KR100780591B1 - System for Vicarious Selling to Affiliate Store by Using VAN - Google Patents

Abstract

According to the present invention, when a payment approval request text or a cash receipt processing text message is generated according to a purchase of a merchandise sold by an affiliated store, a predetermined area for identifying the text for the goods sold on behalf of the text is displayed in a predetermined area for payment approval request text or a cash receipt processing text. After receiving the full text through a merchant payment terminal and a predetermined full text receiving means including an identifier and transmitting it to a bansa server, the full text of the agency sales product is read by reading the identifier included in the full text through a predetermined full text reading means. If it is confirmed that, through a predetermined professional confirmation means to check whether the merchant terminal unique number has been converted to the terminal unique number assigned to the manufacturer that manufactures the merchandise sold on behalf of the agency or bansa or bansa managed by, and confirmed, the conversion If a predetermined professional processing means, the card company (or gold) Institution) transmits to the server to perform the approval request processing, and if it is not confirmed, if the conversion is not managed by the manufacturer or bansa or bansa manufacturing the merchandise unique terminal number included in the full text in the specialized processing means After converting to the terminal unique number assigned to the agent, the transfer the converted message to the card company (or financial institution) server includes a bansa server for performing the authorization request processing.

Merchant, VAN, Agency, Sales

Description

System for sales of merchandise in merchants using value-added communication network {System for Vicarious Selling to Affiliate Store by Using VAN}

FIG. 1 is a diagram illustrating a product distribution / sales structure for distributing a product through a bansa-based distributor / merchant network and selling it to a visitor visited by a merchant according to one embodiment of the present invention.

FIG. 2 is a diagram illustrating an order management system for a product sold through a bansa-based dealer / merchant network according to an exemplary embodiment of the present invention.

FIG. 3 is a diagram illustrating a preferred information structure for affiliated store information stored in affiliated store D / B according to an embodiment of the present invention.

4 is a view showing a preferred configuration of information on order history information stored in the affiliated store D / B according to an embodiment of the present invention.

5 is a view showing a preferred configuration of information about order payment information stored in the affiliated store D / B according to an embodiment of the present invention.

FIG. 6 is a diagram illustrating a preferred configuration of information about point information stored in affiliated stores D / B according to an embodiment of the present invention.

7 is a diagram illustrating a point card according to an embodiment of the present invention.

8 is a view showing a preferred configuration of information on the sales management information stored in the affiliated store D / B according to an embodiment of the present invention.

9 is a view showing a preferred configuration of information on the product order information stored in the order management D / B according to the embodiment of the present invention.

10 is a view showing a preferred configuration of information about the delivery management information stored in the order management D / B in accordance with an embodiment of the present invention.

11 is a diagram showing a preferred configuration of information on the inventory management information stored in the inventory management D / B according to the embodiment of the present invention.

12 is a diagram showing a preferred configuration of information on the order limit policy stored in the limit policy D / B in accordance with an embodiment of the present invention.

13 is a view showing a preferred functional configuration of the payment terminal device provided in the merchant in accordance with the method of the present invention.

14 is a diagram showing the configuration of information on the product information provided in the payment terminal device according to an embodiment of the present invention.

FIG. 15 is a diagram illustrating a process of generating a full order request and transmitting the order request to an order management server according to an embodiment of the present invention. FIG.

16 is a diagram illustrating an order limit checking process according to an embodiment of the present invention.

17A and 17B illustrate a process of selecting an order settlement method based on an order limit according to an embodiment of the present invention.

18 is a diagram illustrating an order processing process corresponding to a postpay order settlement method according to an embodiment of the present invention.

19 is a diagram illustrating an order processing process corresponding to a debit order payment method according to an embodiment of the present invention.

20A and 20B illustrate an order processing process corresponding to a prepaid order settlement method according to an embodiment of the present invention.

21 is a view showing a debit order payment process according to an embodiment of the present invention.

22 is a diagram illustrating a postpay order settlement process according to an embodiment of the present invention.

FIG. 23 is a diagram illustrating an order management system for a consignment product sold through a bansa-based agency / merchant network according to another exemplary embodiment of the present invention.

FIG. 24 is a diagram illustrating a preferred information structure for affiliated store information stored in affiliated store D / B according to an embodiment of the present invention.

FIG. 25 is a diagram illustrating a preferred information structure for order history information stored in the affiliated store D / B according to an embodiment of the present invention.

FIG. 26 is a diagram showing a preferred configuration of information on settlement processing information stored in an affiliated store D / B according to an embodiment of the present invention.

FIG. 27 is a diagram illustrating a preferred information structure for point information stored in affiliated stores D / B according to an embodiment of the present invention.

28 is a diagram illustrating a point card according to an embodiment of the present invention.

29 is a view showing a preferred configuration of information on the sales management information stored in the affiliated store D / B according to an embodiment of the present invention.

30 is a view showing a preferred configuration of information on the product order information stored in the order management D / B according to the embodiment of the present invention.

31 is a view showing a preferred configuration of information about the delivery management information stored in the order management D / B in accordance with an embodiment of the present invention.

32 is a diagram showing a preferred configuration of information on inventory management information stored in inventory management D / B according to the embodiment of the present invention.

33 is a diagram showing a preferred configuration of information on the order limit policy stored in the limit policy D / B according to the method of the present invention.

34 is a view showing a preferred functional configuration of the payment terminal device provided in the merchant in accordance with another embodiment of the present invention.

FIG. 35 is a diagram showing the configuration of information on consignment product information provided in a payment terminal device according to an embodiment of the present invention. FIG.

FIG. 36 is a diagram illustrating a process of generating a full order request and transmitting the order request to an order management server according to an embodiment of the present invention. FIG.

37 is a diagram illustrating an order limit checking process according to an embodiment of the present invention.

38 is a diagram illustrating an order processing process according to one embodiment of the present invention.

39 is a diagram illustrating an operation configuration of a payment terminal device that provides a consignment payment service for a consignment sale product according to an embodiment of the present invention.

40 is a diagram illustrating a process of generating and transmitting a full payment approval request in a payment terminal device according to an embodiment of the present invention.

41 is a diagram illustrating a consignment payment approval process according to an embodiment of the present invention.

FIG. 42 is a diagram illustrating a product distribution / sales structure for distributing and consigning a consignment product through a bansa-based distributor / merchant network according to an embodiment of the present invention.

FIG. 43 is a diagram illustrating an order management system for a consignment product sold through a bansa-based agency / merchant network according to another exemplary embodiment of the present invention.

FIG. 44 is a diagram showing a preferred configuration of information on affiliated stores stored in affiliated stores D / B according to an embodiment of the present invention.

FIG. 45 is a diagram showing a preferred information structure for order history information stored in the affiliated store D / B according to the embodiment of the present invention.

FIG. 46 is a diagram showing a preferred information structure for settlement processing information stored in the affiliated store D / B according to the embodiment of the present invention.

FIG. 47 is a diagram showing a preferred configuration of point information stored in the affiliated store D / B according to the embodiment of the present invention.

48 is a diagram illustrating a point card according to the embodiment of the present invention.

FIG. 49 is a diagram showing a preferred configuration of sales management information stored in an affiliated store D / B according to an embodiment of the present invention.

50 is a view showing a preferred configuration of information on the product order information stored in the order management D / B according to an embodiment of the present invention.

51 is a view showing a preferred configuration of information about the delivery management information stored in the order management D / B according to the embodiment of the present invention.

FIG. 52 is a diagram showing a preferred configuration of information on inventory management information stored in inventory management D / B according to an embodiment of the present invention.

FIG. 53 is a diagram showing a preferred configuration of information on an order limit policy stored in a limit policy D / B according to an embodiment of the present invention.

54 is a view showing a preferred functional configuration of a payment terminal device provided in the affiliated store according to another embodiment of the present invention.

55 is a diagram showing the configuration of information on the consignment product information provided in the payment terminal device according to an embodiment of the present invention.

FIG. 56 is a diagram illustrating a process of generating a full order request and transmitting the order request to an order management server according to an embodiment of the present invention. FIG.

57 is a diagram illustrating an order limit checking process according to an embodiment of the present invention.

58 is a diagram illustrating an order processing process according to one embodiment of the present invention.

FIG. 59 is a view illustrating an operation configuration of a payment terminal device that provides a consignment payment service for consignment sale goods according to an embodiment of the present invention.

60 is a diagram illustrating a process of generating and transmitting a full payment approval request in a payment terminal device according to an embodiment of the present invention.

61 is a diagram illustrating a consignment payment approval process according to an embodiment of the present invention.

FIG. 62 is a diagram illustrating a product distribution / sales structure for distributing and consigning a consignment product through a bansa-based agency / merchant network according to an embodiment of the present invention.

FIG. 63 is a diagram illustrating an order management system for a consignment product sold through a bansa-based agency / merchant network according to another exemplary embodiment of the present invention.

64 is a diagram showing a preferred information structure for the affiliated store information stored in the affiliated store D / B according to the embodiment of the present invention.

65 is a diagram showing a preferred configuration of information about the order history stored in the affiliated store D / B according to an embodiment of the present invention.

FIG. 66 is a diagram showing a preferred information structure for settlement processing information stored in the affiliated store D / B according to the embodiment of the present invention.

FIG. 67 is a view showing a preferred information structure for point information stored in the affiliated store D / B according to the embodiment of the present invention.

68 is a diagram illustrating a point card according to the embodiment of the present invention.

69 is a view showing a preferred configuration of information on the sales management information stored in the affiliated store D / B in accordance with an embodiment of the present invention.

70 is a view showing a preferred information structure for the product order information stored in the order management D / B in accordance with an embodiment of the present invention.

71 is a view showing a preferred configuration of information about the delivery management information stored in the order management D / B in accordance with an embodiment of the present invention.

FIG. 72 is a diagram showing a preferred configuration of information on inventory management information stored in inventory management D / B according to an embodiment of the present invention.

73 is a view showing a preferred configuration of information on the order limit policy stored in the limit policy D / B in accordance with an embodiment of the present invention.

74 is a view showing a preferred functional configuration of the payment terminal device provided in the merchant in accordance with another embodiment of the present invention.

FIG. 75 is a diagram showing the configuration of information on consignment product information provided in a payment terminal device according to an embodiment of the present invention. FIG.

FIG. 76 is a view illustrating a process of generating a full order request and transmitting the order request to an order management server according to an embodiment of the present invention. FIG.

77 is a diagram illustrating an order limit checking process according to an embodiment of the present invention.

78 is a diagram illustrating an order processing process according to an embodiment of the present invention.

79 is a diagram illustrating the operation of a payment terminal device that provides a consignment payment service for consignment goods according to an embodiment of the present invention.

80 is a diagram illustrating a process of generating and transmitting a full payment approval request in a payment terminal device according to an embodiment of the present invention.

81 is a view showing a consignment payment approval process according to an embodiment of the present invention.

<Description of main parts of drawing>

200: order management server 205: professional transmission unit

210: professional receiving unit 215: information extraction unit

220: order payment unit 225: delivery processing unit

230: professional generation unit 235: order request approval unit

240: order limit check unit 245: inventory check unit

250: point processing unit 255: delivery management server

The present invention relates to a method and system for selling merchandise on behalf of a merchant using a value added communication network and a program recording medium therefor.

With the expansion of the electronic payment infrastructure, electronic payment services in the form of postpaid / debit payments have become common based on at least one or more electronic payment means of credit card and / or check card and / or debit card. A van providing a payment network for a payment transaction between a provided payment terminal device and a card company (or financial company) that issued at least one customer card of a credit card and / or a check card and / or a debit card to a visited customer of the merchant. Added Network (VAN), which also operates a bansa-based reseller / merchant network to maintain and manage the established electronic payment infrastructure.

The bansa provides a payment network for payment transactions between a payment terminal device provided in at least one or more merchants and a payment server provided in at least one card company (or financial company), and the payment network fee (or fee) The main source of revenue is imposed on.

Recently, the payment network usage fee (or fee) has been gradually reduced (or reduced), whereby the bans are exposed during the electronic payment processing to expose a predetermined advertisement to a receipt provided to the payment network. Although we are struggling to find alternative revenue sources in addition to fees (or fees), we are not generating as much revenue as we expect.

An object of the present invention is to identify the specialty for the goods sold on behalf of the agency in the payment approval request or cash receipt processing specialized area when generating the payment approval request full text or cash receipt processing in accordance with the purchase of goods sold on behalf of the merchant. After receiving the full text through a merchant payment terminal and a predetermined full text receiving means including a predetermined identifier and transmitting it to a bansa server, a predetermined text reading means reads the identifier included in the full text to the agency selling goods. If it is confirmed that the full-feature, the predetermined terminal through the predetermined means to check whether the merchant terminal unique number is converted to the terminal unique number assigned to the manufacturer or manufacturer of bansa or bansa to manage the merchandise sold on the behalf, and the verification result , If switched, the predetermined professional processing means to the corresponding card company ( Is a manufacturer or bansa or bansa that transmits to the server to perform the approval request processing, and if the result of the confirmation, if not converted, the merchant terminal unique terminal number included in the specialty in the specialized processing means for the merchandise sold After converting the terminal assigned to the terminal assigned to the agent managed by the transfer to the corresponding card company (or financial institution) server to provide a bansa server to perform the authorization request processing.

Product agency sales system in the merchant using the value-added communication network of the present invention, when generating a billing approval request full text or cash receipt processing in accordance with the purchase of goods sold on behalf of the merchant, the billing approval request or a cash receipt processing specialized area in the predetermined area Merchant payment terminal including a predetermined identifier for identifying the full text of the goods to be sold to the bansa server; And after receiving the full text through a predetermined text receiving means, reading the identifier included in the full text through a predetermined text reading means, and when it is confirmed that the text is a specialty for the agency sales product, the merchant through the predetermined text checking means. Check whether the terminal unique number has been converted to the terminal unique number assigned to the manufacturer who manufactures the merchandise being sold on behalf of the manufacturer or the agent managed by bansa or bansa, and, if confirmed, the predetermined professional processing means Authorized by sending to the card company (or financial institution) server to perform the authorization request processing, and if it is not confirmed, the manufacturer to manufacture the merchandise sold on behalf of the merchant's unique terminal number included in the full text in the specialized processing means Or after converting to a terminal unique number assigned to a bansa or an agent managed by bansa, the converted telegram And it transmits it to the credit card company (or financial institution) server baensa server performing the authorization request process; including characterized in that formed.

In addition, the merchandise sales agency system in the merchant using the value-added communication network of the present invention when generating the payment approval request full text or cash receipt processing in accordance with the purchase of the merchandise sold in the merchant, the payment approval request or cash receipt processing in a certain area An affiliated store payment terminal including a predetermined identifier for identifying the full text of the merchandise being sold to the bansa server; And after receiving the full text through a predetermined text receiving means, reading the identifier included in the full text through a predetermined text reading means, and when it is confirmed that the text is a full text for the agency sales product, the predetermined text processing means Send the full text to the server of the card company (or financial institution) to perform the authorization request processing, and the merchant information and the product sales history included in the full text (sales product information and payment amount information) transmitted through the full text reading means. Etc.) to check the information, and through a predetermined information storage means, the bansa server for linking the identified merchant information and product sales history information included in the full text stored in a predetermined storage medium; characterized in that it comprises a do.

According to the method of the present invention, the bansa server checks the merchant information transmitted the full text, and the merchant information and the product sales details (such as sales product information and payment amount information) included in the full text It is preferable to include the information storage means for storing in a predetermined storage medium by the associated process.

The bansa server may further include information extracting / generating means for extracting and / or generating product sales record information and / or product stock information at the affiliate store in association with the storage medium (or storage medium operating means). It is preferable to make.

In addition, the bansa server checks whether the merchant terminal unique number is converted to the terminal unique number assigned to the manufacturer managing the manufacturer or bansa or bansa manages the merchandise to be sold through a predetermined professional verification means, and confirmed the result In case of conversion, the specialized processing means transmits the full text to the corresponding card company (or financial institution) server to perform the approval request processing. After converting the terminal number to the terminal unique number assigned to the manufacturer who manufactures the merchandise sold on behalf of the company or bansa or bansa managed by the company, the converted message is transmitted to the card company (or financial institution) server for approval request processing It is preferable to carry out.

In addition, the bansa server is predetermined in response to the sale of the product, if the merchant information and the product sales history (sales product information and payment amount information, etc.) information transmitted in the full text is confirmed through the full text verification means is confirmed; It is preferable to further comprise an affiliated store point management means for generating a point of, and adding the generated point to the point card previously provided to the affiliated store.

In addition, the bansa server calculates the product sales fee information provided in response to the merchandise sales to the affiliated store and / or the agent managing the affiliated store, and settles the calculated fee with the affiliated store and / or agent It is preferable to further comprise a processing means.

In the present invention, a method for selling a product on behalf of a merchant using a value-added communication network, when generating a payment approval request text or a cash receipt processing text according to a product purchased on behalf of a merchant, a specific area for payment approval request or cash receipt processing on a merchant terminal Including and transmitting a predetermined identifier to identify a preamble for the merchandise sold on the behalf; Receiving the full text at a predetermined full text receiving means; Reading an identifier included in the full text by a predetermined full text reading means, and confirming that the full text is a proxy sales product; As a result of the check, if the full text of the agency sales goods, whether the merchant terminal unique number is converted to the terminal unique number assigned to the manufacturer managing the manufacturer or bansa or bansa managed by the predetermined professional means for producing the merchandise sold Confirming; And if the result of the verification in the predetermined professional processing means, if the transfer, transmits the full text to the card company (or financial institution) server to perform the authorization request processing, and if the result of the confirmation, if not converted, the merchant-specific terminal included in the full text After converting the number to the terminal unique number assigned to the manufacturer who manufactures the merchandise sold on behalf of the company or bansa or bansa managed by the company, and transfers the converted message to the card company (or financial institution) server to process the authorization request It is characterized by comprising; performing.

In addition, in the present invention, the merchandise sales method for merchandise in a merchant using a value-added communication network, when generating a payment approval request full text or a cash receipt processing full text according to the merchandise sold in the merchant, full payment approval request or full cash receipt processing in the merchant terminal Transmitting a predetermined identifier in a predetermined area to identify a preamble for the merchandise sold on the behalf; Receiving the full text at a predetermined full text receiving means; Reading an identifier included in the full text by a predetermined full text reading means, and confirming that the full text is a proxy sales product; As a result of the confirmation, if the full text of the agency sales goods, a predetermined information by linking the merchant information transmitted the full text in the predetermined information storage means and the product sales history information (sale product information and payment amount information, etc.) included in the full text Storing in a storage medium of the; characterized in that it comprises a.

According to the implementation method of the present invention, the merchandise sales method for merchandise in the merchant using the value-added communication network is a merchant information transmitted from the preamble at a predetermined information storage means and the merchandise sales history (sale product information and payment amount included in the preamble) Information and the like), and the step of linking and storing the information in a predetermined storage medium. A method of selling goods on behalf of merchants using value-added communication networks.

In addition, the merchandise sales method for merchandise in the merchant using the value-added communication network is assigned to the dealer managing the manufacturer or bansa or bansa manufacturer of the merchandise terminal unique number included in the preamble in the predetermined professional confirmation means to manufacture the merchandise sold Checking whether the terminal has been switched to a unique number; And when the verification result is converted, the specialized processing means transmits the full text to a corresponding card company (or financial institution) server to perform an authorization request processing. After converting the merchant unique terminal number to the terminal unique number assigned to the manufacturer that manufactures the merchandise sold on behalf of the agent or bansa or bansa manages, and transmits the converted telegram to the card company (or financial institution) server Performing an approval request processing; preferably further comprises.

In addition, the merchandise sales method for merchandise in the affiliated store using the value-added communication network is linked to the storage medium (or storage medium operating means) in a predetermined information extraction / generation means, product sales record information and / or product inventory in the merchant Preferably, the method further comprises extracting and / or generating information.

In addition, the merchandise sales method for merchandise in the merchant using the value-added communication network generates a predetermined point corresponding to the merchandise sales in a predetermined merchant point management means, and adds the generated point to the point card previously provided to the merchant It is preferable that the step further comprises a step.

According to the present invention, a recording medium provided in a system in which a method for selling a product on behalf of a merchant using the value-added communication network is realized is characterized by recording a program for executing any one of the above methods.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be based on the contents throughout the present title.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also omitted as described above The relationship between the components and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited. For example, in the following embodiments, in order to easily describe the present invention, each means having the above technical features is provided in the form of a functional component provided in the order management server (and / or relay server) corresponding to each embodiment for convenience. It will be described as shown to be implemented as.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

FIG. 1 is a diagram illustrating a product distribution / sales structure for distributing a product through a bansa-based distributor / merchant network and selling it to a customer visiting a merchant according to an exemplary embodiment of the present invention.

In more detail, Figure 1 is a bansa-based dealer / merchant network consisting of a predetermined bansa and at least one or more dealers and merchants, at least one product manufactured by at least one or more manufacturers of the bansa-based dealer / merchant network As an example of the present invention, a method of selling to customers who have visited at least one affiliated store through distribution, and those skilled in the art to which the present invention pertains, refer to and / or modify the drawing 1 and at least one product manufacturer. Although it may be possible to infer various implementation methods for distributing at least one product manufactured by the company through the bansa-based dealer / merchant network to sell to customers visiting at least one or more affiliate stores, the present invention includes all the inferred implementation methods. 1, The present invention is not limited by the specific implementation method shown.

In Figure 1, the bansa-based dealer / merchant network is a bansa, at least one or more dealers managing at least one or more affiliated stores in association with the bansa, and at least one managed through any one of the dealerships It includes the above affiliated stores.

The bansa provides a payment network between at least one card company (or financial company) and a payment terminal device 1300 equipped with an electronic payment function using an electronic payment means issued by the card company (or financial company), Manage at least one or more dealers in the center of the bansa-based dealer / merchant network, and manages at least one or more merchants through the dealer.

The agency may be configured to manage at least one affiliated store, and is responsible for the payment network business alliance and the payment network interworking operation between the bansa and the affiliated store on the bansa-based distributor / merchant network.

The affiliated store is provided with a predetermined payment terminal device 1300 that can be connected to the payment network provided by the bansa through any one of the agents (for example, renting the payment terminal device 1300 that can be connected to the bansa through the dealership or Or an electronic payment service using an electronic payment means issued to at least one or more customers from at least one card company (or financial company) through the payment terminal device 1300. Here, the merchant visiting customer visits the affiliated store, purchases at least one or more types and / or intangible goods sold by the affiliated store, and converts the amount corresponding to the purchased product from the predetermined card company (or financial company) to the customer. It includes a customer who performs payment processing (or payment processing through predetermined cash) through the issued electronic payment means.

Referring to FIG. 1, at least one product manufacturer in the bansa-based dealer / merchant network for distributing goods manufactured by at least one product manufacturer through the bansa-based dealer / merchant network to sell to the merchant visiting customers. Is further included.

The product manufacturer is characterized by manufacturing (and / or distribution) at least one or more products to be sold through the bansa-based dealer / merchant network, according to the present invention order request (or purchase request) for the product from the bansa And (b) selling the goods to the bansa, wherein the merchandise sales agency and / or included in the bansa-based dealer / merchant network for the delivered (or sold) merchandise. It is desirable to supply (or deliver) to at least one or more of a commodity distributor and / or consignment distributor and / or end seller.

According to an exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to sell through the bansa-based dealer / merchant network and supplies it to bansa on the bansa-based dealer / merchant network. It is preferable that the merchandise being sold (or delivered) to the bansa is supplied (or delivered) to at least one dealer through at least one agency based on the bansa-based dealer / merchant network.

According to another exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to be sold through the bansa-based dealer / merchant network and supplies the agent to the bansa-based dealer / merchant network ( Or delivery), and the merchandise to be supplied (or delivered) to the agency is preferably supplied (or delivered) to at least one or more affiliate stores based on the bansa-based agency / merchant network.

According to an exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to sell through the bansa-based dealer / merchant network and supplies (or distributes) to the merchant on the bansa-based agency / merchant network. Shipping).

The bansa is characterized in that the order request (or purchase request) for at least one or more products to be sold from the product manufacturer through the bansa-based dealer / merchant network in accordance with the present invention, the order request (or purchase request) It is preferable to process the corresponding amount in a transaction between the product manufacturer and the bansa.

According to an embodiment of the present invention, it is preferable to contract a minimum delivery price and a minimum delivery quantity corresponding to the minimum delivery price between the bansa and the product manufacturer, and the order request (or purchase request) by the bansa is It is preferable to request an order (or purchase request) more than the minimum delivery quantity corresponding to the minimum delivery price, whereby the product to be sold is preferably delivered (or sold) at the minimum delivery price.

According to an exemplary embodiment of the present invention, the bansa calculates an order request (or a purchase request) for the product based on a product sales quantity for a specific product finally sold through at least one affiliate store. If the order request (or purchase requisition) quantity is less than the minimum delivery quantity, it is desirable to request the minimum delivery quantity (or purchase requisition) to the product manufacturer instead of the calculated order requisition (or purchase requisition) quantity. The goods to be sold are thereby delivered (or sold) at the minimum delivery price.

According to another exemplary embodiment of the present invention, when the minimum delivery price corresponding to the minimum delivery price is contracted between the bansa and the product manufacturer for a predetermined period of time, the bansa is the at least one affiliated store. Calculate an order request (or purchase request) quantity for the product based on the quantity sold of the product for a specific product finally sold through the product, and the calculated order request (or purchase request) quantity is the minimum delivery quantity. It is preferable to request an order (or purchase request) from the manufacturer, and the minimum quantity of the last order request (or purchase request) quantity and the quantity of the order request (or purchase request) for the predetermined period before the predetermined period expires is the minimum. If the minimum delivery quantity corresponding to the delivery price is not met, the last order request (or Request) quantities are preferably adjusted so as to reach the minimum supply quantity, and thereby the sales target product is delivered (or sold) to the minimum delivery rates.

In addition, the bansa is characterized by managing the supply (or delivery) of the product to be sold from the product manufacturer to the bansa and / or agents and / or merchants in accordance with the order request (or purchase request).

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the bansa according to an embodiment of the present invention, the bansa It is preferable to check and manage the supply date (or delivery date, or receipt date) and the supplied (or delivery, or receipt) product information for the product.

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the agency according to another embodiment of the present invention, It is preferable that Bansa receives the supply date (or delivery date) and the supplied (or delivery) product information of the product from the agency and confirms and manages it.

When the bansa order (or purchase request) at least one or more products to be sold from the product manufacturer, the product to be sold (or delivered) to the affiliated store according to another embodiment of the present invention, The bansa is provided with the supply date (or delivery date) and product information supplied (or delivery) for the product through the payment terminal device 1300 provided in the affiliated store, and / or through an agent managing the affiliated store It is preferable to receive the supply date (or delivery date) and the supplied (or delivery) product information for the goods and to check and manage them.

In addition, the bansa is characterized in that the product supplied (or shipped) from the product manufacturer is managed to be sold to the merchant visiting customers through the bansa-based dealer / merchant network, whereby the bansa-based bansa-based distributor / Preferably, an order management system (or order management server 200) is provided to manage the sale of at least one product manufactured (and / or distributed) by the product manufacturer to a merchant visiting customer through a merchant network.

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the bansa according to an embodiment of the present invention, the bansa Supplies (or delivers) the at least one merchant to final sale of the subject merchandise through at least one or more agents, and / or supplies (or delivers) the at least one merchant from the bansa, and supplies (or delivers) It is preferable to sell by selling the amount corresponding to the item in the transaction between the bansa and the merchant.

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the agency according to another embodiment of the present invention, It is preferable that the agent sells the product to be sold to at least one affiliated store that finally sells the product, and pays an amount corresponding to the supplied product in a transaction between the bansa and the affiliated store.

When the bansa order (or purchase request) at least one or more products to be sold from the product manufacturer, the product to be sold (or delivered) to the affiliated store according to another embodiment of the present invention, It is preferable that the affiliated store handles an amount corresponding to the supplied product in a transaction between the bansa and the affiliated store.

Payment processing between the bansa and the merchant is characterized in that it comprises any one of the post-payment payment, and / or debit payment, and / or prepaid payment.

The post-paid payment method between the bansa and the affiliated store according to an exemplary embodiment of the present invention may be performed when the product is finally sold to at least one merchant visited customer at the affiliated store after the product is pre-supplyed (or shipped) to the affiliated store. As a method of periodically performing payment processing after a predetermined period of time corresponding to the sold product, the burden on the affiliated store is minimized.

In the debit method payment between the bansa and the affiliated store according to another embodiment of the present invention, after the product is supplied (or delivered) to the affiliated store, the payment amount corresponding to the product supplied (or delivered) from the affiliated store is settled. As a method of processing, it may be applied when the sales performance of the merchant is low, or when the deferred payment process is overdue more than a prescribed number (or period).

In the prepaid payment method between the bansa and the affiliated store according to another embodiment of the present invention, when the order request (or a purchase request, or a delivery request) of the product is performed from the affiliated store to the bansa (or dealership), A method of prepaying the amount of the order request (or purchase request or delivery request) before supplying (or delivering) the product, wherein the merchant exceeds the order limit and requests the order (or purchase request or delivery request). Or when the sales performance of the merchant is low, or when the deferred payment process is overdue more than a prescribed number (or period).

According to another exemplary embodiment of the present invention, the distributor may sell at least one product manufactured (and / or distributed) by the product manufacturer in association with the bansa to the merchant visiting customer through the bansa-based dealer / merchant network. Wherein the merchant has an order management system for managing the sale of at least one product manufactured (and / or distributed) by the product manufacturer to the merchant visiting customer through the Bansa-based distributor / merchant network ( Or order management server 200 is preferably provided.

After the merchant on the bansa-based dealer / merchant network has received (or shipped) a predetermined product from the manufacturer of the product, and / or the product (or delivered) from the bansa and / or the agent, It performs the final sale of the supplied (or shipped) goods to at least one merchant visit customer.

The affiliated store may request an order (or a purchase request, or a delivery request) for at least one or more products to be sold to the bansa through a predetermined payment terminal device 1300, and / or at least one or more to the bansa through the agency. An order request (or a purchase request or a delivery request) is performed on a merchandise to be sold, so that the affiliated store stores the quantity of the order request (or purchase request or delivery request) among the goods already held by the bansa (or dealer). A corresponding product is supplied (or shipped) and finally sold.

When the order request (or purchase request, or delivery request) from the merchant, the bansa is characterized in that the screening the order limit quantity for the merchant, the order request (or purchase request exceeding the order limit quantity from the merchant) , Or to request delivery).

In addition, when the order request (or purchase request, or delivery request) from the merchant, the bansa exceeds the quantity of the order request (or purchase request, or delivery request) of the goods held by the bansa (or dealer) And if the quantity of the held product is less than the quantity of the order request (or purchase request or delivery request), the ban company sends the order request (or purchase request or delivery) from the merchant to the product manufacturer. It is preferable to request (or purchase) the requested product from the product manufacturer.

In the implementation method shown in FIG. 1, when at least one product manufacturer delivers (or sells) at least one product to bansa, the bansa supplies and sells the product to at least one or more merchants, or the product at the bansa. Selling the supplied goods to at least one affiliated store managed by the distributor through at least one or more dealers and sells the supplied goods to the affiliated stores that receive the strong goods from the bansa, and the merchants to the at least one merchant visiting customer This is for the final sale embodiment.

Referring to FIG. 1, the product manufacturer corresponds to a product manufacturing institution that manufactures (and / or distributes) at least one product to be sold through the bansa-based dealer / merchant network and delivers (or sells) to the bansa, The ban company corresponds to a merchandise sales agency that receives an order request (or purchase request) at least one product from the product manufacturer, and then receives the order request (or purchase request) from the product manufacturer, wherein the order The requested (or purchase requisition) product may be supplied (or delivered) from the product manufacturer to bansa, and / or supplied (or delivered) from the product manufacturer to the distributor, and / or supplied from the product manufacturer to the merchant ( Or delivery), and the present invention is not limited thereto.

In addition, in FIG. 1, the agency is a consignment sales agency consigning sales of at least one or more products sold by the bansa to at least one affiliated store, and / or at least one or more affiliated stores selling at least one or more products sold by the bansa. The merchant may distribute at least one or more products to the corresponding bansa (or distributor) after the request (or purchase request, or delivery request), the order request from the bansa (or distributor) ( Or a purchase requisition, or a delivery requisition), which corresponds to a final sales agency that receives (or delivers) a product and sells the product to at least one merchant visiting customer.

In FIG. 1, before the product manufacturer delivers (or sells) an order request (or purchase request) from the bansa to the bansa (for example, the order request (or purchase request) to the bansa) Before supplying (or delivering), and / or supplying (or delivering) to the agent, and / or supplying (or delivering) to the merchant, or during delivery (or sale), or delivery (or sale) After that, the payment amount for the product is characterized in that it is processed as sales of the product manufacturer (and / or bansa expenses), whereby the product manufacturer pays VAT (or income tax) on the payment amount There is an obligation to do so, and the bansa will be able to treat the payment as an expense.

According to the method of the present invention, after the order request (or purchase request, or delivery request) for the goods from the merchant to the bansa, the goods from the bansa and / or distributor is supplied (or shipped) to the merchant And / or the amount of payment for the product from the product manufacturer before, during, or after supply (or delivery) of the product to the merchant, or after the supply (or delivery) of the product; At the delivery price delivered from the product manufacturer to the bansa, at least one of the bansa profits and / or the agency fees and / or the goods storage fee and / or distribution costs and / or payment fees. The payment amount is characterized in that the sales of the bansa (and / or the merchant's expenditure) is processed, whereby the bansa And the obligation to pay the tax (or income) for the period payment occurs, the merchant is able to process the payment for expenses.

Hereinafter, the technical features of the present invention will be described in detail through an embodiment in which the bansa receives at least one product from at least one product manufacturer and distributes and supplies the bansa to an affiliated store on the bansa-based distributor / merchant network. However, it will be apparent that the product distribution / sale structure shown in FIG. 1 is not limited to the following examples.

2 is a diagram illustrating an order management system for goods sold through a bansa-based dealer / merchant network according to one embodiment of the present invention.

In more detail, FIG. 2 is a product sales scheme in which at least one product manufactured by at least one product manufacturer as shown in FIG. 1 is distributed through the bansa-based agency / merchant network and finally sold by at least one merchant. As an example of an embodiment of a system configuration for ordering and selling the target merchandise at a dealer / merchant on a bansa-based dealer / merchant network, the person having ordinary knowledge in the art to which the present invention pertains, By referring to and / or modifying the Figure 2 can be inferred from the various implementation methods for the system configuration for ordering the ordered product and payment of the ordered product in the dealer / merchant on the bansa-based dealer / merchant network, the present invention Includes all of the inferred implementation methods , To which the present invention is not limited to the particular embodiments of methods depicted in the figure 2.

The payment terminal device 1300 provided in the affiliated store (or dealership) has a function of communicating with a specific server among at least one or more servers provided in the bansa through the payment network provided by the bansa, and at least to be transmitted to the server And a function of generating one or more telegrams, and a function of transmitting and receiving the generated telegrams with the server through the payment network, and an electronic settlement service using a predetermined electronic settlement means based on the function. In addition, according to the present invention will perform the order processing of goods sold through the Bansa-based dealer / merchant network. Hereinafter, for convenience, the affiliated store (or agency) is referred to as an "affiliated store".

According to an embodiment of the present invention, the payment terminal device 1300 is a product sold through a Bansa-based dealer / merchant network according to the present invention, in addition to the customer payment mode for the electronic payment service using the predetermined electronic payment means. It is preferable to have a plurality of operation modes for order processing of, the operation mode is selected and / or selected by the key event, and / or menu selection generated by the key input device provided in the payment terminal device 1300 Or it is preferable that the conversion and / or recovery, the preferred embodiment of the payment terminal device 1300 for processing the order will be described in detail with reference to Figure x.

Referring to FIG. 2 according to an embodiment of the present invention, the payment terminal device 1300 uses a predetermined merchant-side payment network 265-1 to process an order of goods sold through the bansa-based dealer / merchant network. It is preferable to communicate with the order management server 200 provided in the bansa through, create a predetermined message corresponding to a predetermined operation mode and transmit to the order management server 200 through the payment network, the order Receive a full text corresponding to the transmitted full text from the management server 200 through the payment network.

According to another exemplary embodiment of the present disclosure, the payment terminal device 1300 may include at least one wired terminal including a predetermined card reader device and a desktop computer and / or a laptop equipped with a card reader program. In this case, the payment network may include a Transmission Control Protocol / Internet Protocol (TCP / IP) based wired network to which the wired terminal is connected, and the order management server 200 may be a web server connected to the TCP / IP based network. However, the present invention is not limited thereto. In addition, the payment terminal device 1300 may include a personal communication system (PCS) and / or a global system for mobile communications (GSM) terminal and / or a personal digital cellular phone equipped with a predetermined card reader module and a card reader program. Personal Digital Cellular (PDC) and / or Personal Handyphone System (PHS) terminals and / or Personal Digital Assistants (PDAs) and / or Smart Phones and / or Telematics and / or And a wireless terminal including at least one DataTAC / Mobitex type wireless data communication terminal and / or at least one IEEE 802.16 based portable Internet terminal, in which case the payment network is a CDMA based mobile communication network and / or DataTAC / Mobitex A wireless network including at least one or more based wireless data communication networks and / or IEEE 802.16 based high speed wireless Internet networks. The order management server 200 may be a wireless server connected to the wireless network, but the present invention is not limited thereto.

The bansa (or a system management agency affiliated with bansa) comprises a server system of the order management system for the goods sold through the bansa-based dealer / merchant network, the order management system is a predetermined merchant side The order management server 200 is connected to the payment terminal device 1300 through a payment network 265-1 to perform an order processing function according to the present invention, and the order management server 200 is connected to the payment terminal device ( 1300, in conjunction with the DBMS (DataBase Management System) 270 for storing and managing information necessary for order processing for products sold through Bansa-based dealer / merchant network, in conjunction with the order management server 200 Shipping management server 255 for managing the delivery of the ordered goods, and payment processing to process the payment of the order goods required in the order processing process It comprises a member (260).

Referring to FIG. 2 according to an embodiment of the present invention, the DBMS 270 may include at least one merchant information for finally selling a product sold through the bansa-based distributor / merchant network and orders to the merchant. The order history information including the approved order history, the order payment information including the order payment history for the ordered product, and the point information including the points accumulated in the affiliated store corresponding to the order payment are stored and stored. Characterized in that comprises a merchant D / B (271).

Merchant information included in the affiliated store D / B 271 is the bansa-based dealership among a plurality of affiliated stores having the payment terminal device 1300 connected through the bansa and a predetermined affiliated store payment network 265-1. Merchant information for the final sale of goods sold through the merchant network, wherein the merchant information includes merchant information, representative information, merchant number information, business registration number information, business status information, item information, telephone number information, merchant location information, It is preferable to include at least one or more bansa information.

The order history information included in the affiliated shop D / B 271 may include at least one order history approved by the order management server 200 among order request information requested from the affiliated store. The order history information includes the date and time of approval of the order request requested from the merchant, the order approval code (or order rejection reason code) information, the at least one order product code, the order product information, the order quantity and the approved order. It is preferable that the order product price and at least one or more payments included for each order product.

In addition, each order is preferably associated with at least one or more payment information. If the order payment processing for the order history is processed for each order, the order history information is preferably one-to-one matching with the predetermined order payment information.

Alternatively, when at least one order history can be processed through one order payment, the order history information may be matched with at least one order payment information.

The order payment information included in the affiliated shop D / B 271 may include order payment related information corresponding to an order payment amount corresponding to the order history information of the affiliated shop, and the order payment information may include at least Payment information (e.g., payment amount information and fee information, etc.) for one or more orders; payment processing information (e.g., payment method information, payment processing date information, payment processing date information, and payment authorization at the time of payment) Number, etc.), and at least one payment method information and delinquent information (e.g., in case of debit / postpay payment method, delinquent day / month information, delinquent amount information, delinquent fine information, etc.). It is preferable to make.

The point information included in the affiliated store D / B 271 may include point related information accumulated in the affiliated store and / or used by the affiliated store when processing an order payment corresponding to the order settlement information. The point information may include point card information issued to the affiliated store, points accumulated in the affiliated store corresponding to the order settlement amount, point operation information for the accumulated points, and the point operation information. It is preferable to include at least one or more points used in order payment corresponding to the order payment information.

The sales management information included in the affiliated store D / B 271 may include sales related information for selling the ordered product to at least one affiliated store visitor at the affiliated store, and the affiliated customer may be selected. When the purchase price of the commodity is paid through the electronic payment means of the product, product code information sold to the customer and payment history information corresponding to the payment processing using the electronic payment means, and / or the merchant customer receives the product through cash When the purchase price is paid, at least one product code information sold to the customer and cash receipt information corresponding to the cash settlement process are included.

In addition, the DBMS 270 is the product order information approved of the order request requested to the order management server 200 from at least one merchant in accordance with the present invention, merchant information corresponding to the order approved product, and the order It characterized in that it comprises an order management D / B (272) for storing and processing the delivery management information corresponding to the approved product.

The product order information of the order management D / B 272 is approved by the order management server 200 of the order request information requested from the merchant information for the final sale of goods sold through the Bansa-based dealer / merchant network And order processing information for the ordered goods, wherein the product order information includes the merchant information ordering the goods, the date and time information, payment method information, payment processing information, and the order request requested from the merchants; At least one or more ordered product code, ordered product information, order quantity, ordered product price, and ordered price of each ordered product are preferably included.

Delivery management information of the order management D / B (272) is characterized in that it comprises information for managing the delivery of the goods corresponding to the product order information to the affiliated store, the scheduled delivery date information and the goods to be shipped Corresponding order approval code information, location information (e.g., product manufacturer, warehouse, transport, etc.) of the goods to be delivered; and delivery information (e.g., delivery date, warehouse receipt date, warehouse release date, transport vehicle information, etc.) And at least one delivery date information is preferably included.

In addition, the DBMS 270 stores and stores the product code information for at least one or more products sold through the bansa-based dealer / merchant network, the product information for the product, and the inventory management information in accordance with the present invention The inventory management D / B 274 is characterized in that it comprises.

The product code information of the inventory management D / B 274 is code information for identifying a specific product manufactured by a predetermined product manufacturer, and barcode information of at least one product sold through the bansa-based dealer / merchant network. (For example, one-dimensional barcode information, two-dimensional barcode information, color code information, etc.), and / or RFID code information corresponding to the RFID tag attached to the consignment goods (eg, Electronic Product Code (EPC), ISO code, U-Code, etc.), and / or at least one predetermined product code assigned to the product according to the specification defined by the bansa, and the present invention is not limited by the specific code standard.

The product code information is preferably the same product code is defined in the same type of goods manufactured by the same manufacturer (or manufacturer). For example, if the product code information is EPC-based RFID code information, the product code information corresponds to an object code of the RFID code. Alternatively, if the consignment product code follows the code system defined by the consignment sales requesting institution, the product code corresponds to code information defined in the same product among the code systems defined by the consignment sales requesting institution.

The commodity information of the inventory management D / B 274 is information corresponding to a commodity manufactured by a predetermined commodity manufacturer. The commodity information, commodity price information (for example, commodity selling price), commodity manufacturer (or origin) information And at least one product description information.

The inventory management information of the inventory management D / B 274 delivers a specific product (eg, a product corresponding to the product code information and product information) manufactured by a predetermined product manufacturer to an affiliated store on the bansa-based agency / merchant network. Inventory related information on the goods held by the bansa before the product, product manufacturing information about the product, inventory information, delivery information including the delivery date and delivery quantity for the product from the product manufacturer, inventory management It is preferable that the information includes at least one person in charge.

If the product is directly delivered from a product manufacturer to an affiliated store on the bansa-based distributor / merchant network, the inventory management information may be linked with the product manufacturer server to store stock related information about the product.

In addition, the DBMS 270 stores an order limit policy for determining an order limit for an order request of the affiliated store based on order payment information of a specific affiliated store stored in the affiliated store D / B 271 according to the present invention. And a policy D / B 273.

The order limit policy of the limit policy D / B 273 may allow the merchant to order the product based on order payment information and / or sales management information of the merchant selling the product on the Bansa-based agency / merchant network. Policy information for determining the maximum order limit quantity based on the policy information for determining the maximum order limit quantity, and / or delinquent information for the order payment amount included in the order settlement information, the policy information for determining the maximum order limit quantity according to the payment method of the merchant. Characterized in that made.

For example, the order limit policy may include policy information for rejecting an order request from the affiliated store until the maximum order limit amount decreases according to the delinquent days / months of the order settlement amount, and / or until the delinquency is resolved. Can be. In addition, the order limit policy may include policy information for increasing the maximum order limit quantity according to the sales performance included in the sales management information when there is no delinquency in the affiliated store.

Referring to Figure 2, the order management server 200 from the payment terminal device 1300 provided in at least one merchant through a predetermined merchant side payment network (265-1) through the bansa-based distributor / merchant network Full-text order request for the merchandise for sale, the specialized receiving unit 210, at least one or more order request information from the order request professional received through the professional receiving unit 210, the information extraction unit 215, and the extracted order Order limit confirmation unit 240 for checking the order limit for the order request affiliates based on the request information and the information stored in the DBMS 270, and order request approval to approve the order request based on the order limit check result Specialized generation unit 230 for generating an order approval full text including the order request approval result generated by the order request approval unit 235, and the order request approval unit 235, It characterized in that it comprises a specialized transmission unit 205 for transmitting to the payment terminal device 1300 provided in the affiliated store through the merchant side payment network (265-1).

In addition, the order management server 200 is based on the order request information and the information stored in the DBMS 270 upon approval of the order request requested from the merchant by the order request approval unit 235 to the order request product It is preferable to further include a stock checking unit 245 for checking the stock for.

In addition, the order management server 200, upon approval of the order request requested from the merchant by the order request approval unit 235, based on the order limit check result, the post-paid payment and / or debit for the order product Selecting at least one payment method of payment and / or prepaid payment, and processing an order payment for the ordered product through a selected payment method in association with the payment terminal device 1300 and / or payment processing server 260; It is preferable to further provide an order payment unit 220.

In addition, the order management server 200 is approved by the order request request from the merchant by the order request approval unit 235, when the order payment is normally processed by the order payment unit 220, It is preferable to further include a point processing unit 250 for generating predetermined point information corresponding to the order payment to accumulate to the affiliated store, and the point processing unit 250, when the accumulated points exceed a predetermined standard, the order payment In conjunction with the unit 220, it is preferable to process the order payment amount through the point when payment for the order product.

In addition, the order management server 200 is approved by the order request approval unit 235 the order request requested from the merchant, the predetermined corresponding to the inventory check result of the ordered goods by the inventory check unit 245 Calculating a scheduled delivery date of the shipment, generating delivery processing information including the scheduled delivery date, the order request merchant information, and at least one shipping destination information corresponding to the order request merchant and providing the delivery management server 255 to the delivery management server 255; It is preferable to further provide a delivery processing unit (225).

The professional receiving unit 210 and the professional transmitting unit 205 are provided with payment terminal devices 1300 provided in at least one or more merchants through a predetermined merchant-side payment network 265-1 of the electronic payment processing system provided in the bansa It is preferable to correspond to the external system to which the communication channel is connected.

The specialized receiving unit 210 is characterized in that for receiving at least one or more messages transmitted from the payment terminal device 1300 provided in the affiliated store through the merchant side payment network (265-1), the received full text is Full order request for product sold through the bansa-based dealer / merchant network, and / or full order cancellation request, and / or full order payment approval request for the order product, and / or order payment approval for the order product Full text of cancellation and / or full payment approval request for payment approval processing for the sold goods when the ordered product is sold and paid by the merchant to a predetermined merchant visiting customer, and / or payment for the goods sold Write down the full payment approval for the cancellation of approval and / or the delivery confirmation for checking the delivery of the product to the merchant. It characterized in that it receives one or more specialized.

However, in the following embodiments, if a person having ordinary knowledge in the technical field to which the present invention belongs, the cancellation corresponding to the request full text (eg, order request full text, order payment approval request text, payment approval request text) Since the full text (eg, order cancellation full, order payment cancellation full, payment cancellation full) can be easily inferred, the embodiment of the cancellation full text is omitted for convenience.

When at least one or more full texts are received through the full text receiver 210, the information extracting unit 215 reads the received full text structure to identify the type of the received full text. The function of confirming the type of may be processed through a separate professional confirmation unit (not shown), whereby the present invention is not limited.

According to an exemplary embodiment of the present invention, the information extracting unit 215 may be configured to configure the information contained in the received preamble order specification, and / or order cancellation professional specification, and / or order settlement approval request preamble standard, And / or matching the at least one specialized specification of the order payment cancellation cancellation specification, and / or the payment approval request specialization specification, and / or the payment approval cancellation specification, thereby confirming the specialized type received through the specialized reception unit 210. It is desirable to.

According to another exemplary embodiment of the present invention, when the full text received through the full text receiver 210 includes a predetermined full text identifier (for example, an identifier for identifying the type of full text), the information extracting portion 215 may be used. By reading the identifier included in the received telegram, it is preferable to confirm the type of the telegram received through the telegram receiver 210.

When the type of the preamble received through the premise receiving unit 210 is confirmed, the information extracting unit 215 may be configured for the order processing and / or order payment processing and / or sales settlement processing according to the present invention from the received preamble. At least one information is extracted.

When a predetermined order request text is received through the specialized receiver 210 according to the embodiment of the present invention, the information extracting unit 215 extracts at least one order product code information and the ordered product from the order request text. It is preferable to extract order request information including at least one or more merchant information requested by the order, and the extracted order request information is provided to the order limit checking unit 240.

The order limit checking unit 240 extracts and reads order payment information stored in association with the affiliated store information in the affiliated store D / B 271 on the DBMS 270 based on the affiliated store information extracted from the full order request. By doing so, it is characterized in that whether the delinquent information (eg, unpaid information after the scheduled payment date) exists for the order settlement amount in the affiliated store.

When there is no delinquency information for the affiliated store as a result of the checking, the order limit checking unit 240 is stored in association with the affiliated store information (and / or order payment information) in the affiliated store D / B 271. By extracting the sales management information of the merchant and applying the order limit policy based on the sales performance of the product corresponding to the order product code, the maximum order limit that can order the product corresponding to the order product code at the merchant maximum Identify the quantity and / or available payment methods.

At this time, if the sales performance of the merchant is excellent, the maximum order limit quantity increases within a certain range, the available order payment method can be switched from prepaid to debit, and also debit to postpay. .

Or, if there is delinquent information for the affiliated store as a result of the confirmation, the order limit checking unit 240 applies the order limit policy based on the delinquent information, the product corresponding to the order product code in the merchant It is characterized in that the maximum order limit number that can be ordered to the maximum, and / or check the available payment method.

At this time, the order quantity is reduced and / or rejected according to the delinquent information of the merchant, the available order payment method can be switched from postpay to debit, and debit to prepay.

According to one embodiment of the present invention, when the order quantity of the merchant for the product requested by the merchant exceeds the maximum order limit quantity, the order limit checking unit 240 determines that the order quantity of the merchant is the maximum order. It is preferable to adjust within a frequency.

Alternatively, when the maximum order limit quantity for the affiliated store is '0', it is preferable that the prepaid order payment for the order request is processed for approval of the order request.

According to another exemplary embodiment of the present invention, when the order quantity of the merchant for the product requested by the merchant exceeds the maximum order limit, the order payment method applicable to the merchant is a postpaid order payment method, the order Also, the checker 240 converts the order payment amount for the goods requested by the merchant to the debit / prepaid type for payment of the order quantity of the merchant and then processes the payment, and approves the order request of the merchant. It is desirable to.

Alternatively, when the maximum order limit quantity exceeds, if the order payment method applicable to the merchant is a direct debit order payment method, the order limit check unit 240 is requested by the merchant order for approval of the order quantity of the merchant After converting the order payment amount for the product to a prepaid form and payment process, it is preferable to approve the order request of the merchant. In this case, the order payment method is preferably applied only to the product exceeding the maximum order limit, the order payment method is preferably restored to a payment method applicable to the merchant.

When a predetermined order settlement approval request text is received through the specialized receiving unit 210 according to an embodiment of the present invention, the information extraction unit 215 may include at least one or more corresponding to a payment method from the order settlement approval request text. It is preferable to extract payment processing information for the order settlement product, and the extracted payment processing information is provided to the order payment unit 220.

According to the implementation method of the present invention, the order settlement approval request is sold through the bansa-based dealer / merchant network through the merchant owner (or merchant representative, or the merchant through the payment terminal device 1300 provided to the merchant) Payment approval is preferably requested using an electronic payment means (eg, credit card payment means, check card payment means, debit card payment means, etc.) of the person who sells the final product.

According to another embodiment of the present invention, the order payment may be made through the payment means of any one of cash payment and / or non-payment deposit and / or bill payment from the merchant to the bansa, thereby limiting the present invention Not.

The order payment approval request is characterized in that it comprises at least one or more of the payment method of prepaid order payment method, and / or debit order payment method, and / or postpay order payment method, which is provided in the merchant The payment terminal device 1300 is switched to the order settlement mode of any one of a prepaid order settlement mode, a debit order settlement mode, or a postpaid order settlement mode.

The prepaid order payment method is a payment method in which the order request is approved after prepaying an order payment amount corresponding to the order request when the order request for the product is made from the affiliated store to the bansa, mainly the merchant D / It is a payment method applied to non-superior merchants in which order information of B 271 includes overdue information of a predetermined number of times.

According to an embodiment of the present invention, the payment terminal device provided in the affiliated store for the prepaid order payment is a prepaid order payment mode for the order payment processing for the order payment amount to be approved of the order request Is preferably converted to.

The direct debit order payment method when the order request for the goods from the merchant to the bansa, after the order request is approved in advance, before the order goods are delivered to the merchant and / or at the time of delivery As a method of processing a payment amount, there is no delinquency information in the order settlement information of the affiliated store D / B 271, but the general affiliated store does not have a sales record higher than the standard in the sales management information of the affiliated store D / B 271. Applicable payment method.

The post-pay order settlement method is the order payment amount on the predetermined payment scheduled date after the order product is delivered to the merchant after the order request is approved in advance, when the order request for the product from the merchant to the bansa Payment processing and / or payment of the amount corresponding to the unsettled payment history information and / or cash receipt information included in the sales management information after the delivered product is sold to the merchant visiting customer. In particular, there is no delinquency information in the order settlement information of the affiliated store D / B 271, and the payment method is applied to a superior affiliated store having sales results higher than the standard in the sales management information of the affiliated store D / B 271.

When a predetermined payment approval request message for selling the product is received at the affiliated store through the specialized reception unit 210 according to the embodiment of the present invention, the information extracting unit 215 reads the payment approval request message in full. By providing to the payment processing server 260, it is preferable that the payment processing for the goods sold in the affiliated store is carried out, and according to the implementation method for the payment approval request is the payment terminal device 1300 in the payment processing server May be sent directly to (260).

After the order limit confirmation process and / or prepaid order settlement process is performed, the result is preferably provided to the order request approval unit 235, and the order request approval unit 235 is the affiliated store. Approve / reject processing of the order request of the merchant based on the result of the order limit check result and / or prepaid order payment processing result.

When the order request of the affiliated store is approved according to an embodiment of the present invention, the order request approval unit 235 generates a predetermined order approval code corresponding to the order request approval of the affiliated store and responds to the order request. Order history information (eg, order product code information and order quantity corresponding to each order product (or order quantity adjusted according to the order limit policy)) and / or order payment information (eg, debit / postpay order) When the payment is applied, the order payment amount and the scheduled payment date, and / or the payment approval details, etc. when the prepaid order payment, etc.) is provided to the full text generation unit 230, the order history information and order payment information It is characterized by storing in the affiliated store D / B (271) on the DBMS (270) by processing in conjunction with the affiliated store information.

According to another exemplary embodiment of the present invention, when the order request of the affiliate is rejected, the order request approval unit 235 generates a predetermined order rejection reason code corresponding to the rejection of the order request of the affiliated store, and rejects the order. The reason code and order history information corresponding to the order request (for example, order product code information and order quantity corresponding to each order product (or order quantity adjusted according to the order limit policy) information); It characterized in that it is provided, and furthermore, it is preferable to store the order history information rejected by the order request in association with the affiliated store information in the affiliated store D / B 271 on the DBMS (270).

The inventory confirmation unit 245 is the order product code included in the order request information when the order request approval (or prepaid order payment is approved) requested by the merchant by the order request approval unit 235 By extracting and reading the inventory management information stored in association with the product code information in the inventory management D / B 274 of the DBMS 270 on the basis of, it is possible to immediately deliver the goods requested by the merchant to the merchant Characterized by checking whether there is a stock, and provides the result to the delivery processing unit 225.

When it is confirmed that sufficient inventory of the ordered product requested by the merchant exists in the inventory management information, the delivery processing unit 225 calculates an immediate delivery date (eg, up to 5 days from the order date) of the ordered product. And confirming the delivery product code information and / or the delivery product information and / or the delivery product quantity information to be delivered to the affiliated store from the order history information, and the expected delivery date and the delivery product code information and / or the delivery product information and / or And generating delivery processing information including at least one delivery product quantity information to the delivery management server 255, wherein the delivery management server 255 delivers the shipment from the warehouse based on the delivery processing information. Managing the delivery of goods to the merchant.

In addition, when it is confirmed that at least one or more sufficient stocks for the ordered product requested by the merchant are not present in the inventory management information, the delivery processing unit 225 may reserve the scheduled delivery date for the ordered product (eg, the maximum from the order date). Within 5 days), and confirming the delivery product code information and / or the delivery product information and / or the quantity of the delivery product to be delivered to the affiliated store from the order history information, and the scheduled delivery date and the delivery product code information and / or And generating delivery processing information including at least one delivery product information and / or delivery product quantity information to the delivery management server 255, wherein the delivery management server 255 provides the delivery processing information. On the basis of that the goods that do not have sufficient stock are requested by delivery from each product manufacturer It also manages to ship the delivery goods from the warehouse based on the delivery processing information and to deliver to the merchant.

The order payment unit 220 confirms a predetermined order payment method of a prepaid order payment, a debit order payment, or a postpaid order payment corresponding to the affiliate store that requested the order product, and confirms the order payment In accordance with the method characterized in that the payment processing the order payment amount corresponding to the order product in connection with the payment terminal device 1300 provided in the merchant.

