KR20070011723A - Cash transaction machine and method of initializing a cash transaction machine - Google Patents

Abstract

A cash transaction machine and an initializing method thereof are provided to exactly recover the left paper media by moving the paper media along a first or second moving path and to simplify the inner structure by shortening a recovery path. A cash transaction machine(100) includes a storage unit(120) storing paper media; a recovery unit(160) installed adjacently to the storage unit to recover cash; a withdrawing unit(130) for supplying the paper media drawn from the storage unit to the outside; and a transfer unit(140) having a first transfer path, which is from an outlet of the storage unit to the recovery unit, and a second transfer path, which is a circulating path passing through the recovery unit and an inlet of the withdrawing unit, wherein the paper media is moved to the recovery unit through a passage moving from the inlet of the withdrawing unit to the recovery unit on the second transfer path.

Description

CASH TRANSACTION MACHINE AND METHOD OF INITIALIZING A CASH TRANSACTION MACHINE}

1 is a perspective view of a conventional automatic teller machine.

2 is a block diagram illustrating a temporary stack unit in a conventional withdrawal module.

3 is a perspective view of an automatic teller machine according to a first embodiment of the present invention.

4 is an internal configuration diagram of the automatic teller machine of FIG.

5 is an internal configuration diagram for explaining the automatic teller machine according to the first embodiment of the present invention.

6 is an internal configuration diagram for explaining the automatic teller machine according to the second embodiment of the present invention.

FIG. 7 is an internal configuration diagram illustrating a closed state of the automatic teller machine of FIG. 6.

<Explanation of symbols for the main parts of the drawings>

100: automatic teller machine 110: housing

120: cash storage means 130: withdrawal means

140: transfer means 150: withdrawal blocking part

160: Recovery means

The present invention relates to a Cash Transaction Machine. More particularly, the present invention relates to a method for easily recovering a paper medium remaining on a transport path in the process of initializing the automated teller machine, and a financial teller machine using the method.

The automated teller machine is an automated device that can assist basic financial services, such as deposit or withdrawal, regardless of place and time with respect to financial services. The automated teller machine can be divided into cash dispenser and cash dispenser according to the withdrawal and withdrawal of money. Recently, it has been used for cash withdrawal, check deposit, withdrawal, bank account fee payment, ticket release.

Currently, the use of financial automation equipment is gradually increasing in banks and other financial institutions, and as the use of financial automation equipment becomes more convenient, customers are increasingly using the financial automation equipment. As the number of times of using automated teller machines increases, the amount of financial transactions used every time also increases. As the amount of money traded through the automated teller machine increases, several cashes are deposited or withdrawn, and as multiple sheets of cash are used, unintentional occurrences often occur within the automated teller machine due to movement or location interference between the cash. There is a number.

1 is a perspective view of a conventional automatic teller machine.

Referring to Figure 1, the automated teller machine is a device for depositing and withdrawing cash or check, in one housing a number of differently divided into functional units, such as magnetic card reading module, bankbook organizer module, user interface module, banknote deposit and withdrawal module The module is installed.

In the automated teller machine, the magnetic card reading module is exposed to the outside through the card input unit 10, and the user interface module is exposed to the outside through the display screen 20 or the key input unit 25.

In addition, the bill withdrawal module is exposed to the outside through the cash discharge unit (30). The cash discharge unit 30 shown in FIG. 1 is based on a direct discharging method. After the cash of the amount already requested in the bank withdrawal module is prepared, the cash is provided in a stack unit in the cash discharge unit 30. do. However, since a cash cassette that stores cash provides cash only in sheets, a process of temporarily loading cash is required to provide cash in a stack unit in the bank withdrawal module. For this purpose, the bank withdrawal module may include a temporary stacking section.

2 is a block diagram illustrating a temporary stack unit in a conventional withdrawal module.

Referring to FIG. 2, the conventional withdrawal module includes a cash cassette 40, a transfer means 50, a cash detection sensor 60, a recovery means 70, and a temporary stack unit 80. The cash is discharged from the cash cassette 40 and moved along the transfer means 50, and is loaded in the temporary stack unit 80 by a predetermined amount and then transferred to the withdrawal means 30 according to the normal transaction authentication.

