KR20060067312A - System and method of loss balancing auction - Google Patents

Abstract

Disclosed are a loss loss auction system and a loss loss auction method. The loss loss auction system according to the present invention relates to a loss loss auction system that provides auction items to auction participants who present the bidding conditions closest to a predetermined condition without overlapping with other auction participants. The virtual account processing module that accumulates the bids of auction participants who failed to win the auction item among the auction participants who bid on the goods in a virtual account prepared for each auction participant except the successful bidder, and the bidding money of the auction participants who failed to win the auction goods It includes a deposit and withdrawal module that collects and deposits a predetermined period of money in a financial institution, and the virtual account processing module returns a bid amount of each auction participant to each auction participant through the deposit and withdrawal module after a predetermined period. According to the principal loss compensation auction system, the auction participants lose money by depositing the auction participation costs of the majority of bidders who have not been auctioned at the financial institutions and returning the preserved auction participation costs after a predetermined period. Do not look at it.

Virtual accounts, auctions, purchases, savings

Description

Principal Loss Auction System and Principal Loss Auction System

1 is a view for conceptually explaining the auction method according to the present invention,

2 is a view conceptually illustrating an auction method for a case in which a bidder reuses a bid in a principal loss compensation auction system;

Figure 3 is a block conceptual diagram according to an embodiment of the principal loss compensation auction system according to the present invention,

4 is a view showing a part of a web page that the applicant is preparing for commercialization,

5 is a view for conceptually explaining a connection method between the wireless terminal and the web server shown in FIG.

6 is a block diagram according to another embodiment of the present invention;

7 is a flowchart illustrating a process in which an auction participant participates in an auction in the principal loss compensation auction method according to the present invention;

FIG. 8 is a flowchart illustrating a process of an auction participant participating in an auction by the process of FIG. 7.

Explanation of symbols on the main parts of the drawings

100: principal loss compensation auction system 110: web server

120: auction item database 130: auction module

140: bidding database 150: virtual account database

160: virtual account processing module 170: bidding deposit and withdrawal module

The present invention relates to a principal loss compensation auction system and a method thereof, and in particular, when the auction participants bid on an auction item, the amount of bidding is preserved so that the auction participants do not suffer a loss due to bidding. A typical auction system and method.

In the conventional auction, the auctioneer who gave the highest amount for the real estate (or real estate) presented by the court, either directly or in a document, was awarded the real estate (or real estate). There is a trend to manage online. Companies that conduct such online auctions typically include auction companies (auction, http://www.auction.co.kr), and auctions provide a starting price for an appropriate amount of goods to be sold. On-line auctions are performed by providing goods to the auction participants who presented the highest amount based on the suggested starting price. On the other hand, in addition to auction companies such as auction, auction method has been proposed to collect auction fees to auction participants and collect the collected bid fees to provide auction items to any one of the auction participants.

Korean Patent No. 10-0384268 discloses a patent that collects a bidding fee to auction participants, collects them, and provides auction items to any one of the auction participants. According to this patent, the auctioneer who wants to participate in the auction participates in the auction with a certain bidding fee, and does not overlap with the other auctioneers at the minimum or maximum amount that the participants have suggested for the auction item. Auction participants are offered a portion of the bidding fee to provide the auction items. In this patent, the successful bidder can purchase the auction item at a discounted price, but by using a portion of the bidding fee provided by the bidding auction participant to conserve the unit price of the auction item that was inexpensively auctioned, There is a problem of causing financial losses to auction participants. Accordingly, the other auction participants except the successful bidder lose the amount paid to participate in the bidding, and the remaining auction participants except the few successful bidders continuously lose the bidding fee to participate in the auction. In addition, auction participants who do not receive the auction item and lose only the bidding fee may be addicted to the auction because they are continuously suspended in the auction to preserve the lost bidding fee.

Meanwhile, in addition to the above patents, an auction method has been proposed in which a predetermined amount of coupons are sold to auction participants, and each auctioneer participates in an auction through a purchased coupon. This auction method is used by the auctioneers who participate in the auction to buy a coupon and then participate in the auction through the purchased coupon, and most of the auction participants except the very few auctioneers who have won the auction goods are used to participate in the auction. Lost coupons. In addition, the majority of auction participants except for a few successful bidders lose the auction, the new auction method considering the majority of the auction participants who lose the current auction method is required.

Therefore, an object of the present invention, when performing auction over the Internet, the loss loss auction system that prevents the buyers from losing money by preserving the auction participation costs of the majority of bidders who did not win the auction goods and In providing a method. Another object of the present invention is to provide a principal loss compensation auction system and method that can participate in an auction after paying a predetermined participation fee through a wireless terminal, and preserves the participation fee even if the auction item is not successful. Another object of the present invention is to prevent the auction participants in the auction by limiting the auction participation by accumulating the participation costs of the auction participants who did not win the auction goods in a regular deposit for a certain period of time, and the loss loss-type auction system and In providing a method.

According to the present invention, in the principal loss compensation auction system for providing auction items to the auction participants presenting the bidding conditions closest to the predetermined conditions without overlapping with other auction participants, A virtual account processing module that accumulates bids of auction participants who failed to win the auction item among bidders in a virtual account prepared for each auction participant except the bidder, and collects bids of the auction participants who failed to bid the auction item. And a deposit and withdrawal module for depositing a predetermined period of money in a financial institution, and the virtual account processing module passes through the deposit and withdrawal module through the deposit and withdrawal module after the predetermined period, except for each successful bidder. Achievement is achieved by a principal loss compensation auction system which is returned to the client.

