KR20090064267A - Juridical credit card management system for performing an automatic calculation of tax refund, terminal unit and method thereof - Google Patents

Abstract

An enterprise card management system which automatically produces an additional tax cash back history in order to reduce the task of the passive work of a commercial enterprise person and a terminal device and an operation method thereof are provided to store cash back information about the enterprise card transaction detail. An application management unit(320) transmits a dedicated application to a charge terminal. The dedicated application processes cash back information by receiving return information about company card transaction details. A refund processing unit classifies the excise type about the enterprise card transaction detail delivered from the card transactions record management unit. The cash back processing unit generates cash back information by using the information of the transactions member store. A transmit unit(380) transmits the cash back information generated in the cash back processing unit automatically to the enterprise person.

Description

Corporate credit card management system for performing an automatic calculation of tax refund, terminal unit and method

The present invention relates to a corporate card management system for automatically calculating VAT refund history, a terminal device, and a method of operating the same. More specifically, the present invention relates to a corporate card management system, a terminal device, and a method of operating a corporate card management system equipped with a VAT refund function for use of a corporate card.

It is possible to get a certain amount of tax back on the goods purchased using the corporate card.

In general, when a corporate card is used at a credit card merchant, a sales slip for it is issued to the corporate card user. The corporate card user submits the sales slip to the corporate accounting team. Then, the accounting team checks the supply value and the tax amount printed on the sales slip and processes the expenses. The tax portion is used as information to receive a VAT refund from the IRS.

However, since this method is based on the supply value and the tax amount indicated in the sales slip, the tax amount (VAT) portion may be displayed differently from the taxation / non-taxation information of the credit card merchant. For example, if a credit card terminal installed in a catering establishment that is classified as a general taxable business operator does not have a function of automatically displaying VAT, VAT is not displayed in the sales slip. In this case, the supply value and the total amount are expressed in the same amount, and the VAT is expressed as '0'.

In this way, sales slips marked with VAT are not eligible for VAT refund. Therefore, in this case, a certificate of general taxation from the credit card merchant must be separately received and the VAT refund should be reflected in the expenses of the corporate card or personal credit card.

In this way, companies need to confirm whether the credit card merchants that are subject to credit card transactions are general taxable businesses, and have to receive confirmation from the merchants that are the direct transactions for tax purposes.

In addition, it is necessary to check the type of business of the merchant to distinguish the case that is not subject to the VAT refund of the credit card, the sales slip is not listed in the business name is difficult to check every day.

In addition, in the related art, there is a lack of service related to VAT refund, which is insufficient to obtain VAT refund information, resulting in inconvenience in reporting refund details and development of software-oriented business. In order to obtain the information for the VAT refund process, the person in charge should rely on the accountant's expertise or search for it by searching.

In addition, there is no system for automatically calculating the VAT refund history by accurately counting the usage history of the entire corporate credit card used by corporations and general businesses that can receive VAT refund.

Therefore, despite the fact that 17% of the 10 billion credit card can be refunded, many companies are refunding their rights as consumers' rights due to the inconvenience of processing the separate purchase tax and the inadequate knowledge of the VAT refund business. I do not receive much.

Currently, there is an urgent need in the art for the need for an automated device that can provide convenience in the processing of VAT refund for use of corporate cards.

The technical problem to be achieved by the present invention is the corporate card management to automatically calculate the VAT refund history to reduce the work of the manual work of the person in charge of the company by automatically resolving the refund information to the data of the company card transaction history used by the company It is to provide a system, a terminal device, and an operation method thereof.

Another technical problem to be achieved by the present invention is to provide a corporate card management system, a terminal device, and an operation method for incorporating VAT refund information generation, reception, provision of VAT refund information, and reporting to the IRS into a network.

Corporate card management system according to the characteristics of the present invention in order to achieve the problems described above,

An enterprise card management system connected to a plurality of user terminals through a network, the enterprise card management system comprising: an application manager configured to receive a refund information on a company card transaction history used by an enterprise and provide a dedicated application for processing a VAT refund report; A refund processing unit for classifying the taxation type of the corporate card transaction details, and determining whether a reportable transaction is made using information of a transaction affiliate and generating the refund information; And a transmission unit for automatically transmitting the refund information to a user terminal of a company receiving the dedicated application through a dedicated line network or an internet network.

