KR101673411B1 - Method for Issuing ID for Near Field Communication Payment, System And Payment Apparatus - Google Patents

Abstract

One embodiment of the present invention relates to a method for issuing an ID for short distance communication settlement, and a system and a settlement apparatus therefor.
One embodiment of the present invention relates to a membership apparatus for verifying whether or not a user is authenticated with authentication information received from a terminal and transmitting a confirmation result to the terminal; And when receiving a local area communication settlement ID issuing request signal for local area communication settlement from the terminal whose authentication has been completed, receiving a plurality of authentication information from the terminal, and when all the received plurality of authentication information are authenticated And a local area communication settlement unit for issuing the local area communication settlement ID to the terminal.
According to an embodiment of the present invention, a terminal equipped with a local communication payment module issues an ID for local communication required for performing remote settlement using local communication in accordance with applications such as terminal replacement or new issuance, It is possible to issue a local communication payment by issuing only an ID without issuing a separate module or card through a complicated procedure.

Description

TECHNICAL FIELD The present invention relates to a method for issuing an ID for short-distance communication, a system and a payment apparatus for the same,

One embodiment of the present invention relates to a method for issuing an ID for short distance communication settlement, and a system and a settlement apparatus therefor. More particularly, the terminal equipped with the local communication payment module issues a local communication payment ID required for performing remote settlement using local communication according to purposes such as terminal replacement or new issuance, To an ID issuing method for a short distance communication settlement in which only an ID is issued without requiring issuance of a separate module or card, and a system and a settlement apparatus therefor.

The contents described in this section merely provide background information on the embodiment of the present invention and do not constitute the prior art.

Common methods of payment such as credit card, debit card, or bank account are widely used for general commercial or e-commerce transactions. However, the conventional payment method has problems such as inconvenience to possession of cash, risk of loss of cash, troubles such as return of balance, etc. when using cash. In addition to these problems, the use of credit cards is recommended as a way to increase the tax transparency of commercial transactions and many other payment methods are being developed. In particular, as e-commerce using the Internet has been steadily growing, the payment market has been expanding rapidly. Until now, most of the payment methods on the Internet were credit card and non-bank online deposits, but recently, payment using mobile phones, wired and wireless ARS Payment methods are emerging and are being used at a rapid pace.

However, in the case of such payment means, a separate module or card must be issued, which requires inconvenience of complicated procedures, and there is a problem in that damage may occur due to leakage of personal information.

According to an embodiment of the present invention, there is provided a method of issuing an ID for short-range communication, which enables a short-distance communication settlement by issuing only an ID without issuing a separate module or card via a complicated procedure, And to provide a system and a settlement apparatus for the same.

In order to achieve the above object, an embodiment of the present invention provides a membership apparatus for authenticating a user with respect to authentication information received from a terminal and transmitting an authentication result to the terminal; And when receiving a local area communication settlement ID issuing request signal for local area communication settlement from the terminal whose authentication has been completed, receiving a plurality of authentication information from the terminal, and when all the received plurality of authentication information are authenticated And a local area communication settlement unit for issuing the local area communication settlement ID to the terminal.

According to another aspect of the present invention, there is provided a communication system comprising: a communication unit for receiving an ID issuing request signal for a short distance communication settlement for a short distance communication from a terminal; And a local communication settlement ID issuing unit for issuing a local communication settlement ID to the terminal when receiving a plurality of pieces of authentication information from the terminal and all of the plurality of received authentication information are authenticated And provides a local communication payment apparatus.

According to another aspect of the present invention, there is provided a communication method comprising: a communication step of receiving an ID issuing request signal for a short distance communication settlement for a short distance communication settlement from a terminal; And a short-range communication settlement ID issuing step of receiving a plurality of pieces of authentication information from the terminal and issuing the ID to the terminal when all of the plurality of pieces of the received authentication information are authentic. And a method for issuing an ID for the user.

As described above, according to the embodiment of the present invention, the terminal equipped with the local communication communication module can set the local communication ID for payment for remote settlement using the local communication to the terminal replacement or new issuance However, it is possible to issue a short distance communication settlement by issuing only an ID without issuing a separate module or card through a complicated procedure as in the prior art.

According to an embodiment of the present invention, a technique for storing settlement information in a conventional subscriber identity module and performing settlement between a terminal and an affiliate terminal through RF includes a separate subscriber identity module or a mobile card supporting an RF function There is an inconvenience in that a lot of procedures are required to be performed for this purpose. On the other hand, in the present invention, not only a method of issuing an ID for settlement of a short distance communication is provided by simplifying a procedure, Since the authentication process is performed, the security is enhanced.