Preferably, the virtual account database further includes information on the auction participants, and actual account information of each auction participants, wherein the virtual account processing module refers to the virtual account database after the predetermined period of time. It is preferable to deposit the bidding money in the real account of the auction participants who failed to auction the auction item.

The virtual account processing module, after the predetermined period has passed, it is preferable to return the bid and the interest generated by the bid to the auction participants who failed to bid the auction article.

The bidding condition is preferably the lowest number among the numbers presented by the auction participants without overlapping.

The bidding condition is preferably the highest number among the numbers presented by the auction participants without overlapping.

The bidding condition is preferably a number string closest to a number string included in any one of stock price trading volume, stock index, stock price fluctuation range, and stock information for a specific stock after the auction for the auction item is completed.

The bidding condition is preferably calculated by the following equation:

Bidding condition = (Remaining amount calculated by (volume of stock trading (million units) + trading price (million units)) / (final tender times) +1.

The virtual account processing module, at the request of the auction participants who failed to win the auction item, returns the bid price that failed the auction to the auction participants to allow re-auction for other auction items, but returns to the auction participants. It is preferable to apply a penalty according to the first ratio to the bidding amount to return the predetermined bidding amount.

The virtual account processing module, in response to a request of an auction participant who failed to win the auction item, returns the bid amount deposited in the form of savings to the financial institution, but applies a penalty according to the second ratio to the provided bid amount. It is desirable to subtract a predetermined amount and return it.

The second ratio is preferably larger than the first ratio.

The above object is, according to the present invention, the auction article database having information on the auction article, the number of bids for the registered auction article, and information on the bidding conditions that can be selected by the auction participants, the bid history for the auction article is stored Restrict bidding of the auction participants for the auction items by referring to the bidding database and the information on the number of bids, and provide the bidding price among other auction participants among the auction participants presented by the auction participants. An auction module that bids the auction item to an auction participant who presents the bidding condition closest to a predetermined condition without overlapping with each other, and reserves bids of the auction participants who fail to bid the auction item in a virtual account set for each auction participant Virtual account processing module, and bidding of each auction participants earned in the virtual account And a bidding deposit and withdrawal module for depositing gold in a form of deposit in a financial institution for a predetermined period, and the bidding amount deposited in the financial institution includes the bidding amount deposited in the financial institution after the predetermined period is passed to the auction product bid. This is accomplished by a principal loss compensation auction system that returns the failed auction participants.

The bidding database preferably includes personal information of the auctioneer, a number selected by the auctioneer, auction goods selected by the auctioneer, and information about the number of applicants who applied for bidding on the auction goods.

The virtual account processing module, in response to a request of an auction participant who failed to win the auction item, returns the bid price that failed the auction to the auction participant to allow the auction participant to auction, but to the auction participant. It is preferable to apply a penalty according to the first ratio to the returned bid amount to return a predetermined bid limit amount.

Preferably, the auction module allows the re-auction of another auction item with respect to the bid amount to which the penalty according to the first ratio is applied.

The virtual account processing module, in response to a request of an auction participant who failed to win the auction item, returns the bid amount deposited in the form of savings to the financial institution, but applies a penalty according to the second ratio to the provided bid amount. It is desirable to subtract a predetermined amount and return it.

The second ratio is preferably larger than the first ratio.

The virtual account processing module, after the predetermined period has passed, it is preferable to return the bid and the interest generated by the bid to the auction participants who failed to bid the auction article.

The bidding condition is preferably the lowest number among the numbers presented by the auction participants without overlapping.

The bidding condition is preferably the highest number among the numbers presented by the auction participants without overlapping.

The bidding condition is preferably a number string closest to a number string included in any one of stock price trading volume, stock index, stock price fluctuation range, and stock information for a specific stock after the auction for the auction item is completed.

Preferably, the system further comprises a real account database including information about the auction participants and real account information of each auction participants, wherein the virtual account processing module refers to the real account database after the predetermined period of time. By depositing the bidding money in the real account of the auction participants who failed to bid the auction item.

The virtual account processing module, after the predetermined period of time, it is preferable to deposit in the real account the amount including the bid and the interest generated by the bid to the auction participants who failed to bid the auction item. .

Preferably, the method further comprises a web server for displaying the information on the auction item, the number of bids on the auction item, and the successful bid information on the auction item in the form of a web page and providing the same to the terminal of the auction participant.

The web server is provided with the ID and password information of the auction participants participating in the auction, and when the auction participants access through the terminal, it is preferable to permit the participation in the auction with reference to this.

Preferably, the auction participants participate in the auction through any one of a wired terminal and a wireless terminal.

Preferably, the wireless terminal performs data transmission to the web server through a WAP gateway that performs data communication with a wireless base station by WAP (Wireless Application Protocol).

The wireless terminal is preferably any one of a mobile phone, a PDA, and a mobile computer.

The above object is to collect bids for auction items according to the present invention, to present a bidding condition closest to a predetermined condition without overlapping with other auction participants among the auction participants who have paid the bids. Auctioning the auction item to the auctioneer, depositing bids provided by the auctioneers other than the successful bidder in a virtual account prepared for each auctioneer, and depositing the bidding money deposited in the virtual account in a financial institution After the predetermined period has passed and the deposit is made, the bidding amount deposited in the form of the deposit is returned to the auction participants except the successful bidder.

The auctioning may include allowing bidding of the auction participants according to a preset number of bids, receiving a bidding condition from the auction participants who are allowed to bid, and placing the bidding price among the bidding conditions. It is preferable to include the step of selecting an auction participant who is close to the other auction participant and presents a condition not overlapping with another auction participant.