The order payment unit 220 calculates an order payment amount corresponding to the order request when the order request for the product from the merchant to the bansa for the prepaid order payment processing, and calculates the calculated order payment amount By providing to the professional generation unit 230, request a prepaid order payment for the order payment amount to the payment terminal device 1300 provided in the merchant, the prepaid order payment from the payment terminal device 1300 Is requested (e.g., when an order payment approval request message is received through the professional receiving unit 210), the prepaid order payment is processed in connection with the payment processing server 260, and the payment Check the prepaid order payment history in connection with the processing server 260, and provides the result to the order request approval unit 235, the order request approval unit After performing the order request approval procedure (235), the order payment details are processed in association with the affiliated store information and stored in the affiliated store D / B 271.

The order payment unit 220 when the order payment for the order product is requested in the payment terminal device 1300 provided in the merchant for the debit order payment processing (for example, order through the professional receiving unit 210) When a payment approval request is received in full), the debit type payment is processed in connection with the payment processing server 260, and the debit type payment details are linked to the payment processing server 260. The result of the check is stored (or updated) in the order settlement information of the affiliated store D / B 271.

The order payment unit 220 when the order payment for the order product is requested in the payment terminal device 1300 provided in the merchant for the post-payment order payment processing (for example, order through the professional receiving unit 210) When a payment approval request is received in full), the post-pay order payment is processed in connection with the payment processing server 260, and the post-pay order payment details are linked to the payment processing server 260. The result of the check is stored (or updated) in the order settlement information of the affiliated store D / B 271.

In addition, the order payment unit 220 when the order request for the product to the bansa in the payment terminal device 1300 provided in the merchant for the post-pay order payment processing for the goods sold in the merchant, the merchant The predetermined amount of money is extracted by extracting predetermined payment history information and / or cash receipt information from the sales management information linked to the affiliated store information in the D / B 271, and the calculated amount is calculated by the full text generation unit 230. By providing to, if the payment terminal device (1300) provided in the merchant request a postpay order payment for the settlement amount, the payment terminal device (1300) when the postpay order payment is requested (for example, full text) When the full payment order approval request is received through the receiving unit 210), in connection with the payment processing server 260 characterized in that for processing the post-payment type payment, characterized in that the payment process In connection with the server 260 checks the post-payment payment history and stores the result (or update) in the order payment information of the merchant D / B (271).

Upon receiving a predetermined order request message through the specialized receiver 210, the expert generator 230 may request an order approval code and order history information corresponding to the order request message from the order request approval unit 235, and / or The order payment information is provided, and a predetermined order approval full text including the order approval code, order history information, and / or order payment information is generated and provided to the specialized transmission unit 205.

Upon receiving a predetermined order request message through the specialized receiver 210, the specialized generator 230 provides an order rejection reason code and order history information corresponding to the full order request from the order request approval unit 235. And generating a predetermined order approval text including the order approval code, order history information, and / or order payment information, and providing the order approval message to the specialized transmission unit 205.

Upon receiving a predetermined order settlement approval request message through the specialized receiving unit 210, the specialized generation unit 230 may order an order settlement approval full text corresponding to the order settlement approval request text from the order settlement unit 220. Or order payment approval history), and generates a predetermined order payment approval message to be transmitted to the payment terminal device 1300, characterized in that provided to the specialized transmission unit 205.

The specialized transmission unit 205 may provide the order processing-related full text including at least one or more of an order approval expert and / or an order settlement approval request message generated by the expert generation unit 230. It is characterized in that for transmitting to the payment terminal device 1300 provided in the affiliated store through 1).

According to an exemplary embodiment of the present invention, when the order approval full text includes an order approval code (or order rejection reason code), order history information, and / or order payment information, the payment terminal device receiving the order approval full text ( 1300 completes the order processing process.

According to another exemplary embodiment of the present invention, when the order approval preamble includes an order approval code (or order rejection reason code), order history information, and / or order payment information, the prepaid order payment information is included in the order. The payment terminal device 1300 receiving the approval message converts the operation mode into the prepaid order settlement mode, and generates a predetermined order settlement approval request text corresponding to the prepaid order settlement. And the order settlement approval message corresponding to the order settlement approval request message is received from the order management server 200.

3 is a diagram showing a preferred configuration of information on affiliated stores stored in affiliated store D / B 271 according to the method of the present invention.

More specifically, Figure 3 is a preferred information configuration for the merchant information for the final sale of goods sold through the bansa-based dealer / merchant network among the merchants on the bansa-based dealer / merchant network, it is common in the technical field to which the present invention belongs If the person skilled in the art, various additional information about the merchant information associated with the credit card company (or financial company) and the electronic payment service according to the business status / item and / or additional service type of the merchant by referring to and / or modifying the Figure 3 The configuration may be inferred, but the present invention is not limited by the inferred information configuration. For example, when a predetermined discount coupon service is affiliated between the affiliated store and the card company (or financial company), the affiliated store information may further include an information structure for the discount coupon service.

Referring to FIG. 3, the affiliated store information stored in the affiliated store D / B 271 includes affiliated store information, representative information, affiliated store number information, business registration number information, business status information, item information, telephone number information, and merchant location information. It includes at least one, and the affiliated store information is processed in association with predetermined agency information for managing the affiliated store.

The merchant information is the trade name of the business registration certificate for the merchant affiliated with the card company (or financial company) and the electronic payment service, and the payment terminal provided in the merchant at a payment server 275 provided at the card company (or financial company). It is included in the payment approval message sent to the device 1300.

The representative information includes a representative name and a representative social security number on a business registration certificate for a merchant affiliated with the card company (or financial company) and an electronic payment service, and corresponds to a taxable image on the merchant sales corresponding to the payment amount.

The affiliated store number information includes at least one of a terminal unique number corresponding to the payment terminal device 1300 provided at the affiliated store, and / or an affiliated store unique number provided at a bansa or a card company (or a financial company) by matching with the terminal unique number. It consists of a unique number, and usually consists of 6 to 16 digits. If the affiliate store number is 6 digits, up to 999,999 unique affiliate store numbers may be displayed.

The business registration number information is a business registration number written on a business registration certificate for a merchant affiliated with the card company (or financial company) and an electronic payment service, and is issued by the tax office having jurisdiction over the merchant location, and based on the business registration number. Tax on sales is charged.

The business status information and the item information are the business status and the item on the business registration certificate for the affiliated store affiliated with the card company (or financial company) and the electronic payment service, and the fee rate for the payment amount is determined based on the business status information and the item information.

The telephone number information includes a wired telephone number provided to the affiliated store, and the affiliated store location information includes the affiliated store address.

Distributor information that is processed in association with the affiliated store information is characterized in that for managing the affiliated store on the bansa-based dealer / merchant network.

According to an exemplary embodiment of the present invention, it is preferable that a distribution warehouse for at least one or more merchandise to be provided to the affiliated store is provided to the distributor.

4 is a diagram showing a preferred configuration of information on the order history information stored in the affiliated store D / B 271 according to the embodiment of the present invention.

More specifically, Figure 4 is a preferred information configuration for order history information corresponding to the order request of the merchant that finally sells goods sold through the bansa-based dealer / merchant network among the merchants on the bansa-based dealer / merchant network, Those skilled in the art will be able to infer various additional information configurations for the order history information by referring to and / or modifying the present invention, but the present invention may be inferred by the inferred information configuration. This is not limited.

Referring to FIG. 4, the order history information stored in the affiliated store D / B 271 may be included in order approval date and time of approval of the order request of the affiliated store, order approval code (or order rejection reason code), and the order product. It characterized in that it comprises at least one or more order product information, including order product code, product information, order request quantity, order quantity, order product unit price and payment amount information.

The order approval date and time information is the date / time information received the full order request from the payment terminal device 1300 provided in the merchant, and / or order approval by the order request approval unit 235 of the order management server 200 The code (or order rejection reason code) includes at least one or more generated date / time information.

The order approval code information includes an order approval code generated by the order request approval unit 235 of the order management server 200 when an order is approved for the order request of the affiliated store, and is based on the order approval code. As such, it is preferable that the debit / postpay order payment for the order is processed. The order rejection reason code may include an order rejection reason code generated by the order request approval unit 235 of the order management server 200 when the order is rejected for the order request of the affiliated store. The merchant can confirm why the order request was rejected.

The order product code of the order product information includes product code information corresponding to a product requested by the affiliate store and order approved by the order management server 200, and barcode information corresponding to the order approved product ( For example, one-dimensional barcode information, two-dimensional barcode information, color code information, and the like, and / or RFID code information (eg, EPC, ISO code, U-Code, etc.) corresponding to the RFID tag attached to the consignment product, And / or at least one predetermined product code assigned to the product according to the standard defined by the bansa.

The product information of the order product information includes product name information, product price information (eg, product selling price), product manufacturer (or country of origin) information, and at least one or more product description information of the approved product.

The order request quantity of the order product information includes the number of products requested by the merchant to the order management server 200 through a predetermined order request message, and the order quantity of the order product information corresponds to the order request. It is made to include the actual quantity of orders approved by the merchant.

For example, as a result of confirming an order limit corresponding to the order request, when the order request quantity is less than the maximum order limit quantity of the affiliated store, the order request quantity and the order quantity have the same value. If the order limit check corresponding to the order request indicates that the order request quantity exceeds the maximum order limit quantity of the affiliated store, the order quantity is adjusted to be within the maximum order limit quantity, and / or prepaid for the ordered product. After payment of the type order, it can be processed to the same value as the order request quantity.

The order product price of the order product information includes a supply cost for supplying the order product from the bansa to the affiliated shop requesting the order, and the payment amount of the order product information is calculated by multiplying the order quantity by the order product price. Amount.

The order settlement amount (or total amount) is an amount calculated by adding up the settlement amount of the order product information, and the merchant ordering the order product pays an amount corresponding to the order settlement amount in advance, and / or debit. Payment (or payment processing) should be made to the bansa through at least one or more of the type order settlement and / or post-payment order settlement.

FIG. 5 is a diagram showing a preferred information structure for order payment information stored in the affiliated store D / B 271 according to the embodiment of the present invention.

In more detail, Figure 5 is a preferred information configuration for the order payment information corresponding to the order history of the merchant that finally sells the goods sold through the bansa-based dealer / merchant network among the merchants on the bansa-based dealer / merchant network, Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 5 to infer various additional information configurations for the order settlement information, but the present invention may be inferred by the inferred information configuration. This is not limited.

Referring to FIG. 5, the order payment information stored in the affiliated store D / B 271 includes payment information including an order payment amount and a fee, and an order payment including at least one of a prepaid type, a debit type, and a postpaid type. And payment processing information including a payment method, a payment scheduled date, a payment processing date, a payment approval number, and a payment means information including at least one payment means and a card number.

The order payment amount of the payment information of the payment information is matched with the order payment amount of the order history information shown in FIG. 4, and the fee of the payment information is charged to the order payment amount in payment of the order payment amount. Including fees.

However, when the order settlement method includes a postpaid order settlement method including only an amount for a product sold to at least one customer at the affiliated store, the two-door settlement amount is an order of the order history information shown in FIG. It does not have to match the payment amount.

The payment method is a prepaid order payment for prepaying the order payment amount corresponding to the order request when the order request for the product from the merchant to the bansa, and / or after the order request is pre-approved, the order Before the goods are delivered to the merchant and / or at the time of delivery, the debit order payment for payment processing of the order payment amount, and / or after the order request is approved in advance, the order goods are delivered to the merchant. Then, the payment of the order payment on a predetermined scheduled date of payment, and / or after the delivered goods are sold to the customer visiting the merchant, the unsettled payment history information and / or cash receipt included in the sales management information. It includes at least one post-pay order payment for payment processing of the amount corresponding to the information.

The settlement date of the payment processing information includes date and time information for which the affiliate is scheduled to process an order settlement amount, and the settlement processing date of the settlement processing information includes payment of the order settlement amount through a predetermined settlement means. It includes the date and time of processing, and the payment approval number of the payment processing information includes a payment approval number for the order payment processed on the payment processing date.

When the order settlement method is prepaid according to an embodiment of the present invention, the scheduled payment date and the payment processing date preferably include the same date as the order approval date of the main affairs information, and the payment approval number is the prepaid type. It is preferable to include the payment approval number included in the payment authorization details.

At this time, since the order payment amount was processed in advance, the number of delinquent days and the delinquent amount of the delinquent information are '0', respectively.

According to another exemplary embodiment of the present invention, when the order settlement method is a debit type, it is preferable that the scheduled payment date includes the same date as the scheduled delivery date of the ordered product, and the payment processing date is actually the payment processing date. It is preferable to include the date of the purchase.

If the order payment amount is not processed after the scheduled payment date, the delinquent days are counted from the scheduled payment date, and the delinquent amount is charged a predetermined delinquency penalty corresponding to the delinquent days. It is preferable.

On the other hand, when the order payment amount (or the delinquent amount) is processed on the payment processing date, the payment approval number preferably includes the payment approval number included in the debit-type payment approval details.

According to another exemplary embodiment of the present invention, when the order payment method is postpaid, it is preferable that the scheduled payment date includes a month / day contracted to process the order payment amount, and the payment processing date is the order settlement date. Preferably, the amount includes the date the payment was actually processed.

If the order payment amount is not processed after the scheduled payment date, the delinquent days are counted from the scheduled payment date, and the delinquent amount is charged a predetermined delinquency penalty corresponding to the delinquent days. It is preferable.

On the other hand, when the order payment amount (or the delinquent amount) has been processed on the payment processing date, the payment approval number preferably includes the payment approval number included in the postpaid order payment approval details.

The payment means of the payment means information is made by including the type of payment means (for example, credit card, check card, debit card, etc.) used to process the order payment amount in the merchant, the card of the payment means information The number includes any one of a credit card number, a check card number, and a debit card number used for payment processing of the order settlement amount.

In general, the card number preferably corresponds to the electronic payment means of the merchant owner (or merchant representative, or the person who finally sells the goods sold through the bansa-based dealer / merchant network through the merchant).

The delinquent days of the delinquent information includes the number of days counted from the scheduled payment date to the present date after the scheduled payment date of the payment processing information, when the order payment amount has not been processed. The amount includes the order settlement amount based on the current date calculated by adding the overdue fine corresponding to the delinquency date to the order settlement amount.

Referring to Figure 5 showing the order payment information corresponding to the debit order payment method according to an embodiment of the present invention, when the order request of the merchant is approved, the order payment information is shown in Figure 5 (a) and The payment processing date and payment approval number of the payment processing information, the payment method and the card number of the payment method information include a null value, wherein the delinquent days and the delinquent amount of the delinquent information are '0', respectively. Is initialized to

If the order product is delivered to the affiliated store and then the merchant pays the order settlement amount, the order settlement information is updated as shown in (b) of FIG. 5, and the settlement processing date is the same date as the scheduled settlement date. The payment approval number includes a payment approval number included in the payment approval details processed based on the payment means and the card number of the payment means information, and the payment means information includes the actual payment of the order settlement amount. The payment means and the card number are processed, and the delinquent days and the delinquent amount of the delinquent information are respectively maintained at '0'.

Alternatively, if the order payment is not processed at the merchant after the order product is delivered to the merchant, the order settlement information is updated daily until the late payment amount is processed as shown in (c) of FIG. The updated information is the delinquent days and the delinquent amount included in the delinquent information.

FIG. 6 is a diagram showing a preferred information structure for point information stored in the affiliated store D / B 271 according to the embodiment of the present invention.

In more detail, FIG. 6 shows the order payment amount when the payment process corresponding to the order is performed at a merchant that finally sells products sold through the bansa-based agency / merchant network among the merchants on the bansa-based agent / merchant network. Correspondingly, as a preferred information structure for the point information for accumulating a predetermined point in the affiliated store, a person having ordinary knowledge in the technical field to which the present invention pertains may refer to FIG. Various additional information configurations may be inferred, but the present invention is not limited to the information inferred.

Referring to FIG. 6, the point information stored in the affiliated store D / B 271 includes predetermined point card information issued to the affiliated store by the bansa and the affiliated store based on the point card during the order settlement process. Point earning information to be accumulated in the at least one point use information using the accumulated points in response to the accumulated information and the point management information and the point management information characterized in that it comprises at least one.

The loyalty card information includes at least one piece of affiliated store information for identifying the affiliated store that has issued the loyalty card and at least one piece of loyalty card information issued to the affiliated store.

Merchant information of the point card information is information for identifying the merchant that issued the point card, the predetermined merchant number corresponding to the merchant (for example, terminal information provided to the payment terminal device 1300 provided in the merchant) Terminal unique number), and / or a unique number assigned to the affiliated store by the bansa, and / or a number including at least one serial number of the point card issued to the affiliated store).

The card number of the loyalty card information includes a loyalty card number issued by the bansa to the affiliated store, and points earned in response to the order payment processing are preferably credited with the loyalty card. In the prepaid / debit / postpaid order payment processing, the point card number may further include the order payment approval request, and the point corresponding to the order payment processing in the order management server 200 In the case of automatically accumulating the point card, the point card number may be omitted in the entire order settlement approval request.

According to an embodiment of the present invention, the point card is preferably manufactured in the form of an MS card and / or an IC card, and the storage means provided in the point card (eg, the TRACK II area of the MS card, and / or the IC card). 16-digit card number is preferably stored in the memory, which will be described in detail with reference to FIG.

The point earning information includes at least one or more points earning date, earning points and cumulative points in which a predetermined point is accumulated in the affiliate store (or point card) in response to the order settlement process.

Point earning date of the point earning information includes the date when the order payment amount is settled in the order payment method of at least one or more of prepaid / debit / postpaid type, the earning point of the point earning information is the merchant ( Or a point card), and the points earned may include points calculated corresponding to the point earning conditions of the point operation information.

The cumulative point of the point accumulation information includes a point obtained by subtracting the use point of the point use information from the point in which the accumulation point is added.

The point operation information may include a point accumulation condition, a minimum point for payment for use of the accumulated points for the order settlement, and / or for other merchants payment processing of the merchant owner (or the customer having the reward card), the accumulation point At least one or more discount points for using points for discounting the payment amount of the order and / or for discounting other merchant payment amounts of the merchant owner (or the customer holding the loyalty card).

The point earning condition of the point operation information is a condition for calculating the earning point of the point earning information. Referring to the embodiment shown in FIG. 6, the order settlement amount is settled within the scheduled payment date of the order settlement information. If a predetermined point corresponding to the order settlement amount is calculated as the accumulated points (for example, if 1% of the order settlement amount is accumulated as points, 1000 points are calculated when processing the 100,000 won order). When the order settlement amount is settled within 3 days after the settlement date of the order settlement information, 50% of a predetermined point corresponding to the order settlement amount is calculated as the accumulated points (eg, 1% of the order settlement amount) Is earned as points, 500 points will be calculated when processing the 100,000 won order), and the order payment amount after 3 days When the amount has been settled, the accumulated points corresponding to the order settlement amount are not calculated (or '0' points are calculated).

The minimum point for payment of the point operation information is to use the cumulative points included in the point accumulation information as an order payment amount corresponding to the order payment information, and / or another member of the merchant owner (or the customer holding the point card). As the minimum point for use in merchant payment processing, referring to the embodiment shown in FIG. 6, when the accumulated point is 50,000 or more, the accumulated point is used for order settlement of the order settlement amount, and / Alternatively, the affiliated store owner (or the customer holding the loyalty card) includes a minimum point score for use as a settlement amount through the epithelial point when paying at least one other affiliated store affiliated with the bansa.

The minimum points for discount of the point operation information are used to discount the order payment amount corresponding to the order payment information by using the accumulated points included in the point accumulation information, and / or the merchant owner (or the customer with the point card). As a minimum point for use in order to discount other merchants' payment amount), referring to the embodiment shown in FIG. 6, when the accumulated points are 10,000 points or more, the accumulated points are used for discounting the order settlement amount. And / or a minimum point score for use by the merchant owner (or the customer with the loyalty card) for discounting the payment amount through the points upon payment of at least one other merchant affiliated with the bansa.

The point usage information includes a point use day using the accumulated point and a use point used on the point use day.

The point use date of the point use information is used for the cumulative point for payment of the order, and / or for other merchant payment processing of the merchant owner (or the customer with the loyalty card), and / or the order payment amount is discounted. And date information used for discounting the other merchant's payment amount of the merchant owner (or the customer holding the loyalty card), and the point usage date of the point usage information is Used for payment for the order, and / or for processing other merchant payments of the merchant owner (or the customer with the loyalty card), and / or for discounting the order settlement amount, and / or for the merchant owner ( Or points used to discount payments made by other merchants of the loyalty card holder) It comprises a number.

7 is a diagram illustrating a point card according to an embodiment of the present invention.

In more detail, Figure 7 illustrates an MS card-based point card issued by the bansa to the affiliated store, and those skilled in the art to which the present invention pertains may refer to and / or modify the present invention. The IC card-based point card may be inferred, but the present invention is not limited by the inferred information structure.

Referring to FIG. 7, the card number of the point card is stored in a 16-digit format in a primary account number (PAN) area of the TRACK II area of the MS, and the 16-digit card number is composed of a total of six areas. .

The first four digits ("8989") 700 of the 16-digit card number is a fixed value of the loyalty card, and one of the numbers not used by a conventional card company (or financial company) is used. The other six digits ("000001") 705 may include serial numbers of "000001" to "999999" as the card serial number.

In addition, the next one digit ("3") 710 is a check digit (Check Digit) for the serial number, and performs the function of checking the validity of the serial number. Further, the next two digits ("01") 715 are set to "0" and "1", and the next two digits ("31") 720 are service codes for the reward card. Is set to. The last digit ("4") 720 is a check digit for the first 15 digits, and checks the validity of the card number.

8 is a diagram showing a preferred configuration of information on sales management information stored in the affiliated store D / B 271 according to the embodiment of the present invention.

In more detail, FIG. 8 includes a product code sold by the merchant when the product is sold and settled at a merchant that finally sells the product sold through the bansa-based agency / merchant network among the merchants on the bansa-based agent / merchant network. As a preferred information structure for the sales management information stored by linking and processing the payment history information, those having ordinary knowledge in the technical field to which the present invention belongs, are sold in the affiliated store by referring to and / or modifying this figure 8 It will be possible to infer an implementation method for the cash receipt information including the product code, but the present invention includes all the inferred implementation methods, and the present invention is not limited by the inferred information configuration.

Referring to FIG. 8, the sales management information stored in the affiliated store D / B 271 includes product code information, transaction date and time information, a card number, a payment amount, a payment approval number, and a slip sold at the affiliated store. And at least one serial number information and processing result information.

The product code information is a product code corresponding to the product finally sold by the merchant, the product code is included in the payment approval request generated by the payment terminal device 1300 provided in the merchant is transmitted to the bansa In this way, the bansa will check in real time the goods sold in the merchant.

The transaction date and time information is a date and / or time when payment is made using at least one of the [customer cards] at a predetermined affiliate store, and is read from a timer of the payment terminal device 1300 provided at the affiliated store. The payment server is included in the full text of the approval request received by the card company (or financial company), or when receiving the full payment approval request message from the payment terminal device 1300 at the payment server 275 provided in the card company (or financial company). It is read from the timer of 275.

The card number corresponds to a customer card (e.g., a credit card, a check card, and a debit card that the customer presents as a payment method of the product) that purchased the product sold through the bansa-based dealer / merchant network. As the number, a 16-digit card number is preferably included.

The payment amount information is input to a payment terminal device 1300 provided in the affiliated store through a key input device, and / or a payment input from a predetermined point of sales terminal connected to the payment terminal device 1300. The amount corresponds to a payment authorization request amount using at least one of the customer card (eg, a credit card, a check card, and a debit card that the customer presents as a payment method of the product) at the affiliated store.

The payment approval number information using at least one of the customer card (for example, credit card, check card, debit card presented by the customer as a payment means of the product) from the payment terminal device 1300 provided in the merchant After the payment approval is requested, when the payment server 275 provided in the card company (or financial company) approves the payment approval request, it corresponds to a unique number generated by the payment server 275 to identify the payment approval. do.

The ticket serial number information corresponds to at least one card of the customer card (for example, a credit card, a check card, and a debit card that the customer presents as a payment method of the product) in the payment terminal device 1300 provided in the affiliated store. Corresponding to the serial number assigned to the payment approval request full text to identify the full payment approval request, and generally consists of six digits.

The processing result information is a payment using at least one of the customer card (for example, credit card, check card, debit card presented by the customer as a payment means of the product) from the payment terminal device 1300 provided in the affiliated store; After the approval is requested, the processing result of the payment approval request is included.

9 is a view showing a preferred information structure for the product order information stored in the order management D / B (272) according to the embodiment of the present invention.

In more detail, Figure 9 is a preferred information configuration for the product order information requested by the merchant on the bansa-based dealer / merchant network, order approved by the order management server 200, it is common in the art Those skilled in the art will be able to infer various additional information configurations for the product order information by referring to and / or modifying this drawing, but the present invention is not limited by the inferred information configuration.

Referring to FIG. 9, the product order information stored in the order management D / B 272 may include affiliate store information corresponding to the affiliate store that requested the product, order approval date and time, payment method information, and order approval. Payment processing information including code (or order rejection reason code) information, an expected payment date and a payment processing date for the product order, an order product code, product information, order request quantity, order quantity and order quantity for the order product. Characterized in that it comprises at least one or more order product information including the unit price and payment amount.

Merchant information of the merchandise order information is information for identifying an affiliated store that has issued the point card, and includes a predetermined affiliated store number corresponding to the affiliated store (for example, terminal information provided to a payment terminal device 1300 provided in the affiliated store). Terminal unique number), and / or a unique number assigned to the affiliated store by the bansa, and / or a number including at least one serial number of the point card issued to the affiliated store).

The order approval date and time information is the date / time information received the full order request from the payment terminal device 1300 provided in the merchant, and / or order approval by the order request approval unit 235 of the order management server 200 The code (or order rejection reason code) includes at least one or more generated date / time information.

The order approval code information includes an order approval code generated by the order request approval unit 235 of the order management server 200 when an order is approved for the order request of the affiliated store, and is based on the order approval code. As such, it is preferable that the debit / postpay order payment for the order is processed.

The order rejection reason code may include an order rejection reason code generated by the order request approval unit 235 of the order management server 200 when the order is rejected for the order request of the affiliated store. The merchant can confirm why the order request was rejected.

The payment method is a prepaid order payment for prepaying the order payment amount corresponding to the order request when the order request for the product from the merchant to the bansa, and / or after the order request is pre-approved, the order Before the goods are delivered to the merchant and / or at the time of delivery, the debit order payment for payment processing of the order payment amount, and / or after the order request is approved in advance, the order goods are delivered to the merchant. Then, the payment of the order payment on a predetermined scheduled date of payment, and / or after the delivered goods are sold to the customer visiting the merchant, the unsettled payment history information and / or cash receipt included in the sales management information. It includes at least one post-pay order payment for payment processing of the amount corresponding to the information.

The settlement date of the payment processing information includes date and time information for which the affiliate is scheduled to process an order settlement amount, and the settlement processing date of the settlement processing information includes payment of the order settlement amount through a predetermined settlement means. It includes the date and time information processed.

When the order payment method is prepaid according to an embodiment of the present invention, the scheduled payment date and the payment processing date preferably include the same date as the order approval date of the main affairs information, and the order payment method is debit. Preferably, the scheduled payment date includes the same date as the scheduled delivery date of the order product, and the payment processing date preferably includes a date on which the order payment amount is actually paid. In this case, the payment due date preferably includes a month / day contracted to process the payment amount.

The order product code of the order product information includes product code information corresponding to a product requested by the affiliate store and order approved by the order management server 200, and barcode information corresponding to the order approved product ( For example, one-dimensional barcode information, two-dimensional barcode information, color code information, and the like, and / or RFID code information (eg, EPC, ISO code, U-Code, etc.) corresponding to the RFID tag attached to the consignment product, And / or at least one predetermined product code assigned to the product according to the standard defined by the bansa.

The product information of the order product information includes product name information, product price information (eg, product selling price), product manufacturer (or country of origin) information, and at least one or more product description information of the approved product.

The order request quantity of the order product information includes the number of products requested by the merchant to the order management server 200 through a predetermined order request message, and the order quantity of the order product information corresponds to the order request. It is made to include the actual quantity of orders approved by the merchant.

For example, as a result of confirming an order limit corresponding to the order request, when the order request quantity is less than the maximum order limit quantity of the affiliated store, the order request quantity and the order quantity have the same value. If the order limit check corresponding to the order request indicates that the order request quantity exceeds the maximum order limit quantity of the affiliate store, the order quantity is adjusted to be within the maximum order limit quantity, and / or for the ordered product. After payment of the prepaid order, it can be processed to the same value as the order request quantity.

The order product price of the order product information includes a supply cost for supplying the order product from the bansa to the affiliated shop requesting the order, and the payment amount of the order product information is calculated by multiplying the order quantity by the order product price. Amount.

10 is a view showing a preferred configuration of information about the delivery management information stored in the order management D / B (272) according to an embodiment of the present invention.

In more detail, Figure 10 is a preferred information configuration for managing the delivery of the order approved order goods to the merchant on the bansa-based dealer / merchant network, if one of ordinary skill in the art However, various additional information configurations for the delivery management information may be inferred by referring to and / or modifying the drawing 10, but the present invention is not limited by the inferred information configuration.

Referring to FIG. 10, the delivery management information stored in the order management D / B 272 may include a delivery date, an order approval code, a delivery status, a location, delivery information, and delivery confirmation information of the ordered product. It is made to include.

The scheduled delivery date is preferably set within a maximum of five days from the order date, and includes a date to which the product requested by the affiliated store is delivered to the affiliated store through a predetermined logistics process.

The order approval code includes an order approval code generated by the order request approval unit 235 of the order management server 200 when an order is approved for the order request of the affiliated store, based on the order approval code. It is preferable that the debit / postpay order payment for the order is processed.

When paying by debit order, the delivery person provides a predetermined product supply receipt printed with the order approval code to the affiliated store, and the affiliated store stores the ordered product through a predetermined payment terminal device 1300 based on the order approval code. Debit order payments will be processed.

The delivery status indicates each step in which the ordered goods are shipped from the bansa warehouse and delivered to the affiliated store according to predetermined delivery processing information generated by the order management server 200, and the order management server 200 In the case where predetermined delivery processing information is provided to the delivery management server 255, the delivery status becomes "receipt", and when the order goods are released from the distribution warehouse, the delivery status becomes "issued". When the order product is transported to the affiliated store through a predetermined logistics process, the delivery state is "transferring", and when the ordered product is delivered to the affiliated store, the delivery state is "delivery completed".

The position indicates the current position of the ordered goods, the position before the shipment of the ordered goods in the warehouse is "logistics warehouse", and when the goods are shipped from the warehouse and delivered through a predetermined transport vehicle, the position " "Carrying vehicle", the position is "an affiliated store" when the order goods are delivered to the affiliated store.

The delivery information includes information on an incoming and outgoing state, a receipt date and time, an exit date and time, and a transport vehicle of a product corresponding to the requested product.

The incoming and outgoing state indicates the state information for which the requested product is delivered from a predetermined product manufacturer and received in the distribution warehouse or issued from the distribution warehouse, and the receipt date and time is the delivery of the product from the predetermined product manufacturer. And the date / time information received in the warehouse, wherein the release date and time includes date / time information released to deliver the goods to the affiliated store, and the transport vehicle information includes the released goods in the affiliated store. It consists of the vehicle number being carried by.

The delivery confirmation information includes a delivery date and a delivery inspection confirmation code for the delivery product after the requested product is delivered to the affiliated store.

The delivery date of the delivery confirmation information is compared with the order details of the delivered goods in the merchant, and when it is confirmed that there is no abnormality in the delivered goods, a predetermined through the payment terminal device 1300 provided in the merchant When a delivery confirmation message (for example, a message for confirming that the delivery product is normally delivered including an order approval code) is generated and transmitted to the order management server 200, the delivery confirmation message is the order management server 200. It includes the date and time received, and the delivery inspection confirmation code comprises a serial code assigned to the full delivery confirmation in the order management server 200.

According to one embodiment of the present invention, when the order management server 200 generates predetermined delivery processing information and provides the delivery management server 255, the delivery management information is as shown in FIG. The delivery date and delivery confirmation code of the delivery date and the delivery vehicle information of the delivery information and the delivery confirmation information include a null value.

If the order is shipped to the warehouse to deliver the order to the merchant, the delivery management information is as shown in Figure 10 (b), where the effective date and time of delivery and delivery vehicle information of the delivery information The delivery date and the delivery inspection confirmation code of the delivery confirmation information include a null value.

If the ordered product is delivered to the affiliated store, the delivery management information is as shown in (10) of FIG. 10, wherein valid values are assigned to the delivery date and the delivery inspection confirmation code of the delivery confirmation information.

11 is a diagram showing a preferred configuration of information on inventory management information stored in inventory management D / B 274 according to an embodiment of the present invention.

More specifically, Figure 11 is a preferred information configuration for the information for managing the inventory for the final sale of goods through the merchant on the bansa-based dealer / merchant network, if one of ordinary skill in the art However, various additional information configurations for the inventory management information may be inferred by referring to and / or modifying the drawing 11, but the present invention is not limited by the inferred information configuration.

Referring to FIG. 11, the inventory management information stored in the inventory management D / B 274 includes product manufacturer information including a product manufacturer name and a manufacturer number, and product code information (or product information) associated with the inventory management information. The total inventory amount for the product corresponding to the product), the delivery information including the goods receipt date information and the entrance quantity information of the goods included in the total inventory delivered from the product manufacturer, the name of the person in charge of the inventory management product, It includes at least one person in charge information including a position.

The merchandise manufacturer name includes a trade name of a merchandise manufacturer that manufactures, distributes, and delivers the final product to the bansa through an affiliated store on the bansa-based dealer / merchant network, and the manufacturer number is the merchandise in the bansa. This includes the serial number assigned to the manufacturer.

The total inventory includes the total number of inventory held in the warehouse so that goods corresponding to the product code information (or product information) associated with the inventory management information can be immediately delivered. The receipt date and time information of the delivery information includes the date / time information that the goods corresponding to the product code information (or product information) associated with the inventory management information from the product manufacturer is received in the warehouse, the entrance quantity is It includes the number of products received from the product manufacturer to the warehouse at the time of receipt.

The person in charge information is information for confirming the location of responsibility for inventory management of the goods received in the warehouse, the receipt / delivery of the goods are managed by the person in charge.

12 is a diagram showing a preferred configuration of information on the order limit policy stored in the limit policy D / B 273 according to the method of the present invention.

In more detail, FIG. 12 shows an order limit for an order quantity corresponding to the order request, when an order request for at least one or more products is made from the merchant on the bansa-based agency / merchant network to the order management server 200, and / Or a preferred configuration of information on the order limit policy information for switching the order payment method corresponding to the order request, and those skilled in the art to which the present invention pertains, reference and / or modification of this figure 12 It is possible to infer various additional information configurations for the order limit policy, but the present invention is not limited by the inferred information configuration.

Referring to FIG. 12, the order limit policy stored in the limit policy D / B 273 includes a negative order limit policy in which the order limit decreases according to the order settlement amount overdue information of the affiliate store, and It includes a positive order limit policy in which the order limit increases according to the sales performance.

13 is a view showing a preferred functional configuration of the payment terminal device 1300 provided in the merchant in accordance with the embodiment of the present invention.

In more detail, FIG. 13 shows a payment terminal provided in an affiliated store for order processing and / or order settlement and / or delivery inspection and / or payment processing for the goods sold through the Bansa-based dealer / merchant network. As one embodiment of the device 1300, a person of ordinary skill in the art to which the present invention pertains, the addition of the payment terminal device 1300 provided in the affiliated store by referring to and / or modifying the present Figure 13 Although a functional configuration may be inferred, it is to be understood that the technical features of the present invention are not limited to the drawing 13 but include all the inferred implementation methods.

Referring to FIG. 13, the payment terminal device 1300 basically includes a control unit 1305, a memory unit 1350, a card reader unit 1310, a key input unit 1320, a screen output unit 1315, and a communication processing unit 1330. ) And a security application module 1335, a print output unit 1340, and a power supply unit 1325 for supplying power to the payment terminal device 1300, and at least one terminal function unit according to the intention of those skilled in the art. (Not shown) and the like.

The control unit 1305 controls the overall operation of the payment terminal device 1300 according to the function configuration, manages the flow of information or data between each component, and orders for goods sold through the bansa-based dealer / merchant network It is characterized by controlling the components provided in the payment terminal device 1300 for processing and / or order payment and / or delivery inspection and / or payment processing function for the goods, the CPU (Central Processing Unit) in hardware At least one processor including a microprocessor unit (MPU), an execution memory (for example, a register and / or a random access memory (RAM)), and a bus for inputting and outputting predetermined data. And loading the execution memory from a predetermined recording medium into the execution memory in order to perform a function specific to the payment terminal device 1300 in software (Loa). and / or predetermined program routines and / or program data that are computed and processed by the processor (hence, order processing and / or order payment for goods sold through the bansa-based reseller / merchant network). Or a predetermined program recorded on a recording medium provided in the payment terminal device 1300 for a delivery inspection and / or payment processing function for the goods and / or provided in the payment terminal device 1300 for the above functions. And a component capable of being processed by software among the functional configurations to be included in the controller 1305).

According to the exemplary embodiment of the present invention, the control unit 1305 may include components (for example, the memory unit 1350, the card reader unit 1310, the key input unit 1320, and the screen included in the payment terminal device 1300). The payment terminal device by interworking an output unit 1315, a communication processing unit 1330, a security application module 1335, a print output unit 1340, and / or a terminal function unit (not illustrated) according to the intention of a person skilled in the art. In addition to controlling and managing the provision of the electronic payment service defined in 1300, order processing and / or order payment and / or delivery inspection for goods sold through the bansa-based dealer / merchant network according to the present invention and And / or mutually control the components provided in the payment terminal device 1300 for payment processing of the goods, and / or the order processing and / or order payment and / or delivery inspection and / or the To the product It is preferable to execute a program recorded on a recording medium provided in the payment terminal device 1300 for payment processing.

The memory unit 1350 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the payment terminal device 1300 is performed. General term of non-volatile memory for storing information or data), including at least hardware-based electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). It includes one or more storage means, the control unit 1305 is a predetermined program routine and program data required for performing a predetermined control function (for example, the program routine is input or output to perform a predetermined function) Data) is stored.

According to the present invention, the memory unit 1350 is an order processing and / or order payment and / or delivery check and / or payment for the goods for the goods sold through the bansa-based dealer / merchant network according to the invention In order to provide processing, the bansa-based dealer / merchant network for goods sold through the bansa-based dealer / merchant network sold through the merchant in the read / write memory area of the memory constituting the memory unit 1350 Characterized in that the product information is sold through the store, the product information sold through the Bansa-based dealer / merchant network preferably comprises at least one or more product management information and product inventory information, the preferred embodiment for this An example will be described in detail with reference to FIG.

According to an exemplary embodiment of the present invention, the memory unit 1350 may process an order and / or check an order and / or check an order for a product sold through the bansa-based dealer / merchant network as shown in FIG. 13. And / or at least one memory area of a read only memory (ROM) area or a read / write memory area of the memory constituting the memory unit 1350 to provide payment processing for the goods. Merchant store terminal information, and / or order payment terminal information may be stored separately.

The terminal information may include a unique number and / or device serial number and / or ESN (Electronic Serial) assigned to each payment terminal device 1300 to identify a specific payment terminal device 1300 among a plurality of payment terminal devices 1300. Number), and a bansa (or card company) receiving a predetermined payment approval request text from the payment terminal device 1300 through the payment terminal device 1300 through the terminal information. The requested merchant (or merchant requesting approval for electronic payment) is characterized in that it is confirmed.

To this end, the bansa (or card company) preferably stores the terminal information and affiliated store information provided with the payment terminal device 1300 in a predetermined database.

According to another exemplary embodiment of the present invention, the terminal information may further include the affiliated store information, whereby the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, at least one memory area of the read-only memory area and / or the read / write memory area of the memory unit 1350 stores and stores the terminal information for merchant sales and the terminal information for order payment separately. Alternatively, at least one memory area of the read-only memory area and / or read / write memory area of the memory unit 1350 may store terminal information of any one of merchant terminal sales information and order payment terminal information. It is possible, and the invention is not limited thereby.

The affiliated store sales terminal information is original terminal information corresponding to the payment terminal device 1300 provided in the affiliated store, and the payment amount corresponding to the tangible or intangible product sold by the affiliated store provided with the payment terminal device 1300. When the card payment is performed through the customer-owned card as a payment method for the payment, the payment amount is made to include the terminal information included in the full payment card payment approval request so that the payment is processed as the sales of the merchant.

In addition, the order payment terminal information includes the terminal information included in the full order payment approval request so that when the order request from the merchant to the order management server 200, the order payment amount is processed as the sales of the bansa. .

According to another exemplary embodiment of the present invention, the order payment terminal information may not be provided in the payment terminal device 1300 and may be omitted. In this case, the order payment terminal information may be provided in a predetermined server provided in the bansa. The payment terminal device 1300 may be inserted and replaced with a full text generated and transmitted.

Merchant store owner (or merchant representative, through the payment terminal device 1300 through the bansa-based dealer / merchant network according to the present invention to process the payment process for the goods sold through the bansa-based dealer / merchant network) The final seller of the goods sold through) and / or the customer who purchases and pays for the goods finally sold through the merchant, the MS (Magnetic Stripe) card based on the ISO / IEC 7810 standard, and / Or a card including at least one contact IC card (or wireless IC chip) based on the ISO / IEC 7816 standard and / or at least one contactless IC card (or wireless IC chip) based on the ISO / IEC 14443 standard. Or the card), and the card reader unit 1310 provides an interface for reading at least one or more information or data included in the card. It shall be.

According to an embodiment of the present invention, the card reader unit 1310 may include an MS reader unit that provides an interface between the MS card and the payment terminal device 1300, and / or the contact IC card and the payment terminal device ( 1300, a contact IC reader unit providing an interface, and / or a contactless IC reader unit providing an interface between the contactless IC card and the payment terminal device 1300.

The MS reader unit is a card reader unit 1310 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized by interfacing the predetermined information or data from the at least one track (Track) provided in the MS of the MS card to the payment terminal device 1300 by using the loaded.

The contact IC reader unit is a card reader unit 1310 based on ISO / IEC 7816, and includes at least one contact point making electrical contact with a chip on board (COB) provided in a contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) Characterized in that the interface to the payment terminal device 1300.

The contactless IC reader part is a card reader part 1310 based on ISO / IEC 14443. The contactless IC reader part may be at least in electrical contact with the contactless IC card by using capacitive coupling and / or inductive coupling. It includes one or more antennas, and supplies power to the IC chip of the IC card through the antenna, and payment of predetermined information or data from the IC chip through the half duplex transaction using APDU It is characterized in that the interface to the terminal device (1300).

According to an exemplary embodiment of the present invention, the card reader unit 1310 may be provided with predetermined card information (eg, a card) from at least one or more card reader units 1310 for the electronic payment service defined in the payment terminal device 1300. It is preferable to read the payment means information corresponding to the payment means including at least one provided credit card, check card, debit card, cash card, financial account.

The key input unit 1320 is provided with at least one key button including at least one or more number keys and / or character keys and / or function keys. Detects information (or signal) input from a key input device of the controller and changes the input mode and / or operation mode of the payment terminal device 1300 in cooperation with the controller 1305 based on the information (or signal). (Or switch) and / or predetermined information from a predetermined key button provided in the key input device in a specific input mode and / or operation mode of the payment terminal device 1300 controlled by the control unit 1305. When (or a signal) is input, a key event corresponding to the input information (or signal) is generated, and the generated key event is provided to the controller 1305, and the controller 1305 is provided. Said payment Acquiring predetermined key data corresponding to the key event in the current input mode and / or operation mode of the speech device 1300, and / or obtaining a command to execute a predetermined function matched with the key event. It is characterized by.

The key input unit 1320 and the key input device having at least one or more key buttons interoperate with each other to perform a function of key input means provided in the payment terminal device 1300.

The key input device interworking with the key input unit 1320 may include a keypad device having at least one numeric key and a function key, and / or at least one numeric key and a character key (eg, English character key, and / or Korean character). Key) and / or a keyboard device having a function key, and / or having at least one numeric key and a function key in conjunction with the screen output means, and / or having at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

According to an embodiment of the present invention, the key input unit 1320 may process an order and / or check an order and / or check an order for a product sold through the bansa-based dealer / merchant network according to the present invention and / or the product. It is preferable to change (or switch) the operation mode of the payment terminal device 1300 for payment processing for the above. For this purpose, the key input device includes a key button for changing (or switching) the operation mode, Alternatively, any one key button (eg, a '9' key button) among the key buttons provided in the key input device may be used as a key button for changing (or switching) the operation mode.

In addition, the key input unit 1320 is a key data corresponding to the electronic payment service (eg, payment) from at least one key input device for the electronic payment service defined in the payment terminal device 1300 in the merchant sales mode. And / or order processing and / or order payment and / or delivery inspection for goods sold through the bansa-based dealer / merchant network according to the present invention, and / or Or a function of key input means for receiving at least one or more key data from the key input device to process the order and / or order payment and / or delivery inspection and / or payment for the product for payment processing of the goods. It is preferable to carry out.

The screen output unit 1315 is an LCD (Liquid Crystal Display) and / / by the control unit 1305 while the payment terminal 1300 performs a predetermined function (for example, the electronic payment processing function using a card) Or outputting at least one or more information or data which are predefined or defined in real time to be output to a predetermined display device including a cathode ray tube (CRT) through a predefined interface screen. The unit 1315 and the screen output device interoperate with each other to perform a function of the screen output means provided in the payment terminal device 1300.

The predefined information or data to be output from the payment terminal device 1300 to the screen output device may be provided in the key data input through the key input unit 1320 and / or in the payment terminal device 1300. Corresponding to information (or data) stored or generated by a component, information (or data) transmitted / received through the communication processor 1330, and / or a predetermined operation result performed by the payment terminal device 1300 ( Or data).

According to a preferred embodiment of the present invention, when the screen output unit 1315 changes (or switches) the operation mode of the payment terminal device 1300 to an affiliate store sales operation mode, the electronic device corresponding to the affiliate store sales operation mode is used. It is preferable to perform a function of a screen output means for outputting an electronic payment processing screen according to each electronic payment step to the screen output device for a payment service.

The communication processing unit 1330 is a terminal (or VAN (Value Added Network)) terminal (or VAN (Value Added Network)) in the process of performing the predetermined function (for example, the electronic payment processing function using a card) of the payment terminal device (or Server) and / or a terminal (or device) connected to the payment terminal device 1300 through a predetermined cable and / or a terminal (or device) connected to the payment terminal device 1300 through a predetermined short-range wireless communication. And a predetermined communication means for connecting a communication session with a network communication unit for connecting a predetermined communication channel with a server (or device) on a wired or wireless network, and / or via a predetermined cable communication port. A predetermined short-range communication terminal (or device) through a cable communication unit for connecting a communication session with a terminal (or device) of the device, and / or at least one short-range wireless communication means. Comprised, including the short-range wireless communication unit for connecting the values with a predetermined communication session comprises a communication protocol and / or the driver for connecting the communication channel (or communication session) by software.

The network communication unit may include a predetermined wired network and / or a mobile communication network including a Value Added Network (VAN) or a financial common network or high-speed Internet (eg, ADSL / VDSL / Cable Network /.../ satellite communication). Connecting a communication channel with a server (or device) on a wired / wireless network through a predetermined wireless network including a wireless data communication network, and to connect the payment terminal device 1300 to a predetermined wired / wireless network in hardware. It comprises a modem (Modem) or Network Interface Card (NIC), and comprises a communication protocol and / or driver for connecting the payment terminal device 1300 to the wired and wireless network in software.

The cable communication unit may connect a communication session with a predetermined cable communication terminal (or device) through a predetermined cable communication (for example, RS-232c or Universal Serial Bus (USB)). It comprises a predetermined cable communication port to be connected, and comprises a communication protocol and / or driver for the cable communication in software.

According to one embodiment of the invention, the cable communication terminal (or device) preferably comprises a point of sales (POS) terminal connected to the payment terminal device 1300 through a predetermined cable communication, this In this case, the payment terminal device 1300 may receive payment information including a payment amount and / or an installment month number corresponding to the affiliated store selling product from the POS terminal.

According to another exemplary embodiment of the present invention, the cable communication terminal (or device) may include a barcode reader (not shown) connected to the payment terminal device 1300 through a predetermined cable communication. In this case, the payment terminal device 1300 may receive product code information corresponding to barcode information of the product.

In addition, the cable communication terminal (or device) may include a RFID (Radio Frequency Identification) reader connected to the payment terminal device 1300 through a predetermined cable communication, in this case, the payment terminal device 1300 ) Can receive product code information corresponding to the RFID code information of the product.

The short range wireless communication unit includes at least one of infrared ray communication, RF (Radio Frequency) communication, Bluetooth (BlueTooth), Wireless LAN (Wi-Fi), Wi-Fi (Wi-Fi), and Universal Serial Bus (USB). Characterized in that to connect a predetermined terminal (or device) and a short-range wireless communication session through at least one or more short-range wireless communication means, the hardware includes the infrared communication, RF communication, Bluetooth, WLAN, WiFi, UWB It includes a predetermined short range wireless communication module for short range wireless communication, and includes a communication protocol and / or driver for private short range wireless communication in software.

The secure application module (1335) (SAM) is a confidentiality and / or authentication (required in the process of performing the electronic payment and / or electronic payment by the payment terminal device 1300 using the card ( Security requirements, including Authentication and / or Integrity and / or Nonrepudiation, can be secured within the payment terminal device 1300 without using an authentication server (or payment server) on the payment network. As a safety device for performing in a reliable structure, a predetermined message (information or data) processed in the process of the payment terminal device 1300 performs a predetermined security request function (for example, electronic payment and / or electronic payment function). ) Encrypts or decrypts, adds an authenticator that prevents forgery (or tampering) of the message, or is important in performing the security request function. It is characterized by performing a function of storing the core information.

In general, the security application module 1335 is preferably composed of a predetermined security application module 1335 inserter and a security application module 1335 chip, the security application module 1335 chip is a chip containing at least 8-bit CPU Application Specific Integrated Circuit (ASIC) chips (eg, PLCC 44-pin chips) and / or IC chips (eg, IC cards in the form of subscriber identity modules (SIMs)) with performance of 2 MIPS (Million Instructions Per Second) or more. It is preferable to comprise a.

In addition, the security application module 1335 may include at least one or more security application data (eg, at least one or more identifiers, versions, expiration dates, issue dates, and code values required for the payment terminal device 1300 to perform a predetermined security request function). And / or keys (e.g., one master key and at least one application key) and / or protocols (e.g., trading protocols, re-transaction protocols, immediate transaction cancellation protocols, collection protocols, SAM issuance protocols, (e.g. Card company) registration protocol, authorization acquisition protocol, mode switching protocol, key download protocol, SAM revocation protocol) and / or commands (e.g., at least one read / authentication / transmission / registration / setting / mode switching / collection / deletion / discard / Initialization / reprocessing / cancellation command).

According to one embodiment of the present invention, the security application module 1335 stores terminal information for one of merchant terminal information or order payment terminal information, or the security application module 1335 stores a terminal for merchant sales. It is possible to store the information and the terminal information for payment order is separated, thereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the order payment terminal information may not be provided in the payment terminal device 1300 and may be omitted. In this case, the order payment terminal information may be provided in a predetermined server provided in the bansa. The payment terminal device 1300 may be inserted into a text message generated and transmitted.

The print output unit 1340 may process the payment terminal 1300 to perform a predetermined function (for example, an electronic payment processing function using a card) and / or predetermined information or data (for example, payment) generated as a result. A printing protocol for printing the print information or data through a predetermined printing device in accordance with a predetermined printing form, characterized in that the processing result information or data) is output to a predetermined printing device (for example, a receipt printing machine). And a driver.

According to another exemplary embodiment of the present invention, at least one or more terminal information among the affiliated store selling terminal information and / or order payment terminal information is the payment terminal device in addition to the memory unit 1350 and / or the security application module 1335. It may be directly included in the terminal program recorded on the recording medium provided in (1300).

As described above, the terminal program including the affiliated store sales terminal information and / or the terminal payment order information includes one each of the merchant sales terminal information and the order payment terminal information, and is not arbitrarily added, changed, or updated. And / or the terminal program can be easily added, changed, or updated online by the bansa.

According to an exemplary embodiment of the present invention, the affiliated store sales terminal information and the order settlement terminal information may be in the form of a constant value used by a terminal program recorded on a recording medium provided in the payment terminal device 1300. Each may be separated and included in the terminal program, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the terminal information of any one of the terminal information for sale of the merchant or the terminal information for order payment is a constant value used by a terminal program recorded on a recording medium provided in the payment terminal device 1300. It is included in the terminal program in the form, and the remaining terminal information may be stored in the memory unit 1350 or the security application module 1335, whereby the present invention is not limited.

Referring to FIG. 13, the payment terminal device 1300 may process an order and / or check an order and / or check an order for a product sold through the bansa-based dealer / merchant network according to the present invention and / or the product. For the payment processing, the operation mode confirmation unit 1355 for confirming the operation mode of the payment terminal device 1300 in conjunction with the key input unit 1320 and the key input unit 1320 in conjunction with the confirmation result An information input unit 1360 for receiving information for generating a corresponding full text, an information extracting unit 1375 for extracting at least one information for generating a full text corresponding to the verification result from the memory unit 1350, and Sending the full text generated by the full text generation unit 1365 through the payment network in connection with the full text generation unit 1365 and the communication processing unit 1330 to generate a predetermined full text corresponding to the verification result. Receiving a predetermined message corresponding to the full message from the payment network, outputting information included in the received full text through the screen output unit 1315, and / or outputting the print output unit 1340. Characterized in that it comprises a specialized processing unit 1370 to output through.

The operation mode checking unit 1355 is connected to the key input unit 1320, the operation mode of the payment terminal device 1300 is the product for sale through the merchant sales and / or the bansa-based dealer / merchant network to the Whether it is a payment mode for selling and payment processing to a merchant visiting customer, a cash receipt mode in which the product is sold in cash, or an order mode for a product sold through the bansa-based dealer / merchant network, or the order product. It is characterized in that the prepayment / debit / postpay order payment mode for, whether the delivery inspection mode for the goods delivered to the merchant.

When the operation mode of the payment terminal device 1300 is a payment mode for selling and paying the merchant selling goods and / or goods sold through the bansa-based dealer / merchant network, the merchant visiting customer, the information input unit ( 1360 preferably inputs and processes payment information including a payment amount and / or an installment month for the product, and is provided to the inputted full text generation unit 1365.

In addition, when the operation mode of the payment terminal device 1300 is a cash receipt mode in which the product is sold in cash, the information input unit 1360 includes a mobile phone number for the customer who purchased the product and the payment amount. It is preferable to process the receipt information, and it is provided to the inputted full text generation unit 1365.

In addition, when the operation mode of the payment terminal device 1300 is an order mode for goods sold through the bansa-based dealer / merchant network, the information input unit 1360 inputs at least one order product code (or a barcode). Reception from a reader and / or an RFID reader), and is provided to the full text generation unit 1365.

In addition, when the operation mode of the payment terminal device 1300 is a prepaid / debit / postpaid order payment mode for the ordered product, the information input unit 1360 is generated by the order management server 200. Input processing of the order approval code, and / or input processing of the order payment amount and / or installment months, the input information is provided to the full text generation unit 1365.

In addition, when the operation mode of the payment terminal device 1300 is a delivery inspection mode for goods delivered to the affiliated store, the information input unit 1360 inputs an order approval code generated by the order management server 200. It is preferable to process, and is provided to the inputted full text generation unit 1365.

The operation mode of the payment terminal device 1300 is a payment mode for selling and paying the merchant selling goods and / or goods sold through the bansa-based distributor / merchant network to the merchant visiting customer, and / or the product The information in the case of a cash receipt mode in which the product is sold in cash, and / or an order mode for a product sold through the bansa-based dealer / merchant network, and / or a delivery inspection mode for a product delivered to the merchant. The extractor 1375 extracts product information on the merchant sales terminal information and merchandise sold through the bansa-based agency / merchant network from the memory unit 1350, and extracts the merchant information on the merchant sales terminal. Product information (or product code information) is provided to the full text generation unit 1365.

In addition, when the operation mode of the payment terminal device 1300 is a prepaid / debit / postpaid order payment mode for the ordered product, the information extraction unit 1375 may pay the order from the memory unit 1350. Preferably, the terminal information is extracted, and the extracted terminal payment order information is provided to the full text generation unit 1365.

The full text generation unit 1365 generates a full text corresponding to each operation mode of the payment terminal device 1300 based on the information input through the information input unit 1360 and the information extracted through the information extraction unit 1375. Characterized in that, the generated full text is the full order request for the goods sold through the bansa-based dealer / merchant network, and / or full cancellation order, and / or order payment approval request for the order goods , And / or full payment order cancellation cancellation order for the ordered product, and / or payment approval for payment approval processing for the sold product when the ordered product is sold and paid to a predetermined merchant visiting customer at the merchant. Full text of the request for payment, and / or Full payment approval for canceling payment for the goods sold, and / or Investigate the delivery of the goods to the merchant. A shipping confirmation specialized comprises at least one.

The professional processing unit 1370 transmits the full text generated by the professional generating unit 1365 to the order management server 200 on the payment network through the network communication unit of the communication processing unit 1330, and the order management server 200. Receive a predetermined message corresponding to the transmitted message from the), and outputs the information contained in the received message in conjunction with the screen output unit 1315, or in conjunction with the print output unit 1340 And outputting information included in the received telegram.

According to an embodiment of the present invention, when the preamble type payment request information is included in the preamble received by the payment terminal device 1300, the specialized processing unit 1370 is an operation mode of the payment terminal device 1300. After switching to the prepaid main payment mode, it is preferable to perform a prepaid order settlement procedure corresponding to the order settlement amount.

FIG. 14 is a diagram showing the configuration of information on product information included in the payment terminal device 1300 according to the embodiment of the present invention.

