KR20070051582A - Automatic teller machine of providing purchasing/booking service and method for operating the automatic teller machine - Google Patents

Abstract

The present invention relates to a financial automation device that provides a purchase / reservation service such as a lottery ticket or a ticket, and a method of operating the financial automation device, and more particularly, to a purchase service menu or a reservation service through a user interface of the financial automation device from a user. The present invention relates to a financial automation device for providing a purchase / reservation service to a purchase / purchase user by purchasing a lottery ticket or a ticket, etc. by receiving a selection input of a menu and accessing a purchase / purchase server according to a predetermined procedure. . According to the present invention, it is possible to minimize the time and space constraints due to the use of the purchase / advance service by using the purchase / advance service through a conventionally installed financial automation device. In addition, the user can save the charge of the communication fee according to the connection of the purchase / reservation server.

ATM, CD, Financial Automation, Purchase, Ticketing

Description

Financial automation equipment providing a purchase / purchase service and a method of operating the financial automation equipment {AUTOMATIC TELLER MACHINE OF PROVIDING PURCHASING / BOOKING SERVICE AND METHOD FOR OPERATING THE AUTOMATIC TELLER MACHINE}

1 is a view showing a network for providing a purchase / booking service through a financial automation device according to the present invention.

2 is a flowchart illustrating a method of operating a financial automation device according to the present invention.

3 to 6 are diagrams showing an example of a menu for performing a purchase / advance service as an output means of a financial automation device according to the present invention.

7 is a block diagram showing the internal configuration of a financial automation device according to an embodiment of the present invention.

8 is an internal block diagram of a general purpose computer device that may be employed to perform the method of operation of a financial automation device in accordance with the present invention.

<Explanation of symbols for the main parts of the drawings>

700: financial automation equipment 710: purchasing / booking service provider

720: purchase / reservation request unit 730: output control unit

The present invention relates to a financial automation device that provides a purchase / reservation service such as a lottery ticket or a ticket, and a method of operating the financial automation device, and more particularly, to a purchase service menu or a reservation service through a user interface of the financial automation device. The present invention relates to a financial automation device for providing a purchase / reservation service to a purchase / purchase user, such as a lottery ticket or a ticket, by selecting a menu and accessing a purchase / reservation server according to a predetermined procedure, and a method of operating the financial automation device. .

Today, with the development of the Internet, users can use a purchase / booking service such as ticket lottery through the Internet from a specific server. For example, the current user may access a purchase / preservation server through a web or a swap using a computer terminal or a mobile communication terminal to use a purchase / preserve service. In order to use such a purchase / booking service, a user performs payment through a predetermined card or account number.

However, accessing the purchase / purchase server through the web or the swap with the computer terminal or the mobile communication terminal is subject to a number of restrictions. First, in order to access the purchase / purchase server through the web to the computer terminal, the user must secure a place where the computer terminal and a predetermined communication system are installed. At present, although the mobility of computer terminals has improved with the spread of miniaturized computer terminals such as notebook computers, places where the Internet-enabled communication system is installed are rare. Therefore, in order for a user to perform a purchase / purchase service through the computer terminal, a restriction is possible only at a place where the computer terminal and the communication system are installed.

In addition, in order to access the purchase / booking server through a swap to a mobile communication terminal, a user must bear a predetermined communication fee in accordance with the use of the swap. At present, even though the communication fee due to the use of the swap has been lowered due to the increase of the network operators, the communication fee still burdens the user.

The present invention has been made to improve the prior art as described above, and aims to minimize the time and space constraints caused by the use of the purchase / advance service by using the purchase / advance service through a conventionally installed financial automation device. .

An object of the present invention is to save the charge of the communication fee in accordance with the connection of the purchase / advance server.

In order to achieve the above object and to solve the above-mentioned problems of the prior art, the purchase / advance method using the financial automation device according to the present invention provides a service menu according to the purchase / advance service to the user, from the user Receiving a selection input for the service menu, wherein the service menu includes a purchase service menu or a reservation service menu; receiving and selecting purchase / reservation information from the user according to the type of the selected service menu; Receiving payment information according to the request, purchasing / reserving a request from the purchase / purchase server according to the selection input of the purchase / purchase information, and paying the payment amount according to the purchase / purchase request to the payment server according to the payment information. Requesting, and an authentication number corresponding to the purchase / purchase request from the purchase / purchase server And outputting the received authentication number to a specification table. The payment server performs a predetermined payment process according to the payment request, and the purchase is completed when the payment process is completed. Transmits a processing completion signal according to the payment process to the / scheduling server, and the purchase / scheduling server transmits the authentication number to the financial automation device when receiving the processing completion signal.