The bidding condition is preferably the lowest number among the numbers presented by the auction participants without overlapping.

The bidding condition is preferably the highest number among the numbers presented by the auction participants without overlapping.

The bidding condition is preferably a number string closest to a number string included in any one of stock price trading volume, stock index, stock price fluctuation range, and stock information for a specific stock after the auction for the auction item is completed.

The bidding condition is calculated by the following equation, the loss loss-type auction system: bidding conditions = (stock trading volume (million units) + transaction price (million units)) / (final bid number) The rest of the calculated result +1.

The depositing in the virtual account may include generating a virtual account for each of the auction participants, and accumulating the bidding amount in a virtual account for the bidders who failed to win the auction item. Do.

In the step of returning the bidding money to the auction participants other than the successful bidder, it is preferable to provide the bidding money to the bidder who failed to bid the auction item.

In the step of returning the bid to the auction participants except the successful bidder, it is preferable to provide the bidder and interest on the bid to the bidder who failed to bid the auction item.

Here, the article includes intangibles such as services, patents, and trademarks provided by a specific person (or a group) in addition to having a specific shape, such as a real estate or real estate, and the contents thereof are applied throughout the specification.

According to the present invention, according to the present invention, a number allocation module for assigning a random number to auction participants who have paid a bid among the auction participants connected through the Internet, the bid for the auction items selected by the auction participants After the end, generate a winning bid number based on the information including the number of information published through the news, and based on the auction module to select a successful bidder, among the auction participants bidding on the auction item to the auction bid A virtual account processing module that accumulates bids of failed auction participants in a virtual account prepared for each auction participant except for a successful bidder, and deposits and deposits a predetermined period of money in the form of savings to a financial institution by collecting bids of the auction participants who failed to auction items. And a virtual account processing module after the predetermined period has elapsed. It is achieved by the loss of the principal security screening system that the auction back bid Friday of each auction participant for each auction participants except the winner.

The random number is preferably assigned a number unique to each auction participants who paid the bid without mutual overlap.

The information including the number is preferably any one of stock price information disclosed through the news, score information of an athletic game, and a telephone number displayed on a preset page.

The information including the number is preferably a string of numbers that matches the number string included in any one of stock price trading volume, stock index, stock price fluctuation, and stock information for a specific stock after the auction for the auction item is completed. .

The winning bid number is preferably calculated by the following equation:

Bidding condition = (Remaining amount calculated by (volume of stock trading (million units) + trading price (million units)) / (final tender times) +1.

The virtual account processing module, after the predetermined period has passed, it is preferable to return the bid and the interest generated by the bid to the auction participants who failed to bid the auction article.

The virtual account processing module, at the request of the auction participants who failed to win the auction item, returns the bid price that failed the auction to the auction participants to allow re-auction for other auction items, but returns to the auction participants. It is preferable to apply a penalty according to the first ratio to the bidding amount to return the predetermined bidding amount.

The virtual account processing module, in response to a request of an auction participant who failed to win the auction item, returns the bid amount deposited in the form of savings to the financial institution, but applies a penalty according to the second ratio to the provided bid amount. It is desirable to subtract a predetermined amount and return it.

The second ratio is preferably larger than the first ratio.

Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

1 is a view for conceptually explaining the auction method according to the present invention. The auction items shown in the drawings are provided by the principal loss prevention auction system, the information on the provided auction items are displayed on the terminal of the auction participants through the Internet. Auction participants who want auction items pay a certain amount of bids and bids to the loss loss auction system and participate in the auction. The loss loss auction system proceeds auctions according to a predetermined rule to select auction participants. Auction item will be auctioned. At this time, the principal loss compensation auction system deposits bids paid by the remaining auction participants (hereinafter referred to as "bidders") except the selected auction participants in the form of periodic deposits to a financial institution such as a bank. Tenders deposited with financial institutions at regular intervals will be returned to unsuccessful bidders after a period of time (eg one year). At this time, the principal loss compensation auction system may return to the bidder part or all of the interest (for example 50%) incurred on the bid deposited to the financial institution with the bid. Accordingly, the bidder who participated in the auction can receive the bid amount and the interest (or all) of the bidding according to the auction participation, so that the financial loss due to the auction does not occur. In addition, the bidder may not immediately return the bids deposited in the form of savings, but do not lose the bids, so the bidder may not continue the excessive auction for the main battle. Therefore, the loss loss auction method according to the present invention is an auction method to protect the bidders without altering the auction for the purpose of dumping, the principal loss compensation auction system using the auction method is fixed to a financial institution Profit is generated by operating a tender deposit for a period of time (eg one year or more) so that both auctioneers and those operating a loss-loss auction system are not injured.

2 conceptually illustrates an auction method for a case in which a bidder reuses a bid in a principal loss compensation auction system.

