier wave (e.g., transmission over the Internet) . The computer readable recording medium may also be distributed over a networked computer system so that computer readable code is stored and executed in a distributed manner. In addition, functional programs, code, and code segments for implementing an embodiment of the present invention may be easily inferred by programmers skilled in the art to which an embodiment of the present invention belongs.

In the above description, all elements constituting the embodiments of the present invention are described as being combined or operating in combination, but the present invention is not necessarily limited to the embodiments. In other words, within the scope of the present invention, all of the components may be selectively operated in combination with one or more. In addition, although all of the components may be implemented in one independent hardware, each or all of the components may be selectively combined to perform some or all functions combined in one or a plurality of hardware. It may be implemented as a computer program having a. Codes and code segments constituting the computer program may be easily inferred by those skilled in the art. Such a computer program is stored in a computer readable storage medium, which is read and executed by a computer, thereby implementing embodiments of the present invention. The storage medium of the computer program may include a magnetic recording medium, an optical recording medium, a carrier wave medium, and the like.

In addition, the terms "comprise", "comprise" or "having" described above mean that the corresponding component may be included, unless otherwise stated, and thus excludes other components. It should be construed that it may further include other components instead. All terms, including technical and scientific terms, have the same meanings as commonly understood by one of ordinary skill in the art unless otherwise defined. Terms commonly used, such as terms defined in a dictionary, should be interpreted to coincide with the contextual meaning of the related art, and shall not be construed in an ideal or excessively formal sense unless explicitly defined in the present invention.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are not intended to limit the technical idea of the present invention but to describe the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The protection scope of the present invention should be interpreted by the following claims, and all technical ideas within the equivalent scope should be interpreted as being included in the scope of the present invention.

As described above, the present invention is applied to various fields in which a customer can receive a substantial discount without having a separate reward card or coupon, and promotes sales for securing the customer through systematic management of membership information. It is a useful invention to produce an effect that can be used as a means.

1 is a block diagram schematically showing a membership information management system according to an embodiment of the present invention;

2 is a block diagram schematically illustrating an apparatus for managing membership information according to an embodiment of the present invention;

3 is a flowchart illustrating a method of managing membership information according to an embodiment of the present invention.

<Description of Symbols for Main Parts of Drawings>

110: mobile communication terminal 112: subscriber identification device

120: merchant terminal 130: membership server

140: payment server

200: membership information management device

Claims (10)

Membership information issuing unit for transmitting the membership information to the terminal; A payment information receiver configured to receive at least one or more information of a payment request signal and an approval request signal for membership information from the terminal in a non-contact manner; A membership approval unit which checks whether the membership information is approved according to the approval request signal and notifies a confirmation result; A payment processing unit for generating payment completion information for performing payment processing by reflecting the membership information in the payment request signal when the membership information is approved; And Payment completion information transmission unit for transmitting the payment completion information to the terminal in a contactless manner Membership information management device comprising a. The method of claim 1, The payment processing unit, And subtracting the amount corresponding to the payment request signal from the prepaid payment cost or the preset postpaid payment cost charged to the terminal. The method of claim 1, The payment processing unit, And a payment processing amount corresponding to at least one or more information among coupon discount rate, deduction point and point accumulation corresponding to the membership information to the cost corresponding to the payment request signal. The method of claim 1, The payment information receiving unit, At least one information of the payment request signal and the authorization request signal from the terminal using the RF reader when the RF tag of the subscriber identification device mounted in the terminal is recognized in a non-contact manner Membership information management device, characterized in that for receiving. The method of claim 1, The payment completion information transmission unit, And recognizing, in a non-contact manner, the RF tag of the subscriber identification device mounted on the terminal in a non-contact manner, transmitting the payment completion information to the terminal using the RF reader. The method of claim 4, wherein The subscriber identification device, And an RF tag including at least one or more of unique ID information and subscriber identification information for identifying the RF tag, a memory for processing payment, or an operation module. The method of claim 1, Coupon issuing unit for issuing coupon information related to the payment completion information to the terminal Membership information management device further comprises. The method of claim 1, Membership information updating unit for updating the payment completion information to the membership information Membership information management device further comprises. The method of claim 1, The membership information, Membership information management device comprising at least one of the point information and coupon information for the subscriber. A membership information issuing step of transmitting the membership information to the terminal; A payment information receiving step of receiving at least one or more information of a payment request signal and an approval request signal for membership information from the terminal in a non-contact manner; A membership approval step of confirming whether the membership information is approved according to the approval request signal; A payment processing step of generating payment completion information on which payment processing is performed by reflecting the membership information in the payment request signal when the membership information is approved as a result of the confirmation of the membership approval step; And Payment completion information step of transmitting the payment completion information to the terminal in a contactless manner Membership information management method comprising a.
KR1020090108480A 2009-11-11 2009-11-11 Method and apparatus for managing membership information KR20110051743A (en)

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KR1020090108480A KR20110051743A (en) 2009-11-11 2009-11-11 Method and apparatus for managing membership information

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Application Number Priority Date Filing Date Title
KR1020090108480A KR20110051743A (en) 2009-11-11 2009-11-11 Method and apparatus for managing membership information

Publications (1)

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KR20110051743A true KR20110051743A (en) 2011-05-18

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KR1020090108480A KR20110051743A (en) 2009-11-11 2009-11-11 Method and apparatus for managing membership information

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2016108414A1 (en) * 2014-12-31 2016-07-07 김성길 System and method for integrated accumulation and granting of bonus in on-line commercial transaction
EP3062272A1 (en) * 2015-02-25 2016-08-31 Samsung Electronics Co., Ltd. Method and apparatus for accumulating membership points

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2016108414A1 (en) * 2014-12-31 2016-07-07 김성길 System and method for integrated accumulation and granting of bonus in on-line commercial transaction
EP3062272A1 (en) * 2015-02-25 2016-08-31 Samsung Electronics Co., Ltd. Method and apparatus for accumulating membership points

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