Cash is withdrawn from the cash cassette 40 one by one, and the withdrawn cash is transferred to the temporary stack unit 80 along the transfer means 50. During the transfer to the temporary stack unit 80, the cash passes through the cash detection sensor 60, the cash detection sensor 60, whether or not the double sheet of cash passing through, the damage of the bill, the authenticity of the bill of paper, Forgery can be detected. When the medium passing in this way is unable to make a normal transaction, the recovery piece 72 may operate to switch the transfer path of the cash, and the converted cash is stored in the recovery means 70 to be temporarily stacked 80. Can't enter

When the cash of the amount requested by the customer is loaded in the temporary stack unit 80, the transfer means 50 may operate in reverse to transfer the cash loaded in the temporary stack unit 80 to the withdrawal means 30 at a time. And, the customer can receive the cash exposed through the withdrawal means (30). If the customer does not receive the cash, after a predetermined time elapses the transfer means 50 can be reversed to recover the cash, the collected cash is stored in the recovery means 70 by the recovery piece 72, etc. Can be.

However, if a situation arises where the cash or cash stack is inevitably stopped, such as a power outage, while moving along the transfer means 50, the cash may be isolated on the transfer path of the transfer means 50. At this time, when the power is turned on again, it is necessary to recover the cash remaining on the transfer means 50 again. In the conventional automated teller machine, the process of traveling or backing the transfer means 50 must be repeated, and a separate recovery device There is a hassle to use.

In general, a large financial teller can secure enough space to install a collection box, so a separate collection device can be used freely, but in a small automated teller machine, it is better to keep the number of collection devices to a minimum. Of course, to this end, it is possible to recover the remaining cash by returning the transfer means to the existing collection, but there is a disadvantage that the motor must be used in both directions, there is a problem that the jam is likely to occur when backing.

SUMMARY OF THE INVENTION The present invention has been made to solve the above-mentioned problems, and an object of the present invention is an initialization method and a finance method using the method which can easily recover the paper medium remaining on the transfer path in a cash transaction machine. To provide an automated device.

Another object of the present invention can be divided into the first conveying path and the second conveying path can shorten the conveying path for the paper medium to move to the recovery means, thereby easily manufacturing and designing the conveying means to reduce the manufacturing cost It is to provide an initialization method and a financial automation device.

Still another object of the present invention is to provide an initialization method and a financial automation device capable of simply maintaining the driving device, making it compact, and reducing the manufacturing cost by causing the conveying means to circulate in one direction.

According to the present invention for achieving the above object of the present invention, the withdrawal device of the automatic teller machine includes a storage means, withdrawal means, transfer means and recovery means.

The storage means stores the paper medium, and the recovery means is mounted adjacent to the storage means to serve to collect the specified cash. Then, the withdrawal means provides the paper medium withdrawn from the storage means to the outside. The transport means provides a first transport path that moves from the storage means to the recovery means and a second transport path that circulates through the inlet of the recovery means and the withdrawal means. Then, the conveying means is a path from the inlet of the withdrawal means to the recovery means in the second transport path guides the paper medium to the recovery means. Therefore, the paper medium remaining in the conveying means by the power failure or the like can be recovered.

Then, when double sheet detection, media damage, forgery of the medium, or the like is detected from the paper medium drawn out from the storage means, the recovery means can recover the abnormal paper medium by using a recovery piece that blocks the first conveyance path.

Since the conveying means has a structure that circulates along the second conveying path, it is not necessary to rotate the conveying belt or the conveying roller in the reverse direction, and it can be sent to the intended position by rotating in one direction. Therefore, the unidirectional motor can be used to reduce the production cost, it is possible to easily maintain the structure of the transport means is very advantageous to miniaturize the financial automation equipment.

In addition, the transport means may be designed by dividing the first transport path and the second transport path. In this case, the first transport path is moved from the storage means to the recovery means, and is not designed to circulate, and the second transport path is circulated through the inlet of the recovery means and the withdrawal means. Therefore, since the paper medium circulates along the second transport path and moves to the recovery means on the second transport path, the entire transport means does not need to be operated, and the transport path for recovering the paper medium is shortened, which is economical because it consumes less power. . Therefore, it can be effective to manufacture a low cost automated teller machine.