The principal loss compensation auction method of the principal loss compensation auction system according to the present invention is basically for minimizing the loss of the auction participants, but if the bidder who does not win the auction item is not desired, the bidder paid by the bidder is unconditional. Deposits to financial institutions are not possible. Since this violates the private property rights of the individual, if the bidder does not want to deposit his bid to the financial institution, the bidder is returned to the bidder to re-bid the auction item. However, since the applicant's intention is to limit the auction participants' excessive participation in the auction to minimize the loss of the auction participants, the bidder who does not want to deposit the bid in the form of savings without receiving the auction item is put back into the auction. If you want to use it, apply a certain penalty to the bidder. The penalty is preferably 1% to 10%, and by applying the penalty, the bid is limited to the penalty rate and then provided to the bidder. In addition, by preventing the bidder from participating in the auction on the same auction item, the bidder is restricted from participating in the auction, thereby minimizing the loss of the bidder. On the other hand, if the bidder wants to participate in the auction by taking out the bid amount deposited at the financial institution, the penalty for the bid amount deposited at the financial institution is determined by the bidder being immersed in the auction or considering the auction as speculative. You will have a higher number than reusing it at auction. If a tender deposited in the form of a regular deposit at a financial institution is withdrawn without meeting a fixed period of time (for example, one year), the penalty applies 35% to 50% to prevent auction participants from easily withdrawing the bid. do. In this case, the bidder must receive the remaining bid after deducting a penalty of 35% to 50%, which is a loss compared to receiving and returning a fixed period of time (for example, one year) according to the regular savings. You can get up to interest (for example 50%), so you won't be able to withdraw your bids easily. Of course, there may be some bidders who participate in the auction by withdrawing the bidding after removing such penalties (35% to 50%), but such auction participants are difficult to remedy even if any principal loss compensation auction method is applied. This is beyond the point.

Figure 3 shows a block diagram according to an embodiment of the principal loss compensation auction system according to the present invention.

The principal loss loss-type auction system is shown, auction article database 120, web server 110, auction module 130, bidding database 140, virtual account database 150, virtual account processing module 160, And a bidding deposit and withdrawal module 170.

The auction article database 120 has information on the auction article provided by the side providing the auction article to the loss compensation type auction system 100. The auction article database 120 may include image information on the auction article, a spec for the auction article, the average transaction price sold on the market, the quantity of the auction articles provided, and information on a successful bid range. In this case, the information on the bidding range means a range of numbers that can be selected by auction participants participating in the auction. This will be described with reference to FIG. 4.

FIG. 4 shows a part of the web page which the applicant is preparing for commercialization, and there is an item of "successful bidding range" in the area A of FIG. 4, and the numbers from 1 to 500 are shown in this item. In the auction according to the present invention, when auctioning the auction item, the auction participant selects any one of the numbers from 1 to 500, rather than presenting a successful bid amount, and allows the auction item to be auctioned through the selected number. That is, the auction participant may select a desired number for the auction item, and if the selected number is a number not selected by other auction participants, the auction participant may receive the auction item. In this case, when there are a number of non-overlapping numbers with other auction participants, the principal loss compensation auction system may select the final successful bidder by selecting one of the lowest or highest among several independent numbers. Of course, such a rule should be announced to the auction participants before the auction begins. On the other hand, in the above auction method for the fairness of the rule may be a number that can be known to all the winning conditions. For example, auctions may be conducted based on the winning bids based on the number string closest to any one of the stock index, stock trading volume, stock index, stock price fluctuation, and stock information for a particular stock after the auction ends. May be modified according to a predetermined pattern to obtain a successful bid condition. As an example, instead of the bidding range indicated in area A of FIG. 4, a bidding condition may be generated using the stock trading volume and the trading price on the day or the day after the auction ends. This is obtained by the method shown in Table 1 below, by using this to ensure fairness of the auction.

Bidding condition: (Stock volume (in thousands) + trading amount (in millions)) / closing bid-> (a)                                                  (a) the remainder of the quotient and remainder calculated by the division in step + 1                                             

Referring to Table 1, an example of actual application is as follows.

Auction products with an auction end date of December 5th, with a stock trading volume of 346,291 (thousands of shares) and trading value of 2,001,919 (unit million) on December 6, with a closing bid of 4000 times, the sum of the trading volume and the trading value is 2,348,210. Divide the closing bid by 4000 to get 587 shares and 210 remainders. If the remainder is in the range of 0 to 3999, 211 obtained by +1 is selected as the winning number. Such a bidding condition uses the stock trading volume and the trading price after the auction for the auction item, so it is impossible to manipulate the bidding condition, and all auctioneers who participate in the auction can accept it. Is less.

The web server 110 provides an interface as shown in FIG. 4 to each auction participant participating in the auction through the terminals 320a to 320n or the wireless terminals 310a to 310n, and logs-in and logs-for each auction participant. Out processing, and an interface that allows each auctioneer to participate in bidding on the auction item. The bidding database 140 stores the bidding conditions suggested by the auction participants who participated in the auction through the web server 110. The information stored in the bidding database 140 includes the personal information of the auction participants obtained through the web server 110, the number selected by the auction participants, the auction items selected by the auction participants, and the number of applicants who applied for bidding on the auction items. Contains information about Principal loss compensation type auction system 100 according to the present invention is a number of bids that can be bid on the auction item is determined, do not receive a bid exceeding this. Therefore, the probability that the auction participant wins is 1 / set bid number.

The auction module 130 is a bidder based on the personal information of the auction participants stored in the bidding database 140, the number selected by the auction participants, the auction items selected by the auction participants, and the number of applicants who applied for bidding on the auction items. Select. The winner shall be selected by auction participants who choose a number that does not overlap with other auction participants for the smallest number among the bidders presented, or with other auctioneers for the largest number among the bidders. Select auction participants corresponding to the non-overlapping numbers. Although not shown in the drawing, the auction module 130 receives stock price information from the stock exchange in real time, for example, stock trading volume, stock index, stock price fluctuation, and stock information on a specific stock, and the rules for auctioning ) To proceed with the auction. In this case, the web server 110 announces these rules to the auction participants prior to the auction. In this embodiment, as a rule of the auction module 130, the lowest or the highest number of non-overlapping numbers, and the stock price information are presented. In addition, it is possible to use as an objectified information among the information generated after the auction ends. Other information may be used as a winning condition. For example, the auction module 130 may proceed with the auction using a number that combines a score or a score of a sports game such as basketball by a specific pattern as a successful bid condition.

