KR20140043625A

KR20140043625A - Financial apparatus

Info

Publication number: KR20140043625A
Application number: KR1020120109683A
Authority: KR
Inventors: 한재룡
Original assignee: 주식회사 엘지씨엔에스
Priority date: 2012-10-02
Filing date: 2012-10-02
Publication date: 2014-04-10
Also published as: KR102038919B1

Abstract

The present invention relates to a financial apparatus. The financial apparatus according to one embodiment of the present invention has a body which includes: a bill receiving and withdrawing unit for receiving and withdrawing a bill; a coin inserting unit for inserting a coin; a bill storage box for storing the received bill; a coin discharge unit for discharging a coin; a recognition unit for authenticating a user; and a display unit for displaying transaction information. Transactions performed in the body includes a deposit transaction and a safe storage transaction for processing a returned medium in the deposit transaction.

Description

Financial apparatus {Financial apparatus}

This specification relates to a financial device.

Generally, a financial instrument is a device that processes a financial business desired by a customer. The financial instrument can deposit and withdraw the medium or automatically transfer the medium. For example, the financial instrument may deposit or withdraw bills or checks.

A cashier who deals with a customer in a conventional large mart or a store prepares a business reserve for a daily transaction, and performs a settlement after the transaction is completed. At this time, the cashier manually checks and settles the transaction amount. Therefore, the cashier takes a lot of time and troublesome to accurately settle the amount.

An object of the present invention is to provide a financial device capable of automatically performing settlement.

According to an aspect of the present invention, a financial device includes a banknote entry / exit unit into which banknotes can be entered, a coin entrance unit into which coins can be inserted, a banknote storage box in which the inserted banknotes are stored, and a coin discharge unit from which coins can be discharged; And a main body including a recognition unit for user authentication and a display unit for displaying transaction information, and the transactions that can be performed in the main body include depositing transactions and safe deposit boxes for processing the media returned during the deposit transactions. Includes a deal.

According to another aspect of the present invention, a financial device includes a banknote entry / exit unit into which banknotes can be entered, a coin entrance unit into which coins can be inserted, a banknote storage box in which the inserted banknotes are stored, and a coin discharge unit from which coins can be discharged; A main body including a recognition unit for user authentication, a display unit for displaying transaction information, and a specification table discharge unit for outputting a specification table, wherein the transaction that can be performed in the main body includes: a withdrawal transaction; And one or more of a purchase transaction of goods or an exchange of media.

According to the proposed invention, since a financial device can process banknotes and coins together, there is an advantage that a plurality of financial devices for processing banknotes and coins are unnecessary.

In addition, as the financial device can perform deposit transactions or withdrawal transactions, as well as vault storage transactions, exchange transactions, purchase of goods, etc., the user can process various types of transactions in one financial device. There is an advantage that convenience is improved.

1 is a perspective view of a financial device according to a first embodiment of the present invention.
2 is a perspective view showing an internal configuration of a financial device according to a first embodiment of the present invention.
3 is a block diagram of a financial device according to a first embodiment of the present invention.
4 to 6 are views showing a screen displayed on the display unit during the deposit transaction.
7 is a view showing a screen displayed on the display unit during the safe deposit transaction.
8 is a block diagram of a financial device according to a second embodiment of the present invention.
9 and 10 illustrate screens displayed on the display unit at the time of withdrawal transaction.
11 and 12 are views showing a screen displayed on the display unit during the exchange transaction of the medium.
13 and 14 are diagrams illustrating screens displayed on a display unit during a purchase transaction of a meal ticket as an example of an article.
15 and 16 are views showing screens displayed on the display unit during the purchase transaction of a uniform as an example of an article.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference symbols as possible even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;

1 is a perspective view of a financial device according to a first embodiment of the present invention, Figure 2 is a perspective view showing the internal configuration of a financial device according to a first embodiment of the present invention.

1 and 2, the financial device 1 according to an embodiment of the present invention may be used as a depositor for depositing a medium. The depositor may perform deposit transactions and safe deposit storage transactions of the media. In the present specification, a transaction that may be performed in the financial device may be referred to as settlement.

The financial device 1 includes a main body 10 in which a plurality of parts are embedded.

The main body 10 includes a cabinet (Cabinet) (11) to form an outer appearance, and a plurality of doors (12, 13) that are movably coupled to the cabinet 11 to open and close the cabinet (11). can do.

In the cabinet 11, a partition 14 may be provided to partition an internal space vertically or horizontally. In FIG. 2, for example, the partition 14 partitions the inside of the cabinet 11 up and down. The partition 14 may be fixed to the cabinet 11 or slidably connected to the cabinet 11.

The plurality of doors 12 and 13 may include a first door 12 that opens and closes an upper space of the partition 14, and a second door 14 that opens and closes a lower space of the partition 14. It may include.

A controller 15 for controlling the financial device 1 and a power supply 16 for supplying power to the financial device 1 may be installed above the partition 14.

In addition, the upper space of the partition 14 may be provided with a specification table printer module 17 for outputting a specification table and a sheet of paper 18 wound in a roll form. The printer module 17 and the paper 18 may be installed in the installation unit 19. In addition, the installation unit 19 may be installed to the partition 14 to be movable. For example, the installation unit 19 may be connected to the rail 20 provided in the partition 14 to slide in the front-rear direction. Therefore, the user can easily mount the paper 18 by pulling the installation unit 19 forward.