In detail, FIG. 14 illustrates a memory unit 1350 for providing an order request and payment service for a sale product according to the present invention in the payment terminal device 1300 shown in FIGS. 2A, 2B, 2C, and 2D. The preferred information configuration for the product information to be stored in the), and those of ordinary skill in the art to which the present invention pertains, refer to and / or modify this drawing 14 to violate the core technical features of the present invention. While it will be possible to infer an implementation method for various information configurations for product information within a range that is not intended, the present invention includes all of the inferred implementation methods, and an embodiment of the present invention is based only on the information configuration shown in FIG. It is by no means limited.

Referring to FIG. 14, the commodity information includes commodity management information and commodity inventory information. The commodity management information includes commodity manufacturer information, commodity code information, commodity information, and selling price of the commodity. Information, and inventory information in the affiliated store, and the product inventory information includes serial number information on the merchandise to be sold, information on a receipt date and an expiration date in the affiliated store, and the like.

The commodity management information of the commodity information is provided in the payment terminal device 1300 including all information on the target product to be sold through the affiliated store in the process of providing the payment terminal device 1300 in the affiliated store. It is preferably stored in the memory unit 1350, it is preferable that the consignment sales request agency is periodically updated according to whether to add, update, delete the product to be sold through the affiliated store.

In addition, the product inventory information of the product information is processed in connection with the predetermined product management information of the product management information of the product information at the time when a predetermined target product is received into the affiliated store is provided in the payment terminal device 1300 It is preferable to be stored in the memory unit 1350, and it is preferable that the goods received at the affiliated store are updated or deleted in the process of final sale.

The product manufacturer information of the product management information is code information for identifying a product manufacturer supplying at least one or more products finally sold by the affiliated store. Preferably, the same product manufacturer information is included in a product supplied by the same product manufacturer. .

For example, if the product code information is EPC-based RFID code information, the product manufacturer information corresponds to the company code (EPC Manager) of the RFID code. Alternatively, if the product code information follows the code system defined by the bansa, the product code corresponds to code information assigned to the product manufacturer of the code system defined by the bansa.

The commodity code information of the commodity management information is code information for identifying a specific commodity manufactured by the same manufacturer (or a manufacturer), and the same commodity code is preferably defined for the same kind of commodity. For example, if the product code information is EPC-based RFID code information, the product code information corresponds to an object code of the RFID code.

Alternatively, if the product code information follows the code system defined by the bansa, the product code corresponds to code information defined in the same product of the code system defined by the bansa.

The product name information of the product management information is information for identifying a product corresponding to the product code information in the form of text information, and the same product name is preferably defined for the same kind of product.

The selling price information of the commodity management information includes a price for selling the target merchandise in the affiliated store, or a payment amount that a predetermined customer must pay to purchase the target merchandise, and according to a predetermined discount policy. Accordingly, the selling price can be updated or adjusted.

The merchant information in the affiliated store of the product management information is the number of products for sale corresponding to the product inventory information processed in association with the product management information, and includes the number of items for sale that are not sold after being put into the merchant.

The serial number information of the product inventory information is a serial number for identifying each product included in a specific product manufactured by the same manufacturer (or a manufacturer), and different serial numbers are preferably defined for the same kind of product.

For example, if the product code information is a bar code, the serial number information corresponds to a serial number attached to each product in association with the bar code.

Alternatively, if the product code information is EPC-based RFID code information, the serial number information corresponds to a serial number of the RFID code.

Alternatively, if the product code information follows a code system defined by bansa, the serial number information corresponds to code information respectively defined on the same product among the code systems defined by bansa.

According to an embodiment of the present invention, the product code information includes product code information of the product management information, and / or concatenates product code information of the product management information and serial number information of the product inventory information. It is possible to achieve all, by which the present invention is not limited.

For example, in FIG. 14, when the product code information includes the product code information of the product management information, the product code information is "98765", and the product code information is the product code information of the product management information and the product. In the case where the serial number information of the stock information is concatenated, the product code information is "9876512345".

Receiving date information in the affiliated store of the product inventory information includes the date (and / or time) information that the merchandise for sale is delivered to the merchant and received, the expiration date information of the product inventory information is final at the merchant It includes the date (and / or time) information corresponding to the expiration date for each product to be sold, whereby the bansa is finally sold in the merchant through the payment network connected to the payment terminal device 1300 Inventory management and distribution management of the target product can be easily processed.

FIG. 15 is a diagram illustrating a process of generating a full text of an order request in a payment terminal device 1300 provided at an affiliated store according to an embodiment of the present invention and transmitting it to the order management server 200.

In more detail, in FIG. 15, when the operation mode of the payment terminal device 1300 provided in the affiliated state is switched to the order request mode, the payment is generated by generating an order request message including at least one order product code and a merchant number. As an implementation method for the process of transmitting to the order management server 200 through a network, those skilled in the art to which the present invention pertains, refer to and / or modify the drawing 15, the payment terminal device ( Although it is possible to infer various implementation methods for generating the full order request at 1300 and transmitting the order request to the order management server 200 through the payment network, the present invention includes all the inferred implementation methods, and the present invention. An embodiment of the present invention is not limited to the process shown in FIG.

Referring to FIG. 15, an operation mode of the payment terminal device 1300 is switched to an order mode through a predetermined key input and / or a menu in a default operation mode for an order request according to the present invention. (1500).

When it is confirmed that the operation mode of the payment terminal device 1300 is switched (or changed) to the order mode, the payment terminal inputs at least one order product code information to request an order from the bansa (1505).

If the order product code information input is completed (1510), the payment terminal includes at least one or more order product code information, the order quantity for each product and the merchant number (eg, merchant information terminal for sale) It generates (1515), and transmits the generated full order request to the order management server 200 through the merchant side payment network (265-1) (1520).

16 is a diagram illustrating an order limit checking process according to an embodiment of the present invention.

In more detail, Figure 16 is based on the order request information included in the order request in the order management server 200 received the full order request from the payment terminal device 1300 provided in the merchant to the order product As an implementation method for the process of confirming the order limit for the present invention, those skilled in the art to which the present invention belongs, various implementation methods for the order limit confirmation process by referring to and / or modified in this figure 16 It may be inferred, but the present invention encompasses all of the inferred implementation methods, and embodiments of the present invention are not limited to the process shown in FIG.

In the following figure 16, the order management server 200 will be referred to as "server" for convenience.

Referring to FIG. 16, the server checks whether at least one full text message is received through the merchant side payment network 265-1 (1600), if a predetermined full text message is received through the merchant side payment network 265-1. When received (1605), the server reads the received full text structure to determine whether the received full text is an order request full text including at least one order product code information (1610).

If the check result is that the received full message is not an order request full message (1615), the server performs each operation procedure corresponding to the received full message (1620). For example, if the received telegram is a settlement approval request telegram, the server performs a settlement approval procedure corresponding to the settlement approval request telegram.

On the other hand, if the received result is that the received full text request order (1615), the server extracts at least one order product code information, order quantity information and merchant number from the received order request text (1625), the merchant Based on the number, extract at least one or more main affairs information stored in connection with the affiliated store information corresponding to the affiliated store number from the affiliated store D / B 271 (1630) and based on the delinquent information of the extracted order history information. The order limit policy is read to determine if there is an order limit for the affiliated store (eg, the maximum order limit quantity corresponding to the affiliated store is greater than zero).

If there is no order limit for the affiliated store (eg, if the maximum order limit number corresponding to the affiliated store is less than '0') (1640), the server may determine a predetermined order error corresponding to the order request. Generating information (1645), generating a predetermined order approval message including the generated order error information (1650), and generating the order error information through the merchant side payment network (265-1). The terminal device 1300 transmits the data to the terminal device 1300 (1655).

On the other hand, if the check result indicates that there is an order limit for the affiliated store (for example, the maximum order limit amount corresponding to the affiliated store is greater than '0') (1640), the server setstles an order settlement as shown in FIGS. Perform the method verification process.

17A and 17B illustrate a process of selecting an order settlement method based on an order limit according to an embodiment of the present invention.

More specifically, FIGS. 17A and 17B illustrate an implementation method for selecting an order settlement method for an order request of the affiliated store based on the order limit of the affiliated store confirmed through the same process as that of FIG. 17A illustrates a process of selecting an order settlement method for an order request of the affiliated store based on the order quantity included in the order request text and the maximum order limit quantity corresponding to the order limit policy, and FIG. 17B illustrates the order It is a process for selecting an order payment method by adjusting the order quantity based on the order quantity included in the request message and the maximum order limit quantity corresponding to the order limit policy.

Those skilled in the art to which the present invention pertains will be able to infer various implementation methods for selecting the order payment method by referring to and / or modifying the drawings 17a and 17b. The embodiments of the present invention are not limited to only the processes illustrated in FIGS. 17A and 17B.

In the following figures 17a and 17b, the order management server 200 is referred to as " server " for convenience.

Referring to FIG. 17A, if the order limit check shown in FIG. 16 shows that an order limit exists for the affiliated store (eg, the maximum order limit number corresponding to the affiliated store is greater than '0'), the server determines the order. By comparing the order quantity for the ordered product included in the request message with the maximum order limit calculated based on the order history information and the order limit policy of the merchant (1700a) .

According to an exemplary embodiment of the present invention, if the order quantity for the ordered product included in the order request is smaller than the maximum order limit calculated based on the order history information and the order limit policy of the merchant, the order settlement is postpaid Can be processed into mold.

If it is possible to postpaid order settlement for the merchant (1705a), the server performs a postpaid order settlement procedure as shown in FIG.

On the other hand, if it is not possible to postpaid order payment for the merchant (1705a), the server checks the possibility of debit order payment for the merchant (1710a).

If debit order payment is possible for the merchant (1710a), the server performs the debit order payment procedure as shown in FIG.

On the other hand, if debit order payment for the merchant is not possible (1710a), the server performs a prepaid order payment procedure as shown in Figs. 20a and / or 20bdp.

Referring to FIG. 17B, if the order limit check shown in FIG. 16 shows that an order limit exists for the affiliated store (eg, the maximum order limit number corresponding to the affiliated store is greater than '0'), the server determines the order. By comparing the order quantity of the ordered product included in the request message with the maximum order limit calculated based on the order history information and the order limit policy of the merchant (1700b) .

According to an exemplary embodiment of the present invention, if the order quantity for the ordered product included in the order request is smaller than the maximum order limit calculated based on the order history information and the order limit policy of the merchant, the order settlement is postpaid Can be processed into mold.

If it is possible to postpaid order settlement for the merchant (1705b), the server performs a postpaid order settlement procedure as shown in FIG.

On the other hand, if the post-pay order payment for the merchant is not possible (1705b), the server adjusts the order quantity included in the order request text based on the order limit policy, and includes a predetermined amount including the adjusted order quantity. An order approval message is generated (1710b), and the generated order approval message is transmitted to the payment terminal through the merchant side payment network (265-1) (1715b).

The payment terminal receiving the order approval message outputs the order approval details included in the order approval message and checks whether to request a reorder with the adjusted order quantity (1720b).

If a reorder is requested from the payment terminal with the adjusted order quantity (1725b), the server generates a predetermined order request text including the order product code, the adjusted order quantity and the merchant number (1730b), and the The created order request message is transmitted to the order management server 200 through the affiliated store payment network 265-1 (1735b).

Thereafter, the server extracts at least one order product code information and the adjusted order quantity and merchant number from the order request message (1740b), and sets the order product based on the adjusted order quantity. Identify debit or prepaid order payments for merchants (1745b).

If debit order payment is possible for the merchant (1750b), the server performs a debit order payment procedure as shown in FIG.

On the other hand, if debit order payment for the merchant is not possible (1750b), the server performs a prepaid order payment procedure as shown in Figs. 20a and / or 20bdp.

18 is a diagram illustrating an order processing process corresponding to a postpay order settlement method according to an embodiment of the present invention.

More specifically, FIG. 18 shows an order processing corresponding to the postpaid order settlement method and a delivery procedure for the ordered goods when the order settlement method is selected as the postpaid order settlement method in FIGS. 17a and / or 17b. As an implementation method for the process of performing the present invention, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 18 to process an order corresponding to the postpaid order settlement method and the order. Various implementation methods for performing a delivery procedure for a product may be inferred, but the present invention includes all the inferred implementation methods, and embodiments of the present invention are not limited to the process illustrated in FIG. 18. In the following figure 18, the order management server 200 will be referred to as "server" for convenience.

Referring to FIG. 18, when the order payment method is selected as the postpaid order payment method in FIGS. 17a and / or 17b, the server generates postpaid order approval code information for the affiliated store order product (1800). .

Thereafter, the server extracts inventory management information including an inventory amount of each product corresponding to the order product code information from the inventory management D / B 274 (1805), and based on the inventory management information, By comparing the order quantity and the inventory quantity for the ordered goods, it is determined whether the ordered goods or immediate delivery for the ordered goods (1810).

If the order cannot be delivered immediately (e.g., if the stock is not enough) (1815), the server is scheduled to ship the order for the order (e.g., after receiving the order from the product manufacturer in advance to the merchant upon delivery) A scheduled date of arrival of the product) (step 1820).

If the ordered product can be delivered immediately (1815), the server calculates an immediate delivery date for the ordered product (e.g., the date when the product arrives at the affiliated store when the ordered product is delivered from the warehouse to the affiliated store). (1825).

Thereafter, the server generates an order approval text including the postpaid order approval code, at least one or more order product codes, a postpaid payment amount, and a scheduled delivery date (1830), and generates the generated order approval preamble. In operation 1830, the payment terminal device 1300 is transmitted to the payment terminal device 1300 through the payment network 265-1.

The payment terminal device 1300 provided in the affiliated store receives an order approval message transmitted from the server through the affiliated store payment network 265-1 (1840), and the postpaid order approval code from the payment approval message. Extract, display and / or print out at least one order product code, a postpaid payment amount, and a scheduled delivery date (1845), and extract the postpaid order approval code from the at least one order product code; In addition, the postpaid payment amount and the scheduled delivery date are stored in the memory unit 1350 provided in the payment terminal device 1300.

In addition, after the server transmits the order approval message to the payment terminal device 1300, the affiliated store by processing the generated postpaid order approval code information, the ordered product code information, postpaid payment amount information Order information and / or order payment information of the D / B 271 and / or product order information of the order management D / B 272.

In addition, the server generates delivery processing information including a delivery date and delivery address information and order product information for the merchant (1860), and provides the delivery processing information to the delivery management server, the order within the delivery date The product is processed to be delivered to the affiliated store (1865).

19 is a diagram illustrating an order processing process corresponding to a debit order payment method according to an embodiment of the present invention.

In more detail, in FIG. 19, when the order payment method is selected as the debit order payment method in FIGS. 17A and / or 17B, an order processing corresponding to the debit order payment method and a delivery procedure for the ordered goods are shown. As an implementation method for the process of performing the present invention, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 19 to process an order corresponding to the debit order payment method and the order. Various implementation methods for performing a delivery procedure for a product may be inferred, but the present invention includes all the inferred implementation methods, and embodiments of the present invention are not limited to the process illustrated in FIG. 19.

In the following figure 19, the order management server 200 will be referred to as "server" for convenience.

Referring to FIG. 19, when the order payment method is selected as the debit order payment method in FIGS. 17A and / or 17B, the server generates debit order approval code information for the affiliated store order product (1900). .

Thereafter, the server extracts inventory management information including an inventory amount of each product corresponding to the order product code information from the inventory management D / B 274 (1905), and based on the inventory management information, By comparing the order quantity and the inventory quantity for the ordered goods, it is determined whether the ordered goods or immediate delivery for the ordered goods (1910).

If the order cannot be delivered immediately (e.g., if the stock is not enough) (1915), the server is scheduled to ship the order for the order (e.g. after receiving the order from the product manufacturer in advance to the merchant upon delivery) The estimated date of arrival of the product) (1920).

If the ordered product can be delivered immediately (1915), the server calculates an immediate delivery date for the ordered product (e.g., the date when the product arrives at the affiliated store when the ordered product is delivered from the warehouse to the affiliated store). (1925).

Thereafter, the server generates an order approval text including the debit order approval code, at least one or more order product codes, a debit payment amount, and a scheduled delivery date (1930), and generates the generated order approval text in the affiliate store. In operation 1930, the payment terminal 1300 is transmitted to the payment terminal 1300 through the payment network 265-1.

The payment terminal device 1300 provided in the affiliated store receives the order approval message transmitted from the server through the merchant side payment network 265-1 (1940), and the debit-type order approval code from the payment approval message. Extract, display and / or print out at least one order product code, a debit payment amount, a scheduled delivery date (1945), and extract the debit order approval code, and at least one order product code; In operation 1950, the debit payment amount and the scheduled delivery date are linked to the memory unit 1350 provided in the payment terminal device 1300.

In addition, after the server transmits the order approval full text to the payment terminal device 1300, the affiliated store by linking the generated debit-type order approval code information, the ordered product code information, debit payment amount information The order history information and / or the order settlement information of the D / B 271 and / or the product order information of the order management D / B 272 are stored (1955).

In addition, the server generates the delivery processing information including the scheduled delivery date and the delivery address information and the order goods information for the merchant (1960), and provides the delivery processing information to the delivery management server, and within the scheduled delivery date An order product is processed to be delivered to the affiliated store (1965).

20A and 20B illustrate an order processing process corresponding to a prepaid order settlement method according to an embodiment of the present invention.

In more detail, FIGS. 20A and 20B show an order processing corresponding to the prepaid order payment method and the ordered product when the order payment method is selected as the prepaid order payment method in FIGS. 17A and / or 17B. As a method of performing a delivery procedure for a person who has ordinary skill in the art to which the present invention pertains, referring to and / or modifying the drawings 20a and 20b corresponds to the prepaid order settlement method. Although various implementation methods for performing order processing and delivery procedures for the ordered goods may be inferred, the present invention encompasses all of the inferred implementation methods, and embodiments of the invention are shown in FIGS. 20a and 20b. It is by no means limited to a process that has been completed. 20A and 20B, the order management server 200 will be referred to as "server" for convenience.

Referring to FIG. 20a, the server generates predetermined prepaid payment information for the ordered product (2000a), and the prepaid payment information preferably includes a prepaid order settlement amount.

When the prepaid payment information is generated, the server generates a predetermined order approval text including the prepaid payment information (2005a), and generates the generated order approval text in the merchant side payment network 265-1. It transmits to the payment terminal device 1300 through (2010a).

The payment terminal device 1300 that has received a predetermined order approval message including the prepaid payment information receives the order approval message and outputs it through a predetermined screen output device and / or a print output device. Request to process the prepayment for the ordered product included in (2015a).

If the prepaid payment processing is confirmed in the payment terminal device 1300 (2020a), the payment terminal device 1300 switches the operation mode of the payment terminal device 1300 to a prepaid order payment mode, the merchant Read predetermined payment method information for processing an order for the order from a card of a state (or a representative of a merchant or a person who finally sells a product sold through the bansa-based dealer / merchant network through the merchant) 2025a, the prepaid payment information is extracted from the order approval message received through the payment network (2030a), and terminal information for the prepaid order settlement approval request is extracted from the memory unit 1350 and a predetermined slip is received. Generate a serial number (2035).

According to an exemplary embodiment of the present invention, the terminal information for the prepaid order settlement approval request is made including the terminal payment information for the order stored in the memory unit 1350, whereby the prepaid order settlement is the bansa Will be treated as sales.

According to another exemplary embodiment of the present invention, when the terminal payment information for the order payment is not stored in the memory unit 1350 of the payment terminal device 1300, the terminal information for the prepaid order payment approval request may be stored in the memory. The merchant sales terminal information may be stored in the unit 1350, and the merchant sales terminal information may be replaced with the order payment terminal information in the order management server 200, whereby the present invention is not limited thereto.

When the information necessary for the creation of the full text is secured as described above, the payment terminal device 1300 includes the prepaid payment information for the payment means information and the ordered product, the terminal information for the prepaid order settlement approval request, and the slip. A prepaid order settlement approval request message including a serial number is generated and transmitted to the server (2040a).

The server receives the prepaid order payment approval request text from the payment terminal device 1300 and the card company (or financial company) through the payment network 265-2 through the payment processing server 260. Alternatively, a predetermined prepaid order settlement procedure corresponding to the prepaid order settlement approval request preamble is performed in association with a payment server 275 provided at a financial institution (2045a).

If a predetermined order approval message is received from the payment server 275 provided at the card company (or financial company) by performing the prepaid order settlement procedure (2050a), the server reads the received order payment approval message. By doing so, it is checked whether the prepaid order settlement approval request has been approved (2055a).

If the order payment approval request is not processed (2060a), the server transmits the order payment approval message to the payment terminal device 1300 through the merchant side payment network 265-1 (2065a).

On the other hand, if the order payment approval request is approved (2060a), the server performs a prepaid order payment processing procedure as shown in Figure 20b.

Referring to FIG. 20B, a read result of an order settlement approval message received from a payment server 275 provided to the card company (or financial company) by performing the prepaid order settlement procedure, and the prepaid order settlement approval request is processed. In operation 2000b, the server generates order approval code information for the order product.

Thereafter, the server extracts inventory management information including an inventory amount of each product corresponding to the order product code information from the inventory management D / B 274 (2005b), and based on the inventory management information, By comparing the order quantity and the inventory quantity for the ordered goods, it is determined whether the ordered goods or immediate delivery for the ordered goods (2010b).

If it is not possible to deliver the order immediately (e.g. if the stock is insufficient) (2015b), the server is scheduled to ship the order for the order (e.g. after receiving the order from the product manufacturer in advance to the merchant upon delivery) A scheduled date of arrival of the product) (2020b).

If the order product can be delivered immediately (2015b), the server calculates an immediate delivery date for the ordered product (e.g., the date when the order arrives at the merchant when the ordered product is delivered from the warehouse to the affiliated store). (2025b).

Thereafter, the server includes the prepaid order approval code, at least one or more order product codes, a prepaid payment amount, and a scheduled delivery date in the order settlement approval message (2030b), and generates the generated order settlement approval message. The merchant terminal transmits the payment terminal device 1300 to the payment terminal device 1300 through the payment network 265-1 (2035b).

The payment terminal device 1300 provided in the affiliated store receives an order approval message transmitted from the server through the affiliated store payment network 265-1 (2040b), and receives the prepaid order approval code from the payment approval message. Extract, display and / or print out at least one order product code, a prepaid payment amount, and a scheduled delivery date (2045b), extract the prepaid order approval code, and at least one order product code; In operation 2050b, the prepaid payment amount and the scheduled delivery date are linked to each other and stored in the memory unit 1350 provided in the payment terminal device 1300.

In addition, the server transmits the pre-order approval approval message to the payment terminal device 1300, the prepaid order approval code information, the order product code information, prepaid payment amount information is linked to the affiliated store The order history information and / or the order settlement information of the D / B 271 and / or the product order information of the order management D / B 272 are stored (2055b).

In addition, the server generates a delivery processing information including the scheduled delivery date and delivery address information and order product information for the merchant (2060b), and provides the delivery processing information to the delivery management server, the order within the scheduled delivery date The product is processed to be delivered to the affiliated store (2065b).

In addition, the server calculates a predetermined point for the prepaid order settlement amount (2070b), and stores the calculated point in the point information of the affiliated store D / B 271 (2075b), so that the affiliated store (or Earn by loyalty card).

21 is a view showing a debit order payment process according to an embodiment of the present invention.

More specifically, FIG. 21 illustrates a process of performing a debit order payment procedure in a payment terminal device 1300 provided in the affiliated store after order processing according to the debit order payment method shown in FIG. 19 is performed. As an implementation method, a person having ordinary knowledge in the art to which the present invention pertains may perform a debit order payment procedure in the payment terminal device 1300 provided in the affiliated store by referring to and / or modifying the drawing 21. Various embodiments of the present invention may be inferred, but the present invention includes all of the inferred embodiments, and embodiments of the present invention are not limited to the processes illustrated in FIG. 21. In the following figure 21, the order management server 200 will be referred to as "server" for convenience.

Referring to FIG. 21, the payment terminal device 1300 switches the operation mode of the payment terminal device 1300 to a debit order payment mode (2100), and through the affiliated store owner (or affiliated store representative, or the affiliated store). (2105) reads predetermined payment means information for order payment processing for the ordered product from the ordered goods payment card of the person who finally sells the product sold through the bansa-based dealer / merchant network (2105) Input the order approval code generated in the predetermined figure 19 through the device (or extract it from the memory unit 1350) (2110), and input predetermined debit order payment information corresponding to the debit order approval code. (Or extracted from the memory unit 1350) (2115), and extracts terminal information for the debit order payment approval request and generates a predetermined document serial number (2120).

According to an exemplary embodiment of the present invention, the terminal information for requesting the debit order payment approval is made including terminal information for order payment stored in the memory unit 1350, whereby the debit order payment is made by the bansa. Will be treated as sales.

According to another exemplary embodiment of the present invention, when the terminal payment information for the order payment is not stored in the memory unit 1350 of the payment terminal device 1300, the terminal information for the debit order payment approval request may be stored in the memory. The merchant sales terminal information may be stored in the unit 1350, and the merchant sales terminal information may be replaced with the order payment terminal information in the order management server 200, whereby the present invention is not limited thereto.

When the information necessary for the creation of the full text is secured as described above, the payment terminal device 1300 includes the payment means information and the debit payment information for the ordered product, the terminal information for the debit order payment approval request, and the slip. A debit order payment approval request message including a serial number is generated (2125), and the generated debit order payment approval request message is transmitted to the server through a predetermined merchant side payment network 265-1 (2130). ).

The server receives the full debit order payment approval request message from the payment terminal device 1300 and through the payment processing server 260 through the payment network 265-2 on the card company (or financial company) side of the card company ( Or, in conjunction with the payment server (275) provided in the financial company) performs a predetermined debit order payment procedure corresponding to the full payment debit authorization request request (2135).

If a predetermined order approval message is received from the payment server 275 provided at the card company (or financial company) by performing the debit order payment procedure (2140), the server reads the received order payment approval message. By doing so, it is checked whether the debit order payment approval request is approved (2145).

If the order payment approval request is not processed (2150), the server transmits the debit order payment approval message to the payment terminal device 1300 through the merchant side payment network 265-1 (2160). .

On the other hand, if the order settlement approval request is approved (2150), the server calculates a predetermined point for the debit-type order settlement amount, and stores the calculated point in the point information of the affiliated store D / B 271. After accumulating to the affiliate store (or point card) (2155), and transmits the debit order payment approval full text to the payment terminal device (1300) through the merchant side payment network (265-1) (2160).

22 is a diagram illustrating a postpay order settlement process according to an embodiment of the present invention.

More specifically, FIG. 22 illustrates a process of performing a postpaid order settlement procedure in a payment terminal device 1300 provided in the affiliated store after an order processing according to the postpaid order settlement method shown in FIG. 18 is performed. As an implementation method, a person having ordinary knowledge in the art to which the present invention pertains, a process of performing a post-pay order settlement procedure in the payment terminal device 1300 provided in the affiliated store by referring to and / or modifying the drawing 22. Various embodiments of the present invention may be inferred, but the present invention includes all of the inferred embodiments, and embodiments of the present invention are not limited to the process illustrated in FIG. In the following figure 22, the order management server 200 will be referred to as "server" for convenience.

Referring to FIG. 22, the payment terminal device 1300 switches the operation mode of the payment terminal device 1300 to a postpaid order payment mode (2100), and through the affiliated store owner (or affiliated store representative, or the affiliated store). (2105) reads predetermined payment means information for order payment processing for the ordered product from the ordered goods payment card of the person who finally sells the product sold through the bansa-based dealer / merchant network (2105) Input the order approval code generated in the predetermined drawing 18 through the device (or extract from the memory unit 1350) (2110), and input the predetermined postpay order payment information corresponding to the postpay order approval code. (Or extracted from the memory unit 1350) (2115), and extracts the terminal information for the postpaid order payment approval request and generates a predetermined document serial number (2120).

According to an exemplary embodiment of the present invention, the terminal information for the postpaid order payment approval request is made including the terminal payment information for the order stored in the memory unit 1350, whereby the postpaid order payment is the bansa Will be treated as sales.

According to another exemplary embodiment of the present invention, when the terminal information for order payment is not stored in the memory unit 1350 of the payment terminal device 1300, the terminal information for the postpaid order payment approval request may be stored in the memory. The merchant sales terminal information may be stored in the unit 1350, and the merchant sales terminal information may be replaced with the order payment terminal information in the order management server 200, whereby the present invention is not limited thereto.

When the information necessary for the creation of the full text is secured as described above, the payment terminal device 1300 is a postpay payment information for the payment means information and the order product, terminal information for the postpay payment approval request, and the slip Generates a postpaid order payment approval request text including a serial number (2125), and transmits the generated postpaid order payment approval request text to the server through a predetermined merchant side payment network (265-1) (2130). ).

The server receives the full payment of the post-payment type payment approval request from the payment terminal device 1300 and through the payment processing server 260 through the card company (or financial company) side payment network 265-2 through the card company ( Or, in conjunction with the payment server (275) provided in the financial company) performs a predetermined postpay order payment procedure corresponding to the prepaid order payment approval request full text (2135).

If a predetermined order settlement approval message is received from the payment server 275 of the card company (or financial company) by performing the postpaid order settlement procedure (2140), the server reads the received order settlement approval message. By doing so, it is checked whether the post-pay order approval approval request is processed (2145).

If the order payment approval request is not processed (2150), the server transmits the postpaid order payment approval message to the payment terminal device 1300 through the merchant side payment network 265-1 (2160). .

On the other hand, if the order settlement approval request is approved (2150), the server calculates a predetermined point for the postpaid order settlement amount, and stores the calculated points in the point information of the affiliated store D / B 271. After accumulating to the affiliate store (or point card) (2155), and transmits the postpaid order payment approval full text to the payment terminal device (1300) through the merchant side payment network (265-1) (2160).

FIG. 22 is a diagram illustrating a product distribution / sales structure for distributing and consigning a consignment product through a bansa-based agency / merchant network according to an embodiment of the present invention.

In more detail, FIG. 22 illustrates a bansa-based dealer / merchant network comprising at least one product manufactured by at least one product manufacturer in a bansa-based agent / merchant network composed of a given bansa and at least one agent and at least one dealer. As a method of carrying out a consignment sale through at least one affiliated store through distribution, a person having ordinary knowledge in the art to which the present invention pertains may manufacture the at least one product manufacturer by referring to and / or modifying the drawing 22. Various implementation methods may be inferred by circulating at least one or more products through the bansa-based dealer / merchant network to sell to customers who visited at least one or more affiliate stores, but the present invention includes all the inferred implementation methods, 22 shown in FIG. The present invention is not limited by the specific method of implementation.

In Figure 22, the bansa-based dealer / merchant network at least one managed through a predetermined bansa, at least one agency managing at least one affiliated store in association with the bansa, and any one of the agents It includes the above affiliated stores.

The bansa provides a payment network between at least one card company (or financial company) and a payment terminal device 3400 equipped with an electronic payment function using an electronic payment means issued by the card company (or financial company), Manage at least one or more dealers in the center of the bansa-based dealer / merchant network, and manages at least one or more merchants through the dealer.

The agency may be configured to manage at least one affiliated store, and is responsible for the payment network business alliance and the payment network interworking operation between the bansa and the affiliated store on the bansa-based distributor / merchant network.

The affiliated store is provided with a predetermined payment terminal device 3400 that can be connected to the payment network provided by the bansa through any one of the agents (for example, renting the payment terminal device 3400 that can be connected to the bansa through the dealership or Or an electronic payment service using an electronic payment means issued to at least one or more customers by at least one card company (or financial company) through the payment terminal device 3400. Here, the merchant visiting customer visits the affiliated store, purchases at least one or more types and / or intangible goods sold by the affiliated store, and converts the amount corresponding to the purchased product from the predetermined card company (or financial company) to the customer. It includes a customer who performs payment processing (or payment processing through predetermined cash) through the issued electronic payment means.

Referring to FIG. 22, at least one product manufacturer in the bansa-based dealer / merchant network for distributing goods manufactured by at least one product manufacturer through the bansa-based dealer / merchant network to sell to the merchant visited customers. Is further included.

The product manufacturer is characterized by manufacturing (and / or distribution) at least one or more products to be sold through the bansa-based dealer / merchant network, according to the invention order request (or purchase request) for the product from the bansa And (or sell) the goods to the bansa, and / or request consignment sales, wherein the bansa-based dealer / merchant network stores the delivered (or sold) merchandise. It is preferable to supply (or deliver) to at least one or more of the merchandise sales agency and / or product distribution agency and / or consignment sales agency included in the.

According to an exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to sell through the bansa-based dealer / merchant network and supplies it to bansa on the bansa-based dealer / merchant network. It is preferable that the merchandise being sold (or delivered) to the bansa is supplied (or delivered) to at least one dealer through at least one agency based on the bansa-based dealer / merchant network.

According to another exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to be sold through the bansa-based dealer / merchant network and supplies the agent to the bansa-based dealer / merchant network ( Or delivery), and the merchandise to be supplied (or delivered) to the agency is preferably supplied (or delivered) to at least one or more affiliate stores based on the bansa-based agency / merchant network.

According to an exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to sell through the bansa-based dealer / merchant network and supplies (or distributes) to the merchant on the bansa-based agency / merchant network. Shipping).

The bansa is characterized in that the order request (or purchase request) for at least one or more products to be sold from the product manufacturer through the bansa-based dealer / merchant network in accordance with the present invention, the order request (or purchase request) It is preferable to process the corresponding amount in a transaction between the product manufacturer and the bansa.

According to an embodiment of the present invention, it is preferable to contract a minimum delivery price and a minimum delivery quantity corresponding to the minimum delivery price between the bansa and the product manufacturer, and the order request (or purchase request) by the bansa is It is preferable to request an order (or purchase request) more than the minimum delivery quantity corresponding to the minimum delivery price, whereby the product to be sold is preferably delivered (or sold) at the minimum delivery price.

According to an exemplary embodiment of the present invention, the bansa calculates an order request (or purchase request) for the product based on the quantity of the product sold for a specific product consigned through at least one or more affiliated stores. If the order request (or purchase requisition) quantity is less than the minimum delivery quantity, it is desirable to request the minimum delivery quantity (or purchase requisition) to the product manufacturer instead of the calculated order requisition (or purchase requisition) quantity. The goods to be sold are thereby delivered (or sold) at the minimum delivery price.

According to another exemplary embodiment of the present invention, when the minimum delivery price corresponding to the minimum delivery price is contracted between the bansa and the product manufacturer for a predetermined period of time, the bansa is the at least one affiliated store. Calculating an order request (or purchase request) quantity for the product based on the quantity sold of the product for a specific product consigned and sold, and the calculated order request (or purchase request) quantity is the minimum delivery quantity. It is preferable to request an order (or purchase request) from the manufacturer, and the minimum quantity of the last order request (or purchase request) quantity and the quantity of the order request (or purchase request) for the predetermined period before the predetermined period expires is the minimum. If the minimum delivery quantity corresponding to the delivery price is not met, the last order request (or Request) quantities are preferably adjusted so as to reach the minimum supply quantity, and thereby the sales target product is delivered (or sold) to the minimum delivery rates.

In addition, the bansa is characterized by managing the supply (or delivery) of the product to be sold from the product manufacturer to the bansa and / or agents and / or merchants in accordance with the order request (or purchase request).

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the bansa according to an embodiment of the present invention, the bansa It is preferable to check and manage the supply date (or delivery date, or receipt date) and the supplied (or delivery, or receipt) product information for the product.

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the agency according to another embodiment of the present invention, It is preferable that Bansa receives the supply date (or delivery date) and the supplied (or delivery) product information of the product from the agency and confirms and manages it.

When the bansa order (or purchase request) at least one or more products to be sold from the product manufacturer, the product to be sold (or delivered) to the affiliated store according to another embodiment of the present invention, The bansa is provided with the supply date (or delivery date) and product information supplied (or delivery) for the product through the payment terminal device 3400 provided in the affiliated store, and / or through an agent managing the affiliated store It is preferable to receive the supply date (or delivery date) and the supplied (or delivery) product information for the goods and to check and manage them.

In addition, the bansa is characterized in that the product supplied (or shipped) from the product manufacturer is managed to be sold to the merchant visiting customers through the bansa-based dealer / merchant network, whereby the bansa-based bansa-based distributor / An order management system (or order management server 2300) is preferably provided to manage the sale of at least one product manufactured (and / or distributed) by the product manufacturer to a merchant visiting customer through a merchant network.

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the bansa according to an embodiment of the present invention, the bansa Supplies (or delivers) the at least one merchant to consign and sell the merchandise through at least one agent, and / or supplies (or delivers) the at least one merchant to the at least one merchant, It is preferable to sell the amount corresponding to the goods sold by payment processing in the transaction between the bansa and the merchant, and / or to request consignment sales of the goods supplied (or delivered) from the bansa to the merchant.

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the agency according to another embodiment of the present invention, The agency sells the subject merchandise to at least one affiliated store that consigns and sells the product, and sells the amount corresponding to the supplied product by processing a transaction between the bansa and the affiliated store, and / or from the bansa to the affiliated store. It is desirable to request consignment sales for the supplied (or delivered) goods.

When the bansa order (or purchase request) at least one or more products to be sold from the product manufacturer, the product to be sold (or delivered) to the affiliated store according to another embodiment of the present invention, It is preferable that the affiliated store handles an amount corresponding to the supplied product in a transaction between the bansa and the affiliated store.

Payment processing between the bansa and the merchant is characterized in that it comprises any one of the post-payment payment, and / or debit payment, and / or prepaid payment.

The post-pay method of payment between the bansa and the affiliated store according to an exemplary embodiment of the present invention, if the product is pre-supplyed (or shipped) to the affiliated store, and consigns the product to at least one merchant visited customer at the affiliated store, As a method of periodically performing payment processing after a predetermined period of time corresponding to the sold product, the burden on the affiliated store is minimized.

Debit method payment between the bansa and the merchant according to another embodiment of the present invention, after the goods are supplied (or shipped) to the merchant, the amount corresponding to the goods supplied (or delivered) from the merchant As a payment processing method, it may be applied when the sales performance of the affiliate store is low or the payment of the postpay payment method is overdue more than a prescribed number (or period).

In the prepaid payment method between the bansa and the affiliated store according to another embodiment of the present invention, when the order request (or a purchase request, or a delivery request) of the product is performed from the affiliated store to the bansa (or dealership), A method of prepaying the amount of the order request (or purchase request or delivery request) before supplying (or delivering) the product, wherein the merchant exceeds the order limit and requests the order (or purchase request or delivery request). Or when the sales performance of the merchant is low, or when the deferred payment process is overdue more than a prescribed number (or period).

According to another exemplary embodiment of the present invention, the distributor may sell at least one product manufactured (and / or distributed) by the product manufacturer in association with the bansa to the merchant visiting customer through the bansa-based dealer / merchant network. Wherein the merchant has an order management system for managing the sale of at least one product manufactured (and / or distributed) by the product manufacturer to the merchant visiting customer through the Bansa-based distributor / merchant network ( Or, order management server 2300 is preferably provided.

After the merchant on the bansa-based dealer / merchant network has received (or shipped) a predetermined product from the manufacturer of the product, and / or the product (or delivered) from the bansa and / or the agent, It performs the role of consigning the supplied (or delivered) goods to at least one merchant visit customer.

The merchant may request an order (or a purchase request, or a delivery request) for at least one or more target merchandise to the bansa through a predetermined payment terminal device 3400, and / or at least one or more to the bansa through the agency. An order request (or a purchase request or a delivery request) is performed on a merchandise to be sold, so that the affiliated store stores the quantity of the order request (or purchase request or delivery request) among the goods already held by the bansa (or dealer). The product is supplied (or shipped) and sold in consignment.

When the order request (or purchase request, or delivery request) from the merchant, the bansa is characterized in that the screening the order limit quantity for the merchant, the order request (or purchase request exceeding the order limit quantity from the merchant) , Or to request delivery).

In addition, when the order request (or purchase request, or delivery request) from the merchant, the bansa exceeds the quantity of the order request (or purchase request, or delivery request) of the goods held by the bansa (or dealer) And if the quantity of the held product is less than the quantity of the order request (or purchase request or delivery request), the ban company sends the order request (or purchase request or delivery) from the merchant to the product manufacturer. It is preferable to request (or purchase) the requested product to the product manufacturer.

The implementation method illustrated in FIG. 22 delivers (or sells) at least one product to bansa from at least one product manufacturer, and delivers the product to a bansa (and / or distributor, and / or on the bansa-based dealer / merchant network). When supplying (or delivering) to an affiliated store, the bansa consigns the goods through at least one or more merchants, and the merchants consigned to the at least one merchant visiting customer to sell the consignment products .

Referring to FIG. 22, the product manufacturer corresponds to a product manufacturing institution that manufactures (and / or distributes) at least one product to be sold through the bansa-based dealer / merchant network and delivers (or sells) to the bansa, The ban company receives an order request (or purchase request) of at least one product from the product manufacturer, receives the order request (or purchase request) product from the product manufacturer, and transfers the received product to at least one affiliate store. Corresponds to a product manufacturer (consignment sales request agency) requesting consignment sales, wherein the order request (or purchase request) product is supplied (or shipped) from the product manufacturer to bansa, and / or the product manufacturer Supplied (or delivered) to an agency, and / or supplied (or delivered) from the product manufacturer to the merchant. All are possible, and the present invention is not limited thereby.

In addition, in FIG. 22, the agency may include a consignment sales agency consigning at least one or more merchandise requested by consignment sales to at least one affiliate store, and / or at least one consignment sale request from the bansa. It corresponds to a merchandise distribution agency for distribution to the above merchants, the merchants request the supply (or delivery request) of at least one or more consignment sales products to the bansa (or distributor), and then the supply request ( Or a request for delivery) corresponds to a consignment sales agency that receives (or delivers) a product and consigns to at least one merchant visit customer, wherein the merchandise sold by the merchant is not the sales of the merchant but the bansa (product manufacturer ( Consignment sales request agency)) is preferably treated as sales.

In FIG. 22, before the product manufacturer delivers (or sells) an order request (or purchase request) from the bansa to the bansa (for example, the order request (or purchase request) to the bansa) Before supplying (or delivering), and / or supplying (or delivering) to the agent, and / or supplying (or delivering) to the merchant, or during delivery (or sale), or delivery (or sale) After that, the payment amount for the product is characterized in that it is processed as sales of the product manufacturer (and / or bansa expenses), whereby the product manufacturer pays VAT (or income tax) on the payment amount There is an obligation to do so, and the bansa will be able to treat the payment as expenditure.

According to the implementation method of the present invention, the selling price for the consignment goods sold by the merchant is the delivery price delivered from the product manufacturer to the bansa, the profits of the bansa and / or the agency fee and / or product storage fee and And / or at least one distribution fee and / or payment fee and / or the merchant fee.

In addition, the sales of the goods consigned by the affiliated store is characterized in that it is treated as sales of bansa corresponding to the product manufacturer (consignment sales requesting agency), not the affiliated store, whereby the bans with respect to the payment amount There is an obligation to pay VAT (or income tax).

FIG. 23 is a diagram illustrating an order management system for a consignment product sold through a bansa-based dealer / merchant network according to another exemplary embodiment of the present invention.

In more detail, FIG. 23 illustrates a method of selling products in which at least one product manufactured by at least one product manufacturer is circulated through the bansa-based dealer / merchant network as shown in FIG. As an example of an embodiment of a system configuration for ordering the consignment merchandise and payment of an ordered merchandise at an agent / merchant on the bansa-based dealer / merchant network, the person having ordinary knowledge in the art to which the present invention pertains, By referring to and / or modifying the Figure 23 it can be inferred from the various implementation methods for the system configuration for ordering and consignment sales of the consignment products in the dealer / merchant on the bansa-based dealer / merchant network, the present invention Includes all of the inferred implementation methods It said, to which the present invention is not limited to the particular embodiments of methods depicted in the Figure 23.

The payment terminal device 3400 provided in the affiliated store (or dealership) has a function of communicating with a specific server among at least one or more servers provided in the bansa through the payment network provided by the bansa, and at least transmitted to the server And a function of generating one or more telegrams, and a function of transmitting and receiving the generated telegrams with the server through the payment network, and an electronic settlement service using a predetermined electronic settlement means based on the function. In addition, according to the present invention, the order processing of the consignment goods is performed. Hereinafter, for convenience, the affiliated store (or agency) is referred to as an "affiliated store".

According to the exemplary embodiment of the present invention, the payment terminal device 3400 has a plurality of operation modes for order processing of consignment goods according to the present invention, in addition to the customer payment mode for the electronic payment service using the predetermined electronic payment means. Preferably, the operation mode is selected and / or switched and / or restored by a key event generated by the key input device provided in the payment terminal device 3400, and / or a menu selection. The preferred embodiment of the payment terminal device 3400 for the order processing will be described in detail with reference to FIG.

Referring to FIG. 23 according to an embodiment of the present invention, the payment terminal device 3400 is an order management server provided in a bansa through a predetermined merchant side payment network 2365-1 for order processing of the consignment goods. It is preferable to connect with the communication (2300), to generate a predetermined message corresponding to a predetermined operation mode and transmit to the order management server 2300 through the payment network, and the payment from the order management server 2300 Receive a full text corresponding to the transmitted full text over a network.

According to another exemplary embodiment of the present invention, the payment terminal device 3400 may include at least one wired terminal including a desktop computer and / or a notebook provided with a predetermined card reader device and a card reader program. In this case, the payment network may include a Transmission Control Protocol / Internet Protocol (TCP / IP) based wired network to which the wired terminal is connected, and the order management server 2300 may be a web server connected to the TCP / IP based network. However, the present invention is not limited thereto. In addition, the payment terminal device 3400 may include a personal communication system (PCS) and / or a global system for mobile communications (GSM) terminal and / or a personal digital cellular phone equipped with a predetermined card reader module and a card reader program. Personal Digital Cellular (PDC) and / or Personal Handyphone System (PHS) terminals and / or Personal Digital Assistants (PDAs) and / or Smart Phones and / or Telematics and / or Or a wireless terminal including at least one DataTAC / Mobitex-type wireless data communication terminal and / or a portable Internet terminal based on IEEE 802.16. In this case, the payment network may include a CDMA-based mobile communication network and / or a DataTAC / Wireless network including at least one of a Mobitex-based wireless data communication network and / or an IEEE 802.16 based high-speed wireless Internet network. The order management server 2300 may be a wireless server connected to the wireless network, but the present invention is not limited thereto.

The bansa (or a system management agency affiliated with bansa) is provided with a server system of the order management system for the goods consigned through the bansa-based dealer / merchant network, the order management system is a predetermined merchant The order management server 2300 and the order management server 2300 connected to the payment terminal device 3400 to perform the order processing function according to the present invention through the side payment network 2365-1, and the payment terminal device And a database management system (DBMS) 2370 that stores and manages information necessary for processing an order for a consignment product in connection with the 3400, and delivers the ordered product in connection with the order management server 2300. It includes a delivery management server 2355 for managing the, and a payment processing server 2360 for processing the order goods payment required in the order processing process.

According to one embodiment of the present invention, when the payment processing server 2360 does not include the consignment terminal information valid for the full payment approval request received from the payment terminal device 3400 during the consignment payment processing, Preferably, the terminal further includes a function of replacing terminal information included in the payment approval request text with valid consignment terminal information corresponding to the bansa (consignment sales request agency).

Referring to FIG. 23 according to an embodiment of the present invention, the DBMS 2370 includes at least one merchant information for consigning and selling the consignment merchandise according to the present invention, and an order including order history approved by the affiliate store. It includes a merchant D / B (2371) for linking and storing the details information, the settlement processing information for the consignment sale product, and the point information including the points accumulated in the affiliated store corresponding to the consignment sale It features.

Merchant information included in the affiliated store D / B 2371 is the consignment sale product among a plurality of affiliated stores having the payment terminal device 3400 connected through the bansa and a predetermined merchant side payment network 2365-1. Merchant information for consigning and selling the merchant information, wherein the merchant information includes at least one of merchant information, representative information, merchant number information, business registration number information, business status information, item information, telephone number information, merchant location information, and bansa information. It is preferable to make.

The order history information included in the affiliated shop D / B 2371 may include at least one order history approved by the order management server 2300 among order request information requested from the affiliated store. The order history information includes the date and time of approval of the order request requested from the merchant and the order approval code (or order rejection reason code), the at least one consigned sales product code, the consigned sales product information, and the order approved of the order. It is preferable to include at least one of the quantity, consignment sales amount and consignment sales fee information.

The settlement processing information included in the affiliated store D / B 2371 includes information for processing the settlement sales amount between the affiliated store and the bansa (trusted sales requesting agency) for a product consigned through the affiliated store. Wherein the settlement processing information includes a consignment sale amount settlement date between the affiliated store and the ban company (consignment sales requesting agency) and consignment sales fee information and settlement history information for at least one consignment sale product; The consignment sales fee information may include at least one of consignment sales fee information and / or consignment sales fee information for consignment sales goods and / or consignment sales fee information for consignment sales amounts.

The point information included in the affiliated store D / B 2371 may include point related information accumulated in the affiliated store and / or used by the affiliated store when processing a consignment sale product payment corresponding to the sales management information. The point information includes point card information issued to the affiliated store, points accumulated in the affiliated store in response to the consignment sale product settlement amount, point operation information for the accumulated points, and the point operation information. It is preferable to include at least one or more used points corresponding to the above.

The sales management information included in the affiliated store D / B 2371 may include sales related information for selling the ordered product to at least one affiliated store visitor at the affiliated store. When the purchase price of the commodity is paid through the electronic payment means of the product, product code information sold to the customer and payment history information corresponding to the payment processing using the electronic payment means, and / or the merchant customer receives the product through cash When the purchase price is paid, at least one product code information sold to the customer and cash receipt information corresponding to the cash settlement process are included.

In addition, the DBMS 2370 is the product order information approved of the order request requested to the order management server 2300 from at least one merchant in accordance with the present invention, merchant information corresponding to the order approved product, and the order It characterized in that it comprises an order management D / B (2372) for storing the cooperative processing of the delivery management information corresponding to the approved product.

Product order information of the order management D / B (2372) is order processing information for the order goods approved by the order management server (2300) of the order request information requested from the merchant information to consign the consignment sales goods Wherein the product order information includes the merchant information ordering the product, the date and time of payment of the order request, the payment method information, the payment processing information, and the at least one consignment authorized for the order request from the merchant. It is preferable to include at least one selling product code, consignment sales product information, order quantity, consignment selling product unit price, and settlement amount for each consignment selling product.

Delivery management information of the order management D / B (2372) is characterized in that it comprises information for managing the delivery of the goods corresponding to the product order information to the affiliated store, the scheduled delivery date information and the goods to be shipped Corresponding order approval code information, location information (e.g., product manufacturer, warehouse, transport, etc.) of the goods to be delivered; and delivery information (e.g., delivery date, warehouse receipt date, warehouse release date, transport vehicle information, etc.) And at least one delivery date information is preferably made.

In addition, the DBMS (2370) in accordance with the present invention, the inventory management D / B (2374) for storing the product code information for the at least one or more consignment products, the product information for the product, and the inventory management information in association It is characterized by comprising.

The product code information of the inventory management D / B 2374 is code information for identifying a specific product manufactured by a predetermined product manufacturer, and barcode information (eg, 1-dimensional barcode information, Two-dimensional barcode information, color code information, etc.), and / or RFID code information corresponding to the RFID tag attached to the consignment goods (eg, Electronic Product Code (EPC), ISO code, U-Code, etc.), and / Or it comprises at least one predetermined product code assigned to the product according to the standards defined by the bansa, the invention is not limited by a specific code standard.

The product code information is preferably the same product code is defined in the same type of goods manufactured by the same manufacturer (or manufacturer). For example, if the product code information is EPC-based RFID code information, the product code information corresponds to an object code of the RFID code.

Alternatively, if the consignment product code conforms to a code system defined by bansa (trusted sales requesting agency), the product code corresponds to code information defined in the same product among code systems defined by the bansa (trusted sales requesting agency). do.

The commodity information of the inventory management D / B 2374 is information corresponding to a commodity manufactured by a predetermined commodity manufacturer. The commodity information, commodity price information (for example, commodity selling price), commodity manufacturer (or country of origin) information And at least one product description information.

The inventory management information of the inventory management D / B 2374 delivers a specific product (eg, a product corresponding to the product code information and product information) manufactured by a predetermined product manufacturer to an affiliated store on the bansa-based agency / merchant network. Inventory related information on the goods held by the bansa before the product, product manufacturing information about the product, inventory information, delivery information including the delivery date and delivery quantity for the product from the product manufacturer, inventory management It is preferable that the information includes at least one person in charge.

If the product is directly delivered from a product manufacturer to an affiliated store on the bansa-based distributor / merchant network, the inventory management information may be linked with the product manufacturer server to store stock related information about the product.

In addition, the DBMS 2370 stores an order limit policy for determining an order limit for an order request of the affiliated store based on the sales management information of a specific affiliated store stored in the affiliated store D / B 2371 according to the present invention. And a policy D / B 2373.

The order limit policy of the limit policy D / B 2373 is based on the sales management information of the affiliate store that sells the consignment goods on the Bansa-based agency / merchant network, and the maximum order limit number of which the merchant can order the product. Characterized in that comprises the policy information to determine the.

For example, the order limit policy may include policy information for increasing or decreasing the maximum order limit quantity according to the sales performance included in the sales management information.

Referring to FIG. 23, the order management server 2300 may transmit a full order request for the consignment goods from a payment terminal device 3400 provided at at least one affiliate store through a predetermined affiliate store payment network 2365-1. The information receiving unit 2310 and at least one or more order request information from the order request message received through the professional receiving unit 2310 information extraction unit 2315, the extracted order request information and the DBMS (2370) stored in An order limit check unit 2340 for checking an order limit for the order request affiliate based on the information, an order request approval unit 2335 for approving the order request based on the order limit check result, and the order request A professional generation unit 2330 for generating an order approval message including an order request approval result generated by the approval unit 2335 and the merchant side payment network 2365-1 for the order approval message. It characterized in that it comprises a specialized transmission unit 2305 for transmitting to the payment terminal device 3400 provided in the affiliated store through.

In addition, the order management server 2300 is based on the order request information and the information stored in the DBMS (2370) upon approval of the order request requested from the merchant by the order request approval unit (2335) to the order request product It is preferable to further include a stock checking unit (2345) for checking the stock for.

In addition, the order management server 2300 performs a settlement sales amount settlement process between the affiliated store and the bansa (trust sales request agency) on the settlement sales amount settlement date included in the settlement processing information of the affiliated store D / B (2371). It is preferable to further provide a settlement processing unit 2320.

In addition, the order management server 2300 further includes a point processing unit 2350 for generating predetermined point information corresponding to the consignment sale amount and accumulating the affiliated store when payment is made for the consignment sale product at an affiliate store. It is preferable.

In addition, the order management server 2300 is approved by the order request request unit from the merchant request order approval unit 2335, and corresponds to the inventory check result of the consignment sales goods by the inventory confirmation unit 2345 Calculate a predetermined scheduled delivery date, generate delivery processing information including at least one of the scheduled delivery date, the order request affiliate store information, and the delivery destination information corresponding to the order request affiliate store, and provide the package to the delivery management server 2355. It is preferable to further provide the delivery processing part 2325.

The professional receiver 2310 and the professional transmitter 2305 are payment terminal devices 3400 provided in at least one affiliate store through a predetermined merchant side payment network 2365-1 among electronic payment processing systems provided in the bansa. It is preferable to correspond to the external system to which the communication channel is connected.

The expert receiving unit 2310 may receive at least one or more messages transmitted from the payment terminal device 3400 provided at the affiliate store through the affiliated store payment network 2365-1. Full text of order request for consignment goods, and / or Full text of order cancellation, and / or Full text approval request for consignment sales for consignment goods, and / or Full text of payment approval for consignment sales for consignment goods, and / Or when the merchant sells and pays the ordered product to a predetermined merchant visit customer, full payment authorization request for merchant sales for payment approval processing of the merchant sales goods, and / or cancellation of payment approval for the merchant sales goods. Characterized in that for receiving at least one or more of the specialty payment cancellation cancellation for the merchant.

However, in the following embodiments, if the person having ordinary knowledge in the technical field to which the present invention belongs, the request full text (for example, full request request, payment approval request for consignment sales, full payment approval request for merchants) Corresponding cancellation full text (eg, order cancellation full text, commission sales approval text for sale, merchant sales payment approval text for sale) can be easily inferred, so the embodiment of the cancellation text is omitted for convenience.

When at least one full text is received through the full text receiver 2310, the information extracting unit 2315 determines the type of the received full text by reading the received full text structure. The function of confirming the type of may be processed through a separate professional confirmation unit (not shown), whereby the present invention is not limited.

According to an exemplary embodiment of the present invention, the information extracting unit 2315 may configure the information structure included in the received full text of the order request professional specification, and / or the order cancellation professional specification, and / or the settlement approval request professional specification. Specialized type received through the specialized receiving unit 2310 by matching at least one of the professional specification, and / or payment approval cancellation professional specification, and / or payment approval request professional specification, and / or payment approval cancellation professional specification for consignment sales It is desirable to check.

According to another exemplary embodiment of the present invention, when a preamble received through the preamble receiver 2310 includes a predecessor predecessor identifier (for example, an identifier for identifying the preamble type), the information extraction unit 2315 is provided. By reading the identifier included in the received telegram, it is preferable to confirm the type of telegram received through the telegram receiver 2310.

When the type of the preamble received through the preamble receiver 2310 is confirmed, the information extracting unit 2315 is configured to perform at least the order processing and / or consignment sales process and / or payment processing according to the present invention from the received preamble. Extract one or more pieces of information.

According to an embodiment of the present invention, when a predetermined order request is received through the specialized receiver 2310, the information extracting unit 2315 includes at least one consignment sales product code information and the consignment sales from the order request. It is preferable to extract order request information including at least one of the merchant information requesting the order, the extracted order request information is provided to the order limit check unit (2340).

The order limit checking unit 2340 extracts and reads sales management information stored in association with the affiliated store information in the affiliated store D / B 2371 on the DBMS 2370 based on the affiliated store information extracted from the order request text. By doing so, it is characterized in that for confirming the order limit according to the consignment sales performance of the merchant.

If the consignment sales of the affiliated store is greater than or equal to the predetermined result, the order limit checking unit 2340 extracts and manages the sales management information of the affiliated store stored in association with the affiliated store information in the affiliated store D / B 2371. By applying the order limit policy based on the sales performance of the product corresponding to the consignment sale product code, the merchant checks the maximum order limit number that can order the product corresponding to the consignment sale product code to the maximum It is done.