1 is a block diagram schematically illustrating an ID issuing system for a short distance communication settlement according to an embodiment of the present invention;
FIG. 2 is a block diagram schematically showing a local communication payment apparatus according to an embodiment of the present invention.
3 is a flowchart illustrating a method for issuing an ID for short-range communication according to an exemplary embodiment of the present invention.

Hereinafter, an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

Before describing the present invention in detail, the ID for short distance communication according to the present invention is an ID for identifying a user for short distance communication settlement. The ID for short-distance communication may be stored in the short-distance communication settlement module 114 and the short-range communication settlement module 114 may be installed in the terminal 110. That is, the local-area communication settlement ID stored in the local-area communication settlement module 114 can be financially settled through the associated settlement account information.

Here, the billing information is not input to the short-distance communication settlement module 114 provided in the short-distance communication settlement terminal 110, but only the short-distance communication settlement ID for short-distance communication settlement is stored in the short- When the communication settlement apparatus 150 holds the settlement account information associated with the ID for the local area communication and tries to settle the settlement using the local area communication settlement module 114, And the merchant terminal 130 transmits the ID for the local area communication to the local area communication settlement device 150 and performs the settlement.

If the user newly purchases the terminal equipped with the local communication payment module 114 (or if the user loses the terminal and newly installs the local communication payment module 114 ), The local area communication settlement module 114 can be used to perform local area communication settlement. However, since the local area communication settlement ID is not stored in the local area communication settlement module 114 (when the local area communication settlement ID is not issued), the user does not perform the local area communication settlement, ID, and stores it in the local area communication settlement module 114 mounted on the terminal 110, and then can perform local area communication settlement using the local area communication settlement ID issued afterwards.

In addition, a description will be given of where the ID for short-distance communication is used after the ID for short-range communication is issued, and how the ID for short-distance communication is used at the time of settlement. The franchise terminal 130 transmits the ID for the local communication to the franchise terminal 130 that is capable of local communication and the franchise terminal 130 transmits the ID for the local communication to the credit card device 160, The settlement can be performed using the settlement account information associated with the ID for short-range communication. Of course, the merchant terminal 130 and the credit card device 160 are not linked to the terminal 110 in the process of issuing the ID for short-distance communication, but may be connected to the local communication settlement module 114, The present invention can be extended to the merchant terminal 130 and the credit card device 160 in order to perform payment after the ID for communication payment is issued.

FIG. 1 is a block diagram schematically showing an ID issuing system for short distance communication settlement according to an embodiment of the present invention.

The ID issuing system for local communication settlement according to an embodiment of the present invention includes a terminal 110, a communication network, an affiliate terminal 130, a value added communication network 132, a membership apparatus 140, a local area communication settlement apparatus 150, And a credit card device 160. In an embodiment of the present invention, an ID issuing system for short distance communication settlement includes a terminal 110, a communication network, an affiliate terminal 130, a value added communication network 132, a membership apparatus 140, a short distance communication settlement apparatus 150, It will be understood by those skilled in the art that the present invention may be embodied in many other specific forms without departing from the spirit or scope of the present invention. The present invention can be applied to various components of the ID issuing system for short-distance communication settlement without departing from the essential characteristics of an embodiment of the present invention.

The terminal 110 is a terminal capable of transmitting and receiving various data via the communication network 120 according to a key operation of a user. The terminal 110 may be a tablet PC, a laptop, a personal computer (PC) A smart phone, a personal digital assistant (PDA), a mobile communication terminal, and the like. The terminal 110 may be a cloud computing terminal that supports cloud computing that can use services such as data reading, writing, storing, network, and content usage through the communication network 120. That is, the terminal 110 can be any terminal as long as it is capable of server-client communication with the membership apparatus 140 or the local area communication settlement apparatus 150 via the communication network 120. The terminal 110 may be a notebook computer, And other communication computing devices. Meanwhile, the terminal 110 is preferably manufactured with a touch screen, but is not limited thereto. In the present invention, the terminal 110 is described as being implemented as a separate device from the membership device 140 or the local communication payment device 150. However, in actual implementation of the invention, 140 or the local area communication settlement apparatus 150. The stand-alone apparatus may be implemented as a stand-alone apparatus.

Description will now be made of the operation of the terminal 110 when the user requests issuance of the ID for the short distance communication settlement. The terminal 110 transmits the identification information to the membership apparatus 140 through the instruction or operation of the user When the user authentication is completed by the membership apparatus 140, a plurality of pieces of authentication information are transmitted to the local communication payment apparatus 150. When all of the plurality of pieces of authentication information are authenticated, The ID for short-distance communication is issued and stored.