Meanwhile, a bill processing module 21 and a coin processing module 23 may be provided in the lower space of the partition 14. In the present embodiment, the banknote processing module 21 may process media (for example, banknotes, checks, gift certificates, etc.) excluding coins. In addition, a bill storage unit 22 may be disposed below the bill processing module 21 to store bills.

The banknote processing module 21 and the coin processing module 23 may be disposed in the left and right directions or in the vertical direction in the lower space of the partition portion 14. 2 shows an example in which the banknote processing module 21 and the coin processing module 23 are disposed in the left and right directions.

In addition, each of the banknote processing module 21, the banknote storage unit 22, and the coin processing module 23 may be installed to be withdrawn from the cabinet 11. For example, the banknote processing module 21, the banknote storage unit 22, and the coin processing module 23 may be slidably installed in the cabinet 11 in a forward and backward direction.

According to this embodiment, since the inside of the cabinet 11 is divided into upper and lower spaces by the partition 14, and the divided spaces can be opened and closed individually by the door, the user only needs to rotate the door that needs to be opened. Compared to a case in which one door opens and closes the cabinet 11, a work space is secured. In addition, there is an advantage that the entire internal space is prevented from being exposed to the outside.

In addition, as the banknote processing module 21 and the coin processing module 23 are provided together inside the cabinet 11, there is an advantage that a plurality of financial devices for processing banknotes and coins is unnecessary. That is, the conventional financial device processes only one of banknotes and coins, and therefore, in order to deposit banknotes and coins, a financial apparatus for depositing coins separately from the financial apparatus for processing banknotes was required.

However, according to the present embodiment, since the bill processing module 21 and the coin processing module 23 are provided together inside the cabinet 11, the user can process the bills and coins in a single financial device, so that the user The convenience is improved, the processing speed is improved compared to the case of processing banknotes and coins separately in the two financial devices, there is an advantage that the space required for installation of the financial device is reduced.

The main body 10 may include a banknote entry / exit unit 126 capable of depositing or withdrawing banknotes, a coin injector 127 capable of injecting coins, and a coin discharge unit 130 in which coins are discharged. have.

The bill entry / exit unit 126 may include a media storage space accessible by a customer, and the storage space may be opened and closed by a covering member such as a shutter or cover, and sometimes open without being opened or closed. Can be maintained. In the present embodiment, the banknote entry and exit unit 126 may be one component of the banknote processing module 21.

The coin input unit 127 may include a cover member such as a shutter or a cover for opening and closing the inner space of the coin processing module 21. The shielding member may be separate from the coin processing module 23 or one component of the coin processing module 23.

The main body 10 may further include a specification table discharge unit 124 through which the printed specification table is discharged.

The main body 10 includes a type display unit 121 for displaying the type of the financial device 1, a camera 123 for photographing a user, and a speaker 125 for outputting information. It may further include.

The type display unit 121 may display that the financial device 1 is a depositor or a withdrawal machine. In the present embodiment, a deposit machine may be displayed on the type display unit 121 as an example.

The main body 10 may include recognition units 128 and 129 for recognizing user information for user authentication. The recognition units 128 and 129 may include a radio frequency identification reader (128) for recognizing a radio frequency identification tag possessed by a user, and an identification card possessed by the user. A barcode reader 129 for recognizing the barcode of the card may be included. However, in the present embodiment, there is no limitation on the type and number of the recognition units 128 and 129, and if the configuration is for user authentication, various methods may be applied.

The main body 10 may further include a display unit 122 for displaying transaction processing information. The user may input a command for a transaction by touching the display unit 122. Unlike this, the input unit is provided separately from the display unit 122 to input a command for a transaction.

Transaction information displayed on the display unit 122 may be output from the speaker 125.

3 is a block diagram of a financial device according to a first embodiment of the present invention.

3 shows the configuration of the banknote processing module and the banknote storage box.

Referring to FIG. 3, the banknote processing module 21 may include a banknote dispensing unit 126, a discriminating unit 30, and a banknote temporary accumulating unit 31.

The discriminating unit 30 may identify the type of banknote or determine a defective medium when storing or withdrawing the banknote. In the present embodiment, the discriminating unit 20 may discriminate states of bills, checks, or gift certificates.

The bill temporary accumulation unit 31 temporarily stores bills stored through the bill entry / exit unit 126 when a user wants to deposit a bill into the financial device 1. The banknotes accumulated in the banknote temporary accumulating unit 31 are transferred to the banknote storage unit 22 when the user finally decides to accept the banknotes.

The banknote storage portion 22 may include a plurality of banknote storage (41 to 44). In the plurality of bill storage boxes 41 to 44, bills may be classified and stored by winding type. Alternatively, two or more kinds of papers may be stored together in one banknote box. Alternatively, it is also possible to be provided with a plurality of bill holders for storing one winding type.

On the other hand, the main body 10 may further include a check box 45 for storing a check, a recovery replenishment box 46 and a non-receipt collection box 47.

In addition to the check, the check deposit box 45 may store bank notes or bank notes released from the bank deposit boxes 41 to 45 that are determined to be defective in the deposit process.

The retrieval refill box 46 stores banknotes for replenishing the banknote storage 41 to 44. In addition, the collection refill box 46 may recover a banknote from the bank notes 41 to 44. At this time, the collection and replenishment box 46 may store some or all of the bills stored in the storage box, if the number of bills stored in the bill storage box (41 to 44) exceeds the standard number.