Herein, the automatic teller machine includes a withdrawal function, and may include a withdrawal module or a withdrawal module. In addition, the paper medium handled by the withdrawal device is a sheet shape having a certain value, such as a bill, a check, a gift certificate, a ticket, etc., and the material is made of a material that can replace the paper, such as a plastic thin film. Can be.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings, but the present invention is not limited or limited by the embodiments.

Example  One

3 is a perspective view of the automatic teller machine according to the first embodiment of the present invention, Figure 4 is an internal configuration of the automatic teller machine of FIG.

Referring to Figure 3, the automated teller machine 100 is a small automatic teller machine for the purpose of withdrawal, the inside of the housing 110, the card reading module, bankbook arrangement module and withdrawal module is installed, the housing ( The key button 112 and the display 114 are exposed to the outside of the 110. Accordingly, the customer may request the withdrawal of cash using the key button 112 or the display 114, and the central control unit may pay the requested cash through card reading, password confirmation, balance check, and the like. .

The illustrated automated teller machine is based on a tray method, and the requested cash is sequentially transferred from the cash storage means and stacked one by one on the tray by the withdrawal module. Since the internal structure of the automated teller machine using the tray can be easily maintained, the cost of the automated teller machine can be reduced, and it is possible to manufacture the automated teller machine in a small size.

4, the withdrawal module of the automated teller machine 101 is shown. The automatic teller machine 100 includes a cash storage means 120, a withdrawal means 130, a transfer means 140, a withdrawal blocker 150, and a recovery means 160.

Cash storage means 120 is mounted inside the automated teller machine 100, is functionally connected to the external power unit in the state mounted on the automated teller machine 100, can receive power for cash withdrawal. At this time, the cash storage means 120 may be mounted or separated in the automated teller machine 100 as one independent cassette.

The cash storage unit 120 may include a pickup roller 122 and a transfer roller 124. Pick-up roller 122 is formed inside the cash storage means 120, the transfer roller 124 serves to discharge the cash of the cash storage means 120 to the outside. Therefore, the pickup roller 122 and the transfer roller 124 inside the cash storage means 120 may rotate by using the power transmitted to the outside, and the cash stored in the cash storage means 120 may be picked up by the pickup roller 122. ), The sheet may be picked up in sheets, and may be transferred out of the outlet of the cash storage unit 120 by the transfer roller 124. In addition, the cash withdrawn from the exit of the cash storage means 120 enters the transfer means 140 by sheet unit, and may move along the first transfer path I by the transfer means 140 (ⓐ). Here, the exit of the cash storage means 120 does not mean only a thin hole in which cash is drawn from the cash storage terminal 120, but includes an area around the hole of the cash storage means 120. In addition, the entrance of the withdrawal means 130 can also be understood as a similar concept, in addition to the narrow entrance of the withdrawal means 130 can be said to extend to the area around the.

The withdrawal means 130 has an inlet for providing the user with the cash withdrawn from the cash storage means 120. At this time, the withdrawal means 130, but using a tray structure, in another embodiment of the present invention, withdrawal means can also apply a shutter method according to the intention of the designer, by installing a separate collection box at the bottom of the withdrawal means It is possible to recover the cash contained in the withdrawal means.

The conveying means 140 is a first conveying path I moving from the cash storage means 120 to the recovering means 160 and a second conveying circulated via the inlet of the recovering means 160 and the withdrawal means 130. Provide route (II). Therefore, the transfer means 140 circulates through the outlet of the cash storage means 120, the inlet of the recovery means 160 and the inlet of the withdrawal means 130. Specifically, the conveying means 140 may use a belt conveying structure, but may alternatively use a conveying structure using a roller and a guide plate or a conveying structure using a belt and a guide plate.

The section moving along the second conveying path (II) of the conveying means 140 may be designed to be driven in a circulating manner, and the recovery box 162 is disposed in the lower portion of the conveying means (130) to the inlet of the withdrawal means 130 Cash not directed to may naturally be directed to retrieval 162. Therefore, when the transfer means 140 inevitably stops, such as a power outage, after initializing the automated teller machine, the belt installed along the second transfer path II is circulated to transfer the second transfer path II. The paper medium remaining in the) can be recovered. In addition, it is not necessary to operate the whole conveying means by dividing it into the 1st conveyance path (I) and the 2nd conveyance path (II), and it is economical because the conveyance path for collect | recovering paper medium is shortened and power consumption is low. Therefore, it can be effective to manufacture a low cost automated teller machine.