Terminal device according to a feature of the invention,

A terminal device connected to a system for managing a corporate card through a network, the terminal comprising: a receiving unit for automatically receiving refund information on a transaction history of a corporate card used by a company from a system for managing the corporate card through a dedicated line network or an internet network; ; A file processor which processes and stores the refund information received by the receiver; And an application control unit for executing the VAT refund process using the refund information by driving a dedicated application for the VAT refund report on the transaction details of the corporate card.

Corporate card operating method according to a feature of the present invention,

Claims [1] A method of operating a corporate card in which a corporate card management system is connected to a plurality of user terminals through a network, the method comprising: transmitting a dedicated application for reporting a tax refund of the corporate card to the user terminal; Classifying a taxation type for the corporate card transaction details, and determining whether or not a reportable transaction is made using information of a transaction merchant to generate the refund information; And automatically transmitting the generated refund information to a user terminal of an enterprise that has transmitted the dedicated application through a dedicated line network or an internet network.

Corporate card operating method according to another feature of the present invention,

A method of operating a corporate card by a user terminal connected to a corporate card management system through a network, the method comprising: receiving and storing a dedicated application for reporting a VAT refund on a transaction history of a corporate card; Automatically receiving refund information on the corporate card transaction history from the corporate card management system through a dedicated line network or an internet network; And driving the dedicated application to generate a file for processing the VAT refund signal to the IRS using the received refund information.

According to the present invention, small businesses can make their own declaration for VAT refund on the use of the corporate card using a dedicated application transmitted to the user terminal of the enterprise.

In addition, it can automatically solve the receipt of refund information on the transaction history, reducing the manual work of the corporate personnel.

In addition, by establishing a system that collectively manages the refund information on the corporate card transaction history in the corporate card using company, it is easy to aggregate the total, there is no hassle of expense execution and arrangement even if the number of card use increases.

In addition, by providing integrated VAT refund process information, receiving corporate card refund information, inquiry, and report processing through the network, it is possible to actively induce the use of the corporate card.

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art may easily implement the present invention. As those skilled in the art would realize, the described embodiments may be modified in various different ways, all without departing from the spirit or scope of the present invention. In the drawings, parts irrelevant to the description are omitted in order to clearly describe the present invention, and like reference numerals designate like parts throughout the specification.

Throughout the specification, when a part is said to "include" a certain component, it means that it can further include other components, without excluding other components unless specifically stated otherwise. In addition, terms such as “… unit”, “… module” described in the specification mean a unit that processes at least one function or operation, which may be implemented by hardware or software or a combination of hardware and software.

Now, with reference to the drawings will be described in detail with respect to the enterprise card management system, the terminal device and the operation method for automatically calculating the VAT refund history according to an embodiment of the present invention.

1 is a conceptual diagram of a corporate card management system, a terminal device, and an operation method for automatically calculating VAT refund details according to an exemplary embodiment of the present invention.

As shown in FIG. 1, the concept of the corporate card for automatically calculating the VAT refund history automatically transmits the refund object transaction history file to the person in charge of the company receiving the dedicated application. At this time, the transmission is automatically transmitted through a dedicated line network or an internet network separately constructed with a person in charge of the company.

In other words, the corporate card management system receives the corporate card transaction details from the merchant terminal due to the use of the corporate card. Then, the IRS is inquired to determine whether the refund of the VAT on the received transaction details.

In the case of a VAT refund, the transaction details file of the refund is automatically transmitted to the user terminal of the company. In this case, the corporate card management system transmits a dedicated application for reporting a VAT refund to a corporate representative terminal in advance.

The accountant of the enterprise may execute a dedicated application and perform an electronic report to the IRS using the refundable transaction history file.

As such, a dedicated application for reporting a VAT refund is provided to the corporate card user so that the corporate card user can receive information regarding whether the corporate card is used for refund in real time through the network. Therefore, by supporting the corporate card VAT refund processing business reasonably and efficiently, there is an effect that can actively induce the use of the corporate card.

2 is a network configuration diagram for managing a corporate card for automatically calculating the VAT refund history according to an embodiment of the present invention.

As shown in FIG. 2, the network includes an affiliated store terminal 100, a dedicated network 200, a corporate card management system 300, an IRS server 400, a network 500, and a corporate representative terminal 600.