In addition, the financial automation device according to an embodiment of the present invention provides a service menu according to the purchase / purchase service to a user, receives a selection input for the service menu from the user, and selects a type of the service menu. A purchase / purchase service provider which receives selection / purchase information from the user and receives payment information according to the selection input, wherein the service menu includes a purchase service menu or a reservation service menu; Purchase / booking request to the purchase / booking server according to the purchased / booking information, the purchase booking request unit for performing the purchase / booking request to the payment server according to the payment information input from the user, and the purchase / booking server When receiving the authentication number corresponding to the purchase / advance request from the received authentication number An output control unit for controlling an output means to output a to a specification table, wherein the payment server performs a predetermined payment processing according to the payment request, and when the payment processing is completed, the purchase / advancing server in the payment processing. And transmits the authentication number to the financial automation device upon receiving the processing completion signal.

Hereinafter, with reference to the accompanying drawings, it will be described in detail with respect to the financial automation device and the operation method of the financial automation device according to the present invention.

1 is a view showing a network for providing a purchase / booking service through a financial automation device according to the present invention.

As shown in FIG. 1, the financial automation device 100 is connected to the purchase / purchase server 110 and the payment server 120 through a predetermined communication network, and provides a specific user to purchase / reserve services in addition to the conventional financial service. to provide. In order to perform the purchase / booking service, the user selects a purchase / booking service menu provided by the financial automation device 100 and accesses a purchase / booking server through the purchase / booking service menu. The purchase / purchase server 100 is a server that provides the purchase / purchase service to a user through a communication network such as a conventional Internet, and the user purchases / purchases through the financial automation device 100 instead of a conventional computer terminal or a mobile communication terminal. The purchase / advance booking service may be used by accessing the server 100. For example, the purchase / purchase server 100 will be described as a concept including both a purchase server such as a lottery purchase server 111 and a reservation server such as a ticket reservation server 112.

For example, a user who wants to purchase a ticket through the financial automation device 100 selects a ticket reservation service menu through a touch screen or keypad means of the financial automation device 100, and requests a connection to the ticket reservation server 112. The financial automation device 100 connected to the ticket reservation server 112 may receive input of reservation information, such as predetermined personal information, schedule information, and payment information, from the user, and the ticket reservation server 112 may be input according to the reservation information. Request a reservation for a specific ticket. Accordingly, the ticket reservation server 112 transmits the payment information to the payment server 120, and performs a predetermined booking operation according to the reservation information. When the payment process for the ticket is completed, the payment server 120 transmits a predetermined processing completion signal to the purchase / purchase server 110, and the purchase / prevention server receiving the processing completion signal receives predetermined authentication information. Transfer to the financial automation device (100). The authentication information includes a ticket number of the ticket or the user information and the like, and the financial automation device 100 outputs the authentication information to a specification table and provides the same to the user. If the user purchases a lottery ticket, the authentication information may include a lottery number.

The user according to an embodiment of the present invention can insert a deposit card, credit card, or bankbook in the financial automation device 100 to perform the payment. Accordingly, the financial automation device 100 the user subtracts the payment amount according to the purchase / advance from the bank account or credit card, and outputs the deducted payment amount to the specification table with the authentication information to provide to the user. . Therefore, the user does not need to download a separate payment procedure and a predetermined application for performing the payment procedure from the payment server.

The term "financial automated machine" used in the present invention, as well as ATM (Automated Teller Machine), cash dispenser (CD), unmanned terminal (KIOSK), giro acceptor, and bank, It is widely interpreted as a concept that includes a series of unmanned automated devices capable of performing financial transactions, such as complex automated devices that provide various financial services such as insurance and credit cards.

2 is a flowchart illustrating a method of operating a financial automation device according to the present invention.

In step 201, the financial automation device provides a service menu according to the purchase / booking service to a user, and receives a selection input for the service menu from the user. The service menu includes a purchase service menu or a reservation service menu, and the financial automation device selects and inputs the service menu from the user through a user interface such as a touch screen or a keypad button.

Next, in step 202, the financial automation device selects and inputs purchase / purchase information from the user according to the type of the selected service menu, and receives payment information according to the selection input. For example, in order to use a specific advance reservation service, a user selects and enters a reservation service menu, and selects and inputs a payment amount according to the advance reservation service and an account to pay the payment amount.