At this time, if the sales performance of the affiliated store is superior to a certain criterion, the maximum order limit quantity increases within a certain range, and if the sales performance of the affiliated store does not exceed the predetermined criteria, the maximum order limit quantity is a predetermined range. Decrease within.

According to one embodiment of the present invention, if the order quantity of the merchant for the product requested by the merchant exceeds the maximum order limit quantity, the order limit checking unit 2340 is the order quantity of the merchant is the maximum order It is preferable to adjust within a frequency.

The inventory checking unit 2345 manages the inventory of the DBMS 2370 based on the consignment merchandise code included in the order request information upon approval of the order request requested from the affiliated store by the order request approval unit 2335. By extracting and reading the inventory management information stored in association with the product code information in the D / B (2374), to check whether there is inventory that can be immediately delivered to the merchant requested product from the merchant The result is provided to the delivery processor 2325.

When it is confirmed that sufficient inventory of the consignment goods requested by the affiliated store exists in the inventory management information, the delivery processing unit 2325 may immediately deliver the consignment sale goods (eg, up to 5 days from the order date). Calculate the shipping goods code information and / or shipping goods information and / or shipping goods quantity information to be delivered to the merchant from the order history information, and then the scheduled delivery date and shipping goods code information and / or shipping goods information and And / or generate delivery processing information including at least one delivery product quantity information and provide the same to the delivery management server 2355, wherein the delivery management server 2355 is based on the delivery processing information. Shipping the delivery goods from the management to deliver to the merchant.

In addition, when it is confirmed that at least one or more sufficient stocks for the consignment goods requested by the affiliated store are not present in the inventory management information, the delivery processing unit 2325 may schedule a scheduled delivery of the consignment goods (eg, an order date). Up to 5 days), and confirming the delivery product code information and / or the delivery product information and / or the quantity of the delivery product information to be delivered to the affiliated store from the order history information, And / or generate delivery processing information including at least one delivery product information and / or quantity of delivery product information, and provide the same to the delivery management server 2355, wherein the delivery management server 2355 processes the delivery. Based on the information, a product that does not have sufficient stock is requested to be delivered from each product manufacturer. It manages the delivery, and also manages to ship the delivery goods from the warehouse based on the delivery processing information and deliver to the merchant.

The settlement processing unit 2320 is connected to the affiliated store information in the affiliated store D / B (2371) on the settlement sale price settlement date included in the settlement processing information stored in the affiliated store D / B (2371) Extract the sales management information stored in association and store, calculate the consignment sales fee corresponding to the payment amount information included in each sales management information, and settle the consignment sales fee between the affiliated store and bansa (consignment sales requesting agency). The settlement processing unit 2320 for the settlement processing is preferably performed in connection with the financial system (not shown) equipped with the merchant bank account (not shown).

According to an exemplary embodiment of the present invention, when the sales result of the payment processing of the consignment sale product by cash exists in the sales management information, the settlement processing unit 2320 is a consignment sales fee corresponding to the cash settlement-based consignment sale amount. Is subtracted from the consignment sales amount calculated from the electronic payment means based consignment sales amount and settles the transaction between the affiliated store and bansa (consignment sales requesting agency), whereby The corresponding commission is automatically settled.

According to another exemplary embodiment of the present invention, when the sales result of payment processing of the consignment product in cash exists in the sales management information, the settlement processing unit 2320 deposits the cash settlement based consignment sales amount to the affiliated store. After requesting, it is preferable to calculate a consignment sales fee for the cash settlement-based consignment sales amount and settle the transaction between the affiliated store and bansa (consignment sales request agency).

24 is a diagram showing a preferred configuration of information on the affiliated store information stored in the affiliated store D / B 2371 according to the embodiment of the present invention.

More specifically, Figure 24 is a preferred information configuration for the merchant information for consigning the goods sold through the bansa-based dealer / merchant network among the merchants on the bansa-based dealer / merchant network, it is usually in the technical field to which the present invention belongs If you have the knowledge of the present invention, various additions to the merchant information associated with the credit card company (or financial company) and the electronic payment service according to the business status / item and / or additional service type of the affiliated store by referring to and / or modified in this figure 24 Although an information structure may be inferred, the present invention is not limited to the inferred information structure. For example, when a predetermined discount coupon service is affiliated between the affiliated store and the card company (or financial company), the affiliated store information may further include an information structure for the discount coupon service.

Referring to FIG. 24, the affiliated store information stored in the affiliated store D / B 2371 includes affiliated store information, representative information, affiliated store number information, business registration number information, business status information, item information, telephone number information, and merchant location information. It includes at least one, and the affiliated store information is processed in association with predetermined agency information for managing the affiliated store.

The merchant information is the name of a business registration certificate for a merchant affiliated with the card company (or financial company) and the electronic payment service, and the payment terminal provided in the merchant at a payment server 2375 provided in the card company (or financial company). It is included in the payment approval message sent to the device 3400.

The representative information includes a representative name and a representative social security number on a business registration certificate for a merchant affiliated with the card company (or financial company) and an electronic payment service, and corresponds to a taxable image on the merchant sales corresponding to the payment amount.

The affiliated store number information includes at least one of a terminal unique number corresponding to the payment terminal device 3400 provided at the affiliated store, and / or an affiliated store unique number provided at a bansa or a card company (or a financial company) by matching with the terminal unique number. It consists of a unique number, and usually consists of 6 to 16 digits. If the affiliate store number is 6 digits, up to 999,999 unique affiliate store numbers may be displayed.

The business registration number information is a business registration number written on a business registration certificate for a merchant affiliated with the card company (or financial company) and an electronic payment service, and is issued by the tax office having jurisdiction over the merchant location, and based on the business registration number. Tax on sales is charged.

The business status information and the item information are the business status and the item on the business registration certificate for the affiliated store affiliated with the card company (or financial company) and the electronic payment service, and the fee rate for the payment amount is determined based on the business status information and the item information.

The telephone number information includes a wired telephone number provided to the affiliated store, and the affiliated store location information includes the affiliated store address.

Distributor information that is processed in association with the affiliated store information is characterized in that for managing the affiliated store on the bansa-based dealer / merchant network.

According to one embodiment of the present invention, it is preferable that a distribution warehouse for at least one consignment product to be provided to the affiliated store is provided to the agency.

FIG. 25 is a diagram showing a preferred information structure for order history information stored in the affiliated store D / B 2371 according to the embodiment of the present invention.

In more detail, FIG. 25 is a preferred information structure for order history information corresponding to an order request of an affiliate store that consigns goods sold through the bansa-based agent / merchant network among merchants on the bansa-based agent / merchant network. Those skilled in the art will be able to infer various additional information configurations for the order history information by referring to and / or modifying this drawing 25, but the present invention may be inferred by the inferred information configuration. This is not limited.

Referring to FIG. 25, the order history information stored in the affiliated store D / B 2371 may include order approval date and time, an order approval code (or order rejection reason code) information approved by the order request of the affiliated store, and the consignment sale product. It characterized in that it comprises at least one or more consignment sales product information, including the consignment sales product code, product information, order request quantity, order quantity, consignment sales amount and consignment sales fee information and order payment amount information.

The order approval date and time information is the date / time information received the full order request from the payment terminal device 3400 provided in the merchant, and / or order approval by the order request approval unit 2335 of the order management server 2300 The code (or order rejection reason code) includes at least one or more generated date / time information.

The order approval code information includes an order approval code generated by the order request approval unit 2335 of the order management server 2300 when the order is approved for the order request of the affiliated store, and the reason for rejecting the order. Code is made by including the order rejection reason code generated by the order request approval unit 2335 of the order management server 2300, when the order rejection of the order request of the merchant, thereby requesting the order request from the merchant The reason for the rejection can be confirmed.

The consignment merchandise code of the consignment merchandise information includes product code information corresponding to the merchandise requested by the affiliate store and order approved by the order management server 2300, and a bar code corresponding to the merchandise approved by the order. Information (eg, 1D barcode information, 2D barcode information, color code information, etc.), and / or RFID code information (eg, EPC, ISO code, U-Code, etc.) corresponding to the RFID tag attached to the consignment product. And / or at least one predetermined product code assigned to the product according to the standards defined by the bansa.

The commodity information of the consignment merchandise information includes product name information and commodity price information (for example, commodity selling price), commodity manufacturer (or country of origin) information, and commodity description information of the order-approved commodity. .

The order request quantity of the consignment product information includes the number of products requested by the merchant to the order management server 2300 through a predetermined order request message, and the order quantity of the consignment product information is the order request In response to the order includes the actual quantity ordered to the merchant is made.

For example, as a result of confirming an order limit corresponding to the order request, when the order request quantity is less than the maximum order limit quantity of the affiliated store, the order request quantity and the order quantity have the same value.

If the order limit check corresponding to the order request results in the order request quantity exceeding the maximum order limit quantity of the affiliated store, the order quantity may be adjusted within the maximum order limit quantity.

The consignment sales amount of the consignment merchandise information includes an amount of consignment selling the consignment merchandise at the affiliated store, and the affiliated store sells the consignment merchandise as the consignment sales amount.

The consignment sales fee of the consignment merchandise information is a consignment sales fee rate that is settled from the consignment sales amount to the affiliated store when the consignment sales product is sold at the affiliated store and corresponds to the profit of the affiliated store when the consignment sales product is sold.

FIG. 26 is a diagram showing a preferred information structure for settlement processing information stored in the affiliated store D / B 2371 according to the method of the present invention.

More specifically, FIG. 26 is a settlement of the consigned sales amount between the merchant and the bansa (consigned sales request agency) which consigns and sells the goods sold through the bansa-based distributor / merchant network among the merchants on the bansa-based dealer / merchant network. As a preferred information structure for settlement processing information for processing, those skilled in the art to which the present invention pertains refer to and / or modify this drawing 26 to infer various additional information configurations for the settlement processing information. Although it is possible, the present invention is not limited by the inferred information structure.

For example, a person having ordinary knowledge in the art to which the present invention pertains can refer to this drawing 26 to infer a preferred configuration of information on consignment fee per consignment product and / or consignment sale fee information by consignment amount. Although it is possible, this invention is not limited by this.

Referring to FIG. 26, the settlement processing information stored in the affiliated store D / B 2371 includes a settlement date for settlement of the consigned sales amount negotiated between the affiliated store and bansa (consigned sales requesting agency), the commissioned sales fee, and the affiliated store and the Characterized in that it comprises at least one or more payment history information performed between the bansa (trust sales request agency).

The settlement sale price settlement date of the normal processing information is set as the settlement date every month, characterized in that the settlement sales process between the affiliated store and the bansa (trusted sales requesting agency) is settled, the commissioned commission fee is the merchant It includes the consignment commission rate that applies to all consignment products sold by.

The settlement history information may include at least one settlement date, a fee rate actually applied at the settlement date, and a settlement amount (eg, an amount corresponding to a consignment sale fee among consignment sales amounts) paid by the bansa (trust sales requesting agency) to the affiliated store. It is made to include.

FIG. 27 is a diagram showing a preferred information structure for point information stored in the affiliated store D / B 2371 according to the embodiment of the present invention.

More specifically, FIG. 27 shows the consignment sales amount when the order settlement process corresponding to the order is performed at a merchant that consigns and sells the products sold through the bansa-based agency / merchant network among the merchants on the bansa-based agent / merchant network. Corresponding information structure for the point information for accumulating a predetermined point to the affiliated store, and those skilled in the art to which the present invention pertains, refer to and / or modify this figure 27 for the point information Various additional information configurations may be inferred, but the present invention is not limited to the information inferred.

Referring to FIG. 27, point information stored in the affiliated store D / B 2371 includes predetermined point card information issued to the affiliated store by the bansa, and the affiliated store based on the point card during the order settlement process. Point earning information to be accumulated in the at least one point use information using the accumulated points in response to the accumulated information and the point management information and the point management information characterized in that it comprises at least one.

The loyalty card information includes at least one piece of affiliated store information for identifying the affiliated store that has issued the loyalty card and at least one piece of loyalty card information issued to the affiliated store.

Merchant information of the point card information is information for identifying the merchant that issued the point card, the predetermined merchant number corresponding to the merchant (for example, terminal information provided to the payment terminal device 3400 provided in the merchant) Terminal unique number), and / or a unique number assigned to the affiliated store by the bansa, and / or a number including at least one serial number of a point card issued to the affiliated store).

The card number of the point card information includes a point card number issued by the bansa to the affiliated store, and points earned in response to the order payment processing is preferably credited with the point card, for this point A card number may be further included in the order settlement approval request text, and the point is automatically accumulated in the point card corresponding to the order settlement processing in the order management server 2300, in the order settlement approval request text. The reward card number may be omitted.

According to an embodiment of the present invention, the point card is preferably manufactured in the form of an MS card and / or an IC card, and the storage means provided in the point card (eg, the TRACK II area of the MS card, and / or the IC card). 16) is stored in the card number, a preferred embodiment thereof will be described in detail with reference to FIG.

The point earning information includes at least one or more points earning date, earning points and cumulative points in which a predetermined point is accumulated in the affiliate store (or point card) in response to the order settlement process.

The point earning date of the point earning information is the consignment sales amount is made to include the date when the consignment sales products are sold and the settlement process, the earning points of the point earning information is credited to the merchant (or point card) It is preferably made, including the points, wherein the earned points preferably include points calculated corresponding to the point earning conditions of the point operation information.

The cumulative point of the point accumulation information includes a point obtained by subtracting the use point of the point use information from the point in which the accumulation point is added.

The point operation information may be a point earning condition, a minimum point for payment for using the accumulated points in another merchant payment processing of the merchant owner (or the customer having the point card), and / or the merchant owner (or the point card holder). And at least one or more discount points for discounting a payment amount of another merchant.

The point usage information includes a point use day using the accumulated point and a use point used on the point use day.

The point use date of the point usage information is used to process the other merchant payments of the affiliate store owner (or the customer of the loyalty card), and / or other merchant payments of the merchant owner (or the customer of the loyalty card). It includes the date information used to discount the amount, the point use date of the point use information is used to pay for the order on the point use date, and / or other of the merchant owner (or the customer with the loyalty card) Or point scores used for merchant payment processing, and / or for discounting the order payment amount, and / or for discounting other merchant payment amounts of the merchant owner (or the loyalty card customer). .

Figure 28 illustrates a point card according to an embodiment of the present invention.

More specifically, FIG. 28 illustrates an MS card-based point card issued by the bansa to the affiliated store. Those skilled in the art to which the present invention pertains may refer to and / or modify the present invention. The IC card-based point card may be inferred, but the present invention is not limited by the inferred information structure.

Referring to FIG. 28, the card number of the point card is stored in a 16-digit form in a primary account number (PAN) area of the TRACK II area of the MS, and the 16-digit card number is composed of a total of six areas. .

The first four digits ("8989") 700 of the 16-digit card number is a fixed value of the loyalty card, and one of the numbers not used by a conventional card company (or financial company) is used.

The other six digits ("000001") 705 may include serial numbers of "000001" to "999999" as the card serial number.

In addition, the next one digit ("3") 710 is a check digit (Check Digit) for the serial number, and performs the function of checking the validity of the serial number. Further, the next two digits ("01") 715 are set to '0' and '1', and the next two digits ("31") 720 are service codes for the reward card as "31" in FIG. Is set to. The last one digit ("4") 720 is a check digit for the first 15 digits, and checks the validity of the card number.

29 is a diagram showing a preferred configuration of information on sales management information stored in the affiliated store D / B 2371 according to the embodiment of the present invention.

More specifically, FIG. 29 includes a product code sold at the affiliate store when the product is sold and settled at an affiliate store consigning a product sold through the bansa based agent / merchant network among the merchants on the bansa-based agent / merchant network. As a preferred information configuration for the sales management information stored by linking and processing the payment history information, those having ordinary knowledge in the technical field to which the present invention belongs, will be sold in the affiliated store by referring to and / or modified in this figure 29 It would be possible to infer an implementation method for the cash receipt information including the product code, but the present invention includes all the implementation methods inferred, and the present invention is not limited by the inferred information configuration.

Referring to FIG. 29, the sales management information stored in the affiliated store D / B 2371 includes product code information, transaction date and time information, a card number, a payment amount, a settlement approval number, and a slip sold at the affiliate store. And at least one serial number information and processing result information.

The commodity code information is a commodity code corresponding to the commodity sold by the affiliate store, and the commodity code is included in the payment approval request message generated by the payment terminal device 3400 provided at the affiliate store and transmitted to the bansa. In this way, the bansa will check in real time the goods sold in merchants.

The transaction date and time information is a date and / or time at which a payment occurred using at least one card of the [customer card] at a predetermined affiliate store, and is read from a timer of the payment terminal device 3400 provided at the affiliated store. The payment is received by the card company (or financial company) included in the full text of the request for approval, or when the payment approval request message is received from the payment terminal device 3400 at the payment server 2375 provided at the card company (or financial company). It is read from the timer of the server 2375.

The card number corresponds to a customer card (e.g., a credit card, a check card, and a debit card that the customer presents as a payment method of the product) that purchased the product sold through the bansa-based dealer / merchant network. As the number, a 16-digit card number is preferably included.

The payment amount information is input to a payment terminal device 3400 provided at the affiliated store through a key input device, and / or a payment input from a predetermined point of sales terminal connected to the payment terminal device 3400. The amount corresponds to a payment authorization request amount using at least one of the customer card (for example, a credit card, a check card, and a debit card that the customer presents as a payment method of the product) at the affiliated store.

The payment approval number information using at least one of the customer card (for example, credit card, check card, debit card presented by the customer as a payment means of the product) from the payment terminal device 3400 provided in the affiliated store After the payment approval is requested, when the payment server 2375 provided in the card company (or financial company) approves the payment approval request, it corresponds to a unique number generated by the payment server 2375 to identify the payment approval. do.

The document serial number information is stored in at least one card of the customer card (for example, a credit card, a check card, and a debit card presented by the customer as a payment method of the product) in the payment terminal device 3400 provided in the affiliated store. Corresponding to the serial number assigned to the payment approval request full text to identify the corresponding payment approval request full text, and generally consists of six digits.

The processing result information is a payment using at least one or more of the customer card (for example, credit card, check card, debit card presented by the customer as a payment means of the product) from the payment terminal device 3400 provided in the merchant After the approval is requested, the processing result of the payment approval request is included.

30 is a view showing a preferred information structure for the product order information stored in the order management D / B (2372) according to the embodiment of the present invention.

More specifically, Figure 30 is a preferred information configuration for the product order information requested by the merchant on the bansa-based dealer / merchant network, the order is approved by the order management server 2300, it is common in the art Those skilled in the art will be able to infer various additional information configurations for the product order information by referring to and / or modifying the drawing 30, but the present invention is not limited by the inferred information configuration.

Referring to Figure 30, the product order information stored in the order management D / B (2372) is the merchant information corresponding to the merchant requesting the order of the goods, the order approval date and time the order request is approved and the order approval code (or order Reason for rejection code) and the information on the consignment sales product including the consignment sales product code, product information, order request quantity, order quantity, consignment sales unit price and payment amount for the consignment sales product It is done.

Merchant information of the merchandise order information is information for identifying an affiliated store that has issued the reward card, and includes a predetermined affiliated store number corresponding to the affiliated store (for example, terminal information provided to a payment terminal device 3400 provided at the affiliated store). Terminal unique number), and / or a unique number assigned to the affiliated store by the bansa, and / or a number including at least one serial number of a point card issued to the affiliated store).

The order approval date and time information is the date / time information received the full order request from the payment terminal device 3400 provided in the merchant, and / or order approval by the order request approval unit 2335 of the order management server 2300 The code (or order rejection reason code) includes at least one or more generated date / time information.

The order approval code information includes an order approval code generated by the order request approval unit 2335 of the order management server 2300 when the order is approved for the order request of the affiliated store, and the reason for rejecting the order. Code is made by including the order rejection reason code generated by the order request approval unit 2335 of the order management server 2300, when the order rejection of the order request of the merchant, thereby requesting the order request from the merchant The reason for the rejection can be confirmed.

The consignment merchandise code of the consignment merchandise information includes product code information corresponding to the merchandise requested by the affiliate store and order approved by the order management server 2300, and a bar code corresponding to the merchandise approved by the order. Information (eg, 1D barcode information, 2D barcode information, color code information, etc.), and / or RFID code information (eg, EPC, ISO code, U-Code, etc.) corresponding to the RFID tag attached to the consignment product. And / or at least one predetermined product code assigned to the product according to the standards defined by the bansa.

The commodity information of the consignment merchandise information includes product name information and commodity price information (for example, commodity selling price), commodity manufacturer (or country of origin) information, and commodity description information of the order-approved commodity. .

The order request quantity of the consignment product information includes the number of products requested by the merchant to the order management server 2300 through a predetermined order request message, and the order quantity of the consignment product information is the order request In response to the order includes the actual quantity ordered to the merchant is made.

For example, as a result of confirming an order limit corresponding to the order request, when the order request quantity is less than the maximum order limit quantity of the affiliated store, the order request quantity and the order quantity have the same value. If the order limit check corresponding to the order request indicates that the order request quantity exceeds the maximum order limit quantity of the affiliated store, the order quantity is adjusted to be within the maximum order limit quantity, and / or for the consignment goods. After payment of the prepaid order, it can be processed to the same value as the order request quantity.

The consignment merchandise price of the consignment merchandise information includes a supply cost for supplying the consignment merchandise to the affiliated store requesting the order from the bansa, and the settlement amount of the consignment merchandise information includes the order quantity and the consignment sales. The price calculated by multiplying the unit price.

31 is a diagram showing a preferred configuration of information on delivery management information stored in the order management D / B 2372 according to the embodiment of the present invention.

More specifically, Figure 31 is a preferred information configuration for managing the delivery of the consignment goods ordered to the merchant on the bansa-based dealer / merchant network as the preferred information configuration, a person of ordinary skill in the art If so, various additional information configurations for the delivery management information may be inferred by referring to and / or modifying this drawing 31, but the present invention is not limited by the inferred information configuration.

Referring to Figure 31, the delivery management information stored in the order management D / B (2372) is the expected delivery date of the consignment goods, order approval code, delivery status, location, delivery information, delivery confirmation information It is made, including.

The scheduled delivery date is preferably set within a maximum of five days from the order date, and includes a date to which the product requested by the affiliated store is delivered to the affiliated store through a predetermined logistics process.

The order approval code includes an order approval code generated by the order request approval unit 2335 of the order management server 2300 when an order is approved for the order request of the affiliated store, and the delivery state is the order management. According to the predetermined delivery processing information generated by the server 2300, the consignment sales goods are shipped from the bansa warehouse and displayed to each step of delivery to the affiliated store, the order management server 2300 in the delivery management server When the predetermined delivery processing information is provided at 2355, the delivery status is "received", and when the consignment goods are released from the distribution warehouse, the delivery status is "issued", and the consignment goods are predetermined. When transported to the affiliated store through the logistics process, the delivery status is "in transit", and when the consignment sales goods are delivered to the affiliated merchant Is the "delivery completed".

The position indicates the current position of the consignment goods, the position before the consignment merchandise is released from the warehouse is the "logistics warehouse", and when shipped from the warehouse and delivered through a predetermined transport vehicle The position becomes "carrying vehicle", and when the consignment sale goods are delivered to the affiliated store, the position becomes "an affiliated store".

The delivery information includes information on an incoming and outgoing state, a receipt date and time, an exit date and time, and a transport vehicle of a product corresponding to the requested product.

The incoming and outgoing state indicates the state information for which the requested product is delivered from a predetermined product manufacturer and received in the distribution warehouse or issued from the distribution warehouse, and the receipt date and time is the delivery of the product from the predetermined product manufacturer. And the date / time information received in the warehouse, wherein the release date and time includes date / time information released to deliver the goods to the affiliated store, and the transport vehicle information includes the released goods in the affiliated store. It consists of the vehicle number being carried by.

The delivery confirmation information includes a delivery date and a delivery inspection confirmation code for the delivery product after the requested product is delivered to the affiliated store.

The delivery date of the delivery confirmation information is compared with the order details of the delivered goods in the merchant, and when it is confirmed that there is no abnormality in the delivered goods, a predetermined through the payment terminal device 3400 provided in the merchant When a delivery confirmation message (for example, a message for confirming that the delivery product is normally delivered including an order approval code) is generated and transmitted to the order management server 2300, the delivery confirmation message is the order management server 2300. Including the date and time received, and the delivery inspection confirmation code comprises a serial code assigned to the full delivery confirmation by the order management server (2300).

According to one embodiment of the present invention, when the order management server 2300 generates predetermined delivery processing information and provides the delivery management server 2355, the delivery management information is as shown in FIG. The delivery date and delivery confirmation code of the delivery date and the delivery vehicle information of the delivery information and the delivery confirmation information include a null value.

If the consignment merchandise has been released to the warehouse for delivery to the affiliated store, the delivery management information is as shown in (b) of FIG. 31, wherein a valid value is available for the delivery date and delivery vehicle information of the delivery information. Is assigned, the delivery date and the delivery inspection confirmation code of the delivery confirmation information include a null value.

If the consignment merchandise is delivered to the affiliated store, the delivery management information is as shown in (31) of FIG. 31, wherein valid values are assigned to the delivery date and the delivery inspection confirmation code of the delivery confirmation information.

32 is a diagram showing a preferred configuration of information on inventory management information stored in inventory management D / B 2374 according to the embodiment of the present invention.

In more detail, Figure 32 is a preferred information configuration for the information for managing the inventory of the goods for consignment through the merchant on the bansa-based dealer / merchant network, if one of ordinary skill in the art However, various additional information configurations for the inventory management information may be inferred by referring to and / or modifying the drawing 32, but the present invention is not limited by the inferred information configuration.

Referring to FIG. 32, the inventory management information stored in the inventory management D / B 2374 includes product manufacturer information including a product manufacturer name and a manufacturer number, and product code information (or product information associated with the inventory management information). The total inventory amount for the product corresponding to the product), the delivery information including the goods receipt date information and the entrance quantity information of the goods included in the total inventory delivered from the product manufacturer, the name of the person in charge of the inventory management product, It includes at least one person in charge information including a position.

The merchandise manufacturer name includes the trade name of a merchandise manufacturer that manufactures, distributes and delivers the merchandise sold through the affiliated store on the bansa-based dealer / merchant network, and the manufacturer number is the merchandise manufacturer in the bansa. It includes the serial number assigned to it.

The total inventory includes the total number of inventory held in the warehouse so that goods corresponding to the product code information (or product information) associated with the inventory management information can be immediately delivered. The receipt date and time information of the delivery information includes the date / time information that the goods corresponding to the product code information (or product information) associated with the inventory management information from the product manufacturer is received in the warehouse, the entrance quantity is It includes the number of products received from the product manufacturer to the warehouse at the time of receipt.

The person in charge information is information for confirming the location of responsibility for inventory management of the goods received in the warehouse, the receipt / delivery of the goods are managed by the person in charge.

33 is a diagram showing a preferred configuration of information on the order limit policy stored in the limit policy D / B 2373 according to the method of the present invention.

More specifically, FIG. 33 shows an order limit for an order quantity corresponding to the order request, when an order request for at least one or more products is requested from an affiliated store on the bansa-based dealer / merchant network to the order management server 2300, and / Or a preferred configuration of information on the order limit policy information for switching the order payment method corresponding to the order request, if the person skilled in the art to which the present invention pertains, refer to this figure 33 and / or It is possible to infer various additional information configurations for the order limit policy by modification, but the present invention is not limited by the inferred information configuration.

Referring to FIG. 33, the order limit policy stored in the limit policy D / B 2373 includes a negative order limit policy in which the order limit decreases according to the sales performance of the affiliated store, and the sales performance of the affiliated store. Accordingly, a positive order limit policy of increasing the order limit is made.

34 is a view showing a preferred functional configuration of the payment terminal device 3400 provided in the merchant in accordance with another embodiment of the present invention.

More specifically, FIG. 34 illustrates an embodiment of a payment terminal device 3400 provided at an affiliated store for order processing and / or order settlement and / or delivery inspection and / or payment processing for the goods for consignment sale. In the related art, those skilled in the art to which the present invention pertains may refer to and / or modify the drawing 34 to infer additional functional configurations of the payment terminal device 3400 provided in the affiliated store. However, it is to be understood that the technical features of the present invention are not limited to this drawing 34 but include all the inferred implementation methods.

Referring to FIG. 34, the payment terminal device 3400 basically includes a control unit 3405, a memory unit 3450, a card reader unit 3410, a key input unit 3420, a screen output unit 3415, and a communication processing unit 3430. And a security application module 3435, a print output unit 3440, and a power supply unit 3425 for supplying power to the payment terminal device 3400, and at least one terminal function unit according to the intention of a person skilled in the art. (Not shown) and the like.

The control unit 3405 controls the overall operation of the payment terminal device 3400 in the function configuration, manages the flow of information or data between each component, and orders and / or order payment for the consignment products Or controlling components provided in the payment terminal device 3400 for a delivery inspection and / or a payment processing function for the goods, and hardware (Central Processing Unit) / MPU (Micro Processing Unit) And at least one processor including at least one processor, an execution memory (for example, a register and / or random access memory (RAM)), and a bus (BUS) for inputting and outputting predetermined data. A device 3400 is loaded from a predetermined recording medium into the execution memory in order to perform a function specific to the device 3400 and processed by the processor. Contains a predetermined program routine and / or program data (hence, the payment for the function of order processing and / or payment of the consignment goods and / or inspection of delivery and / or payment processing of the goods). The control unit 3405 may view a predetermined program recorded on a recording medium provided in the terminal device 3400 and / or a component that can be processed in software from among the functional configurations provided in the payment terminal device 3400 for the above functions. It is characterized in that it is made to be provided in).

According to the exemplary embodiment of the present invention, the control unit 3405 may include components (eg, the memory unit 3450, the card reader unit 3410, the key input unit 3420, and the screen) provided in the payment terminal device 3400. The payment terminal device by interworking an output unit 3415, a communication processing unit 3430, a security application module 3435, a print output unit 3440, and / or a terminal function unit (not illustrated) according to the intention of a person skilled in the art. Controlling and managing the provision of the electronic payment service defined in 3400, as well as order processing and / or order payment and / or delivery inspection and / or payment processing for the consignment goods according to the present invention. For controlling the components provided in the payment terminal device 3400 for interworking with each other, and / or for the order processing and / or order payment and / or delivery inspection and / or payment processing for the goods Payment terminal device It is preferable to execute the program recorded on the recording medium provided at 3400.

The memory unit 3450 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the payment terminal device 3400 is performed. General term of non-volatile memory for storing information or data), including at least hardware-based electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). It includes one or more storage means, the control unit 3405 is a predetermined program routine and program data required for performing a predetermined control function (for example, the program routine is input or output to perform a predetermined function) Data) is stored.

According to the present invention, the memory unit 3450 is configured to provide order processing and / or order payment and / or delivery inspection and / or payment processing for the goods according to the present invention. And store the consignment merchandise information on the consignment merchandise sold through the affiliate store in a read / write memory area of the memory constituting the unit 3450, wherein the consignment merchandise information is stored in the merchandise management information. It is preferable to include at least one product inventory information, a preferred embodiment thereof will be described in detail with reference to FIG.

According to an exemplary embodiment of the present invention, the memory unit 3450 may process the order for the consignment goods and / or check the order and / or check the delivery and / or pay for the goods as shown in FIG. 34. In order to provide processing, merchant sales terminal information and / or consignment to at least one memory area of a read only memory (ROM) area or a read / write memory area of the memory constituting the memory unit 3450. The terminal information for sale can be stored separately.

The terminal information may include a unique number and / or device serial number and / or ESN (Electronic Serial) assigned to each payment terminal device 3400 to identify a specific payment terminal device 3400 among a plurality of payment terminal devices 3400. Number), and a ban company (or card company) that receives a predetermined payment approval request text from the payment terminal device 3400 through the payment terminal device 3400 through the terminal information. Characterized by identifying the merchant (or merchants requesting approval of electronic payment) is requested.

To this end, the bansa (or card company) preferably stores the terminal information and affiliated store information provided with the payment terminal device 3400 in a predetermined database.

According to another exemplary embodiment of the present invention, the terminal information may further include the affiliated store information, whereby the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, at least one or more memory areas of the read-only memory area and / or the read / write memory area of the memory unit 3450 are separately stored and the terminal information for merchant sales is stored separately or Alternatively, at least one of the read-only memory area and / or the read / write memory area of the memory unit 3450 may store terminal information of any one of merchant terminal information and consigned terminal information. The present invention is not limited thereby.

The merchant sales terminal information is original terminal information corresponding to the payment terminal device 3400 provided in the affiliated store, and the payment amount corresponding to the tangible and intangible products sold by the merchant provided with the payment terminal device 3400. When the card payment is performed through the customer-owned card as a payment method for the payment, the payment amount is made to include the terminal information included in the full payment card payment approval request so that the payment is processed as the sales of the merchant.

In addition, the consignment sales terminal information includes the terminal information included in the full order payment approval request so that when the order request from the merchant to the order management server 2300, the order payment amount is processed as the sales of the bansa.

According to another exemplary embodiment of the present invention, the consignment sales terminal information may not be provided in the payment terminal device 3400 and may be omitted. In this case, the consignment sales terminal information may be set by the predetermined server provided in the bansa. The terminal device 3400 may be alternatively inserted into the telegram generated and transmitted.

Merchant owner (or merchant representative, or a person consigning the consignment sales goods through the merchant) through the payment terminal device 3400 to process the order payment for the consignment goods according to the present invention, and / or the The customer who purchases and pays the merchandise, which is entrusted and sold through a merchant, may use an MS (Magnetic Stripe) card based on ISO / IEC 7810 standard and / or a contact IC card (or wireless) based on ISO / IEC 7816 standard. IC chip) and / or a card including at least one non-contact IC card (or wireless IC chip) based on ISO / IEC 14443 standard, and the card reader unit 3410 includes the card. It is characterized by providing an interface for reading at least one or more information or data provided in the card.

According to the exemplary embodiment of the present invention, the card reader unit 3410 may include an MS reader unit providing an interface between the MS card and the payment terminal device 3400, and / or the contact IC card and the payment terminal device ( 3400) a contact IC reader unit providing an interface between the contactless and / or a contactless IC reader unit providing an interface between the contactless IC card and the payment terminal device 3400.

The MS reader unit is a card reader unit 3410 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized in that the predetermined information or data from the at least one track (Track) provided in the MS of the MS card to interface with the payment terminal device 3400 by using the loaded.

The contact IC reader unit is a card reader unit 3410 based on ISO / IEC 7816, and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) Characterized in that the interface to the payment terminal device 3400.

The contactless IC reader part is a card reader part 3410 based on ISO / IEC 14443. The contactless IC reader part uses at least an electrical contact with the contactless IC card by using capacitive coupling and / or inductive coupling. It includes one or more antennas, and supplies power to the IC chip of the IC card through the antenna, and payment of predetermined information or data from the IC chip through the half duplex transaction using APDU It is characterized in that the interface to the terminal device (3400).

According to an embodiment of the present invention, the card reader unit 3410 may store predetermined card information (eg, a card) from at least one card reader unit 3410 for an electronic payment service defined in the payment terminal device 3400. It is preferable to read the payment means information corresponding to the payment means including at least one provided credit card, check card, debit card, cash card, financial account.

The key input unit 3420 includes at least one key button including at least one number key and / or a character key and / or a function key. Detects information (or signal) input from a predetermined key input device, and interoperates with the controller 3405 to determine an input mode and / or an operation mode of the payment terminal device 3400 based on the information (or signal). A predetermined key button provided in the key input device in a specific input mode and / or an operation mode of the payment terminal device 3400 controlled by the control unit 3405. When information (or a signal) is input, a key event corresponding to the input information (or a signal) is generated, and the generated key event is provided to the controller 3405. The controller 3405 Said payment Acquiring predetermined key data corresponding to the key event in the current input mode and / or operation mode of the speech device 3400, and / or obtaining a command to execute a predetermined function matched with the key event. It is characterized by.

The key input unit 3420 and the key input device having at least one key button interoperate with each other to perform a function of key input means provided in the payment terminal device 3400.

The key input device interoperating with the key input unit 3420 may include a keypad device including at least one numeric key and a function key, and / or at least one numeric key and a character key (eg, English character key, and / or Korean character). Key) and / or a keyboard device having a function key, and / or having at least one numeric key and a function key in conjunction with the screen output means, and / or having at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

According to the implementation method of the present invention, the key input unit 3420 is the payment for order processing and / or order payment and / or delivery inspection and / or payment processing for the goods in accordance with the present invention. It is preferable to change (or switch) the operation mode of the terminal device 3400. For this purpose, the key input device includes a key button for changing (or switching) the operation mode, or is provided in the key input device. It is possible to use one of the key buttons (for example, the number '9' key button) as a key button for changing (or switching) the operation mode.

In addition, the key input unit 3420 may provide key data (eg, payment) corresponding to the electronic payment service from at least one key input device for the electronic payment service defined in the payment terminal device 3400 in the franchise sales mode. And / or order processing for the consignment goods and / or order payment and / or delivery inspection and / or payment processing for the goods according to the present invention. In order to perform the function of the key input means for receiving at least one or more key data for the order processing and / or order payment and / or delivery inspection and / or payment for the goods from the key input device.

The screen output unit 3415 is a liquid crystal display (LCD) and the like by the controller 3405 in the process of the payment terminal device 3400 performs a predetermined function (for example, an electronic payment processing function using a card). And / or output at least one or more information or data which are predefined or defined in real time to be output to a predetermined display device including a cathode ray tube (CRT) through a predefined interface screen. The output unit 3415 and the screen output device interoperate with each other to perform a function of the screen output means provided in the payment terminal device 3400.

The information or data predefined to be output from the payment terminal device 3400 to the screen output device may be provided in the key data input through the key input unit 3420 and / or in the payment terminal device 3400. Corresponding to information (or data) stored or generated by a component, information (or data) transmitted / received through the communication processing unit 3430, and / or a predetermined operation result performed by the payment terminal device 3400 ( Or data).

According to a preferred embodiment of the present invention, when the screen output unit 3415 changes (or switches) an operation mode of the payment terminal device 3400 to an affiliate store sales operation mode, the screen output unit 3415 may correspond to the affiliate store sales operation mode. It is preferable to perform a function of a screen output means for outputting an electronic payment processing screen according to each electronic payment step to the screen output device for a payment service.

The communication processing unit 3430 is a terminal (or VAN (Value Added Network)) terminal (or VAN (Value Added Network)) in the process of the payment terminal device 3400 performs a predetermined function (for example, electronic payment processing function using a card) Server) and / or a terminal (or device) connected to the payment terminal device 3400 via a predetermined cable and / or a terminal (or device) connected to the payment terminal device 3400 through a predetermined short-range wireless communication. And a predetermined communication means for connecting a communication session with a network communication unit for connecting a predetermined communication channel with a server (or device) on a wired or wireless network, and / or via a predetermined cable communication port. A predetermined short-range communication terminal (or device) through a cable communication unit for connecting a communication session with a terminal (or device) of the device, and / or at least one short-range wireless communication means. It comprises a short-range wireless communication unit for connecting a device and a predetermined communication session, and comprises a communication protocol and / or driver for connecting the communication channel (or communication session) in software.

The network communication unit may include a predetermined wired network and / or a mobile communication network including a Value Added Network (VAN) or a financial common network or high-speed Internet (eg, ADSL / VDSL / Cable Network /.../ satellite communication). Connecting a communication channel with a server (or device) on a wired / wireless network through a predetermined wireless network including a wireless data communication network, and hardwarely connecting the payment terminal device 3400 to a predetermined wired / wireless network. It comprises a modem (Modem) or a Network Interface Card (NIC), and comprises a communication protocol and / or driver for connecting the payment terminal device 3400 to the wired and wireless network in software.

The cable communication unit may connect a communication session with a predetermined cable communication terminal (or device) through a predetermined cable communication (for example, RS-232c or Universal Serial Bus (USB)). It comprises a predetermined cable communication port to be connected, and comprises a communication protocol and / or driver for the cable communication in software.

According to one embodiment of the present invention, the cable communication terminal (or device) preferably comprises a point of sales (POS) terminal connected to the payment terminal device 3400 through a predetermined cable communication. In this case, the payment terminal device 3400 may receive payment information including a payment amount and / or an installment month number corresponding to the merchant selling product from the POS terminal.

According to another exemplary embodiment of the present invention, the cable communication terminal (or device) may include a barcode reader (not shown) connected to the payment terminal device 3400 through a predetermined cable communication. In this case, the payment terminal device 3400 may receive product code information corresponding to barcode information of the product. In addition, the cable communication terminal (or device) may include an RFID (Radio Frequency Identification) reader connected to the payment terminal device 3400 through a predetermined cable communication, in which case the payment terminal device 3400 ) Can receive product code information corresponding to the RFID code information of the product.

The short range wireless communication unit includes at least one of infrared ray communication, RF (Radio Frequency) communication, Bluetooth (BlueTooth), Wireless LAN (Wi-Fi), Wi-Fi (Wi-Fi), and Universal Serial Bus (USB). Characterized in that to connect a predetermined terminal (or device) and a short-range wireless communication session through at least one or more short-range wireless communication means, the hardware includes the infrared communication, RF communication, Bluetooth, WLAN, WiFi, UWB It includes a predetermined short range wireless communication module for short range wireless communication, and includes a communication protocol and / or driver for private short range wireless communication in software.

The secure application module (SAM) is a confidentiality and / or authentication required by the payment terminal device 3400 to perform electronic payment and / or electronic payment using the card. Security requirements, including Authentication and / or Integrity and / or Nonrepudiation, may be used within the payment terminal device 3400 without using an authentication server (or payment server 2375) on a payment network. As a safety device for performing a secure and reliable structure in the, a predetermined message (processed in the process of performing the predetermined security request function (for example, electronic payment and / or electronic payment function) the payment terminal device 3400 ( Information or data), add an authenticator to prevent forgery (or tampering) of the message, or perform the security request function. It characterized in that it performs the function of storing the key information.

In general, the security application module 3435 is preferably composed of a predetermined security application module 3435 inserter and the security application module 3435 chip, the security application module 3435 chip is a chip containing at least 8-bit CPU Application Specific Integrated Circuit (ASIC) chips (eg, PLCC 44-pin chips) and / or IC chips (eg, IC cards in the form of subscriber identity modules (SIMs)) with performance of 2 MIPS (Million Instructions Per Second) or more. It is preferable to comprise a.

In addition, the security application module 3435 is at least one or more security application data (eg, at least one identifier, version, expiration date, issue date, code value required for the payment terminal device 3400 to perform a predetermined security request function) And / or keys (e.g., one master key and at least one application key) and / or protocols (e.g., trading protocols, re-transaction protocols, immediate transaction cancellation protocols, collection protocols, SAM issuance protocols, (e.g. Card company) registration protocol, authorization acquisition protocol, mode switching protocol, key download protocol, SAM revocation protocol) and / or commands (e.g., at least one read / authentication / transmission / registration / setting / mode switching / collection / deletion / discard / Initialization / reprocessing / cancellation command).

According to one embodiment of the present invention, the security application module 3435 stores terminal information for any one of merchant terminal information or consigned terminal information, or the security application module 3435 stores terminal information for merchant sales. It is possible to be stored separately and the sales terminal information for consignment, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the consignment sales terminal information may not be provided in the payment terminal device 3400 and may be omitted. In this case, the consignment sales terminal information may be set by the predetermined server provided in the bansa. The terminal device 3400 may be alternatively inserted into the telegram generated and transmitted.

The print output unit 3440 may include a process of performing the predetermined function (eg, an electronic payment processing function using a card) and / or predetermined information or data (eg, payment) generated by the payment terminal device 3400. A printing protocol for printing the print information or data through a predetermined printing device in accordance with a predetermined printing form, characterized in that the processing result information or data) is output to a predetermined printing device (for example, a receipt printing machine). And a driver.

According to another exemplary embodiment of the present invention, at least one or more terminal information among the affiliated store selling terminal information and / or consigned selling terminal information may include the payment terminal device in addition to the memory unit 3450 and / or the security application module 3435. 3400 may be directly included in the terminal program recorded on the recording medium.

As described above, the terminal program including the affiliated store selling terminal information and / or the consigned selling terminal information includes one each of the affiliated store selling terminal information and the consigned selling terminal information, and is not arbitrarily added, changed, or updated. And / or the terminal program can be used to easily add, change, or update the terminal program online.

According to an exemplary embodiment of the present invention, the affiliated store sales terminal information and the consignment sales terminal information are respectively separated in the form of a constant value used by a terminal program recorded on a recording medium provided in the payment terminal device 3400. It may be included in the terminal program, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, any one of the terminal information of the merchant terminal information for sale or the consignment terminal for sale is in the form of a constant value used by a terminal program recorded on a recording medium provided in the payment terminal device 3400. It is included in the terminal program in the furnace, and the remaining terminal information may be stored in the memory unit 3450 or the security application module 3435, whereby the present invention is not limited.

Referring to FIG. 34, the payment terminal device 3400 is configured to process the order for the consignment goods and / or the order settlement and / or the delivery inspection and / or the payment processing for the goods. An operation mode confirmation unit 3455 for confirming an operation mode of the payment terminal device 3400 in conjunction with an input unit 3420, and information for generating a full text corresponding to the verification result in connection with the key input unit 3420; An information input unit 3460 for receiving an input, an information extracting unit 3475 for extracting at least one information for generating a full text corresponding to the verification result from the memory unit 3450, and a predetermined full text corresponding to the verification result The full text generated by the full text generation unit 3465 and the communication processing unit 3430 in conjunction with the full text generation unit 3465 through the payment network, and transmits to the full text from the payment network; A specialized processor 3470 which receives a corresponding predetermined message and outputs information included in the received full message through the screen output unit 3415 and / or outputs through the print output unit 3440. It is characterized by comprising.

The operation mode confirming unit 3455 interoperates with the key input unit 3420, and the operation mode of the payment terminal device 3400 sells and / or processes the merchandise for sale and / or the consignment sale product to the affiliated store visitor. Is it a payment mode, or a cash receipt mode for selling the product in cash, or an order mode for the consignment goods, or a consignment payment mode for the consignment goods, merchant payment mode for merchants, the merchant Characterized in that the delivery check mode for the goods shipped to.

When the operation mode of the payment terminal device 3400 is a payment mode for selling and paying the merchant selling goods and / or the consignment sale goods to the affiliated store visitor, the information input unit 3460 may settle payment for the goods. It is preferable to input and process payment information including an amount and / or installment months, and is provided to the inputted full text generation unit 3465.

In addition, when the operation mode of the payment terminal device 3400 is a cash receipt mode in which the product is sold in cash, the information input unit 3460 includes a mobile phone number for the customer who purchased the product and the payment amount. It is preferable to process the receipt information, and it is provided to the inputted full text generation unit 3465.

In addition, when the operation mode of the payment terminal device 3400 is an order mode for the consignment product, the information input unit 3460 inputs at least one consignment product code (or from a barcode reader and / or an RFID reader). Reception) processing, and is provided to the inputted full text generator 3465.

In addition, when the operation mode of the payment terminal device 3400 is a consignment payment mode for the consignment sale product, the information input unit 3460 inputs an order approval code generated by the order management server 2300. Or, and / or input processing of the order settlement amount and / or the installment months, and the input information is provided to the full text generation unit 3465.

In addition, when the operation mode of the payment terminal device 3400 is a delivery inspection mode for goods delivered to the affiliated store, the information input unit 3460 inputs an order approval code generated by the order management server 2300. It is preferable to process and provided to the inputted full text generator 3465.

The operation mode of the payment terminal device 3400 is a payment mode for selling and paying the merchant selling goods and / or the consignment sale goods to the merchant visiting customers, and / or a cash receipt mode for selling the goods in cash. Or, and / or in the order mode for the consignment sale product, and / or in the delivery inspection mode for the goods delivered to the affiliated store, the information extraction unit 3475 is for selling the affiliated store from the memory unit 3450. Preferably, the terminal information and the consignment merchandise information for the consignment merchandise are extracted. The extracted merchant information and the consignment merchandise merchandise information (or commodity code information) are provided to the full text generation unit 3465.

In addition, when the operation mode of the payment terminal device 3400 is a consignment payment mode for the consignment sale product, the information extracting unit 3475 extracts the consignment sale terminal information from the memory unit 3450. Preferably, the extracted consignment terminal information is provided to the full text generation unit 3465.

The full text generation unit 3465 may write a full text corresponding to each operation mode of the payment terminal device 3400 based on the information input through the information input unit 3460 and the information extracted through the information extracting unit 3475. Characterized in that it is generated, wherein the generated full text is the order request full text, and / or cancellation order full text for the consignment sales, and / or full order settlement approval request for the consignment sales goods, and / or the consignment sales Full payment approval cancellation order for the product, and / or Full payment approval request for payment approval processing for the sold product when the merchant sells and pays the ordered product to a predetermined merchant visiting customer, and / or the At least one full payment authorization for canceling payment for goods sold and / or full delivery confirmation for inspecting the delivery of the goods to the merchant. Above it comprises.

The specialized processing unit 3470 transmits the full text generated by the professional generating unit 3465 to the order management server 2300 on the payment network through the network communication unit of the communication processing unit 3430, and the order management server 2300. Receive a predetermined message corresponding to the transmitted message from the), and outputs the information contained in the received message in conjunction with the screen output unit 3415, or in conjunction with the print output unit 3440 And outputting information included in the received telegram.

According to an embodiment of the present invention, when the preamble type payment request information is included in the preamble received by the payment terminal device 3400, the specialized processing unit 3470 is an operation mode of the payment terminal device 3400. After switching to the prepaid main payment mode, it is preferable to perform a prepaid order settlement procedure corresponding to the order settlement amount.

35 is a diagram showing an information structure for consignment goods information provided in the payment terminal device 3400 according to the embodiment of the present invention.

In more detail, FIG. 35 illustrates a memory unit 3450 for providing an order request and payment service for a sale product according to the present invention in the payment terminal device 3400 shown in FIGS. 2A, 2B, 2C, and 2D. A preferred information configuration for the consignment sales product information stored in the), and those skilled in the art to which the present invention pertains, refer to and / or modify this drawing 35, the key technical features of the present invention. While it would be possible to infer an implementation method for various information configurations for consignment sale product information without violating the present invention, the present invention includes all the inferred implementation methods, and an embodiment of the present invention is illustrated in FIG. It is by no means limited to organized information.

Referring to FIG. 35, the consignment sale product information includes product management information and product inventory information. The product management information includes product manufacturer information, product code information, product name information, It includes sales price information, inventory information in the merchant, and the like, wherein the product inventory information includes serial number information on the target merchandise, receipt date information and expiration date information in the merchant.

The product management information of the consignment product information includes the payment terminal device 3400 including all information on the product to be sold through the affiliated store in the process of providing the payment terminal device 3400 at the affiliated store. It is preferable to be stored in the memory unit 3450 provided in the, and the bansa (consigned sales request agency) is preferably updated periodically depending on whether to add, update, delete the product to be sold through the merchant. .

In addition, the product inventory information of the consignment sales product information is processed in connection with the predetermined product management information of the product management information of the consignment sales product information at the time when a predetermined sale target product is received into the affiliated store and the payment terminal device (3400) It is preferably stored in the memory unit 3450 provided in the), it is preferable to be updated or deleted in the process of the goods sold in the merchant consignment.

The product manufacturer information of the product management information is code information for identifying a product manufacturer supplying at least one or more products consigned by the affiliated store. Preferably, the same product manufacturer information is included in a product supplied by the same product manufacturer. . For example, if the product code information is EPC-based RFID code information, the product manufacturer information corresponds to the company code (EPC Manager) of the RFID code.

Alternatively, if the product code information follows the code system defined by the bansa, the product code corresponds to code information assigned to the product manufacturer of the code system defined by the bansa.

The commodity code information of the commodity management information is code information for identifying a specific commodity manufactured by the same manufacturer (or a manufacturer), and the same commodity code is preferably defined for the same kind of commodity.

For example, if the product code information is EPC-based RFID code information, the product code information corresponds to an object code of the RFID code.

Alternatively, if the product code information follows the code system defined by the bansa, the product code corresponds to code information defined in the same product of the code system defined by the bansa.

The product name information of the product management information is information for identifying a product corresponding to the product code information in the form of text information, and the same product name is preferably defined for the same kind of product.

The selling price information of the commodity management information includes a price for selling the target merchandise in the affiliated store, or a payment amount that a predetermined customer must pay to purchase the target merchandise, and according to a predetermined discount policy. Accordingly, the selling price can be updated or adjusted.

The merchant information in the affiliated store of the product management information is the number of products for sale corresponding to the product inventory information processed in association with the product management information, and includes the number of items for sale that are not sold after being put into the merchant.

The serial number information of the product inventory information is a serial number for identifying each product included in a specific product manufactured by the same manufacturer (or a manufacturer), and different serial numbers are preferably defined for the same kind of product.

For example, if the product code information is a bar code, the serial number information corresponds to a serial number attached to each product in association with the bar code.

Alternatively, if the product code information is EPC-based RFID code information, the serial number information corresponds to a serial number of the RFID code.

Alternatively, if the product code information follows a code system defined by bansa, the serial number information corresponds to code information respectively defined on the same product among the code systems defined by bansa.

According to an embodiment of the present invention, the product code information includes product code information of the product management information, and / or concatenates product code information of the product management information and serial number information of the product inventory information. It is possible to achieve all, by which the present invention is not limited.

For example, in FIG. 35, when the commodity code information includes commodity code information of the commodity management information, the commodity code information is "98765", and the commodity code information is commodity code information of the commodity management information and the commodity. In the case where the serial number information of the stock information is concatenated, the product code information is "9876512345".

Receiving date information in the affiliated store of the product inventory information comprises the date (and / or time) information that the merchandise for sale is delivered to the merchant and received, the expiration date information of the product inventory information is entrusted by the merchant It includes the date (and / or time) information corresponding to the expiration date for each product to be sold, whereby the ban sales commissioned by the merchant through the payment network connected to the payment terminal device 3400 Inventory management and distribution management of the target product can be easily processed.

36 is a diagram illustrating a process of generating a full order request in the payment terminal device 3400 provided at an affiliated store according to an exemplary embodiment of the present invention and transmitting it to the order management server 2300.

In more detail, in FIG. 36, when the operation mode of the payment terminal device 3400 provided in the affiliated store is switched to the order request mode, the payment request is generated by generating an order request message including at least one order product code and a merchant number. As an implementation method for a process of transmitting to the order management server 2300 through a network, those skilled in the art to which the present invention pertains may refer to and / or modify the drawing 36 and the payment terminal device ( 3400 may be inferred from the various implementation methods for generating the full order request to the order management server 2300 via the payment network, the present invention includes all the inferred implementation method, the present invention An embodiment of the present invention is not limited to the process shown in FIG.

Referring to FIG. 36, an operation mode of the payment terminal device 3400 is changed to an order mode through a predetermined key input and / or a menu in a default operation mode for an order request according to the present invention. (3600).

When it is confirmed that the operation mode of the payment terminal device 3400 is switched (or changed) to the order mode, the payment terminal inputs at least one order product code information requesting an order to the bansa (3605).

If the order product code information input is completed (3610), the payment terminal completes the order request, including the input at least one order product code information, the order quantity for each product and the merchant number (for example, merchant sales terminal information) It generates (3615), and transmits the generated full order request to the order management server 2300 through the merchant side payment network (2365-1) (3620).

37 is a view showing an order limit confirmation process according to an embodiment of the present invention.

More specifically, Figure 37 is based on the order request information contained in the order request in the order management server (2300) receiving the order request full text from the payment terminal device 3400 provided in the affiliated store to the order product As an implementation method for the process of confirming the order limit for a person having ordinary skill in the art to which the present invention pertains, referring to and / or modifying this drawing 37 infers various implementation methods for the order limit confirmation process. As will be appreciated, the present invention encompasses all of the inferred implementation methods, and embodiments of the present invention are not limited to the processes shown in FIG.

In the following figure 37, the order management server 2300 will be referred to as "server" for convenience.

Referring to FIG. 37, the server determines whether at least one full text message is received through the affiliated store payment network 2365-1 (3700), if a predetermined full text message is received through the affiliated store payment network 2365-1. When received (3705), the server reads the received full text structure to determine whether the received full text is an order request full text including at least one order product code information (3710).

If the received message is not the order request message (3715), the server performs each operation procedure corresponding to the received message (3720). For example, if the received message is a payment approval request message, the server performs a payment approval procedure corresponding to the payment approval request message.

On the other hand, if the check result is that the received full text is the order request (3715), the server extracts at least one order product code information, order quantity information and merchant number from the received order request text (3725), the merchant Based on the number, extracting at least one or more sales management information stored in association with the affiliated store information corresponding to the affiliated store number from the affiliated store D / B 2371 (3730), and based on the sales performance of the extracted sales management information. The order limit policy is read to determine whether an order limit exists for the affiliated store (eg, the maximum order limit quantity corresponding to the affiliated store is greater than '0') (3735).

If the check result is that there is no order limit for the affiliated store (eg, if the maximum order limit number corresponding to the affiliated store is smaller than '0') (3740), the server may determine a predetermined order error corresponding to the order request. Generating information (3745), generating a predetermined order approval message including the generated order error information (3750), and generating the order error information through the merchant side payment network (2365-1). The transmission is performed to the terminal device 3400 (3755).

On the other hand, if there is an order limit for the affiliated store (eg, if the maximum order limit number corresponding to the affiliated store is greater than '0') (3740), the server performs an order processing process as shown in FIG.

38 is a diagram illustrating an order processing process according to one embodiment of the present invention.

More specifically, Figure 38 is an implementation method for the process of performing the order processing and the delivery process for the ordered goods after performing the order limit check process of the drawing 37, it is common in the art Those skilled in the art will be able to infer various implementation methods for carrying out the order processing and delivery procedure for the ordered goods by referring to and / or modifying this drawing 38. It includes all, and the embodiment of the present invention is not limited only to the process shown in FIG. In the following figure 38, the order management server 2300 is referred to as " server " for convenience.

Referring to FIG. 38, if an order limit exists as shown in FIG. 37, the server generates order approval code information for the affiliated store order product (3800).