The affiliated store terminal 100 is a terminal provided in an affiliated store that can use a corporate card. When the user uses the corporate card, the affiliated store terminal 100 transmits the transaction details to the corporate card management system 300 through the private network 200.

The dedicated network 200 provides a computer relay infrastructure between the affiliated store terminal 100 and the corporate card management system 300. Dedicated network 200 may be referred to as a value added network (VAN), and the main service target provides financial services through computer relay between card companies, banks, and merchants. It mainly provides payment relay services such as credit cards, point cards, bank transfers, and electronic money, and some also provide ASP services through customer infrastructure.

The corporate card management system 300 performs all management related to the corporate card including the payment, refund function, and refund information transmission function of the corporate card which automatically calculates VAT refund history.

The IRS server 400 records the tax type for each registered operator, and updates the tax type according to the process of new registration and termination of the operator.

The network 500 provides a relay infrastructure for transferring information between the corporate card management system 300, the IRS server 400, and the corporate representative terminal 600. The network 500 may include a dedicated line network or an internet network.

The corporate representative terminal 600 is a representative terminal of a company using a corporate card for automatically calculating VAT refund history. The corporate representative terminal 600 drives a dedicated application for the VAT refund signal to perform a VAT refund report using the refund object transaction history file automatically received from the corporate card management system 300.

3 is a block diagram showing the configuration of a corporate card management system according to a first embodiment of the present invention.

As shown in FIG. 3, the corporate card management system 300 includes an application manager 320, a card transaction history manager 340, a refund processor 360, and a transmitter 380.

In this case, each configuration of the application management unit 320, card transaction history management unit 340, refund processing unit 360 and the transmission unit 380 may be implemented in each configuration of the 'server' which is the concept of distinguishing the physical device. .

The application manager 320 receives the refund information on the company card transaction history used by the company and transmits a dedicated application for processing the VAT refund report to the company representative terminal 600.

If the card transaction history management unit 340 is requested to use the corporate card from the affiliated store terminal 100, the transaction is processed to receive and manage the transaction details.

The refund processing unit 360 classifies the taxation type of the corporate card transaction history received from the card transaction history management unit 340, and determines whether or not a reportable transaction is made using the information of the transaction merchant to generate refund information. In this case, taxation type classification and reportable transaction determination may be made by querying the National Tax Service server 400.

The refund processing unit 360 may generate refund information including transaction details for each card number in response to the user registration number of the corporate card user (ie, the company).

The transmitter 380 automatically transmits the refund information generated by the refund processor 360 to the company representative terminal 600 which has transmitted the dedicated application.

4 is a block diagram showing the configuration of a corporate card management system according to a second embodiment of the present invention.

As shown in FIG. 4, the application manager 320 includes a connection module 322, a web module 324, and a transmission module 326.

The access module 322 connects to the corporate representative terminal 600 through the Internet network or a dedicated circuit network.

The web module 324 provides the corporate representative terminal 600 through the web page with information about the corporate card including the introduction of the corporate card, introduction of the VAT refund procedure, and download of the card application including the VAT refund function. That is, the web module 324 may provide a dedicated internet site for the corporate card for automatically calculating the VAT refund history.

The transmission module 326 transmits a dedicated application to the company representative terminal 600 and performs version upgrade and management of the dedicated application.

Here, the dedicated application interworks with an e-mail program pre-installed in the corporate representative terminal 600 or interoperates with an e-mail server built in the enterprise.

The e-mail program may be an e-mail program already installed in the corporate representative terminal 600 such as Microsoft's Outlook or Outlook Express. Thus, it is applied to an already installed e-mail program to provide versatility.

Through the configuration of the application management unit 320, it is possible to provide the integrated VAT refund process information, corporate card refund information received, inquiry, report processing integrated through the network.

The refund processing unit 360 includes a classification module 362, a determination module 364, and a generation module 366.

The classification module 362 may inquire to the IRS server and automatically classify the tax type of the merchant based on the transaction details of the use of the corporate card. In other words, taxation types are classified as general, simplified, tax-exempt, closed, closed or other businesses.

The determination module 364 checks the type of business of the trading affiliate store based on the transaction details of the use of the corporate card by querying the IRS server and determines whether there is a reportable transaction according to the business type code. In other words, it is determined whether the type of business is included in the matters stipulated in the VAT law, or whether it is a non-reported business such as belonging to hospitality welfare benefits according to the company's accounting policy.