The non-receipt collection box 47 may collect the non-receipt medium when the user has not received the medium discharged to the banknote fetch unit 126.

4 to 6 are views showing a screen displayed on the display unit during the deposit transaction, Figure 7 is a view showing a screen displayed on the display unit during the safe deposit transaction.

In the present specification, a specific transaction may be divided into a plurality of steps, and a cancel button 215 to be described later is a button for canceling a corresponding transaction, and a confirmation button 218 is a button for moving from the current step to the next step. Let's find out.

Note that selecting the cancel button and the confirm button and various buttons to be described later means inputting a command in the corresponding step.

First, the deposit transaction process will be described.

In the standby state of the financial device 1, as shown in FIG. 4A, the display unit 122 may display a transaction type selection button 202 for selecting a transaction type. In addition, the display unit 122 may display information 201 indicating that the financial device 1 is a deposit machine. As an example, a deposit transaction for depositing a payment may be selected using the transaction type selection button 202.

In addition, the display unit 122 may display a password change button 203 that is selected to change the user's password.

When the user selects a sales deposit transaction using the transaction type selection button 202, the display unit 122, as shown in Fig. 4 (b), for selecting the type of employee button (211 to 214) ) May be displayed. In the present embodiment, the type of employee may be classified according to the current employee's affiliation or place of work.

For example, one of the direct management, rental, culture sensor, and gift certificate sales office may be selected using the type selection buttons 211 to 214. However, the number of type selection buttons 211 to 214 and the type of employee that can be selected using the same may vary according to a place or a branch where the financial device 1 is installed.

In the following description, an example of selecting a direct line using the kind selection buttons 211 to 214 will be described.

In addition, in the screen of FIG. 4B, the display unit 122 may display a cancel button 215 selected for canceling a transaction. If the cancel button 215 is selected, the screen of FIG. 4B may return to the screen of FIG. 4A.

When the user selects a direct line on the screen of FIG. 4B, as shown in FIG. 4C, the display unit 122 includes type selection buttons 216 and 217 for selecting a type of direct line. The cancel button 215 may be displayed.

When the user selects the type of direct management on the screen of FIG. 4C, information 220 for requesting user authentication and a cancel button 215 may be displayed as shown in FIG. 4D. In addition, in the screen of FIG. 4D, an employee number input button 222 for authentication may be further displayed by inputting an employee number.

In the state where the screen of FIG. 4D is displayed, the user may allow the recognition unit 128 or 129 to recognize the barcode of the ID card or the RFID tag to recognize the user information.

When the user selects the employee number input button 212 on the screen of FIG. 4D, the user may input an employee number using the input button.

When the recognition of employee information is completed in the recognition unit 128 or 129 while the screen of FIG. 4D is displayed, the recognition unit 128 or 129 is performed in the display unit 122 as shown in FIG. User information 230 recognized by) may be displayed. The user may check the displayed user information 230 to confirm whether the user information 230 is correctly recognized.

In addition, a cancel button 215 and a confirmation button 218 may be displayed on the screen of FIG. 4E.

When the user selects the confirmation button 218 on the screen of FIG. 4E, a medium type selection button for selecting a type of medium to be deposited is displayed on the display unit 212 as shown in FIG. 4F. 241 to 243 may be displayed. The medium type selection buttons 241 to 243 are a banknote deposit button 241 for depositing a bill (including a check), a coin deposit button 242 for depositing a coin, and a banknote and a coin for depositing together. The composite deposit button 243 may be included. Hereinafter, an example will be described in the process of depositing bills and coins together.

In addition, the screen of FIG. 4F may further display a safe deposit button 244 for a safe deposit transaction. The vault storage transaction will be described later.

When the user selects the compound deposit button 243 on the screen of FIG. 4 (f), as shown in FIG. 5 (g), the display unit 122 includes information 245 for requesting the input of bills; The cancel button 215 and the confirm button 218 may be displayed.

And the banknote part 126 is opened. In the state in which the paper money entry / exit unit 126 is opened, a user may insert a paper money and / or check. Hereinafter, depositing a banknote will be described as including both depositing a banknote or depositing a banknote and a check together.

After the banknote is inserted into the banknote entry / exit unit 126, the confirmation button 218 may be selected. When the confirmation button 218 is selected, the paper money entry and exit unit 126 is closed, and the paper money inserted into the paper money entry and exit unit 126 moves to the discriminating unit 31. Then, the kind, number, authenticity, or poorness of the banknotes put in the discriminating unit 30 may be determined. The inserted banknote may be accumulated in the bill temporary accumulator 31.

After the banknotes put in the discriminating unit 30 are discriminated, as shown in FIG. 5H, the display unit 122 includes banknote deposit detail information 246, a cancel button 215, and a confirmation button ( 218 may be displayed.

The banknote payment detail information 246 may include the number of deposits for each kind of paper, the amount of money for each kind of paper, and the total amount of money of the paper money.

When the cancel button 215 is selected on the screen of FIG. 5H, the deposit transaction is canceled, and the banknotes temporarily accumulated in the banknote temporary accumulation unit 31 are discharged to the banknote entry / exit unit 126. On the other hand, if the confirmation button 215 is selected on the screen of FIG. 5h, the inserted banknote is temporarily accumulated in the banknote temporary accumulator 31.