Thereafter, the server extracts inventory management information including an inventory amount of each product corresponding to the order product code information from the inventory management D / B 2374 (3805), and based on the inventory management information. By comparing the ordered quantity with the ordered quantity of the ordered goods, it is determined whether the immediate delivery or the reserved delivery of the ordered goods (3810).

If the order cannot be delivered immediately (e.g., if there is a lack of stock) (3815), the server is scheduled to ship the order for the order (e.g., after receiving the order from the product manufacturer in advance to the merchant upon delivery) A scheduled date of arrival of the product) (3820).

If the ordered product can be delivered immediately (3815), the server calculates an immediate delivery date for the ordered product (e.g., the date when the product arrives at the affiliated store when the ordered product is delivered from the warehouse to the affiliated store). (3825).

Thereafter, the server generates an order approval text including the order approval code, at least one or more order product codes, a postpaid payment amount, and a scheduled delivery date (3830), and sets the generated order approval text to the merchant side payment. The payment terminal 3400 is transmitted to the payment terminal 3400 through the network 2365-1 (3835).

The payment terminal device 3400 provided in the affiliated store receives an order approval message transmitted from the server through the affiliated store payment network 2365-1 (3840), and the order approval code from the payment approval message, Extract at least one order product code, a postpaid payment amount, and a scheduled delivery date, and output (3845) the screen output and / or print output; and extract the order approval code, at least one order product code, and a postpaid payment amount And, the cooperative processing of the scheduled delivery date is stored in the memory unit 3450 provided in the payment terminal device 3400 (3850).

In addition, the server transmits the full order approval message to the payment terminal device 3400, and then link the generated order approval code information, the ordered product code information, and the postpaid payment amount information to perform the affiliated store D / The order history information and / or the order settlement information of the B (2371) and / or the product order information of the order management D / B (2372) (3855).

In addition, the server generates a delivery processing information including the scheduled delivery date and delivery address information and order product information for the merchant (3860), and provides the delivery processing information to the delivery management server, the order within the scheduled delivery date The product is processed to be delivered to the affiliated store (3865).

39 is a diagram illustrating an operation configuration of a payment terminal device 3400 that provides a consignment payment service for consignment sales goods according to an embodiment of the present invention.

In more detail, FIG. 39 illustrates a preferred operation method of providing a consignment payment service for a consignment sale product according to the present invention in the payment terminal device 3400 shown in FIG. 34, and in the technical field to which the present invention pertains. Those of ordinary skill in the art may refer to and / or modify this drawing 39 to infer implementation methods for various operating methods of the payment terminal device 3400 without violating the essential technical features of the present invention. As will be appreciated, the invention includes all such inferred implementation methods, and embodiments of the invention are not limited to the method of operation shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may have a process of accumulating points corresponding to the consignment sales amount in the order management server 2300 in the consignment sales settlement service process shown in FIG. 39. It can be easily inferred.

Referring to FIG. 39, the payment terminal device 3400 may determine whether the payment mode of the payment terminal device 3400 is a payment mode for merchant sales or a consignment payment payment mode before or after a predetermined payment procedure is performed. Check whether it is (3900).

According to an embodiment of the present invention, the payment terminal device 3400 may change (or switch) the payment mode of the payment terminal device 3400 from the payment mode for merchant sales to the payment mode for consignment sales, or in the payment mode for consignment sales. A key button for returning to the merchant selling payment mode, and / or changing (or switching) the settlement mode of the payment terminal device 3400 from the merchant selling payment mode to the consignment selling payment mode, or the consignment payment mode of sale. It is preferred that the menu is made to return to the merchant payment mode for sale.

If the payment mode of the payment terminal device 3400 returns from the consignment payment mode for payment to the merchant sales mode, or maintains the payment mode for the merchant sale (3904), the payment terminal device 3400 is the merchant store In operation 3908, it is determined whether a merchant sales payment procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the affiliated store payment process is a predetermined payment from the customer card through the card reader 3410 in a state in which the payment mode of the payment terminal device 3400 is the payment mode for the merchant sale. It is preferable to start by reading the means information.

If the merchant sales payment procedure is started (3912), the payment terminal device 3400 reads predetermined payment means information from the customer card (3916) through the card reader unit 3410, and the key input unit ( In operation 3420, payment information including merchant sales payment amount and / or installment months is received or the payment information is received from a predetermined POS terminal (3920).

In addition, the payment terminal device 3400 extracts the affiliated store selling terminal information from the memory unit 3450 or the security application module 3435 (3924), and generates the merchant serial number for selling the merchant (3928).

According to the method of the present invention, the order of reading the payment means information, inputting (or receiving) the merchant sales payment information, extracting the merchant terminal information and generating the merchant serial number for the merchant sales may be changed according to the intention of those skilled in the art. The present invention is not limited thereby.

Thereafter, the payment means information, the merchant sales payment information, the merchant sales terminal information, and generates a merchant approval payment approval request text including the serial number for selling merchants (3932), the network communication unit of the communication processing unit (3430) The merchant transmits the payment approval request text for the merchant through the payment network, and receives the payment approval text for the merchant sales corresponding to the payment approval request text for the merchant sales from the payment network (3936).

According to an embodiment of the present invention, a server (or a device) receiving the payment approval request text for the affiliate store sales on the payment network performs a payment approval procedure corresponding to the payment approval request text for the merchant sales, and the payment approval details Generates a predetermined payment approval authorization for sale, including a predetermined merchant, and transmits it to the payment terminal device 3400 through the payment network.

If a predetermined payment approval text corresponding to the payment approval request text for the merchant sales is received through the payment network (3940), the payment terminal device 3400 is the payment approval details included in the received payment approval text for the merchant. The readout is output to the screen output device and / or the print output device provided in the payment terminal device 3400 (3944).

On the other hand, if the payment mode of the payment terminal device 3400 returns from the merchant sales payment mode to the consignment payment mode or maintains the consignment payment mode (3904), the payment terminal device 3400 is the merchant store. In operation 3948, it is determined whether a consignment sales settlement procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the consignment sales settlement procedure may include predetermined payment from a customer card through the card reader unit 3410 in a state in which the settlement mode of the settlement terminal device 3400 is the settlement mode for consignment sales. It is preferable to start by reading the means information.

If the consignment payment process is initiated (3952), the payment terminal device 3400 reads predetermined payment means information from the customer card (3956) through the card reader unit 3410, and inputs a predetermined key. The consignment product code is input through the device (or a barcode reader (not shown) or an RFID reader (not shown)) (3960).

If the consignment product code input for the consignment product is confirmed (3964), the payment terminal device 3400 extracts consignment product information corresponding to the consignment product code from the memory unit 3450 and the payment terminal device. (3400) outputs to the screen (3968), by reading the consignment product payment amount from the consignment product information, or by receiving a predetermined number of installment months through the key input unit 3420, corresponding to the consignment product information The consignment sales settlement information is read (or input) (3972).

In addition, the payment terminal device 3400 extracts the consignment sales terminal information from the memory unit 3450 and / or the security application module 3435 and / or the terminal program (3976), and converts the consignment sales document serial number. Create (3980)

According to another embodiment of the present invention, when the consignment terminal information is processed in association with the product manufacturer information included in the consignment product information, the payment terminal device 3400 receives the product manufacturer information included in the consignment product information. On the basis of this, the consigned terminal information may be extracted from the memory unit 3450 and / or the security application module 3435 and / or the terminal program, and the present invention is not limited thereto.

According to the implementation method of the present invention, the order of reading the payment means information, reading (or input) of the consignment sales payment information, extracting the terminal information for consignment sales, and generating the serial number for the consignment sales may be changed according to the intention of those skilled in the art. Thereby, this invention is not limited.

Subsequently, a full payment sales approval request request message including the payment means information, the consignment sales settlement information, the consignment sales terminal information, and the consignment sales slip serial number is generated (3984), and the network communication unit of the communication processing unit 3430 is generated. The payment authorization request message for the consignment sale is transmitted through the network, and the payment approval message for merchant sales corresponding to the payment approval request message for consignment sale is received from the payment network (3936).

According to an embodiment of the present invention, a server (or a device) that receives the payment authorization request text for consignment sales on the payment network performs a payment approval procedure corresponding to the payment authorization request text for consignment sales and records the payment approval details. Generates a predetermined payment approval payment for a consignment to include and transmits to the payment terminal device 3400 through the payment network.

If a predetermined payment approval text corresponding to the full text of the payment approval request for consignment is received through the payment network (3940), the payment terminal device 3400 may include the payment approval details included in the received consignment payment text for the consignment sale. The readout is output to the screen output device and / or the print output device provided in the payment terminal device 3400 (3944).

40 is a diagram illustrating a process of generating and transmitting a full payment approval request in a payment terminal device 3400 according to an embodiment of the present invention.

In more detail, FIG. 40 is a process of generating a predetermined payment approval request message for a consignment payment service for a consignment sale product according to the present invention by the payment terminal device 3400 shown in FIG. As shown in the drawings, one of ordinary skill in the art to which the present invention pertains refers to the payment terminal device 3400 without departing from the core technical features of the present invention by referring to and / or modifying the drawing 40. However, the present invention may infer an implementation method for various implementation methods for generating and transmitting a predetermined payment approval request full text for a consignment payment service according to the present invention, but the present invention includes all the inferred implementation methods. Embodiments of the invention are not limited to the operation method shown in FIG.

In the embodiment shown in Figure 40, in order to easily compare the characteristic of the process for generating a specialized payment approval request of the present invention in the technical field to which the invention belongs, the payment terminal device 3400 and the merchant mode payment mode for sale The payment mode for consignment sales is divided, and a process of generating and transmitting the full payment approval request message according to the present invention in the consignment payment mode is described.

However, the payment terminal device 3400 does not need to distinguish between the payment mode for the merchant sales and the payment for the consignment sale, and the consignment payment service according to the present invention only includes the consignment product code in the full payment approval request. It is possible to provide.

Referring to FIG. 40, the payment terminal device 3400 may determine whether the payment mode of the payment terminal device 3400 is a payment mode for merchant sales or a consignment payment payment mode before or after a predetermined payment procedure is performed. Check if it is (4000).

According to an embodiment of the present invention, the payment terminal device 3400 may change (or switch) the payment mode of the payment terminal device 3400 from the payment mode for merchant sales to the payment mode for consignment sales, or in the payment mode for consignment sales. A key button for returning to the merchant selling payment mode, and / or changing (or switching) the settlement mode of the payment terminal device 3400 from the merchant selling payment mode to the consignment selling payment mode, or the consignment payment mode of sale. It is preferred that the menu is made to return to the merchant payment mode for sale.

If the payment mode of the payment terminal device 3400 returns from the consignment payment mode for payment to the merchant sales mode, or maintains the payment mode for the merchant sale (4004), the payment terminal device 3400 is the merchant In operation 4008, it is determined whether a merchant sales payment procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the affiliated store payment process is a predetermined payment from the customer card through the card reader 3410 in a state in which the payment mode of the payment terminal device 3400 is the payment mode for the merchant sale. It is preferable to start by reading the means information.

If the merchant sales payment procedure is started (4012), the payment terminal device 3400 reads the predetermined payment means information from the customer card through the card reader 3410 (4016), the key input unit ( The payment information including the payment amount and / or the installment months of the affiliate store sales is input through 3420 or the payment information is received from a predetermined POS terminal (4020).

In addition, the payment terminal device 3400 extracts predetermined terminal information for the payment approval request from the memory unit 3450 (or the security application module 3435 or a constant value defined in the terminal program). A predetermined document serial number for the payment approval request is generated (4024).

According to the method of the present invention, the payment means information reading, merchant sales payment information input (or receiving), terminal information extraction and the document serial number generation process may be changed according to the intention of those skilled in the art, thereby This is not limited.

Subsequently, the payment terminal device 3400 generates the full payment approval request message including the payment means information, the merchant sales payment information, the terminal information, and the merchant serial number for selling the merchant (4028), and the communication processor 3430. The full text of the payment approval request is transmitted to the payment network through the network communication unit (4032).

On the other hand, if the payment mode of the payment terminal device 3400 returns from the merchant sales payment mode to the consignment payment mode, or maintains the consignment payment mode (4004), the payment terminal device 3400 is the merchant store. In step 4048, a consignment sales settlement procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the consignment sales settlement procedure may include predetermined payment from a customer card through the card reader unit 3410 in a state in which the settlement mode of the settlement terminal device 3400 is the settlement mode for consignment sales. It is preferable to start by reading the means information.

If the consignment sales settlement procedure is started (4052), the payment terminal device 3400 reads predetermined payment means information from the customer card (4056) via the card reader unit 3410 (4056), and inputs a predetermined key. Check whether the consignment product code is input through a device (or a barcode reader (not shown) or an RFID reader (not shown)) (4060).

If the consignment product code input for the consignment product is confirmed (4064), the payment terminal device 3400 extracts consignment product information corresponding to the consignment product code from the memory unit 3450 and the payment terminal device. (3400) responds to the consignment product information by outputting to the screen (4068), reading a consignment product payment amount from the consignment product information, or receiving a predetermined number of installment months through the key input unit 3420 The consignment payment information is read (or input) (4072).

In addition, the payment terminal device 3400 extracts predetermined terminal information for the payment approval request from the memory unit 3450 (or the security application module 3435 or a constant value defined in the terminal program). A predetermined document serial number for the payment approval request is generated (4076).

Thereafter, the payment terminal device 3400 generates a payment approval request message for selling a consignment product including the payment means information, the consignment sales payment information, the terminal information, and the document serial number (4080), and the communication. The full payment approval request for selling the consignment product is transmitted to the payment network through the network communication unit of the processor 3430 (4084).

41 is a view showing a consignment payment approval process according to an embodiment of the present invention.

In more detail, FIG. 41 shows a server on the payment network when a payment terminal 3400 shown in FIG. 34 generates a predetermined payment approval request message and transmits it to a payment network through the same process as that of FIG. Or device) to receive and read the full payment approval request text to confirm whether the payment approval request text is for selling the consignment product according to the present invention, and when the received payment approval request text is for consignment product sales, A process of generating a payment processing request for approval approval for a consignment sale in which the terminal information included in the approval request text is replaced with the terminal information for consignment sale, and showing a process of processing the payment, and a person having ordinary knowledge in the technical field to which the present invention belongs, The payment terminal without departing from the essential technical features of the present invention by referring to and / or modifying Figure 41 Although it may be possible to infer an implementation method for various implementation methods for processing consignment sales payment approval based on the full payment approval request received from 3400, the present invention includes all the inferred implementation methods, and The embodiment is not limited to only the operation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention belongs, the process of accumulating the points corresponding to the consignment sales amount in the order management server 2300 in the consignment sales settlement service process shown in FIG. It can be easily inferred. In FIG. 41, the order management server 2300 (or the payment processing server 2360 interworking with the order management server 2300) provided on the payment network is collectively referred to as a "server".

Referring to FIG. 41, the server provided on the payment network periodically checks whether at least one full payment approval request message is received from the payment terminal device 3400 provided at the affiliated store through the affiliated store payment network 2365-1. If a predetermined payment approval request message is generated from the payment terminal device 3400 provided in the affiliated store and transmitted to the payment network through the process of FIG. The product code is extracted from the product code item of the payment approval request specialist (4110), and the product code extracted from the payment approval request full text is read based on a predetermined consignment product code standard. Or a consignment product code matching the product code is stored as a keyword using the extracted product code as a keyword. By confirming whether the payment approval request received from the payment terminal device 3400 is a payment approval request for a corresponding product to sell to the merchant or a payment approval request for selling consigned goods according to the present invention, (4115).

If the received payment approval request message is a payment approval request message corresponding to a product sold to the affiliated store (4120), the server is the card company (or through the card company (or financial company) side payment network 2365-2) In connection with the payment server (2375) provided in the financial institution) performs a payment procedure for the sale of the merchant product corresponding to the full payment approval request (4125).

If the payment approval message for selling the merchant product is received from the payment server 2375 provided to the card company (or the financial company) by performing the payment procedure (4130), the server stores the merchant-side payment network 2365-1. The payment approval message is transmitted to the payment terminal device 3400 through 4155, and the payment terminal device 3400 receives and reads the payment approval message and is provided on the payment terminal device 3400. Output to an output device and / or a print output device (4150).

On the other hand, if the received payment approval request message is a payment approval request message for selling consignment products according to the present invention (4120), the server extracts consignment sales terminal information associated with the consignment product code from the storage medium (4135). ), After generating a pre-determined full settlement approval payment request information including the terminal information for consignment sales (4140), the card company (or financial company) through the payment network (2365-2) of the card company (or financial company) is provided to the card company (or financial company) In operation 4145, the payment server 2375 performs a payment procedure for selling the consignment product corresponding to the generated settlement approval request full text for the consignment sale.

If the payment approval for the consignment sale for the consignment product is received from the payment server 2375 provided to the card company (or the financial company) by performing the payment procedure (4150), the server checks the merchant side payment network 2365. -1) transmits the payment approval full text for the consignment sales to the payment terminal device 3400 (4155), and the payment terminal device 3400 receives and reads the payment approval text to read the payment terminal device 3400. The screen output device and / or the print output device provided in the output unit 4150.

42 is a diagram illustrating a product distribution / sales structure for distributing and consigning a consignment product through a bansa-based distributor / merchant network according to an embodiment of the present invention.

More specifically, FIG. 42 shows a bansa-based dealer / merchant network composed of a given bansa and at least one agent and at least one dealer, wherein at least one product manufactured by at least one product manufacturer is connected to the bansa-based dealer / merchant network. The present invention is a method of distribution and consignment selling at least one affiliated store, and a person having ordinary knowledge in the art to which the present invention pertains manufactures at least one product manufacturer by referring to and / or modifying the drawing of FIG. Various implementation methods may be inferred by circulating at least one or more products through the bansa-based dealer / merchant network to sell to customers who visited at least one or more affiliate stores, but the present invention includes all the inferred implementation methods, 42 shown in FIG. The present invention is not limited by the specific method of implementation.

In Figure 42, the bansa-based dealer / merchant network is a bansa, at least one or more dealers managing at least one or more affiliated stores in conjunction with the bansa, and at least one managed through any one of the dealerships It includes the above affiliated stores.

The bansa provides a payment network between at least one card company (or financial company) and a payment terminal device 5400 equipped with an electronic payment function using an electronic payment means issued by the card company (or financial company), Manage at least one or more dealers in the center of the bansa-based dealer / merchant network, and manages at least one or more merchants through the dealer.

The agency may be configured to manage at least one affiliated store, and is responsible for the payment network business alliance and the payment network interworking operation between the bansa and the affiliated store on the bansa-based distributor / merchant network.

The affiliated store is provided with a predetermined payment terminal device 5400 that can be connected to the payment network provided by the bansa through any one of the agents (for example, renting the payment terminal device 5400 that can be connected to the bansa through the dealership or Or an electronic payment service using an electronic payment means issued to at least one or more customers from at least one card company (or financial company) through the payment terminal device 5400. Here, the merchant visiting customer visits the affiliated store, purchases at least one or more types and / or intangible goods sold by the affiliated store, and converts the amount corresponding to the purchased product from the predetermined card company (or financial company) to the customer. It includes a customer who performs payment processing (or payment processing through predetermined cash) through the issued electronic payment means.

Referring to FIG. 42, at least one product manufacturer in the bansa-based dealer / merchant network for distributing the product manufactured by at least one product manufacturer through the bansa-based dealer / merchant network to sell to the merchant visiting customer. Is further included.

The product manufacturer is characterized by manufacturing (and / or distribution) at least one or more products to be sold through the bansa-based dealer / merchant network, according to the present invention order request (or purchase request) for the product from the bansa And (or sell) the goods to the bansa, and / or request consignment sales, wherein the bansa-based dealer / merchant network stores the delivered (or sold) merchandise. It is preferable to supply (or deliver) to at least one or more of the merchandise sales agency and / or product distribution agency and / or consignment sales agency included in the.

According to an exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to sell through the bansa-based dealer / merchant network and supplies it to bansa on the bansa-based dealer / merchant network. It is preferable that the merchandise being sold (or delivered) to the bansa is supplied (or delivered) to at least one dealer through at least one agency based on the bansa-based dealer / merchant network.

According to another exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to be sold through the bansa-based dealer / merchant network and supplies the agent to the bansa-based dealer / merchant network ( Or delivery), and the merchandise to be supplied (or delivered) to the agency is preferably supplied (or delivered) to at least one or more affiliate stores based on the bansa-based agency / merchant network.

According to an exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to sell through the bansa-based dealer / merchant network and supplies (or distributes) to the merchant on the bansa-based dealer / merchant network. Shipping).

The bansa is characterized in that the order request (or purchase request) for at least one or more products to be sold from the product manufacturer through the bansa-based dealer / merchant network in accordance with the present invention, the order request (or purchase request) It is preferable to process the corresponding amount in a transaction between the product manufacturer and the bansa.

According to an embodiment of the present invention, it is preferable to contract a minimum delivery price and a minimum delivery quantity corresponding to the minimum delivery price between the bansa and the product manufacturer, and the order request (or purchase request) by the bansa is It is preferable to request an order (or purchase request) more than the minimum delivery quantity corresponding to the minimum delivery price, whereby the product to be sold is preferably delivered (or sold) at the minimum delivery price.

According to an exemplary embodiment of the present invention, the bansa calculates an order request (or purchase request) for the product based on the quantity of the product sold for a specific product consigned through at least one or more affiliated stores. If the order request (or purchase requisition) quantity is less than the minimum delivery quantity, it is preferable to request the minimum delivery quantity to the product manufacturer (or purchase requisition) instead of the calculated order requisition (or purchase requisition) quantity. The goods to be sold are thereby delivered (or sold) at the minimum delivery price.

According to another exemplary embodiment of the present invention, when the minimum delivery price corresponding to the minimum delivery price is contracted between the bansa and the product manufacturer for a predetermined period of time, the bansa is the at least one affiliated store. Calculating an order request (or purchase request) quantity for the product based on the quantity sold of the product for a specific product consigned and sold, and the calculated order request (or purchase request) quantity is the minimum delivery quantity. It is preferable to request an order (or purchase request) from the manufacturer, and the minimum quantity of the last order request (or purchase request) quantity and the quantity of the order request (or purchase request) for the predetermined period before the predetermined period expires is the minimum. If the minimum delivery quantity corresponding to the delivery price is not met, the last order request (or Request) quantities are preferably adjusted so as to reach the minimum supply quantity, and thereby the sales target product is delivered (or sold) to the minimum delivery rates.

In addition, the bansa is characterized by managing the supply (or delivery) of the product to be sold from the product manufacturer to the bansa and / or agents and / or merchants in accordance with the order request (or purchase request).

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the bansa according to an embodiment of the present invention, the bansa It is preferable to check and manage the supply date (or delivery date, or receipt date) and the supplied (or delivery, or receipt) product information for the product.

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the agency according to another embodiment of the present invention, It is preferable that Bansa receives the supply date (or delivery date) and the supplied (or delivery) product information of the product from the agency and confirms and manages it.

When the bansa order (or purchase request) at least one or more products to be sold from the product manufacturer, the product to be sold (or delivered) to the affiliated store according to another embodiment of the present invention, The bansa is provided with a supply date (or delivery date) and product information supplied (or delivery) for the product through a payment terminal device 5400 provided in the affiliated store, and / or through an agent managing the affiliated store. It is preferable to receive the supply date (or delivery date) and the supplied (or delivery) product information for the goods and to check and manage them.

In addition, the bansa is characterized in that the product supplied (or shipped) from the product manufacturer is managed to be sold to the merchant visiting customers through the bansa-based dealer / merchant network, whereby the bansa-based bansa-based distributor / It is preferable that an order management system (or order management server 4330) is provided for managing the sale of at least one product manufactured (and / or distributed) by the product manufacturer to a merchant visiting customer through a merchant network. .

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the bansa according to an embodiment of the present invention, the bansa Supplies (or delivers) the at least one merchant to consign and sell the merchandise through at least one agent, and / or supplies (or delivers) the at least one merchant to the at least one merchant, It is preferable to sell the amount corresponding to the goods sold by payment processing in the transaction between the bansa and the merchant, and / or to request consignment sales of the goods supplied (or delivered) from the bansa to the merchant.

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the agency according to another embodiment of the present invention, The agency sells the target merchandise to at least one affiliated store that consigns and sells the product, and sells the amount corresponding to the supplied product by settlement processing in the transaction between the bansa and the affiliated store, and / or from the bansa to the affiliated store. It is desirable to request a consignment sale of the supplied (or delivered) goods.

When the bansa order (or purchase request) at least one or more products to be sold from the product manufacturer, the product to be sold (or delivered) to the affiliated store according to another embodiment of the present invention, It is preferable that the affiliated store handles an amount corresponding to the supplied product in a transaction between the bansa and the affiliated store.

Payment processing between the bansa and the merchant is characterized in that it comprises any one of the post-payment payment, and / or debit payment, and / or prepaid payment.

The post-pay method of payment between the bansa and the affiliated store according to an exemplary embodiment of the present invention, if the product is pre-supplyed (or shipped) to the affiliated store, and consigns the product to at least one merchant visited customer at the affiliated store, As a method of periodically performing payment processing after a predetermined period of time corresponding to the sold product, the burden on the affiliated store is minimized.

In the debit method payment between the bansa and the affiliated store according to another embodiment of the present invention, after the product is supplied (or delivered) to the affiliated store, the payment amount corresponding to the product supplied (or delivered) from the affiliated store is settled. As a method of processing, it can be applied when the sales performance of the merchant is low, or when the deferred payment process is overdue more than a prescribed number (or period).

In the prepaid payment method between the bansa and the affiliated store according to another embodiment of the present invention, when the order request (or a purchase request, or a delivery request) of the product is performed from the affiliated store to the bansa (or dealership), A method of prepaying the amount of the order request (or purchase request or delivery request) before supplying (or delivering) the product, wherein the merchant exceeds the order limit and requests the order (or purchase request or delivery request). Or when the sales performance of the merchant is low, or when the deferred payment process is overdue more than a prescribed number (or period).

According to another exemplary embodiment of the present invention, the distributor may sell at least one product manufactured (and / or distributed) by the product manufacturer in association with the bansa to the merchant visiting customer through the bansa-based dealer / merchant network. Wherein the merchant has an order management system for managing the sale of at least one product manufactured (and / or distributed) by the product manufacturer to the merchant visiting customer through the Bansa-based distributor / merchant network ( Or order management server 4330 is preferably provided.

After the merchant on the bansa-based dealer / merchant network has received (or shipped) a predetermined product from the manufacturer of the product, and / or the product (or delivered) from the bansa and / or the agent, It performs a role of consigning the supplied (or delivered) goods to at least one merchant visit customer.

The affiliated store may request an order (or a purchase request, or a delivery request) for at least one or more items to be sold to the bansa through a predetermined payment terminal device 5400, and / or at least one or more to the bansa through the agency. An order request (or a purchase request or a delivery request) is performed on a merchandise to be sold, so that the affiliated store stores the quantity of the order request (or purchase request or delivery request) among the goods already held by the bansa (or dealer). The product is supplied (or shipped) and sold in consignment.

When the order request (or purchase request, or delivery request) from the merchant, the bansa is characterized in that the screening the order limit quantity for the merchant, the order request (or purchase request exceeding the order limit quantity from the merchant) , Or to request delivery).

In addition, when the order request (or purchase request, or delivery request) from the merchant, the bansa exceeds the quantity of the order request (or purchase request, or delivery request) of the goods held by the bansa (or dealer) And if the quantity of the held product is less than the quantity of the order request (or purchase request or delivery request), the ban company sends the order request (or purchase request or delivery) from the merchant to the product manufacturer. It is preferable to request (or purchase) the requested product to the product manufacturer.

The implementation method shown in FIG. 42 provides (or delivers) at least one or more products to a bansa (and / or distributor, and / or merchant) on the bansa-based dealer / merchant network at least one or more product manufacturers. The present invention relates to an embodiment in which a product manufacturer requests consignment sale through at least one affiliate store and supplies (or delivers) the product to the affiliate store, and consigns the product to at least one merchant visit customer. .

Referring to FIG. 42, the product manufacturer requests consignment sales to a product manufacturing organization that manufactures (and / or distributes) at least one product to be sold through the bansa-based dealer / merchant network, and / or at least one or more merchants. Corresponding to the agency (consignment sales request agency), wherein the product manufacturers request the consignment sales are supplied (or shipped) from the product manufacturer to bansa, and / or from the product manufacturer to the distributor (or And / or supplied (or delivered) from the product manufacturer to the affiliated store, and the present invention is not limited thereto.

In addition, in FIG. 42, the ban company supplies (or delivers) the consignment product requested to the consignment product to the corresponding product manufacturer, and then supplies (or delivers) the consignment product requested for the order (or purchase request) from the product manufacturer. ) And a consignment sales agency that consigns and sells the consignment merchandise to at least one affiliate store, and / or a merchandise distribution institution distributing the consignment merchandise to at least one affiliate store. A consignment sales agency consigning to at least one affiliate store and / or a commodity distribution agency for distributing the consignment goods to at least one affiliate store, wherein the affiliate stores the at least one consignment product and After requesting supply (or requesting delivery) to bansa (or distributor), the product manufacturer and / or Corresponding sales agency that receives (or delivers) the supply request (or delivery request) product from a bansa (or a distributor) and consigns to at least one merchant visiting customer, wherein the merchandise sold by the merchant is It is preferable to be processed by sales of the product manufacturer (agent (trust sales request agency)), not sales of merchants.

In FIG. 42, before the supply (or delivery), supply (or delivery), or supply (or delivery) of the product (or delivery request) from the bansa supply request (or delivery request) to the bansa After that, the payment amount for the product is characterized in that it is processed as sales of the product manufacturer (and / or the expenses of the bansa), whereby the product manufacturer will pay VAT (or income tax) for the payment amount An obligation arises, and the bansa can treat the payment as an expense.

According to the method of the present invention, the selling price for the consignment goods sold by the affiliated store is the price supplied by the product manufacturer to the bansa, the profit (or fee) of the bansa and / or the agency commission and / or It is preferable that the product storage fee and / or distribution cost and / or payment fee and / or at least one of the merchant fee.

In addition, the sales for the goods consigned at the affiliated store is characterized in that it is processed as sales of a product manufacturer corresponding to the agency (consigned sales requesting agency), not the affiliated store, whereby the product manufacturer is based on the payment amount. Obligation to pay VAT (or income tax)

43 is a diagram illustrating an order management system for a consignment product sold through a bansa-based dealer / merchant network according to another embodiment of the present invention.

In more detail, FIG. 43 is a product sales scheme in which at least one product manufactured by at least one product manufacturer as shown in FIG. 42 is distributed through the bansa-based agency / merchant network and consigned by at least one merchant. As an example of an embodiment of a system configuration for ordering the consignment merchandise and payment of an ordered merchandise at an agent / merchant on the bansa-based dealer / merchant network, the person having ordinary knowledge in the art to which the present invention pertains, By referring to and / or modifying the drawing 43, it is possible to infer various implementation methods for the system configuration for ordering the consignment merchandise and payment of the order merchandise at the agency / merchant on the bansa-based dealer / merchant network. Includes all of the inferred implementation methods It said, to which the present invention is not limited to the particular embodiments of methods depicted in the Figure 43.

The payment terminal device 5400 provided in the affiliated store (or dealership) has a function of communicating with a specific server among at least one or more servers provided in the bansa through the payment network provided by the bansa, and at least to transmit to the server And a function of generating one or more telegrams, and a function of transmitting and receiving the generated telegrams with the server through the payment network, and an electronic settlement service using a predetermined electronic settlement means based on the function. In addition, according to the present invention, the order processing of the consignment goods is performed.

Hereinafter, for convenience, the affiliated store (or agency) is referred to as an "affiliated store".

According to the embodiment of the present invention, the payment terminal device 5400 is a plurality of operation modes for processing the order of the consignment goods in accordance with the present invention, in addition to the customer payment mode for the electronic payment service using the predetermined electronic payment means. Preferably, the operation mode is selected and / or switched and / or restored by a key event generated by the key input device provided in the payment terminal device 5400, and / or a menu selection. A preferred embodiment of the payment terminal 5400 for the order processing will be described in detail with reference to FIG.

Referring to FIG. 43 according to the embodiment of the present invention, the payment terminal device 5400 is an order management server provided in the bansa through a predetermined merchant side payment network (4385-1) for the order processing of the consignment sale goods It is preferable to connect to the communication 4330, and generates a predetermined message corresponding to a predetermined operation mode, and transmits to the order management server 4330 through the payment network, and the payment from the order management server 4330 Receive a full text corresponding to the transmitted full text over a network.

According to another exemplary embodiment of the present invention, the payment terminal device 5400 may include at least one wired terminal including a desktop computer and / or a notebook provided with a predetermined card reader device and a card reader program. In this case, the payment network may include a Transmission Control Protocol / Internet Protocol (TCP / IP) based wired network to which the wired terminal is connected, and the order management server 4330 may be a web server connected to the TCP / IP based network. However, the present invention is not limited thereto.

In addition, the payment terminal device 5400 may include a personal communication system (PCS) and / or a global system for mobile communications (GSM) terminal and / or a personal digital cellular phone equipped with a predetermined card reader module and a card reader program. Personal Digital Cellular (PDC) and / or Personal Handyphone System (PHS) terminals and / or Personal Digital Assistants (PDAs) and / or Smart Phones and / or Telematics and / or And a wireless terminal including at least one DataTAC / Mobitex type wireless data communication terminal and / or at least one IEEE 802.16 based portable Internet terminal, in which case the payment network is a CDMA based mobile communication network and / or DataTAC / Mobitex A wireless network including at least one or more based wireless data communication networks and / or IEEE 802.16 based high speed wireless Internet networks. The order management server 4330 may be a wireless server connected to the wireless network, but the present invention is not limited thereto.

The bansa (or a system management agency affiliated with bansa) is provided with a server system of the order management system for the goods consigned through the bansa-based distributor / merchant network, the order management system according to the present invention DBMS for storing and managing information necessary for order processing for the consignment sale product in conjunction with the order management server 4330 and the order management server 4330 to perform the order processing function according to the payment terminal device 5400 A relay server 4300 which performs a relay role between the database management system and the payment terminal device 5400 and the order management server 4330 connected through a predetermined merchant side payment network 4385-1. ), A delivery management server 4375 which manages the delivery of the ordered goods in association with the order management server 4330, and a state required in the order processing process. It includes a payment processing server 4380 to process payment of the goods.

Referring to Figure 43 according to an embodiment of the present invention, the DBMS (4395) is an order that includes at least one or more merchant information for consigning the consignment sales goods in accordance with the present invention, and the order history approved by the merchant And a merchant D / B 4396 for linking and storing details information, settlement processing information for the consignment sale product, and point information including points accumulated in the affiliate store in response to the consignment sale. It features.

Merchant information included in the affiliated store D / B 4396 includes the consignment merchandise among a plurality of affiliated stores having the payment terminal device 5400 connected to the bansa and a predetermined affiliated store payment network 4385-1. Merchant information for consigning and selling the merchant information, wherein the merchant information includes at least one of merchant information, representative information, merchant number information, business registration number information, business status information, item information, telephone number information, merchant location information, and bansa information. It is preferable to make.

The order history information included in the affiliated shop D / B 4396 may include at least one order history approved by the order management server 4330 among order request information requested from the affiliated store. The order history information may include information on order date and order approval code (or order rejection reason code) for which an order request requested from the merchant is approved, at least one consignment sale product code, consignment sale product information, and order quantity of the order approved. And it is preferable to include at least one of the consignment sale price and the amount of payment for each consignment.

The settlement processing information included in the affiliated store D / B 4396 includes information for processing the settlement sales amount settlement between the affiliated store and the product manufacturer (consignment sales requesting agency) with respect to a product consigned through the affiliated store. Wherein the settlement processing information includes a consignment sale amount settlement date between the affiliated store and the product manufacturer (consignment sales requesting agency) and consignment sales fee information and settlement history information for at least one consignment sale product; The consignment fee information may include at least one consignment sale fee information and / or consignment sale fee information for each consignment sale product and / or consignment sale fee information for each consignment sale amount.

The point information included in the affiliated store D / B 4396 includes point related information that is accumulated in the affiliated store and / or used by the affiliated store when processing a consignment sale product payment corresponding to the sales management information. The point information includes point card information issued to the affiliated store, points accumulated in the affiliated store in response to the consignment sale product settlement amount, point operation information for the accumulated points, and the point operation information. It is preferable to include at least one or more used points corresponding to the above.

The sales management information included in the affiliated store D / B 4396 may include sales related information for selling the ordered product to at least one affiliated store visitor at the affiliated store. When the purchase price of the commodity is paid through the electronic payment means of the product, product code information sold to the customer and payment history information corresponding to the payment processing using the electronic payment means, and / or the merchant customer receives the product through cash When the purchase price is paid, at least one product code information sold to the customer and cash receipt information corresponding to the cash settlement process are included.

In addition, the DBMS (4395) is the product order information approved of the order request requested to the order management server (4330) at least one or more merchants in accordance with the present invention, merchant information corresponding to the order approved product, and the order And an order management D / B 4397 for linking and storing delivery management information corresponding to the approved product.

The product order information of the order management D / B 4397 is order processing information for the order product approved by the order management server 4330 among the order request information requested from the merchant information consigning the consignment sale product. Wherein the product order information includes the merchant information ordering the product, the date and time of payment of the order request, the payment method information, the payment processing information, and the at least one consignment authorized for the order request from the merchant. It is preferable to include at least one selling product code, consignment sales product information, order quantity, consignment selling product unit price, and settlement amount for each consignment selling product.

Delivery management information of the order management D / B (4397) is characterized in that it comprises information for managing the delivery of the goods corresponding to the product order information to the affiliated store, the scheduled delivery date information and the goods to be shipped Corresponding order approval code information, location information (e.g., product manufacturer, warehouse, transport, etc.) of the goods to be delivered; and delivery information (e.g., delivery date, warehouse receipt date, warehouse release date, transport vehicle information, etc.) And at least one delivery date information is preferably made.

In addition, the DBMS (4395) according to the present invention, the inventory management D / B (4399) for storing the product code information for at least one or more consignment products, the product information for the product, and the inventory management information in association It is characterized by comprising.

The product code information of the inventory management D / B 4399 is code information for identifying a specific product manufactured by a predetermined product manufacturer and includes barcode information (eg, 1-dimensional barcode information, for one or more consignment products). Two-dimensional barcode information, color code information, etc.), and / or RFID code information corresponding to the RFID tag attached to the consignment goods (eg, Electronic Product Code (EPC), ISO code, U-Code, etc.), and / Or it comprises at least one predetermined product code assigned to the product according to the standards defined by the bansa, the invention is not limited by a specific code standard. The product code information is preferably the same product code is defined in the same kind of goods manufactured by the same manufacturer (or manufacturer).

For example, if the product code information is EPC-based RFID code information, the product code information corresponds to an object code of the RFID code. Alternatively, if the consigned product code conforms to the code system defined by the product manufacturer (consignment sales requesting agency), the product code is code information defined to be identical to the same product among the code systems defined by the product manufacturer (consignment sales requesting agency). Corresponds to.

The commodity information of the inventory management D / B 4399 is information corresponding to a commodity manufactured by a predetermined commodity manufacturer. The commodity information, commodity price information (for example, commodity selling price), commodity manufacturer (or country of origin) information And at least one product description information.

The inventory management information of the inventory management D / B 4399 delivers a specific product (eg, a product corresponding to the product code information and product information) manufactured by a predetermined product manufacturer to an affiliated store on the bansa-based agency / merchant network. Inventory related information on the goods held by the bansa before the product, product manufacturing information about the product, inventory information, delivery information including the delivery date and delivery quantity for the product from the product manufacturer, inventory management It is preferable that the information includes at least one person in charge.

If the product is directly delivered from a product manufacturer to an affiliated store on the bansa-based distributor / merchant network, the inventory management information may be linked with the product manufacturer server to store stock related information about the product.

In addition, the DBMS (4395) is a limit for storing an order limit policy for determining the order limit for the order request of the merchant on the basis of the sales management information of a particular merchant stored in the affiliated store D / B (4396) according to the present invention It is characterized by including the policy D / B (4398).

The order limit policy of the limit policy D / B 4398 is based on the sales management information of the affiliate store that sells the consignment goods on the Bansa-based agency / merchant network, and the maximum order limit quantity for which the merchant can order the product. Characterized in that comprises the policy information to determine the.

For example, the order limit policy may include policy information for increasing or decreasing the maximum order limit quantity according to the sales performance included in the sales management information.

Referring to FIG. 43, the relay server 4300 transfers the entire order request for the consignment goods from a payment terminal device 5400 provided in at least one or more affiliated stores through a predetermined merchant-side payment network 4385-1. An information extracting unit 4320 and at least one order request information from an order request telegram received through the specialized receiving unit 4310 and the network request 4327 from the order receiving information. An interface unit 4325 for transmitting to the order management server 4330 provided in the product manufacturer (consignment sales requesting agency), and receiving order approval information corresponding to the order request information from the order management server 4330; A professional generation unit 4315 for generating an order approval full text including the order approval information, and the order approval full text to the affiliated store through the merchant side payment network 4385-1; Characterized in that it comprises a specialized transmission unit (4305) for transmitting to the provided payment terminal device (5400).

The professional receiving unit 4310 and the professional transmitting unit 4305 may be a payment terminal device 5400 provided in at least one or more affiliated stores through a predetermined merchant-side payment network 4385-1 among electronic payment processing systems provided in the bansa. It is preferable to correspond to the external system to which the communication channel is connected.

The specialized receiving unit 4310 may receive at least one or more full texts transmitted from the payment terminal 5400 provided at the affiliated store through the affiliated store-side payment network 4385-1. Full text of order request for consignment goods, and / or Full text of order cancellation, and / or Full text approval request for consignment sales for consignment goods, and / or Full text of payment approval for consignment sales for consignment goods, and / Alternatively, when the merchant sells and pays the ordered product to a predetermined merchant visit customer, full payment approval request for merchant sales for payment approval processing of the merchant sales goods, and / or cancellation of payment approval for the merchant sales goods. Characterized in that for receiving at least one or more of the specialty payment approval cancellation specialist for sale.

However, in the following embodiments, if the person having ordinary knowledge in the technical field to which the present invention belongs, the request full text (for example, full request request, payment approval request for consignment sales, full payment approval request for merchants) Corresponding cancellation full text (eg, order cancellation full text, commission sales approval text for sale, merchant sales payment approval text for sale) can be easily inferred, so the embodiment of the cancellation text is omitted for convenience.

When at least one full text is received through the full text receiver 4310, the information extracting unit 4320 may identify the type of the full text by reading the received full text structure. The function of confirming the type of may be processed through a separate professional confirmation unit (not shown), whereby the present invention is not limited.

According to an exemplary embodiment of the present invention, the information extracting unit 4320 may use the information structure included in the received full text of the order request specification, and / or the order cancellation specification, and / or payment approval request specification for consignment sales. A professional received through the professional receiving unit 4310 by matching at least one of a professional specification for payment approval cancellation, and / or payment approval request special specification, and / or payment approval cancellation professional standard for consignment sales. It is desirable to confirm the kind.

According to another exemplary embodiment of the present invention, when a preamble received through the preamble receiver 4310 includes a predecessor predecessor identifier (for example, an identifier for identifying the preamble type), the information extraction unit 4320. By reading the identifier included in the received telegram, it is preferable to confirm the type of telegram received through the telegram receiver 4310.

If the type of the preamble received through the premise receiving unit 4310 is confirmed, the information extracting unit 4320 is configured to perform at least the order processing and / or consignment sales processing and / or payment processing according to the present invention from the received preamble. Extract one or more pieces of information.

According to an embodiment of the present invention, when a predetermined order request text is received through the specialized receiver 4310, the information extracting unit 4320 may include at least one consignment sales product code information and the consignment sales from the order request text. It is preferable to extract order request information including at least one or more merchant information requesting the order, the extracted order request information is provided to the interface unit 4325, the interface unit 4325 is a predetermined network means The order request information is transmitted to the order management server 4330 through 4431.

In addition, the interface unit 4325 receives predetermined order approval information corresponding to the order request information through the network means 4327, and transmits the received order approval information to the full text generation unit 4315. The full text generation unit 4315 generates a predetermined order approval full text including the order approval information and transmits the full text to the payment terminal device 5400 through the merchant side payment network 4385-1.

Referring to FIG. 43, the order management server 4330 may request order information for the consignment goods from a payment terminal device 5400 provided in at least one affiliate store through a predetermined affiliate store payment network 4385-1. An order limit confirming unit 4360 for confirming an order limit for the order request affiliate based on the information receiving unit 4330, the received order request information and the information stored in the DBMS 4395, and the order limit checking result An order request approval unit 4355 for approving the order request based on the order request and generating predetermined order approval information, and payment of the order approval information to the affiliated store through the affiliated store payment network 4385-1; Characterized in that it comprises an information transmitting unit 4335 for transmitting to the terminal device 5400.

In addition, the order management server 4330 is based on the order request information and the information stored in the DBMS (4395) upon approval of the order request requested from the merchant by the order request approval unit (4355) to the order request product It is preferable to further provide a stock checking unit 4355 for checking the stock.

In addition, the order management server 4330 performs a settlement sales amount settlement process between the affiliated store and the product manufacturer (consignment sales request authority) on the consignment amount settlement date included in the settlement processing information of the affiliated store D / B 4396. It is preferable to further provide a settlement processing unit (4345) to perform.

In addition, the order management server 4330 further includes a point processing unit 4370 for generating predetermined point information corresponding to the amount of the consignment sale and accumulating it to the affiliated store when the affiliated store pays the consignment product. It is preferable.

In addition, the order management server 4330 is approved by the order request request unit from the merchant request order approval unit 4355, and corresponds to the inventory check result of the consignment sales goods by the inventory check unit (4365) Calculate a predetermined scheduled delivery date, generate delivery processing information including at least one of the expected delivery date, the order request affiliate store information, and the delivery destination information corresponding to the order request affiliate store, and provide it to the delivery management server 4375. It is preferable to further provide a delivery processing unit 4350.

The information receiving unit 4330 and the information transmitting unit 4335 preferably connect a communication channel with the relay server 4300 through a predetermined network means 4327.

The order limit checking unit 4360 extracts and reads sales management information stored in association with the affiliated store information in the affiliated store D / B 4396 on the DBMS 4395 based on the affiliated store information extracted from the order request information. By doing so, it is characterized in that for confirming the order limit according to the consignment sales performance of the merchant.

When the consignment sales of the affiliated store is greater than or equal to the predetermined result, the order limit confirming unit 4360 extracts and manages the sales management information of the affiliated store stored in connection with the affiliated store information in the affiliated store D / B 4396. By applying the order limit policy based on the sales performance of the product corresponding to the consignment sale product code, the merchant checks the maximum order limit number that can order the product corresponding to the consignment sale product code to the maximum It is done.

At this time, if the sales performance of the affiliated store is superior to a certain criterion, the maximum order limit quantity increases within a certain range, and if the sales performance of the affiliated store does not exceed the predetermined criteria, the maximum order limit quantity is a predetermined range. Decrease within.

According to one embodiment of the present invention, when the order quantity of the merchant for the product requested by the merchant exceeds the maximum order limit quantity, the order limit checking unit 4360 determines that the order quantity of the merchant is the maximum order. It is preferable to adjust within a frequency.

The inventory check unit 4355 is an inventory management of the DBMS (4395) on the basis of the consignment merchandise code included in the order request information when the order request is requested from the merchant by the order request approval unit (4355) By extracting and reading the inventory management information stored in association with the product code information in the D / B (4399), to check whether there is a stock that can be immediately delivered to the merchant requested product from the merchant to the merchant; The result is provided to the delivery processor 4350.

When it is confirmed that sufficient inventory of the consignment goods requested by the affiliated store exists in the inventory management information, the delivery processing unit 4350 is expected to immediately deliver the consignment goods (for example, within a maximum of five days from the order date). Calculate the shipping goods code information and / or shipping goods information and / or shipping goods quantity information to be delivered to the merchant from the order history information, and then the scheduled delivery date and shipping goods code information and / or shipping goods information and And / or generate delivery processing information including at least one delivery product quantity information and provide the same to the delivery management server 4375, wherein the delivery management server 4375 is configured to store information from the warehouse based on the delivery processing information. Shipping the delivery product to manage the delivery to the merchant.

In addition, when it is confirmed that at least one or more sufficient stocks for the consignment goods requested by the affiliated store are not present in the inventory management information, the delivery processor 4350 may schedule a scheduled delivery date (eg, an order date) of the consignment goods. Up to 5 days), and confirming the delivery product code information and / or the delivery product information and / or the quantity of the delivery product to be delivered to the merchant from the order history information, and the estimated delivery date and delivery product code information and And / or generate delivery processing information including at least one delivery product information and / or quantity of delivery product information and provide the same to the delivery management server 4375, wherein the delivery management server 4375 processes the delivery. On the basis of the information, we request the delivery of goods that do not have sufficient stock from each product manufacturer. Manages the high and also manage the factory to the product delivery from the warehouse based on the delivery processing information delivery to the merchant.

The settlement processing unit 4345 is linked to the affiliated store information in the affiliated store D / B 4396 and on the consigned sales amount settlement date included in the settlement processing information stored therein, the affiliated store D / B 4396 and the affiliated store information. Extract the sales management information stored in association with each other, calculate a consignment sales fee corresponding to the payment amount information included in each sales management information, and transfer the consignment sales fee between the affiliated store and a product manufacturer (consignment sales requesting agency). Characterized in that the settlement process, the settlement processing unit 4345 for the settlement processing is preferably performed in accordance with the settlement process in connection with a financial system (not shown) equipped with the merchant bank account.

According to an embodiment of the present invention, when the sales result of the payment processing of the consignment goods in cash is present in the sales management information, the settlement processing unit 4435 may consign sales fees corresponding to the cash settlement-based consignment sales amount. It is preferable to subtract the amount excluding the consignment sales amount calculated from the electronic payment means based consignment sales amount and settle the transaction between the affiliated store and the product manufacturer (consignment sales requesting agency), whereby the cash settlement based consignment sales amount The consignment commission corresponding to this is automatically settled.

According to another exemplary embodiment of the present invention, when the sales result of payment processing of the consignment goods in cash exists in the sales management information, the settlement processing unit 4435 transfers the cash settlement-based consignment sales amount to the affiliated store. After requesting, it is preferable to calculate a consignment sales fee for the cash settlement-based consignment sales amount and settle the transaction between the affiliated store and the product manufacturer (consignment sales requesting agency).

44 is a diagram showing a preferred configuration of information on the affiliated store stored in the affiliated store D / B 4396 according to the embodiment of the present invention.

More specifically, Figure 44 is a preferred information structure for the merchant information for consigning the goods sold through the bansa-based dealer / merchant network among the merchants on the bansa-based dealer / merchant network, it is common in the technical field to which the present invention belongs If the person skilled in the art can refer to and / or modify this drawing 44, various additional information on merchant information associated with the card company (or financial company) and the electronic payment service according to the business status / item and / or additional service type of the merchant. The configuration may be inferred, but the present invention is not limited by the inferred information configuration. For example, when a predetermined discount coupon service is affiliated between the affiliated store and the card company (or financial company), the affiliated store information may further include an information structure for the discount coupon service.

Referring to FIG. 44, affiliated store information stored in the affiliated store D / B 4396 includes affiliated store information, representative information, affiliated store number information, business registration number information, business status information, item information, telephone number information, and merchant location information. It includes at least one, and the affiliated store information is processed in association with predetermined agency information for managing the affiliated store.

The merchant information is the trade name on the business registration certificate for the merchant affiliated with the card company (or financial company) and the electronic payment service, and the payment terminal provided in the merchant at the payment server 4390 provided in the card company (or financial company). It is included in the payment approval message sent to the device 5400.

The representative information includes a representative name and a representative social security number on a business registration certificate for a merchant affiliated with the card company (or financial company) and an electronic payment service, and corresponds to a taxable image on the merchant sales corresponding to the payment amount.

The affiliated store number information includes at least one of a terminal unique number corresponding to the payment terminal device 5400 provided at the affiliated store, and / or an affiliated store unique number provided at a bansa or a card company (or a financial company) by matching with the terminal unique number. It consists of a unique number, and usually consists of 6 to 16 digits. If the affiliate store number is 6 digits, up to 999,999 unique affiliate store numbers may be displayed.

The business registration number information is a business registration number written on a business registration certificate for a merchant affiliated with the card company (or financial company) and an electronic payment service, and is issued by the tax office having jurisdiction over the merchant location, and based on the business registration number. Tax on sales is charged.

The business status information and the item information are the business status and the item on the business registration certificate for the affiliated store affiliated with the card company (or financial company) and the electronic payment service, and the fee rate for the payment amount is determined based on the business status information and the item information.

The telephone number information includes a wired telephone number provided to the affiliated store, and the affiliated store location information includes the affiliated store address.

Distributor information that is processed in association with the affiliated store information is characterized in that for managing the affiliated store on the bansa-based dealer / merchant network.

According to one embodiment of the present invention, it is preferable that a distribution warehouse for at least one consignment product to be provided to the affiliated store is provided to the agency.

45 is a diagram showing a preferred information structure for order history information stored in the affiliated store D / B 4396 according to the embodiment of the present invention.

In more detail, Figure 45 is a preferred information configuration for order history information corresponding to the order request of the merchant consigns the goods sold through the bansa-based dealer / merchant network among the merchants on the bansa-based dealer / merchant network, Those skilled in the art may be able to infer various additional information configurations for the order history information by referring to and / or modifying the drawing 45, but the present invention may be inferred by the inferred information configuration. This is not limited.

Referring to FIG. 45, the order history information stored in the affiliated store D / B 4396 includes order approval date and time information, an order approval code (or order rejection reason code) for which the order request of the affiliated store is approved, and the consignment sale product. It characterized in that it comprises at least one or more consignment sales product information, including the consignment sales product code, product information, order request quantity, order quantity, consignment sales amount and consignment sales fee information and order payment amount information.

The order approval date and time information is the date / time information is received from the payment terminal device 5400 provided in the merchant, and / or order approval by the order request approval unit 4355 of the order management server 4330 The code (or order rejection reason code) includes at least one or more generated date / time information.

The order approval code information includes an order approval code generated by the order request approval unit 4355 of the order management server 4330 at the time of order approval of the order request of the affiliated store. Code is made by including an order rejection reason code generated by the order request approval unit 4355 of the order management server 4330 when the order rejection of the order request of the merchant, thereby requesting the order request from the merchant The reason for the rejection can be confirmed.

The consignment merchandise code of the consignment merchandise information includes product code information corresponding to the merchandise requested by the affiliated store and order approved by the order management server 4330, and a bar code corresponding to the merchandise approved by the order. Information (eg, 1D barcode information, 2D barcode information, color code information, etc.), and / or RFID code information (eg, EPC, ISO code, U-Code, etc.) corresponding to the RFID tag attached to the consignment product. And / or at least one predetermined product code assigned to the product according to the standards defined by the bansa.

The commodity information of the consignment merchandise information includes product name information and commodity price information (for example, commodity selling price), commodity manufacturer (or country of origin) information, and commodity description information of the order-approved commodity. .

The order request quantity of the consignment sales product information includes the number of products requested by the merchant to the order management server 4330 through a predetermined order request message, and the order quantity of the consignment sales product information is the order request In response to the order includes the actual quantity ordered to the merchant is made.

For example, as a result of confirming an order limit corresponding to the order request, when the order request quantity is less than the maximum order limit quantity of the affiliated store, the order request quantity and the order quantity have the same value. If the order limit check corresponding to the order request results in the order request quantity exceeding the maximum order limit quantity of the affiliated store, the order quantity may be adjusted within the maximum order limit quantity.

The consignment sales amount of the consignment merchandise information includes an amount of consignment sales of the consignment merchandise at the affiliated store, and the affiliated store sells the consignment merchandise as the consignment sales amount.

The consignment sales fee of the consignment merchandise information is a consignment sales fee rate that is settled from the consignment sales amount to the affiliated store when the consignment sales product is sold at the affiliated store and corresponds to the profit of the affiliated store when the consignment sales product is sold.

Fig. 46 is a diagram showing a preferred information structure for settlement processing information stored in the affiliated store D / B 4396 according to the embodiment of the present invention.

More specifically, FIG. 46 shows the amount of the consigned sales amount between the affiliated store that consigns and sells the goods sold through the bansa-based distributor / merchant network among the merchants on the bansa-based distributor / merchant network and the product manufacturer (consignment sales requesting agency). As a preferred information structure for the settlement processing information for the settlement process, those skilled in the art to which the present invention belongs, various modifications of the configuration of the additional information on the settlement processing information by referring to and / or 46 It may be inferred, but the present invention is not limited by the inferred information structure.

For example, a person having ordinary knowledge in the art to which the present invention pertains can refer to this drawing 46 to infer a preferred information structure for the consignment sale fee information for each consignment product and / or consignment sale fee information for the consignment amount. It will be appreciated that the present invention is not limited thereby.

Referring to FIG. 46, the settlement processing information stored in the affiliated store D / B 4396 includes a settlement date of the consigned sale amount negotiated between the affiliated store and a product manufacturer (consignment sale request agency), the commissioned sale fee, and the affiliated store. Characterized in that it comprises at least one or more payment history information performed between the product manufacturer (consignment sales request agency).

The settlement date of settlement information of the normal processing information is set to the settlement date of the same month every month characterized in that the settlement of the commissioned sales amount between the merchant and the product manufacturer (trusted sales request agency), the commissioned commission fee is It includes the consignment commission rate that applies to all consignment products sold by the merchant.

The settlement history information includes at least one of a settlement date and a commission rate actually applied at the settlement date and a settlement amount (for example, an amount corresponding to a consignment sales fee among consignment sales amounts) paid by the product manufacturer (consignment sales requesting agency) to the affiliated store. This includes the above.

FIG. 47 is a diagram showing a preferred information structure for point information stored in the affiliated store D / B 4396 according to the embodiment of the present invention.

In more detail, Figure 47 shows the consignment sales amount when the order settlement process corresponding to the order is performed at a merchant that consigns and sells products sold through the bansa-based dealer / merchant network among the merchants on the bansa-based dealer / merchant network. Corresponding information structure for the point information for acquiring a predetermined point to the affiliated store corresponding to the point information, and a person having ordinary knowledge in the technical field to which the present invention pertains, with reference to and / or modifying this figure 47 for the point information Various additional information configurations may be inferred, but the present invention is not limited to the information inferred.