The virtual account database 150 has a virtual account for each of the bidders that failed to win the auction item, and stores information about bids paid by the bidders in the virtual account. In addition, the virtual account database 150 includes information such as account numbers for real accounts of the bidders, that is, actual accounts with which money can be withdrawn and deposited from financial institutions. If the auctioneer fails to auction the bidding, the bidding price paid by the auctioneer is first stored in the virtual account database 150, the bidder who failed the successful bidders regularly save the bidding stored in the virtual account database 150 Can be deposited or used as a bid for other auction items. Here, the virtual account database 150 records the time information when the bidder's bid is first deposited, so that when the bidder's bid is deposited in the form of a deposit in a financial institution, the bidder should return the bid to the bidder. Provide evidence.

The virtual account processing module 160 accumulates the bids of the bidders in the virtual account prepared for each auction participant according to the information provided in the virtual account database, the bidder through the web server 110 in the form of regular savings financial institutions If you want to deposit in the 400, the bids accumulated in the virtual account database 150 to provide the withdrawal and withdrawal module 170 to be deposited in the financial institution 400. In addition, the virtual account processing module 160 queries the virtual account database 150 to determine the return time of the bidder deposited by the bidder in the financial institution 400, and when the determination result returns the bid amount, the virtual account database With reference to the real account information provided in 150 through the bidding deposit and withdrawal module 170 to deposit the bidding money to the real account of the bidder. At this time, whether the bidder deposited in the virtual account is deposited as a regular deposit or re-used as a bid for other auction items in the bidder's terminal 320a to 320n or the wireless terminal 310a to 310n. When a bidder selects a regular deposit through the menu, the bid amount deposited in the virtual account is deposited to the financial institution 400, and in the opposite case, a predetermined penalty (1% to 10%) is applied. After applying a certain amount, the bidder can use it as a bid for another auction.

FIG. 5 is a diagram for conceptually explaining a connection method between the wireless terminals 310a to 310n and the web server 110 shown in FIG. 3.

As shown in the figure, the wireless terminals 310a to 310n, for example, the wireless terminals 310a to 310n such as a mobile phone or a PDA, have a different driving environment from the wired terminals 320a to 320n, and the information transmission capability of the terminals 320a to 310n. Very limited compared to 320n). Accordingly, the transmission between the web server 110 and the terminals 320a to 320n is performed by HTTP (Hyper Text Transfer Protocol), whereas the wireless terminals 310a to 310n and the web server 110 transmit data using HTTP. Difficult to perform transfer Accordingly, this embodiment solves this problem by transmitting information between the wireless terminals 310a to 310n of the auction participant and the web server 110 by a wireless application protocol (WAP). In the figure, the wireless terminal 310a requests access according to the domain name of the web server 110 through the base station 250, and the web gateway 260 requests a Uniform Resource Locator (URL) requested from the wireless terminal 310a, That is, the web server 110 accesses the web server 110 according to the URL of the web server 110, loads the content, encodes the WML script based on JavaScript, and provides the WML script to the wireless terminal 310a. Accordingly, the web server 110 does not create a separate program for performing data communication with the wireless terminal 310a or require a separate communication module for communicating with the wireless terminal 310a. WAP is currently being established as a standard protocol for connecting between wireless terminals 310a to 310n and HTTP-based web servers.

6 is a block diagram according to another embodiment of the present invention.

The principal loss loss auction system shown in FIG. 3 is similar to the principal loss loss auction system shown in FIG. 3, but assigns a random number to the auction participants who have paid a bid among the auction participants who are connected through the Internet, The difference is that the auction proceeds through the assigned numbers. The principal loss compensation type auction system according to the present embodiment, the auction article database 120, the web server 110, the auction module 131, the bidding database 140, the virtual account database 150, virtual account processing module ( 160), withdrawal and withdrawal module 170, the number allocation module 180 is provided. Here, the same members as those shown in FIG. 3, that is, the auction item database 120, the web server 110, the bid database 140, the virtual account database 150, the virtual account processing module 160, and The description of the bidding deposit and withdrawal module 170 will be omitted.

The number assignment module 180 assigns a number unique to each auctioneer who paid the bid. The unique number is determined by the preset winning range for the auction item. The winning bid range may have a numerical range as shown in FIG. 4. Although a successful bid range of 1 to 500 is shown in FIG. 4, the successful bid range may have a larger range, for example, 1 to 4000 or more. Accordingly, the number allocation module allocates random numbers to the auction participants who have paid the bids, so that the numbers assigned to the auction participants do not overlap each other.