The generation module 366 may include supplier taxation type information, reportable transaction status information, business type information, business information without notification, and corporate card transaction history (purchase information) of the merchant affiliated with the processing of the classification module 362 and the determination module 364. Create refund information, including).

The transmission unit 380 includes a file generation module 382, an encryption module 384, and an automatic transmission module 388.

The file generation module 382 generates the refund information generated by the refund processing unit 360 as a file that can be recognized by a dedicated application.

The encryption module 384 encrypts the refund information file generated by the file generation module 382 in a format that the dedicated application can decrypt. You can choose between DES (Data Encryption Standard) or Softforum products.

The email generation module 386 generates an email including a refund information file that can be recognized by a dedicated application encrypted by the encryption module 384.

The automatic transmission module 388 automatically sends the email generated by the email generation module 386 to the corporate representative terminal 600 in a preset period. Here, the predetermined period may be the next day when the corporate card is used.

In this case, the dedicated application may be in the form of a module (or function) added to the corporate card application that is previously installed in the corporate representative terminal 600.

The automatic transmission module 388 may add the email address field, the purchase specialty industry code field, and the affiliate code field to the transmission format of the corporate card application to transmit the refund information in the form of an email.

As such, since the refund information on the transaction details of the corporate card is automatically received through the configuration of the automatic transmission module 388, a person in charge of the corresponding company does not need to request the refund information of the corporate card transaction history, and thus a large amount of transaction details. Refund information processing is easy.

5 is a block diagram showing the configuration of an enterprise representative terminal according to a first embodiment of the present invention.

As shown in FIG. 5, the corporate representative terminal (or terminal device) 600 includes a receiving unit 612, a file processing unit 660, a refund information DB 670, an application control unit 680, and a storage unit 690. do.

The receiving unit 612 automatically receives the refund information on the transaction details of the corporate card used by the enterprise from the corporate card management system through a dedicated circuit network or the Internet network.

The file processor 660 processes the refund information received by the receiver and stores the refund information in the refund information DB 670.

The application control unit 680 controls a series of processing operations for performing the VAT refund process by using the refund information stored in the refund information DB 670 by driving a dedicated application for reporting VAT refund on the transaction details of the corporate card.

The storage unit 690 stores a dedicated application.

6 is a block diagram showing the configuration of a company representative terminal according to a second embodiment of the present invention.

As shown in FIG. 6, the corporate representative terminal (or terminal device) 600 includes an enterprise email server 610, an email program 620, an email interworking DB 630, an email interworking unit 640, and a scheduler 650. , File processing unit 660, refund information DB 670, application control unit 680, and storage unit 690.

The corporate email server 610 is a server that is configured for each company that uses a corporate card to process emails received through a network.

The e-mail program 620 may be an e-mail program built in the terminal device 600. For example, it may be an Outlook program or Outlook Express.

The email interworking DB 630 stores information for receiving an email including refund information on the transaction details of the corporate card for automatically calculating the VAT refund history.

The e-mail interworking unit 640 refers to the information stored in the e-mail interworking DB 630, and interoperates with the corporate e-mail server 610 or the e-mail program 620 to receive an e-mail containing the refund information from the corporate card management system 300. Receive automatically. Here, although both the corporate email server 610 or the email program 620 are illustrated in the drawing, only one of them may be included.

The scheduler 650 receives scheduling information according to an input of a user (or corporate card manager) and is activated according to the scheduling information.

At this time, the email interworking unit 640 checks the email received through the email server 610 or the pre-installed email program 620 according to the preset scheduling information stored in the scheduler 650 and includes the refund information in the received email. Check for presence.

The file processor 660 extracts the refund information from the email received through the email linker 640 and stores the refund information in the refund information DB 670.

In this case, the file processor 660 may perform an operation according to the check result of the e-mail interworking unit 640 according to the scheduling information.

The application control unit 680 receives and stores a dedicated application for reporting VAT refund on the transaction details of the corporate card in the storage unit 690. In addition, the VAT refund process is performed by using the refund information extracted by the file processor 660 by driving the dedicated application.

7 is a block diagram showing a detailed configuration of a corporate representative terminal according to a second embodiment of the present invention.

As shown in FIG. 7, the file processor 660 includes a decryption module 662 and an extraction module 664.