Referring to FIG. 47, point information stored in the affiliated store D / B 4396 includes predetermined point card information issued to the affiliated store by the bansa, and the affiliated store based on the point card during the order settlement process. Point earning information to be accumulated in the at least one point use information using the accumulated points in response to the accumulated information and the point management information and the point management information characterized in that it comprises at least one.

The loyalty card information includes at least one piece of affiliated store information for identifying the affiliated store that has issued the loyalty card and at least one piece of loyalty card information issued to the affiliated store.

Merchant information of the point card information is information for identifying the merchant that issued the point card, the predetermined merchant number corresponding to the merchant (for example, terminal information provided to the payment terminal device 5400 provided in the merchant) Terminal unique number), and / or a unique number assigned to the affiliated store by the bansa, and / or a number including at least one serial number of a point card issued to the affiliated store).

The card number of the loyalty card information includes a loyalty card number issued by the bansa to the affiliated store, and points earned in response to the order settlement process are credited with the loyalty cards. It may further include an insert card number in the order settlement approval request, and if the point corresponding to the order payment processing in the order management server 4330 automatically accumulate points to the point card, the order settlement approval request The reward card number may be omitted.

According to an embodiment of the present invention, the point card is preferably manufactured in the form of an MS card and / or an IC card, and the storage means provided in the point card (eg, the TRACK II area of the MS card, and / or the IC card). 16-digit card number is preferably stored in the memory, and a preferred embodiment thereof will be described in detail with reference to FIG.

The point earning information includes at least one or more points earning date, earning points and cumulative points in which a predetermined point is accumulated in the affiliate store (or point card) in response to the order settlement process.

The point earning date of the point earning information is the consignment sales amount is made to include the date when the consignment sales products are sold and the settlement process, the earning points of the point earning information is credited to the merchant (or point card) It is preferably made, including the points, wherein the earned points preferably include points calculated corresponding to the point earning conditions of the point operation information.

The cumulative point of the point accumulation information includes a point obtained by subtracting the use point of the point use information from the point in which the accumulation point is added.

The point operation information may be a point earning condition, a minimum point for payment for using the accumulated points in another merchant payment processing of the merchant owner (or the customer having the point card), and / or the merchant owner (or the point card holder). And at least one or more discount points for discounting a payment amount of another merchant.

The point usage information includes a point use day using the accumulated point and a use point used on the point use day.

The point use date of the point usage information is used for the processing of the merchant payment of the merchant owner (or the customer of the reward card), and / or payment of another merchant of the merchant owner (or the customer of the reward card). It includes the date information used to discount the amount, the point use date of the point use information is used to pay for the order on the point use date, and / or other of the merchant owner (or the customer with the loyalty card) Including points scores used for merchant payment processing, and / or for discounting the payment amount of the order, and / or used to discount other merchant payments of the merchant owner (or the customer with the loyalty card). Is done.

48 is a diagram illustrating a point card according to the embodiment of the present invention.

More specifically, FIG. 48 illustrates an MS card-based point card issued by the bansa to the affiliated store. Those skilled in the art to which the present invention pertains may refer to and / or modify the present invention. The IC card-based point card may be inferred, but the present invention is not limited by the inferred information structure.

Referring to FIG. 48, the card number of the loyalty card is stored in a 16-digit format in a primary account number (PAN) area of the TRACK II area of the MS, and the 16-digit card number consists of six areas in total. .

The first four digits ("8989") 700 of the 16-digit card number is a fixed value of the loyalty card, and one of the numbers not used by a conventional card company (or financial company) is used.

The other six digits ("000001") 705 may include serial numbers of "000001" to "999999" as the card serial number.

In addition, the next one digit ("3") 710 is a check digit (Check Digit) for the serial number, and performs the function of checking the validity of the serial number.

Further, the next two digits ("01") 715 are set to "0" and "1", and the next two digits ("31") 720 are service codes for the reward card, and as shown in FIG. Is set to.

The last one digit ("4") 720 is a check digit for the first 15 digits, and checks the validity of the card number.

49 is a diagram showing a preferred configuration of information on sales management information stored in the affiliated store D / B 4396 according to the embodiment of the present invention.

More specifically, Figure 49 includes a product code sold by the merchant when the product is sold and settled at a merchant that consigns and sells the product sold through the bansa-based agency / merchant network among the merchants on the bansa-based agency / merchant network. As a preferred information structure for the sales management information stored by linking and processing the payment history information, those skilled in the art to which the present invention belongs, are sold in the merchant by referring to and / or modified in the present drawing 49 It will be possible to infer an implementation method for the cash receipt information including the product code, but the present invention includes all the inferred implementation methods, and the present invention is not limited by the inferred information configuration.

Referring to Figure 49, the sales management information stored in the affiliated store D / B (4396) is the product code information, transaction date and time information, card number, payment amount, payment approval number, slip And at least one serial number information and processing result information.

The commodity code information is a commodity code corresponding to the commodity sold by the merchant, and the commodity code is included in the payment approval request message generated by the payment terminal device 5400 provided at the affiliated store and transmitted to the bansa. In this way, the bansa will check in real time the goods sold in merchants.

The transaction date and time information is a date and / or time at which a payment occurred using at least one card of the [customer card] at a predetermined affiliate store, and is read from a timer of the payment terminal device 5400 provided at the affiliated store. The payment server is included in the full text of the approval request received by the card company (or financial company), or when receiving the full payment approval request message from the payment terminal device 5400 at the payment server 4390 provided at the card company (or financial company). It is read from the timer of 4390.

The card number corresponds to a customer card (e.g., a credit card, a check card, and a debit card that the customer presents as a payment method of the product) that purchased the product sold through the bansa-based dealer / merchant network. As the number, a 16-digit card number is preferably included.

The payment amount information is input to a payment terminal device 5400 provided in the affiliated store through a key input device, and / or a payment input from a predetermined point of sales terminal connected to the payment terminal device 5400. The amount corresponds to a payment authorization request amount using at least one of the customer card (for example, a credit card, a check card, and a debit card that the customer presents as a payment method of the product) at the affiliated store.

The payment approval number information using at least one card of the customer card (for example, credit card, check card, debit card presented by the customer as a payment means of the product) from the payment terminal device 5400 provided in the affiliated store; After the payment approval is requested, when the payment server 4290 provided at the card company (or financial company) approves the payment approval request, it corresponds to a unique number generated by the payment server 4390 to identify the payment approval. do.

The ticket serial number information corresponds to at least one or more cards of the customer card (for example, a credit card, a check card, and a debit card that the customer presents as a payment method of the product) in the payment terminal device 5400 provided at the affiliated store. Corresponding to the serial number assigned to the payment approval request full text to identify the full payment approval request, and generally consists of six digits.

The processing result information is a payment using at least one or more of the customer card (for example, credit card, check card, debit card presented by the customer as a payment means of the product) from the payment terminal device 5400 provided in the affiliated store; After the approval is requested, the processing result of the payment approval request is included.

50 is a diagram showing a preferred information structure for the product order information stored in the order management D / B 4397 according to the embodiment of the present invention.

In more detail, Figure 50 is a preferred information configuration for the product order information requested by the merchant on the bansa-based dealer / merchant network, order approved by the order management server 4330, which is common in the art Those skilled in the art will be able to infer various additional information configurations for the product order information by referring to and / or modifying the drawing 50, but the present invention is not limited to the inferred information configuration.

Referring to Figure 50, the product order information stored in the order management D / B (4397) is the merchant information corresponding to the merchant requesting the order of the goods, the order approval date and time the order request is approved and the order approval code (or order Reason for rejection code) and the information on the consignment sales product including the consignment sales product code, product information, order request quantity, order quantity, consignment sales unit price and payment amount for the consignment sales product It is done.

Merchant information of the product order information is information for identifying the merchant that issued the point card, a predetermined merchant number corresponding to the merchant (for example, terminal information provided to the payment terminal device 5400 provided in the merchant) Terminal unique number), and / or a unique number assigned to the affiliated store by the bansa, and / or a number including at least one serial number of a point card issued to the affiliated store).

The order approval date and time information is the date / time information is received from the payment terminal device 5400 provided in the merchant, and / or order approval by the order request approval unit 4355 of the order management server 4330 The code (or order rejection reason code) includes at least one or more generated date / time information.

The order approval code information includes an order approval code generated by the order request approval unit 4355 of the order management server 4330 at the time of order approval of the order request of the affiliated store. Code is made by including an order rejection reason code generated by the order request approval unit 4355 of the order management server 4330 when the order rejection of the order request of the merchant, thereby requesting the order request from the merchant The reason for the rejection can be confirmed.

The consignment merchandise code of the consignment merchandise information includes product code information corresponding to the merchandise requested by the affiliated store and order approved by the order management server 4330, and a bar code corresponding to the merchandise approved by the order. Information (eg, 1D barcode information, 2D barcode information, color code information, etc.), and / or RFID code information (eg, EPC, ISO code, U-Code, etc.) corresponding to the RFID tag attached to the consignment product. And / or at least one predetermined product code assigned to the product according to the standards defined by the bansa.

The commodity information of the consignment merchandise information includes product name information and commodity price information (for example, commodity selling price), commodity manufacturer (or country of origin) information, and commodity description information of the order-approved commodity. .

The order request quantity of the consignment sales product information includes the number of products requested by the merchant to the order management server 4330 through a predetermined order request message, and the order quantity of the consignment sales product information is the order request In response to the order includes the actual quantity ordered to the merchant is made.

For example, as a result of confirming an order limit corresponding to the order request, when the order request quantity is less than the maximum order limit quantity of the affiliated store, the order request quantity and the order quantity have the same value.

If the order limit check corresponding to the order request indicates that the order request quantity exceeds the maximum order limit quantity of the affiliated store, the order quantity is adjusted to be within the maximum order limit quantity, and / or for the consignment goods. After payment of the prepaid order, it can be processed to the same value as the order request quantity.

The consignment merchandise price of the consignment merchandise information includes a supply cost for supplying the consignment merchandise to the affiliated store requesting the order from the bansa, and the settlement amount of the consignment merchandise information includes the order quantity and the consignment sales. The price calculated by multiplying the unit price.

Fig. 51 is a diagram showing a preferred configuration of information on delivery management information stored in order management D / B 4397 according to the embodiment of the present invention.

More specifically, Figure 51 is a preferred information configuration for managing the delivery of the consignment goods ordered to the merchant on the bansa-based dealer / merchant network as the preferred configuration, the person having ordinary skill in the art If it is possible, various additional information configurations for the delivery management information can be inferred by referring to and / or modifying the drawing 51, but the present invention is not limited to the inferred information configuration.

Referring to Figure 51, the delivery management information stored in the order management D / B (4397) is the scheduled delivery date of the consignment goods, order approval code, delivery status, location, delivery information, delivery confirmation information It is made, including.

The scheduled delivery date is preferably set within a maximum of five days from the order date, and includes a date to which the product requested by the affiliated store is delivered to the affiliated store through a predetermined logistics process.

The order approval code includes an order approval code generated by the order request approval unit 4355 of the order management server 4330 when an order is approved for the order request of the affiliated store, and the delivery state is the order management. In accordance with the predetermined delivery processing information generated in the server 4330, the consignment sales goods are shipped from the bansa warehouse and displayed to each step of the delivery to the merchant, the order management server 4330 in the delivery management server When the predetermined delivery processing information is provided at 4375, the delivery status is "received", and when the consignment goods are released from the distribution warehouse, the delivery status is "issued", and the consignment goods are predetermined. When transported to the affiliated store through the logistics process, the delivery status is "in transit", and when the consignment sales goods are delivered to the affiliated merchant Is the "delivery completed".

The position indicates the current position of the consignment goods, the position before the consignment goods are released from the warehouse is the "logistics warehouse", the location when the goods are shipped from the warehouse and delivered through a predetermined transport vehicle Becomes a "carrying vehicle", and when the consignment sale product is delivered to the affiliated store, the position becomes "an affiliated store".

The delivery information includes information on an incoming and outgoing state, a receipt date and time, an exit date and time, and a transport vehicle of a product corresponding to the requested product.

The incoming and outgoing state indicates the state information for which the requested product is delivered from a predetermined product manufacturer and received in the distribution warehouse or issued from the distribution warehouse, and the receipt date and time is the delivery of the product from the predetermined product manufacturer. And the date / time information received in the warehouse, wherein the release date and time includes date / time information released to deliver the goods to the affiliated store, and the transport vehicle information includes the released goods in the affiliated store. It consists of the vehicle number being carried by.

The delivery confirmation information includes a delivery date and a delivery inspection confirmation code for the delivery product after the requested product is delivered to the affiliated store.

The delivery date of the delivery confirmation information is compared with the order details of the delivered goods in the merchant, and when it is confirmed that there is no abnormality in the delivered goods, a predetermined through the payment terminal device 5400 provided in the merchant When a delivery confirmation message (for example, a message for confirming that the delivery product is normally delivered including an order approval code) is generated and transmitted to the order management server 4330, the delivery confirmation message is the order management server 4330. Including the date and time received, and the delivery inspection confirmation code comprises a serial code assigned to the full delivery confirmation by the order management server (4330).

According to an embodiment of the present invention, when the order management server 4330 generates predetermined delivery processing information and provides the delivery management server 4375, the delivery management information is as shown in FIG. The delivery date and delivery confirmation code of the delivery date and the delivery vehicle information of the delivery information and the delivery confirmation information include a null value.

If the consignment merchandise is shipped to the warehouse for delivery to the affiliated store, the delivery management information is as shown in (b) of FIG. 51, wherein a valid value is available for the delivery date and delivery vehicle information of the delivery information. Is assigned, the delivery date and the delivery inspection confirmation code of the delivery confirmation information include a null value.

If the consignment merchandise is delivered to the affiliated store, the delivery management information is as shown in (51) of FIG. 51, wherein valid values are assigned to the delivery date and the delivery inspection confirmation code of the delivery confirmation information.

52 is a diagram showing a preferred configuration of information on inventory management information stored in inventory management D / B 4399 according to the embodiment of the present invention.

More specifically, Figure 52 is a preferred information configuration for the information for managing the inventory of the goods for consignment through the merchant on the bansa-based dealer / merchant network as a person having ordinary knowledge in the technical field to which the present invention belongs However, various additional information configurations for the inventory management information may be inferred by referring to and / or modifying the drawing 52, but the present invention is not limited by the inferred information configuration.

Referring to FIG. 52, the inventory management information stored in the inventory management D / B 4399 includes product manufacturer information including a product manufacturer name and a manufacturer number, and product code information (or product information) associated with the inventory management information. The total inventory amount for the product corresponding to the product), the delivery information including the goods receipt date information and the entrance quantity information of the goods included in the total inventory delivered from the product manufacturer, the name of the person in charge of the inventory management product, It includes at least one person in charge information including a position.

The merchandise manufacturer name includes the trade name of a merchandise manufacturer that manufactures, distributes and delivers the merchandise sold through the affiliated store on the bansa-based dealer / merchant network, and the manufacturer number is the merchandise manufacturer in the bansa. It includes the serial number assigned to it.

The total inventory includes the total number of inventory held in the warehouse so that the product corresponding to the product code information (or product information) associated with the inventory management information can be immediately delivered. The receipt date and time information of the delivery information includes the date / time information that the goods corresponding to the product code information (or product information) associated with the inventory management information from the product manufacturer is received in the warehouse, the entrance quantity is It includes the number of products received from the product manufacturer to the warehouse at the time of receipt.

The person in charge information is information for confirming the location of responsibility for inventory management of the goods received in the warehouse, the receipt / delivery of the goods are managed by the person in charge.

Fig. 53 is a diagram showing a preferred configuration of information on the order limit policy stored in the limit policy D / B 4398 according to the embodiment of the present invention.

In more detail, Figure 53 shows an order limit for an order quantity corresponding to the order request when the order request for at least one or more products from the merchant on the bansa-based dealer / merchant network to the order management server 4330, and / Or a preferred configuration of information on the order limit policy information for switching the order payment method corresponding to the order request, and those skilled in the art to which the present invention pertains, reference and / or modification of this figure 53 It is possible to infer various additional information configurations for the order limit policy, but the present invention is not limited by the inferred information configuration.

Referring to FIG. 53, the order limit policy stored in the limit policy D / B 4398 includes a negative order limit policy in which the order limit decreases according to the sales performance of the affiliated store, and the sales performance of the affiliated store. Accordingly, a positive order limit policy of increasing the order limit is made.

54 is a view showing a preferred functional configuration of the payment terminal device 5400 provided in the merchant in accordance with another embodiment of the present invention.

In more detail, FIG. 54 illustrates an embodiment of a payment terminal device 5400 provided in an affiliated store for order processing and / or order settlement and / or delivery inspection and / or payment processing for the goods for consignment sale. As to, those skilled in the art to which the present invention pertains, the additional functional configuration of the payment terminal device 5400 provided in the affiliated store can be inferred by referring to and / or modifying the present figure 54. However, it is to be understood that the technical features of the present invention are not limited by this drawing 54 but include all the inferred implementation methods.

Referring to FIG. 54, the payment terminal device 5400 basically includes a control unit 5405, a memory unit 5450, a card reader unit 5510, a key input unit 5520, a screen output unit 5515, and a communication processing unit 5430. ) And a security application module 5535, a print output unit 5440, and a power supply unit 5525 for supplying power to the payment terminal device 5400, and at least one terminal function unit according to the intention of those skilled in the art. (Not shown) and the like.

The control unit 5405 controls the overall operation of the payment terminal device 5400 in the functional configuration, manages the flow of information or data between each component, the order processing and / or order payment for the consignment goods and / Or controlling components provided in the payment terminal device 5400 for a delivery inspection and / or a payment processing function for the goods, and hardware (Central Processing Unit) / MPU (Micro Processing Unit) And at least one processor including at least one processor, an execution memory (for example, a register and / or random access memory (RAM)), and a bus (BUS) for inputting and outputting predetermined data. A device 5400 is loaded from a predetermined recording medium into the execution memory to perform a function specific to the device 5400, and is processed by the processor. Contains a predetermined program routine and / or program data (hence, the payment for the function of order processing and / or payment of the consignment goods and / or inspection of delivery and / or payment processing of the goods). The control unit 5405 which has a predetermined program recorded on a recording medium provided in the terminal device 5400 and / or a component which can be processed in software among the functional configurations provided in the payment terminal device 5400 for the above functions. It is characterized in that it is made to be provided in).

According to the exemplary embodiment of the present invention, the control unit 5405 may include components (for example, the memory unit 5450, the card reader unit 5510, the key input unit 5520, and the screen) provided in the payment terminal device 5400. The payment terminal device by interworking an output unit 5515, a communication processing unit 5430, a security application module 5535, a print output unit 5440, and / or a terminal function unit (not illustrated) according to the intention of a person skilled in the art. Controlling and managing the provision of the electronic payment service defined in 5400, as well as order processing and / or order payment and / or delivery inspection and / or payment processing for the consignment goods according to the present invention. For controlling the components provided in the payment terminal device 5400 interworking with each other, and / or for the order processing and / or order payment and / or delivery inspection and / or payment processing for the goods. Payment terminal device It is preferable to execute the program recorded on the recording medium provided at 5400.

The memory unit 5450 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the payment terminal device 5400 is performed. General term of non-volatile memory for storing information or data), including at least hardware-based electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). It includes one or more storage means, the control unit 5405 is a predetermined program routine and program data required for performing a predetermined control function (for example, the program routine is input or output to perform a predetermined function) Data) is stored.

According to the present invention, the memory unit 5450 is configured to provide order processing and / or order payment and / or delivery inspection and / or payment processing for the goods according to the present invention. And store the consignment merchandise information on the consignment merchandise sold through the affiliate store in a read / write memory area of the memory constituting the unit 5450, wherein the consignment merchandise information is stored in the merchandise management information. It is preferable to include at least one product inventory information, a preferred embodiment thereof will be described in detail with reference to FIG.

According to an exemplary embodiment of the present invention, the memory unit 5450 may process an order for the consignment goods and / or check an order and / or check the delivery and / or pay for the goods as shown in FIG. In order to provide processing, merchant sales terminal information and / or consignment to at least one memory area of a read only memory (ROM) area or a read / write memory area of the memory constituting the memory unit 5450. The terminal information for sale can be stored separately.

The terminal information may include a unique number and / or device serial number and / or ESN (Electronic Serial) assigned to each payment terminal device 5400 to identify a specific payment terminal device 5400 among a plurality of payment terminal devices 5400. Number), and a bansa (or card company) receiving a predetermined payment approval request message from the payment terminal device 5400 through the payment terminal device 5400 through the terminal information. The requested merchant (or merchant requesting approval for electronic payment) is characterized in that it is confirmed. To this end, the bansa (or card company) preferably stores the terminal information and affiliated store information provided with the payment terminal device 5400 in a predetermined database.

According to another exemplary embodiment of the present invention, the terminal information may further include the affiliated store information, whereby the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, at least one or more memory areas of the read-only memory area and / or the read / write memory area of the memory unit 5450 may be separately stored and store terminal information for merchant sales. Alternatively, at least one of the read-only memory area and / or the read / write memory area of the memory unit 5450 may store terminal information of any one of merchant terminal information and consigned terminal information. The present invention is not limited thereby.

The affiliated store sales terminal information is original terminal information corresponding to the payment terminal device 5400 provided in the affiliated store, and is included in a payment amount corresponding to tangible or intangible products sold by the affiliated store provided with the payment terminal device 5400. When the card payment is performed through the customer-owned card as a payment method for the payment, the payment amount is made to include the terminal information included in the full payment card payment approval request so that the payment is processed as the sales of the merchant.

In addition, the consignment sales terminal information includes the terminal information included in the full order payment approval request so that when the order request from the merchant to the order management server 4330, the order payment amount is processed as the sales of the bansa.

According to another exemplary embodiment of the present invention, the consignment sales terminal information may not be provided in the payment terminal device 5400 and may be omitted. In this case, the consignment sales terminal information may be set by the predetermined server provided in the bansa. The terminal device 5400 may be alternatively inserted into the telegram generated and transmitted.

Merchant owner (or merchant representative, or a person consigning the consignment sale goods through the merchant) through the payment terminal device 5400 to process the order payment for the consignment goods according to the present invention, and / or the The customer who purchases and pays the merchandise, which is entrusted and sold through a merchant, may use an MS (Magnetic Stripe) card based on ISO / IEC 7810 standard and / or a contact IC card (or wireless) based on ISO / IEC 7816 standard. IC chip) and / or a card including (or owning) at least one contactless IC card (or wireless IC chip) based on ISO / IEC 14443 standard, and the card reader unit 5410 is provided with the card. It is characterized in that the interface for reading at least one or more information or data provided in the.

According to the method of the present invention, the card reader unit 5410 is an MS reader unit that provides an interface between the MS card and the payment terminal device 5400, and / or the contact IC card and the payment terminal device. 5400, a contact IC reader unit providing an interface between the contactless and / or a contactless IC reader unit providing an interface between the contactless IC card and the payment terminal device 5400.

The MS reader unit is a card reader unit 5410 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized by interfacing the predetermined information or data from the at least one track (Track) provided in the MS of the MS card to the payment terminal device 5400 by using the loaded.

The contact IC reader unit is a card reader unit 5410 based on ISO / IEC 7816, and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) It is characterized in that the interface to the payment terminal 5400.

The contactless IC reader part is a card reader part 5410 based on ISO / IEC 14443. The contactless IC reader part uses at least an electrical contact with the contactless IC card by using capacitive coupling and / or inductive coupling. It includes one or more antennas, and supplies power to the IC chip of the IC card through the antenna, and payment of predetermined information or data from the IC chip through the half duplex transaction using APDU It is characterized in that the interface to the terminal device (5400).

According to the exemplary embodiment of the present invention, the card reader unit 5410 is provided with predetermined card information (eg, a card) from at least one card reader unit 5410 for the electronic payment service defined in the payment terminal device 5400. It is preferable to read the payment means information corresponding to the payment means including at least one provided credit card, check card, debit card, cash card, financial account.

The key input unit 5520 includes a predetermined at least one key button including at least one numeric key and / or a character key and / or a function key. Detects information (or signal) input from the key input device of the controller and changes the input mode and / or operation mode of the payment terminal device 5400 in cooperation with the controller 5405 based on the information (or signal). (Or switch) and / or predetermined information from a predetermined key button provided in the key input device in a specific input mode and / or operation mode of the payment terminal device 5400 controlled by the control unit 5405. When a (or a signal) is input, a key event corresponding to the input information (or a signal) is generated, and the generated key event is provided to the controller 5405. Said payment Acquiring predetermined key data corresponding to the key event in the current input mode and / or operation mode of the speech device 5400, and / or acquiring a command to execute a predetermined function matched with the key event. It is characterized by.

The key input unit 5420 and the key input device having at least one key button interoperate with each other to perform a function of key input means provided in the payment terminal device 5400.

The key input device which is interlocked with the key input unit 5520 may include a keypad device having at least one numeric key and a function key, and / or at least one numeric key and a character key (eg, English character key, and / or Korean character). Key) and / or a keyboard device having a function key, and / or having at least one numeric key and a function key in conjunction with the screen output means, and / or having at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

According to an embodiment of the present invention, the key input unit 5520 may perform the payment for order processing and / or order payment and / or delivery inspection and / or payment processing for the consignment goods according to the present invention. It is preferable to change (or switch) the operation mode of the terminal device 5400. For this purpose, the key input device includes a key button for changing (or switching) the operation mode, or is provided in the key input device. It is possible to use one of the key buttons (for example, the number '9' key button) as a key button for changing (or switching) the operation mode.

In addition, the key input unit 5520 may provide key data (eg, payment) corresponding to the electronic payment service from at least one key input device for the electronic payment service defined in the payment terminal device 5400 in the franchise sales mode. And / or order processing for the consignment goods and / or order payment and / or delivery inspection and / or payment processing for the goods according to the present invention. In order to perform the function of the key input means for receiving at least one or more key data for the order processing and / or order payment and / or delivery inspection and / or payment for the goods from the key input device.

The screen output unit 5515 is a liquid crystal display (LCD) and / or by the control unit 5405 while the payment terminal 5400 performs a predetermined function (for example, an electronic payment processing function using a card). Or outputting at least one or more information or data which are predefined or defined in real time to be output to a predetermined display device including a cathode ray tube (CRT) through a predefined interface screen. The unit 5415 and the screen output device interoperate with each other to perform a function of the screen output means provided in the payment terminal device 5400.

Predefined information or data to be output from the payment terminal device 5400 to the screen output device is provided in the key data input through the key input unit 5520 and / or in the payment terminal device 5400. Corresponding to information (or data) stored or generated by a component, information (or data) transmitted / received through the communication processing unit 5430, and / or a predetermined operation result performed by the payment terminal device 5400 ( Or data).

According to a preferred embodiment of the present invention, when the screen output unit 5515 changes (or switches) an operation mode of the payment terminal device 5400 to an affiliated store operating mode, an electronic device corresponding to the affiliated store operating mode is used. It is preferable to perform a function of a screen output means for outputting an electronic payment processing screen according to each electronic payment step to the screen output device for a payment service.

The communication processing unit 5430 may be a terminal on a payment network (eg, a value added network (VAN)) while the payment terminal 5400 performs a predetermined function (eg, an electronic payment processing function using a card). Server) and / or a terminal (or device) connected to the payment terminal device 5400 through a predetermined cable and / or a terminal (or device) connected to the payment terminal device 5400 through a predetermined short-range wireless communication. And a predetermined communication means for connecting a communication session with a network communication unit for connecting a predetermined communication channel with a server (or device) on a wired / wireless network, and / or through a predetermined cable communication port. A predetermined short distance communication terminal (or device) through a cable communication unit for connecting a communication session with a predetermined terminal (or device), and / or at least one short range wireless communication means; It comprises a short-range wireless communication unit for connecting a device and a predetermined communication session, and comprises a communication protocol and / or driver for connecting the communication channel (or communication session) in software.

The network communication unit may include a predetermined wired network and / or a mobile communication network including a Value Added Network (VAN) or a financial common network or high-speed Internet (eg, ADSL / VDSL / Cable Network /.../ satellite communication). Connecting a communication channel with a server (or device) on a wired / wireless network through a predetermined wireless network including a wireless data communication network, and hardwarely connecting the payment terminal device 5400 to a predetermined wired / wireless network. It comprises a modem (Modem) or a Network Interface Card (NIC), and comprises a communication protocol and / or driver for connecting the payment terminal device 5400 to the wired and wireless network in software.

The cable communication unit may connect a communication session with a predetermined cable communication terminal (or device) through a predetermined cable communication (for example, RS-232c or Universal Serial Bus (USB)). It comprises a predetermined cable communication port to be connected, and comprises a communication protocol and / or driver for the cable communication in software.

According to one embodiment of the invention, the cable communication terminal (or device) preferably comprises a point of sales (POS) terminal connected to the payment terminal device 5400 through a predetermined cable communication, In this case, the payment terminal 5400 may receive payment information including a payment amount and / or an installment month number corresponding to the affiliated store sale product from the POS terminal.

According to another exemplary embodiment of the present invention, the cable communication terminal (or device) may include a barcode reader (not shown) connected to the payment terminal device 5400 through a predetermined cable communication. In this case, the payment terminal device 5400 may receive product code information corresponding to barcode information of the product.

In addition, the cable communication terminal (or device) may include an RFID (Radio Frequency Identification) reader connected to the payment terminal device 5400 through a predetermined cable communication, in which case the payment terminal device 5400 ) Can receive product code information corresponding to the RFID code information of the product.

The short range wireless communication unit includes at least one of infrared ray communication, RF (Radio Frequency) communication, Bluetooth (BlueTooth), Wireless LAN (Wi-Fi), Wi-Fi (Wi-Fi), and Universal Serial Bus (USB). Characterized in that to connect a predetermined terminal (or device) and a short-range wireless communication session through at least one or more short-range wireless communication means, the hardware includes the infrared communication, RF communication, Bluetooth, WLAN, WiFi, UWB It includes a predetermined short range wireless communication module for short range wireless communication, and includes a communication protocol and / or driver for private short range wireless communication in software.

The secure application module (5435) (SAM) is a confidentiality and / or authentication (required in the process of performing the electronic payment and / or electronic payment by the payment terminal device 5400 using the card ( Security requirements, including Authentication and / or Integrity and / or Nonrepudiation, may be used within the payment terminal device 5400 without using an authentication server (or payment server 4390) on the payment network. As a safety device for performing a secure and reliable structure in the system, the payment terminal device 5400 processes a predetermined message (eg, an electronic payment and / or an electronic payment function) in response to a predetermined message ( Information or data), add an authenticator to prevent forgery (or tampering) of the message, or perform the security request function. It performs the function of storing the essential information.

In general, the security application module (5435) is preferably composed of a predetermined security application module (5435) inserter and security application module (5435) chip, the security application module (5435) chip is a chip containing at least 8-bit CPU Application Specific Integrated Circuit (ASIC) chips (eg, PLCC 44-pin chips) and / or IC chips (eg, IC cards in the form of subscriber identity modules (SIMs)) with performance of 2 MIPS (Million Instructions Per Second) or more. It is preferable to comprise a.

In addition, the security application module 5535 is at least one or more security application data (eg, at least one identifier, version, expiration date, issue date, code value required for the payment terminal device 5400 to perform a predetermined security request function) And / or keys (e.g., one master key and at least one application key) and / or protocols (e.g., trading protocols, re-transaction protocols, immediate transaction cancellation protocols, collection protocols, SAM issuance protocols, (e.g. Card company) registration protocol, authorization acquisition protocol, mode switching protocol, key download protocol, SAM revocation protocol) and / or commands (e.g., at least one read / authentication / transmission / registration / setting / mode switching / collection / deletion / discard / Initialization / reprocessing / cancellation command).

According to one embodiment of the invention, the security application module 5535 stores the terminal information of any one of merchant terminal information, or consignment terminal information for sale, or the security application module 5535, terminal information for merchant sales. It is possible to be stored separately and the sales terminal information for consignment, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the consignment sales terminal information may not be provided in the payment terminal device 5400 and may be omitted. In this case, the consignment sales terminal information may be set by the predetermined server provided in the bansa. The terminal device 5400 may be alternatively inserted into the telegram generated and transmitted.

The print output unit 5440 may include a process of performing the predetermined function (eg, an electronic payment processing function using a card) and / or predetermined information or data (eg, payment) generated by the payment terminal 5400. A printing protocol for printing the print information or data through a predetermined printing device in accordance with a predetermined printing form, characterized in that the processing result information or data) is output to a predetermined printing device (for example, a receipt printing machine). And a driver.

According to another exemplary embodiment of the present invention, at least one or more terminal information among the merchant sales terminal information and / or the consignment sales terminal information may include the payment terminal device in addition to the memory unit 5450 and / or the security application module 5535. 5400 may be directly included in the terminal program recorded on the recording medium.

As described above, the terminal program including the affiliated store selling terminal information and / or the consigned selling terminal information includes one each of the affiliated store selling terminal information and the consigned selling terminal information, and is not arbitrarily added, changed, or updated. It is useful when the terminal program can be easily added, changed, or updated online by, and / or the bansa.

According to an exemplary embodiment of the present invention, the affiliated store sales terminal information and the consignment sales terminal information are each separated in the form of a constant value used by a terminal program recorded on a recording medium provided in the payment terminal device 5400. It may be included in the terminal program, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the terminal information of any one of the terminal information for merchant sales or terminal information for consignment sales is in the form of a constant value used by a terminal program recorded on a recording medium provided in the payment terminal apparatus 5400. Included in the terminal program in the furnace, the remaining terminal information may be stored in the memory unit 5450 or security application module 5535, whereby the present invention is not limited.

Referring to FIG. 54, the payment terminal device 5400 is configured to process the order for the consignment goods and / or the order settlement and / or the delivery inspection and / or the payment process for the goods. An operation mode confirmation unit 5545 for confirming an operation mode of the payment terminal device 5400 in association with an input unit 5520, and information for generating a full text corresponding to the verification result in connection with the key input unit 5520; An information input unit 5460 for receiving an input, an information extraction unit 5475 for extracting at least one or more information for generating a full text corresponding to the verification result from the memory unit 5450, and a predetermined corresponding to the verification result; The full text generation unit 5465 generating the full text and the full text generated by the full text generation unit 5465 in connection with the communication processing unit 5530 are transmitted through a payment network, and the full text is transmitted from the payment network to the full text message. A specialized processor 5470 for receiving a corresponding predetermined message and outputting information included in the received full message through the screen output unit 5515 and / or outputting through the print output unit 5440. It is characterized by comprising.

The operation mode confirmation unit 5545 may operate in conjunction with the key input unit 5520, and the operation mode of the payment terminal device 5400 may sell the merchant selling goods and / or the consignment sale goods to the visiting customers of the affiliated store and process payment. Is it a payment mode, or a cash receipt mode for selling the product in cash, or an order mode for the consignment goods, or a consignment payment mode for the consignment goods, merchant payment mode for merchants, the merchant Characterized in that the delivery check mode for the goods shipped to.

When the operation mode of the payment terminal device 5400 is a payment mode for selling and paying the merchant selling goods and / or the consignment sale goods to the affiliated store visitor, the information input unit 5460 may settle payment for the goods. It is preferable to input and process payment information including an amount and / or installment months, and is provided to the inputted full text generation unit 5465.

In addition, when the operation mode of the payment terminal device 5400 is a cash receipt mode in which the product is sold in cash, the information input unit 5460 includes a mobile phone number for the customer who purchased the product and the payment amount. It is preferable to process the receipt information, and it is provided to the entered text generation unit 5465.

In addition, when the operation mode of the payment terminal device 5400 is an order mode for the consignment product, the information input unit 5460 inputs at least one consignment product code (or from a barcode reader and / or an RFID reader). Reception) processing, and is provided to the inputted full text generator 5465.

In addition, when the operation mode of the payment terminal device 5400 is a consignment payment mode for the consignment sale product, the information input unit 5460 inputs an order approval code generated by the order management server 4330. Or, and / or input processing of the order payment amount and / or installment months, the input information is provided to the full text generation unit (5465).

In addition, when the operation mode of the payment terminal device 5400 is a delivery inspection mode for the goods delivered to the affiliated store, the information input unit 5460 inputs an order approval code generated by the order management server 4330. It is preferable to process and provided to the inputted full text generator 5465.

The operation mode of the payment terminal device 5400 is a payment mode for selling and paying the merchant selling goods and / or the consignment selling goods to the affiliated store visitor, and / or a cash receipt mode for selling the goods in cash. Or, and / or in the order mode for the consignment sale product, and / or in the delivery inspection mode for the goods delivered to the affiliated store, the information extracting unit 5475 is for selling the affiliated store from the memory unit 5450. Preferably, the terminal information and the consignment merchandise information on the consignment merchandise are extracted. The extracted merchant information and the consignment merchandise merchandise information (or product code information) are provided to the full text generation unit 5465.

In addition, when the operation mode of the payment terminal device 5400 is a consignment payment mode for the consignment sale product, the information extracting unit 5475 extracts the consignment sales terminal information from the memory unit 5450. Preferably, the extracted consignment terminal information is provided to the full text generation unit 5465.

The full text generation unit 5465 generates a full text corresponding to each operation mode of the payment terminal device 5400 based on the information input through the information input unit 5460 and the information extracted through the information extracting unit 5475. Characterized in that the generated full text is the full order request for the consignment goods, and / or full cancellation order, and / or full request for approval order approval for the consignment goods, and / or the consignment sale Full payment approval cancellation order for the product, and / or Full payment approval request for payment approval processing for the sold product when the merchant sells and pays the ordered product to a predetermined merchant visiting customer, and / or the At least one full payment authorization for canceling payment for goods sold and / or full delivery confirmation for inspecting the delivery of the goods to the merchant. Above it comprises.

The specialized processing unit 5470 transmits the full text generated by the professional generating unit 5465 to the order management server 4330 on the payment network through the network communication unit of the communication processing unit 5430, and the order management server 4330. Receive a predetermined message corresponding to the transmitted message from the), and outputs the information contained in the received message in conjunction with the screen output unit 5415, or in conjunction with the print output unit 5440 And outputting information included in the received telegram.

According to an embodiment of the present invention, when the preamble type payment request information is included in the preamble received by the settlement terminal device 5400, the preamble processor 5470 is an operation mode of the settlement terminal device 5400. After switching to the prepaid main payment mode, it is preferable to perform a prepaid order settlement procedure corresponding to the order settlement amount.

55 is a diagram showing the configuration of information on the consignment sales product information provided in the payment terminal device 5400 according to the embodiment of the present invention.

In more detail, FIG. 55 shows a memory unit 5450 for providing an order request and payment service for a product sold in the payment terminal device 5400 shown in FIGS. 2A, 2B, 2C, and 2D. A preferred information configuration for the consignment sales product information stored in the), and those skilled in the art to which the present invention pertains, refer to and / or modify the present drawing 55, the key technical features of the present invention While it would be possible to infer an implementation method for various information configurations for consignment sales product information without violating the present invention, the present invention includes all the inferred implementation methods, and an embodiment of the present invention is illustrated in FIG. 55. It is by no means limited to organized information.

Referring to FIG. 55, the consignment sales product information includes product management information and product inventory information. The product management information includes product manufacturer information, product code information, product name information, It includes sales price information, inventory information in the merchant, and the like, wherein the product inventory information includes serial number information on the target merchandise, receipt date information and expiration date information in the merchant.

The commodity management information of the consignment selling goods information includes all the information on the target product to be sold through the affiliated store in the process of providing the payment terminal 5400 at the affiliated store; It is preferable to be stored in the memory unit 5450 provided in the product manufacturer, the product manufacturer (consignment sales request agency) is preferably updated periodically depending on whether to add, update, delete the product to be sold through the merchant. Do.

In addition, the product inventory information of the consignment sales product information is processed in connection with the predetermined product management information of the product management information of the consignment sales product information at the time when a predetermined sale target product is received into the affiliated store and the payment terminal device 5400 It is preferably stored in the memory unit 5450 provided in the), it is preferable to be updated or deleted in the process of the goods sold in the merchant consignment.

The product manufacturer information of the product management information is code information for identifying a product manufacturer supplying at least one or more products consigned by the affiliated store. Preferably, the same product manufacturer information is included in a product supplied by the same product manufacturer. .

For example, if the product code information is EPC-based RFID code information, the product manufacturer information corresponds to the company code (EPC Manager) of the RFID code.

Alternatively, if the product code information follows the code system defined by the bansa, the product code corresponds to code information assigned to the product manufacturer of the code system defined by the bansa.

The commodity code information of the commodity management information is code information for identifying a specific commodity manufactured by the same manufacturer (or a manufacturer), and the same commodity code is preferably defined for the same kind of commodity.

For example, if the product code information is EPC-based RFID code information, the product code information corresponds to an object code of the RFID code.

Alternatively, if the product code information follows the code system defined by the bansa, the product code corresponds to code information defined in the same product of the code system defined by the bansa.

The product name information of the product management information is information for identifying a product corresponding to the product code information in the form of text information, and the same product name is preferably defined for the same kind of product.

The selling price information of the commodity management information includes a price for selling the target merchandise in the affiliated store, or a payment amount that a predetermined customer must pay to purchase the target merchandise, and according to a predetermined discount policy. Accordingly, the selling price can be updated or adjusted.

The merchant information in the affiliated store of the product management information is the number of products for sale corresponding to the product inventory information processed in association with the product management information, and includes the number of items for sale that are not sold after being put into the merchant.

The serial number information of the product inventory information is a serial number for identifying each product included in a specific product manufactured by the same manufacturer (or a manufacturer), and different serial numbers are preferably defined for the same kind of product.

For example, if the product code information is a bar code, the serial number information corresponds to a serial number attached to each product in association with the bar code. Alternatively, if the product code information is EPC-based RFID code information, the serial number information corresponds to a serial number of the RFID code.

Alternatively, if the product code information follows a code system defined by bansa, the serial number information corresponds to code information respectively defined on the same product among the code systems defined by bansa.

According to an embodiment of the present invention, the product code information includes product code information of the product management information, and / or concatenates product code information of the product management information and serial number information of the product inventory information. It is possible to achieve all, by which the present invention is not limited.

For example, in FIG. 55, when the commodity code information includes commodity code information of the commodity management information, the commodity code information is "98765", and the commodity code information is commodity code information and the commodity management information. When the serial number information of the product stock information is concatenated, the product code information is "9876512345".

Receiving date information in the affiliated store of the product inventory information comprises the date (and / or time) information that the merchandise for sale is delivered to the merchant and received, the expiration date information of the product inventory information is entrusted by the merchant It includes the date (and / or time) information corresponding to the expiration date for each product to be sold, whereby the ban sales consigned by the merchant through the payment network connected to the payment terminal device 5400 Inventory management and distribution management of the target product can be easily processed.

56 is a diagram illustrating a process of generating a full text of an order request in a payment terminal device 5400 provided at an affiliated store according to an embodiment of the present invention and transmitting it to the order management server 4330.

More specifically, FIG. 56 illustrates that when the operation mode of the payment terminal device 5400 provided in the affiliated state is switched to the order request mode, the payment is generated by generating an order request message including at least one order product code and an affiliate store number. As an implementation method for the process of transmitting to the order management server 4330 via a network, those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 56 to make the payment terminal device. Although it is possible to infer various implementation methods for generating the full order request at 5400 and transmitting the order request to the order management server 4330 via the payment network, the present invention includes all the inferred implementation methods. Embodiments of the invention are by no means limited to the process shown in FIG.

Referring to FIG. 56, in order to request an order according to the present invention, an operation mode of the payment terminal device 5400 is switched (or changed) to an order mode through a predetermined key input and / or a menu in a default operation mode. (5600).

When it is confirmed that the operation mode of the payment terminal device 5400 is switched (or changed) to the order mode, the payment terminal inputs at least one order product code information requesting order to the bansa (5605).

If the order product code information input is completed (5610), the payment terminal is a full order request including at least one or more input product code information, the order quantity for each product and the merchant number (eg, merchant information terminal for sale) It generates (5615), and transmits the generated order request full text to the relay server 4300 through the merchant side payment network (4385-1) (5620).

57 is a view showing an order limit confirmation process according to an embodiment of the present invention.

In more detail, Figure 57 is based on the order request information included in the order request in the relay server (4300) receiving the full order request from the payment terminal device (5400) provided in the merchant for the order product As an implementation method for confirming the order limit, those skilled in the art to which the present invention pertains can refer to and / or modify this drawing 57 to infer various implementation methods for the order limit confirmation process. As will be appreciated, the invention includes all such inferred implementation methods, and embodiments of the invention are in no way limited to the process illustrated in FIG. In the following figure, the relay server 4300 is referred to as " server " for convenience.

Referring to FIG. 57, the server checks whether at least one full text message is received through the merchant side payment network 4305-1 (5700), if a predetermined full text message is received through the merchant side payment network 4305-1. When received (5705), the server reads the received full text structure to determine whether the received full text is an order request full text including at least one order product code information (5710).

If the check result is that the received full message is not an order request full message (5715), the server performs each operation procedure corresponding to the received full message (5720). For example, if the received telegram is a settlement approval request telegram, the server performs a settlement approval procedure corresponding to the settlement approval request telegram.

On the other hand, if the received result is that the received full text request order (5715), the server extracts at least one order product code information, order quantity information and merchant number from the received order request text (5725), the extraction The at least one order product code information, order quantity information, and merchant number are transmitted to the order management server 4330 (5730).

The order management server 4330 extracts at least one or more sales management information stored in association with affiliated store information corresponding to the affiliated store number from the affiliated store D / B 4396 based on the affiliated store number (5735), and The order limit policy is read based on the sales performance of the extracted sales management information to determine whether an order limit exists for the affiliated store (eg, the maximum order limit number corresponding to the affiliated store is greater than '0') (5740). .

If there is no order limit for the affiliated store as a result of the checking (e.g., if the maximum order limit number corresponding to the affiliated store is less than '0') (5745), the server may determine a predetermined order error corresponding to the order request. Generate and transmit information to the server (5750), generate a predetermined order approval message including the generated order error information (5755), and the generated order error information to the merchant side payment network (4385-1) The transmission is transmitted to the payment terminal 5400 (5760).

On the other hand, if there is an order limit for the affiliated store (eg, if the maximum order limit number corresponding to the blind spot is greater than '0') (5745), the server performs an order processing process as shown in FIG. .

58 illustrates an order processing process according to an embodiment of the present invention.

In more detail, the drawing 58 is a method for performing the order processing and the delivery procedure for the ordered goods after performing the order limit checking process of the drawing 57, which is generally used in the art. Those skilled in the art will be able to infer various implementation methods for carrying out the order processing and delivery procedure for the ordered goods by referring to and / or modifying this drawing 58, but the present invention provides the inference implementation method. It includes all, and the embodiment of the present invention is not limited only to the process shown in FIG. In the following figure 58, the order management server 4330 is referred to as " server " for convenience.

Referring to FIG. 58, if an order limit exists as shown in FIG. 57, the server generates order approval code information for the affiliated store order product (5800).

Thereafter, the server extracts (5805) inventory management information including an inventory amount of each product corresponding to the order product code information from the inventory management D / B 4399, and based on the inventory management information, By comparing the order quantity and the inventory quantity for the ordered goods, it is determined whether the immediate delivery or the reserved delivery of the ordered goods (5810).

If the order cannot be delivered immediately (e.g., if there is a lack of stock) (5815), the server will pre-deliver the order for the order (e.g., after receiving the order from the product manufacturer in advance and sending it to the merchant upon delivery). A scheduled date of arrival of the product) (5820).

If the ordered product can be delivered immediately (5815), the server calculates an immediate delivery date for the ordered product (e.g., the date when the ordered product arrives at the affiliated store when the ordered product is delivered from the warehouse to the affiliated store). (5825).

Thereafter, the server generates order approval information including the order approval code, at least one order product code, a postpaid payment amount, and a scheduled delivery date (5830), and generates the order approval information into the relay server ( 4300) (5835).

The relay server 4300 generates a predetermined order approval message including the order approval information, and transmits the predetermined order approval message to the payment terminal device 5400 through the affiliated store payment network 4385-1 (5840).

The payment terminal device 5400 provided in the affiliated store receives an order approval message transmitted from the server through the affiliated store payment network 4305-1 (5845), and the order approval code from the payment approval message, Extract and display (5850) at least one or more order product codes, a postpaid payment amount, and a scheduled delivery date (5850), and extract the order approval code, at least one order product code, and a postpaid payment amount And, and the scheduled delivery date is stored in the memory unit 5450 provided in the payment terminal device 5400 (5855).

In addition, after the server transmits the order approval full text to the payment terminal device 5400, the affiliated store D / by processing the generated order approval code information, the ordered product code information, postpaid payment amount information The order history information of the B 4396 and / or the order settlement information and / or the product order information of the order management D / B 4397 are stored (5860).

In addition, the server generates a delivery processing information including the scheduled delivery date and delivery address information and order product information for the merchant (5865), and provides the delivery processing information to the delivery management server, the order within the scheduled delivery date The product is processed to be delivered to the affiliated store (5870).

FIG. 59 is a diagram illustrating an operation configuration of a payment terminal device 5400 that provides a consignment payment service for consignment goods according to an embodiment of the present invention.

In more detail, Figure 59 shows a preferred operation method for providing a consignment payment service for consignment sales goods according to the present invention in the payment terminal device 5400 shown in Figure 54, the present invention belongs to Those skilled in the art may refer to and / or modify this drawing 59 to infer implementation methods for various operating methods of the payment terminal device 5400 without violating the core technical features of the present invention. As will be appreciated, the invention includes all such inferred implementation methods, and embodiments of the invention are in no way limited to the method of operation shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may acquire a process of accumulating points corresponding to the consigned sales amount in the order management server 4330 in the consignment sales settlement service process illustrated in FIG. 59. It can be easily inferred.

Referring to FIG. 59, the payment terminal 5400 may determine whether the payment mode of the payment terminal 5400 is a payment mode for merchant sales or a consignment payment settlement mode before or after a predetermined payment procedure is performed. Check whether it is (5900).

According to an embodiment of the present invention, the payment terminal device 5400 may change (or switch) the payment mode of the payment terminal device 5400 from the payment mode for merchant sales to the payment mode for consignment sales, or in the payment mode for consignment sales. A key button for returning to the merchant selling payment mode, and / or changing (or switching) the settlement mode of the payment terminal device 5400 from the merchant selling payment mode to the consigned sales payment mode, or the consigned payment mode It is preferred that the menu is made to return to the merchant payment mode for sale.

If the payment mode of the payment terminal device 5400 returns to the merchant sales payment mode from the consignment payment mode for sale or maintains the payment mode for the merchant sale (5904), the payment terminal device 5400 is the affiliate store In operation 5908, the merchant payment settlement procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the affiliated store sales settlement procedure is a predetermined payment from the customer card through the card reader unit 5410 in the state that the payment mode of the payment terminal device 5400 is the payment mode for the merchant sale. It is preferable to start by reading the means information.

If the merchant sales payment procedure is started (5912), the payment terminal device 5400 reads predetermined payment means information from the customer card through the card reader (5410) (5916), the key input unit ( In step 5420, payment information including merchant sales payment amount and / or installment months is input or the payment information is received from a predetermined POS terminal (5920).

In addition, the payment terminal device 5400 extracts the merchant sales terminal information from the memory unit 5450 or the security application module 5535 (5924), and generates the merchant serial number for marketing (5928).

According to an embodiment of the present invention, the order of reading the payment means information, inputting (or receiving) the merchant sales payment information, extracting the merchant terminal information and generating the merchant serial number for the merchant sales may be changed according to the intention of those skilled in the art. Thereby, this invention is not limited.

Thereafter, the payment means information, the merchant sales payment information, the merchant sales terminal information, and generates a merchant approval payment approval request text including the serial number for selling merchants (5932), the network communication unit of the communication processing unit 5430 The merchant transmits a payment approval request message for selling the merchant through the payment network, and receives a payment approval message for merchant sales corresponding to the payment approval request message for selling the merchant (5936).

According to an embodiment of the present invention, a server (or a device) receiving the payment approval request text for the affiliate store sales on the payment network performs a payment approval procedure corresponding to the payment approval request text for the merchant sales, and the payment approval details Generates a predetermined payment approval authorization for sale, including a predetermined merchant, and transmits it to the payment terminal device 5400 through the payment network.

If a predetermined payment approval text corresponding to the payment approval request text for the merchant sales is received through the payment network (5940), the payment terminal device 5400 is a payment approval history included in the received payment approval text for the merchant. The readout is output to the screen output device and / or the print output device provided in the payment terminal device 5400 (5944).

On the other hand, if the payment mode of the payment terminal device 5400 returns from the merchant sales payment mode to the consignment payment mode or maintains the consignment payment mode (5904), the payment terminal device 5400 is the merchant. In operation 5948, it is determined whether a consignment sales settlement procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the consignment sales settlement procedure may include a predetermined payment from a customer card through the card reader unit 5410 in a state in which the settlement mode of the settlement terminal device 5400 is in the consignment sales settlement mode. It is preferable to start by reading the means information.

If the consignment sales settlement procedure is started (5952), the payment terminal device 5400 reads predetermined payment means information from the customer card through the card reader 5510 (5956), and inputs a predetermined key In operation 5960, the entrusted product code is input through the device (or a barcode reader (not shown) or an RFID reader (not shown)).

If the consignment product code input for the consignment product is confirmed (5964), the payment terminal device 5400 extracts consignment product information corresponding to the consignment product code from the memory unit 5450 and the payment terminal device. (5400) responds to the consignment product information by outputting to the screen (5968), reading the consignment product payment amount from the consignment product information, or receiving a predetermined installment month number through the key input unit 5520 The consignment sales settlement information is read (or input) (5972).

In addition, the payment terminal device 5400 extracts the consignment sales terminal information from the memory unit 5450 and / or the security application module 5535 and / or the terminal program (5976), and converts the consignment sales document serial number. Create (5980)

According to another embodiment of the present invention, when the consignment sales terminal information is processed in association with the commodity manufacturer information included in the consignment merchandise information, the payment terminal device 5400 uses the merchandise manufacturer information included in the consignment merchandise information. On the basis of this, the consignment sales terminal information may be extracted from the memory unit 5450 and / or the security application module 5535 and / or the terminal program, and the present invention is not limited thereto.

According to the implementation method of the present invention, the order of reading the payment means information, reading (or input) of the consignment sales payment information, extracting the terminal information for consignment sales, and generating the serial number for the consignment sales may be changed according to the intention of those skilled in the art. Thereby, this invention is not limited.

Subsequently, a full payment approval request request message for consignment sales is generated (5984) including the payment means information, the consignment sales settlement information, the consignment sales terminal information, and the consignment sales slip serial number (5984). The consignment sales payment approval request message is transmitted through the consignment sales, and the payment approval message for merchant sales corresponding to the consignment sales payment approval request message is received from the payment network (5936).

According to an embodiment of the present invention, a server (or a device) that receives the payment authorization request text for consignment sales on the payment network performs a payment approval procedure corresponding to the payment authorization request text for consignment sales and records the payment approval details. Generates a predetermined payment approval payment for a consignment for sale, and transmits it to the payment terminal device 5400 through the payment network.

If a predetermined payment approval text corresponding to the full text of the payment approval request for consignment is received through the payment network (5940), the payment terminal device 5400 is the payment approval details included in the received consignment for payment approval. The readout is output to the screen output device and / or the print output device provided in the payment terminal device 5400 (5944).

60 is a diagram illustrating a process of generating and transmitting a full payment approval request in a payment terminal device 5400 according to an embodiment of the present invention.

In more detail, in Figure 60, the payment terminal device 5400 shown in Figure 54 is a process for generating a predetermined payment approval request text for a consignment payment service for consignment sales goods according to the present invention and transmitting it to the payment network. As shown in the drawings, one of ordinary skill in the art to which the present invention pertains refers to the payment terminal device 5400 without departing from the core technical features of the present invention by referring to and / or modifying the drawing 60. However, the present invention may infer an implementation method for various implementation methods for generating and transmitting a predetermined payment approval request full text for a consignment payment service according to the present invention, but the present invention includes all the inferred implementation methods. Embodiments of the invention are not limited to the operation method shown in FIG.

In the embodiment shown in FIG. 60, the payment terminal device 5400 and merchant payment mode for the payment terminal device 5400 in order to easily compare and explain the characteristic payment approval request professional generation process of the present invention in the technical field to which the present invention belongs; The payment mode for consignment sales is divided, and a process of generating and transmitting the full payment approval request message according to the present invention in the consignment payment mode is described.

However, the payment terminal device 5400 does not need to distinguish between the payment mode for the merchant sales and the payment for the consignment sale, and the consignment payment service according to the present invention only includes the consignment product code in the full payment approval request. It is possible to provide.

Referring to FIG. 60, the payment terminal device 5400 may determine whether the payment mode of the payment terminal device 5400 is a payment mode for merchant sales or a consignment sale payment mode before or after a predetermined payment procedure is performed. Check whether it is (6000).

According to an embodiment of the present invention, the payment terminal device 5400 may change (or switch) the payment mode of the payment terminal device 5400 from the payment mode for merchant sales to the payment mode for consignment sales, or in the payment mode for consignment sales. A key button for returning to the merchant selling payment mode, and / or changing (or switching) the settlement mode of the payment terminal device 5400 from the merchant selling payment mode to the consigned sales payment mode, or the consigned payment mode It is preferred that the menu is made to return to the merchant payment mode for sale.

If the payment mode of the payment terminal device 5400 returns from the consignment payment mode for payment to the merchant sales payment mode, or maintains the payment mode for the merchant sales (6004), the payment terminal device 5400 is the merchant In operation 6008, it is determined whether a merchant sales payment procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the affiliated store sales settlement procedure is a predetermined payment from the customer card through the card reader unit 5410 in the state that the payment mode of the payment terminal device 5400 is the payment mode for the merchant sale. It is preferable to start by reading the means information.

If the merchant sales payment procedure is started (6012), the payment terminal device 5400 reads predetermined payment means information from the customer card through the card reader (5410) (6016), the key input unit ( In step 5420, payment information including merchant sales payment amount and / or installment months is input or the payment information is received from a predetermined POS terminal (6020).

In addition, the payment terminal device 5400 extracts predetermined terminal information for the payment approval request from the memory unit 5450 (or the security application module 5535 or a constant value defined in the terminal program). A predetermined document serial number for the payment approval request is generated (6024).