The auction module 131 is similar to the auction module shown in FIG. 3, except that the selection of a successful bidder for the auction item is based on numerical information disclosed through a media such as news. For example, the auction module 131 selects a successful bidder based on stock information published in an airwave or a newspaper and a magazine, score information of a sports event, and a telephone number provided at a specific location of a specific page of a newspaper or a magazine. . In the case of stock information, the number string calculated by Table 1 described above may be used. In the case of using the score of a sports game, the number of points scored between the home team and the away team may be summed or modified by a predetermined formula. Similarly, the winning bidder may be selected as the winning bid number of the last four digits of the telephone number located at a specific position (bottom, top, left, and right of the third page) of a specific page of a newspaper or magazine (for example, the third page). . Here, the numerical information used by the auction module 131 to select the successful bidder should be information that is disclosed after the bidding for the auction is completed. According to the embodiment described above, the auction module 131 should be provided with the information in connection with the media organization 410 (for example, airwave broadcasting companies, newspaper companies, and other Internet media companies). Although not mentioned in the present embodiment, the auction item database 120, the web server 110, the bidding database 140, the virtual account database 150, the virtual account processing module 160, and bids shown in FIG. When a bidder who fails to make a bid by the deposit and withdrawal module 170 intends to use the bidding amount for re-auctioning, the penalties are applied to the bidder, and the bidding form of the savings deposited in the financial institution 400 is to be used for re-auctioning When the penalty applied, and the deposit form in the form of savings after the expiration of the savings period, the content returned to the bidder is applied in the same manner as in FIG. In this embodiment, the number is assigned to the auction participants who paid the bids in advance, and comparing with the numbers assigned using the information disclosed after the bidding is completed to ensure the maximum fairness of the auction, each participating in the auction Auction participants will be suspicious of the auction result because the winning bid is determined by the number assigned to them and the numerical information announced after the bid (for example, stock information, sports score information, and phone number information). do.

7 is a flowchart illustrating a process in which an auction participant participates in an auction in the principal loss compensation auction method according to the present invention.

First, the auction participant accesses the web server 110 using the terminals 320a to 320n or the wireless terminals 310a to 310n (S501), and the desired auction among the auction items provided by the connected web server 110 is performed. An article is selected (S502). The web page provided by the web server 110 to the terminals 320a to 320n or the wireless terminals 310a to 310n is the same as FIG. 4 described above. Next, the auctioneer determines the auction participation by looking at the number of bids displayed on the auction item (S503). Principal loss compensation type auction method according to the present invention increases the probability of winning the auction participants by limiting the number of auction participants that can bid on one auction item. The auctioneer may pay a bid through the web server 110 when the number of bids of the desired auction item does not exceed the limit (S504), and may participate in the auction (S505).

FIG. 8 is a flowchart illustrating a process of an auction participant participating in an auction by the process of FIG. 7.

First, the auction participants who participated in the auction proceed with auctions according to the rules defined by the principal loss preservation-type auction system 100, and the winning result is auction or auction.

In the principle of the loss loss auction system 100, the auction participant does not present a successful bid amount, but selects any number from 1 to n, and the selected number is set in the loss loss auction system 100. If it is closest to the number, it is formed to win. At this time, the number selected by the successful bidder must be a number that does not overlap with the number selected by other auction participants, and must be the largest or smallest number among the non-overlapping numbers. This is set in advance in the principal loss compensation auction system 100, and is known to the auction participants before the auction starts.

On the other hand, the auction system 100 may assign a unique number to each auction participant who participated in the auction, and may select a successful bidder by comparing the assigned number with the numerical information released after the bidding ends. Since this has been described in detail with reference to FIG. 6, the detailed description thereof will be omitted.

On the other hand, for the transparency of the auction progress, the auction number may be set by combining the information that all auction participants participating in the auction can be objectively confirmed in an open manner. For example, a bidding may be based on the number of points in a sporting event, such as basketball, the number of runs, or the nearest string of numbers included in any one of stock indices, stock trading volume, stock index, stock price fluctuation, and stock information for a particular stock. Auctions can be carried out and stock information can be calculated in a pre-published manner. Since this has been sufficiently described through Table 1 and the description according to Table 1, detailed description thereof will be omitted. However, when the winning bid number is selected through stock information, sporting events, or other objectifiable information, these information should be the result after the auction ends. Next, when the auction participant is sought (S601), the auction participant determines whether or not to deposit the bid amount paid to the principal loss compensation auction system 100 according to the auction participation to the financial institution 400 ( S602). As a result of the determination, when the bidder who fails to bid the auction item deposits the bid in the financial institution 400, the bid is deposited as a regular deposit for a predetermined period (for example, one year) (S603). If the bidder deposits the bid in the financial institution 400, interest is generated in the bid, and when the period expires (S604), the principal loss compensation type auction system (100) to the bidder's real account, Or return the bid and interest accordingly (S605). As a result, the bidder will not lose any of his bid.

Next, when the bidder does not deposit the bidding money at the financial institution and wants to use it again as a bidding price of another auction, the principal loss compensation auction system 100 applies a predetermined penalty to the bidding price of the bidder (S606). ). The penalty is preferably 1% to 10%, and by applying the penalty, the bid is limited to the penalty rate and then provided to the bidder. In addition, by preventing the bidder from participating in the auction on the same auction item, the bidder is restricted from participating in the auction, thereby minimizing the loss of the bidder. Therefore, the bidder collects the bidding amount applied to the penalty and participates in another auction (S607). Finally, if the bidder wants to participate in the auction by recovering the bidding money deposited in the financial institution 400, the principal loss compensation auction system 100 applies a penalty to the bidding money the bidder wants to recover ( S608). The penalty applied applies the maximum value applicable (eg 35% to 50%) to reduce the willingness of the bidder to use the bid. In this case, the bidder must receive the remaining bid after deducting a penalty of 35% to 50%, which is a loss compared to receiving and returning a fixed period of time (for example, one year) according to the regular savings. You can get up to interest (for example 50%), so you won't be able to withdraw your bids easily.

As described above, when the auction is performed through the Internet, the present invention deposits and reserves the auction participation costs of the majority of bidders who have not been auctioned at the financial institution and returns the preserved auction participation fee after a predetermined period. As a result, the auctioneer does not see any financial losses. In addition, the bidders who failed to win the auction item are deposited in the form of savings to the financial institutions to calculate profits and provide some or all of them to the bidders so that the bidders do not suffer any property loss due to the participation in the auction. Accordingly, even if the auctioneer fails the auction do not perform an excessive auction to preserve the main hall, it can minimize the phenomenon that the auction participants are addicted to the auction.