Then, the withdrawal blocking unit 150 is provided adjacent to the entrance of the withdrawal means 130. The withdrawal blocking unit 150 may include a switch shutter 152 and a shutter driver (not shown), and may control the withdrawal of cash by blocking or opening a passage leading to the withdrawal unit 130. The switch shutter 152 of the withdrawal blocking unit 150 is rotatably mounted at a position adjacent to the inlet of the withdrawal means 130. Therefore, in the open state of the switch shutter 152 can proceed directly to the tray of the withdrawal means 130 (©), the stack of the withdrawal means 130 is stacked one by one in the order in which cash is discharged. On the contrary, in the state in which the switch shutter 152 is closed, cash cannot be transferred to the tray of the withdrawal means 130, and can be continuously transferred along the second transfer path II (ⓓ). In general, the switch shutter 152 is preferably kept closed. This is because, when the switch shutter 152 is closed, it may prevent access from outside through the tray. Therefore, the shutter driver may operate to switch the switch shutter 152 to the open state only when withdrawal is required, and after the withdrawal is completed, the switch shutter 152 returns to the original state to return the second transfer path II. It can be kept closed. In particular, even if the power supply is interrupted due to a power failure, the transfer means 140 can maintain a blocked state, so it can be safe from external access. At this time, when the automatic teller machine is initialized, the switch shutter 152 automatically moves to the closed position.

The collecting means 160 is mounted between the first conveying path I and the second conveying path II, and recovers a specific cash having a problem among the cash transferred from the cash storing means 120 to the withdrawal means 130. You can do it. The recovery means 160 includes a recovery box 162 and a recovery piece 164. The recovery box 162 includes an inlet open to the upper surface at a position adjacent to the recovery piece 164. Then, the recovery piece 164 serves to switch the progress of the specified paper medium passing from the first conveyance path I to the second conveyance path II. The recovery piece 164 may open or block the first transfer path I by a recovery driver (not shown), and the cash storage means when the first transfer path I is blocked by the recovery piece 164. The cash transferred from 120 may be stored in the collecting box 162 along the collecting piece 164 without moving to the second conveying path II. Therefore, when double sheet detection, media damage, forgery of the medium, etc. are detected from the paper medium withdrawn from the cash storage means 120, the recovery means 160 removes the recovery piece 164 that blocks the first transfer path I. Abnormal paper media can be recovered.

Therefore, the automatic teller machine 100 includes a cash storage means 120 and withdrawal means 130, the transfer means 140 is adjacent to the exit of the cash storage means 120 and the inlet of the withdrawal means 130. To pass. In this case, the conveying means 140 may be installed by being divided into the first conveying path (I) and the second conveying path (II), and move along the first conveying path (I) or the second conveying path (II). The cash may be circulated along and recovered directly to the recovery means 160.

5 is an internal configuration diagram for explaining the automatic teller machine according to the first embodiment of the present invention.

5, the withdrawal module of the automated teller machine 100 is shown. Cash withdrawn from the cash storage means 120 is moved along the first transfer path (I). Then, the cash is moved to the second transfer path (II) through the guide surface of the recovery piece 164, and finally withdrawn to the tray of the withdrawal means (130).

By the way, when the double sheet detection, the medium damage, the forgery of the medium is detected in the cash storage means 120, the recovery piece 164 is rotated upward to block the first transfer path (I). Therefore, the cash having the above problem is moved along the first transport path (I), and then the traveling path is guided to the recovery box 162 by the recovery piece 164, and finally recovered (ⓔ). Then, if an unavoidable problem occurs such as a power failure, and the automatic teller machine is initialized, the cash remaining in the first transport path I is similarly recovered by the recovery piece 164 rotated to block the first transport path I. The bin 162 may be recovered. At this time, in the present invention, because the cash storage means 120, withdrawal means 130, transfer means 140, withdrawal blocking unit 150 and recovery means 160 can all be installed in a minimum space small financial automated machine Suitable to be applied to

Example  2

6 is an internal configuration diagram for explaining the automatic teller machine according to the second embodiment of the present invention, Figure 7 is an internal configuration diagram for explaining the closed state of the automated teller machine of FIG.