In step 203, the financial automation device requests the purchase / purchase service input and received from the user to the purchase / purchase server through a predetermined communication network. Accordingly, the purchase / reservation server collects the purchase / reservation information from the financial automation device, and transmits the payment information collected from the financial automation device to a payment server to request a payment (step 204). In step 205, the payment server collects the payment information from the purchase / purchase server and performs a predetermined payment procedure. Since performing the payment procedure in the payment server is a conventional well known technique, the following detailed description will be omitted.

In step 206, the payment server performs payment processing according to the payment information collected from the purchase / purchase server, and transmits a predetermined processing completion signal corresponding to the payment processing to the purchase / purchase server. The processing completion signal includes financial information such as payment amount and user information according to the payment processing. The payment server according to an embodiment of the present invention is a predetermined bank server interworking with the financial automation device. Therefore, the payment server provides the second balance data obtained by deducting the payment amount from the balance data stored in the user's account as the processing completion signal to the purchase / purchase server.

Upon receipt of the processing completion signal, the purchase / purchase server generates an authentication number corresponding to the purchase / purchase request in step 207. The authentication number is a predetermined number for authenticating the purchase service or the reservation service and may include text data.

In step 208, the financial automation device controls the output means to receive the authentication number from the purchase / purchase server and to output the received authentication number to the specification table. That is, the financial automation device generally outputs the authentication number to the specification table together with the financial information to be output. Thus, the user can check the authentication number, such as the purchase number or the reservation number that he purchased or reserved through the specification table. In addition, the specification table can be used as evidence of certain disputes that may arise.

3 to 6 are diagrams showing an example of a menu for performing a purchase / advance service as an output means of a financial automation device according to the present invention.

Referring to FIG. 3, a user inserts a financial transaction means such as a credit card, bank account, or deposit card into a financial automation device, and checks a plurality of service selection menus output to the output means 300. The service selection menu includes, for example, a deposit inquiry menu, a deposit withdrawal menu, a bank transfer menu, a credit card business menu, a lottery purchase menu 301, or a ticket reservation menu. Accordingly, the user selects the lottery ticket purchase menu 301 when purchasing a lottery ticket, and selects the ticket reservation menu 302 when purchasing a ticket.

Referring to FIG. 4, the user selects the lottery purchase menu 301 to purchase lottery tickets in FIG. 3, and the output means 400 selects according to the type of the lottery as a submenu to the lottery purchase menu 301. Print the menu. The selection menu includes a lotto menu 401, a house lottery menu, a plus plus lottery menu, a sports lottery menu, a super double lottery menu, or other menus. By selecting the lotto menu 401, the user can purchase a lotto lottery ticket.

Referring to FIG. 5, a user may enter or automatically select a desired number 501. To this end, it may be set through the manual / auto selection menu 502. In addition, when the input of the lottery number is completed, the user selects and inputs the payment request menu 503 to perform a payment of '2,000 won'. The payment amount may be processed through a bankbook, a deposit card, or a credit card that the user has previously inserted into the financial automatic device. The financial automation device according to an embodiment of the present invention may be linked with a telecommunication company system or a predetermined payment system to perform payment processing according to the purchase / advance service.

Referring to FIG. 6, the user who selects and inputs the payment request menu 503 in FIG. 5 confirms payment information output by the financial automation device to the output means 600. The payment information provides payment amount or payment account information according to the use of the purchase / advance service. Accordingly, the user selects and inputs a payment menu, so that the user can complete a specific purchase service or a reservation service. The financial automation device according to an embodiment of the present invention outputs an authentication number corresponding to the payment process to a specification table and provides the same to the user.

In addition, the financial automation device according to another embodiment of the present invention transmits the authentication number to a predetermined messaging system, and the messaging system transmits the authentication number to a short message service (SMS), a multimedia message service (MMS), and an LMS. (Long Message Service) or UMS (Unified Message Service) through a short message, a multimedia message, a long message, or an integrated message to any one of the message sent to the user's communication terminal. The communication terminal of the user is a computer terminal, mobile communication terminal, PSTN terminal, VoIP, SIP, Megaco, PDA (Personal Digital Assistant), cellular phone, PCS (Personal Communication Service) phone, hand-held PC (Hand-Held PC), CDMA-2000 (1X, 3X) phones, Wideband CDMA (WCDMA) phones, Dual Band / Dual Mode phones, Global Standard for Mobile (GSM) phones, Mobile Broadband System (MBS) phones, or satellites / Terrestrial wave can be used as a concept including a digital multimedia broadcasting (DMB) phone.