Claims (45)

In the loss loss auction system that provides auction items to the auction participants who offer the closest bidding conditions closest to the preset conditions without overlapping with other auction participants, A virtual account processing module for accumulating bids of the auction participants who failed to win the auction goods among the auction participants who bid on the auction items in virtual accounts prepared for each auction participants except the successful bidders; And It includes; a deposit and withdrawal module for collecting the bids of the auction participants who failed to bid the auction item and deposits the deposits in a predetermined period in a financial institution; The virtual account processing module, after the predetermined period of time, through the deposit and withdrawal module, the auction loss loss type auction system, characterized in that for returning the bidding of each auction participants except the successful bidders. The method of claim 1, And a virtual account database having information about the auction participants and real account information of each auction participants. And the virtual account processing module deposits the bidding money in a real account of the auction participants who fail to auction the product by referring to the virtual account database after the predetermined period of time. The method of claim 1, The virtual account processing module, After the predetermined period of time, the auction loss loss type auction system, characterized in that for returning the bidding and the interest generated by the bidding to the auction participants who failed to bid. The method of claim 1, The successful bid condition, The loss loss-type auction system, characterized in that the lowest number among the numbers presented by the auction participants do not overlap. The method of claim 1, The successful bid condition, The principal loss compensation type auction system, characterized in that the highest number among the numbers presented by the auction participants do not overlap. The method of claim 1, The successful bid condition, Loss-of-principal auction system, characterized in that the number column closest to the number string included in any one of the stock price trading volume, the stock index, the lock width, etc., and stock information for a particular stock after the auction on the auction item . The method of claim 1, The successful bid condition, A principal loss compensation auction system, characterized by the following equation: Bidding condition = (Remaining amount calculated by (volume of stock trading (million units) + trading price (million units)) / (final tender times) +1. The method of claim 1, The virtual account processing module, At the request of an auction participant who failed to win the auction item, the bid price that failed the auction is returned to the auction participant to allow re-auctioning for other auction items, but the bid amount returned to the auction participant is in the first ratio. The loss loss-type auction system, characterized in that for applying a penalty according to the predetermined amount to return the bid. The method of claim 1, The virtual account processing module, At the request of the auction participants who failed to auction the bidding item, the bidding money deposited in the form of savings is returned to the financial institution, and the bidding amount is applied to the bidding amount by applying a penalty according to the second ratio and subtracting the predetermined amount. Principal loss compensation auction system, characterized in that giving. The method of claim 9, The second ratio is principal loss compensation auction system, characterized in that greater than the first ratio. An auction article database having information on the auction article, the number of bids for the registered auction article, and information on the bidding conditions selectable by the auction participants; A bidding database storing bidding details for the auction items; Restrict bidding of the auction participants for the auction items by referring to the information on the number of bids, and do not overlap with any other auction participants among the auction terms presented by a plurality of auction participants who provided a bid and participated in the auction. An auction module that bids the auction item to an auction participant who proposes a successful bid condition closest to a predetermined condition without a predetermined condition; A virtual account processing module for accumulating bids of auction participants who fail to auction the bidding items in a virtual account set for each auction participant; And And a bidding deposit and withdrawal module for depositing the bidding amount of each auction participant stored in the virtual account in a form of deposit in a financial institution. The principal loss compensation auction system, characterized in that for returning the bids deposited in the institution to the auction participants who failed to bid the auction article. The method of claim 11, The bidding database, Personal information of the auction participants, a number selected by the auction participants, auction items selected by the auction participants, and information about the number of applicants applying for bidding on the auction items, loss loss-type auction characterized in that system. The method of claim 11, The virtual account processing module, At the request of an auction participant who failed to win the auction item, the bid price that failed the auction is returned to the auction participant to allow the auction participant to make an auction, but the first bid is returned to the auction participant. A principal loss compensation auction system, characterized in that a predetermined amount of money is returned by applying a penalty according to a ratio. The method of claim 13, The auction module, The principal loss compensation auction system, characterized in that for the bidding applied to the penalty according to the first ratio allows the re-auction of the other auction items. The method of claim 13, The virtual account processing module, At the request of the auction participants who failed to auction the bidding item, the bidding money deposited in the form of savings is returned to the financial institution, and the bidding amount is applied to the bidding amount by applying a penalty according to the second ratio and subtracting the predetermined amount. Principal loss compensation auction system, characterized in that giving. The method of claim 15, The second ratio is principal loss compensation auction system, characterized in that greater than the first ratio. The method of claim 11, The virtual account processing module, After the predetermined period of time, the auction loss loss type auction system, characterized in that for returning the bidding and the interest generated by the bidding to the auction participants who failed to bid. The method of claim 11, The successful bid condition, The loss loss-type auction system, characterized in that the lowest number among the numbers presented by the auction participants do not overlap. The method of claim 11, The successful bid condition, The principal loss compensation type auction system, characterized in that the highest number among the numbers presented by the auction participants do not overlap. The method of claim 11, The successful bid condition, A stock loss compensation type auction system, characterized in that the number column closest to the number string included in any one of the stock price trading volume, stock index, stock price fluctuations, and stock information for a particular stock after the auction on the auction item. The method of claim 11, And a real account database having information about the auction participants and real account information of each auction participants. And the virtual account processing module deposits the bidding money in a real account of the auction participants who fail to bid the auction item by referring to the real account database after the predetermined period of time. The method of claim 21, The