The terminal 110 includes a membership application 112 and a local area communication billing module 114 for issuing the local area billing ID or for the local area communication settlement. To describe the membership application 112, the membership application 112 refers to an application for performing a short-distance communication settlement or a short-distance communication settlement ID issue using the short-range communication settlement module 114 provided in the terminal 110 . The operation of the terminal 110 with respect to the membership application 112 will be described in more detail. The terminal 110 downloads and installs the membership application 112 from the application store device, It is possible to request the issuance of the communication settlement ID and to issue and store the corresponding short-distance communication settlement ID. More specifically, the membership application 112 is an application that can be downloaded through the application store device. When the terminal 110 is a smartphone, the membership application 112 is an application that can be downloaded through the application store device. Feature Phone), the membership application 112 refers to an application running on a VM (Virtual Machine) downloaded through a communication company server.

Meanwhile, the local area communication payment module 114 provided in the terminal 110 communicates with the merchant terminal 130 for local area communication settlement, and stores the issued ID for the local area communication. More specifically, the short-range communication payment module 114 is a module for transmitting data in a non-contact manner with a short-range communication reader provided in the affiliate shop terminal 130 through a short-range communication tag It says. That is, the short-range communication settlement module 114 receives the short-distance communication settlement request signal, stores the short-distance communication settlement request signal, and transmits the short-distance communication settlement request signal in a non-contact manner to the affiliate terminal 130 having the short- When the electronic settlement request signal or the local area communication settlement request signal is received through the key input unit of the terminal 110 by the user's command or operation, the local area communication settlement module 114 transmits the electronic settlement request signal or the local area communication settlement request signal to the affiliate terminal 130 do. Meanwhile, the short-range communication module 114 is preferably an NFC (Near Field Communication) chip, but it is not limited thereto. Those skilled in the art will recognize that the present invention is not limited to the above- Various modules can be applied. In the meantime, short-range communication refers to NFC, and NFC is a type of electronic tag, which is a non-contact type short-range wireless communication module using a frequency band of 13.56 MHz and transmits data between terminals at a distance of 10 cm. For example, NFC is used not only for payment but also for travel information transmission, transportation and access control locks for goods information and visitors in supermarkets and general shops.

The communication network 120 is a network capable of transmitting and receiving data using an Internet protocol using various wired and wireless communication technologies such as an Internet network, an intranet network, a mobile communication network, and a satellite communication network. The communication network 120 is connected to the local area communication settlement apparatus 150 to store computing resources such as hardware and software and to provide a cloud computing network capable of providing the computing resources required by the client to the corresponding terminal 110 . Here, cloud computing refers to a computer environment in which information is permanently stored on a server on the Internet and temporarily stored in a client terminal such as a desktop, a tablet computer, a notebook, a netbook, or a smart phone. Cloud computing, Refers to a computer environment access network that stores information on a server on the Internet and makes the information available anytime and anywhere through various IT devices.

The communication network 120 may be a closed network such as a LAN (Local Area Network) or a WAN (Wide Area Network), an open network such as the Internet, A network such as Code Division Multiple Access (CDMA), Wideband Code Division Multiple Access (WCDMA), Global System for Mobile Communications (GSM), Long Term Evolution (LTE), and Evolved Packet Core (EPC) A concept that collectively refers to a computing network.

The merchant terminal 130 is preferably a point-of-sales (POS) terminal having a local communication reader capable of recognizing a local communication tag, a memory for electronic settlement, and a calculation module, but is not limited thereto Those skilled in the art will appreciate that various modifications, additions and substitutions are possible, without departing from the essential characteristics of the invention. Here, the POS terminal is a terminal that manages goods sold in real time, and connects a cash register of a merchant store to a computer of a merchant's head office, and a system capable of performing sales management, inventory management, and merchandise management . Here, the local communication reader recognizes the local communication tag existing in the radio frequency recognition area using the wireless communication technology, converts the signal received from the local communication tag into a digital signal, and identifies the local communication tag included in the digital signal And recognizes and processes information.

The franchisee terminal 130 performs a function of receiving an electronic settlement request signal from the mounted local communication settlement module 114 in a non-contact manner when the terminal 110 has installed the local communication settlement module 114. Here, the non-contact method is a method of transmitting data wirelessly without using an electrical contact (wire) when transmitting and receiving data between the local communication payment module 114 and the local communication reader of the merchant terminal 130, Depending on the distance between the reader and the telecommunication payment module 114, there is a contact type of 2 mm or less, a reflection type of 1 to 20 cm, a distance of about 1 m, and a distance of several meters. Here, the non-contact type uses electromagnetic induction or microwave for data transmission, and the proximity type is standardized by ISO 1443. On the other hand, the non-contact type method does not cause contact failure because it does not use the contact point, and there is little possibility of the internal circuit being destroyed by the static electricity, and it is used in the substitution of the commutation ticket, the ticket and the highway right, and the electronic money card.