7 is a block diagram showing the internal configuration of a financial automation device according to an embodiment of the present invention.

As shown in FIG. 7, the financial automation device includes a purchase / purchase service provider 710, a purchase / request requester 720, and an output controller 730.

The purchase / advance reservation service providing unit 710 provides a service menu according to the purchase / advance service to a user, and receives a selection input for the service menu from the user. In addition, the purchase / purchase service provider 710 selects and inputs purchase / purchase information from the user according to the type of the selected service menu from the user, and receives payment information according to the selection input. The service menu includes a purchase service menu or a reservation service menu, and the service menu may be variously applied in addition to the purchase or reservation.

The purchase / reservation requesting unit 720 requests a purchase / purchase request to the purchase / purchase server according to the purchase / purchase information selected by the user, and the purchase / reservation to the payment server according to the payment information input from the user. Perform the request. The purchase / advance request includes predetermined payment amount information according to the purchase / advance. Accordingly, the purchase / reservation server performs a predetermined purchase / reservation operation according to the purchase / reservation request. In addition, the payment server performs a predetermined payment processing according to the payment request, and when the payment processing is completed, transmits a processing completion signal according to the payment processing to the purchase / booking server, the purchase / booking server The processing completion signal is received to generate a predetermined authentication number. Accordingly, the purchase / booking server transmits the authentication number to the financial automation device 700.

The output control unit 730 controls the output unit to output the received authentication number to the specification table when receiving the authentication number corresponding to the purchase / purchase request from the purchase / purchase server.

The purchase / advance service according to an embodiment of the present invention is a lottery purchase service, the purchase / advance server is a lottery purchase server, the authentication number includes a lottery number. That is, the user inputs the lottery number through the financial automation device 700, and outputs a specification table including the authentication number from the financial automation device 700 to use the lottery ticket.

In addition, the purchase / booking service according to an embodiment of the present invention is a ticket booking service, the purchase / booking server is a ticket booking server, the authentication number includes the ticket booking number. That is, the user inputs a predetermined airline and an air route through the financial automation device 700, and outputs a specification table including the ticket reservation number from the financial automation device 700 to exchange the ticket with the airline.

8 is an internal block diagram of a general purpose computer device that may be employed to perform the method of operation of a financial automation device in accordance with the present invention.

Embodiments of the present invention include computer readable media containing program instructions for performing various computer-implemented operations. The computer readable medium may include program instructions, data files, data structures, etc. alone or in combination. The media may be those specially designed and constructed for the purposes of the present invention, or they may be of the kind well-known and available to those having skill in the computer software arts. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tape, optical recording media such as CD-ROMs, DVDs, magnetic-optical media such as floppy disks, and ROM, RAM, flash memory, and the like. Hardware devices specifically configured to store and execute the same program instructions are included. The medium may be a transmission medium such as an optical or metal wire, a waveguide, or the like including a carrier wave for transmitting a signal specifying a program command, a data structure, or the like. Examples of program instructions include not only machine code generated by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like.

Computer device 800 includes one or more processors 810 coupled with a main memory device including random access memory (RAM) 820 and read only memory (ROM) 830. The processor 810 is also called a central processing unit (CPU). As is well known in the art, the ROM 830 serves to transfer data and instructions to the CPU unidirectionally, and the RAM 820 typically transfers data and instructions bidirectionally. Used to. RAM 820 and ROM 830 may include any suitable form of computer readable media. The mass storage device 840 is bidirectionally connected to the processor 810 to provide additional data storage capability, and may be any of the computer-readable recording media described above. The mass storage device 840 is used to store programs, data, and the like, and is a secondary memory device such as a hard disk which is generally slower than the main memory device. Certain mass storage devices such as CD ROM 860 may be used. The processor 810 may include one or more input / output interfaces, such as video monitors, trackballs, mice, keyboards, microphones, touchscreen displays, card readers, magnetic or paper tape readers, voice or handwriting readers, joysticks, or other known computer input / output devices. 850 is connected. Finally, the processor 810 may be connected to a wired or wireless communication network through the network interface 870. Through this network connection, the procedure of the method described above can be performed. The apparatus and tools described above are well known to those skilled in the computer hardware and software arts.

The hardware device described above may be configured to operate as one or more software modules to perform the operations of the present invention.