According to the method of the present invention, the payment means information reading, merchant sales payment information input (or receiving), terminal information extraction and the document serial number generation process may be changed according to the intention of those skilled in the art, thereby This is not limited.

Thereafter, the payment terminal device 5400 generates a payment approval request message including the payment means information, the merchant sales payment information, the terminal information, and the merchant serial number for selling the merchant (6028), and the communication processor 5230 The full text of the payment approval request is transmitted to the payment network through the network communication unit (6032).

On the other hand, if the payment mode of the payment terminal device 5400 returns from the merchant sales payment mode to the consignment payment mode, or maintains the consignment payment mode (6004), the payment terminal device 5400 is the merchant. In step 6048, a consignment sales settlement procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the consignment sales settlement procedure may include a predetermined payment from a customer card through the card reader unit 5410 in a state in which the settlement mode of the settlement terminal device 5400 is in the consignment sales settlement mode. It is preferable to start by reading the means information.

If the consignment sales settlement procedure is started (6052), the payment terminal device 5400 reads predetermined payment means information from the customer card through the card reader unit 5410 (6056), and inputs a predetermined key. In operation 6060, the entrusted product code is input through a device (or a barcode reader (not shown) or an RFID reader (not shown)).

If the consignment product code input for the consignment product is confirmed (6064), the payment terminal device 5400 extracts consignment product information corresponding to the consignment product code from the memory unit 5450 and the payment terminal device. (5400) outputs the screen (6068), and reads the consignment product payment amount from the consignment product information, or receives a predetermined number of installment months through the key input unit 5520, corresponding to the consignment product information The consignment sales settlement information is read (or input) (6072).

In addition, the payment terminal device 5400 extracts predetermined terminal information for the payment approval request from the memory unit 5450 (or the security application module 5535 or a constant value defined in the terminal program). A predetermined document serial number for the payment approval request is generated (6076).

Thereafter, the payment terminal device 5400 generates a payment approval request message for selling a consignment product including the payment means information, the consignment sales payment information, the terminal information, and the document serial number (6080), and the communication. The full text of the payment approval request for selling the consignment product is transmitted to the payment network through the network communication unit of the processor 5430 (6084).

61 is a view showing a consignment payment approval process according to an embodiment of the present invention.

In more detail, in FIG. 61, when the payment terminal 5400 shown in FIG. 54 generates a predetermined payment approval request message and transmits it to a payment network, the server on the payment network ( Or device) to receive and read the full payment approval request text to confirm whether the payment approval request text for selling the consigned goods according to the present invention, and if the received payment approval request text is for consigned goods sale, A process of generating and processing a payment approval request message for a consignment sale in which the terminal information included in the payment approval request message is replaced with the terminal information for consignment sale. With reference to and / or modification to this figure 61 within the scope of not violating the core technical features of the present invention Although it may be possible to infer an implementation method for various implementation methods for processing consignment sales payment approval based on the full payment approval request received from 5400, the present invention includes all the inferred implementation methods, and The embodiment is not limited to only the operation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may have a process of accumulating points corresponding to the consignment sales amount in the order management server 4330 in the consignment sales settlement service process shown in FIG. 61. It can be easily inferred. In FIG. 61, the payment processing server 4380 provided on the payment network is referred to as "server" for convenience.

Referring to FIG. 61, the server provided on the payment network periodically checks whether at least one full payment approval request message is received from the payment terminal device 5400 provided at the affiliated store through the affiliated payment network 4385-1. If it is confirmed (6100), if a predetermined payment approval request message generated from the payment terminal device 5400 provided in the affiliated store and transmitted to the payment network through the process of Figure 60 (6105), the server Extracts a product code into a product code item of the payment approval request specialist (6110), reads the extracted product code based on a predetermined consignment product code standard, and extracts the product code from the payment approval request Or a consignment product code matching with the product code of the storage medium is stored using the extracted product code as a keyword. Check whether the payment approval request message received from the payment terminal device 5400 is a payment approval request for a product sold to the merchant or a payment approval request for a consignment product sale according to the present invention. (6115)

If the received payment approval request message is a payment approval request message corresponding to a product for sale to the affiliate (6120), the server through the card company (or financial company) side payment network (4385-2) through the card company (or In connection with the payment server 4390 provided at the financial institution), the payment procedure for selling the merchant product corresponding to the full payment approval request is performed (6125).

If the payment approval message for selling the merchant product is received from the payment server 4390 provided at the card company (or the financial company) by performing the payment procedure (6130), the server is the merchant network payment network (4385-1). The payment approval message is transmitted to the payment terminal device 5400 through (6155), and the payment terminal device 5400 receives and reads the payment approval message and is provided on the payment terminal device 5400. Output to an output device and / or a print output device (6150).

On the other hand, if the received payment approval request message is a payment approval request message for selling consigned goods according to the present invention (6120), the server extracts consignment sales terminal information associated with the consignment product code from the storage medium (6135). ), After generating a pre-determined full settlement approval payment request information including the terminal information for consignment sales (6140), the card company (or financial company) is provided to the card company (or financial company) through the card company (or financial company) side payment network (4385-2) The payment server 4290 performs a payment procedure for selling a consignment product corresponding to the generated payment approval request full text for consignment sales (S45).

If the payment approval message for the consignment sale for the consignment product is received from the payment server 4390 provided at the card company (or the financial company) by performing the payment procedure (6150), the server is the merchant network payment network (4385). -1) through the payment terminal device 5400 transmits the payment approval full-text for the consignment (6155), and the payment terminal 5400 receives and reads the payment approval message to the payment terminal device (5400). The screen output device and / or the print output device provided in the output unit (6150).

FIG. 62 is a diagram illustrating a product distribution / sales structure for distributing and consigning a consignment product through a Bansa-based distributor / merchant network according to an embodiment of the present invention.

In more detail, FIG. 62 illustrates a bansa-based dealer / merchant network that includes at least one product manufactured by at least one product manufacturer in a bansa-based agent / merchant network including a predetermined bansa, at least one agent, and a blind spot. As a method of carrying out a consignment sale in at least one affiliated store through distribution, a person having ordinary knowledge in the art to which the present invention pertains manufactures at least one product manufacturer by referring to and / or modifying the drawing 62. Various implementation methods may be inferred by circulating at least one or more products through the bansa-based dealer / merchant network to sell to customers who visited at least one or more affiliate stores, but the present invention includes all the inferred implementation methods, 62 shown in FIG. The present invention is not limited by the specific method of implementation.

In Figure 62, the bansa-based dealer / merchant network is a bansa, at least one or more dealers managing at least one or more affiliated stores in association with the bansa, and at least one managed through any one of the dealerships It includes the above affiliated stores.

The bansa provides a payment network between at least one card company (or financial company) and a payment terminal device 7400 equipped with an electronic payment function using an electronic payment means issued by the card company (or financial company), Manage at least one or more dealers in the center of the bansa-based dealer / merchant network, and manages at least one or more merchants through the dealer.

The agency may be configured to manage at least one affiliated store, and is responsible for the payment network business alliance and the payment network interworking operation between the bansa and the affiliated store on the bansa-based distributor / merchant network.

The affiliated store is provided with a predetermined payment terminal device 7400 that can be connected to the payment network provided by the bansa through any one of the agents (for example, renting the payment terminal device 7400 that can be connected to the bansa through the dealership or Or purchase), and provide an electronic payment service using electronic payment means issued to at least one or more customers from at least one card company (or financial company) through the payment terminal device 7400.

Here, the merchant visiting customer visits the affiliated store, purchases at least one or more types and / or intangible goods sold by the affiliated store, and converts the amount corresponding to the purchased product from the predetermined card company (or financial company) to the customer. It includes a customer who performs payment processing (or payment processing through predetermined cash) through the issued electronic payment means.

Referring to FIG. 62, at least one product manufacturer in the bansa-based dealer / merchant network for distributing the product manufactured by at least one product manufacturer through the bansa-based dealer / merchant network and selling it to the customer visiting the merchant. Is further included.

The product manufacturer is characterized by manufacturing (and / or distribution) at least one or more products to be sold through the bansa-based dealer / merchant network, according to the present invention order request (or purchase request) for the product from the bansa And (or sell) the goods to the bansa, and / or request consignment sales, wherein the bansa-based dealer / merchant network stores the delivered (or sold) merchandise. It is preferable to supply (or deliver) to at least one or more of the merchandise sales agency and / or product distribution agency and / or consignment sales agency included in the.

According to an exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to sell through the bansa-based dealer / merchant network and supplies it to bansa on the bansa-based dealer / merchant network. It is preferable that the merchandise being sold (or delivered) to the bansa is supplied (or delivered) to at least one dealer through at least one agency based on the bansa-based dealer / merchant network.

According to another exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to be sold through the bansa-based dealer / merchant network and supplies the agent to the bansa-based dealer / merchant network ( Or delivery), and the merchandise to be supplied (or delivered) to the agency is preferably supplied (or delivered) to at least one or more affiliate stores based on the bansa-based agency / merchant network.

According to an exemplary embodiment of the present invention, the product manufacturer manufactures (and / or distributes) at least one product to sell through the bansa-based dealer / merchant network and supplies (or distributes) to the merchant on the bansa-based agency / merchant network. Shipping).

The bansa is characterized in that the order request (or purchase request) for at least one or more products to be sold from the product manufacturer through the bansa-based dealer / merchant network in accordance with the present invention, the order request (or purchase request) It is preferable to process the corresponding amount in a transaction between the product manufacturer and the bansa.

According to an embodiment of the present invention, it is preferable to contract a minimum delivery price and a minimum delivery quantity corresponding to the minimum delivery price between the bansa and the product manufacturer, and the order request (or purchase request) by the bansa is It is preferable to request an order (or purchase request) more than the minimum delivery quantity corresponding to the minimum delivery price, whereby the product to be sold is preferably delivered (or sold) at the minimum delivery price.

According to an exemplary embodiment of the present invention, the bansa calculates an order request (or a purchase request) for the product based on a product sales quantity for a specific product consigned through at least one or more affiliate stores. If the order request (or purchase requisition) quantity is less than the minimum delivery quantity, it is preferable to request the minimum delivery quantity to the product manufacturer (or purchase requisition) instead of the calculated order requisition (or purchase requisition) quantity. The goods to be sold are thereby delivered (or sold) at the minimum delivery price.

According to another exemplary embodiment of the present invention, when the minimum delivery price corresponding to the minimum delivery price is contracted between the bansa and the product manufacturer for a predetermined period of time, the bansa is the at least one affiliated store. Calculating an order request (or purchase request) quantity for the product based on the quantity sold of the product for a specific product consigned and sold, and the calculated order request (or purchase request) quantity is the minimum delivery quantity. It is preferable to request an order (or purchase request) from the manufacturer, and the minimum quantity of the last order request (or purchase request) quantity and the quantity of the order request (or purchase request) for the predetermined period before the predetermined period expires is the minimum. If the minimum delivery quantity corresponding to the delivery price is not met, the last order request (or Request) quantities are preferably adjusted so as to reach the minimum supply quantity, and thereby the sales target product is delivered (or sold) to the minimum delivery rates.

In addition, the bansa is characterized in that it manages the supply (or delivery) of the product to be sold to the bansa and / or agents and / or merchants from the product manufacturer in accordance with the order request (or purchase request).

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the bansa according to an embodiment of the present invention, the bansa It is preferable to check and manage the supply date (or delivery date, or receipt date) and the supplied (or delivery, or receipt) product information for the product.

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the agency according to another embodiment of the present invention, It is preferable that Bansa receives the supply date (or delivery date) and the supplied (or delivery) product information of the product from the agency and confirms and manages it.

When the bansa order (or purchase request) at least one or more products to be sold from the product manufacturer, the product to be sold (or delivered) to the affiliated store according to another embodiment of the present invention, The bansa is provided with the supply date (or delivery date) and product information supplied (or delivery) for the product through the payment terminal device 7400 provided in the affiliated store, and / or through an agent managing the affiliated store. It is preferable to receive the supply date (or delivery date) and the supplied (or delivery) product information for the product to check and manage it.

In addition, the bansa is characterized in that the product supplied (or shipped) from the product manufacturer is managed to be sold to the merchant visiting customers through the bansa-based dealer / merchant network, whereby the bansa-based bansa-based distributor / Preferably, an order management system (or order management server 6330) is provided for managing the sale of at least one product manufactured (and / or distributed) by the product manufacturer to a merchant visiting customer through a merchant network.

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the bansa according to an embodiment of the present invention, the bansa Supplies (or delivers) the at least one merchant to consign and sell the merchandise through at least one agent, and / or supplies (or delivers) the at least one merchant to the at least one merchant, It is preferable to sell the amount corresponding to the goods sold by payment processing in the transaction between the bansa and the merchant, and / or to request consignment sales of the goods supplied (or delivered) from the bansa to the merchant.

After the bansa requests (or purchases) at least one or more products to be sold from the product manufacturer, when the products to be sold are supplied (or shipped) to the agency according to another embodiment of the present invention, The agency sells the target merchandise to at least one affiliated store that consigns and sells the product, and sells the amount corresponding to the supplied product by settlement processing in the transaction between the bansa and the affiliated store, and / or from the bansa to the affiliated store. It is desirable to request a consignment sale of the supplied (or delivered) goods.

When the bansa order (or purchase request) at least one or more products to be sold from the product manufacturer, the product to be sold (or delivered) to the affiliated store according to another embodiment of the present invention, It is preferable that the affiliated store handles an amount corresponding to the supplied product in a transaction between the bansa and the affiliated store.

Payment processing between the bansa and the merchant is characterized in that it comprises any one of the post-payment payment, and / or debit payment, and / or prepaid payment.

The post-pay method of payment between the bansa and the affiliated store according to an exemplary embodiment of the present invention, if the product is pre-supplyed (or shipped) to the affiliated store, and consigns the product to at least one merchant visited customer at the affiliated store, As a method of periodically performing payment processing after a predetermined period of time corresponding to the sold product, the burden on the affiliated store is minimized.

In the debit method payment between the bansa and the affiliated store according to another embodiment of the present invention, after the product is supplied (or delivered) to the affiliated store, the payment amount corresponding to the product supplied (or delivered) from the affiliated store is settled. As a method of processing, it may be applied when the sales performance of the merchant is low, or when the deferred payment process is overdue more than a prescribed number (or period).

In the prepaid payment method between the bansa and the affiliated store according to another embodiment of the present invention, when the order request (or a purchase request, or a delivery request) of the product is performed from the affiliated store to the bansa (or dealership), A method of prepaying the amount of the order request (or purchase request or delivery request) before supplying (or delivering) the product, wherein the merchant exceeds the order limit and requests the order (or purchase request or delivery request). Or when the sales performance of the merchant is low, or when the deferred payment process is overdue more than a prescribed number (or period).

According to another exemplary embodiment of the present invention, the distributor may sell at least one product manufactured (and / or distributed) by the product manufacturer in association with the bansa to the merchant visiting customer through the bansa-based dealer / merchant network. Wherein the merchant has an order management system for managing the sale of at least one product manufactured (and / or distributed) by the product manufacturer to the merchant visiting customer through the Bansa-based distributor / merchant network ( Or order management server 6330 is preferably provided.

After the merchant on the bansa-based dealer / merchant network has received (or shipped) a predetermined product from the manufacturer of the product, and / or the product (or delivered) from the bansa and / or the agent, It performs the role of consigning the supplied (or delivered) goods to at least one merchant visit customer.

The merchant may request an order (or a purchase request, or a delivery request) for at least one or more target merchandise to the bansa through a predetermined payment terminal device 7400, and / or at least one or more to the bansa through the agency. An order request (or a purchase request or a delivery request) is performed on a merchandise to be sold, so that the affiliated store stores the quantity of the order request (or purchase request or delivery request) among the goods already held by the bansa (or dealer). The product is supplied (or shipped) and sold in consignment.

When the order request (or purchase request, or delivery request) from the merchant, the bansa is characterized in that the screening the order limit quantity for the merchant, the order request (or purchase request exceeding the order limit quantity from the merchant) , Or to request delivery).

In addition, when the order request (or purchase request, or delivery request) from the merchant, the bansa exceeds the quantity of the order request (or purchase request, or delivery request) of the goods held by the bansa (or dealer) And if the quantity of the held product is less than the quantity of the order request (or purchase request or delivery request), the ban company sends the order request (or purchase request or delivery) from the merchant to the product manufacturer. It is preferable to request (or purchase) the requested product to the product manufacturer.

The implementation method shown in FIG. 62 delivers (or sells) at least one or more products from a manufacturer of at least one product to a distributor and delivers the product to a bansa (and / or distributor, and / or on the bansa-based distributor / merchant network). When supplying (or delivering) to an affiliated store, the agency requests consignment sale of the product through at least one affiliated store, and the affiliated store consigns and sells the consignment sale product to at least one affiliated store visitor. .

Referring to FIG. 62, the product manufacturer corresponds to a product manufacturing institution that manufactures (and / or distributes) at least one product to be sold through the bansa-based dealer / merchant network and delivers (or sells) the product to the agency, The delivered (or sold) product is supplied (or shipped) from the product manufacturer to bansa, and / or is supplied (or delivered) from the product manufacturer to the distributor, and / or from the product manufacturer to the merchant. (Or delivery) are all possible, by which the present invention is not limited.

The ban company supplies (or delivers) the consigned merchandise to the corresponding product manufacturer, and then supplies (or delivers) the consigned merchandise requested for the order (or purchase request) from the merchandise manufacturer to provide at least one agency ( And / or an affiliated store), wherein the agency corresponds to a consignment sale requesting agency requesting consignment sales of the consignment product to at least one affiliate store, wherein the affiliated store is at least one consignment product. After supplying (or requesting delivery) to the relevant product manufacturer and / or bansa (or dealership), supplying (or delivering) the supply requesting (or delivery request) product from the product manufacturer and / or bansa (or dealership) It corresponds to a consignment sales agency that receives consignment sales to at least one merchant visit customer, at this time The consignment product is preferably treated as sales of the agency (consignment sales requesting agency), not sales of the affiliated store.

In FIG. 62, before the product manufacturer delivers (or sells) an order request (or purchase request) from the bansa to the agency (for example, the order request (or purchase request) to the bansa) Before supplying (or delivering), and / or supplying (or delivering) to the agent, and / or supplying (or delivering) to the merchant, or during delivery (or sale), or delivery (or sale) After that, the payment amount for the product is characterized in that it is processed as sales of the product manufacturer (and / or bansa expenses), whereby the product manufacturer is VAT (or income tax) for the payment amount There is an obligation to pay, and the agency will be able to process the payment amount as expenses.

According to the method of the present invention, the selling price for the consignment merchandise at the merchant is equal to the delivery price at the merchandise manufacturer, the profit (or commission) of the bansa, and / or the profit (or commission) of the agency and And / or at least one or more of a product storage fee and / or a distribution fee and / or a payment fee and / or the merchant fee.

In addition, the sales for the goods consigned by the affiliated store is characterized in that it is processed as the sales of the agency corresponding to the consignment sales requesting agency, not the affiliated store, whereby the agency is VAT (or income tax) on the payment amount There is an obligation to pay).

FIG. 63 is a diagram illustrating an order management system for a consignment product sold through a bansa-based agency / merchant network according to another exemplary embodiment of the present invention.

In more detail, Figure 63 is a merchandise sales scheme in which at least one or more merchandise manufactured by at least one or more merchandise manufacturers as shown in Figure 62 is circulated through the bansa-based dealer / merchant network to consign and sell at least one or more merchants. As an example of an embodiment of a system configuration for ordering the consignment merchandise and payment of an ordered merchandise at an agent / merchant on the bansa-based dealer / merchant network, the person having ordinary knowledge in the art to which the present invention pertains, By referring to and / or modifying FIG. 63, various implementation methods for the system configuration for ordering the consignment merchandise and payment for the order merchandise may be inferred from the agency / merchant on the bansa-based dealer / merchant network. Includes all of the inferred implementation methods It said, to which the present invention is not limited to the particular embodiments of methods depicted in the Figure 63.

The payment terminal device 7400 provided in the affiliated store (or dealership) has a function of communicating with a specific server among at least one or more servers provided in the bansa through the payment network provided by the bansa, and at least to be transmitted to the server And a function of generating one or more telegrams, and a function of transmitting and receiving the generated telegrams with the server through the payment network, and an electronic settlement service using a predetermined electronic settlement means based on the function. In addition, according to the present invention, the order processing of the consignment goods is performed.

Hereinafter, for convenience, the affiliated store (or agency) is referred to as an "affiliated store".

According to the exemplary embodiment of the present invention, the payment terminal device 7400 has a plurality of operation modes for order processing of consignment goods in accordance with the present invention, in addition to the customer payment mode for the electronic payment service using the predetermined electronic payment means. Preferably, the operation mode is selected and / or switched and / or restored by a key event, and / or menu selection generated by the key input device provided in the payment terminal device (7400). A preferred embodiment of the payment terminal device 7400 for the order processing will be described in detail with reference to FIG.

Referring to FIG. 63 according to an embodiment of the present invention, the payment terminal device 7400 is an order management server provided in bansa through a predetermined merchant side payment network 6385-1 for order processing of the consignment sale goods. It is preferable to establish a communication connection with the 6330, and generate a predetermined telegram corresponding to a predetermined operation mode, and transmit it to the order management server 6330 through the payment network, and the payment from the order management server 6330. Receive a full text corresponding to the transmitted full text over a network.

According to another exemplary embodiment of the present invention, the payment terminal device 7400 may include at least one wired terminal including a desktop computer and / or a notebook provided with a predetermined card reader device and a card reader program. In this case, the payment network may include a Transmission Control Protocol / Internet Protocol (TCP / IP) based wired network to which the wired terminal is connected, and the order management server 6330 may be a web server connected to the TCP / IP based network. However, the present invention is not limited thereto.

In addition, the payment terminal device 7400 may include a personal communication system (PCS) and / or a global system for mobile communications (GSM) terminal and / or personal digital device provided with a predetermined card reader module and a card reader program. Cellular Terminal (PDC) and / or Personal Handyphone System (PHS) Terminal and / or Personal Digital Assistant (PDA) and / or Smart Phone and / or Telematics and / or Or a wireless terminal including at least one DataTAC / Mobitex-type wireless data communication terminal and / or a portable Internet terminal based on IEEE 802.16. In this case, the payment network may include a CDMA-based mobile communication network and / or a DataTAC / Wireless network including at least one of a Mobitex-based wireless data communication network and / or an IEEE 802.16 based high-speed wireless Internet network. The order management server 6330 may be a wireless server connected to the wireless network, but the present invention is not limited thereto.

The bansa (or a system management agency affiliated with bansa) is provided with a server system of the order management system for the goods consigned through the bansa-based distributor / merchant network, the order management system according to the present invention DBMS for storing and managing information required for order processing of the consignment sales goods in conjunction with the order management server 6330 and the order management server 6330 to perform the order processing function according to the payment terminal device 7400 A relay server 6300 which performs a relay role between the database management system and the payment terminal device 7400 and the order management server 6330 connected through a predetermined merchant side payment network 6385-1. ), A delivery management server that manages delivery of the ordered goods in association with the order management server 6330, and an order required in the order processing process. Comprise a payment processing server (6380) to process the payment product.

Referring to FIG. 63 according to an embodiment of the present invention, the DBMS 6375 may include at least one affiliated store information for consigning and selling the consigned merchandise according to the present invention, and an order including order history approved by the affiliated store. It includes a merchant D / B (6376) for linking and storing the details information, the settlement processing information for the consignment sales products, and the point information including the points accumulated in the affiliated stores corresponding to the consignment sales It features.

Merchant information included in the affiliated store D / B 6376 includes the consignment sales product among a plurality of affiliated stores having the payment terminal device 7400 connected through the bansa and a predetermined affiliated store payment network 6385-1. Merchant information for consigning and selling the merchant information, wherein the merchant information includes at least one of merchant information, representative information, merchant number information, business registration number information, business status information, item information, telephone number information, merchant location information, and bansa information. It is preferable to make.

The order history information included in the affiliated shop D / B 6376 may include at least one order history approved by the order management server 6330 among order request information requested from the affiliated store. The order history information includes date and time information and order approval code (or order rejection reason code) for which an order request requested from the affiliate is approved, at least one consignment sale product code, consignment sale product information, and order quantity of the order approved. And it is preferable to include at least one of the consignment sale price and the amount of payment for each consignment.

The settlement processing information included in the affiliated store D / B 6376 includes information for processing the settlement sales amount between the affiliate store and the agency (consignment sale request agency) with respect to a product consigned through the affiliate store. Wherein the settlement processing information includes a consignment sale amount settlement date between the affiliated store and the agency (consignment sales requesting agency) and consignment sales fee information and settlement history information for at least one consignment sale product; The consignment sales fee information may include at least one of consignment sales fee information and / or consignment sales fee information for consignment sales goods and / or consignment sales fee information for consignment sales amounts.

The point information included in the affiliated store D / B 6376 includes point related information that is accumulated in the affiliated store and / or used by the affiliated store when processing a consignment sale product payment corresponding to the sales management information. The point information includes point card information issued to the affiliated store, points accumulated in the affiliated store in response to the consignment sale product settlement amount, point operation information for the accumulated points, and the point operation information. It is preferable to include at least one or more used points corresponding to the above.

The sales management information included in the affiliated store D / B 6374 includes sales related information for selling the ordered product to at least one affiliated store visitor at the affiliated store, wherein the affiliated customer has a predetermined value. When the purchase price of the commodity is paid through the electronic payment means of the product, product code information sold to the customer and payment history information corresponding to the payment processing using the electronic payment means, and / or the merchant customer receives the product through cash When the purchase price is paid, at least one product code information sold to the customer and cash receipt information corresponding to the cash settlement process are included.

In addition, the DBMS (6375) is the product order information approved of the order request requested to the order management server (6330) at least one or more stores in accordance with the present invention, merchant information corresponding to the order approved product, and the order It characterized in that it comprises an order management D / B (6377) to process and store the delivery management information corresponding to the approved product.

Product order information of the order management D / B (6377) is the order processing information for the order goods approved by the order management server 6630 of the order request information requested from the merchant information to consign the consignment sales goods The product order information comprises the merchant information ordering the goods, the date and time information and payment method information and payment processing information approved the order request requested from the blind store at least one or more The consignment sales product code, the consignment sales product information, the order quantity, the consignment sales product price, and at least one payment amount for each consignment product are preferably included.

Delivery management information of the order management D / B (6377) is characterized in that it comprises information for managing the delivery of the goods corresponding to the product order information to the merchant, characterized in that the scheduled delivery date information and the goods to be shipped Corresponding order approval code information, location information (e.g., product manufacturer, warehouse, transport, etc.) of the goods to be delivered; and delivery information (e.g., delivery date, warehouse receipt date, warehouse release date, transport vehicle information, etc.) And at least one delivery date information is preferably made.

In addition, the DBMS (6375) according to the present invention, the inventory management D / B (6379) for storing the product code information for the at least one or more consignment products, the product information for the product, and the inventory management information in association It is characterized by comprising.

The product code information of the inventory management D / B 6379 is code information for identifying a specific product manufactured by a predetermined product manufacturer, and includes barcode information (eg, 1-dimensional barcode information, for one or more consignment products). Two-dimensional barcode information, color code information, etc.), and / or RFID code information corresponding to the RFID tag attached to the consignment goods (eg, Electronic Product Code (EPC), ISO code, U-Code, etc.), and / Or it comprises at least one predetermined product code assigned to the product according to the standards defined by the bansa, the invention is not limited by a specific code standard.

The product code information is preferably the same product code is defined in the same type of goods manufactured by the same manufacturer (or manufacturer). For example, if the product code information is EPC-based RFID code information, the product code information corresponds to an object code of the RFID code.

Alternatively, if the consigned product code conforms to the code system defined by the agency (consigned sales requesting agency), the product code corresponds to code information defined identically to the same product among the code systems defined by the agency (consigned sales requesting agency). do.

The product information of the inventory management D / B 6379 is information corresponding to a product manufactured by a predetermined product manufacturer, and the product name information, product price information (eg, product sales price), and product manufacturer (or country of origin) information. And at least one product description information.

Inventory management information of the inventory management D / B (6379) is to deliver a specific product (eg, product corresponding to the product code information and product information) manufactured by a predetermined product manufacturer to the merchant on the bansa-based dealer / merchant network Inventory related information on the goods held by the bansa before the product, product manufacturing information about the product, inventory information, delivery information including the delivery date and delivery quantity for the product from the product manufacturer, inventory management It is preferable that the information includes at least one person in charge.

If the product is directly delivered from a product manufacturer to an affiliated store on the bansa-based distributor / merchant network, the inventory management information may be linked with the product manufacturer server to store stock related information about the product.

In addition, the DBMS 6375 stores an order limit policy for determining an order limit for an order request of the affiliated store based on the sales management information of a specific affiliated store stored in the affiliated store D / B 6374 according to the present invention. It is characterized by including the policy D / B (6378).

The order limit policy of the limit policy D / B 6378 is based on the sales management information of the affiliate store that sells the consignment goods on the Bansa-based agency / merchant network. Characterized in that comprises the policy information to determine the.

For example, the order limit policy may include policy information for increasing or decreasing the maximum order limit amount according to the sales performance included in the sales management information.

Referring to FIG. 63, the relay server 6300 may transfer the entire order request for the consignment goods from a payment terminal device 7400 provided in at least one or more affiliated stores through a predetermined affiliated payment network 6385-1. At least one order request information received from the specialized receiver 6310, the order request message received through the specialized receiver 6310 through the information extraction unit 6325, and the order request information through a predetermined network means 6327 An interface unit 6315 which transmits to the order management server 6330 provided in the agency (consignment sales request agency), and receives order approval information corresponding to the order request information from the order management server 6330; A professional generation unit 6320 for generating an order approval full text including order approval information, and the order approval full text are provided in the affiliated store through the merchant side payment network 6185-1. By having a specialized transmission unit (6305) for transmitting to the payment terminal device (7400) characterized by comprising.

The professional receiving unit 6310 and the professional transmitting unit 6305 may be a payment terminal device 7400 provided in at least one or more affiliated stores through a predetermined merchant-side payment network 6385-1 among electronic payment processing systems provided in the bansa. It is preferable to correspond to the external system to which the communication channel is connected.

The specialized receiving unit 6310 may receive at least one or more telegrams transmitted from the payment terminal device 7400 provided at the blind store through the affiliated store-side settlement network 6385-1. Full order request for the consignment goods, and / or full order cancellation order, and / or full request for payment approval for consignment sales of the consignment goods, and / or full text for canceling payment for consignment sales for the consignment goods; and / Or full payment approval request for merchant sales for processing the payment approval for the merchant sales products, and / or cancel the payment approval for the merchant sales products when the merchant sells and pays the ordered goods to a predetermined merchant visiting customers Characterized in that for receiving at least one or more of the specialty payment approval cancellation specialist for sale.

However, in the following embodiments, if the person having ordinary knowledge in the technical field to which the present invention belongs, the request full text (for example, full request request, payment approval request for consignment sales, full payment approval request for merchants) Corresponding cancellation full text (eg, order cancellation full text, commission sales approval text for sale, merchant sales payment approval text for sale) can be easily inferred, so the embodiment of the cancellation text is omitted for convenience.

When at least one full text is received through the full text receiver 6310, the information extracting unit 6325 checks the received type of the full text by reading the received full text structure. The function of confirming the type of may be processed through a separate professional confirmation unit (not shown), whereby the present invention is not limited.

According to an exemplary embodiment of the present invention, the information extracting unit 6325 may configure the information structure included in the received full text of the order request specification, and / or the order cancellation specification, and / or the payment approval request specification of the consignment. The specialized type received through the specialized receiving unit 6310 by matching at least one of the professional specification for payment approval cancellation specification, and / or payment approval request special specification, and / or payment approval cancellation special specification for consignment sale. It is desirable to check.

According to another exemplary embodiment of the present invention, when a preamble received through the preamble receiver 6310 includes a predecessor predecessor identifier (for example, an identifier for confirming the preamble type), the information extracting unit 6325 is provided. By reading the identifier included in the received telegram, it is preferable to confirm the type of telegram received through the telegram receiver 6310.

If the type of the preamble received through the preamble receiver 6310 is confirmed, the information extracting unit 6325 is configured to perform at least the order processing and / or consignment sales process and / or payment processing according to the present invention from the received preamble. Extract one or more pieces of information.

According to an embodiment of the present invention, when a predetermined order request text is received through the specialized receiver 6310, the information extractor 6325 includes at least one consignment sale product code information and the consignment from the order request text. It is preferable to extract order request information including at least one or more merchant information requesting the sale goods, the extracted order request information is provided to the interface unit 6315, the interface unit 6315 is a predetermined network The order request information is transmitted to the order management server 6330 through the means 6327.

In addition, the interface unit 6315 receives predetermined order approval information corresponding to the order request information through the network means 6327, and transmits the received order approval information to the full text generation unit 6320. The full text generation unit 6320 generates a predetermined order approval full text including the order approval information and transmits the predetermined full text of the order approval to the payment terminal device 7400 through the affiliated store payment network 6385-1.

Referring to FIG. 63, the order management server 6330 may request order information for the consignment goods from a payment terminal device 7400 provided in at least one or more affiliated stores through a predetermined affiliated store payment network 6385-1. An order limit checking unit 6355 to confirm an order limit for the order request affiliate based on the information receiving unit 6350, the received order request information and the information stored in the DBMS 6375, and the order limit checking result An order request approval unit 6340 for approving the order request on the basis of the order request and generating predetermined order approval information, and payment of the order approval information to the affiliated store through the affiliated store payment network 6385-1; Characterized in that it comprises an information transmitting unit (6335) for transmitting to the terminal device (7400).

In addition, the order management server 6330 is based on the order request information and the information stored in the DBMS (6375) upon approval of the order request requested from the merchant by the order request approval unit 6340 to the order request product It is preferable to further provide a stock checking unit 6380 to confirm the stock.

In addition, the order management server 6330 performs a consignment sales amount settlement process between the affiliated store and the agency (consignment sales request agency) on the consignment sales amount settlement date included in the settlement processing information of the affiliated store D / B 6360. It is preferable to further provide the settlement processing part 6340.

The order management server 6330 may further include a point processor 6365 which generates predetermined point information corresponding to the consignment sale amount and accumulates the affiliate sales when payment processing for the consignment product is performed at an affiliate store. It is preferable.

In addition, the order management server 6330 is approved by the order request from the affiliated request request from the order request approval unit 6340, and corresponds to the inventory check result of the consignment sales goods by the inventory check unit 6380 A delivery processing unit configured to calculate a predetermined delivery date, generate delivery processing information including at least one of the expected delivery date, the order request merchant information, and at least one shipping destination information corresponding to the order request merchant; It is preferable to further provide (6345).

The information receiving unit 6350 and the information transmitting unit 6335 may connect a communication channel with the relay server 6300 through a predetermined network means 6327.

The order limit checking unit 6355 extracts and reads sales management information stored in association with the affiliated store information in the affiliated store D / B 6376 on the DBMS 6375 based on the affiliated store information extracted from the order request information. By doing so, it is characterized in that for confirming the order limit according to the consignment sales performance of the merchant.

If the consignment sales of the affiliated store as a result of the check result, the order limit checking unit 6355 extracts and manages the sales management information of the affiliated store stored in association with the affiliated store information in the affiliated store D / B (6376). By applying the order limit policy based on the sales performance of the product corresponding to the consignment sale product code, the merchant checks the maximum order limit number that can order the product corresponding to the consignment sale product code to the maximum It is done.

At this time, if the sales performance of the affiliated store is superior to a certain criterion, the maximum order limit quantity increases within a certain range, and if the sales performance of the affiliated store does not exceed the predetermined criteria, the maximum order limit quantity is a predetermined range. Decrease within.

According to one embodiment of the present invention, when the order quantity of the merchant for the product requested by the merchant exceeds the maximum order limit quantity, the order limit checking unit 6355 is the order quantity of the merchant is the maximum order It is preferable to adjust within a frequency.

The inventory check unit 6380 manages the inventory of the DBMS 6375 based on the consignment merchandise code included in the order request information when the order request is requested from the affiliated store by the order request approval unit 6340. By extracting and reading the inventory management information stored in association with the product code information in the D / B (6379), to check whether there is a stock that can be immediately delivered to the merchant requested goods from the merchant And, the result is provided to the delivery processing unit (6345).

When it is confirmed that sufficient inventory of the consignment goods requested by the affiliated store exists in the inventory management information, the delivery processing unit 6345 may be configured to immediately deliver the consignment sale goods (eg, up to 5 days from the order date). Calculate the shipping goods code information and / or shipping goods information and / or shipping goods quantity information to be delivered to the merchant from the order history information, and then the scheduled delivery date and shipping goods code information and / or shipping goods information and And / or generate delivery processing information including at least one delivery product quantity information to the delivery management server, wherein the delivery management server issues the delivery product from a warehouse based on the delivery processing information. Manage the delivery to the merchant.

In addition, when it is confirmed that at least one or more sufficient stocks for the consignment products requested by the affiliated store are not present in the inventory management information, the delivery processing unit 6245 may be scheduled delivery date (eg, an order date) for the consignment products. Up to 5 days), and confirming the delivery product code information and / or the delivery product information and / or the quantity of the delivery product information to be delivered to the affiliated store from the order history information, And / or generate delivery processing information including at least one of the delivery product information and / or the quantity of the delivery product, and provide it to the delivery management server, wherein the delivery management server is configured to provide the sufficient information based on the delivery processing information. Goods that are not in stock are requested by delivery from each product manufacturer Managing, and also manage the factory to the product delivery from the warehouse based on the delivery processing information delivery to the merchant.

The settlement processing unit 6340 is connected to the affiliated store information in the affiliated store D / B (6376) on the settlement sale price included in the settlement processing information stored in the affiliated store D / B (6376) and the affiliated store information Extract the sales management information stored in association with each other, calculate a consignment sales fee corresponding to the payment amount information included in each sales management information, and settle the consignment sales fee between the affiliated store and an agent (consignment sales requesting agency); The settlement processing unit 6340 for the settlement processing is preferably performed in connection with the financial system (not shown) equipped with the merchant bank account.

According to an embodiment of the present invention, if the sales result of the payment processing of the consignment goods in cash is present in the sales management information, the settlement processing unit 6340 is a consignment sales fee corresponding to the cash settlement based consignment amount. It is preferable to subtract the amount of money excluding the consignment sales amount calculated from the electronic payment means based consignment sales amount and settle the transaction between the affiliated store and the agency (consignment sales requesting agency). The corresponding commission is automatically settled.

According to another exemplary embodiment of the present invention, when the sales result of payment processing of the consignment sale product by cash exists in the sales management information, the settlement processing unit 6340 deposits the cash settlement-based consignment sale amount to the affiliated store. After requesting, it is preferable to calculate a consignment sales fee for the cash settlement-based consignment sales amount and settle the transaction between the affiliated store and an agent (consignment sales requesting agency).

64 is a diagram showing a preferred information structure for the affiliated store information stored in the affiliated store D / B 6376 according to the embodiment of the present invention.

More specifically, Figure 64 is a preferred information configuration for the merchant information for consigning the goods sold through the bansa-based dealer / merchant network among the merchants on the bansa-based dealer / merchant network, it is common in the technical field to which the present invention belongs If the person skilled in the art can refer to and / or modify this drawing 64, various additional information on merchant information associated with the card company (or financial company) and the electronic payment service according to the business type / item and / or additional service type of the merchant. The configuration may be inferred, but the present invention is not limited by the inferred information configuration.

For example, when a predetermined discount coupon service is affiliated between the affiliated store and the card company (or financial company), the affiliated store information may further include an information structure for the discount coupon service.

Referring to FIG. 64, affiliated store information stored in the affiliated store D / B 6376 includes affiliated store mutual information, representative information, affiliated store number information, business registration number information, business status information, item information, telephone number information, and merchant location information. It includes at least one, and the affiliated store information is processed in association with predetermined agency information for managing the affiliated store.

The merchant information is the trade name of the business registration certificate for the affiliated merchant affiliated with the card company (or financial company), the electronic payment service, the payment terminal provided in the merchant at the payment server (6390) provided in the card company (or financial company) It is included in the payment approval message sent to the device 7400.

The representative information includes a representative name and a representative social security number on a business registration certificate for a merchant affiliated with the card company (or financial company) and an electronic payment service, and corresponds to a taxable image on the merchant sales corresponding to the payment amount.

The affiliated store number information includes at least one of a terminal unique number corresponding to the payment terminal device 7400 provided at the affiliated store, and / or an affiliated store unique number provided at a bansa or a card company (or a financial company) by matching with the terminal unique number. It consists of a unique number, and usually consists of 6 to 16 digits. If the affiliate store number is 6 digits, up to 999,999 unique affiliate store numbers may be displayed.

The business registration number information is a business registration number written on a business registration certificate for a merchant affiliated with the card company (or financial company) and an electronic payment service, and is issued by the tax office having jurisdiction over the merchant location, and based on the business registration number. Tax on sales is charged.

The business status information and the item information are the business status and the item on the business registration certificate for the affiliated store affiliated with the card company (or financial company) and the electronic payment service, and the fee rate for the payment amount is determined based on the business status information and the item information.

The telephone number information includes a wired telephone number provided to the affiliated store, and the affiliated store location information includes the affiliated store address.

Distributor information that is processed in association with the affiliated store information is characterized in that for managing the affiliated store on the bansa-based dealer / merchant network.

According to one embodiment of the present invention, it is preferable that a distribution warehouse for at least one consignment product to be provided to the affiliated store is provided to the agency.

65 is a diagram showing a preferred configuration of information on order history information stored in the affiliated store D / B 6374 according to the method of the present invention.

In more detail, Figure 65 is a preferred information configuration for order history information corresponding to the order request of the merchant consigns the goods sold through the bansa-based dealer / merchant network among the merchants on the bansa-based dealer / merchant network, Those skilled in the art will be able to infer various additional information configurations for the order information by referring to and / or modifying the drawing 65, but the present invention may be inferred by the inferred information configuration. This is not limited.

Referring to Figure 65, the order history information stored in the affiliated shop D / B (6376) is the order approval date and time approval information (Order rejection reason code) information and the consignment sales goods approved by the order request of the merchant It characterized in that it comprises at least one consignment product information, including the consignment sales product code, product information, order request quantity, order quantity, consignment sales amount and consignment sales fee and order payment amount information.

The order approval date and time information is the date / time information received the full order request from the payment terminal device 7400 provided in the merchant, and / or order approval by the order request approval unit 6340 of the order management server (6330) The code (or order rejection reason code) includes at least one or more generated date / time information.

The order approval code information includes an order approval code generated by the order request approval unit 6340 of the order management server 6330 when the order is approved for the order request of the affiliated store, and the reason for rejecting the order. Code is made by including the order rejection reason code generated by the order request approval unit 6340 of the order management server 6330 when the order rejection of the order request of the merchant, thereby requesting the order request from the merchant The reason for the rejection can be confirmed.

The consignment merchandise code of the consignment merchandise information includes product code information corresponding to the merchandise requested by the affiliate store and order approved by the order management server 6330, and a bar code corresponding to the merchandise approved by the order. Information (eg, 1D barcode information, 2D barcode information, color code information, etc.), and / or RFID code information (eg, EPC, ISO code, U-Code, etc.) corresponding to the RFID tag attached to the consignment product. And / or at least one predetermined product code assigned to the product according to the standards defined by the bansa.

The commodity information of the consignment merchandise information includes product name information and commodity price information (for example, commodity selling price), commodity manufacturer (or country of origin) information, and commodity description information of the order-approved commodity. .

The order request quantity of the consignment sales product information includes the number of products requested by the merchant to the order management server 6330 through a predetermined order request message, and the order quantity of the consignment sales product information is the order request In response to the order includes the actual quantity ordered to the merchant is made.

For example, as a result of confirming an order limit corresponding to the order request, when the order request quantity is less than the maximum order limit quantity of the affiliated store, the order request quantity and the order quantity have the same value.

If the order limit check corresponding to the order request results in the order request quantity exceeding the maximum order limit quantity of the affiliated store, the order quantity may be adjusted within the maximum order limit quantity.

The consignment sales amount of the consignment merchandise information includes an amount of consignment sales of the consignment merchandise at the affiliated store, and the affiliated store sells the consignment merchandise as the consignment sales amount.

The consignment sales fee of the consignment merchandise information is a consignment sales fee rate that is settled from the consignment sales amount to the affiliated store when the consignment sales product is sold at the affiliated store and corresponds to the profit of the affiliated store when the consignment sales product is sold.

Fig. 66 is a diagram showing a preferred information structure for settlement processing information stored in the affiliated store D / B 6376 according to the embodiment of the present invention.

More specifically, FIG. 66 is a settlement of the consigned sales amount between the merchant and the distributor (consignment sales requesting agency) which consigns and sells the goods sold through the bansa-based distributor / merchant network among the merchants on the bansa-based dealer / merchant network. As a preferred information structure for settlement processing information for processing, those skilled in the art to which the present invention pertains can refer to and / or modify this drawing 66 to infer various additional information configurations for the settlement processing information. Although it is possible, the present invention is not limited by the inferred information structure.

For example, a person having ordinary knowledge in the art to which the present invention pertains can refer to this drawing 66 to infer a preferred information configuration for the consignment sale fee information for each consignment product and / or consignment sale fee information for the consignment amount. Although it is possible, this invention is not limited by this.

Referring to FIG. 66, the settlement processing information stored in the affiliated store D / B 6376 includes a settlement date of the consigned sales amount negotiated between the affiliated store and an agent (consigned sales requesting agency), the commissioned sale fee, and the affiliated store and the Characterized in that it comprises at least one or more payment history information performed between the agency (trusted sales request agency).

The settlement sale price settlement date of the normal processing information is set as the settlement date every month, characterized in that the processing of the commissioned sales amount between the affiliated store and the agent (trusted sales request agency), the commissioned commission fee is the merchant It includes the consignment commission rate that applies to all consignment products sold by.

The settlement history information may include at least one settlement date, a fee rate actually applied at the settlement date, and a settlement amount (eg, an amount corresponding to a consignment sales fee among consignment sales amounts) paid to the affiliated store by the agency (consignment sales requesting agency). It is made to include.

67 is a diagram showing a preferred information structure for point information stored in the affiliated store D / B 6374 according to the embodiment of the present invention.

In more detail, FIG. 67 shows the consignment sales amount when the order payment corresponding to the order is processed in a merchant that consigns and sells products sold through the bansa-based agency / merchant network among the merchants on the bansa-based agency / merchant network. Corresponding information structure for the point information for acquiring a predetermined point in the affiliated store corresponding to the point information, if a person having ordinary knowledge in the technical field to which the present invention belongs, refer to and / or modified this figure 67 for the point information Various additional information configurations may be inferred, but the present invention is not limited to the information inferred.

Referring to FIG. 67, point information stored in the affiliated store D / B 6374 includes predetermined point card information issued to the affiliated store by the bansa, and the affiliated store based on the point card during the order settlement process. Point earning information to be accumulated in the at least one point use information using the accumulated points in response to the accumulated information and the point management information and the point management information characterized in that it comprises at least one.

The loyalty card information includes at least one piece of affiliated store information for identifying the affiliated store that has issued the loyalty card and at least one piece of loyalty card information issued to the affiliated store.

Merchant information of the point card information is information for identifying the merchant that issued the point card, the predetermined merchant number corresponding to the merchant (for example, terminal information provided to the payment terminal device 7400 provided in the merchant) Terminal unique number), and / or a unique number assigned to the affiliated store by the bansa, and / or a number including at least one serial number of a point card issued to the affiliated store).

The card number of the point card information includes a point card number issued by the bansa to the affiliated store, and points earned in response to the order payment processing is preferably credited with the point card, for this point A card number may be further included in the order payment approval request text, and the point is automatically accumulated in the point card corresponding to the order payment processing in the order management server 6330 to the order payment approval request text. The reward card number may be omitted.

According to an embodiment of the present invention, the point card is preferably manufactured in the form of an MS card and / or an IC card, and the storage means provided in the point card (eg, the TRACK II area of the MS card, and / or the IC card). 16) is stored in the card number, a preferred embodiment thereof will be described in detail with reference to FIG.

The point earning information includes at least one or more points earning date, earning points and cumulative points in which a predetermined point is accumulated in the affiliate store (or point card) in response to the order settlement process.

The point earning date of the point earning information is the consignment sales amount is made to include the date when the consignment sales products are sold and the settlement process, the earning points of the point earning information is credited to the merchant (or point card) It is preferably made, including the points, wherein the earned points preferably include points calculated corresponding to the point earning conditions of the point operation information.

The cumulative point of the point accumulation information includes a point obtained by subtracting the use point of the point use information from the point in which the accumulation point is added.

The point operation information may be a point earning condition, a minimum point for payment for using the accumulated points in another merchant payment processing of the merchant owner (or the customer having the point card), and / or the merchant owner (or the point card holder). And at least one or more discount points for discounting a payment amount of another merchant.

The point usage information includes a point use day using the accumulated point and a use point used on the point use day.

The point use date of the point usage information is used to process the other merchant payments of the affiliate store owner (or the customer of the loyalty card), and / or other merchant payments of the merchant owner (or the customer of the loyalty card). It includes the date information used to discount the amount, the point use date of the point use information is used to pay for the order on the point use date, and / or other of the merchant owner (or the customer with the loyalty card) Or point scores used for merchant payment processing, and / or for discounting the order payment amount, and / or for discounting other merchant payment amounts of the merchant owner (or the loyalty card customer). .

68 is a diagram illustrating a point card according to the embodiment of the present invention.

In more detail, Figure 68 illustrates an MS card-based point card issued by the bansa to the affiliated store. Those skilled in the art to which the present invention pertains may refer to and / or modify the present invention. The IC card-based point card may be inferred, but the present invention is not limited by the inferred information structure.

Referring to FIG. 68, the card number of the loyalty card is stored in a 16-digit format in a primary account number (PAN) area of the TRACK II area of the MS, and the 16-digit card number consists of 6 areas. .

The first four digits ("8989") 700 of the 16-digit card number is a fixed value of the loyalty card, and one of the numbers not used by a conventional card company (or financial company) is used. The other six digits ("000001") 705 may include serial numbers of "000001" to "999999" as the card serial number.

In addition, the next one digit ("3") 710 is a check digit (Check Digit) for the serial number, and performs the function of checking the validity of the serial number.

Further, the next two digits ("01") 715 are set to '0' and '1', and the next two digits ("31") 720 are service codes for the loyalty card as "31" in FIG. Is set to.

The last one digit ("4") 720 is a check digit for the first 15 digits, and checks the validity of the card number.

FIG. 69 is a diagram showing a preferred information structure for sales management information stored in the affiliated store D / B 6374 according to the embodiment of the present invention.

In more detail, Figure 69 includes a product code sold by the merchant when the product is sold and settled at a merchant that consigns and sells the product sold through the bansa-based agency / merchant network among the merchants on the bansa-based agency / merchant network. As a preferred information structure for the sales management information stored by linking and processing the payment history information, those skilled in the art to which the present invention belongs, are sold in the merchant by referring to and / or modifying the present figure 69 It will be possible to infer an implementation method for the cash receipt information including the product code, but the present invention includes all the inferred implementation methods, and the present invention is not limited by the inferred information configuration.

Referring to FIG. 69, the sales management information stored in the affiliated store D / B 6374 includes product code information, transaction date and time information, a card number, a payment amount, a payment approval number, and a slip sold at the affiliated store. And at least one serial number information and processing result information.

The product code information is a product code corresponding to the product commissioned by the merchant, the product code is included in the payment approval request generated by the payment terminal device 7400 provided in the affiliated store is transmitted to the bansa In this way, the bansa will check in real time the goods sold in merchants.

The transaction date and time information is a date and / or time when payment is made using at least one of the [customer cards] at a predetermined affiliate store, and is read from a timer of the payment terminal device 7400 provided at the affiliate store. The payment server is included in the full text of the approval request received by the card company (or financial company), or when receiving the full payment approval request message from the payment terminal device 7400 in the payment server (6390) provided in the card company (or financial company). It is read from the timer of 6300.

The card number corresponds to a customer card (e.g., a credit card, a check card, and a debit card that the customer presents as a payment method of the product) that purchased the product sold through the bansa-based dealer / merchant network. As the number, a 16-digit card number is preferably included.

The payment amount information is input to a payment terminal device 7400 provided in the affiliated store through a key input device, and / or a payment input from a predetermined point of sales terminal connected to the payment terminal device 7400. The amount corresponds to a payment authorization request amount using at least one of the customer card (for example, a credit card, a check card, and a debit card that the customer presents as a payment method of the product) at the affiliated store.

The payment approval number information using at least one of the customer card (for example, credit card, check card, debit card presented by the customer as a payment means of the product) from the payment terminal device 7400 provided in the merchant After the payment approval is requested, when the payment server 6300 provided at the card company (or financial company) approves the payment approval request, it corresponds to a unique number generated by the payment server 6290 to identify the payment approval. do.

The ticket serial number information corresponds to at least one or more cards of the customer card (for example, a credit card, a check card, and a debit card presented by the customer as a payment method of the product) in the payment terminal device 7400 provided in the affiliated store. Corresponding to the serial number assigned to the payment approval request full text to identify the full payment approval request, and generally consists of six digits.

The processing result information is a payment using at least one card of the customer card (for example, credit card, check card, debit card presented by the customer as a payment means of the product) from the payment terminal device 7400 provided in the affiliated store; After the approval is requested, the processing result of the payment approval request is included.

Fig. 70 is a diagram showing a preferred information structure for product order information stored in the order management D / B 6377 according to the embodiment of the present invention.

In more detail, Figure 70 is a preferred information configuration for the product order information requested by the merchant on the bansa-based dealer / merchant network, order approved by the order management server (6330), which is conventional in the art Those skilled in the art will be able to infer various additional information configurations for the product order information by referring to and / or modifying the drawing 70, but the present invention is not limited by the inferred information configuration.

Referring to Figure 70, the product order information stored in the order management D / B (6377) is the merchant information corresponding to the merchant requesting the order of the goods, the order approval date and time the order request is approved and the order approval code (or order Reason for rejection code) and the information on the consignment sales product including the consignment sales product code, product information, order request quantity, order quantity, consignment sales unit price and payment amount for the consignment sales product It is done.

Merchant information of the merchandise order information is information for identifying an affiliated store that has issued the point card, and includes a predetermined affiliated store number corresponding to the affiliated store (for example, terminal information provided to a payment terminal device 7400 provided at the affiliated store). Terminal unique number), and / or a unique number assigned to the affiliated store by the bansa, and / or a number including at least one serial number of a point card issued to the affiliated store).

The order approval date and time information is the date / time information received the full order request from the payment terminal device 7400 provided in the merchant, and / or order approval by the order request approval unit 6340 of the order management server (6330) The code (or order rejection reason code) includes at least one or more generated date / time information.

The order approval code information includes an order approval code generated by the order request approval unit 6340 of the order management server 6330 when the order is approved for the order request of the affiliated store, and the reason for rejecting the order. Code is made by including the order rejection reason code generated by the order request approval unit 6340 of the order management server 6330 when the order rejection of the order request of the merchant, thereby requesting the order request from the merchant The reason for the rejection can be confirmed.

The consignment merchandise code of the consignment merchandise information includes product code information corresponding to the merchandise requested by the affiliate store and order approved by the order management server 6330, and a bar code corresponding to the merchandise approved by the order. Information (eg, 1D barcode information, 2D barcode information, color code information, etc.), and / or RFID code information (eg, EPC, ISO code, U-Code, etc.) corresponding to the RFID tag attached to the consignment product. And / or at least one predetermined product code assigned to the product according to the standards defined by the bansa.

The commodity information of the consignment merchandise information includes product name information and commodity price information (for example, commodity selling price), commodity manufacturer (or country of origin) information, and commodity description information of the order-approved commodity. .

The order request quantity of the consignment sales product information includes the number of products requested by the merchant to the order management server 6330 through a predetermined order request message, and the order quantity of the consignment sales product information is the order request In response to the order includes the actual quantity ordered to the merchant is made.

For example, as a result of confirming an order limit corresponding to the order request, when the order request quantity is less than the maximum order limit quantity of the affiliated store, the order request quantity and the order quantity have the same value. If the order limit check corresponding to the order request indicates that the order request quantity exceeds the maximum order limit quantity of the affiliated store, the order quantity is adjusted to be within the maximum order limit quantity, and / or for the consignment goods. After payment of the prepaid order, it can be processed to the same value as the order request quantity.

The consignment merchandise price of the consignment merchandise information includes a supply cost for supplying the consignment merchandise to the affiliated store requesting the order from the bansa, and the settlement amount of the consignment merchandise information includes the order quantity and the consignment sales. The price calculated by multiplying the unit price.

Fig. 71 is a diagram showing a preferred configuration of information on delivery management information stored in the order management D / B 6377 according to the embodiment of the present invention.

More specifically, Figure 71 is a preferred information configuration for managing the delivery of the consignment goods ordered to the merchant on the bansa-based dealer / merchant network as a preferred information configuration, a person of ordinary skill in the art If it is possible, various additional information configurations for the delivery management information may be inferred by referring to and / or modifying the drawing 71, but the present invention is not limited to the inferred information configuration.

Referring to Figure 71, the delivery management information stored in the order management D / B (6377) is the scheduled delivery date of the consignment goods, order approval code, delivery status, location, delivery information, delivery confirmation information It is made, including.

The scheduled delivery date is preferably set within a maximum of five days from the order date, and includes a date to which the product requested by the affiliated store is delivered to the affiliated store through a predetermined logistics process.

The order approval code includes an order approval code generated by the order request approval unit 6340 of the order management server 6330 when the order is approved for the order request of the affiliated store, and the delivery state is the order management. According to the predetermined delivery processing information generated in the server 6330, the consignment goods are released from the bansa distribution warehouse and displayed to each of the merchants, and the delivery management server in the order management server 6330 When the predetermined delivery processing information is provided, the delivery status is "receipt", and when the consignment goods have been released from the warehouse, the delivery status is "issued", and the consignment goods have a predetermined logistics process. The delivery state is "in transit" when transported to the affiliated store through, and when the consignment sale goods are delivered to the affiliated store, the delivery state is " Delivery completed ".