Referring to Figure 6, the automated teller machine 200 includes a cash storage means 220, withdrawal means 230, transfer means 240, recovery means 260, the transfer means 240 is a cash storage means Passes the outlet of the 220, the inlet of the recovery means 260 and the inlet of the withdrawal means 230 adjacently. In this case, the inlet or outlet may be a concept that extends to the area around the in addition to the narrow inlet / outlet of each element.

The cash storage means 220 may be mounted or detached from the automated teller machine 200 as one independent cassette, and the cash storage means 220 may be functionally connected to the external power unit in the state of being mounted to the teller machine 200. Connected, you can receive the power to withdraw cash. The pickup roller and the transfer roller inside the cash storage unit 220 may rotate by using the power transmitted to the outside, and the cash stored in the cash storage unit 220 is picked up by the pick-up roller in a single unit, and the transfer roller It may be transferred out of the cash storage means 220 by.

Cash withdrawn from the cash storage means 220 enters the transfer means 240 in a single unit, and may move along the first and second transfer paths I and II by the transfer means 240. However, in other small financial teller machines, since the cash storage means may be opened and mounted like a drawer without completely removing the cash storage means, the present invention does not necessarily require the separation of the cash storage means.

Referring again to FIG. 6, the transfer means 240 provides a first transfer path I moving to the exit of the cash storage means 220 and the inlet of the recovery means 260, and the first transfer path I. Is defined by the first lower circulation belt 242 formed along the lower portion of the first transport path (I) and the upper circulation belt 246 formed along the upper portion of the first transport path (I). At this time, the upper circulation belt 246 is extended to the upper portion of the second conveying path (II) is also in close contact with the second lower circulation belt 244. In addition, a second transport path II is circulated from the inlet of the recovery means 260 via the inlet of the withdrawal means 230, and the second transport path II is a lower portion of the second transport path II. It is defined by the second lower circulation belt 244 formed along the upper circulation belt 246 formed along the upper portion of the second conveying path (II). However, in another embodiment of the present invention, according to the designer's intention, the upper circulation belt may be separately mounted according to the first transport path and the second transport path. In addition, a guide frame 248 protruding therein is formed below the entrance of the withdrawal means 230, and the guide frame 248 is mounted to be in close contact with the second lower circulation belt 244 to recover cash (262). Do the dynamics that lead to).

The recovery means 260 includes a recovery box 262, a recovery piece 264, and a recovery solenoid 266. The recovery box 262 includes an inlet open to the upper surface at a position adjacent to the recovery piece 264. Then, the recovery piece 264 is rotatably mounted between the first and second lower circulation belts 242 and 244 to selectively switch the progress of the specified cash. When the recovery piece 264 is rotated by the recovery solenoid 266 used as the recovery drive unit and its end is raised, the guide surface of the recovery piece 264 is removed from the first transfer path I and recovered. The face directed to 262 may appear in the first transfer path I to guide the collection of cash to be transferred 262.

The withdrawal blocking unit 250 is installed between the upper circulation belt 246 and the second lower circulation belt 248. The withdrawal blocking unit 250 includes a switch shutter 252, a shutter bracket 254 and a shutter solenoid 256, and controls the withdrawal of cash by blocking or opening a passage leading to the withdrawal means 230. can do. The switch shutter 252 of the withdrawal blocking unit 250 is rotatably mounted at a position adjacent to the inlet of the withdrawal means 230, and the other end of the switch shutter 252 is connected to the shutter bracket 254. Since the shutter bracket 254 is also rotatably mounted, the connection portion of the switch shutter 252 and the shutter bracket 254 may be fixed to be movable within a predetermined range. A spring 258 is connected to one side of the shutter bracket 254 opposite the switch shutter 252 to rotate the shutter bracket 254 in a counterclockwise direction, and the other side of the shutter bracket 254 opposite to the spring 258. The shutter solenoid 256 is connected to the side. Therefore, when the shutter solenoid 256 is not operated, only the spring 258 can pull the shutter bracket 254 to rotate the shutter bracket 254 in a counterclockwise direction, and the switch connected to the shutter bracket 254. The shutter 252 may rotate in a clockwise direction to block a passage toward the withdrawal means 230.