virtual account processing module, After the predetermined period, the principal loss compensation auction system, characterized in that the auction participants who failed to win the auction item deposits the amount including the bid and interest generated by the bid in the real account . The method of claim 11, And a web server for displaying the information on the auction item, the number of bids on the auction item, and the successful bid information on the auction item in the form of a web page and providing the same to the terminal of the auction participant. Principal loss compensation auction system. The method of claim 23, wherein The web server, And an auction participant ID and password information participating in the auction, and when the auction participant accesses through the terminal, the auction loss preservation-type auction system, characterized in that allowing the participation in the auction. The method of claim 24, The auction participants, A principal loss compensation auction system, characterized in that participating in the auction through any one of a wired terminal, and a wireless terminal. The method of claim 25, The wireless terminal, A data loss preservation auction system, characterized in that for performing data transmission to the web server through a WAP gateway that performs data communication with a wireless base station by WAP (Wireless Application Protocol). The method of claim 24, The wireless terminal, A loss loss auction system, characterized in that any one of a mobile phone, PDA, and mobile computer. Collecting a bid for the auction item; Auctioning the auction item to an auction participant presenting a bidding condition closest to a predetermined condition without overlapping with other auction participants among the auction participants who have paid the bids; Depositing bids provided by the auction participants except the successful bidders into virtual accounts prepared for each auction participants; And Depositing the bid amount deposited in the virtual account in a financial institution in a deposit form and returning the bid amount deposited in the deposit form to the auction participants except the successful bidder after a predetermined period of time; Principal loss compensation auction method. The method of claim 28, The successful bidding step, Allowing bidding of the auction participants according to a preset number of bids; Receiving a bidding condition from auction participants who are allowed to bid; And Selecting the auction participant who is closest to the preset successful bid range among the auction conditions, and presents a condition that does not overlap with another auction participant as a successful bidder. The method of claim 29, The successful bid condition, The auction method of claim 1, characterized in that the lowest number of the numbers presented by the auction participants do not overlap. The method of claim 29, The successful bid condition, The loss loss-type auction method characterized in that the highest number among the numbers presented by the auction participants do not overlap. The method of claim 29, The successful bid condition, After the auction for the auction item is closed, the loss loss type auction method characterized in that the number string closest to the number string included in any one of the stock price trading price, stock price fluctuation range, and stock information for a particular stock. The method of claim 29, The successful bid condition, A principal loss compensation auction method characterized by the following equation: Bidding condition = (Remaining amount calculated by (volume of stock trading (million units) + trading price (million units)) / (final tender times) +1. The method of claim 28, Depositing the virtual account, Generating a virtual account for each of the auction participants; And And accumulating the bidding amount in a virtual account for the bidders who fail to auction the auction item. The method of claim 28, The step of returning the bid to the auction participants except the successful bidder, The bidding loss auction method, characterized in that for providing the bidder to the bidder who failed to bid the auction article. The method of claim 28, The step of returning the bid to the auction participants except the successful bidder, The bidding loss compensation type auction method characterized in that for providing the interest to the bid and the bidding bidder failed to bid the auction article. A number assignment module for assigning random numbers to auction participants who have paid bids among auction participants connected through the Internet; An auction module for generating an auction number based on information including a number of information disclosed through the news after the auction for the auction item selected by the auction participants is completed, and selecting a bidder based on this; A virtual account processing module for accumulating bids of the auction participants who failed to win the auction goods among the auction participants who bid on the auction items in virtual accounts prepared for each auction participants except the successful bidders; And It includes; a deposit and withdrawal module for collecting the bids of the auction participants who failed to bid the auction item and deposits the deposits in a predetermined period in a financial institution; The virtual account processing module, after the predetermined period of time, through the deposit and withdrawal module, the auction loss loss type auction system, characterized in that for returning the bidding of each auction participants except the successful bidders. The method of claim 37, The random number is A principal loss compensation auction system, characterized in that a unique number is assigned to each auction participants who paid the bid without mutual overlap. The method of claim 37, The information including the number, Stock loss information auction system, characterized in that any one of the stock price information released through the news, the score information of the athletic game, and the telephone number shown in the preset page. The method of claim 37, The information including the number, A stock loss loss-type auction system, characterized in that the number column corresponding to any one of the number of the stock price transaction after the auction for the auction item, stock index, stock price fluctuation, and stock information for a particular stock. The method of claim 40, The winning bid number is A principal loss compensation auction system, characterized by the following equation: Bidding condition = (Remaining amount calculated by (volume of stock trading (million units) + trading price (million units)) / (final tender times) +1. The method of claim 37, The virtual account processing module, After the predetermined period of time, the auction loss loss type auction system, characterized in that for returning the bidding and the interest generated by the bidding to the auction participants who failed to bid. The method of claim 37, The virtual account processing module, At the request of an auction participant who failed to win the auction item, the bid price that failed the auction is returned to the auction participant to allow re-auctioning for other auction items, but the bid amount returned to the auction participant is in the first ratio. The loss loss-type auction system, characterized in that for applying a penalty according to the predetermined amount to return the bid. The method of claim 43, The virtual account processing module, At the request of the auction participants who failed to auction the bidding item, the bidding money deposited in the form of savings is returned to the financial institution, and the bidding amount is applied to the bidding amount by applying a penalty according to the second ratio and subtracting the predetermined amount. Principal loss compensation auction system, characterized in that giving. The method of claim 44, The second ratio is principal loss compensation auction system, characterized in that greater than the first ratio.

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