The position indicates the current position of the consignment goods, the position before the consignment goods are released from the warehouse is the "logistics warehouse", the location when the goods are shipped from the warehouse and delivered through a predetermined transport vehicle Becomes a "carrying vehicle", and when the consignment sale product is delivered to the affiliated store, the position becomes "an affiliated store".

The delivery information includes information on an incoming and outgoing state, a receipt date and time, an exit date and time, and a transport vehicle of a product corresponding to the requested product.

The incoming and outgoing state indicates the state information for which the requested product is delivered from a predetermined product manufacturer and received in the distribution warehouse or issued from the distribution warehouse, and the receipt date and time is the delivery of the product from the predetermined product manufacturer. And the date / time information received in the warehouse, wherein the release date and time includes date / time information released to deliver the goods to the affiliated store, and the transport vehicle information includes the released goods in the affiliated store. It consists of the vehicle number being carried by.

The delivery confirmation information includes a delivery date and a delivery inspection confirmation code for the delivery product after the requested product is delivered to the affiliated store.

The delivery date of the delivery confirmation information is compared with the order details of the delivered goods in the merchant, and when it is confirmed that there is no abnormality in the delivered goods, a predetermined through the payment terminal device 7400 provided in the merchant When a delivery confirmation message (for example, a message for confirming that the delivery product is normally delivered including an order approval code) is generated and transmitted to the order management server 6330, the delivery confirmation message is the order management server 6330. It includes the date and time received, and the delivery inspection confirmation code comprises a serial code assigned to the full delivery confirmation by the order management server (6330).

According to an embodiment of the present invention, when the order management server 6330 generates predetermined delivery processing information and provides the delivery management server, the delivery management information is as shown in FIG. The delivery date and delivery vehicle information of the information, the delivery date of the delivery confirmation information, and the delivery inspection confirmation code include a null value.

If the consignment goods are shipped to the warehouse for delivery to the affiliated store, the delivery management information is as shown in (b) of FIG. 71, at which time a valid value is available for the delivery date and delivery vehicle information of the delivery information. Is assigned, the delivery date and the delivery inspection confirmation code of the delivery confirmation information include a null value.

If the consignment merchandise is delivered to the affiliated store, the delivery management information is as shown in (71) of FIG. 71, wherein valid values are assigned to the delivery date and the delivery inspection confirmation code of the delivery confirmation information.

Fig. 72 is a diagram showing a preferred information structure for inventory management information stored in inventory management D / B 6379 according to the embodiment of the present invention.

More specifically, Figure 72 is a preferred information configuration for the information for managing the inventory of the goods for consignment through the merchant on the bansa-based dealer / merchant network, if one of ordinary skill in the art However, various additional information configurations for the inventory management information may be inferred by referring to and / or modifying the drawing 72, but the present invention is not limited to the inferred information configuration.

Referring to Figure 72, the inventory management information stored in the inventory management D / B (6379) is a product manufacturer information including the product manufacturer name and manufacturer number, and product code information (or product information associated with the inventory management information) The total inventory amount for the product corresponding to the product), the delivery information including the goods receipt date information and the entrance quantity information of the goods included in the total inventory delivered from the product manufacturer, the name of the person in charge of the inventory management product, It includes at least one person in charge information including a position.

The merchandise manufacturer name includes a trade name of a merchandise manufacturer that manufactures, distributes and delivers the merchandise sold through the affiliated store on the bansa-based agency / merchant network, and the manufacturer number is the merchandise in the bansa. This includes the serial number assigned to the manufacturer.

The total inventory includes the total number of inventory held in the warehouse so that goods corresponding to the product code information (or product information) associated with the inventory management information can be immediately delivered. The receipt date and time information of the delivery information includes the date / time information that the goods corresponding to the product code information (or product information) associated with the inventory management information from the product manufacturer is received in the warehouse, the entrance quantity is It includes the number of products received from the product manufacturer to the warehouse at the time of receipt.

The person in charge information is information for confirming the location of responsibility for inventory management of the goods received in the warehouse, the receipt / delivery of the goods are managed by the person in charge.

73 is a diagram showing a preferred configuration of information on the order limit policy stored in the limit policy D / B 6378 according to the method of the present invention.

In more detail, Figure 73 adjusts an order limit for an order quantity corresponding to the order request, when an order request for at least one or more products from the merchant on the bansa-based dealer / merchant network to the order management server 6330, and / Or as a preferred information structure for order limit policy information for switching the order payment method corresponding to the order request, and those of ordinary skill in the art to which the present invention pertains, refer to this figure 73 and / or It is possible to infer various additional information configurations for the order limit policy by modification, but the present invention is not limited by the inferred information configuration.

Referring to FIG. 73, the order limit policy stored in the limit policy D / B 6374 is based on a negative order limit policy in which the order limit decreases according to the sales performance of the affiliated store, and the sales performance of the affiliated store. Accordingly, a positive order limit policy of increasing the order limit is made.

74 is a view showing a preferred functional configuration of the payment terminal device 7400 provided in the merchant in accordance with another embodiment of the present invention.

In more detail, FIG. 74 illustrates an embodiment of a payment terminal device 7400 provided in an affiliated store for order processing and / or order settlement and / or delivery inspection and / or payment processing for the consignment goods. As to those skilled in the art to which the present invention pertains, it is possible to infer additional functional configuration of the payment terminal device 7400 provided in the merchant by referring to and / or modified in the present drawing 74. However, it is to be understood that the technical features of the present invention are not limited to this drawing 74 but include all the inferred implementation methods.

Referring to FIG. 74, the payment terminal device 7400 basically includes a control unit 7405, a memory unit 7450, a card reader unit 7410, a key input unit 7420, a screen output unit 7415, and a communication processing unit 7430. ) And a security application module 7475, a print output unit 7440, and a power supply unit 7225 for supplying power to the payment terminal device 7400, and at least one terminal function unit according to the intention of those skilled in the art. (Not shown) and the like.

The control unit 7505 controls the overall operation of the payment terminal device 7400 in function configuration, manages the flow of information or data between each component, and processes order and / or order payment for the consignment goods. Or controlling components provided in the payment terminal device 7400 for a delivery inspection and / or a payment processing function for the goods, and hardware (Central Processing Unit) / MPU (Micro Processing Unit) And at least one processor including at least one processor, an execution memory (for example, a register and / or random access memory (RAM)), and a bus (BUS) for inputting and outputting predetermined data. A device 7400 is loaded from a predetermined recording medium into the execution memory to perform a function specific to the operation by the processor. Contains a predetermined program routine and / or program data (hence, the payment for the function of order processing and / or payment of the consignment goods and / or inspection of delivery and / or payment processing of the goods). The control unit 7405 is a component that can be processed in software from among a predetermined program recorded on a recording medium provided in the terminal device 7400 and / or a functional configuration provided in the payment terminal device 7400 for the above functions. It is characterized in that it is made to be provided in).

According to the exemplary embodiment of the present invention, the controller 7405 may include components (for example, the memory unit 7450, the card reader unit 7410, the key input unit 7420, and the screen) provided in the payment terminal device 7400. The payment terminal device by interworking an output unit 7415, a communication processing unit 7230, a security application module 7475, a print output unit 7440, and / or a terminal function unit (not shown) according to the intention of a person skilled in the art. In addition to controlling and managing the provision of the electronic payment service defined at 7400, the order processing and / or order payment and / or delivery inspection and / or payment processing for the goods for the consignment goods according to the present invention may be performed. For controlling the components provided in the payment terminal device 7400 interworking with each other, and / or for the order processing and / or order payment and / or delivery inspection and / or payment processing for the goods Payment terminal device It is preferable to execute the program recorded on the recording medium provided at 7400.

The memory unit 7450 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the payment terminal device 7400 is performed. General term of non-volatile memory for storing information or data), including at least hardware-based electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). It includes one or more storage means, the predetermined program routine and program data (for example, the program routine is required for the control unit 7405 to perform a predetermined control function) Output data) is stored.

According to the present invention, the memory unit 7450 is configured to provide order processing and / or order payment and / or delivery inspection and / or payment processing for the goods according to the present invention. And store the consignment merchandise information on the consignment merchandise sold through the affiliate store in a read / write memory area of the memory constituting the unit 7450, wherein the consignment merchandise information is stored in the merchandise management information. It is preferable to include at least one product inventory information, a preferred embodiment thereof will be described in detail with reference to FIG.

According to an exemplary embodiment of the present invention, the memory unit 7450 may process an order for the consignment goods and / or check an order and / or check delivery and / or pay for the goods, as shown in FIG. 74. To provide processing, merchant sales terminal information and / or consignment to at least one memory area of a read only memory (ROM) area or a read / write memory area of the memory constituting the memory unit 7450. The terminal information for sale can be stored separately.

The terminal information may include a unique number and / or device serial number and / or ESN (Electronic Serial) assigned to each payment terminal device 7400 to identify a specific payment terminal device 7400 among a plurality of payment terminal devices 7400. Number), and a bansa (or card company) receiving a predetermined payment approval request text from the payment terminal device 7400 through the payment terminal device 7400 through the terminal information. Characterized by identifying the merchant (or merchants requesting approval of electronic payment) is requested.

To this end, the bansa (or card company) preferably stores the terminal information and affiliated store information provided with the payment terminal device 7400 in a predetermined database.

According to another exemplary embodiment of the present invention, the terminal information may further include the affiliated store information, whereby the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, at least one or more memory areas of the read-only memory area and / or the read / write memory area of the memory unit 7450 may be separately stored and store terminal information for merchant sales. Alternatively, at least one of the read-only memory area and / or the read / write memory area of the memory unit 7450 may store terminal information of any one of merchant terminal information and consigned terminal information. The present invention is not limited thereby.

The affiliated store sales terminal information is original terminal information corresponding to the payment terminal device 7400 provided in the affiliated store, and is included in the payment amount corresponding to tangible or intangible products sold by the affiliated store provided with the payment terminal device 7400. When the card payment is performed through the customer-owned card as a payment method for the payment, the payment amount is made to include the terminal information included in the full payment card payment approval request so that the payment is processed as the sales of the merchant.

In addition, the consignment sales terminal information includes the terminal information included in the full order payment approval request so that when the order request from the merchant to the order management server 6330, the order payment amount is processed as the sales of the bansa.

According to another exemplary embodiment of the present invention, the consignment sales terminal information may not be provided in the payment terminal device 7400 and may be omitted. In this case, the consignment sales terminal information may be set by the predetermined server provided in the bansa. The terminal device 7400 may be alternatively inserted into the telegram generated and transmitted.

Merchant owner (or merchant representative, or a person consigning the consignment sales goods through the merchant) through the payment terminal device 7400 to process the order payment for the consignment goods according to the present invention, and / or the The customer who purchases and pays the merchandise, which is entrusted and sold through a merchant, may use an MS (Magnetic Stripe) card based on ISO / IEC 7810 standard and / or a contact IC card (or wireless) based on ISO / IEC 7816 standard. IC chip) and / or a card including at least one contactless IC card (or wireless IC chip) based on the ISO / IEC 14443 standard, and the card reader portion 7210 is provided with the card. It is characterized in that the interface for reading at least one or more information or data provided in the.

According to an embodiment of the present invention, the card reader unit 7210 may include an MS reader unit that provides an interface between the MS card and the payment terminal device 7400, and / or the contact IC card and the payment terminal device ( 7400) a contact IC reader unit providing an interface, and / or a contactless IC reader unit providing an interface between the contactless IC card and the payment terminal device 7400.

The MS reader unit is a card reader unit 7410 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized by interfacing the predetermined information or data from the at least one track (Track) provided in the MS of the MS card to the payment terminal device 7400 by using the loaded.

The contact IC reader unit is a card reader unit 7210 based on ISO / IEC 7816, and at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It comprises a, and supplies power to the IC chip of the IC card through the contact point, the predetermined information or from the IC chip through the half-duplex transaction using the APDU (Application Protocol Data Unit) It is characterized by interfacing the data to the payment terminal device (7400).

The contactless IC reader part is a card reader part 7210 based on ISO / IEC 14443. The contactless IC reader part uses at least an electrical contact with the contactless IC card by using capacitive coupling and / or inductive coupling. It includes one or more antennas, and supplies power to the IC chip of the IC card through the antenna, and payment of predetermined information or data from the IC chip through the half duplex transaction using APDU It is characterized in that the interface to the terminal device (7400).

According to an embodiment of the present invention, the card reader 7210 may be configured to provide predetermined card information (eg, a card) from at least one or more card readers 7210 for the electronic payment service defined in the payment terminal device 7400. It is preferable to read the payment means information corresponding to the payment means including at least one provided credit card, check card, debit card, cash card, financial account.

The key input unit 7420 may include at least one key button including at least one numeric key and / or a character key and / or a function key. Detects information (or signal) input from a key input device of the controller and changes the input mode and / or operation mode of the payment terminal device 7400 in cooperation with the controller 7405 based on the information (or signal). (Or switch) and / or predetermined information from a predetermined key button provided in the key input device in a specific input mode and / or operation mode of the payment terminal device 7400 controlled by the control unit 7405. When (or a signal) is input, a key event corresponding to the input information (or a signal) is generated, and the generated key event is provided to the controller 7405, and the controller 7405 is provided. Said payment Acquiring predetermined key data corresponding to the key event in the current input mode and / or operation mode of the speech device 7400, and / or obtaining a command for executing a predetermined function matched to the key event. It is characterized by.

The key input unit 7420 and the key input device having at least one key button interlock with each other to perform a function of key input means provided in the payment terminal device 7400.

The key input device interoperating with the key input unit 7420 may include a keypad device including at least one numeric key and a function key, and / or at least one numeric key and a character key (eg, English character key, and / or Korean character). Key) and / or a keyboard device having a function key, and / or at least one numeric key and a function key in conjunction with the screen output means, and / or at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

According to an embodiment of the present invention, the key input unit 7420 may be used for order processing and / or order payment and / or delivery inspection and / or payment processing for the consignment goods according to the present invention. It is preferable to change (or switch) the operation mode of the terminal device 7400. For this purpose, the key input device includes a key button for changing (or switching) the operation mode, or is provided in the key input device. It is possible to use one of the key buttons (for example, the number '9' key button) as a key button for changing (or switching) the operation mode.

In addition, the key input unit 7420 may provide key data (eg, payment) corresponding to the electronic payment service from at least one key input device for the electronic payment service defined in the payment terminal device 7400 in the franchise sales mode. And / or order processing for the consignment goods and / or order payment and / or delivery inspection and / or payment processing for the goods according to the present invention. In order to perform the function of the key input means for receiving at least one or more key data for the order processing and / or order payment and / or delivery inspection and / or payment for the goods from the key input device.

The screen output unit 7415 is a liquid crystal display (LCD) and / or by the control unit 7405 in the process of the payment terminal device 7400 performs a predetermined function (for example, an electronic payment processing function using a card). Or outputting at least one or more information or data which are predefined or defined in real time to be output to a predetermined display device including a cathode ray tube (CRT) through a predefined interface screen. The unit 7415 and the screen output device interoperate with each other to perform a function of the screen output means provided in the payment terminal device 7400.

The predefined information or data to be output from the payment terminal device 7400 to the screen output device is provided in key data input through the key input unit 7420 and / or in the payment terminal device 7400. Corresponding to information (or data) stored or generated by a component, information (or data) transmitted / received through the communication processing unit 7430, and / or a predetermined operation result performed by the payment terminal device 7400 ( Or data).

According to a preferred embodiment of the present invention, when the screen output unit 7415 changes (or switches) an operation mode of the payment terminal device 7400 to an affiliate store sales operation mode, the screen output unit 7415 corresponds to the affiliate store sales operation mode. It is preferable to perform a function of a screen output means for outputting an electronic payment processing screen according to each electronic payment step to the screen output device for a payment service.

The communication processor 7230 may be a terminal on a payment network (eg, a value added network) in the process of performing the predetermined function (for example, an electronic payment processing function using a card) by the payment terminal 7400. Server) and / or a terminal (or device) connected to the payment terminal device 7400 through a predetermined cable and / or a terminal (or device) connected to the payment terminal device 7400 through predetermined short-range wireless communication. And a predetermined communication means for connecting a communication session with a network communication unit for connecting a predetermined communication channel with a server (or device) on a wired or wireless network, and / or via a predetermined cable communication port. A predetermined short-range communication terminal (or device) through a cable communication unit for connecting a communication session with a terminal (or device) of the device, and / or at least one short-range wireless communication means. It comprises a short-range wireless communication unit for connecting a device and a predetermined communication session, and comprises a communication protocol and / or driver for connecting the communication channel (or communication session) in software.

The network communication unit may include a predetermined wired network and / or a mobile communication network including a Value Added Network (VAN) or a financial common network or high-speed Internet (eg, ADSL / VDSL / Cable Network /.../ satellite communication). Connecting a communication channel with a server (or device) on a wired / wireless network through a predetermined wireless network including a wireless data communication network, and hardwarely connecting the payment terminal device 7400 to a predetermined wired / wireless network. It comprises a modem (Modem) or a Network Interface Card (NIC), and comprises a communication protocol and / or driver for connecting the payment terminal device 7400 to the wired and wireless network in software.

The cable communication unit may connect a communication session with a predetermined cable communication terminal (or device) through a predetermined cable communication (for example, RS-232c or Universal Serial Bus (USB)). It comprises a predetermined cable communication port to be connected, and comprises a communication protocol and / or driver for the cable communication in software.

According to one embodiment of the present invention, the cable communication terminal (or device) preferably comprises a point of sales (POS) terminal connected to the payment terminal device 7400 through a predetermined cable communication. In this case, the payment terminal device 7400 may receive payment information including a payment amount and / or an installment month number corresponding to the merchant selling product from the POS terminal.

According to another exemplary embodiment of the present invention, the cable communication terminal (or device) may include a barcode reader (not shown) connected to the payment terminal device 7400 through a predetermined cable communication. In this case, the payment terminal device 7400 may receive product code information corresponding to barcode information of the product.

In addition, the cable communication terminal (or device) may include a RFID (Radio Frequency Identification) reader connected to the payment terminal device 7400 through a predetermined cable communication, in this case, the payment terminal device 7400 ) Can receive product code information corresponding to the RFID code information of the product.

The short range wireless communication unit includes at least one of infrared ray communication, RF (Radio Frequency) communication, Bluetooth (BlueTooth), Wireless LAN (Wi-Fi), Wi-Fi (Wi-Fi), and Universal Serial Bus (USB). Characterized in that to connect a predetermined terminal (or device) and a short-range wireless communication session through at least one or more short-range wireless communication means, the hardware includes the infrared communication, RF communication, Bluetooth, WLAN, WiFi, UWB It includes a predetermined short range wireless communication module for short range wireless communication, and includes a communication protocol and / or driver for private short range wireless communication in software.

The secure application module (7435) is a confidentiality and / or authentication required in the process of the payment terminal device 7400 performs the electronic payment and / or electronic payment using the card ( Security requirements, including Authentication and / or Integrity and / or Nonrepudiation, may be used within the payment terminal device 7400 without using an authentication server (or payment server 6390) on the payment network. As a safety device for performing a secure and reliable structure in the above, a predetermined message (processed in the process of performing a predetermined security request function (for example, electronic payment and / or electronic payment function) the payment terminal device 7400 ( Information or data), add an authenticator to prevent forgery (or tampering) of the message, or perform the security request function. It characterized in that it performs the function of storing important key information.

In general, the security application module 775 preferably includes a predetermined security application module 7475 inserter and a security application module 7545 chip, and the security application module 7475 chip includes at least 8-bit CPU. Application Specific Integrated Circuit (ASIC) chips (eg, PLCC 44-pin chips) and / or IC chips (eg, IC cards in the form of subscriber identity modules (SIMs)) with performance of 2 MIPS (Million Instructions Per Second) or more. It is preferable to comprise a.

In addition, the security application module 7475 may include at least one or more security application data (eg, at least one or more identifiers, versions, expiration dates, issue dates, and code values required for the payment terminal device 7400 to perform a predetermined security request function). And / or keys (e.g., one master key and at least one application key) and / or protocols (e.g., trading protocols, re-transaction protocols, immediate transaction cancellation protocols, collection protocols, SAM issuance protocols, (e.g. Card company) registration protocol, authorization acquisition protocol, mode switching protocol, key download protocol, SAM revocation protocol) and / or commands (e.g., at least one read / authentication / transmission / registration / setting / mode switching / collection / deletion / discard / Initialization / reprocessing / cancellation command).

According to an exemplary embodiment of the present invention, the terminal information for any one of merchant terminal sales or the terminal information for consignment sales is stored in the security application module 7475, or the terminal information for merchant sales for the security application module 7475 is stored. It is possible to be stored separately and the sales terminal information for consignment, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the consignment sales terminal information may not be provided in the payment terminal device 7400 and may be omitted. In this case, the consignment sales terminal information may be set by the predetermined server provided in the bansa. The terminal device 7400 may be alternatively inserted into the telegram generated and transmitted.

The print output unit 7440 may include a process of performing the predetermined function (eg, an electronic payment processing function using a card) and / or predetermined information or data (eg, payment) generated by the payment terminal device 7400. A printing protocol for printing the print information or data through a predetermined printing device in accordance with a predetermined printing form, characterized in that the processing result information or data) is output to a predetermined printing device (for example, a receipt printing machine). And a driver.

According to another exemplary embodiment of the present invention, at least one or more terminal information among the affiliated store selling terminal information and / or the consigned selling terminal information may include the payment terminal device in addition to the memory unit 7450 and / or the security application module 7743. 7400 may be directly included in the terminal program recorded on the recording medium. As described above, the terminal program including the affiliated store selling terminal information and / or the consigned selling terminal information includes one each of the affiliated store selling terminal information and the consigned selling terminal information, and is not arbitrarily added, changed, or updated. And / or the terminal program can be used to easily add, change, or update the terminal program online.

According to one embodiment of the present invention, the affiliated store sales terminal information and the consignment sales terminal information are each separated into a constant value (Constant) used by a terminal program recorded on a recording medium provided in the payment terminal device 7400. It may be included in the terminal program, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the terminal information of any one of the terminal information for merchant sales or terminal information for consignment sales is in the form of a constant value used by a terminal program recorded on a recording medium provided in the payment terminal device 7400. Included in the terminal program in the furnace, the remaining terminal information may be stored in the memory unit 7450 or the security application module (7435), whereby the present invention is not limited.

Referring to Figure 74, the payment terminal device 7400 is the order for the consignment goods and / or order payment and / or delivery inspection and / or payment processing for the goods in accordance with the present invention, An operation mode confirmation unit 7525 for confirming an operation mode of the payment terminal device 7400 by interlocking with a key input unit 7420 and information for generating a full text corresponding to the confirmation result by interlocking with the key input unit 7420. An information input unit 7460 for receiving an input; an information extracting unit 7475 for extracting at least one or more information for generating a full text corresponding to the verification result from the memory unit 7450; and a predetermined response corresponding to the verification result. Sending a message generated by the specialty generation unit 7475 in connection with the specialty generation unit 7475 and the communication processing unit 7430 to generate a full message through a payment network, A specialized processor 7470 that receives a corresponding predetermined message and outputs the information included in the received message through the screen output unit 7415 and / or through the print output unit 7440. It is characterized by comprising.

The operation mode confirming unit 7745 may operate in conjunction with the key input unit 7420 to sell and settle the merchandise for sale and / or the consignment sale product to the merchant visiting customer in an operation mode of the payment terminal device 7400. Is it a payment mode, or a cash receipt mode for selling the product in cash, or an order mode for the consignment goods, or a consignment payment mode for the consignment goods, merchant payment mode for merchants, the merchant Characterized in that the delivery check mode for the goods shipped to.

When the operation mode of the payment terminal device 7400 is a payment mode in which the merchant sales product and / or the consignment sale product are sold and paid to the affiliated store visitor, the information input unit 7460 may perform an operation on the product. Preferably, the payment information including the payment amount and / or the installment month is inputted and provided to the inputted full text generation unit 7475.

In addition, when the operation mode of the payment terminal device 7400 is a cash receipt mode in which the product is sold in cash, the information input unit 7460 includes a mobile phone number for the customer who purchased the product and the payment amount. It is preferable to process the receipt information, and it is provided to the inputted full text generation unit 7475.

In addition, when the operation mode of the payment terminal device 7400 is an order mode for the consignment goods, the information input unit 7460 inputs at least one consignment goods code (or from a barcode reader and / or an RFID reader). Reception) processing, and is provided to the inputted full text generation unit 7475.

In addition, when the operation mode of the payment terminal device 7400 is a consignment payment mode for the consignment sale product, the information input unit 7460 inputs an order approval code generated by the order management server 6330. Or, and / or input processing of the order settlement amount and / or the installment months, and the input information is provided to the full text generation unit 7475.

In addition, when the operation mode of the payment terminal device 7400 is a delivery inspection mode for goods delivered to the affiliated store, the information input unit 7460 inputs an order approval code generated by the order management server 6330. It is preferable to process, and is provided to the inputted full text generation unit 7545.

The operation mode of the payment terminal device 7400 is a payment mode for selling and paying the merchant selling goods and / or the consignment sale goods to the merchant visiting customers, and / or a cash receipt mode for selling the goods in cash. Or, and / or in the order mode for the consignment sale product, and / or in the delivery inspection mode for the goods delivered to the affiliated store, the information extracting unit 7475 is for selling the affiliated store from the memory unit 7450. Preferably, the terminal information and the consignment merchandise information on the consignment merchandise are extracted. The extracted merchant information and the consignment merchandise merchandise information (or commodity code information) are provided to the full text generation unit 7475.

In addition, when the operation mode of the payment terminal device 7400 is a consignment payment mode for the consignment sale product, the information extractor 7475 extracts the consignment sale terminal information from the memory unit 7450. Preferably, the extracted consignment terminal information is provided to the full text generation unit 7545.

The full text generation unit 7475 may write a full text corresponding to each operation mode of the payment terminal device 7400 based on the information input through the information input unit 7460 and the information extracted through the information extraction unit 7475. Characterized in that the generated full text is the full order request for the consignment goods, and / or full cancellation order, and / or full request for approval order approval for the consignment goods, and / or the consignment sale Full payment approval cancellation order for the product, and / or Full payment approval request for payment approval processing for the sold product when the merchant sells and pays the ordered product to a predetermined merchant visiting customer, and / or the At least one full payment authorization for canceling payment for goods sold and / or full delivery confirmation for inspecting the delivery of the goods to the merchant. Above it comprises.

The specialty processing unit 7470 transmits the full text generated by the specialty generation unit 7475 to the order management server 6330 on the payment network through the network communication unit of the communication processing unit 7430, and the order management server 6330. Receive a predetermined message corresponding to the transmitted message from the), and outputs the information contained in the received message in conjunction with the screen output unit 7415, or in conjunction with the print output unit 7440 And outputting information included in the received telegram.

According to an embodiment of the present invention, when the preamble type payment request information is included in the preamble received by the payment terminal device 7400, the specialized processing unit 7470 is an operation mode of the payment terminal device 7400. After switching to the prepaid main payment mode, it is preferable to perform a prepaid order settlement procedure corresponding to the order settlement amount.

75 is a diagram showing the configuration of information on consignment product information provided in the payment terminal device 7400 according to the embodiment of the present invention.

In more detail, FIG. 75 illustrates a memory unit 7450 for providing an order request and payment service for a sale product according to the present invention in the payment terminal device 7400 shown in FIGS. 2A, 2B, 2C, and 2D. The preferred information structure for the consignment product information stored in the) is shown, and a person of ordinary skill in the art to which the present invention pertains can refer to and / or modify the drawing 75 and the core technical features of the present invention. While it would be possible to infer an implementation method for various information configurations for consignment sale product information without violating the present invention, the present invention includes all the inferred implementation methods, and an embodiment of the present invention is illustrated in FIG. It is by no means limited to organized information.

Referring to FIG. 75, the consignment merchandise information includes commodity management information and commodity inventory information. The commodity management information includes commodity manufacturer information, commodity code information, product name information, It includes sales price information, inventory information in the merchant, and the like, wherein the product inventory information includes serial number information on the target merchandise, receipt date information and expiration date information in the merchant.

The product management information of the consignment sale product information includes all the information on the target product to be sold through the affiliate store in the process of providing the payment terminal device 7400 in the affiliated store 7400 It is preferably stored in the memory unit 7450 provided in the), it is preferable that the agency (trusted sales request agency) is periodically updated according to whether to add, update, delete the product to be sold through the merchant Do.

In addition, the product inventory information of the consignment sales product information is processed in connection with the predetermined product management information of the product management information of the consignment sales product information at the time when a predetermined sale target product is received into the affiliated store and the payment terminal device 7400 It is preferable to be stored in the memory unit 7450 provided in the), it is preferably updated or deleted in the process of the consignment of the goods received in the merchant.

The product manufacturer information of the product management information is code information for identifying a product manufacturer supplying at least one or more products consigned by the affiliated store. Preferably, the same product manufacturer information is included in a product supplied by the same product manufacturer. . For example, if the product code information is EPC-based RFID code information, the product manufacturer information corresponds to the company code (EPC Manager) of the RFID code. Alternatively, if the product code information follows the code system defined by the bansa, the product code corresponds to code information assigned to the product manufacturer of the code system defined by the bansa.

The commodity code information of the commodity management information is code information for identifying a specific commodity manufactured by the same manufacturer (or a manufacturer), and the same commodity code is preferably defined for the same kind of commodity.

For example, if the product code information is EPC-based RFID code information, the product code information corresponds to an object code of the RFID code.

Alternatively, if the product code information follows the code system defined by the bansa, the product code corresponds to code information defined in the same product of the code system defined by the bansa.

The product name information of the product management information is information for identifying a product corresponding to the product code information in the form of text information, and the same product name is preferably defined for the same kind of product.

The selling price information of the commodity management information includes a price for selling the target merchandise in the affiliated store, or a payment amount that a predetermined customer must pay to purchase the target merchandise, and according to a predetermined discount policy. Accordingly, the selling price can be updated or adjusted.

The inventory information in the affiliated store of the product management information is the number of products to be sold corresponding to the product inventory information processed in association with the product management information, and includes the number of items to be sold that are not sold after being received at the merchant.

The serial number information of the product inventory information is a serial number for identifying each product included in a specific product manufactured by the same manufacturer (or a manufacturer), and different serial numbers are preferably defined for the same kind of product.

For example, if the product code information is a bar code, the serial number information corresponds to a serial number attached to each product in association with the bar code.

Alternatively, if the product code information is EPC-based RFID code information, the serial number information corresponds to a serial number of the RFID code.

Alternatively, if the product code information follows a code system defined by bansa, the serial number information corresponds to code information respectively defined on the same product among the code systems defined by bansa.

According to an embodiment of the present invention, the product code information includes product code information of the product management information, and / or concatenates product code information of the product management information and serial number information of the product inventory information. It is possible to achieve all, by which the present invention is not limited.

For example, in FIG. 75, when the commodity code information includes commodity code information of the commodity management information, the commodity code information is "98765", and the commodity code information is commodity code information of the commodity management information and the commodity. In the case where the serial number information of the stock information is concatenated, the product code information is "9876512345".

Receiving date information in the affiliated store of the product inventory information comprises the date (and / or time) information that the merchandise for sale is delivered to the merchant and received, the expiration date information of the product inventory information is entrusted by the merchant It includes the date (and / or time) information corresponding to the expiration date for each product to be sold, whereby the ban sales commissioned by the merchant through the payment network connected to the payment terminal device (7400) Inventory management and distribution management of the target product can be easily processed.

76 is a diagram illustrating a process of generating a full order request in a payment terminal device 7400 provided at an affiliated store according to an exemplary embodiment of the present invention and transmitting it to the order management server 6330.

In more detail, Figure 76 shows that when the operation mode of the payment terminal device 7400 provided in the merchant is switched to the order request mode, by generating an order request full text including at least one order product code and the merchant number the payment As an implementation method for a process of transmitting to the order management server 6330 via a network, if the person skilled in the art to which the present invention pertains, reference and / or modification of the drawing 76, the payment terminal device Although it is possible to infer various implementation methods for generating the full order request at 7400 and transmitting the order request to the order management server 6330 via the payment network, the present invention includes all the inferred implementation methods. Embodiments of the invention are by no means limited to the process shown in FIG.

Referring to FIG. 76, in order to request an order according to the present invention, an operation mode of the payment terminal device 7400 is switched (or changed) to an order mode through a predetermined key input and / or a menu in a default operation mode. (7600).

When it is confirmed that the operation mode of the payment terminal device 7400 is switched (or changed) to the order mode, the payment terminal inputs at least one order product code information requesting an order to the bansa (7605).

If the order product code information input is completed (7610), the payment terminal completes the order request, including at least one or more input product code information, the order quantity for each product and the merchant number (for example, merchant information terminal for sale) In operation 6715, the generated order request message is transmitted to the relay server 6300 through the affiliated store payment network 6185-1.

77 is a view showing an order limit confirmation process according to an embodiment of the present invention.

In more detail, Figure 77 is based on the order request information included in the order request in the relay server 6300 receiving the full order request from the payment terminal device 7400 provided in the affiliated store for the order product As an implementation method for the process of confirming the order limit, those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 77 to infer various implementation methods for the process of confirming the order limit. As will be appreciated, the invention includes all such inferred implementation methods, and embodiments of the invention are in no way limited to the process illustrated in FIG.

In the following Figure 77, the relay server 6300 is referred to as "server" for convenience.

Referring to FIG. 77, the server checks whether at least one full text message is received through the merchant side payment network 6185-1 (7700), if a predetermined full text message is received through the merchant side payment network 6385-1. When received (7705), the server reads the received full text structure to determine whether the received full text is an order request full text including at least one order product code information (7710).

If the received message is not the order request message (7715), the server performs each operation procedure corresponding to the received message (7720). For example, if the received telegram is a settlement approval request telegram, the server performs a settlement approval procedure corresponding to the settlement approval request telegram.

On the other hand, if the check result is that the received full text order (7715), the server extracts at least one order product code information, order quantity information and merchant number from the received order request text (7725), the extraction The at least one order product code information, order quantity information, and merchant number are transmitted to the order management server 6330 (7730).

The order management server 6330 extracts at least one or more sales management information stored in association with the affiliate store information corresponding to the affiliate store number from the affiliate store D / B 6374 based on the affiliate store number (7735). The order limit policy is read based on the sales performance of the extracted sales management information to determine whether an order limit exists for the affiliated store (eg, the maximum order limit quantity corresponding to the affiliated store is greater than '0') (7740). .

If there is no order limit for the affiliated store (eg, if the maximum order limit corresponding to the affiliated store is less than '0') (7745), the server determines a predetermined order error corresponding to the order request. Generates and transmits the information to the server (7750), generates a predetermined order approval message including the generated order error information (7755), and generates the order error information to the merchant side payment network (6385-638) 1) it transmits to the payment terminal device 7400 (7760).

On the other hand, if there is an order limit for the affiliated store (eg, the maximum order limit number corresponding to the affiliated store is greater than '0') (7745), the server performs an order processing process as shown in FIG.

78 is a view showing an order processing process according to an embodiment of the present invention.

More specifically, Figure 78 is an implementation method for the process of performing the order processing and the delivery process for the ordered goods after performing the order limit check process shown in Figure 77, it is common in the art Those skilled in the art will be able to infer various implementation methods for carrying out the order processing and delivery procedure for the ordered goods by referring to and / or modifying this drawing 78, but the present invention provides the inference implementation method. It includes all, and the embodiment of the present invention is not limited to the process shown in FIG.

In the following figure, the order management server 6330 is referred to as " server " for convenience.

Referring to FIG. 78, if an order limit exists as shown in FIG. 77, the server generates order approval code information for the affiliated store order product (7800).

Thereafter, the server extracts inventory management information including an inventory amount of each product corresponding to the order product code information from the inventory management D / B 6379 (7805), and based on the inventory management information, By comparing the order quantity and the inventory quantity for the order product, it is determined whether the immediate delivery or reserved delivery for the order product (7810).

If the order cannot be delivered immediately (e.g., if the stock is not enough) (7815), the server is scheduled to ship the order for the order (e.g. after receiving the order in advance from the product manufacturer to the merchant upon delivery) A scheduled date of arrival of the product) (7820).

If the order product can be delivered immediately (7815), the server calculates an immediate delivery date for the ordered product (e.g., the date when the product arrives at the affiliated store when the ordered product is delivered from the warehouse to the affiliated store). (7825).

Thereafter, the server generates order approval information including the order approval code, at least one order product code, a postpaid payment amount, and a scheduled delivery date (7830), and generates the order approval information into the relay server ( 6300) (7835).

The relay server 6300 generates a predetermined order approval professional including the order approval information and transmits the predetermined order approval professional to the payment terminal device 7400 through the affiliated store payment network 6185-1 (7840).

The payment terminal device 7400 provided in the affiliated store receives an order approval message transmitted from the server through the affiliated store payment network 6385-1 (7845), and the order approval code from the payment approval message, Extract at least one order product code, a postpaid payment amount, and a scheduled delivery date, and output and / or print an output (7850); and extract the order approval code, at least one order product code, and a postpaid payment amount And, the scheduled delivery date is stored in the memory unit 7450 provided in the payment terminal device 7400 (7855).

In addition, the server transmits the order approval full text to the payment terminal device 7400, and processes the affiliated D / D by linking the generated order approval code information with the ordered product code information and postpaid payment amount information. The order history information and / or the order settlement information of the B 6376 and / or the product order information of the order management D / B 6377 are stored (7860).

In addition, the server generates a delivery processing information including the scheduled delivery date and delivery address information and order product information for the merchant (7865), and provides the delivery processing information to the delivery management server, the order within the scheduled delivery date The product is processed for delivery to the affiliated store (7870).

79 is a diagram illustrating the operation of a payment terminal device 7400 that provides a consignment payment service for consignment goods according to an embodiment of the present invention.

In more detail, FIG. 79 illustrates a preferred operation method of providing a consignment payment service for a consignment sale product according to the present invention in the payment terminal device 7400 shown in FIG. 74, and in the technical field to which the present invention pertains. Those skilled in the art may refer to and / or modify this drawing 79 to infer implementation methods for various operating methods of the payment terminal device 7400 without departing from the essential technical features of the present invention. As will be appreciated, the invention includes all such inferred implementation methods, and embodiments of the invention are in no way limited to the method of operation shown in FIG.

For example, a person having ordinary knowledge in the art to which the present invention pertains may acquire a process corresponding to the consignment sales amount in the order management server 6330 in the consignment sales settlement service process illustrated in FIG. 79. It can be easily inferred.

Referring to FIG. 79, the payment terminal device 7400 may determine whether the payment mode of the payment terminal device 7400 is a payment mode for merchant sales or a consignment payment payment mode before or after a predetermined payment procedure is performed. Check whether it is (7900).

According to an embodiment of the present invention, the payment terminal device 7400 may change (or switch) a payment mode of the payment terminal device 7400 from a payment mode for merchant sales to a payment mode for consignment sales, or in a payment mode for consignment sales. A key button for returning to the merchant selling payment mode, and / or changing (or switching) the settlement mode of the payment terminal device 7400 from the merchant selling payment mode to the consignment selling payment mode, or the consigned sales payment mode. It is preferred that the menu is made to return to the merchant payment mode for sale.

If the payment mode of the payment terminal device 7400 returns from the consignment payment mode for sale to the merchant sales payment mode, or maintains the payment mode for the merchant sales (7904), the payment terminal device 7400 is the merchant In operation 7908, the merchant payment settlement procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the affiliated store sales settlement procedure is a predetermined payment from the customer card through the card reader unit 7410 in a state in which the payment mode of the payment terminal device 7400 is the payment mode for merchant sales. It is preferable to start by reading the means information.

If the merchant sales payment procedure is started (7912), the payment terminal device 7400 reads predetermined payment means information from the customer card through the card reader unit 7710 (7916), the key input unit ( In operation 7420, payment information including payment amount and / or installment months of merchant sales is input or the payment information is received from a predetermined POS terminal (7920).

In addition, the payment terminal device 7400 extracts the affiliated store sales terminal information from the memory unit 7450 or the security application module 7475 (7924), and generates the merchant serial number for selling the merchant (7928).

According to an embodiment of the present invention, the order of reading the payment means information, inputting (or receiving) the merchant sales payment information, extracting the merchant terminal information and generating the merchant serial number for the merchant sales may be changed according to the intention of those skilled in the art. Thereby, this invention is not limited.

Thereafter, the payment means information, the merchant sales payment information, the merchant sales terminal information, and generates a merchant approval payment approval request message including the serial number for selling merchants (7932), the network communication unit of the communication processor 7230 The payment approval request for full payment approval request is transmitted through the merchant network, and the payment approval message for merchant sales corresponding to the full payment approval request request for merchant sales is received from the payment network (7936).

According to an embodiment of the present invention, a server (or device) that receives the payment approval request text for the affiliate store sale on the payment network performs a payment approval procedure corresponding to the payment approval request text for the merchant sale, and the payment approval details. Generates a predetermined payment approval authorization for sale, including a predetermined merchant, and transmits it to the payment terminal device 7400 through the payment network.

If a predetermined payment approval text corresponding to the payment approval request text for the merchant sales is received through the payment network (7940), the payment terminal device 7400 is a payment approval history included in the received payment approval text for the merchant. The readout is output to the screen output device and / or the print output device provided in the payment terminal device 7400 (7944).

On the other hand, if the payment mode of the payment terminal device 7400 returns from the merchant sales payment mode to the consignment payment mode or maintains the consignment payment mode (7904), the payment terminal device 7400 is the merchant store. In operation 7948, a consignment sales settlement procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the consignment sales settlement procedure may include a predetermined payment from a customer card through the card reader unit 7410 while the settlement mode of the settlement terminal device 7400 is in the consignment sales settlement mode. It is preferable to start by reading the means information.

If the consignment sales settlement procedure is started (7952), the payment terminal device 7400 reads predetermined payment means information from the customer card through the card reader unit 7710 (7956), and inputs a predetermined key The device (or bar code reader (not shown) or RFID reader (not shown)) checks whether a consignment product code is input (7960).

If the consignment product code input for the consignment product is confirmed (7964), the payment terminal device 7400 extracts consignment product information corresponding to the consignment product code from the memory unit 7450 and the payment terminal device. The display device 7680 outputs a screen to the screen 779, reads a payment amount of the consigned product from the consigned product information, or receives a predetermined installment month number through the key input unit 7420 to correspond to the consigned product information. The consignment sales settlement information is read (or input) (7972).

In addition, the payment terminal device 7400 extracts the consignment sales terminal information from the memory unit 7450 and / or the security application module 775 and / or the terminal program (7976), and converts the consignment sales document serial number. Create (7980)

According to another embodiment of the present invention, when the consignment terminal information is processed in association with the product manufacturer information included in the consignment product information, the payment terminal device 7400 receives the product manufacturer information included in the consignment product information. On the basis of this, the consignment sales terminal information may be extracted from the memory unit 7450 and / or the security application module 7475 and / or the terminal program, and the present invention is not limited thereto.

According to the implementation method of the present invention, the order of reading the payment means information, reading (or input) of the consignment sales payment information, extracting the terminal information for consignment sales, and generating the serial number for the consignment sales may be changed according to the intention of those skilled in the art. Thereby, this invention is not limited.

Subsequently, a full payment approval request request message including the payment means information, the consignment sales settlement information, the consignment sales terminal information, and the consignment sales slip serial number is generated (7984), and the network communication unit of the communication processing unit 7430 The payment authorization request message for the consignment sale is transmitted through the electronic device, and the payment approval message for merchant sales corresponding to the payment approval request message for consignment sale is received from the payment network (7936).

According to an embodiment of the present invention, a server (or a device) that receives the payment authorization request text for consignment sales on the payment network performs a payment approval procedure corresponding to the payment authorization request text for consignment sales and records the payment approval details. Generates a predetermined payment authorization for sale, including a predetermined, and transmits to the payment terminal device 7400 through the payment network.

If a predetermined payment approval text corresponding to the full text of the payment approval request for consignment is received through the payment network (7940), the payment terminal device 7400 includes the payment approval details included in the received payment approval text for consignment. The readout is output to the screen output device and / or the print output device provided in the payment terminal device 7400 (7944).

80 is a diagram illustrating a process of generating and transmitting a full payment approval request in a payment terminal device 7400 according to an embodiment of the present invention.

In detail, FIG. 80 illustrates a process of generating a predetermined payment approval request text for a consignment payment service for a consignment sale product according to the present invention by the payment terminal device 7400 shown in FIG. As shown in the drawings, one of ordinary skill in the art to which the present invention pertains refers to the payment terminal device 7400 without departing from the core technical features of the present invention by referring to and / or modifying the drawing 80. However, the present invention may infer an implementation method for various implementation methods for generating and transmitting a predetermined payment approval request full text for a consignment payment service according to the present invention, but the present invention includes all the inferred implementation methods. Embodiments of the invention are not limited to the operation method shown in FIG.

In the embodiment shown in Figure 80, in order to easily compare the process of generating a characteristic payment approval request full text of the present invention in the technical field to which the invention belongs, the payment terminal device (7400) and merchant payment mode for sale The payment mode for consignment sales is divided, and a process of generating and transmitting the full payment approval request message according to the present invention in the consignment payment mode is described.

However, the payment terminal device 7400 does not need to distinguish between the payment mode for the merchant sales and the payment for the consignment sale, and the consignment payment service according to the present invention is merely included in the settlement approval request code. It is possible to provide.

Referring to FIG. 80, the payment terminal device 7400 may determine whether the payment mode of the payment terminal device 7400 is a payment mode for merchant sales or a consignment sale payment mode before or after a predetermined payment procedure is performed. Check whether it is (8000).

According to an embodiment of the present invention, the payment terminal device 7400 may change (or switch) a payment mode of the payment terminal device 7400 from a payment mode for merchant sales to a payment mode for consignment sales, or in a payment mode for consignment sales. A key button for returning to the merchant selling payment mode, and / or changing (or switching) the settlement mode of the payment terminal device 7400 from the merchant selling payment mode to the consignment selling payment mode, or the consigned sales payment mode. It is preferred that the menu is made to return to the merchant payment mode for sale.

If the payment mode of the payment terminal device 7400 returns from the consignment payment mode for sale to the merchant sales payment mode, or maintains the payment mode for the merchant sale (8004), the payment terminal device 7400 is the merchant In operation 8008, it is determined whether a merchant sales payment procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the affiliated store sales settlement procedure is a predetermined payment from the customer card through the card reader unit 7410 in a state in which the payment mode of the payment terminal device 7400 is the payment mode for merchant sales. It is preferable to start by reading the means information.

If the merchant sales payment procedure is started (8012), the payment terminal device 7400 reads predetermined payment means information from the customer card through the card reader (7410) (8016), the key input unit ( In operation 7420, payment information including payment amount and / or installment months of the merchant sales is input or the payment information is received from a predetermined POS terminal (8020).

In addition, the payment terminal device 7400 extracts predetermined terminal information for the payment approval request from the memory unit 7450 (or the security application module 775 or a constant value defined in the terminal program). A predetermined document serial number for the payment approval request is generated (8024).

According to the method of the present invention, the payment means information reading, merchant sales payment information input (or receiving), terminal information extraction and the document serial number generation process may be changed according to the intention of those skilled in the art, thereby This is not limited.

Thereafter, the payment terminal device 7400 generates a payment approval request message including the payment means information, the merchant sales payment information, the terminal information, and the merchant serial number for selling the merchant (8028), and the communication processor 7230. The full text of the payment approval request is transmitted to the payment network through the network communication unit (8032).

On the other hand, if the payment mode of the payment terminal device 7400 returns from the merchant sales payment mode to the consignment payment mode or maintains the consignment payment mode (8004), the payment terminal device 7400 is the merchant store. In step 8048, a consignment sales settlement procedure corresponding to the product to be sold is started.

According to an exemplary embodiment of the present invention, the consignment sales settlement procedure may include a predetermined payment from a customer card through the card reader unit 7410 while the settlement mode of the settlement terminal device 7400 is in the consignment sales settlement mode. It is preferable to start by reading the means information.

If the consignment sales settlement procedure is started (8052), the payment terminal device 7400 reads predetermined payment means information from the customer card through the card reader unit 7410 (8056), and inputs a predetermined key In operation 8060, the entrusted product code is input through the device (or a bar code reader (not shown) or an RFID reader (not shown)).

If the consignment product code input for the consignment product is confirmed (8064), the payment terminal device 7400 extracts consignment product information corresponding to the consignment product code from the memory unit 7450 and the payment terminal device. The display device 7400 outputs a screen (8068), reads a payment amount of a consigned product from the consignment product information, or receives a predetermined installment month number through the key input unit 7420 to correspond to the consignment product information. The consignment sales settlement information is read (or input) (8072).

In addition, the payment terminal device 7400 extracts predetermined terminal information for the payment approval request from the memory unit 7450 (or the security application module 775 or a constant value defined in the terminal program). A predetermined document serial number for the payment approval request is generated (8076).

Thereafter, the payment terminal device 7400 generates a payment approval request message for selling a consignment product including the payment means information, the consignment sales payment information, the terminal information, and the slip serial number (8080), and the communication. The full text of the payment approval request for selling the consigned product is transmitted to the payment network through the network communication unit of the processor 7230 (8084).

81 is a view showing a consignment payment approval process according to an embodiment of the present invention.

In more detail, FIG. 81 illustrates a case in which the payment terminal apparatus 7400 shown in FIG. 74 generates a predetermined payment approval request message and transmits the predetermined payment approval request message to the payment network through the same process as in FIG. Or device) to receive and read the full payment approval request text to confirm whether the payment approval request text is for selling the consignment product according to the present invention, and when the received payment approval request text is for consignment product sales, A process of generating a payment processing request for approval approval for a consignment sale in which the terminal information included in the approval request text is replaced with the terminal information for consignment sale, and showing a process of processing the payment, and a person having ordinary knowledge in the technical field to which the present invention belongs, With reference to Figure 81 and / or modifications to the payment terminal within the scope not violate the essential technical features of the present invention Although it may be possible to infer an implementation method for various implementation methods for processing consignment sales payment approval based on the full payment approval request received from 7400, the present invention includes all the inferred implementation methods, and The embodiment is not limited to only the operation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may acquire a process corresponding to the consignment sale amount in the order management server 6330 in the consignment sale settlement service process shown in FIG. It can be easily inferred. In FIG. 81, the payment processing server 6380 provided on the payment network is referred to as " server " for convenience.

Referring to FIG. 81, the server provided on the payment network periodically checks whether at least one full payment approval request message is received from the payment terminal device 7400 provided at the affiliated store through the payment network 6385-1. If it is confirmed (8100), if the predetermined payment approval request message received from the payment terminal device 7400 provided in the affiliated store and transmitted to the payment network through the process of Figure 80 (8105), the server is The product code is extracted from the product code item of the payment approval request specialist (8110), and the product code extracted from the payment approval request text is read out based on a predetermined consignment product code standard. Or a consignment product code matching with the product code of the storage medium is stored using the extracted product code as a keyword. Check whether the payment approval request message received from the payment terminal device 7400 is a payment approval request for a product sold to the merchant or a payment approval request for a consignment product sale according to the present invention. (8115)

If the received payment approval request message is a payment approval request message corresponding to a product for sale to the affiliate (8120), the server through the card company (or financial company) side payment network (6385-2) through the card company (or In connection with the payment server 6300 provided at the financial institution), a payment procedure for selling a merchant product corresponding to the full payment approval request is performed (8125).

If the payment approval message for selling the merchant product is received from the payment server 6300 provided at the card company (or the financial company) by performing the payment process (8130), the server stores the merchant network on the merchant side 6638-. 1) the payment approval message is transmitted to the payment terminal device 7400 (8155), and the payment terminal device 7400 receives and reads the payment approval message provided in the payment terminal device 7400. The display outputs to the screen output device and / or the print output device (8150).

On the other hand, if the received payment approval request message is a payment approval request message for selling consignment products according to the present invention (8120), the server extracts consignment sales terminal information associated with the consignment product code from the storage medium (8135). ), After generating a predetermined commission sales payment approval request message including the information on the consignment terminal for sale (8140), the card company (or financial company) is provided to the card company (or financial company) through the card company (or financial company) payment network (6385-2) The payment server 6390 performs a payment procedure for selling a consignment product corresponding to the generated full payment approval request for the consignment sale (6345).

If, by performing the payment procedure, the payment approval message for the consignment sale for the consignment product is received from the payment server 6300 provided in the card company (or financial company) (8150), the server stores the payment network 6385 on the merchant side. -1) through the payment terminal device 7400 to the payment terminal for approval approval payment (8155), the payment terminal device 7400 receives and read the payment approval message to the payment terminal device (7400) The screen output device and / or the print output device provided in the output unit (8150).

According to the present invention, in supplying the merchandise for sale to the affiliated store for selling at least one or more products delivered by a predetermined product manufacturer through the bansa-based dealer / merchant network, through a payment terminal device provided in the affiliated store By generating a predetermined product order full text to be sent to the bansa, there is an advantage that the product sales through the bansa-based dealer / merchant network can be conveniently and quickly processed.

According to the present invention, at least one or more merchants visiting customers in the process of selling at least one or more products delivered by a predetermined product manufacturer through the Bansa-based dealer / merchant network and payment through the payment terminal device provided in the merchant, When the product is finally sold (and / or consigned) at the merchant, the product is transferred to the bansa by transmitting the product information to the bansa through the payment network connecting the merchant and the bansa through the payment network. There is an advantage to efficiently manage the inventory of the goods.

According to the present invention, at least one or more merchants visiting customers in the process of selling at least one or more products delivered by a predetermined product manufacturer through the Bansa-based dealer / merchant network and payment through the payment terminal device provided in the merchant, When the final sale (and / or consignment sale) at the merchant pays the goods with a predetermined credit card, check card or debit card, the product information is included in the payment approval request message through a payment network connecting the merchant and bansa. By transmitting to the bansa, there is an advantage to efficiently perform inventory management for the sale of goods.

According to the present invention, at least one or more products delivered by a predetermined product manufacturer is sold through the Bansa-based dealer / merchant network and payment processing through a payment terminal device provided in the affiliated store, the final sale in the merchant In ordering goods and / or payment of an order, by accumulating points corresponding to the order payment amount to the affiliated store, there is an advantage of inspiring loyalty and / or a willingness to sell the product.

According to the present invention, at least one or more products delivered from a predetermined manufacturer of goods sold through the Bansa-based dealer / merchant network and payment processing through the payment terminal device provided in the affiliated store, consignment sold by the merchant By accumulating points corresponding to the selling amount to the affiliated stores, there is an advantage of inspiring loyalty and / or merchandise sales to the affiliated stores.

Claims (14)

When generating a payment approval request text or a cash receipt processing text upon purchase of a merchandise sold by an affiliated store, a predetermined identifier for identifying the full text of the merchandise sold on the billing approval request text or a cash receipt processing text is included in a certain area. Merchant payment terminal for transmitting to the bansa server; And After receiving the full text through a predetermined text receiving means, and reading the identifier included in the full text through a predetermined text reading means, if it is confirmed that the specialty for the agency sales goods, the merchant terminal through the predetermined text confirming means Check whether the unique number has been converted to the terminal unique number assigned to the manufacturer who manufactures the merchandise sold on behalf of the agent or bansa or the agent managed by bansa, and, if confirmed, the predetermined professional processing means corresponding to the full text The manufacturer or bansa that transmits the card company (or financial institution) to the server to perform the authorization request processing, and if the result of the verification is not converted, the merchant terminal unique terminal number included in the full text in the specialized processing means for the merchandise sold for the agency. Or after converting to the terminal unique number assigned to the agent managed by bansa, the converted full text Per card company (or financial institution) to baensa and transmits it to the server performs the authorization request processing server; product sales agent system at the merchant with the value-added network comprising the. When generating a payment approval request text or a cash receipt processing text upon purchase of a merchandise sold by an affiliated store, a predetermined identifier for identifying the full text of the merchandise sold on the billing approval request text or a cash receipt processing text is included in a certain area. Merchant payment terminal for transmitting to the bansa server; And After receiving the full text through a predetermined text receiving means, and reading the identifier included in the full text through a predetermined text reading means, and when it is confirmed that the full text for the agency sales goods, the full text through the predetermined text processing means To the server of the corresponding card company (or financial institution) to perform the authorization request processing, and through the specialized reading means, the merchant information and the product sales history (sale product information and payment amount information, etc.) included in the full text. And a bansa server which checks the information and associates the confirmed merchant information and the product sales history information included in the full text through a predetermined information storing means and stores the information in a predetermined storage medium. Product agency sales system in merchants using value-added communication network. The method of claim 1, wherein the bansa server, Information storage means for confirming the merchant information transmitted the full text, and linking the identified merchant information and the product sales history (sales product information, payment amount information, etc.) information contained in the full text and stored in a predetermined storage medium Product agency sales system in the merchant using a value-added communication network comprising a. According to claim 2 or 3, The bansa server, And an information extraction / generation means for extracting and / or generating product sales record information and / or product inventory information at the affiliate store in association with the storage medium (or storage medium operating means). Product agency sales system in merchants using a communication network. The method of claim 2, wherein the bansa server, Through a predetermined professional confirmation means to check whether the merchant terminal unique number has been converted to the terminal unique number assigned to the manufacturer that manufactures the merchandise sold on behalf of the manufacturer or bansa or bansa managed by the company, and, if confirmed, The specialized processing means transmits the full text to the corresponding card company (or financial institution) server to perform the authorization request processing, and if it is not confirmed, the specialized processing means sells the affiliated terminal unique terminal number included in the full text in the specialized processing means. After converting to the terminal unique number assigned to the manufacturer manufacturing the goods or the agent managed by bansa or bansa, and transmits the converted message to the corresponding card company (or financial institution) server, characterized in that the processing of the approval request Product agency sales system in a merchant using a value-added communication network. The bansa server of claim 1 or 2, When the affiliated store information that transmits the full text and the product sales history (sold product information and payment amount information) included in the full text are confirmed through the full text verification means, a predetermined point is generated in response to the sale of the product. And a merchant point management means for adding the generated points to a point card previously provided to the affiliated store. The bansa server of claim 1 or 2, And a fee processing means for calculating product sales fee information provided in response to the sale of the product to the affiliated store and / or the agent managing the affiliated store, and processing the calculated fee with the affiliated store and / or the distributor. Product agency sales system in a merchant using a value-added communication network, characterized in that made. delete delete delete delete delete delete delete

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