That is, the merchant terminal 130 recognizes the local communication payment module 114 installed in the terminal 110 as a local communication tag through the provided local communication reader and transmits the local communication communication module to the local communication communication module 114 using the local communication reader. Contactless manner from the electronic settlement request signal. In addition, the merchant terminal 130 transmits the payment completion information received from the local area communication payment device 150 to the terminal 110. In addition, when the franchisee terminal 130 recognizes the local communication tag of the local communication charge module 114 mounted on the terminal 110 as a local communication reader provided, it transmits the payment completion information to the terminal 110 in a non-contact manner . On the other hand, the merchant terminal 130 receives the electronic settlement request signal from the terminal 110 and transmits the electronic settlement request signal to the local area communication settlement apparatus 150 or the credit card apparatus 160. Here, the merchant terminal 130 may receive the request signal for settlement separately from the terminal 110, and may transmit the request signal to the local communication settlement apparatus 150.

The value added communication network 132 is a server operated by an additional communication network operator and connected to the terminal 110 connected through the value added communication network 132 and the local communication payment apparatus 150 connected to the value added communication network 132, And relays the request information of the merchant terminal 130 and transmits and receives data. That is, the value-added communication network 132 relays the electronic settlement request signal received from the merchant terminal 130 to the local communication settlement apparatus 150 or the credit card apparatus 160.

The membership apparatus 140 is a server for managing membership of each user in a mobile communication service provider, and manages the membership information of each user. That is, the membership apparatus 140 generates usage history of each user's membership information, and transmits the service subscription information and the membership usage information of the terminal to the terminal 110 in the form of a push message. Also, the membership apparatus 140 confirms whether or not the user authentication information received from the terminal 110 is authenticated, and transmits the confirmation result to the terminal 110.

To describe the identity authentication procedure performed by the membership apparatus 140, the membership apparatus 140 receives the phone number information included in the identity authentication information from the terminal and receives the identification number information included in the identity authentication information When a resident number information request signal is transmitted to the terminal 110 and resident number information corresponding thereto is received from the terminal 110 and then both the telephone number information and resident registration number information are authenticated, Complete.

The membership apparatus 140 confirms whether or not the terminal 110 is a terminal whose authentication has been completed. If the authentication is completed, the membership apparatus 140 omits authentication of the user. That is, when the terminal 110 requests the issuance of the ID for short-range communication, the terminal 110 firstly verifies the identity of the user through the membership device 140. As a result of the determination by the membership device 140, 110 is a terminal whose authentication has been completed, the authentication process of the user can be omitted.

When the short distance communication settlement request request signal for short distance communication settlement is received from the terminal 110 whose authentication has been completed by the membership apparatus 140, the short distance communication settlement apparatus 150 transmits a plurality of authentication And issues a short-distance communication settlement ID to the terminal 110 when a plurality of pieces of the received authentication information are all authenticated. Here, the authentication information is information including at least one of the telephone number information of the terminal 110 and the resident registration number information of the user of the terminal 110. That is, the membership apparatus 140 receives telephone number information from the terminal 110, transmits a resident number information request signal to the terminal 110, receives the resident number information corresponding thereto from the terminal 110, When both the information and the resident registration number information are authenticated, the authentication of the terminal 110 is completed.

The local area communication settlement apparatus 150 receives a local area communication settlement ID issuance request signal for local area communication settlement from the terminal 110, receives a plurality of authentication information from the terminal 110, And issues an ID for short-range communication to the terminal 110 when all of them are authenticated.

The local area communication settlement apparatus 150 confirms whether or not to authenticate using the first authentication information, the second authentication information, and the third authentication information included in the plurality of pieces of authentication information. To be more specific, the short distance communication payment device 150 confirms whether the authentication is performed using the telephone number information of the terminal 110 corresponding to the first authentication information, and stores the pre-stored telephone number When the information exists, authentication of the first authentication information is completed. At this time, the short distance communication payment device 150 requests the terminal 110 for the second authentication information when the authentication of the first authentication information is completed.

The short distance communication settlement apparatus 150 recognizes that the terminal 110 has newly issued the short distance communication settlement ID when the pre-stored telephone number information matching the telephone number information does not exist, Transmits the request signal, receives the personal authentication information corresponding to the new issuance request signal from the terminal 110, and newly issues the local communication payment ID based on the personal authentication information.

Hereinafter, the short distance communication settlement apparatus 150 newly transmits the short distance communication settlement ID to the short distance communication settlement apparatus 150. The short distance communication settlement apparatus 150 transmits the short distance communication settlement ID to the membership apparatus 140 When the authentication of the user authentication information is completed, the authentication information storing unit 110 stores the authentication information of the user who has completed the authentication of the user, transmits a password request signal to the terminal 110, And then newly issues a local communication ID for settlement to the terminal 110 after receiving and storing the ID.