In addition, when the confirmation button 218 is selected on the screen of (h) of FIG. 5, as shown in (i) of FIG. 5, the display unit 122 includes information 247 for requesting the deposit of coins; The cancel button 215 and the confirm button 218 may be displayed. Then, the coin input unit 127 is opened. Then, a user may input a coin through the coin input unit 127. In this case, the information 247 requesting the deposit of the coin may include information on the maximum number of coins that can be inserted.

Although not shown, the coin processing module 23 may include a coin temporary accumulator, a discriminator and a coin storage box in which coins are temporarily accumulated. Therefore, the coin passing through the discrimination unit may be accumulated in the coin temporary accumulator.

When the user selects the cancel button 215 on the screen of FIG. In this case, when the cancel button 215 is selected while the coin is inserted into the coin input unit 127, the injected coin is returned to the coin discharge unit 130 through the discriminating unit and the coin temporary accumulation unit.

On the other hand, when the user selects the confirmation button 218 on the screen of FIG. 5 (i), the coin input unit 127 is closed, and the injected coins are accumulated in the coin temporary accumulator after passing through the discrimination unit. And, as shown in (j) of Figure 5, the display unit 122, the current coin deposit history information 248, the cancel button 215, the transaction progress button 250 (or confirmation button) and additional input Button 251 may be displayed.

The current coin deposit history information 248 may include information on the type, number of coins currently deposited, the amount of each deposit, and the total amount of coins deposited.

In addition, the display unit 122 may further display information on the number of coins that can be added.

In the screen of FIG. 5 (j), when the user does not want to add coins, the user may select the transaction progress button 250. On the other hand, when additional coins are to be added, the additional input button 251 may be selected. If the user selects the cancel button 215 on the screen of Figure 5 (j), the inserted coins are returned to the coin discharge unit 130, the injected banknotes are returned to the banknote entry and exit unit 126.

When the user selects the additional input button 251 on the screen of FIG. 5 (j), the coin input unit 127 is opened again, and the display unit 122 displays the screen of FIG. 5 (i) again. do.

When the user selects the transaction progress button 250 on the screen of FIG. 5 (j), the display unit 122 displays details information 249 of the entire deposited coins and the cancel button (as shown in FIG. 5 (k)). 215 and confirmation button 218 may be displayed. Since the coin may be inserted a plurality of times in the step of inserting the coin, in the present embodiment, details of the entire coin deposited in the display unit 122 may be used so that a user may check the total amount of money inputted a plurality of times. Is displayed.

When the confirmation button 218 is selected on the screen of FIG. 5 (k), as shown in (l) of FIG. 5, the display unit 122 further includes a safe deposit button 252 for selecting a safe deposit transaction. And a transaction completion button 253 may be displayed.

When the transaction completion button 253 is selected on the screen of FIG. 5 (l), the banknotes temporarily accumulated in the banknote temporary accumulator 31 pass the banknote temporary accumulator 31 again and then the banknote storage unit ( 22) or to the check deposit box 45.

As an example, when it is determined in the discriminating unit 30 that the inserted banknote is in a normal state, the banknote is transferred to the banknote storage unit 22. On the other hand, if it is determined in the discriminating unit 30 that the inserted banknote is in the real or defective state, the inserted banknote is transferred to the check box 45.

In addition, the coins temporarily accumulated in the coin temporary accumulation unit is transferred to the coin holder. At this time, in the coin storage box, coins may be stored for each type.

6 (m), while the medium is being stored, the display unit 122 may display information 260 for indicating that the medium is being stored.

When the storage of the medium is completed, the deposit transaction history information is printed on the specification table by the specification table printer module 17 and then discharged to the specification table discharge unit 124. In addition, while the specification table is discharged from the specification table discharge unit 124, information 262 for displaying that the specification table is being discharged is displayed on the display unit 122 as shown in FIG. After the discharge of the specification table is completed, the screen of the display unit 122 may return to the screen of FIG. 4A.

On the other hand, when the number of banknotes put in the bill storage box (41 to 45) or check box 45, when the number of bills stored in the storage box exceeds the standard number, after the deposit transaction is completed, stored in the storage box The set number of banknotes is transferred to the banknote temporary accumulator 31 after passing through the discriminating unit 30. The banknotes in the normal state among the banknotes transferred to the bill temporary accumulating unit 31 are transferred to the supplementary collection box 46, and the banknotes in the defective state are transferred to the supplementary collection box 45.

On the other hand, if it is determined that the inserted banknote or coin is in a state of inferiority or unrecognizable at each discriminating unit, the inserted banknote is not transferred to the bill temporary accumulating unit 31, but returned to the banknote entry / exiting unit 126, and the inserted coin Is returned to the coin discharge unit 130 past the coin temporary accumulation unit. As such, when the inserted banknote, check or coin is returned, the user may select the safe deposit button 252.

Hereinafter, a vault storage transaction process will be described.

In the present embodiment, the safe deposit means storing the medium in a separate storage container (eg, an envelope or pouch for storing the medium), and the safe deposit transaction refers to the amount of information stored in the storage container. The transaction is input to and stored in the financial device 1. The user can put the returned medium in the storage container.

The storage container may be stored in the financial device 1 or in a separate storage box.