While specific embodiments of the present invention have been described so far, various modifications are possible without departing from the scope of the present invention.

Therefore, the scope of the present invention should not be limited to the described embodiments, but should be defined not only by the scope of the following claims, but also by those equivalent to the scope of the claims.

According to the present invention, it is possible to minimize the time and space constraints due to the use of the purchase / advance service by using the purchase / advance service through a conventionally installed financial automation device.

According to the present invention, the user can save the charge of the communication fee according to the connection of the purchase / advance server.

As described above, the present invention has been described by way of limited embodiments and drawings, but the present invention is not limited to the above-described embodiments, which can be variously modified and modified by those skilled in the art to which the present invention pertains. Modifications are possible. Accordingly, the spirit of the present invention should be understood only by the claims set forth below, and all equivalent or equivalent modifications thereof will belong to the scope of the present invention.

Claims (10)

In the operation method of a financial automation device that provides a purchase / reservation service, Providing a service menu according to the purchase / purchase service to a user, and receiving a selection input for the service menu from the user, the service menu including a purchase service menu or a reservation service menu; Receiving selection / purchasing information from the user according to the type of the selected service menu and inputting payment information according to the selection input; Requesting a purchase / purchase request to a purchase / purchase server according to the selection input of the purchase / purchase information; Requesting a payment amount according to the purchase / advance request to a payment server according to the payment information; And Controlling an output means to receive an authentication number corresponding to the purchase / purchase request from the purchase / purchase server and output the received authentication number to a specification table; Including, The payment server performs a predetermined payment processing according to the payment request, and when the payment processing is completed, transmits a processing completion signal according to the payment processing to the purchase / booking server, the purchase / booking server the processing When receiving the completion signal purchase / advance method using a financial automation device, characterized in that for transmitting the authentication number to the financial automation device. The method of claim 1, The purchase / reservation service is a lottery purchase service, the purchase / reservation server is a lottery purchase server, the authentication number is a purchase / booking method using a financial automation device, characterized in that it comprises a lottery number. The method of claim 1, The purchase / booking service is a ticket booking service, the purchase / booking server is a ticket booking server, the authentication number is a purchase / booking method using a financial automation device, characterized in that including the ticket booking number. The method of claim 1, And the purchase / purchase server controls the predetermined messaging server to transmit a confirmation message corresponding to the processing completion signal to the communication terminal of the user. The method of claim 4, wherein The communication terminal is a computer terminal, mobile communication terminal, PSTN terminal, VoIP, SIP, Megaco, PDA (Personal Digital Assistant), cellular phone, PCS (Personal Communication Service) phone, Hand-Held PC (CDMA)- 2000 (1X, 3X) phones, Wideband CDMA (WCDMA) phones, Dual Band / Dual Mode phones, Global Standard for Mobile (GSM) phones, Mobile Broadband System (MBS) phones, or satellite / terrestrial Purchasing / booking method using a financial automation device, characterized in that any one of the DMB (Digital Multimedia Broadcasting) phone. The method of claim 1, The specification table is a purchase / booking method using a financial automation device, characterized in that it comprises the account information of the user. A computer-readable recording medium having recorded thereon a program for executing the method of any one of claims 1 to 6 on a computer. In the financial automation device that provides the purchase / reservation service, Providing a service menu according to the purchase / purchase service to a user, receiving a selection input for the service menu from the user, receiving input of purchase / reservation information from the user according to the type of the selected service menu, A purchase / purchase service provider which receives payment information according to a selection input, wherein the service menu includes a purchase service menu or a reservation service menu; A purchase reservation request unit for making a purchase / purchase request to a purchase / purchase server according to the purchase / purchase information selected and input from the user, and performing the purchase / purchase request to the payment server according to the payment information input from the user; And An output control unit for controlling an output means to output the received authentication number to a specification table when receiving the authentication number corresponding to the purchase / purchase request from the purchase / purchase server Including, The payment server performs a predetermined payment processing according to the payment request, and when the payment processing is completed, transmits a processing completion signal according to the payment processing to the purchase / booking server, the purchase / booking server the processing And receiving the completion number when the completion signal is received. The method of claim 8, The purchase / advance service is a lottery purchase service, the purchase / advance server is a lottery purchase server, and the authentication number comprises a lottery number. The method of claim 8, The purchase / advance service is a ticket reservation service, the purchase / reservation server is a ticket booking server, the authentication number comprises the ticket reservation number.

Images