The short distance communication settlement apparatus 150 transmits the first authentication information to the terminal 110 corresponding to the second authentication information, The authentication of the second authentication information is completed when the resident registration number information matching the resident registration number information exists. When the authentication of the second authentication information is completed, the short distance communication payment device 150 requests the terminal 110 for the third authentication information. The short distance communication payment device 150 confirms whether or not authentication is performed using the password information input by the user corresponding to the third authentication information, and when the previously stored password information matching the password information exists, authentication .

In the meantime, the local area communication settlement apparatus 150 can be constructed as a cloud computing environment. In this case, the local area communication settlement apparatus 150 transmits a local area communication settlement ID for local area communication settlement to the cloud computing storage unit 230 The cloud computing unit 240 stores a storage medium for issuing an ID for short-range communication when a plurality of pieces of authentication information are authenticated, using the plurality of pieces of authentication information received, So that the terminal 110 can read and write data on the storage medium stored in the cloud computing storage unit 230.

The credit card device 160 is a kind of financial institution server that performs electronic settlement, and is a concept of a device including at least one of a card company server, a financial institution server, a communication fee accounting server, a transportation agency server, and a mobile payment server. Of course, the credit card device 160 may be implemented by any one of a card issuer server, a financial institution server, a communication fee charging server, a traffic agency server, and a mobile payment server. The credit card device 160 receives the payment approval signal and performs a function of processing the fee corresponding to the payment approval signal to the payment means. That is, when the credit card device 160 receives an approval signal for the electronic settlement approval request signal from the short distance communication settlement device 150, the credit card device 160 performs electronic settlement for the corresponding fee.

Meanwhile, the merchant terminal 130 and the credit card device 160 shown in FIG. 1 are not directly linked to issue the ID for the short distance communication. However, when the terminal 110 receives the short distance communication payment ID for the short distance communication settlement The merchant terminal 130 transmits the local communication settlement request signal through the merchant terminal 130 and the merchant terminal 130 transmits the local communication settlement request signal to the additional value communication network 132 and the credit card device 160, Can be extended to be paid.

FIG. 2 is a block diagram schematically showing a local area communication settlement apparatus according to an embodiment of the present invention.

The local communication payment apparatus 150 according to an embodiment of the present invention includes a communication unit 210, a local communication billing ID issuing unit 220, a cloud computing storage unit 230, and a cloud computing unit 240. The short distance communication settlement apparatus 150 includes only the communication unit 210, the short distance communication settlement ID issuing unit 220, the cloud computing storage unit 230, and the cloud computing unit 240 in the embodiment of the present invention It will be understood by those of ordinary skill in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined in the appended claims. The present invention can be variously modified and applied to components included in the short distance communication payment device 150. [

The communication unit 210 receives a short-distance communication settlement ID issuance request signal for short-range communication settlement from the terminal 110. [ The short-range communication settlement ID issuing unit 220 receives a plurality of pieces of authentication information from the terminal 110 and issues a short-distance communication settlement ID to the terminal 110 when a plurality of pieces of received authentication information are all authenticated.

The short-range communication settlement ID issuing unit 220 includes a first authentication unit 222, a second authentication unit 224, and a third authentication unit 226. Here, the operation procedure of each module included in the ID issuing unit 220 for short-range communication settlement will be described. The first authentication unit 222 confirms whether the authentication is performed using the first authentication information included in the plurality of pieces of authentication information The second authentication unit 224 verifies whether or not the authentication is performed using the second authentication information included in the plurality of pieces of authentication information, and the third authentication unit 226 uses the third authentication information included in the plurality of pieces of authentication information And confirm whether or not it is authenticated. The first authentication unit 222 confirms whether or not authentication is performed by using the telephone number information of the terminal 110 corresponding to the first authentication information. If there is pre-stored telephone number information matching the telephone number information, And authentication of the authentication information is completed. When the authentication of the first authentication information is completed, the first authentication unit 222 requests the terminal 110 for the second authentication information.

Meanwhile, if there is no previously stored telephone number information corresponding to the telephone number information, the first authentication unit 222 recognizes that the terminal 110 newly requests issuance of the ID for short-range communication, Transmits the new issuance request signal, receives the identification information corresponding to the new issuance request signal from the terminal 110, and newly issues the ID for short-range communication based on the identification information. The first authentication unit 222 transmits the authentication information of the user to the linked membership apparatus. When the authentication of the user is completed, the first authentication unit 222 stores the authentication information of the user, And receives and stores the password information corresponding to the password request signal from the terminal 110, and newly issues a local communication ID for the terminal 110 after storing the password information.