When the user selects the safe deposit button 252 on the screen of FIG. 5 (l), the screens of FIGS. 6 (m) and (n) described above are sequentially displayed and accumulated in the bill temporary accumulator 31. The banknotes or checks drawn are stored in the bill holders 41 to 45 or the check holder 45, and the coins accumulated in the coin temporary accumulation part are stored in the coin holder. If there are no bills accumulated in the bill temporary accumulation unit 31, the screens of FIGS. 6M and 6N may not be displayed.

Subsequently, as shown in FIG. 7A, the display unit 122 includes money detail information 270 for storing the safe, an input button 272 for inputting money information, and a cancel button 215. And a confirmation button 218 may be displayed.

The amount detail information 270 may display the type and quantity of media for storing the safe, the amount for each media type, and the total amount information for storing the safe. In addition, the user may input the volume and quantity of the medium for storing the safe using the input button 272. For example, if the user wants to store 50,000 won, the user can select a quantity using the input button 272 after selecting the quantity portion corresponding to the 50,000 won volume. At this time, the amount of money for each selected media type may be automatically calculated and displayed.

When the user selects the confirmation button 218 on the screen of FIG. 7A, after the safe depository details are printed on the specification table by the specification table printer module 17, the user is discharged to the specification table discharge unit 124.

And, while the specification table is discharged from the specification table discharge unit 124, as shown in (b) of FIG. 7, the display unit 122 displays information 272 for notifying that the specification table is being discharged. The user may finally store the storage container in the financial device or storage box after storing the discharged specification table in the storage container.

Meanwhile, even when the safe deposit button 244 is selected on the screen of FIG. 4F, a screen as shown in FIG. 7A may be displayed.

According to the present embodiment, not only the deposit transaction but also the safe deposit transaction may be performed in a single financial device, so that the user's convenience is improved.

8 is a block diagram of a financial device according to a second embodiment of the present invention.

The financial device 2 according to the second embodiment of the present invention has the same external configuration as the financial device 1 of the first embodiment, but differs in the internal configuration. Therefore, hereinafter, only characteristic parts of the second embodiment of the present invention will be described.

Referring to FIG. 8, the financial device 2 according to the second embodiment of the present invention may be used as a withdrawal machine capable of withdrawing a medium. The withdrawal machine may carry out one or more of the trade transactions of the medium and the purchase transactions of goods, as well as the withdrawal transactions of business reserves.

The financial device 2 may include a bill storage unit 50, a defective medium collection box 55, and a deposit box 56.

The bill storage unit 50 may include a gift certificate storage box 51 in which the gift certificate is stored, and a plurality of bill storage boxes 52 to 54 in which the bills are stored. The gift certificate storage box 51 may store a single gift certificate or a plurality of books may be stored separately. In the deposit box 55, the deposited bank notes may be stored. The bad media collection box 56 may store a banknote determined to be in a bad state during a deposit process, or a gift certificate or a banknote determined to be in a bad state in a withdrawal process.

9 and 10 illustrate screens displayed on the display unit at the time of withdrawal transaction.

In the standby state of the financial device 1, the display unit 122 may display transaction type selection buttons 302 to 304 for selecting the type of transaction, as shown in FIG. 9A. .

The transaction type selection buttons 302 to 304 include a withdrawal button 302 for selecting a withdrawal transaction of a business reserve, an exchange transaction button 303 for selecting an exchange transaction of a medium, and a purchase for purchasing an item. It may include a button 304.

In addition, the display unit 122 may display information 301 for notifying that the financial device 2 is a withdrawal machine.

In addition, the display unit 122 may further display a password change button 305 that is selected to change the user's password.

First, the withdrawal transaction of the business reserve will be described.

When the user selects the withdrawal transaction button 302 on the screen of FIG. 9A, as shown in FIG. 9B, the display unit 122 has a kind button 211 to to select the type of employee. 214 may be displayed. Since the screen displayed in (b) of FIG. 9 is the same as the screen displayed in (b) of FIG. 4, a detailed description thereof will be omitted. In the following description, an example of selecting a direct line using the kind selection buttons 211 to 214 will be described.

When the user selects a direct line on the screen of FIG. 9B, as shown in FIG. 9C, the display unit 122 includes type selection buttons 216 and 217 for selecting a type of direct line. The cancel button 215 may be displayed. The screen of FIG. 9C may be the same as the screen of FIG. 4C.

When the user selects the type of direct management on the screen of FIG. 9C, information 220 for requesting user authentication and a cancel button 215 may be displayed as shown in FIG. 9D. In addition, in the screen of FIG. 9D, an employee number input button 222 for authentication may be further displayed by inputting an employee number.

In the state in which the screen of FIG. 9D is displayed, the user may allow the recognition unit 128 or 129 to recognize the barcode of the ID card or the RFID tag to recognize the employee information.

When the user selects the employee number input button 222 on the screen of FIG. 9D, the user may input an employee number using an input button.

When the recognition of employee information is completed in the recognition unit 128 and 129 while the screen of FIG. 9d is displayed, the display unit 122 requests information for password input as shown in FIG. 310, an input button 312, a cancel button 215, and a confirmation button 218 for inputting a password may be displayed.

In addition, the user may input a password using the input button 312. In the present embodiment, the reason for inputting the password in the user authentication process is to prevent a user other than the original user from withdrawing the medium using the ID card.

After the input of the password is completed on the screen of FIG. 9E and the confirmation button 218 is selected, as shown in FIG. 9F, the display unit 122 may withdraw money to the user. Possible price breakdown information 311, a cancel button 215, and a confirmation button 218 may be displayed.