In the automatic teller machine 200 shown in FIG. 6, the switch shutter 252 opens a passage toward the withdrawal means 230. When the shutter solenoid 256 is operated to pull the shutter bracket 254 with a torque greater than the spring 258, the shutter bracket 254 rotates clockwise, so that the switch shutter 252 is counterclockwise. Rotate As the switch shutter 252 rotates in the counterclockwise direction, the second transfer path II is opened and the transferred cash may be transferred to the entrance of the withdrawal means 230.

When the withdrawal is completed, when the power supplied to the shutter solenoid 256 is cut off, the shutter bracket 254 returns to its original state, and as the shutter bracket 254 moves, the switch shutter 252 moves to the second transfer path (II). ) Can be blocked.

In addition, although the withdrawal means 230 also uses a tray structure, the withdrawal means may also apply a shutter method, it is possible to recover the cash accommodated in the withdrawal means by installing a separate collection box under the withdrawal means.

Hereinafter, an initialization method of the automatic teller machine according to the present invention will be described.

Referring to FIG. 7, a cash storage unit 220, a withdrawal unit 230, a transfer unit 240, and a recovery unit 260 are provided. The conveying means 240 provides the first conveying path I and the second conveying path II, and the first conveying path I is formed by the first lower circulation belt 242 and the upper circulation belt 246. The second conveyance path II is defined by the second lower circulation belt 244 and the upper circulation belt 246.

If a power outage occurs while the automated teller machine 200 is operating, the cash stays stopped in the second transfer path II. As the power is applied again, it is necessary to recover the remaining cash to a safe place as the automatic teller machine 200 is operated again. In this case, the automatic teller machine 200 recovers the remaining cash during the initialization. 262). Therefore, in response to the start of the automated teller machine, the withdrawal blocking unit 250 mounted at the inlet of the withdrawal means 230 is switched to the recovery state. First, when a power switch or a reset switch is activated or power is supplied again after a power failure, the recovery solenoid 266 rotates the recovery piece 264 in a clockwise direction to block the second transfer path II. Then, the conveying means 240 is operated to circulate at least one cycle along the second conveying path II to convey the remaining paper medium on the second conveying path II to the recovering means 260. At this time, the switch shutter 252 of the withdrawal blocking unit 250 is in a closed state to block a direction that proceeds to the withdrawal means 230.

Then, the paper medium remaining on the first conveying path I blocks the first conveying path I with the collecting piece 264 in response to the progress of the paper medium, and returns the remaining paper medium to the recovering means ( In step 260, the paper piece is shifted to the recovery direction 262 by the recovery piece 264 blocking the first transport path I. Therefore, the paper medium remaining on the first transport path I can be accurately recovered to the recovery box 262 through the above method.

In the automatic teller machine of the present invention, the transfer means includes a first movement path for moving cash along the exit of the cash storage means, the entrance of the recovery means, and a second movement path circulating through the entrance of the withdrawal means at the entrance of the withdrawal means. Can provide. Therefore, the remaining paper medium can be recovered by moving and recovering along the first or second travel path, so that accurate recovery is possible, and the recovery path is short, so that the internal structure can be easily maintained.

In addition, even if the entire transport means is rotated in only one direction, it is possible to safely store the cash remaining even during the initialization and withdrawal and withdrawal functions. Thus, a relatively inexpensive unidirectional motor can be used, and the operation mechanism and operation structure can be kept simple. In addition, since the storage means, withdrawal means and transfer means can be mounted in a minimum space, it is suitable for application to a small financial automated machine.

As described above, although described with reference to the preferred embodiment of the present invention, those skilled in the art various modifications and variations of the present invention without departing from the spirit and scope of the invention described in the claims below I can understand that you can.