The second authentication unit 224 verifies whether or not authentication is performed by using the resident registration number information of the user of the terminal 110 corresponding to the second authentication information. If there is already stored resident registration number information matching the resident registration number information And completes authentication of the second authentication information. When the authentication of the second authentication information is completed, the second authentication unit 224 requests the terminal 110 for the third authentication information. The third authentication unit 226 verifies whether or not authentication is performed using the password information input by the user corresponding to the third authentication information. If the previously stored password information matching the password information exists, the third authentication unit 226 authenticates the third authentication information .

The local area communication settlement apparatus 150 may operate in a cloud computing environment and the local communication settlement apparatus 150 may include a cloud computing storage unit 230 and a cloud computing unit 240 in order to operate in a cloud computing environment. can do. When the short-distance communication settlement apparatus 150 receives the short-distance communication settlement ID issuance request signal for short-range communication settlement, the cloud computing storage unit 230 may receive the short- The cloud computing unit 240 stores a storage medium for issuing a local communication ID for performing authentication using a plurality of pieces of authentication information, and when the plurality of pieces of authentication information are all authenticated, the cloud computing unit 240 causes the terminal 110 to store Thereby allowing the data to be read and written to the medium.

3 is a flowchart illustrating a method for issuing an ID for short-range communication according to an exemplary embodiment of the present invention.

When the user requests issuance of the ID for short-range communication, the terminal 110 transmits the authentication information to the membership device 140 by a command or operation of the user (S310). Here, the authentication information is information including at least one of the telephone number information of the terminal 110 and the resident registration number information of the user of the terminal 110.

The membership apparatus 140 confirms whether the user authentication information received from the terminal 110 is the user authentication information (S312). More specifically, in step S312, the membership apparatus 140 receives the telephone number information included in the user authentication information from the terminal, and transmits the resident registration number to the terminal 110 in order to receive the resident registration number information included in the identification information Transmits the number information request signal, receives the resident number information corresponding to the resident number information from the terminal 110, and completes the authentication of the terminal 110 when both the telephone number information and the resident registration number information are authenticated.

The membership apparatus 140 transmits a confirmation result of confirming whether the user authentication information received from the terminal 110 is authenticated to the terminal 110 (S314). At this time, the membership apparatus 140 confirms whether or not the terminal 110 is a terminal whose authentication has been completed. If the authentication is completed, the membership apparatus 140 omits authentication of the user. That is, when the terminal 110 requests the issuance of the ID for short-range communication, the terminal 110 firstly verifies the identity of the user through the membership device 140. As a result of the determination by the membership device 140, 110 is a terminal whose authentication has been completed, steps S312 to S314, which are authentication procedures, can be omitted.

The terminal 110 transmits a local area communication settlement ID issuance request signal to the local area communication settlement apparatus 150 at step S316 when the authentication of the user is completed by the membership apparatus 140 at step S316. When receiving the local area communication settlement ID issuance request signal from the terminal 110 that has been authenticated, the local area communication settlement ID issuance request signal is stored in advance so as to match the telephone number information of the terminal 110, It is checked whether or not the telephone number information exists (S318). If the pre-stored phone number information coincides with the phone number information of the terminal 110 as a result of the checking in step S318, the short distance communication payment device 150 transmits the second authentication information of the terminal 110 And requests resident registration number information for the user (S320). More specifically, in step S320, the short distance communication payment device 150 confirms whether the authentication is performed using the telephone number information of the terminal 110 corresponding to the first authentication information, When the telephone number information exists, the authentication for the first authentication information is completed. At this time, the short distance communication payment device 150 requests the terminal 110 for the second authentication information when the authentication of the first authentication information is completed.

The local area communication settlement apparatus 150 receives the resident registration number information of the user of the terminal 110, which is the second authentication information, from the terminal 110 (S322). The local area communication settlement apparatus 150 confirms whether there is a pre-stored resident registration number matching the resident registration number information of the user of the terminal 110 (S324). If it is determined in step S324 that the resident registration number matches the resident registration number information of the user of the terminal 110, the short distance communication payment device 150 completes the authentication of the second authentication information, Which is the third authentication information, in step S326. In step S326, the short distance communication payment device 150 confirms whether the authentication is performed using the resident registration number information of the user of the terminal 110 corresponding to the second authentication information, The authentication of the second authentication information is completed. When the authentication of the second authentication information is completed, the short distance communication payment device 150 requests the terminal 110 for the third authentication information.

The short distance communication payment device 150 receives the password information, which is the third authentication information, from the terminal 110 (S328). The short distance communication payment device 150 confirms whether or not there is pre-stored password information matching the password information which is the third authentication information (S330). More specifically, in step S330, the short distance communication payment device 150 confirms whether or not authentication is performed by using the password information input by the user corresponding to the third authentication information, And completes the authentication for the third authentication information if it exists.