On the screen of FIG. 9F, when the user selects the confirmation button 218, the withdrawal detail information 312 of the banknote is displayed on the display unit 122 as shown in FIG. 10G. Then, the banknote to be withdrawn is discharged from the banknote storage unit 50, and the released banknote is discharged to the banknote entry and exit unit 126 after passing through the discriminating unit 30.

In addition, the display unit 122, as shown in (h) of FIG. 10, may display the information 313 for the request for receipt of the detailed statement printed withdrawal transaction details. Next, as shown in (i) of FIG. 10, the display unit 122 displays information 314 for requesting receipt of bank notes. While the screen of FIG. 10 (i) is displayed, the banknote entry and exit unit 126 may be opened.

After the screen of FIG. 10 (i) is displayed, as shown in FIG. 10 (j), information on the withdrawal history of coins, information for requesting receipt of coins, and a confirmation button 218 are displayed. Can be. If the user selects the confirmation button 218 after receiving a coin while the screen of FIG. 10 (j) is displayed, the withdrawal transaction is terminated, and the screen of FIG. 10 (j) is shown in FIG. You can return to the screen of).

Next, the exchange transaction of the media will be described.

11 and 12 are diagrams illustrating screens displayed on the display unit at the time of exchange of media.

When the user selects the exchange transaction button 303 in FIG. 9A, information 220 for requesting user authentication and a cancel button 215 may be displayed as shown in FIG. 11A. have. In addition, in the screen of FIG. 11A, an employee number input button 222 for authentication may be further displayed by inputting an employee number. The screen of FIG. 11A may be the same as the screen of FIG. 9C.

When recognition of employee information is completed in the recognition unit 128 or 129 while the screen of FIG. 11A is displayed, the display unit 122 may recognize the recognition unit 128 or 129 as shown in FIG. User information 230 recognized by) may be displayed. The user may check the displayed user information 230 to confirm whether the user information 230 is correctly recognized. In addition, a cancel button 215 and a confirmation button 218 may be displayed on the screen of FIG. 11B.

When the user selects the confirmation button 218 on the screen of FIG. 11B, the display unit 122 requests information 320 to be inserted into the display unit 122 as shown in FIG. Button 215 and confirmation button 218 may be displayed. In this case, the screen of FIG. 11C may further display the depositable amount information for exchange.

In the state in which the screen of Fig. 11C is displayed, the banknote entry and exit unit 126 is opened. Then, the user can put the bill to be exchanged into the bill entry and exit unit 126. When the user selects the confirmation button 218 in the state in which the banknote is inserted into the banknote fetch unit 126, the banknote fetch unit 126 is closed and the inserted banknote is transferred to the discriminating unit 30. If the banknote past the discrimination unit 30 is unrecognized or misleading, the banknote is returned to the banknote entry and exit unit 126. On the other hand, when the banknote past the discrimination unit 30 is in a normal state, the banknote is transferred to the bill temporary accumulation unit 31.

And, as shown in (d) of FIG. 11, the display unit 122 displays the bill payment amount information 330, the cancel button 215 and the confirmation button 218. The banknote deposit history information 330 may include the number of deposits for each kind of paper, the amount of money for each kind of paper, and the total amount of money of the paper money.

When the user selects the confirmation button 218 on the screen of FIG. 11D, the display unit 122 exchanges the amount information 340 to be exchanged and withdrawn, as shown in FIG. 11E. An input button 342 for inputting an amount of money, a cancel button 215, and a confirmation button 218 may be displayed. In addition, the user may select the number of sheets for each type of media (which is one or more of banknotes, gift certificates, and coins) to be withdrawn using the input button 342.

When the user selects the confirmation button 218 on the screen of FIG. 11E, the banknotes accumulated in the bill temporary accumulating unit 31 are transferred to the deposit box 56 after passing through the discriminating unit 30. do. In the process of transferring the bill to the deposit box 56, as shown in (f) of FIG. 12, the display unit 122 may display information 350 for notifying that the bill is being stored.

Then, the banknote or gift certificate to be withdrawn is discharged from the banknote storage unit 50, and after passing through the discriminating unit 30, is discharged to the banknote entry and exit unit 126. As shown in (g) of FIG. 12, in the process of discharging the banknote or gift certificate to be withdrawn, the withdrawn banknote or gift certificate detail information 360 may be displayed on the display unit 122. .

After the release of the bill or the gift certificate to the bill entry / exit unit 126 is completed, after the exchange transaction details are printed on the specification table by the specification table printer module 17, the specification table is discharged from the specification table discharge unit 124.

As the specification table is discharged from the specification discharge unit 124, as shown in FIG. 12H, the display unit 122 may display information 362 indicating that the specification table is being discharged. After the discharge of the specification table is completed, the banknote entry and exit unit 126 may be opened. In addition, when the banknote fetching unit 126 is opened, the display unit 122 may display information 364 for requesting receipt of the released banknote as shown in FIG.

After the user receives the banknote from the banknote fetch unit 126, the coin stored in the coin box may be discharged to the coin discharge unit 130. After the coin is discharged to the coin discharging unit 130, as shown in FIG. 12J, the display unit 122 withdraws the coin details information 366 and information 368 requesting selection of a confirmation button. And a confirmation button 218 may be displayed.