The decryption module 662 decrypts the e-mail when the e-mail interworking unit 640 confirms that the received e-mail is generated in a file format recognizable by a dedicated application and includes encrypted refund information.

Extraction module 664, the supplier tax type information, business type information, business information of the exclusion type, reportable transaction information and refund information including the corporate card transaction history of the corporate card transaction merchant from the decrypted by the decryption module 662 Extract and store in the refund information DB 670.

The application control unit 680 includes a control module 682, a user interface module 684, and a generation module 686.

The control module 682 is connected to the system for managing the corporate card to control the transfer, version upgrade and operation of the dedicated application.

The user interface module 684 is based on the refund information extracted from the e-mail under the control of the control module 682, corporate card usage history inquiry, job function, report target box function, exclude target box function, scheduled missing addition function, VAT refund report Outputs a user screen for VAT refund processing including an inquiry function and receives information.

The generation module 686 corresponds to the information input by the user interface module 684 under the control of the control module 682 and uses the refund information extracted by the file processing unit 660 to collect tax refunds on the corporate card transaction details. Create a report file. In this case, the IRS report file may be in an Excel file format. In addition, the file format may be compatible with the pre-installed accounting program.

8 is a detailed conceptual diagram of an enterprise card for automatically calculating VAT refund history according to an embodiment of the present invention, and shows one application example actually implemented.

In this case, the card-based host of FIG. 8 is the card transaction history management unit 340 of FIG. 3, the corporate card server is the refund processing unit 360 of FIG. 3, and the VAT refund management web server is the application manager 320 of FIG. 3, an email server. Is a configuration corresponding to the transmitter 380 of FIG. 3.

As shown in Fig. 8, the corporate member applies for a corporate card for automatically calculating the VAT refund history through the branch terminal (1).

The branch terminal uploads the information of the company that issued the corporate card to the card ledger of the card host (②).

The card-based host generates the email information of the newly added company through the information of the company uploaded to the card ledger (③) and sends it to the corporate card server (④) and stores it in the company email DB.

Transaction details (purchase) according to the use of the corporate card is transmitted from the merchant terminal through the VAN company (⑤) to the authorization system of the card system host (⑥).

The approval system uploads the transaction details according to the approval process with the merchant terminal to the transaction ledger (⑦).

The card-based host generates a corporate card transaction history file based on the information stored in the transaction ledger (⑧) and sends it to the corporate card server (⑨). At this time, the transaction history file generates data only for the case approved for the dedicated application transmitted to the corporate representative PC. The transaction history file may include a card transaction history including a date and time of use, an amount of use, an affiliate store name, an affiliate store business, an affiliate store address, and an affiliate store business number.

The VAT refund manager of the corporate card server classifies the tax type, general taxpayer, simple taxpayer, holiday / closed business, non-profit organization by the merchant business number from the transaction history data type by referring to the industry classification code type DB. Inquiry of tax type and holiday / close date by merchant number of transmission transaction details. This is because only merchants have a tax refund. In addition, by checking the use of the general taxation merchants by type of industry to determine whether the transaction can be declared to classify the industry to exclude.

The VAT refund manager generates a transaction history file containing the refund information. In this case, the transaction history file may be generated by distinguishing a general taxable reporter file or an impossible usage statement file.

The VAT refund manager encrypts the transaction history file every time it is created and attaches it to the email to refer to the company's email DB and automatically sends it to the person in charge of the company where the dedicated application is sent. Dedicated application is a program for managing a transaction history file, a program that performs card usage history management, inquiry, output and IRS report file generation functions.

The email server transmits the encrypted email received in association with the corporate card server to the corporate representative PC (담당자). Here, the email may be composed of a VAT reporting program (dedicated application) downlink and a transaction history file.

The Outlook interworking module can rescue the VAT report DB by decrypting and extracting the transaction history file included in the received email. In this case, the e-mail program is an example of an Outlook program (⑬).

Here, it is possible to connect to the VAT refund management web server by clicking the VAT report program (dedicated application) downlink (⑭).

The VAT report program (dedicated application) is managed by the VAT refund management web server (iii).

).The person in charge of the company can be provided with various services related to the VAT refund report by accessing the VAT refund management web server (

).

).The person in charge of the company can electronically report the refund information stored in the VAT report DB in the form of the IRS report file (

).

9 and 10 are user interface screen configurations for corporate card management to automatically calculate the VAT refund history according to an embodiment of the present invention.