As a result of the checking in step S330, if there is pre-stored password information that matches the password information that is the third authentication information, the local-area communication payment device 150 transmits all of the authentication information for the first authentication information, the second authentication information, And issues a local communication ID for the terminal 110 (S332). The terminal 110 receives the ID for the short distance communication issued from the short distance communication settlement apparatus 150 and stores it in the short distance communication settlement module 114. In the meantime, steps S310 to S332 are a process of issuing and storing the ID for the local communication payment to the terminal held by the user. Therefore, when the user loses the terminal and newly purchases the terminal, In the process of receiving the ID for the short distance communication in the process of receiving the ID for the short distance communication.

Steps S340 to S358 to be described later may be used in a process in which the user first issues a new local communication ID for payment to the terminal.

If it is determined in step S318 that there is no pre-stored phone number information that matches the phone number information of the terminal 110, the short distance communication payment device 150 transmits a new issue request signal (S340). More specifically, in step S340, the local area communication payment device 150 recognizes that the terminal 110 newly requests issuance of the local area communication settlement ID, and transmits a new issuance request signal to the terminal 110. [

The local communication payment apparatus 150 receives the personal authentication information corresponding to the new issuance request signal from the terminal 110 in step S344 and transmits the received personal authentication information to the membership apparatus 140 in step S344, (S346). The authentication result for the authentication information is received from the authentication server 140 (S346). When the authentication result of the authentication information received from the membership apparatus 140 is the authentication completion result, the local area communication payment apparatus 150 stores the authentication information received from the terminal 110 (S348). The short distance communication settlement apparatus 150 transmits a password information request signal for issuing the ID for short distance communication to the terminal 110 in step S350 and receives the password information corresponding to the password information request signal from the terminal 110 S352) (S354). The local area communication settlement apparatus 150 issues a local area communication settlement ID to the terminal 110 (S358). That is, the local-area communication payment apparatus 150 transmits the authentication information to the membership apparatus 140. When the authentication of the user is completed, the authentication apparatus stores the authentication information of the user, 110, receives and stores the password information corresponding to the password request signal from the terminal 110, and newly issues a local communication ID for the terminal 110 after storing the password information.

3, it is described that steps S310 to S358 are sequentially executed. However, this is merely an exemplary description of the technical idea of the embodiment of the present invention, and it is to be understood that the technical knowledge in the technical field to which the embodiment of the present invention belongs Those skilled in the art will appreciate that various modifications and adaptations may be made to those skilled in the art without departing from the essential characteristics of one embodiment of the present invention by changing the order described in Figure 3 or by executing one or more of steps S310 through S358 in parallel And therefore, Fig. 3 is not limited to the time-series order.

As described above, the ID issuing method for the short distance communication settlement according to the embodiment of the present invention described in FIG. 3 can be implemented by a program and recorded on a computer readable recording medium. A program for implementing an ID issuing method for a local area communication settlement according to an embodiment of the present invention is recorded and a computer readable recording medium includes all kinds of recording devices for storing data that can be read by a computer system do. Examples of such computer-readable recording media include ROM, RAM, CD-ROM, magnetic tape, floppy disk, optical data storage, etc., and also implemented in the form of a carrier wave (e.g., transmission over the Internet) . The computer readable recording medium may also be distributed over a networked computer system so that computer readable code is stored and executed in a distributed manner. In addition, functional programs, code, and code segments for implementing an embodiment of the present invention may be easily inferred by programmers skilled in the art to which an embodiment of the present invention belongs.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

As described above, the present invention can be applied to various fields for issuing only an ID and making a local communication settlement without issuing a separate module or card through a complicated procedure, thereby simplifying the procedure and issuing an ID for short- In addition, since it is subjected to a plurality of authentication processes in the process of issuing a new ID or issuing an ID when changing a terminal, it is a useful invention for enhancing security.

110: terminal 120:
130: Merchant terminal 132: Value-added communication network
140: Membership device 150: Local communication payment device
160: Credit card device

Claims (16)