In the present embodiment, the order of the screens in which the screens of FIGS. 12G to 12J are displayed on the display unit 122 may vary.

Next, the purchase transaction of the goods will be described.

13 and 14 are diagrams illustrating screens displayed on a display unit during a purchase transaction of a meal ticket as an example of an article.

When the user selects the purchase button 304 on the screen of FIG. 9A, as shown in FIG. 13A, the display unit 122 selects a type selection button for selecting a type of goods to be purchased. 371 to 374 and a cancel button 215 may be displayed.

The type selection buttons 371 to 374 include a meal ticket purchase button 371 for purchasing a meal ticket, an employee ID selection button 372 for reissuing an employee card, a uniform purchase button 373 for purchasing a uniform, It may include a buy mask button 374 for purchasing a sanitary mask. In the present embodiment, it is noted that the type to purchase may vary according to the installation place or branch of the financial device 2.

In the following, a purchase transaction of a meal ticket will be described.

When the user selects a meal ticket purchase button 371 on the screen of FIG. 13A, the display unit 122 selects a type of button 211 to select a type of employee as shown in FIG. 13B. 212 and the cancel button 215 may be displayed.

When the type of employee is selected using the type selection button on the screen of FIG. 13 (b), as shown in FIG. 375, an input button 376 for inputting a number, a cancel button 215, and a confirmation button 218 may be displayed. When the user selects the confirmation button 218 while completing the input of the telephone number or the business number by using the input button 376, the display unit 122 displays a meal ticket price as shown in FIG. Information 380 for requesting the input of the, an input button 382 for inputting the information, a cancel button 215 and the confirmation button 218 may be displayed.

A user may input a meal ticket unit price and quantity using the input button 382. Alternatively, when the unit price of the meal ticket is determined, the quantity of meal tickets to be purchased may be input using the input button 382.

When the user selects the confirmation button 218 in the state of completing the input of the food stamp unit price or quantity, as shown in (e) of FIG. And a cancel button 215 and a confirmation button 218 may be displayed. In addition, the screen of FIG. 13E may further display the purchase price of the item and the input amount of money.

In the state in which the screen of FIG. 13E is displayed, the banknote part 126 is opened. In this state, the user can insert a bill into the bill entry and exit unit 126. When the user selects the confirmation button 218 in the state of completing the insertion of the bill, the inserted bill is passed to the bill temporary stacking unit 31 after passing through the discriminating unit 30. And, as shown in (f) of FIG. 14, the display unit 122 may display the banknote details information 400, the cancel button 215 and the confirmation button 218.

The deposit bill details information 400 may include the number of pieces of bills, the amount of each kind of bills and the total amount of bills deposited.

When the user selects the confirmation button 218 on the screen of FIG. 14F, the display unit 122 displays transaction history information 410 and the cancel button 215 as shown in FIG. 14G. A confirmation button 218 may be displayed.

The transaction history information 400 may include the quantity of goods purchased, the amount deposited, and the amount to be returned. In the state of FIG. 14G, when the user selects the confirmation button 218, the deposit banknotes accumulated in the banknote temporary accumulating unit 31 pass to the deposit box 55 after passing through the discriminating unit 30. Are kept. And, the medium to be returned is returned from the coin storage box or the banknote storage unit 50 to the coin discharge unit 130 or the banknote entry and exit unit 126.

That is, in the present embodiment, in the purchase transaction of the article, the user may deposit an amount greater than the price of the article to be purchased, and the difference between the deposited amount and the price of the article may be returned.

Then, the item transaction details are printed on the specification table by the specification table printer module 17, and the printed specification table is discharged from the specification table discharge unit 124. In addition, the meal ticket information is printed on the specification table by the specification table printer module 17, and the printed specification table (which can be used as a meal ticket) may be discharged from the specification table discharge unit 124.

15 and 16 are diagrams illustrating screens displayed on a display unit when purchasing a uniform as an example of an article.

When the uniform purchase button 373 is selected on the screen of FIG. 13A, as shown in FIG. 15A, the display unit 122 requests information 420 for input of uniform information to be purchased. And an input button 422 for inputting information, a cancel button 215, and a confirmation button 218 may be displayed.

A user may input the quantity of uniform types to purchase using the input button 422. When the user selects the confirmation button 218 after inputting the quantity of the uniform type, as shown in FIG. 15B, the display unit 122 requests information 430 and a cancel button for the banknote input request. 215 and confirmation button 218 may be displayed. In addition, the screen of FIG. 15B may further display the purchase amount and the input amount of the item.

In the state in which the screen of FIG. 15B is displayed, the banknote part 126 is opened. In this state, the user can insert a bill into the bill entry and exit unit 126. When the user selects the confirmation button 218 in the state of completing the insertion of the bill, the inserted bill is passed to the bill temporary stacking unit 31 after passing through the discriminating unit 30. In addition, as shown in FIG. 15C, the display unit 122 may display the banknote details information 440, a cancel button 215, and a confirmation button 218.

The deposit bill detail information 440 may include the amount of each kind of bills, the amount of each kind of bills and the total amount of bills deposited. When the user selects the confirmation button 218 on the screen of FIG. 15C, as shown in FIG. 15D, in the display unit 122, the transaction history information 450 and the cancel button 215 and A confirmation button 218 may be displayed. The transaction history information 450 may include the quantity of the purchased goods, the amount of money deposited, and the amount to be returned.