The VAT report program (dedicated application) can perform functions such as a work box, a report target storage box, a excluded object storage box, scheduled missing portion addition, report inquiry, IRS report file generation, and report output / Excel file transmission.

As shown in FIG. 9, the report target storage box 700 is a screen for confirming a transaction history selected as a report target, and is a user interface screen for generating a report confirmation data by performing a confirmation process.

The report target locker 700 may provide information 701 regarding the scheduled missing addition. The reportable storage box 700 may provide information 703 about the reportable total amount inquiry, the total amount, the report quarter amount, and the planned missing amount. The report target storage box may include a move to an exclusion target that shows information about a report exclusion target, a file registration exclusion processing, a screen move, a finalization processing for the entire data, and a partial amount exclusion function item 705.

As shown in FIG. 10, the report output screen is a screen for generating inquiry / output / Excel file transmission and IRS report file of transaction details determined as a report target.

The report output box 800 provides report comprehensive information, company information, and total information 801. In addition, it provides a detailed report transaction details, transaction date / supply value / VAT information 803 for each case. It also includes an item 805 for outputting the report in print and transmitting the IRS format to enable electronic filing.

The above-described user interface screen is not limited to the above as an embodiment disclosed for the purpose of understanding, and various other embodiments are obvious.

Based on the above description, the method of operating the corporate card for automatically calculating the VAT refund history will be described.

11 is a flowchart illustrating a corporate card operating method for automatically calculating VAT refund history according to the first embodiment of the present invention.

As shown in FIG. 11, the corporate representative terminal accesses the corporate card management system and transmits and stores a dedicated application for reporting VAT refund (S101) (S103).

The corporate card management system performs a corporate card use approval request / response processing of the affiliated store terminal (S105) and generates a card transaction history (S107).

The corporate card management system inquires the taxation type to the IRS server (S109) and performs taxation type classification (S111) and reportable transaction determination (S113) on the card transaction details generated in step S107.

The corporate card management system generates a VAT refund history file based on the information according to the steps S109, S111, and S113 (S115) and encrypts it (S117).

The corporate card management system automatically transmits the VAT refund history file passed through the steps S115 and S117 to the corporate representative terminal through the dedicated circuit or the Internet (S119). Here, the automatic transmission refers to a form in which the corporate card management system unilaterally transmits without a request of the corporate representative terminal.

The corporate representative terminal receives the tax refund information from the corporate card management system (S121) and drives a dedicated application (S123).

The company manager terminal decrypts the received VAT refund history file (S121) (S125). In addition, the VAT refund report file may be generated based on the decrypted VAT refund history file (S127), and an electronic report may be performed to the IRS server (S129).

12 is a flowchart illustrating a method of operating an enterprise card for automatically calculating VAT refund history according to a second embodiment of the present invention.

As shown in FIG. 12, since steps S201 to S217 have already been described with reference to FIG. 11, a description thereof will be omitted.

The corporate card management system generates an email including the tax refund details file generated (S215) and encrypted (S217) (S219) and automatically transmits the email to the corporate representative terminal (S221).

The company representative terminal drives the dedicated application (S225), decrypts the received email (S223) (S227), extracts the VAT refund history file (S229), and generates a VAT refund report file (S231). The generated VAT refund file can be used to electronically report to the IRS server (S233).

13 is a detailed processing flowchart of the corporate card operating method for automatically calculating the VAT refund history according to the second embodiment of the present invention.

As shown in FIG. 13, the person in charge of the enterprise checks the received e-mail by activating preset scheduling information (S301).

It is determined whether the VAT refund history file is included in the received e-mail (S305).

If it is not determined, the flow returns to step S301.

As a result, if included, the received e-mail is decrypted (S307) to extract the VAT refund history (S309).

A dedicated application is driven to provide a user interface screen (S311) and a VAT refund report file is generated based on the extracted VAT refund history corresponding to the input information (S313).

Although the embodiments of the present invention have been described in detail above, the scope of the present invention is not limited thereto, and various modifications and improvements of those skilled in the art using the basic concepts of the present invention defined in the following claims are also provided. It belongs to the scope of rights.

1 is a conceptual diagram of a corporate card management system, a terminal device, and an operation method for automatically calculating VAT refund details according to an exemplary embodiment of the present invention.