A membership device for confirming whether the user is authenticated with the authentication information received from the terminal and transmitting the confirmation result to the terminal; And
When receiving a plurality of pieces of authentication information from the terminal when a local area communication settlement ID issuing request signal for local area communication settlement is received from the terminal having been authenticated by the user, A short-range communication settlement apparatus that issues the short-distance communication settlement ID to the terminal
And an ID issuing system for short distance communication settlement,
The membership apparatus comprising:
Characterized in that when the terminal whose identity has been authenticated requests issuance of a local area communication settlement ID to the local area communication settlement apparatus, the authentication is omitted
The short-
A communication unit for receiving a local area communication settlement ID issuing request signal for local area communication settlement from a terminal; And
A short-distance communication settlement ID issuing unit for issuing a short-distance communication settlement ID to the terminal when a plurality of pieces of authentication information is received from the terminal,
, Wherein the first,
The short-range communication settlement ID issuing unit,
A first authentication unit for verifying whether or not to authenticate using the first authentication information included in the plurality of pieces of authentication information;
A second authentication unit for verifying whether or not to authenticate using second authentication information included in the plurality of pieces of authentication information; And
And a third authentication unit for verifying whether or not the authentication is performed using the third authentication information included in the plurality of pieces of authentication information,
Lt; / RTI >
Wherein the first authentication unit comprises:
Wherein the first authentication information is authenticated using the phone number information of the terminal corresponding to the first authentication information, and if there is pre-stored phone number information matching the phone number information, authentication of the first authentication information is completed .
Wherein the first authentication unit comprises:
When the terminal does not have pre-stored telephone number information that matches the telephone number information, the terminal recognizes that the ID for short-range communication is newly issued and transmits a new issuance request signal to the terminal, Wherein the identification issuing unit receives the identification information corresponding to the new issuance request signal and newly issues the ID for short-range communication based on the identification information. The method according to claim 1,
Wherein the authentication information includes:
The information including at least one of the telephone number information of the terminal and the resident registration number information of the user of the terminal. 3. The method of claim 2,
The membership apparatus comprising:
Receiving the telephone number information from the terminal, transmitting a resident number information request signal to the terminal, receiving the resident number information corresponding thereto from the terminal, and if the telephone number information and the resident number information are both authenticated , And completes the identity authentication for the terminal (100). The method according to claim 1,
The membership apparatus comprising:
Whether the terminal is a terminal whose identity has been authenticated, and if the terminal is a terminal whose identity has been verified as a result of the confirmation, omitting the identity authentication. The method according to claim 1,
Wherein the terminal receives and stores the ID for the short distance communication issued from the short distance communication settlement apparatus. delete delete delete The method according to claim 1,
Wherein the first authentication unit comprises:
And requesting the terminal for the second authentication information when the authentication for the first authentication information is completed. delete The method according to claim 1,
Wherein the first authentication unit comprises:
And transmits the password request signal to the terminal when the authentication of the user authentication information is completed, storing the authentication information of the user who has completed the authentication of the user, Receiving the password information corresponding to the password request signal from the terminal, storing the received password information in the terminal, and issuing a new ID for the local area communication to the terminal. The method according to claim 1,
Wherein the second authentication unit comprises:
The second authentication information is authenticated using the resident registration number information of the user of the terminal corresponding to the second authentication information, and if there is already stored resident registration number information matching the resident registration number information, And the ID issuing system for short distance communication settlement. 12. The method of claim 11,
Wherein the second authentication unit comprises:
And requesting the terminal for the third authentication information when the authentication for the second authentication information is completed. The method according to claim 1,
Wherein the third authentication unit comprises:
Wherein the third authentication information is authenticated using the password information input by the user corresponding to the third authentication information, and when the previously stored password information matching the password information exists, authentication of the third authentication information is completed A system for issuing an ID for short-range communication. Confirming whether or not the membership apparatus authenticates the user's authentication information received from the terminal, and transmitting the confirmation result to the terminal;
A communication step of the short distance communication settlement device receiving a short distance communication settlement ID issuing request signal for short distance communication settlement from the terminal; And
The short-range communication settlement ID issuing step of issuing a short-distance communication settlement ID for issuing the ID to the terminal when the local-area communication settlement apparatus receives a plurality of authentication information from the terminal and all of the plurality of received authentication information is authenticated
A method for issuing an ID for short distance communication settlement, the method comprising:
The membership apparatus comprising:
When the terminal whose identity has been authenticated requests issuance of the local area communication settlement ID to the local area communication settlement apparatus, the authentication is omitted.
The short-distance communication settlement ID issuing step includes:
A first authentication step of verifying whether or not authentication is performed using first authentication information included in the plurality of pieces of authentication information;
A second authentication step of authenticating whether or not to authenticate using the second authentication information included in the plurality of pieces of authentication information;
A third authentication step of verifying whether or not the authentication is performed using the third authentication information included in the plurality of authentication information; And
If the first authentication information, the second authentication information, and the third authentication information are both authenticated as a result of the first authentication step, the second authentication step and the third authentication step, Issuing Identity Issuing Phase
, Wherein:
The first authentication step
Wherein the first authentication information is authenticated using the phone number information of the terminal corresponding to the first authentication information, and if there is pre-stored phone number information matching the phone number information, authentication of the first authentication information is completed If the pre-stored phone number information corresponding to the phone number information does not exist, the terminal recognizes that the ID for short-range communication is newly issued and transmits a new issuance request signal to the terminal And receives the authentication information corresponding to the new issuance request signal from the terminal, and newly issues the ID for short-distance communication based on the authentication information.
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