When the user selects the confirmation button 218 on the screen of FIG. 15D, the deposit banknotes accumulated in the banknote temporary accumulating unit 31 pass to the deposit box 55 after passing through the discriminating unit 30. Are kept. While the banknotes are stored in the deposit box 55, information for indicating that the banknotes are being stored may be displayed as shown in FIG. 15E.

And, the medium to be returned is returned from the coin storage box or the banknote storage unit 50 to the coin discharge unit 130 or the banknote entry and exit unit 126. While the medium is being returned, as shown in FIG. 15F, the display unit 122 may display information 470 of the medium to be returned. The information 470 of the media to be returned may include the type, quantity and amount of media to be returned and the total amount of media to be returned.

In addition, while the medium is being returned, as shown in FIG. 16G, the display unit 122 may display information 480 for indicating that the item specification table is being printed. In this embodiment, the item specification table may be, for example, a uniform exchange certificate to be submitted to the uniform retailer.

After the goods specification table is discharged from the specification table discharge unit 124, information 482 for notifying that the receipt specification table is being printed may be displayed as shown in FIG. 16 (h). In the present embodiment, the receipt specification table may be a specification table on which a purchase history of a meal ticket is printed.

After the receipt of the bill is completed, as shown in (i) of FIG. 16, the display unit 122 displays information 482 for requesting receipt of the bill, and after the receipt of the bill is completed, FIG. As shown in part (j) of 16, the display unit 122 displays information 485 for requesting receipt of coins. When the user selects the confirmation button 218 on the screen of FIG. 16J, the screen of FIG. 16J may return to the screen of FIG. 9A.

According to the present embodiment, since a single financial device can carry out not only a reserve withdrawal transaction but also a media exchange transaction and a purchase transaction of goods, there is an advantage in that user convenience is improved.

In addition, since a separate financial device for each transaction is unnecessary, a minimum space for installing the financial device is required, and the cost of purchasing each financial device is reduced.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.

In addition, although all of the components may be implemented as one independent hardware, some or all of the components may be selectively combined to perform a part or all of the functions in one or a plurality of hardware. As shown in FIG. The codes and code segments constituting the computer program may be easily deduced by those skilled in the art. Such a computer program can be stored in a computer-readable storage medium, readable and executed by a computer, thereby realizing an embodiment of the present invention. As the storage medium of the computer program, a magnetic recording medium, an optical recording medium, a carrier wave medium, or the like may be included.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas falling within the scope of the same shall be construed as falling within the scope of the present invention.

1, 2: financial device 122: display unit
126: banknote entry and exit 127: coin input unit
130: coin outlet

Claims

A banknote entry / exit unit into which banknotes can be taken in and out, a coin entrance unit into which coins can be inserted, a banknote storage box in which the inserted banknotes are stored, a coin discharge unit into which coins can be discharged, a recognition unit for user authentication, A main body including a display unit capable of displaying transaction information,
The transaction that can be performed in the main body includes a deposit transaction and a safe deposit box transaction for processing a medium returned in the deposit transaction.

The method according to claim 1,
During the deposit transaction, the display unit displays a button for selecting the employee to select.

The method according to claim 1,
In the deposit transaction, after the employee information is authenticated, a screen for selecting a medium for the deposit on the display unit is displayed.

The method according to claim 1,
In the deposit transaction, the display unit, a button for selecting the type of the medium for the deposit is displayed.

The method according to claim 1,
In the deposit transaction, the display unit, the financial device that can display the maximum number of coins that can be inserted.

The method according to claim 1,
When the banknote and the coin are put together during the deposit transaction, the display unit displays the deposit history information of the inserted banknote and the deposit history information of the inserted coin sequentially.

The method according to claim 1,
In the deposit transaction, unrecognized or bad banknotes or coins are returned to the bill entry and exit or returned to the coin discharge.

The method according to claim 1,
During the safe deposit storage transaction, the display unit displays the historical information of the amount to be kept safe,
A financial device that allows you to enter the amount of money to be kept safe deposit box through the input button.

A banknote entry / exit unit into which banknotes can be taken in and out, a coin entrance unit into which coins can be inserted, a banknote storage box in which the inserted banknotes are stored, a coin discharge unit into which coins can be discharged, a recognition unit for user authentication, A main body including a display unit capable of displaying transaction information and a specification table discharge unit capable of outputting a specification table,
Transactions that can be performed in the body,
Withdrawal transactions; And
A financial device comprising one or more of a purchase transaction of an article or an exchange transaction of a medium.

The method of claim 9,
And the transaction can be started after the user authentication is completed in the recognition unit.

The method of claim 9,
The withdrawal amount of the authenticated user is displayed on the display unit in the withdrawal transaction.

The method of claim 9,
In the purchase transaction of the article, the display unit displays a type selection button for selecting the type of the article to be purchased.

The method of claim 9,
In the purchase transaction of the article, it is possible to deposit an amount greater than the price of the article to be purchased, the difference between the amount of the deposit and the price of the article can be returned.

The method of claim 9,
In the purchase transaction of the goods, the specification table discharge unit, the product specification table and the financial statement printed on the purchase history of the article is discharged.

The method of claim 9,
In the exchange transaction of the medium, it is possible to deposit the medium for the exchange,
A financial device capable of selecting the type and number of media to be exchanged and returned to the user through an input button.