2 is a network configuration diagram for managing a corporate card for automatically calculating the VAT refund history according to an embodiment of the present invention.

3 is a block diagram showing the configuration of a corporate card management system according to a first embodiment of the present invention.

4 is a block diagram showing the configuration of a corporate card management system according to a second embodiment of the present invention.

5 is a block diagram showing the configuration of an enterprise representative terminal according to a first embodiment of the present invention.

6 is a block diagram showing the configuration of a company representative terminal according to a second embodiment of the present invention.

7 is a block diagram showing a detailed configuration of a corporate representative terminal according to a second embodiment of the present invention.

8 is an embodiment of the corporate card for automatically calculating the VAT refund history according to an embodiment of the present invention.

9 and 10 are user interface screen configurations for corporate card management to automatically calculate the VAT refund history according to an embodiment of the present invention.

11 is a flowchart illustrating a method of operating a business card for automatically calculating VAT refund history according to the first embodiment of the present invention.

12 is a flowchart illustrating a method of operating an enterprise card for automatically calculating VAT refund history according to a second embodiment of the present invention.

13 is a detailed processing flowchart of the corporate card operating method for automatically calculating the VAT refund history according to the second embodiment of the present invention.

Claims (22)

In the enterprise card management system connected to a plurality of user terminals through a network, An application manager for providing a dedicated application for receiving a refund information on a corporate card transaction history used by a company and processing a VAT refund report; A refund processing unit for classifying the taxation type of the corporate card transaction details, and determining whether a reportable transaction is made using information of a transaction affiliate and generating the refund information; And Transmission unit for automatically transmitting the refund information to the user terminal of the company receiving the dedicated application through a dedicated line network or the Internet network Corporate card management system comprising a. The method of claim 1, The transmission unit, A file generation module for generating refund information generated by the refund processing unit into a file recognizable by the dedicated application; An email generation module for generating an email including a refund information file generated by the file generation module; And Automatic transmission module for automatically transmitting the email containing the refund information file to the user terminal for a predetermined period Corporate card management system comprising a. The method of claim 2, The transmission unit, Encryption module for encrypting the refund information file generated by the file generation module in a format that can be decrypted by the dedicated application Corporate card management system further comprising. The method of claim 3, The application manager, And a corporate card management system for transmitting a dedicated application linked to an e-mail program pre-installed in the user terminal of the enterprise or an e-mail server built in the company to the user terminal of the company. The method of claim 4, wherein The application management unit A connection module connected to the user terminal of the enterprise through a dedicated line or the Internet; A web module providing information on the corporate card including a VAT refund function including an introduction of the corporate card, an introduction of a VAT refund procedure, and a card application downloader; And A transmission module for transmitting the dedicated application and performing version upgrade and management of the dedicated application Corporate card management system comprising a. The method according to any one of claims 1 to 5, The refund processing unit, A classification module for automatically classifying taxable types of merchants based on transactions based on the use of corporate cards by querying the IRS server; A determination module for querying the IRS server to check the type of business of the trading affiliate based on the transaction details and to determine whether or not there is a transaction that can be reported according to the business type code; And Generating module for generating refund information including supplier taxation type information, reportable transaction status information, business type information, business type information not included in the report and the company card transaction details of the transaction affiliated stores according to the classification module and the determination module Corporate card management system comprising a. In a terminal device connected to a system for managing a corporate card through a network, Receiving unit for automatically receiving the refund information for the transaction history of the corporate card used by the enterprise from the system for managing the corporate card through a dedicated line network or the Internet network; A file processor which processes and stores the refund information received by the receiver; And Application control unit for executing the VAT refund process using the refund information by running a dedicated application for reporting the VAT refund for the transaction details of the corporate card Terminal device comprising a. The method of claim 7, wherein The receiving unit, An email interworking unit which automatically receives an e-mail including the refund information from a system for managing the corporate card in a predetermined period in association with an e-mail receiving server or an e-mail program installed in advance; And Email linkage DB for storing the email containing the refund information received by the email linkage unit Terminal device comprising a. The method of claim 8, The receiving unit, A scheduler that receives the scheduling information according to the input of the corporate card manager and is activated according to the scheduling information. Terminal device further comprising. The method of claim 9, The email linking unit, And a terminal device for checking whether the refund information is included in the received e-mail by checking an e-mail received through the e-mail server or a pre-installed e-mail program according to