Claims (11)

Storage means for storing paper media; Recovery means for recovering the specified cash mounted adjacent to said storage means; Withdrawal means for providing a paper medium withdrawn from the storage means to the outside; And Providing a first transfer path that moves from the outlet of the storage means to the recovery means and a second transfer path that circulates through the inlet of the recovery means and the withdrawal means, and at the inlet withdrawal at the second transfer path; The path moving to the collecting means includes: conveying means for guiding the paper medium to the collecting means; Financial automated equipment having a. The method of claim 1, The transfer means includes a withdrawal blocking portion mounted to the inlet of the withdrawal means to selectively open and close the withdrawal means inlet, the withdrawal blocking portion is rotatably mounted to the withdrawal means inlet to selectively open the second transfer path And a shutter driving unit for moving the switch shutter and the switch shutter. The method of claim 1, The recovery means is mounted between the first conveyance path and the second conveyance path and recovers pieces for switching the progress of the specified paper medium passing through the first conveyance path, from a position adjacent to the recovery piece to an upper surface. And a retrieval box including an open inlet, and a retrieval drive unit for operating the retrieval piece. Storage means; Recovery means for recovering the specified cash mounted adjacent to said storage means; Withdrawal means for discharging the cash having passed through the recovery means among the cash withdrawn from the storage means; And Providing a first transport path via the outlet of the storage means and the inlet of the recovery means, and a second transport path circulating through the inlet of the recovery means and the inlet of the withdrawal means, the lower portion of the first transport path being A first lower circulation belt moving along, a second lower circulation belt moving along the inside of the second transfer path, and an upper circulation belt moving along an upper portion of the first transfer path and the second transfer path. A financial automated machine comprising a transfer means. The method of claim 4, wherein The transfer means includes a withdrawal blocking portion mounted to an inlet of the withdrawal means to selectively open the withdrawal means inlet, the withdrawal blocking portion is rotatably mounted to the withdrawal means inlet to selectively select the second transfer path. And an open switch shutter, a shutter bracket pivoting with respect to the switch shutter, and a shutter solenoid operatively connected to the shutter bracket to open the shutter in response to application of current. The method of claim 5, The withdrawal blocking unit further comprises a spring mounted to the shutter bracket, wherein the spring provides a restoring force in the direction in which the shutter is closed. The method of claim 5, And a guide bracket formed under the switch shutter and in close contact with the second lower circulation belt to guide the cash to the recovery means. The method of claim 4, wherein The recovery means is mounted between the first conveyance path and the second conveyance path and recovers pieces for switching the progress of the specified paper medium passing through the first conveyance path; And a recovery box including an open inlet, and a recovery drive for operating the recovery piece. In the method of initializing the automatic teller machine, Storage means for storing paper media, recovery means for recovering specified cash adjacent to said storage means, withdrawal means for providing paper media withdrawn from said storage means to the outside, and outlet of said storage means Providing a conveying means including a first conveying path moving from the collecting means to the recovering means and a second conveying path circulating through the inlet of the recovering means and the withdrawal means; Switching the withdrawal blocking unit mounted at the inlet of the withdrawal means to a recovery state in response to the start of the automatic teller machine; And Operating the conveying means to circulate at least one cycle along the second conveying path to convey the remaining paper medium on the second conveying path to the recovering means; Initialization method of the automatic teller machine equipped with a. The method of claim 9, The withdrawal blocking unit includes a switch shutter rotatably mounted at the inlet of the withdrawal means to selectively open the second transfer path and a shutter driver for moving the switch shutter,  In the step of switching the recovery means to a recovery state, the second transfer path is blocked by the switch shutter in response to the progress of the remaining paper medium; Transferring the paper media circulating along the second conveyance path to the recovering means by using the switch shutter blocking the second conveyance path in the step of conveying the remaining paper media to the recovering means. Characterized in that the initialization method of the automated teller machine. The method of claim 9, The recovery means is mounted between the first conveyance path and the second conveyance path and recovers pieces for switching the progress of the specified paper medium passing through the first conveyance path; A recovery box including an open inlet, and a recovery drive for operating the recovery piece, In the step of converting the recovery means into a recovery state, the first transport path is blocked by the recovery piece in response to the progress of the remaining paper medium; And the transfer of the paper medium circulating along the first transport path to the collection box by using the recovery piece blocking the first transport path.

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