preset scheduling information stored in the scheduler. The method according to any one of claims 7 to 10, The file processing unit, A decryption module for decrypting the refund information generated and encrypted in a file format recognizable by the dedicated application; And Refund details from the decoded refund information, wherein the refund details include supplier taxation type information, business type information, business type information, non-reporting type information, reportable transaction information and corporate card transaction details of the corporate card transaction affiliate store; Extraction module Terminal device comprising a. The method of claim 11, The application control unit, A control module connected to a system for managing the corporate card to control transmission, version upgrade and operation of the dedicated application; Based on the refund information, corporate card use history inquiry, work function, report target storage function, exclude target storage function, scheduled missed additional function, VAT refund report including the function to view the VAT refund process and output the information to receive information A user interface module; And A generation module corresponding to the information input by the user interface module and generating a report file for the IRS for VAT refund on the corporate card transaction details by using the refund information extracted by the file processor; Terminal device comprising a. In the corporate card management system connected to a plurality of user terminals via a network to operate the corporate card, Transmitting a dedicated application for reporting VAT refund of the corporate card to the user terminal; Classifying the taxation type for the corporate card transaction details, and determining whether or not a reportable transaction is made using information of a transaction merchant to generate refund information; And Automatically transmitting the generated refund information to a user terminal of a company that has transmitted the dedicated application through a dedicated line network or an internet network; Corporate card operating method comprising a. The method of claim 13, The automatic transmission step, Generating the refund information into a file recognizable by the dedicated application; Generating an email including the refund information generated as a file recognizable by the dedicated application; And Automatically transmitting the email to a user terminal of the enterprise in a predetermined period Corporate card operating method comprising a. The method of claim 14, Generating the email, The corporate card operating method for generating an e-mail containing the refund information encrypted in a decryptable format the dedicated application. The method according to any one of claims 13 to 15, Generating the refund information, Querying the IRS server and automatically classifying the taxation type of the merchant based on the transaction details of the use of the corporate card received from the merchant; Checking the type of business of the affiliated merchant based on the transaction details by querying the IRS server and determining whether there is a reportable transaction according to an industry code; And Refund information using the taxation type classification information and the discrimination information of whether or not the reportable transaction-where the refund information is the supplier taxation type information, business type information, non-reporting business type information, reportable transaction information and the company of the trading merchant Creating a card transaction history Corporate card operating method comprising a. The method of claim 13, Connected to the user terminal of the enterprise through a dedicated line or the Internet, the corporate card, including the introduction of the corporate card, VAT refund procedure, card application including the VAT refund function including the card application download and upgrade of the version of the dedicated application and Providing through a web page with information for management Corporate card operating method further comprising. In the method that the user terminal connected to the corporate card management system through the network to operate the corporate card, Receiving and storing a dedicated application for reporting a VAT refund on a transaction history of a corporate card; Automatically receiving refund information on the corporate card transaction history from the corporate card management system through a dedicated line network or an internet network; And Driving the dedicated application to generate a file for processing a VAT refund report to the IRS using the received refund information; Corporate card operating method comprising a. The method of claim 18, The receiving step, Automatically receiving an e-mail containing the refund information from a system for managing the corporate card in a predetermined period; And Driving the dedicated application to extract refund information on the corporate card transaction history from the email; Corporate card operating method comprising a. The method of claim 19, The extracting step, Checking an e-mail received in association with an e-mail receiving server or an e-mail program installed according to preset scheduling information; Determining whether the received e-mail is an e-mail including the refund information; And If the email includes the refund information, extracting the refund information from the email; Corporate card operating method comprising a. The method of claim 20, Extracting the refund information from the email, Decrypting the refund information generated and encrypted in a file format recognizable by the dedicated application; And The refund details are extracted from the decoded refund information, wherein the refund details include supplier taxation type information, business type information, business information without notification, reportable transaction information, and the business card transaction details of the corporate card transaction affiliate store. Steps to Corporate card operating method comprising a. The method of claim 18, The generating step, Based on the refund information, corporate card use history inquiry, work function, report target storage function, exclude target storage function, scheduled missed additional function, VAT refund report including the function to view the VAT refund process and output the information to receive information step; And Generating the IRS report file for VAT refund of the corporate card transaction details according to the information input from the user Corporate card operating method comprising a.

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